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A POR110N OF THE Nrr 1/4 OF THE SIY 1/4
SECTION 29, TOWNSHIP 23 NORTH, RANGE 5 EAST.
CITY OF RENTON, KING COUNTY. WASHINGTON
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PUBLIC
HEARING
City of Renton
Department of Planning I Building I Public Works
PRELIMINARY REPORT TO THE HEARING EXAMINER
A. SUMMARY AND PURPOSE OF REQUEST:
Public Hearing Date: September 4, 2007
Project Name:
Owners:
Applicant:
Contact:
File Number:
Project Summary:
. Project Location:
Benson Ridge Preliminary Plat
Steve Pelton; 3020 Issaquah-Pine Lake Rd SE #256; Sammamish WA 98075
Ray Sled; 3401 Benson Dr S; Renton WA 98055
Evergreen Home Investments; 3020 Issaquah-Pine Lake Rd SE #256;
Sammamish WA 98075
Jim Hanson; Hanson Consulting; 17446 Mallard Cove Ln; Mt Vernon WA
98274
LUA-07-056, ECF, PP Project Manager: Elizabeth Higgins, AICP
The applicant* is requesting Preliminary Plat approval for subdivision of 2
parcels of land totalling 1.72 acres into lots suitable for single-family
residential development and one tract. The property is located on Benson
Drive South (State Route 515) at South 341" Street. The land is currently
used for two, single-family residential houses. All existing structures on the
property would be removed.
The proposed subdivision would create 9 lots suitable for single-family
residential development. The lots would range in size from approximately
4,851 sq ft to 8,584 sq ft.
The density of the plat would be 6.1 dwelling units per net acre, which is
within the range allowed by the prevailing Residential 8 zone .
3401 Benson Dr Sand 3451 Cedar Ave S
* Note: "applicant" is the project proponent and applicant for the current land use action. References to future responsibilities of the
"applicant" should be interpreted to mean future landowner, developer, or project proponent. Development approvals and conditions of
approval are associated with the project'property and not individuals.
City of Renton P!BJPW Department
BENSON RIDGE PRELIMINARY PLAT
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF, PP
PUBLIC HEARING DATE: SEPTEMBER 4, 2007 Page 2of 13
8. HEARING EXHIBITS:
Exhibit 1:
Exhibit 2:
Exhibit 3:
Exhibit 4:
Exhibit 5:
Exhibit 6:
Exhibit 7:
Project file ("yellow file") containing the application, reports, staff comments, and
other material pertinent to the review of the project.
Neighborhood Detail Map (aerial photograph)
Zoning Map (dated 02/16/06)
Site Conditions (aerial photograph)
Site Plan
Tree Inventory
Landscape Plan
C. GENERAL INFORMATION:
1. Owners of Record: Steve Pelton; 3020 Issaquah-Pine Lake Rd SE #256;
Sammamish WA 98075
2. Zoning Designation:
Ray Sled; 3401 Benson Dr S; Renton WA 98055
Residential -8 (8 dwelling units per net acre)
Residential Single-family (RSF) 3. Comprehensive Plan
Land Use Designation:
4. Existing Site Use: Residential (two single-family houses with associated
outbuildings)
5. Neighborhood Characteristics:
North: Winsper II; single-family residential, Residential 8 Zone
East: Benson Drive South (SR 515)
South: Winsper II; single-family residential, Residential 8 Zone
West: Winsper II; single-family residential, Residential 8 Zone
6.
7.
Access:
Site Area:
Benson Dr S via new public street
1. 72 acres (74,862 gross square feet)
D. HISTORICAUBACKGROUND:
Action
Lot Line Adjustment
Annexation
Comprehensive Plan
Zoning
Land Use File No.
LUA06-117, LLA
NIA
NIA
NIA
Ordinance No./Recording No.
20070125900018
4476
4760
4760
E. APPLICABLE SECTIONS OF THE RENTON MUNICIPAL CODE:
1. Chapter 2 Land Use Districts
Section 4-2-020: Purpose and Intent of Zoning Districts
Section 4-2-070: Zoning Use Table
Section 4-2-110: Residential Development Standards
HEX report Benson Ridge.doc
Date
01/25/07
10/26/1994
04/21/1998
04121/1998
City of Renton PIB/PW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
2. Chapter 4 Property Development Standards
Section 4-4-030: Development Guidelines and Regulations
Section 4-4-060: Grading, Excavation and Mining Regulations
Section 4-4-070: Landscaping Regulations
Section 4-4-080: Parking, Loading and Driveway Regulations
Section 4-4-130: Tree Cutting and Land Clearing Regulations
4. Chapter 6 Streets and Utility Standards
Section 4-6-060: Street Standards
5. Chapter 7 Subdivision Regulations
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Page3of13
Section 4-7-050: General Outline of Subdivision, Short Plat and Lot Line Adjustment Procedures
Section 4-7-080: Detailed Procedures for Subdivision
Section 4-7-120: Compatibility with Existing Land Use and Plan-General Requirements and
Minimum Standards
Section 4-7-150: Streets-General Requirements and Minimum Standards
Section 4-7-160: Residential Blocks -General Requirements and Minimum Standards
Section 4-7-170: Residential Lots -General Requirements and Minimum Standards
Section 4-7-220: Hillside Subdivisions
6. Chapter 9 Procedures and Review Criteria
7. Chapter 11 Definitions
F. APPLICABLE SECTIONS OF THE COMPREHENSIVE PLAN:
1. Community Design Element: New Development; Site Planning; Architecture; Landscaping; Streets,
Sidewalks, and Streetscape Objectives and Policies
2. Housing: Objectives and Policies
3. Land Use Element: Residential Single Family Objectives and Policies.
G. DEPARTMENT ANALYSIS:
1. PROJECT DESCRIPTION/BACKGROUND
The proposed Benson Ridge Plat would be located in south Renton, west of Benson Dr S.
(Exhibit 2) The site consists of 2 tax parcels of 37,622 sf (0.86 A) on the north and 31,026 sf
(0.71 A) on the south. There are single-family residential structures, a swimming pool, and
outbuildings on the lots. The properties were developed in the late 1950s and mid-70s, prior to
annexation into the City of Renton. The density of the 2 lots. at about 5.24 dwelling unit per net
acre (du/a), is lower than recent development in the vicinity. The Windsper II subdivision is
within the Residential 8 zone (R-8), which allows up to 8 du/a.
The project site is also zoned R-8, which implements the Single-family Residential
Comprehensive Plan land use designation. (Exhibit 3)
The site is 74,862 gsf ( 1. 72 acres) in size. Critical areas, consisting of slopes up to 40 percent
or more, would be excluded from the gross site area and would be delineated within a 3,553 sf
tract (Tract A). A public street would be provided for direct or indirect access to Lots 1 through 6,
8, and 9. The public street area would be 6,021 sf and would be deducted from the gross site
area, as would 1,689 sf of area for private access easements. (Exhibit 4)
The net area remaining for development would be 63,59g sf. The density of the proposed 9 lot
development would be 6.1 du/a.
The proposed subdivision would result in 9 lots with an average lot size of 8,720 sf. (Exhibit 5)
Lots would range in size from approximately 4,851 sq ft to 8,584 sq ft.
HEX report Benson Ridge.doc
City of Renton PIB/PW Department
BENSON RIDGE PRELJMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF. PP
Page 4 of 13
About half the lots would be irregularly shaped including 2 that would have pipestems. The
others would be generally rectangular.
The proposed project abuts the Winsper Division II subdivision on the north, west, and south.
Benson Dr S (State Route 515) abuts the project site along the east. The area is developed with
single-family houses and is zoned for single-family residential use to the north, west, and south.
The area to the east, across Benson Dr S is unincorporated King County.
Access would be from Benson Drive South, abutting the east side of the site, and from an
access easement granted by the Winsper II development. A public street, S 34th Street, dead-
ends to the west side of the site. The site slopes down from east to west at an average grade of
about 23 percent. Trees are located primarily along the east side.
Benson Dr S is a managed-access state route (SR 515). A modification has been requested to
allow this street to be built within a 42 foot right-of-way, which is below the adopted street
standards. Lots 3 through 6 would front on the new public street. Shared driveways and access
easements would connect Lots 1, 2, 8, and 9 to the new public street. Lot 7 would be accessed
from Cedar Ave S by a 10 foot wide existing access easement and parallel 10 foot wide tract
(Tract 'C' of Winsper II). Cedar Ave S very closely parallels Benson Dr S. Connection to an
existing street to the west, S 341" St, would not be feasible due to steep slopes.
Utilities may be located within the steep slope tract, but no other work is proposed where slopes
are regulated.
A tree inventory indicates approximately 127 trees on the site, of which 83 percent would remain
following development. (Exhibit 6)
Site preparation for development of the plat would include the removal of vegetation and trees
for roadways, utilities and building pads.
A conceptual landscape plan was submitted. (Exhibit 7)
2. ENVIRONMENTAL REVIEW
Pursuant to the City of Renton's Environmental Ordinance and SEPA (RCW 43.21 C, 1971 as
amended), on July 30, 2007 the Environmental Review Committee issued a Determination of
Non-Significance -Mitigated (DNS-M) for the Benson Ridge Preliminary Plat. The DNS-M
included six (6) mitigation measures. A 14-day appeal period commenced on August 6, 2007
and ended on August 20, 2007. No appeals were filed.
3. COMPLIANCE WITH ERC MITIGATION MEASURES
Based on an analysis of the probable impacts from the proposal, the Environmental Review
Committee (ERC) issued the following mitigation measures with the Determination of Non-
Significance -Mitigated (DNS-M):
1. The applicant will be required to comply with the recommendations included in the
geotechnical report, "Preliminary Site Evaluation," by Bergquist Engineering Services,
dated August 25, 2006, with the exception of any revisions included in the required
report update.
2. A revised report or letter from the geotechnical consultants shall be required prior to
issuance of construction permits, taking into consideration the enlarged site area,
changed alignment of the access road, and more detailed information about the site plan
HEX report Benson Ridge.doc
City of Renton P/BIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Page 5 of 13
and either revising the original recommendations or verifying the recommendations in
the original report.
3. The applicant shall be required to provide a Temporary Erosion and Sedimentation
Control Plan (TESCP) designed pursuant to the Department of Ecology's Erosion and
Sediment Control Requirements outlined in Volume II of the most recent Department of
Ecology Stormwater Management Manual.
4. This project shall comply with the 2005 King County Surface Water Design Manual to
meet both detention (Conservation Flow control -a.k.a. Level 2) and water quality
improvements.
5. The applicant shall pay the appropriate Traffic Mitigation Fee based on $75.00 per each
new average daily trip associated with the project prior to the recording of the final plat.
6. The applicant shall pay the appropriate Fire Mitigation Fee based on a rate of $488.00
per new single-family lot prior to the recording of the final plat.
7. The applicant shall pay the appropriate Parks Mitigation Fee based on $530.76 per new
single-family lot prior to the recording of the final plat.
4. STAFF REVIEW COMMENTS
Representatives from various city departments have reviewed the application materials to
identify and address site plan issues from the proposed development. These comments are
contained in the official file, and the essence of the comments has been incorporated into the
appropriate sections of this report and the Departmental Recommendation at the end of the
report.
5. CONSISTENCY WITH PRELIMINARY PLAT CRITERIA:
Approval of a plat is based upon several factors. The following preliminary plat criteria have
been established to assist decision makers in the review of the subdivision.
(a) Compliance with the Comprehensive Plan
The objectives and policies of the Comprehensive Plan form the basis for zoning and
development regulations for land use and building construction. Although all elements of
the Comprehensive Plan apply, the most applicable elements for review of this
preliminary plat are Community Design, Environmental, Housing, and Land Use.
~ o-6rr {" ~ -
Community Design Element -New Development 1} ~ _
Site Planning
Objective CD-D: New neighborhood development patterns should be consistent with
Renton's established neighborhoods and have an interconnected road network.
The access street is perpendicular to Benson Dr S, but is not connected to S 34th St on
the west due to slopes in excess of 40 percent.
Policy CD-15: Land should be subdivided into blocks sized so that walking distances
are minimized and convenient routes between destination points are available.
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF PP
Page 6of 13
Staff recommends pedestrian access be provided to the S 34th St street-end. Although
the slope is too steep for a road, pedestrian access to the west would be feasible.
Policy CD-16: During land division, all lots should front on streets or parks. Discourage
single-tier lots with rear yards backing onto a street.
Due to the irregular shape of the property prior to subdivision, and the steep slopes, only
half of the proposed lots would front directly on the new public street.
Policy CD-19: During development, significant trees, either individually or in stands,
should be preserved, replaced, or as a last option, relocated.
Approximately 17 percent of the existing 127 trees would be removed during site
construction.
Policy CD-26: Streets, sidewalks, and pedestrian or bike paths should be arranged as
an interconnecting network. The use of.cul-de-sacs should be discouraged. A grid or
"flexible grid" pattern of streets and pathways, with a hierarchy of widths and
corresponding traffic volumes, should be used.
The new public street would not connect to an extension of S 34th St due to steep
slopes. A cul-de-sac is not proposed.
Landscaping
Policy CD· 50: Trees should be planted along residential streets, in parking lots
requiring landscaping, and in other pervious areas as the opportunity arises. Trees
should be retained whenever possible and maintained using Best Management
Practices as appropriate for each type.
The Residential 8 zone requires a minimum of two trees per lot in the front yard setback
or within the abutting public right-of way of each lot. A conceptual landscape plan was
submitted indicating this requirement would be met.
Objective CD-K: Site plans for new development projects for all uses, including
residential subdivisions, should include landscape plans.
Landscaping is required along street frontages and all pervious areas of lots in the plat.
Landscaping along Benson Dr S would be required, but is not shown on the conceptual
landscape plan. Although the landscaping is required by Renton Municipal Code, staff
recommends submittal of a detailed landscape plan be made a condition of approval
indicating all areas required to be landscaped. Installation of the landscaping prior to
occupation would be a requirement of the project.
Policy CD-53: Landscape plans for proposed development projects should include
public entryways, street rights-of-way, stormwater detention ponds, and all common
areas.
The detailed landscape plan should include proposed landscaping of all public rights-of-
way.
Policy CD-55: Maintenance programs should be required for landscaped areas in
development projects, including entryways, street rights-of-way, stormwater
retention/detention ponds, and common areas.
Maintenance of common areas would be the responsibility of a Homeowners'
Association. Maintenance of landscaping is required by Renton Municipal Code. Staff
recommends that formation of a Homeowners' Association be a condition of approval.
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Streets, Sidewalks, and Streetscape
Preliminary Report to the Hearing Examiner
L UA-07-056, ECF, PP
Page 7 of 13
Objective CD-M: Develop a system of residential streets, sidewalks, and alleys that
serve both vehicles and pedestrians.
Policy CD-60: Criteria should be developed to locate pedestrian and bicycle
connections in the City. Criteria should consider:
a) Linking residential areas with employment and commercial areas;
b) Providing access along arterials;
c) Providing access within residential areas;
d) Filling gaps in the existing sidewalk system where appropriate; and
e) Providing access through open spaces and building entries to shorten walking
distances.
The proposed preliminary plat would encourage pedestrian and bicycle use by means
of a connection to the west. Unfortunately, Benson Dr S is not served by public
transportation within walking distance to the project site. Metro route 169 stops at S
21'1 St and Benson Dr S, approximately one mile north. This route runs north-south
along Talbot (west of the site) and east-west along Carr Road (south of the site), but
there are no through pedestrian connections to these streets.
Policy CD-61: Residential streets should be constructed to the narrowest widths
(distance from curb to curb) feasible without impeding emergency vehicle access.
The streets are planned to be the narrowest allowed by a requested modification of
City code.
Policy CD-62: Landscaped parking strips should be considered for use as a safety
buffer between pedestrians and moving vehicles along arterials and collector streets.
Renton Municipal Code requires a five foot (5') landscaped area parallel to and
abutting public streets.
Policy CD-66: Sidewalks or walking paths should be provided along residential
streets. Sidewalk width should be ample to safely and comfortably accommodate
pedestrian traffic.
Sidewalks would be provided abutting the public streets.
Policy CD-71: All utility lines should be placed underground.
All utility lines would be placed underground.
Housing Element
Moderate and Middle Income Housing
Objective H-D: Encourage the private sector to provide market rate housing for the
widest potential range of income groups including middle-and moderate-income
households.
Policy H-24: Disperse moderate-income housing in all areas of the City that have
vacant land.
By approving subdivision of 2 parcels of land into 9 lots, more moderate income
housing should be available.
Land Use Element
The Benson Ridge Preliminary Plat has the Comprehensive Plan land use designation of
Residential Single-family (RSF).
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Residential Single-family Land Use Designation
Preliminary Report ta the Hearing Examiner
LUA-07-056, ECF. PP
Page Bal 13
The objective established by the RSF is to designate land for quality residential
single-family development organized into neighborhoods at urban densities. The
intention is that large subdivisions are carefully designed to enhance and improve the
quality of single-family living environments.
The proposed plat is consistent with the following Comprehensive Plan objectives and
policies for Residential Single-family Land Use.
Objective LU-FF: Encourage re-investment and rehabilitation of existing housing, and
development of new residential plats resulting in quality neighborhoods that: 1) Are
planned at urban densities and implement Growth Management targets; 2) Promote
expansion and use of public transportation; and 3) Make more efficient use of urban
services and infrastructure.
The project would provide 9 residential Jots, which would further Growth Management
targets.
Policy LU-147: Net development densities should fall within a range of 4.0 to 8.0
dwelling units per net acre in Residential Single Family neighborhoods.
The 9 Jots within the R-8 zone would be at a density of 6. 1 dwelling units per net acre,
after the required deductions, and is within the preferred density range of the R-8 zone.
Policy LU-148: A minimum lot size of 5,000 square feet should be allowed on in-fill
parcels of less than an acre in single-family designations. Allow a reduction in lot size to
4,500 square feet on parcels greater than an acre to create an incentive for aggregation
of land.
The R-8 zoned portion of the site is larger than one acre, therefore the R-8 lots can be
smaller than 5,000. All Jots are 4,500 sf or larger.
Policy LU-149: Lot size should exclude private sidewalks, easements, private road, and
driveway easements, except alley easements.
Lot areas do not include access easements.
(b) Compliance with the Underlying Zoning Designation.
The 1. 72 acre site is zoned Residential -8 Dwelling Units per Acre (R-8) on the City of
Renton Zoning Map. The proposed development allows for the future construction of up
to 9 dwelling units along with associated plat improvements.
Density -In the City of Renton, residential density is based on the gross land area less
public streets, private access easements, and critical areas. The Benson Ridge property
contains approximately 6,021 sf of public streets, 1,689 sf of access easement area, and
3,553 sf of critical area.
After the deduction of 11,263 sf from the 74,862 gross square foot parcel (74,862 gsf
site -11,263 sf= 63,599 net sf (1.46 A), the proposed plat would have a net overall
density of 6.1 dwelling units per acre. (9 units/ 1.46 acres= 6.1 du/ac).
The allowable density range in the R-8 zone is between 4 and 8 du/a. The proposed
project would be developed within the allowable density range.
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Page 9of 13
Lot Dimensions and Sizes -The minimum lot width in the R-8 zone is 50 feet for interior
lots and 60 feet for corner lots. The minimum lot depth of 65 feet. Lot sizes would be
between 4,851 sq ft to 8,584 square feet.
The plat would create 9 lots and 1 tract with the following sizes and access:
Lot Table
Lot Area (net square Proposed Access
feet)
1 8,584 Shared driveway
2 5,858 Shared drivewav
3 5,501 Public street
4 4,851 Public street
5 5,551 Public street
6 6,331 Public street
7 8,200 Access easement
8 4,896 Public street
9 5,800 Public street and
access easement
Tract A 10,777 Critical areas
Setbacks -The R-8 zone requires minimum front yard setback of 15 feet for the primary
structure and 20 feet for attached garages, which access from the front yard street. Side
yard setbacks along a street or access easement are 15 feet minimum and 20 feet for
garages accessed from the side yard street or access easement. The interior side yard
setback is minimum 5 feet. The minimum rear yard setback is 20 feet.
There is adequate area on each lot for the Preliminary Plat plan and appear to comply
with the setback requirements. The setback lines are not indicated, however. Staff
recommends the project applicant submit a plan indicating the setbacks for each lot prior
to the issuance of construction permits. The applicant should note that the side yard
building setbacks for Lots 3, 4, 6, and 7, which have side yards abutting streets and/or
access easements, would be 15 feet. All setbacks would be verified prior to the issuance
of individual building permits.
Building Standards -The R-8 zone permits one single-family residential structure per lot.
Accessory structures are permitted at a maximum number of two per lot at 720 square
feet each, or one per lot at 1,000 square feet in size. The 9 proposed lots would support
one primary structure on each lot.
Building height in the R-8 zone is limited to 2 stories and 30 feet for primary structures
and one story and 15 feet for detached accessory structures.
Maximum building coverage in the R-8 zone is 50 percent for lots less than 5,000 sf in
size and 35 percent or 2,500, whichever is greater, on lots 5,000 sf or greater in size.
The proposal's compliance with each of these building standards would be verified prior
to the issuance of building permits for each individual structure.
Landscaping -The R-8 zone requires off-site landscaping where the plat abuts public
streets. The Benson Ridge Preliminary Plat would abut Benson Dr S and a new public
street interior to the plat.
A five foot wide irrigated or drought resistant landscape strip must be installed and if
there is additional undeveloped right-of-way in excess of five feet, this additional width
HEX report Benson Ridge.doc
City of Renton PIBIPW Deparlment
BENSON RIDGE PREUMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Reporl to the Hearing Examiner
LUA-07-056, ECt=: PP
Page 10of 13
must be landscaped. Additionally, a minimum of two trees of a City approved species
with a minimum caliper of 1 Y, inches per tree must be planted in the front yard or
planting strip of every lot prior to final building occupancy.
Landscaping is required for this subdivision (RMC 4-4-070). General landscape
requirements include: on-site landscaping along all street frontages, except for walkways
and driveways; when rear or side yards are along property lines abutting a street. a
minimum of five (5) feet of planting area in the public right-of-way; landscaping of all
pervious areas in the Plat including detention ponds (which may be located on the
abutting plat), and installation of underground irrigation systems or use of drought
resistant plant materials. Specific landscape requirements are also applicable to the
preliminary plat including those related to: trees, soils, drainage, plants, and berms as
outlined in the landscaping regulations.
A tree planting plan was submitted with the application. It indicates planting along public
streets. Approval of a detailed landscape plan will be required prior to recording the final
plat.
(c) Compliance with Subdivision Regulations.
Lot Arrangement: Side lot lines are to be at right angles to street lines, and each lot
must have access to a public street or road. Access may be by private access
easement per the requirements of the Street Improvement Ordinance.
The side lot lines of the proposed lots are at right angles to street lines. All lots would
have direct or indirect access to public roadways. As proposed, lots generally comply
with arrangement and access requirements of the Subdivision Regulations.
Lots: The size, shape and orientation of lots shall meet the minimum area and width
requirements of the applicable zoning classification and shall be appropriate for the type
of development and use contemplated.
Lots 2 through 6 and 8 would be rectangular or nearly so. Lots 1, 7, and 9 are irregular
shaped due to the shape of the original parcel (Lots 1 and 7), which is somewhat
triangular, or slope (Lot 9).
Although the proposed lots appear to have sufficient building area for the development
of detached single family homes, a condition of approval is that the Preliminary Plat plan
be resubmitted indicating setback lines for each lot showing potential building envelopes.
Property Corners at Intersections: All lot corners at intersections of dedicated public
rights-of-way, except alleys, shall have minimum radius of 15 feet.
The proposed subdivision would create Lots 3 and 6 to be located at the intersection of
public rights-of-way. This lot corner would have a radius equal to or greater than 15 feet.
(d) Reasonableness of Proposed Boundaries
Access and Street Improvements: Primary access to the site is proposed via a new
public street off the already-improved Benson Dr S. A condition of approval is
recommended prohibiting access to lots directly from Benson Dr S.
Staff considered the potential connection of S 34th St to Benson Dr S. If S 34th were
extended, however, it would cross a slope of approximately 40 percent, which is
considered a critical area in the City of Renton. If the street was built at the allowed
maximum grade of 15 percent, retaining walls on each side would make the abutting
lots inaccessible from the public street. Therefore, a "hammerhead" turn-around has
been approved for the street end within the plat.
HEX report Benson Ridge.doc
City of Renton PIB/PW Department
BENSON RIDGE PRELIMINARY PLAT
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007 Page 11 of 13
Street improvements for all public roads including curb, gutter, sidewalk and street
lighting are required.
A pedestrian connection to the west would be required to further City policy requiring
vehicle and pedestrian connectivity (Community Design policies 15, 26, and 60). This
access, for pedestrian traffic only, would be located between S 34th S and the Benson
Ridge Plat public street. Provision of this pedestrian connection would be a condition of
plat approval. Approval of the dimensions and location of this connection would be
required prior to recording the Final Plat.
Topography: The site has an average slope of approximately 23 percent across the site
from east to west. This requires review with the criteria of RMC 4-7-220, "Hillside
Subdivisions", which are applicable for sites having an average slope greater than 20
percent (see below).
There are steep slopes, up to and possibly exceeding 40 percent within Tract A.
Trees, shrubs and grasses, as well as residential landscaping, are present on the site.
An inventory submitted by the applicant indicates approximately 127 trees, of which 17
percent would be removed for building, utility, and road construction.
The applicant has indicated that sitework would consist of removing cut material from the
site and the import of structural material for street and utility bedding.
Relationship to Existing Uses: The subject site has two residences and outbuildings,
which would be removed.
The surrounding neighborhood is comprised of new single family properties.
(e) Availability and Impact on Public Services (Timeliness)
Police and Fire: Police and Fire Prevention staffs indicate that sufficient resources exist
to furnish services to the proposed development, subject to the condition that the
applicant provide Code required improvements and fees. The Environmental Review
Committee imposed a Fire Mitigation Fee in order to mitigate the project's potential
impacts to emergency services.
Recreation: It is anticipated that the proposed development would generate additional
users of existing City park and recreational facilities and programs. As required by the
Environmental Review Committee, a Parks Mitigation Fee will be required prior to the
recording of the final plat.
Schools: The site is located within the boundaries of the Renton School District No. 403.
Based on the student generation factor, the proposed plat would result in approximately
3 additional students (0.44 x [9-2] = 3). The schools would include: Talbot Hill
Elementary (within walking distance), Dimmitt Middle School (transportation by bus), and
Renton High School (transportation by bus). The school district has indicated that they
would be able to handle to additional students coming from the proposed development.
Storm Drainage/Surface Water: Drainage improvements would include curbs, gutters,
catch basins, and pipe network for collection of surface water on-site. Runoff would be
directed to a combined detention / water quality pond located on Tract 'A'.
Landscaping of stormwater tracts is required by RMC 4-4-070.
Water and Sanitary Sewer Utilities: The proposed development is within the Soos
Creek service area. A Certificate of Water Availability would be required.
HEX report Benson Ridge.doc
City of Renton P/8/PW Deparlment
BENSON RIDGE PRELJMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Preliminary Reporl to the Hearing Examiner
LUA-07-056, ECF PP
Pago 12of13
6. CONSISTENCY WITH HILLSIDE SUBDIVISIONS REGULATIONS
The following criteria have been established (RMC 4-7-220, "Hillside Subdivisions") to assist
decision makers in the review of subdivisions proposed for sites having average slopes
greater than 20 percent. The project, as proposed, would meet the requirements of the Hillside
Subdivision requirements as noted below.
1. Information concerning the soils, geology, drainage patterns, and vegetation shall be
presented in order to evaluate the drainage, erosion control and slope stability for
site development of the proposed plat. The applicant must demonstrate that the
development of the hillside subdivision will not result in soil erosion and
sedimentation, landslide, slippage, excess surface water runoff, increased costs of
building and maintaining roads and public facilities and increased need for
emergency relief and rescue operations.
A geotechnical report evaluating the surface and subsurface conditions at the site
was submitted with the application. This report indicated that the site would be
suitable for the proposed development and that development of the site would not
result in soil erosion, sedimentation, landslide, slippage, excess surface runoff,
increased costs of building or utility construction and maintenance.
The Environmental Review Committee has required that the recommendations
included in the geotechnical report be followed during site and building construction
on the site.
2. Detailed plans for any proposed cut and fill operations shall be submitted. These
plans shall include the angle of slope, contours, compaction, and retaining walls.
A grading plan was submitted for the project.
3. Streets:
a. Streets may only have a grade exceeding fifteen percent (15%) if approved by the
Department and the Fire Department.
b. Street widths may be less than those required in the street standards for streets with
grades steeper than fifteen percent (15%) if parking prohibition on one or both sides of
the street is approved by the Administrator.
Streets would not have a grade in excess of 15 percent.
4. Lots: Lots may be required to be larger than minimum lot sizes required by the
Zoning Code. Generally, lots in steeper areas of the subdivision should be larger
than those in less steep areas of the subdivision.
Lots would meet the requirements of the code.
5. Erosion Control Requirements: Any clearing or grading shall be accompanied by
erosion control measures as deemed necessary by the Department.
Erosion control in conformance with the most recent Department of Ecology
requirements is a mitigation measure of the Environmental Review Committee
determination.
HEX report Benson Ridge.doc
City of Renton P/BIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
H. RECOMMENDATION:
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Pago 13 of 13
Staff recommends approval of the Benson Ridge Preliminary Plat, Project File No. LUA-07-
056, ECF, PP subject to the following conditions:
1. Pedestrian access shall be provided across Tract 'A' from the new public street to the end of
the public street to the west. South 34111 Street. The width and alignment of this walkway
shall be approved by the Development Services Division prior to issuance of a construction
permit. The walkway shall be constructed prior to recording the Final Plat. The maintenance
of the walkway shall be the responsibility of the homeowners' association.
2. A detailed landscape plan shall be submitted to the Development Services Project Manager
for review and approval prior to final plat recording.
3. A homeowners' association shall be created concurrently with the recording of the final plat
in order to establish maintenance responsibilities for all shared improvements. including, but
not limited to landscaping outside lot boundaries. Tract A. and the pedestrian walkway to the
property line. A draft of the document shall be submitted to the City of Renton Development
Services Division for review and approval by the City Attorney and Property Services section
prior to recording of the final plat.
4. A plan of the preliminary plat shall be submitted to the Development Services Division for
review indicating the required setbacks for each lot prior to the issuance of construction
permits.
5. A note shall be recorded on the face of the plat prohibiting access to lots directly from
Benson Dr S.
EXPIRATION PERIODS:
Preliminary Plats (PP): Five (5) years from final approval (signature) date.
HEX report Benson Ridge.doc
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PUBLIC
HEARING
City of Renton
Department of Planning I Building I Public Works
PRELIMINARY REPORT TO THE HEARING EXAMINER
A. SUMMARY AND PURPOSE OF REQUEST:
Public Hearing Date: September 4, 2007
Project Name:
Owners:
Applicant:
Contact:
File Number:
Project Summary:
Project Location:
Benson Ridge Preliminary Plat
Steve Pelton; 3020 Issaquah-Pine Lake Rd SE #256; Sammamish WA 98075
Ray Sled; 3401 Benson Dr S; Renton WA 98055
Evergreen Home Investments; 3020 Issaquah-Pine Lake Rd SE #256;
Sammamish WA 98075
Jim Hanson; Hanson Consulting; 17446 Mallard Cove Ln; Mt Vernon WA
98274
LUA-07-056, ECF, PP Project Manager: Elizabeth Higgins; AICP
The applicant* is requesting Preliminary Plat approval for subdivision of 2
parcels of land totalling 1. 72 acres into lots suitable for single-family
residential development and one tract. The property is located on Benson
Drive South (State Route 515) at South 34th Street. The land is currently
used for two, single-family residential houses. All existing structures on the
property would be removed.
The proposed subdivision would create 9 lots suitable for single-family
residential development. The lots would range in size from approximately
4,851 sq ft to 8,584 sq ft.
The density of the plat would be 6.1 dwelling units per net acre, which is
within the range allowed by the prevailing Residential 8 zone.
3401 Benson Dr S and 3451 Cedar Ave S
.. Note: "applicant" is the project proponent and applicant for the current land use action. References to future responsibilities of the
"applicant" should be interpreted to mean future landowner, developer, or project proponent. Development approvals and conditions of
approval are associated with the projecUproperty and not individuals.
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF. PP
PUBLIC HEARING DATE: SEPTEMBER 4, 2007 Page 2of 13
B. HEARING EXHIBITS:
Exhibit 1:
Exhibit 2:
Exhibit 3:
Exhibit 4:
Exhibit 5:
Exhibit 6:
Exhibit 7:
Project file ("yellow file") containing the application, reports, staff comments, and
other material pertinent to the review of the project.
Neighborhood Detail Map (aerial photograph)
Zoning Map (dated 02/16/06)
Site Conditions (aerial photograph)
Site Plan
Tree Inventory
Landscape Plan
C. GENERAL INFORMATION:
1. Owners of Record:
2. Zoning Designation:
3. Comprehensive Plan
Steve Pelton; 3020 Issaquah-Pine Lake Rd SE #256;
Sammamish WA 98075
Ray Sled; 3401 Benson Dr S; Renton WA 98055
Residential -8 (8 dwelling units per net acre)
Residential Single-family (RSF)
Land Use Designation:
4. Existing Site Use: Residential (two single-family houses with associated
outbuildings)
5. Neighborhood Characteristics:
North: Winsper II; single-family residential, Residential 8 Zone
East: Benson Drive South (SR 515)
South: Winsper II; single-family residential, Residential 8 Zone
West: Winsper II; single-family residential, Residential 8 Zone
6.
7.
Access:
Site Area:
Benson Dr S via new public street
1. 72 acres (74,862 gross square feet)
D. HISTORICAUBACKGROUND:
Action
Lot Line Adjustment
Annexation
Comprehensive Plan
Zoning
Land Use File No.
LUA06-117, LLA
N/A
N/A
N/A
Ordinance No./Recordinq No.
20070125900018
4476
4760
4760
E. APPLICABLE SECTIONS OF THE RENTON MUNICIPAL CODE:
1. Chapter 2 Land Use Districts
Section 4-2-020: Purpose and Intent of Zoning Districts
Section 4-2-070: Zoning Use Table
Section 4-2-110: Residential Development Standards
HEX report Benson Ridge.doc
Date
01/25/07
10/26/1994
04/21/1998
04/21/1998
City of Renton PIB/PW Department
BENSON RIDGE PRELIMINARY PLAT
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
2. Chapter 4 Property Development Standards
Section 4-4-030: Development Guidelines and Regulations
Section 4-4-060: Grading, Excavation and Mining Regulations
Section 4-4-070: Landscaping Regulations
Section 4-4-080: Parking, Loading and Driveway Regulations
Section 4-4-130: Tree Cutting and Land Clearing Regulations
4. Chapter 6 Streets and Utility Standards
Section 4-6-060: Street Standards
5. Chapter 7 Subdivision Regulations
Page 3 of 13
Section 4-7-050: General Outline of Subdivision, Short Plat and Lot Line Adjustment Procedures
Section 4-7-080: Detailed Procedures for Subdivision
Section 4-7-120: Compatibility with Existing Land Use and Plan-General Requirements and
Minimum Standards
Section 4-7-150: Streets-General Requirements and Minimum Standards
Section 4-7-160: Residential Blocks -General Requirements and Minimum Standards
Section 4-7-170: Residential Lots -General Requirements and Minimum Standards
Section 4-7-220: Hillside Subdivisions
6. Chapter 9 Procedures and Review Criteria
7. Chapter 11 Definitions
F. APPLICABLE SECTIONS OF THE COMPREHENSIVE PLAN:
1. Community Design Element: New Development; Site Planning; Architecture; Landscaping; Streets,
Sidewalks, and Streetscape Objectives and Policies
2. Housing: Objectives and Policies
3. Land Use Element: Residential Single Family Objectives and Policies.
G. DEPARTMENT ANALYSIS:
1. PROJECT DESCRIPTION/BACKGROUND
The proposed Benson Ridge Plat would be located in south Renton, west of Benson Dr S.
(Exhibit 2) The site consists of 2 tax parcels of 37,622 sf (0.86 A) on the north and 31,026 sf
(0.71 A) on the south. There are single-family residential structures, a swimming pool, and
outbuildings on the lots. The properties were developed in the late 1950s and mid-70s, prior to
annexation into the City of Renton. The density of the 2 lots, at about 5.24 dwelling unit per net
acre (du/a), is lower than recent development in the vicinity. The Windsper II subdivision is
within the Residential 8 zone (R-8), which allows up to 8 du/a.
The project site is also zoned R-8, which implements the Single-family Residential
Comprehensive Plan land use designation. (Exhibit 3)
The site is 74,862 gsf (1.72 acres) in size. Critical areas, consisting of slopes up to 40 percent
or more, would be excluded from the gross site area and would be delineated within a 3,553 sf
tract (Tract A). A public street would be provided for direct or indirect access to Lots 1 through 6,
8, and 9. The public street area would be 6,021 sf and would be deducted from the gross site
area, as would 1,689 sf of area for private access easements. (Exhibit 4)
The net area remaining for development would be 63,599 sf. The density of the proposed 9 lot
development would be 6.1 du/a.
The proposed subdivision would result in 9 lots with an average lot size of 8,720 sf. (Exhibit 5)
Lots would range in size from approximately 4,851 sq ft to 8,584 sq ft.
HEX report Benson Ridge.doc
City of Renton P/8/PW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Page 4 of 13
About half the lots would be irregularly shaped including 2 that would have pipestems. The
others would be generally rectangular.
The proposed project abuts the Winsper Division II subdivision on the north, west, and south.
Benson Dr S (State Route 515) abuts the project site along the east. The area is developed with
single-family houses and is zoned for single-family residential use to the north, west, and south.
The area to the east, across Benson Dr S is unincorporated King County.
Access would be from Benson Drive South, abutting the east side of the site, and from an
access easement granted by the Winsper II development. A public street, S 34th Street, dead-
ends to the west side of the site. The site slopes down from east to west at an average grade of
about 23 percent. Trees are located primarily along the east side.
Benson Dr Sis a managed-access state route (SR 515). A modification has been requested to
allow this street to be built within a 42 foot right-of-way, which is below the adopted street
standards. Lots 3 through 6 would front on the new public street. Shared driveways and access
easements would connect Lots 1, 2, 8, and 9 to the new public street. Lot 7 would be accessed
from Cedar Ave S by a 10 foot wide existing access easement and parallel 10 foot wide tract
(Tract 'C' of Winsper II). Cedar Ave S very closely parallels Benson Dr S. Connection to an
existing street to the west, S 34th St, would not be feasible due to steep slopes.
Utilities may be located within the steep slope tract, but no other work is proposed where slopes
are regulated.
A tree inventory indicates approximately 127 trees on the site, of which 83 percent would remain
following development. (Exhibit 6)
Site preparation for development of the plat would include the removal of vegetation and trees
for roadways, utilities and building pads.
A conceptual landscape plan was submitted. (Exhibit 7)
2. ENVIRONMENTAL REVIEW
Pursuant to the City of Renton's Environmental Ordinance and SEPA (RCW 43.21C, 1971 as
amended), on July 30, 2007 the Environmental Review Committee issued a Determination of
Non-Significance -Mitigated (DNS-M) for the Benson Ridge Preliminary Plat. The DNS-M
included six (6) mitigation measures. A 14-day appeal period commenced on August 6, 2007
and ended on August 20, 2007. No appeals were filed.
3. COMPLIANCE WITH ERC MITIGATION MEASURES
Based on an analysis of the probable impacts from the proposal, the Environmental Review
Committee (ERC) issued the following mitigation measures with the Determination of Non-
Significance -Mitigated (DNS-M):
1. The applicant will be required to comply with the recommendations included in the
geotechnical report, "Preliminary Site Evaluation," by Bergquist Engineering Services,
dated August 25, 2006, with the exception of any revisions included in the required
report update.
2. A revised report or letter from the geotechnical consultants shall be required prior to
issuance of construction permits, taking into consideration the enlarged site area,
changed alignment of the access road, and more detailed information about the site plan
HEX report Benson Ridge.doc
•
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PIA T
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF PP
Page 5 of 13
and either revising the original recommendations or verifying the recommendations in
the original report.
3. The applicant shall be required to provide a Temporary Erosion and Sedimentation
Control Plan (TESCP) designed pursuant to the Department of Ecology's Erosion and
Sediment Control Requirements outlined in Volume II of the most recent Department of
Ecology Stormwater Management Manual.
4. This project shall comply with the 2005 King County Surface Water Design Manual to
meet both detention (Conservation Flow control -a.k.a. Level 2) and water quality
improvements.
5. The applicant shall pay the appropriate Traffic Mitigation Fee based on $75.00 per each
new average daily trip associated with the project prior to the recording of the final plat.
6. The applicant shall pay the appropriate Fire Mitigation Fee based on a rate of $488.00
per new single-family lot prior to the recording of the final plat.
7. The applicant shall pay the appropriate Parks Mitigation Fee based on $530. 76 per new
single-family lot prior to the recording of the final plat.
4. STAFF REVIEW COMMENTS
Representatives from various city departments have reviewed the application materials to
identify and address site plan issues from the proposed development. These comments are
contained in the official file, and the essence of the comments has been incorporated into the
appropriate sections of this report and the Departmental Recommendation at the end of the
report.
5. CONSISTENCY WITH PRELIMINARY PLAT CRITERIA:
Approval of a plat is based upon several factors. The following preliminary plat criteria have
been established to assist decision makers in the review of the subdivision.
(a) Compliance with the Comprehensive Plan
The objectives and policies of the Comprehensive Plan form the basis for zoning and
development regulations for land use and building construction. Although all elements of
the Comprehensive Plan apply, the most applicable elements for review of this
preliminary plat are Community Design, Environmental, Housing, and Land Use.
Community Design Element -New Development
Site Planning
Objective CD-D: New neighborhood development patterns should be consistent with
Renton's established neighborhoods and have an interconnected road network.
The access street is perpendicular to Benson Dr S, but is not connected to S 34th St on
the west due to slopes in excess of 40 percent.
Policy CD-15: Land should be subdivided into blocks sized so that walking distances
are minimized and convenient routes between destination points are available.
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF PP
Page 6of13
Staff recommends pedestrian access be provided to the S 34th St street-end. Although
the slope is too steep for a road, pedestrian access to the west would be feasible.
Policy CD-16: During land division, all lots should front on streets or parks. Discourage
single-tier lots with rear yards backing onto a street.
Due to the irregular shape of the property prior to subdivision, and the steep slopes, only
half of the proposed lots would front directly on the new public street.
Policy CD-19: During development, significant trees, either individually or in stands,
should be preserved, replaced, or as a last option, relocated.
Approximately 17 percent of the existing 127 trees would be removed during site
construction.
Policy CD-26: Streets, sidewalks, and pedestrian or bike paths should be arranged as
an interconnecting network. The use of cul-de-sacs should be discouraged. A grid or
"flexible grid" pattern of streets and pathways, with a hierarchy of widths and
corresponding traffic volumes, should be used.
The new public street would not connect to an extension of S 34th St due to steep
slopes. A cul-de-sac is not proposed.
Landscaping
Policy CD-50: Trees should be planted along residential streets, in parking lots
requiring landscaping, and in other pervious areas as the opportunity arises. Trees
should be retained whenever possible and maintained using Best Management
Practices as appropriate for each type.
The Residential 8 zone requires a minimum of two trees per lot in the front yard setback
or within the abutting public right-of way of each lot. A conceptual landscape plan was
submitted indicating this requirement would be met.
Objective CD-K: Site plans for new development projects for all uses, including
residential subdivisions, should include landscape plans.
Landscaping is required along street frontages and all pervious areas of lots in the plat.
Landscaping along Benson Dr S would be required, but is not shown on the conceptual
landscape plan. Although the landscaping is required by Renton Municipal Code, staff
recommends submittal of a detailed landscape plan be made a condition of approval
indicating all areas required to be landscaped. Installation of the landscaping prior to
occupation would be a requirement of the project.
Policy CD-53: Landscape plans for proposed development projects should include
public entryways, street rights-of-way, stormwater detention ponds, and all common
areas.
The detailed landscape plan should include proposed landscaping of all public rights-of-
way.
Policy CD-55: Maintenance programs should be required for landscaped areas in
development projects, including entryways, street rights-of-way, storrnwater
retention/detention ponds, and common areas.
Maintenance of common areas would be the responsibility of a Homeowners'
Association. Maintenance of landscaping is required by Renton Municipal Code. Staff
recommends that formation of a Homeowners' Association be a condition of approval.
HEX report Benson Ridge.doc
City of Renton P/8/PW Department
BENSON RIDGE PRELIMINARY PLAT
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007 Page 7 of 13
Streets, Sidewalks, and Streetscape
Objective CD·M: Develop a system of residential streets, sidewalks, and alleys that
serve both vehicles and pedestrians.
Policy CD-60: Criteria should be developed to locate pedestrian and bicycle
connections in the City. Criteria should consider:
a) Linking residential areas with employment and commercial areas;
b) Providing access along arterials;
c) Providing access within residential areas;
d) Filling gaps in the existing sidewalk system where appropriate; and
e) Providing access through open spaces and building entries to shorten walking
distances.
The proposed preliminary plat would encourage pedestrian and bicycle use by means
of a connection to the west. Unfortunately, Benson Dr S is not served by public
transportation within walking distance to the project site. Metro route 169 stops at S
21'' St and Benson Dr S, approximately one mile north. This route runs north-south
along Talbot (west of the site) and east-west along Carr Road (south of the site), but
there are no through pedestrian connections to these streets.
Policy CD-61: Residential streets should be constructed to the narrowest widths
( distance from curb to curb) feasible without impeding emergency vehicle access.
The streets are planned to be the narrowest allowed by a requested modification of
City code.
Policy CD-62: Landscaped parking strips should be considered for use as a safety
buffer between pedestrians and moving vehicles along arterials and collector streets.
Renton Municipal Code requires a five foot (5) landscaped area parallel to and
abutting public streets.
Policy CD-66: Sidewalks or walking paths should be provided along residential
streets. Sidewalk width should be ample to safely and comfortably accommodate
pedestrian traffic.
Sidewalks would be provided abutting the public streets.
Policy CD· 71: All utility lines should be placed underground.
All utility lines would be placed underground.
Housing Element
Moderate and Middle Income Housing
Objective H-D: Encourage the private sector to provide market rate housing for the
widest potential range of income groups including middle-and moderate-income
households.
Policy H-24: Disperse moderate-income housing in all areas of the City that have
vacant land.
By approving subdivision of 2 parcels of land into 9 lots, more moderate income
housing should be available.
Land Use Element
The Benson Ridge Preliminary Plat has the Comprehensive Plan land use designation of
Residential Single-family (RSF).
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELJMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Residential Single-family Land Use Designation
Preliminary Report to the Hearing Examiner
LUA-07-056 ECF. PP
Page Bof 13
The objective established by the RSF is to designate land for quality residential
single-family development organized into neighborhoods at urban densities. The
intention is that large subdivisions are carefully designed to enhance and improve the
quality of single-family living environments.
The proposed plat is consistent with the following Comprehensive Plan objectives and
policies for Residential Single-family Land Use.
Objective LU-FF: Encourage re-investment and rehabilitation of existing housing, and
development of new residential plats resulting in quality neighborhoods that: 1) Are
planned at urban densities and implement Growth Management targets; 2) Promote
expansion and use of public transportation; and 3) Make more efficient use of urban
services and infrastructure.
The project would provide 9 residential lots, which would further Growth Management
targets.
Policy LU-147: Net development densities should fall within a range of 4.0 to 8.0
dwelling units per net acre in Residential Single Family neighborhoods.
The 9 lots within the R-8 zone would be at a density of 6. 1 dwelling units per net acre,
after the required deductions, and is within the preferred density range of the R-8 zone.
Policy LU-148: A minimum lot size of 5,000 square feet should be allowed on in-fill
parcels of less than an acre in single-family designations. Allow a reduction in lot size to
4,500 square feet on parcels greater than an acre to create an incentive for aggregation
of land.
The R-8 zoned portion of the site is larger than one acre, therefore the R-8 lots can be
smaller than 5,000. All lots are 4,500 sf or larger.
Policy LU-149: Lot size should exclude private sidewalks, easements, private road, and
driveway easements, except alley easements.
Lot areas do not include access easements.
(b) Compliance with the Underlying Zoning Designation.
The 1.72 acre site is zoned Residential-8 Dwelling Units per Acre (R-8) on the City of
Renton Zoning Map. The proposed development allows for the future construction of up
to 9 dwelling units along with associated plat improvements.
Density -In the City of Renton, residential density is based on the gross land area less
public streets, private access easements, and critical areas. The Benson Ridge property
contains approximately 6,021 sf of public streets. 1,689 sf of access easement area, and
3,553 sf of critical area.
After the deduction of 11,263 sf from the 74,862 gross square foot parcel (74,862 gsf
site -11,263 sf= 63,599 net sf (1.46 A), the proposed plat would have a net overall
density of 6.1 dwelling units per acre. (9 units 11.46 acres = 6.1 du/ac).
The allowable density range in the R-8 zone is between 4 and 8 du/a. The proposed
project would be developed within the allowable density range.
HEX report Benson Ridge.doc
City of Renton P/BIPW Department
BENSON RIDGE PRELIMINARY PLAT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Page 9 of 13
Lot Dimensions and Sizes -The minimum lot width in the R-8 zone is 50 feet for interior
lots and 60 feet for corner lots. The minimum lot depth of 65 feet. Lot sizes would be
between 4,851 sq ft to 8,584 square feet.
The plat would create 9 lots and 1 tract with the following sizes and access:
Lot Table
Lot Area (net square Proposed Access
feet)
1 8,584 Shared drivewav
2 5,858 Shared driveway
3 5,501 Public street
4 4,851 Public street
5 5,551 Public street
6 6,331 Public street
7 8,200 Access easement
8 4,896 Public street
9 5,800 Public street and
access easement
Tract A 10,777 Critical areas
Setbacks -The R-8 zone requires minimum front yard setback of 15 feet for the primary
structure and 20 feet for attached garages, which access from the front yard street. Side
yard setbacks along a street or access easement are 15 feet minimum and 20 feet for
garages accessed from the side yard street or access easement. The interior side yard
setback is minimum 5 feet. The minimum rear yard setback is 20 feet.
There is adequate area on each lot for the Preliminary Plat plan and appear to comply
with the setback requirements. The setback lines are not indicated, however. Staff
recommends the project applicant submit a plan indicating the setbacks for each lot prior
to the issuance of construction permits. The applicant should note that the side yard
building setbacks for Lots 3, 4, 6, and 7, which have side yards abutting streets and/or
access easements, would be 15 feet. All setbacks would be verified prior to the issuance
of individual building permits.
Building Standards -The R-8 zone permits one single-family residential structure per lot.
Accessory structures are permitted at a maximum number of two per lot at 720 square
feet each, or one per lot at 1,000 square feet in size. The 9 proposed lots would support
one primary structure on each lot.
Building height in the R-8 zone is limited to 2 stories and 30 feet for primary structures
and one story and 15 feet for detached accessory structures.
Maximum building coverage in the R-8 zone is 50 percent for lots less than 5,000 sf in
size and 35 percent or 2,500, whichever is greater, on lots 5,000 sf or greater in size.
The proposal's compliance with each of these building standards would be verified prior
to the issuance of building permits for each individual structure.
Landscaping -The R-8 zone requires off-site landscaping where the plat abuts public
streets. The Benson Ridge Preliminary Plat would abut Benson Dr Sand a new public
street interior to the plat.
A five foot wide irrigated or drought resistant landscape strip must be installed and if
there is additional undeveloped right-of-way in excess of five feet, this additional width
HEX report Benson Ridge.doc
City of Renton PIBIPW Department
BENSON RIDGE PRELIMINARY PIA T
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Proliminary Report to the Hearing Examiner
LUA-07-056 ECF, PP
Page 10of13
must be landscaped. Additionally, a minimum of two trees of a City approved species
with a minimum caliper of 1 Y, inches per tree must be planted in the front yard or
planting strip of every lot prior to final building occupancy.
Landscaping is required for this subdivision (RMC 4-4-070). General landscape
requirements include: on-site landscaping along all street frontages, except for walkways
and driveways; when rear or side yards are along property lines abutting a street, a
minimum of five (5) feet of planting area in the public right-of-way; landscaping of all
pervious areas in the Plat including detention ponds (which may be located on the
abutting plat), and installation of underground irrigation systems or use of drought
resistant plant materials. Specific landscape requirements are also applicable to the
preliminary plat including those related to: trees, soils, drainage, plants, and berms as
outlined in the landscaping regulations.
A tree planting plan was submitted with the application. It indicates planting along public
streets. Approval of a detailed landscape plan will be required prior to recording the final
plat.
(c) Compliance with Subdivision Regulations.
Lot Arrangement: Side lot lines are to be at right angles to street lines, and each Jot
must have access to a public street or road. Access may be by private access
easement per the requirements of the Street Improvement Ordinance.
The side lot lines of the proposed lots are at right angles to street lines. All lots would
have direct or indirect access to public roadways. As proposed, lots generally comply
with arrangement and access requirements of the Subdivision Regulations.
Lots: The size, shape and orientation of Jots shall meet the minimum area and width
requirements of the applicable zoning classification and shall be appropriate for the type
of development and use contemplated.
Lots 2 through 6 and 8 would be rectangular or nearly so. Lots 1, 7, and 9 are irregular
shaped due to the shape of the original parcel (Lots 1 and 7), which is somewhat
triangular, or slope (Lot 9).
Although the proposed lots appear to have sufficient building area for the development
of detached single family homes, a condition of approval is that the Preliminary Plat plan
be resubmitted indicating setback lines for each lot showing potential building envelopes.
Property Corners at Intersections: All lot corners at intersections of dedicated public
rights-of-way, except alleys, shall have minimum radius of 15 feet.
The proposed subdivision would create Lots 3 and 6 to be located at the intersection of
public rights-of-way. This lot corner would have a radius equal to or greater than 15 feet.
(d) Reasonableness of Proposed Boundaries
Access and Street Improvements: Primary access to the site is proposed via a new
public street off the already-improved Benson Dr S. A condition of approval is
recommended prohibiting access to lots directly from Benson Dr S.
Staff considered the potential connection of S 34th St to Benson Dr S. If S 34'" were
extended, however, it would cross a slope of approximately 40 percent, which is
considered a critical area in the City of Renton. If the street was built at the allowed
maximum grade of 15 percent, retaining walls on each side would make the abutting
lots inaccessible from the public street. Therefore, a "hammerhead" turn-around has
been approved for the street end within the plat.
HEX report Benson Ridge.doc
City of Renton PIB/PW Department
BENSON RIDGE PRELJMINARY PLAT
Preliminary Report to the Hearing Examiner
L UA-07-056, ECF, PP
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007 Page 11 of/3
Street improvements for all public roads including curb, gutter, sidewalk and street
lighting are required.
A pedestrian connection to the west would be required to further City policy requiring
vehicle and pedestrian connectivity (Community Design policies 15, 26, and 60). This
access, for pedestrian traffic only, would be located between S 34th S and the Benson
Ridge Plat public street. Provision of this pedestrian connection would be a condition of
plat approval. Approval of the dimensions and location of this connection would be
required prior to recording the Final Plat.
Topography: The site has an average slope of approximately 23 percent across the site
from east to west. This requires review with the criteria of RMC 4-7-220, "Hillside
Subdivisions", which are applicable for sites having an average slope greater than 20
percent (see below).
There are steep slopes, up to and possibly exceeding 40 percent within Tract A.
Trees, shrubs and grasses, as well as residential landscaping, are present on the site.
An inventory submitted by the applicant indicates approximately 127 trees, of which 17
percent would be removed for building, utility, and road construction.
The applicant has indicated that sitework would consist of removing cut material from the
site and the import of structural material for street and utility bedding.
Relationship to Existing Uses: The subject site has two residences and outbuildings,
which would be removed.
The surrounding neighborhood is comprised of new single family properties.
(e) Availability and Impact on Public Services (Timeliness)
Police and Fire: Police and Fire Prevention staffs indicate that sufficient resources exist
to furnish services to the proposed development, subject to the condition that the
applicant provide Code required improvements and fees. The Environmental Review
Committee imposed a Fire Mitigation Fee in order to mitigate the project's potential
impacts to emergency services.
Recreation: It is anticipated that the proposed development would generate additional
users of existing City park and recreational facilities and programs. As required by the
Environmental Review Committee, a Parks Mitigation Fee will be required prior to the
recording of the final plat.
Schools: The site is located within the boundaries of the Renton School District No. 403.
