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HomeMy WebLinkAboutL_Title Report, Proof of Authorization, and Recording Documents_201016_v2 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 March 19, 2020 Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Contact: Phone: (425)454-0911 Fax: (425)454-4577 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com Order Number: 4203-3386962 Please send all recording packages to 920 5th Avenue, Suite 1250, Seattle, WA 98104 Seller: Barbee Forest Products Inc Property: 3905 Lake Washington Blvd N Renton, WA 98112 Attached please find the following item(s): ALTA Commitment for Title Insurance Thank you for your confidence and support. We at First American Title Insurance Company maintain the fundamental principle: Customer First! This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 2 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule A ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 Transaction Identification Data for reference only: Issuing Agent: First American Title Insurance Company Issuing Office: 920 5th Avenue, Suite 1250, Seattle, WA 98104 Issuing Office's ALTA® Registry ID: 1015009 Issuing Office File No.: 4203-3386962 Commitment No.: 4203-3386962 Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 Revision No.: Second Commitment SCHEDULE A 1. Commitment Date: March 11, 2020 8:00 AM 2. Policies to be issued: (A) Eagle Owner's Policy Homeowner’s Rate Proposed Insured: Greg T. Perotto and Kristopher J. Bristow, a married couple Proposed Policy Amount: $2,350,000.00 Premium: $4,028.00 Tax: $406.83 (B) ALTA Extended Loan Policy Purchase Money Loan Rate Proposed Insured: Cornerstone Home Lending Inc, ISAOA Proposed Policy Amount: $741,750.00 Premium: $956.00 Tax: $96.56 3. The estate or interest in the Land described or referred to in this Commitment is Fee Simple 4. The Title is, at the Commitment Date, vested in: BARBEE FOREST PRODUCTS, INC., A WASHINGTON CORPORATION 5. The Land is described as follows: See Exhibit "A" attached hereto and made a part hereof FIRST AMERICAN TITLE INSURANCE COMPANY Kristi Stevenson, Title Officer This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 3 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule BI & BII ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 SCHEDULE B, PART I Requirements All of the following Requirements must be met: 1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions. 2. Pay the agreed amount for the estate or interest to be insured. 3. Pay the premiums, fees, and charges for the Policy to the Company. 4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 4 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule BI & BII (Cont.) ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 SCHEDULE B, PART II Exceptions THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN. The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: 1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I-Requirements are met. 2. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records. 3. Any facts, rights, interests, or claims which are not shown by the Public Records but which could be ascertained by an inspection of the Land or by making inquiry of persons in possession thereof. 4. Easements, claims of easement or encumbrances which are not shown by the Public Records. 5. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the Public Records. 6. (A) Unpatented mining claims; (B) Reservations or exceptions in patents or in Acts authorizing the issuance thereof; (C) Water rights, claims or title to water; whether or not the matters excepted under (A), (B) or (C) are shown by the Public Records; (D) Indian Tribal Codes or Regulations, Indian Treaty or Aboriginal Rights, including easements or equitable servitudes. 7. Any lien, or right to a lien, for services, labor or materials or medical assistance heretofore or hereafter furnished, imposed by law and not shown by the Public Records. 8. Any service, installation, connection, maintenance, construction, tap or reimbursement charges/costs for sewer, water, garbage or electricity. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 5 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 9. Lien of Real Estate Excise Tax upon sale of said premises, or transfer of a controlling interest, if unpaid. As of the date herein, the excise tax rates are as follows: Levy/Area Code: 2100 State Excise Tax for real property classified as Timberland (RCW 84.34 or RCW 84.33) or Agricultural land (RCW 84.34.020): 1.28% of the selling price All other State Excise Tax: 1.10% of the selling price less than or equal to $500,000.00 1.28% of the selling price from $500,000.01 to $1,500,000.00 2.75% of the selling price from $1,500,000.01 to $3,000,000.00 3.00% of the selling price over $3,000,000.00 Local Excise Tax for City of Renton: .50% of the selling price In addition to the Excise Tax due, a fee of $5.00 will be charged on all taxable transactions ($10.00 on all exempt transactions) 10. General Taxes for the year 2020. The first half becomes delinquent after April 30th. The second half becomes delinquent after October 31st. Tax Account No.: 334270-0011-03 1st Half Amount Billed: $ 12,781.38 Amount Paid: $ 0.00 Amount Due: $ 12,781.38 Assessed Land Value: $ 1,536,000.00 Assessed Improvement Value: $ 722,000.00 2nd Half Amount Billed: $ 12,781.38 Amount Paid: $ 0.00 Amount Due: $ 12,781.38 Assessed Land Value: $ 1,536,000.00 Assessed Improvement Value: $ 722,000.00 11. Evidence should be submitted prior to closing of the authority of the officers, if other than Alex Cugini, Jr. as President and Robert A. Cugini as Vice President of Barbee Forest Products, Inc., to execute the forthcoming instrument. 12. This transaction may be subject to a Geographic Targeting Order ("GTO") issued pursuant to the Bank Secrecy Act. Information necessary to comply with the GTO must be provided prior to the closing. This transaction will not be insured until this information is submitted, reviewed and found to be complete. 13. Any and all offers of dedication, conditions, restrictions, easements, boundary discrepancies or encroachments, notes and/or provisions shown or disclosed by Short Plat or Plat of Hillmans Lake Washington Garden of Eden #2 recorded in Volume 11 of Plats, Page(s) 64. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 6 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 14. Conditions, notes, easements, provisions and/or encroachments contained or delineated on the face of the Survey recorded under Recording No. 9205119002. 15. Easement, including terms and provisions contained therein: Recording Information: 9305131867 In Favor of: City of Renton, a Municipal Corporation of King County For: Public utilities 16. Easement, including terms and provisions contained therein: Recorded: August 19, 1993 Recording Information: 9308190545 In Favor Of: Puget Sound Energy, Inc., a Washington corporation For: Electric and/or gas transmission and/or distribution system 17. The terms and provisions contained in the document entitled "City of Renton, Washington Ordinance No. 4774" Recorded: April 9, 1999 Recording No.: 9904091058 18. Reservations and exceptions, including the terms and conditions thereof: Reserving: Minerals Reserved By: The Burlington Northern and Santa Fe Railway Company, a Delaware Corporation (formerly Burlington Northern Railroad Company) Recorded: September 26, 2001 Recording Information: 20010926000601 NOTE: No examination has been made to determine the present record owner of the above minerals, or mineral lands and appurtenant rights thereto, or to determine matters which may affect the lands or rights so reserved. 19. Easement, including terms and provisions contained therein: Recording Information: 20050705001268 In Favor of: Puget Sound Energy, Inc., a Washington Corporation For: Nonexclusive perpetual easement This easement replaces and supersedes that easement dated January 13, 2003, and recorded February 27, 2003, under King County Recording Number 20030227000990, Records of King County, Washington. 20. The terms and provisions contained in the document entitled "Access Easement Agreement" Recorded: September 29, 2006 Recording No.: 20060929003431 This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 7 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Modification and/or amendment by instrument: Recorded: August 14, 2008 Recording Information: 20080814000715 21. Terms, covenants, conditions, restrictions, easements, boundary discrepancies and encroachments as contained in recorded Lot Line Adjustment (Boundary Line Revisions): Recorded: October 02, 2006 Recording Information: 20061002900012 22. Easement, including terms and provisions contained therein: Recording Information: 20061002002086 In Favor of: City of Renton, a Municipal Corporation For: Utilities easement 23. Easement, including terms and provisions contained therein: Recording Information: 20061002002087 In Favor of: City of Renton, a Municipal Corporation For: Emergency access and utilities access easement 24. Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: 20101223000033 Modification and/or amendment by instrument: Recorded: January 30, 2017 Recording Information: 20170130001249 Modification and/or amendment by instrument: Recorded: October 12, 2017 Recording Information: 20171012001135 25. Provisions of the Articles of Incorporation and By-Laws of the Eagle Cove Community Association, and any tax, fee, assessments or charges as may be levied by said association. 26. Any question as to the true location of the lateral boundaries of the Shorelands. 27. Any questions that may arise due to shifting or change of the line of high water of Lake Washington. 28. Any prohibition or limitation on the use, occupancy or improvements of the land resulting from the right of the public or riparian owners to use any waters which may cover the land or to use any portion of the land which is now or may formerly have been covered by water. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 8 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 29. Paramount rights and easements in favor of the United States for commerce, navigation, fisheries and the production of power. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 9 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington INFORMATIONAL NOTES A. Effective January 1, 1997, and pursuant to amendment of Washington State Statutes relating to standardization of recorded documents, certain format and content requirements must be met (refer to RCW 65.04.045). Failure to comply may result in rejection of the document by the recorder or additional fees being charged, subject to the Auditor's discretion. B. Any sketch attached hereto is done so as a courtesy only and is not part of any title commitment or policy. It is furnished solely for the purpose of assisting in locating the Land and First American expressly disclaims any liability which may result from reliance made upon it. C. The description can be abbreviated as suggested below if necessary to meet standardization requirements. The full text of the description must appear in the document(s) to be insured. LOT D, CITY OF RENTON LLA NO. LUA-96-153LLA-LND-30-0152, REC. 20061002900012, KING COUNTY APN: 334270-0011-03 Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 D. Potential charges, for the King County Sewage Treatment Capacity Charge, as authorized under RCW 35.58 and King County Code 28.84.050. Said charges could apply for any property that connected to the King County Sewer Service area on or after February 1, 1990. Note: Properties located in Snohomish County may be subject to the King County Sewage Treatment Capacity Charges. E. The following deeds describing the Land have been recorded within 36 months of the Commitment Date: NONE F. All matters regarding extended coverage have been cleared for mortgagee's policy. The coverage contemplated by this paragraph will not be afforded in any forthcoming owner's standard coverage policy to be issued. G. We don't find any voluntary liens of record affecting subject property. Inquire as to the existence of any unrecorded lien or other indebtedness which could give rise to any security interest in the subject property. NOTE: The forthcoming Mortgagee's Policy will be the ALTA 2006 Policy unless otherwise noted on Schedule A herein. NOTE: We find no judgments or Federal tax liens against the vestee herein, unless otherwise shown as a numbered exception above. NOTE: A FEE MAY BE CHARGED UPON THE CANCELLATION OF THIS COMMITMENT PURSUANT TO WASHINGTON STATE INSURANCE CODE AND THE FILED RATE SCHEDULE OF THIS COMPANY. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 10 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Commitment ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 COMMITMENT FOR TITLE INSURANCE Issued By FIRST AMERICAN TITLE INSURANCE COMPANY NOTICE IMPORTANT-READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT. THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED. THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON. COMMITMENT TO ISSUE POLICY Subject to the Notice; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions; and the Commitment Conditions, First American Title Insurance Company, a Nebraska Corporation (the "Company"), commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured. If all of the Schedule B, Part I-Requirements have not been met within six months after the Commitment Date, this Commitment terminates and the Company's liability and obligation end. If this jacket was created electronically, it constitutes an original document. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 11 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington COMMITMENT CONDITIONS 1. DEFINITIONS (a) “Knowledge” or “Known”: Actual or imputed knowledge, but not constructive notice imparted by the Public Records. (b) “Land”: The land described in Schedule A and affixed improvements that by law constitute real property. The term “Land” does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy. (c) “Mortgage”: A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means authorized by law. (d) “Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company pursuant to this Commitment. (e) “Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment. (f) “Proposed Policy Amount”: Each dollar amount specified in Schedule A as the Proposed Policy Amount of each Policy to be issued pursuant to this Commitment. (g) “Public Records”: Records established under state statutes at the Commitment Date for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge. (h) “Title”: The estate or interest described in Schedule A. 2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to Issue Policy, this Commitment terminates and the Company’s liability and obligation end. 3. The Company’s liability and obligation is limited by and this Commitment is not valid without: (a) the Notice; (b) the Commitment to Issue Policy; (c) the Commitment Conditions; (d) Schedule A; (e) Schedule B, Part I—Requirements; and (f) Schedule B, Part II—Exceptions. 4. COMPANY’S RIGHT TO AMEND The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall not be liable for any other amendment to this Commitment. 5. LIMITATIONS OF LIABILITY (a) The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual expense incurred in the interval between the Company’s delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured’s good faith reliance to: (i) comply with the Schedule B, Part I—Requirements; (ii) eliminate, with the Company’s written consent, any Schedule B, Part II—Exceptions; or (iii) acquire the Title or create the Mortgage covered by this Commitment. (b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or had Knowledge of the matter and did not notify the Company about it in writing. (c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed Insured. (d) The Company’s liability shall not exceed the lesser of the Proposed Insured’s actual expense incurred in good faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount. (e) The Company shall not be liable for the content of the Transaction Identification Data, if any. (f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company. (g) In any event, the Company’s liability is limited by the terms and provisions of the Policy. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 12 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT (a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment. (b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment. (c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations, and proposals of any kind, whether written or oral, express or implied, relating to the subject matter of this Commitment. (d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy. (e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by the Company. (f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company’s only liability will be under the Policy. 7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT The issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is not the Company’s agent for the purpose of providing closing or settlement services. 8. PRO-FORMA POLICY The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure. 9. ARBITRATION The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 or less shall be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties. A Proposed Insured may review a copy of the arbitration rules at http://www.alta.org/arbitration. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 13 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Exhibit A ISSUED BY First American Title Insurance Company File No: 4203-3386962 File No.: 4203-3386962 BARBEE FOREST PRODUCTS, INC., A WASHINGTON CORPORATION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF KING, STATE OF WA, AND IS DESCRIBED AS FOLLOWS: LOT D OF CITY OF RENTON LOT LINE ADJUSTMENT NO. LUA-96-153LLA-LND-30-0152, RECORDED OCTOBER 02, 2006 UNDER RECORDING NO. 20061002900012, IN THE OFFICIAL RECORDS OF KING COUNTY, WASHINGTON. 