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HomeMy WebLinkAboutContract&TERRA -DYNAMICS INC.
PO Box 2479 • Auburn, WA 98071
253-880-3100 • Fax: 253-880-3109
City of Renton
Parks Planninq & Natural Resources Division
1055 South Grady Way
Renton, WA 98057
Phone: 425-430-6571
Fax:
We are transmitting the following to you:
Oorawings □Plans
i:8]Enclosed
□specifications
LETTER OF TRANSMITTAL
Date: 3/24/22 I Job No.
ATTN: Alan Wyatt
RE: Kiwanis Park Improvements
Contract #CAG-22-013
Transmittal # 1
Ounder Separate Cover Via ___ _
□Product Data Osamples
Ocopy of LetterOSubmittal □contract □change Order
Material prepared by:
I
I TD-215
--------------------------------
Copies Date Number
1
1
1
1
1
1
These are transmitted as checked below:
OFor Approval
OFor your Use
OAs requested □Approved as Submitted□Approved as Noted
OFor Review and Comment
Description
TOI Signed Agreement
Contract Bond
Certificate of Insurance
City of Renton business license
Vendor Set-Up Form
W-9
Remarks: Please return an executed copy of the Aqreement to TDI
Sent via: email and USPS
Signed: Vern Orr
CAG-22-013
AGREEMENT
Armando Pavone
Mayor
CONTRACT NO. CAG-22-013
THIS AGREEMENT, made and entered into this ______ day of ____ � 2022 by and between the CITY OF
RENTON, Washington, a municipal corporation of the State of Washington, hereinafter referred to as "City" and Terra
Dynamics, Inc., hereinafter referred to as "Contractor."
Now, therefore the parties agree as follows:
1.Agreement. This agreement incorporates the following documents as if fully set forth herein: the Construction
Documents prepared by Bruce Dees & Associates, LLC, dated February 4, 2022, the latest Standard Specifications
for Road, Bridge, and Municipal Construction, as prepared by the Washington State Department of Transportation
and the Washington State Chapter of the American Public Works Association, including all published amendments
issued by those organizations ("Standard Specifications"); the City's Contract Bid Documents for the Project,
including but not limited to Addenda, Proposal Form, Special Provisions, Contract Plans, and Amendments to the
Standard Specifications; Contractor's Proposal and all documents submitted therewith in response to the City's Call
for Bids Documents; and any additional documents referenced as comprising the Contract and Contract Documents
in Section 1-04.2 of the Standard Specifications, as revised by the Amendments and Special Provisions included with
the City's Call for Bids and Contract Documents.
2.Project. Contractor shall complete all work and furnish all labor, tools, materials, and equipment for the project
entitled Kiwanis Park Improvements, CAG-22-013, including the base bid and alternate one scope of work, and
including all changes to the Work and force account work, in accordance with the Contract Documents, as described
in Section 1-04.2 of the Special Provisions.
3.Payments. City shall pay Contractor at the unit and lump sum prices, and by force account as specified in the
Proposal according to the Contract Documents as to time, manner, and condition of payment in a contract amount
not to exceed $4,780,000.00, plus applicable WSST, unless modified by an approved change order or addendum.
The payments to Contractor include the costs for all labor, tools, materials and equipment for the Work.
4.Completion Date. Contract time shall commence upon City's Notice to Proceed to Contractor. The Work under this
Agreement shall be completed within the time specified in the Contract Bid Documents. If the Physical Work under
this Agreement is not completed within the time specified, Contractor shall pay liquidated damages and all
engineering inspection and supervision costs to City as specified in the Contract Bid Documents.
5.Attorney's Fees. In the event litigation is commenced to enforce this Agreement, the prevailing party shall be
entitled to recover its costs, including reasonable attorney's and expert witness fees.
6.Disclaimer. No liability of Contractor shall attach to City by reason of entering into this Agreement, except as
expressly provided in this Agreement.
7.Counterparts. This Agreement is executed in two (2) identical counterparts, by the parties, each of which shall for
all purposes be deemed an original.-,,
18th April
IN WITNESS WHEREOF, the City has caused these presents to be signed by its Mayor and attested by its City Clerk and
the Contractor has hereunto set his hand and seal the day and year first above-written.
CONTRACTOR: CITY OF RENTON:
Presid ent/Partner/Ow ner Armondo Pavone, Mayor
ATTEST
Jason Seth, City Clerk
FIRM INFORMATION
d/b/a Terra Dynamics, Inc.
CHECK ONE: □ limited liability Company □Partnership � Corporation
STATE OF INCORPORATION: i Washington --------------------------------
CONTRACTOR CONTACT INFORMATION:
Terra Dynamics, Inc.
34721 West Valley Highway South
Algona, WA 98001
(253)880-3100
jkirk@terradynamics.com
Attention:
CITY CONTACT INFORMATION:
City of Renton
1055 South Grady Way
Renton, WA 98057
Alan J. Wyatt, Capital Projects Manager (425) 430-6571
awyatt@rentonwa.gov
If business Is a CORPORATION, the name of the corporation should be listed In full and both the President and Secretary must sign the
contract. OR, if one signature is permitted by corporation by-laws, a copy of the by-laws shall be furnished to the City and made a
part of the contract document.
If the business is a PARTNERSHIP, the full name of each partner should be listed followed by d/b/a (doing business as) and firm or
trade name. Any one partner may sign the contract.
If the business is an limited Lia bility Company, an authorized managing member or manager must sign followed by his/her title.
Kiwanis Park Improvements
CAG 22-013
Contract Template Upclated 12/29/2017
[Enter Date]
04/18/2022
CONTRACT BOND TO THE CITY OF RENTON
Bond No. NWA2717
KNOW ALL MEN BY THESE PRESEN TS, That we, (CONTRACTOR /PRINCIPAL) Terra Dynamics, Inc.
of [address] P.O. Box 2479, Auburn, WA 98071 as PRINCIPAL , and
(SURETY) Merchants National Bonding, Inc. a corporation organized and existing under
the laws of the State of Iowa as a SURETY corporation, and qualified under the
laws of the State of Washington to become SURETY upon bonds of contractors with municipal
corporations, as SURETY, are jointly and severally held and firmly bound to the City of Renton
(CITY/OWNER) in the sum of Four Million Seven Hundred Eighty Thousand and 00/1 00 US Dollars
($4,780 ,000 .00 ) Total Contract Amount, for the payment of which sum on demand we bind
ourselves and our heirs, successors, assigns, executors, administrators and personal representatives, as
the case may be. This obligation is entered into pursuant to the laws of the State of Washington and the
ordinances of the City of Renton.
Dated at Seattle Washington, this _2_3_rd __ day of March 20 22
NOW, THEREFORE THE CONDITIONS OF THE ABOVE OBLIGATION ARE AS FOLLOWS:
WHEREAS, under and pursuant to Contract No. CAG-22-013 providing for construction of the Kiwanis
Park Improvements; the PRINCIPAL has accepted, or is about to accept, the Contract, and undertake to
perform the Work therein provided for in the manner and within the time set forth.
•The SURETY indemnifies, defends, and protects and holds the CITY /OWNER, its officers, agents, and
assigns harmless from and against all claims, liabilities, causes of action, damages, and costs for such
payments for labor, equipment, and materials by satisfying all claims and demands incurred under
the Contract, and reimbursing and paying CITY/OWNER all expenses that CITY/OWNER may incur in
making good any default by PRINCIPAL; and, against any claim of direct or indirect loss resulting from
the failure of the PRINCIPAL, its heirs, executors, administrators, successors, or assigns, (or the
subcontractors or lower tier subcontractors of the PRINCIPAL) to pay all laborers, mechanics,
subcontractors, lower tier subcontractors material persons, and all persons who shall supply such
contractor or subcontractors with provisions and supplies for the carrying on of such work; and,
against any claim of direct or indirect loss resulting from the failure of the PRINCIPAL, its heirs,
executors, administrators, successors, or assigns (or any of the employees, subcontractors, or lower
tier subcontractors of the PRINCIPAL) to faithfully perform the Contract.
•The indemnities to CITY /OWNER shall also inure to the benefit of the Consulting Engineers and other
design professionals retained by OWNER in connection with the Project.•No change, extension of time, alteration, or addition to the terms of the Contract or to the Work to
be performed under the Contract shall in any way affect SURETY 's obligation on the Contract Bond.
SURETY , for value received, hereby waives notice of any change, extension of time, alteration, or
addition to the terms of the Contract or the Work to be performed thereunder and agrees that
modifications and changes to the terms and conditions of the Contract that increase the total amount
to be paid the PRINCIPAL shall automatically increase the obligation of the SURETY on this Contract
Bond and notice to SURETY is not required for such increased obligation.
•This Contract Bond shall be governed and construed by the laws of the State of Washington, and
venue shall be in King County, Washington.
Kiwanis Park Improvements
CAG-22-013(if needed)
Page 1 of 2 Contract Bond to the CITY of Renton
03/08/2022 F clb
FURTHERMORE, this Contract Bond shall be satisfied and released only upon the conditions that
PRINCIPAL or SURETY:
•Faithfully performs all provisions of the Contract and changes authorized by CITY /OWNER in the
manner and within the time specified as may be extended under the Contract;
•Pay, in accordance with Chapters 39.08, 39.12 and 60.28 Revised Code of Washington (RCW), the
sums due all workers, laborers, mechanics, subcontractors, lower tier subcontractors, material
suppliers, and all other persons or agents who supply labor, equipment, or materials for carrying on
of such work under the Contract;
•Pay all taxes, increases and penalties, if any, incurred on or related to the Contract under Titles 50 and
51 Revised Code of Washington (RCW) and any and all taxes imposed on the Principle under Title 82
RCW or any other law;
•Receives a written discharge/release of bond from CITY, signed by the Mayor or by a duly authorized
representative of CITY.