Based on the student generation factor, the proposed plat would result in approximately
3 additional students (0.44 x [9-2] = 3). The schools would include: Talbot Hill
Elementary (within walking distance), Dimmitt Middle School (transportation by bus), and
Renton High School (transportation by bus). The school district has indicated that they
would be able to handle to additional students coming from the proposed development.
Storm Drainage/Surface Water: Drainage improvements would include curbs, gutters,
catch basins, and pipe network for collection of surface water on-site. Runoff would be
directed to a combined detention / water quality pond located on Tract 'A'.
Landscaping of stormwater tracts is required by RMC 4-4-070.
Water and Sanitary Sewer Utilities: The proposed development is within the Soos
Creek service area. A Certificate of Water Availability would be required.
HEX report Benson Ridge.doc
City of Renton PIB/PW Department
BENSON RIDGE PRELJMINARY PLAT
PUBLIC HEARING DA TE: SEPTEMBER 4, 2007
Preliminary Report to the Hearing Examiner
LUA-07-056, EC1' PP
Page 12of13
6. CONSISTENCY WITH HILLSIDE SUBDIVISIONS REGULATIONS
The following criteria have been established (RMC 4-7-220, "Hillside Subdivisions") to assist
decision makers in the review-of subdivisions proposed for sites having average slopes
greater than 20 percent. The project, as proposed, would meet the requirements of the Hillside
Subdivision requirements as noted below.
1. Information concerning the soils, geology, drainage patterns, and vegetation shall be
presented in order to evaluate the drainage, erosion control and slope stability for
site development of the proposed plat. The applicant must demonstrate that the
development of the hillside subdivision will not result in soil erosion and
sedimentation, landslide, slippage, excess surface water runoff, increased costs of
building and maintaining roads and public facilities and increased need for
emergency relief and rescue operations.
A geotechnica/ report evaluating the surface and subsurface conditions at the site
was submitted wffh the application. This report indicated that the site would be
suitable for the proposed development and that development of the site would not
result in soil erosion, sedimentation, landslide, slippage, excess surface runoff,
increased costs of building or utility construction and maintenance.
The Environmental Review Commfftee has required that the recommendations
included in the geotechnical report be followed during site and building construction
on the site.
2. Detailed plans for any proposed cut and fill operations shall be submitted. These
plans shall include the angle of slope, contours, compaction, and retaining walls.
A grading plan was submitted for the project.
3. Streets:
a. Streets may only have a grade exceeding fifteen percent (15%) if approved by the
Department and the Fire Department.
b. Street widths may be less than those required in the street standards for streets with
grades steeper than fifteen percent ( 15%) if parking prohibition on one or both sides of
the street is approved by the Administrator.
Streets would not have a grade in excess of 15 percent.
4. Lots: Lots may be required to be larger than minimum lot sizes required by the
Zoning Code. Generally, lots in steeper areas of the subdivision should be larger
than those in less steep areas of the subdivision.
Lots would meet the requirements of the code.
5. Erosion Control Requirements: Any clearing or grading shall be accompanied by
erosion control measures as deemed necessary by the Department.
Erosion control in conformance with the most recent Department of Ecology
requirements is a mitigation measure of the Environmental Review Committee
determination.
HEX report Benson Ridge.doc
City of Renton PIB!PW Department
BENSON RIDGE PRELIMINARY PL.AT
PUBLIC HEARING DATE: SEPTEMBER 4, 2007
H. RECOMMENDATION:
Preliminary Report to the Hearing Examiner
LUA-07-056, ECF, PP
Pago 13 of 13
Staff recommends approval of the Benson Ridge Preliminary Plat, Project File No. LUA-07-
056, ECF, PP subject to the following conditions:
1. Pedestrian access shall be provided across Tract 'A' from the new public street to the end of
the public street to the west, South 34th Street. The width and alignment of this walkway
shall be approved by the Development Services Division prior to issuance of a construction
permit. The walkway shall be constructed prior to recording the Final Plat. The maintenance
of the walkway shall be the responsibility of the homeowners' association.
2. A detailed landscape plan shall be submitted to the Development Services Project Manager
for review and approval prior to final plat recording.
3. A homeowners' association shall be created concurrently with the recording of the final plat
in order to establish maintenance responsibilities for all shared improvements, including, but
not limited to landscaping outside lot boundaries, Tract A, and the pedestrian walkway to the
property line. A draft of the document shall be submitted to the City of Renton Development
Services Division for review and approval by the City Attorney and Property Services section
prior to recording of the final plat.
4. A plan of the preliminary plat shall be submitted to the Development Services Division for
review indicating the required setbacks for each lot prior to the issuance of construction
permits.
5. A note shall be recorded on the face of the plat prohibiting access to lots directly from
Benson Dr S.
EXPIRATION PERIODS:
Preliminary Plats (PP): Five (5) years from final approval (signature) date.
HEX report Benson Ridge.doc
Renton
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COMMENCING AT 9:00 AM,
CITY OF RENTON
HEARING EXAMINER
PUBLIC HEARING
September 4, 2007
AGENDA
COUNCIL CHAMBERS, 7TH FLOOR, RENTON CITY HALL
The application(s) listed are in order of application number only and not necessarily the order in which they will be
heard. Items will be called for hearing at the discretion of the Hearing Examiner.
PROJECT NAME: Benson Ridge Preliminary Plat
PROJECT NUMBER: LUA-07-056, PP, ECF
PROJECT DESCRIPTION: The applicant is requesting Preliminary Plat approval for subdivision of 2
parcels of land totalling 1. 72 acres into lots suitable for single-family residential development and one
tract. The property is located on Benson Drive South (State Route 515) at South 34th Street. The
land is currently used for two, single-family residential houses. All existing structures on the property
would be removed. The proposed subdivision would create 9 lots suitable for single-family residential
development. The lots would range in size from approximately 4,851 sq ft to 8,584 sq ft. The density
of the plat would be 6.1 dwelling units per net acre, which is within the range allowed by the
prevailing Residential 8 zone.
HEX Agenda 9-4-07.doc
1 • •
PACIFIC NORTHWEST TITLE COMPANY MAY 2 5 2007
RECElVED
OF WASHINGTON, INC.
215 Columbia Street
Seattle, Washington 98104-1511
Senior Title Officer, Mike Sharkey (mikesharkey@pnwt.com)
Title Officer, Curtis Goodman (curtisgoodman@pnwt.com)
Assistant Title Officer, Charlie Bell (charliebell@pnwt.com)
Unit No. 12
FAX No. (206) 343-1330
Telephone Number (206)343-1327
Hanson Consulting Title Order No. 650359
CERTIFICATE FOR
FILING PROPOSED PLAT
17446 Mallard Cove Lane
Mt. Vernon, Washington 98274
Attention: Jim Hanson
Your Ref.: PELTON
GENTLEMEN:
PLAT CERTIFICATE
SCHEDULE A
In the matter of the plat submitted for your approval, this Company has
examined the records of the County Auditor and County Clerk of King
County, Washington, and the records of the Clerk of the United States
Courts holding terms in said County, and from such examination hereby
certifies that according to said records the title to the following
described land:
As on Schedule A, page 2, attached.
IS VESTED IN:
STEPHEN w. PELTON and ALICIA M. PELTON, husband and wife, by deed
which recites joint tenancy with full rights of survivorship
SUBJECT TO THE FOLLOWING EXCEPTIONS:
As on Schedule B, attached hereto.
CHARGE:
TAX:
$250.00
$ 22.25 TOTAL CHARGE: $272.25
RECORDS EXAMINED TO: May 3, 2007 at 8:00 a.m.
PACIFIC NORTHWEST TITLE COMPANY OF
w
Mike Sharke
Senior Title Officer
Unit No. 12
•
PLAT CERTIFICATE
SCHEDULE A
Page 2
•
Order No. 650359
The land referred to in this certificate is situated in the State of
Washington, and described as follows:
Lot 2, City of Renton Boundary Line Adjustment recorded under King
County Recording Number 9602169002, being a portion of the northwest
quarter of the southwest quarter, Section 29, Township 23 North,
Range 5 East, W.M., in King County, Washington;
TOGETHER WITH an easement for ingress, egress and utilities 20 feet
in width as shown over Lot 1, City of Renton Boundary Line
Adjustment recorded under Recording Number 9602169002.
\
END OF SCHEDULE A
I •
GENERAL EXCEPTIONS,
PLAT CERTIFICATE
Schedule B
•
Order No. 650359
1. Rights of claims of parties in possession not shown by the public
records.
2. Public or private easements, or claims of easements, not shown by
the public record.
3. Encroachments, overlaps, boundary line disputes, or other matters
which would be disclosed by an accurate survey or inspection of the
premises.
4. Any lien, or right to a lien, for services, labor or material
heretofore or hereafter furnished, imposed by law and not shown by
the public records, or Liens under the Workmen's Compensation Act
not shown by the public records.
5. Any title or rights asserted by anyone including but not limited to
persons, corporations, governments or other entities, to tide lands,
or lands comprising the shores or bottoms of navigable rivers,
lakes, bays, ocean or sound, or lands beyond the line of the harbor
lines as established or changed by the United States Government.
6. (a) Unpatented mining claims; (b) reservations or exceptions in
patents or in Acts authorizing the issuance thereof; (c) water
rights, claims or title to water.
7. Any service, installation, connection, maintenance, capacity, or
construction charges for sewer, water, electricity or garbage
removal.
8. General taxes not now payable or matters relating to special
assessments and special levies, if any, preceding the same becoming
a lien.
9. Indian tribal codes or regulations, Indian treaty or aboriginal
rights, including, but not limited to, easements or equitable
servitudes.
•
SPECIAL EXCEPTIONS,
PLAT CERTIFICATE
SCHEDULE B
Page 2
•
Order No. 650359
1. EASEMENT AND THE TERMS AND CONDITIONS REFERENCED THEREIN, INCLUDING,
BUT NOT LIMITED TO, THE FOLLOWING,
PURPOSE,
AREA AFFECTED,
RECORDED:
RECORDING NUMBER:
Public roadway
The east 30 feet of said premises
April 11, 1975
7504110355
2. COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS CONTAINED IN SHORT
PLAT, COPY ATTACHED:
RECORDED:
RECORDING NUMBER:
May 16, 1975
7505160528
3. COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS CONTAINED IN SHORT
PLAT, COPY ATTACHED:
RECORDED:
RECORDING NUMBER:
March 21, 1980
8003210741
4. COVENANTS, CONDITIONS, RESTRICTIONS AND EASEMENTS CONTAINED IN SHORT
PLAT, COPY ATTACHED:
RECORDED:
RECORDING NUMBER:
February 16, 1996
9602169002
5. GENERAL AND SPECIAL TAXES AND CHARGES: FIRST HALF DELINQUENT MAY 1,
IF UNPAID: SECOND HALF DELINQUENT NOVEMBER l, IF UNPAID:
YEAR: 2007
TAX ACCOUNT NUMBER:
LEVY CODE:
292305-9161-01
2130
CURRENT ASSESSED VALUE: Land, $130,000.00
Improvements: $168,000.00
AMOUNT BILLED
GENERAL TAXES: $3,284.07
SPECIAL DISTRICT: $1.59
$9. 98
TOTAL BILLED: $3,295.64 PAID: $1,647.82 TOTAL DUE: $1,647.82
(continued)
•
•
•
PLAT CERTIFICATE
SCHEDULE B
Page 3
•
Order No. 650359
6. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF:
GRANTOR:
TRUSTEE:
BENEFICIARY:
AMOUNT:
DATED:
RECORDED:
RECORDING NUMBER:
Alicia M. Pelton, wife of joint
tenancy with full rights of
survivorship
Joan H. Anderson, EVP on behalf of
Flagstar Bank, FSB
Mortgage Electronic Registration
Systems, Inc., solely as nominee for
American Northwest Mortgage, Inc.
$196,000.00
April 19, 2004
April 20, 2004
20040420001562
The amount now secured by said Deed of Trust and the terms upon
which the same can be discharged or assumed should be ascertained
from the holder of the indebtedness secured.
END OF SCHEDULE B
Title to this property was examined by:
Jeff Olsen
Any inquiries should be directed to one of the title officers set forth
in Schedule A.
TW/20040420001561
•
··,
• • 20070227001781 .001
Mer Rcc:ordiqlwum To:
COUW1'Jtnm)K SONI 1.0ANS-INC.
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• • • 20070227001781.l)02
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' . •
POC ID tr OG0158~5115B02007
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A, CrIY Of' RBN'fON UJ7 LlHE 1'DJ:USTMEN7 NO. UJA-06-111 .. LI.A,, URDU RBCQRt).mG
NUMBER 200701259000181 Sit'UATSD JN THE CITY OF RBKTON, C0UNrY OF KIMG1
S"lATE OF tlASBINGl'ON,
3401 B.BNSDN DR S, RBN'JON
(8~)
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......... ,,.,
• • 20070227001781.004
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Ille Noto, 1llllil Ille Note ls paid ill 11111, 1 nm (me ""'"""'J 10 pruvillo for,.,_ of -..., fer. (1)
nxea wl wee ata and other it=-wbich -can aualn ,Ptiodly Ola" 1llil Skalay laMnaanl ., 1 b or
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!ar mr, ..iaD-,equlaod byLeaduaaduS..Cdon 5: ..i(d)-._......_.pmniamo,1!..,.,"'
"'1 ,-payable by BllffllWOr ,o Lender in lieu or mo _. ot M.....,. -.... ~ ;,,
............ lrilh 0., pnmoiollll or Sectiol 10. Tbcsc ilems on, calecl ._ -"Al orJclno!loo O< at Ill)'
-dllriq • oonn of Ille Loea, Leodu may ,.q,,;,. 1MI c.,-,;,y Amodatioo o-, ir-, """
-iflll)', l>omowtd byBolrowcr, .. ~ .... --and• ·-..... l••--
llom>wu "'811 promplly-10 Loador all OO!ico, of lDlOOldli lO be [Jlil llllller dils Soctlon. B-Bl>all
poy Leode< tho-. u Bsorow 1-mil= l'..eode< wah<:S a.......-. ollliplioo to poy Ibo -!u any
"'111-1-. '--....,.. B°""""'' obUgatlon 10 poy ,o Lendor-ror-, or aD -
I-It my limo. Any !IIOb -m'>' Ollly be in writing. la Ibo OTe!il of -wol-, --flll1 1111:ody, wbm ood _..,...,Ibo....,..,. doe fio< any &e..w lleDa b 'IVlddl _ of_ Im
brm waned by L<adcr aid, if Lendor........, 3h~l ~miall 10 Lallfer rooolj>u .,idoaci.C IOdt .-,-w-IUClt lime paiod as Loader may aequiro, Bom,wo,'1 obftpdon 1D -..... _.. ... IO pro-ride
JecciFa lholl for ID -be -.i 10 be a <oVCna11t Oild -"""'8ia<d ill this Saomi'1 1-ar Ibo..,.. • .,._ ad qrooment";, med la Sectkm 9.lrBotrowmisoblipted101/f&'f
l!ocrow -dinx:dy, _..IOI wolver, ond llom,wer -Ill JIil' the -d,Je for 111-.,.. bo,»,
l..a>de,..., -it, rigt,111 ador Scotio, 9 and poy --,od 11oaow,r oball llleo be olilipral
'lllldct section 9 U) 1ep1y ID Laldct my mch amonm. Lender may lll'fclt Che waiver as to any Cl" all EICAJW
IIOato II oaydmo by •-gl-illliCCOnlimoc Mth S..b 15 liild, -----
pay 10 L<nder.a Fuods, liild la-llll>Otllll$, that an, lhoa ffl!lllnd-tbb Soo&ico 3,
L<ader 11111)1, • IIIY tlato,calloctllldltold l'lmlls man lllllOlbll(a) ..m.... 10 pennltl..oaderlO"(iplylha
-at Iha dme ,peci6ed -RBSPA. and (b) not m <:>:1"'911 tho.....,... ...... a -Con mp,ko
-RBSPA. Leader ""8 -Ibo IOIO!int of Foads d1io oo Ibo bmls or_... doai liild -li!o
-of OlljiC>ldiia'" ocruia.s-1 ..... orlllhorwioom ..... .-. widlAppHcableI.ow.
ThePndsoltal)bc beldlnm lnnlmlion WMOed<,j>oQII IR-byafedcnl-,~.
or <r>tlly (""1udioa Latdcr. If Lead,, is ., hilti...., wltc>JC deposl1t 111 ,o inotllod) w ID any l'<idml -
Lou Bank. Loader sball apply tllO Pundo IO !1'111 tbo Bo<,ow 1-00 lalcr Iha llte tlmo ,._-..., Wider
RBSPA. la>dor ,hall not dtarp lloaoww fot holdin$ liild app1J01110., l'llntll, 111111111'7....,.... lllo .,_
-or~tbo&cl01vlloa, .....,Lco<b l"'Y'llatnMia'-... .. thel'nntl, ad~
Low pormito 1-le< ,o 1111b -a olt8'llc, unie., • -lo made It,.,..... or Applloablo Low n:qukoa .-.. bep,i<I 00 thel't,ocis,wdttollall notbe ~IOpay _ _, _ O<eomurp
oa ... l'ondo. Boaower aoo Lender cm~ in writing, bo-.1!111 --l>o pold m Ibo-.
Ullderlboll gi'ICtD-. -~ an......i rnllltc oflbe l'lmdaa, l'CC[li,odliyRBSPA.
If-~ a ou,pl\ls OC Flmc!B blild iD escrow, ,. ddined Dttdet Rl!SPA. under oltlll -IO Bcmm,r
!u !be,.-, -in --with RBSPA. If domo b a-,. OCPlmds lioltl ln -. • do6Red
-R!!SPA. Ullder -notify Bom>wcr as rcguin:d by RBSPA. end 8-""'11 pay 10 Lendor Ibo
--10 -. ., the .-,. ;. lC<Oldance will! Rl!SPA. bur la "° _. .... 12 urondlly
-If°""' b a ddlcieoey of Plmm lldd in =w, • domed -RESPA, under -notify
llonowo, as r<qob<d by RESPA, l!ld lkllrowu sball !1'11110 Lender Iha -.-Y IO -IP 1k
tW!Cieat:ym-witbRBSPA,bmirinom0t01hoal2-.y-
Upoa Jill,,_ ID fuD of all-.......i by th~ Secwrity """-Lenderoltall ~ -IO -..., __ l,yLendor.
4.~Llem.--po,, ...................... -.... inipoa;--blo
IO llrol'mpenywlllcll ... ...., priority-Ibis Securily 1-leooelloldPIJIIIIIOISO< g,oll!ld .-111
the Piope,ty, if.,., and CODDUl'li.ty Aa&ocialioo Duos, Fees. aad Art&VHIQ, if-,. 'To die ex1eDt ... dleao
-... ----poythemlndleDllmlUproyidodht-3.
Borrower lliaJI promptly dbclllrp Ill)' llai wbicb has prmty -11118 S...ity fllmtmeru ....,.
BomJwct: (a) .,.... iii writing ,o the _. or die oblip6oa ICClln:d by the llea iii,.,_. l<CO]lOlble ID
Lm-. bm only oo '°"' M Borrower is potfum,mg ...,. ...-(b) ....-111o Uoo la a,,ocl faith by, ..-
-,plaot onJ'OIOomeat OClbo liaa lo, lop! proocedings whldo bluadn opWoo opontto to pro_ die
..,......._ oc the lica wMle -..-.,gs .., J"'1dinl; bu1 llllly attlil m:1t p,o,;mlinp an, omcltrded;
or (o) -fmnt 111c holder or the Hen .. ~· salisfaomq to under -tlo: the lion ., tbk
Socurity -If Lertder -. !hat ony port or the Propeny Jo ...,... 10 a lion -caa •IWn
priori!)' o= 1bit Sewrlty lnlllumenl, ~may pve llom>w<r11101icoidcuclfylng Ille lieo. Wilhill lOdoys
oftbe-onwhlt:hlhatnotlcelo~Bmrowersballaali,fylbollclltl'tabano«._oftbo...-JOt
kdl litlowjl/ll .. Sectka 4.
.............
• • 2IXl70227001781.D05
DOC ID t: 000158,5115802001
Leodcr my ,equ;,e ll<lnlwm IDpil/ a on .. time cl>ari<> !oreroal -11D<-mllor~
IIOrnCIOllRllbyLendorio-li<law!thtbial.oaa.
5.1',opatJ Innr-. -.r,boll Iceei, the ii,,,., __ ~ or lieraflor """'""oo Ibo
l'rol)c,IJ insmed .,....1ou by fire, ---.... -·--· ..., ,,,, --............ bot DOI B-10. Wlhq..., and floodl, for -Lendor ,oqubo l...,..._ TM,
.........,. sllall be ...........i Jn lllo ...,,..,. (inclucli"i -levtla) and lot 1llo perioO, !Ml Leildor
ffl111)reo. WbolLoldcc~ -IO !be p,m,diog IIOll'-8 -ci.. dlwq 1h, -of Ille 1-.
'llllo -...,. ..,..,. J>RMdlilc !be ...,,.... shall be ..._ by n-ool!lo<i ,o 1-ler'o liglll IO
dl&.¥,Ho,e B__,,a ollolce, which dgbl shill ru>I be w,,¢,od _....,. loader moy ..... BIJm>WOI"
IDJ>II)', iD cc f.n wtlb tllol.ooo, eilller: (a) a ono-dmedlqe fotllood ..... --. ooni1icalbi
..i ncldA& -or (b) • ono-timo cbarJo fO< flood ,_ oellffllDlation 111d --ic<a and
IUbleqllCOI '*"Pl eocb limo H116JIPl'88 or Bimilu Cllllllgc.t oecur wlllcb ~ mlpJ lllecl -
"" ........ -8-ol,oll -be--lbt1hc-of., fi,u lmpooed by Ibo
Fod<nl Bmer-,. M-1 ,._ In_..., wilb Ibo -d 111]1 llood zmo do-.n
,aolling fnman objo<tlon by llom>wer.
If llom>w<r filib 10 fflldn!Ui any of lllO -· -b<d -.. Lendor -, obtain i-.ce
-.. Lomlt:r's opoioo Uld ~. -· Leader is -... obllpdoo .. p,m:liooe.,, patic:ltlat
typo ... -of -Tl>mofoto. "'"" .., ....... ,hall """ l.oldct, bot lllipl .. mlll>I ""' -
-· -oqulty m Iha ~. o.-lho oon,_ of 1be l'rol)c,IJ, ..., 1111 rllt, -..-
Bablllly and mi&bt p<mdo -• louot .._ --~ in----.... M h, COIi of Ille -...,. .._ IO obmiiltd mlgbl o;soi-, ......, die COIi of -tlllt
B--•vooblain<d.A.,-<ii-byLoodc,111111orlillSeetlm5-beooolca-
dobt o/B«mwe,OOCilfedby Ibis 8-aty!n......,,.., n,., ..-ohall --111hoNooa--
lbe ml< d diabiJl ... kDI Uld 1111D be p,yabJ<. -"""' -~ -OOllce -Lendor 10 :S-~-All .......,. polic:ioo IOCjllilod by Lcoder and -· of .... pollcdoa llioll be lllll!jocl .. Laida's ri&l>t
., ~ -polic:iel, llllll laclado • llanderd morlgap clnoe, --..... Lendor ............
-• ao Oddlcionol loaJll)'W. 1--llhall UYC iho rlgh1 IO llold the p(llk:leo•-ca_ If
Lendor i,qm,e,, 11c:m>wer -J>O),.,cly Ii>< co 1.oD<1u o11,..,;,,. or paid J11011U111D1 llld _. ......._ lf
-.r oblain, "11'/ fom. of -co,-. DOI ollicrwiac ...,..... by loader, for~ IO, or
-...... of. !be~.""" polloyabal) -·----and-..... r..-. __ .... _loOI_
In die evcol of km, Bonower-pva pompt i!Olicc 10 lhe lanmoce ca.rior ..i Laldor. Lender -Y
-poool of loaa Jf 1101 -JIRllOPd1 by Bonower. u.Jea I...-and B--...,. -ln
wriO<g, ., -_..,., -... ""' die undc,lyinJ """"""' 11'11 .......,i "7 Lender, -be IIJIJlliod IO ........... or ,q,oir of !be Ploi>cny. if !be """"1llioJ> • lfl)llr ls '<-~ -aad
Le.ido'a omirily is ............. 1>.,..-ii rcp.;, and res10lllloa pciiocl, l..mder llball .... 111c daht 10 -
..... ---J:.oador 1111 liod .. _..,;iy., ilapocl-l'Jq,<tly .. -... wort ..
bl<G '°"""""" IO Londer• .-, ponded Illa! IIICb ln,peo1loo 1111111 bo --_.,_ I..-
--• -40 fot lhe lepoia and-ll11 al;!lo 1",-«Ina -d...,_ _... ., 1k Miil:;, o,,qldod. Uakss Iii -ii Olldein wrilll1J <r A..,iieoble Law ffllUim......, IO be
paid oo _..,..._....,....,I..-llllall 001 be mqOH'Od., poy -""7 -er....,.., oo
-pmccedl. "-r..-fd>lic o<ij-., or Olhe< Illini po,,te,, -by ._ s11111 IIOt k poid out of
lhe ...,,.,.,. proceeds ..i 111111 bo the tole obliga6on of --· If !be -or RjlOlr ls ""'
.......,1oa11y fcosit,je o,-.....ity would be leaene<i. lloo........,. pron,odo oholl be appllod IO lhe
1ii11111......S by lb;, Secorily I-whelho-°'"'" ihon doe, wilh mo-ilaoy,poid toBoaowr:1. s.a--. prvcoeduillll be 8j)pllod ln lhe <>nlcr provided l'o< Iii s-. 2.
lfBarronr illiondcoo lllo i'rape,1y, Lmdct .. y file, ,qOliab: an!l oellk ony anllol,lo -olllm
llld tdalod -. If Bmrowc. °""' "°' IO,p<»d wilhin lO days 10 o -l'lm Lade, lml *--., -baa-.. -. claim. .... ~-ncgotio1e and -.......... 'lllD 30-dly period ..m boaiD wlMm lhe oodce iii a;-. In ollbor ......, o, if Lendor ""film die Prop,rv -Seetlm 2:1 or
__ ......,,. ....... ,ol'..co,Jo,(o) Bonowcrarlputo-,--ln .. -
not,oczccccllhc -,,_.i-llio Nclc or dllo Securi.1y _ ..... lb)IIIJ-of:e.,a,,,,en
riglill (olher!llln lhc rip! .. ,,.,.-o1_Jli=l111111 poidby Boauwcr)_all _ J)Olidcs
......., ae l'ropcily, inlofar • .... Jia,blo,.. ~ble .. Iba.._ or the"-· Lender may ...
1bcluannco _ei_10.....,iror-mc l'ro!)crty ""' pay-wpoicl llllllorlbe Nolo or lhls
Socoril.Y lmll....-wllcllicror ... lhondoc.
f. ~. --OCCUJ>l', estab1isi,, m,d me lhe i'lq,<lly • B...,_,, pluolpd _
-. ro""" a11cr 111c .....,... or_... s..,.111y """"°""'""" 111o11 -"'OCCUJ>l' .,. ,,_ ..
-. prioolpel ~ ror .. --year Iller ""' -or-· -Lender--IA w.dlios, wbloll-""'11 .,.be uorca,on,,bly ,.;dlldd, or-oi-.niJIJ cho-enl ..-... 1,eyonc1_,_
7 • .l'Neenatloll, Malad ..:e _. Protedloa or ille Prtfett1; larJ rtS,-Jk:mww Jball not
-,, ~ .. impair the l'n>J>at7, llllow lhc Propcny to de!ulonlla Cit--oo lhe Pmpeny.
Wbollioranotl!onoweril l>blW>f in Ille Prq,ort). Bomn,or--lbeP_,, 111 ...... ., _
~i5of11
• • 20070227001781.006
DOC IO f; 000158$5115902007
w ._., _ .... rionlllw& or-gm vallle doe o, •oondieioL IJJ>leal•il--0>
Soedaa 511111 tq>lirar-nD01ecmomicoUy r....il>lo, BMowe< ,i,B11~ iq,oi,llo..._., ;r
~ IO 8'0ld --.. or damogc. II i•-·•r -P""=I .. paid ii
c..----lO, or lbc fWDI o~ the Propony, -ahall be ._,,.. for rq,airq or
-.,, Ibo P,-,;y ooi,, ;n.-111o n:1-proceed, ror nch-. Leader--...-
for dlo npoio, IAd .-;on 11 • lio&J< l"l""<II' or in a llOlioa or_... ...,_ 11 • -ii
comploood.11 ... -., _joo poocods .. not lofficlonl o, lop,lr or"*"",.. l'lojlcrly,
llclavw<tnnot..&...iuf-...,ollligatiooforthoeompleli(IG<Jf..,.,JOpoiror-
l<mdet or Ill --.-mt10011bie entries upon n iAopcclloos of ... l'lopcdy, Ir It ltat -...... Leader-~ dlo inralot or lbc im, .......... "" lbc ~-Leodcr llllall ghc
ll.,.....,-11 lbc lime of ocprlor O, IUCb 111 interior lnspocdclo ....,ityioc llllCh--.
I. .,_.. Lon Applicllioa.--et,all beia-.U If, duri11& moi-~ -
-or IIIJ' -« amiica 11:tiDg ar the duocuon of Boorow« or 111d, B_., lamwlod&< or
-,... ~ lalae, ,.._., o, uu,oc:,nta illfOtnlioo or ,_ IO Lcodor (or foiled o,
pn,,iclc t..dor will, -inlormalion) in <onncction with ... i-. M>omal --Include, 1'11
mo llDI limUi>d 10, ._...-cooce,na,g Bonowds ~ or Ille "'-11 u B_., prlocipol -,. ,. ••• cu..., [.ala,',_ .. .,,. Pro,...., and Rlgh Under fllfl 8ecadly -It(->
JIOfflJWV liib to,_ Ille_..., -Q --in llllo Sccmlly 1-0,) -!tr.
lcpl procoedJns 11111 mlab< alpificaady ,mo, Leoddl in,_ lo 1M Pn,peny lllllllor ripll -Ibis
Sealrilf -(Neb • • pnxeedlog in banlnip<cy, ........_ for co,-ar f-. •
-of I Hal .tJicb llllY 1111m priority o,cr this 8-li:, l...._.t ar IO -Int ot
,.,.i,,;o,,,). or (c) -bu -Ille Property, thcn Leader 11117 do 111d 1fl1 for -!tr -or.,_.."'-~ """"'io lbcPr1JIICII)' lllldrlghls1Uldu !Ms Secarllf ...._, ..,.....,. ~ -.r .....,..111e ..... of Ille l'loJi«IY, llld.....,. -,q>llilma Ille l'Jopt,ly.
London --lnc:lado, bat llO n limt<d to: (a)J'6Ymg ay --1,y I lien -Im pliadty
.,,.. u,i, Snnw,;q l':nMr-.-.; 0,)--511& i,, i:omt; and (c) l"lfDI! -~ ~ ID ...-11o
-in !be 1-lf -qj>ls -this Security lnarrmn<ol, ~ ita -.d pooitioo in I
l>oatmpmy Fl'OCI fOJ. 8ecmlioe !be Proj10fly loclolles. bm is not llmlled CO. -., lllo P,ope,t,. 10 -
,q,oJm. ~ locb, repi-or-,.. coon and wmdoM, dlaln -r ... pipeo, el-bolldblS or -code -or~ coadib~ ODd have utilitico -oo ar mr. AllhoDgb Lender-IOl<c
IICtion under dlit Seclian 9, Lender -oor llav, to do an ODd la IIOt uncle, ""1 duly or~ to do to. h
is l-1IIIIIX-W-.111>lisllilily foraot 111mg 1111)' onD ,c&onsadoori2ed-U.. Seclioo 9.
11,q.....--..,.Lender-tblaSoetioo9 ohaD--clobtor-.i-.......r
by Ollis S-,IIJ' lllslnlmedl. --,hall bear-II Ibo --Crom !be -oldis-alldllmll ha~ wt111111Cbin--aoocoliomLeoderto:Bonvnr,........._..
If llil Seemly -..... leuehokl, ~ -""'"M' widt all rbo po:,,;,iom ol llto --
If Booowor _... foe tlllo 10 llln~. the 1,...,;d anll Ibo fee dllo ""'1""' --Lender _ ..... _ .. ~_
10. Mm1-_ ,r1-J<qwed M<.lpge 1......,. • • CClldltioo or...., .. i-.
lkln<l,n:r,t,a11P1Yllle ......... fflllirt40,mainrain lllcM--lnetrect. If; for-,._ tbe
----i<qUired "7 Lendet _ .. 1o bo --Ille --.... ~ JllOYlded """ -""'ilo<rom, ..... _.... to -__., ......--
-!be'""""'""' .... __. --Bmow<, "111] Pl!' lhe ~ n,q,,i,od .. ---...iatly eqo;-to llloMcapp-.....p,evloosly in<lfOOl.11•-~-.,il-"'llto _.,B_at""'--"-'""•;oo,iymel!eot,_oo ___ _
b)'1-.l!~eqamlatt~-e_.,.,!trDOl1.....,,..__lhalloootim,o
IOJJllY tol.eodotll>o-atllle-lelyde_ltd_dlll ..... doe_ tho __
_ ,.ham-. teod«will l<CtJII, -.... -. --......... -... -..In n..o1_.,...--.Soc1tlooa,_.. ohall be non............,~ lboDClthMtbe1-
II ~ pa;d In fnll, alld Lender -.. be J"'!um:d ., py Boaowot 1111' i-n.. or comlnp "" """
.... -· Lonclot -""....,._km .......... ,.,..., ;r ~ --(in ..
..,_ ad for lllo pcdod ..... Lender .....,;res) provided by aa --.ed 1,y Leodct .... -
aYlllablo. is-..J. ...iuar....,. _.,.ty do:,iplOd JIIJ"""" IOlftld lbe pr-... ror M<WIPP
-I{ l.eoclor reqalted ---... eoo<Ntloo "'-.. lllo Lolll llld --
n,qob,d 1D -__.,. "'8lpalod _ .. ,ow,nj the ........ "" ----ablD Jllll'lbc ..-.,.Rqllited o,-Monpgc 1118lirancc in oUect, or 11 ~•-blo Joa
,...,,,., unlil I-....,.._ fu-Mortpgo ln,urmce eodo ill actu-with an:, --
bot....., 8-lllld Lender pmitlioa for mh tenninalioo or -""'-J1 tt<pliled by Ai,pliAllle Low.NadlqiaU..SocdoalO--,obllpcioo,oPIYillltRlllllllcratoJllO'llcfodlnlbcNooo. "'""---Lender (er IIIJ)' entity"""""""""' 1M Note) llr......, -lt-mcm U'Borrowudoetm.;iq,,q 1hc Loin u agreed. BOD'OWCt iS'DOl a,pan;y lo lhe ~ Jnaunnce.
---
• • 20070227001781.Gl!7
DOC ID I: 00015855l1S80200~
Mortgeip QIAlren evllaate mcir kJilal risk OD al sucll inswance .iR forte from dme: m lime. and may enta Into•-"• willl oilier pulica.tbat-or mocfify IJ,c;, rill<. or --n...o .,._ ••..,
"""8 oncl -lhal MO llllilfocluy 10 lhe mO<tns< ;....., ood 1116 -porlJ (or panico) 10 --. '111coe-m7reqa1"'""'-•m.....-10.-_,....,...,,....,..,_
lhal Ille-----· (wlllc:ll ""l' inclodofimda -.,,dfrom M--prea,imns). A,·-of-_, Lniler, "'Y........,. dllle NolD, --. Ill)'-. Ill)'
-cadly, "' ay affillao, of.., of Ille !w<goina, moy ..,.. .. (~ or lndkoc"1) ...,..,. IIIOl dedvo
fn>m(ormigl,I be-oo)apoOio,, otBcxrow,;t>•-CorMonpp-.-, 1o...._!or
lhadoc or mocllf]liog Ille ~ ........, d,t, or rodoCH1C loll01, If IIUCll -~ IIIOl an
-of Lo,cler -• -of tlle -· ri,k in e:«h-for • -of ............ pold"' Ille iuorer,1he-·--·ap41 .. ...,......,.,._._
(o)A"lndl .... -wll .. al!ect the-...................... IOtJOJIM"Mottpp -,....,, ..... ....,of .. Lou.&d..,rm....,11111_._ ... __ wil ------llldlMJwlll"°' .. dlleB0<ro-loll'1-
(I,),.., -·--w.111 mt -... rlpts lllml-..... Ir..,, --...,... .. Ibo Mortpce. &8mMace -..lier ... Eh r I ALJ.!'I Proltdioa Act of D'8 .. _, .... law. n. ~ .. ,
__.. Ole daM to NOllft ..,. diedo &ti\ to ngwt Ud *ala g s»u ti e.e ~
I o. tolia.e a...Mertppl w Ul"llaidated:auk:tllaf" Ry, ..W., 10nie.m I nfmd ofay Mortp .. -.......--..... ..........i., ... _., ___ ......... __
lL ,\wlpz;f t of --, JI-All -Procted, .,. 11orebJ
•ipod ll>axl ohall bepold,o~
JrlhePn>J><l'Y it tllmleed, -M...n,,..,.,. Proceeds -be ,AJlled., _or...,.. of Ibo
l'lq,ony, If llH:""101111k,q .. ..,., liOOllllomically -blc '""Laidet's ~ is BOt "'-<4. Dmin& -,epoit,o(lro,-,odod,Lomlo<lbollba .. il>orirhl., bold _____ I..-_
hid .. --1 IO~-~ 10....,. !be wurt r...1-completed O> Laidot'a-.
provided ""'-~-be -promptJy. uade<...,. pay rcr 111e c,paiq .... -... •
a l1n&le dbla:•1•11 or in 1 _.. of llftllt'e18 p&}'mall:s es lbc wart la com.Pl*d,. Unhls an IIIUllnall ii
-lo wrilil8 "'Applloal,lo La,, Rqalroa mt=.! to be po;<! oo -•r C •oos l'IO<ads, Lmda shal
Dot be seqlircd 1D JB1 llt1ffOWCl' ..,. illelela or earnings oo aocli M1sa:Aweoos Proc:ecdl, lt Ibo Je110111ioa or
rcJJlir la,.. eoooomicolly -or Leodel'a oecmity would be klaenod. 1llo Mlsce._.. l'roceal, ol,oll
be ,wiled to 1lle ,.... .......i by 1llil !lecortty 1ns1ro-. whelller or IIOI 1llen due. wllll Ibo......._ If IIOJI,
pald10B..-.Sooh-Pn>ocedtshallbeawfiodio1llecnlerpro,idedlorlDSeellm2.
la tho cvw of a lnlal IOl:hlc.-oo. '"Joa in ..ine ot Ille "-'Y, ... Miocellaneooo l'loccall
shall be ,ppliod ID !be -.......i 1,y tllill Secoril)I 1.........., -u ooc !hen doo, will, Ibo.._, If
"'l' ......... -
la die mmof • panial latillC, dcomlClion, or Joa in ..i .. ot.,. Pn,perty m v.lildi lhe l"eir-va1ao
or tho Propmty ._..ll!IJ bct!n lbe .,..,.. llklng, dcoltUClioo. or looo ill va1ao is-1 "'or -111m
1lle am-t of ... _ eecoml 1>, t11i11 Soaority -inin>odlltdy botln lbe JlUlilll tatiog, demlctioo,
or bl ID ,-. ..ia, Bamwer IOCl lador otbenriae ogt<e lo writlo& llto --t,y.., Scoudty --be-lly .. -o( ... ___ mnltipioclllyb:r.-i,,g-
(8) 11te...,.,..... or 111e....,, _ lmmcdiolcly.before tho putill atloa, ...._"' io. 1n -
dmded lly (b) Ille fait--of 111el'ropmty .....iiaa,Jybefbte tllcjlUlial llkllts,-., or lclll
;,,-.. Art1bolaoceob1Dbepid,o-.,.
lo Ibo °""'of. pi;al ~ -a.,ti ..... 1oir;,, ..... ollhePi-,, ia wlddo lho ---
of lllo Ptcpetly ~ -... p,,t;aJ IOking, -... "' loll In ..... is .... tltott .... -of
1lle ..... ........S lmmedlltoly belGrt ... putiaJ takiDg, deatraolloo, or loA io nluo,...,-..,.. ond
~ Cllho,--.ia, -lo Milin& die MiloellaneollS Proceeds -be lff)lled o, ... ..., -bl' 11m
Socmity--arlOlllte,mm *"' .... doe.
l! lhe Proporty is ol+w• d lly Bclm>tver, ar ff, allot"'*"° by Loaoor 10 Borrow,, dlat die Oppmiq
Piny (M deftaod lll lhone:<1...-) offcn tomoua award.,.-., cilim fordllllapl, lloaowerfalla IO
...,.... "'l.codc<witi>h, 30-,.lllor lbodo1e lhe noac,;, s1-1---10-• ...,..,,
the --oitbor 10 -... ·., _.-of the Proporty cr., 1lle -->y thlo
SCCttllly --~ -.. ""'1hao doc. "Oppoaing Patty' ......... Jillt,I prwty ........ -~ Proa,eds or the PldJ apiml WhOID Borrow~ Int• ripJ. d eciiCIII: ill ,ep,d IO Meoo1ltetons -BDffllftt aWI be lo -If aa, IClioo or J"OCCO<linr, wlletltor ciYil or almlttol. ii besPn Illa~ iD Looden.,.._~ -.....,., -.,. of lbc Proporty.,...,., _ lmpai,tttenlof .....,.,., ......,.
in die Propmy or ripu.., dns sec.ilJ' hasl:ruJK:nL BODOWa" aa cme aucb a d8fawt-. if ttcok:tltai
----• povidod bt Section 19. by cauang Ille 11C11on °' p,o-8tt& o, be di.lmloacd -• JUJlog .... iol..Mdot'ojocl ___ fotfeitmeof ... Pr-,. .. odter lllllclill ~oft:-.
.-i• 11,c Prop,rty or llJJ>II -tills Socurlty -'lllo p,oc,,eda of 11DJ aww or daim ro. da-...... -..... llllplimloot olt.ffldcr'I ;-ill Ille "'-"'7 .. bercby &1"1s,,ed ond
.!boll be pod IO Loctt!a.
fonrl 381111/01
• • 2007022700171tl.008
DOC ID fl 00015855115802007
An-:Pmc:eocl, lhat.,.nolapplied 10 ....-lioo i,,......,_of lbe 1'1-")' ohollbe"l'Pllld•
thecrcia p,ovidodl'orill Seed• 2.
12. --NII RdCMld; Fur-Bf r...a,,-1'IGt • Walm. -of !be d010 b
-1"6modificatioo ol-ollhe sum, -by Ibis Socarilylntnncmpanledby Leaduto
B-oranyS.C.-io-olllolrowcrahall•OI-IOreloue!holla1>1111),af-WIIII)'
Sli<coaau1;,, .._ ol llonw<r. Lender sbaJl oot be ~ 10 ....-.., procoedi11p llpkllt my
S-h1Joton,1tof!1orm...r..-1o-u, e>:tondtimc r...,.,,....orolhorwloomodi!y mortlzlliouof
tile --..I by lll>I Socurity l..-by muoo of any demaod -by lllo olipDal Bor1orir w uy
SPCCCIIRNl 111 -· of Boavwer. Aay ro,,,.,,..occ by Lco<!<r iB ......i.ma-, ngbl or RmOdy ~
-limllllion, l.aldccl --· of Pl')'llHllll> from dutd---"'s-in -of -arm -loa llilll lfle .,._ !hon doc, ,ball not be a -af m .,.-lbe-..orany
rip1or-,edy.
13.JolodudSnonl l.lal>lilj,; CH!gaera;-...... Mlllao----... -°"" s ...... obliplloq 1111d liobilhy shall be Jolllt ... ......i. -· IIIJ' --.......... Scomlty-but-llOI .......... Nole<•·~ (I) Ii OCHipll,w .. Secarily
-cni,10-.-,..i ... ..,. ..... .....,~-mdle~-...,"""""'lbb
Sowiity "'"'mwwwt; (b) ia not peaonally oblipted 10 poy lhe -.......i by 1h11 S=rit)' ~ w
(c) ._ 11111 ~ ...a 1111)' Olbtt Borrower .,. -lo °'IOlld, modi!y, -or ,.. 1111)'
w .,.. • witJ iqlld lO Im -.. or tllis Seaari1y lmlJumml. o, the Nole wilhoal Im ~ -Sllbjccl,olho~ofSectioo !8.anyS""""""'mlnlaatol:ao..o....wl,o--
oblipllom-lbis ~ -In-... uxl isllJIPIV"'4bylador.oboll-olol-
ricl* and bc:nofill-lhl, Sec,mr, 1-m,a,L B0110W<r ohdlllOt be"*-<l tomlklm>l,a'I~
and llabilllyaderlbiss...,;i,-.nnJ"' Lcnder-10-IClealolll,mq. "11le-and
-ollllloS<aJdlyl--bind(=J>tUJlrol'idcdillSc<doa20)aodbmefitdle-
and .... oll.endor.
1.4. 1-0arpo. Lender may cbl<ge B-fceo for ...-peafmned m <>IJIIIIO<tlao wilh
Bcinvw.n default. ror 111o -or JlftlloCtiRll '-"""' -;,, ..,. ~ and rips -r11,
Soa,ri1y Id--... bot,.. Bmiltd ro, IUOlllcyl' foe,,-fnlpoctim MCI -11,oa. l1I
Jt.8"d 1o.,., Olbort.ea.111• -or..,.... -oar, in lhis s-il!' .........., IO.,,_ a specific re. 10
lknowor llllall aoc be-uaprollil)ilioo .. "•clla!Jlmaofncb ..... Lcodermay oot charpf ......
,..~ pn,lllhltod by this Soomlly lmOUmenl or by App!icahle Law,
If Ille i-b llllljoct ID l law wlllch -maximmn looo clap,,.., 11111 law i,, .l!nall)' ~ oo
ii. Ule-orolh« loon~ -..i °' 1o be -io ....,...,. wilh Ule Z-......, Ille
pa,mUod linlMo. ll>m>: (I) ay sacb Joanclwp Bll>D be ...i.ocdby Ille--, 10.-lho cbltp
10 llloJlOIDillod 611111; and(b) any_,.~ collcctodfrom ______ lmiU will
be ""1nlded lO -· Lcndet -cboooc .. make 11,ls ..r-11,y ......... tbe plioclpal owed -Iha
-0<bylllll.lllS1<1rectpoymonc10Bonowc,.Jfa"'1md-pri,,dpol.llloiedocdoowillbe""""'•
a pirlial I F JW wltbool OIIJ -dwq<, (whelhr:r II" IOI• pq,a,W chaao la p,wlded for
-Ibo -i BcinowwB -d '"Y mch .-.d -by -_..,,.., B""""°' will
-·-clflllyrighlof-Boaowunught-..... oatofncb.........,.. Is.-. An nodcea giffll byBmrowet a, Lcndet in WiitAtiw wid> thlt-,. 1W ,_
be la wrillog. .A,q 1IOlico ID Bolrowor Pl """""''""' ,.;tb tlb Secorily --bo deemed ID ,-,
booo »-11> Bmower wlleo mollcd l,y f,m cla11 .,.;i or -""""°' doll-, ., llolrowcr'a ....,.
-W-1,yOObor--.Nolioou,any ... B°"'"""olloll.......__loaDl!arrowm-
~ Law o:q,realy n,qllirea Olllavnsc. The ooCicc .-liaR be 1be ~ Addff:a -
B-. llaa ooqllll<d a -toll> -addtcal l,y notico 11> Lendor. ----,17 IOlif)'
Leader or-.._ of-If l.ondcr,pccifies a~ for lq,otll,oa -..,, obaop or -. ---""'1-•~ or.-l!Doqh 111e1~pococ1uro.111en,..., be ooly ... d<apalo(ITIOli<e--lhio Secarily '-" .,. ... llmo.Ally100li<e lO Laadelllllll
be giYmJ by dolTerlar h or l,y odq hl,y fin< clus mail ID l.cndcr'1-.. 111toc1 be<ai ..i... Laadel boo
......-i..--..1,ynodce IO Bom>w.,,, A-,..,... .. ......_, -lhlt Secon,y-
-.. be doancd ID .... -given ,ol.onde< nnlil ac10ally lOCe!Wd l,y l,.endor. If lllf-toqm,w,,,
lllli Socurily-b mo ..,,....r under Applicable Low, dio AfJplcabk, Law rcqul,ornea1 will Jlllilfy tbc--ldial......--lhis-ty-
1', a....... Law;Se-111 ..... <I.,..,__ 'lbil-ty ---............
by -.i law and Ibo Jaw at Ille jmbdlcaoo in whlcb Ibo Ptapon)' lo .......,_ AD ripU and ob&a,,llom
........i III u.. s..,.;r, -..... " .. llie<I ,. 111y n,qawww• and --or Aj,pllcablo Law.
AJil,llc-Law lllialK eoplicilly o, iolplioilly allow tho pm,;,. I0-1,y -or~ miJbl bo _,, but
aucli allenoe aboll nat be ..,.....,.. .. a prohibilioo ,p;,,., -by -. In 1ho •-lbol ray
...,-., clauoodtbil Seewity ._ or the Nol<-wilb AppllcoMo Low, ..... --
"'" -o1hor ~ ol lllio S.....,. lm""""'21 or the -wbioll OIII be gi.,.. -w-die ooolllcmlg p,omon.
Ila -ill !bis Socority In-(a) woro, of the ....U.. po,!tr ""'11 -and inolndc """""°""' ..... words°'"""" of lbe C.,.,mu,c g<ndor; (b) -;,, ""alnpm mil ..... and -
... plDcal and --,ad (c) tho WDRI "may" g;..., 1olo di,,mioo -""l' obllplloo lo -Ill)' -__ ,.,,.
• • 200711227001781.009
noc ID,, 000l5B55115B02007
... -..~ Cop.r,llonowotllhall be givco mooopyoftboNoloaclallhll Security-
18, -of dot l'ropesv or• llmelldol 1Dtmn llo -· Aa med In Ilda 8-18,
,_ In ... Pn,per,y· -111)' lep] ... beneficial -· In dlo ,,_.,, lllcllldimr. bat not llmilcd lo,
-----!nol>Oodfll<dccd."""""l'crdoad.-llloo.......ior......,
.,,_tbcm1a11ofwhiehillbolnlllfuoltideby11om>wer11a,..,,,.dlloio•--·
Uall or ooy patoC Ille Property a: ooy lnr=,1 in lhe Propeny lo IOld or_ (or lt-io 11111
•-peaoa ad a bcodicial-..iin llorrow« ~ oold .. lrw!<md)-~ pnm-
""""'~ Leader may Rqllire -paymc,,t lo full of aD """' ICCWod by 11111 SCCllrlly -. -.11m .....,.111ian not llo--by LMder if such cwd.,e ii pmllibiled by APJilcal>lo I.ff.
If i..-..-11m opdm, Lendec shall g;,e e...._ AOlice of--. 'l1le oodo:o lll>all
JrOrido a period of not lus Iba 30 a,1 ho, Ille -the IIOlko io p,eo In ---Soelioo 15
-.iwhlcbllom>ws-payd-BOCW<llbyWsSc,wity _lf_1lltilllopay-
-prior ID 1k eq,1"'1m o{ 1h11 podod. Lendet may -""I -pormitlod by 1h11 Securky --·--or-ooBormwc,. 1'.llwi0Wa'•ltfil'lle--A<Celeratim.H ___ coadldaw,lklra>o<er
-haft tho ,igllt 1" -cal'on•>DCDI ot 11>1, Security -cilconJmuod a uy -prior IO lllo
-of (~ fi'<o dryo befixe .... "'lllo Properly -"'ooy -of .. -ill 11do Secmey l-(b)--pedod .. Appllooble Law aust,l ,pocily !'er dlo-d ll<l<roMn Jipl ID
~ or (e)....,. ot 1j11d&,nonl-.,, tbis s.c,,,;1y lnlllnlmlllll. 'lbooc .-....... 11111 Boawr.
(I) ,.,. Lendet an -• wllith 0-woold be duo -tbis Sa:miCJ, -...i 1l>o -• ii.., _... bad-, (bl ,...onydefml1ol'anyotbcr_. .. .,.._ (e)_d .._
-.ill ..ro..li,a 1h11 Seaui1J --lnebJclo:, ...... -lo, -.._.. ..... -, loo,c<lior> .... _ ..... nd Olbo, C,.,.mc,urcd lortt,; pwpa of pnJ!OCll!na Leadol'l -
ltl lllo l'1opmly addpll-11,I, $-,uy Jnlllamtnl; 1111d (d) llbs IIJOh llC1ion II Loodr, __ ,
n,qui,< 1o ....,. 11111 Leodm'I 3-.ill lbc Propeny 111d dpu -tbis SCOllll<y --al
-.,,, ol>llplloo., JIOY lllo llllllS ""'1IIOd by du, Secimcy hm-. lhaD -• I 11 Lad«
may""'"'° Illa! :aoao-pay 111:b __ , ..... and cotJIClllCI in oao or-. of Ibo llJllowlor ta:mr, •-'1 ~ (~Ollh; (b)moooyorder; (c) cemficd ehecl:, --. -. dloct orcaollion
cbocl. prorilled any -cllcot II dmw "F(lll an iorillltion whooo dopooi1J .. lmmed by a.lodoal-. -II' or-,; .. (1)-lc Pimd, Tranlfcr. Upoo -by-. 11111 Soourily
-llld ol,Spl!..., IOCllrOd ......, oball lO!Nin lally d'reca.. u if m -la1 ocomnd. -· tllilrla"' IO ..in-shall•OIIIIIPIY in ... _ ol ___ 18.
21. Sale tlNole; a.up et 1.-Stnlcer, .Notico ot Grle,....._ TIie Nolo or• ponill -lo lhe
Nole (!Oplhot-llli> Secori,y lflllroolen\) c:on be so11 one or...., --pior aodce"' a-.
A lole mi&blmall ii a di""" ill lllo eodly (known u lho "Loon setvictt') lilll ecllocl>l'eaiodic ..._
doe-lhe-M-.1 lhio SeomhJ, .........,.Mdpedorms ___ .....i....,b•: · •UDCI«
Ibo Molo, 1111& Socurlly lAllnllnml~ 111d Aj,pi<able Law. Tboro allomipl be ooo or--.., of Ibo 1-
Scnicer -.cl 10 a ale of Ibo Nole. If lbcre;, a chaDgo of doi Lolll Sonicc, :aom,..,,, wlll bog;..
--of111c CUIIO wllm will-lbCIIBIIIC llld acldrea ofdloDOW Lolll -, Ille-IO
wbldi -llhoal1 be llllde 111d M'f olher lnrormatioo RESPA ,..;...1a < IMl -·-of .....,.of-., If lhe Nololl ,old lod -lhe Lolll lo """"""1 by a Lolll--lbon Iha ,._,ol Ibo.Nola, lbo_.....loa..,,.;<ing obUplioos .,-..,will....., willl lbol.on-
o, bo -10 a-......1-Scn!t:cr and.,. aot -by lhe ------· p,OYldo<lbylhe-...-.
Ne!lher-.., -~ -coom,caco, jOIO, a: be jolDod to M'f ju1l<ial -Coo dlkr • lndividoal liliatntordlo........,ofaelm) that-from lheolber_.. __ II> 11m s-ilJ'
-... lhal alloge, 1h11 lhe Olbor -... i..a.hed ony Jlflfflllool of, or ay lloly -by -of,
dlllSeauUy rm.-, undJ -B-or londor 1w nolificd lheodlor-(11'i!h ""'11-si-•
................. ,,.._ of_ !5)ol .. c:1o all~---.... ---·
-period alter die gl>qof-ooiice lO -......, ... -If Applicab1o uw--. lb,
poriol .dilch-~ before ............. CII be IOUl>, lhll-l"'iod will be -IO be....-l'cr-of ll,l, _ The_ ol _ mxl __ lO __ ., __
to Soetlan 22 llld 1k llOllte., _ .. gjycn 10 ---b 9-18 lll>alJ bo-10
111111y111onoticomc1-..,;,y10lll1mocm<1ivoacooop,:,,i-oflhilScc11ca20.
it. B .,_ !+ftrres. >.a IUOd»l lhiii: Section 21: (a) "Huatdona hl t r •.,. dlcJIO 111illlmDol
-• lOXio or ---poll•-o, ......, by e, ........ oai I.aw ae1 lbc ,-....
