Loading...
HomeMy WebLinkAboutEx32_Title ReportALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) ISSUED BY STEWART TITLE GUARANTY COMPANY NOTICE IMPORTANT - READ CAREFULLY:THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT. THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED. THE COMPANY’S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON. COMMITMENT TO ISSUE POLICY Subject to the Notice; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and the Commitment Conditions,STEWART TITLE GUARANTY COMPANY, a Texas corporation (the “Company”), commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Amount of Insurance and the name of the Proposed Insured. If all of the Schedule B, Part I - Requirements have not been met within six months after the Commitment Date, this Commitment terminates and the Company’s liability and obligation end. Countersigned by: Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 ALTA Commitment For Title Insurance Without Arbitration (7-01-2021) Page 1 of 4 COMMITMENT CONDITIONS 1.DEFINITIONS xa.“Discriminatory Covenant”: Any covenant, condition, restriction, or limitation that is unenforceable under applicable law because it illegally discriminates against a class of individuals based on personal characteristics such as race, color, religion, sex, sexual orientation, gender identity, familial status, disability, national origin, or other legally protected class. b.“Knowledge” or “Known”: Actual knowledge or actual notice, but not constructive notice imparted by the Public Records. c.“Land”: The land described in Item 5 of Schedule A and improvements located on that land that by State law constitute real property. The term “Land” does not include any property beyond that described in Schedule A, nor any right, title, interest, estate, or easement in any abutting street, road, avenue, alley, lane, right-of-way, body of water, or waterway, but does not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy. d.“Mortgage”: A mortgage, deed of trust, trust deed, security deed, or other real property security instrument, including one evidenced by electronic means authorized by law. e.“Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company pursuant to this Commitment. f.“Proposed Amount of Insurance”: Each dollar amount specified in Schedule A as the Proposed Amount of Insurance of each Policy to be issued pursuant to this Commitment. g.“Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment. h.“Public Records”: The recording or filing system established under State statutes in effect at the Commitment Date under which a document must be recorded or filed to impart constructive notice of matters relating to the Title to a purchaser for value without Knowledge. The term “Public Records” does not include any other recording or filing system, including any pertaining to environmental remediation or protection, planning, permitting, zoning, licensing, building, health, public safety, or national security matters. i.“State”: The state or commonwealth of the United States within whose exterior boundaries the Land is located. The term “State” also includes the District of Columbia, the Commonwealth of Puerto Rico, the U.S. Virgin Islands, and Guam. j.“Title”: The estate or interest in the Land identified in Item 3 of Schedule A. 2.If all of the Schedule B, Part I - Requirements have not been met within the time period specified in the Commitment to Issue Policy, this Commitment terminates and the Company’s liability and obligation end. 3.The Company’s liability and obligation is limited by and this Commitment is not valid without: xa.the Notice; b.the Commitment to Issue Policy; c.the Commitment Conditions; d.Schedule A; e.Schedule B, Part I - Requirements; f.Schedule B, Part II - Exceptions; and g.a countersignature by the Company or its issuing agent that may be in electronic form. 4. COMPANY’S RIGHT TO AMEND The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company is not liable for any other amendment to this Commitment. This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 ALTA Commitment For Title Insurance Without Arbitration (7-01-2021) Page 2 of 4 5. LIMITATIONS OF LIABILITY xa.The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual expense incurred in the interval between the Company’s delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured’s good faith reliance to: xi.comply with the Schedule B, Part I - Requirements; ii.eliminate, with the Company’s written consent, any Schedule B, Part II - Exceptions; or iii.acquire the Title or create the Mortgage covered by this Commitment. b.The Company is not liable under Commitment Condition 5.a. if the Proposed Insured requested the amendment or had Knowledge of the matter and did not notify the Company about it in writing. c.The Company is only liable under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed Insured. d.The Company’s liability does not exceed the lesser of the Proposed Insured’s actual expense incurred in good faith and described in Commitment Condition 5.a. or the Proposed Amount of Insurance. e.The Company is not liable for the content of the Transaction Identification Data, if any. f.The Company is not obligated to issue the Policy referred to in this Commitment unless all of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company. g.The Company’s liability is further limited by the terms and provisions of the Policy to be issued to the Proposed Insured. 