HomeMy WebLinkAboutL_nygLLA_190408_Titlereport_v1stewart title
CLTA DATE DOWN GUARANTEE ENDORSEMENT 19
ATTACHED TO POLICY NUMBER G-6329-11473
ISSUED BY
STEWART TITLE GUARANTY COMPANY
File No.: 367657
The Company hereby assures the Assured that, subsequent to the date of the Guarantee issued under the above
number, no matters are shown by the records which would affect the assurances in said Guarantee other than the
following:
Deleted Exception No. 10
This Endorsement is made a part of said Guarantee and is subject to the LIABILITY EXCLUSIONS AND LIMITATIONS
contained therein. The total liability of the Company under said Guarantee and under this endorsement shall not exceed,
in the aggregate, the amount stated in said Guarantee.
Date: March 19, 2019
Signed under seal for the Company, but this endorsement is to be valid only when it bears an authorized
countersignature.
Authorized Countersignature
GUAA
R'�Y Matt Morris
Stewart Title Company 1 twox�� President and CEO
981 Powell Ave SW, Suite 100 it 1�8�
Renton, WA 98057 ,a
s 400 !�
Denise Carnraux
Secretary
For purposes of this form the "Stewart Title" logo featured above is the represented logo for the underwriter, Stewart Title Guaranty Company.
File No: 367657
STG CLIA Date Down Guarantee End 19
Page 1 of 1
Return Addr"s:__
MO
20190326000121
MISCELLANEOUS Ree: $101DO
3126=19 9:36 AM
KING COfJNTY. WA
Please print or type information WASHINGTON STATE RECORDER'S Cover Sheet (RCw 65.04)
Document Title(s) (or transactions contained therein): (a areas applicable to your document must be filled in)
e lc>C 1
2.
3. 4.
Reference Number(s) of Documents assigned or released:
Additional reference #'s on page of document
Grantor(s) (Last name, fizz name, iri tials)
Additional names on page of document.
Grantee(s) (Last name first, then first name and initials)
1. M % bzP ta-
2. N G Y I��+ug
Additional names on page of document.
Legal dewiption (abbreviated: i.e. lot, Plock. plat or ec on, township, range)
04 I�ri S�u�`r k � �� -d;?p. 5� Pd�
Additional legal is on page of document
Assessor's Property Tax Parcel/Account Number ❑ Assessor Tax # not yet
assigned 1
C�t� ( nr35 3
The AuditorlRecorder will rely on the information provided on the form. The staff will not read the document to
verify the accuracy or completeness of the indexing information provided herein.
I am requestin an emergency nonstandard recording for an additional fee as provided in RCW
36.18.0 derstand that the recording processing requirements may cover up or otherwise
obscur som a the text of the original document.
1 � Signature of Requesting Party
After recording please return to:
Moran and Teng Ngy
24203 36"' Ave South
Kent. AVA 98032
RELINQUISHMENT OF DECLARATION OF COVENANT
THE GRANTORS, Teng Ngy and Mornay Ngy, a married couple for and in consideration of the
sum of $10.00 and other good and valuable consideration conveys to present and future owners,
an Relinquishment and extinguish of a Declaration of Covenant that was recorded in December
10, 2014 under King County Recording Number 20141210000834. This Covenant was for
ingress/Egress and landscape over and across the following described burdened property:
BURDENED PROPERTY
Lot 2 of the Renton Short Plat number LUA 09-028 SHPL, according to the Short Plat thereof
recorded under King County Recording number 20120215900004, records of King County,
Washington.
Situate in the SW 1/4 of Section 29, Township 23 North, Range 5 East. W.M., in the City of
Renton, King County, Washington.
TAX ID 4008700-0135
BENEFITTED PROPERTY
Said Declaration of Covenant was for the benefit of the following property
Lot 1 of the Renton Short Plat number LUA 09-028 SHPL, according to the Short Plat thereof
recorded under King County Recording number 20120215900004, records of King County,
Washington.
Situate in the SW 1/4 of Section 29, Township 23 North, Range 5 East. W.M., in the City of
Renton, King County, 'Washington.
TAX ID #008700-0133
T hat said Grantor(s) for and in consideration of mutual benefits, do by these presents to
relinquishment and extinguish Declaration of Covenant and the terms and conditions thereof
recorded under instrument recorded under King county recording, number 20141210000834,
Records of King County, Washington. Said Declaration was to grant, bargain, sell, convey, and
warrants unto the said Grantee, its successors and assigns, an exclusive ingress/egress and
landscaping" which includes access and landscaping (such as grass , shrubs" trees, ect,.) with
necessary appurtenances, including fencing upon said area, over, under, through, across and upon
the following described property in King County, Washington" more particularly. described
Exhibit A.
This Declaration of Covenant shall be extinguished on the land described herein, and shall be
binding upon the parties, their heirs, successors in interest assigns. Grantor covenants that he is
the lawful owner of the above properties and that he has a good and lawful right to execute this
agreement.
0
CD
0
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Map Exhibit "13"'
MAP PAGE
NORTH LINE OF LQT 10, BLOCK 2
A pL 40,PAGE27 5.0'
—o—o—
N 88'16'46" W 128.31'
— ZA
CD
0
IS
0
LOT i
TAX LDT#00870-0133 --�
5.D'
N 88'16'46" W 50.00' Ex. HOUSE
501'45'38"`Y.'
28.21' i
1T_D0 l
/CaEP
NANT AREA TDRLUNQUISHED AND N 88'16'46" W 78.36'
ELIMINATED
70.21'
N 88'10-6" W./
5.15'
LOT 2
TAX LOT#008 r�0-01 3S
o
20.83'
---------------
2O' PRIVATE ACCESS AND
l UTILITY EASEMENT
LOT 3
TAX LOT#00870-13136
3' DITCH EASEMENT �
REC,#453645
58.20' 70.21'
N 88'16'46" W f 128.41
SOUTH LINE OF LOT 10, BLOCK 2
����tc��trrsisiisiis ds/!t
IN WITNESS 'VNT EREOF, said Grantor has caused this instrument to be executed this l <o day
of
Teng Ngy lto�'
Teng Ngy { tar
STATE OF WASHINGTON )
)SS
COUNTY OF KING )
Morany Ngy (Grantor)
CM D SIC LAI VICtC/f—
Morany Ngy (Grantor)
On this day 1 l..p Day of M'V!L� 2019, personally appeared before me Teng Ngy
and Mornay Ngy, a married couple, to me known to be the individual(s) described mi and who
executed the within and foregoing instrument and acknowledged that they signed the sarne as
their free and voluntary act and deed, for the uses and purposes therein stated.
Given under my hand and official seal this _I �c day of
DAN TOUMA
NOTARY PUBLIC
STATE OF WASHINGTON
COMMISSION EXPIRES
APRIL 28, 2021
TOrh
Y PUBLI`� in and for the
Washington, residing at
A, , '� P-.
My Commission Expires
2019
A IzS111
EX JT "A"
LEGAL DESCRIPTION
The North 11.00 feet of the following described parcel of land described as follows:
Lot 2 of the Renton Short Plat number LUA 09-028 SETL, according to the Short Plat thereof recorded
under King County Recording number 20120215900004, records of King County, Washington.
Situate in the SW %4 of Section 29, Township 23 North, Range 5 East. W -M., ur the City of Renton, King
County, Washington.
stewart title
SUBMISION GUARANTEE
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Guarantee No.: G-6329-11473
Order No.: 367657
Fee: $500.00
Dated: February 19, 2019 at 8:00AM
Stewart Title Guaranty Company (the "Company'), guarantees the County of King and any City within which said
subdivision is located in a sum not exceeding $1,000.00 that, according to those public records which, under the
recording laws, impart constructive notice of matters affecting the title to the land included within the exterior
boundary shown on the map of the subdivision, the only parties having any record title interest in said land whose
signatures are necessary, on the certificates consenting to the recordation of said map and offering for dedication
any streets, roads, avenues and other easements offered for dedication by said map as referred to in the
guarantee.
Authorized Countersignature
raUA
Stewart Title Company e>?a� �� nt att and orris
981 Powell Ave SW, Suite 100 9i� 110 Preside
Renton, WA 98057 19Q8
S1EXP5 ��
Denise C rraux
Secretary
For coverage information or assistance resolving a complaint, call (800) 729-1902 or visit www.stewart.com. For purposes of this form the
"Stewart Title" logo featured above is the represented logo for the underwriter, Stewart Title Guaranty Company.
In writing this company, please address it at P.Q. Box 2029, Houston, Texas 77252, and refer to the printed Serial No.
WA Subdivision Guarantee
File No.: 367657
Guarantee Serial No.: G-6329-11473
Page 1 of 5
SUBDIVISION GUARANTEE
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Order Number: 367657
Effective Date: February 19, 2019 at 8:00AM
Prepared by:
Stewart Title Company
981 Powell Ave SW, Suite 100
Renton, WA 98057
Guarantee No.: G-6329-11473
Premium: $500.00
Sales Tax: $50.00
Total: $550.00
OWNERS: Teng Ngy and Morany Ngy, as tenants in common, as to Lot 1 and Morany Ngy, as a
separate estate, as to Lots 2 and 3
LEGAL DESCRIPTION:
See Exhibit "A" Attached Hereto
SUBJECT TO:
General taxes: First half delinquent May 1; Second half delinquent November 1:
Year:
2019
Amount Billed:
$5,991.63
Amount Paid:
$_0_
Amount Due:
$5,991.63, plus interest and penalty if delinquent
Tax Account No.:
008700-0133-06
Levy Code:
2128
Land:
$119,000.00
Improvements:
$390,000.00
(Affects Lot 1)
2. General taxes:
First half delinquent May 1; Second half delinquent November 1:
Year:
2019
Amount Billed:
$1,138.42
Amount Paid:
$_0_
Amount Due:
$1,138.42, plus interest and penalty if delinquent
Tax Account No.: 008700-0135-04
Levy Code:
2128
Land:
$103,000.00
Improvements:
$_0_
(Affects Lot 2)
3. General taxes:
First half delinquent May 1; Second half delinquent November 1:
Year:
2019
Amount Billed:
$1,138.42
Amount Paid:
$_0_
WA subdivision Guarantee
File No.: 367657
Guarantee Serial No.: G-6329-11473
Page 2 of 5
SUBDIVISION GUARANTEE
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Amount Due: $1,138.42, plus interest and penalty if delinquent
Tax Account No.: 008700-0136-03
Levy Code: 2128
Land: $103,000.00
Improvements: $-0-
(Affects Lot 3)
Note: King County Treasurer, 500 4th Avenue, 6th Floor Admin. Bldg., Seattle, WA 98104 (206)
296-7300; Web Address: http:/lwebapp.metrokc.gov/kctaxinfo/.