-a-ioc, krootne, odlot--.ieor <rue~....-. IDXic pclllcidoollldbcli)iddor,
vololile IOlvonll, lllll<riala OOJ>lai,dog """""" or fum,al1ehyde, ud tlldiqlcllYO --(b)
"Banilom •• Law" mew fcdcn1 11w, and law, of 1be jwiai:licdon nee lhe Plq,el'rJ i.! IOcated: 1Dt nlMI:
., lallla, ..roty a: en•i........,. ..-.;oo; (c) --Cleaaop" -My ._. ICllon, -oodoo..,......,.. oelim,. -io Bi,,-..., Law; .... (d). "llli, __ Condidoa"
nm 1 ~ 1h11 can came,~ a>. or Olhc:rwitc lligpr Id &n.:hoaa.lC:alll Oeanup.
:aoao-lllalJ not c:aaoe"' pe,mlt 1le --. ""· <lispcool, ,......, or,._ of my -
Sa-.. or-lOO m,._..., lla2atdowi Sut.-. on ori11die Property. -..111a1111111c1o, ...
-..,_else lo do,..,...,. -lille lbc l'ropel\)' (a) !hat b"' -of •Y Blnk ... ....i uw. (b)
whh:b mialol 1111 ~ Coodilica,. or (c) whi~ due IO 1he p,uenc:o. IISt cw J'Cleae ol a :Haz.nloN
PagrltM11 --1111
• • 20070227001781.0,0
DOC II> I= 00015855115802007 SU-.......,•-llllll-ly af!ett3 die ..i.o or111e ~-Thopoec,:db,s two...,_,.
-... app1y., 111e-. ...... _ 00111, Prope,ty or....u --or--""' ... s-lll1,...,.,_ ID bo ~kl"""""' midonde] ........ tJ IM-cfdlo""""1
(lnc1Udmg.1""1101llmilodl0,--in-~
-lllall i->J"IY she Lendea wrillal noci<e of (t> my..........,,....._ dcmtod. 1awtait or
--by Ill}' ao,eaw,1111 or Iqllll•IOIJ agency or p;.-pony lnYohlq dlo ~ and ony
--or-lI.awofwblch»-lias-ol~(b)ony&vh........i
Condition. iPalndmlr ... IIOI Hniiold 10, "'Y ,pilling, lcl>Qllf, -._ -or -of -of MY _ _....,.,...,(,Janycoodillon-bylbe,__ .. _ofa--...
whlcli atml80ly-. w....,,. oCdlol'rope<ty. Irl!om,wezlt:amo.or isllOllllccl by Ill}',.,_..., or
replaror, ll1lbority, Cl' 1n, Jlffl'IIO PIii)'. that imy removal or oo.cr mm f-etk-ot my 8-adoaa ~cs
,lfccxinrd!eP1opatyis~.--prompc1y•.n-.-.-.. -
w11111lo,_ Law. "Notil>J bon,io aholJ ..-ony obl;pda,l oo Lelldcr re,-• liDY-Cloanop.
NON-tJNll'ORMCXlVBNANl"S. Baorowttandi.<ndcr---,..,...,_ n_....,.,., ..... .-.. .... g1,. .. ...,.to_,....., _ _,.
............. -or ony -.,. -m 11111 Benri11 -rt I'"" aoi pdor le ---18-App&e,,W.Low~--}. De--~(•)
Ille-; (II) tlie-nplnd lo-. Ille dolnl~ (e)a dolo, ..ilNf-3' ...,._ tlie-tlie -is al_ to_, '7-tliedclaalt-be c.nt1;-(d)M-to..,. a.-
• R' befert IJae date llfl'ldlieil QI Die notice DUIJ' nmJt ill a 2? lb fl .. W ..... 1aiJ tlrils
S-U., --ad .... Ol:llle .....,...., al pal>lic .. -at 1 -ao1 ... -121 dorl ..... ----,.,.0..-llomnnrofllie riptlo ___ ..., lllerlplto
briaa I """' liClloo to -tlie -zxlolaice of I .... or--, o0ior -tf -111
-tionaod..r.,aod...,-malien._ind kl be-lo•-"7 A--Lanr.D
... -• ............... -. .. date opedliod in 111e-. Lend,r al Ill ........ -,oq,,l,e -1e~1afllllor.n __ .,.11ms...t1,-·--..-"""
_ .. _ tlie ,._., .... IIDd/ur IIIJ' olliOS' -pmdllld)1 Appllalolt WW, IMder-llo
..uilled to-.......... -.. pDl"IIINII Ille -~ i.11111-.. :H,lnclodlat.
bod110U111ll1dll,t ---,..'r...ood"°"'of~lle-.
D~-... -ot-.i:....i..iiliallam--toTl--.orlheoccuuweor
oaffll>l ol-•4ot-.i-to .-O.ePf-'1 la•llllil. -llldl.oadu-
---npnlla&-or•lad-gl,.ladl-la-... lo--•
Appllool,lo Law -, nq,,ln. Aflw llit Cimo ~ lJf Applalile Low """ -,a-lloa or tlie
DOiier Gllllle,-. "Iii--on B<lm>wa, ohal oel 111e l'rop,rlJ at ,.U. •-C. Clio .,..... _al Ibo -and plact"""•..,... Ille lera d Sa • .., In,..-· of Ollo ID w Gr_..
Pofflllae41oaa,orderbaMM I,. Tnid«""'1"-lllootlhe~lbr1pedocl..-
pertado ,.._.., AppllcaMe Lawllf p,,l)llc-at ... --ploee-lnllle-al-~orlla...,._-, .......,,llle~•·--,aa1o.
Tnoloe rliaD-tollio,...-n-.-'a daN.,....,...lhel'roperlJ_ony_
......... .,, __ .. ....-..i.--lD Ilic Ttwl<o~ ---prima--of tlie
lnllllttlheale4 I -llienia,-aboll'JIPiy ... _...af ...... lDllle----
(a) Coal -oltlieoal,,i-., lllltnot 11m11a1 ro, ,_ w, _.,""" --,.· rwi Iii>
lo 1111-....... •1 Wo ~ -eat; ood (<) DJ -• ... _or,..... i....,
...:1u.a ., 1t ... 1e ,.. -or a. '-"" -or Clio ...,. 1o -111e .... -,._
23, • """ -UJ>oo 1'11""'" ot an """' .......i by llis Seco,;IJ--. ~ ohall -
'lm,teo oo ""'On'"7 O.e ~ ind ..U l1llffll<lct Ibis SecodCJ-ldd oil ..... o,klocoing del>I
""""" by lhio Secmily -Co -Thuloe ,hall .-e)' ""'l'rope,1)' ,vi--ID Ibo
....... <Jt -leplly -.. IC. Such -Of --Pl)' 1111)' ·-..... ood lho Trultee'1 foe lfx J:ftPllil& 1k rsc:on-,o, ancc.
24, --hi -with Applicable Law,~ Dill' --to lime appo;,,i a ~ lnllee m eoy TnslN -.,poinced bcrooftd"' 'Witt> hall coued 10 MlL W'llholrl CODNJWIC8 DI lbe ~ • .,,. ____ toall dl• ,;,i.,,....,_. _____ _
aocl by Appli<:ablo law.
25. u. or~. :n.e.._., .... -J>b"O;pQl]y.,. .,.dcol--
"-A-..,., .r-. i..o.w :t>all b< tnllilod Ill"""'"';,,,..-.-,.· r.o, IIICI C1011t hi 1111)'
....., or PIO<Ocdlnc "' -or ocf .... 1111)' """mu.. s...,.;,y ,_ Tllo toon • .......,.. fl<o.'
-....uaodlo 11,it Sec:wll)' l-&hlll lncludo wi1houtilldtadon-..,., roe."""""' by Lmle,
In any llanlaup1eJ Poeeediic orcm apJIOII.
DJIAl. AG!lllEllll!NlS Olt OltAL COMMITMENTS TO LOAN MONBY, DTIND
CRltlll'l', Olt TO POQKAlt JP.OM BNFORCING Jll!PAl'MIINr OJ" A DIIIIT ARB NOO'
ENl'OllCIWll.ll tlNDEll WASIIDIGTON LAW.
Papa,10¢11 ...... .... ,..,,
• • 200/D22i001l81.011
. "(tC ID f: 00015855115802007
BY SJGNlNO BBLOW, Boaower a=ptB •nd ~ o, Ille 10m11 Mid..,_.. -in dllo
Semiy-ancl b> aaylUderlmOlltCd by:S.,.,,....a,,d,eco,ded willlll.
(SOIi) ---------------.-
------------~{Seal) -
P89'1' 11 af11
• • 20070227C01781.012
LOAN f: 158551158
FIXED/ADJUSTABLE RATE RIDER
(L1BOR One-Year lldel (As l'lbliahod In 7llt Wall Stn,et JOlfflll) • Raio Cape)
TIIISPIXED/ADJtlS'l'ABLBRATB RIDER ls rnmlo dli.t FIFtEENTR day of
FEBRUARY, 2007 , and is ilcorponoled inlo and shall bo deaned b amend and sapp!IIICIII die
Martpgt, Deal o( Ttual, Of Seemity Dem (lbc 'Seclllity 1-') o( Ibo -llalO gifto by tie
undmlpcd ("Bmowor") b-Bonwcr's Fix,d/Adjnm,blc Raio Nole (Ille 'Nole") to
COONTRXllIDE HONE LOANS, INC.
("Lc:ndel"J of 111c -date and coft!iBg !be property described in lhe Secarity lilsmJnal and b:lll<CI at
3401 BENSON DRS
REN70N 1 WA 98055-5455
[Property Alldrc,a]
TBKNOTEPR<Ml>ISFOllACHANG£lNBORROWlll'81'1DllJl'l'IUll:nRATE
TO AH Al)JIJSTABLE IN'.l1!Rr.sT RATE. THE NOl'! LIMlTS 'l1D: AMOll!\T
BOIJIOWER'SAl)Jm'ABLIINfERFSI' RAT.ll CAN CJL\NGI AT ANY ONITJMII
AND TBI MAXIMUM li'l1: l!ORROWEll MUSI' PAY,
ADDfflONAL COVENANTS. ID addiliDII to die cOl'QIII and ~ llllde in 111c SCCllity
lnsrtumcnl. Bomwer and 1,a,dcr fu!1hcr llOVfflllll ind egree 11$ ~
A. ADJUTJABLII RAT!! AND MONTIIL Y PA YMENI' CIWIGl!S
TIie Nole proyidcs Air an ililial filed iniemt rme of 6.625 I. 'l'lleNolouo
pvfidoa ha dagt in llle initial fixed nte II> an a<fill8lable iDtaal 11111, • followa:
4. AWVST.l8LI INJUIS'1 RATB AND MONTIILY PA DUNT CBANGl'S
(A) Cliqe»....
TIie illililll filfll lnllfflll Ille I will pay l'lill chage to an~ illetllt Ille DI dJo first day of
MARCH, 2012 , and lhe ad"JIIS!lble interest rme l ,.;n J11Y 1111 ~ GIi Iba! day ffl'1
121h..,.,, ~. Tbc d&<11 wllidl my inilial fixed inMetlllccbugeg lG• ~inlel'CSl llle,
a eacll dale Oil 111,id> 11!f alj"'1lll,le inlcm,t Ille cook! cll>nge. ii callcda 'Qqellalo."
•flXED/ARM Rider
IJllellllll Fiat/Ow/ UBOR One-Year llliex
1E460-US (1lV05)(d) Page 1 0!5
1• I '16866!161000001E480'
• • 2007022700178'r.OT3
LOAN f: 1S8551158
(B) '11,e bda:
~ with 111e i.. 0iagc Date, my adjll.!lablc .-111e will be lilled m 111 1m nc
~· is the a-,e of inled!ank olfered !1llell fot ono-yew U.S. dollr,-4laominaled clepolitl III U.:
London martel ("LIBOR'), 81 publislled in 77Je Wall Sireet Jaornal. 'lbe-ltCIQ! Jadtx fi&uie available
u of Ibo date 45 ""'8 befotc eaci1 ~ Dale is called the "Cllmm Ind••.'
If die Im is oo '°'Cf, miJule, tbe N~ lloldor "'ll choose a -mdo< lbol ls booed IIJIOD
~ iafcrmalioo. The liille Holder will g; .. .,. l1llliceoflMI cl!oi,,e.
(C}CabJlalioura...,..
Ba eaoh Cflqe lla1e, Ille Neto Holda will caltulMt my new mtcmt 111o by adding
TWO & ONE-<)UART ,..._,.. pointJ ( 2. 250 %) 10 tlle Comal Index. 1116 Nole Holder
will lllenlllleld llle.ll:llllt of dis addlliClo In the nearest ODe-eiihtll of OJI& pen:eniqe poinl (0.125%). Subject
1n lbc limilll lla!od in SdJn 4(D) below, Ibis rounded ll!llOlllll will be my new inlatll Ille 11111il lbc net1
Olatgt DIii.
'!be Note lloldet will than detominc the amoont of Ibo IIOl!lbly paymi:nL For pa,-t adjUIDIICll1I
ocomri,g bctQR Ibo ~ Piiacipel 11111 ~ Paymcol Dile Date, Ille IIDIOIIIII of my lllOlllhly peynlOIII will
be llll!licitm 1n ,q,ay al ""2ocd inll:lcll each ononlh oo !he wpul prilcipal II the n inleM iare. If I
1111b l voillDy JJllymeDI of plncipal bef()rc lhe F'll1lt Priocipfll 11111 lnterm Pa,-t Duo Dale, my
pa,--rw Ill ..... peymaie will be reduced to the -neccaa, In RiJll1 an llCCIIICd
inmrt Ill Ibo mlaccd principal bai.a at 1he C.trelil inlm8I Ille. Rlr payment ad~ ocaining Oil
er a/let die Fl!:!I Prillcipal .i Jn1e1t11 P'aymcot Due Date, the -of my lllOllll,ly payment will be
Slllfleia IOrepaJ 1l!lplid ~ md .....,, that I am expecied IO owe ill ftlll on Ibo Malllril)' Da1o II U.:
~ hllcrosl llle in suballially • pa)'IIICl1ls.
(D)Llmllsoaldaelllllea.,...
The mleml !Mel amreq~ IO P1Y II the fim Change Date wil IIOI be &aW lllall 11. 62 5 1'
or lea dnin 2 .250 I. 'l'b«callrr, my adjuBlable ill!fflll nite will nmr be.incRaed or dccRaed
oa-, • Olaale DIii: bymoie t11a11 iwo pm:enrag. J)Oin1s rro.. t11e 111e of nomI 11m 1-P1YiDz
for the ..-,.1:i lllCladls. My _..111nill neve, be pellor Ihm 11. 625 !'.
(E) medi1s DalulQap,
My new inltrt!I Jl1e wil NC10111e cff<:cli" °" ~h Oian,e lla1e, I will pay Ibo IIIXM8I of my nn,
moathly payllall ~ oa lbe fiat dKllllhly paym1111 date after die Cllqe Dale 11111il lflo llllOOlll of llll'
lllilalblypaymtnl QlgelJ ...
(1) Netice of a,..,.
~ the offccl!Ye dolo ol ay cbqe ln my interest nlle llldlc:r IIOlllhly payme111, the Noto llclilcr
will do6n er ,.;,r lo me a notice of-, ellan£e. The IIOlice wiD iacble illfc:rmalkll! reqund by 1111' In be
given IO me 111d abo Ibo lido ..i IOlephoDe nombtr of • petBOO who trill -my question I raay llaYe
te8l!llil& Ille nOlicc.
B. TRANS1Ell or THI! 1'lOl'lll1'Y OR A BINl!FICIAL lN'l'ERl!ST IN BORROWER
I. UnliJ my illilial fillOd int=! .l8le cbangcs lo an lldjUSl9ble •-lllO under !lie 1rm8 IIMed i,i
SCCllon A above, UnV'ull Coftllllll 18oflbc Sccwity lnstrum<al diaJI ad asfdlows:
• FIXEOIARM Rider
ITimsl Fi'sl/Onlf l.llOR Ont-Year Im
1 E,lf;Q.US (1 (W5) P8lJ8 2 Of 5
• • 20070227001781.D14
LOAN#: 1585Sll58
,......, 1/11lle l'NiperlJ II' 1 llmelicial hllertlll ii llorrDwer. AA med in dtia Secb
18, '1-ii lbe Propelly' mean& any legal or bcnmcl.al mai ii Ille Prq,ctty, lncbliag,
boil DOI limited to, lhoao l,eadiaal inltlCSIS trmletted iD • 11C111C1 b dood, -fllr deed,
U11lallmern ales C0011aC1 or -agrcemen~ the illlml of wllicb 1s lbe lnm&fu of litlo by
8-111 flDe dart JO I pm,:bascr.
If all Ol'IIIIJJ1811af lbcl'nlp,ny or any lntmst iD Ille Proj)eny ii di orlllmlfcned (or if
llcm)oott ia IIOI I 18111111l pmaDI m,d I beneficial ~ D llcnvvm i.f aoJd Qr 11.rtmd}
win Lellder's prior lWittell CIJl!Oll~ Leodcr may ...,... inunedialli ~ ill 11111 ol 1111
IIUIDl acc:uml by dB! Scrorlly Insrroment. However, this op1kuhall m1 be widsed by Lendlr
jf • wrciae is ]JIVln'ldled by Appllcable Law.
Ir Lcmd,r eradaoo Ibis OJJli<m, r..rui.r shall gift Borrower IIOlioc or ac:celenrm n.
nocice dJalJ proridc I ptliod of not Jelll dl!m 30 days J'nn Ille dale Ille oo1ice Is ptca ii
accorda,,ce 'll'i1h Seccicll 15 lrijjn wbicli Borrower n:alt pay d llllDIS """"""by Olis 8-lly
I-If 8-f6 lo JJIY lhe8e 111111 pm 1o Che apin,lioo af lhis period. Lendc:r
ma, ilolle 117 atmedic,a pcrminld by this StcOliy ln8ll\Jme!lt vAlho1II fUlllJer llOlicc or
dmnud Oll Bumwer.
2. WJir.n lllJ' ililial med in1allt Ille chansc,a co an lqlllld,le lnlm:!I Ille undtr lbe ICIQ Med Jn
Staion A aro,e, Unibm CcYtnill 18 of the Secmi1y lnslnmieill de8albed in s.cti11a B.1 lllmo 8ball
IIIOII cca lo be ill effecl, 111d 111D pom,M of UmfumJ eo-11 18 of doe Secmily imlnlnocll sllall be
IIIIClllkd a, ltld ts lllllows:
Tnldr ,t 1lle PrclperlJ ar a lmefldal IDlertll ta llarnrnr. k IIICd in thia Seedon
18, 'lnlelal in 1k Pnip,ny' lllOIIIII ""Y leg,,! or bendJcial mtercat in Che Propedy, la:bhg.
but BOl lilued ID, b l>enelicla1 in!CEeslB ~ ii I bold for deed, C!MCI for deed,
ilslallrnem ala~ or mow a~ lbe in1a11 of wllidl ii Ille lltrls!a ol lide by
J!c>oowet•1flame1atocoa~.
If all or uy J1811 of at Pmpetty or any lnttte!t ill lho Property ii di or 1IJIIS&md (« if
Bmonr is not a IIIIQI J.'Cl8llll rnd a 1xaefitial illlnt in Bonower ii sold or lramfcncd)
dDI Leoda'• prior ,,,;a.,n consent, Lcodu may toqoit imllcdjafe pt,-i in Ml of aD
111111-,td by llli.r Smn:ily 11111nlmtDL However, this oplira sblll 1IOI be e.Clf.iocd by Lam
if slCh ~ ii prohihilcd by Applicable Law. Lender also llhaJI DOI e.etmse 1111a ll!)liml IC:
(a) lluNwcr CIIIIIOI IO be IObmillecl to Lcnd<t inftlmullion ,oquied by Loode, JO ...... 116
intelldcil ~ • if a new loan """' bc:lng made IO lhe .IIIIISW; and (bl I.aider
retlSOlllll,ly delenninos dial I.aider's IOOl!ity will nOI be iq,aml by lbe loan .....,... llld
dial lbe .rs of a bl'cllcli of aay roYWlll or~ in Ibis Scct,rity 1-ot ii accq,t,ble
toteadct.
• FIXEll/AIIM Rlael
lderest Flt8VOtt, LIBOR Qne.Year Index
1E48().US (10/06) Page 3 of 5
• • 20070227001781.1115
LOAN f: 158551158
To tile· uten1 pttnillt.d by J.wlicable Law, I..ador 118)' cllarge a ~ fee • a
Clllldilioa II) LcA!cr'l c:Gllmlt I> iu loaa ll!8lllllplion. I.alder tl!o 1111)' icqui,; die lllDol,oo 10
aign a 11111111plioo agreen,eat 1k is acceplable ID Leader 1111d IUI ~ tbe 1rlllsb 10
lap al Ille promis,s 1111d apemeol8 mldo la tbc -aad la Im, Secwity lnsfnllle«.
Bolrower will COdia II) bo obllgated 1lllder the Nole 1111d tlm Secmily lnobumea untss
Leldlr idcl&l l!ommr ill ,mmg
IC Leader oxan:ia tbe oplioll ID roguire immodille po~ ill lilll, Lendet all gm
Jl«lllwelllQliQC ohccelrnlioo. Tho notice shall providta pcriodoCDGl.lesa ihlll 30dl}alrom
1ho data tbe alli:e ir gmo in ICCOl1laace with Seclioo !5 ulliD which ~ 1111111 Pl1 aO
IUlllll aa:nl by tllis Stctny lnlt!lllllenl. If l!Olrowet fai'la tu pl)' lbese -pn lo tM
e,pntioo oCtllis l)Cliod. Laid« may .invoke any romedlespormilled by'-Secnray ~
wllllwt fnlllllr l10lico or demand OB Bom>wer.
, FIXED/ARM Rldef
ll'lllffll Frst/Ony UBOR One-Year nlex
1E.f80.US(10r'05) Page4of5
• 20070227001781.016
LOAN t: 158551158
BY SIGNING em.ow.11-accq,ls 811d agreee 10 lhe _, and CO'lenll!IB cQllliacd ln dis
Pb:al' Adjuslablc Rafe Rider.
_/_,.,,,..,..,,, .,,,_f__..?....,$/'--"---_____ (Scall
RA~ E. SLED ·Borrowlr
____,,,\1u,~w--'-· -'-------(Seal)
TERI SLED
_________________ (Seal)
·l!oa'ow
_________________ (Seal)
·l!oa'ow
•RXEDIARM Rider
lllleml Fht/Orjy UBOR One-Year llldeX
1 E400-0$ (10>'06) Page 5 ol 5
•
AfltrR-ng Relwn TO<
C0QlfnU1IICJB HOME I.OANS, INC,
KS SV-79 OOCOMENl' PROCESS1111G
P.Q.Boz 10423
Van Wuya, CA 91410-0423
•
--"'--9485'4-0 .. 0-09 /(J,f,S-?40¥.1'0-()S---l.epl Deaoriplioo: f .
LT .l,, CITY or R!H'lON LOT LINB 1.DJUSTNBNr NO WA-06-117--LJ.A ,e,.,, R' _,t.t,(){) 70/.2.J-&/D{){) f,f' '
LS !ITia or WASHIHGTolil ~--------_A .... ,,.,U.. .... _o.) ---------
6385795
IBserow/Cloe.f.mJ IJ
DEED OF TRUST
(us of Cn,d;t T"'1 Doecl)
00015855116602007
IDoc ID ii)
MIN1001337-000l882607-6
TIDSDBl!DOl'TRUST,-FEBRUARY 15, 2007 ,lsllelwea
RAYMQHD B SJ.BO, A MMRIBD KM AS HIS SOLE Ii BBPARA'l'& PROPERTY
TICOfl TITU; COMPANY his
illad fi&clOanad a1 ram•• .-.,.. ====i: 3401 BENSON DR. S, REMTOR, NA 980!i$-S4S5 .. docunlnl
tlloponcm orponoasslgomf ss •aamlOl(,)"below ud bmoioaftor Jefcmd .,u . ...,. "C1al." « "'11(' ..a
u 1'l'lLZ or asaIMG'.rON
u hllco-1 kftinafter n:lc:aal to II tbe ~ .. with an addleN 11:
2707 COLBY AVB SOU'E 1118 BVBRET't, WA ~8201-
l'or the bellollt or MORTGAGE l!UlCTRONIC REGISTRA1'1Cti SYS'n!MS, ~. ("MBRS") a -
...,.....,.,_ witll n acldm!a or P.O. lklll 2026. Flin~ MI 48501-2026, t>l. (888) 679-Ml!RS. MDS fl Ille ,-.,·.....,. ..... 11oe• orTrat llld is"""" ,o1o1y as ....... ror
COUlfTRffIDZ: HOME LO.UJS, %NC.
("Leodet' at "yco") 1111d ha-Ind .,.;gne. with .. -of
4500 Park Gr•nada MSNf SVB-114, Calabasas, CA 91302-1C13
3401 BENSON DRS, REll?OH
lsc..~I
JUNG Wuhir.igt(Q1 !U05!5-5.IJ5!> (the "'PralnsN").
"-ZIP
11•1 • 1 6 a e • 1 1 e e D D D o o 2 e ~ a 4 •
• • 20070227001/8ZW2
l)OC ID t, D0D158551l6602007
anclfortbcr-1,odts;
TH! LANO RBrDRE0 70 IN DIIS COMHITME!fl IS DESCaJBE?> AS FOLLOWS: L07(S) A,
Cl'fY 01" RBNTOB LO'l' I.lNS ADJUS'T)ltNr NO, J.UA-OG-111-LLA, IJNO£R R.ECOP,OiltG
IKJMHI\ 200701259000181 SI!UATED rn :rRE cirr OF REIITOK, COOlll'Y or KING,
STA7E 0~ 1'ASBIHG:r0N.
Tho em.-. -Ill br.ildiDp erulolllc:<impw,_ -°'lo ... _ oo tbc-ca mil all dgbls
mll--dcriveflomoor_P._0<_.,.cf ... l'Rm!oca•n1hll--
The -... IIOt .. ed pdDelpall7.h agrioulrotal otlmnilc-
Wl! IJNl>BKSl'AND mil-... Ml!RS ls a ---"'1ing oolely,.,,....,.. ,.,Lendor
.... Lem!et'I -aid ISOlps, Md holds onfy ltpl 11111 IO du: -~ l,y .. in lh!, Dool d
'l'nlll, llol, If-, IOcon>p!y wilh I,... or -MERS ( .. -b-Leodcr 111d Leodm'a _,,
..i ...,;po> .... Ibo ,!pt to ......,. any o, all of ,_ hi-. lnc:lodioi, bol no1 llmi<ed IO, tho tirM 1o
,-11111 JdJ lllo l'tllporzy, ..i m-any IIClioo mp;,.~ oU......, loc:ID:!q. but not llmilod io, JtlaHio&
.. ~lldaDeeddn..L
T'.ERM,'l'llo......,lellllofllloN<Moia2Sycam,incloiling111y-or........,._
LOAN, nialloed ot'l'mR ,,;u _.,-,Joan""";. th• principal-cf$ 10•, ooo. oo .. .,
--.. ...,. ... __, ... __ JlmclOlimelD
RAYMOND E. SLBD
. tho~,-... Home l!qail)' C..dlt Lloe ..._...., --Sia-(Ille "Nale")-
FB!IIUAIW 1', 2007 ,pllts-and COIi!, late <"-omd oil -cbagco n:lalelt tothc Jom.1111
of whicll lU!lll ---ooc""'"1a 10 Ibo Nolt. This Deed cf n. will alto""""' Ille ,,..a,,...,. of d
of Ibo""""'°"""' IP •• -1,y-.. Odd =h Bouower tnl ~-... -.1111 of_.....,..
""' •-1n ... Dooc1 or Trusl. 1111)' m,,o.;on~ r......r.. .... .,,_.,, 14,. ... 11111 -
~ of 1bo Nolo, ml ID)' --..,. yoo -tbc -of tbc ... liml of .... Deed of
Trost oab'lled •o., ~ To Yoo." Low IDHlor lbe Nole DIil' bo ""*• rq,ald aoo ---to
Jin,ola--llie-olllieNoloaod1Ubjco11olbeQ..&ILimllae1-io11>effole.
OWNl!RSlllP: Wo .. Ille OlleOMICl(oj of llu, l'lffllil<& We have tbclqol D&ill ID....._._ .... _
tbcl'nrDlooa _, ... _
BORROWl!R'S IMl'OR'l'Am OllUOATIONS:
(I) PAYMENT AND l'lllU'Ol!MANOl We will J)I}' Ill )'Oa oil --by flu Docd ofTna a
thoy-.,.doo. IOd nlll mclly po,ton,, ourobligadons.
(b)'rAXBS: Wo wll l'"l' aU Ml-mea, .......,...., watt.t doafl!<S and.....,""" tolalilJ lO 1llo
-wkll tlloy l>o<GM dao. Wo will aotclalm 1111)' <n!dil oo, or --fro,n, Pio --... Noto...._,....,_ lbOS ond-.,._ Wewm ~ yoowhll proof of Pl)'lllelll ""'"'._c.
(<) MAJNl'BNANCB: Wo will -lh• boiklillg(1) oo ... __ lll J~ -Wo lrill ,..
mal:e in,,jcrclloops In lie buildlng(l) CXCOIII for .......r rq,oi,J. Wo will ooc toor llown aay oflho bo!1tliog(a)
on the h,aatt 'Widlol.ltftnt IC1inl :,oureomcaL We will noc. condna GI' ponnil any nul...co G' ._ on or 10
Jtte Premiait, Wo will noc w 1fle Praailca Wegany. lf this Deed of 'llillt .is Dll I llllk in a c.oudr:Atal.QwN ar •
plam>ecl unit do......._ we slllll )IO!btnall of our obligllioDa llOdcr llie doclalllioo or-... .....in, or
8')Y<llliDC doe ... I -+ • ., planned ...i. devcloomon<. 1ho "7-lawund ...-,. of doe .. ' · ·au er
pl.....iaoild, .. ..,-onc1--...
(cl) INSllRANCI!: w. will i:..., 111o liolldm,(•) .., lh< --d 111 an -lgu,o& ""8 111 fil't,
flood ond 1111)' -....,.JOU -, ,peo/lty. Wo may choooe tho-...._, bw our dtolcoll ll!lbjeo<
IO )'Clllr JCUOAl11t l!Pfl'O'II. 1'k ~ lfllN be lot Bl kasl the lb'DOUDtl Ind the~ pcdods dat you apec:ify.
Wo will dell..,. to,.... opm ,a,,._, lllo Pofic;ica « °""' proof of°'"'-..... TIie po1i<les --
you as • ... 11ape• and "lofa..payee• ao lll8t )'OIi wilJ rcoehc J)IJmlllt. on llf inlanDce eWtM. to lh:: meas d
youri--Gllsllocdt>fTraa, -. ... do. Tho-po---"'°'""" lhltyuul,osJ ...
• • 20010221 Ou I 11%.003
llOC ID f: 00015855116602007
oot lca llm 10 dllYs p<icr vniuon nodco of 1111J -or-..,.,,._ ro,-,-. Vpoo
,eqoeat, we sllall ddMr Ille pOli<ieo. cordlicat'3 or o<hc, cvldeoco or-.... IO -Ill Ibo.,... of ba or
cbunoac IO 111c-. we will ...,,edi*1y nooly yo,, in writing and !!lo a -,o{IOla wldl Ille-. Yw
moy file a Jll'IOl'of loa on -bollolf ifwo fail or 10moe IO do ,o. You my oloo sip -_,. any chock.
-or _order for 111c JlOYDlOnl of...,..... p<Wood! ln lho evenl of lcM or....._ IO lb<-. If yoc
.recei.ft Pl)'IDCllt of a cllim. you will haw lhc riSfit to choo,c: to aee tbe mane, c:ilbtr-10 ..,._. die l'.reali1t1 or tO
-lho-owiogon the Nole.
(o) CONDl!MHAnoN: W• ..,.. le you Ille proooeda of 11117 -or clllm for ......... -or
oor ; Atial, hi ctn ·ci., w.ilh ay COD<lelmatl0n or other uititz; or the Prcmiaol. or J)lllt dlen,of. w for
__. ill Iica of c , • unNioO, Ill of which lhall be paid to JOI>, Sllbi«t 10 Ibo...., ohuy Prlor Deed of ,.,.._
It) GOVIIRNMH)ITAL REQUIRBMENTS: We wiB coq,I)' -all lalYI, -., and ,eplalicas ll'Pllelhlo o,,.. _ or """"Jl'IIOY oftlle-._
(&) SEaJRrrY llffl!lUlST: We wiO Join Mlh you in .;g,,!111 and lifiD& -11 llid, al ow-lo
...... -..,..-... ._ lo perfi:cl 11Dd-llle p,d'o,,tioll ot:i-lleo ..... aecorily-
111 Ibo P-. h la .,...., tllll t1'o l.alcb-shall be submpUd IO die oWa and B,.. of "11 pde, ,...,.
cloicmorlxasaro~arpoidwli!>tl>cpro<;oedsoflhc ~-""""1.
00 OOR AtmlO!UrY TO YOU: If ,.. fall co ...--obliplions -Ibis Deed of 'l'1uor, yoo
cn,y, if,oo oltooae, pcdoan oar obllp<ioM and pay 8UC1, ""'8 and.._.. Yoe wlll ldd.,. _,..
-IOllo._owmgmclhoNolt, oowWclcyoc ..;u-,.-aidlo-t"""IOl-mlbo
Noto. If, !for......,..,,,. fall lo-.. our prom;,.. 10........,........., 111 em:c.. or,o JlO)' lillngfoea. Imes
or die .,,.. --, 10 bop Ille -m good OClliliJut 1IDd Jqllir m 10 podOIDI 1117 of --
og. rll-JOII, Y011 -· ifyoc---llllJ-IO tNlafy llll' ofom "11--l'OO ad ................. -..._ .... ....,,_,.,_in lboNole. Thia J)ccdo(Tat-d illldl
...._ Y-Jll1R'Odl on _behalf wm not ccre Ol>T!ailwt loperfom>our..,,_. in,-Dccd of Tn>sL
Any ,opllcconJocll -lhar )'OU oWl,i 10 '°"' '"" or ..._ lo 111c l'wocniaN -, be llmllod lO Ibo
-"""" Oil lbol'bo pa the_., any P,ior lJe«ls of Tncot.
(i) PRIOR DBIID OPTIU!ST: If llcoprovim..,, of lhl, panipaph.. ,pl~od, this Deod of 'l'tos< lc
,obJe<:I Hid..-10 • prior-or ... illllod aoc1 ai-by • !for the
-of ~~~).l.lolo1..1:';f-oo\1-!\
,. ~.;,, die aoginal -or$ (Ibo .._ Dood or n."). wo -...
In-.....Sm modify llloPciorDeed of To¥< wllbool yom prior wrillon -11111-........... of auy 11'ritloa-rnm die lloldr<of llco Ptior Dorxl of Trnol pt'Ollllllly .,._ a copy of ouch..,...., ,a,. W.
.lball !*1 aod Jl"1bma oil of om~· onder lhe Prior J)ood of 'l'nlll II llltl -ffqDl,od-llle Pdcr
Deedofrn.t
(j) HAZARDOUS SlJBSl'ANC!!S, Wo ,1w1 not..-oc pomilt Ibo-·-, di,poool,-. or ..-or-,-s.-. ... arhl the--. w. ........ do,..,,ollowanyoncoilc.,do,
aa,tilll affo<lq .. Promloeo 11111 ls Jn vlolalion of any -Low. Tho JilOCOdlnl IWO -
ohall nccapplrtolho-. -.or-on die-or....n qllllli1iecloflfazlidolcl-llill
.., p,cet>lly _.;...i I> bo app.,,.wo 10 normal -Jiol -...t IO m.i.-of Ibo l'lmiloL A1
1IIOd ID llcis J>UIIAPll. -Sil -· ore lboao --IS liWc ar-111-by-Law andlhe-., ........ , pooljne, -.-s..-or10Xic .,.....-
p,odoc:lt.lilliic:]JOlllic.to&Nld ~ vobililoaoh<nla, --..-... bmalildl)do,llld
--._ A, llOOd lo llcil ~ "Bo•-I.aw' --1 .... lllld law:, of 11111 j,mclie1lco-•-... looalod lltlltelale., bcaldl, ~......... ·--
(1:,) SAIJ! OP PREMISl!S: We wll! 11D1 aell, -c,wn,,liclp of, -u .,.._ dilpooe of -
-in llco l'mlliltB, ID wbolc orb, put, or petmil auy odlcc lien or c:1a1m....., tho 1'nmllcl wi11K"11 _. pdor--
(1} INSP11C'flON: Wo Mil pon,t11 you tu lmpcot lice l'muiJesll auy --
NO LOSS OP RJOR'l'S: Tho -ond llcis Dood of 'l'n>st may be DOJodidod er awpod by yoa w!-
,.i..;,,g en nr Iha-. Yoo ..., ldd °' release any pc,aon or-obliplod uaclo< llco 1'fole lllcl "'-
Dood ofnmt-1 looi,,g yoor riP!I in llco .,.,.., ...
llEPAIILT: Bz-• may bo prohil>iled by IPJ)licabk law, and ""1,joc:<., ooy --and c,n ,,..iod
ll .roqund by "l'J'lkable raw. If any .-cr corodmon or dd>nll II dac:nl>ed ID me Noto -. lice -
-, -•J>OD lllil Doell or 'l'ro&t by ....., aod sa1, ., may ,-Jadl<lolly, lo elk -ID
--11111 o, tho -poYNlod by law. You may bid II auy pubic aahl me Ill or 1111)' ponio,I oflllll
P.Sof5
• •
DOC ID t: 000158S5ll6602D01
"-· Ill addllioa, :,on or Ille Tnulee may. 1, --·wiu, olJllliCoblc law. Ii) ..... Cd and take
.,_..;.., ol lhc l'Jemiloc; (1,1 eollect lhe '""'81 _ ... ioduding--mllll _ ... dhtollJ tivm
-tr. (m)-lhc ~ and (IY) Olp. ctnecl aoul...,.1-. Wo ..,..111a1,,,,, _ ra1D IOI
-.. lho?loco will cominue bem aad aftts. default....,. of o~aod -o,JIUbli<: Alo.In
addllloa. you sllall be Olllitlcd to oollect oll ...,ooal>lc f<e& and -..a,,lly -by )'OU ill J>l1lCeedmt 10 f-ot ID Jdlljo aJo, lflcluctinJ, but DOI iinnted k>, ....... ,-. ....... ble .-..,. !tOI (wllclhct Ill'
IIOl llltso ia •judicial,...,_.,, aod coor, of documontary .-.-and litlo -
ASSIGNMI!lff OP Rl!NTS; APPOINIME>IT OF R.llCBIVBR: Ji:, -~. wo ...;p to Yot1 Ille
rmts of'IMPrcmiaos. You or• reooi.-.cr tppOn'IU:C:l by Ibo~ nll be ertlided IOcnter'uptn. late ,os,e 11·aa
olaad-die Praolacitand oollectlhe rents oltbo_ htcWlas _pottduo.
WA!YBRS: TolOe_. pcm,il«dby 11FPlicabklltw, we Wliftllld-"'1CfflWordefec11 ln..-,,go
to -llola Dood of Tml attd baoby war,o 11te bcoofit of Ill)' -or -.1aws povJdini for 111Y of
n""'°1t, .. -of limo, """"lil'm&oo, .uadt™l.levyood..ie _. lloa t tcxrmpdoo.
BINDJNO lll'Pl!CI': lflclt of a, -i., fally ....,...;Ille for ,u oltM _.... ond _ls in lltisDood of
-r-. u..11 die --boco paid lo ftlll and yoar obligation to---oader lllo Noto Im
--. the pov;ai<,oo of lltis Deed of Trual will be-.. ......... 1op ~ --.... .u-. ..-of dto l'm!,ioos.1lil Docd otTrtlBl m 111r ,...beoclll ...i b-lllo-. 111.,....,
whom )'Otl -..... b. T.lpoo-in fall of all -owJnr 10 )'OU 1111Cfer lho-and dos Dood of
,-. and pro,ldod uy obllpl!a, to.,... ftuU>cr ..i-wider tile Nole ltol kn · ort. lltis Docd of 'ltc .... ,....lipllinllle __ _
NO"Jd: l!a<COjlt fot Ill)' 110000 ~ Ul>der llpplicoblc law 10 be~ Jn IOOlfte,-, (-> ll1I)' POllco to
• p<0"""1 for lo lltis Deccl of TnlSI -be v,<a by deJiYorillg k 0, by ,aaJliq hldt IKltioo by ,......111\!t
ci... IDlil -to• at dto loll-., ePl)C'lring in ,oor -or al SD<lt...., -•we...,.
dooiptllc by_ to,..·---.. and()) any noeic<to ,.,.-be FY"' by c:atllled mail, n,bll
l,eq,t-lod,ID-,--M
PorMBRS:
P.O. Box 2026, PliDI. Ml 41SOl-2026
Po,Lcodo,:
4500 Pa.rt oraaada NSBt !Va-31'., Calabuae., CA '1302-1613
<r to O»Clt olher -• ,,,. may lleaipalc by tJOlic:o to.._ lutJ ltOli<e pnnided l'ar In lhil lloed of '1""'1
lhallbedcomod10llfle-ai,..1Dusoryouwh«tgim,inlho_....,...odltfflin.
BELllAS1!: llJ)Oll ...,_i of oil --.d by Ws lloed of 'boot ml pv,icled ,.,,.. Glili&atloo "' molo, ---tbo-Ills .........i, the 'ln,toe sbaJI dlsdmp lillllDoodof'l'rull-dtarg,o IO
.., -tlw we lllwf pay Ill)',.,. l'ar m:crting oh,..,.,,...,._ ol lMI Deccl of'lml.
sBVERAlm.ll'Y: If ..., p<MJloll in lflis llad of ~ ;,, bold -.aJld o, unaol'arccablo, lho remail!m,
pro-allall-ltoMI fon:cllld<4«
GENBRAL, y.., or llto ,._ can -or dell)' enfoo:mg ..., ., .,_ rigbD -dlis Dad of,._
wi-looiDI ....._ A,fy waiY<r by l'Ott of aoy proVioonl of ddl Deccl ofT-will IIOI be• ....-ol lhot or ..,_,..,_OIi.., __
SUBSlTIUlll TlWS"l1lll: ~ -· -limo to ..... appoint • ---by • ----~ bytottdecond~ in 111o ccm,1y ln-11111 Deed ot'.lntBlm-. m:I
---tile --,i,111 -·-widl 11to -powem. n&:i*. -and 8"1bmir)'oflho'l'loelocwilb lho--a,ifon,mallymado--.
MBROBR: Thtn -.II be DO 1l'JelBClr' oldie ~tc.rc51 or CltMe ~ \,y mis Deed of Traat with 8JO' ----.. -..... -.. .., -lleld by you o,lo<yom __ , __ _
OIIAL.t.GRUMKN'l'S OJI OliLCOMMil'MENTS TOLOANMOMKY,DDND CRElllT, Oil TO
FOJUl&U EROM ENFORCING Rl!PA\'MltNT OP A DDT ARB NOT INP'ORCEilLI! IJNDBll
WABBING"l'QN 1A W,
' . • • 20010227001182.0W
DOC ID f, 00015855116602007
'nlJS OEBD Ol'llUISTbU beonliped byeacho(.,.UDC!er .... °""'°'*f••--·
-
~5of5
{
' •
'
Rehmt .Addrea:
James Jacques
6833 Ripley r.-North
Renton WA 98056
• 20070307002341.001
11111111111111
200 03 700 341
PACll'lC !!1 III liM U,11 :cJffi1.ff ffT44
ICING c&fv 1 1M
SANITARY SEWER UTILITY EASEMENT I P. Tu Para! Number: CJl.li'S'N• .
ProiectFilct: f -~arPro.J=Namo: • -
RefereneeNamber(1) ofDocuments assigned or released: Additional mer=cenumbcrsareon """'--·
Gruto.r(s): Gl'lllltH(S):
I. James Jacques I. Raymond Sled
2.
n. Graalor(o), .. -abow; filr and bl comidmllion ofmllhml bcnclila, do by ll1esc ...-, gnnl, borpm, sell.
con'")', and--a..aboYe-...i Graatee, ils....,....,.. and OSlips, 11anpcnry-, filr-«my sewer
wilh .. _ appudllllllCIII owr, under, througb, aoross ""d upa, 11,e i,llowlng described propony (the right.-'IY) in
KiDg Counly, Wtshill&IOD, aun pmticullwly desttibod a:, follows: Tl!< o,ci,tlog side •<wcr lo .. tlon \\ithin the...., I$ li."1 of
Ille south 90 fOCl ofl.ot B of City of Renton Lot L:, . Vi '""•""' LUA05-,l l7,LLA.
Lot B, City of Renton Lot Line Adjustment No. Lt!A-06-117-LLll LND-30-
0320, recorded 1Ulder Recording Number 20070125900018, aaid lot line
adjw,tment more particularly defined as foll<>W;
Lot 45 and Tract B, lfinsper II, according to the plat thereof
reco:rded in Volume 184 of Plats, pages 77 through 80 incluei"" in
King county, washingtoa. -' '
EXCISE TAX NOT REQUIRED
~~~
Page I of2
' • 20070307002341.002
.. ..
For the purpooe of rq>amn& n,placfn& oponitlng ond mainlainlna an cxistil1g side aewerllliUty pipoline, togetaer
with Ibo rigltt of lngnso and eg,.sa tb=lo without prior inslitulloJI. of any suit or proeeedinp of law and without
incurring any legal obllgation or liability th=li>re. Thia -is giankd ~ to 1lle following terms and
condi1icm:
J. The flnml<e shall, upoa complCliCIO. of any work within Ibo J'lllPert;)I COWRd by Ibo _<PIii........, tho IIUl1acc of
lbc .........r, ml ony priwle lmproyeua .. dioturbod <>rdel11v,•cfducini .,..,.-or11>e wodc, u.....i, •
pradlcoblo lo the condllioo lliey-. iu immediatoly bdore COllllllClKZlllentofdlc woik or CllllJ' by die Onmloe.
2. Gmolar shall,... the riglllto me die ourfl,c;cofthc .-os lollgasmdl ucdacsllOI iarmbcwilh 11,e......,..,
ripls ~ to die Gn,n1ee. ThcGnn!or sball also hon, 1l>e right to idooate lllo ilcle-81 Gmrtt<:cs -if
ne«tod lo ..,.. tho mstiag bouso aad install it at anotber bmlott ""as DOC lo lnla1eae will\ lllt IIIM COlll!rllCllon of
ho,ires by die Oraoloc. Al which lime a pcnn,u,ent ...-wllJ be g,anted llJr tho DOW side -Jocarfoa '"1d 1flc
ta,apo,ory-will tcnnillllc. lftbc cxistin5 houoe lOM<l ll)'lbcside,._ ls,anow:d this........, wlU
IOlminalo. $6,000.00 Is bCU1Cheld la escrow lo cover all or pen ollbe olde-rolocalcn if-s.d. lflhe exisling
homo lo.....,.,.. IIDdtho side,._.;, abandoned the $6000.00wlU bc-1011>c <lnmleo. Any .......i p<J<tlan
out needed Iii< lbe tcloc:ation will be l<l1Jmed lo dlc Gnaloo.
This •as=nm llhall nm wi1h !he land described lwn,in, and sball be binding 11poc1 !he pm1ies, their heirs,
IUC l!CHOIII In ~ and assigns. Granto,, covenant !hat 1bey m lhe lawfid -ofthe -properties 111d
1hat Ibey llaYe a pod and lawful right to .-.ue 1lll$ ~
By Ibis COllYOYIIIIOC, 0-will warrant and <lcl'ead the sale :hereby made 111>1o lhe Orantic against aU and -.y
person orpersom. wltomsoe-, lawfillly claiming or to olalm !he-. This CODW)"lllC<I shall bind !he heirs,
~ ldminislfallxsandastipaforever. f..71l J.A#Q. ~.
IN WJ1'NllSB WHBREOF, lllid Orantor 1w caused tbis """'"""'• to be c.ucured Uus_day of'',. .. -~-·
/NJJIY/DUAL FORM OF ACXIW)WLEDGMENT
Nota,y 8eol ""'31 be willrin boo< STAIE OF WASHINGTON ) SS
COUNTY OF KlNG )
-.,.--~-~~,--,e,-,--~~--~P_-lhis • Olltand
a<:knowlcdgcdittobe~Jreond'folanlll)'octlbrd>euseslllld~mpooes
lllClllionedinlhc-
D
~------·-----
,---~
I '3
•
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM -e Station Id :EACR
20040420001561.001
KING,WA
APTER RECORDING MAIL TO
STEPHEN W. PELTON
2530 232ND AVE SE
SAMMAMISH, WA 98075 ~JJ~llll~JIII
FIDELlTY NATIO UD 21 et ... I"' OF '!' 94/ llZH4 1 , 5&
KIN CQUNTV I l,IJ:I
E2032299
t4/2eJ/~4 l 1 , 39 F.tlcd for Record at Request of
Sammamish Escrow, Inc
EserowNum.bcx 0402615
Kf~ C ll:3~1 H
SAL.E ,2la, tee e, PAG'EH1 OF 191
Statutory Warranty Deed
Grantor(s) KATHI L. PETTIT, STEPHEN PETTIT
Orantee(s)· STE?HEN w. PELTON, ALICIA M EDELMAN PELTON
Abbre',oiatedLegal LOT 2, BIA 9602169002, records of KING County, WA
Addl.Uoual. legal(s) on page· 2
Assessm''s Tax Parcel Number(s} 292305-9161-0l
THE GRANTOR KA.THI L. PETTIT, also appearing of record of KATHI L, HIPF
and KA.THR'tN C. BARTLEY and STEPHEN PETTIT, wife and husband
forandmconsiderabonof TEN DOLLARS AND OTHER GOOD AND VALUABLE CONSIDERATION
mhandpatd,conveysandwarrantstoSTEPHEN w PELTON husbandof and ALICIA M. PELTON,
wife of, JOINT TENANC~ WITH FULL RIGHTS or SURVD/ORSHIP.
the following de sen bed real estate, situated m the County of KING , Sta.Ce of Waslungton
LEGAL DESCRIPTION ATTACHED HERETO, WHICH BY THIS REfERENCE IS MADE A ~ART
HEREOF.
Rccc-C:cd at the request of
FIDELITY N,\TIONAL TITLE
o,dec#]l;:lo 11-.,_
Subject to all Basements, Rcstncuons, Reserva.uons, Condn10os and Convenants of Record as shown on
BxbJ.btl •A· att;a;;«t hereto
Dated this _f_X-day of
B By _______________ _
~the person _, __ who appeared bcfor~ , ]lne~1i;l'" _!Wn _, __ acimOwledged that they
SJgned Uus 10SUUIIlCDt and acknowledge 1t to be theu~, · free:-arul voluntary act for the uses and purposes
mennoned m th.ts mstrumC11t
Dated· Apnl~004
Ll'll-10
Page 1 of3
Document: 2004.0420001561
MAY 2 5 2@7
REGEIV::'D
Printed on 5/4/2007 2:36:35 PM
Branch :PNK,User :ODB2 -· Title Officer: 12 Order: 650359
Comment: SLM • Station Id : EACR
20040420001661.002
.,
'
KING,WA
LEGAL DESCRIPTION·
PARCEL A:
Lot 2, City of Renton Boundary Line Ad)ustment reco:ded under Recordlng
No 9602169002, records of King County, Washington
Situate in the County of King, St~tc of Washington
PARCELB:
An easement for ingress, egress and utilities 20 feet in Wl.dth as ebown
over Lot l, City of Renton Boundary Line AdJustment recorded under
Recording No 9602169002
Situate 1n the County of King, State of Washington.
Page 2 of3
Document: 2004.0420001561
Printed on 51412007 2:36:37 PM
Branch :PNK,User :0DB2 • Title Officer: 12 Order: 650359
Comment: SLM Station Id :EACR
20040420001661.003
'
KING,WA
EXHIBIT "A"
EASEMENT AND CONDITIONS CONTAINED THKREIN, AS ESTABLISHED BY INSTRUMENT
Apr:i.l 11,1975
7504110355
Roadway
Recorded
Reco:rding No.
Purpose
Affecte So~theasterly portion of sa1d premises
COVEW>.NTS, CONDITIONS, RESTRICTIONS, RIGHTS AND BASEMENTS CONTAINED IN
DECLARATION OF SHORT PLAT NUMBER 275022
Recorded.
Recording No.
May 16, 15'75
7505160528
COVENANTS, CONOITIONS, RESTRICTIONS, RIGHTS AND EASEMENTS CONTAINED m
DBCIJ>JlATION OF SHORT PLAT NUMBER 275022R
Recorded May 21, 1980
Recording No 8003210741
CITY OF RENTON BOUNDARY LINE ADJUSTMENT, AND THE TERMS AND CONDITIONS THEREOF
Recorded. February 16, 1996
Record:i.ng No 9602169002
Page 3 of3
Document: 2004.0420001561
Printed on 5/4/2007 2:36:39 PM
..
~602..lb-
Jl.711'(11)
\ 1'111"~35... 1$i,.001Y)
"IHI I !~p~-• ,r; ! i
1·1 ! ~-
,.
9602 lt>1/2..B5
Branch :PNK,User :ODB2 •• Title Officer: 12 Order: 650359
Comment: SLM
Station Id :EACR
20040420001562.001
•
KING,WA
After Recording Return xo,
FLAOSTAR BAHK
5151 CORPORJL'l'B DRIVE
'l'R.OY, Ml 48098
FINAL DOCUMBNTS, MA.IL STOP W-530-3
AsseS$Or's Parcel or Account Number 292305-9161-0l
Abbreviated Legal Descnpbon, LEGAL DESCRIP'rION ATTACHED HERETO ANO MADI A PAM
HEREOF
!Include lat, block and plat or uct1on, 1ovmllh'111nd range]
Full legal descnptlon located on page ___ _,1.,1~----
~:i.u:1 at t w ;-c11~c!li uf
F1DELlT'..' NATTONAL TITLE
_v_, _""_CI> __ LOAB __ •_•_•_••_•_>_o_,~,spat• AboV~;h~:~: ~ort:::: ~:~: _____ tl>_\~?>-1----
DEED OF TRUST I MIN 100052550006309610
DEFlNITIONS
Words used m multiple sections of thts document are defined below and other words are defined 1n
Sections 3, 11, 13, 18, 20 and 21 Certam rules regarding the usage of words used in this document
are also proVICled 1n Section 16.
(A) "Secunty lnatrumenf' means this document, which 1s dated APRIL 191 r 2004,
together with all Riders to this document
(B) "BortOWlillr" 1$ S'l'EPHEB W PEl4'0N Husband of and ALICIA. M :PELTOl!I th .. fe of,
JOINT TEBANCY WITH FULL RIGHTS OP SURVIVORSHIP.
Borrower 1s the trustor under this Secunty Instrument
(C)"Lender"ls AMERICAN HORTBNEST MORTGAGE, INC,
, ,t I
Lender IS a CORPORA'lIOll,
laws of WASBlNG'.roB.
9119 124TH AVE NE, 207, ~, ~ 98005.
WASHINGTON-Sing\$ F111111y-FaM18 Mawf'relld1e Mac UNIFORM INSTRUMENT
G 1999-2002 Onlm• Document3. Inc Page 1 of 11
04-19-2004 12:34
organized and eX1stmg under the
Lender's address 1s
IniUal~'i?
Form 3D48 1/0,
WAEOEEO 0211
Page 1 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:36:40 PM
Branch :PNK,User :ODB2 -· Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.002
KING,WA
Vl WBCD LOAN I 500063096
(D) "Trustee" IS JOAII H. AlmBRSOB, EVP ON BEHALF OF FLAGS'I'AR BARlt, FSB.
(E) ''MERS0 ts Mortgage Electronic Reg1stratton Systems, Inc MERS ts a separate corporation that
1s acting solely as a nominee for Lender and Lender's successors and assigns MERS 1s tho
beneficiary under this Security Instrument MEAS is organized and existing under the laws of
Delawar•, and has an address and telephone number of P O Box 2026, Flint, Ml 48501-2026, tel (888)
679-MERS
(F) "No1•" means the promissory note signed by Borrower and dated APRIL 19, 2004,
The Note states that Borrower owes Lender ****.*ONE BlJNDRED NINBXJ' SIi. TBOUSAHD ADD
H0/100*********************************************************************
Dollars (US $196,000 .oo ) plus interest Borrower has promised to pay this debt 1n regular
Penochc Payments and to paythedebtm1ull nottaterthan MAY 1, 2034.