This Contract Bond shall be executed in two (2) original counterparts, and shall be signed by the parties'
duly authorized officers. This Contract Bond will only be accepted if is accompanied by a fully executed
and original power of attorney for the office executing on behalf of the SURETY.
PRINCIPAL
Terra Dynamics, Inc.
[PRINCIPAL)
nature of Authorized Official]
Jon Kirk
[Printed Name]
CEO
[Title]
March 24, 2022
[Date]
Name and address of local office of
Agent and/or SURETY Company:
Kiwanis Park Improvements
CAG-22-013(if needed)
SURETY
Merchants National Bonding, Inc.
[SURETY)
I -.. -'..JJ -�
[Signature of Authorized Official}
Aliceon A Keltner
[Printed Name]
Attorney-in-Fact
[Title]
3/23/2022
[Date]
Merchants National Bonding, Inc.
3120 139th Ave SE
Bellevue, WA 98005
Telephone: (425) 576-4078
Page 2 of 2 Contract Bond to the CITY of Renton
03/08/2022 F clb
BON DI NG COMPANY
POWER OF ATTORNEY
Know All Persons By These Presents, that MERCHANTS BONDING COMPANY (MUTUAL) and MERCHANTS NATIONAL BONDING, INC.,
both being corporations of the State of Iowa (herein collectively called the "Companies") do hereby make, constitute and appoint, individually,
Aliceon A Keltner: Alyssa J Lopez: Amelia G Burrill; Annelies M Richie; Brandon K Bush: Brent E Heilesen; Carley Espiritu; Christopher Kinyon;
Cynthia L Jay; Eric A Zimmerman; Erica E Mosley; Heather L Allen; Holli Albers; James B Binder; Jamie L Marques; Katharine J Snider; Kyle
Joseph Howat
their true and lawful Attorney(s)-in-Fact, to sign its name as surety(ies) and to execute, seal and acknowledge any and all bonds, undertakings,
contracts and other wri tten instruments in the nature thereof, on behalf of the Companies in their business of guaranteeing the fidelity
of persons, guaranteeing the performance of contracts and executing or guaranteeing bonds and undertakings required or permitted in any
actions or proceedings allowed by law.
This Power-of-Attorney is granted and is signed and sealed by facsimile under and by authority of the following By-Laws adopted by the Board of Directors of Merchants Bonding Company (Mutual) on April 23, 2011 and amended August 14, 2015 and adopted by the Board of Directors
of Merchants National Bonding, Inc., on October 16, 2015.
"The President, Secretary, Treasurer, or any Assistant Treasurer or any Assistant Secretary or any Vice President shall have power and authority
to appoint Attorneys-in -Fact, and to authorize them to execute on behalf of the Company, and attach the seal of the Company thereto, bonds and
undertakings, recognizances, contracts of indemnity and other writings obligatory in the nature thereof."
"The signature of any authorized officer and the seal of the Company may be affixed by facsimile or electronic transmission to any Power of Attorney
or Certification thereof authorizing the execution and delivery of any bond, undertaking, recognizance, or other suretyship obligations of the
Company, and such signature and seal when so used shall have the same force and effect as though manually fixed."
In connection with obligations in favor of the Florida Department of Transportation only, it is agreed that the power and authority hereby given to the
Attorney-in-Fact includes any and all consents for the release of retained percentages and/or final estimates on engineering and construction
contracts required by the State of Florida Department of Transportation. It is fully understood that consenti ng to the State of Florida Department
of Transportation making payment of the final estimate to the Contractor and/or its assignee, shall not relieve this surety company of any of
its obligations under its bond.
In connection with obligations in favor of the Kentucky Department of Highways only, it is agreed that the power and authority hereby given
to the Attorney-in-Fact cannot be modified or revoked unless prior written personal notice of such intent has been given to the Commissioner
Department of Highways of the Commonwealth of Kentucky at least thirty (30) days prior to the modification or revocation.
STATE OF IOWA
COUNTY OF DALLAS ss.
May , 2020
MERCHANTS BONDING COMPANY (MUTUAL)
On this 19th day of May 2020 , before me appeared Larry Taylor, to me personally known, who being by me duly sworn
did say that he is President of MERCHANTS BONDING COMPANY (MUTUAL) and MERCHANTS NATIONAL BONDING, INC.; and that the
seals affixed to the foregoing instrument are the Corporate Seals of the Companies; and that the said instrument was signed and sealed in behalf
of the Companies by authority of their respective Boards of Directors.
POLLY MASON Commission Number 750576 My Commission Expires January 07, 2023
(Expiration of notary's commission
does not invalidate this instrument)
Notary Public
I, William Warner, Jr., Secretary of MERCHANTS BONDING COMPANY (MUTUAL) and MERCHANTS NATIONAL BONDING, INC., do hereby
certify that the above and foregoing is a true and correct copy of the POWER-OF-ATTORNEY executed by said Companies, which is still in full
force and effect and has not been amended or revoked.
Secretary
Client#· 109825 TERRDYNA
ACORD™ CERTIFICATE OF LIABILITY INSURANCE I DATE (MM/DDIYYYY)
3/23/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AU THORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsem ent(s). PRODUCER
Propel Insurance
601 Union Street; Suite 3400
COM Construction
Seattle, WA 98101-1371 -INSURED
�2�tCT Trisha Hankey/ rll8Ntro Extl: 800 499-0933 I.VC Nol: 866 877-1326 Ji,MD'}l�ss: trisha.hankey@propelinsurance.com
----INSURER(S) AFFORDING COVERAGE I NSURER A: Co ntinental Western Insurance Company INSURER B : Intact Insurance Company
NAIC#
10804
-
-
Terra Dynamics, Inc. --
PO Box 2479 INSURER C:
Auburn, WA 98071 INSURER D:
INSURER E:
INSURER F:
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS EXCLUSIONS AND CONDITIONS OF SUCH POLICIES
INSR LTR
A
A
A
A
B
TYPE OF INSURANCE X COMMERCIAL GENERAL LIABILITY _ CLAIMS-MADE � OCCUR
_!_PD Ded: $1,000
.._ GEN'L AGGREGATE LIMIT APPLIES PER ,_..._ -·PRO--_ POLICY ____!, JECT -LOG OTHER:
AUTOMOBILE LIABILITY --
_!_ANY AUTO OWNED ,-SCHEDULED AUTOS ONLY _,_AUTOS X HIRED , X NON-OWNEO c___; AUTOS ONLY _. _ AUTOS ONL V
� UMBRELLA LIAB X OCCUR EXCESS LIAB CLAIMS-MADE OED RETENTION$ WORKERS COMPENSATION A ND EMPLOYERS' LIABILITY y I N ANY PROPRIETOR/PARTNER/EXECUTIVE-. -OFFICER/MEMBER EXCLUDED? N ' (Mandatory in NH) If yes. describe under DESCRIPTION OrOPE<>.o.TtONS below
Pollution Liabili
fN��L�B0R
NIA
LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS POLICY NUMBER r&�Mg�, ,:�gg���' LIMITS
CPA6005831 02/1 0/2022 02/10/2023 EACH OCCURRENCE s1 000 000
�ijiAGE J?i,RENTEO MIS� Ea occurro=-"' s300 000 MED EXP (Any one penion) s 10 000 PERSONAL & ADV INJURY s1 000,000 GENERAL AGGREGATE s2,ooo,ooo PRODUCTS -COMP/OP AGG s2,000,000 s CPA6005831 02/10/2022 02/1 0/2023 f��'-:s��?NGLE LIMIT s1 ,000,000 BODILY INJURY (Per person) s BODILY INJURY (Per accident) $
. PROPERTY DMI/\GE s rPor aooctonll s CPA6005831 02/10/2022 02/10/2023 EACH OCCURRENCE s5 000 000 AGGREGATE s5 000 000
s
CPA6005831 02/1 0/2022 02/1 0/2023 fR'.,.,.,.� x 2JH-
WA Stop Gap E.L. EACH O.CCIOENT s1 000 000 E L. DISEASE -EA EMPLOYEE S 1 000 000 EL DISEASE· POLICY LIMIT s1 000 000
7930108330001 02/10/2022 02/10 /2023 $1,000,000 Limit
$25,000 Deductible
DESCRIPTION OF OPERATIONS I LOCATIONS /VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
RE: Kiwanis Park Improvements
City of Renton shall be included as Additional Insured on a primary and non-contributory basis per the
attached endorsements.
CERTIFICATE HOLDER CANCELLATION
City of Renton SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Attn: Alan Wyatt ACCORDANCE WITH THE POLICY PROVIS)ONS.