334270-0011-03 3905 Lake Washington Blvd N Renton, Washington 98112 Form 5020500 (7-1-14) Page 1 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) Eagle Policy Homeowner's Policy of Title Insurance For a One-To-Four Family Residence ISSUED BY First American Title Insurance Company POLICY NUMBER 5020500-3386962 OWNER’S INFORMATION SHEET Your Title Insurance Policy is a legal contract between You and Us. It applies only to a one-to-four family residence and only if each insured named in Schedule A is a Natural Person. If the Land described in Schedule A of the Policy is not an improved residential lot on which there is located a one-to-four family residence, or if each insured named in Schedule A is not a Natural Person, contact Us immediately. The Policy insures You against actual loss resulting from certain Covered Risks. These Covered Risks are listed beginning on page 2 of the Policy. The Policy is limited by:  Provisions of Schedule A  Exceptions in Schedule B  Our Duty To Defend Against Legal Actions On Page 3  Exclusions on page 4  Conditions on pages 4, 5 and 6. You should keep the Policy even if You transfer Your Title to the Land. It may protect against claims made against You by someone else after You transfer Your Title. IF YOU WANT TO MAKE A CLAIM, SEE SECTION 3 UNDER CONDITIONS ON PAGE 4. The premium for this Policy is paid once. No additional premium is owed for the Policy. This sheet is not Your insurance Policy. It is only a brief outline of some of the important Policy features. The Policy explains in detail Your rights and obligations and Our rights and obligations. Since the Policy--and not this sheet--is the legal document, YOU SHOULD READ THE POLICY VERY CAREFULLY. If You have any questions about Your Policy, contact: FIRST AMERICAN TITLE INSURANCE COMPANY 1 First American Way Santa Ana, California 92707 Homeowner’s Policy of Title Insurance for a One-to-Four Family Residence TABLE OF CONTENTS Page Page OWNER’S COVERAGE STATEMENT COVERED RISKS OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS SCHEDULE A Policy Number, Premium, Date and Amount Deductible Amounts and Maximum Dollar Limits of Liability Street Address of the Land 1. Name of Insured 2. Interest in Land Covered 3. Description of the Land SCHEDULE B - EXCEPTIONS EXCLUSIONS 2 2 & 3 3 Insert Insert 4 CONDITIONS 1. Definitions 2. Continuation of Coverage 3. How to Make a Claim 4. Our Choices When We Learn of a Claim 5. Handling a Claim or Legal Action 6. Limitation of Our Liability 7. Transfer of Your Rights to Us 8. This Policy is the Entire Contract 9. Increased Policy Amount 10. Severability 11. Arbitration 12. Choice of Law 4 4 4 & 5 5 5 5 & 6 6 6 6 6 6 6 Form 5020500 (7-1-14) Page 2 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) Eagle Policy Homeowner's Policy of Title Insurance For a One-To-Four Family Residence ISSUED BY First American Title Insurance Company POLICY NUMBER 3386962 As soon as You Know of anything that might be covered by this Policy, You must notify Us promptly in writing at the address shown in Section 3 of the Conditions. OWNER’S COVERAGE STATEMENT This Policy insures You against actual loss, including any costs, attorneys’ fees and expenses provided under this Policy. The loss must result from one or more of the Covered Risks set forth below. This Policy covers only Land that is an improved residential lot on which there is located a one-to-four family residence and only when each insured named in Schedule A is a Natural Person. Your insurance is effective on the Policy Date. This Policy covers Your actual loss from any risk described under Covered Risks if the event creating the risk exists on the Policy Date or, to the extent expressly stated in Covered Risks, after the Policy Date. Your insurance is limited by all of the following:  The Policy Amount  For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A  The Exceptions in Schedule B  Our Duty To Defend Against Legal Actions  The Exclusions on page 4  The Conditions on pages 4, 5 and 6 COVERED RISKS The Covered Risks are: 1. Someone else owns an interest in Your Title. 2. Someone else has rights affecting Your Title because of leases, contracts, or options. 3. Someone else claims to have rights affecting Your Title because of forgery or impersonation. 4. Someone else has an Easement on the Land. 5. Someone else has a right to limit Your use of the Land. 6. Your Title is defective. Some of these defects are: a. Someone else’s failure to have authorized a transfer or conveyance of your Title. b. Someone else’s failure to create a valid document by electronic means. c. A document upon which Your Title is based is invalid because it was not properly signed, sealed, acknowledged, delivered or recorded. d. A document upon which Your Title is based was signed using a falsified, expired, or otherwise invalid power of attorney. e. A document upon which Your Title is based was not properly filed, recorded, or indexed in the Public Records. f. A defective judicial or administrative proceeding. 7. Any of Covered Risks 1 through 6 occurring after the Policy Date. 8. Someone else has a lien on Your Title, including a: a. lien of real estate taxes or assessments imposed on Your Title by a governmental authority that are due or payable, but unpaid; b. Mortgage; c. judgment, state or federal tax lien; d. charge by a homeowner’s or condominium association; or e. lien, occurring before or after the Policy Date, for labor and material furnished before the Policy Date. 9. Someone else has an encumbrance on Your Title. 10. Someone else claims to have rights affecting Your Title because of fraud, duress, incompetency or incapacity. 11. You do not have actual vehicular and pedestrian access to and from the Land, based upon a legal right. 12. You are forced to correct or remove an existing violation of any covenant, condition or restriction affecting the Land, even if the covenant, condition or restriction is excepted in Schedule B. However, You are not covered for any violation that relates to: a. any obligation to perform maintenance or repair on the Land; or b. environmental protection of any kind, including hazardous or toxic conditions or substances unless there is a notice recorded in the Public Records, describing any part of the Land, claiming a violation exists. Our liability for this Covered Risk is limited to the extent of the violation stated in that notice. Form 5020500 (7-1-14) Page 3 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) COVERED RISKS (Continued) 13. Your Title is lost or taken because of a violation of any covenant, condition or restriction, which occurred before You acquired Your Title, even if the covenant, condition or restriction is excepted in Schedule B. 14. The violation or enforcement of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; or f. environmental protection, if there is a notice recorded in the Public Records, describing any part of the Land, claiming a violation exists or declaring the intention to enforce the law or regulation. Our liability for this Covered Risk is limited to the extent of the violation or enforcement stated in that notice. 15. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 14 if there is a notice recorded in the Public Records, describing any part of the Land, of the enforcement action or intention to bring an enforcement action. Our liability for this Covered Risk is limited to the extent of the enforcement action stated in that notice. 16. Because of an existing violation of a subdivision law or regulation affecting the Land: a. You are unable to obtain a building permit; b. You are required to correct or remove the violation; or c. someone else has a legal right to, and does, refuse to perform a contract to purchase the Land, lease it or make a Mortgage loan on it. The amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. 17. You lose Your Title to any part of the Land because of the right to take the Land by condemning it, if: a. there is a notice of the exercise of the right recorded in the Public Records and the notice describes any part of the Land; or b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 18. You are forced to remove or remedy Your existing structures, or any part of them - other than boundary walls or fences - because any portion was built without obtaining a building permit from the proper government office. The amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. 19. You are forced to remove or remedy Your existing structures, or any part of them, because they violate an existing zoning law or zoning regulation. If You are required to remedy any portion of Your existing structures, the amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. 20. You cannot use the Land because use as a single-family residence violates an existing zoning law or zoning regulation. 21. You are forced to remove Your existing structures because they encroach onto Your neighbor’s land. If the encroaching structures are boundary walls or fences, the amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. 22. Someone else has a legal right to, and does, refuse to perform a contract to purchase the Land, lease it or make a Mortgage loan on it because Your neighbor’s existing structures encroach onto the Land. 23. You are forced to remove Your existing structures which encroach onto an Easement or over a building set-back line, even if the Easement or building set-back line is excepted in Schedule B. 24. Your existing structures are damaged because of the exercise of a right to maintain or use any Easement affecting the Land, even if the Easement is excepted in Schedule B. 25. Your existing improvements (or a replacement or modification made to them after the Policy Date), including lawns, shrubbery or trees, are damaged because of the future exercise of a right to use the surface of the Land for the extraction or development of minerals, water or any other substance, even if those rights are excepted or reserved from the description of the Land or excepted in Schedule B. 26. Someone else tries to enforce a discriminatory covenant, condition or restriction that they claim affects Your Title which is based upon race, color, religion, sex, handicap, familial status, or national origin. 