4. Liability for sewer treatment capacity charges that may be assessed but not disclosed in the
public records. Please contact the King County Capacity Charge Department for further
information at 206-296-1450.
5, Soos Creek Water and Sewer District special connection charge and the terms and conditions
thereof recorded under Instrument No. 20001114000732.
6. Deed of Trust dated January 16, 2010 and recorded February 2, 2010 as Instrument Number
20100202001333 in the original principal amount of $339,850.00 from Teng Ngy and Morany
Ngy, husband and wife to Recon Trust Company N.A., as Trustee for Bank of America, N.A..
Above document was assigned by Instrument Nos. 20120921000954 and 20121128000122, to
Nationstar Mortgage LLC.
A substitution of trustee which names Northwest Trustee Services, Inc. as trustee recorded
under Instrument No. 20121127001483.
7. Easement including terms and conditions thereof as recorded in Instrument No. 4513645.
(Affects Lots 2 and 3)
8. Restrictions, easements, dedications, notes and delineated matters contained on the face of the
Plat of Akers Farms No. 5 as recorded in Volume 40 of Plats, Page(s) 27, and any amendments
thereto.
Restrictions, easements, dedications, notes and delineated matters contained on the face of the
short plat as recorded under Instrument Number 20120215900004, and any amendments
thereto.
We note the lender of record did not sign said short plat.
10. Declaration of covenant and the terms and conditions thereof recorded under Instrument No.
20141210000834.
WA Subdivision Guarantee
File No__ 367657
Guarantee Serial No.: G-6329-11473
Page 3 of 5
SUBDIVISION GUARANTEE
EXHIBIT "A"
LEGAL DESCRIPTION
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Order Number: 367657
Guarantee No.: G-6329--11473
Lots 1, 2 and 3, City of Renton Short Plat No. LUA-09-28-SHPL, according to the short plat recorded
under Recording Number 20120215900004, records of King County, State of Washington;
Situate in the County of King, State of Washington.
WA Subdivision Guarantee
File No.: 367657
Guarantee Serial No.: G-6329-11473
Page 4 of 5
SUBDIVISION GUARANTEE
ISSUED BY
STEWART TITLE GUARANTY COMPANY
Order Number: 367657
Guarantee No.: G-6329-11473
This Guarantee and the legal description given herein are based upon information supplied by the
applicant as to the location and identification of the premises in question, and no liability is assumed
for any discrepancies resulting therefrom. This report does not represent either a commitment to
insure title, an examination of or opinion as to the sufficiency or effect of the matters shown, or opinion
as to the marketability of title to the land.
WA Subdivision Guarantee
File No.: 367657
Guarantee Serial No.: G-6329-11473
Page 5 of 5
Stewart Title Guaranty Company Privacy Notice
Stewart Title Companies
WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing f=ederal and applicable state
law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to
understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and
its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm -Leach -Bliley Act (ELBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This
information can include social security numbers and driver's license number
All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday
business—to process transactions and maintain customer accounts, in the section below, we list the reasons that we can share
customers' personal information; the reasons that we choose to share; and whether you can limit this sharing.
Reasons we can share your personal information.
Do we share
Can you limit this sharing?
For our everyday business purposes—to process your transactions
How do the Stewart Title Companies protect my
To protect your personal information from unauthorized access and use, we use
and maintain your account. This may include running the business and
security measures that comply with federal law. These measures include
managing customer accounts, such as processing transactions,
Yes
No
mailing, and auditing services, and responding to court orders and legaf
request insurance -related services
investigations.
We also collect your personal information from others, such as the real estate
For our marketing purposes— to offer our products and services to
Yes
No
you.
What sharing can I limit?
Although federal and state law give you the right to limit sharing (e.g., opt out) in
For joint marketing with other financial companies
No
We don't share
For our affiliates' everyday business purposes— information about
your transactions and experiences. Affiliates are companies related by
common ownership or control. They can be financial and non-financial
Yes
No
companies. Our affiliates may include companies with a Stewart name,
financial companies, such as Stewart Tdle Company
For our affiliates' everyday business purposes— information about
No
We don't share
your creditworthiness.
For our affiliates to market to you — For your convenience, Stewart
Yes
Yes, send your first and last name, the email
has developed a means for you to opt out from its affiliates marketing
address used in your transaction, your Stewart file
even though such mechanism is not legally required_
number and the Stewart office location that is
handling your transaction by email to
optout@stewart.com or fax to
1-800-335-9591.
For non -affiliates to market to you. Non -affiliates are companies not
No
We don't share
related by common ownership or control. They can be financial and
non-financial companies.
We may disclose your persona[ information to our affiliates or to non -affiliates as permitted by law. if you request a transaction with a
non -affiliate, such as a third party insurance company, we will disclose your personal information to that non -affiliate. ]We do not control
their subsequent use of information, and suggest you refer to their privacy notices.]
SHARING PRACTICES
How often do the Stewart Title Companies notify me
We must notify you about our sharing practices when you request a transaction.
about their practices?
How do the Stewart Title Companies protect my
To protect your personal information from unauthorized access and use, we use
personal information?
security measures that comply with federal law. These measures include
computer, file, and building safeguards.
How do the Stewart Title Companies collect my
We collect your personal information, for example, when you
personal information?
request insurance -related services
provide such information to us
We also collect your personal information from others, such as the real estate
agent or lender involved in your transaction, credit reporting agencies, affiliates
or other companies.
What sharing can I limit?
Although federal and state law give you the right to limit sharing (e.g., opt out) in
certain instances, we do not share your personal information in those instances.
Contact us_ If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company,
1980 host Oak Blvd., Privacy Officer, Houston, Texas 77056
File No.: 367651 Revised 11-19-2013
Filed for Record at the request of
SOOS CREEK WATER AND SEWER DISTRICT
14616 SE 192nd St
P O I3ox 58039
Renton, Washington 93058-1039
Document Title(s) WATER SPECIAL CONNECTION CHARGE #112
Reference Nuin.Ws) ofDocuments assigned or released N/A
r Additional reference numbers on page of document(s)
Gr=tor(s) N/A
Additional names on page of document
r .
Grante(s) SODS CREEK WATER AND SEWER DISTRICT
AdditimW names on page of document
Legal Dewnptron. X/A
Additional legal is on page 1 of document
Assessor's Property Tax Parcel/Account Numbers) See Exhibit "B-
r-14
r.,
SOOS CREEK WATER BIND SEWER DISTRICT
KING COUNTY, WASHINGTON
RESOLUTION NO. 1887-W
A RESOLUTION of the Board of Commissioners of Soos Creek Water and Sewer
Distinct, King County, Washington, establishing Special Connection Charge #112
due Seas Creek Water and Sewer Distnct for Contract 17-96W
WHEREAS, water mains aril faaliftes have heretofore been installed as part of the project
commonly known as Contract 17-96W, and
MEREAS, said water facilities vM provide benefits and services to the properties described
in Exhibd "A" attached hereto, which is made a part hereof by this reference thereto, and
WHEREAS, it is the policy of Soos Creek Water and 5ei w District to require reimbursement
for any facilities built by the District and/or by an individual when said facilities provide benefit and
service to other properties, and
WHEREAS, ft District engineer has determined the properties benefitted and computed
the value of said benefit as applied to said propertas, and
WHEREAS, the Board of Commissianers finds said benefits and the cost thereof to to
reasonable, and the Special Connection Charge Rate basest thereupon to be a fair allocation of such
benefits and costs,
NOW, THEREFORE, BE IT RESOLVED by the Board of Comayssioners of Socs Creek
Water and Sewer District as follows
SECTION #: That Water Special Connection Charge No 112 is hereby established for the
pToperbas and in the amounts shown in Exhibit W, which is incorporated herein by this reference
Said rate does not include cost of connecting, stub service, permits or inspections, general facilities
charges, or other latecomers that may be due an the properbes
RESOLUTION NO. 1887-W
SUBJECT: Establishing Water Special Connection
Charge #912 Due SCVySD Pertaining to
Contract 17 -SSW
PAGE -1
SECTION 2: That no service shall be provided to any of the property described m Exhibit "A"
prior to payment to the District of Hie above established chanes for all properly held by the applicant
which lies within the area described in Exhibit "A°
SECTION 3: That a Notice of the adoption of this Resokibon as Special Connection Charge
shalt be reed voth the King County Division of Records and Elections
ADOPTED by the Board of Commissioners of Soos Cnrek Water and Sewer District* King
County Washington, at a regular open public mee" # on t st stay of April, 1999
E
8 OtJANitUD, S ry
(,'�TROOVML, Commtssrnw f i ,MRpNVEMER, Comrrussroner
C-4
M
Commissioner
RESOLUTION NO. 18974N
SUBJECT: EstablWung Water Special Connechon
Charge #192 Due SCMD Pertaining to
Contract 17-96W
PAGE -2
EXHIBIT A
Edffii "Ar
SOOS CIMM( WATER &EWER OtSMCT
WATM SPECIAL CCNNI MON CHARGE NO. 112
Contract 17-96W, Aber. Farm No. 5 Wafter Main Replacenwint
Baser Mas 8-2, 3 & C-2
SIZE
ON
FROM
TO
a"
Berson Road
Intersection of Beason
Intersection► of Benson ftaad
Road and S. 27th Street
and S.E. 31st Avenue
a-
106th Avenue S.E.
intersemon of 106th
intersection of 'I 06th
Avenue S.E. and Denson
Avenue S.E. and S.E. 166th
Road
Street
a"
S.E. 166th Street
Intersection of S.E. 166th
Intersectbrl of S.E. 16M
5tneet and 106th Avenue
Street and 104th Avenue
S.E.