1055 S Grady Way
Renton, WA 98057 AUTHORIZED REPRESENTATIVE 9� © 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) 1 of 1 The ACORD name and logo are registered marks of ACORD
#S5060305/M4997790 ACT01
COMMERCIAL GENERAL LIABILITY
CL CG 20 71 09 16
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED -OWNERS, LESSEES,
CONTRACTORS OR OTHERS -COMPLETED OPERATIONS
-AUTOMATIC STATUS, INCLUDING PRIMARY
NONCONTRIBUTORY
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
A.SECTION II -WHO IS AN INSURED is amended
to include as an additional insured any person(s)
or organization(s) when you are obligated by
virtue of a written con tr act or agreement that
such person or organization(s) be added as an
additional insured to your policy.
Such person(s) or organization(s) is an additional
insured only with respect to liability for "bodily
injury" or "property damage" or "personal and
advertising injury" caused, in whole or in part by:
(1)Acts or omissions of the Named Insured;
or
(2)The acts or omissions of those acting on
behalf of the Named Insured;
and included in the "products-completed
operations hazard"
This insurance applies only when you are required
to add the additional insured by virtue of a written
contract or agreement, provided the contract or
agreement is:
1.Currently in effect or becomes effective during
the term of this policy; and
2.Was executed prior to the "bodily injury" or
"property damage" or "personal and
advertising injury".
However:
a. The insurance afforded to such additional
insured only applies to the extent permitted by
law; and
b.If coverage provided to the additional insured
is required by a contract or agreement, the
insurance afforded to such additional insured
will not be broader than that which you are
required by the contract or agreement to
provide for such additional insured.
For purposes of this endorsement, throu ghout
the policy, the terms "you" and "your" refer to
the Named Insured shown in the Declarations.
B.Exclusions
With respect to the insurance afforded to these
additional insureds, the following additional
exclusions apply to "bodily injury" and "property
damage" arising out of:
1.The rendering of or failure to render any
professional services by you or on your behalf,
but only with respect to either or both of the
following operations:
a.Providing engineering, architectural or
surveying services to others in your
capacity as an engineer, architect or
surveyor; and
b.Providing, or hiring independent
professionals to provide, engineering,
architectural or surveying services in
connection with construction work you
perform.
This exclusion applies even if the claims against
any insured allege negligence or other
wrongdoing in the superv1s1on, hiring,
employment, training or monitoring of others by
that insured, if the "occurrence" which caused the
"bodily injury" or "property damage", or the offense
which caused the "personal and adv ertising
injury", involved the rendering of, or the failure to
render, any professional architectural, engineering
or surveying services.
2.Subject to Paragraph 3. below, professional
services include:
a.Preparing, approving, or failing to prepare
or approve, maps, shop drawings,
opinions, reports, surveys, field orders,
change orders, or drawings and
specifications; and
CL CG 20 71 09 16 Includes copyrighted material of Insurance Services
Office, Inc., with its permission
Page 1 of 2
b.Supervisory or inspection activities
performed as part of any related
architectural or engineering activities.
3.Professional services do not include services
within construction means, methods,
techniques, sequences and procedures
employed by you or performed by or for the
construction manager, its employees or its
subcontractors in connection with your
ongoing operations.
C.Limits of Insurance
With respect to the insurance afforded to these
additional insureds, the following is added to
Section Ill -Limits Of Insurance:
!f coverage provided to the additional insured is
required by a contract or agreement, the most we
will pay on behalf of the additional insured is the
amount of insurance:
1.Required by the contract or agreement; or
2.Available under the applicable Limits of
Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the
applicable Limits of Insurance shown in the
Declarations.
D.Other Insurance
For purposes of this endorsement, the following is
added to the Section IV -Commercial General
Liability Conditions, 4. Other Insurance
condition and supersedes any provision to the
contrary:
This insurance is excess of all other insurance
available to an additional insured whether on a
primary, excess, contingent or any other basis.
But, if required by a written contract or written
agreement to be primary and noncontributory, this
insurance will be primary to and will not seek
contribution from any insurance on which the
additional insured is a Named Insured.
No other coverage or limit in the policy applies to
loss or damage insured by this coverage.
Page 2 of 2 Includes copyrighted material of Insurance Services
Office, Inc., with its permission
CLCG20710916
COMMERCIAL GENERAL LIABILITY
CL CG 04 92 10 18
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
GENERAL LIABILITY ULTRA PLUS ENDORSEMENT
This endorsement modifies insurance provided under the following
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SUMMARY OF COVERAGE EXTENSIONS
Provision
A
8
C.
M II 1sce aneous
Name Of Coverage Extension
Add . 11 1t1ona nsureds
Expected Or Intended Injury Or Damage
Knowledge Of Occurrence
Included or Limit of
Insurance
Inc u e I d d
Included
Included
D.1 Legal Liability-Damage To Premises Rented To You (Fire, Lightning,I $300,000
, Explosion Smoke, Or Leakage From Automatic Fire Protective Svstems)
E Medical Payments See Declarations
F.Mobile Equipment Redefined Included
G.Newly Formed Or Acquired Organization, Partnership Or Limited Liability Included
Company And Extended Period Of CoveraQe
H. Who Is An Insured -Amendment Included
I.Non-Owned Watercraft (Increased to maximum length of less than 51 Included
feet)
J.Supplementary Payments -Increased Limits
1.Bail Bonds $ 3,000
2.Loss Of Earnings $1,000
K.Unintentional Omission Or Unintentional Error In Disclosure Included
L.Waiver Of Transfer Of Rights Of Recovery Against Others Included
M.Liberalization Clause Included
N.Incidental Medical Malpractice Included
The above is a summary only. Please consult the specific provisions that follow for complete information on the
extensions provided
The provisions of the Commercial General Liability
Coverage Part apply except as otherwise provided in
this endorsement. This endorsement applies only if
such Coverage Part is included in this policy
A.MIS CELLANEOUS ADDITIONAL INSUREDS
1.Section II -Who Is An Insured is amended
to include as an insured any person or
organization (referred to as an additional
insured below) described in Paragraphs
A.1.c.(1) through A.1.c.(9) below when you
and such person or organization have agreed
in writing in a contract or agreement that such
person or organization be added as an
additional insured on your policy, provided
that:
a.The written contract or written agreement
is:
(1)Currently in effect or becoming
effective during the term of this policy;
and
(2)Fully executed by you and the
additional insured prior to the "bodily
CL CG 04 92 10 18 Includes copyrighted material of Insurance Services Office, Inc.,
with its permission
Page 1 of 8
I I
in jur y", "property damage" or
"personal and advertising injury".
b.The insurance afforded by this provision
does not apply to any person or
organization included as an additional
insured by a separate endorsement
issued by us and made a part of this policy
or coverage part.
c.Only the follo wing persons or
organizations are additional insureds
under this provision, with coverage for
such additional insureds limited as
provided herein
(1)Persons or Organizations For
Whom Operations Are Performed
(a)An y person or organization for
whom you are performing
operations when you and such
person or organization have
agreed in writing in a contract or
agreement that such person or
organization be added as an
additional insured to your policy;
and
(b)Any other person or organization
you are required to add as an
additional insured under the
contract or agreement described
in paragraph (a) above.
(c)Such person(s) or organization(s)
is an additional insured only with
respect to liability for "bodily
injury", "property damage" or
"personal and advertising injury"
caused, in whole or in part, by:
(i)Your acts or omissions: or
(ii)The acts or omissions of
those acting on your behalf;
in the per formance of your ongoing
operations for the additional insured.
(d)With respect to the insurance
afforded to these additional
insureds, the following additional
exclusions apply:
This insurance does not apply to:
(i)"B odily injur y", "property
damage" or "personal and
advertising injury" arising out
of the rendering of, or the
failure to render, any
professional architectural,
engineering or surveying
services, including:
(1.1) The prepa ring, approving,
or failing to prepare or
approve, maps, shop
drawings, opinions, reports,
surveys, field orders,
change orders or drawings
and specifications; or
(1.2) Supervisory, inspection,
architectural or eng ineering
activities
This exclusion applies even if the
claims against any insured allege
negligence or other wrongdoing in the
supervision, hiring, employment,
training or monitoring of others by that
insured, if the "occurrence" which
caused the "bodily injury" or "property
damage", or the offense which
caused the "personal and advertising
injury", involved the rendering of, or
the failure to render, any professional
architectural, engineering or
surveying services.
(ii)"Bodily injury" or "property
damage" occurring after:
(1.1) All work, including
materials, parts or
equipment furnished in
connection with such
work, on the project
(other than service,
maintenance or repairs)
to be performed by or on
behalf of the additional
insured(s) at the location
of the covered operations
has been completed; or
(1.2) That portion of "your
work" out of which the
injury or damage arises
has been put to its
intended use by any
person or organization
other than another
contractor or
subcontractor engaged in
performing operations for
a principal as a part of the
same project
(2)Managers Or Lessors Of Premises
A manager or les sor of premises but
on ly with respect t o liability arising ou t
of the ownership, maintenance or use
of that part of the premises leased to
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you and subject to the following
additional exclusions:
This insurance does not apply to:
(a)Any "occurrence" which takes
place after you cease to be a
tenant in that premises
(b)Str uctural alterations, new
construction or demolition
operations performed by or on
behalf of such additional insured
(3)Mortgagee, Assignee Or Receiver
A mortgagee, assignee, or receiver
but only with respect to their liability
as mortgagee assignee, or rec eiver
and arising out of the ownership,
maintenance or use of a covered
pre mise s by you.
