HomeMy WebLinkAboutLUA-06-090_Report 01Kolin Taylor Short Plat Pre-Applic
March 23, 2006
Page 2of 4
Meeting
Lot area is calculated after sensitive areas and private access easements are deducted from
the lot area. The gross and net lot areas for each lot shall be provided at the time of formal
land use application.
Building Standards -The R-8 zone allows a maximum building coverage of 35% of the lot area or
2,500 square feet, whichever is greater for lots over 5,000 square feet in size. Lots under 5,000
square feet in size are permitted a maximum building coverage of 50% of the lot area. Building height
is restricted to 30 feet and 2-stories. Detached accessory structures must remain below a height of 15
feet and one-story or can be up to 30 feet and 2 stories if the use of the structure is animal husbandry
related. The gross floor area must be less than that of the primary structure. Accessory structures are
also included in building lot coverage calculations. The proposal's compliance with the building
standards would be verified at the time of building permit review.
Setbacks -Setbacks are the minimum required distance between the building footprint and the
property line and any private access easement. The required setbacks in the R-8 zone are 15 feet in
front for the primary structure and 20 feet in front for the attached garage, 20 feet in the rear, 5 feet on
interior side yards, and 15 feet on side yards along streets (including access easements) for the
primary structure and 20 feet on side yards along streets (including access easements) for the
attached garage. It appears that the existing residence on proposed Lot 1 would not comply
with the required 20-foot rear yard setback requirements, however as the rear yard is a
previously existing situation, compliance with the rear yard setback requirements is not
required. The setbacks for the proposed residences would be reviewed at the time to building permit
review. It appears that the proposed lots would have adequate area for the construction of residences
outside of the required setback areas.
Access/Parking: The proposal is to access the proposed lots through a 20-foot wide private access
easement off of Union Avenue NE. Each lot is required to accommodate off street parking for a
minimum of two vehicles.
Private driveways may serve a maximum of two lots and must have a minimum easement width of 20
feet with 12 feet of paving.
Addresses of lots along private streets are to be visible from the public street by provision of a sign
stating all house numbers, and the sign is to be located at the iptersection of the private street and the
public street.
Half street improvements (curb, gutter and 6-foot wide sidewalk) along the site's Union Avenue NE
frontage will be required for the short plat if not already in place. The applicant may elect to ask the
Planning/Building/Public Works Administrator to pay a fee in lieu of installing the off site street
improvements. Please contact Jan Illian at (425) 430-7216 for additional information.
Driveway Grades: The maximum driveway slopes cannot exceed 15%, provided that driveways
exceeding 8% are to provide slotted drains at the lower end of the driveway. If the grade exceeds
15%, a variance from the Planning/Building/Public Works Administrator is required.
Landscaping and Open Space: For plats abutting non-arterial public streets, the minimum off-site
landscaping is a five (5 ft.) wide irrigated or drought resistant landscape strip provided that if there is
additional undeveloped right-of-way in excess of 5 ft., this also must be landscaped. For plats abutting
principal, minor or collector arterials, the width increases to 10 ft. unless otherwise determined by the
reviewing official during the subdivision process. A minimum of 5 feet of landscaping shall be
required along the site's Union Avenue NE street frontage. The existing landscaping for the
existing residence may be counted towards the project's landscaping requirements.
Tree requirements for plats include at least two (2) trees of a City approved species with a minimum
caliper of 1 Yz inches per tree must be planted in the front yard or planting strip of every lot prior to
building occupancy.
A conceptual landscape plan must be provided with the formal land use application as
prepared by a registered Landscape Architect, a certified nurseryman or other certified
professional. The plan shall show the minimum 5-foot landscaping strip along the street
frontages provided if additional undeveloped right-of-way is present additional right-of-way
shall be required and two trees within the front yards or planting strips of each lot.
Pre06-025 (R-8 3-101 shorl plat).doc\
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Kolin Taylor Short Plat Pre-A,.,~,ication Meeting
March 23, 2006
Page 3 of 4
Significant Tree Retention: A tree inventory and a tree retention plan shall be provided with the
formal land use application. The tree retention plan must show preservation of at least 25% of
significant trees [those with a minimum diameter of 8" (evergreen) or 12" {deciduous) when measured
four feet above grade], and indicate how proposed building footprints will be sited to accommodate
preservation of significant trees that will be retained.
The following species are exempted from the retention requirements outside of critical areas:
All Populus species including cottonwood (Populus trichocarpa), quaking aspen (Populus
tremuloides), lombardy poplar (Populus nigra "ltalica"), etc.
All Alnus species which includes red alder (Alnus oregona), black alder (Alnus glutinosa),
white alder {Alnus rhombifolia), etc.
Salix species which includes weeping willow (Salix babylonica), etc., unless along a stream
bank and away from paved areas.
• All Platanus species which include London plane tree (Platanus acerifolia), American
sycamore, buttonwood (Platanus occidentalis), etc.
Environmental Review: Short plats four lots or less that do not have any critical areas as defined by
the City of Renton's Municipal Code (RMC4-3-050) are exempt from the Environmental Review
process.
Permit Requirements: Short plats of four or less lots with a Setback Variance are processed
administratively within an estimated time frame of 6 to 8 weeks for preliminary approval. The
application fee is $1,000 with Y, off subsequent applications. The fee for the Administrative Setback
Variance would be $50 (1/2 off $100 full fee). The applicant will be required to install a public
information sign on the property. Detailed information regarding the land use application submittal is
provided in the attached handouts.
Once preliminary approval is received, the applicant must complete the required improvements and
satisfy any conditions of the preliminary approval before the plat can be recorded. The newly created
lots may be sold only after the short plat has been recorded. For your use, I have attached a copy of
the short plat recording process to be completed after preliminary short plat approval.
Fees: In addition to the applicable building and construction permit fees, the following mitigation fees
would be required prior to the recording of the plat (the project will be credited for the existing home).
• A Transportation Mitigation Fee based on $75.00 per each new average daily
trip attributable to the project; and,
• A Fire Mitigation Fee based on $488.00 per new single-family residence.
A handout listing all of the City's Development related fees in attached for your review.
Expiration: Upon preliminary short plat approval, the preliminary short plat approval is valid for two
years with a possible one-year extension.
Consistency with the Comprehensive Plan: The proposed development would be located within
the Residential Single Family (RSF) Comprehensive Plan Land Use designation. The following
proposed policies are applicable to the proposal:
Land Use Element
Objective LU-FF: Encourage re-investment and rehabilitation of existing housing, and development
of new residential plats resulting in quality neighborhoods that:
1. Are planned at urban densities and implement Growth Management targets,
2. Promote expansion and use of public transportation; and
3. Make more efficient use of urban services and infrastructure.
Policy LU-147. Net development densities should fall within a range of 4.0 to 8.0 dwelling units per
acre in Residential Single Family neighborhoods.
Prc06-025 (R-8 3-lot short plat).doc\
Kolin Taylor Short Plat Pre-Applic
March 23, 2006
Page 4 of 4
, Meeting
Policy LU-148. A minimum lot size of 5,000 square feet should be allowed on in-fill parcels of less
than one acre (43,560 sq. ft.) in single-family designations. Allow a reduction on lot size to 4,500
square feet on parcels greater than one acre to create an incentive for aggregation of land. The
minimum lot size is not intended to set the standard for density in the designation, but to provide
flexibility in subdivision/plat design and facilitate development within the allowed density range.
Policy LU-149. Lot size should exclude private sidewalks, easements, private road, and driveway
easements, except alley easements.
Policy LU-150, Required setbacks should exclude public or private legal access areas, established
through or to a lot, and parking areas.
Policy LU-152. Single-family lot size, lot width, setbacks, and impervious surface should be sufficient
to allow private open space, landscaping to provide buffers/privacy without extensive fencing, and
sufficient area for maintenance activities.
Policy LU-154. Interpret development standards to support new plats and infill project designs
incorporating street locations, lot configurations, and building envelopes that address privacy and
quality of life for existing residents.
Community Design Element
Policy CD-12. Infill development, defined as new short plats of nine or fewer lots, should be
encouraged in order to add variety, updated housing stock, and new vitality to neighborhoods.
The following policies are advisory and are intended to inform the applicant of the City
Council's desired outcome for infill development. Code implementing these policies is on the
department's work program and may be adopted prior to formal review of projects now at the
pre-application stage.
Policy CD-13. Infill development should be reflective of the existing character of established
neighborhoods even when designed using different architectural styles, and/or responding to more
urban setbacks, height or lot requirements. Infill development should draw on elements of existing
development such as placement of structures, vegetation, and location of entries and walkways, to
reflect the site planning and scale of existing areas.
I
Policy CD-14. Architecture of new structures in established areas should be visually compatible with
other structures on the site and with adjacent development.
Visual compatibility should be evaluated using the following criteria:
a. Where there are differences in height (e.g., new two-store development adjacent to single-
story structures), the architecture of the new structure should include details and elements of
design such as window treatment, roof type, entries, or porches that reduce the visual mass of
the structure.
b. Garages, whether attached or detached, should be constructed using the same pattern of
development established in the vicinity.
c. Structures should have entries, windows, and doors located to maintain privacy in neighboring
yards and buildings.
cc: Jennifer Henning
Pre06-025 (R-8 3-lot short plat).doc\
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DATE:
TO:
FROM:
SUBJECT:
FIRE DEPARTMENT
MEMORANDUM
March 9, 2006
Jill Ding, Associate Planner IJ
James Gray, Assistant Fire Marshali b(J.. '
Kolin Taylor Short Plat, 902, Union Ave NE
Fire Department Comments:
1. A fire hydrant with 1000 GPM fire flow is required within 300 feet of all new single-
family structures. If the building square footage exceeds 3600 square feet in area, the
minimum fire flow increases to 1500 GPM and requires two hydrants within 300 feet of
the structure.
2. A fire mitigation fee of$488.00 is required for all new single-family structures.
3. Fire department access roadways require a minimum 20-foot wide paved roadway. Fire
department turnarounds are required for roads over 150 feet in length.
4. All building addresses shall be visible from a public street.
Please feel free to contact me if you have any questions.
i:\plat2.doc
r.., LandAmerica
a.Ii Commonwealth
DATE DOWN ENDORSEMENT
ATTACHED TO OWNER'S POLICY NO. 20129360
ISSUED BY
Commonwealth Land Title Insurance Company
The Company assures that, except as otherwise expressly provided herein, there are no
liens, encumbrances or matters disclosed by the public records affecting said estate or
interest, other than those shown in said Policy, except:
GENERAL PROPERTY TAXES and SERVICE CHARGES, as follows, together with
interest, penalty and statutory foreclosure costs, if any, after delinquency:
(1st half delinquent on May 1; 2nd half delinquent on November 1)
Tax Account No.: 1023059243
Year Billed Paid Balance
2006 $2,973.02 $1,486.51 $1,486.51
Total amount due, not including interest and penalty: $1,486.51.