27. A taxing authority assesses supplemental real estate taxes not previously assessed against the Land for any period before the Policy Date because of construction or a change of ownership or use that occurred before the Policy Date. 28. Your neighbor builds any structures after the Policy Date -- other than boundary walls or fences -- which encroach onto the Land. 29. Your Title is unmarketable, which allows someone else to refuse to perform a contract to purchase the Land, lease it or make a Mortgage loan on it. 30. Someone else owns an interest in Your Title because a court order invalidates a prior transfer of the title under federal bankruptcy, state insolvency, or similar creditors’ rights laws. 31. The residence with the address shown in Schedule A is not located on the Land at the Policy Date. 32. The map, if any, attached to this Policy does not show the correct location of the Land according to the Public Records. OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS We will defend Your Title in any legal action only as to that part of the action which is based on a Covered Risk and which is not excepted or excluded from coverage in this Policy. We will pay the costs, attorneys’ fees, and expenses We incur in that defense. We will not pay for any part of the legal action which is not based on a Covered Risk or which is excepted or excluded from coverage in this Policy. We can end Our duty to defend Your Title under section 4 of the Conditions. This Policy is not complete without Schedules A and B. Form 5020500 (7-1-14) Page 4 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title of You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws. CONDITIONS 1. DEFINITIONS a. Easement - the right of someone else to use the Land for a special purpose. b. Estate Planning Entity – a legal entity or Trust established by a Natural Person for estate planning. c. Known - things about which You have actual knowledge. The words “Know” and “Knowing” have the same meaning as Known. d. Land - the land or condominium unit described in paragraph 3 of Schedule A and any improvements on the Land which are real property. e. Mortgage - a mortgage, deed of trust, trust deed or other security instrument. f. Natural Person - a human being, not a commercial or legal organization or entity. Natural Person includes a trustee of a Trust even if the trustee is not a human being. g. Policy Date - the date and time shown in Schedule A. If the insured named in Schedule A first acquires the interest shown in Schedule A by an instrument recorded in the Public Records later than the date and time shown in Schedule A, the Policy Date is the date and time the instrument is recorded. h. Public Records - records that give constructive notice of matters affecting Your Title, according to the state statutes where the Land is located. i. Title - the ownership of Your interest in the Land, as shown in Schedule A. j. Trust - a living trust established by a Natural Person for estate planning. k. We/Our/Us - First American Title Insurance Company. l. You/Your - the insured named in Schedule A and also those identified in Section 2.b. of these Conditions. 2. CONTINUATION OF COVERAGE a. This Policy insures You forever, even after You no longer have Your Title. You cannot assign this Policy to anyone else. b. This Policy also insures: (1) anyone who inherits Your Title because of Your death; (2) Your spouse who receives Your Title because of dissolution of Your marriage; (3) the trustee or successor trustee of a Trust or any Estate Planning Entity to whom You transfer Your Title after the Policy Date; (4) the beneficiaries of Your Trust upon Your death; or (5) anyone who receives Your Title by a transfer effective on Your death as authorized by law. c. We may assert against the insureds identified in Section 2.b. any rights and defenses that We have against any previous insured under this Policy. 3. HOW TO MAKE A CLAIM a. Prompt Notice Of Your Claim (1) As soon as You Know of anything that might be covered by this Policy, You must notify Us promptly in writing. (2) Send Your notice to First American Title Insurance Company, Attn: Claims National Intake Center, 1 First American Way, Santa Ana, California 92707. Phone: 888-632-1642. Please include the Policy number shown in Schedule A, and the county and state where the Land is located. Please enclose a copy of Your policy, if available. (3) If You do not give Us prompt notice, Your coverage will be reduced or ended, but only to the extent Your failure affects Our ability to resolve the claim or defend You. b. Proof Of Your Loss (1) We may require You to give Us a written statement signed by You describing Your loss which includes: (a) the basis of Your claim; (b) the Covered Risks which resulted in Your loss; (c) the dollar amount of Your loss; and (d) the method You used to compute the amount of Your loss. Form 5020500 (7-1-14) Page 5 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) CONDITIONS (Continued) (2) We may require You to make available to Us records, checks, letters, contracts, insurance policies and other papers which relate to Your claim. We may make copies of these papers. (3) We may require You to answer questions about Your claim under oath. (4) If you fail or refuse to give Us a statement of loss, answer Our questions under oath, or make available to Us the papers We request, Your coverage will be reduced or ended, but only to the extent Your failure or refusal affects Our ability to resolve the claim or defend You. 4. OUR CHOICES WHEN WE LEARN OF A CLAIM a. After We receive Your notice, or otherwise learn, of a claim that is covered by this Policy, Our choices include one or more of the following: (1) Pay the claim; (2) Negotiate a settlement; (3) Bring or defend a legal action related to the claim; (4) Pay You the amount required by this Policy; (5) End the coverage of this Policy for the claim by paying You Your actual loss resulting from the Covered Risk, and those costs, attorneys’ fees and expenses incurred up to that time which We are obligated to pay; (6) End the coverage described in Covered Risk 16, 18, 19 or 21 by paying You the amount of Your insurance then in force for the particular Covered Risk, and those costs, attorneys’ fees and expenses incurred up to that time which We are obligated to pay; (7) End all coverage of this Policy by paying You the Policy Amount then in force, and those costs, attorneys' fees and expenses incurred up to that time which We are obligated to pay; (8) Take other appropriate action. b. When We choose the options in Sections 4.a. (5), (6) or (7), all Our obligations for the claim end, including Our obligation to defend, or continue to defend, any legal action. c. Even if We do not think that the Policy covers the claim, We may choose one or more of the options above. By doing so, We do not give up any rights. 5. HANDLING A CLAIM OR LEGAL ACTION a. You must cooperate with Us in handling any claim or legal action and give Us all relevant information. b. If You fail or refuse to cooperate with Us, Your coverage will be reduced or ended, but only to the extent Your failure or refusal affects Our ability to resolve the claim or defend You. c. We are required to repay You only for those settlement costs, attorneys' fees and expenses that We approve in advance. d. We have the right to choose the attorney when We bring or defend a legal action on Your behalf. We can appeal any decision to the highest level. We do not have to pay Your claim until the legal action is finally decided. e. Whether or not We agree there is coverage, We can bring or defend a legal action, or take other appropriate action under this Policy. By doing so, We do not give up any rights. 6. LIMITATION OF OUR LIABILITY a. After subtracting Your Deductible Amount if it applies, We will pay no more than the least of: (1) Your actual loss; (2) Our Maximum Dollar Limit of Liability then in force for the particular Covered Risk, for claims covered only under Covered Risk 16, 18, 19 or 21; or (3) the Policy Amount then in force. and any costs, attorneys’ fees and expenses that We are obligated to pay under this Policy. b. If We pursue Our rights under Sections 4.a.(3) and 5.e. of these Conditions and are unsuccessful in establishing the Title, as insured: (1) the Policy Amount then in force will be increased by 10% of the Policy Amount shown in Schedule A, and (2) You shall have the right to have the actual loss determined on either the date the claim was made by You or the date it is settled and paid. c. (1) If We remove the cause of the claim with reasonable diligence after receiving notice of it, all Our obligations for the claim end, including any obligation for loss You had while We were removing the cause of the claim. (2) Regardless of 6.c.