S.E.
8"
105th Avenue S.E.
intersection of 105th
20€1 +1- feet North of the
Avenue S.E. and S.E
Intersecdon of 105th
166th Street
Avenue and S.E. 172nd
Street
am
14611} Avenue S.E
Intersection of 106th
100+1- feet North of the
Avenue S.E. aid S.E.
intersections of 106th
166th Street
Avenue and S.E. 172nd
Street
F 11 2101AIMSM 12a dor. - 03/25188
Exhw "8"
sooS Cpj�K WA ER & SEWER DISTPJC'T
WATER SPECIAL CONNECTION CHARGE NO 'I1F
Commit 17-96W, Alters FUM No 5 Water Mabe lReplacement
awe maps 8-2:, 3 & C-2
All pr>perbes benefrted by npw water smice connectwns and/or meters, and which he wrthrn
150 feet of the existing water mains as described in Exhibit "A", and which ire within the
following described pareeis of land
Base Map B-2
Tlwse pomoris of the Southeast quarter of the f+lpstitwwesst quarter of Sechork 29, Townsitog
23 North, Range 5 East, W M , in King County, Washington: dascnbed as follows
Lot 14, Olympic Vrmw Terrace, according to the plat thereof as rmurded n Volume 64
of Plats, Page 69, records of Icing County, Washington,
TOGETHER WITH the Southwesterly 150 fleet of lots 6 through 9, Block 1, Aker's
Farm No 5. according to the plat thereof as recorded in Volume 40 of Plats, Page 27,
records of King County, Washington as measurad parallel with the: Southwesterly litre
thereof,
TOGETHER WITH Eats 1 and 2, Block B. Aker's Faim No 5, according to the plat
thereof as recorded in VOlirrtM 40 of Plats, Pane 27 records of Kent County,
Wasivingtort,
TOC,ETHER WITH the North 100 feet': of tate East 100 feet of the Southwest quarter of
TOGETHER WITH Lot 1, Block 2, Aker's Fann No 5, 4ccorr9uug to the plat thereof as
recorded in Volume 40 of Plats, Page 27, fecotds of King County, Washington,
TOGETHER VY" the East half of Lots 2 through 5, Block 2, Aker's Farre No 5r
according to the plat thereof as recorded ut Volume 40 of Plats, Page 27, rei.ords of
King County, Washington,
TOGETHER WITH Lots 1 through 5, Block 3, Aker' rarm No 5, according to the plat
thereof as recorded in Volume 40 of Plats, Page 27, records of Icing C€auidy,
Wasiungton,
TOUETHER WITH the West 150 feet of Lots 1, 3, 4 and 5, Block 4, Aker's Farm No
5, according 10 the plat thereof as recorded in VoluunP 40 of Plats. Page 27, records
of King Courttyr lfilasfungtoln.
Page i of 2 r i zai4v3iSGci i zb tMx o4m6m
said Northwest quarter of Section 29 and also the North 200 feet of that portion of
the Southeast quarter of sard Northwest quarter of Section 29 lying Westerly of
Benson /load,
GV
M
TOGETKR WITH the Northeasterly 150 feet of Lots 1, ? 4, 5. Bkxk A, Aker'S F.unt
No S. according to the plat thereof as recorded in Volume 40 of flats. Pack 27,
records of King County, Arosttrrrgton as measured parallel with the Noi I I masterly fine
-.a
thereof,
r
TOGETHER WITH the Southerly 150 feet of Lots 2, 4 and 5, Block A, Akers Parrot No
. '
5, according to the plat thereof as recorded in Voiurno 40 of Plats, Page 27, records
r
of King County, Washington as measured (parallel with thg Southerly Ione themof
r-3
TOGETHER WITH Lot 3, Block A, Aker's Farm No 5. according to the lilat thetoc>f as
C's
recorded in Volume 40 of Plats, Page 27, records of King County, Washirxgmi,
TOGETHER WITH Lot 1, Block 2, Aker's Fann No 5, 4ccorr9uug to the plat thereof as
recorded in Volume 40 of Plats, Page 27, fecotds of King County, Washington,
TOGETHER VY" the East half of Lots 2 through 5, Block 2, Aker's Farre No 5r
according to the plat thereof as recorded ut Volume 40 of Plats, Page 27, rei.ords of
King County, Washington,
TOGETHER WITH Lots 1 through 5, Block 3, Aker' rarm No 5, according to the plat
thereof as recorded in Volume 40 of Plats, Page 27, records of Icing C€auidy,
Wasiungton,
TOUETHER WITH the West 150 feet of Lots 1, 3, 4 and 5, Block 4, Aker's Farm No
5, according 10 the plat thereof as recorded in VoluunP 40 of Plats. Page 27, records
of King Courttyr lfilasfungtoln.
Page i of 2 r i zai4v3iSGci i zb tMx o4m6m
TC6ETI ER WITH the Wrtheastefly attd Easterly 150 feet of Lots 2, 23,24 and 25,
Blit 4, Akers Farris No ra, according to the plat thereof as recorded in Volume 40 of
Plats, Page 27, records of King County, Washington as rneastrred para#et with the
Northeasterly and E-astarly line thereof,
Base &3
Those portions of the Southwest clumter of Ilse Nairtfre'ast quarter of Section 29, Township
23 North, Range 5 East, W M , m Icing Courity, Washington described as follows
The westerly, 15o feet of Lot 8, Bloch 8, Altar's Faun No 6, accarditxl to tie plat
thereof as recorded in Volume 42 of Plats, Pago 15, records of King County,
wa dtihhgtort,
TOMTHi;R WITH the Westerly 125 feet of the Htarth 104 47 feet of tot 7, Dky-k S,
Aker's Farm No 6, acctxdirig to the plat thereof as retarded in Vohrne 42 of Flats.
Page 15, records of King County, Washusgton,
Those portions of the Northeast quarter of the Southwest quarter of Section 29,
Township 23 North, Range 5 East, W Nf , in king County, Washington described as
follows
T1ha East half of Lots 5 through12, Block 2, Aker's Farm No 5. acrotdMi to the
plat thereof as recorded in Volume Off of Plats, Page 27, tecords of 1<1111 Cnurity,
Washington.
TOGET14ES 1NITFi Lots 5 through 12, Block 3, and the Mvxth 75 leet of the
East 144E feet of Lot 13, Block 3, Aker's Faim No 5, as.cordutg to the Plat thereof
c+a as recorded in Voluine 40 of Puts, Paha 27, records of Kniq County, Was hingtari,
Cz TOGETHER WITH the West 15Q feet of !.rats 5 through 12, Block 4, anti thn
cr:;� North 641 feet of the West 130 feet of Lot 13, Blot k 4, Akvi's Fang No 5
ca according to the plat thereof as recorded in Volume 40 of Plats, Page 27, recrodb of
King County, WashirOon,
r-
'� SPECIAL_ CONNECTION C14ARGE 537 79 per Piton Fovt
%ge 2 of 2 riinai4k19scci i2b &n nAmsisii
Return Address:
Old Republic Title
Atter: Post Closing
530 South Main Street
Suite 1031
Akron, OH 44311
21234195-R
2010020200 333
20100202001333.001
20100202001333.002
' runrvlt4.nirl�ln�
BANK OF AMERICA, N.A.
ReconTrust Co./TX2-979-01-07
P.O. Box 619003
Dallas, TX 75261-9003 _Wood
Assessors Parcel or Account Number: 006700013306
Ahbreviated Legal Description:
PER TITLE POLICY
llncfude lot. block and plat or snlloa. iu--aship and range}
Full legal description located on page 12
Trustee:
RECON TRUST COMPANY, N.A.
j%p— AW— This Linc F- Rewording DAt-1
00019104159301010
WMEN FC --00[1464 AIRt1MN TO. to c 10 til
OIA WJwUWCTn1E
AT1N`7"06ICLUVkG
6DEED OF TRUST
30 SOUTH ;1031RKEr
Sum; 1031
AKRON, OH 41311
DEFINITIONS
Wards used in multiple sections of this document are defined below and other words are defined in Sections 3,
11, 13. 16. 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
Section 16.
(A) "S"urity Instrument" means this document, which is dated JP-MA.RY 16, 2010 mgether
with all Riders to this document.
(13) "Borrower" Is
TENG NGY, AND MORANY NGY, HUSBAND AND WIFE
Borrower is the truster under this Security Instrument.
WASHINGTON -Single Famiip-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Farm 3048 1101
Deed of Trust -WA
2DD6-WA (05f08)(d11) Page 1 0111
�I
1. 2 319 9 1 1 B t 0 4 1 5 9 3 0 0 0 0 0 7 0 0 6-
20100202001333.003
DOC ID A: 000191041593DIOID
(C) "Lender" is
BANK OF AMERICA, N.A.
Lender Is a NATIONAL ASSOCIAT=ON
Organized and existing under the laws of THE UNITED STATES -
Lender's address is
101 South Tryon Street, Charlotte, NC 28255
Lender is the beneficiary under this Security Instrument
(D)"Trustee" is
RECON TRUST COMPANY, N.A.