Levy Code: 2104
Assessed Value Land: $103,000.00
Assessed Value Improvements: $144,000.00
The effective date of the above referenced Policy is hereby extended to the date of this
Endorsement, subject, however, to the addition of the items described above to Schedule B,
thereof.
This endorsement is issued as part of the policy. Except as it expressly
states, it does not (i) modify any of the terms and provisions of the policy,
(ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv)
increase the Amount of Insurance. To the extent a provision of the policy or
a previous endorsement is inconsistent with an express provision of this
endorsement, this endorsement controls. Otherwise, this endorsement is
subject to all of the terms and provisions of the policy and of any prior
endorsements.
Dated: July 11, 2006
Commonwealth Land Title Insurance Company
By ~ '1t.. ~·a <U
~thorized Sinture
WA Form -Date Down (Standard Coverage) (1/1/94)
DEVELOPMEr--lT PLANNiNG
CITY OF-RENTON
JUL 2 0 2006
RECEIVED
r.. ~ LandAmerica
.. Commonwealth
POLICY OF TITLE INSURANCE
ISSUED BY
File No.: 20129360
Commonwealth Land Title Insurance Company
Amount of Insurance: $224,000.00
Premium: $ 518.00
SCHEDULE A
Policy File No.: 20129360
Loan Number: 050 200 303454-3
Date of Policy: May 26, 2005 at 11:09AM
1. Name of Insured:
Washington Federal Savings, its successors and/or assigns
2. The estate or interest in the land which is encumbered by the insured mortgage is:
a fee simple estate
3. The estate or interest referred to herein is at Date of Policy vested in:
Kolin B. Taylor and Jacki F. Taylor, husband and wife
4. The insured mortgage and assignments thereof, if any, are described as follows:
DEED OF TRUST:
Grantor:
Trustee
Beneficiary:
Original Amount:
Dated:
Recorded:
Recording No.:
Kolin B Taylor and Jacki F Taylor, husband and wife
Washington Services, Inc., a Washington corporation
Washington Federal Savings
$224,000.00
May 23, 2005
May 26, 2005
20050526001333
5. The land referred to in this policy is described as set forth in the insured mortgage, is situated
in the County of King, State of Washington, and is identified as more particularly described in
Exhibit "A" attached hereto and made a part hereof.
Commonwealth Land Title Insurance Company
ALTA Loan Policy
Page 1
File No.: 20129360
EXHIBIT "A"
THE SOUTH 92 FEET OF THAT PORTION OF THE SOUTH 1/i OF THE NORTH 1/z OF THE
SOUTHWEST 1/4 OF THE NORTHWEST 1/• OF SECTION 10, TOWNSHIP 23 NORTH, RANGE 5
EAST, W.M., IN KING COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS:
BEGINNING AT THE SOUTHWEST CORNER OF SAID SUBDIVISION;
THENCE SOUTH 88°24'43" EAST ALONG THE SOUTH LINE THEREOF 238.19 FEET;
THENCE NORTH 00°17'24" WEST 196.95 FEET TO THE SOUTH LINE OF THE TRACT OF LAND
CONVEYED TO RAYL. HARRIMAN BY DEED RECORDED UNDER RECORDING NO. 3574788,
RECORDS OF KING COUNTY;
THENCE NORTH 88°26'09" WEST ALONG THE SOUTH LINE OF SAID HARRIMAN TRACT
238.35 FEET TO THE WEST LINE OF SAID SOUTH Vz;
THENCE SOUTH 00°26'04" EAST ALONG SAID WEST LINE 196. 78 FEET TO THE POINT OF
BEGINNING;
EXCEPT THE WEST 30 FEET FOR COUNTY ROAD;
SITUATE IN THE CITY OF RENTON, COUNTY OF KING, STATE OF WASHINGTON.
ALTA Loan Policy
Page 2
SCHEDULE B
PART I
File No.: 20129360
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys'
fees or expenses which arise by) reason of:
1. GENERAL PROPERTY TAXES AND SERVICE CHARGES, AS FOLLOWS, TOGETHER WITH
INTEREST, PENALTY AND STATUTORY FORECLOSURE COSTS, IF ANY, AFTER
DELINQUENCY:
(1ST HALF DELINQUENT ON MAY 1; 2ND HALF DELINQUENT ON NOVEMBER 1)
TAX ACCOUNT NO.:
YEAR
2005
1023059243
BILLED PAID
$2,270.62 $1,135.31
BALANCE
$1,135.31
2. NOTICE OF TAP OR CONNECTION CHARGES WHICH HAVE BEEN OR WILL BE DUE IN
CONNECTION WITH DEVELOPMENT OR RE-DEVELOPMENT OF THE LAND AS DISCLOSED BY
RECORDED INSTRUMENT. INQUIRIES REGARDING THE SPECIFIC AMOUNT OF THE
CHARGES SHOULD BE MADE TO THE CITY/COUNTY/AGENCY.
CITY/COUNTY/AGENCY:
RECORDED:
RECORDING NO.:
CITY OF RENTON
JUNE 21, 1996
9606210966
3. RIGHT TO ENTER THE LAND TO MAKE REPAIRS AND CUT BRUSH AND TREES WHICH
THREATEN OR ENDANGER THE ELECTRIC TRANSMISSION LINE ADJOINING THE LAND, AS
GRANTED IN INSTRUMENT RECORDED UNDER RECORDING NO. 4043986.
4. EASEMENT AND THE TERMS AND CONDITIONS THEREOF:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NO.;
CITY OF RENTON
SLOPES AND SIDEWALK
A PORTION OF SAID PREMISES
JULY 14, 1971
7107140480
5. AGREEMENT AND THE TERMS AND CONDITIONS THEREOF:
RECORDED:
RECORDING NO.:
REGARDING:
AUGUST 16, 1989
8901160157
SEWER AND WATER SERVICE
6. COVENANT TO ANNEX TO THE CITY OF RENTON IMPOSED BY INSTRUMENT RECORDED ON
NOVEMBER 16, 1989, UNDER RECORDING NO. 8911160157.
7. EASEMENT AND THE TERMS AND CONDITIONS THEREOF:
GRANTEE:
PURPOSE:
AREA AFFECTED:
RECORDED:
RECORDING NO.:
ALTA Loan Policy
CITY OF RENTON
EASEMENT FOR PUBLIC UTILITIES
A PORTION OF SAID PREMISES
MARCH 6, 1996
9603060273
END OF SCHEDULE B -PART I
Page 3
SCHEDULE B
PART II
File No.: 20129360
In addition to the matters set forth in Part I of this Schedule, the title to the estate or interest in
the land described or referred to in Schedule A is subject to the following matters, if any be shown,
but the Company insures that such matters are subordinate to the lien or charge of the insured
mortgage upon said estate or interest:
NONE
End of Schedule B -Part II
br
ALTA Loan Policy
Page 4
Commonwealth
LAND TITLE COMPANY OF PUGET SOUND, LLC
June 24, 2005
Washington Federal Savings
10415 5.E. 240th
Kent, WA 98031
BORROWER:
YOUR REF:
OUR NO.:
Kolin B. Taylor and Jacki Taylor
050 200 303454-3
20129360
14450 N.E. 29th Pl., #200
Bellevue, WA 98007
Phone: 425-646-3510
800-441-7701
Fax: 425-646-3513
Attached is your ALTA Loan Policy -1992 -Simultaneous Issue policy of title
insurance.
Thank you for allowing us to serve you. We look forward to assisting you in the future.
Rich Jones
LandAmerica
Commonwealth
COMPREHENSIVE ENDORSEMENT
ATTACHED TO LOAN POLICY NO. 20129360
ISSUED BY
Commonwealth Land Title Insurance Company
The Company hereby insures against loss which said Insured shall sustain by reason of any of the following matters:
1. Any incorrectness in the assurance with the Company hereby gives:
a. That there are no covenants, conditions, or restrictions under which the lien of the mortgage referred to in
Schedule A can be cut off, subordinated, or otherwise impaired;
b. That, except as shown in Schedule B, there are no present violations on said land of any enforceable
covenants, conditions, or restrictions;
c. That, except as shown in Schedule B, there are no encroachments of buildings, structures, or
improvements located on said land onto adjoining lands, nor any encroachments onto said land of
buildings, structures, or improvements located on adjoining lands.
2. Any future violations on said land of any covenants, conditions or restrictions occurring prior to acquisition of title
to said land by the Insured, provided such violations result in loss or impairment of the lien of the mortgage
referred to in Schedule A, or result in loss or impairment of the title to said land if the Insured shall acquire such
title in satisfaction of the indebtedness secured by such mortgage.
3. Damage to existing improvements which are located or encroach upon that portion of the land subject to any
easement shown in Schedule B, which damage results from the exercise of the right to use or maintain such
easement for the purposes for which the same was granted or reserved.
4. Any final court order or judgment requiring removal from any land adjoining said land of any encroachment shown
in Schedule B.
Wherever in this Endorsement any or all the words "covenants, conditions or restrictions" appear, they shall not be deemed
to refer to or include the terms, covenants and conditions contained in any lease referred to in Schedule A. No coverage is
provided under this Endorsement as to any covenant, condition, restriction or other provision relating to environmental
protection.
This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and
provisions of the potrcy, (ii) modify any prior endorsements, (iH) extend the Date of Policy, or (iv) increase the Amount of
Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of
this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of
the policy and of any prior endorsements.
Commonwealth Land Title Insurance Company
WA Form -100 Comprehensive (1/1/94)
~,, LandAmerica
1111111 Commonwealth
ADDRESS ENDORSEMENT
ATTACHED TO LOAN POLICY NO. 20129360
ISSUED BY
Commonwealth Land Title Insurance Company
The Company assures the Insured that at Date of Policy there is located on the land:
a Single Family Residence
known as:
902 Union Avenue NE, Renton, WA 98059
The Company hereby insures the Insured against loss which said Insured shall sustain in the event that the
assurance herein shall prove to be incorrect.