This insurance does not appl y to
structural alterations, new
construction or demolition operations
performed by or on behalf of such
additional insured
(4)Owners Or Other Interests From
Whom Land Has Been Leased
An owner or other interest from whom
land has been leased to you but only
with respect to liability arising out of
the ownership, maintenance or use of
that part of the land leased to you and
subject to the following additional
exclusions:
This insurance does not apply to:
(a)Any "occurrence" which takes
place after you cease to lease
that land.
(b)Structural alterations, new
construction or demolition
operations performed by or on
behalf of such additional insured
(5)Lessor Of Leased Equipment
Any person(s) or organization(s) from
whom you lease equipment but only
with respect to liability for "bodily
injury", "property damage" or
"personal a nd advertising injury"
caused, in whole or in part, by your
maintenance, operation or use of
equipment leased to you by such
person(s) or organization(s)
A person's or organization's status as
an additional insured under this
endorsement ends when their written
contract or written agreement with
you for such leased equipment ends
This insurance does not apply to any
"occurrence" which takes place after
the equipment lease expires
(6)State, Municipality, Governmental
Agency Or Subdivision Or Other
Political Subdivision -Permits Or
Authorizations Relating To
Premises
Any state, municipality, governmental
agency or subdivision or other
political subdivision subject to the
following additional provisions
(a)This insurance applies only with
respect to
(i)The following hazards for
which the state, municipality,
governmental agency or
subdivision or other political
subdivision has issued a
permit or authorization in
connection with premises you
own, rent or control and to
which this insurance applies:
(1.1) The existence,
maintenance, repair,
construction, erection
or removal of
advertising signs,
awnings, canopies,
cellar entrances, coal
holes, driveways,
manholes, marquees,
hoist away openings,
sidewalk vaults, street
banners or decorations
and similar exposures;
or
(1.2) The construction,
erection or removal of
elevators; or
(1.3) The ownership,
maintenance or use of
any elevators covered
by this insurance.
(ii)Operations performed by you
or on your behalf for which
the state, municipality,
governmental agency or
subdivision or other political
subdivision has issued a
permit or authorization
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(b)This insurance does not apply to
"bodily injury", "property damage"
or "personal and advertising
injury" arising out of operations
performed for the state,
municipality. governmental
agency or subdivision or other
political subdivision
(7)Controlling Interest
Any person(s) or organization(s) with
a controlling interest in the Named
Insured but only with respect to their
liability arising out of
(a)Their financial control of you; or
(b)Premises they own, maintain or
control while you lease or occupy
these premises.
This insurance does not apply to
structural alterations, new
construction or demolition operations
performed by or for such person(s) or
organization(s)
(8)Co-Owner Of Insured Premises
A co-owner of a premises co-owned
by you and covered under this
insurance but only with respect to the
co-owner's liability as co-owner of
such premises.
(9)Vendors
(a)Any person(s) or organization(s)
(referred to as vendor). but only
with respect to "bodily injury" or
"property damage" arising out of
"your products" which are
distributed or sold in the regular
course of the vendor's business
The insurance afforded the
vendor does not apply to
(i)"Bodily inJury" or "property
damage" for which the
vendor is obligated to pay
damages by reason of the
assumption of liability in a
written contract or written
agreement This exclusion
does not apply to liability for
damages that the vendor
would have in the absence of
the written contract or written
agreement;
(ii)Any express warranty
unauthorized by you;
(iii)Any phys ical or chemical
change in the product made
intentionally by the
vendor;
(iv)Repackaging, except when
unpacked solely for the
purpose of inspection,
demonstration, testing, or the
substitut ion of parts under
instructions from the
manufacturer, and then
repackaged in the original
container;
(v)Any fa ilure to make such
inspections, adjustments,
tests or servicing as the
ve ndor has a greed to make
or normally undertakes to
make in the usuai course of
business, in connection with
the distribution or sale of the
products;
(vi)Demonstration, installation,
servicing or repair
operations, except such
operations performed at the
vendor's premises in
connection with the sale of
the product;
(vii) Products which, after
distribution or sale by you,
have been labeled or
relabeled or used as a
container, part or ingredient
of any other thing or
substance by or for the
vendor; or
(viii)"Bodily injury" or "property
damage" arising out of the
sole negligence of the vendor
for its own acts or omissions
or those of its employees or
anyone else acting on its
behalf However, this
exclusion does not apply to.
(1.1) The exceptions
contained in Sub
paragraphs (iv) or
(vi); or
(1.2) Such inspections,
adjustments, tests or
servicing as the
vendor has agreed to
make or normally
undertakes to make
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in the usual course of
business, in
connection wi th the
distrib ution or sale of
the products
(b)This insurance does not
app ly to any insured person
or organization, from whom
you have acquired products,
or any ingredient. part or
container, entering into,
accompanying or containing
such products.
2.With respect to coverage provided by this
Provision A. Miscellaneous Additional
Insureds. the following additional provisions
apply
a.Any insurance provided to an additional
insured designated under ParagraphsA.1.c.(1) through A.1.c.(8) above does
not apply
(1)To "bodily injury" or "property
damage" included within the
"products-completed operations
hazard"; or
(2)To "bodily injury", "property damage"
or "personal and advertising injury"
arising out of the sole negligence of
such additional insured
b.The insurance afforded to such additional
insured only applies to the extent
permitted by law
c.The insurance afforded to such additional
insured will not be broader than that which
you are required to provide by the written
contract or written agreement.
3.With respect to the insurance afforded to the
additional insureds within this Provision A.
Miscellaneous Additional Insureds, the
following is added to Section Ill -Limits Of
Insurance:
The most we will pay on behalf of the
additional insured is the amount of insurance:
a.Required by the written contract or written
agreement; or
b.Available under the applicable Limits Of
Insurance shown in the Declarations;
whichever is less
This endorsement shall not increase the
applicable Limits Of Insurance shown in the
Declarations.
B.EXPECTED OR INTENDED INJURY OR
DAMAGE
Exclusion 2.a. Expected Or Intended Injury of
Section I -Coverage A -Bodily Injury AndProperty Damage Liability is deleted and
replaced by the following:
a.Expected Or Intended Injury Or Damage
"Bodily injury" or "property damage" expected
or intended from the standpoint of the insured
This exclusion does not apply to "bodily injury"
or "property damage" resulting from the use of
reasonable force to protect persons or
property
C.KNOWLEDGE OF OCCURRENCE
Paragraph 2.a. Duties In The Event Of
Occurrence, Offense, Claim Or Suit of Section
IV -Commercial General Liability Conditions
is deleted and replaced by the following
a.You must see to it that we are notified as soon
as practicable of an "occurrence" or an
offense which may result in a claim only when
the "occurrence" or offense is known to:
(1)You, if you are an individual;
(2)A partner, if you are a partnership;
(3)A manager, if you are a limited liability
company; or
(4)An "executive officer" or the "employee"
designated by you to give such notice, if
you are an organization other than a
partnership or a limited liability company
To the extent possible, notice should include
(i) How, when and where the "occurrenc e" or
offense took place;
(ii)The names and addresses of any injured
persons and witnesses; and
(ill) The nature and location of any injury or
damage arising out of the "occurrence" or
offense.
D.LEGAL LIABILITY -DAMAGE TO PREMISES
RENTED TO YOU (Fire, Lightning, Explosion,
Smoke, Or Leakage From Automatic Fire
Protective Systems)
If damage to premises rented to you is not
otherwise excluded from this policy or coverage
part, then the following provisions apply:
1.Under Section I -Coverage A -Bodily
Injury And Property Damage Liability, the
last paragraph (after the exclusions) is deleted
and replaced by the follow ing:
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Exclusions c. through n. do not apply to
damage by fire, lightning, explosion, "smoke",
or leakage from automatic fire protective
systems to premises while rented to you or
temporarily occupied by you with the
permission of the owner A separate limit of
insurance applies to this coverage as
described in Section Ill -Limits Of
Insurance
2.The par agraph immediately after Sub
paragraph j.(6) of Paragraph 2. Exclusions of
Section I -Coverage A-Bodily Injury And
Property Damage Liability is deleted and
replaced by the following:
Paragraphs (1 ), (3) and (4) of this exclusion
do not apply to "property damage" (other than
damage by fire, lightning, explosion, "smoke",
or leakage from automatic fire protective
systems) to premises, including the contents
of such premi ses, rented to you for a period of
seven or fewer consecutive days A separate
limit of insurance applies to Damage To
Premises Rented To You as described in
Section Ill -limits Of Insurance.
3.Paragraph 6. of Section Ill -Limits Of
Insurance is deleted and replaced by the
following:
6.Subject to Paragraph 5. above, the
greater of:
a.$300,000; or
b.The Damage To Premises Rented To
You Limit shown in the Declarations.
is the most we will pay under Coverage A
for damages because of "property
damage" to premises while rented to you,
or in the case of damage by fire, lightning,
explosion, "smoke", or leakage from
automatic fire protective systems, while
rented to you or temporarily occupied by
you with permission of the owner.
This limit will apply to all damage
proximately caused by the same event,
whether such damage results from fire,
lightning, explosion , "smoke", leakage
from automatic fire protective systems, or
other covered causes of loss or any
combination thereof
4.Subparagraph b.(1 )(a)(ii) of Paragraph 4.