6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT; CHOICE OF LAW AND CHOICE OF FORUM xa.Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment. b.Any claim must be based in contract under the State law of the State where the Land is located and is restricted to the terms and provisions of this Commitment. Any litigation or other proceeding brought by the Proposed Insured against the Company must be filed only in a State or federal court having jurisdiction. c.This Commitment, as last revised, is the exclusive and entire agreement between the parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations,and proposals of any kind, whether written or oral, express or implied, relating to the subject matter of this Commitment. d.The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy. e.Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by the Company. f.When the Policy is issued, all liability and obligation under this Commitment will end and the Company’s only liability will be under the Policy. 7. IF THIS COMMITMENT IS ISSUED BY AN ISSUING AGENT The issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is not the Company’s agent for closing, settlement, escrow, or any other purpose. 8. PRO-FORMA POLICY The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure. 9. CLAIMS PROCEDURES This Commitment incorporates by reference all Conditions for making a claim in the Policy to be issued to the Proposed Insured. Commitment Condition 9 does not modify the limitations of liability in Commitment Conditions 5 and 6. This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 ALTA Commitment For Title Insurance Without Arbitration (7-01-2021) Page 3 of 4 10. CLASS ACTION ALL CLAIMS AND DISPUTES ARISING OUT OF OR RELATING TO THIS COMMITMENT, INCLUDING ANY SERVICE OR OTHER MATTER IN CONNECTION WITH ISSUING THIS COMMITMENT, ANY BREACH OF A COMMITMENT PROVISION, OR ANY OTHER CLAIM OR DISPUTE ARISING OUT OF OR RELATING TO THE TRANSACTION GIVING RISE TO THIS COMMITMENT, MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY. NO PARTY MAY SERVE AS PLAINTIFF, CLASS MEMBER, OR PARTICIPANT IN ANY CLASS OR REPRESENTATIVE PROCEEDING. ANY POLICY ISSUED PURSUANT TO THIS COMMITMENT WILL CONTAIN A CLASS ACTION CONDITION. 11. ARBITRATION (INTENTIONALLY DELETED) STEWART TITLE GUARANTY COMPANY All notices required to be given the Company and any statement in writing required to be furnished the Company shall be addressed to it at Stewart Title Guaranty Company, P.O. Box 2029, Houston, Texas 77252-2029. This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 ALTA Commitment For Title Insurance Without Arbitration (7-01-2021) Page 4 of 4 Transaction Identification Data, for which the Company assumes no liability as set forth in Commitment Condition 5.e.: Issuing Agent:Stewart Title Guaranty Company Issuing Office:1420 Fifth Avenue, Ste 440, Seattle, WA 98101 Issuing Office's ALTA® Registry ID:N/A Loan ID Number: Commitment Number:20000140275 Issuing Office File Number:20000140275 Property Address:2.05 Acres, Renton, WA Revision Number:2 - Updated / Exc 2 Revised Title Officer:Paul Ostrom Phone: (206) 770-8876 seattlecstitleofficers@stewart.com Escrow Officer:Monique Saxbury Phone: (704) 401-2000 Email: monique.chamberlain@stewart.com 1. Commitment Date: January 25, 2023 at 8:00 A.M. 2. Policy to be issued:Proposed Amount of Insurance (a) 2021 ALTA® Owner's Policy - Standard Short Term Rate with Prior Title Discount Premium: Tax: Total: $6,000,000.00 $5,220.00 $527.22 $5,747.22 Proposed Insured:West77 VP, LLC, a Utah limited liability company (b) 2021 ALTA® Loan Policy Proposed Insured: 3. The estate or interest in the Land at the Commitment Date is: Fee Simple 4. The Title is, at the Commitment Date, vested in: WA Renton Park, LLC, a South Carolina limited liability company 5. The Land is described as follows: FOR LEGAL DESCRIPTION SEE EXHIBIT "A" ATTACHED HERETO STEWART TITLE GUARANTY COMPANY ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE A ISSUED BY STEWART TITLE GUARANTY COMPANY This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule A (07-01-2021) COM Page 1 of 3 ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE A ISSUED BY STEWART TITLE GUARANTY COMPANY This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule A (07-01-2021) COM Page 2 of 3 EXHIBIT "A" Legal Description: Lot 5A-2, City of Renton Lot Line Adjustment No. LUA-10-020-LLA, as recorded June 2, 2010 under Recording No. 20100602900006, records of King County, Washington; Except that portion convey to the City of Renton, a Washington Municipal Corporation by Deed of Dedication recorded August 22, 2022 under Recording No. 20220822001171, records of King County, Washington. Situate in the County of King, State of Washington. Abbreviated Legal:Lt 5A-2, City of Renton LLA No. LUA-10-020-LLA, Rec. No. 20100602900006 Parcel No(s):088661-0010-03 Purported Address:2.05 Acres, Renton, WA ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE A ISSUED BY STEWART TITLE GUARANTY COMPANY This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule A (07-01-2021) COM Page 3 of 3 File No.: 20000140275- Revision No. 2 - Updated / Exc 2 Revised All of the following Requirements must be met: 1. 2. 3. 4. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions. Pay the agreed amount for the estate or interest to be insured. Pay the premiums, fees, and charges for the Policy to the Company. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records. Note: Effective January 1, 1997, and pursuant to amendment of Washington state statutes relating to standardization of recorded documents, the following format and content requirements must be met. Failure to comply may result in rejection of the document by the recorder. Format: Margins to be 3” on top of first page, 1” on sides and bottom, 1” on top, sides and bottom of each succeeding page. Font size of 8 points or larger and paper size of no more than 8 ½” by 14”. No attachments on pages such as stapled or taped notary seals, pressure seals must be smudged. Information which must appear on the first page: Title or titles of document. If assignment or reconveyance reference to auditor’s file number of subject deed of trust. Names of grantor(s) and grantee(s) with reference to additional names on following page(s), if any. Abbreviated legal description (lot, block, plat name or section, township, range and quarter section for unplatted). Assessor’s tax parcel number(s) Return address which may appear in the upper left hand 3” top margin ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART I ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Requirements This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B I (07-01-2021) File No.: 20000140275- Revision No. 2 - Updated / Exc 2 Revised Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This Commitment and the Policy treat any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document will be excepted from coverage. The Policy will not insure against loss or damage resulting from the terms and conditions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: 1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I - Requirements are met. GENERAL EXCEPTIONS A. B. C. D. E. F. G. H. I. J. Rights or claims of parties in possession, or claiming possession, not shown by the Public Records. Any encroachment, encumbrance, violation, variation, adverse circumstance, discrepancies, conflicts in boundary lines or shortages in area affecting the Title that would be disclosed by an accurate and complete and current survey of the Land. Easements, prescriptive rights, rights-of-way, liens or encumbrances, or claims thereof, not shown by the Public Records. Any lien, or right to a lien, for contributions to employee benefit funds, or for state workers’ compensation, or for services, labor, or material heretofore or hereafter furnished, all as imposed by law, and not shown by the Public Records. Taxes or special assessments which are not yet payable or which are not shown as existing liens by the Public Records. Any lien for service, installation, connection, maintenance, tap, capacity, or construction or similar charges for sewer, water electricity, natural gas or other utilities, or for garbage collection and disposal not shown by the Public Records. Unpatented mining claims, and all rights relating thereto. Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes. Water rights, claims or title to water. SPECIAL EXCEPTIONS FOLLOW ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) SPECIAL EXCEPTIONS 1. 2. 3. 4. Payment of Real Estate Excise tax, if required: The property described herein is situated within the boundaries of local taxing authority of the City of Renton Present levy code is 2100. See Notes secƟon below for formula for amount(s) due, and/or contact your Escrow Officer, or Title Officer. 2023 Property Taxes became a Lien January 1, 2023. They are not yet ascertainable or payable until February 15, 2023. Levy Code:2100 Tax Account No.:088661-0010-03 Land:$15,496,300.00 Improvements:$-0- Note: Taxes and Charges for 2022 were paid in full in the amount of $165,017.42. Note: King County Treasurer, 500 4th Avenue, 6th Floor Admin. Bldg., Seattle, WA 98104 (206) 296-7300 Web Address: hƩps://payment.kingcounty.gov/Home/Index?app=PropertyTaxes. Current and/or advance personal property taxes that may become due upon transfer or sale of the premises herein described. Please contact the King County Treasurer's office for further information. Liability for sewer treatment capacity charges that may be assessed but not disclosed in the public records. Please contact the King County Capacity Charge Department for further information at 206-296-1450. ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. Intentionally deleted. Intentionally deleted. Any unrecorded leaseholds, right of vendors and holders of security interest on personal property installed upon said property, and right of tenants to remove trade fixtures at the expiration of the term. Copies of all unrecorded commercial leases and amendments should be submitted prior to closing. MaƩers pertaining to any Extended Mortgage, Leasehold or Owner’s Coverage, if required, have not been cleared. If such Coverage is desired, the Company should be informed as soon as possible prior to closing. An inspecƟon of land may be required to determine potenƟal lien rights and survey requirements, if an y, and other extended coverage maƩers with a supplemental report to follow. Evidence of the authority of the individual(s) to execute the forthcoming document(s) for WA Renton Park, LLC, a South Carolina limited liability company, and copies of the current operating agreement and any amendments thereto, should be submitted prior to