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Home My WebLink AboutReport 01 (2)CITY OF RENTON COUNCIL AGENDA BILL A[ N: Submitting Data: Department of Community and For Agenda of: March 9, 2009 Economic Development Dept/Div/Board.. Development Services Division Staff Contact...... Carrie K. Olson x7235 Agenda Status Consent .............. X Public Hearing.. Subject: Acceptance of additional right-of-way to comply with Correspondence.. City of Renton code for new short plats and the Ordinance ............. Gurdev Singh Short Plat (LUA09-010). Resolution.......-R E Old Business.. New Business. '. - �! Exhibits: Deed of Dedication Study Sessions.. Exhibit Map L Vicinity Map Information.......... � _ . King County Report & Decision for Short Subdivision Recommended Action: Approvals: Council concur Legal Dept......... X Finance Dept...... X Other ............... Fiscal Impact: NIA Expenditure Required... Transfer/Amendment....... Amount Budgeted....... Revenue Generated......... Total Project Budget City Share Total Project. SUMMARY OF ACTION: The area to be dedicated for street improvements is approximately 1,790 sq. ft. to widen SE 192" Street and was granted by King County. This dedication complies with the code requirements for this short plat. As the successor jurisdiction through the Benson Hill Annexation, Council acceptance of said right-of-way should be completed prior to recording the deed with the short plat. STAFF RECOMMENDATION: Accept the additional right-of-way and authorize the Mayor and City Clerk to sign and record the Deed of Dedication. 1:1PlanReviewlCGLSOiNI Shortplats 20091Gurdev Singh SHPL 02m AGNBILL.doc CITY OF RENTON PLANNINGBUILDING/PUBLIC WORKS MEMORANDUM DATE: February 24, 2009 TO: Bob Mac Onie, Technical Services �f Sonja Fesser, Technical Services FROM: Carrie Olson, Plan Review x7235 SUBJECT: GURDEV SINGH SHORT PLAT LUAOM10-SBPL DEED OF DEDICATION LEGAL REVIEW Attached is the Gurdev Singh Short Plat Deed of Dedication and the latest Short Plat Certificate for your review. If all review concerns have been addressed, please sign below or return your comments as needed. Thanks. Approval: 1 , Date: Robert T Mac Onie, Jr. Sonja Fesser Cc: Yellow File I:1P1anRevicwtiC0LS0N1Shortp1ats 20091Gurdev Singh SHPL 01m TS Review DEED Startdoc Return Address: City Clerk's Office City of Renton 1055 South Grady Way Renton, WA 98055 DEED OF DEDICATION Property Tax Parcel Number. 322305-9038 Project File #:L05S0009 Southeast 192 i Street Itefereoce Numher(s) of Documents assigned or released: Additional reference numbers are on page Grantor(s): Grantee(s): 1 _ Gurdev Singh and Kuldip S Turnber 1. City of Renton, a Municipal Corporation LEGAL DESCRIPTION: (Abbreviated orfull legal must go here. Additional legal on page 2 ) Lot 2, Short Plat No. 482007, According to the short plat recorded under recording no. 8303080870, records of King County, Washington. The Grantor, for and in consideration of mutual benefits conveys, quit claims, dedicates and donates to the Grantee(s) as named above, the above described real estate situated in the County of King, State of Washington. IN WITNESS WHEREOF, I have hereunto set my hand and seal the day and year as written below_ Approved and Accepted Bv: Grantor(s): Grantee(s): City of Renton tY'J Gurdev Singh Mayor Kuldip S Tumber City Clerk INDIVIDUAL FORM OF STATE OF WASHINGTON SS ACKNOWLEDGMENT COUNTY OF KING ) I certify that I know or have satisfactory evidence that Notary Seal must be within box signed this instrument and acknowledged it to be his/her/their free and voluntary act for the uses and purposes mentioned in the instrument. Notary Public in and for the State of Washington Notary (Print) My appointment expires: Dated: Hforms,h[xxFRM/AGREE/DEED of DEDICATION\ AK FORM 04 0001/bh EXHIBIT "A" A PORTION OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE --HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 FAST, W.M., DESCRIBED AS, COMMENCING AT THE SOUTHEAST CORNER OF SAID SECTION 32, THENCE NORTH 8650'36" WEST, ALONG THE SOUTH LINE OF THE SAID SOUTHEAST QUARTER, A DISTANCE OF 655.75 FEET,• THENCE NORTH 01'09'24" EAST, A DISTANCE OF 30,00 FEET TO A POINT ON THE SOUTH LINE OF THE NORTH 12.00 FEET OF THE SOUTH 42,00 FEET OF THE WEST ONE-HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32 AND THE POINT OF BEGINNING; THENCE NORTH 88'50'36" WEST, ALONG SAID SOUTH LINE, A DISTANCE OF 734.00 FEET TO THE BEGINNING OF A CURVE TANGENT TO SAID LINE, CONCAVE TO THE NORTHEAST, HAVING A RADIUS OF 25.00 FEET AND A CENTRAL ANGLE OF 58'39'30"; THENCE WESTERLY AND NORTHWESTERLY ALONG SAID CURVE, A DISTANCE OF 25.60 FEET TO A POINT OF CUSP ON THE NORTH LINE OF THE SOUTH 42,00 FEET OF THE WEST ONE-HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32; THENCE SOUTH 8650'36" EAST, ALONG SAID NORTH LINE, A DISTANCE OF 155.52 FEET; THENCE SOUTH 0700'01" WEST, A DISTANCE OF 12.00 FEET TO THE POINT OF BEGINNING. ALSO KNOWN AS A PORTION OF LOT 2, SHORT PLAT NO. 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080670, RECORDS OF KING COUNTY, WASHINGTON_ OWEN B. HILLE, PLS PLS NO, 40016 EXHIBIT MAP N 4i 3 w SCALE- 1 "=40 ' 0 4, w cq to z�5� S88 50 '36 F 15552 ' 1,790 SO. FT. S02'00�01'W POINT OF 12.00' RFGIAJN►Nr. AW '50 '36 7►' 134.00 ' R 25.00 ' A 58 '39 '30 " Arc=25.60 ' ;s�v S. LINE OF TIE N. 12.00 FEET OF THE S. 42_00 FEET 01- .98 OF THE S.F. 114 OF THE S.E. 114 1. 19 OF SEC. 32, TW. 23 N, R CV 5 E, W.M_ _ _ +� �55.75' (CALCV.) 3` N86 '50 36'W {r SOUTHEAST 192ND STREET 5 SOUTH LINE OF THE S.E. 114 OF SEC. 32, TWP. 23 N., RNG. 5 E . W. M. ACK IN LEAD IN (SE. SEC. COR.) OWEN B. HILLE, PLS PLS NO. 40016 :ZUU4— 33 4 qeDepartment of �enue REAL ESTATE EXCISE TAX AFFIDAVIT This foam is your receipt PLEASE TYPE OR PRINT CHAPTER 82.45 RCW -- CHAPTER 459-61A WAC when stamped by cashier. THIS AFFIDAVIT WILL NOT BE ACCEPTED UNJ.FSS ALL AREAS ON ALL PAGES ARE Fl.-LLY COMPLFTFD i See hack of last page for instructions) ❑ CLcck box if portal sale ol'proptrl - If multiple owners, list percentage of ownership next to name. Name JiiZii'�'i'._LL'ti1" ��'�.'. �... / _-r._ ✓ Name_. 1 j Mailing Addrehs ! 1 J ) G 4-f�' Pi .% G LIU F- Mailing Address. - ��r ;11 ' � r., City;StaiciLip� � � � k� J-` L -^'-�S CityistattvZip v .vi' _ ZG & l ,��' Phone No. (including area code)_ �i _ l ! j [( Phone No. (including area code)_ Send all property tax correspondence lo: ,_,/ y- ; 1J Same as tau ei Grantee List all real and personal property tax parcel account numbers - check box/cif personal properly E { Ll.'�" d valuc(s) Name _ -- -- ----- -� , �5 f f ❑ Mailing Address _-- --- -- - ❑ --_ _ Cny,SlatelZrp __. ❑ -- ----- Phone No. (including area code) _ ❑ 1 C] _ Street address of properly: � This properly is located in ❑ unincorporated County OR withinYJ city of Rentc�i 'ZCheck box if any of the listed parcels are being segregated from a larger parcel_ / Legal description of property (if more space is needed, you may attach a separate sheet to each page of the affidavit) Car ,�!i�✓f _ 6i { I r : (� rJ� f�%6iJ (' �11t YC((�� Gf�`f lnr,(e IC''-i+? l�✓ C, -r''C �U 1 fJty) WI/ fsk Select Land Use Code(s): enter any additional codes: (See back of last page for instructions) YES NO Is this property exempt from property tax per chapter ❑ ❑ 84.36 RCW (nonprofit organization)? YES NO Is this property designated as forest land per chapter 84.33 RCW"' ❑ ❑ is this propcxty classified as current use (open space, f"min and ❑ ❑ agricultural, or timber) land perchapter 84.34? Is this property receiving special valuation as historical property ❑ ❑ per chapter 94.26 RCW'' If any answers arc yes, wimplete as uvstnmad below. (1) NOTICEOFCONTINUANCE ORWF.S"f LANDOR CURRENT USE) NEW ONVNER(S): To continue the current designation as forest land or classification as current use (open space, titan and agriculture, or timber) land, you must sign on (3) below. The county assessor must then determine i f the land transferred continues to qualify and will indicate by signing below. If she land no longer qualifies or you do not wish to continue the designation or classification, it will be removed and the compensating or additional taxes will be due and payable by the seller or transferor at the time of sale. (RCW 9433.140 or RCW 94.34.108). Prior to signing (3) below, you may contact your local county assessor for more infarmalion. This land ❑ does .Z�oes not qualify for continuance. DEPUTY ASSESSOR DA'1 E (2) NOTICE OF COMPLIANCE (I HSTORIC PROPERTY) NHW OWNFR(S): To continue special valuation as historic property, sign (3) below. If the new owner(s) does not wish to continue, all additional tax calculated pursuant to chapter 84.26 RCW, shall be due and payable by the Seller or transferor ai the time of sale_ (3) OWNER(S) SIGNATURE PRINT NAME List all personal property (tangible and intangible) included in selling price. ' r r";11�f(C4., C. - ][claiming an exemption, list WAG number and reason for exemption: WAC No. (Section/Subsection) Reason for exemption r Type of Document - r f! 1 Ci _ Date of Document Grass Sealing Price $ *Personal Property (deduct) S Exemption Claimed (deduct) S..-- Taxable Selling Price $ Excise Tax : State $ Local *Delinquent Interest: State $ Local $ *Delinquent Penalty S Subtotal $ _ *State Technology Fee S Affidavit Processing Fee $ Total Due S_ A MINIMUM OF $10.00 IS DUE IN FEE(S) AND/OR TAX -SFr INS IRUCTIWS I CERTIFY UNDER PENALTY OF PERJURY THAT THE FOREGOING IS TRUF. AND CORRECT. Signature of � I Signamre of Grantor or r-14Age�ntSri 1446 �J ,Grantee or Grantee's Agent 11 Name (print) ,-1'1 r��•.�Fi7/li] c Ll ,ifll(lf1%�/Lfi'Y)`Xy Name (print) Date & city of signing: �? 111-d e , r�7 f LG f:: Date & city of signing: 5.00 Perjury: Perjury is a class C felony which is pwtishable by imprisomnent in the state correctional institution for a maximum tern of not more than five years, or by a fine in air amount fixed by the court of not more than five thousand dollars (S5,000.00), or by both imprisonment and tine {RCW 4A.20.020 (I Q. t.. u� nrni� ,nviamv� TIItC CPACF - TRFACI IRFR'R IINF ONLY KDepartment of t evenue S." REAL ESTATE EXCISE TAX AFFIDAVIT This form is yoor receipt Pl.k:\SL TYPE OR PRINT C LIAPTER 82.45 RCW CHAPTER 458-61 A WAC when stamped by cashier. THIS AFFIDAVIT WILL NOT BE ACCEPTED UNLESS AtA..AREAS ON ALL PAGES ARE FULLY COMPLETED I See back of last page for instructions) ❑ Check box it partialside of property _ U multiple owners, list percentagof ownership next to naine. Name I � I Oil I, '1. ,,f, ,l 7 r ;-�'. ✓ Name _ i "1 '(Y. f •I --- - - -- - - N Ytaduig Address ! r - ? �J � '" `_' -- _ u% t' Mailing Address. 7�(I ,` I (i nStatei7ip. Rel� 44f3_ _r yh._ m d City;rState, Lrp� r � � Oi l� %t • � J'� .. ..._ _ �yy ,. Phone No. (including area code)�z� � >1 +. � __t_,�._.F_r S� Phone No. (including area code) Sent all property tax correspondence to.,�Same as Rvyer(;rantee List all real and personal property tax parcel account IV as5P.55'pd value(s) numbers - check box if personal properly 7,,�Y!Siaje e ... - - --.... _ -r -^�-��'.31-- - ❑ -^. ling Address 'Zi Phone No (including area code)- _-- -. .. - ❑ - Street address of property; t 2 L' Z ` ' This property is located in ❑ unincorporated ._ _ _— _.. - County OR with inYJ city of ___ ft Check box if any of the listed parcels are being segregated from a larger parcel. Legal description of property (if more space is needed. you may attach a separate sheet to each page or the affidavit) r2607, a"nt�`rr_:? l Select Land Use Code(s): List all personal property (tangible and intangible) included in selling Ct 1 r'cc enter any additional codes: (See hack of last page for instructions) YES NO Is this property exempt from property tax per chapter ❑ ❑ 84,36 RCW (nonprofit organization)? YES NO Is this property designated as forest land per chapter 94.33 RCW? ❑ ❑ Is this property classified as etatent use (open space. farm and ❑ ❑ agricultural, or timber) land per chapter 1i4.34? Is this property receiving special valuation as historical property ❑ ❑ per chapter 84.2b RCW? If any answers ate yes, complete as inwcted below. (1) NOTICE OFCONTINUANC'F. (FOREST LAND OR CURRENT USE) NEW OWNER(Sy To continue the current designation as forest land or classification as current use (open space, farm aril agriculture, or timber) Sant, you must sign on (3) below. The county assessor must then determine if the land transferred continues to qualify and will indicate by signing below. If the land no longer qualifies or you do nut wish to continue die designation or classification, it will be removed and the compensating or additional taxes will be due and payable by the seller or transferor at the time of sale, (RCW X4.33.140 nr RCW 84.34.108). Prior to signing (3) below, you may contact your local county assessor For more information. This land ❑ does ffdoes not qualify for continuance. DEPUTY ASSESSOR DATE (2) NOTICE OF COMPI TANC'E (I HST [ )RIC PROPERTY) NEW OVNNER(S): To continue special valuation as hi.s[nric property. sign (3) below. If the new owner(s) does not wish to continue, all additional tax calculated pursuant to chapter 84.26 RCW.. shall be due and payable by the seller or transferor at the time of sale. (3) OWNER(S)SIGNATURE PRINT 'NAME If claiming an exemption, list WAC number and reason for exemption: WAC No. (Section/Subsection) Reason for exemption 1 r Type of Document -- fi'l�f %i 4 ,2 (( Date of Document Gross Selling Price S __ *Personal Property (deduct) $ Exemption Claimed (deduct) $ Taxable Selling Price $ Excise Tax : State $ Local $ `Delinquent Interest: State S_ _ Local $ *Delinquent Penalty $ Subtotal I *State Technology Fee $ b.OU `Affidavit Processing Fee $_ - _ .....-_.. "Total Due $ _ A MINIMUM OF $10.60 IS DUE IN FEE(S) ANDIOR TAX *SEE INSTRUCTIONS I CERTIFY UNDER PENALTY OF PERJURY THAT THE FOREGOING IS TRUE AND CORRECT. Signature of + Y'� / Signature of Grantor or, a Aggen5t� / r t ' ' b Grantee or Grantee's Agent Name (print} r ,�f s- 11 L1 �11) i �iYiil�Cr Name (print) Date &cry of signing: _�F' Date & city of signing: __,_,� -.... _...---..._....... Perjury: Perjury is a class C felony which is punishable by imprisonment in the state correctional institution for a maximum term of nut more thatt five years, or by a fine in an amount fixed by the court of not more than live thousand dollars ($5,fft.W), or by both imprisonment and fine (RCW 9A-20-020 (1Q). TPTC cPAC'P-TAPAC1it2PR'C TTCF C)NLY CITY OF RENTON PLANNINGBUILDING/PUBLIC WORKS MEMORANDUM DATE: March 27, 2009 TO: Bonnie Walton, City Clerk's Office t' FROM: Carrie K. Olson, Plan Review x7235 [1,1 SUBJECT: GURDEV SINGH SHORT PLAT LUA09-0I0-SHPL BENSON HILL ANNEXATION AREA — K.C.#L05S0009 Attached please find one set of the above -referenced original mylars and one set of paper drawings to replace the second set on mylars. Also, find three paper copies of the mylar for recording with King County_ The recording instructions in order are as follows: 1. Record the short plat mylars_ 2. Record the Deed of Dedication document and request King County write that recording number in the space provide on the mylar. 3. Request King County to return a copy of the executed mylars to us for our records. Please have the Courier take these documents via 4-hour service. The City will pay the amount of $15.81 to Champion Couriers, According to Finance, the King County recording fees for this and all subsequent plat recordings should be charged to account#000000.007.5590.0060.49.000003. Please call me if you have any questions. Thank you. Cc: Kayren Kittrick (Notice of Recording) Ian Conklin (Please Provide PID/recording #'s to Sonja, Carrie, and Patrick) Yellow File NI:\PianReviewNC-O SON'Shortplats 200916Jurdev Singh SHPL 06m ClerkRecord gertsurtHillAnnex.doe Cramer Northwest, Inc. {PID=CNI04-JAC} 945 N. Central, Ste. 4104, Kent, WA., 98032 If Found Please Call Us At 1--(800)-251-0189 Monday, October 22, 2007 4:12:40 Pius GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.pro ----------------------------- LOT 4 PT.# DESCRIPTION BEARING DISTANCE NORTHING EASTING ELEVATION -------------------------------------------------------------------------------- 2049 5130.045298 4348.467365 S02000'01"W 74.87 ft 2006 5055.220920 4345.854077 N88050'36"W 39.40 ft 2083 5056.016259 4306.462105 0.00 2084 Radius Point: 2084 5081.011165 4306.966762 Radial Bearing In: N01°09'24"E Radial Bearing Out: N88"25'17"W Radius: 25.00 ft Delta: 90025'19" Right Arc: 39.45 ft Tangent: 25.18 ft 2061 5081.703231 4281.972933 N01034'43"E 49.68 ft 2052 5131.364376 4283.341541 388050'36"E 65.14 ft 2049 5130.049443 4348.468268 ------------------------- Closing latitude = 0.00414 Closing departure = 0.00090 Closing bearing = S12017'47"W Closing distance = 0.00424 Total traverse length = 264.58 (268.55) Total error of closure = 1/62379 Frror of closure in latitude = 1/63843 Error of closure in departure = 1/292900 Area Area = 4719.51 sq.ft. 0.11 +/- ACRE LO 7,Fe0_S- 7 Cramer Northwest, Inc. {PID=CNI04-JAC} , 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-OI89 Monday, October 22, 2007 4:18:02 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.nro DEDICATION ________-- PT.# DESCRIPTION BEARING DISTANCE NORTHING FASTING ELEVATION -------------------------------------------------------------------------------- 2004 5058.355660 4190.361143 S88050'36"E 155.52 ft 2006 5055.216291 4345.849453 S02000'01"W 12.00 ft 23 5043.223603 4345.430601 N88050'36"W 134.00 ft 28 5045.928564 4211.457906 27 Radius Point: 27 5070.923470 4211.962562 Radial Bearing In: N01009'24"E Radial Bearing Out: S59048154"W Radius; 25.00 ft Delta: 58039'30" Right Arc: 25.60 ft Tangent: 14.05 ft 2004 5058.355620 4190.355101 ------------------ Closing latitude =-0.00004 Closing departure =-0.00604 Closing bearing - N89037'29"E Closing distance = 0.00604 Total traverse length = 326.01 (327.12) Total error of closure = 1/53959 Error of closure in latitude = 1/8239514 Error of closure in departure = 1/53960 Area = 1790.17 sq.ft. Area = 0.04 +/- ACRE Cramer Northwest, Inc. IPID=CN104-JAC) 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:12:40 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.pro --------------- ------------ LOT 1 PT.# DESCRIPTION BEARING DISTANCE NORTHING FASTING ELEVATION -------------------------------------------------------------------------------- 2050 5133.280685 4188.225179 S88050'36"E 65.14 ft 2057 5131.965752 4253.351906 S01034'43"W 50.05 ft 2053 5081.934747 4251.973105 2055 Radius Point: 2055 5082.623459 4226.982593 Radial Bearing In: N88°25117"W Radial Bearing Out: S01"09124"W Radius: 25.00 ft Delta: 89634'41" Right Arc: 39.09 ft Tangent: 24.82 ft 2060 5057.631883 4226.481553 0.00 N88050'36"W 36.12 ft 2004 5058.361012 4190.368913 27 Radius Point: 27 5070.930853 4211.979075 Radial Bearing In: N59°48'54"E Radial Bearing Out: N88°50136"W Radius: 25.00 ft Delta: 31020/301, Right Arc: 13.68 ft Tangent: 7.01 ft 26 5071,439849 4186.983046 N01"09T24"E 61.86 ft 2050 5133.287245 4188.231768 Closing latitude = 0.00656 Closing departure = 0.00659 Closing bearing = S45007145"W Closing distance = 0.00930 Total traverse length = 261.90 (265.93) Total error of closure = 1/28170 Error of closure in latitude = 1/39928 Error of closure in departure = 1/39749 Area = 4708.79 sq.ft. Area = 0.11 +/- ACRE Cramer Northwest, Inc. {PID=CNI04-JAC) 945 N. Central, Ste. #1C4, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:12:40 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.pro --------------------------------------- LOT 2 PT.# DESCRIPTION BEARING .DISTANCE NORTHING EASTING ELEVATION -------------------------------------------------------------------------------- 25 5198.134343 4189.534600 S88050'36"E 80.62 ft 2051 5196.506926 4270.138172 S01034'43"W 94.55 ft 2054 5101.992811 4267.533464 N88050'36"W 15.00 ft 2058 5102.295605 4252.536520 N01034'43"E 29.68 ft 2057 5131.964341 4253.354159 N88050'36"W 65.14 ft 2050 5133.279274 4188.227432 N01009'24"E 64.87 ft 25 5198.136056 4189.536916 Closing latitude = 0.00171 ------------------------------------ Closing departure = 0.00232 Closing bearing = S53031101"W Closing distance = 0.00288 Total traverse length = 349.86 (349.86) Total error of closure - 1/121462 Error of closure in latitude = 1/204280 Error of closure in departure - 1/151066 Area = 5659.01 sq.ft. Area = 0.13 +/- ACRE Cramer Northwest, Inc. {PID=CNI04-JAC} 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:16:02 PM GORDEV SINGH SHORT PLAT PROJECT: C:\TMcdel\Projects\20C4\2004-139S.pro -------------------------------------------------------------------------------- LOT 3 PT.# DESCRIPTION BEARING -------------------------------------------------------------------------------- DISTANCE NORTHING EASTING ELEVATION 2051 5196,507027 4270.133173 S88050'36"E 80.62 ft 24 5194.879610 4350.736746 S02000'01"W 64.87 ft 2049 5130.049138 4348.472501 N88450'36"W 65.14 ft 2052 5131.364072 4283.345774 SO1034'43"W 29.68 ft 2059 5101.695336 4282.528136 N88050'36"W 15.00 ft 2054 5101.998130 4267.531192 N01034'43"E 94.55 ft 2051 5196.512246 4270.135900 ------------------------------------------------------------------------------- Closing latitude = 0.00522 Closing departure = 0.00273 Closing bearing = S2703513011W Closing distance = 0.00589 Total traverse length = 349.86 (349.86) Total error of closure = 1/59418 Error of closure in latitude - 1/67043 Error of closure in departure = 1/128287 Area = 5659.01 sq.ft. Area = 0.13 +/- ACRE STEWART TITLE GUARANTY COMPANY Subdivision Guarantee j Guarantee No.: SG-2631-12321 Fee: $200.00 Effective Date: October 29, 2008 at 8:00 AM K.C. Q.a•E'S' Order Number: 200497497 The County of KING and any City within which said subdivision is located in a sum not exceeding $1,000.00 That, according to those public records which, under the recor6ng laws, impart constructive notice of matters affecting the title to the land included within the exterior boundary of said Subdi eision Guarantee, the only parties having any record title interest in said land whose signatures are necessary, under the requirements of the Subdivision Map Act, on the certificates consenting to the recordation of said map and offering for dedication any streets, roads, avenues and other easements offered for dedication as shown in Subdivision Guarantee. Signed under seal for the Company, but this Guarantee is to b4, valid only when it beers an authorized countersignature. Countersigned by: 41?< Authod=d Countersignat = Stewart Title Seattle Company r-stemwlart Senior Chair'Man of tke Board *Chairman of the Soard SEATAC, Washington City, State President Guarantee Serial No. SG-2631-12321 In writing this company please address tt at P.O. Box 2029, Houston, Texas 77252, and refer to the printed Serial Number. SUBDIVISION GUARANTEE Guarantee No.: SG-2631-12321 UPDATED REPORT Order Number: 200497497 Subdivision Guarantee: $200.00 Reference Number: SINGH Sales Tax: $17.60 Effective Dater October 29, 2008 at 8:00 AM Total: $ 217.60 OWNERS: GURDEV SINGH AND KULDIP S. TUMBER, EACH AS A SEPARATE ESTATE LEGAL DESCRIPTION: LOT 2, SHORT PLAT NUMBER 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON, SUBJECT TO: 1. AGREEMENT AND THE TERMS AND CONDITIONS THEREOF: BETWEEN: SOOS CREEK WATER AND SEWER DISTRICT AND: WILSON 2 X PARTNERS RECORDED: JULY 29, 1994 RECORDING NUMBER: 9407292564 PURPOSE: DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2. RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED ANDIOR DELINEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUN'Y RECORDING NO. 8303080870. 3. LIABILITY FOR SEWER TREATMENT CAPACITY CHARGES THAT MAY BE ASSESSED BUT NOT DISCLOSED IN THE PUBLIC RECORDS, PLEASE CONTACT THE KING COUNTY CAPACITY CHARGE DEPARTMENT FOR FURTHER INFORMATION AT 206-296-1450. 4. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEJ SINGH AND SURJIT fCAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, N.A. AMOUNT: $240,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 2004062.5002233 Guarantee Na: SG-2631-12321 trtle guaranty company SUBDIVISION GUARANTEE 5. DEED OF TRUST ANO THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, NC. BENEFICIARY: BANK OF AMERICA, N.A. AMOUNT: $45,000- 00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 20NO625002234 NOTE: GENERAL TAXES FOR THE YEAR 2008 WHICH HAVE BEEN PAID. AMOUNT: $4,084.91 LEVY CODE: 4260 TAX ACCOUNT NO.: 322305-9038-07 ASSESSED VALUATION: LAND: $228,000.00 IMPROVEMENTS: $150,000.00 Guarantee No: SG-2631-12321 f q �rt L—•trae guaranty company SUBDIVISION! GUARANTEE The Company's liability for this report is limited to the compensation received. This report is based on the Company's property records, an no liability is assumed for items misindexed or not indexed in the public records, or for masters which would be disclosed by an inquiry of parties in possession or by an accurate survey or inspection of the premises. This report and the legal description given herein are bastk upon information supplied by the applicant as to the location and identification of the premises in question, and no liability is assumed for any discrepancies resulting therefrom. This report does not represent either a commitment to insure title, an examination of or opinion as to the sufficiency or effect of the matters shown, or an opinion as to the marketabilityof title to the subject premises. I certify this is a true accurate reflection of those documents on file at the King County Court House, Seattle, Washington as of the date and time referenced above. Don Peters M- Guarantee No: 50-2631-12321 L�q. title guaranty company . `k G:IA :s h (� M �yy E1ewart �`le ORDEI, NO:. 200497497 N i This sketch is provided without charge for information. It is not intended to show all matters related to the property including, but not limited to area, dimensions, encroachmenis or locations of boundaries. Its not a part of, nor does it modify, the commitment or policy to which it is attached. The company assumes NO LIABILITY for any matter related to this sketch. Reference should be made to an acoirate survey for further information. �r w ovals -ARMS. a604*-+ E. 19 i ]- ST - -.r -N-- I--- J6-- ,-Stewart 18000 International Boulevard South, Suite 510 s SeaTac, Washington 98188 206-770-8700 ♦ 888-896-1443 fax 206-770-8703 ♦ 253-882-2033 COPIES OF DOCUMENTS ORDER NUMBER: 200497497 FOR PROPS-RTY ADDRESS: 11328 SOUTHEAST 192NE STREET, RENTON, WA 98055 200406250U213'1.UU 1 APTBR RECORDTNG MAIL TO GURDEV SINGH 11326 SE 192ND STREET RENTON, WA 98055 20040625002232 SMART TIT WD 20 00 PGEM OF 01/25/2004 15'41 KING COUNTY, YR E2050022 06i2eiU04 15:32 COUNTY, io sL $a00:0300 0000 PAM801 OF 001 Piled for Record at Request of Phoenix Escrow, Inc t� Psorow Number 4019542 4903 s yftq Statutory Warranty Deed WART TITLE Grantor(s) BINH YEN KIM Grantee(s) GURDEV SINGH, SURJIT KAUR Abbreviated Legal' SHORT PLAT 482007, REC NO 830SOB0870 Additional legal(s) on page Assessor's Tax Parcel Number(s) 322305-9038.07 THE GRANTOR BINH YEN KIM, a married person as her separate estate for and in consideration of TEN DOLLARS AND DTHER GOOD AND VALUABLE CONSIDERATION in hand paid, conveys and warrants to GURDEV S NGH and SURAT KAUR, husband and wife the following described real estate, situated in the County of KING , State of Washington LOT 2, SHORT PLAT NUMBER 482007,ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8305080870, RECORDS OF KING COUNTY, WASHINGTON See Attached Exhibit A Dated this 23rd. day of June , 2004 By _ $Y BINH YEN KIM By _ By STATE OF WASHINGTON SS County of KING } I certify that I know or have satisfactory evidence that BINH YEN KIM Is the persan who appeared before m., and said person acknowledged that she signed this instrument and acknowledge it to be her free and voluntary act for the uses and purposes mentioned in this instrument Dated June INARSHA BOYD R All :votary Public wand for the State of WASHINGTON Tt .residing at RENTON Vy appointment expires 3t29/2006 Pale t LPPr10 20040625002232.002 r v; Exhibit A SUBJECT TO EASEMENTS, RESTRICTIONS, RESERVATIONS, PROVISIONS AND AGREEMENTS AS ATTACHED HERETO AS ECHIBIT "A' AND BY THIS REFERENCE MADE A PART HEREOF REFERENCE TO THE ABOVE IDENTIFIED DO.:UMENTS SHOULD BE MADE FOR FULL PARTICULARS SUBJECT TO 1 AGREEMENT AND THE TERMS AND CONDITIONS THEREOF BETWEEN SOOS CREEK WATER AND SEWER DISTRICT AND WILSON 2 X PARTNERS RECORDED JULY 29, 1994 RECORDING NO 9407292564 PURPOSE DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2 RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DELINEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUNTY RECORDING NO 8303080870 Page 2 LPB-10 2U04091bUU1Itz.uvi Rctum to. E2069804 19100 1 4th P1. SE eq/15� ee4 17 50 KIM t T�v�Wfi W Renton, A 9$055 � :it20 , tam PAGE941 OF Oat QUIT CI,AIM DEED PACrmC NoRTHwEsr TITLE THE GRANTOR Gurdev Singh & Sur3 it Kau H&W forand in consideration of no consideration love and effection only conveys and quit claims to Gurdev Singh rand Kuldip S. Tumber, as separate Estate. the following described real estate, situated in the Cntmty of King State of Wasliington, together with all after acquired title of the grantor(s) therein Lot 2, Short plat number 48200't, according to the short plat recorded under recording number 8303080870, records of King County, Wasbington. Additional on page Assessor's Tax PateelID# 322305-9038-07 STATE OF WASHINGTON, SS County of — Kin - I hereby certify that I know or have satisfactory evidonce that GurdevSingh & Surd i 1~ xar, a ad NaarySe.t— --- t � I t I t I I I f I I t I 1 I 1 I ----------------i is the person(s) who appeared before me, and said persons) acknowledged that (he, she, they) signed this instrument and acknowledged it to be (his, her, their) free and voluntary act for the uses WO purposes mentioned in this instrument Dated Yj141 0!{ _ Notary Public to and for the State of Washington residing at _ My appointment expir 6 _ Q'r+��+ v�!�„�_ y/_ ,�_�u� �F�,•� Printed Name (T—�— LTn42(1) 11196 2DO40915001112. W 1 "rkumh@r 2004AM64 EXHIBIT "A' LOT 2, SHORT PLAT NUMBER 482QD7, AlMORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303=70, RECORDS OF KING COUNTY, WASHfNGTON 20 d �I CCO2216 Gl L'j l2. s 1 vooz 21 dill' 20040625002233.001 1111111111 5002233 Return To LOAN # 6931554023 "• "" ""'.. FL9-700-01-01 JACKSONVILLE POST CLOSING BANK OF AMER I CA 9000 SOUTHSIDE BLVD BLDG 700, FILE RECEIPT DEPT JACKSONVILLE, FL 32256 Assessor's Parcel or Account Number 322305503807 Abbreviated Legal Description .� L"f 9 3 -� q bJU, f � - Pull 1e al description located on a THREE [Include lot, bloc and plat or section, township and range] F page ,Trustee PRLAP , I NC [Space Above They; Line For Recording Data] DEED OF TRU 1, LOAN # 6931554023 dRT TITLE 11M& DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21 Certiin rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated JUNE 23, 2004 , together with all Riders to this document (B) "Borrower" is GURDEV S I NGH AND SURJ I T KAUR r, hu:;band and wife Borrower is the trustor under this Security Instrument (C) "Lender" is BANK OF AMER I CA , N A W ASHINGTON-Single Family- Fannie Maef Fa'eddie Mac UNIFORM INSTRUMENT Farm 3048 VOI C�-6(WA) (0012) '1 I�Illlll�If1lIIII�IIICII�II� IIII Page 1 of 15 intuals VMP MORTGAGE FORMS - (800)521-7291 C1^Nh O6l23l04 5 42 PM 693i554423 20040625002233.002 Lender is a NAT I ONAL BANK I NG ASSOC I P T l ON organized and existing under the laws of THE LIN I TED STATES OF AMER I CA Lender's address is 300 ELL I INWOOD WAY, SU I TE 201, PLEASANT H I LL , CA 945230000 Lender is the beneficiary under this Security I nstrunamt (D) "Trustee" is PRLAP , INC (E) "Mote" means the promissory note signed by Borrower and dated JUNE 23, 2004 The Note states that Borrower owes Lender TWO HUNDRED FORTY THOUSAND AND 001100 Dollars (US S 240,000 00 } plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JULY 01, 2034 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " (G) "Loan" means the debt evidenced by the; Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest (H) "Riders" means all Riders to this SecLrity Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicable] ® Adjustable Rate Rider Condominium Rider O Second Dome Rider Q Balloon Rider Planned Ur -it Development Rider Q 1-4 Family Rider VA Rider H Biweekly Payment Rider [] Other(s) [specify] (I) "Applicable Law" means all contrcillmg applicable federal, state and local statutes, regulations, ordinances and administrative ales and orders (that have the effect of law) as well as all applicable final, non -appealable, Judicial opinions (1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization (If) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller inachine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers (I,) "Escrow Items" means those items that are described in Section 3 (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property, (is) condemnation or other taking of all or any part of the Property, (w) conveyance in lieu of condemnation, or (iv) misrepresentations of, or omissions as to, thus value andror condition of the Property (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "periodic Payment" means the reg,ilarly scheduled amount due for (1) principal and interest under the Note, plus (i1) any amounts under Section 3 of this Security Instrument (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U S C Section 2601 et seq } and its implementing regulation, Regulation X (24 C F R Part 3500), as they might be amended from time to time, or any additional or sua,essor legislation or regulation that governs the same subject matter As used in this Security 1rstrumerrt, "RESPA" refers to all requirements and Initials 43%-6(WA) (0012) Page 2 of 15 Form 3048 1101 CVWA 06MI04 5 42 FU $931554023 20040625002233.DW restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lendei (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (H) the performance of Borrower's covenants and agreements under this Security Instrument and the Note For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of KING (Type of Recording ]urmbotionl [Name of Recording ]urudiction] LOT 2, SHORT PLAT NUMBER 482007, 1=0RDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON Parcel ID Number 322305903807 which currently has the address of 11328 SOUTHEAST 192ND STREET [Street] RENTON [City] . Washington 98055 (ZipCode] ("Property Address") TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property" BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and nonuniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property UNIFORM COVENANTS Borrower and Lender covenant and agree as follows- i Payment of Principal, Interest, Escrow Items, Prepayment Charges, and bate Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the (- j 6(WA) (0012) page 3 of 15 t Form 3049 1l01 CVWA 06/23/04 5 42 PM 6931554023 20040625002233.004 Note and any prepayment charges and late charges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Sectior. 3. Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the 'oolowing forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank chec!c, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity, or (d) Electronic Funds Transfer Payments are deemed received by Len:ler when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may retum any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted If each Periodic Payment is applied as of its scheduled due clate, then Lender need not pay interest on unapplied funds Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and Cus Security Instrument or performing the covenants and agreements secured by this Security Instrument 2 Application of Payments or Proceeds, Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied m the following order of priority (a) interest due under the Note, (b) principal due under the Note, (c) amounts due under Section 3 Such payments shall be applied to each Periodic Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to nxluce the principal balance of the Note, If Lender receives a payment from Porrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments, 3 Funds for Escrow Items Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid iii full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property, (b) leasehold payments or ground rents on the Property, if any, (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in, accordance with the provisions of Section 10 These items are called "Escrow Items " At origination or at any time during the Initials }� -(WA) (0012) Page 4 of 15 ` Form, $048 1101 CVWA 06/23/04 5 42 RM 6931554023 2004O626002233.0O5 term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section Borrower shall pay Lender the Funds for- Escrow Items unless Lender waives .Borrower's obligation to pay the Funds for any or all Escrow Items Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security instrument, as the phrase "covenant and agreement" is used in Section 9 If Borrower is obligated to pay Escrow Items directly, persuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount Lender may revoke the waiver as -co any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasons Ae estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA, Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Fscrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, bender shall not be required to pay Borrower any interest or earnings on the Finds Borrower and Lender can agree i a writing, however, that interest shall be paid on the Funds Lender shall give to Borrower, wzt:iout charge, an annual accounting of the 'Funds as required by RESPA If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to Ariake up the shortage in accordance with RESPA, but in no more than 12 monthly payments If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount ne; essary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender 4 Charges, Liens Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can atta_n priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3 6(WA ) (0012) Initials � C, �,� Page S of IS Form 3049 1101 CVWA 05l23f04 5 42 FAN $931554023 20040625002233.006 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement, (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to preven'; the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4 Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting service used by Lender in connection with this Loan 5. Property Insurance. Borrower sha I keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other Hazards including, 'aut not limited to, earthquakes and floods, for which Lender requires insurance This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender requires pursuant to the preceding sentences can change during the term of the Loan The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either (a) a one -tame charge for flood zone determination, certification and tracking services, or (b) a one-time obarge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certifwation. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency m connection with the review of any flood zone determination rizulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense Lender is under no obligation to purchase any particular type or amount of coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or lubiiity and might provide greater or lesser coverage than was previously in effect Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgages andlor as an additional loss payee Lender shall have the right to hold the policies and renewal certificates If Lend.,-r requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall naive Lender as mortgagee andlor as an additional loss payee In the event of loss, Borrower shall give. prompt notice to the insurance carrier and Lender Lender may make proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was I�xtials C, k 0 6(WA) (0012) Page 6 of 15 Form 3048 1101 CVWA 06/23/04 5 42 PM 6931554021 20040625002233,007 required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be app'.ied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such insurance proceeds shall be applied in the order provided for in Secticn 2 If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim The 30-day period will begin when the notice is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and N any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due 6. Occupancy Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control 7 Preservation, Maintenance and Protection of the Property, Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall prom?tly repair the Property if damaged to avoid further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes Lender may disburse proceeds for the repairs and restoration in a ;angle payment or in a series of progress payments as the work is completed If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration Lender or its agent may make reasonable entries upon and inspections of the Property If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shalt. give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause Iiutials S k (fi(WA, ) (0012) Page 7 of 15 r Form 3048 1101 CVWA 06123f04 5 42 Pad 69315540N 20040625002233 OM 8. Borrower's Loan Application, Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or fatted to provide Lender with material information) in connection with the Loan Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence 9 Protection of Lender's Interest ra the Property and Rights Under this Security Instrument, If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of alien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property Lender's actions can include, but are not limited to (a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appearing in court, and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding Securing the Property includes, but is not limited to, entering the Property to make repairs, change looks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so It is agreed that Lender incurs no liability for not taking any or all actions althoriaed under this Section 9, Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing, 10. Mortgage Insurance_ If Lender raluired Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially (Nuivalent to the cost to Borrower of the Mortgage Insurance: previously in effect, from an zlternate mortgage insurer selected by Lender If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately desi;;nated payments toward the premiums for Mortgage Insurance If Lender required Mortgage Insurance as a condition of malting the Loan and (M-OWA) (0012) CVWA 06/23/04 5 42 PIA 6931554023 Page 8 of 15 Initials �� I�Porm 3048 1101 20040525002233 Wg Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any writte a agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Dote Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreerents These agreements may require the mortgagee insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mo:-tgage Insurance premiums) As a result of these agreements, Lend.r, any purchaser of the Note, another insurer, any remsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchar.;ge for sharing or modifying the mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Purther (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan Such agreements will not increase the amount Borrower will owe f or Mortgage Insurance, and they will not entitle Borrower to any refund (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the tirnis of such cancellation or termination II. Assignment of Miscellaneous Proceeds, Forfeiture All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may pay for tfe repairs and restoration in a single disbursement or in a series of progress payments as the work is completed Unless an, agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to tl.e sums secured by this Security Instrument, whether or not then due, with the excess, if any, pair: to Borrower Such Miscellaneous Proceeds shall be applied in the order provided for in Section Z. In the event of a total taking, destructio::k, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secur,d by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or lo,is in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair Initials/ (0® Aiwa ) (0012) Page 9 of 15 Fdrm 9048 11O1 CVNA 06/23/04 5 42 PM 6931554023 20040625002233.010 market value of the Property immediately before the partial taking, destruction, or loss in value Any balance shall be paid to Borrower in the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower I%Escellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's Judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to b-dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument The proceeds of any award or claim for damages that are attributable to the impairin,ent of Lender's interest in the Property are hereby assigned and shall be paid to Lender All Miscellaneous Proceeds that are not ap lied to restoration or repair of the Property shall be appplied in the order provided for in Section T 12 Borrower Not Released, Forbearance By Lender Not a Waiver. Exterislon of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less thILn the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy 13. Joint and Several Liability, Co-mgners; Successors and Assigns Bound Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several However, any Borrower who cosigns this Security Instrument but does not execute the Note (a "co-signer") (a) is co-signing this Security Instrument anly to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument, (b) is not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or mane any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent Subject to the provisions of Section 18 any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender 14. Loan Charges Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property ins ection and valuation fees In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee Lender may not oharge fees that are expressly prohibited by this Security Instrument or by Applicable Law Initials kn �( -6(WA) (0012) Fage 10 of 15 Poraa 3048 1101 CVWA 06/23/04 5 42 FM 6531554023 20040626002233.011 If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan char es collected or to be collected in connection with the Loan exceed the permitted limits, glen (a) any such loan, charge shall be reduced by the amount necessary to reduce the charge to tho permitted limit, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge whether or not a prepayment charge is provided for under the Note) Borrower's acceptance of a:ay such refund made y direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge I5. Notices All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. ,Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Linder Borrower shall promptly notify Lender of Borrower's change of address If Lender spwifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure There may be only one designated notice address under this Security Instrument at any one time Any notice to Lender shall be given by &livering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument 16. Governing Law, Severability, Rules of Construction. This Security Instrument shall be governed by federal law and the law of 1 he jurisdiction in which the Property is located All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision As used in this Security Instrument. ;a) words of the masculine ender shall mean and include corresponding neuter words or words of the feminine gender, (b) words in the singular shall mean and include the plural and vice versa, and (c) the word "may" gives sole discretion without any obligation to take any action 17, Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument 18. Transfer of the Property or a Beneficial Interest in Borrower, As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser If all or any part of the Property or an), Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Tender may require immediate payment in full of all sums secured by this Security Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law If Lender exercises this option, Lender ohall give Borrower notice of acceleration The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pity all sums secured by this Security Instrument If Borrower fails to pay these sums prior to tie expiration of this period, Lender may invoke any remedies permitted by this Security Instrummt without further notice or demand on Borrower Initials �ft I, -b(WA) (0412) Page 11 of 15 Farm 3048 1101 CVWA 06/23/04 5 42 PM 6931554022 20040625023''di Z 19 Borrower's $fight to Reinstatc: After Acceleration If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliesi of (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument, (b) such other period as Applicable Law might specify for the termination of Bcrrowees right to reinstate, or (c) entry of a judgment enforcing this Security Instrument. Those ccnditions are that Borrower (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred, (b) cures any default of any other covenants or agreements, (c) pays all expenses incurred in enforcing this Security Instrument, includin , but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and right, under this Security Instrument, and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and nghts under thus Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity, or (d) .Glectronic Punds Transfer Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred However, this right to reinstate shall not apply in the case of acceleration under Section 18 20, Sale of Note Change of Loan Servicer, Notice of Grievance The Note or a partial interest in the Note (together with this S5,-urity Instrument) can be sold one or more times without prior notice to Borrower A sale night result in a change in the entity (known as the "Lean Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law There also might be one: or more changes of the Loan Servicer unrelated to a sale of the Note If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information ROSPA requires in connection with a notice of transfer of servicing If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transfer.-ed to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Securtty instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph 'rhe notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to natisfy the notice and opportunity to take corrective action provisions of this Section 20. 2l Hazardous Substances As used in this Section 21 (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection, (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup Borrower shall not cause or permit thy, presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property Tnivals �_ -6(WA) (0012) Page 12 of 15 Form 3048 1101 CVWA o612VO4 5 42 PM 6931554023 20040625002233.013 Borrower shall not do, nor allow anyone els-1 to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property The preceding two sentences shall not apply to the presence, use, or storage on the property cf small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products) Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous: Substance which adversely affects the value of the Property If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental .Law Nothing herein shall create any obligation on Leader for an Environmental Cleanup NONUNIFORM COVENANTS Borrower and Lender further covenant and agree as follows 22 Acceleration, Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify (a) the default, (b) the action required to cure the default, (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured, and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property at public auction at a date not less than 120 days in the future The notice shall further inform Borrower of the right to reinstate after acceleration, the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale, and any other matters required to be included in the notice by Applicable Law. If the default is not cured on or before the date specified m the notice, Lender at its option, may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale andfor any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence;. If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election to cause the Property to be sold. Trustee and Lender shalt take such action regarding notice of sale and shall give such notices to Borrower and to other p-,rsons as Applicable Law may require. After the time required by Applicable Law and after publication of the notice of sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of the Property for a period or periods permitted by Applicable Lew by public announcement at the time and place fixed in the notice of sale. Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or warranty, exp:-essed or implied The recitals en the Trustee's deed shall be prima facie evidence of the truth of the statements made therein Trustee shall apply the proceeds of the sale in the following order, (a) to all expenses of the sale, includin , but not limited to, reasonable Trustee's and attorneys' fees; (b) to all sums secured by this Security Instrument, and (c) any excess to the person or persons legally entitled to it or to the clerk of the superior court of the county in which the sale took place. Initials s �( i-6(WA) (0612) Page 13 of 15 `Form 3045 1101 QWA 06/23/04 5 42 PM $831554023 20040 23. Reconveyance. Upon payment of At sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Secunty Instrument and all notes evidencing debt secured by this Security Instrument to Trustee Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it, Such person or persons shall ay any recordation costs and the Trustee's fee for preparing the reconveyance f4_ Substitute 'Trustee. In accordance with Applicable Law, Lender may from time to time appoint a successor trustee to any Trustee appointed hereunder who has ceased to act Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicible Law 25. Use of Property. The Property is rot used principally for agricultural purposes 26. Attorneys' Dees Lender shall be entitled to recover its reasonable attorneys' fees and costs in any action or proceeding to construe or enforce any term of this Security Instrument The term "attorneys' fees," whenever used in this Security Instrument, shall include without limitation attorneys' fees incurred by Lender in any bankruptcy proceeding or on appeal. ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEALBLE UNDER WASHINGTON LAW BY SIGNING BELOW, Borrower acxe:t8 and agrees to the terms and covenants contained in this Security Instrument and in any RCder ,:xecuted by Borrower and recorded with it Witnesses (Seal) -6arrow-jr (Seal) -Borrowor (Seal) -Borrower -6(WA) (0012) CVWA 06123/04 5 42 PM 5931554023 > r-\p (Seal) SUROEV SINCH -Borrower (Seal) SURJIT KAUR -Borrower Page 14 of 15 _ (Seal) -Borrower _ (Seal) -Borrower (Seal) -Borrower Form 3049 1101 20040625002233.015 STATE OF WASMNGTQN County of Icing On this day personally appeared before ine GURDEV SINGH and SMIT KM R ss. to me known to be the individual(s) described in and who executed the within and foregoing instrument, and acknowledged that helshiLg:Digned the same as hislher(ifiei ree and voluntary act and deed, for the uses and purposes therein mention¢-, GIVEN under my hand and official seal this day of Jai, 2004 6(WA) (0012) CVWA 05/23/04 5 42 PM 6931554423 M tX640 Notary Public in and for the Stato of Washiegton, residing at K::ng County Marsha M. Boyd My Appointment Expires on 3-29-2006 Ptsge 15 of 15 Inalals /( K Form 30+49 1fU1 20040 LOAN # 6931654023 ADJUSTABLE RATE RIDER THIS ADJUSTABLE RATE RIDER is made this 23RD day of ,JUNE , 2004 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Securr;y instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to BANK OF AMERICA, N A (the "Lender") of the same date and covering the Property described in the Security Instrument and located at 11328 SOUTHEAST 192ND STREET, RENTON , WA 98055 [Property Address3 THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows A_ INTEREST RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial interest rate of 5 750 °%. The Note provides for changes in the interest rate and the monthly payments, as follows, 4 INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Change Dates The interest rate I will pay may change on the F I RST day of JULY , 2009 , and on that day every 12TH month thereafter Each date on which my interest rate could change is called a "Change Date " W The Index Beginning with the first Change Date, my interest rate will be based on an Index The "Index" is MULTISTATE ADJUSTABLE RATE RIDER — Single Family ptao 1 of 8 BS899R i010i103 VMP MORTGAGE: FORMS • 18061521.7291 MM 06/23104 5 42 PM 5931554023 20040625002233.M7 THE ONE-YEAR LONDON INTERBANK OFFERED RATE ("LIBOW) WHICH IS THE AVERAGE OF INTERBANK OFFERED RATES FOR ONE-YEAR U S DOLLAR -DENOMINATED DEPOSITS IN THE I,ONDON MARKET, A$ PUBLISHED IN THE WALL STREET JOURNAL THE MOST RECENT INDEX FIGURE AVAILABLE AS OF THE DATE 45 DAYS BEFORE EACH CHANGE DATE iS CALLED THE 'CURRENT INDEX If the Index is no longer available, the Note Holder will choose a new Index that is based upon comparable information The Note holder wi!1 give me notice of this choice. (C) Calculation of Changes Before each Change Date, the Note Helder will calculate my new interest rate by adding TWO AND ONE —QUARTER percentage points { 2 250 %) to the Current Index The Note Holder will then round the result of this adds tton to the [1] Nearest ® Next I lighest 0 Next Lowest ONE—E I GHTH OF ONE PERCENTAGE PO I N" { O 125 %) Subject to the limns stated in. Section 4(D) below, this rounded amount will be my new interest rate until the next Change Date The Note Holder will then determine the amount of the ,monthly payment that would be sufficient to repay the unpaid principal I am expected to owe at the Change Date in full on the maturity date at my new interest rate in substantially equal payments The result of this calculation will be the new amount of my monthly paymi:nt interest -Only Period The "Interest -only Period" is the period from the date of this Note through JULY 01 , 2009 For the interest only period, after calculating my new interest rate as provided above, the Note Holder will then determine the amount of the monthly payment that would be sufficient to pay the interest which accrues on the unpaid principal of my loan. The result of this calculation will be the new amount of my monthly payment The "Amortization Period" is the period after the interest -only period For the amortization period, after calculating my new interest mate as provided above, the Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal that I am expected to owe at the Change Date in full on the Maturity Date at my new interest rate in substantially equal payments ""he result of this calculation will be the new amount of my monthly payment BS899R (olo1)U3 Palo 2 of 0 MM 06/23/04 5 42 PAS 5S31554423 200406Z5002233.0I (D) Limits on Interest Rate Changes (Please check appropriate boxes; if no box is checked, there will be no maximum limit on changes ) 19 (1) There will be no maximum hryat on interest rate changes (2) The interest rate I am required to pay at the first Change Date will not be greater than % or less than % 0 (3) My interest rate will never be increased or decreased on any single Change Date by ;more than percentage points ( %) from the rate of interest I have been paying for the preceding period ® (4) My interest rate will never be greater than 10 750 %, which is called the "Maximum Rate " (5) My interest rate will never be less than %, which is called the "Minimum Rate " g(6) My interest rate will never be less than the initial interest rate (7) The interest rate I am required to pay at the first Change Date will not be greater than 10 750 % or lets than 2 250 °% Thereafter, my interest rate will never be increasec. or decreased on any single Change Date by more than TWO percentage points ( 2 000 %, from the rate of interest I have been paying for the preceding period (E) Effective Date of Changes My new interest rate will become effective on each Change Date I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. (F) Notice of Changes The Note Holder will deliver or marl to me a notice of any changes in my interest rate and the amount of my monthly payment before the affective date of any change The notice will include information required by law to be given to rile and also the title and telephone number of a person who will answer any question I may have regarding the notice. BS899R townos r,y0 3 of 5 MONR 06/23/04 5 42 PM 6931554023 20040625002233.019 B TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 18 of the Security Instrurent is amended to read as follows (1) WHEN MY INITIAL FIXED INTEREST RATE CH":S TO AN ADJUSTABLE INTEREST RATE UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 18 OF THE SE:URITY INSTRUAENT DESCRIBED IN SECTION 8(2) BELOW SHALL THEN CEASE TO BE IN EFFECT, AM UNIFOFU COVENANT 18 OF THE SECURITY INSTRUMENT SHALL INSTEAD BE DESCRIBED AS FOLLOWS Transfer of the Property or a B eneficial Interest in Borrower As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, >hose beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of the title by Borrower at a future date to a purchaser If all or any part of the Property or any Interest in the Property is sold or transferred (or if a Borrower is not a natural person, and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Secur)ty Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law Lender also shall not exercise this option if (a) Borrower causes to be submitted to Lender information required by Lender to eval-jate the intended transferee as if a new loan were being made to the transferee, and (b) Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in this Security Instrumem is acceptable to Lender To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption Lender also may require the transferee to sign an assumption agreern ent that is acceptable to Lender and that obligates the transferee to keep all the promisel3 and agreements made in the Note and in this Security Instrument Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing BS899S soiouos P194 4 or 6 WNR 0$123104 5 42 PM 6931554023 201]40626002233. If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. Tht notice shall provide a period of not less than 30 days from the date the notice is give❑ in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower falls to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower (2) UNTIL MY INITIAL FIXED INTEREST RATE CHAN;ES TO AN ADJUSTABLE INTEREST RATE UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 18 OF THE SECURITY INSTRUMENT SHALL READ AS FOLLOWS TRANSFER OF THE PROPERTY OR A BENEFICIAL. INTEREST IN BORROWER AS USED IN THIS SECTION 18, "INTEREST IN THE PROPERTY" MEANS ANY LEGAL OR BENEFICIAL {NTEREST IN THE PROPERTY, INCLUDIN3, BUT NOT LIMITEC TO, THOSE BENEFICIAL INTERS:TS TRANSFERRED IN A BOND FOR DEEP, CONTRACT FOR DEED, INSTALLMENT SALES CONTRACT OR ESCROW ILGREEMENT, THE INTENT OF WHICH IS THE TRANSFER OF TITLE BY BORROWER AT A FUTURE DATE TO A PURCHASER IF ALL OR ANY PART OF THE PROPERTY OR ANY INTEREST IN THE PROPERTY IS SOLD OR TRANSFERRED (OR IF BORROWER IS NOT A NATURAL PERSON AND A BENEFICIAL INTEREST IN BORROWER IS SOLD OR TRANSFERRED) WITHOUT LENDER'S PRIOR WRITTEN CONSENT, LENDER MAY REQUIRE IWEC1ATE PAYMENT IN FULL OF ALL SUMS SECURED BY THIS SECURITY INSTRUMENT HOWEVER, THIS OPTION SHALL NDT BE EXERCISED BY LENDER IF EXERCISE IS PROHIBITED BY APPLICABLE LAW IF LENDER EXERCISES THIS OPTION, LENDER SHALL GIVE BORROWER NOTICE OF ACCELERATION THE NOTICE SHALL PROVIDE A PERIOD OF NOT LESS THAN 30 DAYS FROM THE DATE THE NOTICE IS GIVEN IN ACCORDANCE WITH SECTION 15 WITHIN WHICH BORROWER MUST PAY ALL SUMS SECURED BY THIS SECURITY fNSTRLMENT IF BORROWER FAILS TO PAY THESE SUMS PRIOR TO THE EXPIRATION OF THIS PERIOD, LEADER MAY INVOKE ANY REMEDIES PERMITTED BY THIS SECURITY INSTRUMENT WITHOUT FURTHER NOTICE OR DEMAND ON BORROWER E$$89R (0101)03 >aa* 15 of 5 MGNR 06/23/04 5 42 PM 6931554020 20 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider GUROEV SINGH J-' - t (Seal) -Borrower (Seal) SURA T KAUR -Borrower _ (SeaI) -Borrower (Seal) -Borrower (Seal) -Borrower (seal) -Borrower (seal) -Borrower (Seal) -Borrower B5899n (0IQ1)03 P.yo 5 of 5 MGNR 06/23104 5 42 Phil 6931554023 20040625002234.001 :20040625002234 GTEWART TITLEB1[1T 34 00 FF 2 1I OF 5 06/2 /Z004 13'41 Return To LOAN # 6081529312 KING COUNTY, Up FL9-700-01-01 JACKSONVILLE POST CLOSING BANK OF AMERICA 9000 SOUTHSIDE BLVD BLDG 700, FILE RECEIPT DEPT JACKSONVILLE, FL 32256 Assessor's Parcel or Account Number 322305903807 Abbr aced Legal Description 11� Gl r SPA-1-I 99ap, CInolude lot, block and plat or section, township ar.d rangel �ull legal description located on page THREE Trustee' PRLAP , INC ISpace Above Thr: Lane For Rcaording Datal is �� DEED OF TRUST LOAN # 6081529312 IIWART TITLE THE PRIORITY OF THE LIEN CREATED BY THIS DEED OF TRUST SHALL BE SUBORDINATE AND INFERIOR TO THE LIEN CREATED BY A DEED OF TRUST COVERING THE PROPERTY MADE AMONG BORROWER, TRUSTEE AND LENDER OF EVEN DATE HEREWITH AND RECORDED CONCURRENTLY IN REAL PROPERTY RECORDS DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21 Certain rules regarding the usage of words used in this document are also provided in Section lb (A) "Security Instrument" means this document, which is dated JUNE 23, 2004 together with all Riders to this document. (B) "Borrower" is CURDEV SINGH AND SURDIT KAUR ktvshq Borrower is the trustor under this Secunty 'Instrument, (C) "Lender" is BANK OF AMER I CA N A WASHINGTON-Single Fam,ly-Fannie MaelF;reddie Mac UNIFORM INSTRUMENT Form 3o" lfol (=L-6(-WA? (0012) Page 1 of 15 Initials VMP MORTGAGE FORMS - (800)521-7291 CVW% 06/23l04 5 43 PM 6081529312 20040625002234.002 Lender is a NAT I ONAL BANK I NG ASSOC MT l ON organized and existing under the laws of THE UN I TED STATES OF AMER 1 CA Lender's address is 300 ELL I NWOOD WAY, $U I TE 201, PLEASANT H I LL , CA 945230000 Lender is the beneficiary under this Security Instrument (D) "Trustee" is PRLAP, INC (E) "Note" means the promissory note signed by Borrower and dated JUNE 23, 2004 The Note states that Borrower owes Lender FORTY F l VE THOUSAND AND 001100 Dollars (US. $ 45,000 00 } plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JULY 01, 2019 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " (G) "Loan" means the debt evidenced by th.- Note, plus interest, any prepayment charges and late charges due under the Note, and all sums duo under this Security Instrument, plus interest (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicable) Adjustable Rate Rider 7 Condominium Rider Second Home Rider Balloon Rider ❑ Planned Unit Development Rider H 1-4 Family Rider ❑ VA Rider 0 Biweekly Payment Rider Other(s) [specify) (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions (1) "Community Association Dues, :Rees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. W "Electronic Funds Transfer" mear..s any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, ar magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but is not limited to, point -of -sale transfers, automated teller maclune transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transrers (L) "Escrow Items" means those items that are described in Section 3 (M) "Miscellaneous Proceeds" mcans any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of, the Property, (it) condemnation or other taking of all or any part of the Prope-ty, (iii) conveyance in lieu of condemnation, or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (A) any amounts under Section 3 of this Security Instrument (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U S.0 Section 2601 et seq ) and its implementing regulation, Regulation. X (24 C F.R Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter As used in this Security Instrument, "RESPA" refers to all requirements and Initials 4'S 5, k -6(WA) (0012) Page 2 of 15 Foram 9048 1101 CVWA 06/23/04 5 43 PM 6081529312 20040625002234.003 restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender. (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note, acid (n) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, w:.th power of We, the following described property located in the COUNTY of KING [Type of Recordmg Jurisdiction] [Name of Recording Jurisdiction] LOT 2, SHORT PLAT NUMBER 482007, ikCCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870 RECORDS OF KING COUNTY, WASHINGTON Parcel ID Number 322205903807 which currently has the address of 11328 SOUTHEAST 192ND STREET [streetl RENTON [city), Washington 98055 Iztp Code] ("Property Address") TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property " BORROWER COVENANTS that Borrower is Iowfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all cIaims and demands, subject to any encumbrances of record THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform covenants with limited variations by Jurisdiction to constitute a uniform security instrument covering real property UNIFORM COVENANTS. Borrower ai,d Leader covenant and agree as follows 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Initials .<� 5 i< -6(WA) (0012) Page 3 of 15 Form 3048 1101 CVWA 06/23/04 5 43 PM MIS29312 20040625002234.004 Note and any prepayment charges and late .,barges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or other instrument received by Lender as payment under the Note or thi. Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (o) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer Payments are deemed received by Ler..der when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may returi any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted If each Periodic Payment is applied as of its scheduled due gate, then Lender need not pay interest on unapplied funds Lender may hold such unapplied funs until Borrower makes payment to bring the Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under the Note! immediately prior to foreclosure No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority (a) interest due under the Note, (b) principal due under the Note, (c) amounts due under Section 3 Such payments shall be applied to each P,,riodic Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from, Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone: the due data, or change the amount, of the Periodic Payments 3. Funds for Escrow Items. Borroww shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property, (b) leasehold payments or ground rents on the Property, if any, (c) premium£: for any and all insurance required by Lender under Section 5, and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10 These items are called "Escrow Items " At origination or at any time during the Initsals w,,, �� 4OL-6(WA) (0012) Page 4 of 15 Perm 3048 1101 CVµ'A W23104 5 43 PM 6081529312 20040625002234.006 term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Ea crow Items Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9 If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount, Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3 Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Fscrow Items or otherwise in accordance with Applicable Law The Funds shall be held in an institulion whose deposits are insured by a federal agency, instrumentality, or entity (including L.ende7, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Batik Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree i n writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA If there is a surplus of Funds held in &scrow, as defined under RESPA, Lander shall account to Borrower for the excess funds in accordance with RESPA If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments Upon payment in full of all sums secur.;d by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender 4 Charges, Ltens Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attrsn priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3 6(wA.l (flax2) ( Page 5 of 15 Form 3048 001 CVWA 06/23/04 5 43 PM 6081529312 20040625002234.006 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement, (b) contests the lien in good faith by, or defend;; against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument If Lender determines that any part of the Property is subject to a ]ten which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4 Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting service used by Lender in connection with this Loan 5 Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance This insuranc4: shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender requires pursuant to the preceding sentences can change during the tram of the Loan The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreaf,onably, Lender may require Borrower to pay, in connection with this Loan, either (a) a one -lime charge for flood zone determination, certification and tracking services, or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time romappings or similar changes occur which reasonably might affect such determination or certification Borrower shall also be responsible for the payment of any fees imposed by the Federa:. Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and 'Borrower's expertise. Lender is under no obligation to purchase any particular type or amount of coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or 1tibility and might provide greater or lesser coverage than was previously in effect Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee, Lender shall have the right to hold the policies and renewal certificates If Lenc.er requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices, If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee andlor as an additional loss payee In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender Lender may make proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was Tnisiais �f S '; f C (Ck-6(W A ) (0012) Page 6 of 15 ` Form 3M 1101 CVWA 06/23/04 5 43 PM $081529312 20040625002234.007 required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the ri€;ht to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such insurance proceeds shall be applied in the order provided for in Section 2 If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters If Bo: -rower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim The 30-day period will begin when the notice is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due 6. Occupancy Borrower shall occu-:) establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property, Inspections Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether or not Burrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed if the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause imtiah 4n_ � K Q-6(WA) (0012) Page 7 of 15 �Fatm 3048 1101 CVWA 06/23/04 5 43 Phi 6081528312 20040626002234.008 8 Borrower's Loan Application. .Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence 9 Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property Lender's actions can include, but are not limited to (a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appearing in court, and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment If this Security Instrument is on a lease hold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Leader required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will acoept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in Bill, and Lender shall not be required to pay Borrower any interest or earnings on such Ioss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an +nsurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance If Lender required Mortgage Insurance as a condition of making the Loan and Initials 740,�-'— W (126lWAal (0012) Page 8 of 15 Form 3049 110I '® CVWA 06/23/04 5 43 PM 6081529312 200406255002234.009 Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable lcss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed, Borrower is not a party to the Mortgage Insurance, Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other p€.rties that share or modify their risk, or reduce losses These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums) As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate: of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or ,night be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses If such agreement p:-ovides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance " Further - (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance , or any other terms of the Loan Such agreements will not increase the amount Borrower will owe :for Mortgage Insurance, and they will not entitle Borrower to any refund (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the homeowners Protection Act of 1998 or any other law These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to :receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds, Forfeiture All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restore tion period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the wont has been completed to Lender's satisfaction, provided that such, inspection shall be undertaken promptly Lender may pay for t:-ie repairs and restoration in a single disbursement or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to tie sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such Miscellaneous Proceeds shall be applied in the order provided for in Section .Z In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the Partial taking, destruction, or lass in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this S wurity Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of the sums secured immediately before the partial taking, destruction or loss in value divided by (b) the fair Initials _ ; A< -b[WAl (0012) page 9 of 15 Fot= 304$ 1101 CVWA 06/23/04 5 43 PM $081529312 market value of the Property immediately before the partial taking, destruction, or loss in value Any balance shall be paid to Borrower In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender ctherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next seinence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lander within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due "Opposing Party" means the third par, that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of tho Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, Precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument, The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender All Miscellaneous Proceeds that are not applied to restoration, or repair of the Property shall be appplied in the order provided for in Section 2 12 Borrower Not Released, Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance by 'J'-ender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy 13. Point and Several Liability, Co -:signers, Successors and Assigns Bound Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several However, any Borrower who cosigns this Security Instrument but does not execute the Note (a "co-signer") (a) is co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument, (b) is not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the . Vote without the co-signer's consent Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in wittin , and is approved by Lender, shall obtain ail of Borrower's rights and benefits under this Security trument Borrower shall not be released from Borrower's obligations and liability under this Security Insstrument unless Lender agrees to such release in writing The covenants and agreements of this Security Instrument shall bind (except as provided in Section 2D) and benefit the successors and assigns of Lender 14, Loan Charges Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees In regard to any other f:es, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law Initials �n S k 6(WA} (0012} Page 10 of 15 c Form 3049 1101 CVWA 06/23/04 5 43 PM $001522312 If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loran char es collected or to be collected in connection with the Loan exceed the permitted firnits, then (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower Lender may choose to make this refund by re ud cing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces rincipal, the reduction will be treated as a partial prepayment without any prepayment charge whether or not a prepayment charge is provided for under the Note) Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge 15, Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lander. Borrower shall promptly notify Lender of Borrower's change of address If Lender spaaifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure There may be only one designated notice address under this Security instrument at any one time Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower Any notice in connection with tfus Security Instrument shall not be deemed to have been given to Lender until actually received by Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument 16 Governing Law, Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of -.he jurisdiction in which the Property is located All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law mmght explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract In the ev,nt that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision As used in this Security Instrument -'a) words of the masculine ender shall mean and include corresponding neuter words or words of the feminine gender, (b) words in the singular shall mean and include the plural and vice versa; and (c) the word 'may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument 18 Transfer of the Property or a Beneficial Interest in Borrower As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to uurchaser If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beaeficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law If Lender exercises this option, Lender Ehall give Borrower notice of acceleration The -notice shall provide a period of not less than 30 dayi from the date the notice is given in accordance with Section 15 within which Borrower must pt.y all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower Initials -6{WA) (0412) Page 11 of 15 Porrn 3048 1101 CVWA 06/23/04 5 43 PM 6UBIS29312 20040625002234-012 19. Borrower's Right to Reinstate, After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument Those conditions are that Borrower- (a) ys Lender all sums which then would be due under this Security Instrument and the Note as zf no acceleration had occurred; (b) cures any default of any other covenants or agreements, (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lenders interest in the Property and right;; under this Security Instrument, and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument: and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal bency, instrumentality or entity, or (d) Electronic Funds Transfer Upon reinstatement by orrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred However, this right to reinstate shall not apply in the case of acceleration under Section 18 20 Sale of Note, Change of Loan Servicer, Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower A sale rnight result in a change in the entity (known as the "Loan Servicer") that collects Periodie Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which paymonts should be made and any other information RESPA requires in connection with a notice of transfer of servicing If the Note is sold and thereafter the Load is serviced by a Loan Servicer other than the purchaser of the Note, the rortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action If Applicable Law provides a- time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20 21 Hazardous Substances. As used m this Section 21 (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances, gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection, (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law, and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup Borrower shall not cause or permit tiLe presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property Initials e, S� � E C -6(WA) (0012) Page 12 of Is Form 3048 1101 CVWA 06/23/04 5 43 PM 6081529312 Borrower shall not do, nor allow anyone eli& to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or releas€ of a Hazardous Substance, creates a condition that adversely affects the value of the Property The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products) Borrower shall promptly give Lander written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmeaW or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other romediation of any Hazardous Substance affecting the Property is necessary, Borrower shall prom?tty take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup NON -UNIFORM COVENANTS Borrower and Lender further covenant and agree as follows 22 Acceleration, Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify (a) the default, (b) the action required to cure the default, (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured, and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property at public auction at a date not less than 120 days in the future The notice shall further :reform Borrower of the right to reinstate after acceleration, the right to Ming a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale, and any other matters required to be included in the notice by Applicable Law If the default is not cured on or before the date specified is the notice, Lender at its option, may require immediate payment in full of all sums secured by this Security instrument without further demand and may invoke the power of sale andlor any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidena3. If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election, to cause the Property to be sold Trustee and Lender shall take such action regarding notice of sale and shall give such notices to Borrower and to other persons as Applicable Law may require. After the time required by Applicable Law and sifter publication of the notice of sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the Highest bidder at the time and place and under -the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of the Property for a period or periods permitted by A placable Law by public announcement at the time and place fixed in the notice of sale. Fender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or warranty, expressed or implied. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made thereto. Trustee shall apply the proceeds of the sale in the following order (a) to all expenses of the sale, including, but not limited to, reasonable Trustee's and attorneys' fees, (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it or to the clerk of the superior court of the county in which the sale took place. Inita&1s e� S 1 (IMV(WA) (0012) Page 13 of 15 Form 3048 1101 CVWA 06/23104 5 43 PM 6081529312 23 Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs and the Trustee's fee for preparing the reconveyance 4. Substitute Trustee. In accordance with Applicable Law, Lender may from time to time appoint a successor trustee to any Trustee appointed hereunder who has ceased to act Without conveyance of the Property, the successor t::ustee shall succeed to all the title, power and duties conferred upon 'Trustee herein and by Applicable Law 25 Use of Property. The Property is not used principally for agricultural purposes 26 Attorneys' Fees. Lender shall be entitled to recover its reasonable attorneys' fees and costs in any action or proceeding to construe. or enforce any term of this Security Instrument The term "attorneys' fees,' whenever used in thu; Security Instrument, shall include without limitation attorneys' fees incurred by Lender in any bankruptcy proceeding or on appeal ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW, BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Imtrumeat and in any Rider executed by Borrower and recorded with it Witnesses (Sell) -Borrower (Sul) -Borrower _ (Seal) -Borrower 6(WA) (0012) CVWA 06123/04 5 0 PM 6081529312 a-'n (Seal) CURDEV SINGH -Borrower G!� (Seal) -SURA T KAUR -Borrower Page 14 of 15 (Seal) -Borrower _ (Seal) -Borrower (Seal) -Borrower Form S048 1101 . 5 STATE OF WASHINGTON County of King � ss On this day personally appeared before rune GURDEV SINGH and SLR7IT KA(JR to me known to be the individual(s) described in and who executed the within and foregoing instrument, aad acknowledged that helshi�-Pstgned the same as hisfhe hei ee and voluntary act and deed, for the uses and purposes therein mentioned GIVEN under my hand and official seal this A day of June,+ 2004 / :U ` t -6(WA) (0012) GVWA 06/23/04 5 43 PM 6081529312 Notary Public in and for the State of Washington, residing at Kiag County Marsha M. Boyd M3 Appoantrnent Bcpires on 3-29=2006 Initaals ��, ,� Page 15 of 15 Porm 3048 1101 Filed for record at request of (and when recorded return to): soon creek Hater and Sever District + P.O. Box 56039 14616 S.E. 192nd Street Reston, Washington 90058-1039 DRVEIAYER EXTIMION s009 CRIER wATrR AND SE11Ci4 DISTRICT n� LATMCOMER AGR=x"" me. 162 hated May 10 1991 _ water X So ar +� Resolution no, V Tecmiwatiaa dat. February 12,2007 THIS AURELI6HT made and entered into by and between soon creek water and Sewer District, a Washington nunicipal corporation, hereinafter referred to as -the District-, and Wilson 2 X Partners �R, or assigns, hereinafter collectively referred to as -owner-. W I T R E S s a T R: WVXALas, owner has installed water or raver Mains and/or facilities to provide service to properties within the service area of the District, and the District has accepted a Rill of sale for such facilities; and WHMFXS, the Board of Commissioners of Lhe District has by Resolution provided for the execution of agreements for the reimbursement to owners or their aseigns from connection charges of a portion of the costs of such facilities .from other property owners :who subs-3q++oatly connect to or use the facilities who did not contribute to the ortgjDal cost thereof; and - 1 - '" ' • IN Latecomer Agreement No. 162 wWntr_5, the facilities describe,] in Exhibit -A- hereto have been installed by owner, and may be connected to or used by other property owners pursuant to the Comprehensive Plan of tte District; and WEEMAS, the Board of commission+irs has determined which parcels of property would require similar facility improvements if developed as per:utted by the comprehensive Plan of the District, the legal description of such parcels being described in Exhibit -e' hereto. i NON, TRWORE, IT IS AGR=z - racilities. That the facilities subject to this Reimbursement Agreement are those described in Exhibit -A- hereto, the contents of which are incorporated herein by this reference as though fully set forth. 2. Reimbursement Area. That tie reiAlburssment area co which this Reimbursement Agreement is applicable is hereby determined to be the are& described in Exhibit 'H' hereto, the legal description of which is hereby incorporated herein by this reference as though fully set forth. 3. Rai.mbursoMent Amount. That ow»er shall be entitled to reimburaament pursuant hereto in a total amount of S__ 156,774.54 , less the 201 administrative charge described hereinbslow, which amou.,t shall be collected from the raimburssment area at the raises described in Exhibit -a, hereto, which rates of reimbursement are incorporated herein by this referent-. owner acknowledges that the such reimbursement amount has been determined in accordance with R.C.W. 56.16.030 and/or R.C.N. 57.16,010, as is appropriate to the nature of the facilities. 4. Reimbursement Period. That owner shall be entitled to reimbursement hereto from connection charges collected by the District for a period of fifteen (15) years from the date of acceptance by the District of a Bill of Sale for the facilities described here,.n. Pursuant hereto, the entitlement of Ownsr to reimburssale nt shall terminate on the 12th day of February , 2007 5. Collection After Reimbursemeot Period. After the date of termi- nation of owner s entitlement to reimbursement, the District shall celleet the amounts established herein as connection charges to ensure that all owners connecting to the Districts facilitia3 pay their fair shara therefor. In such event, the facilities described herein shall not be considered donated, e the potential for collection by the Dis•:rict, and the obligation for extended maintenance and operation of under-util..zed facilities to be considered in the District's development of its General Facilities charges and monthly service charges. 6. edmiaistrative r_hnrge. That all sums received by the oistrict as � connection charges to which this Reimbtraament Agreement would be applicable . :i 2 • IN Latecomer Agreement No. 162 shall be subject to an administrative charge of twenty percent (201h) of the amount collected, which amount shall be deducted by the District upon collection thereof. The Partin% hereto acknowledge that said amount is a reasonable estimate of the District's actual administrative costs to be incurred pursuant hereto, and further acknowledge that such charge is not a part of the construction and contract administration costs of the project. 7. waiver of 3teimbarsemeut. That in the event owner, or its assigns Waives entitlement to any reimbursement provided for herein, such waiver will be effective only if executed and deiiv.ored to the District prior to the date any connection charge from which reimbursement is required hereunder is tendered to the District, and prior to the date owner's entitlement to reimbursement hereunder terminates. rn such event, the District shall prepare and record a Release in the Icing County auditor's office, releasing from said property all but ten percent (10aj of the reimbursement amount, to which amount the District will rtmain entitled as a connection charge for its reasonable estimated amended costs of the administration hereof. s. segregations. That the District shall have the right to provide for one segregation of Connection charges !!or each owner of property within the reimbursement area described herein; provided, however, that any such segregation shall result in ao segregai:ed parcel with less than 100 feet of frontage. 9. ttaforcesent by District. That owner agrees that the Dietrict•s duty to enforce this Agreement will be limited instances of actual utilizar'.on by property owners of the facilities desc::ibed herein; and further agrees that any non -utilization of these facilities resulting from land use decisions of other agencies or from a property owne::•a design of a system for service of the properties described herein shell ;tot be subject to reimbursement. The Districts only obligation shall he to enforce its comprehensive Plan as to any such system for providing service, which duty owner acknowledges is owed to the public, and not to owner. Notwithstanding the foregoing, the District agrees to exercise good faith in the Protection of owner's rights hereunder, and further &groom to exorcise good faith not to prevent or delay collection of amounts from which owner is entitled to reimbursement beyond the termina- tion date of owners entitlement, as Sated hsreinabove. 10. Costs of Znforcezeat. Any costs reasonably incurred by the District to enforce the tome of this Agreenent, including but not limited to reasonable attorney fees and court costa, shall be chargeable to owner, and shall be deducted from connection eharges collected by the District from which owner would be entitled to reimbursement; provided, however, the District and owner may agree to assign to owner tt,e right to enforce collection, which assignment shall be without recourse by owner against the District, and provided further, that owner shall yay to the District the twenty percent (20%) administrative cost provided !'.or bereinabove prior to, and as a condition to any such assignment. a L' Latecomer agreement No. .162 1:1. address Notification. owner shall keep District advised of its address during the terse of this Agreement for purposes of eorrespondaace, notices or other coamunication pertaining hereto. The District shall be required only to utilize the address on file with the District for any 1 purposes required hereby. D== this jztay of 5005 at= WMTM AND WT 'do sT.%TE or NAxxxNGToo ) LI) } as [District ;+2 COULCTY Or KING } ,`fit J7 r On this �; day of , 14 ��, before sr the undersigned, a Notary Public is ind .for the Stat• of Washington, duly commissioned and sworn, personally appeared and L_ , to me known to be the Fxasident and secretary, respectiv*ly, of coos Creek water and sewer District, the municipal corpo— ration that executed the foregoing instrument and aekaowledged the said instrumnt to he the free and voluntary act and dead of said corporation, for the uses and purposes therein mentioned, and on oath stated that they are authorized to axecut* said inatrumient, sad that the seal affixed is the corporate seal of said municipal corporation. Inwns my hand and official seal hereto affixed the day and year first above written. NOTARY PpLrc sad or the rate of Washington, residing at -�Ly my c-aminnion expires r �?��Q1ARY .P,- ` _ I T. v� ;° xt13k� LJ •■ L�t ��•tnr, Latecomer xgreement No. 162 STATE or 1AhSHINGTbNj ) as (corporation) COUM Cr KING ) 0o this _ day -of y, 19 _, before m• the undersigned, a ilotsry Public in and for the State of Washington, duly commissioned and sworn, personally appeared and to ne known to he the President and Secretary. respectively, of the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath stated that they are onthorixed to execute of raid instrument, and that the seal &!!need is the corporate seas of said corporation. Wzzaa my hand and otficlal seal hereto affixed the day and year first above written. Wy NOTARY rm LIc in and for the State of Washington. residing at my commiseion expires Q7 O STATE or WASeIN=N= ) ss (Individual) COUNTY or KING ) on thin day personally appeared before mu j,xmon- W, and Mara D_ W ,LgpI3 . to mn mown to he the individual described in and who executed the foregoing innttement and acknowledged the siguad the sane as - voluntary act: an deed, for the uses and purposes therein mentioned. Gxvtn under my hand and oifioial seal of ..' May..., ,• 19.9.1• N r the state of Was t T^ can�h -• xy 92-29 9a - 5 - 41..'_ � � � Yee �.0 � 't'��} R '�_ •� .. -.rt r�.�.a. �-' r. �.� ww. �� EXHIBIT "A" Soos Creek Water & Sewer District Sewer Latecomer's No. 162 Plat of Chinquapin R dge Sewer Base Maps E-3 & F-3 Description of Facilities: 1,831.00 lineal feet of 8-inch sewer main, 458 lineal feet of 6-inch sewer stubs, and 6 Manholes on Southeast 192nd Street from 300 feet East of 1081h Avenue Southeast to 610 feet east of 113til Way Southeast (adjoining Tax Lots 145, 662340-0112, 662340-0120, 66 2340.0129, 662340.0 , 31, 38, 662340-0115, 662340-0150, 662340-0152, 662340-0141, 662340-0140, 2, 280. 105, 73, and 259)- I C F 1041004 W 3IA-lC 18 7 F-A EXHIBIT "B" SOOS CREEK WATER & SEWER DISTRICT SEWER LATECOMER% NO. 162 Chinquapin Ridge Base Maps E-3 awl F-3 Those portions of the Plat of PANTHER LAKE GARDEN TRACTS as recorded in Volume 9 of Plats. page 25, records of King {'-ounty. Washington, described as follows: The Southerly 150 feet of the East 94.76 feet of Tract 11; AND the Southerly 150 feet of Tract 12; AND the Southerly 130 feet of the West 1 ,,4.19 feet, and the North 138 feet of the South 150 feet of the East 105 feet of Tract 13; AND that portion of the East 174.64 feet of said Tract 13 Iti g Northerly of the North line of King County Short Plat No, S90SO211; AND Lot 2 of King County Short Plat No. 482007 as recorded under recording No. 8303080870; AND the North 150 feet of Tracts 14 and 15; AND the North 180 feet of that portion of Government Lot No. 1. Section 5. Township 22 North, Range 5 East, W.M., which ties Easterly of the East line of Lot 2 of King County Short Plat No. 681090 as recorded under recording No. 8206150667. LESS county road. All situate in King County, Washington. Latecomers Rates: $ 57.94 parfrontfoat S935.93 per stub IaWOOAUPO ,d&160102 8J - 7J11 I King County Department of Development and Environmental Services 900 Oakesdale Avenue SW Renton, WA 98055-1219 ':k DATE: Imo,' TO: Addressing. Services Administrative Services Division FM: Engineering Review Section Land Use Services Division RE: Short Plat Nouyo_�ff� Request to Record Short Plat Final No. 7 C�)� �51 16 Attached is one set of prints for the above referenced short plat. We are almost ready to forward this short plat for recording. Does your division have any corrections? NO _X YES If answer is yes, please make corrections on print. DATE. t c, -7 TO. Engineering Review Section Land Use Services Division FM: L��v — Addressing Services A ininistrative Services Division Attached is the above short plat print with the necessary corrections shown in red. To comply with the Washington State Senate Bill 5799, please add to the above short plat prior to recording. "The house address system for this short plat shall be as follows: Addresses shall be assigned for the north -south roads with the range of v 'A to N « and within the range of L_3 3 z) to ! l:3 5 5 for the east -west roads. Individual addresses will be assigned to the principal entrance of each residence or building in accordance with King County Code 16.08." Simmons, Pat From: Carrie Olson [COlson@ci.renton.wa.us] Sent: Thursday, June 19, 2008 10:05 AM To: Simmons, Pat Cc: Kayren Kittrick Subject: Gurdev Singh Short Plat - L05SO009 Attachments: FORM DEED.DOC; FORM REETApage1.pdf; FORM REETA Instructions to Applicant.doc FORM DEED.DOC FORM FORM REETA (35 KB)-fApagel.pdf {328 Instructions to App.. Hi Pat, Thanks for the e-mail requesting the City's input on this short plat. No changes to the short plat drawing have been requested. The only item the City requires is a separate Deed of Dedication document granting the dedicated area of street right-of-way (12' X 134') to the City of Renton. Using the attached forms, please ask the applicant to fill out and provide a brief legal description on the first page, a full legal description on the Exhibit A page signed and stamped by a licensed surveyor, and a map exhibit. Also, please have the applicant fill out the REETA Form required by the County. Have the applicant "open with" Adobe. Maybe you could just e-mail these instructions and forms to him. If he has any difficulty or question, have him call me. Thanks again. Carrie K. Olson Development Services City of Renton 425-430-7235 CHNGOAFM R IDGE POR SEW SE 1/a SECT[ O�i '.;.32, ' �'OWNSHIP 23 N, RANGE 5 E. V .M. KING COQNTY` MASHINGTON SEE SHEET 5 72 i 3-'•, W-, 19 ter, ey \'1r. � I o � '' •. , . = R-23 • ,$.'fir. ;, �,yy ., / ''x. Q c. '� yo '_' g Fp 1� •,SULE: r-5r '.. �± �. ryo7 ��, ✓' �!; N g3.32� 16 � o 40 ea e4 104 QG / �; , 2S 'ORAPHhC SCALE U` \ J 11 dopy �215,'45" aiy' II' 6 r BA515 OF B�NiINET GS: SEE SHE3 ! �_ • 16 2a m �.,5•fiT' '$ i OA1tAt: 5005 OtEEK DATER DWMICTACAS SEE NOTES EI:T 22ON �i I :'.. •".. , ' F`'' " ,� I:J',. N 8073•30' E N 93�2'W +r: o •. Tor NW FLANGE B05T nRE HYDRANT 25 BETWEEN LOTS 51 AND 52 Y1MaF1T *wc• A BN, xi1: 6 �s - •::, ,b e4 I 5 SEE NOTES:' $I o -- 'Bx• NO. 5 - ELEY 513.O9 / y� " ,U;.• N J I 2 11 22:. p l vi �..ri s a Tt Nw FLANGE BOLT FIRE N OFI SHEET 2 �J� ^ 12 + N[,j� n ON SHEET'2 A'� i R o s ar12+EFN LOTS 24 AND 2$ z NOTES -h 21 �• _ �. -q 105.�. I aM NO. B - ELE''' 510.J4 ..'S TOP NO. FLANGE BOLT FIRE HYDRANT 04ry t• y � i N a737',.}- W 29. BETWEENLOTS B AND 9 105 oo ■ MIN F'F'E 545.0 "`�'• :' r+I y,"T Nir- '... 0ft Na. - ELEt' 496.19 �'. (_ h �I a 2• h 22 ;X )+ ! S TOP 'NEST FLANGE BOLT FIRE HYDRANT ;fry ,� S7.'S.'NOTLY •,�,•�'.• •ti �'<• f. 0'�., \1 DRAINAGE ha F ON'.9HEET .)) �{ BETWEEN LOTS 62 AND 140 v :�.•� 4 �� '' w i tit° \ _F.ASEkENT ti,,, a �4 �Lym T q ON SHEET 2:•SSBL y11 i, o ` Q SET KING C A STANDAR mNCD ''i11N FFE•,, r"�" rw.;• - zo w �� y*',1aS � • 31.i+' RE'IE wM w+ AND CASE Vie 504,•0 �,}} fS > IV C�Ey SET KING COUNTY STANDARD k 1i,�, �� - •`•_� CONCRETE YON (NO CASE) `� ♦ry r1�•: • f"7�•. '�� L0 _-- l23 f ` `� T .o� e7 P� i': 8^1G'. f91BIJCI'.�r�ln N __ s „ LS .. 901�0'00 R = 25.00 s, l = 30. o Np! 9 n N BB•50'36• w SE 192nd sniA III �,�IQ,.;56spaafo STREET UPON RECORDING OF THIS- PLXr,--1 _• e1J_•.43�� - TRACT G SEE NOTE 12 ON SKEET 2 PRIVATE OWNERSHIP -vt.c., E. IX1R4E I RADIUS I LENGTH I DELTA "— — Cl 25.00 25.6 ga•40 04 C2 DO 113.8 3114 DO N8 2502 D4C4 CS 276.DD 20.BD dsr is) BSBL -_- BUILDING SETBACK LIKE }- M --- PMIISHED FLOOR EI.EV }�- HGPE -- NATIVE GROWTH .w' PROTECTION EASE4ENT (R) --- RADIAL -" SE CORNER c SfC 32-23-5EWM .t r 32 33 131242' 5 4 JOB N0. 89-080 f, ' TRIAD A=QATF.s HNCY = 11415 NE 128th STREET Al KIRKL.AND, WASH. 98034 1 (206) 821-8448 SHEEP' 6 OF 7 ! I-+ LI..I uj cn CHMMUA NN H 0GE POR SEI/4 SE IA SECT10N''::,32,'---TOWNSHIP 23 N, RANGE 5 E. W.M. KING COQINTY',.:WASHINGTON SEE SHEET 5 �lpr • •, � M ' 4c � ._ . � I I� ' SCALE: 1'-$0' o �[ . jSS f��" .�//•g`l� � �. `r2 •t0 1p 5�tg•. $. M1� �r r'• N 73�2 �" ld I �1- 0 1d 20 48 80 BQ 700 �+ •CtRAPHIC SCALE 4. d 26 rF �� o C p.21.59 4S BASIS OF BICARINGS: SEE SHEET 3 z m( I DATt7u.: S00S ptBEN WATER olsmlL-r/lcr�s .. •:.' 1 �• •' Jr..: �'n . .� SEEON SHEET 22 & O. ' a 4< N 8B'33'30 E 'u c TOP BN NNW FLANGE BOLT RR£ HYDRANT @'S 15 I i# BETWEEN LOTS 81 AND 82 25 n ry'•. lel«. ho q4 5 SEE NOTES.' 2i n . o •,• • E .. • BR1• N0. 5 - LG EV LTFI r .�' ,8!,._ ry - ,; 2 d< 22.: oJai �"Fl �E.. , � 70L3 NW FLANGE BOLT FIRE HYDRANT '� W ON SHEE7.2 JI 0° os BETrIEET� LOTS 24 AND 25 NOTES ro i3 UJ .:"♦ I •k 21 rr,- .�' BM 10.5.00' .. ,�J J • •�''-,-�^,'BM NO. 6 - E]EV 510.34 ON SHEET 2 .( NO,S m TOP NO. FLANGE BOLT FIRE HYDRANT 0q`L ,y pp • N N 675713' W W F9 n BETWEEN LOTS 8 AND 9 ,ti .ye• ':'. C.? .r�..'.'� a' ? 1o5.St' 2.1 o� s ejy MIN rrF,E 505.4 `�+'- BM No. 7 - ELEv 496.14j 'L� 56• f!V=,.-T 20' PGLIIJC _ 1? 'o S2 k 22� z`i� J &' . •.. TOP WEST FLANGE BOLT FIRE HYDRANT ^' .' -'g, .. 1 F. og \' BETWEEN LOTS 52 AND 100 0; : 5Ei'.'NOTES -r�- ,r 1 OSY ON'.$HEET 2 '.. 'k •. 1 k 2T. y'S� H7 m r11 iQ r� ! ON SHEET 2 a .S3 '''1-285'3s20 W �28 SET LONG COUNTY STANDARD ',SIN FFE-,• •• Z.i •'... L2s J F— �. `"�QS. 31.7i CONCRETE MQN AND CASE 504-D �3 fIVG�E _ w7k W 'u. SET IGNG COUNTY STANDARD .>f CONCRETE MON (No CASE) -. f �. ?+'.: • '' 0 _ �.- L23 J ~ -- ..,. R7' Af O S4 14'. R1BUCC P' .nl n N88 S N 88"50'36' M SE 192nd > I BALD-N%-.Z89P0046 UPON RECORDING OF THIS' PU4'�—% 813_45_,� — STREET TRACT G SEE NOTE n ON sNEET 2 PRIVATE OWNERSHIP VE I RADIUS LENGTH I DELTA - — c1 25.0D 25.50 58'41104 C2 25.DO 13.6 311856 O3 25.Do 13.87 31195a C4 25.0E 25,60 50'4004 CS 278.00 0.60 041a Fs, f'- - 83111. --- BUILDING .MtTBACI LINE FFE ---_ FINISHED FL" ELEV NQPE --- NATIVE GROWTH PROTECTION EASEMENT (R) --- RADIAL SE CORNER SEC 32-23-5EWM �i 32 33 +at.69' 1s124Y rJ 4 � `Y Cr r JOB NO. 89-080 KIRKLAND, WASH. 98034 1 (206) 821-8448 SHEET B OF 7 dot -622 co � Thy L A0 L 133HS � *0d88S.':''0N 3iL4.(nys a�S� s' 8aae-Las (s0a) L 133KS 419ZL 3N SLall a_ Al, 'aNI s3lvbossv avial 0e0-69 'ON BOr d�1SG � 3 zi V ,LB'BQL ~ M .9C6S.48 N 1� -ram yCZ!£i I+i :. �%SIHL J0 ONICIN0038 NOdf1 •1.1Nf10� 9N1?I Ol 031V311330 s�z-zC aa's: •@Ly° ,00'ZL s9zl'' . , x.3Napa r1Ls`. _ Z£'LSL NL 9C OS89 N .00Z: @L -NouYoossY sa3NNo3npN ;1q �f =F �'_ �dL d • .dIH6a3NMO 31VAINd q • • 3.901a N1dYrlpNNia 3rLL A8 .� <q, 1 L 1EMS No 03NIY1NIYN 38 Ol 1N3ry33y3 rr ••.L• �o N OL �LpN 33fi z 30YN96 ONv 3d JSQNYI w : 9 _ 3' l0b81 ••� V M .9f,09.8II, N".Im ♦+q L 133H5 NO ' sl� Y G Qo z'eC -sz 93 _O _'''" ' d• a 000oA6 LZ'6f OO L Sll ., L3 ;'Z. 1L NO ,�i Nr Q 9C BL40 'Oz 00'9LL YJ Z 3LON'3 :.� •rr` 3. •• tNl „e're l4'L9 fJ '� '� Y p.0t BB LL'L9 Z i °sq 9r rz s es aa'9sL u r • ,• •'g ,£0'Z£'11 .:,L�$ €.g6 Yl O I H'OXn Sn1aYa I 3l7drla .LS,9f.90 "'DLL QQ - Y`L d ,+r6LL49B ,,r� M.OS.BCZBry � IN) M .Cf fCfB N .. 3 ,£S.. 3 t0 OL" N • k y C _ s'a.'o -", OO,L' 0Nv z9 slol N7.3MLL38 +! 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P (� 133M K 10 fNn NLM07p 3hLLYN --- 3dDN rq dJ I g /4r^'.o /} dJ 9L 3'f 1. 12 - 0 I l :. SUON A o - A3T3 tlO01.! 43HSIHLd -,- 3id ? LZ OO L�''�C fr I r 3NI1 NOW4135 ON10'IIM1B --- le" (35Y7 pN) N011 313YJH00 •91'� "• y \n'Yfiig'ay f9N .-, OWONILS 1.LNFM "DI 135 Lt.tl.Z@ 5Y] ON'�' rr� 3mom 31=W2 LL'9a I I OWGWI.S 1,1S= JHOI 135 :. y'6•Ppon� Ly?' a,:. GO- w^i n� • f c q 9L 3' L s+ ix/iowLS10 if31vM x{3wo sops mruva 9. o-'• '4L 5-3:O.1 h 3� 13Ns 3r0lsadva� se,e+,66 Z,� s _ 3Iv0Sz ac1z3ioil.- S;9 -4 � ��-: OOL 08 09 oa Oz OL 0 t'�•..s/ S'"4'G .5 M.9i'AS9@N r1� r� •LO'SB m1 31Y0b S14 -3 c. u\UI V 133HS 33t:1- t,6'L'f'' ' rn N010NIHSdM ` •1k1NrltJf� 0N1A AA `3 5 30NVf A `N �7 dIHSNM0l .•':`ZC `i��11035 �/L 3S */i 3S �10d �{ nnnn nn 10 N H Droll sh King County Department of Development f �+ and Environmental Services 1-,or :.L Land Use Services Division - -- 900 Oakesdaic Avenue Southwest Renton. Washington 96055-1219 For alternate formats, call 206-296-6600, 206-296-6600 TTY 206-296-7217 Drop -Off Cover Sheet for Land Use Services Division IMPORTANT Date Received by LUSID - — PROJECT NUMBER AND NAME IS NECESSARY FOR ALL DROP-OFFS ❑ f"� ��- --, , y l Project No ' C'�_ F jam. C. 1__) _ I Project Name L c `—r DEG 2 12007 �J,r X Fri OIL' k L—I)_l_ } -- IK G -ttl l L-�Vy" L_�jM_— D.D. S. Compa, �y Name ? L'o,tact Fersol� ' X Telephone{{No: -_ _ ADDITIONAL INFORMATION REQUESTED BY KING COUNTY STAFF (please }print) Short Plat I Plats Please s�scify i+,ern;;: dropped off Lot Line Adjustment Permit Right of Way Permit Clearing 1 Gradinci Permit r:to[ma,icn rt.qu�,sted- PLEASE NOTE: J I!!