(1) above, if You cannot use the Land because of a claim covered by this Policy: (a) You may rent a reasonably equivalent substitute residence and We will repay You for the actual rent You pay, until the earlier of: (i) the cause of the claim is removed; or (ii) We pay You the amount required by this Policy. If Your claim is covered only under Covered Risk 16, 18, 19 or 21, that payment is the amount of Your insurance then in force for the particular Covered Risk. (b) We will pay reasonable costs You pay to relocate any personal property You have the right to remove from the Land, including transportation of that personal property for up to twenty-five (25) miles from the Land, and repair of any damage to that personal property because of the relocation. The amount We will pay You under this paragraph is limited to the value of the personal property before You relocate it. d. All payments We make under this Policy reduce the Policy Amount then in force, except for costs, attorneys' fees and expenses. All payments We make for claims which are covered only under Covered Risk 16, 18, 19 or 21 also reduce Our Maximum Dollar Limit of Liability for the particular Covered Risk, except for costs, attorneys’ fees and expenses. e. If We issue, or have issued, a Policy to the owner of a Mortgage that is on Your Title and We have not given You any coverage against the Mortgage, then: (1) We have the right to pay any amount due You under this Policy to the owner of the Mortgage, and any amount paid shall be treated as a payment to You under this Policy, including under Section 4.a. of these Conditions; (2) Any amount paid to the owner of the Mortgage shall be subtracted from the Policy Amount then in force; and Form 5020500 (7-1-14) Page 6 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) CONDITIONS (Continued) (3) If Your claim is covered only under Covered Risk 16, 18, 19 or 21, any amount paid to the owner of the Mortgage shall also be subtracted from Our Maximum Dollar Limit of Liability for the particular Covered Risk. f. If You do anything to affect any right of recovery You may have against someone else, We can subtract from Our liability the amount by which You reduced the value of that right. 7. TRANSFER OF YOUR RIGHTS TO US a. When We settle Your claim, We have all the rights and remedies You have against any person or property related to the claim. You must not do anything to affect these rights and remedies. When We ask, You must execute documents to evidence the transfer to Us of these rights and remedies. You must let Us use Your name in enforcing these rights and remedies. b. We will not be liable to You if We do not pursue these rights and remedies or if We do not recover any amount that might be recoverable. c. We will pay any money We collect from enforcing these rights and remedies in the following order: (1) to Us for the costs, attorneys’ fees and expenses We paid to enforce these rights and remedies; (2) to You for Your loss that You have not already collected; (3) to Us for any money We paid out under this Policy on account of Your claim; and (4) to You whatever is left. d. If You have rights and remedies under contracts (such as indemnities, guaranties, bonds or other policies of insurance) to recover all or part of Your loss, then We have all of those rights and remedies, even if those contracts provide that those obligated have all of Your rights and remedies under this Policy. 8. THIS POLICY IS THE ENTIRE CONTRACT This Policy, with any endorsements, is the entire contract between You and Us. To determine the meaning of any part of this Policy, You must read the entire Policy and any endorsements. Any changes to this Policy must be agreed to in writing by Us. Any claim You make against Us must be made under this Policy and is subject to its terms. 9. INCREASED POLICY AMOUNT The Policy Amount then in force will increase by ten percent (10%) of the Policy Amount shown in Schedule A each year for the first five years following the Policy Date shown in Schedule A, up to one hundred fifty percent (150%) of the Policy Amount shown in Schedule A. The increase each year will happen on the anniversary of the Policy Date shown in Schedule A. 10. SEVERABILITY If any part of this Policy is held to be legally unenforceable, both You and We can still enforce the rest of this Policy. 11. ARBITRATION a. If permitted in the state where the Land is located, You or We may demand arbitration. b. The law used in the arbitration is the law of the state where the Land is located. c. The arbitration shall be under the Title Insurance Arbitration Rules of the American Land Title Association (“Rules”). You can get a copy of the Rules from Us. d. Except as provided in the Rules, You cannot join or consolidate Your claim or controversy with claims or controversies of other persons. e. The arbitration shall be binding on both You and Us. The arbitration shall decide any matter in dispute between You and Us. f. The arbitration award may be entered as a judgment in the proper court. 12. CHOICE OF LAW The law of the state where the Land is located shall apply to this policy. In Witness Whereof, First American Title Insurance Company has caused its corporate name to be hereunto affixed by its authorized officers as of Date of Policy shown in Schedule A. (This Policy is valid only when Schedules A and B are attached) Copyright 2006-2010 American Land Title Association. All rights reserved. The use of this form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 5020500 (7-1-14) Page 7 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) Eagle Schedule A Homeowner's Policy of Title Insurance For a One-To-Four Family Residence ISSUED BY First American Title Insurance Company POLICY NUMBER 5020500-3386962 Name and Address of Title Insurance Company FIRST AMERICAN TITLE INSURANCE COMPANY, 1 First American Way, Santa Ana, CA 92707 File No.: 4203-3386962-A Premium: $4,001.00 Policy Amount: $2,340,000.00 Policy Date (and Time): May 08, 2020 at 11:52 a.m. Deductible Amounts and Maximum Dollar Limits of Liability for Covered Risk 16, 18, 19 and 21: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16: 1% of Policy Amount Shown in Schedule A or $2,500 (whichever is less) $10,000 Covered Risk 18: 1% of Policy Amount Shown in Schedule A or $5,000 (whichever is less) $25,000 Covered Risk 19: 1% of Policy Amount Shown in Schedule A or $5,000 (whichever is less) $25,000 Covered Risk 21: 1% of Policy Amount Shown in Schedule A or $2,500 (whichever is less) $5,000 Street Address of the Land: 3905 Lake Washington Blvd N, Renton, Washington 98056 1. Name of Insured: Gregory T. Perotto and Kristopher J. Bristow 2. Your interest in the Land covered by this Policy is: Fee Simple 3. The Land referred to in this Policy is described as: Real property in the City of Renton, County of King, State of Washington, described as follows: LOT D OF CITY OF RENTON LOT LINE ADJUSTMENT NO. LUA-96-153LLA-LND-30-0152, RECORDED OCTOBER 02, 2006 UNDER RECORDING NO. 20061002900012, IN THE OFFICIAL RECORDS OF KING COUNTY, WASHINGTON. APN: 334270-0011-03 Form 5020500 (7-1-14) Page 8 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) Eagle Schedule B Homeowner's Policy of Title Insurance For a One-To-Four Family Residence ISSUED BY First American Title Insurance Company POLICY NUMBER 5020500-3386962 File No.: 4203-3386962-A EXCEPTIONS In addition to the Exclusions, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. General Taxes for the year 2020 The first half has been paid. The second half is payable, but not delinquent until November 1st. Tax Account No.: 334270-0011-03 2. Any and all offers of dedication, conditions, restrictions, easements, boundary discrepancies or encroachments, notes and/or provisions shown or disclosed by Short Plat or Plat of Hillmans Lake Washington Garden of Eden #2 recorded in Volume 11 of Plats, Page(s) 64. 3. Conditions, notes, easements, provisions and/or encroachments contained or delineated on the face of the Survey recorded under Recording No. 9205119002. 4. Easement, including terms and provisions contained therein: Recording Information: 9305131867 In Favor of: City of Renton, a Municipal Corporation of King County For: Public utilities 5. Easement, including terms and provisions contained therein: Recorded: August 19, 1993 Recording Information: 9308190545 In Favor Of: Puget Sound Energy, Inc., a Washington corporation For: Electric and/or gas transmission and/or distribution system 6. The terms and provisions contained in the document entitled "City of Renton, Washington Ordinance No. 4774" Recorded: April 9, 1999 Recording No.: 9904091058 Form 5020500 (7-1-14) Page 9 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) 7. Reservations and exceptions, including the terms and conditions thereof: Reserving: Minerals Reserved By: The Burlington Northern and Santa Fe Railway Company, a Delaware Corporation (formerly Burlington Northern Railroad Company) Recorded: September 26, 2001 Recording Information: 20010926000601 NOTE: No examination has been made to determine the present record owner of the above minerals, or mineral lands and appurtenant rights thereto, or to determine matters which may affect the lands or rights so reserved. 