This endorsement is issued as part of the policy. Except as it expressly states, it
does not (i) modify any of the terms and provisions of the policy, (ii) modify any
prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of
Insurance. To the extent a provision of the policy or a previous endorsement is
inconsistent with an express provision of this endorsement, this endorsement
controls. Otherwise, this endorsement is subject to all of the terms and provisions
of the policy and of any prior endorsements.
Commonwealth Land Title Insurance Company
By ~~-~·40)
--{Ll~horized S~re
WA Form -116 Address
llri., LandAmerica
.. Commonwealth
ALTA ENDORSEMENT FORM -8.1
ENVIRONMENTAL PROTECTION LIEN
ATTACHED TO LOAN POLICY NO. 20129360
ISSUED BY
Commonwealth Land Title Insurance Company
The insurance afforded by this Endorsement is only effective if the land is used or is to be used primarily for
residential purposes.
The Company insures the Insured against loss or damage sustained by reason of lack of priority of the lien of
the insured mortgage over:
1. Any environmental protection lien which, at Date of Policy, is recorded in those records established
under state statutes at Date of Policy for the purpose of imparting constructive notice of matters
relating to real property to purchasers for value and without knowledge, or filed in the records of the
clerk of the United States district court for the district in which the land is located, except as set forth
in Schedule B; or
2. Any environmental protection lien provided for by any state statute in effect at Date of Policy, except
environmental protection liens provided for by the following state statutes:
RCW 70.121.140
This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of
the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or
(iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is
inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this
endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.
Commonwealth land Title Insurance Company
By·______,~ _y)~ '~'....:..__j· ./J~·-12 Q__=-_)~
~horized sWure
ALTA Form 8.1 -Environmental Protection Lien (Revised 3/27/87)
)
1rder No.: RJ -20129360
Commonwealth
LIIND TJTlE COMPANY OF PUGET SOUND, LLC
**SECOND**
COMMITMENT FOR TITLE INSURANCE
SCHEDULE A
14450 N.E. 29"' Pl., #200
Bellevue, WA 98007
Phone: 425-646-3510
800-441-7701
Fax: 425-646-3513
1. Effective Date: March 11, 2005 at 8:00 a.m. Commitment No.: RJ -20129360
2. Polley or Pollcles to be Issued:
Homeowner's Polley-ALTA 2003 ALTA Homeowner's Policy Rate
Proposed Insured: Kolin B. Taylor and Jacki Taylor, husband and wife
Amount: $351,000.00
Premium: $ 960.00
Tax: $ 84,48
Total: $1,044.48
ALTA Loan Polley -1992 -Simultaneous Issue
Proposed Insured: Washington Federal Savings
Amount: $251,000.00
Premium: $ 535.00
Tax: $ 47.08
Total: $ 582.08
3. Title to the fee simple estate or interest In the land described or referred to in this
Commitment Is at the effective date hereof vested in:
Steven R. Jennings and Karl K. Jennings, husband and wife
4. The land referred to In this Commitment Is described as follows:
See Exhibit "A" attached hereto.
Commonwealth Land Tltle Insurance Company
;;;2_~
Preliminary Commitment Page 1 of 6
) )
Order No. Rl -20129360
EXHIBIT "A"
THE SOUTH 92 FEET OF THAT PORTION OF THE SOUTH Y, OF THE NORTH 'h OF THE SOUTHWEST
14 OF THE NORTHWEST 'I< OF SECTION 10, TOWNSHIP 23 NORTH, RANGE 5 EAST, W.M., IN KING
COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS:
BEGINNING AT THE SOUTHWEST CORNER OF SAID SUBDIVISION;
THENCE SOUTH 88°24'43" EAST ALONG THE SOUTH LINE THEREOF 238.19 FEET;
THENCE NORTH 00°17'24" WEST 196.95 FEET TO THE SOUTH LINE OF THE TRACT OF LAND
CONVEYED TO RAY L. HARRIMAN BY DEED RECORDED UNDER RECORDING NO. 3574788,
RECORDS OF KING COUNTY;
THENCE NORTH 88°26'09" WEST ALONG THE SOUTH LINE OF SAID HARRIMAN TRACT 238.35
FEET TO THE WEST LINE OF SAID SOUTH 1h;
THENCE SOUTH 00°26'04" EAST ALONG SAID WEST LINE 196.78 FEET TO THE POINT OF
BEGINNING;
EXCEPT THE WEST 30 FEET FOR COUNTY ROAD;
SITUATE IN THE CITY OF RENTON, COUNTY OF KING, STATE OF WASHINGTON.
) )
Order No. Rl -20129360
SCHEDULE B
REQUIREMENTS: Instruments necessary to create the estate or interest to be properly executed,
delivered and duly filed for record.
EXCEPTIONS: Schedule B of the Polley or Policies to be issued will contain exceptions to the
following matters unless the same are disposed of to the satisfaction of the Company.
A. Standard exceptions set forth on the Commitment Cover.
B. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing
In the public records or attaching subsequent to the effective date hereof but prior to the date
the proposed Insured acquires for value of record the estate or Interest or mortgage thereon
covered by this Commitment.
SPECIAL EXCEPTIONS:
1. REAL ESTATE EXCISE TAX PURSUANT TO THE AUTHORITY OF RCW CHAPTER 82.4S AND
SUBSEQUENT AMENDMENTS THERETO.
AS OF THE DATE HEREIN, THE TAX RATE FOR SAID PROPERlY IS 1. 78%
2. GENERAL PROPERlY TAXES AND SERVICE CHARGES, AS FOLLOWS, TOGETHER WITH
INTEREST, PENALlY AND STATUTORY FORECLOSURE COSTS, IF ANY, AFTER DELINQUENCY:
(1ST HALF DELINQUENT ON MAY 1; 2ND HALF DELINQUENT ON NOVEMBER 1)
TAX ACCOUNT NO.:
YEAR
2005
1023059243
BILLED PAID
$2,270.62 $0.00
BALANCE
$2,270.62
TOTAL AMOUNT DUE, NOT INCLUDING INTEREST AND PENALlY: $2,270.62.
LEVY CODE: 2104
ASSESSED VALUE LAND: $100,000.00
ASSESSED VALUE IMPROVEMENTS: $90,000.00
3. NOTICE OF TAP OR CONNECTION CHARGES WHICH HAVE BEEN OR WILL BE DUE IN
CONNECTION WITH DEVELOPMENT OR RE-DEVELOPMENT OF THE LAND AS DISCLOSED BY
RECORDED INSTRUMENT. INQUIRIES REGARDING THE SPECIFIC AMOUNT OF THE CHARGES
SHOULD BE MADE TO THE CITY/COUNTY/AGENCY.
4.
CITY/COUNTY/AGENCY:
RECORDED:
RECORDING NO.:
CITY OF RENTON
JUNE 21, 1996
9606210966
RIGHT TO ENTER THE LAND TO MAKE REPAIRS AND CUT BRUSH AND TREES WHICH
THREATEN OR ENDANGER THE ELECTRIC TRANSMISSION LINE ADJDINING THE LAND, AS
GRANTED IN INSTRUMENT RECORDED UNDER RECORDING NO. 4043986.
EASEMENT AND THE TERMS AND CONDITIONS THEREOF:
GRANTEE: CITY OF RENTON
PURPOSE: SLOPES AND SIDEWALK
AREA AFFECTED: A PORTION OF SAID PREMISES
RECORDED: JULY 14, 1971
RECORDING NO.: 7107140480
Page 3 of 6
) )
Order No. RJ -20129360
SCHEDULE B -continued
6. AGREEMENT AND THE TERMS AND CONDmONS THEREOF:
7.
9.
10.
RECORDED:
RECORDING NO.:
REGARDING:
AUGUST 16, 1989
8901160157
SEWER AND WATER SERVICE
COVENANT TO ANNEX TO THE CITY OF RENTON IMPOSED BY INSTRUMENT RECORDED ON
NOVEMBER 16, 1989, UNDER RECORDING NO. 8911160157.
EASEMENT AND THE TERMS AND CONDmONS THEREOF:
GRANTEE: CITY OF RENTON
PURPOSE: EASEMENT FOR PUBLIC UTILITIES
AREA AFFECTED: A PORTION OF SAID PREMISES
RECORDED: MARCH 6, 1996
RECORDING NO.: 9603060273
DEED OF TRUST AND THE TERMS ANO CONDmONS THEREOF:
GRANTOR: STEVEN R. JENNINGS AND KARI K. JENNINGS, HUSBAND AND
TRUSTEE:
BENEFICIARY:
ORIGINAL AMOUNT:
DATED:
RECORDED:
RECORDING NO.:
WIFE
WASHINGTON IDLE COMPANY
BOEING EMPLOYEES CREDIT UNION
$157,500.00
JULY 22, 2003
JULY 29, 2003
20030729002217
DEED OF TRUST SECURING A LINE OF CREDIT AND THE TERMS AND CONDmONS THEREOF:
GRANTOR:
TRUSTEE:
BENEFICIARY:
ORIGINAL AMOUNT:
DATED:
RECORDED:
RECORDING NO.:
STEVEN R. JENNINGS AND KARI K. JENNINGS
GROUP 9, INC.
WASHINGTON MUTUAL BANK, FA, A FEDERAL ASSOCIATION
$43,500.00
JANUARY 24, 2005
FEBRUARY 14, 2005
20050214000256
INVESTIGATION SHOULD BE MADE TO DETERMINE THE PRESENT BALANCE OWED BY
CONTACTING THE APPROPRIATE LENDER/AGENCY/INDIVIDUAL.
NOTE: CAUTION SHOULD BE EXERCISED TO ENSURE THAT A RECONVEYANCE WILL BE
OBTAINED.
11. MATTERS RELATING TO THE QUESTIONS OF SURVEY, RIGHTS OF PARTIES IN POSSESSION,
AND UNRECORDED LIEN RIGHTS FOR LABOR AND MATERIAL, IF ANY, THE DISPOSITION OF
WHICH WILL BE FURNISHED BY SUPPLEMENTAL REPORT.
NOTE 1: ACCORDING TO THE APPLICATION FOR illLE INSURANCE, THE PROPOSED INSURED IS
KOLIN B. TAYLOR AND JACKI TAYLOR, HUSBAND AND WIFE. WE FIND NO PERTINENT
MATTERS OF RECORD AGAINST THE NAME(S) OF SAID PAR1Y(IESJ.
