HomeMy WebLinkAboutCertificate of Insurance Guidelines 6-8-23Insurance Guidelines for the City of Renton
The City of Renton requires current insurance certificates for one or
more of the following lines of coverage and minimum insurance limits:
Revised 6/8/23
•$1,000,000 per occurrence and $2,000,000 aggregate for Commercial General Liability
(CGL) or Special Event coverage. Limits may be increased for higher than usual or special
liability exposures.
•$1,000,000 combined single limit for Auto Liability. Required if a commercial vehicle will
be used in performance of work or delivery of products, beyond normal commutes.
•Proof of Workers’ Compensation coverage, as required by the State of Washington
(provide the Washington L&I or excess coverage policy number).
•Excess Liability or Umbrella. Required only if needed to reach minimum CGL or auto
liability coverage limits.
•$1,000,000 Professional Liability. Required if professional services (e.g. architect,
engineering, surveying, legal, or medical) are being provided to the city and if those
professional services are excluded from the CGL policy.
•$1,000,000 Pollution Liability. Required if work involves a pollution risk to the
environment.
•$2,000,000 Cyber Liability Insurance. Required for information technology professional
services agreements. Limits may be higher for special liability exposures.
•Builders Risk. May be required up to the amount of the completed value of a new
building or major construction project.
•$1,000,000 per occurrence Aircraft Liability (Single Limit Bodily Injury and Property
Damage Liability). Required coverage only for aircraft tie-down leases.
Additional requirements unique to the City of Renton:
•Name the City of Renton as a certificate holder and a Primary and Non-Contributory
Additional Insured on the policy.
This requirement applies to Commercial General, Auto Liability, Excess/ Umbrella, Special
Event, and Aircraft Liability policies; it does not apply to Professional Liability, Workers’
Compensation, nor Cyber Insurance.
•The Certificate Holder should read:
•The City shall be provided with written notice of any policy cancellation within a
minimum of two business days of receipt of such notice by the policy holder.
•The city does not represent that the minimum required insurance coverage or limits are
adequate to protect the vendor/contractor/consultant from all liabilities.
•Insurance certificate requirements and minimum limits can only be waived or modified
with Risk Manager approval.
Direct any questions, comments, or concerns to: Krista Kolaz, Risk Management
425-430-7669
kkolaz@rentonwa.gov
City of Renton
ATTN: [your City contact’s name & department]
1055 South Grady Way
Renton, WA 98057