8. Easement, including terms and provisions contained therein: Recording Information: 20050705001268 In Favor of: Puget Sound Energy, Inc., a Washington Corporation For: Nonexclusive perpetual easement This easement replaces and supersedes that easement dated January 13, 2003, and recorded February 27, 2003, under King County Recording Number 20030227000990, Records of King County, Washington. 9. The terms and provisions contained in the document entitled "Access Easement Agreement" Recorded: September 29, 2006 Recording No.: 20060929003431 Modification and/or amendment by instrument: Recorded: August 14, 2008 Recording Information: 20080814000715 10. Terms, covenants, conditions, restrictions, easements, boundary discrepancies and encroachments as contained in recorded Lot Line Adjustment (Boundary Line Revisions): Recorded: October 02, 2006 Recording Information: 20061002900012 11. Easement, including terms and provisions contained therein: Recording Information: 20061002002086 In Favor of: City of Renton, a Municipal Corporation For: Utilities easement 12. Easement, including terms and provisions contained therein: Recording Information: 20061002002087 In Favor of: City of Renton, a Municipal Corporation For: Emergency access and utilities access easement 13. Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: 20101223000033 Form 5020500 (7-1-14) Page 10 of 10 Policy Number: 3386962 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10) Modification and/or amendment by instrument: Recorded: January 30, 2017 Recording Information: 20170130001249 Modification and/or amendment by instrument: Recorded: October 12, 2017 Recording Information: 20171012001135 14. Provisions of the Articles of Incorporation and By-Laws of the Eagle Cove Community Association, and any tax, fee, assessments or charges as may be levied by said association. 15. Any question as to the true location of the lateral boundaries of the Shorelands. 16. Any questions that may arise due to shifting or change of the line of high water of Lake Washington. 17. Any prohibition or limitation on the use, occupancy or improvements of the land resulting from the right of the public or riparian owners to use any waters which may cover the land or to use any portion of the land which is now or may formerly have been covered by water. 18. Paramount rights and easements in favor of the United States for commerce, navigation, fisheries and the production of power. 19. Deed of Trust/Mortgage and terms and conditions thereof: Trustor/Grantor: Gregory T Perotto and Kristopher J Bristow, a married couple Trustee: Scott R. Valby Beneficiary: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for Cornerstone Home Lending, Inc. Amount: $741,750.00 Dated: May 04, 2020 Recorded: May 08, 2020 Recording No.: 20200508001132 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 March 19, 2020 Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Contact: Phone: (425)454-0911 Fax: (425)454-4577 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com Order Number: 4203-3386962 Please send all recording packages to 920 5th Avenue, Suite 1250, Seattle, WA 98104 Seller: Barbee Forest Products Inc Property: 3905 Lake Washington Blvd N Renton, WA 98112 Attached please find the following item(s): ALTA Commitment for Title Insurance Thank you for your confidence and support. We at First American Title Insurance Company maintain the fundamental principle: Customer First! This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 2 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule A ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 Transaction Identification Data for reference only: Issuing Agent: First American Title Insurance Company Issuing Office: 920 5th Avenue, Suite 1250, Seattle, WA 98104 Issuing Office's ALTA® Registry ID: 1015009 Issuing Office File No.: 4203-3386962 Commitment No.: 4203-3386962 Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 Revision No.: Second Commitment SCHEDULE A 1. Commitment Date: March 11, 2020 8:00 AM 2. Policies to be issued: (A) Eagle Owner's Policy Homeowner’s Rate Proposed Insured: Greg T. Perotto and Kristopher J. Bristow, a married couple Proposed Policy Amount: $2,350,000.00 Premium: $4,028.00 Tax: $406.83 (B) ALTA Extended Loan Policy Purchase Money Loan Rate Proposed Insured: Cornerstone Home Lending Inc, ISAOA Proposed Policy Amount: $741,750.00 Premium: $956.00 Tax: $96.56 3. The estate or interest in the Land described or referred to in this Commitment is Fee Simple 4. The Title is, at the Commitment Date, vested in: BARBEE FOREST PRODUCTS, INC., A WASHINGTON CORPORATION 5. The Land is described as follows: See Exhibit "A" attached hereto and made a part hereof FIRST AMERICAN TITLE INSURANCE COMPANY Kristi Stevenson, Title Officer This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 3 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule BI & BII ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 SCHEDULE B, PART I Requirements All of the following Requirements must be met: 1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions. 2. Pay the agreed amount for the estate or interest to be insured. 3. Pay the premiums, fees, and charges for the Policy to the Company. 4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 4 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Schedule BI & BII (Cont.) ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 SCHEDULE B, PART II Exceptions THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN. The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: 1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I-Requirements are met. 2. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records. 3. Any facts, rights, interests, or claims which are not shown by the Public Records but which could be ascertained by an inspection of the Land or by making inquiry of persons in possession thereof. 4. Easements, claims of easement or encumbrances which are not shown by the Public Records. 5. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the Public Records. 6. (A) Unpatented mining claims; (B) Reservations or exceptions in patents or in Acts authorizing the issuance thereof; (C) Water rights, claims or title to water; whether or not the matters excepted under (A), (B) or (C) are shown by the Public Records; (D) Indian Tribal Codes or Regulations, Indian Treaty or Aboriginal Rights, including easements or equitable servitudes. 7. Any lien, or right to a lien, for services, labor or materials or medical assistance heretofore or hereafter furnished, imposed by law and not shown by the Public Records. 8. Any service, installation, connection, maintenance, construction, tap or reimbursement charges/costs for sewer, water, garbage or electricity. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 5 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 9. Lien of Real Estate Excise Tax upon sale of said premises, or transfer of a controlling interest, if unpaid. As of the date herein, the excise tax rates are as follows: Levy/Area Code: 2100 State Excise Tax for real property classified as Timberland (RCW 84.34 or RCW 84.33) or Agricultural land (RCW 84.34.020): 1.28% of the selling price All other State Excise Tax: 1.10% of the selling price less than or equal to $500,000.00 1.28% of the selling price from $500,000.01 to $1,500,000.00 2.75% of the selling price from $1,500,000.01 to $3,000,000.00 3.00% of the selling price over $3,000,000.00 Local Excise Tax for City of Renton: .50% of the selling price In addition to the Excise Tax due, a fee of $5.00 will be charged on all taxable transactions ($10.00 on all exempt transactions) 10. General Taxes for the year 2020. The first half becomes delinquent after April 30th. The second half becomes delinquent after October 31st. Tax Account No.: 334270-0011-03 1st Half Amount Billed: $ 12,781.38 Amount Paid: $ 0.00 Amount Due: $ 12,781.38 Assessed Land Value: $ 1,536,000.00 Assessed Improvement Value: $ 722,000.00 2nd Half Amount Billed: $ 12,781.38 Amount Paid: $ 0.00 Amount Due: $ 12,781.38 Assessed Land Value: $ 1,536,000.00 Assessed Improvement Value: $ 722,000.00 11. Evidence should be submitted prior to closing of the authority of the officers, if other than Alex Cugini, Jr. as President and Robert A. Cugini as Vice President of Barbee Forest Products, Inc., to execute the forthcoming instrument. 12. This transaction may be subject to a Geographic Targeting Order ("GTO") issued pursuant to the Bank Secrecy Act. Information necessary to comply with the GTO must be provided prior to the closing. This transaction will not be insured until this information is submitted, reviewed and found to be complete. 13. Any and all offers of dedication, conditions, restrictions, easements, boundary discrepancies or encroachments, notes and/or provisions shown or disclosed by Short Plat or Plat of Hillmans Lake Washington Garden of Eden #2 recorded in Volume 11 of Plats, Page(s) 64. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 6 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 14. Conditions, notes, easements, provisions and/or encroachments contained or delineated on the face of the Survey recorded under Recording No. 9205119002. 