Page 4 of 6
)
Order No. RJ -20129360
SCHEDULE B -continued
NOTE 2: BASED ON INFORMATION PROVIDED TO THE COMPANY, ON THE DATE OF THIS
COMMITMENT IT APPEARS THAT THERE IS LOCATED ON THE LAND:
A SINGLE FAMILY RESIDENCE
KNOWN AS:
11734 132ND AVE SE
RENTON, WA 98059
NOTE 3: IF YOU WOULD LIKE THE COMPANY TO ACT AS TRUSTEE IN THE PROPOSED DEED OF
TRUST, PLEASE NOTE THAT "COMMONWEALTH LAND JULE INSURANCE COMPANY"
MAY ACT AS TRUSTEE OF A DEED OF TRUST UNDER RCW 61.24.010(1).
NOTE 4: THE COMPANY REQUIRES THE PROPOSED INSURED TO VERIFY THAT THE LAND COVERED
BY THIS COMMITMENT IS THE LAND INTENDED TO BE CONVEYED IN THIS TRANSACTION.
THE DESCRIPTION OF THE LAND MAY BE INCORRECT, IF THE APPLICATION FOR TITLE
INSURANCE CONTAINED INCOMPLETE OR INACCURATE INFORMATION. NOTIFY THE
COMPANY WELL BEFORE CLOSING IF CHANGES ARE NECESSARY. CLOSING
INSTRUCTIONS MUST INDICATE THAT THE LEGAL DESCRIPTION HAS BEEN REVIEWED
AND APPROVED BY ALL PARTIES.
NOTE 5: THE FOLLOWING MAY BE USED AS AN ABBREVIATED LEGAL DESCRIPTION ON THE
DOCUMENTS TO BE RECORDED, PER AMENDED RCW 65.04. SAID ABBREVIATED LEGAL
DESCRIPTION IS NOT A SUBSTITUTE FOR A COMPLETE LEGAL DESCRIPTION WITHIN THE
BODY Of THE DOCUMENT.
PTN OF NWl/4 OF STR 10·23N-OSE
NOTE 6: WHEN SENDING DOCUMENTS FOR RECORDING, VIA U.S. MAIL OR SPECIAL COURIER
SERVICE, PLEASE SEND TO THE FOLLOWING ADDRESS, UNLESS SPECIFIC
ARRANGEMENTS HAVE BEEN MADE WITH YOUR TITLE UNIT;
COMMONWEALTH LAND TITLE COMPANY OF PUGET SOUND
1501 -4TH AVENUE, SUITE 308
SEATILE, WA 98101
ATIN: RECORDING DEPT.
COMMONWEALTH PRE-ADDRESSED ENVELOPES MAY STILL BE USED WHEN SENDING
DOCUMENTS VIA TDS {TITLE DELIVERY SERVICE) TO THE ADDRESS ON THE FACE OF THE
COMMITMENT COVER PAGE OR TO THE ABOVE ADDRESS.
Page 5 of 6
)
SCHEDULE B -continued
(END OF EXCEPTIONS}
)
Order No. RJ -20129360
Investigation should be made to determine If there are any sewer treatment capacity charges or if
there are any service, Installation, maintenance, or construction charges for sewer, water or
electricity.
In the event this transaction falls to close, a cancellation fee will be charged for services rendered in
accordance with our rate schedule.
Unless otherwise requested or specified herein, the forms of policy to be Issued In connection with this
Commitment will be the ALTA 2003 Homeowner's Policy, the ALTA 1992 Lender's Polley, or, In the
case of standard lender's coverage, the CLTA Standard Coverage Policy -1990.
The Polley committed for or requested may be examined by inquiry at the office that Issued the
Commitment. A specimen copy of the Policy form(s) referred to in this Commitment will be furnished
promptly upon request.
Commonwealth Land Title Insurance Company is a Pennsylvania corporation, a wholly owned
subsidiary of LandAmerica Financial Group, Inc., and is in no way affiliated or connected with
Commonwealth Title Company of Pierce County, Washington.
OWB
Enclosures:
Sketch
Vesting Deed
Paragraphs 3-10
Page 6 of 6
) )
THIS SKETCH IS PROVIDED, WITHOUT CHARGE, FOR YOUR INFORMATION. IT IS NOT INTENDED TO SHOW All MATIERS REIATED
TO THE PROPERTY INCLUDING, BUT NOT LIMITED TO, AREA, DIMENSIONS, EASEMENTS, ENCROACHMENTS OR LOCATIONS OF
BOUNDARIES. IT JS NOT A PART OF, NOR DOES IT MODIFY, THE COMMITMENT OR POLICY TO WHICH ITIS ATIACHED. THE
COMPANY ASSUMES NO LIABILITY FOR ANY MATIER RELATED TO THIS SKETCH,Ui',I.ESS SUCH COVERAGE IS SPECIFICAUY
PROVIDED BY THE COVERED RISKS OF THE POLICY. REFERENCE SHOULD BE MADE TO AN
AC CURA TE SURVEY FOR FURTHER INFORMATION.
SECTION: 10 TOWNSHIP: 23N RANGE: 05E l ... _ ... lo,.,... I I I • 1 ....... ·1~ ,s_-.. "' .... -. r:., ~ ~,Ii,. ...... 7,r ,. ...
l I". ,.,,.,, 't; r1 :.:_"i: . .. o~"' a -•.~ SE 117THST •• ···~ ,A· a I.fl~ -·• #tll!f.·~I,: __ .dA...... _I ,.TR A-__ :
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STEVEN R JENNINGS Name
Addrasa
City, State, Z.,
802 UNlON AVENUE NORTHEAST
RENTON, WA 98059
ea-Number. 200228740
FiedforRsalrdatRequastof S7EWART7JIU
~
L-j {D51'6lo-,g QUIT CLAIM DEED
THE GRANTOR(S), STEVEN R JENNINGS, A MARRIED MAN for end II COllSlderabon of TO
CREATE COMMUNnY PROPERIY CCffioya and qllll cla1111s to STEVEN R JENNINGS AND
KARI K JENNINGS, HUSBAND AND WIFE the fnllowmg desaibed real estate, situated 11 the
Couoty of King, Stale al Wash111Q1on, log ether wrth all allEr acquired lltle of the grantor{s)
uierau,
LEGAL DESCRIPTION ATTACHED HERETO ON "EXHIBIT KAND MADE A PART HEREOF
BY THIS REFERENCE
Assessor's Property Tax Parcel/Account NumDer 102305-9243-04
STATE OF Waolungton
COUNTY OF King
)
)s,
l
JULIE STUESSI
STl.lE OF IAS111116TOK
NOT MY-•-PUBLIC
Ml tOll\lllllOK Ul'IREI I-IH~
I certJfy thal I know or have sat1sfllctory evidence that STEVEN R JENNINGS 1s Ule person
who appeared befol8 me, and said peison acknowledged that he signed thlS instrument and
acknowledged • to be 1,,. free and voluntary acl for lh• uses and purposes manboned in Ihm
1nsbumenl
Doled FEBRUARY 1 J, 2002
Nota ~ al1d for the State of Washmgton
My appointment expires c;?-t't-D 3
E1868550 1--~,:: pflGli 111 DF NZ
DEVELOPMENT PLANNING
CITY OF RENTON
JUL 2 0 2006
RECEIVED
l
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The land referred to in tb1• c.....ttment ia aituated in the State of
ll••hill!Jl;OJl, and deacril:>ed aa follow•
The south 92 feet: of that portion of the aoutb half of the north
half of the soul:hwaat quarter of the nort.h...,•t quarter of
Saction 10, TOWnahip 23 llort.h, Range 5 Baat, If M., 1n ltl119 county,
lfaalUngton, de•cr1bed •• followa•
Beginning at the 1outhwe•~ corn•r of aaid subdiv~a100,
thence south BB 0 24'43" east along the south l1ne thereof 2J8 19
feet,
thence north 0°17'24" W11st 196 95 feet to tbe south line of the
trace of land conveyed to Ray L. Harriman by Dead recorded under
Rec:ording ~r 3574788, record• of ICJ.ng County,
thence north ee•26•09• west along the south line of 3a1d Harriman
Tract 238.35 feet to the west line of •a1d south half,
thence ~outh 0•25•04• east along said west l1ne 196 18 feet to the
poine of beg1JU11ng,
EXCEPT the west 30 feet for County Road.
END OP SCIIEOOLB A
.,
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fll.ED FOR RECOIUl AT'lllE REQUEST OF,
WHEH RECOIWliD, MAIL 'II>
STl!Vfl'l ll. JENNINOS
!1111 IJIIION AYl!NUE H,1!.
RENTON, WA ll80l9
Statutory Wananty Deed
)
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ctS
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DUSIAHD AHO VIFK
ror aDd ia. ldlllidcratba cf Ten dc:llfln GIid no/1.00 Alld allier Jlndmd ~ COQUic111lon In b!lld pa~ IDM)IJ.aad warmaa
~ ~
STE't'EN It. J~INOS
tbc rolbiwl1 dacnbc:1 real WII.CC la lJNC C'.ounry. 5&.lic or W•ml•l'Nlt 10-Wft
LEGAL DESCIUPnON A1TAl:tleD IJERffil AHO DYTIIIS REm!ENCE MADE/I PMT JIEREOF,
SIIBJBCT TOt tAs!k!irIS, p&;:l.lCT1DK$, RUD.VATIOIS, mfttWfts .i\KD O'.>lmlT?OHS DP k!COD
AS AlTACllED llERUO AMD n TBIS REPER!NCI KADE: A l"Allr ll!REOF ~
' 1
Cblal 11111 hrtlllf IWI day of Mardi,,. u,:, f
.'
05000.00
•
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) )
SPE:c[AL EXCEPTIONS,
l. Right to entec-SJid prerrJ.aaa to 11&ke repdr,, and the rt9ht to cut
br1.1sh and tree.s Which constitute a •enace ot danger to the electric
transahsion Una lOC<tted in the street ar ro1d adjoining uld
prenises as g~anted by instrument recorded under ~eeordtng ll\l!:lher 40fl986,
•• EASE~? AflD TH! TERNS MID CONDITIONS l'IIER!OE:
CRANTBE1
PUlll'OSI!,
ARBA AFFECrp,,
R£c0RDED~
RECORDING NW'fB&Ri
City of Renton
Slopes ind 5Jdevalk
'?ha westerly S feot
July lt, 1971
7107140480
J. ACREEMEIIT AND TH£ TER'1S AHi) CONDI fl OHS THF;REOF,
BY' AHO BETWE!:N 1
DATEDr
REcORDED,
RECDRDlNC NUMBERr
RtciAR0INC1
Stw•r and water serv!ca
Albert R, Hawkins and City of Renton
July ll, l981J
~u.oust 16, 1989
890816015?