closing. Evidence of the authority of the individual(s) to execute the forthcoming document(s) for West77 VP, LLC, a Utah limited liability company, and copies of the current operating agreement and any amendments thereto, should be submitted prior to closing. Intentionally deleted. The attached Commercial Title Affidavit must be completed in full, notarized, and submitted to the Company for review prior to closing. Easement and the terms and conditions thereof: Grantee:USA, Federal Public Housing Authority Purpose:Water line Affects:Northwesterly portion of the premises Recorded:December 1, 1944 Recording No.:3432122 City of Renton/Boeing Company Development Agreement, and the terms and conditions thereof: Recorded:August 2, 2002 Recording No.:20020802000224 (Includes other property) City of Renton/Boeing Company Development Agreement, and the terms and conditions thereof: Recorded:December 10, 2003 Recording No.:20031210001637 (Includes other property) ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) 16. 17. 18. 19. 20. 21. 22. 23. Restrictions, easements, dedications, and delineated matters contained on the face of the Plat of Boeing Lakeshore Landing, a Binding Site Plan, as recorded in Volume 225 of Plats, Page(s) 83-86, and any amendments thereto. Affidavit of correction thereto recorded March 14, 2007 under Recording No. 20070314001933. Land Use Covenants, Conditions, Restrictions as created for other property in Boeing Lakeshore Landing, with Reserved Benefits pertaining to said premises, and the terms and conditions thereof: Recorded:December 28, 2004 Recording No.:20041228001871 (Includes other property) Restrictions, easements, dedications, and delineated matters contained on the face of the Plat of Boeing Lakeshore Landing 2, a Binding Site Plan, as recorded in Volume 246 of Plats, Page(s) 1-3, and any amendments thereto. (Includes other property) Intentionally deleted. Intentionally deleted. Stormwater Facility/Utility Easement Agreement, and the terms and conditions thereof: Recorded:August 3, 2010 Recording No.:20100803001656 Affects: As described and delineated thereon Amendment and/or modification by instrument: Recorded:September 19, 2022 Recording No.:20220919001158 Utility Installations Easement Agreement, and the terms and conditions thereof: Recorded:August 3, 2010 Recording No.:20100803001657 Affects: Southerly and Westerly portions of the premises and other property Covenants, conditions, restrictions and easements in declaration of restrictions, and any amendments thereto: Recorded:August 3, 2010 Recording No.:20100803001658 (Includes other property) Amendment and/or modification by instrument: Recorded:December 30, 2019 Recording No.:20191230000829 ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) 24. 25. 26. 27. 28. 29. 30. Declaration of Restrictions and the terms and conditions thereof: Recorded:December 10, 2019 Recording No.:20191210001654 Matters as disclosed by Survey by Axis Survey & Mapping, disclosed by Statutory Warranty Deed recorded under Recording No. 20191230000826, as follows: A. Concrete sidewalk is 0.1' East of property corner. B. Concrete sidewalk is 0.4' South of property corner. C. Concrete sidewalk meanders 0.1'-0.3' South of property line. D. Concrete sidewalk is 1.0' South of property corner. Westerly edge of asphalt is 0.2'-0.3' West of property line. Easement and the terms and conditions thereof: Grantee:Puget Sound Energy, Inc. Purpose:One or more utility systems for purposes of transmission, distribution and sale of electricity Affects:Westerly portion of the premises Recorded:September 1, 2021 Recording No.:20210901000202 Deed of Trust and the terms and conditions thereof: Grantor:WA Renton Park, LLC, a South Carolina limited liability company Trustee:Stewart Title Guaranty Company, a Texas corporation Beneficiary:Stonebriar Commercial Finance LLC, a Delaware limited liability company Amount:$64,500,000.00 Dated:July 29, 2021 Recorded:August 5, 2021 and rerecorded October 13, 2022 Recording No.:20210805000251 and 20221013000943, respectively (Includes other property) Unrecorded Lease and the terms and conditions thereof: Lessor:WA Renton Park, LLC, a South Carolina limited liability company Lessee:Topgolf USA RE, LLC, a Delaware limited liability company Disclosed by:Subordination, Non-Disturbance and Attornment Agreement Recorded:August 6, 2021 and rerecorded October 13, 2022 Recording No.:20210806001596 and 20221013000944, respectively (Includes other property) Subordination, Non-Disturbance and Attornment Agreement and the terms and conditions thereof: Recorded:August 6, 2021 and rerecorded October 13, 2022 Recording No.:20210806001596 and 20221013000944, respectively (Includes other property) UCC Financing Statement and the terms and conditions thereof: Secured Party:Stonebriar Commercial Finance LLC Debtor:WA Renton Park, LLC ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) 31. 32. 33. 