_. I , L . jr: I C`I :il.. � � �.,',._ ��, ji` n:,l i,1:3 , ;r,' r l i;10a:_] i ' j,;. ilill,.. Check out the DDLS We-) site at ; Bing County Land Use Services Division Fee Estimate, Revision and Acknowledgment Form Pre-app Estimate Number: Permit No:: L07FRO57 Date: December 11, 2007 Permit Title: L05SO009 - Tumber Short Plat Permit Type: Final Short Plat Estimated Maximum Billed Hours: 31 Applicant: Kuldip Singh Tumber Total Fee: $4,050.20 The following fee estimate revisions are enclosed and are part of the fee estimate for this permit. The applicant is required to sign this form acknowledging the estimated cost of this permit and that s/he has read the fee estimate revisions stated below, then submit a copy to DDES within 14 days of the date of this letter. Failure to do this ma result in cancellation of this submittal and estima e. Fee Estimate Revision Applicants are responsible for all fixed fees, reported hours performed in reviewing submittal materials and processing, up to the fee estimate. Changes in the scope of the project review will result in a revised review fee estimate. Fee estimates are based on information submitted to DDES by the applicant prior to finalization of the permit application. In addition, estimates are determined by utilizing historical data gathered from projects of similar type, size, and scope. The fee estimate will be the maximum fee charged unless the scope of the project changes. Should fewer hours be required to complete the review, then the applicant may receive a refund for those hours. If items are identified that are not originally disclosed or identified later in the process, a new estimate may be required. Applicants will be responsible for any additional hours identified in a new estimate if: 1. The applicant fails to provide accurate, complete, or timely information. 2. The applicant fails to disclose a site or development issue that creates the need for additional review, that could not have been reasonably anticipated by the Project Manager during the preparation of the previous Fee Estimate. 3. The applicant changes the scope or design of the proposal, creating the need for additional review, that could not have been reasonably anticipated by the Project Manager during the preparation of the previous Fee Estimate. 4. The applicant fails to complete the construction of the project in a timely manner, creating the need for additional review, unanticipated by the Project Manager during the preparation of the previous Fee Estimate. 5. The applicant files an appeal and the Fee Estimate did not anticipate an appeal. 6. The applicant makes a request to separate the review of the project into distinct phases 7. There has been unauthorized construction on the property, including, but not limited to, clearing or grading, or an associated code enforcement case is opened, &. The King County Council modifies permit fees. 9. The project is modified, such that there is a change in the building valuation and the resulting building valuation fees. Keeping review fees at or below the fee estimate will depend on the applicant's commitment to complete the process review. This commitment should include submitting materials which address all County codes, policies, previously approved conditions, and responding to the County's request for corrections or additional information in a timely manner, not to exceed 90 days. ❑ Acknowledged the above , �f Applicant/Owner Name (print) t / Applicant/Owner Name (signature) ❑ Acknowledged, but wish to appeal Date ProjectManager.dot 11/20/07 Page 2 King County Department of Development and Environmental Services 900 Oakesdale Ave SW Renton, Washington 98055-1219 Friday, December 21, 2007 Activity Number: L07FRO57 i Project Number: L05SO009 FEE RECEIPT i Applicant: TUMBER KULDIP SINGH & SINGH GURDEV 19100 104TH PL SE RENTON WA 99055 Description Checklog Check # Payee Date Entered Amount Counter Service Fees $205.28 TRS Hourly Fee: Addressing Services $28.00 "TRS Hourly Fee: Engineering Plan Review $350.06 SUB TOTAL: $583.28 Description Checklog Check # Payee Date Entered Amount Check 3041 TUMBER, KULDIP SINGH & SINGH 11/15/2447 Check 3042 TUMBER KULDIP SfNGH & SINGH 12/21/2007 ($4,054.20) SUB TOTAL: ($4,545.28) CHANGE GIVEN: $0.00 BALANCE DUE: ($3,962,00) The fees shown above represent current charges as of this date and are an estimate based on the Information provided to DDES at the time of application. DDES permit fees were restructured effective March 4th, 1999. Many fees previously assessed a flat fee, now are assessed as hourly charges. Because of this change, and to ensure that our customers secure permits as quickly as possible, permits may be issued prior to all hourly charges being recorded into our billing system. For services that are rendered on an hourly basis, the cost of those services will be based on the actual hours worked. Hourly fees are charged at the rate in effect at the time of service, and will be billed monthly, along with any other outstanding fees. Fees that have been posted prior to permit issuance will be collected at that time. Fees subsequently posted will be billed to the applicant. All fees must be paid in full before DDES issues Final Approval, T.C.O. or C.O. Printed on: Friday, December 21, 2007 at 2:04:28 PM Page 1 of I A Y o ADMINISTRATIVE, JUDICIAL, AND LEGAL SERVICES DEPARTMENT M E M a R A N D U M DATE: May 13, 2009 TO: Carrie Olson, CED /Engineering Specialist FROM: 5-VJ Sandi Weir, Records Management Specialist SUBJECT: Returned Recorded Document: Deed of Dedication — LUA-09-010 (Gurdev Singh Short Plat) Recording #20090331002306 The attached document has been recorded with King County and is being returned to you. The original will be retained by the City Clerk's office. Please place a copy in the LUA file. Thank you! Attachment cc: Bob Mac Onie, PW-Mapping Supervisor Return Address: City Clerk's Office City of Renton 1055 South Grady Way Renton, WA 98055 2009033002306 KING COUNTY, WA E2385246 03/31/2009 14:56 'KINGCOUNTY, UP ING $10.00 SALE =0.00 PAGE001 OF 001 DEED OF DEDICATION Property Tax Parcel Number: 322305-9038 Project File #:L05S0009 Southeast 192d Street Reference Numbers) of Documents assigned or released: Additional reference numbers are on page Grantor(s): Grantee(s): 1. Gurdev Singh and Kuldip S Turnber 1. Oty of Renton, a Municipal Corporation LEGAL DESCRIPTION: (Abbreviated or full legal must go here. Additional legal on page 2 } Lot 2, Short Plat No. 482007, According to the short plat recorded under recording no. 8303080870, records of King County, Washington. Situate in the Southeast Quarter of the Soatheast Quarter of Section 32, Township 23,14orth, Range 5 East, W.M. in the City of Renton, King County, Wasbington. The Grantor, for and in consideration of mutual benefits conveys, quit claims, dedicates and donates to the Grantee(s) as named above, the above described real estate situated in the County of King, State of Washington. IN WITNESS WHEREOF, I have hereunto set my hand and seal the day and year as written below. Approved and Accepted Bv: Grantor(s): Grant}: City of r Gurdev Singh Mayo Denis LawUj k. - ...•.yj�_ Bonnie I Walton Kuldip S Tumber City Clerk e rNDIl rnUAL FORM OF STATE OF WASHINGTON ) SS ACKNOifZEDGMENT COUNTY OF KING ) I certify that I know or have satisfactory evidence that Notary Seal must be within box signed this instrument and acknowledged it to be his/her/their free and voluntary act for the uses and purposes mentioned in the instrument. Notary Public in and for the State of Washington Notary (Print) My appointment expires: Dated: 9 -- Page 1 of 3 Ilforms/xmHwAGREEJDEED of DEDICATIONI AK FORM 04 0001/bh I EXHIBIT "A" A POR77ON OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE --HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, w.M., TN THE CITY OF RENTON, COMMENCING At THEE SOUTHEAST NGTON DCORNERgOFF SAID SECTION 32; THENCE NORTH 88'50'36" WEST, ALONG THE SOUTH LINE OF THE SAID SOUTHEAST QUARTER, A DISTANCE OF 655.75 FEET; THENCE NORTH 01'09'24" EAST, A DISTANCE OF 30.00 FEET TO A POINT ON THE SOUTH LINE OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE-HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32 AND THE POINT OF BEGINNING; THENCE NORTH 88'50'36" WEST, ALONG SAID SOUTH LINE, A DISTANCE OF 134.00 FEET TO THE BEGINNING OF A CURVE TANGENT TO SAID LINE, CONCAVE TO THE NORTHEAST, HAVING A RADIUS OF 25.00 FEET AND A CENTRAL ANGLE OF 5639'30"; THENCE WESTERLY AND NORTHWESTERLY ALONG SAID CURVE, A DISTANCE OF 25.60 FEET TO A POINT OF CUSP ON THE NORTH LINE OF THE SOUTH 42*00 FEET OF THE WEST ONE-HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32; THENCE SOUTH 88'50'36" EAST, ALONG SAID NORTH LINE A DISTANCE OF 155.52 FEET; THENCE SOUTH 02'DO'01" WEST, A DISTANCE OF 12.00 FEET TO THE/ POINT OF BEGINNING. ALSO KNOWN AS A PORTION OF LOT 2, SHORT PLAT NO. 482007Tru2 ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUNTY, WASHINGTON, OWEN B. HILLE, PLS PLS NO. 40016 EXHIBIT MAP N Y Z vi Lu SCALE' 1"=40" o�NN�uo Li z� C3 jQ .0 � . � b " S88 '50 36'E 155.52 in r, 790 sq. FT. � '�POINT OF 12.0 BEGINNING NB8 50 36 "W 134.00', I7ar�25,00' d 5$'33:30" Arc=25_60' iS�u - S_ LIME OF TI-E N. 12.00 FEET OF TW S. 42.00 FEET OF S g OF THE S.E. 114 OF T1 E S.E. 114 �- OF SEC. 32- TWP. 23 N.. PW. 5 E., W.M. b55.i5' (CALO U.) 32 N88 '50 '36"W —P — 4� SOUTHEAST 192ND STREET 5 SOUTH LINE OF THE S.E. 114 OF SEC. 32, TWP. 23 N., RNG. 5 E., W. M. ACK IN LEAD 1N (S.E SEC. COR.) OWEN B. HILLE, PLS PLS NO. 40016 33 4 CITY OF RENTON COMMUNITY & ECONOMIC DEVELOPMENT MEMORANDUM DATE: March 27, 2009 TO: Neil Watts, Development Services Director FROM: Carrie Olson, Plan Review 0235� SUBJECT: GURDEV SINGH SHORT PLAT LND-20-0535 Attached is a short plat mylar corning to us from King County at the point of recording as part of the Benson Hill Annexation. Please sign the mylar in preparation for recording. Thanks. Cc: Kayren Kittrick Yellow File 1:lPlanReviervlCO1SON1Shortplats 20091Gurdev Singh SHPL 01 Watts Sign King County SHPLS;.doc DATE: CITY OF RENTON l PLANNINGBUILDING/PUBLIC WORKS MEMORANDUM March 17, 2009 TO: City Clerk's Office FROM: Carrie K. Olson, x7235 Development Services, Plan Review SUBJECT-. GURDEV SINGH SHORT PLAT LUA09-010-SHPL Sign Deed of Dedication & REETA Form fi 1 t C1r kFAf ()3 �iAR 18 2009 l'!TY K EGEIVEI) IFRK S CIFFICF Attached is the original Gurdev Singh Short Plat Deed of Dedication document that was accepted at the Monday, March 9, 2009, council meeting. Please route for signature by the Mayor and City Clerk and return to me for further processing, Thanks. Also, have Mayor sign original Real Estate Excise Tax Affidavit form and return. cc: Yellow File I1TS_SERVERISYS2ICOMMONII:IP1anReviewlCOLSONIShortplats 20091Gurdev Singh SHPL 04m C1erk5ignDeed.doc Return Address: City Clerk's Office City of Renton 1055 South Grady Way Renton, WA 98055 DEED OF DEDICATION Property Tax Parcel Number: 322305-9038 Project File #:L05SO009 Southeast 192 Street Itefercuce Numbers) of Documents assigned or released: Additional reference numbers are on page Grantor(s): Grantee(s): 1. Gurdev Singh and Kuldip S Tumber 1. City of Renton, a Municipal Corporation LEGAL DESCRIPTION: (Abbrevialed or full legal must gn here. Additional legal on page 2 } Lot 2, Short Plat No_ 482007, According to the short plat recorded under recording no_ 8303080870, records of King County, Washington. Situate in the Southeast Quarter of the Southeast Quarter of Section 32, Township 23,North, Range 5 East, W.M. in the City of Renton, King County, Washington. The Grantor, for and in consideration of mutual benefits conveys, quit claims, dedicates and donates to the Grantee(s) as named above, the above described real estate situated in the County of King, State of Washington. 1N WITNESS WHEREOF, I have hereunto set my hand and seal the day and year as written below. Approved and Accepted Bv: Grantors): Gran }; City of Re n Gurdev Singh Mayo penis Law f " r LIJ 4 Bonnie I. Waltron ,ti�' •'� Kuldip S Tumber City Clerk * INDIVIDUAL FORM OF STATE OF WASHINGTON SS ACKNOWLEDGMENT COUNTY OF KING i I certify that I know or have satisfactory evidence that Notary Seal must be within box signed this instrument and acknowledged it to he his/her/their free and voluntary act for the uses and purposes mentioned in the instrument. Notary Public in and for the State of Washington Notary (Print) My appointment expires: Dated: Page 1 of 3 1lforms/aoo~AGREE/DEED of DED1cATIONI AK FORM 04 0001/bh EXHIBIT MAP N � z SCALE. 1 WO' o �., c•i z � ti SBB '50 36 E�1-55.52' r,�gor �%oo'01'W PaINT of 0' BEGINNING A68 50 36 V 134.00 ' i F3a�25.00 ' d 56 '39 30 - Arc=25.60 ' F S. LINE OF ITE N. 12.00 FEET OF THE S. 42.00 FEET OF l.75' OF TIE SE. 114 OF THE S.E. 114OF SEC. 32. TWP. 23 N.. F�dG. 5 E, W M. 655(CALCD.) 32 N88 50 3fi'�V SOUTHEAST 1 92ND STREET 5 SOUTH LINE OF THE S.E. ?14 OF SEC. 32, TWP. 23 N., RNG_ 5 E., W.M. ACK IN LEAD IN (S.E. SEC. COR.) OWEN B. HILLE, PLS PLS NO. 40016 33 4 EXHIBIT " A" A PORTION OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE—HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., IN TkE CITY OF RENTON, KING COUNTY WASHINGTON DESCRIBED AS: COMMENCING At THE SOUTHEO CORNER OF SAID SECTION 32; THENCE NORTH 88'50'36" WEST, ALONG THE SOUTH LINE OF THE S41D SOUTHEAST QUARTER, A DISTANCE OF 655.75 FEET,- THENCE NORTH 01'09'24- EAST, A DISTANCE OF 30.00 FEET TO A POINT ON THE SOUTH LINE OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE—HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32 AND THE POINT OF BEGINNING; THENCE NORTH 8650'36" WEST, ALONG SAID SOUTH LINE, A DISTANCE OF 734.00 FEET TO THE BEGINNING OF A CURVE TANGENT TO SAID LINE, CONCAVE TO THE NORTHEAST, HAVING A RADIUS OF 25.00 FEET AND A CENTRAL ANGLE OF 58'39'30"; THENCE WESTERLY AND NORTHWESTERLY ALONG SAID CURVE, A DISTANCE OF 25.60 FEET TO A POINT OF CUSP ON THE NORTH LINE OF THE SOUTH 42,00 FEET OF THE WEST ONE—HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 32; THENCE SOUTH 88'50'36" EAST, ALONG SAID NORTH LINE, A DISTANCE OF 155.52 FEET; THENCE SOUTH 0700'01" WEST, A DISTANCE OF 12.00 FEET TO THEE POINT OF BEGINNING. ALSO KNOWN AS A PORTION OF LOT 2, SHORT PLAT NO, 482007Tru'e ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUNTY, WASHINGTON. OWEN B. HILLE, PLS PLS NO. 40016 f�ef3ariment of L venue wasn,,a _ Sire REAL ESTATE EXCISE TAX AFFIDAVIT This form is your receipt PLEASE TYPE OR PRINT CHAPTER 82.45 RCW - CHAPTER 458-61A WAC when stamped by cashier. THIS AFFIDAVIT WII.I, NOT BE ACCEPTED UNLESS ALL AREAS ON ALL PAGES ARE FULLY COMPLETED (See back of last page For insmrctions) ;] Cheek{ box if artial sale/of roy crl _ If multtii le uwners. list percentaYye� of orvner Name r=y Sii�Q�/ �'�-�1 S_ tAM iName__ 1,� _..�i 1_ V' Mloa l-ro4� P1 5� aW Mailing Address ._ citylstate;Zip _ f� t, n fT VY -_ 0 V A 9� 05. Q cityrstate-�ip _ � f�WA S Phone No. (including area code) 2V � 13 7 1 8 Phone No. (including area code) Send all property tax coneapondence to are as BuyerlGrantee List all real and personal property tax parcel aecowit L number —check box if anal rt Name Mailing Address City,'State'Zip Phone No. (including area value(s) p� prope y — ..._. ❑ W ❑ LJ Street address of property: 11325 SE 02 110 SJ _ ,,�� p�,�,y..,, RIM � This property is located in ❑ unincorporated , _ Cuunh• OR with0 city of �I o ;I _� Check box if any of the listed parcels are being segregated from a larger parcel. �/ Legal description of properly (if more space is needed, you may attach a separate sheet to each page of the affidavit) Lot 2 Kiny CourI tshof f plaf Nc. 192007, Xeordr�a� fr) Hie sh & PIO re(orded undrr .83030,.�og-70, g(mKids Qf Kt- C o u rttr�, Wash r r?g f0� . 9 Select Land Use Code(s): enter any additional codes:_ _ (See back of cast page for instructions) YES NO Is this property exempt from property tax per chapter ❑ ❑ 84.36 RCW (nonprofit organization)? YES NO Is this property designated as forest laird per chapter 8433 RC'W? ❑ ❑ Is this property classified as current use (open space, farm and ❑ ❑ agricultural, or timber) land per chapter 84.34? Is this property nxeiving spu:ial valuation as historical property ❑ ❑ per chapter 84.26 RCW? If any answers ate yes, umrplete as instructed below. (1) NOTICE OFCONTINUANCF, (FORESPLAND ORCURRENT USE) NEW OWNER(S): To continue the current designation as forest land or classification as current use (open space, farm and agriculture, or timber) land, you must sign on (3) below. The county assessor must then determine if the land transferred continues to qualify and will indicate by signing below. If the laird Fit) longer qualifies or you do not wish to continue the designation or classification, it will be removed and die compensating or additional taxes will be due and payable by the seller or transferor at the time of sale. (RCW 84.33. L40 OF RCW 84.34.108). Prior to signing (3) below, you may contact your local county assessor for more information. This laud ❑ doesoes not qualify for continuance. DEPUTY ASSESSOR DATE M NOTICE OF CONIPtIANCT ",STORIC PROPERTY) NEW OVeNER(S): To continue special valuation as historic property, sign (3) below. If the new owner(s) does not wish to continue, all additional tax calculated pursuant to chapter 84.26 RCW, shall be due and payable by the seller or transferor at the time of sale. (3) OWNER(S) SIGNATURE PRINT NAME List all personal property (tangible and intangible) included in selling price. Ln � P / If claiming an exemption, list WAC number and reason for exemption: WAC No. (Section/Subsection) Reason for exemption Type of Document Date of Document Gross Selling Price $ _ *Personal Property (deduct) $ Exemption Claimed (deduct) $ Taxable Selling Price Excise Tax : State $ , Local $ _— *Delinquent Interest: State $ Local $ *Delinquent Penalty S_ Subtotal $ *state'rechnology Fee S. 5.00 *Affidavit Processing Fee $ _ Total Due $ A MINIMUM OF $IO.ofl IS VUE IN FEE(S) ANDIOR TAX *SEE INSTRUCTIONS I CERTIFY UNDER PENALTY OF PERJURY THAT THE FOREGOING IS TRI7F. AND C CT. Signature of /� / �/ )p Signature of Grantor or Lit• o f�j;�enwt 5"�` l�l�'�l Grantee or Grantee's Agent Name (pent) _,. 'r em/ S E tnb,� Name(prinr)Mayor yenis Law Date & city of signing: Date & city ofsigning: 0 Renton r WA . v Perjury, Perjury is a class C felony which is purvshable by imprisonment do the state correctional institution fora maximum term of not more than five years, or by a fine in an amount fixed by the court ofnol more than five thousand dollars ($5,000.00), or by both imprisonment and tine (RCW 9A.20.020_ (1(1)), RFV 84 0001a (02i13%07) THIS SPACE -TREASURER'S USE ONLY CITY OF RENTON PLANNINGIBUILDINGIPUBLIC WORKS MEMORANDUM DATE: February 24, 2009 TO: Bob Mac Onie, Technical Services Sonja Fesser, Technical Services FROM: Carrie Olson, Plan Review x7235 SUBJECT: GURDEV SINGH SHORT PLAT LUA09-010-SHPL DEED OF DEDICATION LEGAL REVIEW Attached is the Gurdev Singh Short Plat Deed of Dedication and the latest Short Plat Certificate for your review. If all review concerns have been addressed, please sign below or return your comments as needed. Thanks. Approval: \1 � , Date:.3 Robert T ac Onie, Jr. So es r Cc_ Yellow File L\P1anReviewlC0LS0N\Shortplats 20091Gurdev Singh SHPL 01m TS Review DEED StarLdoc N i PUBLIC WORKS DEPARTMENT , R M E M O R A N D U M DATE: March 13, 2009 TO: Carrie Olson FROM: Sonja J. Fesser SUBJECT: Gurdev Singh Deed of Dedication, LUA-09-010-SHPL Format and Legal Description Review Bob Mac Onie and I have reviewed the above referenced deed of dedication document submittal and have the following comments: Comments for the Applicant: Add the indexing information (quarter section, section, township, range, W.M., in the City of Renton, King County, Washington) to the end of the abbreviated legal description on Page 1 of the deed document. Said indexing information is incomplete as shown on Exhibit A. include "in the City of Renton, King County, Washington"(in the first paragraph). Renumber all document pages. The Page with the signature lines is "Page 1 ". Exhibit "A" is Page 2 and the Exhibit Map is Page 3_ Do not use the bottom one -inch margin for numbering purposes_ "Page # of #" is the correct format. See the attachment for changes needed to the Exhibit "A" legal description. Note that there are three dimensions that use a comma, instead of a decimal point (circled). I11AFile Sys\LND - Land Subdivision & Surveying Records\LND-20 - Short Plats145351RV090310.doc Return Address: City Clerk's Office City of Renton 1055 South Grady Way Renton, WA 98055 DEED OF DEDICATION Property Tax Parcel Number: 322305-9038 Project File #:IA5S0009 Southeast 192 Street Reference Num"s) of Documents assigned or released: Additional reference numbers are on page Grantor(s): Grantee(s): 1. Gurdev Singh and Kuldip S Tuniber 1. City of Renton, a Municipal Ca ration LEGAL DESCRIPTION: (Abbreviated or full legal must go here. Additional legal on page 2 } Lot 2, Short flat No. 482007, According to the short plat recorded under recording no. 8303080870, records of King County, Washington. Az;.t:> F 1t�t 1L,l PI<..iFo[a HA-p=LL The Grantor, for and in consideration of mutual benefits conveys, quit claims, dedicates and donates to the Grantee(s) as named above, the above described real estate situated in the County of Icing, State of Washington. IN WITNESS WHEREOF, I have hereunto set my hand and seal the day and year as written below. Approved and Accepted Bv: Grantor(s): Grantee(s): City of Renton Gurdev Singh Mayor Kuldip S Tumber City Clerk INDIPIDUAL FORM OF STATE OF WASHINGTON ) SS ACKNOWLEDGMENT COUNTY OF KING } l certify that I know or have satisfactory evidence that Notary Seal must be within box signed this instrument and acknowledged it to be his/her/their free and voluntary act for the uses and purposes mentioned in the instrument. Notary Public in and for the State of Washington Notary (Print) My appointment expires: Dated: liformshoocFRM/AGREE/DEED Of DEDICATIONI AK FORM 04 0001/bh EXHIBIT -Al A PORTION OF THE NORTH 12.00 FEET OF THE SOUTH 42.00 FEET OF THE WEST ONE—HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., DESCRIBED AS: COMMENCING AT THE SOUTHEAST CORNER OF SAID SECTION 32; THENCE NORTH 88'50'36" WEST, ALONG THE SOUTH LINE OF THE SAID SOUTHEAST QUARTER, A DISTANCE OF 655.75 FEET; THENCE NORTH 01'09'24" EAST, A DISTANCE OF .30160 FEET TO A POINT ON THE SOUTH LINE OF THE NORTH 12.00 FEET OF TM SOUTH 4 O FEET OF THE WEST ONE—HALF OF THE SOUTH UARTER OF THE T QUARTER OF SAID SECTION 32 AND THE POINT OF B IN THENCE NORTH 88"5O'36" WEST, ALONG SAID SOUTH LIN , DISTANCE OF 134.00 FEET TO THE BEGINNING OF A CURVE TANGENT TO SAID LINE, CONCAVE TO THE NORTHEAST, HAVING A RADIUS OF 25.00 FEET AND A CENTRAL ANGLE OF 5839'30"; THENCE WESTERLY AND NORTHWESTERLY ALONG SAID CURVE, A DISTANCE OF 25.60 FEET TO A POINT OF CUSP ON THE NORTH LINE OF THE SOUTH 4,p0 FEET OF THE WEST ONE—HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST WARTER OF SAID SECTION 32; THENCE SOUTH 88'50'36" EAST, ALONG SAID NORTH LINE, A DISTANCE OF 155.52 FEET; - THENCE SOUTH 02'00'01" WEST, A DISTANCE OF 12.00 FEET TO THE P_.Qtb OF BEGINNING. ALSO KNOWN AS A PORTION OF LOT 2, SHORT PLAT NO. 482007, {� ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF ICING COUNTY, WASHINGTON. OWEN 8, HILLE, PLS PLS NO. 40016 EXHIBIT MAP SCALE' 1 ;40 ' z to fl�w�tv�Ln -J LL- IA- CE O in O titi 50 36'F 155.52' 1, 790 SO. FT. S02 ADO OI N POINT OF 12•00'a�d BEGINNING N % 50 36 "W 134.00 ' ', Ra�25.00' A 58 :33 30' Ar''c=25.60' ;N ' S. LM OF Tit N. 12.00 FEET OF ThE S. 42.00 FEET OF �$ OF ThE S.E. 114 OF TW S.E. 114 OF SEC. 32- TWP. 23 N, PW. 5 E, MR, 656.75' rCALC aJ 32 NB8 *50 SOUTHEAST 192ND STREET 5 SOUTH LINE OF THE S.E 114 OF SEC. 32, TWP. 23 N., RNG" 5 E., W. M. AUK IN LEAD IN CASE (S.E. SEC. COR.) OWEN B. HILLE, PLS PLS NO. 40016 :LUU4— 33 4 Carrie Olson From: Melody Saucedo [Melody@CramerNW.com] Sent: Wednesday, March 04, 2009 12:43 PM To: Carrie Olson Cc: 'TerryWilson' Subject: title update for Gurdev Singh Short Plat Attachments: Title update 2-27-09.pdf Hello Carrie, Here is the updated title report you requested. I also looked at our copy of the short plat map we sent KC which was transferred to you, and it appears as though the final corners have been placed on the map as indicated by the dark black circles. The date of our map is 9-18-08. Do you have a different date? Please let me know. Thank you, Melody Saucedo Assistant Planner Cramer Northwest, Inc. 945 N Central Suite #104 Kent, Wa. 98032 ph. (253) 852-4880/fax (253) 852-4955 SUBDIVISION GUARANTEE Guarantee No.: SG-2631-10613 UPDATED REPORT Order Number: 200497497 Subdivision Guarantee: $100.00 Reference Number: SINGH Sales Tax: $9.00 Effective Date: February 27, 2009 at Total. $ 109,00 OWNERS: GURDEV SINGH AND KULDIP S. TUMBER, EACH AS A SEPARATE ESTATE LEGAL DESCRIPTION: LOT 2, SHORT PLAT NUMBER 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON. SUBJECT TO: 1. AGREEMENT AND THE TERMS AND CONDITIONS THEREOF: BETWEEN: SODS CREEK WATER AND SEWER DISTRICT AND: WILSON 2 X PARTNERS RECORDED: JULY 29, 1994 RECORDING NUMBER: 9407292564 PURPOSE: DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2. RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DELINEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUNTY RECORDING NO. 8303080870. 3_ TERMS AND CONDITIONS OF CITY OF RENTON, WASHINGTON ORDINANCE NO. 5327, AN ORDINANCE OF THE CITY OF RENTON, WASHINGTON ANNEXING CERTAIN TERRITORY OF THE CITY OF RENTON (BENSON HILL COMMUNITIES ANNEXATION; FILE NO. A-06-002) RECORDED: JANUARY 9, 2008 RECORDING NO.: 20080109000833 4. EASEMENT, INCLUDING TERMS AND PROVISIONS CONTAINED THEREIN., RECORDED. FEBRUARY 17, 2009 RECORDING NO.: 20090217001996 IN FAVOR OF: PUGET SOUND ENERGY, INC., A WASHINGTON CORPORATION FOR: UTILITY SYSTEMS AFFECTS: REFER TO SAID INSTRUMENT FOR THE EXACT LOCATION. Guarantee No: SG-2631-1003 fitle guaranty ccrnpany SUBDIVISION GUARANTEE 5. GENERAL TAXES. THE FIRST HALF BECOMES DELINQUENT AFTER APRIL 30TH. THE SECOND HALF BECOMES DELINQUENT AFTER OCTOBER 31 sr YEAR: 2009 AMOUNT BILLED: $2,212.12 AMOUNT PAID: $0.00 AMOUNT DUE: $4212.12, PLUS INTEREST AND PENALTY, IF DELINQUENT LEVY CODE: 2128 TAX ACCOUNT NO.: 322305-9038-07 ASSESSED VALUATION: LAND: $200,000.00 IMPROVEMENTS: $14,000.00 6. LIABILITY FOR SEWER TREATMENT CAPACITY CHARGES THAT MAY BE ASSESSED BUT NOT DISCLOSED IN THE PUBLIC RECORDS. PLEASE CONTACT THE KING COUNTY CAPACITY CHARGE DEPARTMENT FOR FURTHER INFORMATION AT 206-296-1450. 7, DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, N.A. AMOUNT: $240,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 20040625002233 8. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, N.A. AMOUNT: $45,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 20G4 RECORDING NO.. 20040625002234 Guarantee No: SG-2631-10613 )wcirt title guaranty company SUBDIVISION GUARANTEE The Company's liability for this report is limited to the compensation received. This report is based on the Company's property records, and no liability is assumed for items misindexed or not indexed in the public records, or for matters which would be disclosed by an inquiry of parties in possession or by an accurate survey or inspection of the premises. This report and the legal description given herein are based upon information supplied by the applicant as to the location and identification of the premises in question, and no liability is assumed for any discrepancies resulting therefrom. This report does not represent either a commitment to insure title, an examination of or opinion as to the sufficiency or effect of the matters shown, or an opinion as to the marketability of title to the subject premises. I certify this is a true accurate reflection of those documents on file at the King County Court House, Seattle, Washington as of the date and time referenced above. Robert Jackson Guarantee No: 50-2631-10613 �� ft title guaranty company dt ORDER NO:. 200497497 �jwart We N This sketch is provided without charge for information. It is not intended to show all matters related to the property including, but not limited to area, dimensions, encroachments or locations of boundaries. It's not a part of, nor does it modify, the commitment or policy to which it is attached. The company assumes NO LIABIi_ITY for any matter related to this sketch- Reference should be made to an accurate survey for further information. 401F PC 0q D y 0..' • � ;; � ` � � � �•� ~ ,d'F �„ � yam', � '" aF"� 4 TP-A 29 - P I4 > B .as 21 AS PqW rot, �� rr011-3w7ew $ 4tZ .� acr R3tP,� .rt. a s o ^a SoojP ns7.w coal _ dift frr�rr�.. A n,�a�e-�sa �� p•2''' o TR i 'a IFKCSP 4020M LOT I kk top rep *1 SO Ira esaiOf 1312142 �.�.- - —'r ]4L- '9-_,.. -9— y -W-...... r. .C.wr I., W + AW X'* + wl srJfi 4�r — --- -W�&a,. Stewart Title 18000 International Boulevard S. Suite 510 Seatac, WA 98188 Phone (206)770-8740 Fax (206)770-8705 Invoice IN' RE; '13'r mom -F; m1m 'Rm CRAMER NORTHWEST, INC. See instructions for Billing 200497497 03104/2009 V " "010 - — ' I IM-1,20-40"M., WINY N, ffl, MS. �a W'ggp 200497497 King Listings/Sales A ME CRAMER NORTHWEST, INC. See instructions for Billing 03/04/2009 ANN"W"M MARINN'1047 SINGH '77 7 1 a 11, . " 11M 01Ir q 1 R 11328 SOUTHEAST 192ND STREET, RENTON, Washington F1 Mm 530.1 m , mi, m am RIM IT An I, W's Guarantee King 1100 - Title Charges Subdivision Guarantee (work charge) Total 1100 -Title Charges Brief Legal: --------- $1-oo-00 --------------- V_Qo -------- $_10_q_._0_0_ $100.00 $9.00 $109.00 Total $100.00 $9.00 $109.00 Comments/Addifflonal Information: WORK CHARGE OF S100.00 PLUS TAX TO BE INVOICED WITH UPDATED SUBDIVISION GAURANTEE TO MELODY AT CRANIERNW 3/4109 do L-M King County Department of Development and Environmental Services 900 Oakesdale Avenue Southwest Renton, WA 98057-5212 206-296-6600 TTY 206-296-7217 www.kingcounty.gov December 11, 2007 Kuldip Singh Tumber 19100 — 104"' Place SE Renton, WA 98055 RE: Permit Fee Estimate: Permit No: L07FRO57 Permit Type: Final Short Plat Dear Mr. Tumber: The Department of Development and Environmental Services (DDES) has implemented a program for managing certain types of permit applications to provide customers with an enhanced level of customer service. The Project Management program seeks to provide customers with increased predictability for the permit process and better accountability from County review staff with an enhanced level of customer service. For permit applications under Project Management, a project manager is assigned to the permit to facilitate communication with the applicant and provide a fee estimate to cover the anticipated scope of review. The project manager will also monitor and manage the permit application throughout the review process to ensure review schedules remain in line with performance standards and the overall work hours are within the range of estimated fees for the project. Your application was received by our office on November 15, 2007 and will be processed by a Project Manager. The enclosed information provides a summary of the fee estimate for the anticipated work disciplines and also discusses the submittal process and fee estimate revisions which may affect the final permit fees. Once the enclosed estimated fee form is signed and submitted to our Department with a complete permit application, including payment of the estimated fee, your project will be assigned for further review. All fee payments shall be made to the cashier in the DDES permit center using activity number Permit No: L07FRO57 and the signed forms shall be delivered to my attention in the Land Use Services Division. If you have any questions regarding the permit fees or other aspects of the review process, please contact Ray Florent via email RM. FlorentAkin counter Jog_v or by telephone at 206-296-6790. Sincerely, v Raymo E. Florent, PLS Chief Land Surveyor/ Engineer IV Land Use Services Division enclosures L-9 King County Land Use Services Division Project Manager Permit Fee Estimate Pre-app Estimate Number: Pen -nit No. L07FRO57 Date: December 11, 2007 Permit Title: L05SO009 - Tumber Short Plat Permit Type: Final Short Plat Based on permit information submitted by the applicant, the Department of Development and Environmental Services (DDES) has determined the amount of review fees for the subject application. The fees shown below do not include ancillary permit fees, recording fees, project -related mitigation fees, or other fees that are passed through to the applicant from other agencies or as part of the project's environmental review. Fixed Fees: Counter Service Fee for Application Intake $205.28 Total Fixed Fees: $205.28 Estimate for Hourly Fees: (31 Hours x $140) $4,340.00 Total Permit Fee Estimate: $4,545.28 Less Amount Previously Paid: $495.08 Remaining Fee Estimate Balance: $4,050.20 Note: The above Estimate far Hourly Fees is the maximum "not to exceed" the number of hours estimated for your project, and is calculated using the department's hourly rate in effect at the time the work is performed. The total estimated hours and fees reflect work performed by some, or all, of the various disciplines listed on the enclosed Fee Estimating Worksheet. The number of hours may be modified based upon the enclosed Fee Estimate, Revision and Acknowledgment form. Your permit will be billed using the installment plan you select. Your first Project Management Statement will reflect the installment schedule to be paid for your permit. You may make your payment in full, but you must make the minimum payment due each month to avoid finance charges. If you have questions about the billing statement, please call Elaine Gregory, Finance Manager, at 206-296-7139 or the Billing Hotline at 206-296-6659. For further questions on this fee estimate or for other requirements about this permit application, please contact Ray Florent via email Ray. Florentkkingcounty.gov or by telephone at 206-296-6790. Raymon . Florent, Project Man ger Land Use Services Division ProjectManager.dot 11/01/07 Page 1 LIQ King County Land Use Services Division Fee Estimate, Revision and Acknowledgment Form Pre-app Estimate Number: Permit No:: L07FRO57 Date: December 11, 2007 Permit Title: L05SO009 - Tumber Short Plat Permit Type: Final Short Plat Estimated Maximum Billed Hours: 31 Applicant: Kuldip Singh Tumber Total Fee: $4,050.20 The followine, fee estimate revisions are enclosed and are partof the fee estimate for this permit. The applicant is required to sign this form acknowledging the estimated cost of this permit and that s/he has read the fee estimate revisions stated below, then submit a copy to DDES within 14 days of the date of this letter. Failure to do this may result in cancellation of this submittal and estimate. Fee Estimate Revision Applicants are responsible for all fixed fees, reported hours performed in reviewing submittal materials and processing, up to the fee estimate. Changes in the scope of the project review will result in a revised review fee estimate. Fee estimates are based on information submitted to DDES by the applicant prior to finalization of the permit application. In addition, estimates are determined by utilizing historical data gathered from projects of similar type, size, and scope. The fee estimate will be the maximum fee charged unless the scope of the project changes. Should fewer hours be required to complete the review, then the applicant may receive a refund for those hours. If items are identified that are not originally disclosed or identified later in the process, a new estimate may be required. Applicants will be responsible for any additional hours identified in a new estimate if: 1. The applicant fails to provide accurate, complete, or timely information. 2. The applicant fails to disclose a site or development issue that creates the need for additional review, that could not have been reasonably anticipated by the Project Manager during the preparation of the previous Fee Estimate. 3. The applicant changes the scope or design of the proposal, creating the need for additional review, that could not have been reasonably anticipated by the Project Manager during the preparation of the previous Fee Estimate. 4. The applicant fails to complete the construction of the project in a timely manner, creating the need for additional review, unanticipated by the Project Manager during the preparation of the previous Fee Estimate. 5. The applicant files an appeal and the Fee Estimate did not anticipate an appeal. 6. The applicant makes a request to separate the review of the project into distinct phases 7. There has been unauthorized construction on the property, including, but not limited to, clearing or grading, or an associated code enforcement case is opened. 