1· •
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The south 92 feet of that portion of the south h.al! o! the north
halt of t:h• southwo111t quarter of: tlle northwaat quarter-of Section
10, Township 23 North, ~ange S East. W.M. ~ in King County,
Ha$hlnqtan. d~s~r1bed aa follows:
)
B~ginnlng at th• south~••t corner of said subdivision;
thence south ea•24•43• east alon9 t:he 30Uth lin1 therco! lJ8.19 feet;
th1nca north oa17•24• w~st 196~95 feet to the 3oqth line oft.ha
tract ol land conveyed 'tO R•y ~. Hatrinan by Deed recorded under
Recordin9 Hullaber J5747BB, reco~ds of King County;
thence no~th ea•2s•o,• we5t along the sout:!I, line ot s~hd Harri~an
Tract 2JB. l5 feet to tha vest line at •atd aouth half;
thence aouth 0•2&'04• ea1t •long said vest line 196,78 f-,et to the
J>Oint a! be.qinning,
EXCEPT the vest 30 feet !or County Road. •
:..·~·
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;;;;
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Whal Rea>t,led Rcwn To
Boeing Employees' Credit Union
12no Gateway Onve
Tukwila, WA 98168
20030729002217 .001
----------[S,-Ai>oHthloU..llwll-.llqlllllaJl----------
luAT ~1o'o-'3 DEED OF TRUST @
Oraotor(•)
(I) steven R Jennings
(2) Kan K Jennings
(3)
(4)
(5)
(6)
Onmtec(s)
(I) Boeing Employees' Credit Umon, a Washmgton Corporation
(2) Washmgton TIiie Company
Legal Des<n]IUon (abbrevUIICd)
P1N NW 1/4, SEC 10..23N-5E
A-,' a Tax Pared U> # 102305-9243--04
Dl!FINlTIONS
adcltl:IOoai lqal(1) OD page
Words UBed m molbpJ.. xdl<m o! dns docummt are ddincd bdow and other wo,di ""' defined m S<dloua
3, IJ, 13, 18,20and21 Cmamrulearegmhngtheusageolwormuoalmt!mdocum<ntsrcalsoprovidcd
m$cdlon16
CA) "Securlly ~· lll<aD8 dus document. winch ia dared July 22, 2003
IOgcther wllh all Riders to dns doc:unuii•
{B) "Borrower" 11 Sleven R Jennings and Kan K Jennings, Husband and Wife
Borrower,. the orustor under dua Security hlsmimc:nt
(PiJ1e I o/ l S paaa)
P11111130lll/Ol
OREAltANO•
To Ordtt c:.I 1 l>ODl 'DDDfa fl& 79Mffl
'
)
{C) "Leodu" 11 B0e11ig Employees' Credit Union
Lmlet •• a a Wastungton CDljlOrallon
ood OXIIIID8 under Ille llwl of. Waslnngton
12770 Galeway Onve, Tukwila, WA 98188
(DJ "Truteo" 11 Washington Hie company
)
(E) "Nole" DKIINl lhc p<ll1IWO(Y note siga<d by Bonow"" mul daJal July 22, 2003-
2003072.9002217.002
Thr: NOIO 1Wt8111111 Bom,wa-owa La11l<r one Hundred Fd'ly seven Thousand Five Hundred and
no/100 Dollll'8(US $ 157,50DOO )plmmlmal
BODOWer bat JlfllllWOd u, pay 1h11 debt m rq,dar PenocbcPll)'lllam and to pay lhc debt 111 full not Jat.., Ihm
August 01, 2033
CF) ''l'ropelty" m= lhc prop<rty lillll 10 daialbod below under the bt:admg ''Tnmslct of Rights m 1he
Property. .
(G) "Loan" lJl<lllll lbe debt evul......i 1,y the Note, phll mi.reat, any P"'P"YJll"D.I c!wgca and late charp
due mdtt the Note, IIOd all "°"" due Ulldcr tbu Scolnly Iustnmit:nt, pl111 mtaat
(H) "Riden" lllt:8D all Rldaa u, tbu Scconty JDsttume,,J that ie """'1ted by Bonowcr The followmg
R"""8 ore lo be o:eculod by Boonwa-[cho::kbox oa apphcable]
qiAdjllslableRatcRlder O Cc,ndomnuumRldc:r q Sc:coDdHomcRl!ler
qi Balloon R,dcr D l!lam><d Uwt Development Rid<r ')ti Olht,(s) (spec,fy]
qi 1-4 Fmmly Rula-D B1wi:etly PaymcaUW:r ltf f ~=ble Law" ....,,a all CODIIOl!mg apphcablc kdaal, stat,, and local stalU!es, Iq!1IWIOIII,
d ~c mica mul Oldm (tbal ba~c the dfc:a of law) aa wdl aa all appbcablc fmlll,
1lllG c Judicial ClpllllOIII
(Jl aumlt7 Alaodallon Dua, Fees, and AfflS-entt'' mcan.'I all dueo, f..,., IIIISCll8IDCll.b1 and otba-
c!wgca !dial me m,poocd OD Boaowcr or die Property by a condonwuum a-x,•uoo, homcoWll<:lll
usocumpnor:lllllllarorgamzabon
(K) "l!lectronk: Fonds Transfer'' meana any tmDSfc:r of funds, olbcr diau a i,,msacucn <ll'l,!mated by
chock, dmft, or smular paper """""""1t wluch ,. 1D1tlalled dirough m clcctromc lmlIIUli, tdcphmnc
lDOlnDDffll, <Xlrllplll<r, or ~ctape ao aa lo Older, Wlnlct, or authonzc ahnmclal IDSlllUD<lll to debu or
credit an OC<:ODDI Such kDD mclndca, but,. not brlllted lo, pomt-of-oale lllllllfer:o, automatm !di..-macluoe
"8Dllecb01l8, lnllllfera 1D1natcd by lclqtione, wm: trauo!m, imd aulOmated clcumghow,c transl=
(L) ''Bscro\Y Jlam" means those 1lfflll that are dcacn bod m S.Cuau 3
(M) ''Mwcllaneom l'N>ceeda" D1CBD11 ,my oomp<211l1111oo. ldtlancnt, aword of damag ... oc iroa,ods pa,d
by my dun! party (odla duw msunmcc pn,c=J, paid UDdcr the covcngcs <bnbod m SccnOll .5) for
(1) damage to, ex dcall\lCl11111 of, lhe l'rop<rly, (11) condemuauau or othc:r rakm,g of all or any part of lhe
Pmpc:rty, (w) caovcyanc:c m hcu of caxlemuanon, or (,v) llllSlt:jilQSUIIBllOOS of, or lllDl"'10D/l a., u,, !be
vaJm and/or coudibcm of lhc Propaty
(N) ~ lustlrance" tll<IID5 maurauoc protectmg Lender ogam.11 the uoupayme11t of. or clcfault oo,
lbcLomi
(0) "Periodic Payn,nt'' mean., the regulady scheduled amount due: for (1) principal and 1nt=ot under the
Note, plua (n) any llfflOIIDIB lmda Sccllon 3 of 1111a Sccunty Instruma,t
WASIIINGTON---'l,nglo ffflllly-!'Dal•Maa'i'>td&MoctJNll'ORMll'lSTIIUMl!NT ir...,. 30¢1 L<ll
rrEMttt.Uf00111 (~Zol /$p.ia,a) T•Gdll'~ 1 aoo.GSJ~Clf:,f."}(j'fl:
'
) 20030729002217.003
(P) "RESPA~ meollS lhc R<.a1 Bs1a1c Settlemml ~ Act (12 USC §2601 d seq) and 118
unplemallmg ,:qula11ou, Regulallou X (24 C FR Pan 3500), as they 1Jl18ht be lUllcndcd from tone to lmle,
or any addlbonal or succcs,c,r Jeg181allOII. or rcgulanon lhsl govcmo the """"' subJcct matter As w,od DI llua
&:,,,mty bistnnnc:at ''RESPA" refer:, to all rcqwtmlellU and m.!lnebtma that a,c m,poscd ,n regard to a
''fodcmlly rdll!fld mOllgage lo&n" = ,f thc Loan does D<ll quahfy as a "fed=Ily nlal<:d morlga&e loan"
Ulldet RESPA
{Ql "Succa.,111" In Intere.,I. of Borrower" means my party !hat hao taken ntle ID the Property, whether or
not that party bu usumcd Boaowcr'• obhgallODS under the Note m,d/or llus So::unly inltt1llnml
TRANSFER OP RIGHTS IN THB PROPERTY
T!wJ SecWlly lasttumont accmu to Ltnder (1) 1he ,:epaymcot of the Loan, and all m,ewals, 00<tens1ono and
rooolficallODS of the Note, and (u) the performanoc of Bam:,wer'• COVC!Ulllls and agreements under dus
S=nty Instrument and the Note For tlna JlllIPO"C, Borrower urevocably gnmts and ca,veys to T(lllllcc, w
tmBt. w11b powa: of ..te, the followmg dcocnbed propa1Y located m !he Countv
(Typeofllu,,rd ... J-]
of KING
(Namoofll=t<lll&Juosmd>oal
LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF
wlucb cuncntly has the addrcs9 of
Renton
]City)
, Was!nnglon
902 Union Ave NE
[S""'1)
98059 f 'Propa:ty Addresa")
[7,pCodo]
TOGETHER WJJ1i all the w,provancots now or hcrcaftcr =<led oo the propmy, and all """""""'II,
appuncoaoocs, and tixlwU now or h..-.afi.r a part of lhe property All rq,Jaccmcnta and addillOPS ehaJI aloo
be covered by 11m Secunty lmtrumait All of the foregowg 1s rcfa:red to m tlus Scwnly lnstrnm<nt as lhe
''Property •
BORROWER COVENANTS tha1 Borrowc, 18 law!ully set.!Cd of the <81ate h=by c,,nvcyed and bas
the ngbt lO gn,nt and a:mvey the Property and lhst lhe Propa:ty 18 unencumbcml, cxcc:pl for eocummm=
of reconl Borrower worranta and will defend generally lhe UUe to the Property oga,nst all cl1UIDs snd
demands, subJccl lo any "1CUDlbtan<es of record
TIIIS SECURITY INS'IRUMBITT combmes uruform covenant., for nattonsl DSC and non-urufo,m
<0Vew111ts with bnulcd vanallons by Junsdictton to coDSlrtD1e a umfonn seeunty mstrumcnt covcnng real
property
WASlUNGTON-Smg)cft.mily-'.F•Dic MadPnddle Mae. UNIFORM INSTRUMENT
TTEN l!M3U !001 f) (Paa~ 3 of JJ pQBaJ
Form 30CS IJDI
IIAEAlW«l• ToOrml'~ 1 !ICOlll !l'J93CFIDI 1516-111-1131
) ) 20030729002217 .004
UNIFORM COVIWANTS Borrower and Lemltt covallllll and agn:c: as follows
I. Payment ol Principal, Interest, F.scrow Itema, Prepayment Ch..irgu, and Late Charges.
Borrower shall pay when due Ille pnnapal of, and mtm:ol ou, 1111: debt e""1encal by the Note aocl any
JRP&ymenl cbOlgCII aid lalc cbargta due undrr the Noa: Borrower shall .i.o pay ~ for &crow Jtana
purswwl 1o Sccboo 3 Payments due widtr the Note and tlu8 Sccunty fnslnlmmt shall be made m U S
ounmcy Howev..-, if any chcxk or othcr JllBIIWDc:DI n:ccm:d by Lender as payment undo,-the Note or dus
Secunly IDsllumcnl J.1 rclllmed lo Lmder unpasd, Lender may mqwxe that aoy or all subocqu<:nt paymmla
due under the Nol<: sod thJ.I Secunty inslnllllelll be made m ooc or IllOlC of lhe foDowmg fotn11, as selected
by Lender (a) cub, (b) money onler, (c) eertd\ed cbcd<, bank cl=I:, ttossurer'o check or raolner's cb.tck.