(G) "Property'' means the property that 1s described below under the heading "Trans1erofRights m the
Property "
(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charge& and
late charges due under the Note, and all sums due under this Secunty Instrument, plus
IJlterest
(I) uRlders" means all R1dert1 toth,s Securrty Instrument that are executed by Borrower. The following
Riders are to be executed by Borrower Jchec:k box as appbcable]
CiJAdJustable Rate Rider Dcondom1nium Rider Dsecond Home Rider
0Balloon Rider DPlanned Umt Development Rider DOther(s) (specrfy}
[iJ 1-4 Family Rider D B1Weekly Payment Rider
(J) "Appllcable Law" means all controlling applicable federal, state and local statutes, regulations,
ordinances and adm1n1strat1ve rules and orders (that have the effect of law) as well as all apphcableflnal,
non-appealable Jud1c1al opmtons
(K) "Community Association Duea, Feea, and Aasossments" means all dues, fee,, assessments
and other charg8$ that are imposed on Borrower or the Property by a condomm1um assoc1abon,
homeowners assoc1abon or s1mllar orgamzat1on
(L) "Electronic Funda Transfef'' maans any transfer of funds, other than a transaction ongmated by
check, draft, or similar paper mstrument, which 1s initiated through an electronic termrnal, telephonrc
instrument, computer, or magnetic tape so as to order, instruct, or authorize a flnancaal institution to
debit or credtt an account Such term includes, but 1s not l1m1ted to, point-of.sale transfers, automated
tellermachrne transac11oris, transfers 1n1t1ated bytelephone. wire transfers, and automated clear1nghous.
transfers
(M) "Escrow Items" means those Items that are described 10 Section 3
(N) uMJscellaneoua Proceeda"means any compensabon, settlement, award of damages, or prooe8ds
paid by any third party {other than insurance proceeds paid under the coverages descnbed m Section
5) for. (1} damage to, or destrucbon of, the Property, (11) condemnabon or other taking of all or any part
of the Property, (111) conveyance 1n beu of condemnation, or (1v) misrepresentations of, or om1ss1ons as
to, the value and/or condrtlon of the Property
(0) "Mortgage lnaurance" means insurance protecting Lender agamst the nonpayment of, or default
on, the Loan
(P) "Periodic Payment" tneans the regularly scheduled amount due for (1) pnnc1pal and interest under
the Note, plus (11} any amounts under Section 3 of this Security Instrument
(Q} "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C §2601 et seq.) and its
1mplement1ng regulation, Regulation X (24 C FA Part 3500), as they might be amended from bme to
tme, or any addrt1onal or succes.aor legislation or regulation that governs the same sub1ect matter As
used m this Security Instrument, "RESPA" refers to art requirements and restnct1ons that are imposed
1n regard to a ''federally related mortgage loan" even If the Loan does not qualify as a ''federally related
mortgage loan• under RESPA.
(R} "Successor m Interest of Borrower" means any party that has taken trtle to the Property,
whether or not that party has assumed Borrower's obhgat1ons under the Note and/or this Secunty
Instrument
TRANSFER OF RIGHTS IN THE PROPERTY
The bene11c1ary of this Secunty Instrument 1s MEAS (solely as nommee for Lender and Lender's
successors and assigns) and the successors and assigns of MEAS This Secunt)' Instrument secures
to Lender. (1) the repayment of the Loan, and al1 renewals, extensions and modlflcattons of the Note,
and (11) the performance of Borrower's covenants and agreements under this Secunty Ins rument and
Initials1:;i:11f:...."f~
WASHINGTON-Single Fanuly-Fann1e Mae/Freddie Mac UNI FOAM INSTRUMENT Form 30481/01
c, 1999·2002 on~ne Doc::umerrtt. Inc Page 2 of 11
04-19-2004 12134
Page 2 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:36:42 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.003
KING,WA
Vl WBCD LOAN f 500063096
the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, 1n trust, with power of
sale, the follcw1ng descnbed property located 1n the COUNTY
· jfypt;, ol F\Gcordl'lg Jumdic:tlQ',J of King !Name of Rar;,:)fl!ing JunsdicbonJ°
LEGAL DBSCRI PTrOR AT'rACKED HERB'l'O llD MADE A PAR'I' HEREOF
APJ!l ii 292305-9161-0l
wh1oh currently has the address of 34!iil Cedar Ave s, Renton,
(SlllNlt] (Cty]
Washington 98055
(Zip Codit)
TOGETHER \\1ITH art the 1mprovemen1B now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall
also be covered byth1s Secunty Instrument All o1 the foregoing ,s referred to In this Secunty Instrument as
the "Property." BorrO'Ner understands and agrees that MEAS holds only legal t!lleto the Interests granted
by Borrower m this Secunty lnstnJment, but, If necessary to comply with law or custom, MER$ (as nominee
fOr Lender and Lender's successors and assigns) has the nght to exercise any or all of those interests,
including, but not bmrted to, the nght to foreclo,e and sell the Property; and to take any acbon required of
Lender includ,ng, but not •mrted to, releasing and canceling this Security Instrument
BORROWER COVENANTS that Borrower 1s lawfully seised of the estate hereby conveyed and has
the nght to grant and convey the Property and tha1 the Property 1s unencumbered, except for
encumbrances of record Borrower warrants and will defend generally the trtle to the Propiarty against
an cla1ms and demands. subJ8CI to any encumbrances of record
THIS SECURITY INSTRUMENT combines unrform covenants for national use and non•umform
covenants with l1mrted vanabons by Junsd1cbon to constitute a unrform secunty instrument covering real
property
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows·
1. Payment of Principal, Interest, Escrow Items, Prepayment Chargaa, ahd La1o Charges,
Borrower shall pay when due the pnnc1pal of, and interest on, the debt evidenced by the Note and any
prepayment charges and late charges due under the Note. Borrower shall also pay funds for E&crow
Items pursuant to Section 3 Payments due under the Note and thts Secunt)' Instrument shall be made
1n U $ currency However, rf any check or other instrument rece1ved by Lender a1, payment under the
Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all
subsequent payments due under the Note and this Security Instrument be made m one or more of the
following forms, as selected by Lender· (a) cash, (b) money order, (c) certmed check, bank check,
treasurer's check or cashier's check, provtded any such check 1s drawn upon an 1nst1tutlon whose
deposits are insured by a federal agency, instrumentality, or entity, or (d) Electronic Funds Transfer
Payments are deemed received by Lender when received at the location designated In the Note or
at such other locatlon as may be designated by Lender in accordance with the notice proV1s1ons 1n
Section 15 Lender may return any payment or partial payment If the payment or parbal payments are
1nsuff101ent to brmg the Loan current Lender may accept any payment or parttal payment insufficient
to bnng the Loan current, wrthoutW6.Jver of any nghts hereunder or pre1ud1ce torts nghts to refuse such
payment or partial payments 1n lhe future, but Lender 1s not obligated to apply such payments at the
Ume such payments are ae<::epted. If each Penod1c Payment 1s applied as of Its scheduled due dii:te,
then Lender need not pay interest on unapplled funds Lender may hold such unappl1ed funds untll
Borrower makes payment to brin.g the Lean current lf Borrower does not do so wrth1n a reason.able
period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier,
such funds will be applied to the outstanding pr1nc1pal balance under the Note 1mmed1ately pnor to
foreclosure No offset or claim which Borrower tnlgh1 have now or in the future a9a1n$t Lend91" shalt
reheve Borrower from making payments due under the Note and this Secunty Instrument or petform1n9
the covenants and agreements secured by this Security Instrument
2. AppllcaUon of Payment. or Proceeds. Except as otherwise described 1n this Section 2, aff
payments accepted and applied by Lender shall be applied 1n the following order of pnonty (a) interest
due under the Note, (b) pnncipal due under the Note: (c) amounts due under Section 3 Such payments
shall be apphed to each Penod1c Payment 1n the order in which 11 became d1.1e Any rema1rnng amounts
shall be applied first to late charges, second to any other amounts due under this Security Instrument,
and then to' reduce the pnnc1pal balance of the Note
WASHIN.GTON-SIT'lgle Fam1ly-Fannla Mae/Fr.dd1e Mtic UNIFORM lNSTflUMEITT
Init1als1~~
Form 30481101 v'
ICI 1998·2002 Onbne Ooeumen1$, Inc Page 3 of 11 WAEOEED
04-19-200i 12134
Page 3 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:36:44 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.004
KING,WA
Vl WBCD LOAM i 500063096
If Lender receives a payment from Borrower for a delinquent Penodie Payment whtch rncludes a
sufficient amount to pay any late charge due, the payment may be appl!ed to the delinquent payment
and the late charge If more than one Penad1c Payment 1s outstanding, Lender may apply any payment
reeerved from Borrower to the repayment of the Penod1c Payments 1f, and to the extent that, each
payment can be paid m fuU To the extent that any excess exists after the payment IS apphed to the full ,
paymentofoneormore Periodic Payments, such excess may be applied to any late charges due. Voluntary
prepayment.$ shall be applied flnit to any prepayment charges and then as descnbrad in the Note
My apphcatlon of payments, 1nsuranco proceeds, or Miscellaneous Proceeds to pnnc1pal due under
the Note shall not extend or postpone the dusi date, or change the amount, of the Penodic Payments
3. Funds for Escrow lt•ms. Borrower shall pay to Lender on the day Penod1c Payments are due
under the Note, untll the Note IS pa1d in fu11, a sum (the "Funds"} to provide for payment of amounts due
for (a) taxes and assessments and other Items whtc:h can attain pnonty over thts Secunty Instrument
as a lien or encumbrance on the Property, (b} leasehold payments or ground rents on the Property, tf
any, (c) premiums for any and all insurance required by Lender under Section 5, and (d) Mortgage
Insurance premiums, rf any, or any $Urns payable by Borrower to Lender in lieu of the payment of
Mortgage Insurance premiums 1n accordance wrlh the prov1s1ons o1 Section 10 These items are called
•Es.crow Items. n At origination or at any time dunng the term of the Loan, Lender may require that
Community Assoc1ation Dues, Fees, and Assessments, 1f any, be escrowed by Borrower, and such
dues, fees and assessments shall be an Escrow Jtem Borrower sha\\ promptly furnish to lender aO
notices of amounts to be paid underth1s Secbon Borrower shall pay Lender the Funds for Escrow Items
unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items Lender may
waive Borrower's obbgation to pay to lender Funds for any or all Escrow Items at any bme Any such
waiver may only be tn wnt1ng In the event of such waiver, Borrower shall pay directly, when and where
payable, the amounts due for any Escrow ltemsforwh1ch payment of Funds has been waived by Lender
and, If Lender requires, shall furnish to Lender receipts eVLdenc,ng such payment w1thm such time
penod as lender may require Borrower's Obhgatlon to make such payments and to provide receipts
shall for all purposes be deemed to bea covenanl and agreement contained an this Secunty Instrument,
as the phrase Kcovenant and agreement" 1s used m Section 9 If Borrower 1s obligated to pay Escrow
Items directly, pur,uantto a waiver, and B0rrowerfa1ls to pay the amount due for an Escrow Item, Lender
may exercise its nghts under Section 9 and pay such amount and Borrower shall then be obligated
under Secbon 9 to repay to lender any such amount Lender may revoke the WaNer as to any or an
Escrow II ems at any time by a notlC8 given 1n accordance with Section 1 S and, upon such revocation,
Borrower shall pay to lender all Funds, and In such amounts, that are then required under this Section
3
Lender may, at any time, collect and hold Funds in an amount {a) suff1c1entto permit lender to apply
the Funds at the time spectfled under RESPA, and (b) not to exceed the maxtmum amountalend&rcan
require under RESP A Lender shall estimate the amount of Funds due on the basis of current data and
reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with
Applicable law
The Funds shall be held m an mstrtution whose deposits are msUted by a federal agency,
instrumentality, or entity (1nclud1ng Lender, If lender 1s an institution whose deposits are so insured) or
ITT any Federal Home Loan Bank, lender shall apply the Funds to pay the Escrow Items no later than
the time speclfled under RES PA lender shall not charge Borrower for holding and applying the Funds,
annually anatyzmg the escrow account, or venfy1ng the Escrow Items, unless Lender pays Borrower
interest on the Funds and Applicable law perm1\$ Lender to make such a charge Unless an agreement
1s made 1TI writing or Applicable Law requtres interest to be paid on the Funds, Lender shall not be
required to pay Borrower any interest or earnings on the Funds Borrower and lender can agree in
wnting, however, that interest shall be paid on the Funds Lender shaU g1wto Borrower, wrthout charge,
an annual accounting of the Funds as required by RES PA
If there 1s a surplus of Funds held m escroW, as defined under RESPA, Lender shall account to
Borrower for the excess funds m accordancewlth RES PA. If there 1s a shortage of Funds held m escrow,
as defined under RES PA, Lender shall notify Borrower as required by RESPA, and BorrowershaU pay to
Lender the amount necessary to make up the shortage 1n accordance wrth RESPA, but 1n no more than 12
monthly payments If there is a deficiency of Funds held tn escrow, as defined under RESPA, lender shall
notify Borrower as req1.nred by RESPA, and Borrower shall pay to Lender the amount necessary to make
up the deficiency ITT accordance with RESPA, but 1n no more than 12 monthly payments
Upon payment 1n full of all sums secured by this Security Instrument, Lender shall promptly refund
to Borrower any Funds held by Lender
:4. Charges; Uens. Borrower shall pay all taxes, assessments, charges, hnes, and 1mpos1t1ons
attnbutable lo the Property wh1ctl can attain pnonty o\ler this Secunty Instrument, leasehold payments
or ground rents on the Property, If any, and Community Assoc1at1on Dues, Fees, and Assessments, 1f
any To the extent that these Items ere Escrow Items, Borrower shall pay them 1n the manner provided
in Section 3
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless
Borrower (a) agrees m wntmg to the payment of the obilgatlon secured by tt,e lien m
Init1.als.1
WASHINGTON-S.,gl, Fll.flllly-Fanm, MH(Fr.ddl9 Mac UNIFORM INSTRUMENT Form i04a 1/01 ?ltf--"f"---
0 19W-2002 On~n• Oocumante, lne Page 4 of 11 WAEDEEO
04-19-2004 12134
Page 4 of 18
Document: 2004.0420001562
Printed on 514/2007 2:36:46 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.005
KING,WA
Vl WBCD _LOAN I 500063096
acceptable to Lender, but only so long as Borrower l$ performing such agreement, (b) contests the lum
m good faltil by, or defends against enfaorcement of the lien in, legal proceedings wh1eh 1n Lender's
opinion operate to prevent the enforcement or the hen while those proceedings are pending, but only
until such proceedings are concluded, or (c) secures from the holder of the hen an agreement
satisfactory to Lender subord1natmg the lien to thrs Security lm,trument If Lender determines that any
part of the Property is subJectto a hen Which can attain pnonty overth1s Seounty Instrument, Lender may
give Borrower a notice tdenbfymg the hen Wrthtn 10 days of the date on Which that nottce IS given,
Borrower shall satisfy the lien or take one or more of the actions set forth above 1n this Section 4.
Lender may require Borrower to pay a one-tune charge for a real estate tax venflcation and/or
reportmg service used by Lender in connection with this Loan
6. Property Insurance Borrower shall keep the improvements now emt1ng or herellfter erected
on the Property insured aga1nstloas by fire, hazards included wrthm the tenn "extended coverage,• and
any other hazards including, but not l1m1ted to, earthquakes and floods, for which Lencklr requires
insurance ThlS insurance shall be maintained 1n the amounts (mcludmg deduetJble levels) and for the
periods that Lender requires What Lender requires pursuant lo the preceding sentences can change
dunng the tam, of the Loan The 1nsurancecamer providing the insurance shalt be chosen by Borrower
subiect to Lender's nght to disapprove Borrower's choice, whtch right shall not be exercised
unreasonably Lender may require Borrower to pay, m connectlon wrth this Loan, either (~) a one.time
charge for flood zone determination, certlficat10n and trackmg services, or (b) a one-time charge for flood
zone determination and certmcatton services and subsequent charges each time remappings or similar
changes occur which reasonably might affect suoh determ1nat1on or cerllficatlon Borrower aha II also
be responsible for the payment of any fees 1mp0$ed by the Federal Emergency Management Agency
111 connection With the reVlev.' o1 any flood zone deterrmnat1on resulting from an obJ8c1:lon by Borrower
If Borrower fails to main tam any of the coverages described above, Lender may obtain insurance
coverage, at Lender's opbon and Borrower's expense Lender JS under no obligation to purchase any
particular type or amount o1 coverage Therefore, such coverage shall cover Lender, butm1ght or m1ghl
not protect Borrower, Borrower's equity 11 the Property, or the contents otthe Property, agamst any nsk,
hazard or J1ab1hty and might proVlde greater or lesser coverage than was previously 1n effect. Borrower
acknowledges that the cost of the insurance coverage so obtained might s1gnrficantly exceed the cost
of insurance that Borrower could have obtained Any amounts disbursed by Lender underth1s Secbon
5 shall become addrtional debt of Borrower secured by this Securrty Instrument These amounts shall
bear interest at the Note rate from the date of disbursement and shall be payable, With such interest,
upon notice from Lender to Borrower requesting payment
All insurance policies required by Lender and renewals of such pohc1es shall be subJectto Lender's
nght to disapprove such pohc1es, shall 1nclude a standard mortgage clause, and shall name Lender as
mortgagee and/or as an additional loss payee Lender shall have the nght to hold the policies and
renewal certmcates If Lender requires, Borrower shall promptly give to Lender alt receipts of paid
premiums and renewal notices. If Borrower obtains any form of msurance coverage, not otherwise
required by Lender, for damage to, or destruction o1, the Property, such policy shall mclude a stftndard
mortgage clause and shall name Lender as mortga9ee and/or as an addrtlonal loss payee
In the event of loss, Borroworshall grve prompt notice to the insurance earner and Lender Lender
may make proo1 of loss rfnot made promplly by Borrower. Unless Lender and Borrowerotherw11e agree
in wntlng, any 1nsuranCC1 proceeds, whether or not the underlying insurance was required by Lender, shall
be applied to restorabon or repair of the Property, If the restoration or repair 1s econom1caHy 'feasible and
Lender's secunty 1$ not lessened Dunng such repair and restoration penod, Lender shall haw the nght to
hold such insurance proceeds umll lender has had an opportunity to inspect such Property to el'lSure the
work has been completed to Lender', aatl&facllon, proV1ded that such 1nspect1on shall be undertaken
promptly Lender may disburse proceeds for the repairs and restoration in a single payment or in a senn
of progress payments as the work 1s completed Unless an agreement is made in writing or Applicable Law
requires n,tere:st to be patd on such nsurance proceeds, Lender shall not be required to pay BOl't'OW'er MY
mterest oream1ngson such proceeds Fees for public adjusters, or other thud parties, retained by BorrO\IVel'
shall not be paid out of the lllSUrance proceeds and shall be the sole obl1gat1on ofBorroWer If the restoration
or repair' IS not econom1callyfeaslble or Lender's secunty would be lessened, the msurance proceeds shall
be apphedto the sums secured byth1s Secunty Instrument, whether or not then due, wrth the excess, IC any,
paid to Borrower Such insurance proceads shaH be appbed in the order provided for tn Section 2,
lf Borrower abandons th& Property, Lender may11!e, negotiate and settle any available insurance
cla1m and related matters If Borrower does not respond w1th1n 30 days to a notice from Lender that the
insurance earner has offered to settle a clatm, then Lender may negotiate and settle U,e claim The 30-
day period will begin when the nobce IS gMln In either event, or rf Lender acquires the Property under
Section 22 or othelWISe, Borrower hereby asS1gns to Lend er (a} Borrower's nghts 'to any insurance
proceeds man amount not to exceed the amounts unpaid under the Note or this Security Instrument,
and (b) any other of Borrower's nghts (other than the right to any refund of unearned premiums paid
by Borrowef} under all insurance policies covenng the Property, insofar as such nghts are applicable
to the coverage of the Property. Lender may use the insurance proceeds erther to repair or re:store the
Property orto pay amounts unpaid under the Note or this Security Instrument, whether or no t en duo
Init1.als1
WASHINGTON-5mgle Family-Fanni• MH/Freddi. Mae UNIFORM INSTRUMENT Form 30481/01
ci 199'1,2002 Online Oocumli'llls. Inc Page 5 of 11 WAEDEED
04-19-2004 12134
Page 5 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:36:48 PM
Branch :PNK,User :ODB2 •• Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.006
KING,WA
Vl WBCD LOAN f 500063096
6, Occupancy. Borrower shall occupy, estabbsh, and use the Property as Borrower's pnnc1pa\
residence within 60 days after the executton of this Security Instrument and she.II continue to occupy
the Property as Borrower's principal residence for at lee.st one year after the date of occupancy, unless
Lender otherwise agrees m writing, which consent shall not be um&asonably wrthheld, or unless
extenuabng e1rcumstances exist which ere beyond Borrower's control
7. Priaservatlon, Maintenance and Protection of U,e Property; Inspections. Borrower shal not
destroy, damage ot 1mpa1rthe Property, allow the Property to detenorate or commit waste on the Property
Vvhether Of not Borrower 1s res1dng 1n the Property, Borrower shall mamtam the Property n order to prevent
the Property from detenorattng or decreasing m value due to rts condrtlon Unless It IS determined pursuant
to Section 5 that repalf or restorabon 1s not econorrncallyfeas1ble, Borrower shall promptlyrepairthe Property
If damaged to avoid further detenorauon or damage tt insurance or condemnation proceed$ are pBld m
connectron With damage to, or the talmg ot, the Property, Borr aw er shall be responsible for 19pall'V'IQ or
restonng the Property only If Lender has released proceeds for such purposes Lender may disburse
proceeds fortherepalTS and restorabon n as1nglepayment or 1n a series of progress payments as the work
IS completed If the nsurance or condemnation proceeds are not sufficient to repair or restore the Property,
Borrower IS not relteved of Borrower's obhgation for the completion of such repair or restoraoon
Lender or its agent may make reasonable entries upon and inspections of the Property If rt has
reasonable ceiuse, Lender may inspect the intenor afthe improvements on the Property Lender shall give
Borrower notloo at the trne of _or pnor to such an 1ntenor inspection specrfy1ng such reasonable cause
8. Borrower's Loan Application. Borrower shall be in default If, dunng the Loan apphcauon
process, Borrower or any persons or entltl&S ectmg at the d1rect1on of Borrower or with Borrower's
knowledge or consent gave materially 1a1se, m1,lead1ng, or inaccurate information or statements to
Lender {or failed to provide Lender wrth matenal information) in connection with the Loan. Material
representations include, bu tare nothmlled to, representations concerning Borrower's occupancy of the
Property as Borrower's pnnc1pal ros1dence.
9 Protection of Lender's Interest In the Property and Rights Under this Security ln11-trument
It (a) Borrower falls to perform the covenants and agreements conta1Md m this Secunty Instrument, (b)
there 1s a legal proceecllng that might s1gnihcantly affect Lender's mterest In the Property and/or nghts
under this Seeunty Instrument (such as a proceeding in bankruptcy, probate, for condemnation or
forte1ture, for enforcement of ei hen which may attain pnonty over this Secunty Instrument or to enforce
laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay tor
whatever 1s reasonable or appropnate to protect Lender's interest m the Property and nghts under thts
Secunty Instrument, including protecting and/or assessing the value of the Property, and secunng and/
or repa1nng the Property Lender's actions can include, but are not limited to {a) paymg any sums
secured by a hen which has pnonty owr this Security Instrument, (b) appeanng m court, and {c) paying
reasonable attorneys' fees to protect Its interest 1n the Property and/or nghts under this Security
lnstrument.1nc~d1ng rtssecuredposrbon 1n a bankruptcy proceeding Securing the Property includes,
but 1s not hmrted to, entenng the Property to make repairs, change locks, replace or board up doors and
wmdows, dram watertrom pipes, ehmma1e building or other code v1otat1ons or dangerous cond1bons,
and have utllrtles turned on or off Although Lender may take action under this Sect10n 9, Lender does
not have to do so and 1s not under any duty or obligation to do so It 1s agreed that Lendar incurs no
hab1hty for not taking any or all actions authonzed under this Section 9.
Any amounts disbursed by Lender under this Section 9 shall become add1t1onal debt of Borrower
secured by this Seeunty Instrument These amounts shall bear interest at the Note rate from the date
of disbursement and shall be payable, wrth sueh mterest, upon notice from Lender to Borrower
requesbng payment
If this Secunty Instrument 1s on a leasehold, Borrower shall comply With all the pl'OVIStons of the
lease Borrower shall not surrender the leasehold emte and interests herem conveyed or terminate or
cancel the ground lease Borrower shall not, wllhout the express written consent of Lender, alter or
amend 1he ground lease It Borrower acquires fee trtle to the Property, the leasehold and the fee title
shall not merge unless Lender agrees to the merger m wnt1ng
10. r,Jlortgage Insurance. If Lender required Mortgage Insurance as a condmon of makmg the
Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any
reason, the Mortgage Insurance ooveragerequ1red by Lender ceases to be available from the mortgage
insurer that previously provtded ,uch insurance and Borrower was requ.red to make separately
des,gnated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums
required to obtain coverage substan'bally equivalent to the Mortgage Insurance previously in effect, at
a cost substantially equ1Valent to the cost to Borrower of the Mortgage Insurance pn11J1ously in lilffect,
1rom an alternate mortgage insurer selected by Lender lf substantially equivalent Mortgage Insurance
coverage IS not available, Borrower shaU continue to pay to Lender the amount of the separately
designated payments thatwero due when the 1nsurancecoverage ceased to be m affect Lend et WIii ~pt,
use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance Such loss
reserve shall be non-refundable, notw1thstand1ng thef;;ct that the Loan 1s utllmately p&d m full, and Lender
shall not be req1,.11ted to pay Borrower any interest or earnings on such loss reserve Under can no longer
require loss reserve payments rt Mortgage Insurance coverage (m the amour-it and for the penol~pt Lender
lnitials1 ~~
WASHINGTON-Sngle Fam,fy-Fann1e Mae/Fr.ddle Mae UNIFORM INSTRUMENT F«m 30481101.......-
0 \Q89-200,:! Onll'le Documents, Inc Page 6 of 11 WAEOEED
Ot-19-2004 12134
Page 6 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:36:50 PM
Branch :PNK,User :0DB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.007
KING,WA
Vl WBCD LOAlil' # S00063096
requires} pro'llded by an insurer selected by Lender again becomes available, IS obtained, and Lender
requires separately designated payments toward the prem1umsforMortgage Insurance If Lender required
Mortgage Insurance as a condlbon of malang the Loan and Borrower was required to make separately
designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the prermums
required tomantatn Mortgage Jnsu ranee 1n effect, orto provide a non·retundable loss resetW, until Lender's
requ1rementfor Mortgage Insurance ends 1n accordance with anywntten agre;mentbetween Borrowtll'and
Lender proVlding for such term1na1Jon or until tenmna'bon 1s required by Apphcable Law Nottmg m this
Section 1 O affects Borrower's obligation to pay interest at the rate provided 111 the Note
Mortgage Insurance reimburses Lender (or any entrty thatpurchases the Note) 1orcertam losses rt may
ncur rt Borrower does not repay the Loan as agreed. Borrower ts not a party to the Mortgage Insurance
Mortgage msurers evaluate their 1otal risk on all such insurance 1n force from bme to lime, and may
ent&r mto agreements with other parties that share or modify the,r risk, or reduce losses These
agreements are on terms and condillons that are satlSfactory to the mortgage insurer and the other party
(or parties) to these agreement, These agreements may require the mortgage insurer to make
payments using any source of funds that the mortgage insurer may h,we available (which may include
funds obtained from Mortgage Insurance premiums)
As a result of these agreements., Lender, any purchaser of the Note, another insurer, any reinsurer,
any other entity, or any affiliate of any of the foregoing, may receive (d1rec!ly ormd1rectly) amounts that
donve from (or might be charaetenzed as) a portion o1 Borrower's payments for Mortgage Insurance,
m exchangetorshanng or modifying the mortgage insurer's nsk, or reducing losses lfsuoh agreement
provides that an afflhate of Lender takes a share o1 the insurer's risk in exchange for a share o1 the
premiums paid to the insurer, the arrangement 1s often termed "captive reinsurance• further.
{a) Any such agreements wDI not affect th• amounts that Borrower hu agreed to pay for
Mortgage lnsurancq, or any other tenna of tho Loan. Such agreements wlll not increase the amount
Botrow•r wlll owe for Mortgage Insurance, and they wlll not entllle Borrower to any refund
(b) Any such agreements will not affect the rights Borrower has -1f any. with respect to the
Mortgag•lnsurance undertt,e Homeowners Pro'blotlon Actof1998 or any other law. These rights
may Include the right to reoelve certain dlsoloaures, to request and obtain canceltatlon of the
Mortgag• lnsuranca, to have th• Mortgage Insurance tlilrmlnat1£1d automatically, and/or lo receive
a refund of any Mortgage Insurance premlums that were unearned at lhetlme of such canc11>Uatlon
or termination.
11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender.
If the Property 1s damaged, such M1Scellaneous Proceeds shall be applied to restoration or repair
ottt,e Property, rlthe restoration or repair is econom1callyfeas1ble and lender's secunty is not lessened
Dunng $UCh repair and restoration penod, lender shall have the right to hold such M!Scellaneous
Proceeds until Lender has had an opportumty to inspect such Property to ensure the work has been
eompleted to Lender's satisfaction, provided thatsuch mspect1on shall be undertaken promptty Lender
may pay for the repairs and restoration m a single disbursement or m a senes of progress payments
as the work is completed Unless an agreement 1s made in writing or Apphcable Law requires interest
to be paid on such M1SCellaneous Proceeds, lender shall not be required to pay Borrower any interest
or earnmgs on such Mmcellaneous Proceeds If the restoration or repair 1s not economically feasible or
Lender's soeuntywould be lessened, the Miscellaneous Proceeds shall be appbed to the sums secured
by this Security Instrument, whether or not then due, with the excess, rf any, paid to Borrower Such
Miscellaneous Proceeds shall be applied 1n the order provided for 1n Section 2
In the event Of a total taking, destn.1ct1on, or loss in value of the Property, the Miscellaneous Proceeds
shall be applied to the sums secured by this Secunty Instrument, whether or not then due, with the
excess, If any, pa1d to Borrower
In the event of a partial taking, destruction, or loss m value of the Property m whtch thefa1r market
value of the Property 1mmed1ately before the partial laking, destruction, or loss 1n value IS equal to or
greater than the amount of the sums secured by this Security Instrument 1mmed1ately before the partial
taking, destruction, or loss 1n value, unless Borrower and lender otherwise agree 1n wntmg, the sums
secured by this Secunty Instrument shall be reduced by the amount ol the M!Sce\laneous Proceeds
mult1phed by the following fraction (a) the total amount of the sums secured 1mmed1at'lllly before the
partial taking, destruction, or loss m value dMded by (b) the fair market ,..alue of the Property1mmcid1ately
before the parbal taking, destruction, or loss 1n value Any balance shall be paid to Borrower,
In the event of a partial taking, destruction, or loss in value of the Property in which the fa1rmarket
value of the Property 1mmed1ately before the partial laking, destruction, or loss 1n value JS less than the
amount of the sums secured 1mmed1ately before the partial taking, destruction, or loss in value, unless
Borrower and lender otheiw1se agree 1n wntmg, the Miscellaneous Proceeds shall be applied to the
sums secured by this Secunty Instrument whether or not the sums are then due
If the Property IS abandoned by Borrower, orlf, after notice by Lender to Borrower that the Opposmg
Party (as defined 1n the next sentence) offers to make an award to settle a claim for damages, Borrower
fails to respond to lenderwtthin 30 days after the date the notice 1s given, Lender ts authonzed to collect
and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to e sums
Initi.111la1
WASHINGTON-Slllgkl Fam1ly-Fani11• Mun'r.ddu:i Mac UNlFORM INSTRUMENT Form 30481/01
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Comment: SLM -· Station Id :EACR
20040420001562.008
KlNG,WA
Vl WBCD LOA!T f 500063096
secured by this Secunty Instrument, whether or not then due "Opposing Party" means the third party
that owes BOfrower Miscellaneous Proceeds or the party against whom Borrower has a nght o1 action
m regard to Miscellaneous Proceed.a
Borrower shall be m default 1t any action or proceeding, whether crv11 or cnm1nal, I$ begun that, 1n
lender's Judgment, could result m forfeiture of the Property or other mat&nal 1mpa1rment of Lender's
interest m the Property or nghts under this Secunty Instrument Borrower can cure such a default and,
rf accaleratton has occurred, rem state as provided 1n Section 19, by causing th8 action or proceeding
to be dismissed with a ruling that, in Lender's Judgment, precludes forfeiture of the Property or oUler
matenal 1mpa1rment of Lender's interest 1n the Property or nghts under this Seeunty Instrument The
proceeds of any award or claim for damages that are attributable to the impairment of Lender's 1J1terest
1n the Property are hereby assigned and shall be paid to Lender
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be
apphed m the order provided for 1n Section 2
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the trme for
payment or mod1ffcat1on of amort1Zatton of the sums secured by Uns Security Instrument granted by
Lender to Borrower or any Suocessor m Interest of Sorrower shall not operate to release the lrab1lrty of
Borrower or any Successors m Interest of Borrower Lender shall not be required lo commence
proceedings against any Successor 1n Interest of Borrower or to refuse to extend ttme for payment or
otherwise modify amortization of the sums secured by this Security I nstrumentby reason of any demand
made by the ong1nal Borrower or any Successors m Interest of Borrower. Any forbearance by Lender
m exerc1smg any nght or remedy including, Without hm1tabon, Lender's acceptimce of payments from
third person$, entrttes or Successors 1n Interest of Borrower or 1n amounts less than the amount then
due, shall not be a waiver of or preclude the exercise or any right or remedy
13. Joint and Several Uablllty; Co-<sl9nera; Successors and AsSlgns Bound. Borrowercove,nants
and agrees that Borrower's obl1gat1ons and hab1llty shall be 101nt and several However, any Borrower
who co•slgns th IS Security Instrument but does not execute the Note (a "co-signer") (!!.) 1$ co--s1gmng
thrs Secunty Instrument only to mortgage, grant and convey the co-signer's interest m the Property
under the terms of thm Secunty Instrument, {b) 1s not personally obligated to pay th11 sums secured by
this Secunty Instrument, and (c) agrees that Lender and any other Borrower can agree to extend,
modify, forbear or make any accommodattons WI.th regard to the terms of this Secunty Instrument or
the Note without the co-signer's consent
Sub,ect to the prov1s1ons of Section 18, any Successor 1n Interest of Borrower who assumes
Borrower's obllgatlons under this Secunty Instrument in wntmg, and 1s approved by lender, shall obtain
all of Borrower's nghts and benefrts under this Secunty Instrument Borrower shall not be released from
Borrower's obhgat1ons and II ability underth1s Security .Instrument unless lender agrees to such release
m wntmg The covenants and agreements of this Security Instrument shall bind (except as provided in
Section 20) and benefit the successors and assigns of Lender
14. Loan Charges Lender may charge Borrower fees tor services performed m conneetion with
Borrower's default, for the purpose of protecting Lender's interest in the Property and nghts under this
Security Instrument, mclud1ng, but not l1rr11tedto, attorneys' fees, property inspection and valuation fees
In regard to any other fees, the absence of express authonty m this Security Instrument to charge a
specrhcfee to Borrower shall not be construed as a proh1b1t1on on the charging of such fee. Lender may
not charge fees that are expressly proh1b1ted by this Security Instrument or by Applicable Law
lf the Loan is subject to a law which sets maximum loan charges, and that law IS finally interpreted
so thatthe interest or other loan charges collected orto be collected in connection with the Loan exceed
th~ permitted limits, then (a} any such loan charge shall be reduced by the amount necessary to reduce
the charge to the perrmtted llmlt, and (I:>} any sums already collected from Borrower which exceeded
permitted hm1ts wait be refunded to Borrower Lender may choose ta make this refund by reducing the
pnncipal owed under the Note or by making a direct payment to Borrower lfa refund reduces prmc1pal,
the reduction WIil be treated as a partial prepayment without any prepayment charge (whether or not
a prepayment charge 1s provided for under the Note) Borrower's acceptance o1 any such refUnd made
by direct payment to Borrower will consbtute a waiver of any nght of action Borrower might have ansmg
out of such overcharge
15. Notices. All notices given by Borrower or Lender 1n connection with this Secunty Instrument must
be in wntmg Any notice to Borrower 1n connection wrth this Secunty Instrument shall be deemed to have
been grve-n to Borrower when maded by first class mail or when actually delivered to Borrower's notice
address If sent by other means Notice to ;imy one Borrower shall constitute noboo to all Borrowera unlsss
Applicable Law expressly requires oth8fWJSe 1he notice address shall be the Property Address unless
Borrower has designated a substitute notice address by notice to Lender Borrower shall promptly notify
lender of Borrower's change of address If Lender specifies a procedure for reporting BorTOW$r'S change
of address, then Borrower shall only report a ehange of address through thatspec:med procedure There
may be onty one designated notice address under thlS Secunty Instrument at any one time Any nobce to
Lender shaU be grven by de•venng rtor by ma1bng Jt by first class mall to lender's address stated herem
unless Lender has designated an01her address by notice to Borrower Any notice m connecbon With this
Security Instrument shall not be deemed to have been g1ven to Lender untll actually rec~(t 1:der
lnitials1 ~
WASHINGTON-Single Farnily-Fannte MH/Freddh• Mac UNIFORM IN.STRUMENT Form 30481/01
<ei UIS11·2002 Online Oocuinants, Inc Page 8 of 11 WAEOEEO
04-19-2004 12134
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Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM -· Station Id :EACR
20040420001562.009
KJNG,WA
Vl NBCD LOAN i 500063096
If any notice required by this Seoonty lMtrument ts also required under Applicable Law, the Applicable Law
requirement will satisfy U'le correspondlflg requirement undor th1s Security Instrument
16. Governing Law; Sevr;rablllty; . Rules of Construction This Security Instrument shall be
govemad by federal law and the law of the JUnsd1cbon in which the Property 1s located. All nghts and
obligations contained m this Secunty Instrument are subJect to any requirements and hmitattons of
Applicable Law Applicable Law might explicitly or 1mpt1c1tly allow the parties to agree by contract or rt
mrght be silent, but such silence shall not be consb"ued as a ~roh1brt1on agamst agreemenl by contract
In the event that any proV1s1on or clause of this Secunty Instrument or the Note conf11ots wrth Apphoable
Law, such conflict shall not e.ffect other provisions of this Security Instrument or the Note which can be
given eflect without the confhctmg provision
As used in ttus Secunty Instrument (a) words of the masculine gender shall mean and include
corresponding neuter words or words of the feminine 9ender, (b) words 1n the singular shall mean and
include the plural and vice versa, and {c) the word "may" gives sole discretion wrthout any obbgabon
to take any action
17. Borrower's Copy. Borrower shall be given one copyofthe Note and o!thts Secunty Instrument
18 Transfer of the Property or a Beneficial Interest In Borrower. As used tn this Section 18,
·tnterest 1n the Property· means any legal or beneftclal interest in the Property, including, but not l1mrted
to, those beneficial interests transferred 1n a bond for deed, contract for deed, installment sales contract
or escrow agreement, the intent of which 1s the transfer oft1tle by Borrower at a future date to a purchaser
If al! or any part of the Property or any Interest in the Property 1s sold or transferred (or If Borrower IS not
a natural person and a benefic1BI interest 1n Borrower IS sold or transferred) without Lender's pnorwntten
consent, Lender may require mmed1ate payment n full of all sums secured by this Securtty lnSb'Ument
However, this option shall not be exercised by Lander 1f such exercise 1s proh1brted by App,cable Lew
If Lender exerc1ses this option, Lender shall give Borrower notice of acceleration The notice shall
prOV1de a penod of not less than 30 da~ from the date the notice rs given m accordance wrth Section
15 wrthm which Borrower must pay all sums secured by this Secunty Instrument If Borrower falls to pay
these sums prior to the exp1rabon of thlS penod, Lender may invoke any remedies permitted by this
Security Instrument without further notice or demand on Borrower.
19 Borrower's Right to Reinetate After Acc&leratlon., If Borrower meets certain conditions,
Borrower shall have the nght to have enforcement o1 this Security Instrument d1scont1nued at any time
pnor to the eat11est of (a) fJVe days betore sale of the Property pursuant to any power of sale contained
m this Secunty Instrument, (bl such other penod as Applicable Law might spectfy for the termination
of Borrower's nght to reinstate, or {c) entry of a Judgment enforcing lh1s Securrty Instrument Those
conditions are that Borrower. (a) pays lender all sums which then would be due under this Secunty
Instrument and the Note as rr no acceleration had occurred, (b) cures any default of any other covenants
or agreements, (c) pays all expenses incurred m enforcing this Security Instrument, 1ncludmg, but not
limited to, reasonable attorneys' fees, property 1nspect1on and valuation fees, and other feras incurred
for the purpose of protecting Lender's interest 1n the Property and nghts underth1s Secunty Instrument,
and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the
Property and nghts underth1s Secunty Instrument, and Borrower's obllgatton to pay the sums secured
by ttus Secunty Instrument, shall continue unchanged Lender may require that Borrower pay such
reinstatement sums and expem;es 1n one or more of the following tonns, as selected by Lender. (a) cash,
(b) money order; (c) certrfled check, bank check, treasurer's check or cashier's check, provided any
such check 1s drawn upon an tnstrtutlonwhose deposits are insured by a federal agency, mstrumenta11ty
or entity, or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument
and obhga11ons secured hereby shall remain fUlly effective as if no acceleration had occurred. However,
this nght to reinstate shall not apply in the case of acceleration under Section 18.
20. Sale of Note; Change of Loan Servicer; Notice of Grievance The Note or a partial interest
in the Note {together With this Seourrty Instrument) can be sold one or more times wrthout prior notice
to Borrower A sale might result in a change m the entity (known as the "Loan Servicerw) that collects
Penod1c Payments due under the Note and thtS Security Instrument and performs other mortgage loan
serv10-mg obllgat1ons under the Note, th1S Secunty Instrument, and Applicable Law. There also might
be one or more changes of the Loan Servicer unrelated to a sale of the Note If there 1s a change of the
Loan Servicer, Borrower will be given written notice of the change which will state the name and address
of the new Loan Servicer, the address towh1ch payments should be made and any other information
RESP A requires 1n connection with a notice o1 transfer of serv1c1ng If the Note IS sold and thereafter the
Loan 1s serv1ced by a Loan Sel'Vlcer other than the purchaser of the Note, the mortgage loan servicing
obhgat1ons to Borrower will remain With the Loan Servicer or be transferred to a successor Loan Servicer
and are not assumed by the Note purchaser unless otherwise provided by the Note purchUl,l;J
Neither Borrower nor Lender may commence, J0111, or be Joined to any 1ud1e1al action (as either an
1ndMdualllt1gantorthe member of a class) that ans es from the other party's actions pursuant to this Secunty
Instrument or that alleges that the other party has breached any proV1s1on or, or any duty owed by reason
of, this Secuntylnstrument, unt1lsuch Borrower or Lender has notified the other party (wrth such nobcegJVen
111 comphance w11h the requirements or Section 15) of such alleged breach and afforded the other party
hereto a reasonable penod after the giving of such notice to take corrective action If Apphcable Law provides
Initials~~
WASHINGTON-Single F..-rnly-Fannl• Ma0/h$dd1e Mac UNIFORM INSTRUMENT Form 30481/01
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Comment: SLM • Station Id :EACR
20040420001562.010
KING,WA
Vl WBCD LOAN f 500063096
a bme penod which must elapse before certain acbon can be taken, that time penod wi!I be deemed to be
reasonable for purposes of this paragraph The not1ee of accelerabon and opportunity to cure given to
Borrower pursuant to Section 22 and the nobce of accelerat1on given to Borrower pursuant to Section 16
shaU be deemed to satisfy the nobce and opportunity to take correcbve action pl'O'lls1ons o1 this Section 20.
21 Hazardous SUb8taMC9$, As used in this Section 21 · (a} "Hazardous Substances" are those
substances defined as tOXJc or hazardous substances, pollutants, or wastes by Envronmental Law and the
following substances gasoline, kerosene,. other flammable or toxic petroleum products, 1oxtc pestleides
and herb1ctdes, volatile solvents, me.tenals contarrnng asbestos or formaldehyde, and rachoe.cilve matertals,
(b) "Environmental Lawn means federal laws and laws of the JUnsd1ct1on where the Property IS located that
relate to health, satety or envronmental protecbon, (c:) "Environmental Cleanup" includes any f9$ponse
action, remedial action, or removal action, as defined in Environmental Law, and (d) an ~En,.,ronmental
Cond1t1on ~ means a condrtlon that can cause, contnbute to, or otheiw1se tngger an Envronmental Cleanup
6om:M'4i!lr shall not cause or permit the presence, use, disposal, storage, or release or MY Hazardous
Substances, or threaten to release any Hazardous Substances, on or ln the Property Borrower shaH not
do, nor allow anyone else lo do, anything affeC1mg the Property (a) that 1s in VIOlatJon or any Environmental
Law, (b) which creates an Environmental Cond1tlon, or (c) which, due to the presence, use, or release or
a Hazardous Substance, creates a condition that adversely affects the value otthe Property The preoec:hng
two sentences shall not apply to the presence, use, or storage on the Property of amal quanbbes of
Hazardous Substances that are generally recognized to be appropnate to nonnal res1dentlal uses and to
mamtenance of the Property (1ndud1ng, but not hm1ted to, hazardous substances 11 consumer producb)
Borrower shall promptly give Lenderwntten notice of (a) any 1nvest1gat1on, clam, demand, lawsuit
or other action by any governmental or regulatory agency or private party mvotving the Property and
any Hazardous Substance or Environmental U.w of which Borrower has actual knowledge, (b) any
Environmental Cond1t1on, including but not limited to, any sptlhng, leaking, dtscharge, release or threat
of release of any Hazardous Substance, and (c) any cond1t1on caused by the presence, use or release
of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or IS
notrhed by any governmental or regulatory authority, or any private party, that any removal or other
remediation of any Hazardous Substance affecting the Property 1s necessary, Borrower shall promptly
take all necessary remedial actions 1n accordance with Environmental Law Nothmg herein shaTI create
any obhgation on Lender for an EnVJronmental Cleanup.
NON-UNIFORM COVENANTS Borrower and Lender further covenant and agree as follows·
22. Acceleration; Remed1H, Lander shall give no11ce lo Borrower prior to acceleration
following Borrower'& breach of any covenant or agreement In this Security Instrument {but not
prior to acceleration under Section 18 unlen Appllcable Law provides otherwln). The notice
shall specify. (a) the default; (b) the action required to cure the default, (c) a data, not leM than
30 daya from the date the notice Is given to Borrower, by which the default must be cured; and
(d) that tmlure to cure the default on or before the date specified in tho notice may resuH 1n
acceloratton of the sums secured by this Security Instrument and sale of the Property at pubhc
auction at a date not ten than 120 days In the future. The notice shall further mfonn Borrower of
the right to reinstate after acceleration, the right to bring a court action to aaaer11he non-existence
of a default or any other defense of Borrower to acceleratlon and aale, and any other mattera
required to be Included In the notice by Appllcable Law. If the default Is not cured on or before
the date specified 1n tho notice, Lender at l1s option, may r&qulre Immediate payment In full of all
sums secured by this Security lnstrumellt Without further demand and may Invoke the power Df
sale and/or any other remedies permitted by Applicable Law. Lender shall be entHled to collect
all expenses Incurred In pursuing the remedies provided ln this Section 221 lncludlng, but not
llmlted to, r&l!ISonable attorneys' fees and cost.a of title evidence.
If Lander Invokes the power of sate, Lender shall give written notice to Trustee ofthe occurrvnce
of an event of default and Df Lender's electlon to cause 1he Property to be aold. TrustH and Lender
shall take such action rogardlng notice of .sale and shall give such notices to Borrower and to other
parsons as Applicable Law may r.qulre. After the time required by Appllcabla law and after
publloabon of the noUce of sale, Trustee, without demand on Borrower, shall sall 1he Property at
public aucllon to the highest bidder at the lime and place and under 1he terms designated In the notice
of sale In one or more parcel a and In any order Trustee dliiltormlnea. Trustee may poatpono sale of
the Property for a period orpertoda pannltted by Applicable Law by publlc announcement at the time
and plac• fixed In the noUce of a.ale. Lender or lb deslgnee may purchase the Property at any sale.
Trustee shall deliver to the purchuer Trustee's deed conveying the Property without any
covenant or warranty, expressed or Implied. The recitals in lh• Trustee's deed aha II be prlma facfe
ovldenca of the truth of the statements made the rem Trustee shall apply the proceeds otthe aale
In the followlng order (a) to all expansei, of Iha sale, lncludmg, but not hmhad to, reasonable
Trustoo's and attorneys' fees, (b) to all sums secured by this Security Instrument; and (c) any
excess to the person or persons legally entitled to 11 or to lhe clerk of the aupenor court of the
county In which the salo took pll!loe.
23, Reconvayance. Upon payment of all sums secured by this Security Instrument, Lender shall
request Trustee to recon'/ily the Property and shall surrender this Secunty lnstrume~t:Wnotes
Initials ~~
WASHINGTON-Sin<;ile F!ll'Tllly-Fannle Ma~dd11J Mai;: UNIFORM INSTRUMENT Form :!ID48 1/01
tO 1999-2002 Onlln• Dacumentt. lne Page 10 of 11 WAEDEED
04-19-2004 12t34
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Comment: SLM • Station Id :EACR
20040420001662.011
KING,WA
Vl HBCD LOAN i 500063096
evidencing debt secured by this Secunty lnstrumen1 to Truste8 Trustee shall reconvey the Property
without warranty to the person or persons legally entitled to 1t Such person or persons shall pay any
recordat1on costs and the Trustee's fee for prepanng the reconveyance
24. Substitute Trustee In accordancewtth Applicable Law, Lender may1rom tlmetotlme appoint
a successor trustee to any Trustee appointed hereunder who has ceased to act Without conveyance
ot the Property, the successor trustee shall succeed to all the title, power and duties conferred upon
lrustee herein and by Applicable law
25. Use of Property. The Property IS not used pr1nc1pally for agncultural purposes
26, Attorneys' fan. Lender shaU be entitled to recover its reasonable attomeyt' fees and costs
in any action or proceeding to construe or enforce any term of this Security Instrument The term
~attorneys' fees, ~whenever used 1n this Security Instrument, shall 1ncludewrthout hmrtabon attorneys'
fees incurred by Lender 1n any bankruptcy proceeding or on appeal.
ORALAOREEMENT$0RORALCOMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR
TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE
UNDER WASHINGTON LAW,
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained m this
Secunty Instrument and many Rider executed by Borrower and recorded With It
=e~~.:::::,,a.2=,u.+?=-~--<••"') S~. PELTCfu.J5E.
State
On
to,..
execu
My Appointment Expires on1 ,A~,___ ·
WASHINGTON-Single Family-Fannie Maa/F d:cNlf M INSTRUMENT Form 30481/01
Ci 1~002. Onlsie Documel'llfl. Inc Page 11 of 11
04-19-2004 12134
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KIHG SS1
aot
WAEDEED
Document: 2004.0420001562
Printed on 5/4/2007 2:36:59 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001562.012
•
KING,WA
LEQAL DESCRIPTION:
PARCEL A:
Lot 2, City of Renton Boundary Line AdJustment recorded under Recording
No 9602169002, records of lung County, Washington.'
Situate in the County of King, State of Washington
PARCELB:
An easement far ingress, egress and utilities 20 feet in width as shown
over Lot 1, City of Renton Boundary Line AdJustment recorded under
Recording No 9602169002
Situate in the County of King, State of Washington.
Page 12ofl8
Document: 2004.0420001562
Printed on 5/4/2007 2:37:01 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001662.013
KING,WA
Vl WBCD LOAN t 5000630516
MIU f1 l000S2S50006309610
ADJUSTABLE RATE RIDER WITH INTEREST-ONLY PERIOD
(UBOR Six--Month Index (As Published In The Wall Street Joumal)-Rate Cl!ipe)
THIS ADJUSTABLE RATE RIDER wrth Interest-Only Period is made this ,..,.
day of APRIL, 200, and 1s incorporated into and shall bedeemedtoamend and
supplement the Mortgage, Deed ofTrust, or Security Deed (the 'Security Instrument")
of the same date given by the undersigned ("Borrower") to secure Borrower's
Ad1ustable Rate Note with Interest-Only Period (the "Note") to AMBRICAH NO.,,.WEBT
MOR'l'GACJE, IlilC,, A WASHINlnON CORPO~IOR'
('Lender'')
of the same date and covering the property described in the Secunty Instrument and
located at 3451 Cedar Ave s, Renton 98055.
THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE
INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE
AMOUNT BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE
TIME AND THE MAXIMUM RATE BORROWER MUST PAV.
ADDITIONAL COVENANTS. In addition to the covenants and agreements made 1n
the Security Instrument, Borrower and Lender further covenant and agree as follows
A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
The Note provides for an 1mt1al Interest rate of s. s1s1. The Note provides for
changes m the interest rate and the monthly payments, as follows
4. INTEREST RATE AND MONTHLY PAYMENT CHANGES
(A) Change Dates
The ITT1:erest rate I will pay may change on the 1sT day of MAl', 2001
and on that day every 6'l'B month thereafter Each date on which my interest rate
could change 1s called a ~change Date."