34. Covers:Personal property and fixtures located on property herein described Recorded:August 6, 2021 and rerecorded October 13, 2022 Recording No.:20210806001597 and 20221013000945, respectively (Includes other property) Amendment of Financing Statement and the terms and conditions thereof: Recorded:June 15, 2022 Recording No.:20220615000338 The affect, if any, of Partial Reconveyance of Deed of Trust: Recorded:June 15, 2022 Recording No.:20220615000337 Said Instrument purports to partially reconvey Deed of Trust shown as Exception 27 herein. However, said document was executed by the Beneficiary and not the Trustee as required by statute. Declaration of Covenant, Prohibiting Use of Leachable Metals and the terms and conditions thereof: Recorded:August 18, 2022 Recording No.:20220818000877 Declaration of Covenant, for Inspection and Maintenance of Drainage Facilities and On-Site BMPS and the terms and conditions thereof: Recorded:August 19, 2022 Recording No.:20220819000924 Water Easement and the terms and conditions thereof: Grantee:City of Renton Purpose:Public water Affects:Portion of the premises Recorded:August 22, 2022 Recording No.:20220822000289 End of Special Exceptions ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) NOTES A. B. C. The legal description contained herein has been derived from information submitted with the application and as available from the record title. Said description should be carefully reviewed to assure it meets the intentions of the parties to this transaction. Any maps, plats or surveys attached to this commitment are provided solely for informational purposes and to assist in locating the property with reference to streets and other parcels. While it is believed to be correct, Stewart Title Guaranty Company assumes no liability for any loss occurring by reason of reliance thereon. This office conforms to the Federal Privacy Laws. Please see attached Privacy Policy Notice. D. E. F. G. Recording fees charged by the county are subject to the Ɵtle of the document. Standard fees are as follows: Deeds of Trust: $104.50 for the first page and $1.00 for each addiƟonal page. Deeds: $103.50 for the first page and $1.00 for each addiƟonal page. Please add a $5.00 fee for electronic recording. Sales tax may be applied in some counƟes. For other types of documents to be recorded please contact your escrow or Ɵtle officer. In the event of cancellation, a cancellation charge may be made. The following deeds affecting the property herein described have been recorded within the last 24 months: Type of Document:Quit Claim Deed Recorded:April 1, 2019 Recording No.:20190401000655 First Party:ITF Developments LLC, a Washington limited liability company Second Party:On the Rock 98040 LLC, a Washington limited liability company, as to an undivided 50% interest Type of Document:Statutory Warranty Deed Recorded:December 30, 2019 Recording No.:20191230000826 First Party:ITF Developments LLC, a Washington limited liability company Second Party:WA Renton Park, LLC, a South Carolina limited liability company Beginning January 1, 2020, the state has switch to a graduated tax scale based on the selling price of the property (RCW 82.45.060): 1.1% (plus local .25 or .50) on that portion of the sale price of $525,000 and less; 1.28% (plus local .25 or .50) on that portion of the sale price Greater than $525,000 and less than or equal to $1.525 million; 2.75% (plus local .25 or .50) on that portion of the sale price Greater than $1.525 million and less than or equal to $3.025 million; and 3.0% (plus local .25 or .50) on that portion of the sale price Greater than $3.025 million. ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) H. We find no pertinent matters filed or recorded against West77 VP, LLC, a Utah limited liability company, proposed insured purchasers. TC/po/po/po ALTA COMMITMENT FOR TITLE INSURANCE (07-01-2021) SCHEDULE B PART II ISSUED BY Stewart Title Guaranty Company Commercial Services (Seattle) 1420 Fifth Avenue Suite 440 Seattle, WA 98101 Agent ID: As Agent for Stewart Title Guaranty Company Exceptions This page is only a part of a 2021 ALTA® Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I - Requirements; and Schedule B, Part II - Exceptions; and a countersignature by the Company or its issuing agent that may be in electronic form. Copyright 2021 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.File No. 20000140275 WA ALTA Commitment For Title Insurance Schedule B II (07-01-2021) STEWART TITLE GUARANTY COMPANY PRIVACY NOTICE This Stewart Title Guaranty Company Privacy Notice (“Notice”) explains how Stewart Title Guaranty Company and its subsidiary title insurance companies (collectively, “Stewart”) collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of your information. Pursuant to Title V of the Gramm-Leach Bliley Act (“GLBA”) and other Federal and state laws and regulations applicable to financial institutions, consumers have the right to limit some, but not all sharing of their personal information. Please read this Notice carefully to understand how Stewart uses your personal information. The types of personal information Stewart collects, and shares depends on the product or service you have requested. Stewart may collect the following categories of personal and financial information from you throughout your transaction: 1. 2. 3. Identifiers: Real name, alias, online IP address if accessing company websites, email address, account name, unique online identifier, social security number, driver’s license number, passport number, or other similar identifiers; Demographic Information: Marital status, gender, date of birth. Personal Information and Personal Financial Information: Name, signature, social security number, physical characteristics or description, address, telephone number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, credit reports, or any other information necessary to complete the transaction. Stewart may collect personal information about you from: 1. 