provukd m,.y ouch cbccl< JS drawn upon an IDlbtllllOn whose dq,ootta ""' wwred by a fcdtnl ogeocy,
"'""1ln!el1talrty, or mbty, or (d) P.lectroo1c PuNls Tnmsfer
Payma,18 ""' dmncd =vcd by Lender whai ...,.,ve,:1 •t tho locaboo des,gusl<:d JD the Not,; or at
such other IOC811011 as may be da,goalled by Lmdcr m accoidancc wilb the nonce pIOVJa!OO! m Sccbcn 15
Lender may rdUm any payment or parua1 paymml if the payma,t or parbal payma,18 are wsuffu,,mt lo
brmg the Loon =t Lmder may acapl o:ny pa}'IIIOlll or partial payment JJISllff1cic:nt to brmg tbe Loon =~ without wa,vtt of any ogblo hacundcr or prqu~ lo 118 nghla lo refuac such payment or p&rQAI
paymc,,l.! m the future, but Lmder 18 not obbgllk:d lo opply such paYJDClla at the bnlc llllCh payments are
aa:q,tcd If each Pcnocbc Payment IS apphcd as of its acheduled dne dnlt, then Lender need not pay mtcrc8l
on unspphcd funds Lender may hold sucli mu,pphcd fnnd& unll! BQ[IOW<:r makes payment lo brmg the Lam
CID:n:lll If Borrower docs not do ao within a """'°"able pcnod of bmc, Lender sbalJ either apply ouch funds
or retum than lo Borrower If not awJ,m am1t:r, llllch funds Will be 8PJlbed lo the outstanding JJl1llC'l"'l
balance under the Nole 1mrncri1•1<:ly pnor to foreclosure No offset or claun wluch Borrowcnmghl have now
or m the fullJ(e ogomat Lender ohalJ rdJeve Borrowcr from malang payma,18 due under the Nott: and th,s
Scctmly ln>ttUmClll or pcrfonnmg the covr.nania lllld agn,r,mmts s=red by 1h18 Secuniy lnstrumr.nt
l, AppDcatlon or Paymcnls or Pt<>ceeda. Except aa ot!terwise dt-3cnbcd ,n tins &clJoo 2, all
payments ~cd and apphed by Lender &hall be apphcd m the follow,ng order of pnonty (•) mteresl due
under the Note, (b) poac,pal due UDda the Nol<:, (c) amomll3 due IIDdcr SC1Cboo 3 Such paymcm& shall be
apphcd lo <acli Pa,odic Payma,t m lhe order m wmcb 1t became due Any rtm81•,ng amounla sball be
appbcd fuBt m late cllBrgco. second Ill any olhcr amounm due under tins Secunty Inatnunmt, and then to
reduce the iz:mcq,al balance of the Not,;
If Lcoder rcccJVca a paymc:nt from Borrower for a drll'"!IU:Dt Pcnochc Paymcot wlach mcludca a
sufficlCllt amount to pay any lalc charge due, the paymt:111 may be apphal lo the dthnqtlt:lll payment and the
late charge H m~ than one Puiodtc Paymait Ill oulo!andmg, Lcodct may apply any paymmt """'1ved from
Borrower m the repayment of the Penod,c Paym ... 1a if, and to the c.xtcot tha~ tJICh payment can be paid m
full To the ,oumt that any '''"'""' CJUsl8 after the paymmt ,. applied to the full payment of one a more
Pcoocbc PaymenlS, such excess may be appbed lo any late chargr3 due VolllDIBry prepayments shall be
appbed rust lo eny prq,aymmt charges and lhoo as deocnbcd m the Note
Any appbC8llon of pa)'IDCDts, IJlllllrllDCC proceeds, or MlscellaoCOU3 l'rocecd3 lo pnnc,pal doe under the
Note shall not cictmd or postpone the due date, or change the amoun~ of !he Pa:iod1c Paymml8
J, Fnnd5 !or Escrow Items. Borrower shall pay to l.cnda on the day Pcruxbc Payma,18 are doe
Wider the Note. unnl the Noto IB pasd m full, a sum (the "Funds") to proVlde for payment of amounts due for
(a) taxes and assessments and otht:r 11mJS which can atlllUl pnooty over th:to SeclllJty lllllnllnmt u a hen or
MCUD1brm,.cc on the Property, (b) leascltold paymoots or ground rents on the Property, if aoy, (c) Jll'fflllUlllS
for ao.y and all msunmce tt<jwrd by Leodcr uuda Secbcn 5, and (d) Mortgage i!laurance psenuumo, If any,
or any S1llll8 payable by Borrowa lo Laxlcr ut hen of the payment of Mortgage Insurance pn:nnWllll m
accordance with the provwons of SC1Cbon 10 These dl:m8 are C81lod "Escrow !terns " At ongmatioo or at any
llillC dunng the tam of the Loan, Lcndei may tt<jUU'C lha1 Connnuruty AssoclalloD Dues, Fees, and
A&.cs.smeots, ,f any, be escrowed by Borrowcr, and wch dnes, ftt.1 and assessments shall be an Eocrow Item
WASHINGTON-single FeJmly--:Fu11(a, Mar!Pnddl1: Mar: QIGll'ORM INSTR.UM ENT
ITEM! tHJl.A.(OOUJ
Form 304I VOi
CIAEA.n.AND• To ~er cam 1 ~Ofio: 11•111 1131
) ) 20030729002217.005
Borrower oball promptly !unnsh to IAldr,: all notK:al of amounla 1ll be pwi under lhi• Sccllon Bmrowu
,hall pay Lc:oda' lhc Ptlllds for Es=w !tans unlea Lend,,r <1a1Vcs Boaowa'a nbbga!lon to pay lbc Funds
for any or all Bocrow llm!S Lcru1,:r may waive Borrower'• obbgallon to pny to Lader Fonda for BDY or all
Bstrow Items at any tJIDe Any mch WIIM1' may only be m wntmg ID th.-eVCOI of such wmvcr, B=
mall pay d!rec::lly, wh<en and wh= payable, die IIIDlllDIIB du,: for any Eacrow Items for w)uch pa)'IDCll1 of.
Puud., baa been wa,vcd by L=ler ami, 1f Ltndcr rcquut,<, shall furnwi to Lender =i,18 evideoang SllCb
payma,t wtlhm such ame period ao Leodt:< may roq111te Bom,wcr'o obbgRttoa to make such Jlll}'JIICDIS and
ID prowl• lllCCIPIS shall for all purpoaoa be dtttocd to be a a>VCWlt olQd agrcanmt oonmrncd m tb,a
Secunty lnab1Dlleot, aa lbc phrase ''covcnant and agreement'' ia med m Sccuon 9 If Borrower IB obbgaled to
pay Bacrow !tam du:ecdy, pmaunt ID a wiuver, and llomlwcr fads to pay the amount due for an Be<zow
!Ian, Lender may cxacIBC us nghts undd Sectwn 9 am! pay mch BmOunt end Bocrower shall then be
obligated undtr SecUon 9 to n:pay to Lemler any such amount Lcodcr may 1'!Yoke the WlllVa: ao to my or aU
l!scrow ltema at any r:mu, by a nonce gmn m accordaru:c Wllh SecllOD 15 and, upon such ,evoa1.!100,
Borrower ,hall pay to Lmdc:r aU Pno.ds, 811d m such amounta, lbat a,e then ffX)1llffil wider lhio sccnon 3
LCtlda' may, at any 1mie, collcct and hold FUDda m an amount(•) sntlmcnl to pamn Lendor to apply
the Punda at lbc nmc spcafied unda: RBSPA, and (b) Dot to cx=d the maxunum amount a lmder can
roqW{e tmdcr IU!SPA l.cndu oba1I CIWDlltc the amount of Funds due oo d,e bo8Js of cum:nt data and
tcaliOlloble cat,malca of e,q,cruhturcs of futwe &aow !tans or olhawu,e m accmdance with Appbcablc
Law
The Funds ahall be held m an monmuon whose deposits a,e msorcd by a fcdaal aga,.cy,
mstrumclltahty, or cnbty (mclDdu>g La>dcr, If Lender ia an lJl8t1tullun whooc depoalta are ao msun:d) or m
any Palaol H= Loon Bank Leader shall apply the funds to pay the E8aolV Items DO iaicr lhan the bIDe
spccmcd under RESPA Lender &hall not clwg<: Borrowcc for holihng and applymg the Fuoda, annually
analyzu,g the Cl!COOW accolllll, or ven(yu,g the :&crow !"'1118, unleao Lend<,r paya BO<tower mtm:ot on the
Pond& and Appbcable Law ponmlB LCllder to make such " chmge Uokss an ~· ,a made m wntmg or
Appbcable Law miu= mt=Ot to be paid on the funds, Lmdc:r !ihall not be ,eqwred to pay BOil'OWtt any
mta-cst or canungs on the Funds Borrowa arul Lcnda' can agree m wallng. ho91CV<:t, that mtaat shall be
pmd on !he Ponds Leeder shall give to Bom>91er. wtlbout cba,:gc, an annual IICCOllllllllg of !he Pundo ao
r<qwn:d by RBSPA
If th..c ,. a swpluo of Pundo hdd m escrow, 88 dclincd under IU!SPA. Lcnda oba1.I B«:OWll lO
Bom>wer for !he'""""" limda m """""1ailc with RESPA If there lS a shm!age of Funds held m c,icrow, as
defined under RBSPA. Lcndcr Bhall nollfy Bouower ao n:qwml by RBSPA. and Bonowcr shall pay to
LeDder the 8fDOnot nccco:ia,y to make up the Bh0l1Jlgc m accordance with RBSP A. but III no more thao 12
monthly payments. If thac •~ a debcicncy of Pundo held m eacrow, .. dd:uicd lDlda RESPA, Lender shall
no!Jfy B<m<>wa as mqum:d by RBSPA, lllld Borrower shall pay to L<2lder thc amount n=-ry to make up
the dcnc:Jcncy m aa:ordmoe with RBSPA, but m no mare than 12 monthly paymenta
Upon paymmt m full of all sum:, sa:med by llua Security Instrument, Lcndcr Bhall promptly refund to
Borrower any Punda held by Lemler.
