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HomeMy WebLinkAboutL_Title_Report_191031.pdfThis map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 1 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 2 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 3 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 4 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 5 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 6 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. Page 7 of 7 Requested By: krisclark, Printed: 8/27/2018 10:53 AM Doc: KC:MPLT 57-00092~53033 ALTA COMMITMENT FOR TITLE INSURANCE Commitment Number: Issued By agent: 0133383-06 Revision 1 Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 1 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 CHICAGO TITLE INSURANCE COMPANY, a Florida corporation (“Company”), for a valuable consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate six (6) months after the Effective Date or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory. IN WITNESS WHEREOF,CHICAGO TITLE INSURANCE COMPANY has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Chicago Title Insurance Company By: Countersigned By: Authorized Officer or Agent President Attest: Secretary Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 2 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 ISSUING OFFICE:FOR SETTLEMENT INQUIRIES, CONTACT: Title Officer: Commercial Unit Chicago Title Company of Washington 701 5th Avenue, Suite 2700 Seattle, WA 98104 Main Phone: (206)628-5610 Email: WA-Commercial@ctt.com Escrow Officer: Mark Schwarz Chicago Title Company of Washington 701 5th Avenue, Suite 2700 Seattle, WA 98104 Phone: 206-628-9710 Fax: 206-628-9737 Main Phone: (206)628-5666 Email: Mark.Schwarz@ctt.com SCHEDULE A ORDER NO.0133383-06 1. Effective Date: August 22, 2018 at 08:00 AM 2. Policy or Policies to be issued: a.ALTA Loan Policy 2006 Proposed Insured:To Be Determined Policy Amount:To Be Determined Premium: To Be Determined Tax: To Be Determined Rate:Builder Construction Loan Total: To Be Determined 3. The estate or interest in the land described or referred to in this Commitment is: Fee Simple 4. Title to the estate or interest in the land is at the Effective Date vested in: Renton Housing Authority, a municipal corporation 5. The land referred to in this Commitment is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF END OF SCHEDULE A EXHIBIT "A" Legal Description Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 3 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 For APN/Parcel ID(s):722780-1290-02,722780-1295-07,722780-1305-05,722780-1310-08 and 722780-1315-03 Parcel 5 of City of Renton Lot Line Adjustment No. LUA16-000132, recorded under recording no. 20160603900008, in King County, Washington; and Lots 6 and 11, Block 41, Corrected Plat of Renton Highlands No. 2, according to the plat thereof recorded in Volume 57 of Plats, Pages 92 through 96, inclusive, in King County, Washington. Situate in the County of King, State of Washington. CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 4 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: GENERAL EXCEPTIONS A. Rights or claims of parties in possession, or claiming possession, not shown by the Public Records. B. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. C. Easements, prescriptive rights, rights-of-way, liens or encumbrances, or claims thereof, not shown by the Public Records. D. Any lien, or right to a lien, for contributions to employee benefit funds, or for state workers' compensation, or for services, labor, or material heretofore or hereafter furnished, all as imposed by law, and not shown by the Public Records. E. Taxes or special assessments which are not yet payable or which are not shown as existing liens by the Public Records. F. Any lien for service, installation, connection, maintenance, tap, capacity, or construction or similar charges for sewer, water, electricity, natural gas or other utilities, or for garbage collection and disposal not shown by the Public Records. G. Unpatented mining claims, and all rights relating thereto. H. Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof. I. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes. J. Water rights, claims or title to water. K. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the Public Records, or attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B (continued) Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 5 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 SPECIAL EXCEPTIONS 1.Covenants, conditions, restrictions, recitals, reservations, easements, easement provisions, dedications, building setback lines, notes, statements, and other matters, if any, but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth on Corrected Plat of Renton Highlands No. 2, Volume 57 of Plats, Pages 92 through 98: Recording No: 4719044 2.Covenants, conditions, restrictions, recitals, reservations, easements, easement provisions, dedications, building setback lines, notes, statements, and other matters, if any, but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth on City of Renton Lot Line Adjustment No. LUA16-000132: Recording No: 20160603900008 3.Any rights, interests, or claims which may exist or arise by reason of the following matters disclosed by survey, Recording Date: December 14, 2016 Recording No.: 20161214900021 Matters shown: Fences do not conform to lot lines 4.Any rights, interests, or claims which may exist or arise by reason of the following matters disclosed by survey, Recording Date: January 31, 2018 Recording No.: 20180131900004 5.City of Renton, Washington, Resolution No. 4289, a Resolution of the City of Renton, Washington, Establishing