(B)The Index
Begmning withthehrst Change Date, my interest rate will be based on an Index The
'Index" 1s the average of Interbank offered rates for 6 month U.S dollar-denominated
deposits 1n the London market ('UBOR"), as published m The Wall Street Journal. The
most recent Index figure available as of the first business day of the month 1mmed1ately
preceding the month m which the Change Date occurs 1s called the ~current Index n
If the index 1s no longer available, the Note Holder will choose a new index that 1s
based upon comparable mformat1on The Note Holderw11J g1veme not1ceofth1s choice
(C)Calculatlon of Changes
During the Interest-Only Pertod (as this term 1s defined 1n the Note), 1f I make any
partial Prepayments of Principal, the Note Holder will detem,ine the amount of the
monthly payment that would be sufficient to pay the interest which accrues on the
unpaid Pnnc1pal of my loan. The result of this calculation will be the new amount of my
monthly payment
Before each Change Date, the Note Holder will calculate my new interest rate by
adding -rHREE percentage po1nt(s) ( 3 .0001 ) to the
Current Index The Note Holder will then round the result of this add1t1on to the nearest
MULTISTATE INTEREST-ONLY ADJUSTABLE RATE RIDER WITH INTEREST•QNL Y PEFIIOD-S1ngki Family
Fla91tar Fonn# 3812 5toa
Flagstar m11dd1,d vtrtllln of F1nmg, Mae Uniform IMVUm1nt Form 3138
Onlm Documents. Inc; Page 1 of 3
In1t1als~C.,~
J~outos
04-19-2004 12134
Page 13 of\8
Document: 2004.0420001562
Printed on 5/4/2007 2:37:03 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM -· Station Id :EA CR
20040420001562.014
KING,WA
Vl HBCJ> LOAR I 500063096
one-eighth alone percentage point (0.125%) Sub1ect to the limits stated In Secbon 4(D)
below1 this rounded amount will be my new interest rate unbl the next Change Date
The Note Holder will then determine the amount of the monthly payment that would
be sufficient to repay the unpaid pnnc1pal that I am expected to owe at the Change Date
m full on the Maturity Date at my new interest rate in substantially equal payments The
result of this calculatton will be the new amount of my monthly payment
(D)Llmits on Interest Rate Changes
The interest rate I am required to pay at the first Change Date will not be greater than
s. 875\ or less than 3.ooot. Thereafter, my adJustable interest rate will never
be increased or decreased on any single Change Date by more than on
percentage point(s) ( 1. 000% ) from the rate
of interest I have been paying for the preceding 6 month(s) My interest rate
will never be greater than 10. 8751,
(E) Effective Date of Changes
My new interest rate will become effective on each Change Date I will pay the
amount of my new monthly payment beginning on the first monthly payment date after
the Change Date until the amount of my monthly payment changes again
(F) Notice of Changes
Dunng the Interest-Only Period, if I make any partial Prepayments of Pnnc1pal 1 the
Note Holder will deliver or mail to me a notice of the change 1n my monthly payment
before my next scheduled monthly payment date
The Note Holder will deliver or mail to mea notice of any changes m my interest rate
and the amount of my monthly payment before the effective date of any change The
notice will include 1nformat1on required by law to be given me and also the title and
telephone number of a person who will answer any question I may have regarding the
notice
B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTERESTIN BORROWER
Uniform Covenant 18 of the Security Instrument rs amended to read as follows
Transfer of the Property or a Beneficial Interest In Borrower. As used m
this Section 18 1 ~Interest 1n the Property" means any legal or beneTic1al interest
1n the Property, mclud1ng, but not hm1tedto, those benef1c1a11ntareststransferred
1n a bond for deed, contract for deed, installment sales contract or escrow
agreement, the intent of which is the transfer of title by Borrower at a future date
to a purchaser
If all or any part of the Property or any !nterest in the Property 1s sold or
transferred (or 1f Borrower rs not a natural person and a beneficial interest in
Borrower 1s sold or transferred) without Lender's prior wrrtten consent, Lender
may require 1mmed1ate payment in full of all sums secured by thls Security
Instrument However, this option shall not be exercised by Lender 1f such
exercise 1s prohibited by Applicable Law Lender also shall not exercise this
opt1on if (a) Borrower causes to be submitted to Lender mformat1on required by
Lender to evaluate the intended transferee as 1f a new loan were being made to
the transferee; and (b) Lender reasonably determines that Lender'ssecuntywill
not be impaired by the loan assumption and that the nsk of a breach of any
covenant or agreement 1n this Secunty Instrument is acceptable to Lender
To the extent permitted by Applicable Law, Lender may charge a reasonable
fee as a cond1t1on to Lender's consent to the loan assumption Lender also may
require the transferee to sign an assumption agreement that 1s acceptable to
MULTISTATE 1NTEREST-ONL Y ADJUSTABLE RATE FIIDl!:R WITH imEREST-ONL Y PERIOD-S1ng)t F.amdy
Flagat.ar Form# ~B'12 S/02
flagstar mot1111ed v11r1ion ol Fannie M111 Uniform ln1trum,n1 Ferm 3138
On~ne Oo,:iJmentf, Inc Page 2 of 3
Inltiab-;#t ~f.:
P514 RDU
04-19-2004 12134
Page 14 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:37:05 PM
Branch :PNK,User :0DB2 • Title Officer: 12 Order: 650359
Comment: SLM • Station Id :EACR
20040420001662.016
KING,WA
Vl WBCD LOAN f 500063096
Lender and that obligates the transferee to keep all the promises and agreements
made m the Note and fn this Secunty Instrument Borrower will continue to be
obligated under the Note and this Security Instrument unless Lender releases
Sorrower 1n wntlng
If Lender exercises the option to require 1mmed1ate payment in full, Lender
shall give Borrower notice of acceleration The notice shall provide a period of
not less than 30 days from the date the notice 1s given 1n accordance with Section
15 wrth1n which Borrower must pay all sums secured by this Security Instrument
If Borrower fails to pay these sums pnor to the exp1rat1on of this period, Lender
may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants
contained in this Adjustable Rate Rider
_'<...,..,.h.L__,_ _ _;_.Z ___ · Q+-z-'=-----(Seal) s.l.~~PELT:.J=
(Seal)
MULTl&TATE INTEREST-ONLY ADJUSTABLE RATE RIDER WITH INTEREST-ONLY PERIOD-Single Famdy
Flagstar Form# 3S12 5/02
Fla11mr modd1ed ven1or1 o1 Panme Mae Umtonn l,istrumen1 Form 3138
Onkne Documents. Inc Page 3 of 3
Page 15 of 18
P5t47RDU
04-l~-2004 12134
Document: 2004.0420001562
Printed on 5/4/2007 2:37:06 PM
Branch :PNK,User :ODB2 •• Title Officer: 12 Order: 6503 59
Comment: SLM •• Station Id :EACR
20040420001562.016
KING,WA
1-4 FAMILY RIDER
(Assignment of Rents)
Vl WBCD LOAJII i 500063096
MIN t, 100052550006309610
THIS 1-4 FAMILY RIDER 1s made this 19TH day of APRIL, 200,
and is incorporated into and shall be deemed to amend and supplement the Mortgage,
Deed o!Trust, or Secunty Deed (the "Secumy Instrument') of the same date given by
the undersigned (the "Borrower"} to secure Borrower's Note to AMERICAN
BORTHWES'l' MORTGAGE, INC,, A WASHIRGTOH CORPORA'l'IOR
(the "Lender')
of the same date and covering the Property described in the Security Instrument and
located at 3451 Cedar Aves, Renton, WA 96055.
1-4 FAMILY COVENANTS. In add1bon to the covenants and agreements made
1n the Secunty Instrument, Borrower and Lender further covenant and agree as
follows
A. ADDITJONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In
addrt1on to the Property described m Security Instrument, the followmg items now or
hereafter attached to the Property to the extent they are foctures are added to the
Property descnpt1on, and shall also constitute the Property covered by the Security
Instrument building matenals, appliances and goods of every nature whatsoever now
or hereafter located 1n, on, or used, or intended to be used m connecbon with the
Property, including, butnotllmlted to, thoseforthe purposes of supplying ord1stribut1ng
heating, cooling, electnc1ty, gas, water, air and hght, fire prevention and ext1ngu1shmg
apparatus, security and access control apparatus, plurnb1ng, bath tubs, water heaters,
water closets, smks, ranges, stoves, refrigerators, dishwashers, disposals, washers,
dryers, awnings, storm windows, storm doors, screens, bhnds, shades, curtains and
curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, all of
which, including replacements and additions thereto, sha!I be deemed to be and remain
a part of the Property covered by the Seculity Instrument All of the foregoing together
with the Property described. 1n the Secunty Instrument (or the leasehold esta1e if the
Security Instrument 1s on a leaseholdi are referred to in this 1·4 Family Rider and the
Secunty Instrument as the "Property
B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek,
agree to or make a change 1n the use of the Property or its zoning classlf1cat1on, unless
Lender has agreed 1n wnting to the change Borrower shall comply with all laws,
ordinances, regulations and requirements of any governmental body apphcableto the
Property
C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not
allow any hen 1nfenor to the Security Instrument to be perfected against the Property
wrthout Lender's prior written perm1ss1on
D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent
loss in addrt1on to the other hazards for which insurance ls required by Section
5.
MULTISTATE 1-4 FAMILY RIDER~Fann1• M .. /Freddl8 Mac UNIFORM INSTRUME.ITT
lnitials1~
Forms1101¥
Cl 1999-2002 on•ne Ooct.tm~ 111c Page 1 of 3 FsmlROU 0205
04-19-2004 12134
Page 16 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:37:08 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM
Station Id :EACR
20040420001562.017
KING,WA
Vl HBCD LOAH f 500063096
E. "BORROWER'S RIGHT TO REINSTATE"' DELETED. Section 19 1s deleted
F. BORROWER'S OCCUPANCY. Unless Lender and B0rrowerotherw1se agree in
wrrt1ng 1 Seetlon 6 concem1ng Borrower's occupancy of the Property 1s deleted
G. ASSIGNMENT OF LEASES. Upon Lender"s request after default, Borrower
shall assign to Lender all !eases of the Property and all security deposits made 1n
connection with leases of the Property Upon the assignment, Lender shall have the
right to modify, extend or termmate the ex1st1ng leases and to execute new leases, 1n
Lender's sole d1scret1on As used in this paragraph G, the word "lease" shall mean
•sublease" 1f the Security Instrument 1s on a leasehold.
H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN
POSSESSION. Borrower absolutely and unconditionally assigns and transfers to
Lender all the rents and revenues ("Rents") of the Property, regardless of to whom the
Rents of the Property are payable Borrower authorizes Lender or Lender's agents to
collect the Rents, and agrees that each tenant of the Property shall pay the Rents to
Lender or Lender's agents However, Borrower shall receive the Rents until (1) Lender
has grven Borrower notice of default pursuant to Section 22 of the Secunty Instrument
and (11) Lender has given notice to thetenant(s) that the Rents are to be paid to Lender
or Lender's agent This assignment of Rents constitutes an absolute assignment and
not an assignment for addltlonal security only
If Lender gives notice of default to Borrower. (1) all Rents received by Borrower shall
be held by Borrower as trustee for the benefit of Lender only, to be applied to the sums
secured by the Security Instrument; (11) Lender shall be entitled to collect and receive
all of the Rents of the Property, (111) Borrower agrees that each tenant of the Property shall
pay all Rents due and unpaid to Lender or Lender's agents upon Lender's wntten
demand to the tenant, {1v) unless apphcabla law provides otherwise, all Rents collected
by Lender or Lender's agents shall be applied first to the costs of taking control of and
managing the Property and co/lect1ngthe Rents, including, but not l1m1ted to, attorney's
fees, receiver's fees, premiums on receiver's bonds, repair and maintenance costs,
insurance prermums, taxes, assessments and other charges on the Property, and then
to the sums secured by the Secunty Instrument, (v) Lender, Lender's agents or any
Jud1c1ally appointed receiver shall be hable to account for only those Rents actualty
received, and {vi) Lender shall be entitled to have a receiver appointed to take
possession of and manage the Property and collect the Rents and profits denved from
the Property without any showing as to the inadequacy of the Property as security
If the Rents of the Property are not sufficient to cover the costs of taking control of
and managing the Property and of collecting the Rents any funds expended by Lender
for such purposes shall become indebtedness of Borrower to Lender secured by the
Secunty Instrument pursuant to Section 9
Borrower represents and warrants that Borrower has not executed any prior
assignment of the Rents and has not pe,1ormed, and will not perform, any actthatwould
prevent Lender from exercising its rights under this paragraph
Lender, or Lender's agents oraJud1c1ally appointed receiver, shall not be required
to enter upon, take control of or ma1ntam the Property before. or after g1vmg notice of
default to Borrower However, Lender, or Lender's agents or a Jud1c1ally appointed
recetver, may do so at any time when a default occurs. Any application of Rents shall
not cure or waive any default or 1nva11date any other right or remedy of Lender. This
assig nrnent of Rents of the Property shall terminate when all the sums secured by the
Security Instrument are paid in full
I. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note
or agreement 1n which Lender has an interest shall be a breach under the Secunty
Instrument and Lender may invoke any of the remedies permitted by the Secunty
1 nstrument.
MULTISTATE , ..... FAMILY RIDER-F•M••Ma,a/Frtiddle Ma; UNIFORM INSTRUMENT
Initials~
Form::s1701
O 1999.2,002 Online Documenta, ITic Page 2 of 3 F317CIROU
0,-19-2004 12t34
Pagel7ofl8
Document: 2004.0420001562
Printed on 5/4/2007 2:37: 10 PM
Branch :PNK,User :ODB2 • Title Officer: 12 Order: 650359
Comment: SLM -· Station Id :EACR
20040420001562.018
KING,WA
Vl WBCI> LOAR f 5000630~6
BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions
contained in this 1-4 Family Rider
~Q_, . .../LL=!"L=c.=t,=--D,F==------(Seal) sJ.7,iw. PELTt'==
MULT1STATE1-4 FAMILY RIOER-fa11me Mae/Freddie Mac UNIFORM INSTRUMENT Form31701/D1
i; 1999-2002 Qn-na Doeumente., Inc Page 3 of 3 FS170ROU
04-l9-200i 12134
Page 18 of 18
Document: 2004.0420001562
Printed on 5/4/2007 2:37: 12 PM
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.• SHORT
KI NG COUNTY, WASHINGTON
This ap•ce ~oservea tor
record11_z.' 1 u•e
APPROVAL
·Department of P.lann.inq and l.:nrmunit~ Developme-nt
Building and ~nd Develo~t Division
Eram.ined and approved this 1¢ day ot
~ ,19-.::;fo __
~,4.. 4-· '-----Nana9er, Building, Land Develo,paen\t Divisio;.Jiv
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Department ot Public licrks
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Filed for record ~t ch~
req Ut,!S t of:
JACK & ESTELLE NEWTON
PHILLIP & JUDY BOREEN .. ,..
Return to:
Euildi,.,..e & I.ar.i Devetcpment
4,0 XC Ac!mi<is:ratior. Bldg
Seattle, Was~ir.gtcm 98104
EA.:imir.ed .tnd approved th.is /(2,t,J,, day of
'fb~--. _//
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D.irectcir
Exam..:ned and approved this ------
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,;ssessc,r
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Depu: 'i Assessor
d1y of
LEG'-L OESCRIPTlON TOTAL AREA
Tha~ portion of the East 660 feet of the South Half ofthe Northwest Quarter
of the Southwest Quarter of Section 29, Township 23 North, Range 5 East, W. n.
in King County, Washington;
EXCEPT the South 130 feet cf the East 160 feet thereof;
ALLLYING Westerly of S.R. 515 right-of-way.
(being know as Lots A, B and C of King County short Plat No.275022 as
recorded under King County File ~o. 7505160S28.
LOT 1 ne South 195 feet of tt.e South Half of the South Half of the East
660 feet of the Northw~st Quarter of the Southwest Quarter of Section 29,
Township 23 North, Range ~ East, W.H., in King Cour.ty, Wu:hington:
EXCEPT the South 130 feet of che East 160 feet thereof.
LOT 2 The South 123 feet of the Ease 317 feet lying Southwesterly of
S.R. 515, of the North Half of the East 660 feet of the South Half of the
Northwest Quarter of the Southwest Ouarte~:
AND
The South Half of the South Half of the East 660 feet of the ~orthwest
Quarter cf the Southwest Quarter, AU. in Section 29. Township 23 North,
Range 5 East. W.M., in King County, Wa.shington ;
EXCEPT the South 195 feet thereof;
EXCEPT portions conveyed to the St2 ti:! of l-?ashington for S. R. 515.
LOT 3 The North Half of the ~ast 660 feet of the South Half of the North-
west Quarter of the Southwc~t Quarter of Saction 29, Township 23 North,
Range 5 East, 'W.X., in King f.cunty, Washingtcn. lying Southweste::ly of
S.R. 515;
EXCEPT the South 123 feet of the East 1~7 feet thereof. lying Southwesterly
of S.R. 515.
Miip on Fil• tn Vault ,age I ot L
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SNTH (..IN£ NW tl.f SIi' t/i 2?--2~-0~ S. £ 112nd
,c ,,., l" = 100'
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~ . A~ llflN e. theae preaenta, ~hAt we, the ""~~reigned, owners in fee
~l• (and contract p~chuer(si 1 of the lan?_ ne_r_ein deecribed, do here-
. l>f ,.v1,e Snort Subdivuion 1.rplication No, . ) r-. v ,.,. .;._ · . aa r,,-
oorded under Recorcling No, ti;f·; /(.,c,' 't··o, , Records of !ling
couotyo Wuhington, and bys aevlaed s ort Subdivision theraof pursu-
ut to aal 58.17 .060 declare thia revised short plat to be the guphic
repruentltion of the •ame, and that said revised ahort aubdi vJ.aion ia
made with the trae con.ant, ud in accordance wl.th the deaire of the.
011Mr(a), c ~~F lf~.!_~l:. our ,.-· " . ' .__ . _ _,,,
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ST.1<'11! OF llASJ!INGl'ON,!,
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County-of ~= ...... 1 ,,.
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Name
Name
On th.is day personally appeared be.fore .me ----'---'------------
to ae k:n:otm tQ be the individual described in and wh,;, 1!utecut-d the within and Eoregoi.119
instrument, and aeicnOl,rledged that s.igt:ied the same as free and voluntary
act and deed, for the uses a.,d puLp:>ses therein 1!16ntioned.
GIVEN under mg hand and officia.l seal this _ da!f o! ______ ,,,. __ •
. --\\i~ :/,q;;;:· ... Not.:J.ry PubUc in and for the Stace of Nuhjngt;on,
residinq ,rt ,:•
STATE OF WASHINGTON,\"·
Countr:, of,_;,1· ... .,_ __
On this dlasi pe.rsonall!,' appeared beiore n,e
.... ~:.-:·, <72~.-
.;,;1ck n. ;1ewton and Estelle J. :~l:'wton
to me Jc:nown to .be tbe ind.ividual described fo "1ld who executed the within and foregoing
instrument, and acknowledged th.it signed the saal!f as tbois free and voluntary
act and deed, tor the uses and _purp;ioe.S thereir, me:: • .:ioned.
GIVEN under n., hand and official seal this ~ d,a.y of .;A:.,Pc;'c:i;:.l ____ ,, JJ_9 _.
" ' l .~. ,·
~-------.
Nota.y Public jn and f:.r the State at Washing-ton,
cesiding at Shelton
Sbort Plat Number 275022 R Page~of_±_
•
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•
-----.---~·
eu<'Wli.\ tor ••neU, ~r M"1n • .noceaon and autt•• ~\
ID tlie tftllt Use ·~iennt,' of IJnf tnll ,...,, a fol'Nl d!dlu\lo-a
or a pe\illc roahq on:r .-)d IIClQU UJ.e lat\ W.r\7 00) fee\
1>t u. rollow11W &urlbed propertJJ .. _ ~~-
n.e ru\ 660• of· the S:i•~ ),o.l of uie Sc>•~
O!II!. 1i.all _,of tbe librUlw~ OM ~r ot Ula
9n'Unfe•l one qu1ter of. Sect.b.,29, •-w.,.
U ibrlh.1 !.aa[e S tu\, v.w ... -" lbg C6mt.J 1
Vuli.li11\ain, USS \he S.,11U. 1)1)1 Of~ tu\
1Eo• lller9:>r.
._.-_ ..
~ _.n1ped pa)'\JJI her helrl;.-~-~n.a\dl &Ul,:M.., wlU
,.'",ctln la the 4Seed IOJ/,r dedlc.itioD.1 lor-m ~\al')" o:ieddera\So•,
Of sat, ro..,_ .t. .-..c1li Ur.e as_ tk O>PeAI: of the. O>wiali,' IL.as
~ o~t.6e4 if:D6 I.be ean md 1tclat.eoaDe.e or nc1, nedw.,-bs
h:m" usaed ti," Uw O>mii ol Ii~.
'iiT.IH. 01 'l~HIS(..!O,.. t,.,._
c-·-} of_BII(: ____ I
0., 11".i, Uy r,tr\OCl.a!ly llfi1"C"~d 'ldorir ar ___j'~Jo.c~.kc__ _______ _
~-l.:ra.Nl.., ~n,li-.idrr,ia,l_,!.oHr,btJ.i,m ~.f•\on.u.-,ldiot -~ l!Mi1,,U·(l<.i.11t:iHtf'-"M ...f
;acba'lt.kd.rd • _. 6"• fhe: J.iJ,,._J l'lw:-1,w H_.ML__ .. 1r -1,oi-..,: ac, MJ&r:floo
. dll J'lil'l'OH~ die. •• -•KOtd..
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•• • •
SHORT PLAT NO. ,.sou
KING COUNTY WASHINGTON
!I Thi5 s9ace reserved tor
record111.r•s use
•ECOROEil
••••• OF •••••••.
_ •••• REQU£ST :.1,
I 9l'i 11AY ic; PM I 2'1
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i Fl.Ced for record at the
Te'1Ue5t r:,f;
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I
Depdrt111ent of co-1nH¥ , Environaenta.! O.V.Zo,Pflll!nt.
Divisicn of Land Use .Nanar,e~t
l:Mmined and approved this J£ dd!/ of
Director, Ci.iv!s.ton of Land Use Hana~111mc
-~L...=~~---------·· ,,7~-
,ir~t/:
Ll lieturn to,
U.11d C:se ,'Ja.tW!.fl:l~t Div.
iill5. ,rj,·w Co-Court.house
Seattl~. Wash1n!7t0n 98104 Deput;; J.ssessor
LECAL DESCRIPTION
th-, !. 660' of the ? l :>! th~ !fli i of the 5W i -:,f S:-,c 29 1 Tvp 231',
Bf 5 :.if!:, in K'iDf. County ii"as!'l.in,tan, LE~= the ? 1)01 of the ::. 160'
t.hen,:if, All. Lil!li iri"!.Y of El/il for~ !I: 515.
Map on File in Vault
. ------~----------
.
.
'
---·--· -----·
DECLAIIATl!ll:
Know all aaa. by these preaenta tbat we. the unde,-..iped, on.er(s) 1D fee
aimi,le . .I ud contract purcbuer(s)J of the land here1D described clo berebJ
make a short eubdlvision tbereof pursuant to Ra 58.17~060 and declare
tbie abort plat to be the gn.phic representatioa of aame, and tb.at said
short s@d1v1&1oa. is ma.de with tbe free consent and in. accord&n.ce with
the· desire of the wner(a).
h witness whereof we h&ve set our ha.nds and aetls.
' -. Name ·,
Name J
~ -: . · I-lu ~ 7 :.
STATE OF W~H-1~-~0N,l ss.
count11 of ,. ~ . -. {
On chis day parscnally Appeared before me ~f'.~·,~~i~'..c'~/~/~,1,._· ~~-~--~,;~,-~·~•~u~·~1~cc...·~r~·---
GIVEN under ,a,;, hand and otricial seal cha~ 41-!l of
.f, .I/ :,
-
STATE OF WASHINGTON.t ss.
count~ ot _____ _
""
Short Plat ::wrber _ __:'..c'";C;::>c,> __
Not.azy Publli:l.fo 411,
re5idinv at ~ ·
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Map on File in Vault
Pirection:S ..
Sc.le: ,~ : 100'
so 0 so /DO
S/';ort Pl•t ~>o: __ <_1_S_O.;ctc;z:__ _____ _
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S.-29_ T.-23-R • .lli_
n SHORT PLAT NO -~27:..c,5""02""2'---'-'-R~-
K I N G CO U N T Y, WA S H _I N GT O N
APPRC7111.L Xhis .space ce5~rvec:t tor
recorda.r.' .s us~
l>epartment of P.l.nni.nq and ~.;uaiun.ity Deve~opmen.t
Buildin9 ,llll(f £and lllrvelo~t Division
Eram.ined and approved this /" da9 of
~ , 19._,..fo __
~4-,/,-~ ---Manager. Building & Land .Developaenl DivisiOJifJV I';" :,lcil J ,G
I
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Dep.artttnc ot Public Wcrks I Ex•mic.od ""d appn,ved this /()~ da• of _'?9tUd.,.. '
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LEGAL
Filed tor record dt the
refll.H!St of:
JACK & ESTELLE NEWTON I PHILLIP & JUDY BOREEN .....
Return to;;
M tdin.g & Lani Deve fopment
450 KC AC>r.ir.ia=.raticn Bld~
Seattle, Washir.g-ton 98104
DESCRIPTION TOTAL AREA
.---/
Di.rector
/
/
/
(
"" . .,-:-,,.' !'
Dep,art:aent of AssessC31?11lS
e;icatlt!ned and appro,·ed th.is ------
/ ., -.... ~
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.liissessc.,.r
'-. _ _.
4-lh· 1,aa
da1,1 of
J9d .... ·
That portion of the East 660 feet of the South Half ofthe Northwest Quarter
of the Southwest Quarter of Section 29, Township 23 North, Range 5 East, W.M.
in King County, Washington;
EXCEPT the South 130 feet cf the East 160 feet thereof;
AU.LYING Westerly of S.R. 515 right-of-way.
(being know as Lots A, B and C of King County short Plat No. 275022 as
recorded under King County File ~o. 7505160528.
LOT 1 ~e South 195 feet of the South Half of the South Half of the East
660 feet of the Northw~st Quarter of the Southwest Quarter of Section 29,
Township 23 North, Range S: East, W.M .• in King Cour:.ty. Was-hington:
EXCEPT the South 130 feet of the East 160 feet thereof.
LOT 2 The South 123 feet of the Ease 317 feet lying Southwesterly of
S.R. Sl5, of the North Half of the East 660 feet of the South Half of the
Northwest Quarter of the Southwest Ou~iter:
A.'lD
The South Half of the South Half of the East 660 feet of the r{orthwest
Quarter cf the Southwest Quarter. AL~. i.n Seer ion 29, Township 23 Xorth,
Range 5 East. ~,J'. M. , in King County, Washington :
EXCEPT the South !95 feet t~ercof:
EXCEPT portions conveyed to che St.:?te of Washington for S.R. 515.
LOT 1 The ~orth Half of the ~2st 660 feet of the South Half of the North-
west Quarter of the Southwc ,;t Quarter of Section 29. Township 23 North.
Range 5 East, W".:-1., in King r:ounty, Washingtcn, lying Southweste::ly of S. R. 515,
EXCEPT the South 123 feet of the Ease ~~7 feet thereof. lying Southwesterly
of S.R. 515.
Map on File in Vault ~age 1 of L
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HORTH Ll!flt S 1/1 NW J/1-IW 1/4
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PROPEF'tTl' BOilt.iDAA.,.~
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NORTJt LINE' $OIJTH J95' S V'2 NW t/4 SW 1/4
660'!
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Map On Fil• ;n V,ull ¥
lt! r, .. ct :. ---..-----
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Short Plat No , _ _.2 ... 7_5o.0,.2,.2....,,B~-----
... • ..• .;. •. ~ I
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.l.no,,,ntome
to be tbi: p:l'IOSL..'"=--.Yo"hose namc, ___ u --~llb'iCribed
to the ""ifhin ir11.1ruinm1 :iond :ic:l.ncm·Jtd~ lh3L ~h...~ '--
u~led the same.
wrr;-.a.s my han1hnd olfu;W sc:r.L
•
0''1CIAI S~Al .-
CARr::>l A. i<:mY
N()?Ll'I' "V•U:: • i!Al••OI .... A
,t1"1(••.a, Of''Cf , ..
tC~ "•lvl!lU COl.l!'!I•
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,,,,,.~ION• .. ·· ~ MEN P .. these presents, that we, the und~rsign.ad, o,.,,ners in fee
t:1• [ud contract purchuer(sj J of the lan,:l._he_r!'in described, do here-
· II¥ .. v1oe Short Subdivision 1.rplication No •. .-,)/'·, l ,_, ,J.. · . as re-
oorde.cl. undar Racordin9 Ho. 1'.j1'·; /(,,(,' ·:i.·:>, , Records of King
C01111ty, Waahington, and by this Revised Short Subdivision thereof pursu-
ant to 1ICII 51.17.060 declare this revised abort plat to be the gr~phic
r.pxuentation of the aama, ud that said raviaed abort subdivision ia
aade with the free conaent, and in accordance vi#, the desire of the.
owner(a).
-~S~F We~ ~~tour hands and,)leala. . ' ( . I I
\.-" ·--. __.., · _...;,lw.r,.w·' '...:.' l;:;...· ~i; ..... : ____,,lc""",l ·:..:..· -:..:.1:..:..· ·:..:..· -,--
N • ·. N.:inf
C\1
' C'"l 0 .::, ro
NGf ,,i;p,.; i P''-0.Y)
STATE OF 1IASlllNGl'ON,1·
.... 1/ ss.
Count:!I of /~= . ,7 _,
• • (1, .JL,:tl" I(.~.,,_.._\ c·,, It I f .
Name
Name
On this day pe.rsona.119 appeared :be.fore :me ----'--"-------------
to • known to be t:be .indiv.:idua.l described in .wd who executed the .. 1th.in and foregoing
inst.nment, and ac:icnowledged that signed the same as free and 'IOluntaty
act. and deed, ~or the uses ~d puz-poses therein mentioned.
GIVEN under 119 hand and official seal th.is da!I of ,19 __ •
.-·;t\;~:· /: Pi/· ..
-:•
// . !. ·. -·. / ,/·-.· /. .,,.. ,, ~'c f::'l-•• tr ,· ·..: -r .
Not~~ PWf.#c in arid for ::he Stace of Nuhinqton,
residing a.t ·,/ ·-, ,( ._ .-c~~-
STATE OY USl!INGTON ·\ .,_
count!{ of_ .... _,.. __ _
On this day personall.g a.ppea.red bet:"ore n,e .;ack D. :let>"ton and Estelle J. ~">ewton
to me Jcncwn to be t:he individual described in and who executed the within and fore~ing
instnmsnt, ,.1.nd acknowledged that signed cile sw as thoi r free and volutJtaey
act and deed, for the t1Se:s and pLirposeS the.r~ir. me: • .:ioned-
GIVEN W1der DIJ hand and official seal this ~ 48.:J o:£ ...;Ac,P;;cr.:;ilc.._ __ _,, 1J_9 _ •
Short Plat Number 275022 R
. ' '' . '·"' '.
Notii-"':i Public ,in and f:.r the State of Washington,
residing at Shelton
Page~of~
•
TO, Hanson Consulting
17446 Mallard cove Lane
Mount Vernon, WA 98274
Attn, Jim Hanson
•
215 Columbia Street
Seattle, Washington
98104
MA~ 7. 5 2007
RE.Cf..\VEO
SUPPLBMEN'l'AL REPORT #1 OF
PLAT CBRTIFICATB
PNllT order Number, 626158
CBRTIFICATE FOR FILING
PROPOSBD ~T
The following matters affect the property covered by this order:
• A Pull 'Opdate of the PLAT CER'l'IPICATB from August 22, 2006 through
May 8, 2007 at 8:00 a.m. has disclosed the following:
• The legal description has been llJDended to read as follows,
Lot A, City of Renton Lot Line Adjustment No. LUA-06-117-LLA LND-30-
0320, recorded under Recording Number 20070125900018, said lot line
adjustment mere particularly defined as follow;
Lot 46 and 'l'ract B, Winsper II, according to the plat thereof
recorded in Volume 184 of Plats, pages 77 through 80, inclusive, in
King County, Washington.
• Paragraph ll & 12 of the commitment is/are out, 2006 tax•• are paid
in full.
• The following paragraph(s) of our preliminary colllllitment has/have
been el:lainated, 13 & 14
• The following has been added as paragraph 15, 16, 17, 18, 19, 20, 21
& 22 :
15 . COVENANTS, CONDITIONS, RBSTRICTIONS AND EASBMl!lNTS COll'l'AINED IN LO'l'
LINE ADJUSTMEN'l', COPY ATTACHED :
RBCORDED:
RECORDING NOMBER,
January 25, 2007
20070125900018
(continued)
• • •
SUPPLEMENTAL TITLE RBPORT
Page 2
Order No. 626158
16. Matters disclosed on a Lot Line Adjustment recorded under Recording
Numher 20070125900018, a copy of which is hereto attached.
17. SANITARY SEWER UTILITY .Bl\.SEMENT AND AGRBEMENT AND 'l'BE TBRMS AND
CONDITIONS TBEREOF:
BY:
RBCORDED:
RBCORDING NUMBER:
AFFECTS:
James Jacques and Raymond Sled
March 7, 2007
20070307002341
Terms involving a beneficial
easement on adjoining property
18. Gl!NBRAL AND SPECIAL TAXES AND CHARGES: FIRST HALF DELINOU:BNT MAlr 1,
IF ONPAID: SECOND HALF DELINQUENT NOVBMBER 1, IP UNPAID:
Yllllr
TAX ACCOUIIT BWIBBR:
LEVY CODE:
AFFECTS:
2007
948574-04'0-09
2130
Lot A
CURRBNT ASSESSED VALUB: Land: $135,400.00
Improvements, $224,000.00
AMOUNT BILLED
GBNERAL TAXES: $3,960.73
SPECIAL DISTRICT: $1.59
$9.99
TOTAL BILLBih $3,972.31 PAJ:Ds $1,985.16 TOTAL DOB: $1,986.15
19. GENERAL AND SPECIAL TAXES AND CHARGBS: FIRST HALF DBLINQUENT MAY 1,
IF ONPAID: SECOND HALF DELINQUENT NOVEMBER 1, :IF UNPAID:
YBARs
TAX ACC01lJIIT ffllJIIIBlh
LEVY CODE:
AFFECTS:
2007
948574-0U0-05
2130
Lot B
CURRENT ASSESSED VALUB: l.and: $35,100.00
Improvements: $0.00
AMOUNT BILLED
GBNERAL TAXES: $386.81
SPECIAL DISTRICT: $1. 50
$9.98
'1'0TAL BILLBDo $398.29 PA:ID: $16.99
(continued)
TOTAL DUS, $381.30
• •
SUPPLEMENTAL TITI.B REPORT
Page 3
Order No. 62615B
2 0. DBED OF TRUST AND THE TERMS AND CONDITIONS THBREOF:
TRUSTEE:
BENEFICil\RY:
AMOUNT:
DATED:
RECORDED:
RECORDING NUMBER:
AFFECTS:
Raymond E. Sled, a married man as
his sole and separate estate
LS Title of Washington
Mortgage Electronic Registration
Systems, Inc., solely as nominee for
Countrywide Home Loans, Inc.
$384,000.00
February 15, 2007
February 27, 2007
20070227001791
Lot A
The amount """ sec,ured by said Deed of '!'rust aDd the teEDIB upo11
which the saae c,an be disc,harged or assuaad should be ascertained
from the bolder of the iDdebtedness aa=red.
21. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF:
GRJ\NTOR:
TRUSTEE:
BENEFICIARY:
AMOUNT:
DATED:
RECORDED:
RECORDING NUMBER:
AFFECTS:
Raymond B. Sled, a ma:rried man as
bis sole and separate estate
LS Title of Washington
Mortgage Electronic Registration
Systems, Inc., solely a& nominee for
Countrywide Home Loans, Inc.
$109,000.00
February 15, 2007
February 27, 2007
20070227001782
Lat A
The amount now aecured by aaid Dead of Trust and the tar,u upon
which tha sama can be discharged or aa,n,mad should be ascertained
f:rca the holder of tha iDdebta<lll••• aec:urad.
22. Right, title and interest of Teri Sled presumed from the execution
of instrument recorded under Recording Number 20070227001781 &
20070227001782.
(continued)
'• •
STJPPLEl'JE:NTAL TITLE ~PORT
Page 4
•
Order No. 626158
• There has been no change in the title to the property covered by
this order since May B, 2007, EXCEPT the matters noted hereinabave.
Dated as of May 11, 2007 at 8:00 a.m.
cb
PACIFIC NORTHWEST TITLE COMPANY
By: Curtia Goodman
i'itJ.., Officer
Phone Humber, 206-343-1327
. ' • •
PACIFIC NORTHWEST TITLE COMPANY
OF WASHINGTON, INC.
215 Columbia Street
Seattle, Washington 98104-1511
Senior Title Officer, Mike Sharkey (mikesharkey@pnwt.com)
Title Officer, Curtis Goodman (curtisgoodman@pnwt.com)
Assistant Title Officer, Charlie Bell (charliebell@pnwt.com)
Unit No. 12
FAX No. (206) 343-1330
Telephone Number (206)343-1327
Hanson Consulting Title Order No. 626158
CERTIFICATE FOR
FILING PROPOSED PLAT
17446 Mallard Cove Lane
Mount Vernon, Washington 98274
Attention: Jim Hanson
Your Ref. : Sled
GENTLEMEN:
PLAT CERTIFICATE
SCHEDULE A
In the matter of the plat submitted for your approval, this Company has
examined the records of the County Auditor and County Clerk of King
County, Washington, and the records of the Clerk of the United States
Courts holding terms in said County, and from such examination hereby
certifies that according to said records the title to the following
described land:
As on Schedule A, page 2, attached.
IS VESTED IN:
RAYMONDE. SLED, as his separate estate
SUBJECT TO THE FOLLOWING EXCEPTIONS:
As on schedule B, attached hereto.
CHARGE:
TAX:
$250.00
$ 22.00 TOTAL CHARGE: $272.00
RECORDS EXAMINED TO: August 22, 2006 at 8:00 a.m.
PACIFIC NORTHWEST TITLE COMPANY OF
WASHINGTON, INC.
n t ar::a M '" . ~enior Ti e O ficer
unit No. 12 ___...,-····:=;.,·
<=---....--
. . •
PLAT CERTIFICATE
SCHEDULE A
Page 2
•
Order No. 626158
The land referred to in this certificate is situated in the State of
Washington, and described as follows:
Lot 46 and Tract B, Winsper II, according to the plat thereof
recorded in Volume 184 of Plats, page 77 through 80, in King County,
Washington.
END OF SCHEDULE A
•
GENERAL EXCEPTIONS:
PLAT CERTIFICATE
Schedule B
•
Order No. 626158
1. Rights of claims of parties in possession not shown by the public
records.
2. Public or private easements, or claims of easements, not shown by
the public record.
3. Encroachments, overlaps, boundary line disputes, or other matters
which would be disclosed by an accurate survey or inspection of the
premises.
4. 'Any lien, or right to a lien 1 for services, labor or material
heretofore or hereafter furnished, imposed by law and not shown by
the public records, or Liens under the Workmen 1 s Compensation Act
not shown by the public records.
5. Any title or rights asserted by anyone including but not limited to
persons, corporations, governments or other entities, to tide lands,
or lands comprising the shores or bottoms of navigable rivers,
lakes, bays, ocean or sound, or lands beyond the line of the harbor
lines as established or changed by the United States Government.
6. (a) Unpatented mining claims; (b) reservations or exceptions in
patents or in Acts authorizing the issuance thereof; (c) water
rights, claims or title to water.
7. Any service, installation, connection, maintenance, capacity, or
construction charges for sewer, water, electricity or garbage
removal.
8. General taxes not now payable or matters relating to special
assessments and special levies, if any, preceding the same becoming
a lien.
9. Indian tribal codes or regulations, Indian treaty or aboriginal
rights, including, but not limited to, easements or equitable
servitudes.
•
SPECIAL EXCEPTIONS:
PLAT CERTIFICATE
SCHEDULE B
Page 2
•
Order No. 626158
1. EASEMENT AND THE TERMS AND CONDITIONS REFERENCED THEREIN, INCLUDING,
BUT NOT LIMITED TO, THE FOLLOWING:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NUMBER:
Puget Sound Power & Light Company, a
Washington corporation
Construct, operate, maintain,
repair, replace and enlarge an
underground electric transmission
and/or distribution system
A 10 foot wide strip as constructed
over said premises and other
property
January 13, 1978
7801130836 ,,,,,
2. EASEMENT AND THE TERMS AND CONDITIONS REFERENCED THEREIN, INCLUDING,
BUT NOT LIMITED TO, THE FOLLOWING:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NUMBER:
King County Water District No. 58, a
municipal corporation
Water mains and appurtenances
South 30 feet of Lot 46
July 18, 1984
840718096fY---
3. EASEMENT AND THE TERMS AND CONDITIONS REFERENCED THEREIN, INCLUDING,
BUT NOT LIMITED TO, THE FOLLOWING:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NUMBER:
Soos Creek Water and Sewer District,
a municipal corporation
Installing, constructing, operating,
inspecting, maintaining, removing,
repairing, and using Sanitary sewer
line(s) and appurtenances thereto
Westerly potion of said premises
October 6, 1998
9810061369 v
(continued)
•
PLAT CERTIFICATE
SCHEDULE B
Page 3
•
Order No. 626158
4. EASEMENT AND THE TERMS AND CONDITIONS REFERENCED THEREIN, INCLUDING,
BUT NOT LIMITED TO, THE FOLLOWING,
GRANTEE,
PURPOSE,
AREA AFFECTED,
RECORDED,
RECORDING NUMBER,
Soos Creek Water and Sewer District,
a municipal corporation of the State
of Washington
Water
Northerly portion of Tract B
October 6, 1998
9810061370 -
5. EASEMENT PROVISIONS CONTAINED IN SAID PLAT AS FOLLOWS,
An easement is hereby reserved for and conveyed to City of Renton,
Puget Sound Energy, Inc., U.S. West Telephone Company, T.C.I.
Cablevision Company and to their respective successors and assigns
over, under and upon the private street(s), if any, and the exterior
ten (10) feet of all lots, tracts and spaces within the plat lying
parallel with and adjoining street(s) and the Grantee's facilities
as now constructed and/or to be constructed, extended and/or
relocated within the plat in which to construct, operate, maintain,
repair, replace, enlarge and extend overhead and underground pipes,
conduits, cables and wires with all necessary or convenient
overhead, underground or ground-mounted appurtenances thereto for
the purpose of serving this subdivision and other property with
electric, gas, telephone and other utility service, together with
the right to enter upon the street(s), lots, tracts and spaces at
all times to (sic) the purposes herein stated.
6. NOTES CONTAINED IN SAID PLAT AS FOLLOWS,
The lots at issue are being developed as single family.
All lots within this plat shall be subject to condition of approved
geotechinical report.
All lots and tracts created by this plat are subject to the
Declaration of Covenants, Conditions and Restrictions recorded under
King County Recording Number~~~~~~~~~
7. RESTRICTIONS, EASEMENTS AND LIABILITY TO ASSESSMENTS CONTAINED IN
DECLARATION OF PROTECTIVE RESTRICTIONS, EASEMENTS AND ASSESSMENTS,
AS HERETO ATTACHED,
RECORDED,
RECORDING NUMBER,
March 10, 1998
9803101069 ~·
(continued)
•
PLAT CERTIFICATE
SCHEDULE B
Page 4
•
Order No. 626158
AMENDMENT AND/OR MODIFICATION OF SAID RESTRICTIONS, AS HERETO
ATTACHED:
RECORDED:
RECORDING NUMBER:
September 29, 1999
19990929000469
8. NOTICE OF ESTABLISHMENT OF A SPECIAL ASSESSMENT DISTRICT FOR WATER
SERVICE AND THE TERMS AND CONDITIONS THEREOF:
GIVEN BY:
RECORDED:
RECORDING NUMBER:
9. AGREEMENT AND THE TERMS AND
BY:
RECORDED:
RECORDING NUMBER:
REGARDING:
The City of Renton
March 26, 1984
8403260504
CONDITIONS THEREOF:
Gary L. Hill and Water District
No. 58
July 6, 1984
8407060725
Providing water service
10. Right of the public to make necessary slopes for cuts or fills upon
said premises in the reasonable original grading of streets,
avenues, alleys and roads, as dedicated in the plat.
11. GENERAL AND SPECIAL TAXES AND CHARGES: FIRST HALF DELINQUENT MAY 1,
IF UNPAID: SECOND HALF DELINQUENT NOVEMBER 1, IF UNPAID:
YEAR:
TAX ACCOUNT NUMBER:
LEVY CODE:
AFFECTS:
2006
948574-0460-09
2130
Lot 46
CURRENT ASSESSED VALUE: Land: $164,000.00
Improvements: $202,000.00
AMOUNT BILLED
GENERAL TAXES: $4,404.72
SPECIAL DISTRICT: $1.59
$10.00
TOTAL BILLED: $4,416.31 PAID: $2,208.16 TOTAL DUE: $2,208.15
(continued)
•
PLAT CERTIFICATE
SCHEDULE B
Page 5
•
Order No. 626158
12. DELINQUENT GENERAL AND SPECIAL TAXES AND CHARGES:
YEAR:
TAX ACCOUNT NUMBER:
LEVY CODE:
AFFECTS:
2006
948574-0480-05
2130
Tract B
CURRENT ASSESSED VALUE: Land: $500.00
Improvements: $0.00
AMOUNT BILLED AMOUNT PAID
GENERAL TAXES: $6.02 $0.00
SPECIAL DISTRICT: $1. 50 $0.00
$10.00 $0.00
TOTAL BILLED: $17.52 PAID: $0.00 TOTAL DUE*: $17.52
PLUS INTEREST
*CONTACT YOUR TITLE UNIT OR THE ASSESSORS OFFICE FOR A PAYOFF FIGURE
THAT WOULD INCLUDE ALL INTEREST AND PENALTIES THAT HAVE BEEN
ASSESSED. SAID FIGURE WILL INCREASE ON A MONTHLY BASIS.
13. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF:
GRANTOR:
TRUSTEE,
BENEFICIARY,
AMOUNT:
DATED,
RECORDED:
RECORDING NUMBER:
Raymond E. Sled, an unmarried man
LS Title of Washington
Mortgage Electronic Registration
Systems, Inc., solely as nominee for
Countrywide Home Loans, Inc.
$384,000.00
October 10, 2005
October 17, 2005
20051017000212
The amount now secured by said Deed of Trust and the terms upon
which the same can be discharged or assumed should be ascertained
from the holder of the indebtedness secured.
(continued)
•
PLAT CERTIFICATE
SCHEDULE B
Page 6
•
Order No. 626158
14. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF:
GRANTOR:
TRUSTEE:
BENEFICIARY:
AMOUNT:
DATED:
RECORDED:
RECORDING NUMBER:
Raymond E. Sled, an unmarried man
LS Title of Washington
Mortgage Electronic Registration
Systems, Inc., solely as nominee for
Countrywide Bank, N.A.
$96,000.00
October 10, 2005
October 17, 2005
20051017000213
The amount now secured by said Deed of Trust and the terms upon
which the same can be discharged or assumed should be ascertained
from the holder of the indebtedness secured.
END OF SCHEDULE B
Title to this property was examined by:
Jim Isom
Any inquiries should be directed to one of the title officers set forth
in Schedule A.
D0/20051017000211
' ' • •
WINSPER II VOL 184 PGS 77-80
i__ o,o• •~
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PACIF1C NORTiiWEST TITLE Order No. 626158
Company of Washington, Inc.
IMPORTANT, This is not a Plat of Survey. It is furnished as a
convenience to locate the land indicated hereon with reference to
streets and other land. No liability is assumed by reason of reliance
hereon.
\
N
WHEN RECORDED RETURN TO
RAYMONDE. SLED
3401 BENSON DIUVESOUili
RENTON, WASHJNGTON98055
E2162212
t0/t1/201~ 19~1
l(tl COUH,1 :141.11 PAG'ilB\ Of eel
SJ:ILli: $4 D ,91111,et \ fi' _C_H_IC_A_G_O_TI_TL_E_IN_s_·u_i-_AJ_'I_C_b_C_O_M_P_AN_Y~.......:l:s..k.L!)~~
\e, d I mms , II
STATUTORY WARRANTY DEED
Dated: OCTOBER 11, 2005
THEGRANTOR
CYl'm-llA KARTES, AN UNMARRJED INDMDUAL, E'RESEN11,.Y AND AT ALL TIMES SINCE OCfOBER 25, 1999
for and in consideration of
TEN DOUARSAND OTHBR GOOD AND VALUABLE CONSIDERATION
in hand paid, conveys and warrants to
RAYMOND B. SLED, AN UNMARRJED MAN
the following de.scribed real estat<:: 5,ituated in the County of KING
Tax Account Number(s):
94ll57404o009;948.574048005
State of Washington:
LOT 46 AND TRACT B, W!NSPER II, ACCORDING TO THE PI.AT THEREOF, RECORDED
IN VOLUME 184 OF PLATS, PAGES 77 THROUGH 80, IN KING COUNTY,
WASHINGTON.
SUBJECT TO: SEE EXHIBIT 11 A" ATTACHED HERETO AND MADE A PART HEREOF
S\VD/lt.DA/Ollllll
STATE OF WASH~".'N ss
COUNTY OF~-<~_.,,-"'/------
ON THIS /( DAY OF (}:/pf)y , 2005"BEFORE ME, THE
UNDERSIGNED, A NOTARY PUBLIC IN AND FOR THE STATE OF WASHINGTON, DULY I ~Ip,S.IONEU ~D SWORN' PERSONALLY APPEARED
.1/,,r,Kt;, KNOWN TO ME TO BE THE INOIVIDUAL(S)
DESCRIBED IN AND WHO EXECUTED THE WITHIN INSTRUMENT AND ACKNOWLEOGEO
THAT --2iM__ SIGNED AND SEALED THE SAME AS htr FREE AND VOLUNTARY
ACT AND DEED, FOR THE USES AND PURPOSES HEREIN MENTIONED.
NOTARY SIGNATURE:
PRINTED NAME, L/4:.e,!lc::'/Ud:...c:..._µ:..___u_;_IUf_,_ ____ _
THE STATE OF WASHINGTON NOTARY PUBLIC IN AND FOR
RESIDING AT f<.tn f-
MY COMMISSIO-N~Ec..X_P_IR_E_S_O_N ____ -_y-;_·-_,· fc..1~-~0_'!~-
CHICAGO TITLE INSURANCE COMPANY
EXHIBIT A Escrow No.: 1172525
UNDERGROUND UTILITY EASEMENT AND THE TERMS ANO CONDITIONS THEREOF:
GRANTEE:
PURPOSE,
AREA AFFECTED:
RECORDED:
RECORDING NUMBER:
PUGET SOUND POWER & LIGHT COMPANY
ELECTRIC TRANSMISSION AND/OR
DISTRIBUTION SYSTEM
AS CONSTRUCTED OR TO BE
CONSTRUCTED
JANUARY 13, 1978
7801130836
CONTAINS COVENANT PROHIBITING STRUCTURES OVER SAID EASEMENT OR
OTHER ACTIVITIES WHICH MIGHT 8NDANGER THE UNDERGROUND SYSTEM.
EASEMENT AND THE TERMS AND CONDITIONS THEREOF:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NUMBER:
KING COUNTY WATER DISTRICT NO. 58
WATERMAINS WITH NECESSARY
APPURTENANCES
THE NORTH 30 FEET OF LOT 18;
THE SOUTH 30 FEET OF LOTS 19, 28
AND TRACT 8
JULY 18, 1984.
8407180964
WATER EASEMENT AGREEMENT, INCLUDING THE TERMS AND PROVISIONS THEREOF:
RECORDED:
RECORDING NUMBER:
OCTOBER 6, 1998
9810061370
AFFECTS: TRACT B AND OTHER PROPERTY
COVENANTS, CONDITIONS, RESTRICTIONS, EASEMENTS AND LIABILITY FOR
ASSESSMENTS CONTAINED IN INSTRUMENT, BUT OMITTING ANY COVENANTS OR
RESTRICTIONS, IF ANY, BASED UPON RACE, COLOR, RELIGION, SEX, SEXUAL
ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, HANDICAP,
NATIONAL ORIGIN, ANCESTRY, OR SOURCE OF INCOME, AS SET FORTH IN APPLICABLE
STATE OR FEDERAL LAWS, EXCEPT TO THE EXTENT THAT SAID COVENANT OR
RESTRICTION IS PERMIITED BY APPLICABLE I.AW:
RECORDED:
RECORDING NUMBER:
MARCH 10, 1998
9803101069
AMENDMENT AND/OR MODIFICATION OF SAID RESTRICTIONS:
RECORDED:
RECORDING NUMBER:
SEPTEMBER 29, 1999
19990929000469
AGREEMENT AND THE TERMS AND CONDITIONS THEREOF:
BETWEEN:
AND:
RECORDED:
RECORDING NUMBER:
GARY L. HILL
KING COUNTY WATER DISTRICT NO. 58
JULY 6, 1984
8407060725
&.vv-, O V I f UUU4 I I ,U\rt'
e
CI-IICAGO TITLE INSURANCE COMPANY
REGARDING:
EXHIBIT A EscrowNo.: 1172525
( continued)
WATER SERVICE AND CHARGES RELATED
THERETO
AFFECTS: TRACT BAND OTHER PROPERTY
AGREEMENT AND THE TERMS AND CONDITIONS THEREOF:
BETWEEN:
AND:
RE:CORDED:
RECORDING NUMBER:
REGARDING:
GARY HILL
KING COUNTY WATER DISTRICT NO. 58
FEBRUARY 18, 1984
8407180963
WATER DISTRICT CONNECTION CHARGES
AFFECfS: TRACT 8 AND OTHER PROPERTY
RELINQUISHMENT OF ACCESS TO STATE HIGHWAY NUMBER SR515 AND OF LIGHT, VIEW
AND AIR BY DEED TO THE STATE OF WASHINGTON:
RECORDED:
RECORDING NUMBER:
JULY 16, 1974
7407160319
AFFECTS: TRACT BAND OTHER PROPERTY
exhibitc/rlm/121196
.~
'
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•• .!,._ -
{711.ll ,~ ..
CASEMENT FOR UNnERGROUNU ELECTRIC SYSTEM
CURTISS R._f0LL~ER 1 MIKE LaVALLEY, GARY HILL and WILLIAM COIISINEAU, ( i...,,K._)
-----------------------------------------------
f"Orrunor" hl'rt'lnJ. ir1tnts. COIYl'l')'S ilnd WRrrants to PlH.iET .'-<)L:\'U POWE~ & I.IGt!T COMPANY. 11 Wa5hln,1Z.ton <.·orpon1t!u11
( ··cnull~··· herelnJ. for tht'J1Urposesherelnar1er set forUJ ti P•'!lH:tuul t·H~\!ffll•nl umkr, ucross and ovt•r lhl' follow!nJ,l ckst·raht•d
rHl 1,rvpNl}' (tt1~· "l'roµt>ny"' hendm King Cc11.:11ty. \\'jjsh!•1i,:1.,n.
That portion of the South 1/2 of the North 1/2 of the Northwest
1/4 of the Southwest 1/4 of ~ection 29, Township 22 North, Range
5 East, W.M., in King County, Washington, whic~ :ies westerly of
proposed SR 515.
F..xcent as may bt· oth1:rwlst· st'i rorlh hl'reln Urllflh .. ·'s rl,i::hL~ i;hull Ix· 1:xt•rrl!>L"'! u11on lhut por\lori or thl.' l'ropt•rty 1tlw
"Rl&IU·o(-Way·· hNt'lt11 rksn!bt-d ai. follows·
A P!i,:.h:·i..!·Way _ __l_Q ft'el In 1ddlh l,uviri~ 5
The ce, .. :rline of rr~ntce's facilities as presently constrt1cted
or to be construct~d upon '..:he above! de.scribed Property.
I. P\ll'""pOH. Gram~ sJ1a.JI hi1se lhE rlF)ll to cuns1n.ict. opNote. maintain. rt1JBlr. rt-place arid (.'fllBrg,i an undl.'rJlrouml
f": ...... --:.,ic transmission and...-or dlstrlbutloo system upon and v00f:'I' Ll1.::-R!Wll·ol·Way IOJl~Lht'r 11;Jth 11.Jt n1."CesS1 ry or con~·~r,iLflt
a;.,pur-.:enances lht're!or, -..·hlch maiy lnc:lude bul are not llmi!t."'d \u tl1 .. ll•llt,.,.,iriti undt'q,:rwnti t'Ollduiu,;, cable:;, communication
lines; .,aults. manholes, swltclles. and transformers; and st.>mi-burlL-d vr ground mountt'd racltitlt-i;.. Fol::, .. !:If( \J:1.' Initial coo-
struc1lon or Its racUJtJ .. s. Gra.nt~ moy from 1lme to time t'Ons1n..1ct such addltlcmal rac.:llttles a~ !1 m11y rK1Uire
2. Acce11r.. Grllllll* shall ha~·e thl;! rlR}ltofs.cresi;tr, the RlghHJf-W;;y o~'eT nnd 111•roi;i:; lhf.' Property 10 l!fl.llble (irantt-<' to
t>xi:rcise Jrs rtghls her('lJnde,r. pr(l',"ldtd.thatGranlt"eshallcompl'tl~\t-(.··11r;1or for any damll,,l!e to tt.c l'ropcr1y CIIUSl-d t,y th1.•
t-xercl$f' or said rlghl of acCl'"ss
J. Ob,tnicrlons: Landscaping.. Grantet> may from llrrw w timl' r,·move trt..-e-s, bushes, or othi!r 01J~1ruc110011 within liw
RJght•ot•Wa> and ma)· le>Vt'I 11M ,11rade the Rl.efll·ot•Wo}· to the eXtl·nt reasonnhly necessary to enrry out t.'11.· purpt1M,!! o,c•t
for.Ji In pan,traph I hert-or. prcr.-ldl'IU, that followtl)J,! n.ny i.-udl work. Grrum.•e shaJI. to tht• t!XlL'fll rt'a~ubly prnct1t·ahl1.•,
restore the-RIW,l•ot•Wa)' lO the condition II was imrnt<llatcly prier lo such ,,.,.ork. Following tht> ln1nnlh1.11on or Gr11n1t·l·•~
•.rndt"rgr~nd feclJIUt!"I.I, CirMlor ma:,, urw:leruUi.e MY ordlnnry lmprovl·menlti 10 1JK, landscaplni: or the Rlldll•or-W.oy. pr•JYlch:od
U"lat no 1rees or other plant:, i;.l"u1l1 l>t: plnct>d tht!r~n whlc.h would bt• unrca!>Un11hly CXJl(.'l"ISh't!" or lmprllclkal for (irB/11,'1' to
rtmO'>·e &1..d res to re
4. Grlllllor'a. U~ of Rigt.1-of·Wa,-. Gra.ntor rt-scrv1~s tht.• rl,Vlt to u~,: 1h1.• Hli,:hl·of·Wny ror IUl)' purpo:w 01.11 int•r.mi,ii,lt·'ll
•·JUJ the rl,tits hereln 1rwned. ;,ro,·lded· U\al Grantor 5111"11 not COflHtruct or motmaln nny tNildlnA or otht•r i,trucw.n• on 1Jw
R!ghl·ttf·Way which would lnlerfere •·Ith the exercise of the rlj/)lL'l hHl.'ln t,:r11nt1.-d; thol no <llx.xinit. lunnl.'!inli or oUwr form
of roostructlon •ctl\"11)" Ylall be don!!! nn lhe Properly ,1,hlct! would d!.'>turb !he compaction or 1JJ)('or1.h (iranll.'1'·~ rac!Jille!i on
tht! Rl~l-of•Way. or ~anger the laieraJ ~rl to said fr1clll(lr:-s: nnd thu\ no blnst!ng.5™1Jl bl' donl' within 1r, h·t."l or thr~
RIR}l1-of·Way
5. lndemn1r,·, 8)' •cc~tlog and r@('(lrdlng this rast-m1.'l"lt. (irar11t·t· 11s_rtt~ to Lndemnlry and hold hsrmlt-~s Gramor from
any and all C"lalm:i; for damages suffered by &n)" perSlJfl -..·hid, may l>e caus.t'tl t,)· Grantt~·s exercli.1.• or the ni;:tlls ht:rl.'ln
B,rtnled; provld<'.'d, that Cr8Jlt~ shall nor be responslbloe \ri Grilfl!C1r far any damal,!>.!"5 rl!5Ultlog from inJurl(.'S to an:, p-erf-On
causM b>· acts or om!i.i;;Jon.,; or GrMtor.