8. The King County Council modifies pen -nit fees. 9. The project is modified, such that there is a change in the building valuation and the resulting building valuation fees. Keeping review fees at or below the fee estimate will depend on the applicant's commitment to complete the process review. This commitment should include submitting materials which address all County codes, policies, previously approved conditions, and responding to the County's request for corrections or additional information in a timely manner, not to exceed 90 days. ❑ Acknowledged the above Applicant/Owner Name (print) ❑ Acknowledged, but wish to appeal Date Applicant/Owner Name (signature) ProjectManager.dot 11/20i07 Page 2 LQKing County INFORMATION ON PROJECT MANAGEMENT STATEMENTS, BILLIINGIPAYMENT REQUIREMENTS, INSTALLMENT PAYMENT PLANS, AND FINANCE CHARGES If your application is being reviewed under the Project Management program, you will be provided a budget estimate that is based on historic averages and the information you provided with the application. Once you have received the estimate, it is your responsibility to contact the Project Manager and make arrangements for payment plans. Checks may be made out to King County Finance. Typically 100% of the estimate is due prior to assigning your permit for review. Failure to do this may result in cancellation of your application. PROJECT MANAGEMENT STATEMENTS: You will receive a monthly statement showing any used hours against the estimate. The statement also lists all fees and any past due amount, installment due or budget adjustments that must be paid by the first of the following month. PAYMENT PLAN OPTION -OPTIONAL REQUEST: Your permit submittal may qualify for participation in a DDES Finance Section policies installment plan. Under the plan, you must pay an initial amount, typically 50% of the fee estimate and the remaining balance will be billed in monthly installments. Each monthly statement will include any past due amounts, current fees, or budget adjustments, and any installments due by the first of the following month. You will be required to pay the 'Amount Due at Application' reflected on the fee estimate letter and with your first Project Management Statement, less any payments made previously. The remaining balance will be billed in equal monthly payments beginning with the first Project Management Statement you will receive. You may make payment in full. You must make the scheduled installments when due to avoid additional finance (late) charges. If the project is approved before all of the installment payments are billed, all outstanding balances will be billed on the subsequent statement. FINANCE CHARGES: To avoid finance charges, payment will be required prior to the due date listed on the remittance advice of the statement. Finance charges are assessed on the outstanding delinquent balance. ACKNOWLEDGMENTS AND APPEALS: An appeal process to project management fee estimates is in legislation_ The authority and details of the procedures have not yet been finalized. By checking the Acknowledged the above box, the applicant/owner consents to the information provided in this letter. However, if you check the Acknowledge but wish to appeal box, the applicant/owner is contesting the estimated cost of the permit and requesting an appeal on said costs. The applicant/owner will be notified of the stipulations and requirements to complete an appeal. Acknowledgement and the required application materials are mandatory prior to the review of the permit application. In addition, you are still required to pay the deposit, current balance and any future installments. Failure to do so will result in finance charges. ProjectManager.dot 11/01/07 .Page 3 LN King County Land Use Services Division Engineering Review Section Project Management Fee Estimating Worksheet Permit Type: Final Short Plat:Review Prepared For: L06.SO009•TUMBER SP Fixed Fees: Descri tion of Fees Authori Lis Intake Group 2 6, Fire Flow and Access 27.10.040 Type of Permit I Not Applicable C. Boundary line adjustment 27.10.220 Incl. 1 st 4 hours of review D. Forestry/Tree Retention 27.10.090 0.00 Acres Permit/PreApp No: 1-07FR057 Submitted: 11l1512007 Permit Type- FINAL Subtype: FINAL-S Budget Date Prepared. - Default Hours Applicable Hours Est. Fixed Fee Hourly Fee 205.2a $ 205.2a 660.00 Printed Date 12i11J07 Initials Project Mana ement Fees: PM o Fee est. and Project Management 4 3 4 Hrs. $ 560,00 RFLO I . 0 0 Hrs. 2 2 Hrs. $ 280.00 D. Nonresidential review $700,00 No 0 Geotech 2 0 Hrs. Streams 0 0 Hrs. Wetlands 2 0 Hrs. Critical Area Estimate after 5 hours: 4 0 Hrs. L. 5 min. per lot 4 Lots 1 1 Hrs. $ 140.00 dFES Hrs. N. Other (Shorelines, FPA) 27.10.140 Hrs. 0, Plans Examiner Review Enter Fixed + plan review fee from Permit Plus: - Total Fixed Fees: $ 205.28 Estimated Review Hours Above Base Hours: 31 Hourly Fee: $ 4,340.00 Total Estimated Review Hours: 31 Total Fee Estimate: $ 4,545.28 Less Amount Already Paid: $495.08 Total Amount Currently Owed: $ 4,050.20 Update Version 061107 0 Surve Subdi Short Plat Final Document Log Sheet Phone No. o. of lots Final Activity No. 1) Approved Revisions (if any) (date) 2) { Approved Variances (if any) L SV (date 1 " 3) Conditions of Preliminary Approval (date) 4) Preliminary Approved Map date) 5) Plat Certificate -(date) 5a) Supporting docs 6) Final Health Approval (date) (if applicable) 6a) Cert:Of Water Availability (date) 6b) Cert. Of Sewer Availability (date) 7) Lot areas and calculations 8) Addressing Received (date) 9) Request to Record (if applicable) (date) Miscellaneous and/or Correspondence F96/ers/Short Plat Final Document Log sheet-doc 5118100 do Routing: Addressing. dJ LUIS (if applicable) ❑ (F) King County Department of Development and Environmental Services 900 Oakesdale Avenue Southwest Renton, WA 98055-1219 October 28, 2005 Kuldip Sin�h Tumber 19100 104 Place SE Renton, WA 98055 RE: Preliminary Approval for Short Subdivision No. L05SO009 Dear Mr. Singh Tumber: The Land Use Services Division (LUSD) has completed review of the short subdivision application captioned above. The LUSD finds that the proposed short subdivision complies with the King County Land Segregation Code (Title 19A), Zoning Code (Title 21A), and other applicable codes as specified in King County Code (KCC) 19A.08.060. The short subdivision is granted preliminary approval subject to the Conditions of Preliminary Approval attached hereto and incorporated herein by reference. Any aggrieved party may appeal this decision by the appeal deadline, which is November 14, 2005. The appeal procedure is enclosed for your information. The preliminary approval is valid for a period of 60 months from the date of this letter, unless an appeal is filed. In the event that an appeal is filed, the preliminary approval is valid for a period of 60 months from the date of the appeal decision. Enclosed are the following: • Notice of Decision • Conditions of Preliminary Approval • Appeal Procedure If you have any questions regarding this letter, please contact Fereshteh Dehkordi, Program Manager, at (206) 296-7173 and Curt Foster, Engineer, at (206) 296-7106. lineVe 4 j )I 9ydr" m Sanders, Development Engineer Lisa Dinsmore, Supervisor Engineering Review Section, LUSD Current Planning Section, LUSD Enclosures cc: Terry Wilson, Cramer Northwest, Inc. Applicant File Letter.frm/C0VerLtr2000.SP,dcc 319100 lT Aw (i) KING COUNTY DEPARTMENT OF DEVELOPMENT AND ENVIRONMENTAL SERVICES LAND USE SERVICES DIVISION 900 Oakesdale Avenue Southwest Renton, WA 9805.5-1219 REPORT AND DECISION SHORT SUBDIVISION File No. LOSS0009 DESCRIPTION OF THE PROPOSED SHORT SUBDIVISION: This is'a short subdivision of a .55 acre -parcel into four lots for detached single-family dwellings in the R-8 zone. The proposed density is 7 dwelling units per acre. The proposed lot sizes range from approximately 4300 to 5000 square feet. Refer to Attachment 1 for a copy of the short plat map. GENERAL INFORMATION: Owner/Applicant: Kuldip Sigh Tumber 19100 104 Place SE Renton, WA 98055 Engineer: Cramer Northwest,. Inc. Terry Wilson 945 N Central Avenue, Suite 104 Kent, WA 98032 STR: SE'/. 32-23-05 Location: 11328 SE 192"d Street, Renton Zoning: R-8 Acreage: .55 acre Number of Lots: 4 Lot Size: Ranges from 4300 to 6000 square feet Proposed Use: Residential Sewage Disposal: Soos Creek Water and Sewer District Water Supply: Soos Creek Water and Sewer District Fire District: 40 School District: Renton Complete Application Date: March 10, 2005 D F( F l i Wlr 2 D Associated Application: Road Variance File No. L05VO045 NOV 15 Z007 K.C. D.D.E.S. HISTORY and BACKGROUND The Subdivision Technical Committee (STC) of King County has conducted an on -site examination of the subject property. The STC has discussed the proposed development with the applicant to clarify technical details of the application, and to determine the compatibility of this project with applicable King County plans, codes, and other official documents regulating this development. Report and Decision L05SO009 �� v � 7 As a result of preliminary discussions, the applicant presented the Technical Committee with a revised site plan on July 14, 2005. The primary modification includes a revision to the private access tract to meet the King County Road Standards. D. NATURAL ENVIRONMENT 1. Topography: The site is relatively flat. The west half slopes down gently from northeast to southwest. 2. Soils: One soil type is found on this site per King County Soil Survey, 1973. The entire site is classified AgB. The following are AgB characteristics: AgB - Alderwood gravely, sandy loam; 0-6% slopes. Runoff is slow and the erosion hazard is slight. This soil type has a moderate limitation for low building foundations due to a seasonally high water table, and severe limitations for septic tank filter fields due to very slow permeability in the substratum. 3. Wetiand/streams: According to the King County Sensitive Areas Folio, no mapped hydrographic features exist on this site. Panther Creek runs approximately half a mile west of the site. The site lies within the Black River drainage basin. 4. Vegetation: This -site is overgrown by lawn and there a few fruit trees scattered throughout the site. 5. Wildlife: Small birds and animals may inhabit this site however their population and species are limited due to nearby development. No threatened or endangered species are known to exist on or near the property. 6. Mapped Sensitive Areas: The Sensitive Areas Folio does not identify any mapped sensitive areas as being present on this site. E. NEIGHBORHOOD CHARACTERISTICS: The property lies within the designated Urban Area east of the city of Renton. The site and the surrounding properties are zoned Residential with 8 dwelling unit per acre. The neighboring properties, are developed with residential structures. The site contains a house which will be removed. F. DESIGN FEATURES 1. Density, Lot Pattern, Comprehensive Plan: The site's assigned density is eight dwelling units per'acre. The proposed density is in compliance with the density of the zone. The site is located in the "urban " area as designated by the King County Comprehensive Plan. 2. Access and Roadway Section: The applicant proposes to access the lots via a Private Access Tract (PAT) extending north from SE 192"d Street into the site. All lots will have direct access to the PAT. A road variance (KC File L05V0045) from the intersection spacing requirements was approved by King County Department of Transportation (see Attachment 2). 3. Drainage: The site's drainage generally sheet flows from the north to the south. A "Targeted Drainage Review, Category 2" is required because the existing drainage system must be modified to collect and convey drainage along .the property frontage. ,The proposed on -site improvements appear to qualify for small -site Best Management Practices (BMP's). Report and Decision L05S0009 G. PUBLIC SERVICES 1. Sewage Disposal: The applicant proposes to serve the subject subdivision by means of a public sewer system managed by Soos Creek Water and Sewer District. A Certificate Sewer Availability, dated February 1, 2005, indicates this sewer district's capability to serve the proposed development. 2. Water Supply: The applicant proposes to serve the subject subdivision with a public water supply and distribution system managed by Soos Creek Water and Sewer District. A certificate of Water Availability, dated February 1, 2005, indicates this sewer district's capability to serve the proposed development. 3. School facilities: The subject subdivision will be served by Benson Hill Elementary, Nelson Junior High, and Lindberg Senior High Schools, all located within the Renton School District. The District has indicated that the future students from this subdivision will walk to the elementary school. The students will be bussed to both Junior and Senior High schools. The walkway to the elementary school consist of pedestrian path along SE 192Id Street and sidewalks along 113th way SE all the way to the Elementary school site. The Junior High school students will be picked up at the intersection of SE 192"d and 113t' Way SE. The High School students will be picked up at the intersection of SE 192"d Street and 116t' Avenue SE. There are pedestrian path along SE 192"d to both intersections. Additionally, there will be sidewalks constructed along the frontage of the site which will provide additional safe walking conditions for all pedestrians. H. SEPA THRESHOLD DETERMINATION: Pursuant to the State Environmental Policy Act (SEPA), RCW 43.21 C, the responsible official of the Land Use Services Division (LUSD) issued a threshold determination of non -significance (DNS) for the proposed development on October 28, 2005. This determination was based on the review of the environmental checklist and supporting documentation filed with the application, resulting in the conclusion that the proposal would not cause probable significant adverse impacts on the environment. FINDINGS/CONCLUSIONS: The subject subdivision will comply with the goals and objectives of the King County Comprehensive Plan and will comply with the requirements of the Subdivision and Zoning Codes and other official land use controls of King County (i.e. 1993 King County Road Standards, 2005 Surface Water Design Manual, etc.), based upon the conditions for final short plat approval. J. DECISION: Proposed Short Plat revised and received July 14, 2005 as described by Attachment 1 of this report is granted preliminary approval subject to the following conditions of final approval: 1. The proposal shall Compliance with all platting provisions of Title 19A. of the King County Code. 2. All persons having an ownership interest in the subject property shall sign on the face of the final short subdivision. 3. All utilities within proposed rights -of -way must be included within a franchise approved by the King County Council prior to final short'plat recording 4. 2006 Kind County Surface Water Design Manual (SWDM- The following are drainage conditions applied to this proposal: Report and Decision L05SO009 A. TARGETED DRAINAGE REVIEW The proposed short subdivision requires a Category #2 Targeted Drainage Review as outlined in Chapter 1.1.2.2 in the Surface Water Design Manual. The existing drainage system must be modified to collect and, convey drainage along the property frontage. B. ON -SITE BMP's The proposed on -site improvements appear to qualify for small site drainage BMP's as outlined in Appendix C of the Surface Water Design Manual. 5. 1993 King Counly Road Standards -Final short plat approval shall require full compliance with the provisions set forth in the 1993 KCRS, including engineering plans for all road improvements. The engineering plans shall be prepared by a professional civil engineer licensed in the state of Washington. DDES strongly the expiration date .of the oroiect. The following conditions_apply to this short plat unless a variance pursuant to the variance procedures in KCRS 1.08 is obtained or otherwise approved by ODES: A. Frontage improvements along SE 192nd Street shall be designed to Urban Principal Arterial Standards per KCRS Section 2.02. These .improvements shall extend along the entire frontage of the site and make standard. connections to adjacent improvements. B Forty-two feet of Right -of -Way (ROW) width shall be dedicated north of the SE 192nd Street R/W centerline, along the frontage of the site. Appropriate pavement tapers and pavement striping shall extend east and west of the project's frontage. D. A Road Variance (KC File Number L05V0049) was granted for intersection spacingwith the condition that the private access tract be located at the center of .the property frontage. Additionally, approval was granted for a reduced stopping sight distance. E. Rockeries, luminaires and utilities located along the frontage of the site shall be relocated, redesigned or removed to match the ultimate roadway design of SE 192nd Street without creating roadside obstacles per KCRS Section 5.11. F. The proposed Private Access Tract (PAT) shall be revised to allow adequate access width (20 feet minimum, measured from the point of curve) to lots 1 and 4. This will requires shortening the length of the panhandle portion Lots 2 and 3. G. The PAT shall be constructed per KCRS Section 2.09.B. H. There shall be no direct vehicular access to or from SE 192Id Street from those lots which abut it. A note to this effect shall appear on the engineering plans and final short plat. I. The following Notes shall be shown of the final recorded short subdivision (1) Warning: King County has no responsibility to build, improve, maintain or otherwise service the private access road contained within or provide service to the property described in this subdivision. (2) All private easements and or tracts to be maintained, repaired andlor rebuilt by the owners of the parcels having legal access there from and their heirs, assigns or successors, unless and until such roads are improved to King County Road standards and are dedicated and accepted by King County for maintenance. Report and Decision L05SO009 6. Health (KCC 13)- This project is exempt from further King County Heath Department review. However, if improvements are required from the Sewer and/or the Water District, then verification shall be required from said District(s) that the improvements have been bonded and/or installed, prior to final recording of the short plat. 7. Building and Construction Standards Title 16 - The applicant shall comply with all applicable provisions of KCC 16.82. 8. Fire Code (KCC 17) -Section 902 of the 1997 Edition of Uniform Fire Code- The Fire Engineering approval is granted as proposed. 9. Density and Dimensions (KCC 21A.12) - All lots shall meet the density and dimensions requirements of the R-8 zone classification or shall be as shown on the face of the approved preliminary short subdivision, whichever is larger. Minor revisions to the short subdivision, which do not result in substantial changes and/or do not create additional lots may be approved at the discretion of the Department of Development and Environmental Services. 10. The existing house on the site shall. be removed prior to the final approval and recording. 11 Street Trees (KCC 21A.16} - Street trees shall be provided as follows (per KCRS 5.03 and KCC 21A.16.050): A. Trees shall be planted at a_ rate of one tree for every 40 feet of frontage along SE 192" Street and the private tract where it can be accommodated. Spacing may be modified to accommodate sight distance requirements for driveways and intersections. B. Trees shall be located within the street right-of-way and planted in accordance with Drawing No. 5-009 of the 1993 King County Road Standards, unless King County Department of Transportation determines that trees should not be located in the street right-of-way. C. If King County determines that the required street trees should not be located within the right-of-way, they shall be located no more than 20 feet from the street right-of-way line. D. The trees shall be owned and maintained by the abutting lot owners orthe homeowners association or other workable organization unless the County has adopted a maintenance program. Ownership and maintenance shall be noted on the face of the final recorded plat. E. The species of trees shall be approved by DDES if located within the right-of-way, and shall not include poplar, cottonwood, soft maples, gum, any fruit -bearing trees, or any other tree or shrub whose roots are likely to obstruct sanitary or storm sewers, or that is not compatible with overhead utility lines. F. The applicant shall submit a street tree plan and bond quantity sheet for review and approval by DDES prior to engineering plan approval. G. The applicant shall contact Metro Service Planning at 684-1622 to determine if SE 192" d Street is on a bus route. If it is a bus route, the street tree plan shall also be reviewed by Metro. H. The street trees must be installed and inspected, or a performance bond posted prior to recording of the plat. If a performance bond is posted, the street trees must be installed and inspected within one year of recording of the plat. At the time of inspection, if the trees are found to be installed per the approved plan, a maintenance bond must be submitted or the Report and Decision LO5S0009 performance bond replaced with a maintenance bond, and held for one year. After one year, the maintenance bond may be released after DDES has completed a second inspection and determined that the trees have been kept healthy and thriving. 12. Road Mitigation Payment System - The applicant or subsequent owner shall comply with Road Mitigation Payment System (MPS), King County Code 14.75, by paying the required MPS fee and administration fee as determined by King County Department of Transportation. The applicant has an option to either: A. Pay the MPS fee at final short plat recording. If this option is chosen, the fee paid shall be the fee in effect at the time of short plat application and a note shall be placed on the face of the short plat that reads, "All fees required by King County code 14.75, Mitigation Payment System {MPS} have beenpaid." Or B. Pay the MPS fee at the time of building permit issuance. If this option is chosen, the fee paid shall be the amount in effect as of the date of the building permit application. Other Considerations A. Preliminary approval of this application does not limit the applicant's responsibility'to obtain any required permit or license from the State or other regulatory body. This may include, but not be limited to, obtaining a forest practice permit, an HPA permit, building permits, and other types of entitlements as necessitated by circumstances. B. The short subdivision shall conform to KCC 16.82 relating to grading on private property- C. Development of the subject property may require registration with the Washington State Department of Licensing, Real .Estate Division Parties and Persons of Interest: CRAMER NORTHWEST LLC LARRY KRUEGER 945 N CENTRAL. STE 104 KENT, WA 98032 TUMBER, KULDIP SINGH 19100104TH PL SE RENTON, WA 98055 CLAUSSEN, KIM PROGRAM MANAGER III COOPER, TED PRELIMINARY REVIEW ENGINEER DEHKORDI, FERESHTEH PROJECT MANAGER II FOSTER, CURT SR. ENGINEER Report and Decision L05SO009 414 I h ♦r f I II for rs LOr rFi ; I ' f, � \\ � J ' r 16123' ftIlIMO I REBA4 M r10 c5w f oJs 8 a 444' W. of PROP. LAM + SBO U 36-E r r♦ r� O CAP KOR ENO OF FTNC( f5 O.?'t N l FET4(i CO1e_ _ !S 0814 a GARAGE F.F.- 5f2.4& (TO SE REMOVE w it i 18- APRJXT LOf 1 \ 6,062! SO. Fr + w sm 5036 T�/ 'T Lor F 4,3w S0. FT: 977 YEWArr'3927' e 312030' 36.12 d 90'A7m' d 583930, F6t1.2500' Red-0.00, Arr'•25.SO' 3 0 50 w w g L072 l KC-5p WX I1y7l7J 24xos sa. Fr. h E4�dy' 150' Ism, L0r 3 8.0M SQ Fr. -----_-----------� Lor Ia sme 5036-E W.10' TF HOUSE aT . I 1 A jR ik\x s:, A.�`3'�I LOT 4 ;.; 9a. Fr. I IT m'- 0 4 G - - - - - - - - - - _ - Rm A0. 910TY2OB77 CONCRETE ev VFRWA CURB em CUr M ADS .0 It s04.9r 00• 12' RCP E- 5K% -- w W w w $ tr' tic ra. 505.37 SRE 8ENf3l1FARX A' Rv - 5U.80 ti1P CENTER BOLT ON FH. If ADS A- 501.5E S E. 192ND ST. II < 5f023 U.S FfLr' . - - N8850361F 2624�• (r1_ASJP04AY". t:::�'; -- — ---- - ------------------------ \------ + +Ni BOAO' i55.'32' u' To BE OFaICATEO ImaFJ . RECUROA'Mr tii 1FUS'ShCRT PUT 9 rtcxrtrrvw .x�vn1Y n FVIY wrtc Axucuvn Inc OF TFRE SOUflyFASTFQUARTER OF SECr1O>rr 32. TOWNSHIP123 NORTH. RANGE 5 MI Eall BETNC NOA7H B8'50'38" WEST AS SHOWN ON THE PUT OF CHAY4UAAIN' RJDG� RE�COROED IN VOLUME I59 OF PUTS, AT PACES j56-82. RECORDS OF KING COUNTY, WASHINGTON. f LEGAL DESCRIPTION: LOr 2, SFAORT PLAT NO, 482007, ACCORDING TO THE SHORT F RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUMIY. WASHINGTON. NOTES: 1. MONUMENTS LAST NSITEU ON 8-4-04. 2, SOME SURROUNDING HOUSES WERE SCALED FROM D.D-ES. WEB SITE - VERTICAL DATUM: NOM AMFRIGN VERTTCAI. DATUM OF 1988. BENCiI MA RK KING COUNTY 9ENCHMARK NO. 5809 FD" CONCRETE MONUMENT W/ TACK )N LEAD AT 50UTHEASI CCPRNER OF SECTION 32, TOWNSHfP 23 NORTH, RANGE 5 FAST ELEVAMN - 374.98 U.S- FEET. = BENCHMARK. SRE 9EMCNAbIRK `A" TOP CENIER BOLT ON FTRE HYDRANT EL.EWnON - 510.23 U.S. FELT. g 5�17ME �ANt-roL� ELEYATION 502.97 U.S_ FEET. CONTOUR RMERUL 2.00 U.S. FEET. LEGEND: O FOUND REBAR W/ NO CAP AS DESCRIBED a SANITARY SEWER ~OLE ® 'CATCH RIAdIN LREVISION � FfRE HYDRANT A WATER VALVE m METER La s000( ® POWER HEIFR RECEmo 3� unuw POLEGUY ANCHOR JUG 14 2005 LW f POLE K_C. D.O.E,S, ® ELEGTRICAf_ Box • BOLLARD d� DECADLIOUS TREE W - BURIED WATERLN4E PAJNr --J] - WOOD FENCE — WrRF FENCE FOUND CONCRETE MOIVUIIW W1 TACK w ae CASE (SE SE CDIZ j I' z Lu 2 Q a . It Appeal Information and Parties of Record RIGHT TO APPEAL This action may be appealed in writing to the King County Hearing Examiner, with a fee of $250 (check payable to King County Office of Finance). As required by KCC 20.20.090 and 20.24.090, the appeal period shall be fourteen (14 calendar days and shall commence on the third day after the notice of decision is mailed. Filing an appeal requires actual delivery to the King County Land Use Services Division prior to the close of business (4:30 p.m.) on November 14, 2005. Prior mailing is not sufficient if actual receipt by the Division does not occur within the applicable time period. The Examiner does not have authority to extend the time period unless the Division is not open on the specified closing date, in which event delivery prior to the close of business on the next business day is sufficient to meet the fling requirement. If a timely Notice of Appeal has been fled, the appellant shall file a statement of appeal within a 21-day calendar period commencing three days after the notice of decision is mailed. The statement of appeal shall identify the decision being appealed (including file number) 'and the alleged errors in that decision. The statement of appeal shall state: 1) specific reasons why the decision should be reversed or modified; and 2) the harm suffered or anticipated by the appellant, and the relief sought. The scope of an appeal shall be based on matters or issues raised in the statement of appeal. Failure to timely file a notice of appeal, appeal fee, or statement of appeal deprives the Examiner of jurisdiction to consider the appeal. Appeals must be submitted to the Department of Development and Environmental Services, addressed as follows: LAND USE APPEAL Land Use Services Division Department of Development and Environmental Services BlackRiver Corporate Park 900 Oakesdale Avenge Southwest Renton, WA 98055-1219 Any party may make a request for a pre-liearing conference. - For more information regarding appeal proceedings and pre -hearing conferences, please contact the Office of the Examiner for a Citizens' Guide to the Examiner Hearings and/or read KCC 20.20 and 20.24. Report and Decision L05S0009 King County Road Services Division Department of Transpmat!on KSC-TR-0231 201 South]ackson Street Seattle, WA 98104-3856 August 29, 2005 Larry Krueger, P.E. 945 Central Avenue N., Suite 104 Kent, WA 98032 RE: Road Variance L05VO045 — Kuldip Tumber Short Plat —Related File L05S0009 Dear Mr. Krueger: Thank you for your application for variances from the King County Road Standards (KCRS). You requested variances from Sections 2.10 and 2.12 of the KCRS concerning the intersection spacing requirement and stopping sight distance (SSD) along SE 192nd Street. The intersection spacing from the proposed private access tract (PAT) to 1 I3th Way SE is 360 feet, to 11bth Avenue SE is 750 feet, and to Tract A (serving four eastern lots) is 400 feet. The KCRS requires 1,000 feet of intersection spacing along a principal arterial (SE 192nd Street). There is no alternative access point for the four -lot short plat. The applicant will be improving the frontage on SE 192nd Street by providing an urban section. The existing SSD along the frontage with SE 192nd Street, as measured by the applicant, is 446 feet, and the KCRS require �475 feet for the design speed of 50 mph (10 over the posted speed of 40 mph).- The minimum American Association of State Highway and Transportation Officials' (AASHTO) SSD for a design speed of 50 MPH is 425 feet. Curb, gutter and sidewalk have been constructed along the vertical crest curve extending westward on SE 192nd Street beyond the short plat frontage. The enterina sight distance (�SD) for the short plat access meets KCRS. I approve a variance to allow the reduced -intersection spacing for the PAT located midway aI ong the frontage on SE 192nd Street. I also approve a variance to allow the reduces) SSD. so that the proposed curb, gutter and sidewalk can match to the existing vertical.alignment. This decision applies only to KCRS identified in the variance request. All other design requirements in the KCRS and other regulations, such as surface water management and zoning, must still be satisfied for a land use permit application. The applicant retains the rights and privileges afforded by King County Code and adopted Public Rules pertaining to road variance processing (KCC 14.42, PUT 10-2). This variance decision is valid for one year from date of letter, unless an associated land use permit is pending or submitted within the one year period. In these cases, the variance decision is valid for the duration of the permit processing. Larry Krueger, P.E. August 29 2005 Page 2 A copy of staff s analysis, findings, and conclusions is enclosed. If you have any questions, please call Craig Comfort, Road Variance Engineer, Traffic Engineering Section, at 206-263-6109. Sincerely, Paulette Norman, P.E. County Road Engineer PN:CC:kc cc: James Sanders, F.E., Development Review Engineer, Land Use Services Division (LUSD), Department of Development and Environmental Services (DDES) Pete Dye P.E., Senior Engineer, LUSD, DDES Linda Dougherty, Division Director, Road Services Division (RSD), Department of Transportation (DOT) Matthew Nolan, P.E., County'Traffic Engineer, Traffic Engineering Section, RSD, DOT Fatin Kara, P.E., Supervising Engineer, Traffic Engineering Section, RSD, DOT Kris Langley, Senior Engineer, Traffic Engineering Section, RSD, DOT Craig Comfort, P.E., Road Variance Engineer, Traffic Engineering Section, RSD, DOT "01 King County Road Services Division Department of Transportation 'traffic Engineering Section NI5 KSC-TR-0222 201 South Jackson Street Seattle, WA 98104 August 29, 2005 TO: Variance File FM: Craig Comfort, P.E., Road Variance Engineer, Traffic Engineering Section RE: Road Variance L05V0045 — Kuldip Tumber Short Plat --- Relate File LO5S0009 Applicant's Presentation: The proposed four -lot short plat is located at 11328 SE 192nd Street, which is a principal arterial. A private access tract is proposed midway along the frontage. The location at SE 192nd Street is posted with a 40 mph speed limit for which the design speed is 50 mph. The King County Road Standards (KCRS) requires 475 feet of stopping sight distance (SSD) for a design speed of 45 mph. The applicant measures 854 feet of SSD to the west of the plat entry, and 446 feet of SSD to the east. The entering sight distances exceed the KCRS minimum of 685 feet looking to the east or west from the access point to SE 192nd Street. The SSD is limited by a vertical curve beyond the short plat frontage. There is no alternative access to the site. 2. The new access point will have 360 feet of intersection spacing along SE 192nd Street to 113th Way SE, 750 feet to l l6th Avenue SE, and 400 feet to private Tract A to the east serving four lots. The KCRS requires 1,000 feet of intersection spacing along a principal arterial. The location of the plat access tract is at a centralized location that is safe. No matter where the access is located, KCRS intersection spacing criteria cannot be met. Staff s Findings and Conclusions: 1. Concurrence with the applicant's presentation. 2. Beyond the short plat frontage, curb, gutter and sidewalk has been constructed along the existing vertical alignment of SE 192nd Street. The vertical curve that limits the sight distance extends hundreds of feet offsite. The minimum available SSD to the east of the short plat entry at 446 feet exceed 2004 American Association of State Highway and Transportation Official's manual minimum of 425 feet for a design speed of 50 mph.. King Coumy Department of Development and Environmental Services Land Use Services Division 900 Oakesdale Avenue Southwest Renton, Washington 98055-1219 206-296-6600 TTY 206-296-7217 Road Standards Variance Request to the County Road Engineer Alternative formats available upon request Project Name: ODES File No. u 1d4p i ur�r bsr U er f Pf at /� I ©S 5 o a o 9 405 0�1 Project Address and Parcel Number Sig tune: Date: 11 3 28, 5&' 14z.14 54 Ae.nfa..", WA Pei .,ce � 3 zz 3 0 f 5 o 3 S Applicant/ Name: Engin ring rirm N e: t.o�or ►� Cru„,�r Nam,-fk x,c si Addre- Telephone: 1�5 Cen4ra 1 N. SW,fe roe# Q53�) 954 4SSO City, State Zip: DOES Engineer Initials: p(eA f, w A 9$ a 32 ❑ Route 8pplicatibn to LUIS 13 Check here if project engineering lans are approved and construction has begun. INSTRUCTIONS TO APPLICANTIDESIGN ENGINEER: Please be sure to include all plans, sketches, photos and maps which may assist in complete review and consideration of your variance request. For a complete list of road variance submittal requirements, refer to separate list from DOES. Failure to provide all pertinent information may result in delayed processing or denial of request. Please submit this request and applicable fee to the Department of Development and Environmental Services, Building or Land Use Services Intake Counters, at 900 Oakesdale Avenue Southwest, Renton, WA 98055-1219. To make an appointment for permit submittal, please call 206-296-6797. For more information see httD://www.metrokc.aovlddes/. I REFER TO SECTION 1.08 OF THE KING COUNTY ROAD STANDARDS FOR VARIANCES DESCRIPTION OF VARIANCE REQUEST: A varTurlCt, i5 re-que-s° d-For r.1� zrS�E�iO�r y 4Ci^I and 3;14 J13+an ce- . APPLICABLE SECTION(S) OF STANDARDS: JUSTIFICATION {see attachments, pages to 7: !~lca5e- sce. a-{{ackC-4 le-#C.a VietN1TY MAP, i4tor-f Pla{- MaP,��,r•rP1<Ka � �ra�nq�tplavl�5;r�hf distance rrz(cu�afian5, and assessor's ma.P. DES Z AFF RECOMMENDATION �� Development DEPARTMENT OF TRANSPORATION AUTHORIZATION County Design CONDITIONS OF APPROVAL: 1037 7** f Check out the DDES Web site at www.metrokc.crov/ddes Roads Standards variance Request to the County Road Engineer le-rqu-rdvar.pdf 05/29/03 Page 1 of 1 lim May 17, 2005 Cramer Northwest, Inc. • Surveyors *Planners •Engineers King County Road Engineer 900 Oakesdale Ave. SW. Renton, WA 98055-1219 RE: Road Variance Gurdev Singh Short Plat (Project # L05S0009) Dear County Road Engineer - The following information presents an overview of the project, variance requests, and our justifications for the variance requests. Project Overview This project is located at 11328 SE 192°d St Renton, Washington. It is located east of the intersection of 192ad St. and 108 Ave SE. Nearby the site is Tract F, the existing adjacent tract to our site, and tract A, both of which are located within 1000 ft from I I P WY. SE. and 116 Ave. SE. Photos of the posted speed limit were taken and verified as 40 mph. The property is proposed to be divided into 4 residential lots_ The lots will gain access from a private access tract off of SE 192nd Section 2.05 (Sight Distance) We are unable to provide adequate stopping sight distance for 11328 SE 192°d St The posted speed limit is 40 mph, the design speed for determining the sight distances is 50 mph_ According to table 2.1 of KCRS, the required entering sight distance is 685 ft and the stopping sight distance is 475 ft. Presently, we have an entering sight distance of 1792 ft from the west and 687 ft to the east. Our stopping sight distance is 854 ft to the west and 446 ft to the east. We are requesting a variance of KCRS 2.05 for the eastern stopping sight distance. We feel that a variance is justified for the following reasons: 1. We are attempting to provide a centralized access road for all 4 lots. 2. The eastern stopping sight distance is limited because of the road's vertical curvature further down on 192"d Sbvvt. 