the Boundaries and Latecomers Assessment Methodology for the Sunset Revitalization Latecomers Area: Recording Date: January 9, 2018 Recording No.: 20180109000401 Said instrument is a re-record of instrument recorded under recording no. 20160628000623. Said instrument is disclosed by numerous instruments of record. CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B (continued) Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 6 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 6.Special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: 2018 Tax Account No.: 722780-1295-07 Levy Code: 2100 Assessed Value-Land: $0.00 Assessed Value-Improvements: $0.00 General and Special Taxes: Billed: $10.92 Paid: $10.92 Unpaid: $0.00 Affects: Portion of Parcel 5 and other property 7.General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: 2018 Tax Account No.: 722780-1305-05 Levy Code: 2100 Assessed Value-Land: $0.00 Assessed Value-Improvements: $0.00 General and Special Taxes: Billed: $1196.80 Paid: $98.40 Unpaid: $98.40 Affects: Portion of Parcel 5 and other property 8.General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: 2018 Tax Account No.: 722780-1310-08 Levy Code: 2100 Assessed Value-Land: $0.00 Assessed Value-Improvements: $0.00 General and Special Taxes: Billed: $215.80 Paid: $107.90 Unpaid: $107.90 Affects: Remainder of Parcel 5 CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B (continued) Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 7 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 9.Special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: 2018 Tax Account No.: 722780-1290-02 Levy Code: 2100 Assessed Value-Land: $0.00 Assessed Value-Improvements: $0.00 General and Special Taxes: Billed: $196.81 Paid: $98.41 Unpaid: $98.40 Affects: Lot 6 10.Special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: 2018 Tax Account No.: 722780-1315-03 Levy Code: 2100 Assessed Value-Land: $0.00 Assessed Value-Improvements: $0.00 General and Special Taxes: Billed: $196.80 Paid: $98.40 Unpaid: $98.40 Affects: Lot 11 11.The Land is presently classified as exempt and may be subject to the collection of back taxes for a possible three to ten year period, depending upon the actual use classification of the property during its exempt status. Inquiry should be made to the King County Assessor’s Office or the Company for additional information. Tax Account No.: 722780-1290-02, 722780-1295-07, 722780-1305-05, 722780-1310-08 and 722780-1315-03 Levy Code: 2100 12.The search did not disclose any open mortgages or deeds of trust of record, therefore the Company reserves the right to require further evidence to confirm that the property is unencumbered, and further reserves the right to make additional requirements or add additional items or exceptions upon receipt of the requested evidence. 13.This item intentionally deleted 14.This item intentionally deleted CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B (continued) Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 8 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 15.This item intentionally deleted 16.This item intentionally deleted 17.Any instrument to be executed by Renton Housing Authority must be in accordance with statute. Satisfactory evidence of authority must be submitted. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 18.TO PROVIDE THE EXTENDED COVERAGE POLICY AND/OR ALTA HOMEOWNER’S POLICY IDENTIFIED IN SCHEDULE A, GENERAL EXCEPTIONS A THROUGH D WILL BE CONSIDERED WHEN OUR INSPECTION AND/OR REVIEW OF SURVEY, IF REQUIRED, IS COMPLETED. A SUPPLEMENTAL COMMITMENT WILL FOLLOW. If there have been recent improvements on the property within 90 days prior to closing we will require a signed indemnity agreement and a recent financial statement from each indemnitor. If construction financing is to be insured, please contact the title officer for requirements. The Company reserves the right to add additional exceptions or make further requirements after review of the property inspection and requested documentation. 19.Your application for title insurance was placed by reference to only a street address or tax identification number. Based on our records, we believe that the legal description in this report covers the parcel(s) of Land that you requested. If the legal description is incorrect, the seller/borrower must notify the Company and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. END OF EXCEPTIONS NOTES The following matters will not be listed as Special Exceptions in Schedule B of the policy. There will be no coverage for loss arising by reason of the matters listed below because these matters are either excepted or excluded from coverage or are not matters covered under the insuring provisions of the policy. Note A:Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 SCHEDULE B (continued) Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 9 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 Note B:Note: FOR INFORMATIONAL PURPOSES ONLY: The following may be used as an abbreviated legal description on the documents to be recorded, per Amended RCW 65.04.045. Said abbreviated legal description is not a substitute for a complete legal description within the body of the document: Parcel 5, City of Renton LLA No. LUA16-000132, recording no. 20160603900008, and Lots 6 and 11, Blk 41, Corrected Plat of Renton Highlands No. 2, Vol. 57 Pg. 92 Tax Account No.: 722780-1290-02, 722780-1295-07, 722780-1305-05, 722780-1310-08 and 722780-1315-03 Note C:Note: The Company finds no matters against the name(s) of Renton Housing Authority in the Public Records which would appear as exceptions in the policy. Note D:Note: Any map furnished with this Commitment is for convenience in locating the land indicated herein with reference to streets and other land. No liability is assumed by reason of reliance thereon. END OF NOTES END OF SCHEDULE B CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0133383-06 REVISION 1 Copyright American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed: 09.06.18 @ 03:48 PM Page 10 WA-CT-FNSE-02150.622476-SPS-1-18-0133383-06 CONDITIONS 1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument. 