5. AbaaionmemL The rijthl!. here,!n granted shall continue un!ll such Umc as Grant1:1.• c1:asl'"S lo USl' thl' P.ight·ot·"Yoey for
a period or five 151 wecessh.·e ~-ears. ln wh\di even! this 11:>asement !>hall 1crmi!iale and ail ri,ll),Ls hl'n"!Jndl.'r st->all n~·l'rt t,,
Grantor, pro,..lded du11t !"'.O abandonment shaJi be dt'erned to hav<> OCC'Jrrt'd tw rea!-0:i of Gran14:t-·s hllun• to initlail~ !n~LB!l
Its h1c!lltles oo the Rl~11·o/-Way ""hhln any period or tlm~ fro!!1 t.h':" dim· h""ri."Of
or t.'w parties shall lnur'! \..0 the btndir of w-.d t,-E: b1n.;1ln,g upon
flLED ro;; RECORD AT REQUfi£,,-(M:
'·C"'.... t::.;:·.1[ ;_.;·;i'.::,IOhl
P. 0. BU'. S:63
8(LLEVUE, \'JASHINGTON
(,,,/.5 J-1hrv'
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-
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STA.TE OF WASHINGTON } "·
COVNTY OF zr;,, l•J
! /I ) '
On tht. do:, p6nona.lly IPP•red bt:Cor• m• ~/ ;.( (1 ; I <U ,d, to me knoWn to W the llllffvldu&J ~-·
described ln and •ho_ 11sea1ted UM within aid rore,olnl lrotrument, and QC\noWledaed U'l~t...,'""1';1 •1gned the l&ffl~ . .-U __ freo
and voluntary act and daed for the 11a. and purt)08N therein ma1t!onod. : ,
GIVEN UNDER MY HA.ND ANO OFP'IC:AL SF.AL th.I• LIL d4Y vr / /;,,-, zrtLt.r-<~ 19 U.
r ::i/. ,,,, ..,.,,.,. . , . . . .·· --< J', c,/ ~-a<· .. · . ~ .. ·
NO Affy PUBLIC yr e_nd for the ~te cl Wuhtni'tiill~'''''
rcsldlnc al )t·,. t r 7 C (:(f , , ,.v .......
ST ATE OP WASHINGTON
C'l'JUNTY OF----
0.1 thl• day of ·-· ltl _, ~!oce m01 tba underslped, pcnonally app.lQ.l"od ----·----
------, .. ,! , 'lD mt! lrnc,ir,11 to b,i! th~ and-------
~eily, ol ·-----· tr.to oorvoni.lion tt-..st ea:oc:1.1Vld me turoaolna: lnalJ"U.ttlffll, and ~I·
cdaed the •IILJ lntU'\lmenl 1.o be the ,ree ao.i volunlar)' ect o.nd Jer.?1 d 1141d eoq,or...:Son. for :be USM L"ll purpot,CII therein
ment!anul, er,d on oalh aw..:! U\at . -------authorized tc exto.ate the said lnstrum:ml .vd that the
iseeJ affbeed I• \ho corporate ~ ot .aid co.""J)Ot'l!llt10iL
WITNESS MY HAND AND UFF'IOAL SEA.L b•nto i!f/lxcd too day Uld year rlnt aboVe ":Tritten.
NOTARY PUBLIC .ln an:6 for tho -.;ate of Wddnl:tori,
rosldln,s •'---------------
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w :c 0 = ·~ -· "' "' ..., "' w ~ . .,
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r"' "' ,::0 C 0 ~ '-' r. .... .... -, « ....
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FIU::D FUR RECORD Kr 111E REQUEST Ol':
KING OJOOY WA1ER DIS1RICT N::l. 58
10828 S. E. 176th
Renton, Wa.shingcc,, 98055
c::c 0 ::.:.
EASEMENT
FAS!:Y£N1' N::l, 29-23-5-16
PP.DJECT Method 4 -Gary Hill
C<•r, ~,,..,rsf ~r~·· ~·r-
'11, /', )/ I~~.-. ,
By Ct/ .)"' : (',), .: '' ·. '
~~-~---.. ,:;
nns INDENTURE, made this d 7 ~ d,3.y of Ll"'-U!../
between KING COUNTY WATER DISTRICT NO. 58, a municipal co~o;.ation of
, 19£!!:.._, by and
King County, Wash-
ingcon~ hereinafter termed the 11 Grantc.e" and. __ ---=G~fl~f/.~y __ ;-(=/~L=L~-------------'
hereina.t:ter tet1I1ed the "Gran tors";
W I T N E S S E T H
That the. c;aid Granters for a valuable consideration -o -, ::cceipt
of whicb is hereby ac.knovll:!.dg:~d by the Grantee, docs by these presents convey, grant and
.... arr.ant unto the Grantee a perpetual/ temporary easement for vater mains ancT. appurtenances
under, through, above, across t:he following des,_i:ibed properly situated in King County,
Washington, together with all after ~cquired title of the Grantor5 therein, and Qorc par-
ticularly described as follows:
The South 30.00 fe t of Lot 4 King County Short Plat No. 577051 as
recorded under King County Recording No. 79020807':l~".07-'18 #0964 D
RECD F 5. 00
CRSHSL ttutt*1 lf<5 .. 00
22
The Crantor warrants that their tit.le is free and clear of nll encumbrances
c.xccp t =----~''--h''-'o"'-"'5,,E:"----""'"F'---"tf~F._,¢4""'.cR,_,,L),_ _________________________ _
If the property of the Crancors at the. ti.me of granting this
attcd but is platted prior co the recording of this document, then the
authorize the Grantee to add to this acrcement the designation (volume
such plat.
easement is unpl-
Grantors do hereby
and page, etc) of
The. Grant.or ack.novlcdges that part of the consideration being paid b'y the Gran-
tee is for any and all damage resulting to or resulting hereafter from the possible in-
terference of the natural flow of surfcce waters by Grantee's digging of pipe lines ~hich
may disturb the soil composition ~ithin said easement,
The said Grantee shall have the right vithout prior institution of ,11ny suit or
proceeding ac lnv, ae Guch time as may be necessary, to enter upon the casement for the
purpose of constructing, repairing, alt~ring or recon&truccing &aid water m.iins, or mak-
ing any connections h•:?Xewith, without inc\1rring any legal obligation or liability there-
for, provided: ·
(1) The Cr.antce, Water District No. 58, uill restore Crantora property
to a condition ns good .n.s or better than the prcmioes \lCrc prior to entry
by thC! Cr,i.ntcc, Water DiGtrict No. 58;
(2) The Diat.rict will c.xcrcioc itu bc.ut cfforto not to drunngc:i ony prlvatc.
improvcu;c.nta on the cnoc.mc?nt herein, but if it doeR ~o, it r.hAll rcpait:
llnd/or rcplncc 11a.id imJ)t'OVCrntlnt:i.j
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(J.)Rcsto~atlon-rcplaccmcnt--rcpair:--9hall be complctc.C. vithin 90 days of
the date of any entry by the DiGtl:'ict and c;u.id rcatoration--rcpL1cemcnt--or
repair \Jill be of n qu.:i.lity and/or q\L.1,ntity t:h:,.t 1.!l comp.1.rablc or be.teer
th.:m existed prior t.o the Grantcc'o, Distrir:t'o, entry upon the casement.
(it) The above. oet forth condttion5 shall apply not only to thi:?: initial
construction but nloo to auy rr:-cntry by the Water District th.1.t bccomc!J
necessary for l:'cpair and tn..:i.intcaancc of thtl vat<!r 11.nc oa. said cascmcnt.
(5) Any dam..,gC?: and/or rcmovul of any orna..oental trc.e, shrub, fc.ncc, or rockery
&hall be rcylaccd .within the nforcmcntioned 90 day pex.i..od by the District..
The Grant.or shall· re.to.in the right to U$C the surface cf the easement if such
use does not intet"fere 1.1ith installation of the wate.r main. However, the gr.1.nto-c shall
not erect buildings or structures of a permanent nature on the easement during the ex-
istence of caid casement.
The c;).sec:ient, during its c.xis tencc, shall be :, covenant running
and cho.ll he binding on the succ:cs~ors, hci"t"s, and assigns of both of the
«< 7 l!. WITNESS WliEREOF, ~c have set our hands and 6cals this
--------->c;?f'1,",,"''"'"'-) __ . 19f?'/--
IN
',T,\'I'E OF 'WASUIHCTON ) GG
COU~TY OF KING )
uith the 1.and
parcici; hereto.
day of
ON this day pcrcon.."tlly appc.:ircd before rac -~~cc.:!fiL~""}V'----6',LL'-'ILe-.=L--c::... _________ _
o.nd -----------~-~--~--------• to me known to be the individual des-
cribed in and '"'ho executed the "'ithin and foregoing instrument 1 and acknoulcdccd that -4_
=:::t,;., free and volunt:iry act: nnd deed, for the uses and purP~ signed ch~ same as
cencioocd.
CIVEN under cy haad and official
STATE Olt ~ASHINCTON )
COUNTY CF KING )"'
19i'.1f.
of Washing-
On this da.y of ---------' 19 ___ , the undersigned, a Notary Public
in and (or the State of WaGhington, duly comm.i.ssioncd and sworn, personally appeared
and·------------------------to me kno\./Tl to be the President and Sccrct3~y, rcsp~ctivcly, of
-------------------• the coi:pora.tion th.at executed the forcgoinr, instt"UJQcnt,
and .'1Ckno'IJ1.edgcd the caid instrument co be the !rec and voluntary ace and deed of said
corporation, for the useG nnd purposc.i:; therein mentioned.
~ITHESS my h~nd and offi~inl seal the. dny r.nd year first above writ~en.
NOTARY PUllI.IC rcsidir.& nc
.'-._,.: -·.\_-~-.
· ASSESSOI~
/f!j, 1 i'f S!ll G 1?11 IN 111!1 am llli lll!l 18 111
PROPrnTY IJ{:J is -NOT,,CU;RA.if'TEl':ll
TO SHOW ACC~RATE MEASUREME~TS.
,.;.j
NW 29-~3-!5
N S9° 16' 32" E
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Flied for Record
Bl the requeBt of
SOOS CREEK WATER
AND SEWER DISTRICT
P.O. Box 58039
~{
-St
14616 S.E. 192nd Street
Renton, Wsshlngton 98058
Easement No.: 29-23-5·S1032R
Project: WINSPER II • ONSITE SEWER
Tax Parcel IOI: 292305-9040, 9104, 9124, 9161 & 9167
Grantorls): lliOMAS C. O'CONNOR
WALTER & ILSE STIEGMAN, by MALCOLM S. HARRIS, Attorney in
Feet
JACK & ESTELLE J. NEWTON
Granteels): SOOS CREEK WATER & SEWER DISTRICT
SEWER EASEMENT AGREEMENT
THIS AGREEMENT, mode this //~ day of ~ 1994'" , KNOW
ALL MEN BY THESE PRESENTS that THOMAS C. O'CONNOR, WALTER & ILSE
STIEGMAN, by MALCOLM S. HARRIS, Attorney In Foot ond JACK & ESTELLE J,
NEWTON, owners of land at opproxlmataly 3401 Benson Drive S. in Renton, In the
County of King, State of Washington, legally described as follows:
[Parcel Al: The Plat of Wlnsper II, according to the Plat thereof,
recordad In Volume JH of PIiis, __ Paga ..J2._
through..J!ll..., Inclusive, records of King County, WBShlngton;
TOGETHER WITH
IPorcel Bl: the north 330 feet of the south hall of the no<thwest
quarter of the aouthwest quarter of section 29, Township 23 North,
Range 5 East, W.M .. In King County, Wahington;
LESS the 8111 660 feet thereof. p,..,.caf ~ ,,, o.,..._,,.I I,., O'C.111101'" --t N....-t... p..,.Jp, ,.s ,..,,._ iy ff,·'1-'-s,
,;,.. ..w_11.o<K: Paoe 1 ot e OMMM
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Easement No.: 29-23·6-S1032R
In consideration of the sum of One Dollar ($1.()01 and other valuable COI\Slderation,
receipt of which is hereby acknowledged, do hereby grant to SOOS CREEK WATER
AND SEWER DISTRICT, a Municipal Corporation of the State of Washington
(hereinafter "District"), and to its IUCC88SOJS and assigns, an &8$8rnant over.
across, under, and through the following described real property:
That portion of the above-described p•cels of land further described
as follows:
The front 4.00 feet of lots 1 through 9 and Lots 39 through 45 of
said Plat adjecent to South 36" Street:
TOGETHER WITH the front 4.00 feet of Lots 10 through 13 and lots
16 through 34 of said Plat adjacent to Main Avenue South;
TOGETHER WITH the front 4.00 feat of lots 14 and 16 of said Plat
adjacent to South 34" Street;
TOGETHER WITH the front 7.00 feet of Lots 36 through 38 of said
Plat adjacent to South 36" Street/Main Avenue South:
TOGETHER WITH the weat 4.00 feet of the east 96.99 feet of said
Parcel e adjacent to proposed Saulh Wells Street;
All as shown on page 7 of 7 heraln.
Said easennent Is for the purpose of Installing, constructing, operating, lnapactlng,
maintaining, removing, repairing, replacing and using sanitary ..,.,..., llns(sl and
appunenances thefeto, together with the non-exclusrve right of ingreu to and
egrass from seld portion of Grantor's prcperty for the foregoing pur_..
This easement Is granted subject to the folOWing terms, condttiona and covenants:
1. THE USE OF PROPERTY BY GRANTORS. The Granter haa title to said real
property and Is authorized to grant, oonvey and warrant thia euement to the
District. The Grentor shall not ef9CI bulldinga or structurea of a permanent nature,
or any other impnovementa, or trees or large ahrubbery which nnsy In any way
Interfere with the District's Installation or maintenance of the sanitary ..,...r linelsl
and appurtenancaa. The Grantor may use the aurfece of the aaaement for paving,
small acele landscaping, or other uses which do not Interfere with the Oiatrict'a use
Of the e...,ment, Grantor shall Ila reapooolble for any costs Incurred by the Distr1ct
In removing atructuras, trees, or large shrubbary which interferes with the Diatrlct'a
use of the easement.
2. RESTORATION. Upon entry Into the easement area by the Olllrlct, the
Grantor's property will be rastorad to a conattlon as good as or batte< than the
promises were prior to the entry by the Dlatrtct. Whara possible, photographs will
be taken prior to conatructlon on said property to auure the complatansaa of
restoration. Final restoration will Include, but not be llmhed to, aod replacement In
P1ga 2 of 7 -
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• -. -.... , .......... -~~-'---· ----.-......... -.......... '-' ... -·-'--""""' ..... ------
Easement No.: 2&-23-6-S1032R
existing lawns, hydrooeeding In unimproved er-. replanting of exlatlng ahNbl end
bulhol or replacement of the aama, whore auch will not lmerfanl with the
Dlllrlcl'a use of the •-nt. Lerge trwa that exist within the pe""*1lflt
euement area may be removed during conatructlon unleal othorwlH noted In thil
easement dOOJment. Fencea, rockerlell, end concrete, uphelt end/or greval
drivewayl which do not Interfere with tho Dlattk:t's use of tho e-ment will be
repaired or replaced.
3. ATTORNEY'S FEES. In case suit or action la cc,mmanoed by either perty, or
their succeuors. halrl or -lgna, to enlorcl eny rights under this easement, or
regarding an encroechmlnt on tho -mant, In addition to ~ provided by
ttatvte, the aubstantlalty pnMIIUng party lhell be entitled to en award of attorney'•
leu In auch aum IS tho Court deeme juot and rusonable.
4. EASEMENT TO BIND SUCCESSORS. Thll easement II permanent end shell
terminate only upon agreement al the panlel hereto, their IUCC8MOd SKI/Or
c,i ISSlgns. Thia easement, during Its eldat8nce, shall be I covenant ruMlng with the
~ land end 111\111 be binding on the ...,._,oro, helre and mlgns ol the Grantor
~ herein.
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• • -.. ·-~--··· ........ _,...,.,...., --~--.... ---·~,.,--·-------"""--·-· ... ·"-·'
. ---···---·-------·····-•--""-·-·-· ·-------..•
Easement No.: 29-23-6-S1032R
IN WITNESS WHEREOF. the GrentorCa) has euc:uted this agreement ttim _lL day
of ..,,,, , 199.f...
cl-s O e.lJ &,,ttl)
THOMAS C. O'CONNOR
STATE OF WASHINGTONI
COUNTY OF ICING )11
On 11111 //ti, day of ffl-,,d , 19 f ~ , before me po11C111811y
appeared TttOMAS C. 0,CONNOR, to me known to be the ln<IMduall delO"lbld In
and who executed the within and foregoing lnatrumant, and actnowlldVld lllkl
instrument to bl the free and vCJluntarv ect and deed of aald Granton, for the .,...
and purpclMI thalwln mentioned,
WITNESS my hind end offlc:1111 l8al herato '1llxed the day and year elxwa written.
Pogo 4 al 7 -
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Eaaement No.: 29-23-&-S1032R
IN ~ERE;OF, the Grentor(sl has 8X8CUled this agreement thlo JI 1'(day
of , 199!.f.
(e'Jldt Jit,-9. 1 « ~ ~
WALTER STIEGMAN.iv MALCOLMYHARRIS, Attorney In Fact
p&J(I .:H',~· 1 ' J, ~ Ai( ALCOLM S. i?ARRIS, Attorney In Fact
STATE OF WASHINGTON)
COUNTY OF KING )ss
On this //#, day of @aru, , 19...!f...., before me p..-.ono!ly
appel!9d WALTER STIEGMAN, By MALCOLM S. HARRIS, Attorney In Fact and
ILSE STIEGMAN, By MALCOLM S. HARRIS. Attorney In Fact, to me known to be
the Individuals described In end who executlld the within and foregoing lnltJUment,
and «:knowladged 11111d Instrument ta be Iha free end voluntsy act and -of
Aid Grentoni, for Iha uua and pu,_ theieJn me~.
Wl"INESS my hand and official 1eal hereto affixed the day and 'IN' llbave written.
1, ,4[.,~..,
NOTARY 1C In and! State of
Wahington, realdlng ai..$11122"-
My c:ommlulon oxplres: ~thl"."
I .,_ .... T ..$':J ... ~ ...... ..J
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Easement No.: 29-23-5-51032R
IN WITNESS WHEREOF, the Grantor(s) has exearted this agreement this /~day · of Ma. er-'> . 199~.
~Lt= J NEWTON
f? a-ix 1:-S~ I w RI ;rt.,,• )
STATE OF WASHINGTON)
COUNTY OF KING 111
On Ihle l Dtl,_ dey of M,,,o;t, , 19..'.!L_. befD1'8 me pe11on1Uy
ap_..i JACK NEWTON and ESTal.E J. NEWTON, to me knOWn to be the
lndlvlduala cleacribed In end who uecutecl the within and foregoing lnettument,
and acknowtedged 1181d Instrument to be the free and voluntary act S1d dNd of
181d Gnlnt018, for the UHi and purposae thenlln mentioned.
wrrness my hand and official 1811 hereto 1ffba1d the day and year above wnttan.
:!t~~~-of
W on, residing at ~ ~
My commlalon uplree:j,o I
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EASEMENT NO, 20•23-l•B1032R
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WIN8Pf.R 11 EASEMENT NO. H•28•!•810S2R
PA.CE 7 Of 7
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Filed for Record
st tho request of
SOOS CREEK WATER
AND SEWER DISTRICT
P.O. Box68039
14616 S.E. 192nd Street
Renton. Washington 98056
Easement No.: 29-23-5-W1033R
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Project: WINSPER 11-ONSITE WATER
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Tex Parcel lDI: 292306-9104, 9124, 9161 & 9167
Grantor(s): THOMAS C. O'CONNOR
JACK & ESTELLE J. NEWTON
Grsnteetsl: SOOS CflEEK WATER & SEWER DISTRICT
WATER EASEMENT AGREEMENT
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TIii$ AGREEMENT, mode this ...J.L_ day of MAL , 199.2.J'., KNOW
All MEN BY THESE PRESENTS that TIIOMAS C. O'CONNOR, and JACK &
ESTB.1.E J. NEWTON, owners of lend at apprOJCimetely 3401 Banaon Drive S. In
Renton, In the County of King, State of Waehlngton, legally deacrlbad as followl:
Toe Plat of Wlnsper I~ according to the Plet thereof. recorded In
Volume ...1E_ al Plata, __ Pages ..12.... through~ ,
lnclulhHI, records of !(Ing County, Wahington:
In conslderetlon of tho sum of One Dollar (11.00) and other valuable canaldaratlon,
receipt ol which Is hereby acknowledged, do hereby grant to SOOS CREEK WATER
AND SEWER DISTRICT, a Munlclpll CorporatiOn of the State of W81hlngton
therelnaftar "District"), and to Ila successors and assign&, an Easement over,
across. undaf, and through the following dencrtbed real property:
That portion of the above-ducrlbed parcel of lend further described
as follows:
PAOE 1 Of& -
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Easement No.: 29-23-6-W1033R
TOGETHER WITH the north 3.00 feet of the we&t 45.00 feet of Tract
"8" of said Plat;
TOGETHER Willi that portion of said Tract ·e· desctibed as fallows:
A 10.00-foot wida strip of land lying soothwesterly of and
adjacant to the following described line;
Beginning at the northeast corner of said Tract "B";
1l1ence south 88°57'45" wast 25.60 feet along the north line
thereof to the l'rue Point of Beginning;
Thence southeasterly to a point on the east line thereof lying
south 18"22'25" oast 28.00 feet from said northeast comer
and the terminus of said line description.
TOGETHER WITH the north 10.00 feet of the west 5.00 feet of Lot 18 of
said Plat;
TOGETHER WITH the south 5.00 feet of the west 5.00 feet of Lot 12 of
said Plat:
TOGETHER WITH the north 6.00 feet of the west 5.00 feet of lot 11 of
said Plat;
TOGETHER WITH the south 6.00 feet QI the east 5.00 feet of Lot 6 of said
Plat;
TOGETHER WfTH the south 5.00 feet of the west 5.00 feet of Lot 5 of said
Plat:
All as shown on page 6 of 6 herein.
Said easement is for the purpose of installing. constructing, operating, Inspecting,
maintaining, removing, repslring, replacing and using water line(sl and
appurtenances thereto, together with the non-e;Kcluslve right of ingress to and
egress from said ponlon of Gramor's property for the foregoing purposes.
This easement ia granted subjeCI to the fallowing terms, conditions end covenants:
1 . USE OF PROPERTY BY GRANTORS. The Grantor h.. title to said real
property and Is authorized to grant, convey and warrant this easement to the
Olstricl. The Grantor shall not erect buUdlngs or 1tructures of a permanent nature,
or any other Improvements, or tr-or large shrubbery which may In any way
interfere with the Distrlct.11 lnstallation or maintenance of the water llne(1) and
appurtenances. The Grantor may usa the surfaoe of the e01emeot for paving,
smsll 1cale landscaping, or other u-which do not Interfere with the Diatrict's usa
of the easement. Grentor lhall be responsible for any costs Incurred by the Oil1rict
in removing structures, trees, or large stwubbery which Interferes with the District's
use of the easement.
2. RESTORATION. Upon entry Into the e...,ment area by the District, the
Grantor's j>rope,ty will be restored to a condition as good ss or batter than the
premises were p,,or to the entry by the District. Where poealbla, photographs will
be taken prior to conatructlan on said propeny to 8"ure tha completenas of
restoration. Anal reatoretlon win Include, but not be llmlted to, IOd replacement in
existing lawns, hydrosaedlng In unimproved areas, replanting of •-Ing ahrubl and
bushel or replacement of the same, Where such wUI not Interfere with the
PAGE2 OF 6 -
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., ' " C.:i.\J:..ctl.:i,:;dli
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Easement No.: 29-23-5-W1033R
In removing atructures, trees, or large lhrubblry which lnterfenui with the Dlatrlct'a
... of the ..-nent.
Z. RESTORA 110N. Upon entry Into lhe _,,.nt area by the a.trlct. the
Grantor's propeny will be restored to I condl1ion as good as or bellllt then the
prem-were prior to the entry by the District. Where posalble, photogrephl will
be taken prior to conauuctlon on Aid property to auura tha completeneA of
restoration. Flnlll restoration wlK lnclucle, but not be llmlta<I to, 1od ~ In
exlstlng lewnl, hyd(oeeedlng In ll/1IJl!p<Dll9d .,..., replantlng of eJdatlng slvubl and
bual1es or replacement of the Pffll, whl<I such will not lntamn with the
Olltrlct'1 u• of the .-m. Lsgs treM thlt aJdat within the permanent
1as1fflll 1l a,ea may be removed during c:onatructlon unleu othorwlle noted In this
-document. Fencu, rocurlea. and conc:,eta, asphalt and/or g.-1
drtvewaya which do not inl<lrfere with lhe Diltrlct'• u• of tho -wll be
repend or replaced.
3. ATIORNEY'S FEES, In '*8 1Ult or 1C11an m commenced by either party, or
their IUCCNICIIS. hlirl or assigna, to onklrce any rights under thla ~ or
regarding .. ....,._ on the ,.,-. In addition to coa11 provided by
118M8, the l<lbitantlally pn,valllng psty lhlll bl entitled to an award of a1tornay'1
fess In IUCh IUffl. the Court -jull and--·
4. EASEMENT TO BIND SUCCESSORS. ll1la aasament u, pennanant and lhall
tennln.ie only ._, ag-..nt of the portloo hereto, their -and/or
IINlgna. 1l1lt -· during Ila eidllence, lhell be a euv11nent rumlng with the
land and 1hall bl binding on the •IC'AIIOII, helro and euigna of the Orantor -·
PMIIEI OF I -
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Easemem No.: 29-23-6-W1033R
IN WITNESS WHEREOF, tho Grantor(sl hm eJ<8cuted this agreement thia...11-day
of "'"' , 199.l_.
r~-,a e..ul!,. , /)
MASC. O'CONNOR
STATE OF WASHINGTONI
COUNTY OF KING lu
On this //H, clay of h14,,rf4 , 19..!i'.., befooi me pe,aonelly
appeared THOMAS C. O,CONNOR, to ma known to be the lndlvicluall cleeerlbed In
end who aX8CUted the within end foregoing Instrument, and acknowledged Aki
lnl!Nment to be the free ,-,cl volunta,y act and dead of said Grantont, for the u..
and purposa thlnln mentioned.
WITNESS my hand and offlclal ...i hereto affiMd tlla day and year above wrlttan.
of
PACIHOf f
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Easement No,: 2S-23-5-W1033R
IN WITNESS WHEREOF, the Grantorlsl haa ""8CUted this agreement this / 61
'"day
of d)\ <>-£0t) • 199.i_.
~/,,.£;
JAC"4EWTON -w..u, ,,~,,~)-
ESTBilJ. N N
ST A TE OF WASHINGTON}
COUNTY OF ICING I ..
On this I D'-111 day of 1 /\1c.a:.A . 19..i.L, before me perlOl\llly
oppearwd JACK NEWTON and ESTaLE J, NEWTON, to me known to bl the
lndlvtduels deactlbad In and who BMQJted the within and fONgGlng inllNment,
and IICkMwtedged sel4 lnatrumant to be 1he free and voluntary IOI and ~ of
Uld Grant<n, for 1he usw and purpoue therein mentioned.
WITNESS my hand and offlclll seal hereto affixed the dey and .,.... above written.
of
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EASEMENT NO. :a:a-2:s-1 .. w10SJR
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EA8iMENT NO. 2'•H·S·WIOHR
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WINSPER II
NW 1/4, SW 1/4, SECTION 29, TOWNSHIP 23 NORTH,
RANGE 5 EAST, WILl.AME'ITE MERIDIAN, CITY OF
RENTON, KING COUNTY, WASHINGTON
SBD:l' l OF 4
Uf.t-98-002-PP
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LIGAL DBSCBIP'J'JON
-AT TIit ~ CQllla OF '!IC £A$1 -nrr OF TtlE 90IJ1H H.\11' er ;}I( MCf!THWl:ST U.:.:11'11:11
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IIIOfCC -'48';,i"I: tM.46 FEET. lO 'II£ ~ C0111ER (IF &IIDc SUIIOMSION; THOocE N!l8'.a'34"[ 146.97
!'tU, Al.ONG lHE _... UPI[ OF !!Ml ~ 11J 'It£ !ICVffAff COIICII fK llU,Cf '9"" PU.T OF W!!l'fR
llfV. 3, AS KIXIIOlll " ~ 14 OF l'lJ(IS "' ,-.54-5'. ~ OF -Ol:UNTY, ~
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--APPRIMD 1Hl5 ~IIAY OI' A1Aas.H: -.,v~
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THt ~ W1«'IIJI tF SMI SR'JllJII; ~ ,or<l8'..-. IU-J'I FIET, l,llWG J.lilD EAST lK TO THE
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( l£GAl -fUII 111( IN'UnlD l'OltlllM; OF ~ 8ENJ l:EDICA1ED TO 1HE Clf'r Of RENTON
Al!fOIIIHEEllOF4) . ·
DBDlCATION/CD"J'IrlCA'DON
IClllllf ALL JIUFU: ff 1ltOt: -'IIUI.T.: 'lH[ UIIJElt$aQEJ 09IEll5 It FU: saFL.E a 1IIE L»ll HEREIIT PlATlED
ClY a' IEMTI>I IJTY COlltCL
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tEIOT t1W..N11: 1NS Fl.,\t, NIil N(fl[tl -~ NIil la.ID, IHJ PUllCAlt/t:tRTFY m 111E llSE OF" ltlE PUBLIC
rtlRE'IO. A1.L 51llttl5 NE A-.6 ~ -AIC 'lH[ L1!ii: 1HiJIIIEIII' R;II NJ. -.JC lflGI-IWAY l'\!IIF'O!£S; MS) '!HE
RIGtlt TO IIM( NJ. ~ s.DPIE!i fOII DJt5 NIil AJ.5 UPQII DIE um; Alm a.OCKS -OM 'MS Pl.AT IN 'lH[
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OI' lHE ~ ALL 1IIE £.UDIOIT5 -ON THIS ,U,T '1111 AI.L "8.JC f'IJMl'OStS AS NIICAlID THEll£1JN. NallllltG IIUt
HOT U!ITttD ,-, U1UllE3 -DltMIA«,. UltlDS SJQt &.SDGffl; //#IE. :sntlFICAl.l.Y lt1DflFm OM n6 Pl.AT "'5 l!JDltC :~Jr.::.r~"TOW..:-~ = ~~"'="..: ~~"\r~m,~ omc;.,.lt{
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ON MS~Y OF" PENMlfB , lttZ. BEFORE WE PERSa>IAU.Y N'l'£MIW
Tlt<MO.S C. o'CCUIOR roR ~ AtlD /IS$CICIAltS, U..C.
m Ill -m 8[ 1IIE OFFICCRS or 1IIE OORPOAA'!ION 'Pl.o.T E)(fci.mD TH( ~lHIII ,\ND fOREGOING INSTRVIIIENT.
NfJ ACKNOIIUOIEI SAID INS'IRUUEMT TO 8[ THI: flltE NE \IOLIIHTARY ACT NC,11al) OF" SAID COl!PllRATIOH, !'QR
lHE \!$ES -"-IIIPOSD 1l'IEIION MOOIOIIED. ANO OM OATH $l'Alt THAT HE Wft!i (f,1£/91[ .,,AS)f™EY wr.R(J
M/'IHOllll2m TO DUUlt SM> iNSlftUMEHT.
IN .. 1"[5:S -.-i:ir. SM> ~"'!ION HAS C""5EII TIIS 1"5fflJMENT TO BE EQ:CUTED DY IT'S" f'ROl',:R Of'flC[RS
THIS....JlDi.._0.0.Y Of l!Vtffl' • 1,U.
NOTARY PUii.JC IN 1K.1 fOI! ll<E SMl{ ('If
""519'1GTON, RE5IDINC AT CDGE'IIOOI>
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ON lHIS--1!!!!...._D.o.r Of MIDIKB , 1m 9UVft'. ME PERSDNAUY APl'(AA(O
UllQll 0. SlOIO, SR. W::C PltDllOEHT or w.+.$1111CUIN fU>ER~ S1,\$HQS 9-
TO ME ~ TO II[ ff OFFICERS OF" 'lltE COla'ORAMN 11t,.T Elll!CIJTED It£ IWMN' NIQ lllREGOING INSTRUMENT,
ANO ACl<IMl'IIUl)Q! MIO~ TO I![ 1IIE flU'. -YOWNTARY ~· -UEID <J'" SM! CORPOIV,m)N, roo
11ft 11$1;$ NE PUIPOSES 1MEIIDI lolDITIQolED, AND Ot,I o,i,:111 STAlt 'Pl.o.T ff WAS (Ht/SH( WAS)/THEY ll{:1'£}
AlllHC;IIIZO) TU El(EOJ'III; SAID IN5TRIMENT.
IN 1'<11Hi:SS lll'IER£0F", SAID CUlf'ORAfl(W IIAS CAVSEl) 1HS ltSlll\MJ,ll TO BE EXt:CU1tO 8Y IT'S" PROPER OfftCDIS
1Ml5..JE!L.._OAY OI' DJCQIIIER • 111117-
IN •TNESS IIIHEREOf. I IIA\IE tE'IEMTO SET NY HNCI /<ffJ fDIED IIIY lffJCIAI. SEAi. lHE
0.0.Y A11C1 'TUIR ffflll "80\IE WI!~
~OlARY F".9IJC 1H. /<ffJ fllll lHE 5fA1£ OI
WASIMGlOII. RESIOINC M EOOallOOII
STIil£ OI Wt.$HHG:'ION )
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OOUN1Y IF lit ,"'(ii )
MS IS TU a:RlFI' JltAl ON TIIS -1!.!!:L..OAY Of" DEffYl'EB 1W, , 8UOR( ME l'>I!:
-A NOTARY PUii.ii:. POISIIHAI.LY N'P(.OA[O UITFB $JlllWN BX M!iffiH S HARRI§
ATm!N[Y IN ~ACT Nll:J lSI' Sll£CMM pv U&lmH 5. HNIIIIS:, &TlORl£Y pt FACT -T<.l tJE Tl<[
l'OISllOI MIO Elll:CUIED 1HE roRl;OCNI, ~TIDH, NII ~ Tl\ NE 111,0.T n1EY SIGHED
Ml: ,-AS THOR '111D: N«l YOUINTAln' ACT ANO IIEED FOIII 'IHE PU!POSE5 nE!EII YDITIONEll.
IIITMCSS NY 1UHO AMII omcu.1. stH. fH£ OAY NII\ 'CM FIRST ~ ,al'IBI.
STATE IF WA5HIND'Rlll )
ecutrr Of" PiUU") ss.
HOTARY P'taJC II Altll FUI ntE STA'lt OF"
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TIIS 15 lO ctR1lrY 'Pl.o.T OM lNS llnM 11,1,,y OI' P(Jl9)! 1997 • !1£FORE 11E THE
-,. NOTMY P'l,IIIJC, F'tll$(NAI.LY Af'P(Allfll w••m J WI£!
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TIIS 1$ l() CEJl'IIN 1\U,l OIi MS 111111 DIIY Of ..,__.., 1"7 , 8EFOl'IE ME lHE
Ul«ll9Gt1Ctl A IIOTMY PUIIUC. Pf3!$0IUJ.l.T N'PEAIIEII d:!,Q( R NEWTil! Nf) f$IDif J lffWJOO
CITY OF RENTON FINANCE DIRECTOR'S CER'DPICATI
I '1ERUIY a:Rllfl IH,O.l lH£flE ME ~ PEtJNQJEl(J SPEC1Al. AS5E$SKHT5 MIi
lHAT 1'IJ. $PCel.ll --n COITl'IED lO lHE (UT ~ flll'I
t'Oll,(C1IOII Oli NIT PROP(RTT H£RbN CONTMC DClc,,:rm fOfl: 9111ttT1
..UOS OR 01ll(ll PIJQJC USES Nl£ P/IID tt flJU..
IHIS.lK.OAT Of-&(, ,1P~ J,cY-r,~u
KING COUNTY APPROVAI.S
sv,.nu; I KINC C(UlJY IICA'IH IID'ARJIIOIT
EXAlffiEII Nm APPIKM;U TIIS ~OAY IF ~111 ~ -a~.,01,.
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TMIS,a!DAY OF" {h ~i.C.,4 . ••..!!_
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AIICI '«ll.lMTARY &CT All) Dao rat lHE PIR'05D llOEl'I IIEHllOIIUI.
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HOT MY PVBUC IN ,f,NO rOR lHE 5T,.'lt 01 "1 _..,\ [>opho llo,-1. •-
scon L THOMAS, PJU:ff:S!l~M. I.Nf[I SUll:'l'ElUII corn,1e11tt. NO. 1a1:,o
THOllAB UNI> SUJlVfflNG ""'1
11SOSI 4ffR STRD'J' UBI' ..;i
IDGffOOD, WA H3'72
WASHINCrnlN. lltSIDIIO AT EDGEl'l'XIO PHONE: 263-888-2321
WINSPER II
NW 1/4, SW 1/4, SECTION 29, TOllNSHIP 23 NORTH,
RANGE 5 EAST, 111U.AMETTE MERIDIAN, CITY OF
RENTON, KING COUNTY, WASHINGTON
SIID1' a or •
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~ c;DtDl'IDIS ,,,-, ~ AEC01t001 UQ:11 -OtlUNTT RECOROIKI -------
LEGAL DBSCRIPTIONS:
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liDGDOOD, Y.l 98378
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WINSPER II
NW 1/4, SW 1/4, SECTION 29, TOWNSHIP 23 NORTH,
RANGE 5 EAST, WILLAME'ITE MERIDIAN, CITY OF
RENTON, KING COUNTY, WASHINGTON
,,ainn: 2UUa'{I'}
l!IUll"(P)
SBBIT 4 OF 4
u,a.:98-002-FP
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TD.PCftMY aA. 11£ SAi; EASEMENT
TO BE MJlOUAllt:AU.'I' VACA18l MUI
Ill"'" AY[ 5. IS Dr1U«ED --V if
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TBOIUS tilND SUBTEYJNG
11SOCI 48TH STRBIT UST
:mGDOOD, WA. "372
PBOMI 263-803-2321
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&turn Address:
City Clerk's Office
Cily ofllenlon
200 Mill Avenue South
Renton WA 980SS-2189
PlcaJC print ort)'pe infonnalion
Documtnt THle:(1):
·'
D~claration of Protective Covenant•, ~9trictions, Limitations. Conditions
and Avre--e-.. ~ w' .. " Reanect to the Plat'. of Winsner II
~rennce Number(t) vi l>ocummtl w:lpcd gr Rltatcd:
Ion poge __ .r doamienl(s)J
Granlor(s) (Last :name lim. then fim name and initiab):
I. Hu.ltqubt Homes, Inc.
2.
3.
4. a Additional names on pagc_of docwnuil
Grant~) (Lui name fim. then first namc:and irtilials):
l. C 1 ty of Renton
2.
3. ~-a Additional names on paJe;_or documr:nl
Ltgal Descrip1ion (abbtevialed: i.e. IOI, block. plat or KCtion, towruhip, mnge):
That portion of Section 29, iovnship 23 N. Range 5 E, W.M.
-
r/ AddJlional legal ii OD pqc_l_of do<:umeat
Assessor'• JI niptrtr Tu Parut/Acctant Kllmber.
292305-9124; 292305-9104
D Addirioaal lepl Is OD .. a,\_of_l
The Aodltor~ ..tu NlJ ee 1llo WOffllllicl1l ..-,.ion the form. The -ril Ml NOd tllo
documc:at to ,retif'v 1he. .,_, ___ or --~tdtoel:I of the lnde,dnv information nrovlded bffl:ln.
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DECLARATION or PROTECTIVE COVENANTS.
RESTRICTIONS, LIMJl'ATIONS, CONDmONS AND
AGREEMENTS WITH
RESPECT TO THE PLAT OF
WINSl'ERil
IT IS HEREBY MADE KNOWN lhat HULTQUIST HOMES, INC., a Wuhina,on Coq,omion
(hminaftcr n:rcm:d IO .. the "Builder") does by the,e pn:scnts and"' orthe dab: se1 forth below
mm, eJlablish, confinn and imJ)l<JS upon the rolloWDl8-described properly which comprises the
Plat of WINSPER U reconlcd under Rec<,nling No. ffo , re ce .2,,y , records or King
County, Washington (which property is hminafter mened to "' WINSPER II), the following
...ariclivc covcnanlS IO run wilh the laod and do baeby bind the Builder and all its graotces,
mignecs and s~ to said covenants for Ille term hereinafter stated. The real property
which is, and shall be, held, tnnsferrod, sold, conveyed and occupied subject IO this Dechntion
is IOOl!Cd in King County, WuhinglOn, and is legally dc.<ribed as:
02/1°"91 ,..,.1
LOT 1
lliAT PORTION Of SECTION 29, TOWNSHIP 23 NORTH, RANGE S EAST, W.M., IN
KlNO COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS:
THE EASTERLY 660 FEET OF THE SOUTII HALF OF TI!E SOUTH HALF OF THE
NORTHWEST QUARTER OF THE SOUTHWEST QUARTER LYING WESTERLY OF
51\515; EXCEPT THE SOUTH llOFEETOF THE EAST I~ FEET THEREOF; ALSO
EXCEPTTHENORTH 13SFEETOFTHEEAST660FEETTHEREOF;
(ALSO KNOWN AS LOT I KING COUNTY SHORT PLAT No. 27SD22R, RECORDED
UNDER RF.cORDING No. aoom omi
SITUATE IN THE COUNTY OF klNG, ST A TE OF
WASHINGTON.
LOT2
THE EAST 317 FEET OF THE soum 123 FEET OF lllE NORTH HALF OF THE SOIITII
HALF OF THE EAST fi60 FEET OF THE NORTI!WEST QUARTER OF THI! SOUTHWEST
QUARTER AND THE EAST J17 FEET OF THE NORlll 32 FEET OF THE SOUTH HALF OF
THE SOUTH HALF OF THE EAST 660 FEET OF THE NOR IBWEST QUARTER OF THE
SOUTHWEST QUARTER OF SECTION 29, lUWIISHIP 23 NO ft TH, RANGES EAST, W .M"
IN KING COUNTY, WASHINOTON;
WOCllPTTIIATl'OllTION LYING EASTERLY OJ' 'OlE WElill!IU,Y~ Qf U. SIS
RIGHTOFWAY: ....
SITUATE IN THE CITY OF RENTON, OOUNTY OF KING, AND STATE OF
WASHINOTON.
LOT3
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THE EAST 660 FEET OF THE SOUTH HALF OF THE NORTHWEST QUARTER OF THE
SOUTHWEST QUARTER OF SECTION 29, TOWNSHIP 23 NORTH. RANGE S EAST. W.M.,
IN THE COUNTY OF KING;
EXCEPT THE SOUTH 195 FEET THEREOF; ALSO EXCEPT THE EAST 317 FEET OF THE
SOUTH 12) FEET OF THE NORTH HALF or lllE SOUTH HALF OF THE EAST 660 FEET
OF SAID NORTHWEST QUARTER; ALSO EXCEP7 THE EASTI 17 FEET OF THE NORTH
32 FEET OF THE SOUTH HALF OF THE SOUTH HALF OF THE EAST 660 FEET OF SAID
NORTHWEST QUARTER; ALSO EXCEPT ANY PORTION LYING EASTERLY OF THE
WESTERLYMAROINOFS.R.Sll RIGHT OF WAY:
SITUATE IN THE CITY OF RENTON, COUNTY OF KING, Al<lJ STATE OF
WASHINGTON.
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LOT 4, KING COUNTY SHORT PLAT No. 577051, RECORDEO UNDER KING COUNTY
RECORDING No, 79020807)6, BEING A PORTION OF THE NORTHWEST QUARTER OF
THE SOUTHWEST QUARTER OF SECTION 29, TOWNSHIP 23 NORTH, RANGE l EAST,
W.M.
SITUATE IN TIIE COUNTY OF KING, STATE OF
WASHINGTON. ~
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t. GENERAL
PROVISIONS
02/10/911
Paae:?
A. These restrictive covenants shall run whh the: lllnd and shall be binding upon the
Builder, its grantees, assignees and successor&, and all pcGOns owning Lots in WJNSPER
11 or claiming under th~m 11ntil January I, 2010, at which time said restrictive covenants
shall be a11tomatically eX1ended ror ,~ive periods of Io years unleu the owners of a
majority of the Lots, by an instrument or instruments in writing, duly signed and
acknowled&ed by them, tcnninatc or amend said restrictive covenants insofar as they
pertain to Rsidential lots. Tennination of restrictive covenants wiU not end the Home
Owners Association '1 re,ponsibility toward maintenance of Common Properties. Said
ttnnination or amendments shall become efTectin upon the filing of such instrument or
.....-of,-d In die Off'ICI oflhe Raoor,lerofKiaa <Mny, Weeh ...... Sud!
imlrumcnl or i191N II shall CGA&ain Pft11* relefwa to lbe reconlt of Mid office by VOUH
and pagenwnberofbodl lho m:onlin&oflho WINSPER II plat and lhe rec«dln&ofdlis lnslnlmen!
in which these remictJva covenants an, sec forth. and lo the recording of all amendments hereof.
B. Jflhe Builder. the OwnaJ of Lots iP WlNSPER II or any ofthern or theirhein or assigns.
shall "Yiolllr or aa.mp1 to violllt IRf oflM ~ ham. it shall ba lawful fer .. , penon o,
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pmons owning any real property sinaated In WINSPER II to bring suil against the peBOD or
persons violating or anempting to vialllte any such covenm,1 either to p~vent said pcrson or persons
from so doing or to mxwer damages or other payments for such violation, or obtain 111y other relief
or rancdy avm1ablc ll taw.
2.
DEEINITJQNS
02/10,'JI .... )
A. "The Auoclalion" shall mean WINSPER II HOMEOWNoRS' ASSOCIATION.a
Wuh.ing10n nonprofd corponition to be established puNuant to the provi,ions of Pangr,ph 17
hereof, its sucuuon and usigm .
e. "Builder" lhall -HULTQUIST HOMES, INC., a Washington Corporalion Md
any assigns of its inlacsCs in WINSPER JI.
C. "Properties" shall mcan lhal ccruin real proper,y compri,ing WINSPER II and leplly
dc:Kribed in the preamble hereof and additions thereto as arc subject 10 lhis Da:.lararion or any
supplemental dee.Int.ion.
D. "Conunon Properti,s" shall mean Ill real propeny owned by the Auoclatlon ro, lhe
c:ommon Ult: and enjoyment of members of lM As,oi;iation and 5N.11 not include any strfels or
o1her.,... dcdi<aled 10 publl< -· The Commoo Pn>pcnlcs for WINSPoR II .,. p,rtitubrrty
de,cribed .. follows:
To< lo!.,.. and detention vault; Lot 24 Basketb<II.,.. (Nole: Loi 24 will be rctainod by
O'CoMor &. Ats0e..,LLC until such time as ii becomC:9 available for buitdlng and the
temporary tum-t.round is no longer needed. Until ,ldi time, a basketball hoop will be
lns1alled 10 be mainwned by lhe WINSPER II HOMEOWNERS" ASSOCIATION,);
SOUlh ,Ide of Sotnh 35th s .... -Cedar S_, u, Lot 45 We,t prupll1y lino: f!nlry
Monument .,_ {if ll'ly ).
E. "Lo1· shall IDIBII IID)' ploc of land shown upon any recorded plat or subdivilivu m,p of the
Properties with lhe exoeplloll of lhe Common Propcrlles and """"oi· Dlher ..... dodk:alCd U,
public use.
F. "Member" shall manc:vwy person or entity who hold Dlffllbenhip in the Association u
provided In Pangraph 17 hereof.
0. "Owner" ahall mean the l<COl1I owner, whether one or mo'" ponron., or
entiti .. and ,pecifically Including the Builder, of a fee simple tide lo any Lot
0, Lou wlriol, .. poitoftbo ~ iacllldift&-oellen, ....
.. e1uc1.,._ho•N111 .....,.._.__.y uJC<Urity for the perfum,nce
of any obligalion.
H. "The deVelopmenl period' llhall lllNll lhat period of time from !he dm
of....,rdlng of the Declamion until Jamwy l, 2001.
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3. PI/J!,PINQ
RESTRJCTIQN§
02/10/91 .....
A. All lots shall be known and described e "residential lots". A "building
site" shall tomist of one residential lot.
8. No buildins or struclWe shall be erected. constructed, or maintained or
permiued upon such raidential lolS, CJ1CCpt on a building site as herein above
def med. No building or '1n1Ctun: shall be erect<d. co1151rucled, maintained or
penniued upon a building site except a sinpe detached dwelling house to be
ocr.upied by no more than one family and aaendants or domestic servants of that
J'amily.
C. The total finished an:aoflhe main '1n1Cture or building of the single detached
dwelling house, exclusive of one story open pon:hes, decks, patios and prages, shall not be
less than 1,000 square feet for a one story dwelling or less than l,SOO ,quarc feet for a
dwelling of more lhan one story.
D. No utility lines, pipes or wires for-the transmiMlion of power. plumbing,
television. telephone, or any other utility lhall be constructed, placed or permitted
to be placed upon any roidcnti&I Lat outside the buildings thereon unless the
same shall be underground or 1n conduit auached 10 a building. No television or
radio aerial or antenna lhall be m><tcd or placed on any ..,idential lot which ii
mo,. lhlll 6 feet in height above the highesl point (exclusive of chimney,) on lhe
building or structure upon which it is cm:.1Cd. No satcllit.c dish antenna
whatsoever lhall be comtructcd on any ,esidcntiaJ lot unless such dish antenna
lw a diameter of 4 feet or Jess and Is lm1alled in the back yard ofa re.,idential lot
and screened from view on ldjKc:nt Jots.
E. All oidewalb, driveway, and pamng...., construc!cd on die Lots altall be
constructed of expo,ed aggn:gate oonc..ie .. ccpt where local building authority requires
diJT ... ntly.
F. Al1 fcnca must be eonstrUCted of wood or other natun.l nmeriala in a
uniform fence atyle dctennined by the Builder. Any fonca, bcdga or othor
boundary wall, mUJI be IIJIPIOYed by the Building Committee prioc to their
c.onsuuction.
0. The wa;.,, <Olor ...,._ ohJJ-plKcd 1><1!.ola.11111Abo .
approved by the Building Committee prior to their """"1'u<lion.
H. All roof coverinp.,. to be «n1illn.<IINI of <edar ohake or tile, or :ZS ,_
an:hltcctunl composite.
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I. Each building lot shall have a minimum of2 ornamental trees at least 6' tall
planted al time of home conmvc.tion. At least one ofth6e trees to be planted
in the street rront of eac:h lol.
L OCATION OF STRUCTURES
A. No structure shall be located on any residential lot nearer to any lot line
than the minimum building setback lines 1hown on the ruordcd pJal or
as otherwise requ.ircd by applicable law. In any event. no structure shall
be: located on any lul nearer than IS feet to the front lol line, or nearer
than S feet to any side or 20' to mir lot line.
8. For the: purposes of this covenant, eaves, steps, decks, patios, and open
pon:hos shall not be oonside!Od as a part of a ,trucrure; provided,
however, that thi5 :shall not be consttued to permit any portion of a
Slr1lclU1e on a Lot to encrooch upon anod1er Lot.
s. APPROVAL Of PLANS BY Blll!,DING COMMITTEE
A. All buildings or other improvcmcnb, including garages, sheds, de4.:ks, open
pon:hes, patios, fenees and swimming pools, shall be approved by the lluilding
Commitue, established pursuant to ParaBJ'BPh 6 herein. Ulmplctc plans and
specifications of all proposed building, structures, and exterior alterations,
inc.luding exlerior color, to1,ether with detailed plans !hawing the proposed
Jocation of the sunc: on the particular building aitc, :1h1II be submitted to the
Building Committee before consrruction or alteration is started. and such
construction or alteration shall not be started until written approvaJ thereof is
gi\'en by the Building Commiltee.
B. All plaM and ,peoifioalions for approval by the lluilding Committee must
be submin.d, in duplicate, 11 least 30 days prior to the proposed
eon.mucdon Slarting date.
C. In addhion, each submitted plan must have a plot plan anached
showing the following information
( I J Loe Dimensions;
(2) House pll<CIIICnl on Lot;
()) Elcvatloll .,..._ ond main l1eon with-to,..... .. an;
(4) Elcmleft of hi ..... ridp lme: 11111
(5) Exterior color ad,eme.
(6) Landacape Plan
01110/91
Pa,c:$
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As to all construction or alterations in WlNSPER IT, the Building Committee shall
have the right to deny approval when such conslnlction or alten1ions arc not
suitable: or dcsi111ble, in the Building.Committee's opinion, for 1my ruson, aesthetic
or otherwise. In so passing upon any such application, the Building Committee
shall have the right lo lake into consideration lhc suitability to the building she of
the proposed building or other stn.lcl\lR; the material of which ii is lO be built; the
exterior color scheme; the hannony thereof with the surrounding; how lhe building
or other structun= or alterations as planned will look from the adjacent or
neighboring Lots; lhe affect or impainnent that said structure or building will have
on the view of the SlllTOunding 1.-0ts; and any and I lJ other faclOrs which, in the
Building Committee's opinion, :s:bsll affect the desirability or suitabilily of such
proposed ,;ons&ruction or alteratiomi.
D. The Building Committee shall have the diS<:rction, as to any Lot, to waive strict
compliance with the ratrictions set fonh in Paragraphs 3 and 4 herein ir the
BuildingCommittff dc:lermines that the spirit and intention of the Paragraph 3 111d 4
rulrictioM are mti.sfied and if waiver of strict compliance therewith is not detrimental to
any other Lot Owner.
6. BUILDING
COMMITTEE
The Building Committee shall initially be composed of two pcrsoru 1elecl.cd by Builder and/or any
additional person or persons appointed from time to time by Builder, its succcuon or assigns. In
the event of lhe death, disability, or resignation, or inactivity in tommittec work of any initia)
commiac:e member, the Associ11ion shall be authorized to appoint sucussor members of the
Building Committee. Afu:r January I, 1999, the Building. Committee shaJI be eomposcd of not less
than 3 and not more than S individuals. Building Committee to be selccled by the: Association or by
the Ownen of the majority of Lots in WINS PER II. All lots shal I be completed as to ap..,.....,.,
including finished exterior painting, front lawn, or comparable larabcaping, withi1n 6 months after
the date of commencement of construction; provJded, however, that the seeding and regular
mowing of side yards and bai;:k yards .shall be completed within 8 months after thic dale of
commencement of construction.
7. EASEMENTS
Easements for in1t111ation and maintenance of utilities and drainage facilities are reserved u shown
on lhe rec:orded plat of WJNSPER II. Within these ...._ no --, plMliaa or -
malcrial lhall be pl,a<,d or pcm)ia.d lo ICDlain wbi<b may damasc o, inlOfforw wilh lhe inlloHolion
and maintenance of utilities or which may change the dire.ct ion of now of drainage channels in ~
casemeni.s. or which may obstruct or reaard the flow of water through drainage channels in the
ca,c:ments. Thal portion of any Lot whioh cornaim sud, casemenl and 111 impmvemOflts thereof
.slulli be maintained continuously by the Owner of the Lot except for lho.c improvements for which
a publlc authority or utility company is responsible. Al1y and all drainage colleolod or ,uftl,icndy
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concentrated to create aosion pmblems on any Lot in the opinion of lhc Building Conunittcc shall
be piped at the Lot Owner's a:x.pense to the nearest underground public storm sewer line or stree1
gutter. Plans and ,pecif1CJtions ror such undcqp-ound piping must be approved by die Building
Committee II tho time lhc building plans uc appmvod for corutruction, as pro>ldcd in Paragnph S
herein.