2. 3. 4. Publicly available information from government records. Information we receive directly from you or your agent(s), such as your lender or real estate broker; Information about your transactions with Stewart, our affiliates, or others; and Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. Stewart may use your personal information for the following purposes: 1. 2. 3. To provide products and services to you or in connection with a transaction. To improve our products and services. To communicate with you about our, our affiliates’, and others’ products and services, jointly or independently. Stewart may use or disclose the personal information we collect for one or more of the following purposes: a. To fulfill or meet the reason for which the information is provided. b. To provide, support, personalize, and develop our website, products, and services. c.To create, maintain, customize, and secure your account with Stewart. d. To process your requests, purchases, transactions, and payments and prevent transactional fraud. e. To prevent and/or process claims. f.To assist third party vendors/service providers who complete transactions or perform services on Stewart’s behalf pursuant to valid service provider agreements. g. As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others. h. To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses. i.To help maintain the safety, security, and integrity of our website, products and services, databases and other technology-based assets, and business. j.To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations. k.Auditing for compliance with federal and state laws, rules and regulations. l.Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments. m. To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred. File No.: 20000140275 Updated 01/01/2023 Page 1 Stewart will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice. Disclosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have designated as your agent throughout the course of your transaction (for example, a realtor, broker, or a lender). Stewart may disclose your personal information to a non-affiliated third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter in a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties: a. Non-affiliated service providers and vendors we contract with to render specific services (For example, search companies, mobile notaries, and companies providing credit/debit card processing, billing, shipping,repair, customer service, auditing, marketing, etc.) b. To enable Stewart to prevent criminal activity, fraud, material misrepresentation, or nondisclosure. c.Stewart’s affiliated and subsidiary companies. d. Non-affiliated third-party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you. e. Parties involved in litigation and attorneys, as required by law. f.Financial rating organizations, rating bureaus and trade associations. g. Federal and State Regulators, law enforcement and other government entities to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order. The law does not require your prior authorization or consent and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with non- affiliated third parties, except as required or permitted by law. Right to Limit Use of Your Personal Information You have the right to opt-out of sharing of your personal information among our affiliates to directly market to you. To opt- out of sharing to our affiliates for direct marketing, you may send an “opt out” request to Privacyrequest@stewart.com, or contact us through other available methods provided under “Contact Information” in this Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you without your consent. How Stewart Protects Your Personal Information Stewart maintains physical, technical and administrative safeguards and policies to protect your personal information. Contact Information If you have questions or comments about this Notice, the ways in which Stewart collects and uses your information described herein, your choices and rights regarding such use, or wish to exercise your rights under law, please do not hesitate to contact us at: Phone:Toll Free at 1-866-571-9270 Email:Privacyrequest@stewart.com Postal Address:Stewart Information Services Corporation Attn: Mary Thomas, Chief Compliance and Regulatory Officer 1360 Post Oak Blvd., Ste. 100, MC #14-1 Houston, TX 77056 File No.: 20000140275 Updated 01/01/2023 Page 2 Effective Date: January 1, 2020 Updated: January 1, 2023 Privacy Notice at Collection for California Residents Pursuant to the California Consumer Privacy Act of 2018 (“CCPA”) and the California Privacy Rights Act of 2020, effective January 1, 2023 (“CPRA”), Stewart Information Services Corporation and its subsidiary companies (collectively, “Stewart”) are providing this Privacy Notice at Collection for California Residents (“CCPA & CPRA Notice”). This CCPA & CPRA Notice supplements the information contained in Stewart’s existing privacy notice and applies solely to all visitors, users, and consumers and others who reside in the State of California or are considered California Residents as defined in the CCPA & CPRA (“consumers” or “you”). All terms defined in the CCPA & CPRA have the same meaning when used in this Notice. Personal and Sensitive Personal Information