2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledge to the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions. 3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. 4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. 5.The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rules at http://www.alta.org. END OF CONDITIONS RECORDING REQUIREMENTS Recording Requirements Printed: 09.06.18 @ 03:48 PM by AM WA00000924.doc / Updated: 02.13.18 Page 11 WA-CT-FNSE-02150.624652-0133383-06 Effective January 1, 1997, document format and content requirements have been imposed by Washington Law. Failure to comply with the following requirements may result in rejection of the document by the county recorder or imposition of a $50.00 surcharge. First page or cover sheet: 3" top margin containing nothing except the return address. 1" side and bottom margins containing no markings or seals. Title(s) of documents. Recording no. of any assigned, released or referenced document(s). Grantors names (and page no. where additional names can be found). Grantees names (and page no. where additional names can be found). Abbreviated legal description (Lot, Block, Plat Name or Section, Township, Range and Quarter, Quarter Section for unplatted). Said abbreviated legal description is not a substitute for a complete legal description which must also appear in the body of the document. Assessor’s tax parcel number(s). Return address (in top 3" margin). **A cover sheet can be attached containing the above format and data if the first page does not contain all required data. Additional Pages: 1" top, side and bottom margins containing no markings or seals. All Pages: No stapled or taped attachments. Each attachment must be a separate page. All notary and other pressure seals must be smudged for visibility. Font size of 8 points or larger. Wire Fraud Alert Page 12 Original Effective Date: 5/11/2017 Current Version Date: 5/11/2017 0133383-06-MSS - WIRE0016 (DSI Rev. 12/07/17) TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved WIRE FRAUD ALERT This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation:Internet Crime Complain Center: http://www.fbi.gov http://www.ic3.gov Privacy Statement Printed: 09.06.18 @ 03:49 PM by AM WA00000924.doc / Updated: 02.13.18 Page 13 WA-CT-FNSE-02150.624652-0133383-06 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Revised May 1, 2018 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF", "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g. Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Privacy Statement Printed: 09.06.18 @ 03:49 PM by AM WA00000924.doc / Updated: 02.13.18 Page {{Page}}WA-CT-FNSE-02150.624652-0133383-06 Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see "Choices With Your Information" to learn the disclosures you can restrict. Security of Your Information We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. Privacy Statement Printed: 09.06.18 @ 03:49 PM by AM WA00000924.doc / Updated: 02.13.18 Page {{Page}}WA-CT-FNSE-02150.624652-0133383-06 For Vermont Residents: We will not disclose information about you creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer Page 1 of 1 Requested By: krisclark, Printed: 8/30/2018 10:13 AM Doc: KC:1997 9708271136~53033 Page 1 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 2 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 3 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 4 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 5 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 6 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 7 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 8 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 9 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 10 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 11 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 12 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 13 of 13 Requested By: krisclark, Printed: 8/27/2018 9:02 AM Doc: KC:2006 20060228001485~53033 Page 1 of 4 Requested By: krisclark, Printed: 8/27/2018 7:53 AM Doc: KC:2016 20160603900008~53033 Page 2 of 4 Requested By: krisclark, Printed: 8/27/2018 7:53 AM Doc: KC:2016 20160603900008~53033 Page 3 of 4 Requested By: krisclark, Printed: 8/27/2018 7:53 AM Doc: KC:2016 20160603900008~53033 Page 4 of 4 Requested By: krisclark, Printed: 8/27/2018 7:53 AM Doc: KC:2016 20160603900008~53033 Page 1 of 3 Requested By: krisclark, Printed: 8/27/2018 7:55 AM Doc: KC:2016 20161214900021~53033 Page 2 of 3 Requested By: krisclark, Printed: 8/27/2018 7:55 AM Doc: KC:2016 20161214900021~53033 Page 3 of 3 Requested By: krisclark, Printed: 8/27/2018 7:55 AM Doc: KC:2016 20161214900021~53033 Page 1 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 2 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 3 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 4 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 5 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 6 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 7 of 7 Requested By: krisclark, Printed: 8/27/2018 9:13 AM Doc: KC:2018 20180109000401~53033 Page 1 of 1 Requested By: krisclark, Printed: 8/27/2018 7:51 AM Doc: KC:2018 20180131900004~53033