15. Easement, including terms and provisions contained therein: Recording Information: 9305131867 In Favor of: City of Renton, a Municipal Corporation of King County For: Public utilities 16. Easement, including terms and provisions contained therein: Recorded: August 19, 1993 Recording Information: 9308190545 In Favor Of: Puget Sound Energy, Inc., a Washington corporation For: Electric and/or gas transmission and/or distribution system 17. The terms and provisions contained in the document entitled "City of Renton, Washington Ordinance No. 4774" Recorded: April 9, 1999 Recording No.: 9904091058 18. Reservations and exceptions, including the terms and conditions thereof: Reserving: Minerals Reserved By: The Burlington Northern and Santa Fe Railway Company, a Delaware Corporation (formerly Burlington Northern Railroad Company) Recorded: September 26, 2001 Recording Information: 20010926000601 NOTE: No examination has been made to determine the present record owner of the above minerals, or mineral lands and appurtenant rights thereto, or to determine matters which may affect the lands or rights so reserved. 19. Easement, including terms and provisions contained therein: Recording Information: 20050705001268 In Favor of: Puget Sound Energy, Inc., a Washington Corporation For: Nonexclusive perpetual easement This easement replaces and supersedes that easement dated January 13, 2003, and recorded February 27, 2003, under King County Recording Number 20030227000990, Records of King County, Washington. 20. The terms and provisions contained in the document entitled "Access Easement Agreement" Recorded: September 29, 2006 Recording No.: 20060929003431 This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 7 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Modification and/or amendment by instrument: Recorded: August 14, 2008 Recording Information: 20080814000715 21. Terms, covenants, conditions, restrictions, easements, boundary discrepancies and encroachments as contained in recorded Lot Line Adjustment (Boundary Line Revisions): Recorded: October 02, 2006 Recording Information: 20061002900012 22. Easement, including terms and provisions contained therein: Recording Information: 20061002002086 In Favor of: City of Renton, a Municipal Corporation For: Utilities easement 23. Easement, including terms and provisions contained therein: Recording Information: 20061002002087 In Favor of: City of Renton, a Municipal Corporation For: Emergency access and utilities access easement 24. Covenants, conditions, restrictions and/or easements; but deleting any covenant, condition or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin to the extent such covenants, conditions or restrictions violate Title 42, Section 3604(c), of the United States Codes: Recording Information: 20101223000033 Modification and/or amendment by instrument: Recorded: January 30, 2017 Recording Information: 20170130001249 Modification and/or amendment by instrument: Recorded: October 12, 2017 Recording Information: 20171012001135 25. Provisions of the Articles of Incorporation and By-Laws of the Eagle Cove Community Association, and any tax, fee, assessments or charges as may be levied by said association. 26. Any question as to the true location of the lateral boundaries of the Shorelands. 27. Any questions that may arise due to shifting or change of the line of high water of Lake Washington. 28. Any prohibition or limitation on the use, occupancy or improvements of the land resulting from the right of the public or riparian owners to use any waters which may cover the land or to use any portion of the land which is now or may formerly have been covered by water. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 8 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 29. Paramount rights and easements in favor of the United States for commerce, navigation, fisheries and the production of power. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 9 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington INFORMATIONAL NOTES A. Effective January 1, 1997, and pursuant to amendment of Washington State Statutes relating to standardization of recorded documents, certain format and content requirements must be met (refer to RCW 65.04.045). Failure to comply may result in rejection of the document by the recorder or additional fees being charged, subject to the Auditor's discretion. B. Any sketch attached hereto is done so as a courtesy only and is not part of any title commitment or policy. It is furnished solely for the purpose of assisting in locating the Land and First American expressly disclaims any liability which may result from reliance made upon it. C. The description can be abbreviated as suggested below if necessary to meet standardization requirements. The full text of the description must appear in the document(s) to be insured. LOT D, CITY OF RENTON LLA NO. LUA-96-153LLA-LND-30-0152, REC. 20061002900012, KING COUNTY APN: 334270-0011-03 Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 D. Potential charges, for the King County Sewage Treatment Capacity Charge, as authorized under RCW 35.58 and King County Code 28.84.050. Said charges could apply for any property that connected to the King County Sewer Service area on or after February 1, 1990. Note: Properties located in Snohomish County may be subject to the King County Sewage Treatment Capacity Charges. E. The following deeds describing the Land have been recorded within 36 months of the Commitment Date: NONE F. All matters regarding extended coverage have been cleared for mortgagee's policy. The coverage contemplated by this paragraph will not be afforded in any forthcoming owner's standard coverage policy to be issued. G. We don't find any voluntary liens of record affecting subject property. Inquire as to the existence of any unrecorded lien or other indebtedness which could give rise to any security interest in the subject property. NOTE: The forthcoming Mortgagee's Policy will be the ALTA 2006 Policy unless otherwise noted on Schedule A herein. NOTE: We find no judgments or Federal tax liens against the vestee herein, unless otherwise shown as a numbered exception above. NOTE: A FEE MAY BE CHARGED UPON THE CANCELLATION OF THIS COMMITMENT PURSUANT TO WASHINGTON STATE INSURANCE CODE AND THE FILED RATE SCHEDULE OF THIS COMPANY. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 10 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Commitment ALTA Commitment for Title Insurance ISSUED BY First American Title Insurance Company File No: 4203-3386962 COMMITMENT FOR TITLE INSURANCE Issued By FIRST AMERICAN TITLE INSURANCE COMPANY NOTICE IMPORTANT-READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT. THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED. THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON. COMMITMENT TO ISSUE POLICY Subject to the Notice; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions; and the Commitment Conditions, First American Title Insurance Company, a Nebraska Corporation (the "Company"), commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured. If all of the Schedule B, Part I-Requirements have not been met within six months after the Commitment Date, this Commitment terminates and the Company's liability and obligation end. If this jacket was created electronically, it constitutes an original document. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 11 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington COMMITMENT CONDITIONS 1. DEFINITIONS (a) “Knowledge” or “Known”: Actual or imputed knowledge, but not constructive notice imparted by the Public Records. (b) “Land”: The land described in Schedule A and affixed improvements that by law constitute real property. The term “Land” does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy. (c) “Mortgage”: A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means authorized by law. (d) “Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company pursuant to this Commitment. (e) “Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment. (f) “Proposed Policy Amount”: Each dollar amount specified in Schedule A as the Proposed Policy Amount of each Policy to be issued pursuant to this Commitment. (g) “Public Records”: Records established under state statutes at the Commitment Date for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge. (h) “Title”: The estate or interest described in Schedule A. 2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to Issue Policy, this Commitment terminates and the Company’s liability and obligation end. 3. The Company’s liability and obligation is limited by and this Commitment is not valid without: (a) the Notice; (b) the Commitment to Issue Policy; (c) the Commitment Conditions; (d) Schedule A; (e) Schedule B, Part I—Requirements; and (f) Schedule B, Part II—Exceptions. 4. COMPANY’S RIGHT TO AMEND The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall not be liable for any other amendment to this Commitment. 