Other Insurance of Section IV -
Commercial General liability Con ditions is
deleted and replaced by the following:
(ii)That is fire, lightning, explosion, "smoke"
or leakage from automatic fire protective
systems insurance for premises rented to
you or temporarily occu pied by you wi th
permission of the owner;
5.Subparagraph a. of Definition 9. "Insured
contract" of Section V -Definitions is
deleted and replaced by the following:
a. A contract for a lease of premises.
However, that portion of the contract for a
lease of premises that indemnifies any
person or organization for damage by fire,
lightning , explosion, "smoke" or leakage
from automatic fire protective systems to
premises while rented to you or
temporarily occupied by you with
pe rmission of the ow ner is not an "insured
contract"
6.As used in th is Provision D. Legal Liability -
Damage To Premises Rented To You:
"Smoke" does not include smoke from
agricultural smudging, industrial operations or
"hostile fire"
E.MEDICAL PAYMENTS
The Medical Expense Limit is changed, subject to
the terms of Section Ill -Limits Of Insurance, to
the Medical Expense Limit shown in the
Declarations.
F.MOBILE EQUIPMENT REDEFINED
Subparagraph f.(1) of Definition 12. "Mobile
equipment" of Section V -Definitions is deleted
and replaced by the following:
(1)Equipment with a gross vehicle weight of
1,000 pounds or more and designed primarily
for:
(a)Snow removal;
(b)Road maintenance, but not construction
or resurfacing; or
(c)Street cleaning;
G.NEWLY FORMED OR ACQUIRED
ORGANIZATION, PARTNERSHIP OR LIMITED
LIABILITY COMPANY AND EXTENDED
PERIOD OF COVERAGE
Paragraph 3. of Section II -Who Is An Insured
is deleted and replaced by the following:
3.Any organization you newly acquire or form,
other than a joint venture, and over which you
maintain ownership or:
a.Majority interest of more than 50% if you
are a corporation;
b. Majority interest of more than 50% as a
general partner of a newly acquired or
formed partnership; and/or
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c.Majority interest of more than 50% as an
owner of a newly acquired or formed
limited liability company;
will qualify as a Named Insured if there is no
other similar insurance available to that
organization However, for these
organizations
(i)Coverage under this provision is afforded
only until the next anniversary date of this
policy's effective date after you acquire or
form the organization, partnership or
limited liability company, or the end of the
policy period, whichever is earlier;
(ii)Section I -Coverage A -Bodily Injury
And Property Damage Liability does not
apply to "bodily injury" or "property
damage" that occurred before you
acquired or formed the organization
partnership or limited liability company;
(iii)Section I -Coverage B -Personal And
Advertising Injury Liability does not
apply to "personal and advertising injury"
arising out of an offense committed before
you acquired or formed the organization,
partnership or limited liability company;
(iv)Coverage applies only when operations of
the newly acquired organization,
partnership or limited liability company are
the same or similar to the operations of
insureds already covered under this
insurance;
(v)Coverage only applies for those limited
liability companies who have established
a date of formation as recorded within the
filed state articles of organization,
certificates of formation or certificates of
organization; and
(vi)Coverage only applies for those
partnerships who have established a date
of formation as recorded within a written
partnership agreement or partnership
certificate
H.WHO IS AN INSURED -AMENDMENT
The last paragraph of Section II -Who Is An
Insured is deleted and replaced by the following
No person or organization is an insured with
respect to the conduct of any
a.Current partnership or limited liability
company, unless otherwise provided for under
Paragraph 3. of Section II -Who Is An
Insured;
b.Current joint venture; or
c.Past partnership, joint ventu re or limited
liability company;
that is not shown as a Named Insured in the
Declarations.
I.NON-OWNED WATERCRAFT
Subparagraph (2) of Exclusion 2.g. Aircraft,
Auto Or Watercraft of Section I -Coverage A -
Bodily Injury And Property Damage Liab ility is
deleted and replaced by the following
(2)A watercraft you do not own that is·
(a)Less than 51 feet long; and
(b)Not being used to carry persons or
property for a charge
J.SUPPLEMENTARY PAYMENTS -INCREASEDLIMITS
Section I -Supplementary Pa yments -
Coverages A And B is changed as follows:
1.The limit shown in Para graph 1.b. for the cost
of bail bonds is changed fr om $250 to $3,000;
and
2.The limit shown in Paragraph 1.d. for loss of
earnings because of time off from work is
changed from $250 a day to $1,000 a day
K.UNINTENTIONAL OMISSION OR
UNINTENTIONAL ERROR IN DISCLOSURE
The following provision is added to Paragraph 6.
Representations of Section IV -Commercial
General Liability Conditions
However, the unintentional omission of, or
unintentional error in, any information given or
provided by you shall not prejudice your rights
under this insurance
This provision does not affect our right to collect
additional premium or to exe rcise our right of
cancellation or non-renewal
L.WAIVER OF TRANSFER OF RIGHTS OF
RECOVERY AGAINST OTHERS
The following is added to Paragraph 8. Transfer
Of Rights Of Recovery Against Others To Us of
Section IV -Commercial General Liability
Conditions:
We waive any right of recovery we may have
against any person or organization because of
payments we make for Injury or damage arising
out of your ongoing operations or "your work" and
included in the "products-completed operations
hazard" when you have agreed in a written
contract or written agreement that any right of
recovery is waived for such person or
organization. This waiver applies only to the
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person(s) or organization(s) agreed to in the
written contract or written agreement and is
subject to those provisions.
This waiver does not apply unless the written
contract or written agreement has been executed
prior to the "bodily injury" or "property damage".
However, if any person or organization is
separately scheduled on a separate wa iver of
trans fer of rights of recovery which is attached to
this policy, then this wa iver does not apply.
M.LIBERALIZATION CLAUSE
The followi ng is added to Section IV -
Commercial General Liability Conditions:
if we adopt a mandatory atiachmeni form change
which broadens coverage under this edition of the
Commercial General Liability CG0001 for no
additional charge, and those changes are
intended to apply to all insureds under this editi on
of CG0001, that change will automatically apply to
your insurance as of the date we implement the
change in your state. This liberalization clause
does not apply to changes implemented through
introduction of a subsequent edition of the
Commercial General Liability form CG0001
N.INCIDENT AL MEDICAL MALPRACTICE
1.Paragraph 2.a.(1 )(d) of Section II -Who Is
An Insured does not apply to a physician,
nurse practitioner, physician assistant, nurse,
emergency medical technician or paramedic
employed by you if you are not in the business
or occupation of providing medical,
paramedical, surgical, dental, x-ray or nursing
services.
2.This provision is excess over any other valid
and collectible insurance whether such
insurance is primary, excess, contingent or on
any other basis Any payments by us will
follow Paragraph 4.b. of Section IV -
Commercial General Liability Conditions.
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COMMERCIAL GENERAL LIABILITY
CL CG 00 20 10 18
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CONTRACTOR GENERAL LIABILITY PLATINUM
ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
A.PROPERTY DAMAGE TO BORROWED EQUIPMENT
1.Paragr aph 2.j. of SECTION I • COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY
DAMAGE LIABILITY is amended as follows:
Paragraphs (3) and (4) of thi s exclusion do not apply to tool s or equipment loaned to you, provided they are
not being used to perform operations at the time of loss.
2.SECTION Ill -LIMITS OF INSURANCE is deleted and replaced by the following:
The most we will pay in any one "occurrence" for "property damage" to borrowed equipment is $15,000.
This limit of insurance is the most we will pay regardless of the number of:
a.Insureds;
b.Claims made or "suits" brought; or
c.Persons or organizations making claims or bringing "suits".
3.Deductible
a.Our obligation to pay damages on behalf of the insured applies only to the amount of damages in
excess of $250 as applicable to "property damage" as the result of any one "occurrence", regardless of
the number of persons or organizations who sustain damages because of that "occurrence".
b.The terms of this insurance, including those with respect to our right and duty to defend the insured
against any "suits" seeking those damages; and your duties in the event of an "occurrence", claim, or
"suit" apply irrespective of the application of 1he deductible amount.
c.We may pay any part or all of the deductible amount to effect settlement of any claim or suit and, upon
notification of the action taken; you shall promptly reimburse us for such part of the deductible amount
as we have paid.
B.CONSTRUCTION PROJECT GENERAL AGGREGATE LIMIT
1.For all sums which the insured becomes legally obligated to pay as damages caused by "occurrences"
under COVERAGE A (SECTION I), and for all medical expenses caused by accidents under COVERAGEC (SECTION I), which can be attributed only to ongoing operations at a single construction project away
from premises owned by or rented to the insured:
a.A Single Construction Project General Aggregate Limit applies to each construction project away from
premises owned by or rented to the insured, and that limit is equal to the amount of the General
Aggregate Limit shown in the Declarations.
b.The Single Construction Project General Aggregate Limit is the most we will pay for the sum of all
damages under COVERAGE A, except damages because of "bodily injury" or "property damage"
included in the "products-completed operations hazard", and for medical expenses under COVERAGE
C regardless of the number of:
(1)Insureds;
(2)Claims made or "suits" brought; or
(3)Persons or organizations making claims or bringing "suits".
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c.Any payments made under COVERAGE A for damages or under COVERAGE C for medical expenses
shall reduce the Single Construction Project General Aggregate Limit for that construction project awayfrom premises owned by or rented to the insured. Such payments shall not reduce the General
Aggregate Limit shown in the Declarations nor shall they reduce any other Single Construction ProjectGeneral Aggregate Limit for any other separate construction project away from premises owned by or
rented to the insured.
d.The limits shown in the Declarations for Each Occurrence, Fire Damage and Medical Expense continueto apply. However, instead of being subject to the General Aggregate Limit shown in the Declarations,
such limits will be subject to the applicable Single Construction Project General Aggregate Limit.