Stewart Collects ü Publicly available information from government records. ü ü Deidentified or aggregated consumer information. Certain personal information protected by other sector-specific federal or California laws, including but not limited to the Fair Credit Reporting Act (FCRA), Gramm Leach Bliley Act (GLBA) and California Financial Information Privacy Act (FIPA). Specifically, Stewart has collected the following categories of personal and sensitive personal information from consumers within the last twelve (12) months: Category Examples Collected A. Identifiers A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers . YES B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. YES C. Protected classification characteristics under California or federal law Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). YES D. Commercial information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES E. Biometric information.Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. YES F. Internet or other similar network activity. Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. YES File No.: 20000140275 Updated 01/01/2023 Page 3 G. Geolocation data.Physical location or movements.YES H. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.YES I. Professional or employment- related information. Current or past job history or performance evaluations.YES J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. YES K. Inferences drawn from other personal information. Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. YES Stewart obtains the categories of personal and sensitive information listed above from the following categories of sources: ü Directly and indirectly from customers, their designees, or their agents (For example, realtors, lenders, attorneys, brokers, etc.) ü ü Directly and indirectly from activity on Stewart’s website or other applications. From third-parties that interact with Stewart in connection with the services we provide. Use of Personal and Sensitive Personal Information Stewart may use or disclose the personal or sensitive information we collect for one or more of the following purposes: a. To fulfill or meet the reason for which the information is provided. b. To provide, support, personalize, and develop our website, products, and services. c.To create, maintain, customize, and secure your account with Stewart. d. To process your requests, purchases, transactions, and payments and prevent transactional fraud. e. To prevent and/or process claims. f.To assist third party vendors/service providers who complete transactions or perform services on Stewart’s behalf pursuant to valid service provider agreements. g. As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others. h. To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses. i.To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our website, third-party sites, and via email or text message (with your consent, where required by law). j.To help maintain the safety, security, and integrity of our website, products and services, databases and other technology-based assets, and business. k.To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations. l.Auditing for compliance with federal and state laws, rules and regulations. m. Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing advertising or marketing services or other similar services. n. To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred. Stewart will not collect additional categories of personal or sensitive information or use the personal or sensitive information we collected for materially different, unrelated, or incompatible purposes without providing you notice. File No.: 20000140275 Updated 01/01/2023 Page 4 Disclosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have designated as your agent throughout the course of your transaction (for example, a realtor, broker, or a lender). Stewart may disclose your personal information to a third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter into a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties: a. b. c. d. e. Service providers and vendors we contract with to render specific services (For example, search companies, mobile notaries, and companies providing credit/debit card processing, billing, shipping, repair, customer service, auditing, marketing, etc.) Affiliated Companies. Parties involved in litigation and attorneys, as required by law. Financial rating organizations, rating bureaus and trade associations. Federal and State Regulators, law enforcement and other government entities In the preceding twelve (12) months, Stewart has disclosed the following categories of personal information for a business purpose: Category A:Identifiers Category B:California Customer Records personal information categories Category C:Protected classification characteristics under California or federal law Category D:Commercial Information Category E:Biometric Information Category F:Internet or other similar network activity Category G:Geolocation data Category H:Sensory data Category I:Professional or employment-related information Category J:Non-public education information Category K:Inferences Your Consumer Rights and Choices Under CPPA and CPRA Your Rights Under CCPA The CCPA provides consumers (California residents as defined in the CCPA) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights. Access to Specific Information and