4. Charg<>; u..... Bmrower ohall pay all tax ... , -. charges, fines, and JDl{ID9'IIDD8
&rtnbutable to lbc Property winch can atlllm pnonty over 11w Secunty l'nlltrummt, leaoeboid piymcillll or
ground 1'<111.1 on the Propaty, If any, and Commtllllty A""°'""llon D=, Fees, and AascsolllCIIU, tf any To
the c:xtcnttbatlkse 1tem>arc&crow l!emS, B01rDwer shallpiy thc:mm thcmanncrproVJded 111Sccbon3
Borrowtt shall promptly di~ any hen winch bllS pr,onty over duo Secunty lnolrumc:nt unlcas
Borrower (a) agrc:c, m WllbD& ID the payment of the obbgabon occmcd by the lien m a IDIIDller ao:ep1Bble to
Lender but only ao IDD8 aa Borrower is pc:fomung suchagn,anmt, (b) conte<ilS lbcbm m good fazlb by, or
ddcnds agamst cnfoo:cmcnt of the hen 11, legal proccodmgo wluch m Lender's op1mon opaate to pl'<lYait
the cnfon:emcnt of the hen wlDJe lhooc procecdmgs me pa1d!ng, but only un!Jl such procr:odmgo are
concluded or (c) MX:urCB from the holda' of the lien an &8fCCDICllt sauafactory to Lender oubordm,dmg the
ITEM 19P..5 (001 q
FGnD-I/IJI
oAEAlUNO•
fa,Dnldcal 1-10t530 9:mOfu 11&nl-11f1
) ) 20030729002217 .006
h01 to dna Secunty lnalrumtint H Lender delrallrnes that any part ol lhe Property JS wbJect to a hen which
con 8IWn pnonty twU dna Secunty lnolcum<n~ uru!tt may give Bomiwc:r a nol1Ce 1dcnbfymg the hen
W1lhm 10 days of the clelc on wlllcll thal notlcc ,a JIVCI, Borrower sball satlSfy lhe !Jm 0< take one 0< moie
of lhc iu:bOJl4 oet forth above m Iha Sec!im 4
Lcndei may t<qWIC Bonower to pay a ono-bmc charge for a n:aJ e,tatc laX valflcatJop andfor reportmg
servtcc used by Lcnder m amncdlon with lbIS Loan
S. Property Jnsur.u,oe. Borrower shall kcq, lhc u:oprovcmeots now coalllllg or hereafter <ICClal oo
lhc l'l<lpcrty msund agamst loso by {uc, hazarda mcludcd Wllhm the term "extrnded oovm,gc,• and my
otberbamda wcludlng, butmtlumlcdto, eardiquakaandfioodl, forwlucb Lmdt:rn,qwrea lll8Ul'IIDCC 1'llls
imunmcc sball be mamr.smal m the amoUDIB (mcbulmg dcdw:tiblc lcvcla) and for lhe pcncds that Lender
roqllllCS Whal Lcndcr n:qmp:s pnr,oullll to the preccdnig aeo1rnca1 a,n ch.\nge dnnng the tmn of the Loon
The msurana: earner provu1mg the msuraoce shall be <hoS<n by Bom,wer subJcct to Lmder'a nght to
dJsappovc Bcaower's d>o1oe, winch ngbl 8ba1I 001 be =med Ulll'<aS008bly Lcndcr may ~
Borrower to pay, m CODIIOCW)II wilh tins Loan. <1tbu (•) a ono-bme tbarge far flood moe dttcnrnoaO<lll,
a:rtJfiCBbon and Indcng aem.cco, or {b) a one-lmlc clwge for flood zooe det<munsn<m and cer11f1caboo
aemcal and suboequent cbargcs each !lIDc moapp11ll!I' or 111Ddar cbangeo = wbtch tt8110114bly might
affect such ~Clmllm•Don or ccr11ficatu,n Borrower shall alao be rrapow11ble for the payment of any fees
llDpoood by the Fedel:al l!mcqency Manasan01t Ag=y m conoedlon wnh the teVlew of any flood Z<JOe
dctenDlll8bOII m,u!Dog from BD ob)cct,on by B"""""'1'
If Borrowa falls to llllWlhlU1 any of the coverages deacnbed above. Lender may obtam mSU111Dce
ooversgc. al Lender'• optlOD and Bom,wer'a <OCpCWC Leodcr ,. under oo obhgaDon to purdl.asc any
particular cype or amount cf coverage Th~ 8llch oovcrage obalJ cover l..cndc,, but 1D1ght or 1D1ght oot
protccl Bonower, ll<>trower'• cgu,ty m lhc P,opcrty, or lhecoo!ents of the Property, agamst any mk, hazatd
or Jiab1hty and Jmgbl prcmde greater or Jc:aaer covaage lb.an was previOWily III effect. Borrowa
acknowlcdgea that the coot of 1bc lll8UrllDCC oovcragc 80 obIBmtd 1D1ght Olgllllicaally w:ad the ooat of
lllllllDIIICe that Borrower oould have oblamcd Any amounlB disb\118Cd by Lender under dus Sccbon S shall
become adrlinonal debt of Bmmwer secured by tins Sccllilly Jnstrumem These amOUDU oball bear mtcrcs( at
lhe NOit: rate from the dale of d!sburSClll<llt and 8hall be payable. with such mtaot, upou OObl:e from Lender
to Bom>wer reqw:otma payment
All maurance pol1C1C1 reqwml by Lender and t01cwalt of such poha..,. shall be oubJect to Lender's
nsh• bl disapprove IIUch poba.... lhall mclude a •IBDdard mortgage clause. and wll name Lemler ,..
mortgagee ...VCD' aa an addinooal Joss payee Lender shall have the oghl to hold lhc pohaea and TOlewal
art1ficates If Leodu n,qum:s. Bom,wer shall promptly give to Lendtt all mccq,ta of pmd prcmiuma and
l'ODCWal oobcea U Bonowa obLBIDB any form of msurance coverage, not olhcrWISC rcqwml by Lender, for
damage to, or dcstrucoon of, lhe Prop<rty. such pobey ahalJ include a s!Bndard mortgage clause and shall
name I.cn,1.., as mottpgcc and/or .. an oddioonal Joas payee
In the event of Joas, Borrowec shell give pl'Olllpl noacc to lhe 1118Ur811(.C ca,na and Lender Lcndcr may
ma1o, proof of Jo.,o ii Dot made promptly by Borrower Uolesa Lcoda: and Borrower otherwioe ag,<e m
wnllllg, any Ul5IU'8IICC proceeds, whether or not the undalymg lllllll[llllCC was r,:qwn:d by Londa', ahall be
epphed to """'111100 or rcpmr of the P,opcrty, 1f the rcs!<1111Uon or rq,atr •• e<.ononucally feasible and
Lcndt;r' s S<Clll'l1Y IS not lcaaened Durmg such rq,a,r and restoRI.Uon pi:nod. Lender ob all have the IIJlht to
bold such m&m81lCC proceeds untd Lender ba1 had 8D Oppomllllty to ID8pect such Property to "'151lffl the WOik
has bocn complet<d to Lend<.r's ll8Pllfai:uon, proVIded that such mspecDon oh.all be wulot1llkm promptly
Lender may disbunc proooeda for the rq,a,n, and ""'510rabon m a smgle payn=t or m a smea of prol!JOII
payments as Ilic wotk 11 complelcd Uok:so an "8fl'CD'Clll IS made m wnung or Appltcahle Law rtqUll'ea
mlacSt to be p11d on such Wlll1lllCC procceda, Laider >hall not be ""JU]ml lo pay Borrower ony mtereal er
earnn,ga cm auch proceeds Pees for pubhc adJUSlttS, or olher thud paruca, Idamcd by Borrower shall ool be
p111d ouJ of !he ID8UT8DCe procccda and aball be lhc 8"lc obl,ganon of Borrower Ir Ihe ""loralloo or <cpall' 1s
llEM \~C CQ011) (Pagtt 6 o/ 15pagit.1)
Form 3CMI 1I01
To DnhrC4 woo '31> 113,:ia.:ff~~,
) ) 20030729002217.007
not """'1<1rmcally feasible or Lender'• IIOCllrtty would be lcascned, the msuran<e procwls ahell be appbod ID
lhc owns ,c:,i:URd by dus Seounty lnstrumtmt, whclher or not then due, wilh !he cxc .... , if My, paid to
Borrower Such maunncc procecda ollnll be opphod ID lbc onleq,rovidod lor lD SCcban 2
If Borrow.,. abaJJdma the Pn,pcrty, L<:ndcr may file, ,qoum; and sc:ttk: sny aVIIIIJ!blc ltlSll[IIWO cl111D
and rdalcd mallcra Jf Bonowcr docs not ,apond widun 30 clays to a notice from L<mder that Ille l!lllmlllCC
camC< lms offered ID acule a clmm, then Laidtt may n<gobatc and oenle lbc claml Toe 30-day pcnod will
1,cgin whal the noocc ,. gl'V<D In cilbtt cv<n~ or if Lcodcr atqwrc9 the Pmperty under S<:dloll 22 or
othcrwu,e, Bonowtt bet<by US181'8 to Lc2ldcr (a} Borrower's nEhlB lo any 1m:unmce pxocccda ,n an 8lll0Ulll
not to c:xcml the amotmt:s Ullpllld UQda-lhe Note or tlwl So:unty ~~ and (b) ony olbcr of Boaowcr'1
ngble (Olher lhao !he nghl to 1111y idmul of nuauncd ptallluma paid. by Bonowa-) undtr all 1.DlllJl1lDa>
polici .. covamg the l'lopcrtY, maofar u 8IICb nght.1 are apphcable to the COV<nlj!C of the Propmy Lender
rJJ1AY u.., lhc msurancc proceeds athc:r to iq,au or J<3IOle the Property or to pay amounl8 uopa,d UDdcr the
Note or dus Sccunty lnstmm<a!, whdha or not then due