5. LIMITATIONS OF LIABILITY (a) The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual expense incurred in the interval between the Company’s delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured’s good faith reliance to: (i) comply with the Schedule B, Part I—Requirements; (ii) eliminate, with the Company’s written consent, any Schedule B, Part II—Exceptions; or (iii) acquire the Title or create the Mortgage covered by this Commitment. (b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or had Knowledge of the matter and did not notify the Company about it in writing. (c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed Insured. (d) The Company’s liability shall not exceed the lesser of the Proposed Insured’s actual expense incurred in good faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount. (e) The Company shall not be liable for the content of the Transaction Identification Data, if any. (f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company. (g) In any event, the Company’s liability is limited by the terms and provisions of the Policy. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 12 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington 6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT (a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment. (b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment. (c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations, and proposals of any kind, whether written or oral, express or implied, relating to the subject matter of this Commitment. (d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy. (e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by the Company. (f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company’s only liability will be under the Policy. 7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT The issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is not the Company’s agent for the purpose of providing closing or settlement services. 8. PRO-FORMA POLICY The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure. 9. ARBITRATION The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 or less shall be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties. A Proposed Insured may review a copy of the arbitration rules at http://www.alta.org/arbitration. This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by First American Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I-Requirements; Schedule B, Part II-Exceptions. Copyright 2006-2016 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. Form 50003700WA (8-23-18) Page 13 of 13 ALTA Commitment for Title Insurance (8-1-16) Washington Exhibit A ISSUED BY First American Title Insurance Company File No: 4203-3386962 File No.: 4203-3386962 BARBEE FOREST PRODUCTS, INC., A WASHINGTON CORPORATION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF KING, STATE OF WA, AND IS DESCRIBED AS FOLLOWS: LOT D OF CITY OF RENTON LOT LINE ADJUSTMENT NO. LUA-96-153LLA-LND-30-0152, RECORDED OCTOBER 02, 2006 UNDER RECORDING NO. 20061002900012, IN THE OFFICIAL RECORDS OF KING COUNTY, WASHINGTON. 334270-0011-03 3905 Lake Washington Blvd N Renton, Washington 98112 Page 1 of 1 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 Phn - (206)615-3206 Fax - (425)551-4107 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com To: Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Attn: File No.: 4203-3386962 Customer Reference: 3905 Lake Washington Blvd N, Renton, WA 98112 Re: Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 Supplemental Report 3 Dated: May 04, 2020 at 8:00 A.M. Commitment/Preliminary Report No. 4203-3386962 dated as of March 11, 2020 (including any supplements or amendments thereto) relating to the issuance of an American Land Title Association Form Policy is hereby modified and/or supplemented as follows: Proposed insured is hereby amended to read as follows: Gregory T. Perotto and Kristopher J. Bristow, a married couple Proposed insured is hereby amended to read as follows: Gregory T. Perotto and Kristopher J. Bristow, a married couple First American Title Insurance Company Kristi Stevenson, Title Officer Page 1 of 1 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 Phn - (206)615-3206 Fax - (425)551-4107 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com To: Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Attn: File No.: 4203-3386962 Customer Reference: 3905 Lake Washington Blvd N, Renton, WA 98112 Re: Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 Supplemental Report 1/2 Dated: March 23, 2020 at 8:00 A.M. Commitment/Preliminary Report No. 4203-3386962 dated as of March 11, 2020 (including any supplements or amendments thereto) relating to the issuance of an American Land Title Association Form Policy is hereby modified and/or supplemented as follows: Item 2 of Schedule A is hereby amended to read as follows: HOMEOWNER'S TITLE RATE AMOUNT PREMIUM TAX Eagle Protection Owner's Coverage $ 2,340,000.00 $ 4,001.00 $ 404.10 Extended Mortgagee's Coverage $ 741,750.00 $ 956.00 $ 96.56 First American Title Insurance Company Annie Ross for Kristi Stevenson, Title Officer Page 1 of 1 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 Phn - (206)615-3206 Fax - (425)551-4107 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com To: Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Attn: File No.: 4203-3386962 Customer Reference: 3905 Lake Washington Blvd N, Renton, WA 98112 Re: Property Address: 3905 Lake Washington Blvd N, Renton, WA 98112 Supplemental Report 2 to Second Report Dated: April 20, 2020 at 8:00 A.M. Commitment/Preliminary Report No. 4203-3386962 dated as of March 11, 2020 (including any supplements or amendments thereto) relating to the issuance of an American Land Title Association Form Policy is hereby modified and/or supplemented as follows: Item 2 of Schedule A is hereby amended to read as follows: HOMEOWNER'S TITLE RATE AMOUNT PREMIUM TAX Eagle Protection Owner's Coverage $ 2,340,000.00 $ 4,001.00 $ 404.10 Extended Mortgagee's Coverage $ 741,750.00 $ 956.00 $ 96.56 Proposed insured lender is hereby amended to read as follows: Cornerstone Home Lending Inc, ISAOA First American Title Insurance Company Kristi Stevenson, Title Officer Page 1 of 1 First American Title Insurance Company 920 5th Avenue, Suite 1250 Seattle, WA 98104 Phn - (206)615-3206 Fax - (425)551-4107 Metro Area Title Team Fax No. (866) 859-0429 Email: TeamKristi@firstam.com Kristi K Stevenson Michelle Treherne Jessica Smith (206) 615-3206 (425) 635-2100 (425) 635-2205 kkstevenson@firstam.com mtreherne@firstam.com jessmith@firstam.com To: Ebbie Smith 505 106th AVE NE STE 210 Bellevue, WA 98004 Attn: File No.: 4203-3386962 Customer Reference: 3905 Lake Washington Blvd N, Renton, WA 98056 Re: Property Address: 3905 Lake Washington Blvd N, Renton, WA 98056 Supplemental Report 4 of Second Report Dated: May 04, 2020 at 8:00 A.M. Commitment/Preliminary Report No. 4203-3386962 dated as of March 11, 2020 (including any supplements or amendments thereto) relating to the issuance of an American Land Title Association Form Policy is hereby modified and/or supplemented as follows: Proposed insured is hereby amended to read as follows: Gregory T. Perotto and Kristopher J. Bristow, a married couple Corrected Address: 3905 Lake Washington Blvd N, Renton, WA 98056 First American Title Insurance Company Kristi Stevenson, Title Officer Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 1 of 48 Printed on 10/17/2017 2:06:32 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 2 of 48 Printed on 10/17/2017 2:06:32 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 3 of 48 Printed on 10/17/2017 2:06:32 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 4 of 48 Printed on 10/17/2017 2:06:32 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 5 of 48 Printed on 10/17/2017 2:06:32 PM Document: CCR MOD 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2:06:33 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 12 of 48 Printed on 10/17/2017 2:06:33 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 13 of 48 Printed on 10/17/2017 2:06:33 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 14 of 48 Printed on 10/17/2017 2:06:33 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 15 of 48 Printed on 10/17/2017 2:06:33 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 16 of 48 Printed on 10/17/2017 2:06:34 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 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Comment: Station Id :BVHT KING,WA Page 23 of 48 Printed on 10/17/2017 2:06:34 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 24 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 25 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 26 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 27 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 28 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 29 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 30 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 31 of 48 Printed on 10/17/2017 2:06:35 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 32 of 48 Printed on 10/17/2017 2:06:36 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 33 of 48 Printed on 10/17/2017 2:06:36 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 34 of 48 Printed on 10/17/2017 2:06:36 PM Document: CCR MOD 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KING,WA Page 46 of 48 Printed on 10/17/2017 2:06:37 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 47 of 48 Printed on 10/17/2017 2:06:38 PM Document: CCR MOD 2017.0130.001249 Branch :INT,User :RKPA Order: 2667992 Title Officer: KM Comment: Station Id :BVHT KING,WA Page 48 of 48 Printed on 10/17/2017 2:06:38 PM Document: CCR MOD 2017.0130.001249