2.For all sums which the insured becomes legally obligated to pay as damages caused by "occu rrences"
under COVERAGE A (SECTION I), and for all medical expenses caused by accidents under COVERAGE
C (SECTION I), which cannot be attributed only to ongoing operations at a single designated construction
project away from premises owned by or rented to the insured:
a.Any payments made under COVERAGE A for damages or under COVERAGE C for medical expensesshall reduce the amount available under the General Aggregate Limit or the Products-Completed
Operations Aggregate Limit, whichever is applicable; and
b.Such payments shall not reduce any Single Construction Project General Aggregate Limit.
3.When coverage for liability arising out of the "products-completed operations hazard" is provided, any
payments for damages because of "bodily injury" or "property damage" included in the "products-completed
operations hazard" will reduce the Products-Completed Operations Aggregate Limit, and not reduce the
General Aggregate Limit or the Single Construction Project General Aggregate Limit.
4.If the applicable construction project away from premises owned by or rented to the insured has been
abandoned, delayed, or abandoned and then restarted, or if the authorized contracting parties deviate fromplans, blueprints, designs, specifications or timetables, the project will still be deemed to be the same
construction project.
5.The provisions of Limits Of Insurance (SECTION Ill) not otherwise modified by this endorsement shall
continue to apply as stipulated.
C.LIMITED JOB SITE POLLUTION
1.Exclusion f. under Section I -Coverage A is replaced by the following:
2.Exclusions
This insurance does not apply to:
f.Pollution
Page 2 of 4
(1)"Bodily injury" or "property damage" arising out of the actual, alleged or threatened discharge,dispersal, seepage, migration, release or escape of "pollutants":
(a)At or from any premises, site or location on which any insured or any contractors orsubcontractors working directly or indirectly on any insured's behalf are performing operations
if the operations are to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize,or in any way respond to, or assess the effects of, "pollutants"; or
(b)At or from a storage tank or other container, ducts or piping which is below or partially below
the surface of the ground or water or which, at any time, has been buried under the surface of
the ground or water and then subsequently exposed by erosion, excavation or any othermeans if the actual, alleged or threatened discharge, dispersal, seepage, migration, release or
escape of "pollutants" arises at or from any premises, site or location which any insured or any
contractors or subcontractors working directly or indirectly on any insured's behalf are
performing operations if the "pollutants" are brought on or to the premises, site or location in
connection with such operations by such insured, contractor or sub contract or.
Subparagraph (b) does not apply to "bodily injury" or "property damage" arising out of heat,
smoke or fumes from a "hostile fire".
(2)Any loss, cost or expense arising out of any:
(a)Request, demand, order or statutory or regulatory requirement issued or made pursuant to anyenvironmental protection or environmental liability statutes or regulations that any insured test
for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to,
or assess the effects of, "pollutants"; or
Includes copyrighted material of Insurance Services
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CL CG 00 20 10 18
(b)Claim or suit by or on behalf of a governmental authority for damages because of testing for,
monitoring, cleaning up, removing, containing, treating, detoxifying, or neutralizing or in any
way responding to or assessing the effects of , "pollutants".
However, this paragraph does not apply to liability for those sums the insured becomes legallyobligated to pay as damages because of "property damage" that the insured would have in the
absence of such request. demand, order or statutory or regulatory requirement, or such claim
or "suit" by or on behalf of a governmental authority.
2.With respect to "bodily injury" or "property damage" arising out of the actual, alleged or threateneddischarge, dispersal, seepage, migration, release or escape of "pollutants":
a.The "Each Occurrence Limit" shown in the Declarations does not apply.
b.Paragraph 7. of Limits Of Insurance (Section Ill) does not apply.
c.Paragraph 1. of Section Ill -Limits Of Insurance is replaced by the following:
The Limits Of Insurance shown in this endorsement, or in the Declarations and the rules below fix themost we will pay regardless of the number of :
(1)Insureds;
(2)Cla ims made or "suits" brought; or
(3)Persons or organizations making claims or bringing "s uits".
d.The following are added to Section Ill -Limits Of Insurance:
8.Subject to 2. or 3. above, whichever applies, the most we will pay for the sum of:
a.Damages under Coverage A; and
b.Medical expenses under Coverage C
because of "bodily injury" or "property damage" arising out of the actual, alleged or threatened
discharge, dispersal, seepage, migration, release or escape of "pollutants" is $100,000 aggregate.
9.Subject to 8. above, the Medical Expense Limit is the most we will pay under Coverage C for all
medical expenses because of "bodily injury" sustained by any one person arising out of the actual,
alleged or threatened discharge, dispersal, seepage, migration, release or escape of "pollutants".
D.VOLUNTARY PROPERTY DAMAGE
1.The following is added to Section 1 • COVERAGES:
We will pay, at your request for "property damage" to that part of any property:
a.Which you or any subcontractors working directly or indirectly on your behalf are performing
operations; or
b. That must be restored, repaired or replaced because "your work" was incorrectly performed on it.
This insurance applies only to "property damage" to property of others while in your care, custody, orcontrol, and arising out of operations away from your insured premises and incidental to your business.
Exclusions j.(3),(4),(5) and (6) do not apply to this coverage.
This insurance does not apply to "property damage" included within the "explosion hazard", the"collapse hazard" or the "underground property damage hazard".
2.For the purposes of the coverage provided by D. VOLUNTARY PROPERTY DAMAGE, SECTION Ill -
LIMITS OF INSURANCE is replaced by the following:
A.Limits of Insurance
1.Unless a higher limit is shown in the Declarations, the most we will pay in any one "occurrence" for"property damage" under this endorsement is $1 5,000.
2.Unless a higher limit is shown in the Declarations, the most we will pay for all covered
"occurrences" during any one policy period is $15,000 Aggregate Limit of Insurance.
The Limits of Insurance of this endorsement apply separately to each consecutive annual period and to
any remaining perio_d of less than 12 months, starting with the beginning of the policy period shown in
the Declarations, unless the policy period is extended after Issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for
CLCG00201018 Includes copyrighted material of Insurance Services
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Page 3 of 4
purposes of determining the Limits of Insurance.
3.Deductible
a.Our obligation to pay damages on behalf of the insured applies only to the amount of damages in
excess of $250 as the result of any one "occurrence", regardless of the number of persons or
organizations who sustain damages because of that "occurrence".
b.The terms of this insurance, including those with respect to our right and duty to defend the insured
against any "suits" seeking those damages; and your duties in the event of an "occurrence", claim, or
"suit" apply irrespective of the application of the deductible amount.
c.We may pay any part or all of the deductible amount to effect settlement of any claim or suit and, upon
notification of the action taken; you shall promptly reimburse us for such part of the deductible amount
as we have paid.
4.Fo; the pu;poses of the coverage provided by D. VOLUNTARY PROPERTY DAMAGE, SECTION iV -
COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows:
a.The following is added to paragraph 2. Duties In The Event Of Occurrence, Offense, Claim or Suit:
In the event of loss covered by this endorsement, the insured shall, if requested by us, replace the
property or furnish the labor and materials necessary for repairs at actual cost to the insured, excluding
prospective profit or overhead charges of any nature. Any property so paid for or replaced shall, at our
option, become our property. Any payment made by us shall not constitute an admission of liability by
an insured, or by us.
b.Paragraph 4. Other Insurance is amended as follows:
(1)Paragraph 4.a. Primary Insurance is deleted.
(2)Subparagraphs (1) and (2) of paragraph 4.b. Excess Insurance are deleted and replaced with the
following:
This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis.
All other provisions that apply to paragraph 4. Other Insurance contained in the Commercial General
Liability Coverage Form are applicable.
5.For the purposes of the coverage provided by D. VOLUNTARY PROPERTY DAMAGE, the following
definitions are added to SECTION V -DEFINITIONS:
a."Collapse hazard" includes "structural property damage" and any resulting "property damage" to any
other property at any time.
b."Explosion hazard" includes "property damage" arising out of blasting or explosion. The "explosionhazard" does not include "property damage" arising out of the explosion of air or steam vessels, piping
under pressure, prime movers, machinery or power transmitting equipment.
c."Structural property damage" means the collapse of or structural injury to any building or structure due
to:
(1)Grading of land, excavating, burrowing, filling, back-filling, tunneling, pile driving, cofferdam work orcaisson work; or
(2)Moving, shoring, underpinning, raising or demolition of any building or structure or removal or
rebuilding of any structural support of that building or structure.
d."Underground property damage hazard" includes "underground property damage" and any resulting"property damage" to any other property at any time.
e."Underground property damage" means "property damage" to wires, conduits, pipes, mains, sewers,
tanks, tunnels, any similar property, and any apparatus used with them beneath the surface of the
ground or water, caused by and occurring during the use of mechanical equipment for the purpose ofgrading land, paving, excavating, drilling, burrowing, filling, back-filling or pile driving.
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CL CG 00 20 10 18
COMMERCIAL AUTO
CL CA 01 49 07 21
THIS ENDORSEMENT CHANGES THE POLICY. PLEA.SE READ IT CAREFULLY.