3. Our proposed access (centered along south property line) allows for the optimal development of the Property Section 2.10 (Intersections and Low Speed Curves) SE 192n4 is classified as a principal arterial, per KCRS 2.10 the minimum centerline offset required is 1000 ft between adjacent intersecting streets- The intersection at 11 P WY. SE., 116d Ave SE, tract A and the adjacent tract F are all located within the 1000 ft. We hereby request a variance from the 1000 ft requirement. We feel that a variance is justified for the following reasons: 1. We have chosen a centralized location for all four lots in order to maximize safety. 2. This location maximizes site utility and design of the available area. Thank you for your consideration to grant our client a variance from KCRS Sections 2.05 and 2.10. Sincerely, Hubbel Ongking, E.I. T. 945 N. Central, Suite 4I04 Kent WA 98032 (253) 852-4880 Fax (253) 852-4955 www_cramernw.com E-mail: cni(a cramernw.com King County Department of Development and Environmental Services Land Use Services Division 900 Oakesdale Avenue Soutk west Renton, Washington W55-1219 A—L1 L.!''Z J Web Date:- 0912e/200 ROAD STANDARDS VARIANCE REQUEST TO THE COUNTY ROAD ENGINEER 206-2%--W00 TTY 2as-29s-7217 For aitemate formats, call 206-296-6600. Project Name: DDES File No.: GURDEV SINGH SHORT PLAT L05S0009 Project Address and Parcel Number: Signature: Date: �• 11328 SE 192"D ST: 3223059038 4/912007 ApplicanVDesign Engineer Name: Engineering Firm Name: PAUL NITARDY CRAMER NORTHWEST, INC. Address: Telephone: 945 N. CENTRAL STE. #104 (253L852-4880 City, State, ZIP: DDES Engineer Initials: KENT, WA 98032 J❑ Route Application to LUIS ❑ Check here if project engineering plans are approved and construction has begun. INSTRUCTIONS TO APPLICANTIDESiGN ENGINEER: Please be sure to include aft plans, sketches, photos and maps which may assist in complete review and consideration of your variance request. For a complete list of road variance submittal requirements, refer to separate list from DIES. Failure to provide all pertinent information may result in delayed processing or denial of request. Please submit this ✓guest and apRlicable fee to the Department of Development and Environmental Services (DDES) Permit Center at 900 Oakesdale Ave. SW, Renton, WA 98055-1219. To make an appointment for permit submittal, please call 206-296-6797. For more information, refer to the DDES Web site, www.metrokc.govlddes. REFER TO SECTION 1.08 OF THE KING COUNTY ROAD STANDARDS FOR VARIANCES DESCRIPTION OF VARIANCE REQUEST: TO OBTAIN A VARIANCE FROM A STANDARD CROWNED ROAD SECTION TO A SINGLE CROSS SLOPE IN A RAT. APPLICABLE SECTION(S) OF STANDARDS:DD KCRS SECTION 2.09 B AND 2.03 NOV15 ()[i JUSTIFICATION (see attachments, pages to ): K.C. D.D.E.& SEE ATTACHED VICINITY MAP, LETTER, PICTURES, ASSESSOR'S MAP, DRAWINGS (SHEETS 4, 5 AND 6 PRINTED ON 8.5"X11" PAPER), AND RELATED INFORMATION INCLUDING LETTER GRANTING PRELIMINARY APPROVAL. :JTHORiZATION SIGNATURES: TMENT OF TRANSPORTATION AUTHORIZATION rovai ❑ Conditioned Approval ❑ Denied Design Engineer. Date County Road Engineer: Date ;ONDITIONSOF APPROVAL ' ( Itap tm fe)04' req �,jNra COUNTY Check out the DDES Web site at www.metrokc._vovlddes RoadStand "fi0110ES le-req-rdvar.pdf 09/2812005 Page t of t 1 n -7 I!= Pry 4~- -'-> Cramer Northwest, Inc. {PID=CNI04-JAC) 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:12:40 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TMod.el\Projects\2004\2004-139S.pro ---------------------- LOT 4 PT.# DESCRIPTION BEARING DISTANCE NORTHING FASTING ELEVATION -------------------------------------------------------------------------------- 2049 S02000'01"W 01i. N88050'36"W 2083 5130.045298 74.87 ft 5055.220920 39.40 ft 5056.016259 2084 Radius Point: 2084 5081.011165 Radial Bearing In: N01009124'TE Radial Bearing Out: N88025'17TIW Radius: 25.00 ft Delta: 90025'19" Right Arc: 39.45 ft Tangent: 25.18 ft 2061 5081.703231 N01034143"E 49.68 ft 2052 5131.364376 588050'36"E 65.14 ft 2049 ------------------------------------------------------- 5130.049443 Closing latitude = 0,00414 Closing departure = 0.00090 Closing bearing = S12017147"W Closing distance = 0.00424 Total traverse length = 264.58 (268.55) Total error of closure = 1/62379 Error of closure in latitude = 1/63843 Error of closure in departure = 1/292900 Area Area = 4119.51 sq.ft. = 0.11 +/- ACRE 4348.467365 4345.854077 4306.462105 0.00 4306.966762 4281.972933 4283.341541 4348.468268 L C) 7 'Ffeo CS-7 Cramer Northwest, Inc. {PID=CNI04-JAC} 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-{800)-251--0189 Monday, October 22, 2007 4:18:02 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.-Pro -------------------------------------------------------------------------------- DEDICATION PT.# DESCRIPTION BEARING DISTANCE NORTHING FASTING ELEVATION -------------------------------------------------------------------------------- 2004 2006 23 28 S88°50'36"E S02000'01"W N88050'36"W 5058.355660 155.52 ft 5055.216291 12.00 ft 5043.223603 134.00 ft 5045.928564 27 Radius Point: 27 5070.923470 Radial Bearing In: N01009124"E Radial Bearing Out: S59048154"W Radius: 25.00 ft Delta: 56039130" Right Arc: 25.60 ft Tangent: 14.05 ft 2004 ------------------------------------------------------- 5058.355620 Closing latitude = -0.00004 Closing departure = -0.00604 Closing bearing = N89037129"E Closing distance = 0.00604 Total traverse length = 326.01 (327.12) Total error of closure = 1/53959 Error of closure in latitude = 1/8239514 Error of closure in departure = 1/53960 Area = 1790.17 sq.ft. Area = 0.04 +/- ACRE 4190.361143 4345.849453 4345.430601 4211.457906 4211.962562 4190.355101 ---------------------- Cramer Northwest, Inc. {PID=CNI04-JACI 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:12:40 PM GURDEV SINGH SNORT PLAT PROJECT: C:\TModel\Projects12004\2004-139S.pro ------------------ LOT 1 PT.# DESCRIPTION BEARING DISTANCE NORTHING LASTING ELEVATION -------------------------------------------------------------------------------- 2050 5133.280685 4188.225179 S88050'36"E 65.14 ft 2057 5131.965752 4253.351906 S01034'43"W 50.05 ft 2053 5081.934747 4251.973105 2055 Radius Point: 2055 5082.623459 4226.982593 Radial Bearing In: N88"25117"W Radial Bearing Out: S01°09'24"W Radius: 25.00 ft Delta: 89034141" Right Arc: 39.09 ft Tangent: 24.82 ft 2060 5057.631883 4226.481553 N88050136"W 36.12 ft 2004 5058.361012 4190.368913 27 Radius Point: 27 5070.930853 4211.979075 Radial Bearing In: N590'48154"E Radial Searing Out: N88050'36"W Radius: 25.00 ft Delta: 31020130" Right Arc. 13.68 ft Tangent: 7.01 ft 26 5071.439849 4186.983046 N01°0912411E 61.86 ft 2050 5133.287245 4188.231768 -------------- Closing latitude = 0.00656 Closing departure = 0.00659 Closing bearing = S45007145"W Closing distance = 0.00930 Total traverse length = 261.90 (265.93) Total error of closure = 1/28170 Error of closure in latitude = 1/39928 Error of closure in departure = 1/39749 Area = 4708.79 sq.ft. Area = 0.11 +/- ACRE min Cramer Northwest, Inc. {PID=CNI04-JAC) 945 N. Central, Ste. #104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:12:40 PM GURDEV SINGH SHORT PLAT PROJECT: C:\TModel\Projects\2004\2004-139S.pro -------------------------------------------------------------------------------- LOT 2 PT.# DESCRIPTION BEARING -------------------------------------------------------------------------------- DISTANCE NORTHING FASTING ELEVATION 25 5198.134343 4189.534600 S88050'36"E 80.62 ft 2051 5196.506926 4270.138172 S01034'43"W 94.55 ft 2054 5101.992811 4267.533464 N88050'36"W 15.00 ft 2058 5102.295605 4252.536520 N01034'43"E 29.68 ft 2057 5131.964341 4253.354159 N88050'36"W 65.14 ft 2050 5133.279274 4188.227432 N01009'24"E 64.87 ft 25 5198.136056 4189.536916 ------------------------------------------------------------------------------- Closing latitude = 0.00171 Closing departure = 0.00232 Closing bearing = S53°31'01"W Closing distance = 0.00288 Total traverse length = 349.86 (349.86) Total error of closure = 1/121462 Error of closure in latitude = 1/204280 Error of closure in departure = 1/151066 Area = 5659.01 sq_ft_ Area = 0.13 +/- ACRE Cramer Northwest, Inc. fPID=CNI04-JAC} 945 N. Central, Ste. 4104, Kent, WA., 98032 If Found Please Call Us At 1-(800)-251-0189 Monday, October 22, 2007 4:18:02 PM GURDEV SINGH SHORT PLAT PROJECT: C:1TModel\Projects12004\2004-139S.pro -------------------------------------------------------------------------------- LOT 3 PT.# DESCRIPTION -------------------------------------------------------------------------------- BEARING DISTANCE NORTHING EASTING ELEVATION 2051 5196.507027 4270.133173 S88050'36"E 80.62 ft 24 5194.879610 4350.736746 S02000'01"W 64.87 ft 2049 5130.049138 4348.472501 N8805013611W 65.14 ft 2052 5131.364072 4283.345774 S01034143"W 29.68 ft 2059 5101.695336 4282.528136 N88°50136"W 15.00 ft 2054 5101.998130 4267.531192 N01034'43"E 94.55 ft 2051 5196.512246 4270.135900 ------------------------------------------------------------------------------- Closing latitude = 0.00522 Closing departure = 0.00273 Closing bearing = S27°35130"W Closing distance = 0.00589 Total traverse length = 349.86 (349.86) Total error of closure = 1/59418 Error of closure in latitude = 1/67043 Error of closure in departure = 1/128287 Area = 5659.01 sq.ft. Area = 0.13 +/- ACRE SUBDIVISION GUARANTEE Guarantee No.: SG-2631-10613 Order Number. 200497497 Subdivision Guarantee: $200.00 Reference Number: SINGH Sales Tax: $17.60 Effective Date: October 24, 2007 at Total: $ 217.60 OWNERS: GURDEV SINGH AND KULDIP S. TUMBER, EACH AS A SEPARATE ESTATE �BT�14aV121[OIL'I LOT 2, SHORT PLAT NUMBER 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON. SUBJECT TO: 1. AGREEMENT AND THE TERMS AND CONDITIONS THEREOF: BETWEEN: SOOS CREEK WATER AND SEWER DISTRICT AND. WILSON 2 X PARTNERS RECORDED: JULY 29, 1994 RECORDING NUMBER: 9407292564 PURPOSE: DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2. RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DEUNEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUNTY RECORDING NO. 8303080870. 3. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY. BANK OF AMERICA, NA AMOUNT: $240,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO_: 20040625002233 Guarantee No: SG2831-10613 NOV 15 2007 K.C. D.D.E.S, Lq • Me guaran ty company SUBDMSION GUARANTEE 4_ DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR, GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, NA AMOUNT: $45,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 20040625002234 5. NOTE A: GENERAL TAXES FOR THE YEAR 2W7 WHICH HAVE BEEN PAID. AMOUNT: $4,152.06 LEVY CODE: 4260 TAX ACCOUNT NO.: 322305,9038-07 ASSESSED VALUATION: LAND: $208,000.00 IMPROVEMENTS: $130,000.00 Guarantee No: W-2631.10613 Ew 'e guaranty convany SUBDIVISION GUARANTEE The Company's liability for this report is limited to the compensation received. This report is based on the Company's property records, and no Liability is assumed for items misindexed or not Indexed in the public records, or for matters which would be disdosed by an inquiry of parties In possession or by an accurate survey or inspection of the premises. This report and the legal desca-iption given herein are based upon information supplied by the applicant as to the location and ident ocation of the premises in question, and no liability is assumed for any discrepancies resutting therefrom_ This report does not represent either a commitment to insure title, an examination of or opinion as to the sufficiency or effect of the matters shown, or an opinion as to the marketabdity of tide to the subject premises. I certify this is a true accurate reflection of those documents on file at the IGng County Court House, Seattle, Washington as of the date and time referenced above. Don Peters M. Guarantee No: SG-2639-70613 �� title guaranty company ,ewarts Etitle guaranty company Subdivision Guarantee The County of KING within which said subdivision is located in a sum not exceeding $1000.00 NO.200497497 Fee.$200.00 Subdivision Map of Tract No. Consisting of Sheet (s) and any City That, according to those public records which, under the recording laws, impart constructive notice of matters affecting the title to the land included within the exterior boundary shown on the map of the above referenced subdivision, the only parties having any record title interest in said land whose signatures are necessary, under the requirements of the Subdivision Map Act, on the certificates consenting to the recordation of said map and offering for dedication y streets, roads, avenues and other ease- ments offered for dedication by said map are: The map hereinbefore referred to is a subdivision of: SEE A EXHIBIT Signed under seal for the Company, but this Guarantee is to be valid only when it bears an authorized countersignature_ OCTOBER Z;h2004 4�yxt nauu )" - Chairman of t14 Board Courrterslgned: 3 r AuftnzedCau natur0 STEW -ART WILE CorIvenq SEATAC City, stare rStewarte . Press errs - � " SG-1572 1. Q 61 SUBDIVISION GUARANTEE CLTA NO. 14 .4-10-7 L C ! # STO efCY . , e `�NM—. FG SUBDIVISION GUARANTEE Guarantee No.: SG-1572-10613 Order Number: 20C1497497 Subdivision Guarantee: $200.00 Reference Number: SINGH Sales Tax: $17.60 Effective Date: October 5, 2004 Total: $ 217.60 OWNERS: GURDEV SINGH AND KULDIP S. TUMBER, EACH AS A SEPARATE ESTATE LEGAL DESCRIPTION: LOT 2, SHORT PLAT NUMBER 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON. SUBJECT TO: AGREEMENT AND THE TERMS AND CONDITIONS THEREOF: BETWEEN: SOOS CREEK WATER AND SEWER DISTRICT AND: WILSON 2 X PARTNERS RECORDED: JULY 29, 1994 RECORDING NUMBER: 9407292564 PURPOSE: DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2. RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DELINEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUNTY RECORDING NO. 8303080870. 3. GENERAL TAXES. THE FIRST HALF BECOMES DELINQUENT AFTER APRIL 30TH THE SECOND HALF BECOMES DELINQUENT AFTER OCTOBER 31sT YEAR: AMOUNT BILLED: AMOUNT PAID: AMOUNT DUE: LEVY CODE: TAX ACCOUNT NO.: ASSESSED VALUATION: LAND: IMPROVEMENTS: Guarantee No: SG-1572-10613 2004 $2,705.96 $1, 352.98 $1,352.98, PLUS INTEREST IF DELINQUENT 4260 322305-9038-07 $ 84,000.00 $127,000.00 AND PENALTY, �stewart title guaranty company SUBDIVISION GUARANTEE 4. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, N.A. AMOUNT. $240,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 20040625002233 5. DEED OF TRUST AND THE TERMS AND CONDITIONS THEREOF: GRANTOR: GURDEV SINGH AND SURJIT KAUR, HUSBAND AND WIFE TRUSTEE: PRLAP, INC. BENEFICIARY: BANK OF AMERICA, N,A, AMOUNT: $45,000.00 DATED: JUNE 23, 2004 RECORDED: JUNE 25, 2004 RECORDING NO.: 20040625002234 Guarantee No: SG-1572- �—ewart title guaranty company SUBDIVISION GUARANTEE The Company's liability for this report is limited to the compensation received. This report is based on the Company's property records, and no liability is assumed for items misindexed or not indexed in the public records, or for matters which would be disclosed by an inquiry of parties in possession or by an accurate surrey or inspection of the premises. This report and the legal description given herein are based upon information supplied by the applicant as to the location and identification of the premises in question, and no liability is assumed for any discrepancies resulting therefrom. This report does not represent either a commitment to insure title, an examination of or opinion as to the sufficiency or effect of the matters shown, or an opinion as to the marketability of title to the subject premises. 1 certify this is a true accurate reflection of those documents on file at the King County Court House, Seattle, Washington as of the date and time referenced above. Sunny Johnson do Guarantee No: SG-1572- � rt title guaranty company r. �.V tl�titleart P Al 9 - _or am— 9-- A.-- —a ORDER NO fNA" S E . 192 200497497 N This sketch is provided without charge for information. It is nct intended to show all matters related to the property including, but not limited to area, dimensions, encroachments or locations of boundaries. It's not a part of, nor does it modify, the commitment or policy to which it is attached. The company assumesNO LIABILITY for any matter related to this sketch. Reference should be made to an accurate survey for further information. Lstewart " 18000 International Boulevard South, Suite 510 SeaTac, Washington 98188 =P¢ 206-770-8700 ♦ 888-896-1443 fax 206-770-8703 ► 253-882-2033 COPIES OF DOCUMENTS ORDER NUMBER: 200497497 FOR PROPERTY ADDRESS: 11328 SOUTHEAST 192ND STREET, RENTON, WA 98055 20040625002232.001 AFTER RECORDING MAUL TO GURDEV SINGH 11328 SE 192ND STREET RENTON, WA 98055 Flied for Record at Request of Phoenix Escrow, Inc Escrow Number 4019542 E2050022 "/25/ 04 15:32 KINGTAX C-`NTY+34A to SALE $3 ;000 00 PAiR001 OF 001 '9wy w�f Statutory Warranty Deed WART TITLE Grantor(s) BINH YEN KIM Cnritee(s) GURDEV SINGH, SURJIT KAUR Abbreviated Legal- SHORT PLAT 482007, REC NO 8303080870 Additional legal(s) on page Assessor's Tax Parcel Number(s) 3223054?03"7 THE GRANTOR BINH YEN KIM, a married person as her separate estate for and in consideration of TEN DOLLARS AND OTHER 1300D AND VALUABLE CONSIDERATION Ira hand paid, conveys and warrants to GURDEV SINGH and SURJIT KAUR, husband and wife the fallowing described real estate, situated to the County of KING , State of Washington LOT 2, SHORT PLAT NUMBER 482007,ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON See Attached Exhibit A Dated this 23rd day of June, 2004 aY By BINH YEN KIM By BY STATE OF WASHINGTON SS County of KING I certify that I know or have satisfactory evidence that BINH YEN KIM is the person who appeared before me, and said person acknowledged that she signed tits usstivmcnt and acknowledge it to be her free and voluntary act for the uses and purposes mentioned in tits mstrntnent Dated June MARSHA BOYD 01 Notary Public to and for the State of WASHINGTON Residing at RENTON �, tt My appomtment expires 3/29/2006 > � y, Page I LPB-10 20040625002232.002 r tee' ExMbit A SUBJECT TO EASEMENTS, RESTRICTIONS, RESERVATIONS, PROVISIONS AND AGREEMENTS AS ATTACHED HERETO AS EXHIBIT "A' AND BY THIS REFERENCE MADE A PART HEREOF REFERENCE TO THE ABOVE IDENTIFIED DOCUMENTS SHOULD BE MADE FOR FULL PARTICULARS SUBJECT TO 1 AGREEMENT AND THE TERMS AND CONDITIONS THEREOF BETWEEN SOOS CREEK WATER AND SEWER DISTRICT AND WILSON 2 X PARTNERS RECORDED JULY 29,1994 RECORDING NO 9407292564 PURPOSE DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2 RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DELINEATED ON THE FACE OF THE SNORT PLAT RECORDED UNDER KING COUNTY RECORDING NO 8303080870 Pagc 2 LPE-10 20040915001172.001 Return to. E2669804 09/1612054 1210 19100 104th P1._ SE K1,1tG oouurr, 136 en n WA SaLG $1 .am � QUIT CLAIM DEED PACIFIC NORTHWEST' T1TLE THEGRANTOR Gurdev Singh & Sur]it Kau H&W PAGE001 OF 001 forandutconsiderationof no consideration love and effection only conveys and quit claims to Gurdev Singh and Kuldip S. Tumber, as separate Estate. the following described teal estate, situated in the County of King Stale of Washington, together with all after acquired title of the grantor(s) therein Lot 2, Short plat number 482007, according to the short plat recorded under recording number 8303080670, records of King County, Washington. Additional on page Assessor's Tax Parcel ]DO 322305-N38-07 Dated 0 STATE OF WASHINGTON, SS County of _ King I hereby certify that 1 know or have satisfactory evldcnac that Gurdev_-Singh & Sur-iit Kau and is the person(s) who appeared before me, and said persons) acknowledged that (he, she, they) signed this instrument and acknowledged it to be (his, her, their) free and voluntary act for the uses and purposes mentioned in this instrument Dated Notary Public In and for the State of Washington residing at � pp My appointment expir _ �Rwti /C.1 _ L A(,--, c ++v+-� Printed Name f- LP6-12(r) 11196 20040915001172.002 Qrdvr NumhM 20049MG4 EXHIBIT " A" LOT 2, SHORT PLAT NUMSER 4M7, ACCORDING TO T8e PORT PLAT RECORDEC UNDER RECORDNG NUMBER &3Q 70, RECORDS OF KING COUNTY, WASHINGTON zo d �ICEO22�F 01 81 lc Sl tWz 2I �nr 20040625002233.001 20040625002233 STI M::l TIT41 OT 40 00 PAC�s00g1�OF 0Z3 Return To LOAN # 6931554023 KING000t@4 25.42 FL9--700-01-01 JACKSONVILLE POST CLOSING BANK OF AMERICA 9000 SOUTHS}DE BLVD BLDG 700, FILE RECEIPT DEPT JACKSONVILLE, FL 32256 Assessor's Parcel or Account Number 322305903807 Abbreviated Legal Description (k c (Include lot, ock and plat or section, township snd range) Full legal description located on page THREE Trustee PRLAP . I NC [Spam Above Thts Line For Recording Datal DEED OF TR� LOAN # 6931554023 C� l W&&L/ ZR T[TLE DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21 Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated JUNE 23, 2004 , together with all Riders to this document (B) "Borrower" is GURDEV SINGH AND SURJIT KAUR,I husband and wife Borrower is the trustor under this Security Instrument (C) "Lender" is BANK OF AMER I CA , N A WASHINGTON-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRVW-NT Form $048 1101 -6(WA) {0412) InitialsPage 1 (if 15 VMP MORTGAGI3 FORMS (800) 91 y CVWA06123104 5 42 PM 6931554023 20040625002233.002 Lender is a NATIONAL BANKING ASSOCIATION organized and existing under the laws of THE UN I TED STATES OF AMER I CA Lender's address is 300 ELL I NW00D WAY, SU I TE 201, PLEASANT H I LL , CA 945230000 Lender is the beneficiary under this Security Instrument (D) "Trustee" is PRLAP , I NC (E) "Note" means the promissory note signed by Borrower and dated JUNE 23, 2004 The Note states that Borrower owes Lender TWO HUNDRED FORTY THOUSAND AND 001100 Dollars (U S $ 240,000 00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JULY 01, 2034 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicable] ® Adjustable Rate Rider ❑ Condominium Rider Second Home Rider HBalloon Rider [� Planned Unit Development Rider 1-4 Family Rider VA Rider Biweekly Payment Rider [] Other(s) (specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial optilions (1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers (L) "Escrow Items" means those items that are described in Section 3 (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (1) damage to, or destruction of, the Property, (a) condemnation or other taking of all or any part of the Property, (m) conveyance in lieu of condemnation, or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (0 principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U S C Section 2601 et seq ) and its implementing regulation, Regulation X (24 C F R Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter As used in this Security Instrument, "RESPA" refers to ail requirements and Initials -6(WA) (0012) page 2 of 15 Farm 3049 1101 CVWA 06/23/04 5 42 PM 6931554023 20040625002233.OM restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note andlor this Security Instrument TRANSFER OF RIGHTS IN THE PROPERTY Tlus Security Instrument secures to Lender (1) the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (ii ) the performance of Borrower's covenants and agreements under this Security Instrument and the Note For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of KING [Type of Recording Jurisdietionl [Name of Recording Jurisdictioa] LOT 2, SHORT PLAT NIJMBE=R 482007 , ACCORDING TO THE SHORT ECLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF KING COUNTY, WASHINGTON Parcel ID Number 322305903807 which currently has the address of 11328 SOUTHEAST 192ND STREET [Street] RENTON [csty) , Washington 98055 1 Zi Code] ("Property Address") F TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record, THIS SECURITY INSTRUMENT combines uniform covenants for national use and non?uniform covenants with limited variations by ,jurisdiction to constitute a uniform security instrument covering real property UNIFORM COVENANTS Borrower and Lender covenant and agree as follows- 1 Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the -6(WA) (Q012) Iaitials Page 3 of 15 -Form 3048 t101 CVWA 06/23/04 5 42 PM 6931554023 20040625002233.004 Note and any prepayment charges and late charges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity, or (d) Electronic Funds Transfer Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplisd funds Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument 2 Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority (a) interest due under the Note, (b) principal due under the Note, (0) amounts due under Section 3 Such payments shall be applied to each Periodic Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Secunty Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If more than one, Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3 Funds for Escrow Items Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid is full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property, (b) leasehold payments or ground rents on the Property, if any, (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10 These items are called "Escrow Items' At origination or at any time during the Initials -6(WA) (4(112) Page 4 of 15 ` Form 3049 1101 CVWA 06/23/04 5 42 Phil 6991554023 20040625002233.M term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an .Escrow Item Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Bscrow Items Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any such, waiver may only be in writing In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9 If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank Lender sha11 apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Rinds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Leader shall not be required to pay Borrower any interest or earnings on the Funds Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA If there is a shortage of Fiends held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments Upon payment in full of all suds secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender 4 Charges, Liens Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dices, Fees, and Assessments, if any To the extent that these items are Escrow Items, Borrower shall pay there in the manner provided in Section 3 Initials k, 40 6(WA) (0012) Page 5 of 15 Form 3048 1101 CUWA 05/23/04 5 42 PM 6931554023 200406255002233.006 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement, (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Tender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security instrument If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4 Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting service used by Lender in connection with this Loan 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender requires pursuant to the preceding sentences can change during the term of the Loan The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's fight to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either (a) a one-time charge for flood zone determination, certification and tracking services, or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense Lender is under no obligation to purchase any particular type or amount of coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee andlor as an additional loss payee Lender shall have the right to hold the policies and renewal certificates If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee andlor as an additional loss payee In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender Lender may make proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was Inttiah 9 k 6(WA) (0012) Page 6 of 15 Form 3048 1I0) CVWA 06/23/04 5 42 PM 5937554023 20040625002233.007 required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such insurance proceeds shall be applied in the order provided for in Section 2 If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim The 3G-day period will begin when the notice is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due 6. Occupancy Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control 7 Preservation, Maintenance and Protection of the Property, Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section S that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration Lender or its agent may make reasonable entries upon and inspections of the Property If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause imit141S S JJ (-6(WA) (0012) Page 7 of 15 t Form 3048 1101 cVWA 06/23/04 5 42 PEE 8931554022 20040625002233 OW 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence 9 Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a hen which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property Lender's actions can include, but are not limited to (a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appeanng in court, and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding Securing the Property includes, but is not limited to, entering the Property to make repairs, change Iocks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Tender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance If Lender required Mortgage Insurance as a condition of making the Loan and Initials _s /� -6(WA) (0012) Page 8 of 15 fForm 3048 1101 CVWA 06/23104 5 42 PM 6931554023 20040625002233.009 )Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums rewired to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tune to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums) As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund (b) Any such agreements will not affect the rights Borrower has - it any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination It. Assignment of Miscellaneous Proceeds, Forfeiture All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such Miscellaneous Proceeds shall be applied in the order provided for in Sectson 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair 6(WA) ((i01Z} Initials T S k Page 9 of 15 Fdrm 3043 1101 CVWA 06/23/54 5 42 PIN 6931554022 20040625002233.010 market value of the Property immediately before the partial taking, destruction, or loss in value Any balance shall be paid to Borrower In the event of a partial taping, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial tatting, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due, "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's Judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, Precludes forfeiture of the Property or other material impairment of Lender's interest in the roperty or rights under this Security Instrument The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be appplied in the order provided for in Section 2 12 Borrower Not Released, Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy 13. Joint and Several Liability, Co-signers; Successors and Assigns Bound Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several However, any Borrower who co-signs this Security Instrument but does not execute the Note (a "co-signer") (a) is cosigning this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument, (b) is not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender 14, Loan Charges Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not Iimited to, attorneys' fees, Property ins action and valuation fees In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law Initials� S (-6(WA) (0012) page 10 of 15 Itorm 3048 1181 CVWA 06/23/04 5 42 PM 6431554023 20040625002233.011 If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan char es collected or to be collected in connection with the Loan exceed the permitted limits, then (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge whether or not a prepayment charge is provided for under the Note) Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overchar 15. &otices All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender Borrower shall promptly notify Lender of Borrower's change of address If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure There may be only one designated notice address under this Security instrument at any one time Any notice to Lender shall be given by delivering it or by mailin& it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument 16. Governing Law, Severability, Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision As used in this Security Instrument, (a) words of the masculine ender shall mean and include corresponding neuter words or words of the feminine gender, (b} words in the singular shall mean and include the plural and vice versa, and (a) the word "may" gives sole discretion without any obligation to take any action 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a orchaser If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law If Lender exercises this option, Lender shall give Borrower notice of acceleration The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower d-OWA) (0012) f is Inriials _ ft k" Page 11 oForm 3048 IADI CVWA o5/23/04 5 42 PM 6931554023 20040625002233:01 19 Borrower's Right to Reinstate After Acceleration If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any ttrne prior to the earliest of (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument, (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate, or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred, (b) cut'es any default of any other covenants or agreements, W pays all expenses incurred in enforcing this Security Instrument, includin , but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, and (d) takes such action as Lender in,ay reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashiers check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity, or (d) Electronic Punds Transfer Upon reinstatement by Borrower, tuts Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred However, this right to reinstate shall not apply in the case of acceleration under Section 18 20. Sale of Note Change of Loan Servicer, Notice of Grievance The Note or a partial interest in the Note (toBther with this Security Instrument) can be sold one or more times without prior notice to orrower A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section I8 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21 Hazardous Substances As used in this Section 21 (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Pnvtronmentaf Law and the followin substances gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection, (c) "EnvironmentalCleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property initials �� al (OOI2) —V Page 12 of 15 Form 3048 1ffi# CVWA 06/23/04 5 42 PM 6931554023 20040625002233-.M Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an EnvirocimentaI Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products) Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or $nvironmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law Nothing herein shall create any obligation on Lender for an Environmental Cleanup NON -UNIFORM COVENANT'S Borrower and Lender further covenant and agree as follows 22 Acceleration, Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify (a) the default, (b) the action required to cure the default, (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured, and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the property at public auction at a date not less than 120 days in the future The notice shall further inform Borrower of the right to reinstate after acceleration, the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale, and any other matters required to be included in the notice by Applicable Law. If the default is not cured on or before the date specified in the notice, Lender at its o� ption, may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and/or any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence, If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election to cause the Property to be sold. Trustee and Lender shall take such action regarding notice of sale and shall give such notices to Borrower and to other persons as Applicable Law may require. After the time required by Applicable Law and after publication of the notice of sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of the Property for a period or periods permitted by Applicable Law by public announcement at the time and place fixed in the notice of sale. Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or warranty, expressed or implied The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein Trustee shall apply the proceeds of the sale in the following order- (a) to all expenses of the sale, includingg, but not limited to, reasonable Trustee's and attorneys' fees, (b) to all sums secured by this Security Instrument, and (c) any excess to the person or persons legally entitled to it or to the clerk of the superior court of the county in which the sale took place. Initials _ k (Ck-O WA) (0012) Page 13 of 15 "Form 3048 110I cVWA 06/23104 5 42 PM 6931554023 20040Mi10223'r 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs and the Trustee's fee for preparing the reconveyance 24_ Substitute Trustee. In accordance with Applicable Law, Lender may from time to time appoint a successor trustee to any Trustee appointed hereunder who has ceased to act Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law 25. Use of Property. The Property is not used principally for agricultural purposes 26. Attorneys' Fees Lender shall be entitled to recover its reasonable attorneys' fees and costs in any action or proceeding to construe or enforce any term of this Security Instrument The term "attorneys' fees," whenever used in this Security Instrument, shall include without ]imitation attorneys' fees incurred by Lender in any bankruptcy proceeding or on appeal, ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it witnesses _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower -OWA) (0012) CYWA 06/23/04 5 42 PM 6921554023 c,..J' "..+ c (seal) GUROEY SINGH -Borrower Si -t(- �` _ _ (Seal) SURJIF KAUR _ -Borrower Page 14 of 15 _ (Seal) Borrower _ (Seal) Borrower _ (Seal) -Borrower Form 3049 110I 20040625002233 M STATE OF WASMNGTGN County of King On this day personally appeared before me GURDEV SINGH and SURJIT KAIR I SS. to me known to be the individual(s) described in and who executed the within and foregoing instrument, and acknowledged that hufe sh igned the same as hislher�ree and voluntary act and deed, for the uses and purposes therein mentione., GIVEN under my hand and official seal this A day of Juries 2004 -b(WA) (0012) CVWA 06123104 5 42 PM M1554023 �t Notary Public in and for the State Of Washington, residing at King County Marsha M. Boyd My Appointment Expires on 3_29-2006 Page 15 of 15 Initials_ Porz 30481/01 20040825002233 0?6 LOAN 4 6931554023 ADJUSTABLE RATE RIDER THIS ADJUSTABLE RATE RIDER is made this 23RD day of JUNE , 2004 r and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the. "Note") to BANK OF AMERICA, N A (the "Lender") of the same date and covering the Property described in the Security Instrument and located at 11328 SOUTHEAST 192ND STREET, RENTON , WA 98055 [Property Address] THIS NOTE CONTAINS PROVISIONS ALLOWING, FOR CHANGES IN MY INTEREST RATE AND MY MONTHLY PAYMENT, INCREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS. DECREASES IN THE INTEREST BATE WILL RESULT IN LOWER PAYMENTS. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows A. INTEREST RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial interest rate of 5 750 %. The Note provides for changes in the interest rate and the monthly payments, as follows. 4 INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Change Dates The interest rate I will pay may change on the F I RST day of JULY , 2009 , and on that day every 12TH month thereafter Each date on which my interest rate could change is called a "Change Date" (H) The Index Beginning with the first Change Date, my interest rate will be based on an Index The "Index" is MULTISTATE ADJUSTABLE RATE RIDER -- Srngla Family Paso 1 of 6 BS89OR 10fo110a VMP MORTGAGE FORMS - JSCG1521-7291 MGNR 06/23/04 5 42 PM 6931554023 20040625002233.M THE ONE-YEAR LOVOON INTERBANK OFFERED RATE ('LIBOR") WHICH IS THE AVERAGE OF INTERBANK OFFERED RATES FOR ONE-YEAR U S DOLLAR -DENOMINATED DEPOSITS IN THE LONDON MARKET, AS PUBLISHED IN THE WALL STREET JOURNAL THE MOST RECENT INDEX FIGURE AVAILABLE AS OF THE DATE 45 DAYS BEFORE EACH CHANGE DATE IS CALLED THE `CURRENT INDEX " 11 the Index is no longer available, the Note Holder will choose a new Index that is based upon comparable information The Note Holder will give me notice of this choice. (C) Calculation of Changes Before each Change Date, the Note Holder will calculate my new interest rate by adding TWO AND ONE --QUARTER percentage points ( 2 250 %) to the Current Index The Note Holder will then round the result of this addition to the F-1 Nearest ® Next Highest Next Lowest OIUE—EIGHTH OF ONE PERCENTAGE POINT ( 0 125 %) Subject to the limits stated in Section 4(D) below, this rounded amount will be my new interest rate until the next Change Date The Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal I am expected to owe at the Change Date in full on the maturity date at my new interest rate in substantially equal payments The result of this calculation will be the new amount of my monthly payment Interest -Only Period The "Interest -only Period" is the period from the date of this Note through JUEY 01 , 2009 For the interest -only period, after calculating my new interest rate as provided above, the Note Holder will then determine the amount of the monthly payment that would be sufficient to pay the interest which accrues on the unpaid principal of my loan. The result of this calculation will be the new amount of my monthly payment The "Amortization Period" is the period after the interest -only period For the amortization period, after calculating my new interest rate as provided above, the Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal that I am expected to owe at the Change Date in full on the Maturity Date at my new interest rate in substantially equal payments The result of this calculation will be the new amount of my monthly payment 13S899R to101)03 Psgo 2 of 8 MGM 06/23/04 5 42 PM SS31554023 20040 (D) Limits on Interest Rate Changes (Please check appropriate boxes; if no bog is checked, there will be no rrmaxlmum limit on than es (1) There will be no maximum limit on interest rate changes (2) The interest rate I am required to pay at the first Change Date will not be greater than % or less than % (3) My interest rate will never be increased or decreased on any single Change Date by more than percentage points ( %) from the rate of interest I have been paying for the preceding period ® (4) My interest rate will never be greater than 10 760 %, which is called the "Maximum Rate " (5) which is interest rate will never be less than %, whiis called the "Minimum Rate " (6) My interest rate will never be less than the initial interest rate (7) The interest rate I am required to pay at the first Change Date will not be greater than 10 750 % or less than 2 250 % Thereafter, my interest rate will never be increased or decreased on any single Change Date by more than TWO percentage points { 2 000 %) from the rate of interest I have been paying for the preceding period (B) Effective Date of Changes My new interest rate will become effective on each Change Date I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. (F) Notice of Changes The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount of my monthly payment before the effective date of any change The notice will include information required by law to be given to me and also the title and telephone number of a person who will answer anp question I may have regarding the notice. BS899R ioiovo3 P{ya 3 Of 8 MCNR 06/23/04 5 42 PM 6931554023 20040626002233.019 B TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 18 of the Security Instrument is amended to read as follows (1) WHEN MY INITIAL FIXED INTEREST RATE CHANGES To AN ADJUSTABLE INTEREST RATE UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 18 OF THE SECURITY INSTRUMENT DESCRIBED IN SECTION B(21 BELOW SHALL THEN CEASE TO BE IN EFFECT, AND UNfFDFW COVENANT 18 OF THE SECURITY INSTRUMENT SHALL INSTEAD BE DESCRIBED AS FOLLOWS Transfer of the Property or a Beneficial Interest in Borrower As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of the title by Borrower at a future date to a purchaser If all or any part of the Property or any Interest in the Property is sold or transferred (or if a Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law Lender also shall not exercise this option if (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were being made to the transferee, and (b) bender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in this Security Instrum ent is acceptable to Lender To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption Lender also may require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing SS899R co1ovaa P,a, 4 of 6 MGNR 46/23/D4 5 42 PM 6931554023 rll►+r. rr If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower (2) UNTIL MY INITIAL FIXED INTEREST RATE CHANGES TO AN ADJUSTABLE INTEREST RATE UNDER THE 7EPMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 18 OF THE SECURITY INSTRUMENT SHALL READ AS FOLLOWS TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER AS USED IN THIS SECTION 18, "INTEREST IN THE PROPERTY" MEANS ANY LEGAL OR BENEFICIAL INTEREST IN THE PROPERTY, INCLUDING, BUT NOT LIMITED T0, THOSE BENEFICIAL INTERESTS TRANSFERRED IN A BOND FOR DEED, CONTRACT FOR DEED, INSTALLMENT SALES CONTRACT OR ESCROW AGREEMENT, THE INTENT OF WHICH IS THE TRANSFER OF TITLE BY BORROWER AT A FUTURE DATE TO A PURCHASER IF ALL OR ANY PART OF THE PROPERTY OR ANY INTEREST IN THE PROPERTY IS SOLD OR TRANSFERRED (OR IF BORROWER IS NOT A NATURAL PERSON AND A BENEFICIAL INTEREST IN BORROWER IS SOLD OR TRANSFERRED) WITHOUT LENDER'S PRIOR WRITTEN CONSENT, LENDER MAY REQUIRE IMVIEDIATE PAYMENT IN FULL OF ALL SUMS SECURED BY THIS SECURITY INSTRUMENT HOWEVER, THIS OPTION SHALL NOT BE EXERCISED BY LENDER IF EXERCISE IS PROHIBITED BY APPLICABLE LAW IF LENDER EXERCISES THIS OPTION, LENDER SHALL GIVE BORROWER NOTICE OF ACCELERATION THE NOTICE SHALL PROVIDE A PERIOD OF NOT LESS THAN 30 DAYS FROM THE DATE THE NOTICE IS ttVEN IN ACCORDANCE WITH SECTION 15 WITHIN WHICII BORROWER MUST PAY ALL SLAMS SECURED BY THIS SECURITY INSTRUMENT IF BORROWER FAILS TO PAY THESE SUMS PRIOR TO THE EXPIRATION OF THIS PERIOD, LENDER MAY INVOKE ANY REMEDIES PERMITTED BY THIS SECURITY INSTRUMENT WITHOUT FURTHER NOTICE OR DEMAND ON BORROWER BS899FI to io a oa Pa®. 6 of 0 MGNR 06/23/04 5 42 PM 6931554023 BY SIG]VING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider GURDEV 5INGH Jr^' �~.--ti — _ _ (Seal) -Borrower (Seal) SURJ I T KAUR -Borrower _ (Seal) -Bof rower (Seal) -Burrower _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower BS899H (oio1)oa P-90 g of 6 WNR 06/23104 5 42 PM 693ISS4023 20040626002234.001 Return To LOAN # 6081529312 "- —..1 r i , 14„ FL9-700-01-01 JACKSONVILLE POST CLOSING BANK OF AMERICA 9000 SOUTHSIDE BLVD BLDG 700, FILE RECEIPT DEPT JACKSONVILLE, FL 32256 Assessor's Parcel or Account Number 322305903807 Abbre ated Legal Description llnclude lot, block and plat or section, township and range] ull legal description located on page Trustee- PRLAP , I NC �)EE dvo LI C1'LI UIIA€�T TITLE [Space Above This Line For Retarding Data] THREE DEED OF TRUST LOAN 11 11081529312 THE PRIORITY OF THE LIEN CREATED BY THIS DEED OF TRUST SHALL BE SUBORDINATE AND INFERIOR TO THE LIEN CREATED BY A DEED OF TRUST COVERING THE PROPERTY MADE AMONG BDRROWER, TRUSTEE AND LENDER OF EVEN DATE HEREWITH AND RECORDED CONCURRENTLY IN REAL PROPERTY RECORDS DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21 Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated JUNE 23, 2004 together with all Riders to this document. (B) "Borrower" is 6 Ord a/Ld tor GURDEV SINGH AND SURJIT KAUR r Borrower is the trustor under this Security Instrument. (C) "Lender" is BANK OF AMER I CA , N A WASHINGTON-Single Pamsly-Pan nte Mae/Freddie Mac UNIFORM INSTRUMENT Form 3048 1101 (ZV{WAk (0012) VMP MORTGAGE FOR3vlS - (800)521-7291 CVWA 06/23/04 5 43 PM 6081529312 �f 1111IN1111111111111111 20D40625002234.002 Lender isa NATIONAL BANKING ASSOCIATION organized and existing under the laves of THE UN I TED STATES OF AMER I CA Lender's address is 300 ELL I NWOOD WAY, SU I TE 201, PLEASANT H I ILL, CA 945230000 Lender is the beneficiary under this Security Instrument (D) "Trustee" is PRLAP, INC (E) "Note" means the promissory note signed by Borrower and dated JUNE 23, 2004 The Note states that Borrower owes Lender FORTY F I VE THOUSAND AND 001100 Dollars (US. $ 45,000 00 } plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JULY 01, 2019 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following Riders are to be executed by Borrower [check box as applicable] Adjustable Rate Rider Condominium Rider Second Home Rider Balloon Rider Q Planned Unit Development Rider I-4 Family Rider VA Rider 0 Biweekly Payment Rider Others) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-�appealable judicial opinions M "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization, (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but is not limited to, point-ol-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers (L) "Escrow Items" means those items that are described in Section 3 (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid cinder the coverages described in Section 5) for. (i) damage to, or destruction of, the Property; (u) condemnation or other taking of all or any part of the Property, (iii) conveyance in lieu of condemnation, or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (A) any amounts under Section 3 of this Security Instrument (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U S.0 Section 2601 et seq ) and its implementing regulation, Regulation X (24 C F.R Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter As used in this Security Instrument, "RESPA" refers to all requirements and Iartials 4s S k -6{WA1 (0012) Page of 15 Farm 3048 1101 CVWA 06/23/04 5 43 FM $061529312 20040625002234.003 restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender. (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (n) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower Irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of KING [Type of Recording jurisdiction] (Name of Recording Juri&&ruDn1 LOT 2, SHORT PLAT NUMBER 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NUMBER 8303080870, RECORDS OF ICING COUNTY, WASHINGTON Parcel ID Number 322305903807 which currently has the address of 11328 SOUTHEAST 192ND STREET [Street] RENTON nty] , Washington 98055 [Zip Code] ("Property Address") TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform covenants with Ifmited variations by jurisdiction to constitute a uniform security instrument covering real property UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Itutials 4�z� S_ k (at-6 (W A) (0012) Page 3 of 15 Perm 3048 1101 CVWA 06123/04 5 43 PJA 6081529312 20040626002234.004 Note and any prepayment charges and fate charges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority (a) Interest due under the Note, (b) principal due under the Note, (c) amounts due under Section 3 Such payments shall be applied to each Periodic Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic. Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic payments, such excess may be applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property, (b) Ieasehold payments or ground rents on the Property, if any, (c) premiums for any and all insurance required by Lender under Section 5, and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10 These items are called "Escrow Items" At origination or at any time during the initials � ��K (M"6(WA) (0012) Page 4 of 15 Form 3048 1101 CVWR 06123/04 5 0 PM 6081529312 20040625002234.00E term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Iterns unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow ItemEs for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9 11 Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revolve the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3 Lender may, at any time, collect and Bold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Horne Loan Bank Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA Lender shall not charge Borrower for holding and applying the Finds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits bender to make such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender 4 Charges, Liens Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3 Initials�� {Y ig-b(WA) (0012) Page 5 of 15 Form 3048 ti01 CVWA 06/23104 5 43 PM $087529312 2004O625O4223t.OUE Borrower shall promptly discharge any lien which has priority over this Security instrument unless Borrower (a) agrees in writug to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement, (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security instrument If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4 Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan 5 Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender requires ,pursuant to the preceding sentences can change during the term of the Loan The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either (a) a one-time charge for flood zone determination, certification and tracking services, or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrowers equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices, If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender Lender may rnake proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was Initials 3f L K ("b1WAl (O012) Page 6 of 15 Farm 304X 11O1 CVWA 06/23l04 5 43 PM 6081529312 20040625002234.007 required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Fender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such insurance proceeds shall be applied in the order provided for in Section 2 If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then bender may negotiate and settle the claim The 30-day period will begin when the notice is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to bender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due 6. Occupancy Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrowers control. 7. Preservation, Maintenance and Protection of the Property, Inspections Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall pfonnptly repair the Property if damaged to avoid further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause 6(WA) (Oo12} Initials � S F[ Page 7 of 15 tRDirm 3048 1101 CVWA 06/23/04 5 43 FV 60$1528312 20040625002234-.M 8 Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence 9 Protection of bender's Interest m the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attars, priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property Lender's actions can include, but are not limited to (a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appearing in court, and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so It is agreed that Lender incurs no liability for not taking; any or all actions authorized under this Section 9 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the foe title shall not merge unless bender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance If Lender required Mortgage Insurance as a condition of making the Loan and Initials >� - S K d-b(WA) (0012) Page a of 15 Form 3049 1101 CV►4A 06/23/04 5 43 PM 6081529312 20040625002234.009 Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintainMortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay 'interest at the rate provided in the Note Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums) As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance " Further - (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time, of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds, Forfeiture All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2 in the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or, greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair Initials \ S t( -OWA) (0012) Page 9 of 15 Form 3048 1101 CVWA 06/28104 5 43 PIA 6051529312 market value of the Property immediately before the partial taking, destruction, or loss in value Any balance shall be paid to Borrower In the event of a partial taking, destruction, or loss in valuc of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount o the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Leader otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due "Opposing Party" means the Hurd party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, preclopudes forfeiture of the Property or other material impairment of Lender's interest in the Prerty or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender All Miscellaneous Proceeds that are not ap lied to restoration. or repair of the Property shall be appplied in the order provided for in Section F 12 Borrower Not Released, Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by bender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance bg Lender in exercisin any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy 13. Joint and Several Liability, Co-signers, Successors and Assigns Bound Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several However, a Borrower who co-signs this Security Instrument but does not execute the Note (a "co-signer") (a) is cosi this Security Instrument only to mortgage, grant and convey the co-signer's interest in the roperty under the terms of this Security Instrument, (b) is not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and alp other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writinp�, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender 14. Loan Charges bender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law Initials S' (-6('WA) (0012) page 10 of 15 t Form 3048 1101 CWA 0612a/04 5 43 PM 606152$372 If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan char es collected or to be collected in connection with the Loan exceed the permitted limits, then (a� any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note) Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge 15, overcharge All notices given by Borrower or Lender in connection with this Security Instrument must be in writing Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure There may be only one designated notice address under this Security Instrument at any one time Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower Any notice in connection with this Security instrument shall not be deemed to have been given to Lender until actually received by Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument 16 Governing Law, Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the Jurisdiction in which the Property is located All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract In the event that any provision, or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision As used in this Security Instrument (a) words of the masculine ender shall mean and include corresponding neuter words or words of the feitiinine gender, (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument 18 Transfer of the Property or a Beneficial Interest in Borrower As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural. person and a beneficial interest in Borrower is sold or transferred) without Lender's pprior written consent, Leader may require immediate payment in full of all sums secured by ttYis Security Instrument However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law If Lender exercises this option, Lender skull give Borrower notice of acceleration The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower Initials , q ' '6{WA) (Oai21 Page 11 of 15 Form 3048 1101 CVWA 06/23/04 5 43 PM 6081529312 20 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a Judgment enforcing this Security Instrument Those conditions are that Borrower- (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements, (e) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity, or (d) Electronic Fonds Transfer Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred However, this right to reinstate shall not apply in the case of acceleration under Section 18 20 Sale of Note Change of Loan Servicer, Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to whtoh payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser Neither Borrower nor Lender may commence, loin, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20 21 Haaardous Substances. As used in this Section 21 (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances, gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and Iaws of the jurisdiction where the Property is located that relate to health, safety or environmental protection, (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law, and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property Initials k -6(WA) (0012) Page 12 of 15 Form 3048 1/01 CVWR D6123104 5 43 PM $081529312 Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are Penerally recognized to be appropriate to normal residential uses and to maintenance of the roperty (including, but not limited to, hazardous substances in consumer products) Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup NON-aUNIPORM COVENANTS Borrower and Lender further covenant and agree as follows 22 Acceleration, Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section IS unless Applicable Law provides otherwise). The notice shall specify (a) the default, (b) the action required to cure the default, (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured, and (d) that failure to cure the default on or before the date specified in the notice may result m acceleration of the sums secured by this Security Instrument and sale of the Property at public auction at a date not less than 120 days in the future The notice shall further inform Borrower of the right to reinstate after acceleration, the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale, and any other matters required to be included in the notice by Applicable Law If the default is not cured on or before the date specified in the notice, Lender at its option, may require immediate payment in full of all sums secured by this Security Xastrument without further demand and may invoke the power of sale and/or any other remedies permitted by Applicable Law, Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided to this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of an event of default and of Lender's election to cause the Property to be sold Trustee and Lender shall take such action regarding notice of sale and shall give such notices to Borrower and to other persons as Applicable Law may require. After the time required by Applicable Law and after publication of the notice of sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale m one or more parcels and in any order Trustee determines. Trustee may postpone sale of the Property for a period or periods permitted by Applicable Law by public announcement at the time and place fixed in the notice of sale. Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or warranty, expressed or implied. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements ,made therein. Trustee shall apply the proceeds of the sale in the following order- (a) to all expenses of the sale, including, but not limited to, reasonable Trustee's and attorneys' fees, (b) to all sums secured by this Security Instrument,, and (c) any excess to the person or persons legally entitled to it or to the cleric of the superior court of the county in which the sale took place. b{WA) (0012) Initials � � - Page 13 of 15 Form 3048 1101 li WA 06/23/04 5 43 PW 6081529312 23 Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shally any mordation casts and the Trustee's fee for preparing the reconveyance R. Substitute Trustee. In accordance with Applicable Law, Lender may from time to time appoint a successor trustee to any Trustee appointed hereunder who has ceased to act Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law 25 Use of Property. The Property is not used principally for agricultural purposes 26 Attorneys' Fees. Lender shall be entitled to recover its reasonable attorneys' fees and costs in any action or proceeding to construe or enforce any term of this Security Instrument The term "attorneys' fees," whenever used in this Security Instrument, shall include without limitation attorneys' fees incurred by Lender in any bankruptcy proceeding or on appeal ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and ,recorded with it Witnesses _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower B(WA) (0012) CVWA 05123/04 5 43 PM 6081529312 (Seal) GUADEV SINGH -Borrower G±LA i � ^_ (Seal) SURJ I T KAUR -Borrower Page 14 of 15 _ (Seal) -Borrower _ (Seal) -Borrower _ (Seal) -Borrower Fax'm 3048 1101 5 STATE OF WASHINGTON County of King ss On this day personally appeared before me GURDEV SINGH and SURJIT KAUR to me known to be the individual(s) described in and who executed the within and foregoing instrument, and acknowledged that helsh te�j signed the same as hislhe e, ee and voluntary act and deed, for the uses and purposes therein mentioned GIVEN under my hand and official seal this A W?t day of June,1 2004 (IML-6(WA) (0012) CVWA 06J23104 5 43 PM 608152QZ12 Notary Public in and for the State of Washington, residing at King County Marsha M. Boyd My Appointment Expires on 3^-29=2006 Initials �, .S Page 15 of 1S gorm 3048 V01 Filed for record at request of (and when recorded return to?; Soon Creek Water and sewer Oiatrict P.O. Box 58039 1461fi s.E. 192nd street Renton, Washington 98058-1039 Dwam"EA 6YTMIOH .-h REIX8V R,E3CMWT Ad'Z ZZI,ZNT :w SODS CRP= WILTLR AHD sw= DISTBSCT V) r ;.Arzeormi acRmteerr Ho. 162 Datrd __May__ 19 J1 Water X Sewer r+ Resolution Igo.-- Toramination date February 12. 2007 TBIs YcmzZKE r made and entered into by and between soon creek water and sewer District, a Washington municipal corporation, herelnafter referred to as -the District', and Wilson 2 X Partners Y. or assigns, hereinafter collectively referred to as •owner-. W I T N E 5 5 L T B: W&ER9 9, owner has installed water or sewer mains and/or facilities to provide service to properties within the service area of the District, and the District has accepted a Bill of Sale for much facilities; and WRERSa9, the Board of Cosmiiseioners of the District has by Resolution provided for the execution of agreements for the reimbursement to owners or their assigns from connection charges of a portion of the costs of such facilities from other property owners who aubseq%rnatly connect to or use the facilities who did not contribute to the original cost thereof; and - 1 - • M Latecomer agreement No. 162 ways, the facilities described in Exhibit -A- hereto have been installed by owner, and may be connected to or used by other property owners Pursuant to the Comprehensive Plan of the District; and 1iEMMEAS, the Board of Commissioners has determined which parcels of property would require similar facility improvements if developed as pertitted by the comprehensive Plan of the District, the legal description of such parcels being described in Exhibit -B- hereto. NOW, TMM"ORR, IT IS AGRE2t0i Facilities. That the facilities subject to this Reimbursement Agreement are those described in Exhibit -A- hereto, the contents of which are incorporated herein by this reference as though fully set forth. 2. Reimbursement Area. That the reimbursement area cc which this Reimbursement Agreement is applicable is hereby 'determined to be the area described in Exhibit -9- hereto, the legal description of which is hereby incorporated herein by this reference as though fully set forth. 3. Reimbursement Amount. That owner shall be entitled to rei=bursemenc pursuant hereto in a total amount of 5 156.77,A.54 , leis the I0% administrative charge described hereinbelow, which amci,.,t shall be collected from the reimbursement area at the rates described in Exhibit -B' hereto, which rates of reimbursement are incorporated herein by this referenc-. owner acknowledges that the such reimbursement amount has been determined in accordance with R.C.W. 56.16.030 end/or R.C.W. 57.16,010, as is appropriate to the nature of the facilities. 4. Reimbursement Period. That owner shall be entitled to reimbursement hereto from connection charges collected by the District for a per -,ad of fifteen (15? years from the date of acceptance by the District of a Bill of sale for the facilities described herein. Pursuant hereto, the entitlement of owner to raimbursem*nt shall terminate on the 12th day of February , 2007 5_ Collection After Reimbursement Period. after the date of termi- nation of owner's entitlement to reimbursement, the District shall collect the amounts established herein as connection charges to ensure the: all owners connecting to the Districts facilitisl pay their fair share therefor. In such event, the facilities described herein shall not be considered donated, R the potential for collection by the District, and the obligation for extended maintenance and operation of under-utilized facilities to be considered in the District's development of its General Facilities charges and monthly service charges. } 6. Administrative Charge. That all sums received by the District as connection charges to which this Reimbursement Agreement would be applicable I )t I. L e M Latecomer Agreement No. 162 shall be subject to an administrative charge of twenty percent (201) of the amount collected, which amount shall be deducted by the District upon collection thereof. The parties hereto acknowledge that said amount is a reasonable estimate of the District's actual administrative coats to be '. incurred pursuant hereto, and further acknowledge that such charge is not a part of the construction and contract administration costs of the project. 7. waiver of Reimbursement. That in the event owner, or its assigns waives entitlement to any reimbursement provided for herein, such vaiver will be effective only it executed and delivered to the District prior to the date any connection charge from which reimbursescant is required hereunder is tendered to the District, and prior to the date owner's entitlement to reimbursement hereunder terminates. In. much event, the District shall prepare and record a Release in the King County Auditor's office, releasing from said property all but tan percent (101) of the reimbursement amount, to which amount the District will remain entitled as a connection charge for its reasonable estimated amended costs of the administration Hereof. a. segregations. That the District shall have the right to provide for one segregation of connection charges for each owner of property vithIn the reimbursement area described herein; provided, however, that any such segregation shall result in no segregated parcel with less than 100 feet of frontage. 9. cnforcement by District. That owner agrees that the Districts duty .2 to enforce this Agreement will be limited instance* of actual utilizarEon by .� property owners of the facilities described herein; and further agrees that N any non -utilisation of these facilities resulting from land use decisions of i� other agencies or from a property owners design of a system for service of the properties demcribad herein shall not be subject to reimbursement. The 1 Districts only obligation shall be to enforce its comprehensive Plan as to any such system for providing service, which duty owner acknowledges is owed to the public, and not to owner. Notwithstandinq the foregoing, the District agrees to exercise good faith in the protection of owner's rights hereunder, and further agrees to exercise good faith not to prevent or delay collection of amounts from which owner is entitled to reimbursement beyond the termina- tion date of owner•■ entitlement, as stated herainabove. 10. costs of Rmforcameat. Any costs reasonably incurred by the District y to enforce the terms of this Agreement, including but not limited to reasonable attorney fees and court costs, shall be chargeable to owner, and shall be deducted from connection charges collected by the District from which owner :could be entitled to reimbursement; provided, however, the District and owner may agree to assign to owner the right to enforce collection, which assignment shall be without recourse by owner against the District; and provided further, that owner shall pay to the District the twenty percent (tot) administrative cost provided for hereinabove prior to, and as a condition to any such assignment. - 3 0 Latecomer Agreement No. J12__. 