MSN TO -02 225 WEST HILLCREST DRIVE, THOUSAND OAKS, CA 9136D
(E) "Note" means the promissory note signed by Borrower and dated JANUARY 16, 2010 The
Note states that Borrower owes Lender
THREE HUNDRED THIRTY NINE THOUSAND EIGHT HUNDRED FIFTY and OU/100
Doilais (U.S. S 335, 850.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
Payments and to pay the debt in full not later than FEBRUARY 01, 2a A 0 .
(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property."
(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due
under the Note, and all sums due under this Security Instrument, plus interest.
(H) "Riders" means all Riders to this Security instrument that are executed by Borrower. The following Riders
are to tie executed by Borrower ]check box as applicablel:
❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider
❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) !specify]
(1) "Applicable Law" means all controlling applicable federal, state and local statutes. regulations, ordinances
and administrative rules and orders (that have the effect of law) as well as ali applicable final, non -appealable
judicial opinions.
(J) "Community Association Dues, Fees, and Assessments" means all dues. fees. assessments and other
charges that are imposed on Borrower or the Property by a condominium association, homeowners assnriation or
similar organization.
(IC) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
draft. or similar paper instrument. which is initiated through an electronic terminal, telephonic instrurnerit,
computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
account. Such term includes, but is not limited to, paint -of -sale transfers, automated letter machine transactions,
transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
(L) "Escrow items" means those items that are described in Section 3.
(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage
to. or destruction of, the Property; (H) condemnailon or other taking of all or any pan of the Propeny: (iii)
conveyance in lieu of condemnation; or (tv) misrepresentations of. or omissions as to, the value and/or condition
of the Property.
(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default an, the
Loan.
(0) "Periodic Payment" means the regularly scheduled amount due for (t) principal and interest under the
Note. plus (ii) any amounts under Section 3 of this Security Instrument.
(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq_) and its
implementing regulation, Regulation X (24 C.F.R- Part 3500). as they might be amended from time to time, or
any additional or successor legislation or regulation that governs the same subject matter. As used in this
Security Instrument. "RESPA" refers to ail requirements and restrictions that are imposed in regard to a
"federally related mortgage loan' even if the Loan does nm qualify as a "federally related mortgage loan' under
R@SPA.
(Q) "Successor in Interest of Borrower" means any patty that has taken title to the Property, whether or not
that party has assumed Borrowers obligations under the Nnte and/or this Security Instrument -
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals. extensions and
modifications of the Note: and (ii) the performance of Borrowers covenants and agreements under this Security
Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust. with
WASKINGTON--Single Family. -Fannie MaerFmddie Nrac UNIFORM INSTRUMENT Form 3048 1101
Deed or Trust -W A
2006 --WA {05108) Page 2 of 11
20100202001333.004
DOC ID #= 00019104159301010
power of sale, the following described property located in the
COUNTY of KING
[Type of Recording Jurisdiction] ]Name of Recording lurisdictionl
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF.
which currently has the address of
17003 105TH AVE SE, RENTON
]Streevoty'
Washington 9so55 (`Property Address"):
1Zip Codel
TDGETHER WITH all the improvements now or hereafter erected on the property. and all easemerlls,
appurtenances, and furtufes now or hereafter a part of the property. All replacements and additions shall also be
covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the
right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of
record. Bormwer warrants and will defend generally the title to the Property against all Bairns and demands.
subject to any encumhtances of record -
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
Property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
I. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
Borrower shall pay when due the principal of. and interest on. the debt evidenced by the Note and any
prepayment charges and late charges due under the Note. Borrower shall at! pay funds for Escrow Items
pursuant to Section 3. Payments due under the Note and this Security Iusuument shall be made in U.S. currency.
However, if any check or other instmment received by Lender as payment under the Note or this Security
instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the
Nate and this Security Instrument be made in one or more of the fallowing forms, as selected by Lender: (a)
cash. (b) money order; (c) certified check, bank check, treasurers check or cashier's check, provided any such
check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity, or
(d) Electronic Funds Transfer -
Payments are deemed received by Lender when received at the location designated in the Nate or at such
other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender
may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan
current. Lender may accept any payment or partial payment insufficient to bring the Loan current. without
waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future,
but Lender is not obligated to apply such payments at the time such payments are accepted. ff each Periodic
Payment is applied as of its scheduled due date. then Lender need not pay interest on unapplied funds. Lender
may hold such unapplied funds until Borrower makes payment to bring the Loan current. if Borrower dues not
do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not
applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior
to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve
Borrower from making payments due under the Note and this Security Instrument or performing the covenants
and agreements secured by this Security Instrument.
2. Application of Payments or Proceeds Except as otherwise described in this Section 2. all payments
accepted and applied by Lender shall be applied in the following order of priority: (a) Interest due under the
Note; () principal due under the Note. (c) amounts due under Section 3. Such payments shall be applied to each
Periodic Payment in the order in which it became due. Any remaining amounts shall be applied First to late
charges, second to any other amounts due under this Security Instrument. and then to reduce the principal
balance of the Note.
WASHINGTON--SinglO Family—Farmie MaelFreddie Mac UNIFORM INSTRUMENT Form W48 1101
Deed of Trust -WA
2006 --WA (05109) Page 3 of 11
20900202009333.005
DOC 1D #: 00019104159301010
If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient
amount to pay any late charge due. the payment may be applied to the delinquent payment and the late charge. If
more than one Periodic Payment is outstanding. Lender may apply any payment received from Borrower to the
repayment or the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that
any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess
may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges
and then as described in the Note.
Any application of payments, insurance proceeds. or Miscellaneous Proceeds to principal due under the
Note shall not extend or postpone the due date, or change the amount. of the Periodic Payments.
3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under
the Note. until the Note is paid in full, a stun (the "Funds') to provide for payment of amounts due for: (a) taxes
and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance
un the Property: Ib) ieaseho)d payments or ground rents on the Property, if any; (c) premiums for any and all
insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums
payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the
provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of
the Loan. Lender may require that Community Association Dues, Fees. and Assessments, if any. he escrowed by
Borrower. and such dues. fees and assessments shall be ars Escrow Item. Borrower shall promptly furnish to
lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow
Items unless Lender waives Borrowers obligation to pay the Funds for any or all Escrow items_ Lender may
waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver
may only be in writing. In the event of such waiver, Borrower shall pay directly. when and where payable, the
amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender
requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may
require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to
he a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is
used in Section 9. if Borrower is obligated W pay Escrow Items directly, pursuant to a waiver, and Borrower
fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such
amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may
revoke the waiver as to any Or all Escrow Items at any time by a notice given in accordance with Section 15 and,
upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts. that are then required under
this Section 3.
Lender may, at any time, collect and hold Funds In an amount (a) sufficient to permit Lender to apply the
Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under
RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of
expenditures of future Escrow Items or otherwise in accordance with Applicable Law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or
entity (Including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan
Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified tinder RESPA.
Lender shall not charge Borrower far holding and applying the Funds. annually analyzing the escrow account. or
verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits
Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be
paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower
and Lender can agree in writing, however, that interest shall be paid on (he Funds. Lender shall give to
Borrower, without charge. an annual accounting of the Funds as required by RESPA.
If there is a surplus of Funds held in escrow, as defined under RESPA. Lender shall account to Borrower
for the excess funds in accordance with RESPA. If there is a shortage or Funds held in escrow. as defined under
RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount
necessary to make up the shortage in accordance with RESPA. but in no more than 12 monthly payments. If
there is a deficiency of Funds held in escrow. as defined under RESPA. Lender shall notify Barro4rer as required
by RESPA. and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance
with RESPA, but in no more than 12 monthly payments.
Upon payment in full of all sums secured by this Security Instrument. Lender shall promptly refund to
Borrower any Funds held by Lender.
4, Charges; Liens. Borrower shall pay all taxes. assessments. charges, fines, and impositions
attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground
rents on the Property, if any. and Community Association Dues, Fees. and Assessments. if any. To the extent
that these items are Escrow items. Borrower shall pay them in the manner provided in Section 3.
Borrower shalt promptly discharge any lien which has priority over this Security Instrument unless
Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to
Lender. but only so long as Borrower is per inning such agreement: (h) contests the lien in good faith by. or
defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the
until such
(c)enforcement
osecures fromtthe honldertof the lien ile thust! an agreement satisfactory to Les are pending, but nder subordinating threl en to (hiss are Sded; of
ecurity
WASHINGTON --Single FartNry--Fannie MaelFreddia Mac UNIFORM INSTRUMENT
Form 3048 1101
peed of Trust -WA Page 4 of 11
2006 --WA (05108)
20100202001333-006
DOC ID #: 00019104159301010
Instrument. If Lender determines that any part of the Property is subject to a hen which can attain priority over
this Security Instrument. Lender may give Borrower a notice identifying the lien. Within 10 days of the date on
which that notice is given. Borrower shall satisfy the lien or take one or more of the actions set forth above in
this Section 4 -
Lender may require Borrower to pay a one-time charge for a real estate tax verification andlor reporting
service used by Lender in connection with this Loan.
5- properly Imurance. Borrower shall keep the improvements now existing nr hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage," and any other
hazards including. but not limited to. earthquakes and floods, for which Lender requires insurance. This
insurance shall he maintained in the amounts (including deductible levels) and for the periods that Lender
requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The
insurance carrier providing [be insurance shall be chosen by Borrower subject to Lender's right to disapprove
Borrowers choice, which right shall not be exercised unreasonably_ Lender may require Borrower to pay. in
connection with this Loan, either: (a) a ane -time charge for flood zone determination, certification and tracking
services: or (b) a one-time charge for flood zone determination and certification services and subsequent charges
each time remappings or similar changes occur which reasonably might affect such determination or
certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency
Management Agency in connection with the review of any flood zone determination resulting from an objection
by Borrower.
If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage.
at Lenders option and Borrowers expense. Lender is under no obligation to purchase any particular type or
amount of coverage. Therefore. such coverage shall cover Lender. but might or might not protect Borrower.