I. NOXIOUS USE OF PROPERJX
A. No noxious, illegal or offensive activity shall be carried on upon any Lot not shall
anythi111 be done thereon which may be, or bcoomc • .an annoyance or nuisance to the
Owners of any Loll, in WINS PER II. No Lot Owners shall, at any time, conduct, or
pennit., be conduetcd on any retidenliol lot. any trade or buli..., which i1 illegal,
offensive or a public. nuiuncc. No firearms, whedicr for hunting or target practice,
shill be disdiargcd in WINSPER 11.
B. No b'Uh, prbage. llhe& or other n:f'we, junk vehicles, underbrush, or other
unsightly growths or objects, ahall be duown, dumped or allowed IO occumul~ on any
Lot. In the event any such oondition shall exist upon any Lot, any person or penons
owning any real property 1ituated in WINSPER ll may use any legal pawess, including
those Kl fonh in Pangraph I herein, to alleviate ,uch oondition,.
C. No rcercational vehicle, tr.ailer, bacment, tent shack, garage, barn or other
oud,uildlng or lemporary "'""""ro or vehicle of any kind crocled or altuatcd In WINSPBR
n shall, at any time, be wed u a residence. OWnm of WINSPER I! Jots shall not park any
vehicles on du: sbeels. No trailer or n,croational vehicle, shall be vi,lble liom the streell.
Vehicles owned by vl1ilors 111d guest.I of WINSPER II Lot Owncn llhlll nut be po,l<cd on
the struts for mm< than a 24-hour period. No vehicle shall be diomaotled or repaired
outside or .. y building or approved fence or penniued ac=aory buildiog on any lot, 11<00
any stnet adjacent to a lot.
9.
ANIMALS
No animals, liv-k or poultry of any kind ahall be Pi,cd, brod or kepi on any Lot, except that
dop, cats or olher houlehold poll may be lcepc; provided, 11111 they aro not bpi, bred or
m&in1ained for 00111111CrCial JlUlPONI, and furdlor provided 11111 they do not become • publu:
nuillflCC.
10. MAll. BOXES
No private mall boX<& will be installed. U.S.P.S provided community boxa will be butalled
tlwvupout the plat.
I I. QARl!AOf! CANll AND Bf!PU!B l2JSPOS1\L
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Trash. garbage and other waste shall nol be kept except in sanitary containers. All incinaatorS or
other similar equipment shall be kept. in a clean and sanilal'Y con.dition. All conlaincn for tram,.
garbage or other waste must be screened ,o u not to be visible from any met or adjac.enl lots or
residences.
12.~
No sign of any kind shall be di9playcd to the public view on any Lot c;11:1;ept one prores:sional sia.n
of nol mon, lhan 3 ,quar,, feet and eKUpt for ,igm de,ignating the enlnm« to WINSPER II and
tho$(: temporary signs used by the Builder, builders and sales agents during lhe construction or
sale of any residence on any Lot.
13. CLOTHES LINES
No exterior clothes lines may be i;onstructed or uxd that can be seen from any street, Lot or
raidenc:c in W!NSPER II.
14. ELECTRIC UTILITY INSTALLATION
All pemwx:ntelc<tric utility syllcmuhall be inslallcd exclusively unders,ound.
1 l. ANNEXATION OF ADDJilONAL PROPERTIES
A.Annexation of additional properties into WJNSPER II siu,J J require the....,,,. of SI
pcr<ent of !he members of the Associalion al a meeling duly called for thil purpose,
written notice of which shall be sena to all members 001 less than 30 days nor mote chan 60
days in advance of the meeting aetting forth lhe purpo,e of the meeting.
B.Notwithstanding lhe provisions of Pangnph IS.A above, if, within, IS yun of the date
of n,cording of dtis Declanlion, Builder should develop additional lands sdjaccnl IO
WINSPER II, ,uoh landa may be ln!ICl«d to WINSPER U by Builder without lhe conaent
of the members of the Assoeiation.
16. INCORPORATION Of THE
ASSOCIATION
The Atoociltion shall be .....,..-al ,... dme u Builder ,hall, ill ;,. mlc .tiur cw,
determine; provi<W lhal1hl A....illDOllftH, it,anyevent, l>o •-p<H-110iar•1n1-
on which 2/3 of lhe hou,.. to be c:onstnlClcd on the Loll are occupied. The Auociation shall be
incorpo,md as a nonprofit corpon,tion under the laws of the Slate of Watllington by Builder, its
1genl 01 l'y lhe Ownen.
17. MEMBERSHIP JN UiE A$SOOATI0N
02/10/91 ......
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Every Ov.ncr shall be a member or the As,ociation; provided however, thal if any Loi is held
jointly by 2 or more persons. the several Owners of .such interest ,hall desipate one of their
number as the "membern. Membership shall be appurtenant to and may not be separated from
ownuship of a.ny Lot which is subject to assessment by the Builder or the Association.
18. VOT(NO
I\IQJill
A. Classes of Voting Mcmbct1hiP, The Association shall have two classa of voting
member,hip: (a) Class A membcn shall be all Owners excopt the Buildor. Class A
members shall be cnLillcd ll> one v°"' for aoh Lot owned; (b) The Cius B mcmbcn ohall
be the Builder, which 1hall be entitled to three (3) votes for each Lot owned. The Class B
memben:hip shall cease and be convened to Cla.s.s A membership on the hawmin1 of the
fi.m of the following events: (1) when the total \lotes outstanding in the Class A
mcmber>hip equal the ll>tal votes ouutanding in the Class B membcnhip, or (b) the datA:
when the development period ends. In determining whether any given proposition shall
have been approved by the membership, the total number of Class A and Class B votes
shall be combined and the appropriate percentage applied against that combined number.
B. Numbero[\lotes Except as provided above, the total voting power of all Owners
shall equal the number of Lots at any given time and the total number of votes
available lo Owners of any one Loi shall be one (I) votA:.
19. PROPERTY RJG!ITS IN WE COMMON PROPERTIES
112/IOl'Jt
P'°"'9
A. Membea' Easement o[ Eniomumt E\'ery member of the Association shall hive a
right and cucmc:nt of enjoyment in and to the Common Propcrtica and such
casement shall be appurtenant IO and shall pus with the title lo every Lot, subj«!
to the following provisions:
(I) The right of the As.soc.iation to limit lhc number of guests of Membcn;
(2) The right of the Auoc:iation to eharge reuonablc admiuion uad other fca for
the use of any recre1Uonal facility situated upon the: Common Properties;
()) The ri3h1 of the Asaol:iation, in o=irdance with its Articles and By-lows. ll>
bonow IDOflO)' for Ibo pwi-of impcovin& lhc em.-P._u. 18d
facililiu and in oid ~ to monaqc Ni<I C-l'lllpalioa, but lbe
righls of ouch mortgagee in uld Common Properties shall be subordinole IO
the ri3hts of the Memben ..... under.
(4) The risht of the Auociation IO tab wch """' u on, 1U10111bly necea,ary"'
protect any such mortgapd property aplnsl ft>reclos=, lntludln1, but not
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limiled to, the righl lO eharge admission and other fees as 10 condition co
continued enjoyment by the Membmi and, if necuwy, to open the
enjoyment of such Common Propcr1ies ta I.he public;
(5) The right of the Asaociation to suspend the voting rights and right to use the
Common Properties and the recreational fac.ilities by 1111y Member for any
period during which any asseument against his Lot remains unpaid and for a
period not to exceed JO days ror any infraclion of lhc Assoc:ialion's published
rules and regulations. During the development period, the Assotiation shall be
required lO exercise ilS right to suspend the voting rights of and lhc right to the
use of the Common Properlies and the recreations I facililies by a Member for
nonpayment of an aneament. upon the req~ of the Builder.
(6) The right of the Assotiation to dcdic.alc or transfer all or any part of the
Common Propcnics to any £0Vtmmental unit or public agcncyt authority or
utility for such purposes and subject lo such conditions as may be agreed to by
the members. No Ach dcdic.lion or transfer shall be effective unless an
instrumenl signed by 2/3 of the members entitled to vote has been recorded.
•P"ing to such dedication or trvlSfer, and unless wrinen noliee of lhc
proposed action is sent to every member not lcs.s than 30 dayt nor more than
60 days in advance.
(7) During the development period, tho exercise of all of tho rights and powers set
fcl1h in Paragnphs 19.A(I) through (6) shall require tho prior approval of the
Builder.
B. Dc1e11alion of Use. Any member may delegalc:, in a.ccordanee with the Bylaws of
the Association, his rights of enjoyment of the Common Properties and facilities to tM
members of his funily, his tenants or conll'act purchasers who re1ide on dac Lot, and,
subject to regulation by the Association to his temporuy guests.
C. Title to the Common Propcrtig. Builder hereby con nan ts that it will eonvey fee
simple. title to the common Properties to lhe Association, free and clear of all encumbrances
and liens upon rcconiation of this Declll'l.tion ud incorporatitm of the Aslociation.
20 COVENANT FOR MAJNIENANCE ASSESSMENT
OU\0191
P11ClO
A. Crptiog of the I im NNI Psoootl Oblieelioo of Aveumw, The Buikllr. for acb
Lot owned wilhio u,, Properlics. homby <OHOIDU, and -OWOll of Ml' Lolor Lola by
acceptance of a deed therefor, whelheror not it shall be so ex.pressed in any such deed or
olher conveyance, is deemed to covenant and ~ 10 pay to the Builder until the
AS10<i1tion i, incorporwlcd, and theralur to the As,ociation, u provided herein: ( I)
Annual asscs.smcnts o, charges; and (2) Special ..,..,ments for capital improvements,
such assessments to be fixed, established, and collected from time to tlme as pn1'ided
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herein.. The annual and special 15SCSSmcnts, together with such interest lhereon and ,costs of
collection thereof (including '"50nable anomeys' fees) as provided herein, shall be a
charge on the land and shall be: a continuing lien upon tht Lat against which each such
assessmen1 is made. The Builder shall nol pay such annual and special assessments and
such assessments shall noC be a lien upon any Loi owned by Builder. Each such
assessment, together with such interest and cosrs of colleclion lhcreof (Including
reasonable aoomcys' fees) shall also be lhc personal obligation of the Owner of such Lout
the lime when the ........,..1 first becomes due and payable. The pcnonal obligation shall
not pass to said Owners' successors in title unless rxpre~ly assumed by them; provided.
however, Chat in the case of a sale of any Lot which is charged with 1he payment of an
assessment or assessments payable in installments, the person or entity who is the Owner
immcdia1cly prior lo the dale of any sud, •le shall be personally liable only for the
amount of the installments due prior to said dale. The new Owner shall be personally liable
for installments which become due: on and after the date of the sale
B. Purchase of:':z:s,meQts. The assessmenls levied by the Builder or the
Association as provided herein shall be used exclusively for the purpose of promoting the
m:ralion. health, safety, and w~ifare of the residents of the Properties inchxling, without
limitation, the constructio~ establishment, improvement, repair, maintenance and
preparation of and compliance with a Wetland Enhancement Plan for the Common
Prepertics and services and facJlities related to the use and enjoyment of the Common
Properties, and the payment of taxes and insurance on the common Properties.
C. Amoun1 of the Annual AsscssmenlS The amount of the annual asse.,sments shall
07/IOl98 .....
be as follows:
(I) During such time as title lo lhc Common Properties is held by die Builder,
and subject to tho provisions of this Paragraph 20, each Owner shall pay lo
the Builder as an utnual assessment the amount ofS1S0.00 per year pet Lot
(subject 10 increase pursuant to UR: provisions of this Paragn.ph 20.C and
Panllffll)h 20.D) which shall be wed for !he pu1J>OK5 provided in Panignph
20.B and for no others. TM exient of !he oxpcnditurm for the purposes
specified shall be ddonnined by the Builder. When !he Association has been
inc.orporated. the annual U9CSSfflfflt amount may be inercucd during the
developmonl period by a vote or 51 p=ent of the member, of die
Asaocialion votinB in person or by pr00<y, at • meeting duly c.Jlcd for such
purpose, writt<n nolice of which shall be sent to all members not leas than 14
days nor more than 60 day, in adVIDOO or Ille IJlCdio&.
(2) Upon conveyance of the Common Properties by the Builder ID die
Associltion, each Owner shall pay to the Association an annual ISSCISIIICfft of
SJS0.00 per y-per Lot (or in Ille event thal amoont bu._. in<nued u
provided by Paragroph 20 hetein, the amount a, so increaaed) ltlbjoct lo the
pn,visions of1hi1 Pmg,oph 20; provided, that said .......t 111 ''""' ,hall
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be increased as pro'l'ided in Paragraph 20.D end may be incrused by the
Assoc.ia1ion wilh the consent of.SI .percent of the members voting in person
or by proxy, at a meeting duly called for such purposes. written notice of
which ,hall be sent to all members nol less than 14 days nor more than 60
days in advance or the meeting. After consideration of current maintenance
costs and future needs of the Association, the Board or Directors of the
AS50Ciltion may fix the annual .usc.ssmcnt at an amount itss than the amount
hcR,in Kt forth.
Inflati9PIO' (ncrgae, Thrdollar amount specified in Sec1ion 20.C shall be
increased proportionatclyea.::h yc:ar by the incruse in the CPI (as hereinafler
defined) u, odjua for 111y deDation in the value or lhc dollar. "CPI" mean, the
Consumer Price Index for All Urban Consumers, All ltems (ScaUlc-Tacoma
an,a) ( 1982•84 • 100) published by the United Slates Depanment or Labor,
Bureau of Labor Statistics (the ·eurau"). Such dollar amounl shall be
increased commeneing on lhe fint day of January, 1991, and on each
successive fim day of January ID an amount derived by adding to the dollar
amount in dfecl for the immediately preceding year an amount caJcuJated by:
(a) muJtiplying lhc dollar amount in effect for the immediately precedina year
by (b) the pmenllge i.....,., if any, in the CPI published for thedel< neares,
preceding du: fim day of dR immcdi11.ely preteding year over lhe CPI
published for the date IICSl<st pr<ecding the dale of adjustmenl If dte Bwoau
diseonlinues pt1blishing 1he CPI, the adju!ru'Ilent shall be based upon the
substitute index or comparable statistics on the cos1 of living for the King
County IJ'Ca. U shall be c:.omputed by an agency of the United Statts or by a
responsible financial periodical of rocognizcd authority scleoted by the Board.
Snecial Assnsmenta for Cavital lmPWvcmcnts. In addition to the amual
....
as.sessmcnts authorized above, the Association may levy special assessmenu for capital impr
the Builder.
F. Uniform Bib-o[A11eument. Both annual and special assessments ahall be
fixed at a unifonn rate for all lots.
G Quorum for Authorized Actjpn Ar the first meeting called, as providt.d in
Parqraph 20.C benoin, lhc p«sence II the meeting of memben of dte A5SOCillion or o[Proxi
subje<t I<> the notice requitemcnts set fonh in Pangnph 20.C herein, and the n,qulttd
quorum al any IIICh IUbocqllatl rncctiq aball be 112 of tht: req»ind qtion1111 11 Ibo
pm:cding meouna. No such lttb,equent mccting &hall be held more thin 60 days
following the P"Ccding meeting.
Date of Commencement of Arm111I :':ns:tt ~ Puc Dales 1u to all Lou 111t;ect to hia
Declaration, the liability for the annUII auea.vncnts provided for in Paragraph 20.C
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herein shall begin on lhc first day oflhe calendar month following the conveyance of the
first Lot to an OwnCT.
Effect oCNonoavment ofAmssmcnt , Rcmcdic-, Jf any a.ssts.sment is not paid wilhin 30
days after it becomes first due and payable, the assessment s.~all bear int<=! from the
date on which it was due at lhe rate of twelve percent ( 12%) pe-r annum or the maximum
rate allowed by Jaw, whi;hcvcr is less, and the Builder or Lhc: Association may bring an
8(:tiop at law against the Owner personally obligated to pay the same and/or fom:lose lhc
lien apinJI lhc Lot. Interest, coses. and reasonable attorneys' fees of any such Ktion ahall
be added to the amount of such IS9CSSment and all suc:h swns shall ht: i~ludcd in any
judgment or dceroe entered in such suit. No Owner shall t,., relieved of liability for the
asscssmenls provided for bcn:in by non-me of the Common Properties or abandonment
of his Lot.
Subordination of the Lien ofMrnturcs. The lien of the assessments provided for herein
shall bo oubordilllle to the lien ofany fir.st mortpge (and to the lien of any sc:<ond
mortgage given to secun: paymcn1 of the purchase price} now or hereafter placed on any
Lot. Sale or tran:sfcr of any Lot shall not affect the: assessment lien. However, 1hc: sale or
tram fer of any Lot which is i11Ubjec1 to such first mortgagt, or purchase money second
mortgage, pursuant to a dccrw of fo~losure undtr such mortgage or in lieu of
forcc:losure lhcrcor, shall extinguish the lien of such 1$5eS$Jl1Cnts as 10 payments chercof
which become due prior u, sw:h sa~ or transfer. No sale or transfer shall relieve such Lot
from liability for any 1SSCSSmi:nts thereafter becoming due or from lhe lien 'lhercof.
Exempt Propmy. The following property .!ubject to this Declaration shall be exempt
from the MMSIIDCnl created herein
(I) All Properties dedicated IO and accepted by a public authority;
(2) All Comrnon Properties, and
(3) All Propertie, owned by a charitable or nonprofit organiza1ion exempt from
llludion by the laws of the State of Wuhington. However no land or
improvementa devoted lo dwelling use shall be: exempt from said
wessmenta.
21. EXTERIOR
MAINTENANCE
The Builde:, lllllil die A,.,..ia•ion ii U100IJlOIOICd, ud lbmaftcr dto A,woialiun, Jltall
mainlain all Common Propel1ica IIDd l"a<ililiu and aball prov ido 11111 malnlala. Ille
landscaping or all open ,paees and buffer zones within WINSPER JI. Each individual
Owner shall be obligated to provide elllCrior maintcnanoc of hi, own Loi and all SlnlC1lln:S
thereon. Each individ..i 0.--, including an Ownor who baa pur<huod a Loi or ~ for
the purpose of development and sale, shall, II ~l lime,, maintain hi• Lo! or Lota, wbelhcr
OUI0/91
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improved er unimproved, includlna lhc mowing of grass and removal of any debris
thcn:on.
22. LmQATION
In the event of litigation arising out of enforcement of these restrictive covenants for
WINSPER II, 111y penon or penons dotennined 1o have violated any proviaioiu hereof
shall be liable for 1hc poJIIIICnl of all costs and cxpcnx,, including rcuonablc llllmne)'s'
r-oflhc pn,vailing party.
23. PARTIAL JNV ALJDJIY
If uy term. covenant or condition of th.is Dec;llfltion or the ,pplication lheteof to any
pcraon or c~ ahall, ID 111y men~ be invalid or W1CT1forw,blc, the Rmaindcr of
thi> Doclantion, or the: applicalion of auch lenn, covonant or condition to pcnons or
ci_,_ -than those u ID which k is held invalid or unenfon:eablo, ahall not be
alTcctod tboreby and oach lcrm, covenant or condition of this D«laralion shall be valid and
be ooforcod ID 1hc fbllesl OX1t;nt dctcnnined by law.
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IN WITI,ESS WHEREOF, the undersigned has affixed its signature.
DATED: ?/to{<,t
BUILDER,
HULTQUIST HOMES, INC.
a Washingu>n co,ponllinn
By:~!)~
David D. Hultquist
llll'mident
STA TE OF WASHINGTON)
)os
COUNTYOFKINO )
I c:c:rtify that I know or have satiafactory evidc:ncc that David D. Huliquist is the pennn who
appem<d bcfOR me, and said person acknowledged tha1 be signed Ibis insttumen~ on oath
Jlllled tbal be WIii audioriz.ed to execute the im1rumeol and acknowledged ii as lbe l'laidenl
of HULTQUIST HOMES, INC. a Washington torponlion, to be the fiee and volunlaly act
of such party for the uoea and puipo.., mcnlinned in the instrument.
9.2:.
NOTAR.YPUBLIC .,;_.~
My Appoinbncnt expires:,:'.?/???+ tfA..,. ~ l'J/ W.
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\~ __ ./.' i-j\fte.i;: recording return to: ' ;-/ -·>, /""\ '; 1 .. /·-:--
'We,~iµ ,,~efJ\,F(!3~R, DEAN & FONTES, P. S.
P .'fr. , 1iJ6X J{2f _ .
RENTON/ WAS}llNGT©!<J 98057-0626 --~ r--' ,. / ' ... ;-
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DOCUMBl>l.T>,.TI,+1.E:_c-Amendment of the Declaration of Protective
Covenants, ,;Restlfit:tions, Limitations, Wins per II Plat/°?
REFERENCE NUr,m'EROF',,RELATED DOCUMENT: 9803101069 1 / ;:,
GRANTOR (S): 'Winsp'~fo}.I,:H.ome.·owners Association ( ( /d:,.-.);-...
ADDITIONAL GRAN~ORtS1; opi-,,P~GE: N/A 1ST ~-@.}·1 ;
GRANTEE (SI : City oL .. Rentpn-· { · , . / .r. ·, ,r 1
ADDITIONAL GRANTEE (S) ON' PAGE: N/A 4 01 Ljl.j I ··4-,,-, ( i /.< S:/-)1' • ' ·:_ ,._,, / . ~.t/ (...,-' \.
ABBREVIATED LEGAL DESCRIPTION: That portion of Section 29,·--./_ / ", J 1 '/
Township 23 N, Range 5 E, W. M., King County, Washington / ·· ! ......
ADDITIONAL LEGAL DESCRIPTION ON PAGE (S): N/A . /c, ·
ASSESSOR'S TAX PARCEL NUMBER (S): 292305-9124; 292305-9104/· ... '
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AMENffi'.lENT OF THE DECLARATION OF PROTECTIVE COVENAN'l1S/"'° /:>:_-
RESTRICTI.OJJS;·-J.IMITATIONS, CONDITIONS AND AGREEMENTS WITH .RESl?Ji;C'I':, ··
TO /Tl;l"E/.fLAT OF WINS PER II, A WASHINGTON CORPORATION ·,>-'/ ,""
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AMENDMENT· 6,f") /th~Jr.qeclaration of Protective Covenants,
Restrictions, Limi-ta'j:ie'.ffs,,-1.Qonditions and Agreements with respect
to the plat of ~q-spe.;t-':r"l:, . a Washington corporation is hereby
executed by the corpo:r.a,tli:H\, pursuant to the provisions of the
bylaws and the ~~quirements of the J,te~~sed Code of Washington, as
follows: ··· ·, ;
1. The_ .. -nam¢/··Qf the coq5drii!'tion that has approved this
amendment is .'.''\-/.i'n,,peir: ___ ,II Homeowne'rs Association" (hereinafter
"Association"). ,The.::·/.oeclaration of Protective Covenants,
Restrictions, Limit~"il;i~SJOConditions and Agreements with respect
to the plat of Winsper" II (hereinafter "Declaration") was
originally recorded on Maiih 10, .. '.1998 under King County Recording
Number 9803101069. ;··
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2. The following amendment ~~-wa·s· pfbFjerly approved by a
unanimous vote at the meeting of the As·sb_c.i''.ttrion held on September
20, 1999. This meeting was conducted f-o~l<pwing proper notice to
all of the lot owners of the Winsper II' plat pursuant to the
requirements of the Bylaws of the Association and Washington State
statute . 'REOORDINO ONilf-
~""" FOR VAU!ll'l'Y ANO I Cla
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/~./~h1e:·~rnen~ent approved is as follows:
' ' , . ; .. ../ Lo·t" (4·6' '6:fslwl::nsper II is now removed from the property that is
.eh<;;.umbered '·<1Ii1a.·r~ti:!;:i\q.('il.d by the original Declaration. Lot 46 is
: n-ci ·, longer re'st,i:::i::J;:t,e,rl/ or encumbered in any fashion by that
/ /b.eq~a.J;ation. All''-q);'l:lE1-i: property in Winsper II remains restricted
'• ... '1:iy1 /1;1~:, o_riginal Declaration and there is no other modification to
thf~;,})ki:a1cion.
........... .-! ... " ' ~-
4,;-j ;r~e! ¢ate of the adoption of this amendment to the
Declaratioxf ±s';se2,t"7~_er 20, 1999. 1 '_? I>
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STATE OF WASHINGTON
, ss
COUNTY OF KINq' ·-·
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I c"e·r.:tlty·, t~at., I, .... )mow or have satisfactory evidence that ··
Allen Fanchei:, isi1;n):i}J'iarr,. who appeared before me and who signed
this instrument,. 'o'w ·qatn, Stated that the Winsper I I Homeowners
Association had uria'f\i!lio.u,;-{f appro.ved this amendment at the meeting
called for that purpb_,Se :_,and· . acknowledged it as the original
Director of the ,l'<insper 'II iHomeowne_rs , .. P,,ssociation to be the free
and voluntary act;·'Qf the Winsper.Il ~c;,fi)eowners Association for the
uses and purposes·. njentioned in ·the ainendment.
DATED:
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1999.
-~~ No;tary Public inandi the
St'ate 6f-W~shington residing
at R.ent(fni, .>. _ ,,,_..,. .,, · .-,. . ,, r l
STEPHANIE.' BAFIV
My cppoih.j:~er._,t/expires: 'h'../ 1'1 {Q'I ')
11~1~1111~
~I~ST AMERICAN COV •••
19990929000469
PACE 8B2 or eez
09/29/1999 89 3e
k I NC COUNT'!'. MA
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~dy of Rcn;on, V/oshinston, ~ertlfy that this ia I true
end cotoact copy cf .. QtJ;/,1,1,Jl;tf;/,(.!f. ... h/.Q ... ."~.]9.';:)
Subscriood and Sealed lllll ci,/_:: day~ ~J.'9.f.(.
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CITY OF RENTO!( WASHINGTON -~ ·,\ ~ ·.
l . l:! (
ORDINANCE NO. 3790 , -:,,··.. i'~;..-,.: / ,,1 ;'
AN Ol{])lNANCE OF THE CITY OF RENTON, 'ilASHINGtoft;/···· . . ·'.· ' .... ···,0. _.
ESTABLISHING A SPECIAL ASSESSMENT DISTRICT l'OR -','~",/j'.)·),..),,
WATER SERVICE IN THE SOUTH TALBOT HILL-VALLEY ·
GENERAL HOSPITAL AREA AND ESTABLISHIN(J)4ff!E'/26 .#0504 E
AMOUNT OF THE CHARGE UPON CONNECTION TO Rftm F 6 · 00
FACILITIES. CRSHSL **••*6, DO
THE CITY COUNCIL OF THE CITY OF RENTON, WASHINGTON, DO ORDAIN
AS FOLLOWS:
SECTION I: There is hereby created a water service special
as&essment district for the South Talbot Hill-Valley Gene.al
Hospital ar9~, which area is more particularly described as follows:
See Exhibit "A" attached hereto and made a part
hereof as if fully set forth herein.
A map of the benefited area is attached hereto as Exhibit "B" and
made a part hereof as if fully set forth herein.
SECTION II: Persons connecting to the· water facilities
in this Special. Assessment District which properties have not been
charged or assessed with the coat of a trunk water main Ghall
pay in addition ·to the payment of the connection permit fee and in
addition to the general facility and trunk connection charge, the
f~llowing additional fees:
Based on a net general
a special benefit area
charges result:
benefit area of 345 acres an~ffOROFfl 1111S O~Y
of 155 acres, the following
!i,·,R 2S I I 40 AH 'B·
Development wi.th l, 500
Area Charge
-gpm fire flc·, <>r less:
= $0.034 per square-foot
~ $16.00 per front foot
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i,ii,C· ~:.1UNl Y Frontage Charge
nm f9R m.oRD lT amm 1
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Developments with greater than l,SOO•gpm fire flow:
Area Charge • $0.04S per square foot .
Frontage Charge $18.00 per front foot
LID's 324 and No. 325, although exempt from the front .
footage charge, should still be subject to the applicable
area charge.
SECTION III: Thi. Ordinance is effective upon its passage,
approval and thirty (30) days after publication.
PASSED BY THE CITY COUNCIL this 6th day of Februl'.ry ,1984.
~-~if:~ M~e E. Motor ,tyer
APPROVED BY THE MAYOR this 6th day of Feb:rua;:-y,1984.
Approved as to form:
~e~~A~torney
Date of Publication: February 10, 1984
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.... /''~lf that portion of Sect ton 29, 30 B'ld :n in Township 23 Horth, Range 5 East, W.M.,
King County, Wash\ngton, described As follows~
Be~lnr. Ing 1t the souitritest cr.rner of ,ectlon 29, T~n. 23M., Rg. SE, W.M.;
thence easterly •long the sc•th lino thereof I distance of r,eo feet more or less to the True Point of Beginning;
ther.ce N 0°28'30" Ea distance of 329 f~ct more or less;
thence« 87°08 1 J2~·E a distance of BO feet more or 1ess to a 11"e p1rallel with ind
660 .. feet eHterly, as ineasured at right angle frOl!I. the we.';t line of uid Section 29;
thence northerly along said rorallel line to the south line of Lot 3, King toynty Short-Plat f R57705 recorded ·under AFI 7902060736;
thenco ~•sterly along the south line cf said Lot 3 to th!! southwest corner thereof;
thenco northerly 11009 the west line of uld Lot l to the nortt,,,est corner thereof;
thanco easterly along the north lino of said Lot 3 to a llrwr,parallel with 1nd 660
feet easterly as measured at right Angle from the wast line of sold ;,oction 29;
thenco northerly •1ong said paral1el line to the south 11ne of the plat of Victoria
Park Ko. 3 as roc:-rded tn Vo1L!llle 95 -0f P1at,, pages 43 and 44, records of K1"9 tounty,
W•shlngton, the south line of ••Id plot being olso tho north line of the Sovt""'•t quarter of s11d Sectinn 29;
thenct westerly along the north \in~ of said subdivision and continuing ~,tG!rly
along the north line of the Southoast quarter of Section 30, T,m. 23N, Rg. S[,,V.K,,
to an intersection with tho ••tterly rlght-of-w•Y ,..rgln of Talbot Road South (SprtnQbroo~ Ro1d)1
thenco northerly 1long said ••~terly right-of-way 1114rgln to on intersection with the
easterly production of the north 1ine of the Soutllwest quortar of the Northeast quarter of s,1d Section 30;
th:-nt~ ~;te;ly alc,ng ttK, I\Orth line of said subdiv1s1on and its 11sterlt production
to an 1r,tenect1on with a line that Ht-s concentric with and 340 fef!t IION or len
•••terly1 as ""•sured r1d1a1ly fMllll, the e1starly rlght-of-,,ay 111rgln of the Valley F,._oy 15,R. 167);
thl!nco southerly along ,,Id concontrlc line to an lntersectton with t~e north 1tne of
lot~ of the p1at of Mance Addlllon •• rocordtu In ¥0111111 ti8 of Plat,, pe91 21, records of King County, W1shlngton;
tl'lenco wa,tar1J a1ong the north 11ne of s•1d Lot 4 to the ao,t norU..O,Lerly corner thereof;
th!nt::e !!!'uth!rly !long the rr.o:t w~~tody 11;.a of' ~nu ~tt1ou Lo t.h• R>St 5outh--
wester!y corner of said p1at;
thence westerly along the westerly production of the south 11ne of satd Mance Additton,
which south 1ine Is also the north 1ine of the East Valley Medical Park Short-Pl1t
as l'<!<Ordod in Ktng County under AFS 7808151009 (SP-113-77) to tha nerti...,t corner tho!reof;
thence southerly along the west line of said Short-Plat to the iouthwest corner
thereofi ·
tll8nce westerly along a line p•rollel with and 250 feet 111re or less northerly of,
as G?tlSURtd at r1ght angle from, the south line of ilid Section 30 1 to 1n tntersect1on
with the oasterly right-of-way ..,,gin of the Volley Freeway (SR-167); :~ S011th0r1y
1long s1td easterly r1ght-of-~ay margin to an intersection with the westet"ly line
of the Southeast quarter of s1id Section 31, r ... 23N, Rg. SE, W,M,;
thence sout!!erly along the westerly line of sold subdtv1ston to an Intersection
with the southerly 11ne of said Section 31;
thence Ol1Ster1y 11ong said southerly lino of Section 31 to the southeast co.,..,
thereof·
thenca ,;.rtherly 11ong the ••sterly line rf said Section 31, which 111.crly line ls 1;110
the \Astarly 11ne of Section 32, Twn. 23N, Rg. 5E, w.M., to the south 11ne of tllt
Nortt.wst q4 .. rt.1r of the Northweri.t quarter of 11,d Sectton 32i
the"ce outor1y &lOllg the south 1 lne of nld 1Ubdlvl1t011 a distinct of 1i50 fnt, IIIPl'l) or 1Q§5,
the~ l!!lrtlwlr1y on o 1111<1 p1ra11e1 with •nd 660 feet oostor1y, 11 ,..,ureci at rlflht
an~lt froa, the wit line of S<lctton 32, to I point on tllt north ltnt of Hid 5ectloo
32, iold p,tnt botng 660 fo•t oo,torly of the nortllvltnt co•nor of 1110 Soctlei, S2;
thonu tffl1terly along tho north 1100 of Hid SecttOII 32 which north line 11 1ho tht
llOUth lt1t1 of 11ld Section 29, to, point 5811 foet eoro or 1e11·1csttrly of tllt IOlltllot:a\;t
co"""' of told Soctlon 29 ,nd th:> True Point of 8a9lnnln9,
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KING COUNTY WATER DISTRICT 110. 56
AGREEMENT FOR INTERIM WATER SERVICE
METHOD NO. 4
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3.00
84/07/06
REC!) F
Cl:CSHSL. >t:~:,+:>t:'5. 00
The undersigned, GARY L. HILL
(husband and wife), owner(s) of the followir,g descr·:bed real property in King
County, Washington:
SEE ATTACHMENT "A"
22
for and in consideration of Hater District No. 58, King County, Washington, here-
inafter ca llP.d 11 01!:i Lr'ict 11
, granting per-mission to connect a private interim water
line to said property pursuant to the terms and conditions of Resolution No. 2055,
as adopted or amended by the Board of Co:rmissioiers of said Water District No. ~s.
does hereby agree as follows:
1. Hater service shall be for one single family home only.
2. The undersigned shall obtain all easements which may be necessary fer
the-insta11ation of an interim service liri':!.
3. If required by the District and as part of the consideration for said
pennissionr the undersigned have grcnted and conveyed or hereby agree
to grant and convey to the District easements over, througt,, under,
and across the above described property for water mains and appurten-
ances for the implementation of tile comprehensive plan or for the
improvement of the water supply system of the District.
4. The undersigaed agree to pay fot·thwith the meter and service instal la-
t ion charge of$ 425.00 , the general facilities area charge of
$ 200.00 ** and the contribution for the futuri= main installation
of$ Z,586.0~ , and shall pay for water service at the prevailing
rates of the D strict under the same terms and conditions as the other
cus t9mers of the D1 strict.•• Requ!· res ~xecution of ~rea charge segr-
egation agreement and po.yment of . 25.0u segregaton .tee,
5. The undersigned further agree to obtain and preser,t to the District
written approval or waiver by the fire marshall at1d/or his duly
authorized representative in the 1 oca le. This written authorization
shall be on fne with the interim service agreement.
This agreement shall be a convenant running with the land an~ shall be
binding upon a11 parties and their heirs, ad;11inistrators, executors and assigns
until the permanent water main to serve the above described property has been
constructed and accepted by the District.
!N WITNESS WHEREOF, I (we) have hereunto set my hand and my seal this
____ (~4-· _r.t, __ day of --"-G~1.,,~-· 19.f'LL .
;0-~~'!'HER WITH a tempory access eG&ement until construction cf
SR 515 ls completed over the South 60 feet of the ~outh % of
th:, llo,th ") of the No.-tl·.west. Ji; of th!? Southweae l.i: of Section
29, To>mship 23 No:rth, Ra:,~e 5 F.a•t, W.N., situate in K:!.ng
C:curyty, \.111shin~ton, -s~1ich Hes easterly of or..,po,ed SR 515.
SubJect to a roadway easen:er,t under King County Superior
Court Cause 757556. ·
Su~Ject to an electr,cal easement Ynder ~uditor's file
neo113oB36 .
.. , ..•. , ,·.;,_,··.• .......... •,'<· .·,•,•,•, ...... ,·,:,·~·· .. , ... ' . ·.•
"·
AGREEMENT FOR INTERIM WATER SERVICE ?OR _ .. ..!J,v,.,_, .:?(', ,{,UL ·--==='~Ji'---":l..;__.<'.L:;:s;;;::_ _____ _
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STATIC, OF W/\Slll N(;T(IV )
ss
CO!!NTY Of' !ONG )
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State ~! Washington, "si<iina
cert if}, th~t on th:is -("/: !!:
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da)'
a.ppearac1 befo:r,.;.i me G-Ate.y
a N'otr\ry Puhl i.c i.n and !or the
Sf.../JTT L .f;;, • dv hel"Cby
o( __ .. _ _.Tu/\/e:-191:!f, p,;?rsonally
L.. H/LL
to me kncwn to be the individual {s) describl=d hcT'ein ancl W'l.o executed the
within instrument i'nd acknowledged tht\t signed and sealP.d the sa.1ne
as a free and voluntary Act and deed for the uses a.no pur.poses therein mcnt ...
ioned.
GIVEN l'NDER MY HAND AND OFFICIAL SEAL tnis
·m~ 9,. a#;~
Notary Publ iciandfor the Sta\.e of
Wt.shingtcm, iesiding at 1:4a:tf:
)/ .. .P" //,//
AGREEMENT FOR INTERIM WATER SERVICE FOR . ,¥-_,-a<<-<i ,:>{ . /i(..(!.D -~~~....,J,...--~-~~=------
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/ = ACS N0._'&~9_-_t.-__
FILED FOR RECORD AT REQUliST OF
KING.COUNTY WATER DISTRICT NO, 58
l082B S. E. 176th
Renton, ~ashington 98055
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84/07/18
RECD F
CASHSL
4.00
AGREEMENT AND COVENANT RELATING TO \<ATER DISTRICT COl'INECTI_ON CHARGE
Tbe undersigned, Gar Hill
NAME OF PROPERTY O#NER
of 17007 -104th Avenue S. E. , Renton, WA 98055
ADDRESS OF PROPERTY ~ER
does hereby covenant and ·agree with WATER DIS TRI Cl" NO. S8, of King
County, Washington, a municipal corporation, as !ollows:
#0963 D
1. The undersigned property owner is the owner of the real property
herein describ~d under ORIGINAL DESCRIPTION.
2. sa:d propel'ty owner does hereby request that the connection charge
made by W~ter District No. 58 pursuant to RCW' 57.08.010 and commonly re-
ferred to as the area conn~ction charge, be segregated as to said property;
that p~operty o~ner be permitted to pay ~aid area connection charge as to
Parcel A, and that the connection charge as to Parcel B be d~ferred and be
payable when application is made for water service to said Parcel B.
3. The undersigned property owner understands and agrees that the
area connection charge tor Parcel B \<:ill be levied at the rate applicable
at the time application !or service is made. This Agreement is binding
on the unoersigned, his heirs and his assignes, and is a covenant running
t\•i th the land.
ORIGINi1L DESCRIF'TION
Lot 4, King County Short Plat No. 577051 as recorded under King County Recording
No. 7902080736.
NEl-1 DESCRIPTIO.'lS
f·AP.CEL A SQUARE FOOTAGE, 10 000 AMOUNT DUE $2QQ QQ
The North 100.00 feet of the South 130.00 feet of the Hest 100.00 feet of Lot 4,
King County Short Plat No. 577051 as recorded under King County Recording No
7902080736, '
1·'/\HCF.L... B SQUAl1E FOOTAGE, __ 6~8=3-'4.,_l __ ARC.A CH.ARGS TO BS LE.Vlt!
AT ,\Pl 1 LlCAULB: RATE.
Lot 4, Ktng County Short Plat
No. 7902080736.
LESS the North 100.00 feet of
No. 5770$1 as recorded under King Count,, Recording
tho the West 100.00 feet thernof.
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STilTE OF \v/\S!IINliTO!'I)
: ss
COPNTY OF' !Cl NG
On this ,f).,1 fl. rl."\y of LJuAf..t..,,, , H>.ff, b~fore me,
The und~rsignt?d, a. Notary Public in anrl forThe-SJ:JHe of Washington, duly
r:nmmi ssionC?d and sworn p~rsonally appeared .>/l¥±4 .Q;lL--~---,,----
to m~? known to ~he ir1e1ividual dC:!tCr-
ibt~d i@d who e>:c~utcct the forei:,ioin<J ins trurn.::>nt. and as::nowledge:dto me
th:i.t he sil)nP.d ,'.),r,d senled the s.J.id .instrument as ~ free and
V<J\u-;;-;?ary act and deG-d fot" the us,;:-s and purposes therein m~ntioned.
WITNESS my hanrt and official seal hereto affixed the day and year
in this c:er t.~.J . .ica te above w.r it t<:?n.
. /:lJ,,,11;th,v Q. a,,~v
~-blic i~d tKthe State o!
Washington residing at @~
Approved by:--....,,.,...--,---,--=--~--------
District Engineer
Approved by=--~~·--,----,-----------
Distrir:t Manager
SEGREGATION FEE: fatbflV, iv-~ atui
O~te Paid: &/;ijff
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Date _________ _
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After Recording Return To:
COUNTRYWIDE HOME LOANS, ~NC.
MS SV-79 DOCUMENT PROCESSING
P.O.Box 10423
2lll'1IIIJI II
Van Nuys, CA 91410-0423
CHICAGO TITLE OT 47 ... PAGEOOI OF 110 1e111,2ees a1:3e
KIN~ COUNTY, UA
Assessor's Parcel or Account Number: 94 8 57 4-0 460-0 9
Abbreviated Legal Description:
LOT 46 AND TRACT B, VOLUME 184 OF PLATS, PAGE 77
(Inelud11 lot, block and plat or seclion, township and nnp]
Pull legal d~iption located on page 3
Trustee:
LS TITLE or WASHINGTON
Additional Grantees located on page
-----------[Space Above This Llue For Recordlnc DU)
1172525-001 LGS
(Escrow/Closing I]
00011532794410005
[Doc ID fl
DEED OF TRUST
MIN 1000157-000585895~
DEPINITTONS
Words used in multiple se.ctions of this document are defined below and other words an:: defined in Sections 3,
11, 13, 18, 20 and 21. Certain rules regarding the usage of word, ui;cd in this document are also provided in
Section 16.
(A) "Security ln.slnunent" means this document. which is dated OCTOBER 10, 2005
with all Riderlt to this document
(B) "Borrower" is
RAYMOND E SLED, AN UNMARRIED MAN
Bonower is the trustor under thi3 Security Instrument.
(C) "Lendel'" is
COUNTRYWIDE HOME LOANS, INC.
Lender is a CORPOMTION
org~d and existing under the laws of NEW YORK
WAStflNGTON-Sngle Famny-Fannle Mae/Freddie Mac UNIFORM INSffiUMENT WITH MERS J1n Q
Page 1 of 11 lnHiats:.Al,L
, together
.. -6A(WA) (0012).01 CHL (Oe/OZ)(d} VMP MORTGAGE FORMS· (800)521 ·7291 Fonn 3048 1101
~
CONVNA
• •
DOC ID f: 00011532194410005
Lender's address is
4500 Park Granada, Calabasas, CA 91302-1613
(D) "Trustee" is
LS TITLE OF WASHINGTON
2107 CO~BY AVE SUITE 1118, ~VtRETT, WA 90201
(E) "MERS" is Mortgage Electronic Registration Systems, lnc. MBRS is a separate corporation that is acting
solely as a nominee for Lender and Lender's successors and MSlgna. MERS is the beneficiary under this
Security lnstnnnent. MERS is organized and ex.ii,Ling under the Jaws of Delaware, and ha,; an address and
1elephone nwnber of P.O. Box 2026, Flin~ MI 4850 t-2026. tel. (e88) 679-MERS.
(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 10, 2 0 05 . The
Note states that Borrower owes Lender
THREE HUNDRED EIGHTY FOUR THOUSAND and 00/100
Dollars (U.S. S 384,000.00 ) plus interest. Borrower ha.~ promised lo pay this debt in tegular
Periodic Payments and to PllY the debt in full not later than NOVEMBER O 1, 203 5
(G) "Property" means lhe property that is described below under the heading "Transfer of Rights in lhe
Properly."
{II) "Loan" means the debt evidenced by the Note, plus intetest, any prepayment chargc.'i: and late charge:.
due under the Noie, and alJ sums due under this Security Im,trument, plus interest.
(I) "Rtders11 mean:; all Riders to this Secudty Instrument that are executed by Borrower. The followlng
Riders are to be executed by Borrower {check box as applicable]:
I&J Adjustable Rate Rider §Condominium Rider D Second Home Rider
8 Balloon Rider X Planned Unit Development Rider D 1-4 Family Rider
VA Rider Biweekly Payment Rider O Other(s) [specify]
(J) 11 Applicable Law'' means all controlling applicable federal, state and local statule.'i, regulations.
Otdinances and administrative rules and orders (that have the effe<:t or law) as well as all applicable final,
non-appcalable judicial opinions.
(K) "Community Association Dues, Fees, and Assessments" means ail due.,, fees, a.,i.essmenu and other
charges that are imposed on Borrowet or the Property by a condominium a.'!.'i:OCiation, homeowners associalion
or similar organization.
(L) 0 Electronic Funds Transfer" means any transfer of funds, 01her than a transaction originated by check,
draft, or similar paper instrument, which is iniliatcd through an electronic terminal, telephonic instrument,
computer, or magnetic tape so a., to order, instruct,. or authorize a financial institution lO debit or credit an
account SUch tcnn includes, but is not limited to, point-of-sale transfers, automated teller machine
transactions, transfas initiated by telephone, wire transfers, and automated clearinghouse transfers.
(M) ''Escrow Items" means those items that are described in Section 3.
(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
dlUffllgt, to, or destruction of, the Property; (ii) condemnation or olher taking of all or any part of lhe Property;
(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or
condition of the Properly.
(0) 0 Mortgage Insurance" means insurance protecting Lendet against the nonpayment of, or default on, \he
Loan.
(P) "PeriotUc Payment" means the regularly scheduled amount due for (i) principal and intorcsl under the
Note. plus (ii) any amounts under Section 3 of this Security Instrument.
(Q) "RESPA11 means the Real Estate Settlement Procedures Act (12 U.S.C. Seed.on 2601 Cl seq.) and it.,
implementing regulation, Regulation X (24 C.P.R. Part '.3500), as they might be amended rrom time to time, or
any additional or successor legislation or regulation that governs the same ,subject matter. As used in this
Security lnstrumem, "RESPA" refers to all requiremenL~ and restrictions that are imposed in regard lO a
"federally related mortgage loan" even if the Loan does not qua1ify as a ~federally related mortgage loan"
under RE.SPA.
(R) "Successor in Interest of Borrower" means any party that has taken ti rte to the :Property, whether or not
that party has assumed Bonowets obligations under the Note and/or this Security InstrumenL
TRANSFER OF RIGIITS lN TIIB PROPERTY
The bellefieiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors
and .assigns) and the successors and w;signs of :MERS. This Seeurily Instrument secures 10 Lender: (i) the
repayment of the Loan, and all renewals, extensioM and modifications of the Note; and (ii) lhe performance
of Borrower's covenants and agreements under this Security lnscrument and the Note. For lhis purpose,
Borrower irrevocably grants and conveys lo Tnistee, in trust, with power of sale, the following de.~btd
properly located in the
COUNTY of KING
n)pci orRtcooling Juri$dicti.on)
~ -6A(WA) (0012).01 CHL (08/02) Page 2 of 11
(Name of Rt:eord.ing Jurisdiction]
lnltlals:..&J.
Form 3048 1101
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DOC ID i: 00011532794410005
LOT 46 AND IRACT B, WINSFtR !Ir ACCORDING IO THE PLAT THE~EOF, RECORDED IN
VOLUME 184 OF PLATS, PAGES 77 THROUGH 80, IN KING COUNTY, WASHINGTON.
which currently has the address of
3401 BENSON DRS, RENION
\Slt(!el/Cilyl
Washington98055-,4S5 ("Property Addres1;"):
{Zipeed,;.]
TOGETHER WITH all lhe improvements now or hereafter erected on che ptoperty. and all easements.
appunenances, and fixtures now or hereafter a part of the property. All replacemenLS and additions shall also
be covered by this Security Instrument. All of the foregoing ls referred to in this Security Instrument as the
"Property." Borrower understands and agre~ that MERS holds only legal title to the interest,; granted by
Boaower in this Security lTUJtrument, but, if nece.~sary to comply with law or custom, MBRS (as nominee for
Lender and Lendcc's successors and a.<;.o;igns) has the right: to exercise any or a11 of those interests:, Including,
but not limited to, the right to foreclose and sell Lhe Property~ and to take any action required of Lender
including, but not limited to, releasing and canceling thi6 Security Instrument.
BORROWER. COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the
righc to grant and convey the Property and that the Property is unencumbered, except fot encumbrances of
rcconl. Borrower wammts and wm defend generally the title to the Property against all claims and demands,
subject to any encumbrances of record.
TlUS SBCURI'IY INSTRUMENT combines unifonn covenants for national U$C and non-unifonn
covenants wilh limited variations by jurisdiction to con1aitute a unifonn security instrument covering real
property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and ~te Char&es. Borrower
shall pay when due the principal of, and interest on, the debt evidenced by the NOle and any prep&)'ment
charges and late ch,rg~ due undet the Note. Borrower shall also pay funds for Escrow Items pursuant to
Section 3. Payments due wider the Note and this Security Ins1.rument shall be_ made in U.S. currency.
However, if any check ot other instrument received by Lender a.,; payment under the Note or this Security
Instrument is returned to Lender unpaid, Lender may require that any or all aubsequent payments due under
the Note and lhi3 Security InsUUment be made in one or more of lhe following fonns, as selected by Lender:
(a) cash; (b} money order; (c) oertified che.ck, bank check, treasurer's check or cashier's check, provided any
such check is drawn upon an institution whose deposit.,; are insured by a federal agency, instrumentality, or
entity; or (d) EJecrronic Funds Tramfer.
Payments are deemed received by Lender when received at the Jocation designated in the Note or al such
other location as may be designated by Leader in accordance with the notice provisions in Section 15. Lender
may rerum any payment or panial payment if the payment or partial payments are insufficient to bring t~ ·
Loan Clltrenl. Lender may accept any payment or partial payment iomifficicnt to bring the Loan current,
without waiver of any rights hereundet or prejudice to its rights to refuse such payment or parlial payments in
the future, but Lendet is not obligated to apply such paymenLS at the-llme such paynient,; are accepted. If each
Periodic Payment is applied as ot its scheduled due date, then Lender need not pay interest on unappJied
fund&. Lender may hold such tmapplied funds until Borrower makea payment to bring the Loan current If
Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return
them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure. No offaet or claim which Borrowet might have now or in. the future
against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument
or perfonning lhc covenants and agreemenL,; secured by this Security Instrument.
2.· Applicalion of Payments or Proceeds. Excepl a~ otherwise described in this Section 2, all payments
accepted and applied by Lender shall be applied in the followjng order of prii;,rity: (a) inlere,;t due under the
Nole; (b) principal due undet the Note; (c) amount.,; due under Section ;3. Such payment.o; shall be applied to
each Petiodic Payment in the order in which it became due. Any remaining amounl6 shall be applied first to
lale charges, second to any othet amounts due under lhis Security Instrument, and then to reduce the principal
balance of the Note.
If Lender receives a payment from Borrower for a deJinquent Periodic Payment which includes a
sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the
lnitlalsM
--6A(WA){0012).01 CHL (OB/02) Page 3 ol 11 Form 30481/01
.:::uu~ IU I IUUU" 1-'.UV'I> •
DOC ID t: 00011532194410005
late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from
Borrower to the repayment of the Periodic Paymen1s if, and to the extent that, each payment can be paid in
full. To the extent that any excess existn after the payment is applied to the fl.Ill payment of one or more
Periodic Paymenls, such excess may be applied to any late charges due. Voluntary prepayments shall be
applied fir,'it to any prepayment charge$ and then M de-'icribed in the Note.
Any application of payment<i, insurance proceeds, or Miscellaneous Proeeeds to principal due under the
Note shall not extend or postpone the due da1e. or change the amount, of the Periodic Payments,
3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic PaymenL'i are due under
the Note, until the Note is paid in full, a sum (the ~Funds") lO provide for payment of amounts due for: (a)
tax.es and aBSC,'iSlllents and other items which can attain priority ovet thi~ Security Imruumcnt as a lien or
encumbrance on the Property; (b) leasehold payment.'> or grmmd rents on the Property, if any; (c) ptemiums
!or any and all insurance required by Lender under' Sec1ion 5; and (d) Mortgage Immrance premiums, if any, or
any sums payable by Borrower to Lender in lieu of the payment of Mortgage lnsurance premiums in
accordance with the provisions of Si::ction 10. These items are called "Escrow ltemB." At origination or at any
time during the tenn of the Loan,. Lender may req\llre that Community Association Dues., Fees, and
Assessments, if any, be escrowed by Borrower, and such dues, foes, and assessmenlS shall be an Esctow Item.
Bonower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall
pay Lender the Funds for Escrow Items unle.'ls Lender waives Borrower's obliga1ion to pay the Funds for any
or all Escrow Items. Lender may waive Borrower's obligalioa to pay to Lender Funds for any or all &-.crow
Items at any lime. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay
diteedy, when and whe,c payable, the amounts due for any E.scrow Items for which payment or Funds ha'!.
been waived by Lender and, if Lender requires, shall furnish to Lender receipts e~dencing such payment
wilhin such time period as Lender lll8)' require. Borrower's obligation to make such paymenl.8 and to provide
receipts shall for all puq,oscs be deemed to be a covenant and agreement contained in lhis Security
Instrument, as lhe phra.,e "covenant and agreement" is used in Section 9. If Borrower is obligated to pay
&crow Items direel.ly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item.
Lender may exert* its rights under Section 9 and pay such amount and Borrower shall then be obligated
under Se<:tion 9 .to repay to Lendet any such amount. Lender may revoke the waiver as to any or all Escrow
Items at any time by a notice given in accordance with Section 15 and, upon such tevocation, Borrower shall
pay to Lender all Funds, and in such amount,;, that arc then required under this Section 3.
Lender may, at any time., eollect and hold Funds in an amount (a) 11officicnt to permit Lender to apply the
Funds at tho time specified under RESPA, and (b) not to exceed lhc maximum amount a lender can require
under RESPA. Lender shall estimate the amount or Funds due on the basis or current data and reasonable
estimates Or expenditur~ of ful.llre Escrow Items or otherwise in accordance with Applicable Law.
The Funds shall be held in an institution whose deposils are iru1ured by a federal agency, instrumentality,
or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home
Loan Bank. Lender shall apply the Fundc; to pay the Escrow Items no later than· the llme specified under
RBSPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow
account, or verifying the Escrow ltems, unless Lender pay:r. Borrower interest on the Funds and Applicable
Law pennits Lender to make such a charge. Unles.'> an agreement it made in writing or Applicable Law
requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings
on the Funds. Boaower and Lender can agree in wricing, however, that intereSt shall be paid on lhe Funds.
Lender shall g.ive to Borrower, without charge, an annual accounting of the Funds as required by RESP A.
If thete is a SUiplus of Fund., held in escrow, a., defined under RESP A, Lender shall account to Bonowcr
for the excess funds in accordance with RESPA. If there is a shorlage of Funds held in escrow, as defined
under RESPA. Lender shall notify Borrower a,. required by RESPA., and Borrower shall pay to Lender the
amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 month1y
paymen&s. If there i, a deficiency of Funds held in e.,;crow, as defined under RESPA, Lender shall notify·
Borrower as required. by RF.SPA, and Borrower shall pay to Lender the amount necessary lo make up the
deficiency in accordance wilh RESP A, but in no more than 12 monthly payments.
Upon payment in fuU of all sums /ICC\Hed by this Security Instrument, Lender shall promptly refund to
Borrower any Fund.8 held by I.ender.
4. Chara:es; Liens. Bonowcr shall pay all taxes, a.'lsessmenlS, charges, 6ncs, and impositions attributable
to the Property which can auain priority over this Security lnstrument, lea.'iehold payments or ground rents on
the Property, ir any, and Conununity Association Dues, Pees, and AMe&&ments, ir any. To the extent lhat these
ilems are &crow Items, Borrower shall pay them in the manner provided in Section 3.