Data Portability Rights You have the right to request that Stewart disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, Stewart will disclose to you: ü ü ü ü ü ü The categories of personal information Stewart collected about you. The categories of sources for the personal information Stewart collected about you. Stewart’s business or commercial purpose for collecting that personal information. The categories of third parties with whom Stewart shares that personal information. The specific pieces of personal information Stewart collected about you (also called a data portability request). If Stewart disclosed your personal data for a business purpose, a listing identifying the personal information categories that each category of recipient obtained. Deletion Request Rights You have the right to request that Stewart delete any of your personal information we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, Stewart will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. Stewart may deny your deletion request if retaining the information is necessary for us or our service providers to: 1. 2. 3. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. Debug products to identify and repair errors that impair existing intended functionality. File No.: 20000140275 Updated 01/01/2023 Page 5 4. 5. 6. 7. 8. 9. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.) Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us. Comply with a legal obligation. Make other internal and lawful uses of that information that are compatible with the context in which you provided it. Your Rights Under CPRA CPRA expands upon your consumer rights and protections offered by the CCPA. This section describes your CPRA rights and explains how to exercise those rights. Opt-Out of Information Sharing and Selling Stewart does not share or sell information to third parties, as the terms are defined under the CCPA and CPRA. Stewart only shares your personal information as commercially necessary and in accordance with this CCPA & CPRA Notice. Correction of Inaccurate Information You have the right to request that Stewart correct any inaccurate information maintained about. Limit the Use of Sensitive Personal Information You have the right to limit how your sensitive personal information, as defined in the CCPA and CPRA is disclosed or shared with third parties. Exercising Your Rights Under CCPA and CPRA To exercise the access, data portability, deletion, opt-out, correction, or limitation rights described above, please submit a verifiable consumer request to us by the available means provided below: 1. 2. 3. Calling us Toll Free at 1-866-571-9270 Emailing us at Privacyrequest@stewart.com; or Visiting http://stewart.com/ccpa. Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child, if applicable. To designate an authorized agent, please contact Stewart through one of the methods mentioned above. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must: ü ü Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. Stewart cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with Stewart. Response Timing and Format We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to an additional 45 days), we will inform you of the reason and extension period in writing. A written response will be delivered by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. File No.: 20000140275 Updated 01/01/2023 Page 6 Stewart does not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Non-Discrimination Stewart will not discriminate against you for exercising any of your CCPA and CPRA rights. Unless permitted by the CCPA or CPRA, we will not: ü ü ü ü Deny you goods or services. Charge you a different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties. Provide you a different level or quality of goods or services. Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. Record Retention Your personal information will not be kept for longer than is necessary for the business purpose for which it is collected and processed. We will retain your personal information and records based on established record retention policies pursuant to California law and in compliance with all federal and state retention obligations. Additionally, we will retain your personal information to comply with applicable laws, regulations, and legal processes (such as responding to subpoenas or court orders), and to respond to legal claims, resolve disputes, and comply with legal or regulatory recordkeeping requirements Changes to This CCPRA & CPRA Notice Stewart reserves the right to amend this CCPA & CPRA Notice at our discretion and at any time. When we make changes to this CCPA & CPRA Notice, we will post the updated Notice on Stewart’s website and update the Notice’s effective date. Link to Privacy Notice Stewarts Privacy Notice can be found on our website at https://www.stewart.com/en/privacy.html. Contact Information If you have questions or comments about this notice, the ways in which Stewart collects and uses your information described herein, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: Phone:Toll Free at 1-866-571-9270 Website:http://stewart.com/ccpa Email:Privacyrequest@stewart.com Postal Address:Stewart Information Services Corporation Attn: Mary Thomas, Chief Compliance and Regulatory Officer 1360 Post Oak Blvd., Ste. 100, MC #14-1 Houston, TX 77056 File No.: 20000140275 Updated 01/01/2023 Page 7