Borrower's equity in the Property, or the contents of the Property. against any risk, hazard or liability and might
provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the
insurance coverage so obtained might significantly exreed the cost of insurance that Borrower could have
obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower
secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of
disbursement and shall be payable. with such interest, upon notice from Lender to Borrower requesting paymeni-
All insurance policies required by Lender and renewals of such policies shall be subject to Lenders right to
disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee andlor
as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender
requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower
obtains any form of insurance coverage, not otherwise required by Lender. for damage to, or destruction of, the
Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an
additional loss payee.
In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may
make proof of toss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing,
any Insurance proceeds. whether or not the underlying insurance was required by Lender. shall be applied to
restoration or repair of the Property, if the restoration or repair is economically feasible and Lenders security is
not lessened. During such repair and restoration period. Lender shall have the right to hold such insurance
proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to
Lender's satisfaction, provided that such inspection shall be undertaken promptly- Lender may disburse proceeds
for the repairs and restoration in a single payment or in a series of progress payments as the work is completed.
Unless an agreement is made in writing or Applicable Law requires in(erest to he paid on such insurance
proceeds. lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for
public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and
shall be the sole obligation of Borrower. if the restoration or repair is not economically feasible or Lender's
security would he lessened, the insurance proceeds shall be applied to the sums secured by this Security
Instrument, whether or not then due. with the excess, if any. paid to Borrower. Such insurance proceeds shall he
applied in the order provided for in Section 2.
If Borrower abandons the Property. Lender may isle, negotiate and settle any available insurance claim and
related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier
has offered to settle a claim. then Lender may negotiate and settle the claim. The 30 -day period will begin when
the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise. Borrower
hereby assigns to I ender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts
unpaid under the Note or this Security Instrument, and (b) any other of Borrower s rights (other than the right to
any refund of unearned premiums paid by Borrower) under ail insurance policies covering the Property. insofar
as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to
repair or restore (he Property or to pay amounts unpaid under the Nate or this Security Instrument, whether or
not then due.
b. Ckcup9ncy. Borrower shall occupy, establish. and use the Property as Borrowers principal residence
within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as
Borrower's principal residence for at least one year after the date of occupancy. unless Lender otherwise agrees
in writing, which consent shall not he unreasonably withheld, or unless extenuating circumstances exist which
are beyond Borrower's control -
WASHINGTON --Single Family - -Fannie MaeiFreddie Mac UNIFORM INSTRUMENT
Form 30aa 11111
Deed f Trust -WA page 5 of ll
2006 -WA (05108)
20100202001333.007
Doc ID M: 00019104159301010
7. Preservation, Maintenance and Protettian of the Property; Inspections. Borrower shall not
destroy. damage or impair the Property, allow the Property to deteriorate or commit waste on the Property.
Whether or not Borrower is residing in the Property. Borrower shall maintain the Property in order to prevent the
Properly from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to
Section 5 that repair or restoration is not econorrticaliy, feasible, Borrower shall promptly repair the Property if
damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection
with darnage to. or the taking of, the Property. Borrower shall be responsible for repairing or restoring the
Properly only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs
and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance
or condemnation proceeds are not sufficient to repair or restore the Property. Borrower is not relieved of
Borrower's obligation for the completion of such repair or restoration.
Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable
cause, Lender may inspect the interior of (Joe improvements on the Property. Lender shall give Borrower notice
at the time of or prior to such an interior inspection specifying such reasonable cause.
8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process.
Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent
gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender
with material information) in connection with the Loan. Material representations include, but are not limited to.
representations concerning Borrower's occupancy of the Property as Borrowef s principal residence.
9. Protection of Lender's interest in the Property and Rights Under this Security Instrument. If
(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (h) there is a
legal preceeding that might significantly affect Lender's interest in the Property andfor rights under this Security
Instrument (such as a proceeding in bankruptcy. probate. for condemnation or forfeiture, far enforcement of a
lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower
has abandoned the Property. then lender may do and pay for whatever is reasonable or appropriate to protect
Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing
the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not
limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument. (b) appearing
in court: and (c) paying reasonable attorneys fees to protect its interest in the Property and/or rights under this
Securitv Instrument. including Its secured position in a bankruptcy proceeding. Securing the Property includes,
but is not limited to, entering the Property to make repairs, change locks, replace or hoard up doors and
windows, drain water from pipes. eliminate building or other code violations or dangerous conditions, and have
utilities turned on or off. Although Lender may take action under this Section 9. Lender does not have to do so
and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or
all actions authorized under this Section 9.
Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured
by this Security Instrument. Those amounts shall bear interest at the Note rate from the date of disbursement and
shal I be payable, with such interest, upon notice from Lender to Borrower requesting payment.
If this Security Instrument is on a ieasehold. Borrower shall comply with all the provisions of the lease. If
Borrower acquires fee title to the Property. the ieasehold and the fee title shall not merge unless Lender agrees to
the merger in writing.
10. Mortgage Insurance. If Lender required Mortgage insurance as a condition of making the Loan.
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If. for any reason, the
Mortgage insurance coverage required by Lender ceases io be available from (he mortgage insurer that
previously provided such insurance and Borrower was required to make separately designated payments toward
the premiums for Mortgage insurance. Borrower sball pay the premiums required to obtain coverage
substantially equivalent to the Mortgage Insurance previously in effect. at a cost substantially equivalent to the
cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by
Lender, If substantially egnivalent Mortgage Insurance coverage is not available. Borrower shall continue to pay
to Lender the amount of the separately designated payments that were due when the insurance coverage ceased
to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of
Mortgage Insurance. Such loss reserve shall be non-rehmdable, notwithstanding the fact that the Loan is
uhimawly paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss
reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and
for the period that Lender requires) provided by an insurer selected by Lender again becomes available. is
obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If
Lender required Mortgage Insurance as a condition of making the loan and Borrower was required to make
separately designated payments toward the premiums for Mortgage Insurance. Borrower shall pay the premiums
required to maintain Mortgage Insurance in effect. or to provide a non-refundable loss reserve. until Lender's
requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and
Lender providing for such termination or until termination is required by Applicable Law. Nothing in this
Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note.
Mortgage Insurance reimburses Lender (or ally entity that purchases the Note) for certain losses it may
incur i F Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance.
WASHINGTON --Single; Family --Fannie NIKelFreddie Mac UNIFORM INSTRUMENT Form 3046 1101
Deed of Trust -WA
2006 --WA (05/08) Page 6 of 11
20100202001333.008
DOC ID d: *o019104159301010
Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter
into agreements with other parties that share or modify Their risk, or reduce losses. These agreements are on
terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) tc these
agreements. These agreements may require the mortgage insurer to make payments using any source of funds
that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance
premiums).
As a result of these agreements. Lender, any purchaser of the Note, another insurer, any reinsurer, any other
entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or
might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or
modifying the mortgage insurers risk, or reducing losses. If such agreement provides that an affiliate of Lender
lakes a share of the insurers risk in exchange for a share of the premiums paid to the insurer, the arrangement is
nften termed "captive reinsurance." Further:
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will
owe for Mortgage Insurance, and they will not entitle Borrower to any refund.
(b) Any such agreements will not affect the rights Borrower has - if any - with respect to the
Mortgage Insurance under the Homeowners Protection Act of 1948 or any other law. These rights may
include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage
Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any
Mortgage Insurance premiums that were unearned at the time of such cancellation or termination.
11. A cignmtr t of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender.
If the Property is damaged. such Miscellaneous Proceeds shall be applied to restoration or repair of the
Property. if the restoration or repair is economically feasible and Lender's security is not lessened. During such
repair and restoration period. Lender shall have the right to hold such Miscellaneous Proceeds until Lender has
had an opportunity to inspect such Property to ensure the work has been completed (a Lender's satisfaction,
provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a
single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made
in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shalt not be
required tc pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the resturalinn or repair is
not economically feasible or Lenders security would be lessened, the Miscellaneous Proceeds shall be applied to
the sutras secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower.
Such Miscellaneous Proceeds shall be applied in the Order provided for in Section 2.
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall
be applied to the sums secured by this Security instrument, whether or not (hen due, with the excess, if any, paid
to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the
amount Of the sums secured by this Security Instrument immediately before the partial taking. destruction. or
loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security
Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction:
(a) the total amount of the sums secured immediately before the partial taking. destruction. or loss in value
divided by (b) (he fair market value of the Property immediately before the partial taking, destruction, or loss in
value- Any balance shall be paid to Borrower.
In the event Of a partial taking, destruction. or loss in value of the Property in which The fair market value of
the Property immediately before the partial taking. deslmclion, or lass in value is less than the amount of the
sums secured immediately before the partial taking, destruction, or loss in value. unless Borrower and Lender
Otherwise agree in writing. the Miscellaneous Proceeds shall be applied to the sums secured by this Security
Instrument whether or not the sutras are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party
(as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond
to Lender within 30 days after the date the notice is given. Lender is authorized to collect and apply the
Miscellaneous Proceeds either to restoration or repair of the Property or so the sums secured by this Security
Instrument whether or not then due- "Opposing Party" means the third party that owes Borrower Miscellaneous
Proceeds or the party against whom Borrower has a fight of acitan In regard to Miscellaneous Proceeds -
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's
judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in (he
Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has
occurred. reinstate as provided in Section 19, by causing the action Or proceeding to he dismissed with a ruling
that. in Lenders judgrnenl, precludes forfeiture Of die Property or other material impairment of Lenders interest
in (he Property or rights tinder this Security Instrument. The proceeds of any award or claim for damages that are
attributable to the impairment of Lenders interest in the Property are hereby assigned and shall be paid to
Lender.
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in
the order provided for in Section 2.