Borrower shall prompdy discliarge any lien which has priority over this Security Instrument unless
Borrower. (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to
Lender; but only so long as Borrower in performing such agreement; (b) conte.'its the lien in good faith by, or
defends against enforcement of the lien in, legal proceedings which in Lender's opinion openle to prevent the
enforcement or the lien while those proceedings are pending, but only until ii:uch proceedings are concluded~
or (c) secures from the bolder of the lien nn agreement satisfactory to Lender subordinating the lien to lhis
Security Instrument If Lender determines that any parl of the Property i'!. subject lo a lien which can attain
priority over this Security Insirument, Lender may give Borrower a notice identifying the lien. Within 10 days
of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set
forth above in this Section 4.
···6A(WA} (0012).01 CHL (08/02) Page 4 of 11
lnlualsM
Form 30481101
:lUUt>1 U1 /000212.005 •
DOC ID t: 00011532794410005
Lender may require Borrower to pay a one-time charge for a real estate tax. verification and/or reporting
llel'Vice us~ by Lender in connection with this Loan.
5. Properly Insurance. Borrower shall keep the improvement., now existing or heieafter creeled on the
Property insured against loss by fire, hazard'i included within the tenn Rextended coverage," and any or.her
hazards including, but not limited to, earthquakes and flood!II, ror which Lender require.'i i118Urance. This
insurance shall be maintained in the amounts (including deductible leveL'i) and for the periods 1hat Lender
requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan.
The insurance carrier providing the insurance sh.all be chosen by Borrower subject to Lender's right 10
disapprove Borrower's choice, which righl shall not be exercised unreasonably. Lender may requjrc Borrower
10 pay, in connection with this. Loan, either: (a) a one-time charge ror flood zone determination, cenification
and tracking services; or (b) a one-time charge for flood zone determination and certification services and
subsequent charges each time remappings or similar changes occur whidi reawnably might affect such
delermination or certification. Borrower shall a1so be re~ponsible fOI the payment of aiiy fee.-. imposed by lhe
Federal Emergency Management Agency in connection with the review of any flood zone detennination
resulting from an objection by Borrower,
If Borrower fails to mainlain any of the coverages described above, Lender may obtain insurance
coverage. at Lender's option and Borrower's expense. Lender is under no obligation to purch~ any particular
type or amounl of coverage. The.refore, such coverage $h!III cover Lender, but might or might not protect
Borrower, Borrower's equity in the Property, or the contents of the Property, againi;t any risk, hazard or
liability and might provide greater or lesser coverage than was previously in effect Borrower acknowledges
that the coSl of the insurance coverage so obtained might significantly exceed the cost of insurance lhat
Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional
debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from
the date of disbursement and shall be payable, with such in1erest, upon notice from Lender 10 Bonower
requesting payment
All Jnsurance policle,'!, required by Lender and renewals of such policie.-. shall be subject to Lender's right
to disapprove such policies, shall include a standard mortgage clause, and shall natne Lender 8$ mortgagee
and/01 M an additional loM payee. Lender shall have the right IO hold the policies and renewal certificates. If
Lender requires, Borrower sh.Bil promptly give to Lender all receipts of paid premiums and renewal notices. If
Borrower obtains any fonn of insurance coverage, not otherwise: required by Lender, for damage to, or
dCIJtruct.ion of, lhe Property, such policy shall include a standard mortgage clause and shall name Lender as
mortgagee and/or a., an additional loss payee.
In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may
make proof of Jos., if not made promptly by Borrower. Unless Lender and Bonower othetWise agree in
writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be
applied to restoration or repair of the Property, if the rC$tor&lion or repair is economically feasible and
Lender's security is not ~ed. During such ~pair and restoration period, Lender shall have lhe righl to hoJd
such insurance proceeds until Lender bas had an opportunity to inspect such Property to ensure lhe work has
been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender
may disburse proceeds for the repaid: and reslOration in a single payment or in a series of progress payments
as the work is completed. Unless an agreement is made in writing or Applicable Law requires imerest to be
paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on
such proceeds. Fees for public adjusters, or other third parties, retained by Barrawer shall not be paid out of
the insutance proceeds and shall be the sole obligation or Borrower. If the restoration or repair is not
economically feasible or Lender's secudty would be Jes.'iened, the insurance proceeds shall be applied to the
sums secured by this Security ln.'!,trumenl, whether or not then due, with the excess, if any, paid to Borrower.
Such insurance proceeds :,:hall be applied in the order provided for in Section 2. .
If Borrower abandons the Property, Lender rnay file, negotiate and settle any available insurance claim
and related mallers. ]f Bonower does not re,c;pond within 30 days to a notice from Lender thal lhe insurance
carrier has offered to settle a claim, then Lender may negotiate and settle the claim. Toe 30-day period will
begin when the notice is given. ln either event, or if Lende( acquires lhcf Property under Section 22 OI
otherwise, Borrower hereby usigns lo Lender (a) Borrower's rights to any insurance proceeds in an amount
not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's
rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies
covaing the Property, insofar as such right.~ are applicable to the coverage of the Property. Lender may use
the insurance proceeds either IO repair or restore the Property or to pay amounts \lnpaid under the Note or this
Security Instrument, whether or not then due.
6._0ccupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence
within 60 days after the execution of lhis Security Instrument and shall continue to occupy the Properly as
Borrower's principal re.,idcnce for at least one year after the date of occupancy, unless Lender otherwise
agrees in writing, which coMeJJl shall not be unreal'!onably withheld, or unless extenuating circumstances exist
which are beyond Borrower's control.
7, Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not
de8troy, damage or impair lhe Property, allow the Property 10 deteriorate or commit waste on the Property.
Whether or not Borrower is resicting in the Ptoperty, Borrower shall maintain 1he Property in order to prevent
~ .&A(WA) (0012),01 CHL (08/02) Page5Qf11
lnlllals:../ej__
Form 3048 1/01
.(.UU:, I U I I VUU.(. I ~.Ut.lQ e
DOC IO t: 00.011532?94410005
the Property from deteriorating or dcc.rea.c;ing in value due to its condition. Unle.~s it is determined pursuant to
Seclion 5 that repair or restoration is not ecooomicany feasible, Borrower shall promptly repair the Propeny if
damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in
connection wjth damage to, or the taking of,.lhe Property, Borrower shall be re.c;ponsible ror repairing or
restoring the-Property only if Lender bas released proceeds for such purposes. Lender may disburse proceeds
for the repalrs and restoration in a single payment or in a serie.c; of progress paymenrs as the work is
completed. If the iMUrance ot condemnation proceeds are not sufficient to repair or restore the Property,
Borrower is not relieved of Borrower's obligation for the completion of such repair or ~toration.
Lender or its agent may make reasonable enlries upon and inspections of the Property. If it has
rea&onablc cause, Lender may iMpect lhe interior of the improvements on lhe Property. Lender shall give
Borrower notice at the time of or prior to such an imedor inspection specifying such reasonable cause.
8. Bottower's Loan Application. Borrower shall be in default if, during the Loan application procw;,
Borrower or any pe.rsorn: or enllties acting at the direction of Borrower or with Borrowe(s knowledge or
consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to
provide Lender with material information) in connection with the Loan. Material rePresentations include, but
are not limited to, representations concerning Borrower's occupancy oJ the Property a,; Borrower's principal
residence.
9. Protection of Lender's Interest In the Property and Rights Under this Security Instrument. If (a)
Bouower fails to perfonn the covenants and agreement.,; contained in this Security Inwument, (b) there is a
legal proceeding that might significantly affect Lender'.,; interest in the Pr0perty andfor rights under this
Security Instrument (such aa a proceeding in bankruptcy, probale, for condemnation or forfeiture. for
enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or
regulation.c;), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is
rca80nable or appropriate co protect Lender's interest in the Property and rights under thii; Securicy Instrument.
including protecting and/or a.'isessing the value of the Prnperty, and securing and/or repairing lhe Property.
Lender's actions can include, but are not limited to: (a) paying any sums i;ccured by a lien which has priority
over this Security Instrument; (b) appearing in court: and (c) paying reasonable auomeys' fees to protccl its
interest in the Property and/or rights under this Security Instrument, including itn secured position in a
bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make
repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or
other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take
action under this Section 9, Lender doea not have 10 do so and is not under any duty or obligaUon to do so. It
is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9.
Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured
by this Security lnstrumenL These amounts shall bear intere.,;t at the Note rate Crom the date of disbursement
and shall be payable. with such interest, upon notice from Lender to Bouowet requesting payment.
If this Securily Instrument is on a leasehold, Borrowet shall comply with all the provisions of the lease.
If BOitowcr a,cqujres fee tide to the Property, the leasehold and lhe fee title shall not merge unless Lender
agrees lO the mecger in writing.
10. Mortgage Insurance, If Lender required Mortgage Insurance as a condition or making the Loan,
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any rea.'iOn, the
Mortgage Insuran" coverage required by Lender ceases to be available from lhe mortgage insurer lhat
previously provided $Och insurance and Borrower was required to make separately designated payments
toward lhe premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage
SUb$l8ntially equivalent to the Mortgage Insurance previously in effect. at a cost substantially equivalent to the
cost lO 13cnrower of the Mot1gage Insurance previously in effecl., from an alternate mortgage insurer selected
by Lender. If subs1a11tially equivalent Mortgage Insurance coverage is not available, Borrower shall contim1e
to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ·
ceased to be in effect. Lender will accept, use and relain these paymenrs as a non-refundable los.1 reserve in
lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan
is ullimatcly paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such
loss reserve. Lendet can no longer require loss reserve payment.c; if Mortgage Insurance coverage (in the
amowlt and for the period that Lender requires) provided by an insurer selected by Lender again becomes
available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage
Insurance. If Lender required Mortgage Insurance SR a condition of making the Loan and Borrower was
requited to make separately designated payments toward the premiums foe Mortgage Insurance, Borrower
shall pay lhe premiums required to maintain Mortgage Insurance in effect, or to provide a non•refundable loss
reserve, until Lendet's requirement fot Mortgage Insurance ends in accordance with any written agreement
between Borrower and Lender providing for such termination or until termination is required by Applicable
Law. Nothing in Ibis Section 10 affects Borrower's obligation to pay intere.c;t at lhe rate provided in the Note.
Mortgege Insurance reimbumes Lender (or any entity lho.l purchases the Note) for cerlain losses it may
incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Morlgage hl$Urance.
0.-oA(WA) (0012).01 CHL(08/D2) Page 6 of 11
Initials~
fonn 304B 1101
:.::UUb1U1 /UUU:.!:12.007 • •
DOC ID t: 00011532794410005
Mortgage in.wrtt.s evaluate their total risk on all such insurance in ro.rce from time to time, and may enter
into agreements with other partie.'l that share or modify their risk, or reduce losse.c;. These agreement.CJ are on
terms and conditions that are satisftlctory to the mortgage insurer and the other party (or parties) to ~
agreements. These agreements may require the mortgage insurer to make payments u·sing any source of funds
that the mortgage insurer may have available (which may include funds obtained from Mortgage [n.-mrance
premiums). ,
As a result of these agreemenL~. Lender, any purcha.~er of the Note. another insurer, any reinsurer, any
other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive
from (or might be characterized a.,) a portion of Borrower's payments for Mortgage Insurance, in exchange for
sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides chat an
affiliate of Lender takes a share of the in.~urer's risk in ex.change for a share of the premiums paid co the
insurer, the arrangement is of1en termed "captive reinsurance." Furlher:
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
Insurance, or any oOter terms of the Loan. Such agreements will not increase the amount Borrower will
o~ for Morta:age Insurance, and they will not entiUe Borrower to any refund.
(b) Any such agreements will not affect the right.s Borrower has • ir any • with respect to the
Mortea&e Insurance nod.er the Homeowners Protection Act of 19!*J or any other Jaw. These rights may
include the right to receive certain disclosures, to request and obtain unccllation of lhe Mortgage
Insurance, to have the Mortgage Insurance tenninat~d au-tomatica11y, and/or to receive a refund of any
Mortaaae Insurance premiums that were -0nearned at the Ume of such amcellatioo or termination.
11. Assignment of MiscelJaneous Proceeds; Forfeiture. All Miscellaneous Proceeds arc hereby
assigned to and shall be paid lO Lende:r.
If the Property is damaged, such Miscellaneous Proceeds shall be applied to n:storalion or repair or the
Property, Jf the restoration or repllll' is eeonomically feasible and Lender's security is not lessened. During such
repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has
had an opportunity to inspect such Property to ensuro the work has been completed to Lender's satisfaction,
provided that such iru.pection shall be undertaken promptly. Lender may pay for the repairs and restoration in
a single disburstment or in a seriCB of progress payments M the work is completed. Unless an agreement i.,;
made in writing or Applicable Law .requires interest 10 be paid on such Miscellaneous Proceeds, Lender shall
not be required to pay Borrower any inlel'est or earnings on :mch Miscellaneous Proceeds. 1f the restoration or
repair is not economically feasible or Lender's security wouJd be lessened, the Miscellaneous. Proceeds shall
be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any,
paid to Borrower. Such Miseellaneous Proceeds shall be applied in tho ordet provided for in Section 2.
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proce«b
shall be applied lO the S\llllS secured by this Security Instrument, whether or not then due, with the excess, if
any, paid to Borrower.
In the event of a partial taking, destruction, or loss in value or the Property iii which the fair market value
of the Property immediately berore the partial taking, destruction, or lo.~s in value is equal ro or grealer than
the amount of the 8llDlS secured by this Security ln.~trument immediately hero.re the partial taking, destruction,
or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security
lru;trumcnt shall be reduced by the amount of the MiscellanC0\.13 Proceed.~ multiplied by the following fraction:
(a) the tolal amount of the sums secured immediately before the partial taking, destruction. or Joss in value
divided by (b} the fWr market value or the Property immediately before the partial taking, de.,;truction, or loss
in value. Any balance shall be paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the fair marlr.et value
of the Property immediately before the partial taldng, destruction, or loss in value is less than the amount of
the mims secured immediatefy before the partial talcing, destruction, or lo.o;s in value, unle.c;s Borrower and
Lender otherwise agree in writing, lhc Miscellaneous Proceeds shall be applied to lhe sums secured by this -
Security Jnstnm1ent whether or not the i;ums arc then due.
If the Property is abandone.d by Borrower, or if, after notice by Lende:r 10 Borrower that the Opposing
Pan.y (as defined in the next smtence) offeffl to make an award to settle a claim for damages, Borrower fails lO
respond to Lender within 30 d8}'S aOor the date the notice is given, Lender is authorized to collect and apply
tho Miscellaneous Proceeds eilher to restoration or repair of the Property or to the sums secured by this
Security Instrument, whether or not then due. "Oppo.,;ing Party" means lhe third party that owes Bonower
Miscellaneous Proceeds or lhe party against whom Borrower ha8 a right of action in .regard lO Miscellaneous
Proceeds.
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lende(s judgment, could result in forfeiture of the Property or other malerial impainnent of Lender's interest
in the Property or rights under this Security Instrument. Borrower can cure liuch a default and, if acce1eralion
has occurred, reinstate as provided in Section 19, by causing lhe action or proceeding to be dismis.\ed with a
ruling that, in Lender's judgment, precludes forfeiture of the Properly or olher material impainncnc of Lender's
interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for
damages that are attributable to the impairment of Lender's interest in the Property are hereby assigne.d and
shall be paid to Lender.
lnltlals..&J_
O,i.·eA{WA) (0012),01 Ctll. (08,02) Page 7 ol 11 Ferm 3048 1/01
"'vv::n V'I /VVU£"1£.UUD •
DOC ID J: 00011532794410005
All Miscellaneous Proceed~ that are not applied to restoration or repair of the Property shall be applied in
the order provided for in Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension or tile time for
payment or modification of amortimtion of the sum.') secured by this Secuiity In~trument granted by Lender to
Bol'tOwer or any Succe.,;sor in lnterest of Borrower shall not operate to release the liability of Borrower or any
Successor.; in Interest of Borrower. Lender shall not be required to commence proceedings against any
Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of
the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any
Successors in Int~t of Borrower. Any forbearance by Lender in exercising any right or remedy including,
without limitation, Lender's acceptance of payments from third persons, entities or Succe.,;so.rs in Interest of
Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exerci:;e of aTiy
right or remedy.
13. Johit and Several Liability; Co-signers; Successors and Assigns Bound. Bonower covenants and
agree.-1 that Borrower's obligation., and liability shall be joint and several However, any Borrower who
co-aigns this Security Instrument but does not execute the Note (a ~co.signer"): (a) is CO·s.igning this Security
IMtrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this
Security Instrument; {b) is not personally obligated to pay the sums secured by this Security Instrument: and
(c) agrees that Lender and any other Borrower can agree· to extend, modify, forbear or make any
accommodation., with regard to the tenns of this Security Instrument or the Note wilhout the co.signer's
consent.
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
obligations under this Security Instrument in writing, and is approved by Lender, shall obtaln all of Borrower's
rights and benefilS under this Security Instrument. Borrower shall not be released from Borrower's obligations
and liability under this Security Inslrument unless Lender agrees to such release in writing. The covenants and
agreemenltl of lhis Security Instrument $hall bind (except a'> pr0vided in Section 20) and benefit the successors
and assigns of Lender.
14. Loan Charges. Lender may charge Borrower fees ror services pecfonncd in connection wilh
Bonower's default, for the purpose of protecting Lender's interest in the Property and rights under this
Security Inatrumcnt, includrog, but not limited to, attomey:::' fees, properly inspection and valuation fees. In
regard lO any other fees, the absence of express authority in this Security Instrument to charge a specific rec to
Borrower shall not be comitrued as a prohibition on the charging of such fee. Lender may not charge fees that
are exp!C$Sly prohibited by this Security ln.-1trument or by Applicable Law.
If the Loan is .subject to a law which sets maximum loan charges, and that la.w is finally interpceted so
that the interest or other loan charges collected or to be collected in connection wi1h I.he Loan exceed the
permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary lo reduce the charge
to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limit.~ will
be refunded to Borrower. Lender may choo,~ to make this refund by reducing the principal owed under the
Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as
a partial prepayment without any prepayment charge (whether or not a prepayment charge is pr0vided for
under the Note). Borrower's acceptance of any such refW1d made by direct payment to Bonower will
constitute a waiver of any right of action Borrower might have arising out of such overcharge.
15. Notkes, All notice,; given by Borrower or Lender in connection with this Security Instrument must
be in writing. Arry notice to Borrower in connection with this Sccuricy In.,trurnent shall be deemed to have
been givBn to Borrower when mailed by fin.t cJa.<;s mail or when actually delivered lo Borrower's notice
addnsss if sent by other means, Notice to any one Borrower shall com;titutc notice to all Bonowers unlc.si;,
Applicable Law expressly requires olherv,ise. The notice addre811 shall be the Property Address unle.'iis
Borrower ha$ designated a substitute notice address by notice to Lender. Borrower shall promptly notify
Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of ·
addrcM, then Borrower shall only report a change of address through that specified procedure. There may be
only one designated notice: address under this Scc\lrity Instrument at any one time. Any notice to Lender shall
be given by deJivering it or by mailing it by first class mail to Lender's address Slated herein tmless Lender has
designated another address by not.ice to Borrower. Any notice in connection wi!ll this Security Instrument
shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by
this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy
the corre8p0Ilding requirement und.er this Security Instrument,
16. Governing.Law; Severability; Rules of Construction. This Security Instrument shall be governed
by federal law and the law of the jurjsdiction in which the Property is located. All rights and obligations
contain¢ in this Security lnstroment are subject to any requircmcnll! and limitatiQns of Applicable Law.
Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but
such silence shall not be construed as a prohibition against agreement by contracL In the event that any
provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall
not affect other provisions of this Security Instroment or the Note which can be given effect without the
conflicting provision.
As used in thia Security Instrument: {a) words of the masculine gencler shall mean and include
corresponding neuter words or words of !he feminine gender; (b) words in the singular shall mean and include
1he plural and vjce versa; and (c). lhe word "may" gives sole discre1ion withOl,lt any obligation to take any
action. A'? l".'I. 0
lnltlab~
·~ -OA{WA) (0012).01 CHL (08/0:Z) PageBof11 Form 3048 1,01
"vv:, I u I l uvv.i:. I "-UU,:P •
DOC ID I: 00011532194410005
17. Borrower's Copy, Borrower shall be given one copy of the Note and of this Security Instrument.
18, Transfer of the Property or a Beneficial Interest in Borrower. A.'> u.,;ed in this Section 18,
"Intere.<;t in the Property" means any legal or beneficial interest fo the Property, including, but not limited to,
those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow
agreement, the intenl of whieh is lhe transfer of title by Borrower at a future date to a purchaser.
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not
a natural person and a beneficial interest in Borrower is sold or transferred) without Lendets prior wriuen
co11sent, Le11der may require immediate payment in full of all sums aecured by this Security Instrument.
However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
lf Lender exercises this option, Lender shall give Borrower notice of acceleralion. The notice shall
provide a period of not le:iJS than 30 days from Lhe date the notice is given in accordance with Section 1S
within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these
sums prior to the expiration of this period, Lender may invoke any remedies pennitted by this Security
Instrument without further notice or demand on Borrower.
19. Borrower's Right to Reinstate After Acceleration, If Borrower meets certain conditions, Borrower
shall have the right to have enforcement of thi.'> Security Instrument discontinued at any lime prior to the
earliest or: (a) five days before sale of the Property purnuant to any power of sale contained in Otis Security
Ininrument; (b) such other period as Applicable Law might specify for the tennination of Borrower's right to
reinstate; or (c) entry of a judgment enforcing this Security Instrument. Tho,<;e conditions are that Borrower:
(a) pays Lender all S\UnS which then would be due under this Security lnsuumcnt and the Note as if no
acoeleralion had oceurred.; (b) curea any default of any other covenant., or agreements; (c) pays all expenses
incurred in enforcing this Security Instrument, including, but not limited to, reasonable auomcys' foes,
property inspection and valuation fees, and other fees incurred for the purpose of protecting Lende(s interest
in the Property and rights under this Security Instrument; and (d) takes such action as Lender may rcawnably
rcqujre 10 assure that Lendet's interest in the Property and righlS Wlder this Security Instrument, and
Borrower'.B obligalion to pay the sums 8CCUred by this Security Instrument, shall continue unchanged. Lender
may require that Borrower pay such reinstatement .~um,; and expenses in one or more of the following frums,
as selected by Lender: (a) ca.<;h; (b) money order; (c) certified check, bank check, treasurer's check or cashier's
check, provided any such check is drawn upon an instituti<m whose deposits are in.sured by a federal agency,
instrumentality or enllty; or (d) Electronic Fund.'l Transfer. Upon.reinstatement by Borrowec, lhis Security
Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred.
However, this right IO reinstate shaJl not apply in the ca~e of acceleration under Section 18.
20, Sale of Note; Chanze of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
Note (together with this Security Instrument) can be sold one or more times without prior notice to Bonower.
A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Paymcncs
due under the Note and lhis Security Instrument and perfonns other mortgage loan servicing obligalions under
the Note, this Scwrity Insuument, and Applicable Law. There also might be one or more changes of the Loan
SCIViccr uncelaled to a sale of the Note. If there is a charige of the Loan Servicer, Borrower will be given
wriucn notice of the change which will state the name and address of the new Loan Seniiccr, the add~ to
which payments should be made and any other information RESPA requires in connection with a notice of
transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the
purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with lhe Loan Servicer
or be transferred to a successor Loan Servicer and are not assumed by the Note purcha.o;er unless otherwise
provided by !he Noie pu«:haser.
Nejther Borrower nor Lender may commence, join, or be joined to any judicial action (a.,; either an
individual litigant or the member of a cll\88) that arisen from \he other party's acllons pursuant to this Security
Instrument or that aJleges that the 01her party has breached any provision of, or any duty owed by reason of,
this Security Inslnlment, until such Bonower or Lender has nollficd the other party (with such notice given in ·
compliance with the requirements of Section 15) of such alleged brellCh and afforded the other party hereto a
reasonable period after the: giving of such notice to take corrective action. If Applicable Law provides a time
period which must elapse before certain action can be taken, that time period will be deemed to be reasonable
for purposes of this paragraph. The notice of acceleration and oppormnity to cure given to Bouowcr put1uant
lo Section 22 and the notice of accelc:.ration given to Borrower pursuant to Sect.ion 18 shall be deemed to
satisfy lho notice and opponunity to take: corrective action provisions of this Section 20.
21, Hazardous Substances. AJ used in this Section 21: (a) •Hazardous Substances" arc those substances
defined as toxic or haiardous substances, pollutant.,;, or wastes by Environmenlal Law and the following
substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
volatile solvents, macerials containing asbestos or fonnaidehyde, and raqioaclive materials; (b)
·Envirrinmental Law" mew federal laws and laws of lhe juri.,ciiction where the Property is localed that relate
to health, safety or environmental proltction; (c) ~environmental Cleanup• includes any response actioa,
remedial action, or removal action, as defined in Environmental Law; and (d) an NEnvironmental Condition"
means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
Borrower shall not cause or pennit the presence, ui;e, disposal, storage, or release of any Hazardous
Subscances, or threaten to release any Hazardous Substsnce,;, on or in the Property. Borrower shaJI not do, nor
allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b)
which creates an Environmental Condition, or (c) which, due lo the presence, use, or release of a Hazardous
.... A(WA)I0012).01 CHL(OB/02) Page9o111
lnlUals..m
Fonn 3C48 1/01
~VU::.,OJUI ,uuu~,~ . .., IV
OOC ID I: 00011532794410005
Substance. creates a condition that adversely affect.,; the value of the Property. ~ preceding two sentences
shaJl not apply to lhe presence, use, ot storage on the Property of $Jllall quantitie.,; of Hazardous Substances
that are genenlly recognized to be appropriate to normal residential uses and 10 maintenance of lhe Property
(including, but not limited to, hazardous substances in consumer products).
Bc,rrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawimit or
· other action by any governmental or regulatory agency or private party involving the Property and any
Hazardous Subs1ance or Environmental Law of which Borrower hM actual knowledge, (b) any Environmental
Condition, including but not limited to, any ,,;pilling, leaking, discharge, release or threat of release of any
Hazardous Subslance, and (c) any condition caused by the presence, use or relca.,;e of a Hazardoun: Sub.<;.tance
which advenely affecl.'I the value of the Property. If Borrower learns, or is notified by any governmental or
regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance
affecting the Property is necessary, Borrower shall promptly take. all necessary remedial actions in accordance
with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup.
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
22, Acceleration; Remedies. Lender shall give notice to Borrowj![' prior to acceleralion following
Borrower's breach of any covenant or agreement in this Security lmitrument (but not prior lo
acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a)
the default; (b) ,he action required to cure the default; (c) a date, not Jess than 30 days from the dale the
notice is given to Borrower, by which the default mu.st be cured; and (d) that failure to cure the default
on or before the date specified in the notice may result in acte)era.tion of the sums secured by this
Security Instrument and sale of the Property at public auction at a date not less than 1:20 days in the
future. The notice shaJI further inform Borrower of the right to rei115tate aner acceleration, the right to
bring a conrt action to assert the oon•existence or a default or any olher defense of Borrower to
acceleration and saJe, and. any other matter.,; required to be included in the notice by Applicable Law. If
the default is nol cured on or before the date specified in the notice, Lender at ifs option, may requJre
immediate payment in full of an sums secured by this Security Instrument without further demand and
may invoke the power of sale and/or any other remedies pennlUed by Applicable Law. Lender shall be
entitled lo collect all expenses incurred in porsuing the remedies provided in this Seclion 21, including,
but not limited to, reasonable attorneys' fees and costs or title evidence.
If Lender invokes the power ot sale, Lender shall give written notice to Trustee of the occurrence of
an event of default and of Lender's election to cause the Property to be sold. Trustee and Lender shall
take sucli action regarding notice of sale and shall give such notices to Borrower and to other persons as
App]icable Law may require. After the time required by Applicable Law and afier publication or the
noUce of sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the
highest bidder at the time and place and under the terms desi2D1:1ted in the notice of sale in one or more
parcels and in any order Trustee determines. Trustee may postpone sale of the Property for a period or
perioda permitted by Applicable Law by public announcement at the time and place fixed Jn the notice
of sale. Lender or its desigoee may purchase the Properly at any sale.
Trnstee shall delh'er to tbe purchaser Trustee's deed conveying the Property without any covenant
or warranty, expressed or implied. The recitals in lhe TI'U8tee's deed &ball be prima facle evidence of lhe
troth of the statements made therein. Trustee shall apply the proceeds of the sale in Oae following order:
(a) to aU expenses of the sale, including, but not limited to, reasonable Trustee's and attorneyl'i' fees; (b)
to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally
entilled to it or to the clerk of the superior court of the county In which lhe .sale took pl:l!J.ce.
23. Rooonveyance. Upon payment of all sums secured by this Security Jn.~uument, Lender shall request
Trustee to reconvey the Prop«ty and shall surrender this Secutity Instrument and all notes evidencing debt
secured by lhis Security lnstrument to Trustee. Trustee shaD reconvey the Property wilhout warranty lO 1he ·
person or persons legally entitJed to it. Such person or persons shall pay any recordation costs and the
Trustee's fee for preparing the rcconvcyance.
24. Substitute Trustee. In accordnnce with Applicable Law, Lender may· from time lo time appoint a
successor trustee to any TruBtce appointed hereunder who has ceased to act. Withoul conveyance of the
Property, lhe successor 1111stee shall succeed co all the title, pQwcr and duties conferred upon Trustee hercin
and by Applicable Law.
25. Use of Property. The Property is not ui;ed principally for agricultutal purpOSC8.
26. Attorneys' Fees. Lender .shall be entitled to recover iL~ reasonable attorneys' fees and costs in any
action or proceeding to construe or enforce any term of this Security Instrument. The tenn "auomeys' fees,"
whene"'.er used in this Securlty lnstroment, shall include without limitation attorneys' fees incurred by Lender
in any bankruptcy proceeding ot on appeal. ·
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND
CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT
ENFORCEABLE UNDER WASHINGTON LAW.
0,.--tiA(WA) (0012).01 CHL (08/02) Page 10 ol 11
lnltlals:,M
Fomi 304B 1101
"'vu:;, 1v 11uuu.::: 1.:::.u1 ·1 •
DOC ID I, 00011532794410005
BY SIGNING BELOW, Borrower accepts and agrees to the term., and covenants contained in this
Security Instrument and in any Rider executed by Borrower and recorded with iL
Witness~:
________________ (Seal) ··-
______________ (Seal)
·Bon:owCJ
_____________ (Seal)
-Borrower
} ss: STATE OF WAfi}DNGTON
County of l<.JM!
On lhis day persebally appeared before me
E. Jfd
to me known to be~ indMdual(s) described in a~"."ho executed the within and foregoing inslrumen1, and
acknowledged tha she/they signed the same a~her/their free and voluntary act and deed, for the uses
and purposes there mentioned. ·
GIVEN under my hand and official seal this / / day of 0<.fo 6er J.o(l5 .
My Appointment Expirc1ton /-/tf/ -oq
@ 41 --GA(WA) (0012).01 CHL (08/02) Page 11 ol 11 Fonn 3048 1/01
t:UU:>1Ul /UUUt:1:.£.Ul:.l
-----------{Space Above Thh Line ForRnonling Data)-----------
FIXED/ADJUSTABLE RATE RIDER
(LIBOR One-Year Index (As Published In The Wall Smm Journaf) -Rale Caps)
After Recording Return To:
COUNTRYWIDE HOME LOANS, INC.
MS SV-79 DOCUMENT PROCESSING
P,0,Box 10423
Van Nuys, CA 91410-0423
PARCEL ID #:
948574-0460-09
Prepared By:
PATRICIA A. OYRES
1172525-001 LGS
!Esccow/Closing II
00011532794410005
!Dae ID II
THIS FIXED/ADJUSTABLE RATE RIDER is made this TENTH day or
OCTOBER, 2005 , and js incorporated into and shall be deemed to amend and supplement the Mortgage.
Deed of Trust, Ot Security Deed (the "Security Instrument"} of the same date given by the undersigned
("Borrower") to SCCDre Borrower's Pixcd/Adjustable Rate Note (the "Note") to
COUNT~YWIDE HOME LOANS, INC.
("Lender") of the same date and covering lhe property described in the Security Instrument and located at:
3401 BENSON DRS, RENTON, WA 98055-5455
[Prop,:,cty Add~ss)
OONV
• MULTISTATE FIXEOIAOJUSTABLE RATE RIDER. WSJ One-Ye11r UBOA • Single Famlly ltm:REST ONLY
2U798-XX (04/D2)(d) Page 1 o14 ..... .L£.S
DOC ID i: 00011532194410005
THE NOTE PROVIDES FOR A CHANGE IN BORROWER'S FIXED INTEREST RATE
TO AN ADJUSTABLE INTEREST RATE. THE NOTE LIMITS THE AMOUNT
BORROWER'S ADJUSTABLE INTEREST RATE CAN CHANGE AT ANY ONE TIME
AND THE MAXIMUM RATE BORROWER MUST PAY. .
ADDmONAL COVENANTS. In addition to the covenants and agreements made in the Security
Ini.trument, Borrower and Lender further covenant and agree as follows:
A. ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES
The Note provide..-; for an initial fixed interest rate of 6 • 2 50 %. The Note also provides for a
change in the initial fixed rate to an adjustable interest rate, as follows:
4. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES
(A) Change Dates
The initial fixed interMt rate I will pay will change to an adjustable interest rate on lhe
first day of NOVEMBER, 201 O , and the adjustable interest rate I will pay may change
on char. day eveey 12th month thereafter. The date on which my inilial fixed inteteSt rate changes to an
adjustable intere.'lt rate, and each date on which my adjustable intercet rate could change, is called a "Change
Date."
(ll) The Index
Beginning with the first Change Date, my adjustable inlere.'lt rate will be based on an Index. The "Index•
is the average of interbank offered rates for one year U.S. dollar-denominated depo:riL.-; in the London market
rLIBOR"), as published in the Tht Wall Srreet Journal. The most recent Index figure available as of the date
45 days before each Change Date is callM the "Current Index."
If the Index js no longer available, the Note Holder will choose a new index that is based upon
comparable information. The Note Holder will give me notice ot lhis choice.
(C) Calculation of Changes
Before each Change Dale, the Note Holder will calculate my new inte.rcst rate by adding
TWO & ONE-QUARTER percentage points ( 2.250 %) to the current Jndex. The Note
Holder wm then round the result of this addition 10 the neare.,t one-eighth of one percentage point (0.125%).
Subject to the limits stated in Section 4(D) below, this rounded amount will be ll'!Y new interest rate until the
next Change Date,
The Note Holder will then detenni.ne the amount of the monthly payment that would be sufficient to
repay the unpaid principal that I am expected to owe at the Change Date in full oil the Maturity Date at my
new interest rate in substantially equal paymenu;, The re.1ult of this calculation will be the new amount of my
monthly payment.
(D) Llmib on Interest Rate Changes
The interest rate I am required to pay at the fif6t Change Date will not be greater than 11 . 2 50 % or ·
less than 2. 250 %. Thereafter, my adju::itable interest rate. will never be increased or decreased on any
single Change Date by more than two percentage poinlS from the rate of interest I have been paying for lhe
preceding 12 monlM. My interest rate will never be greater than 11. 250 %. ·
(El Effective Date or Chanaes
My new intereat rate will be.come effective on each Change Date. I will pay the amown of my new
monthly payment beginning on the first monthly paymen1 dale after the Change D;i.te un1il the amount of my
monthly payment changes again.
(F) Notice of Changes
The Note Holder will deliver or mail to me a notice of any changes in my initial fixed interest rate 10 an
adjustable interest rate and of any changes in my adjustable interest rate before the effective date of any
change. The notice will include the amount of my monthly payment, any information required by law 10 be
given lo me and also the tide and telephone number of a person who will answer any question I may have
regarding the notice.
CONV
• MIJI..TISTATE FIXEDIA0JUSTA61.E RA.Te: RIDER. WSJ O!ie·Year UBOR. Single Family INTEREST ONLY
2U7118-XX (Q,U02) Page 2 ol 4 lnili&la:.M
,uu~ ,u 11uuu..::1..::.u·14 •
DOC ID f: 00011~32794410005
B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER
1. Until Borrower's initial fixed interest rate change.<; to an adjustable interest rate under the tcnn:; stated
in Section A above, Unifrum Covenant 18 of the Security Instrument shaU read as follow~:
CONV
Transfer of the Property or a Beneflclal Interest in Borrower. As used in this Section 18,
hlntcrcst in the Property" means any legal or beneficial interest in the Property, including, bu.t not
limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment
sales contracl or escrow agreement. the intent of which is the transfer of tiUe by Borrower at a
future date to a purchaser.
If all or any part of the Property or any Intere.,;t in the Property is sold or transferred (or if
Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without
Lender's prior written consent, Lender may require immediate payment in lull of all sums secured
by this Security In.-;tro.ment. f{owever, this option shall not be exerci.\ed by Lender if such exercise
is prohibited by Applicable Law.
If Lender exercJses this option, Lender shalt give Borrower notice of acceleration. The notice
$hall provide a period of not less than 30 days from the date the notice is given in accordance with
Section 15 within which Borrower mu.'it pay all sums seemed by this Security Instrument. If
Borrower fails to pay the6c sums prior to the expiration of lhi.<; period, Lender may invoke any
remedies permitted by this Secnrity Instrument without further notice or demand on Booower.
2. When Borrower's initial fixed interest rate changes .to an adjustable inlcrest rate under the
tetms stated in Section A above, Uniform Covenant 18 of the Security Instrument described in
Section B 1 above shall then cease to be in effect, and the provisions of Unifonn Covenant 18 of the
Security Instrument shall be amended to read as follows:
Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18,
~Interest in the Property" means any legal or beneficial inteieSt in the Propeity, including, but not
limited to, those beneficial interests transferred in a bond for deed. contract for deed. installment
sales contract or escrow agreement, the intem of which is lhe uansfe.r of litle by Bonower at a
future date to a purchaser.
If all or any part of the Property or any Inlercst in the Property is sold or transferred (or if
Borrower is l'IOt a nalural persoll and a beneficial interest in Borrower is i;old or ttansferrcd) wichou1
Lender's prior written consent. Lendet may requlre immediate payment in full of all sums secured
by this Security Instrument. However, this option shall not be exercised by Lender if such exercise
is prohibited by Applicable Law. Lender aJso shall not Q.ercise this option if: (a) Borrower cause.,;
to be submitted to Lender information required by Lendet to evaluate the intended transferee a.s if a
new loan were being made to the tran11ferce; and (b) Lender rea.~onably detennines that Lender's
security wiU not be impafred by the Joan assumption and that the risk of a breach of any covenant or
agreement in lhili Security Instrument is acceptable to Lender.
To the extent pennitted by AppJicable Law, Lender may charge a reasonable fee as a
condition to Lendets consent to the loan a1.~umption. Lender also may require the uan.,fcree to sign
an assumption agreement that is acceptable to Lender and that obligalcs the transferee to keep all
the promises and agreements made in the Note and in this Security InstrumenL Borrower will
continue to be obligated under the Note and 1his Security Instrument unless Lender releases
Borrower in writing.
lf Leader exercii;cs the option to requite immediate payment l"n fu!I, Lender shall give
Borrower notice of acceleration. The notice shall provide a pcrlod of not less than 30 days from the
date the notice is given in acCO!dance with Section 15 within which B0t10wer must pay all sums
sewred by thL"I Security Instrument. If Borrower fails to pay the.,;e sums prior to the expiration of
this period, Lender may invoke any remedies penniltw by this Securjty Instrument without further
nolice or demand on Borrower,
• MlA.TISTATEFIXEO/AOJUSTABLE RATE RIDER· WSJ0ie·YearLJ80R. Single Family INTI:RESTOIIILY
'""""'.m :ZU796-XX {04/02) Page 3 of 4
4'UU01U1 /UUU:.!12.015 •
DOC IO f; 00011532?94410005
BY SIGN.ING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this
Fixed/Adjustable Rate Rider.
coov
--------------~(Seal) -·-
________________ (Seal) ........
---------------<Seal)
• Borrower
• MULTISTATE FIXECWADJLISTABLE RATE RIDER· WSJ Orai·YeaJ LIBOA • Slngl• FamHy INTEREST ONLY
2\J786-XX 104/02) Page 4 ol 4
'
;.:uuo1u11uwi1 J.001
After Recotding Return To:
COUNTRYWIDE HOME LOANS, INC.
MS sv-79 DOCUMENT PROCESSING
P.O.Sox 10423
2WJlltlUlf Jiil
CHICAGO TtTLI DT ' 37. H ...... w '" 1e11112e ta:3e
Van Nuys, CA 91410-0423 KING t TY, UA
Assessor'sParcelorAccountNumber: 9485740460 & 9485740480
Abbreviated Legal Description:
LOT 46 AND TRACT B, VOLUME 164 OF PLATS, PAGE 77
[Inclu(U lot, block and plat ,:ir section, lown1Wp and nnp]
Full legal dt$cription located on page 2
Trustee:
LS TITLli OF WASHINGTON
-----------{S~ Above This Llue For Recordinit Data]
1172525-001 LGS
1£scrow/Closlng II
DEED OF TRUST
(Line of Credit Trust Deed)
C+j . \ \ :>r'Z.$2$. \\
00011532795210005
IOoc IO II
MJN 1001337-0000890275-4
TI!ISDBllDOPTRUST,d<ted OCTOBER 10, 2005
RAYMOND E SLED, AN UNMARRIED MAN
, is between
This document Is second and
subordinate to Deed o!Tr~""
recorded concurrently h•••"'" ,.
reslding at
3401 SENSON DRS, RENTON, WA 98055-5455
the puson or persons signing as 1'Gran1or(s)" below and hereinafter refetred to as "we." "our," or ·us" and
LS TITLE OF WASHINGTON
aa l1'U8tCC and hereinafter referred lo al! the "Trustee," with an address at
2707 COLBY AVE SUITE 1118, EVERETI 1 WA 98201
for the benefit of MORTGAGE l!Ll!CTRONIC REGISTRATION SYSTl!MS, INC., ("MERS") a Delaware
corporation, with an address of P.O. Box 2026, Pline MI 48501-2026, tel. (888) 679-MERS. MERS Is lhe
"Benef'icl.ary" under this Deed o!Tnlst and is acting solely as nominee for
Countrywide Bank, N.A.
("Lender" or '"you") and its SUCce.,$0!S and assigns, with an address of
1199 North Fairfax St. Ste.500, Alexandria, VA 22314
PREMISES: In consideration of the loan hereinafter described, we hereby mortgage, grant and convey to
the Tru81Ce dle premises located at:
KING c..n,,
• MERS HELOC -Daod ol Trust
:2E034-WA (11/04){d)
3401 BENSON DRS, R~NTON
(State, Municipalltyl
Washington 98055-5455 (the MPremises").
zn,
lnllals:M..
Page 1 016
20051017000213.002
DOC ID I: 00011532795210005
and ful'ther described as:
LOT 46 AND TRACT B, WINSPER II 1 ACCORDING TO THE PLAT THEREOF, RECORDED IN
VOLUME 184 OF PLATS, PAGES 77 THROUGH 80, IN KING COUNTY, WASHINGTON.
The Premises includes all buildings and other improvemenL,; now or in the future on the Premises and all rights
and interests which derive from our ownership, u.,;e or possession of the Premises and all appurtenances thereto.
The Premises are nol used principally for agricultural or farming purpo1cs.
WE UNDERSTAND and agree that MERS is a separate cotporalion acting solely as nominee for Lender
and Lender's succes.o;ors and assigns, and holds only legal title to the interests granted by us in lhis Deed of
Trust, but,. if necessary lo comply with law or custom, MERS (as nominee for Lender and Lender's succ~rs
and fi,<;.,;igns) has the right: to exercise any or all of tho.~e interests, including, but not limited to, the right to
foreclose and sell the Property, and to take any action required of Lender including, but not limited to, releasing
or canceling this Deed of Trost.
TBRM: The maximum term of the Note is 25 years, including any renewals or extensions thereof.
LOAN: This Deed of Tru:n wm secure your loan to us in the principal amount of$ 96, ooo. 00 or so
much thereof as may be advanced andreadvanced from rime to time to
RAYMOND E. SLl!:O
the Bonower(s) under the Home Equity Credit Line Agreement And Di8c108W°C Statemenf. (the "'Note") dalcd
OCTOBER 10, 2005 , plus inle.res, and costs, late cbaq:es and all other charges related to the loan, all
of which sums are repayable according to the Note. This Deed of Trust will also secure the performance of all
of the promises and agreement, made by us and each Borrower and Co-Signer in the Note. all of our promises
and agreements in this Deed of Trust, any extensions, renewal'!, amendmenL~ supplcmen&s and olher
modifications of the Note, and any amounts advanced by you under the lcrms of the section of this Deed of
Trust enlitlcd "Ont Authority To You." Loans under the Note may be made, repaid and remade from lime Co
time in accordance wilh the terms of the Note and subject to the Credit Limit set forth in lhe Nole.
OWNERSJUP: We are the soJe ownu(s) of the Premi1,es. We have the legal right to mortgage. grant and convey
tho Premises 10 Ille Trustee.
BORROWER'S IMPORTANT OBLIGATIONS:
(a) PAYMENT AND PERFORMANCE: We will pay to you all amounlS secured by this Deed ofTrosl as
they become due. and shall strictly pe.rfonn our obligations.
(b) TAXES: We will pay all real estate taxes, assessments, water charges and sewer rents relating to the
PremiSCB when the:y become due. We will not claim any credit on, O! make deduction from. the loan under lhe
Note ~use we-pay these taxes and charges. We will provide you with proof of payment u.pon request
(c) MAlNTHNANCE: We will maintain the building(s) on the Premises in good condiEion. We will not
make major changes in lhe building(s) except for normal repairs. We will not tear down any of the building(s)
on tho Premises without fil'$t getting your consenL We will not conduct or permit any nuisance or wa.ne on ot to
the Premises. We will not use the Prellllses megally. If this Deed of Trust is on a unit in a condominium or a
planned unit development, we shall perform all of our obligalions under the declaration or covenants creating or
governing the condominium t1r planned unit development, the by-lawS and regulations of the condominium or
planned unil development and constituent documents.
(d) INSURANCE: We will keep the building(s) on the Premises insured at all times against loss by fire,
flood and any other hazards you may specify. We may choose lhe insurance company, bul our choice is subject
lo your reasonable approval. The policies must be for at leasl the amounts and the lime periods that you specify.
We will deliver to you upoa your request lhe policies or other proof of the insurance. The policies must name
you as "mortgagee" and "loss-payee" so that you will receive payment on all insurance claims, to the ex1ent of
your interest under lhis Deed ofTrus~ before we do. The insurance policies mu!! also provid&J'.u be given
• MER& HELOC. Died of TMI ... 11:ff:
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not Jess than 10 days prior written notice of any cancellation or reduction in coverage, for any reason. Upon
request, we shall deliver the policies, certificate.<:: or other evidence of insurance to you. In the event of loss or
damage to the Premises," we will immediately notify you in wrlting and file a proof of loss with the insurer. You
may file a proof of loss on our behalf if we fail or refu/i'e to do so. You may also sign our name to any check,
draft or other order for the paymenl of insurance proceeds in the event of loss or damage 10 lhe Premises. Ir you
receive payment of a claim, you will have the right to choose to use lhe money eilher to repair the Premises or to
reduce the amount owing on the Note.
(e) CONDEMNATION: We assign to you the proceeds of any award or claim for damages. direct or
consequential, in connection with any condemnation or other taking of the Premises, or part thereof, or for
conveyance in lieu of condemnation, all of which shall be paid to you, subject lo the terms or any Prior Deed of
Trust.
(f) GOVERNMENT AL REQUIREMENTS: We will comply with all laws, ordinancc.'il and re.guJations
applicable to lhe use or occupancy of the Premises.
(g) SECURI1Y INTEREST: We will join with you in signing and filing dOC1.1ments and, at our expense, in
doing whatever you believe i.'il nee~ to perfect and continue the perfection of your lien and security interest
in the Premises. It is agreed that the Lender shall be subrogated to the claim.'il and liens of aJI parties whose
claims or liens are discharged or paid. with the proceeds of tile Agreement secured hereby.
(h) OUR AUTIIORlTY TO YOU: If we fail to perform our obligations under Lhis De.ed of Trust, you
may, if you choose. perfOJJJl our obligation.~ and pay such costf; end expenses. You wm add lhe amounts you
advance to. lhe sums owing on the Note, on which you will charge inlerest at the interest rate set forth in the
Note. If, for example, we fail to honor our promise.~ to maintain insurance in effect, or IO pay fifing fees, taxes
01 the costs necessary to keep tho Premises in good condition and repair or to perfonn any of our other
agreements with you. you may, if yon choose, advance any sums to satisfy any of our agreements with you and
charge ns interest on such advancC6 at the interest rate /iet forth in the Note. This Deed of Trust secures all six:h
advances.. Your payments on our behalf will not cure our failure to perfonn our promises in this Deed of Trust.
Arry replacement .insurance that you obtain to cover loss or damages to the Premises may be limiled to the
amount owing on the Note pion the amount of any Prior Deeds of Trust
(i) PRIOR DEED OF TRUST: If the provisions of this paragraph are completed, this Deed of Trust is
subjectandsubordinatetoapriordeedoftrostdated OCTOBER 05, 2005 and given by us for the
benefit of
COUNTRYWIDE
a., beneficiary, in lhe original amount of$ 384,000.00 (the "Prior Deed of Trust"). We shall not
increase. amend ot modify the Prior Deed of Trust without your prior written consent and shall upon receipt of
any written notice from the holder of the Prior Deed of Trust promptly deliver a copy of such notice to you. We
shall pay and perfOim all of our obligations under the Prior Deed of Trust 8$ and when required under the Prior
Deed of Trust.
(D HAZARDOUS SUBSTANCES: We shall not cause or pennit the pre.'ICncc. use, disposal, storage, or
release of any Hazardous Substances on or in the Premises. We :'mall noc do, nor allow anyone else 10 do,
anything affecting the Premi.selJ that is in violation of any Environmental Law. The preceding two senlences
shall not apply to the presence, use, or storage on lhe Premises of small quantities or Hazan:lous Substances that
are generally .reoognii.ed IO be appropriate to nonnal residential uses and to maintenance of the Premises. As
used in this paragraph, "Hazardowi Substances" are those substancc.'il defined as toxic or lu.-zardous substances
by Environmental Law and the following substances: ga~oline, kerosene, ocher flammable or loxic pclroleum
products, toxic pesticides and herbicides. volatile solvents, materials containing asbestos or fonna1dehyde, and
radioactive materials, ~ used in this paragraph, "Environmental Law" means federal laws and laws of the
jurisdiction where the Premises are located that relate to health, sarety or environmental protection.
(k) SALB OF PREMISES: We will not sell, transfer ownership of, mortgage or otherwise dispose of our
interest in the Premises, in whole or in part, or permit any other lien or claim against the PJCIJUses without your
prior written c:oMcnt.
(I) INSPECTION: We will permit you to inspect the Premises at any reasonable time.
NO LOSS OF RIGHTS: The Note and this Deed of Trust may be negotiated or assigned by you without
releasing us or the Premises. You may add or relea~e any person or property obligated under the Nole and this
Deed of Trust without losing your rightll in the Premise.~.
DEP'AULT: Except as may be prohibited by applicable law, and subject to any advance notice and cure period
if required by applicable law, if any event or condition of default as described in the Note occurs, the Trustee
may foreclose upon this Deed of Trosl by notice and sale or may foreclose judicially, in either ca.-;e in
accordance with aud to tbe extent provided by law. You may bid at any public sale on all or any portion of the
• MEAS HELOC • Deed of Trust lnlHals: td.
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DOC ID t, 00011532795210005
Property. In addition, you ot the Trn:s.tee may, in accordance with applicable Jaw, (i) enter on and take
posse~on of the Pl'tllllse.,;; (ii) collect the rental payments, including over-due rental paymenL'il, directly from
tenants; (iii) manage the Fremises; and (iv) sign, cancel and change leases. We agree that the inte.re!U rate set
forth in the Note will continue before and after a default, entry of a judgment and foreclosure or public sale. In
addition, you shall be entitled to collect all reasonable fees and cos~ actually incurred by you in proceeding to
foreclw.urc or to public sale, including, buc noc limited to, trustee's fees, reasonable attorneys tees (whether or
not there is a judicial proceeding) and COSL'il of documentary evidence, ab.'illlllCL'l and title reports.
ASSIGNMENT OP RENTS; APPOINTMENT OF RECEIVER: A3 additional security, we assign to you the
rents of lhe Premises. You or a receiver appointed by the courts sha11 be entit]ed to enter upon, take pOssClision
of and manage the Premises and collect the renL'l of the. Premises including thooe past due.
WAIVERS: 1'0 the extent pennitted by applicable law, we waive and release any error or defcets in proceedings
to enforce this Deed of Trust and hereby waive the benefit of any present or furore laws providing for stay of
exectation, extension of time. exemption from attachment, levy and sale and homestead exemption.
BINPING BFFeCT: Each of us shall be fully responsible for all of the promises and agreements in this Deed of
T.rusl. Until the Noto bas been paid in full and your obligation to make further advances "Under lhe Note has
been terminated, the provisions of this Deed of Trust will be binding on us, our legal representatives, our heirs
and all fututc owners of the Premises. This Deed of Trust is for your benefit and for the benefit of anyone to
whom you may assign it. Upon payment in full of all amounl.'I owing tQ you under Che Note and this Deed of
Trust, and provided any obligation to make further advance.'i under the Nole has terminated, lhis Deed of Trust
and your rights in the Premises shall end.
NOTICE: Bxcept for any notice reqWred under applicable law to be given in anothe.r manner. (a} any notice to
us provided for in this Deed of Trust shall be given by delivering it or by mailing such notice by regular first
class mail addressed lO us al the last address appearing in your records or at such other address as we may
designate by notice to you as provided herein, and (b) any notice to you shall be given by certified mail, rerurn
receipt requested. to your addrCS8 at
PorMERS:
P.O. Bo, 2026, Flin~ MI 48501-2026
PorLendcr:
1199 North Fairtax St. Ste.500, Alexandria, VA 22314
or to such other adchess as you may designale by notice to u,;. Any notice provided for in lhiS: Deed of Trust
shall be deemed to have been given !O us or you when given in the manner designated herein.
RELBASI!: Upon payment of all sums secured by this Deed of Trm:t and provided. your obligation lo make
further advancc3 under the Note has terminated, the Trustee shall d.ischargG this Deed of Trust without charge to
us, except that we shall pay any fees for recording of a re conveyance of this Deed of Trust.
SBVBRABILITY: If any _provision in thi1> Deed of Trust is held invalid or unenforceable, the remaining
provisions shall continue in full force and effect.
GENERAL: You or the Trustee can waive or delay enforcing any of your rights under this Deed of Trust
without losing them. Any waiver by you of any provisions of this Deed of Trus< will not be a Waiver of that or
any other provision on any other occasion.
SUBS'ITIUI'E 'IRUSTEB: Lender may, from time to time., appoint a successor trustee by an instrument
executed and acknowledged by Lender and recorded in the county in which this Deed of Trust is recorded, and
upon such recordation the successor trustee shall become ve.~ed wilh the same powers, rights:, dutie., and
authority of the Trustee with the same effect as if originally made Trus1ee hereunder.
MBR.GER: Then:. shall be no merger of the interei,;c ot e.,;cate created by Ibis Deed or Trust with any other csta.tc
or inlerC8l in the Premise., at any time held by you or for your benefit without your written consent
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO
FORBEAR FROM ENFORCING REPAYMENT OF A DEIIT ARE NOT ENFORCEABLE UNDER
WASHINGTON LAW.
• MERS HELOC ~ De&d QfTru$1
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' DOC ID t: 00011532795210005
TIIlS DEED OF 1RUST has been signed by each of us under seal on the date firi;t above wriucn.
-Gnn7,",~'-,"'RA""',"--"'N_,1~DzEe,."""s1_E_,r_..,j;_M;.c-="'---------(SEAL)
------------------<SEAL>
___________________ (SEAL)
Gn,nttt:
--------------------(SEAL)
Grantor:
STATE OF WASHINGTON } ss:
County of Ki/IA t1 [ ( /. _1
On this day poisbnaJly appeared before me _ __,_&z,.._,gz,i¥"~"-'M=--=---""di,.t'la..=-------
to me known to be the iodivi,:!---dCJ;Cribed in and who ~tcd the within and foR:.going insll'Ufl\Cnt,
and acknowledged dial . signed the same as Y1". free and voluntary act and deed,
for the uses and purpo$CS therein mentioned.
OIVBN under my hand and official seal lhi5 ( day of ocfthtr
lh1na /h {l1t<-t
Notj\9' Public in and for the State of Washington, resi(ling at
!'--inf-
My Appointment 8xphca on _f~-1~4~--o~q ____ _
• MEFIS HELOC • Deed of Trust
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