11. Address Notification. owner shall keep District advised of its address during the term of this Agreement for purposes of correspondence, notices or other cwmaunication pertaining hereto. The District shall be required only to utilize the address oq file with the District for any purposes required hereby. Da=ED this S!R!Imy of 1q soOS CREEK SELL= AND I Sys i i STATE Or wxsEINGTONI s■ (District) COLYM or XING ) on this (, day of 19 before m- the undersigned. a Notary Public in dnd for the State of Washington, duly pp commissioned and sworn, personally appeared- �n (Meg ( and _ j?fZdk B019r.1 L , to me known to be the President and seeratery, respectively, of soos Creek Prater and 5exer District, the municipal corpo- ration that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath stated that they are authorized to execute maid instrument, and that the seal affixed is the corporate seal of said municipal corporation. wiTNLss my hand and official meal hereto affixed the day and year first above written. �J {� J, S�(�h±d lllcc� NOTARY PphLIC t& sad or the tata of P''+s,�a+Iva4 Washington, remiding at yAo..,N„,,�ifj`��, Hy commission expires r:4��()jAAY '9, - 3 _.V m � _ w= 1 'P� Rb . -a- 0 M Latecomer ngreasemt No. 162 sTATT or WASUrNGTON) ) so (Corporation) COUNTY or ram ) On this _ day .of 19 before me the undersigned. a Notary Public in and tar the State of Washington, duly commissioned Lad sworn, personally appeared and , to me known to be the President and secretary, respectively, of • , the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for th■ uses and purposes therein mentioned, and an oath stated that they are authorized to execute of said instrument, and that the seal affixed is the corporate seal of said corporation. WITNESS my band and official seal hereto affixed the day and ye" first above written. er NOTARY PUBLIC in and for the state of Washington, residing at L7 my Commission expires N C� N D STATE Or WASBINCTON) k sa (Individual) COUNTY OF KING On this day, personally appeared before ma .Twmoe Lt u„Wr,,. and Mate D. Wilgan 0 to we known to he the individual described in and who executed the foregoing instrument and acknowledged the signed the same as voluA&ctdeed, for the uasa and purposes tbarein mentioned, r-zM under my hand and officialof Ma v r 19,. U r the State of t_Tssani�h . 72-29_94 - 5 - EXHIBIT "A" Soos Creek Water & Sewer ❑istrict Sewer Latecomer's No. 162 Plat of Chinquapin Ridge Sewer Base Maps E-3 & F-3 Description of Facilities: 1,831.00 lineal feet of 8-inch sewer main, 458 lineal feet of 6-inch sewer stubs, and 6 Manholes on Southeast 192nd Street from 300 feet East of 108th Avenue Southeast to 610 feet east of 113th Way Southeast !adjoining Tax Lots 145, 662340-0112, 662340.0120, 662340.0129, 662340-0.31, 38, 662340.0115, 662340.0150, 662340-0152, 662340-0141, 662340.0140, 2, 280, 105, 73, and 259). F 04W00031A-LCIO? FNK EXHIBIT "B" SOOS CREEK WATER & SEWER DISTRICT SEWER LATECOMER'S NO. 162 Chinquapin Ridge Base Maps E-3 and F-3 Those portions of the Plat of PANTHER LAKE GARDEN TRACTS as recorded in Volume 9 of Plats. page 25, records of King County, Washington, described as follows: The Southerly 150 feet of the East 94.76 feet of Tract 11; *t AND the Southerly 150 feet of Tract 12; Li AND the Southerly 130 test of the West 154.19 feet, and the North 138 ra feet of the South 150 feet of the East 105 feet of Tract 13; AND that portion of the East 174,64 feet of said Tract 13 1} j Northerly �., of the North line of King County Short Plat No. S90S021 1; a C7 AND Lot 2 of King County Short Plat No. 482007 as recorded under recording No. 8303080870: AND the North 150 feet of Tracts 14 and 15, AND the North 180 feet of that portion of Government Lot No. 1, Section 5, Township 22 North, Range 5 East, W.M., which lies Easterly of the East line of Lot 2 of king County Short Plat No. 681090 as recorded under recording No. 8206150667. LESS county road. All situate in King County, Washington. Latecomer's Rates: S 57.94 per front foot $935.93 per stub r:�a+�ao+tducat��.a 67.a2 - 7r97 G URD.E V SlArGlY SMOR T PLAT RECORDING N0. VOL./PAGE SHORT PLAT NO. KING COUNTY, WASHINGTON NOTE: EXISTING IMPERVIOUS SURFACE ON PROPERTY = 5, 032t SQ. I FOUND 1 2" REBAR W NO CAP ! 0.51' S. & 0.84' W. F PROP. COR. " i FOUND ? 2" RESW Wz NO CAP D.88 S. do 0 43 WI OF PRO . COR. I I I 1 I I I I I I HOUSE I (SCALED) I I I I I I TRr4GT F I I I I LOT A KC 11.A. W. 12OW27 � o o I 'n Q I in I I i I I I I I I I 1 �• ► 0, REC. NO. 9201220877 v , N -- -_-___ ROCKERY mrcr c= =- ® c tod RIM = 500.40 12" ADS E. ; 497.06 12`� S W. = 497.06 FOUND CONCRETE MONUMENT W BRASS DISK IN CASE 32 (S. 114 COR.) 5 SITE BENCHMARK "B" RIM OF SEWER MANHOLE ASPHALT EDGE EL. = 502.97 U.S FEET � �0 0 LOCATED IN THE S.E. 114s, OF THE S.E. 1/4, OF SECTION 32, TOWNSHIP 23 ,NORTH, RANGE 5 EAST., KING COUNTY, WASHINGTON HOUSE (SCALED) N LOT 15 FOUND 1 2" REBAR WZ NO CAP 0.35' N. do 0.44' W. OF PROP, COR. W. m.'v SCALE: 1 inch = 20 FT. GRAPHIC SCALE 20 0 20 Iof =20' PORTION OF: S.E. 1 /4, S.E. 1 /4, SEC. 32, T. 23 NORTH R. 5 EAST, W.M. HOUSE (SCALED) R W1 NO CAP W. OF PROP. COR --------- --------------- BASIS OF BEARINGS: BEARINGS SHOWN HEREON ARE BASED ON THE SOUTH LINE OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., BEING NORTH 88.50136WEST AS SHOWN ON THE PLAT OF CHINQUAPIN RIDGE, RECORDED IN VOLUME 159 OF PLATS, AT PAGES 56-62, RECORDS OF KING COUNTY, WASHINGTON. LEGAL DESCRIPTION: LOT Z, SHORT PLAT NO. 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUNTY, WASHINGTON. NOTES: 1. MONUMENTS LAST VISITED ON 8-4-04. 2. SOME SURROUNDING HOUSES WERE SCALED FROM D. D. E S. WEB SITE. VERTICAL DATUM: NORTH AMERICAN VERTICAL DATUM OF 1988. BENCHMARK KING COUNTY BENCHMARK NO. 5809 FOUND CONCRETE MONUMENT W/ TACK IN LEAD AT SOUTHEAST CORNER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M. ELEVATION = 514.98 U.S. FEET. SITE BENCHMARK: SITE BENCHMARK "A" TOP CENTER BOLT ON FIRE HYDRANT ELEVATION = 510.23 U.S. FEET. SITE BENCHMARK "B" RIM OF SEWER MANHOLE ELEVATION = 502.97 U.S. FEET. CONTOUR INTORVAL. 2.00 U.S. FEET. LEGEND: 0 SET 1/2" REBAR W/ CAP "40016/ 18898" 0 FOUND REBAR AS DESCRIBED ® SANITARY SEINER MANHOLE Ill CATCH BASIN & FIRE HYDRANT �D WATER VALVE ® WATER METER 10 GAS METER EM POWER METER UTILITY POLE dL GUY ANCHOR ® LIGHT POLE ® ELECTRICAL BOX 0 BOLLARD ' DECIDUOUS TREE ---- __�____ �,.,�- CB —W-- BURIED WATERLINE PAINT CURB CUT -�.. - , � .: CURB CUT RIM = 5OZ45---��-- WOOD FENCE o 12" ADS S. = 504.91 W w 7g 12" RCP E.= 504.96 — -- WIRE FENCE w -T-iw w co CB PVC M E= 505.37 7 SITE BENCHMSMRK "A" `'� RIM = 507.80 S 0 U�THEA S T 192ND STREET TO 510� DOLT ON F.H. If ADS N.= 504.54 FOUND CONCRETE MoNUMENT W TACK 1N LEAD IN CASE -- — FEET ; ,r_---- 12" ADS W.= 504.37 S E SEC. COR W � - 655.75 ' - _ �2 33 _ _ N86 '50 '36 "W 2624.84 ' (MEAS.) � -' — — - -- --- — C0 `±--_-----.. -_ ___.��.----- -------------`_ _..._---- ----------_--__- ------'�f--- - -��/ n S69'04'13"E 295.77--_-------- ___-____ ._____________ ..---_----_-_ .__ ' ��. -- 11 SSMH 5 4 so RIM = 512.54 J 8" ASPHALT EDGE PVC E -W, O SSMH so CTR. CHANNEL = 498.14 } s RIM = 502.97 ........_,®_.� --- JQE �� 8" PVC E. --W. CTR. CHANNEL = 489.72 PROJECT NAME: GU FENCE COR. IS 0.8'f W. OF PROP. LINE _S7o ------------- • REC. NO. 9201220877 N • :j.._ - -- --- - -- --• -- -- - -- - - Uramer Northwest Inc. :0urveyors Planners & Engineers 945 N. CENTRAL, STE. #104, KENT, WA 98032 (253)852--4880 (local) 1 —(800)251--0189 (toll free) (253)852--4955 (fax) E—MAIL: cni@cramernw.com SINGH SP CIO RYAN N REATED: Mon Aug 16 08: �...B,:...r off•' og ��'••. �: b• ©- ;o 40016 EXPIRES 07/22/2008 11 PLOT Tue Oct 30 11:58:16 20 INSTRUMENT USED: GEODIMETER 600 AND/OR TRIMBLE 5600DR200+ METHOD: TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332--130--090. INDEXING DATA: S.E. 114, S.E. 114, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. FN BY:KED BY: . Tue., Oct. 30, 2007, 16:25:49 DATE: JOB NO.: Tue., Oct. 30, 2007 2004-139E SCALE: SHEET: 1 inch =20FT. 2OF2 C:\TMode1\Projects\2004\2004-139S.pro APPROVALS: DEPARTMENT OF ASSESSMENTS RECORDING NO. VOL./PAGE q ICJ SHORT PLAT N0. KING COUNTY, WASHINGTON DEDICATION KNOW ALL PEOPLE BY THESE PRESENTS THAT WE, THE UNDERSIGNED OWNERS OF INTEREST IN THE LAND HEREBY SHORT SUBDIVIDED, HEREBY DECLARE THIS SHORT PLAT TO BE THE GRAPHIC REPRESENTATION OF THE SHORT SUBDIVISION MADE HEREBY, AND DO HEREBY DEDICATE TO THE USE OF THE PUBLIC FOREVER ALL STREETS AND AVENUES NOT SHOWN AS PRIVATE HEREON AND DEDICATE THE USE THEREOF FOR ALL PUBLIC PURPOSES NOT INCONSISTENT WITH THE USE THEREOF FOR PUBLIC HIGHWAY PURPOSES, AND ALSO THE RIGHT TO FAKE ALL NECESSARY SLOPES FOR CUTS AND FILLS UPON THE LOTS SHOWN THEREON IN THE ORIGINAL REASONABLE GRADING OF SAID STREETS AND AVENUES, AND FURTHER DEDICATE TO THE USE OF THE PUBLIC ALL THE EASEMENTS AND TRACTS SHOWN ON THIS SHORT PLAT FOR ALL PUBLIC PURPOSES AS INDICATED THEREON, IN- CLUDING BUT NOT LIMITED TO PARKS, OPEN SPACES, UTILITIES AND DRAINAGE UNLESS SUCH EASEMENTS OR TRACTS ARE SPECIFICALLY IDENTIFIED ON THIS SHORT PLAT AS BEING DEDICATED OR CONVEYED TO A PERSON OR ENTITY OTHER THAN THE PUBLIC, IN WHICH CASE WE DO HEREBY DEDICATE SUCH STREETS, EASEMENTS, OR TRACTS TO THE PERSON OR ENTITY IDENTIFIED AND FOR THE PURPOSE STATED. FURTHER, THE UNDERSIGNED OWNERS OF THE LAND HEREBY SHORT SUBDIVIDED WAIVE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS AND ANY PERSON OR ENTITY DERIVING TITLE FROM THE UNDERSIGNED, ANY AND ALL CLAIMS FOR DAMAGES AGAINST KING COUNTY, ITS SUCCESSORS AND ASSIGNS WHICH MAY BE OCCASIONED BY THE ESTABLISHMENT, CONSTRUCTION, OR MAIN- TENANCE OF ROADS AND/OR DRAINAGE SYSTEMS WITHIN THIS SHORT SUBDIVISION OTHER THAN CLAIMS RESULTING FROM INADEQUATE MAINTENANCE BY KING COUNTY. FURTHER, THE UNDERSIGNED OWNERS OF THE LAND HEREBY SHORT SUBDIVIDED AGREE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS TO INDEMNIFY AND HOLD KING COUNTY, ITS SUCCESSORS AND ASSIGNS, HARMLESS FROM ANY DAMAGE, INCLUDING ANY COSTS OF DEFENSE, CLAIMED BY PERSONS WITHIN OR WITHOUT THIS SHORT SUBDIVISION TO HAVE BEEN CAUSED BY ALTERATIONS OF THE GROUND SURFACE, VEGETATION, DRAINAGE, OR SURFACE OR SUB --SURFACE WATER FLOWS WITHIN THIS SHORT SUBDIVISION OR BY ESTABLISHMENT, CON- STRUCTION OR MAINTENANCE OF THE ROADS WITHIN THIS SHORT SUBDIVISION. PROVIDED THIS WAIVER AND INDEMNIFICATION SHALL NOT BE CONSTRUED AS RELEASING KING COUNTY, ITS SUCCESSORS OR ASSIGNS, FROM LIABILITY FOR DAMAGES, INCLUDING THE COST OF DEFENSE, RESULTING IN WHOLE OR IN PART FROM THE NEGLIGENCE OF KING COUNTY, ITS SUCCESSORS, OR ASSIGNS. THIS SUBDIVISION, DEDICATION, WAIVER OF CLAIMS AND AGREEMENT TO HOLD HARMLESS IS MADE WITH THE FREE CONSENT AND IN ACCORDANCE WITH THE DESIRES OF SAID OWNERS. IN WITNESS WHEREOF WE SET OUR HANDS AND SEALS. GURDEV SINGH STATE OF WASHINGTON, COUNTY OF I CERTIFY OR HAVE SATISFACTORY EVIDENCE THAT SIGNED THIS DEDICATION AND ACKNOWLEDGED IT TO BE (HIS/HER) FREE AND VOLUNTARY ACT FOR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. DATED SIGNATURE OF NOTARY PUBLIC PRINTED NAME OF NOTARY PUBLIC MY APPOINTMENT EXPIRES STATE OF WASHINGTON, SS. COUNTY OF DEPARTMENT OF DEVELOPMENT AND ENVIRONMENTAL SERVICES EXAMINED AND APPROVED THIS DAY OF 20 MANAGER, LAND USE SERVICES DIVISION EXAMINED AND APPROVED THIS DAY OF DEVELOPMENT ENGINEER DE VELOPER00 WNER INFORMATION GURDEV SINGH 19100 104TH PL. S.E. RENTON, WA. 96055 425-271-6728 , 20 EXAMINED AND APPROVED THIS DAY OF 1 20 ASSESSOR DEPUTY ASSESSOR ACCOUNT NUMBER 322305 — 9 038 SCALE: N/A PORTION OF: S.E. 1 /4, S.E. 1 /4, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. GURDv-EV SlSINGHS)YORT PLAT LOCATED IN THE S.E. 1/4, OF THE S.E. 1/4, OF SEiCTION 82, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., KING COUNTY, PYASHINGTON N.T.S. R S.E. 192ND ST. VICINITY MAP I CERTIFY OR HAVE SATISFACTORY EVIDENCE THAT SIGNED THIS DEDICATION AND ACKNOWLEDGED IT TO BE (HIS/HER) FREE - AND VOLUNTARY ACT FOR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. D ECEWE DATED � SIGNATURE OF NOV 15 2007 NOTARY pUBI.IC, PRINTED NAME OF �'�' Q NOTARY PUBLIC K.C. D•D• d MY APPOINTMENT EXPIRES � J i >0 RECORDER'S CERTIFICATE .................... FILED FOR RECORD THIS ........... DAY 0F... ,.....#20.......AT...... M IN BOOK .......... OF ............ AT PAGE ......... AT THE REQUEST OF OWEN B. HILLEL, PLS ... ... ..... SURVEYOR'S NAME ........ ... . ... . . . . . . ....... ... . . .... . .. ... . ... .. • ...... . .. ...... . ..... . MGR. SUPT. OF RECORDS SURVEYOR'S CERTIFICATE THIS SHORT PLAT MAP CORRECTLY REPRESENTS A SURVEY MADE BY ME OR UNDER MY DIRECT SUPERVISION IN CONFORMANCE WITH THE REQUIREMENTS OF THE APPROPRIATE STATE AND LOCAL STATUTES IN ------- Oct_ 2007 _____.�__ _ • P.L.S. CERTIFICATE NO. 40016 Inc. B. INSTRUMENT USED: GEODIMETER 600 AND/OR TRIMBLE 5600DR200+ CN �.••SAS ••. •��ipg ••, METHOD: TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332-130-090. Surveyors Planners & Engineers Ob �°�•-. . • • INDEXING DATA. s.E 'A s.E. 114, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. . r • 945 N. CENTRAL, STE. #1 04, KENT, WA 98032 b: 253)852--4880 (local) �•: f DRAWN BY: •'•. 40016 T.E.C. 1- (800)251 —0189 (toil free) , V. � i �� CHECKED BY: (253)852--4955 (fax) E—MIAIL: c�a1C��crcamernwscn EXPIRES 07/22/2005yyyy� 0.�. . P i.14. i'✓Jd vWrJJ J! "CT I�IA1.' GURO / .i �9' u ,� 'A��? i ► G r o ; IfQ,i �1' Q$:50:OrJ i's�� j l; R ! PLO:. o�^ G.t 22 I ; : :f 20V' 'P 07i.� .'. Mon., 4 �'. 2 :� 407, 10:�` 9: ? 5 DATE: Mon., Oct. 22, 2007 SCALE: NIA G: JOB NO.: 2004 —139S SHEET: 1 OF ,;" C4--139.pro APPROVALS: DEPARTMENT OF ASSESSMENTS RECORDING NO. VOL./PAGE �)\ SHORT PLAT N0. J KING COUNTY, WASHINGTON DEDICATION KNOW ALL PEOPLE BY THESE PRESENTS THAT WE, THE UNDERSIGNED OWNERS OF INTEREST IN THE LAND HEREBY SHORT SUBDIVIDED, HEREBY DECLARE THIS SHORT PLAT TO BE THE GRAPHIC REPRESENTATION OF THE SHORT SUBDIVISION MADE HEREBY, AND DO HEREBY DEDICATE TO THE USE OF THE PUBLIC FOREVER ALL STREETS AND AVENUES NOT SHOWN AS PRIVATE HEREON AND DEDICATE THE USE THEREOF FOR ALL PUBLIC PURPOSES NOT INCONSISTENT WITH THE USE THEREOF FOR PUBLIC HIGHWAY PURPOSES, AND ALSO THE RIGHT TO MAKE ALL NECESSARY SLOPES FOR CUTS AND FILLS UPON THE LOTS SHOWN THEREON IN THE ORIGINAL REASONABLE GRADING OF SAID STREETS AND AVENUES, AND FURTHER DEDICATE TO THE USE OF THE PUBLIC ALL THE EASEMENTS AND TRACTS SHOWN ON THIS SHORT PLAT FOR ALL PUBLIC PURPOSES AS INDICATED THEREON, IN— CLUDING BUT NOT LIMITED TO PARKS, OPEN SPACES, UTILITIES AND DRAINAGE UNLESS SUCH EASEMENTS OR TRACTS ARE SPECIFICALLY IDENTIFIED ON THIS SHORT PLAT AS BEING DEDICATED OR CONVEYED TO A PERSON OR ENTITY OTHER THAN THE PUBLIC, IN WHICH CASE WE DO HEREBY DEDICATE SUCH STREETS, EASEMENTS, OR TRACTS TO THE PERSON OR ENTITY IDENTIFIED AND FOR THE PURPOSE STATED. FURTHER, THE UNDERSIGNED OWNERS OF THE LAND HEREBY SHORT SUBDIVIDED WAIVE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS AND ANY PERSON OR ENTITY DERIVING TITLE FROM THE UNDERSIGNED, ANY AND ALL CLAIMS FOR DAMAGES AGAINST KING COUNTY, ITS SUCCESSORS AND ASSIGNS WHICH MAY BE OCCASIONED BY THE ESTABLISHMENT, CONSTRUCTION, OR MAIN- TENANCE OF ROADS AND/OR DRAINAGE SYSTEMS WITHIN THIS SHORT SUBDIVISION OTHER THAN CLAIMS RESULTING FROM INADEQUATE MAINTENANCE BY KING COUNTY. FURTHER, THE UNDERSIGNED OWNERS OF THE LAND HEREBY SHORT SUBDIVIDED AGREE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS TO INDEMNIFY AND HOLD KING COUNTY, ITS SUCCESSORS AND ASSIGNS, HARMLESS FROM ANY DAMAGE, INCLUDING ANY COSTS OF DEFENSE, CLAIMED BY PERSONS WITHIN OR WITHOUT THIS SHORT SUBDIVISION TO HAVE BEEN CAUSED BY ALTERATIONS OF THE GROUND SURFACE, VEGETATION, DRAINAGE, OR SURFACE OR SUB --SURFACE WATER FLOWS WITHIN THIS SHORT SUBDIVISION OR BY ESTABLISHMENT, CON— STRUCTION OR MAINTENANCE OF THE ROADS WITHIN THIS SHORT SUBDIVISION. PROVIDED THIS WAIVER AND INDEMNIFICATION SHALL NOT BE CONSTRUED AS RELEASING KING COUNTY, ITS SUCCESSORS OR ASSIGNS, FROM LIABILITY FOR DAMAGES, INCLUDING THE COST OF DEFENSE, RESULTING IN WHOLE OR IN PART FROM THE NEGLIGENCE OF KING COUNTY, ITS SUCCESSORS, OR ASSIGNS. THIS SUBDIVISION, DEDICATION, WAIVER OF CLAIMS AND AGREEMENT TO HOLD HARMLESS IS MADE WITH THE FREE CONSENT AND IN ACCORDANCE WITH THE DESIRES OF SAID OWNERS. IN WITNESS WHEREOF WE SET OUR HANDS AND SEALS. GURDEV SINGH STATE Of WASHINGTON, SS. COUNTY OF I CERTIFY OR HAVE SATISFACTORY EVIDENCE THAT SIGNED THIS DEDICATION AND ACKNOWLEDGED IT TO BE (HIS/HER) FREE AND VOLUNTARY ACT FOR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. SIGNATURE OF NOTARY PUBLIC PRINTED NAME OF NOTARY PUBLIC MY APPOINTMENT EXPIRES STATE OF WASHINGTON, SS. COUNTY OF I CERTIFY OR HAVE SATISFACTORY EVIDENCE THAT SIGNED THIS DEDICATION AND ACKNOWLEDGED IT TO BE (HIS/HER) FREE AND VOLUNTARY ACT FOR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. DATED SIGNATURE OF NOTARY PUBLIC PRINTED NAME OF NOTARY PUBLIC MY APPOINTMENT EXPIRES _ RECORDER'S CERTIFICATE .................... FILED FOR RECORD THIS ........... DAY 0F......... ,20....... AT ...... M 1N BOOK ...... 6... OF ............ AT PAGE ......... AT THE REQUEST OF OWEN B. HILLE;, PLS SURVEYOR'S NAME DEPARTMENT OF DEVELOPMENT AND ENVIRONMENTAL SERVICES EXAMINED AND APPROVED THIS — DAY OF , 20 MANAGER, LAND USE SERVICES DIVISION EXAMINED AND APPROVED THIS DAY OF , 20 DEVELOPMENT ENGINEER DEVELOPER/OWNER INFORMATION. GURDEV SINGH 19100 104TH PL. S.E. RENTON, WA. 98055 425-271-6728 SURVEYOR'S CERTIFICATE THIS SHORT PLAT MAP CORRECTLY REPRESENTS A SURVEY MADE BY ME OR UNDER MY DIRECT SUPERVISION IN CONFORMANCE WITH THE REQUIREMENTS OF THE APPROPRIATE STATE AND LOCAL STATUTES 1N ----- _ Oct. 2007 _---------- MGR. SUPT. OF RECORDS P.L.S. CERTIFICATE. NO. __. 40016 EXAMINED AND APPROVED THIS DAY OF ASSESSOR DEPUTY ASSESSOR ACCOUNT NUMBER 322305-9038 G URDR V S1JVG1-1 , 20 SCALE: N/A PORTION OF: S.E. 1 /4, S.E. 1 /4, SEC. 321 LOCATED IN THE S.E. 1/4, OF THE S.E. 114, OF S.ij: C TION" 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M.,, KING COUNTY , WA SHING TON Cramfe-x cInc. Surveyors Planners & Engineers 945 N. CENTRAL, STE. #104, KENT, WA 98032 (253)852--4880 (local) 1 •-(800)251--0189 (toll free) (253)852-4955 (fax) E--M AIL: cni@cramern,.co AS* I� O o• ems. 40010 10 "*,*a W.... EXPIRES 07/22/2008 T. 23 NORTH, R. 5 EAST, W.M. .i 4 a 0 S.E. 192ND ST. VICINITY MAP NOVE:�C'HWE, k : D 15 2007 D. INSTRUMENT USED: GEODIMETER 600 AND/Off TRIMBLE 5600DR200+ METHOD: TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332-130-090. INDEXING DATA: S.E. 1A S.E. 114, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. DRAWN BY: DATE: JOB NO.: T.E.C. I Mon., Oct. 22, 2007 1 2004--139S CHECKED BY: SCALE.- O.B.H. N/A LOTTED: Mon., Oct. 22, 2007, 13:59:15 SHEET: 1 OF 2 PROJECT NAME: GURDEV SP C/0 RYAN N CREATED: Mon Aug 16 08:50:00 200411PREV. PLOT. Mon Oct 22 13:16:45 C: SHORT PLAT O, ((T)) KING COUNTY,N WASHINGTON G URDR V SlArGlY SHORT PLA T LOCATED IN THE S.E. 1/4, OF THE S.E. 1/4, OF SECTION 32, TOWNSHIP 23 NORI'F1; RANGE 5 EAST, W.df., KING COUNTY, WASHINGTON HOUSE (SCALED) I I N ! , I LO C3 I � � � HOUSEto 0 rr I tin I o , (SCALED) r � � r I HOUSE I 'n , �,Q\t��b r► I tl \e' P r I �,13;6 LOT 15 , LOT 16 I NOTE: I I r EXISTING IMPERVIOUS SURFACE ON PROPERTY -- 5, 032E SQ. FT. I I r I I ! FOUND 1 2" RESV W NO CAP I � � � FOUND 1 t REBAR W NO CAP � 1 S. do 0.84 W. F PROP. COR I , 0.35' N. do U-44' W. OF PROP. COR. I S88 750 '36'E 161.23 ' �--- r I � 1 FOUND 1 2" REBAR W NO CAP ! 60.62 I 0.88' S & 0.43' W OF PRO . COR• END OF FENCE IS 0.2'1 N. FENCE COR. IS 0.6f N. do I I & 0.5't W. OF PROP. COR 0.2' - E. OF PROP. COR. I I I GARAGE I F.F. = 512. 4t I (TO BE REMOVED) • I LOT 2 I - 5659E SQ. FT. LOT • � + le APRICOT - ., 5659 L SQ. FT. h HOUSE (SCALED) f- L GRAVEL LOT 2 ' K.G.S.P. NO. 482�.J7 TRAGT 1" 1'' N ti \ z 24,1601 W. F7 +� ► i ti f • 1 M � - ! S88 50 36 E 65.14 ,p1 + LOT A S88 `50 '36'E 65.14 ' LO cn h ! ! +u r r 15.00 ' 15.00' r I ac$ + 'SW ' 0'-%"E 30.00' o LOT f I 4709E SQ. FT. ; •; + a LOT 4 w 4720± SQ. FT. r� TRACT A: r r r r PRIVATE ACCESS i ;'.... / r 1624E } = ! , - 18' APPLE I •'�`4g� A 31 02030" Arc=13.68' p — ___ + . r _ ' 12 r � BO.DO ' Z-22N . i 39.40' so REC. N0. 9201220877 _ v , IleN$ d 5B '39'30" R ¢ :r S88 �0 36 E 155.52 _ Arc-25.60 DEDICATION + i 12' TO BE DEDICATED UPON r I $ 1.0 ' -- - -- -- - -- - _ _ _ ROCKERYV�- , 11 179Uf SQ. FT.' �`'' _ RECORDING OF THIS :SHORT PI AT t R; ,.x 1 --- U f • RIM = 500:40 If ADS E. = 497.06 12* S W.= 497.06 FOUND CONCRETE MONUMENT ----------- W7 BRASS DISK IN CASE 32 (S, 1/4 COR•) RECORDING NO, SCALE: 1 inch 20 FT. 20 VOL./PAGE GRAPHIC SCALE 0 20 I"=20' PORTION OF: S.E. 1 /4, S.E. 1 /4, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. BASIS OF BEARINGS: BEARINGS SHOWN HEREON ARE BASED ON THE SOUTH LINE OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., BEING NORTH 88050'36" WEST AS SHOWN ON THE PLAT OF CHINQUAPIN RIDGE, RECORDED IN VOLUME 159 OF PLATS, AT PAGES 56--62, RECORDS OF KING COUNTY, WASHINGTON. LEGAL DESCRIPTION: LOT 2, SHORT PLAT NO. 462007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUNTY, WASHINGTON. NOTES: 1. MONUMENTS [AST VISITED ON 8-4-04. 2. SOME SURROUNDING HOUSES WERE SCALED FROM D. D. E. S. WEB SITE. VERTICAL DATUM: NORTH AMERICAN VERTICAL DATUM OF 1968. BENCHMARK: KING COUNTY BENCHMARK NO. 5809 FOUND CONCRETE MONUMENT W/ TACK IN LEAD AT SOUTHEAST CORNER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M. ELEVATION = 514.98 U.S. FEET. SITE BENCHMARK: SITE BENCHMARK "A" TOP CENTER BOLT ON FIRE HYDRANT ELEVATION = 510.23 U.S. FEET. SITE BENCHMARK "B" RIM OF SEWER MANHOLE ELEVATION = 502.97 U.S. FEET. CONTOUR INTERVAL: 2.00 U.S. FEET. LEGEND: 0 SET 1/2" REBAR W/ CAP "40016/18898" 0 FOUND REBAR AS DESCRIBED SANITARY SEWER MANHOLE ® CATCH BASIN & FIRE HYDRANT �D WATER VALVE 0 WATER METER 18 GAS METER ® POWER METER tl UTILITY POLE GUY ANCHOR ® LIGHT POLE ® ELECTRICAL BOX 0 BOLLARD DECIDUOUS TREE - _-'•" LUKU W/ CB --W--- BURIED WATERLINE PAINT CURB CUT RIM = 5OZ45 an 12' ADS S = 504.91 --f l-- WOOD FENCE W W w g If RCP E.= 504.96 -�E-- WIRE FENCE W r PVC NE = 505.37 f o CB 7 S17E BENCHUARK -A" W `'� RIM = 507.80 SOUTHEAST 192ND S TREE T. TOP CENTER BOLT ON F.H. IfADS N.= 504.54 FOUND CONCRETE MONUMENT W TACK IN -- --- EL = 51 U 23 U S FEET 12" LEAD IN G4SE SITE BENCHMARK V RIM OF SEWER MANHOLE ASPHALT EDGE EL.= 502.97 U.S FEET `ro o �• • � fir' FOUND 1 2" REQAR W ND CAP >< D• 15' N dt 0.47' W, OF PROP. COR -------_ ---------------� cn FENCE COR. IS 0.8f W. OF PROP. LINE 'S7- -- --- -- --_---- ---__ �e)co _ e ' REC. NO. 9201220877 �+ �:•:�.>,. ;--••,---------W---_-� - .. I ---- ADS W.= 504.37 655J5 ` 5 E SEC. COR --_,2 33 L'-! - - - ` - - - _ Y _ - NBB '50 '36 W 2624.84 ' (MEAS.) � _ -- -- _.% 0 S89004'13'E 295.77 __-________________.�__ w_ -__ LL ON SSMH s RIM = 512.54 J 8" PVC E. --W. 0 '- SSMH so ASPHALT EDGE CT R. CHANNEL = RIM 502.97 -.--- -- - 498.14 8" PVC E.-W, CTR CHANNEL = 489.72 PROJECT NAME: GURDEV SINGH SP Surveyors Planners & Engineers 945 N. CENTRAL, STE. # 104, KENT, WA 98032 (253)852-4880 (local) 1--(800)251-0189 (foil free) (253)852-4955 (fax) E—MAIL: cn1@cramernw.<;c o' _r o .• �4p06 ., o b: ;a . .o o• • ` rO.VQIS r J ,rrr•• EXPIRES 07/22/W08 0 RYAN NEA CREATED: Mon Aug 16 08:50:00 2004 11PREV PLOT: Tue Oct 30 11:58:16 INSTRUMENT USED: GEODIMETER 600 AND/OR TRIMBLE 56000R200+ METHOD: TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332-130--090. INDEXING DATA: S.E. 1A S.E. 1/4, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. DRAWN BY: DATE: JOB NO.: T. E, Cr Tue., Oct. 30, 2007 2004 -139S CHECKED BY: SCALE: SHEET: O.B.H. I inch = 20 F1: 2 OF 2 Oct. 30, 2007, 16:25:49 C: TMode! Projects 2004 2004-139S pro APPROVALS: DEPARTMENT OF ASSESSMENTS RECORDING M0. I VOL./PAGE x,LSHORT PLAT No.. " KING COUNTY, WASHINGTON low-ommAn KNOW ALL PEOPLE BY THESE PRESENTS THAT WE, THE UNDERSIGNED OWNERS OF INTEREST IN THE LAND HEREBY SHORT SUBDIVIDED, HEREBY DECLARE THIS SHORT PLAT TO BE TI_IE GRAPHIC REPRESENTATION OF THE SHORT SUBDIVISION MADE HEREBY, AND DO HEREBY DEDICATE TO THE USE OF THE PUBLIC FOREVER ALL STREETS AND AVENUES NOT SHOWN AS PRIVATE IIEREON AND DEDICATE THE USE THEREOF FOR ALL PUBLIC PURPOSES NOT INCONSISTENT WITH THE USE THEREOF FOR PUBLIC HIGHWAY PURPOSES, AND ALSO THE RIGHT TO MAKE ALL NECESSARY SLOPES FOR CUTS AND FILLS UPON THE LOTS SHOWN THEREON IN THE ORIGINAL REASONABLE GRADING OF .SAID STREETS AND AVENUES, AND FURTHER DEDICATE TO THE USE OF THE PUBLIC ALL THE EASEMENTS AND TRACTS SHOWN ON THIS SHORT PLAT FOR ALL PUBLIC PURPOSES AS INDICA'rED THEREON, IN— CLUDING BUT NOT LIMITED TO PARKS, OPEN SPACES, UTILITIES AND DRAINAGE UNLESS SUCH EASEMENTS OR TRACTS ARE SPECIFICALLY IDENTIFIED ON THIS SHORT PLAT AS EYEING DEDICATED OR CONVEYED TO A PERSON OR ENTITY OTHER THAN THE PUBLIC, IN WHICH CASE WE DO HEREBY DEDICATE SUCH STREETS, EASEMENTS, OR TRACTS -r0 THE PERSON OR ENTITY IDENTIFIED AND FOR THE PURPOSE STATED. FURTHER, THE UNDERSIGNED OWNERS OF THE LAND HEREBY SHORT SUBDIVIDED WAIVE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS AND ANY PERSON OR ENTITY DERIVING TITLE FROM THE UNDERSIGNED, ANY AND ALL CLAIMS FOR DAMAGES AGAINST KING COUNTY, ITS SUCCESSORS AND ASSIGNS WHICH MAY BE OCCASIONED BY THE ESTABLISHMENT, CONSTRUCTION, OR MAIN- TENANCE OF ROADS AND/OR DRAINAGE SYSTEMS WITHIN THIS SHORT SUBDIVISION OTHER THAN CLAIMS RESULTING FROM INADEQUATE MAINTENANCE BY KING COUNTY. FURTHER, THE UNDERSIGNED OWNERS OF "rHE LAND HEREBY SNORT SUBDIVIDED AGREE FOR THEMSELVES, THEIR HEIRS AND ASSIGNS TO INDEMNIFY AND HOLD KING COUNTY, ITS SUCCESSORS AND ASSIGNS, HARMLESS FROM ANY DAMAGE, INCLUDING ANY COSTS OF DEFENSE, CLAIMED BY PERSONS WITHIN OR WITHOUT THIS SHORT SUBDIVISION TO HAVE BEEN CAUSED BY ALTERATIONS OF THE GROUND :SURFACE, VEGETATION, DRAINAGE, OR SURFACE OR,SUB-SURFACE WATER FLOWS WITHIN THIS SHORT SUBDIVISION OR BY ESTABLISHMENT, CON— STRUCTION OR MAINTENANCE OF THE ROADS WITHIN THIS SHORT SUBDIVISION. PROVIDED THIS WAIVER AND INDEMNIFICATION SHALL NOT BE CONSTRUED AS RELEASING KING COUNTY, ITS SUCCESSORS OR ASSIGNS, FROM LIABILITY FOR DAMAGES, INCLUDING THE COST Of DEFENSE, RESULTING IN WHOLE OR IN PART FROM THE NEGLIGENCE OF KING COUNTY, ITS SUCCESSORS, OR ASSIGNS. THIS SUBDIVISION, DEDICATION, WAIVER OF CLAIMS AND AGREEMENT TO HOLD IIAR14LE SS IS MADE WITH THE FREE CONSENT AND IN ACCORDANCE WITH THE DESIRES OF SA!D OWNERS, ._. _.IN W17NESS WHEREO� WE SET OUR HANDS AND SEALS. GURDEV SINGH f J ut-12IP 7um aiy?, IJ _BANK OF. AMERICA- STArE OF WASHINGTON, SS. COUNTY OF- r ..._._�_ - -- - CERTIFY 0 HAVE SAIISFAC�ORY EVIDENCE T.IAT __--_ _ SIGNED THIS DEDICAT19f1 AND ACKNOWLEDGED IT TO BE (HIS ,BIER) FREE �.% ) AND VOLUNTARY ACT FOR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. I f DATED SIGNATURE OF NOTARY PUBLIC PRINTED NAME -OF �r f NOTARY PUBLIC,,- r MY APPOINTMENT EXPIRES _ /7 STATE OF WASHINGTON, SS. COUNTY OF ..�....__ !A � - I CERTIFY R A � SATISFACTORY EVIDENCE TLIAT SIGNED THIS DEDICATION ANEY ACKNOWLEDGED IT TO BE (HIS/HER) FREE AND VOLUNTARY ACT FUR THE USES AND PURPOSES MENTIONED IN THE INSTRUMENT. DATED s SIGNATURE�OF I tiA ..., - NOTARY PUBLIC PRINTED NAME OF �;NO-rARY PUBLIC�"��t MY APPOINTMENT EXPIRES wi r-. RECORDER'S CERTIFICATE .................... FILED FOR RECORD THIS ........... DAY 0F......... ,20....... AT ...... M IN BOOK .......... OF ............ AT PAGE ......... AT THE REQUEST OF OWEN B. FiILLEt..P .. SURVEYOR'S NAME • . . . . . . . . . • . . • . . . . MGR. SUPT. OF RECORDS DEPARTMENT OF DEVELOPMENT AND ENVIRONMENTAL SERVICES EXAMINED AND APPROVED THIS �L DAY OF + �r tc DIVISION DIRECTOR LAND USE SERVICES EXAMINED AND APPROVED THIS 2 ? DAY OF I'1 a �� 20 Al4d It)4 1 DEVELOPMENT ENGINEER CITY OF RENTON: DEPARTMENT OF •PEANNR+` NB/P' BLIC WORKS EXAMINED AND APPROVED THIS r DAY OF��' �a ",_04' -fin CITY OF RENTON ADMINISTRATOR, DEPARTMENT OF PUBUC WORKS c)9-��o-s�� D �p-0535 Lel)oHllNoGpTGN,STATE OF S5. COUNTY OF _ EXAMINED AND APPROVED THIS - DAY OF ASSESSOR DEPUTY ASSESSOR 322305�- 9038 ACCOUNT NUMBER ON THIS-151_DAY OF , 20 () , BEFORE ME, THE UNDERSIGNED, A NOTARY PUBLIC IN AND FOR THE STATE OF VASE PG�TOI, DULY COMMISSIONED AND SWORN, PERSONALLY APPEARED D , D �k) fl� TO ME KNOWN TO BE THE OF CORPORATION, THE CORPORATION THAT EXECUTED THE FORGOING INSTRUMENT, AND ACKNLWLEDGED THE SAID INSTRUMENT To BE THE FREE AND VOLUNTARY ACT AND- DEED OF SAID CORPORATION, AND FOR THE USES AND PURPOSES THEREIN MENTIONED, AND, ON OATH STATED THAT THEY WERE AUTHORIZED TO EXECUTE THE SAID INSTRUMENT ;�- AND THAT THE SEAL AFFIXED IS THE CORPORATE SEAL OF SAID CORPORATION. WITNESS MY HAND AND OFFICIAL SEAL HERETO AFFIXED THE DAY AND YEAR FIRST ABOVE. WRITTEN. PRINT NAME . I 18 t! 1 lcvla1 IV-) NOTARY PUBLIC IN AND FOR THE STATE OF WASHINGTON RESIDING AT MY COMMISSION EXPIRES r SURVEYOR'S CERTIFICATE THIS SHORT PLAT MAP CORRECTLY REPRESENTS A SURVEY MADE BY ME OR UNDER MY DIRECT SUPERVISION IN CONFORMANCE WITH THE REQUIREMENTS OF THE APPROPRIATE STATE AND LOCAL STATUTES N _ ........ Auger. 2008 P.L.S. CERTIFICATE NO. 40016 J 34 , '�.✓' V`g� � 54 o o, ,',y.• Tom- ,�"'�� , 2Q SCALE: N/A PORTION OF: S.E. 1 /4-, S.E. 114, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. KINC COUNTY. WASHINGTON CI&AW s p, S.E. 192ND ST, VICINITY MAP .NOTES; ANY FUTURE RESIDENCE TO BE CONSTRUCTED ON THIS SHORT PLAT SHALL BE REQUIRED TO BE CONSTRUCTED WITH A (N.F.P.A.) NATIONAL FIRE PROTECTION ASSOCIATION STANDARD 13D SPRINKLER SYSTEM UNLESS OTHERWISE APPROVED BY KING COUNT y DEPARTMENT OF DEVELOPMENT AND ENVIRONMENTAL SERVICES (D.D.E S.) OR ITS SUCCCSSOR AGENCY. SCHOOL i,vfPACT FEES SHALL BE ADDRESSED AT THE TIME OF BUILDING PERMIT APPLICATION IN ACCORDANCE TO KCC 21A.43. THIS SHOR1 PLAT IS SUBJECT TO KING CCLINTY CODE NO. 14.75, KING COUNTY ROAD MITIGATION PAYMENT SYSTEM (MPS). THE MPS FEES PLUS THE MPS ADMINISTRATIVE FEE SHALL BE PAID AT THE TIME OF BUILDING PERMIT APPLICATION AT THE RATE IN EFFECT AT THAT TIME. TRACT "A" IS A PRIVATE ACCESS TRACT INGRESS, EGRESS, PRIVATE DRAINAGE AND UTILITIES FOR THE BENEFIT OF THE OWNERS OF LOTS 1, 2, 3 AND 4. OWNERSHIP OF LOT 1, 2, 3 AND LOT 4 WITHIN THIS PLAT INCLUDES AN EQUAL AND UNDIVIDED OWNERSHIP INTEREST IN TRACT "A", AND AN EQUAL AND UNDIVIDED RESPONSIBILITY FOR TtIE MAINTENANCE OF FACILITIES WITHIN SAID TRACT. THE STREET TREES REQUIRED PER KCC 21 A. 16 SHALL BE OWNED AND MAINTAINED BY THE ABUTTING LOT OWNERS UNLESS KING COUNTY HAS ADOPTED A MAINTENANCE PROGRAM. SINGLE FAMILY RESIDENCE'S AND OTHER IMPROVEMENTS CONSTRUCTED ON THE LOTS CREATED BY THIS SUBDIVISION MUST IMPLEMENT THE FLOW CONTROL BEST MANAGEMENT PRACTICES STIPULATED IN THE DRAINAGE PLAN DECLARATION OF COVENANTS AND GRANT OF EASEMENT RECORDED FOR EACH LOT. COMPLIANCE WITH THIS STIPULATION MUST BE ADDRESSED IN THE SMALL PROJECT DRAINAGE PLAN SUBMITTED FOR DRAINAGE REVIEW WHEN APPLICATION IS MADE FOR A SINGLE FAMILY RESIDENTIAL BUILDING PERMIT FOR THE LOT, THE HOUSE ADDRESS SYSTEM FOR THIS SHORT PLAT SHALL BE AS FOLLOWS: ADDRESSES SHALL BE ASSIGNED FOR THE NORTH --SOUTH ROADS WITHIN THE RANGE OF N/A TO N/A AND WITHIN THE RANGE OF 11330 TO 11356 FOR THE EAST- WEST ROADS INDIVIDUAL ADDRESSES WILL BE ASSIGNED TO THE PRINCIPAL ENTRANCE OF EACH RESIDENCE OR BUILDING IN ACCORDANCE WITH KING COUNTY CODE 16.08. DIRECT VEHICULAR ACCESS TO AND FROM SE 192ND STREET- FOR LOT 1 AND 4 IS PROHIBITED. ACCESS TO SE 192ND STREET FROM BOTH SHALL BE FROM THE PRIVATE ACCESS TRACT, BUILDING PERMITS APPLICATION SHALL FOR ALL LOTS WITHIN THIS SHORT PLAT SHALL BE REVIEWED FOR COMPLIANCE WITH THE APPROVED SMALL SITE ENGINEERING PLANS AND OTHER DRAINAGE CONTROLS AS REQUIRED BY THE CITY OF RENTON OR THE KING COUNTY SURFACE WATER CONTROL MANUAL, LOTS 1, 2, 3 AND 4 OF THIS SHORT PLAT ARE LIMITED TO 2,200 SQUARE FEET OF IMPERVIOUS SURFACE LOTS T1-IAT DO NO COMPLY ARE SUBJECT TO ADDITIONAL DRAINAGE REVIEW. 1. AGREEMENT AND THE TERMS AND CONDITIONS THEREOF: BETWEEN: SODS CREEK WATER AND SEWER DISTRICT AND: WILSON 2 X PARTNERS RECORDING NUMBER: JULY 29, 1994 PURPOSE. 9407292564 DEVELOPER EXTENSION REIMBURSEMENT AGREEMENT 2. RESTRICTIONS, CONDITIONS, DEDICATIONS, NOTES, EASEMENTS AND PROVISIONS CONTAINED AND/OR DELINEATED ON THE FACE OF THE SHORT PLAT RECORDED UNDER KING COUNTY RECORDING NO. 8303080870. Surveyors Planners & Engineers 945 N. CENTRAL,, STE. #104, KENT, WA 98032 (253)852--4880 (local) 1—(800)251-0189 (toll free) (253)852-4955 (fax) E—MAIL: crii@cramernw.com w vi INSTRUMENT USED: GEODIMETER 600 AND/OR TRIMBLE 5600DR200+ METHOD TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332-130--090. INDEXING DATA: S. E 114, S.E. 114, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. ° . DRAWN BY: Oc�iO G� 1• •��' � g�,v�� •J, E R. CrIECKED eY, a, B. H. Von., Aug. 25, 2008. 15.49- f DATE: JOB NO.: Mon., Aug, 25, 2006 2004 -139S SCALE: SHEET: N/A 1 1 OF 2 NAME. GURDEV SINGH SP CIO RYAN NE: AVICREATED: Mon Aug 16 08.50:00 20 4 f1PR V_ PLOT: )ton Aug 25 15: s 5.54 2W-;tPLO C. \ , n's TM jobs\ 2004---139 FINAL SP. pro SHORT PLAT NO. -0, S0O KING COUNTY, WASHINGTON LMIOq-C /C-5h!PL- 1<1-NG COUNTY, WAShfiING7'ON HOUSE ry + (SCALED) + ----------------- HOUSE �� 1 ('SCALED) � 1 I HOUSE i I ' (h�,C ? pob Je I I LOT 15 ,' � LOT 16 `•� • r I � EXISTING IMPERVIOUS SURFACE ON PROPERTY = 5, 032f SQ. FT. E FOUND 1 r REBAR WZ NOCAPI �� 10. 51 ' S. do 0. 84' W. OF PROP. COR -- —. I FOUND 12" RE&AR W1 ND CAP 1 FOUND 1 /f REBAR iV NO CAP I , - ' " ~ S88 5036 'E 161.23 ' (CAL C D.) 0. 35' N. & 0. 44' W. OF PROP. COR. 0.88, S. & 0.43' W. OF PROP. CUR. r -1 r -, 80.62' 80.62' END OF FENCE IS 0.2' N. I do 0.5' W. OF PROP. COR I [ I LOT 2 1 5, 659 SQ. f7. + I w t I HOUSE (SCALED) f TFIGT 1^ + I i I I I [ I 1 � I � I � I S68 50 36 "E 65.14 ' LOT A 41 "C.L.L.A. i40. 126�;027 I I 1 I I I LOT 1 I 4, 709 SQ. FT. I 1 I I I I ti I f� A 31 '2030" Arc=13.66' / 1 — — — — ` — et RFC. NO. 9201220877 _ — " $� A 5�8 73(��j9f/�3/'�j0 _.- - - - ....... — - _- - - - — - — — - - FOUND CONCRETE MONUMENT r W1 BRASS 615K IN CASE 32 (S 1/4 CUR.) 5 m LUT �:2001 L- �1 L-1L v 15.00 ' , p p TRACT A: PRIVATE ACCESS 1, 624 SQ. FT. RECORDING N0. I VOL./PAGE PORTION OF: ry S.E. 1 /4, S.E. 1 /4, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. I----------- HOUSE t (SCALED) f' q LOT 17 t i t 4---__—_.—__--� FENCE COR. IS 0.6' N. c�C 0. 2' E OF�PR. CDR. FOUND REC W NO CAP I 0.15, N. & 0.47' W. OF PROP. COR ___- --.__-_----_._ i + t [ i 1 LOT 3 ;r ;); 659 SQ. FT. # + [ SHED to I I + 1 LOT 18 1 i + i U PQI --------------------- SW @50 36 -E 5.5.14 � a+ . I n, 1 HOUSE Lu __ . -------------------- LOT 4 o W 4,720 SQ, Fr. ca LQ _Lq w p N 80.00 ' SW 50 36 "E 155.52 ' DEDICATED TO THE PUBLIC FOR ROAD USE PURPOSES UPON RECORDING OF THIS SHORT PLAT 134.00 ' SOUTHEAST 192ND S TREE T N86 '50 '36 -W 2624.84 ' (MEAS.)� 39.40 ' __....----------_ --.-___ _— DEDICATION " 1, 790 SQ. FT. REC. NO. 9201220877 r r I i pec;#- q I �o I 0 I � I ' 1 � me,Cra.. • Surveyors Planners & Engineers low 945 N. CENTRAL, STE. # 104, KENT, WA 98032 (253)852-4880 (local) 1—(800)251 —0189 (tall free) (253)852-4955 (fax) E—MAIL: cni@crarnernw.com BASIS OF BEARINGS: BEARINGS SHOWN HEREON ARE BASED ON THE SOUTH LINE OF THE SOUTHEAST QUARTER OF SECTION 32, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., BEING NORTH 88.50'36WEST AS SHOWN ON THE PLAT OF CHINQUAPIN RIDGE, RECORDED IN VOLUME 159 OF PLATS, AT PAGES 56-62, RECORDS OF KING COUNTY, WASHINGTON. LEGAL DESCRIPTION: (PER STEWART TITLE SUBDIV ION GUARANTEE ORDER NO. 200497497) LOT 2, SHORT PLAT NO. 482007, ACCORDING TO THE SHORT PLAT RECORDED UNDER RECORDING NO. 8303080870, RECORDS OF KING COUNTY, WASHINGTON. (SEE SHEET 1 OF 2 FOR "SUBJECT TO" ITEMS) NOMS: 1. MONUMENTS CAST VISITED ON 8--4---04. 2. SOME SURROUNDING HOUSES WERE SCALED FROM D.D.E.S. WEB SITE. LEGEND SET 112" RERAR AND CAP "CN W 4001.67. O FOUND REBAR AS DESCRIBED -1 WOOD FENCE --* - WIRE FENCE (CALC D.) CALCULATED PER CHINQUAPIN RIDGE a REFERENCE SURVEY & SE 4l R IO 1 BREAKDOWN: A. iiI OWN 1. CHINQUAPIN RIDGE VOL. 159, PGS. 56-62. FOUND CONCRETE k0NUMENT W1 TACK IN LEAD IN CASE S.E. SEC CUR 655.75 (CALC D) --.,�2 33 W Q 5 4 a- J O B. INSTRUMENT USED: GEODIMETER 600 AND/OR TRIM13LE 5600DR200+ .•' 0 ' METHOD: TRAVERSE EXCEEDING REQUIREMENTS OF W.A.C. 332-130-090. u � �y Ya . •�� YYY � 4y7' • ` INDEXING DATA: S.E. 114, S.E. 1/4, SEC. 32, T. 23 NORTH, R. 5 EAST, W.M. :' e DRAWN BY: BA`rE: JOB NO.: J, EI R, Wtd, Aug, 27, 2006 O .•(�`. �r CHECKED BY: SCALE: SHEET: 0. B. H. 1 inch = 20 FT. 2 OF 2 PLOTTED: Wed., Aug. 27, 2008, 8:34:40 C: John's TM jobs 2004-139 FINAL SP. pro ■I PROJECT NAME: GURDEV ,H SP CIO RYAN Ni=AL CREATED: Mon Aug 16 08:50:00 2004 /PREY. PLOT: Mori Aug 25 15:45:54