WASHINGTON. -Single Farrily-Fannie Maeft reddie, Mac UNIFORM INSTRUMENT Form 3048 1101
Deed of Trust -WA
2006 --WA (05/08) Page 7 of 11
20100202001333,009
DOC ID #: 00019109159301010
12. Borrower Not Released; Forbearance By Lender Not a Waiver F.xtencion of the time for payment
or modification of amortization of the sums secured by this Security Instrument granted by Gender to Borrower
or any Successor in Interest of Borrower shall not operate to release the liability of Burrower or any Successors
in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest
of Borrower or to refuse to extend lime for payment or otherwise modify amartixation of the sums secured by
this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of
Borrower. Any forbearance by Lender in exercising any right or remedy including. without limitation. Lender's
acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than
the amount then due, shall not he a waiver of or preclude the exercise of any right or remedy.
13. Joint and Several Liability; Cosigners; Successors and Assigns Bound. Borrower covenants and
agrees that Borrowers obligations and liability shall be joint and several. However. any Borrower who co-sigus
this Security Instrument but does not execute the Note to "co-signer"): (a) is cc -signing this Security Instrument
only to mortgage, grant and convey the cosigners interest in the Property under the terms of this Security
Instrument: (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees
that Lender and any other Borrower can agree to extend. modify, forbear or make any accommodations with
regard to the terms of this Security Instrument or the Note without the co-signers consent,
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Bon'awers
obligations under this Security Instrument in writing, and is approved by Lender. shall obtain all of Borrower's
Tights and benefits under this Security instrument. Borrower shall not be released from Borrower's obligations
and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and
agreements of this Security Instrument shall bind (except as provided in Section 201 and benefit the successors
and assigns of Lender.
14, Loan Charges. Lender may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security
instrument. including, but not limited to. attorneys' fees, properly inspection and valuation fees. In regard to any
other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall
not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly
prohibited by this Security Instrument or by Applicable Law.
If the Loan is subject to a law which sets maximum loan charges. and that law is finally interpreted so that
the interest or other loan charges collected or to he collected in connection with the Loan exceed the permitted
limits. then: (a) any such loan charge Shall be reduced by the amount necessary to reduce the charge to the
permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be
refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or
by making a direct payment to Borrower. If a refund reduces principal, the reduction will he treated as a partial
prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the
Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of
any right of action Borrower might have arising out of such overcharge.
15. Notices- All notices given by Borrower or Lender in connection with this Security Instrument must be
in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed in have been
given to Borrower when mailed by first class [nail or when actually delivered to Borrowers notice address if sent
by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law
expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a
substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrowers change of
address. If Lender specifies a procedure for reporting Borrowers change of address. then Borrower shall only
report a change of address through that specified procedure. There may be only one designated notice address
under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing
it by first class mail to Lender's address stated herein unless Lender has designated another address by nofice to
Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to
Lender until actually received by Lender. If any notice required by this Security Instrument is also required
under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this
Security Instrument.
16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed
by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations
contained in this Security Irent-u tent are subject to any requirements and limitations of Applicable Law.
Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such
silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or
clause of this Security Instrument or the Note muf ices with Applicable Law, such conflict shall not affect other
provisions of this Security Instrument or the Note which can be given effect without the conflicting provision.
As used in this Security Instrument: (a) words of the masculine gender shall mean and include
corresponding neuter wards or words of the feminine gender: (h) words in she singular shall mean and include
the plural and vice versa: and (c) the word -may" gives sole discretion without any obligation to take any action.
0, Borrower's Copy. Borrower shall be given one copy of the Note and of this Security instrument.
WASHINGTON --single ramoy--Fannie Maelfreddie Mac UNIFORM INSTRUMENT Form 3G4H tial
D -d of Toast -WA
20n8. -WA (05108) Page a of 11
20100202001333.010
DOC ID 4! OD019104159301010
18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18. "Interest
in the Property" means any legal or beneficial interest in the Properly. including. but not limited to. those
beneficial interests transferred in a bond for deed. contract for deed. installment sales contract or escrow
agreement. the intent of which is the transfer of title by Borrower ata future date to a purchaser -
If all or any part of the Property cr any Interest in the Property is sold or transferred (or if Borrower is nota
natural person and a bene) iciai interest in Borrower is sold or transferred) without Lender's prior written consent,
Lender may require immediate payment in full of all sures secured by this Security Instrument. However, this
option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option. Lender shall give Borrower notice of acceleration. The notice shall provide
a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which
Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sures prior to the
explratiun of this period. Lender may invoke any remedies Permitted by this Security Instrument without further
notice or demand on Borrower.
19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions. Borrower
shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest
of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument;
(b) such other period as Applicable Law might specify for the termination of Borrowers right to reinstate; or (c)
entry of a judgment enforcing this Security instrument. Those conditions are that Borrower: (a) pays Lender all
sums which then would be due under this Security Instrument and the Nate as if no acceleration had occurred;
(b) cures any default of any other covenants or agreements: (c) pays all expenses incurred in enforcing this
Secority Instrument. including, but not limited to. reasonable attorneys fees. property inspection and valuation
fees, and other fees incurred For the purpose of protecting Lender's interest in the Property and rights under this
Security Instrument: and (d) takes such action as Lender may reasonably require to assure that Lender's interest
in the Property and rights under this Security Instrument, and Borrowers obligation to pay the sums secured by
this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement
sums and expenses in one or more of the following forms, as selected by lender: (a) cash; (b) money order; 1c)
certified check. bank check, treasurers check or cashier's check. provided any such check is drawn upon an
institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds
Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain
fully effective as if no acceleration had occurred. However. this right to reinstate shall not apply in the case of
acceleration under Section I&
20. sale of Note; Change of Loan Servicer, Notice f Grievance. The Note or a partial interest in the
o
Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A
sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due
under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the
Note, this Security Instrument, and Applicable law. There also might be one or more changes of the Loan
Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written
notice of the change which will state the name and address of the new Loan Servicer, the address 10 which
payments should be made and any other information RESPA requires in connection with a notice of transfer of
servicing. I F the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of
the Note, the mortgage loan servicing obligations to Borrower will remain with the L)an Servicer or be
transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided
by the Note purchaser.
Neither Borrower lint Lender may commence. join, or be joined to any judicial action ;as either an
individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
Instrument or that alleges that the other pay has breached any provision of, or any duty owed by reason of, this
rt
Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in
compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a
reasonable period after the giving of such notice to take corrective action. if Applicable Law provides a time
period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for
purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to
Section 22 and the notice ofacceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the
notice and opportunity to take corrective action provisions of this Section 20.
21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances
defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
substances: gasoline. kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides.
volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials: (h) "Environmental
Law" means federal laws and laws of thejurisdiction where the Property is located that relate to health, safety or
environmental protection: (c) "Environmental Cleanup" includes any response action, remedial action, or
removal action. as defined in Environmental Law: and (d) an "Environmental Condition" means a condition that
can cause, contribute to, or otherwise trigger an Environmental Cleanup -
Borrower shall not cause or permit the presence, use. disposal. storage, or release of any Hazardous
Substances, or threaten to release any Hazardous Substances. on or in the Property. Borrower shall not do, nor
allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law. (b)
which creates an Environmental Condition. or (c) which. due to the presence. use, or release of a Hazardous
WASHINGTON --Single Family --Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3048 1101
Deed of Trust -WA
2006 --WA (05!08) Page 9 of 11
20100202001333.011
DOC iD A: 00019104159301010
Suhstance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall
not apply to the presence. use, or storage on the Properly of small quantifies of Hazardous Substances that are
generally recognized to be appropriate to nofmal residential uses and to maintenance of the Property (including.
but not limited to. hazardous substances in consumer products).
Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand. lawsuit or
other action by any governmental or regulatory agency or private party involving the Property and any
Hazardous Substance or Environmental Law of which Borrower has actual knowledge. (b) any Environmental
Condition, including but not limited to. any spilling, leaking. discharge. release or threat of release of any
Hazardous Substance. and (c) any condition caused by the presence, use or release of a Hazardous Substance
which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or
regulatory authority, or any private party. that any removal or other remediation of any Hazardous Substance
affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance
with Environmental Law. Nothing herein shall create any obllgadun on Lender for an Environmental Cleanup.
NON-UNIFORM COVENANTS- Borrower and Lender further covenant and agree as follows:
22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
Borrowers breach of any covenant or agreement in this Security Instrument (but not prior to acceleration
under Section IS unless Applicable Law provides otherwise). The notice shall specify: (a) the default', (b)
the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to
Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the
dale specified in the notice may "suit in acceleration of the sums secured by this Security Instrument and
sale of the Property at public auction at a date not less than 120 days in the future. The notice shall
further inform Borrower of the right to reinstate after acceleration, the right to bring a court action to
assert the non-existence of a default or any other defense of Borrower to acceleration and sale, and any
other matlers required to be included in the notice by Applicable Law. If the default is not cured on or
before the date specified in the notice, Lender at its option, may require immediate payment in full of all
sums secured by this Security Instrument without further demand and may invoke the power of sale
andlor any other remedies permitted by Applicable Law. Lender shall he entitled to collect all expenses
incurred in pursuing the remedies provided in this Section 22, including, but nut limited to, reasonable
attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give written notice to Trustee of the occurrence of
an event of default and of Lender's election to cause the Property to be sold. Trustee and Lender shall
take such action regarding notice of sale and shall give such notices to Borrower and to other persons as
Applicable Law may require. After the time required by Applicable Law and after publication of the
notice of sale, Trustee, without demand on Borrower, shat] sell the Property at public auction to the
highest bidder at the time and place and under the terms designated in the notice of sale in ane or more
parcels and in any order Trustee determines_ Trustee may postpone sale of the Property for a period or
periods permitted by Applicable Law by public announcement at the time and place fixed in the notice of
sale. lender or its designee may purchase the Property at any sate.
Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant
or warranty, expressed or implied_ The recitals in the Trustee's deed shall be prima facie evidence of the
troth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order:
(a) to all expenses orthe sale, including, but not limited to, reasonable Trustee's and attorneys' fees; (b) to
all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to
it or to the clerk of the superior court of the county in which the sate look place.
23. Reconveyance. Upon payment or all sums secured by this Security Instrument. Lender shall request
Trustee to reconvey the Property and shall sunender this Security Instrument and all notes evidencing debt
secured by this Security Instrument to Trustee. Trustee shall reconvey die Property without warranty to the
person or persons legally entitled to it- Such person or persons shall pay any recordation costs and the Trustee's
fee for preparing the reconveyance.
24. Substitute Trustee. In accordance with Applicable Law, Lender may from time to time appoint a
successor trustee to any Trustee appointed hereunder who has ceased to act. Witheut conveyance of the Property,
the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by
Applicable Law.
25_ tfse of Property_ The Prnperry is not used principally for agricultural purposes.
26_ Attorneys' Fees Lender shall be entitled to recover its reasonable attorneys' fees and costs in any
action or proceeding to construe or enforce any term of this Security Instrument. The term "attorneys' fees."
whenever used in this Security Instrument, shall include without limitation attorneys' fees incurred by Lender in
any bankruptcy proceeding or an appeal.
WASHINGTON. -Single Family --Farrow Mac/Freddie Mac UNIFORM INSTRUMENT Farm 3048 Vol
peed of Trust - WA
2008 -.WA (05108) Page 10 of 11
20100202001333.012
oOC ?D #: 00019104159301910
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO
FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER
WASHINGTON LAW.
BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained in this Security
Instrumenl and in any Rider executed by Borrower and recorded with it.
(seal)
TENG NCY - Borrower
(yo Y + � `` {Seat)
MORANY NGY - Borrower
(Seal)
(Seal)
STATE OF WASHINGTON, _
County oflo t'y7:r—
On this day personally apWred before me` ] R—,A GL V
to me known to be the individual(s) described in and who executed the within and foregoing instrument. and
acknowledged that be:shelttU signed the same as hWherhheir free and voluntary act and deed. for the uses and
purpose therein mentioned. /1 „ - i
GIVEN under my hand and ofPtcial seal this IriT" day of c�YC�)—L�► 'l 00 l
—
Notary Public in andel for the State of Washingto , residing at
Appoinimen xplies oYr
Notary Pu6Ilc
Stats of Washinplon
LINDA H ANTON-VARGAS
My Appointment Expires Apr 14, 2013
WASHINGTON --Single Family --Fannie Mao&reddie Mac UNIFORM INSTRUMENT For- 3048 1101
peed of Trust -WA
2006 -WA (05108) Page 11 ul 11
20100202001333.013
EXHIBIT mA"
SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON.
EAST 1/2 OF LOT 10 IN BLOCK 2 OF AKER'S FARMS NO. 5, AS PER
THE PLAT RECORDED IN VOLUME 40 OF PLATS, PAGE 27, RECORDS
OF ICING COUNTY.
TAX I.D. NO: 0087000133
BEING THE SAME PROPERTY CONVEYED BY STATUTORY WARRANTY DEED
GRANTOR: ALICE M. DONALDSON, WHO ACQUIRED TITLE AS ALICE
M. NESS, AN UNMARRIED INDIVIDUAL
GRANTS$: TENG NGY AND MORANY NGY, HUSBAND AND WIFE
DATED: 3/17/2002
RECORDEDz 3/20/2002
DOC#/BOOK-PAGE: 20020320001562
NOTES FOR STREET NUMBERING PURPOSES KNOWN AS: 17003 105TH
AVE BE., RENTON, WASHINGTON - 98055
When Recorded Return To:
N Star Mortgage LLC
CIO
amNHarbvoFLI34683or1h
�I��PIV����i���i��l kINII `1`IIII jI`Itllm�I
20120921000954
nOCunliNT PReOFCC ROT 15.00
PRGE-Bet 002
KTNGI CWNTY11WP5
CORPORATE ASSIGNMENT OF DEED OF TRUST S
- -716GGV91-(-
FOR GOOD AND VALUABLE.CONSIDERATION, the sufficiency of which is hereby aci:nawledge<1. the
undersigned, RANK OF AMERICA, NATIONAL ASSOCIATION, WHOSE ADDRESS IS 350 Highland
Dr., Lewis lie, TX, 75067, (ASSIGNOR), by these preseats does cunvey, grant, sell, assign, transfer and set
over the described Deed of Trust with all interest secured thereby, aN liens, and any rights due or to become due
thereon to NATIONSTAR MORTGAGE LLC, WHOSE ADDRESS IS 350 Highland Drive, Lewisville, TX
75067 (469)549-2000, A DELAWARE CORPORATION, ITS SUCCESSORS OR ASSIGNS, (ASSIGNEE)
Said Deed of Trust is dated 01116!2010, and executed by TENG NGY AND MORANY NGY, there and with as
Original Trustee, to BANK OF AMERICA, N -A., and recorded 0210212010, in Book n/a, Page n/a, and/or
Iastromert # 20100202001333, in the office of the Recorder of KING County, WA.,
?TN 29 23N. 05E
T'areel ID #: 0087000133
IN WITNESS WHEREOF, this Assignment is executed on Lk /c<J-(MMfDD/YYYY),
BANK OF AMERICA, NA'T'IONAL ASSOCIA'T'ION, by NATIONSTAR MORTGAGE, LLC, ifs
Attorney -in -Fact
%�cR`srs�ajlv;,�•
� s jep �v°nyr
STATE OF NF-BRASiCA COUNTY OF SCOTTS FLUFF
he oregomg jtts lment was acknowledged before me on —AX -1 ! (MM/DWYYYY) by
as _ S _ of
NATIONSTAR MO GE, LLC as Attorney -in -Fact for BANK OF AMERICA, NATIONAL
ASSOCIATION. Helsheldtey is (are) personally [mown to me.
f GENERALIJ07AfY-Stateofkebrasta
Notary Public - State of NEBF;ASKA
Commission expires: �7 ��rs MY �' Dp. March 23.201$
Document Prepared By: E.Lance/NTC, 2100 All. 19 North, Palm Harbor, FL 34683 (800)346-9f52
NSMAV 17487596 -- DOCADMIN CJ4116415 [C] FRMWA3
ilIIIII liifiiliilllliil�iiillliliiililiillllilll
*17487596•
NGY WA Countv
inv code 472 Intervening Assignment
597469337 I -33J 5974693371A
!Return Aiddress
! BANK OF AMERICA, N.A
! DOCUMENT PROCESSING MAIL CODE
!TK2-979-01-19
1 4500 AMON CARTER BLVD
FORT WORTH, TX 75155
3 Attn. ASSIGNMENT UNIT
Please print or type information
20121128000122
P'NK OF RAERFC BDT ag.@p
RGE-0@1 OF 002
KING
02012 08:05
NG COUNTY, WA
!
!Document Title(s) (or transaction contained therin):
I
!1. CORPORATION ASSIGNMENT OF DEEP OF TRUST
12.
3-
14.
I
!Reference Number(s) of Documents assigned or released:
I(on page of document(s)) # 20100202001333
!
!
!Granter(s) (Last !came first, then first name and initials)
I
!1. BANK OF AMERLCA, N.A. SUCCESSOR BY MERGER TO COUNTRYWIDE BANK, N.A. FKA
!COUNTRYWIDE BANK, FSB
12.
f3.
!4. THUG NGY and MORANY NGY
15. Additional names on pageof document.
z
r
1Grantee(s) (Last name first, then first name and initials)
I
!1, NATIONSTAR MORTGAGE LLC
!2.
13.
!4
15.,
Additional names on page of document
!
!Legal description (abbreviated: i.e. lot, block, plat or section, township,
!range)
r
! Additional legal is on page of document.
!Assessor's Property Tax Parcel/Account Number
!
i
Additional legal is on page of document.
I
!The Auditor/Recorder will rely on the information provided on the foam. The !
Istaff will not read the document to verify the accuracy or completeness of
!the indexing information provided herein.
Recordina requested by:
BANK OF AMERICA, N.A.
SUCCESSOR HY MERGER TO
COUNTRYWIDE BANK, N.A. FKA
COUNTRYWIDE BANK, FSB
When recorded mail to:
BANK OF AMERICA, N.A
DOCUMENT PROCESSING MAIL CODE
TX2-979-01-19
4500 AMON CARTER BLVD
FORT WORTH, TX 76is5
Attn: ASSIGNMENT UNIT
CORPORATION ASSIGNMENT OF DEED OF TRUST
Doc. ID# 64819104159368100
Commitment# A91137
For value received, the undersigned, BANK OF AMERICA, N.A. SUCCESSOR BY MERGER
TO COUNTRYWIDE BANK, N.A- FKA COUNTRYWTDJ3 BANK, FSH, 1800 TAPO CANYON FX, SIMI
VALLEY, CA 93063, hereby grants, assigns and transfers to:
NATIONSTAR MORTGAGE LLC
350 HXGULAND DR., LEWyngL , TX 75 67-4177
Al ene xcia xn ereat un er t t certain Deed of Trust-76—at—ea17-1-6710,
executed by: TENG NGY and MORANY NGY, Trustor as per TRUST DEED recorded as
Instrument No, 30100202001333 on 2/02/10 in Book-! Page
of official records in the County Recorder's office of KING County,
WASHINGTON.
Original Mortgage $339,850-00
17403 105TH AVE SE RENTON WA 96055
Together with the Note or Notes therein described or referred to, the money
due and to become due thereon with interest, and all rights accrued or to
accrue under said Deed of Bust.
DaCed: 10/23/2012 BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO COUNTRYWIDE
BANK, N.A. FKA COUNTRYWIDE BANK, FEB
By
BF.NJ ECK, TANT V C ENT
State of California
County of Ventura
On 10/23/2012 before me, M. HuO SON Notary public, personally appeared
BENJAMIN PECK, who proved to me an a basis of satisfactory evidence to be
the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her their
authorized capacity(ies), and that by his/her/their signature(s) on the
instrument the person(s), or the entity upon behalf: of which the personas)
acted, executed the instrument.
