HomeMy WebLinkAbout19 Insurance GuidelinesInsurance Guidelines for the City of Renton The City of Renton requires current insurance certificates for one or more of the following lines of coverage and minimum insurance limits: Revised 6/8/23 •$1,000,000 per occurrence and $2,000,000 aggregate for Commercial General Liability (CGL) or Special Event coverage. Limits may be increased for higher than usual or special liability exposures. •$1,000,000 combined single limit for Auto Liability. Required if a commercial vehicle will be used in performance of work or delivery of products, beyond normal commutes. •Proof of Workers’ Compensation coverage, as required by the State of Washington (provide the Washington L&I or excess coverage policy number). •Excess Liability or Umbrella. Required only if needed to reach minimum CGL or auto liability coverage limits. •$1,000,000 Professional Liability. Required if professional services (e.g. architect, engineering, surveying, legal, or medical) are being provided to the city and if those professional services are excluded from the CGL policy. •$1,000,000 Pollution Liability. Required if work involves a pollution risk to the environment. •$2,000,000 Cyber Liability Insurance. Required for information technology professional services agreements. Limits may be higher for special liability exposures. •Builders Risk. May be required up to the amount of the completed value of a new building or major construction project. •$1,000,000 per occurrence Aircraft Liability (Single Limit Bodily Injury and Property Damage Liability). Required coverage only for aircraft tie-down leases. Additional requirements unique to the City of Renton: •Name the City of Renton as a certificate holder and a Primary and Non-Contributory Additional Insured on the policy. This requirement applies to Commercial General, Auto Liability, Excess/ Umbrella, Special Event, and Aircraft Liability policies; it does not apply to Professional Liability, Workers’ Compensation, nor Cyber Insurance. •The Certificate Holder should read: •The City shall be provided with written notice of any policy cancellation within a minimum of two business days of receipt of such notice by the policy holder. •The city does not represent that the minimum required insurance coverage or limits are adequate to protect the vendor/contractor/consultant from all liabilities. •Insurance certificate requirements and minimum limits can only be waived or modified with Risk Manager approval. Direct any questions, comments, or concerns to: Krista Kolaz, Risk Management 425-430-7669 kkolaz@rentonwa.gov City of Renton ATTN: [your City contact’s name & department] 1055 South Grady Way Renton, WA 98057 AmRL CERTIFICATE OF LIABILITY INSURANCE THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed.If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT PHONE FAX tAlC,No,Eat):(AIC,No): E-MAIL ADDRESS: PRODUCER CUSTOMER ID #: INSURER(S)AFFORDING COVERAGE NAIC # INSURED INSURER A: INSURER B: INSURER C: INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER:REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWiTHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WiTH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. MDDL SUBR POLICY EFI’poLIcy ED’ LTR TYPE OF INSURANCE i wvp POLICY NUMBER {MM/DDIYYYY)(MM!DDIYYYY)LIMITS GENERAL LIABILITY EACH OCCURRENCE $1 .00i1QQ.Q DAMAGE TO RENTED COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR r—r’”PREMISES lEa occurrence)$ MED EXP (Any one person)$5000 GENERAL AGGREGATE $2,000,000 PERSONAL&ADVINJURY $1,000,000 GENL AGGREGATE LIMIT APPLIES PER:PRODUCTS -COMP/OP AGG $1 000,000 POLICY fl r—iLOC —$ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $1,000,000(Ea accident) ><ANY AUTO BODILY INJURY (Per person)$ ALL OWNED AUTOS—BODILY INJURY (Per accident)$ SCHEDULED AUTOS PROPERTY DAMAGE $HIRED AUTOS (Per accident) NON-OWNED AUTOS $ $ UMBRELLA LIAR Li OCCUR ——EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE F J”’AGGREGATE $ DEDUCTIBLE $ H RETENTION $—$ WORKERS COMPENSATION I WC STATU-0TH- I TORY LIMITS I ERANDEMPLOYERS’LIABILITY Y!N ANY PROPRIETORIPARTNER/EXECUTIVE [‘EL.EACH ACCIDENT $ OFFICER!MEMBER EXCLUDED?LI N!A (Mandatory in NH)E L.DISEASE -EA EMPLOYCI $ If yes,describe under EL,DISEASE -POLICY LIMIT $SPFflIAI PROVISIONS heIrw DESCRIPTION OF OPERATIONS I LOCATIONS!VEHICLES (Attach ACORD 101,AdditIonal Remarks Schedule,If more space Is required) The City Df Renton is Primary and NOn-contributory Additional Insured. CERTIFICATE HOLDER CANCELLATION City of Renton SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.Attn: 1055 South Grady Way AUTHORIZED REPRESENTATIVE Renton,WA.98057 DATE (MMIDDIYYYY) ©1988-2009 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORDACORD25(2009109) SAMPLE ONLY