COMMERCIAL AUTOMOBILE EXPANSION
ENDORS EMENT-PLATIN UM
This endorsement modifies insurance provided under the following:
BUSINE SS AUTO COVERAGE FORM
With respect to the coverages provided by this endorsement, the provisions of the Business Auto Co1.erage Form apply unless modified by this endorsement.
A.NEWLY ACQUI RED ORGANIZATIONS OR FORMS)
The following is added to Paragraph A.1. Who Is
An Insured of Section II -Covered Autos Liability Co-.erage:
Any organization you newly acquire or form, other
than a par t nership, joint venture or limited liability
company or any organization excluded either by this Cm,erage Part or by endorsement, and o'ver
which you maintain ownership or majority interest
of more than 50 percent will qualify as a Named Insured. However:
1.This insurance does not apply to any newly
acquired or formed organization that is an"insured" under any other automobile policy or
would be an "insured" under such policy but
for its termination or the exhaustion of its Umitof Insurance.
2.Co-.erage does not apply to "bodily injury" or
"property damage" that occurred before youacquired or formed the organization.
3.Co1ierage under this provision is afforded oriyuntil the 180th day after you acquire or form
the organization or the end of the policy period, whiche'ver is earlier.
B.ADDITIONAL INSURED BY CONTRACT OR AGREEMENT
The following is added to Paragraph A.1., Who Is
An Insured of Section II -Covered Autos LiabilityCo-.erage:
When you ha-.e agreed in a written contract or
agreement to include a person or organizatioo asan additional "insured", such person or
organization is included as an "insured" suqect to the following:
1.Such person or organization is an additi onal
"insured" only to the extent such person or
organ zation is liable for "bodily inJury" or
·• property damage": because of the conduct ofan "insured" under Paragr aphs a. orb. under
Paragraph A.1. Who Is An Insured of Sectim
II -Covered Autos Liability Cm,erage, caused
by an "accident" and resulting from theownership, maintenance or use of a covered"auto";
2.The written contract or agreement described
abo1,e must have been executed prior to the
"accident" that caused the "bodily injury" or
"property damage" and be in effect at the time of such "accident";
3.The insurance afforded to any such additiooal"insured" does not apply to any "accident"
beyond the period of time required by the
written contract or agreement describedabove;
4.The most we will pay on behalf of such additional "insured(s )" is the lesser of:
a.The Limits of Insurance specified in the
written contract or agreement describedabove; or
b.The Limits of Insurance shown in the Declarations.
This provision shall not increase the Limit of Insurance shown in the Declarations in this policy or coverage part; and
5.The following changes are made to Paragraph
5.Other Insurance of B. General Conditionsunder Section IV -Business Auto Conditions:
a.The following is added to Paragraph 5.a.:
If required by the written contract or
agreement described above, the
CL CA 01 49 07 21 Includes copyrighted material of Insurance Services
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Page 1 of 5
insurance afforded to the additional
insured under this provision will be primary to, and will not seek contribution
from, the additional insured's owi insurance.
b.Paragraph 5.c. is deleted in its entirety.
6.Paragraph A.1.c. under Section II -Co\ered
Autos Liability Co\erage is deleted in itsentirety.
7.The definition of "insured contract" under
Section V -Definitions is amended to add the following:
An "insured contract" does not include thatpart of any contract or agreement:
That pertains to the ovvnership, maintenance
or use of an "auto" and wh ich indemnifies aperson or organization for other than the
vicarious liability of such person or
organization for "bodily injury" or "property
damage" caused by your operation or use ofa co\ered "auto".
However, a person or organization is anadditional "insured" under this provision only
to the extent such person or organization is
not named as an "insured" by separateendorsement to this policy.
C.EMPLOYEES AS INSUREDS
The following is added to Paragraph A.1. Who Is
An Insured Section II -Co\ered Autos LiabilityCo\erage:
Any "employee" of yours is an "insured" while
using a covered "auto" you don� own, hire orborrow in your business or your personal affairs.
D. INCREASED COVERAGE -BAIL BONDS
The Supplementary Payments Co\erage
Extension of Section II -Co\ered Autos Liability Co\erage is amended as follows:
The Limit of Insurance in paragraph A.2.a.(2) is increased to $5,000.
E.INCREASED COVERAGE LOSS OFEARNINGS
The Supplementary Payments Co\erageExtension of Section II -Co\ered Autos Liability Co\erage is amended as follows:
The Limit of Insurance in paragraph A.2.a.(4) is increased to $1,000.
F.FELLOW EMPLOYEE COVERAGE
The Fellow Employee Exclusion contained in Section II -Co\€red Autos Liability Co\€rage does
not apply. This coverage is excess over any othercollectable insurance.
G. COVERAGE EXTENSION -TRANSPORTATIONEXPENSES
Paragraph A.4.a. Transportation Expenses of
Section Ill -Physical Damage Co\erage is amended as follows:
1.The Limits of Insurance are increased to $75per day to a maximum of$2,500.
2.We will also pay reasonable and necessaryexpenses to facilitate the return of the stolen"auto" to you.
3.It is agreed and understood and it is our stated
intent that expenses incurred by you under the
Transportation Expenses Coverage
Extension will not also be co\€red or paidunder the Rental Reimbursement Co\erage
provided by this endorsement or any rental
reimbursement co\€rage added by separate
endorsement to this policy.
H.EXTENDED COVERAGE -AIRBAGS
The following is added to Exclusion B.3.a. of Section Ill -Physical Damage Co\€rage:
Howe\€r, this exclusion does not apply to theunintended discharge of an airbag.
This coverage is excess o\€r any other collectille
insurance or warranty providing such airbagco\€rage.
I.AUTO LOAN/LEASE GAP COVERAGE
The following is added to Section Ill -Physical
Damage Co\erage, Paragraph C. Limits of Insurance.
4.In the e\€nt of a total "loss" to a covered"auto", we will pay the lesser of:
a.Any unpaid amount due on the lease orloan for a covered "auto", less:
(1)The amount under the Physical
Damage Coverage section of thepolicy; and
(2)Any:
(a) O\€rdue lease/loan payments atthe time of the "loss";
(b)Financial penalties imposed
under a lease for excessi\€ use,abnormal wear and tear or highmileage;
(c)Security deposits not returned by the lessor;
(d)Costs for extended warranties,
Credit Life Insurance , Health,
Accident or Disability Insurance
purchased with the loan or !ease;and
(e)Carry-over balances from previous loans or leases; or
b.$5,000.
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CL CA 01 49 07 21
However, this pro\oision does not apply to the
extent loan/lease gap c o\.erage has been provided by separate endorsement to this policy.
J.GLASS REPAIR -NO DEDUCTIBLE
The following is added to Paragraph D. Deductible
of Section Ill -Physical Damage Coverage: Any
Comprehensive Coverage deductible shCMn in
the Declarations does not apply to "loss" to
glass breakage when you elect to patch or repair
rath er than replace the glass.
This provision does not apply to any covered
"a uto" provided Ph ysical Damage Coverage under
CA 04 21 - Full Safety Glass Coverage.
K.INC REASED COVERAGE -ELECTRONIC
EQUIPMENT
The $1,000 limit indicated in Paragraph C.1.b.
under Section Ill -Physical Damage Coverage is
increased to $2,500.
L.EXTENDED COVERAGE
PROPERTY
PERSONAL
The following is added to Paragraph A.4.
Coverage Extensions of Section Ill -Physical
Damage Coverage:
Physical Damage Coverage on a covered "auto"
may be extended to "loss" to your personal
property or, if you are an individual, the personal
property of a family member, that is in the cm,ered
"auto" at the time of "loss" and caused by an
"accident" and resulting from the ownership,
maintenance or use of a covered "auto".
The insurance provided by this coverage
extension is excess over any other collectible
insurance. The most we will pay for any one "loss"
under this coverage extension is $500. However,
our paymen t for "loss" to personal property will
only be for the account of the owner of the
property.
Under this provision, personal property does not
include and we will not pay for "loss" of curr ency,
coins, securities or contraband.
No deductible applies to this coverage extension.
M.TOWING
Paragraph A.2. Towing of Section Ill -Physical
Damage Coverage, is replaced by the following: If
a private passenger type "auto" or light truck
"auto'' (0-10,000 Lbs. GVW ) is provided both
Comprehensive and Collision Coverage, we will
pay up to $150 for towing and labor costs incu/TBd
each time such "auto" is disabled. If a medium,
heavy or extra-heavy truck or extra-heavy Truck
tractor "auto" (greater than 10,000 Lbs. GVW) is
provided both Comprehensive and C ollision
Coverage, we will pay up to $250 for towing and
labor costs incurred each time such "auto" is
disabled. However, the labor must be performed at the place of disablement.
N. FIRE EXTINGUISHER RECHARGE
The following is added to Paragraph A.4.
Coverage Extensions of Section IV -PhysicalDamage Coverage:
When fire extinguishers are kept in your covered
"auto" and any are di scharged in an attempt to extinguish a fire, we will pay the lesser of the
actual cos t of recharging or replacing such fireextinguisher(s ).
No deductible applies to this coverage.
0.HIRED AUTO COVERAGE PHYSICAL DAMAGE
The following is added to Paragraph A.4.