I certify under PENALTY OF PERJURY under the laws of the state of California
that the foregoing paragraph is true and correct.
Witness my hand of "c' seal.
Signature:
M. HOKANSON
commission # 1830571
Prepared by: JASON FRANKLIN-`mx
z :ger Nelaty Public - Calilocnia x
1900 TALO CANYON ROAD 2 s
SIMI VALLEY, CA 93063 i...r Los Angeles County I..-- . - -- - •
Phone#: (213) 345-0981
vva r NO
After Recording Return to:
vonnie McElligotl
Northwest Trustee Services, Inc.
P.O- R45x 997
Bellevue, WA 98449-0997
201 11 001483
DOCUnENT PAOCE AST 14.00
PRGE-1002
LL/27%2012F11:32
KING COUNTY, WA
Appointment of Successor Trustee
File No. 7303.22553
Teng Ngy, and Morany Ngy, husband and wifeis/are the grantor(s), Recon Trust Company, N.A_ is the trustee and
Bank of America, N.A is the beneficiary under that certain deed of trust dated 01/16110 and recorded on 02102110 under
SLING County, Washington Auditor's File No. 201 x0202003333.
The present beneficiary under said deed of trust appoints Northwest Trustee Services, Inc., a Washington
corporation, whose address is P.O. Box 997, Bellevue, WA 98009-0997, as successor trustee under the deed oftrust with all
powers of the original trustee.
STATE OF TEXAS )
)ss
COUNTY OF DENTON )
—�16(0r O !
Nationstar Mortgage LLC
By Vf�l'
Kiandra Gildon-Assistant
I certify that 1 know or have satisfactory evidence that Kiandra Gildon is the person who appeared before me, and
said person acknowledged that (hdshe) signed this instrument, on oath stated that (helshe) was authorized to execute the
instrument and acknowledged it as the Assistant Secretary ofNationstar Mortgage LLC to be the free and voluntary act of
such parry for the uses and purposes mentioned in the instrument.
Dated: IO -11-12
LACY REASOINS
t Notary Public, State of Texas
S Th
t Commissiart Expires
u0 ,tune 2�, 2016
NORTt[W EST TRUSTEE SERVICES, INC.
P.O. Bot 997
BELL6VUE, WA 96009-0997
415-586-1900 FAx 425-585-1997
ot.y lic in ano for the State of --H �
Residing at [JV40i!�i
My appointment expires
Client: Nationstar Mongage, LLC
Borrower: Ngy, Teng and Morany
Sit r Mtoh Dea 1.54 513645 .
- Nov 27-54)
The:. -: -ands title hioldb)�st ! a?'vey C Aker and MaLre ker
part .e*. hby,mrant to the ccauPant la ving 3-n the haame on the
5 --tai
d2.tch or a water main.-ror his own use, over the S 3 ff. `6f th
of 10 Blit 2 of ,Aker'a Farms No 5
Sd d1tah.1a•to be about 18 tnobes deep and is to be properly
fxYLed- .:sn as soon as the water pipe -in laM
'ire ao .. bias contained shall run with the Id and -is bin di"
ofs _'.ik11 subsequent, owners %ham
XON .OK.
:: --
- 1���7;'BemAon Rd; �r�t+orij� .. _ .. _. ... _.
. µw�
basement' for. Water Ditch Dc- 1-54
- -- -- -� - - dot dtdAllk
-P? ed and /or Bess Thayer
to Harvey C. Joker and Claire Aker; and also do
hereby. -grant to Ch&s - SchlOnegger,
the right to dir g a ditch for a smaj.1 water train,
for use in their
the � hones, across the 11 a of
Tract -13-talk 2 -Aker is Far= Aio _ Ci CA A 4 4-�
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'4
7t
CITY OF RENTON
SHORT PLAT
RENTON. WASHINGTON
NOTE: NEW PRIVATE E:CWyvE EA';FA�T1T FOR INO8ESM
EGRESS AND UTILITIES 15 TD BE PTEATFD UPON THE SAIF
CF LOTS %TOWN ON THIS SHORT PLAY. n OWNERS BF LOTS
2 AND 3 SNAIL HAYS AH EWAL AND ICY* DEU NaTERMW
INE OWN[:ASHIP AHD KSPCNSDRATy FOR. MANTENANCE OF
THE MVATL ACCESS EASC""" APPURTENANCES- 7NESE
ARPoIRTENANCES AND MAINTENANCE RESPON51RpJM
IN�UOE JYJE REPAIR AND MANITENANIE w THE PRIVATE
ACCESS RDAD, ORHNAGE PIPES, AND STORM WATER WAUTY
}} YATiW TaiS EASENNENT, PRIVATE STONAnE. AND OTHER
OTHER TRVCTIJRE NOT OWRD ITV RTE CITY OF REyNd1 OT
OTHER UTILITY PROVIDERS- MAINTENANCE COI SAIL BE
p SHAIiEp f9UAU-Y. PARKING ON ]HE PAMG IN SHE ACCESS
1F EASEYFNT THAIS PRONID3Tm
OR.A7Eft , UNLESS PAyEyEHT MN IS
N 20 FEET.
DECLARATION OF ODVE31ANT
RIE OWNERS OF LAND EAFRRACFL M fMV THIS SNORT RAT,
IN RETURN FON T BENEFITS TO ACCRUE FROM THIS
SVBDINSION. Ul-SIGNING HEREON COVENANT AND AGPFE TO
CONVEY THE BENEFICIAL INTEREST IN THE NEW EASEATLNTS
Sh'OFR ON NNIS SFHORT PLAT TO AHY AHD - FlIl-
IURCTIAgHS {1F 1i1E LOTS. DR OF ANr SJadIVP94g5
7HEFEOF, THIS COVENANT SHALL Rwl NTH THE L.Uq AS
SHOMM ON T11S SHORT PLAT
ONN11ET'S DECLARATION
f910N ALL !'FIE RY TVGRE PRESY7iTT 1RAT THE Old> OW8R5
91diF�. MIR
��(8I �SYNAk[ A
A IL♦F CF 141E S�WE PAPIJIOEA WIN c OE I tf SIE iEQWIiAG
TIIE OGNSpT 10W W AOC
IN WITNESS WHEREOF WE SET OUR MANUS IND 59
TEND NGYf r ;- AIORANY HGY
DANK OF AMERICA
ACKNOWLEDGMENTS
STAR-Q'wasuYcm:r )
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I LOT 1 { lznD3)SURVEY NOTES
WSTRUNE)NT; wON TDTAL STATION DTMATOLO
1 � � `' 9<I 11 20.83' I NFntpq USEB:' Fff39 7RATILRSE wHH ACTUAL
HEX MEASUREMENT ANO ANGLES
F� JJJ WFC .T3z--I.To-PPG
LLI I I I DATE OF SURVEY; APRIL. 2003
V) i N 89TT$•48' W Mo,. HOUSE f BASIS OF BEANRNG NB51G•46'E, 5E 166M 5mc,
f+GT
OF AKEN'S FARSK No- 5
W C o L LL) LEGAL DESCRIPTION
^ I Nle EAST FfFIF OF LOT 10. BLOCK 2, AFLTYs PATA15 NO.
Q ' :x1• I `a- 5. ACtpNONNG N THE PLAT THETECF RENT W N
ULII n YOLIWE M C PLATS. PAC£CS) 27, RECORDS OF KING
L J� Q UNTY
V I c CO, WASINNGTIK
cl� ro 1 N 867546' W 7b39' SPECIAL NOTES_
M j 70,21' m THE PROIFRTY IS SU8DUcT To NESTF4cgON5.
CONDITIONS, DETNCAnCNS. NCTCS, EASI3AETFTS AND
LOT 2 PRONSON5 CFllA1EATEn AND/(.
DESCRIBF]1 OTT TIE
p �--n RAT RECORDED NVOLUME 4U OF PLATS AT PACES)
z.
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a IXfARTCR CORNER %
ac - - —
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CAP 2_, r
{TYPICAL) .L -
DOCUMENTS
OF AK_rR"S FAROS NO.6 ADDRESS
in OF SURVEY VOL Ti3/PG 135 LOT 1 - 17001 1" AYE SE
M OF SURVEY VDL 176/P3 W1 LOT 2 - IYDD.1 1U5N: AVE SE
M OF SLRVEY' VOL 1a5/PG 105 LOT 3 - '7005 TZS AVE SE
10 OF SIRVEY VOL 24 'YP 142
T.r�s ma4` :orr � r�1Tre,ssnt; � si��.ai marTe
by me prgCr.'^y dx'cctmn :� canTerm.:nce
nflR ;rye requirxrr:erts of t%e Survey RsI:nN�n,g
^at cH 9:z -9— Teng NAT_
1— 2011
i THE PROPERTT is SUBJECT TO J` C ITV CNARf,Es. G
]:; ANT. P.NCWDWG BUT NOt UI TO HOOKUP, OR
..I rt,l-+ c1SENE'!1. COINEcr" OKARGES AND LA7&0cNARGES FOR
WATER
DR SEWFF FACILITES OF SWS GNE`Hc[ WATER
AND SEKER 0 STRICT' AS DISCLCSEB BY INS1ILudENT
Z
LOT 3
LOT
I RECORDED UNDER REFDNDVNG
R1
59;3 al, et
PLAT
I! NO 20WT14GOlIt
THEMAS SUBJECT TO LIABILFIT' FT.TN SEWET
WEST VALLEY EYECUrw P .
CHARS MAT MAY BE
CAPSM
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6UT NOT O i CONEACT
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I T7ff FTTr Hm RENTTw FOR ET/NTTiER u1FeTMAnaJ.
- -
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