Coverage Extensions of Section Ill -PhysicalDamage Coverage:
If hired "autos" are covered "au to s" for Covered
Autos Liability Coverage and if Phys ic al Damage
Co\i0rage is provided for any "auto" you own, thenhe Physical Damage coverages pro\oided are
extended to "autos" you le ase, rent, hire or boITTJN
from someone other than your "employees",
partners or members of their households subjectto the following:
1.The most we will pay in any one "loss" is thelesser of:
a.The actual cash value of the "auto";
b.The cost to repair or replace the "auto"; or
c.$100,000.
2.Paragraph 1. above is subject to a deductible.
The deductible shall be equal to the amount of
the highest deductible shown for any owned
"auto" of the same classification for thatcoverage. In the event there is no owned
"auto" of the same classification, the highest
deductible for any owned "auto" will apply forthat coverage.
No deduc tible will apply to "loss" caused byfire or lightning.
3.Hired Auto Physical Damage Coverage issubject to the following:
a.If symbol 8 is shown in the Covered Auto
section of the Declarations page for any of the Physical Damage coverages, then the
Hired Auto Physical Damage c overage
described in this endorsement does notapply.
b.Other than indicated in Paragraphs a.
directly above, coverage provided underthis provision will be excess over any other collectible insurance or coverage.
CL CA 01 49 07 21 Includes copyrighted material of Insurance Services
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Page 3 of 5
4.In addition to the limit set forth in Paragrap, 1.
abo.e we will pay up to $500 per day, to amaximum of $3,500 per "loss" for:
a.Any costs or fees associated with the"loss" to a hired "auto"; and
b.Loss of use of the hired "auto", provided itis the consequence of an "accident" for
which you are legally liable, and as a
result of which a monetary loss is
sustained by the leasing or rentalconcern.
However, Paragraph A.4.b. Loss of Use Expenses undei Section Ill -Physical Damage
Coverage of the Business Auto Coverage Form does not apply.
P.RENTAL REiMBURSEMENT COVERAGE
We will pay for rental reimbursement expenses
incurred by you for the rental of an "auto" becauseof "loss" to a covered "auto".
1.Payment applies in addition to the otherwise
applicable amount of each coverage you ha.eon the covered "auto".
2.No deductible applies to this coverage.
3.We will pay only for those expenses incurred
during the policy period beginning 24 hours
after the "loss" and ending, regardless of theexpiration date of the policy, with the lesser ofthe following number of days:
a.The number of days when the covered"auto" has been repaired or replaced, or
b.45 days.
4.Our payment is limited to the lesser of thefollowing amounts:
a.Necessary and actual expenses incurred;or
b.Not more than $75 for any one day;
5.We will pay up to an additional $300 for the
reasonab le and necessary expenses youincur to remove your materials and equipment
from the covered "auto" and replace such materials and equipment on the rental "auto".
6. This coverage does not apply while there are
spare or reserve "autos" available to you foryour operations.
7.If "loss" results from the total theft of a covered
"auto" of the "private passenger type", we will pay under this coverage only that amount of
your rental reimbursement expenses which is
not already provided for under the Physical
Damage Coverage Extension of the BusinessAuto Coverage Form or any endorsementsthereto.
However, this prm,ision does not apply to the
extent that rental reimbursement is provided by separate endorsement to this policy.
Q. DRIVE OTHER CAR COVERAGE
1.The following is added to Section 11 -CoveredAutos Liability Coverage:
a.Any "auto" you don't own, hire or borrow
is a covered "auto" for Liability Coveragewhile being used by:
(1)You, if you are designated in theDeclarations as an individual;
(2)Your partners or members, if yo u aredesignated in the Declarations as apartnership or joint venture;
(3)Your members or managers, if you
are designated in the Declarations asa limited liability company;
(4)Your executi-.e officers if you are
designated in the Declarations as an
organization other than an individual,partnership, joint venture or limitedliability company; and
(5)The spouse of any person named in
Paragraphs Q.1.a.(1). through
Q.1.a.(4) while a resident of the samehousehold;
Except:
(a)Any "auto" owned by that
individual or by any member of his or her household.
(b)Any "auto" used by that individual
or his or her spouse while workingin a business of selling, servicing,repairing or parking "autos".
2.Changes In Auto Medical Payments And
Uninsured And Underinsured MotoristsCoverages
The following is added to Who ls An Insured:
Any indi-.idual named in 1.a above and his or
her "family members" are "insured" while
"occupying" or while a pedestrian when beingstruck by any "auto" you don't own excep t:
Any "auto" owned by that individual or by any"family member".
3.Changes In P hysical Damage Coverage
Any private passenger type "auto" you don,
own, hire or borrow is a covered "auto" while
in the care, custody or control of any individualnamed in Q.1.a. abo\e or his or her spouse
while a resident of the same house-holdexcept:
a.Any "auto" owned by that individual or byany member of his or her household; or
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b.Any "auto" used by that individual or his or
her spouse while working in a business ofselling, servicing, repairing or parking"autos".
4.The most we will pay for the total of all
damages under Covered Autos Liability
Uninsured Motorists Coverage and
Underinsured Motorists Coverage is the Limit Of Insurance shown in the Declarations asapplicable to owned "autos".
5.Our obligation to pay for, repair, return or
replace da maged or stolen property under
Physical Damage Coverage, will be reduced
by a deductible equal to the amount of thehighest deductible shown for any owned
private passenger type "auto" applicable to
that coverage. If there are no owned priva te
passenger type "autos", the deductible shallbe $250 for Comprehensive Coverage and
$500 for Collision Coverage. No deductiblewill apply to "loss" caused by fire or lightning.
6.Additional Definition
As used in th is DRIVE OTHER CARProvision:
"Family member" means a person related to
the individual named in 1.a. by blood,
marriage or adoption who is a resident of the
individual's household, including a ward orfoster child.
R.KNOWLEDGE OF AN ACCIDENT, CLAIM, SUITOR LOSS
The following is added to Paragraph A.2. ofSection IV -Business Auto Conditions:
Your obligation to provide prompt notice of an "accident", claim, "suit'' or "loss" is satisfied if yoo
or a person designated by you to be responsible
for insurance matters is notified of, or in any
manner made aware of an "accident", claim, "su�"or "loss" and provides us such notice as soon aspracticable
S.WAIVER OF SUBROGATION BY CONTRACTOR AGREEMENT
The following is added to Paragraph A.5 ofSection IV -Business Auto Conditions:
We wai'.€ any right of recovery we may have
against a person or organization because of
payments we make for "bodily injury" or "property
damage" when you and such person ororganization have agreed in writing in a contract
or agreement to waive such ri ght of reco\.€ry,provided:
1.Such written contract or agreement was:
a.Made prior to the "accident" or "loss"
resulting in the co\.€red "bodily injury" or"property damage"; and
b.Was in effect at the time of the covered"bodily injury" or "property damage".
2.The covered "bodily injury" or "property
damage" must arise out of the operationsspecified in such written contract oragreement.
3.At our request you must provide us with a
copy of the aforementioned written contract oragreement.
T.UNINTENTIONAL OMI SSIONS
The following is added Paragraph B.2. of Section IV -Business Au to Conditions:
If you fail to disclose any hazards existing at the
inception date of this policy, such failure will not
prejudice the coverage provided to you. Howe\1:lr,
this provision does not affect our right to collectadditional premium or exercise our right ofcancellation or nonrenewal.
U.LIBERALIZATION
If we revise this endorsement to provide greatercoverage without additional premium charge, v,.e
will automatically provide the additional coverage
to all endorsement holders as of the day therevision is effective in your state.
CL CA 01 49 07 21 Includes copyrighted material of Insurance Services
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Thi� page has been left blank intentionally.
COMMERCIAL UMBRELLA
CL CU 24 70 09 16
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
AD DITIONAL INSURED -PRIMARY NON CONTRIBUTORY
This endorsement modifies insurance provided under the following:
COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM
Paragraph 5. Other Insurance of SECTION IV -CONDITIONS. COMMERCIAL LIABI LITY UMBREL LA
COVERAGE FORM is replaced with the following:
5.Other Insurance
a.This insurance is excess over. and shall n ot contribute with any of th e other insurance, wh ether primary ,
excess, contingent or on any other basis except as shown under 5.c. below. This conditi on will not apply
to insurance specifically written as excess over this Coverage Part.
When this insurance is excess, we will have no duty under Coverages A or B to defend the insured
against an y "suit" if any other insurer has a duty to defend the insured aga inst that "suit". If no other
insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those
other insurers.
b.When this insurance is excess over other insurance, we will pay only our share of the "ultimate net loss"
that exceeds the sum of:
(1)The total amount that all such other insurance would pay for the loss in the absence of this insurance;
and
(2)The total of all deductible and self-insured amounts under all that other insurance.
c.The insurance is excess of all other insurance available to an additional insured whether on a primary,
excess, contingent or any other basis. But if required by a written contract or written agreement to be
primary and noncontributory, this insurance will be primary to, and will not seek contribution from, any
insurance on which the additional insured is a Named Insured.
No other coverage or limit in the policy applies to loss or damage insured by this coverage.
CL CU 24 70 09 16 Includes copyrighted material of Insurance Services
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Page 1 of 1
COMMERCIAL LIABILITY UMBRELLA
CL CU 24 74 09 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US
Transfer Of Rights Recovery Against Others To Us Section IV • Conditions
we
CL CU 24 74 09 13 Page 1 of 1