6. O=pancy. llo(n,wcr shall occupy, eotabheh, and uae lhc Property aa Borrower's pnncq,al
=do:ote wi11nn 60 daya after the a""1lloo of thts Sccuniy lnslrumcot and shall CODlillllC to occapy the
Property 18 Bonowcr' • pme,pal IC9ldo:ote for 81 lesst one yar aftrr lhe date of occupeocy, unlcos Lmdac
olhcrw1sc agrca m wnlmg, wbioh COMCOI shall not be nureasonably wnbbcld, or unless =uam,g
clfCIIUllllBnall aJSt wlnclurc l,cyond Bormwer'o coulml
7. Pre,ervatlou, Malnla:umce abd PrGtection of the Property; Inspections. Borrower shall not
dcatroy, damage ti" m,pa,r !he Property, allow the Property IO detcnoraie or comnnt WOSIC OD <he i'I<>p<lfy
Whclhaornot B«,ower,sremdmg m thc:Propaty, Bonowcr 5hallDlllDltam thcPropcrty mordcr10prcY<21t
the Propttty from detcnoratmg or dccn:asJ11g m vulue due lo its conch non UnlCllll ti II detanuncd pllISll8Dt lo
S<x:Doo 5 that repm or rcsUJiabon IS DOI CC011omcally {C111Dble, Borrower shall promptly reparr lhe Property
if damaged to avoid furtbcr ddenorabon or damage If 111SU1'811CC or condcmoanoo pr<>«:<d& m: paid m
<lQIIJll:Ctloo with damage to, or the IAkwg of, the Property, Borrower shall be rcspoDS1b!c for Iq»lll1ll8 or
""1oru>g the Property only if under bil3 relcascd proceed& for rucll pwposcs Lender may chabmsc procuds
for the Iqlflll"S and -m a smgk: paym,,,it or m a serteS of progress paym,,ets a., lhe wad< ,a
romplettd Jf the lllSUDl1ICC or condemn.anon proceeds are not &\lfbetcot 10 tep111r or n:stmc the Property,
Bm1ower11 llOI iobcved of Boaowc:'• obbganoo for the compleooo of wcll repmrorrestoranoo
Lendor or ,to agcot moy make to8001tllblc <atom opon aod 1D5pccboos of the Property H 1t has
,.,,..,nal,Je cause, Lender may ,nspect lhe llllerlor of the unprovcmcr,11 on the Property Laulcr obaJl gr,c
BonowcruobCeBI the nmc of or pnor to such ao mtcrwr UIBpOCbon spcafymg Stich ffilllOIIBble C8l18C
8. Berrower's Loan Application. Borrower shall be m dcfaolt if, dunog the Loan apphcauoo
process, Borrower oc my pem,os oc CDIIDes acllllg at the dllec!Joo of Borrowor or with JlotrOWcr'a
knowledge or COll8Cnl gave motmally falae, mial<admg, oc 11111<:cunte mfom,a11on or slalanr:nto lo under
(or failed to pro~ Lcndcr w,th ,nall:nlll. mfonuaban) m COD11CCUon with !he Loan Matmal IqlI<!ICDtaDono
mclude, but are not bllllltd lo, ~-oona:mmg Borrower's ocwpaacy of the Propaty es
Bonowcr's pnnapal tc11dcn<X:
ll. l'rot<clion ol Lender'• Jntcrat In th• Propaty and Rights Under this Security Instrument.
H (a) Bonowcr faJls lo perform the COVCOlllll!I and ag,ea,,mts contained m 1lus Secumy Instrumcn~ (b) there
IS a legal proccedutg that ml8ht ,,gowcantly affect Leodcr's mtcrcst m lhe Property aod/or oEhlB under lhls
Sccunty fuslrumcol (ouch as a pmccodmg m bmlbupll:y, probate, fa< cood<moanon or fodarure, for
cufora:ment of a hco winch may 8!lalll pnon!y ovor dus Sccunty lnstrDmait or to coforce laws or
rcgulanoos), or (c) Borrower has abandoned the Property, Ihm Lcoder may do and pay for wbou,ver ,s
n:aoonablc or ·~ lo protoct Leodtt's muns! m the Property snd nghts under th1S Se::unty
lt111JUJDCnl, mcludw& prok>cimg and/or -...,,,,g the vulue o! tbc Propaty, and sccurmg and/or rcpamog the
Piopcr!y Laulc:r'a acliom can mclude, but arc not hmital to (a) paymg any sums BOCurcd by &. hen winch
bu pnonly oV01/ thJs Scconty "'""'1meot, (b) appcanng tn court, and (c) p&)'tllg reasonable 8ltomty3' fed IO
lttMtNll.7(0011)
Pvm. 3048 JA)J
M!AtutC>•
T•OJl;WM I IODPl,:»llJFu: l1&-'NI tl:tl
) ) 20oaon9002211.ooa
pro1""1 tis mll:tt:Sl m lhe Property and/or oglm 1111der du• Seamty lnstrumoo~ mclwhng JIB socurtd poll!IOD
ma bankruptcy prococdmg SOCIIDIII !he Property ,ncludes, but., not !muted 10, cnu:ong lhc Property to
make rq,mrs. change ]ockB, replace or bead up doonl Md wmdowo, dram wat<r from pipes, clunmatc
bmldmg or other code ""'11110llll or dange,ooa oandu11:m, &Dd have utd1DC3 tumed Oil or off Although
Lc,ulr.r may take acnon uodc:t !Ina So::tlOll 9, Lcnda: doca not have to do 110 and"' not under any duty or
obhgaao,, to do IIO It "' agreed that L<n<b-mCUlll no babll1ty for not talrmg any or all BCllona aulhorucd
under tins Sccbon 9
Alty emouols disbursed by IA,der undu thm ScclJon 9 sball become arld1bOIUII debt of Bom,wcr
,ccumi by llua Secunty JnalnUDall These amoDnls alwl bear IJllaeBl at lhe Note rate from lhc dale of
<lulbuncm<at aod llhlll be p&yablc, wuh aich llllttesl, upon nouo, b:mn Lender to Booowa: ~I
payme.tll
If llua Secumy lns1rumcn1 "' Oil a leasehold, Bom,wa ohal1 oomply w1fu all lhc prov,a,ons of lhc J..,.,.
JI Bom>Wer llCIJUlffll fee bile to the Prope,ty, lhe leascbold and the fee bile shall not merge unlC38 Lradcr
agreea to the magoc m wnhDg
10. Mottgage 1-,rance. If Lender tcqUJRd MOdgage Jmuraace &'I a oondinon of makmg the Loan,
Bonowcr abaJI pay the pn:miums n:qmrcd to D11W1tam the M<Jll8l!ge Insurance m dfcct If, for I/ti)'~.
the MOl'f&&lle Insurance a,vemge Wj1lrr«I by 1':mcr cease.1 ID be avadablc fICm the lllOltg"lle -= that
prrmcll8ly )lI!Mdcd such 1DS111811ce and Booowcr was reqmml to makr-separately dcslgoatcd pay""111B
toward the p,omnm>11 far Mortgage lnsumocc, Bom,wcr sbalJ pay the prm11UIIIS tcqWtcd IO obtam coverage
aubotanaally eqw'llllcot to the Monp.,oe Jnsunmce prevtooaly m cffcc1, at a cost subotannally eqwval<ZJI to
the oost to Bonuwcr of the M<Jd&8ge lnwranix, p:rev1omly m effect, from an altemate mmtgage Ill!IIRf
sdCCled by IAlder H subalanbally cqnlValent Mortgage Insuranoe COV""'8<' 18 not avrulabl<, Boaowcr shall
oonnnuc to pay to Lender the mnoanl of the ocpoIBtcly dcalgnatcd paymcata that ww, due whai the
msmance covaage ee-.1 to be m d'fCCI Londer will aa:<pt, use and rctam 1ltcse pa)'lllCDIS 88 a no1>-
rcfuodable Joaa reserve m hen of Mortg,,ge Insuranoe Such Joss reserve llllall 1,e noo-tdurulahle,
notw1thotandmg lhc fact that lhc Loan •• ulamaltly paid m full, aad Lenda: &ball not be WjUrr«l 10 pay
Bom,wcr any UJtacsl or cammgs on aw:b Joss rcscne L<nclcr can no longer lQjllIR: Joss =ve paymmts tf
Mortgage Insurance oovcragc (m the IIIIIOUllt and far the ponod that Lender n,qllll'CB) prcmdoi by an msuttr
aelcctcd by Lender ap,n ba,omes avaulablc, "'ohtamcd, aod Lender fflJl1ll"3 separately dcagnatcd payments
towanl the prmnuma for Mortgage lnsura.noe If Lender reqmml Mortgage ln&urancc aa a carubaoo of
malang the Loan and Bonower was n:q,,m,d to make ,cparately dealg,w,:d paymcnta towmd the pramums
for Mo,w,ge lnsunma:, Borrow..-shall pay !he pn:m!UO!S rcqw=l to lll8llUAIII Mortgage Jnaumno, m effect,
or to provide a non-idunclablc loos reserve, until kndcr' • roqun:cmcnt for Mortgage Insurance end, m
accordance with any wntten agieement bctwcai llomlwcr and Lcnclcr proV!diog for ouch tmmnallon or unlll
u:mimal!On 1B roqwrcd by Appbcablc I.Aw Notbmg m ~ Sc:CbOn 10 affcclll Bmrowcr' • obbganon to pay
1111ae!ll at the rate prov,dcd m the Note
Mortpgc Insuamcc rambuDe& Lender (or any cnllty !hat pun:bases the Note) for ccrtam losses 11 may
mcur tf Bom,wa docs oot repay the Loan a.. agreed Bouowcr ,snot a party to the Mortgage hlsurano,
Mortgll8C msurers evalllBIC then: lotBl nsk on all sw:h msurancc m force from mne to bme, and lllBY
enta mlO ap,cmm1S with other parllcl that share or modify thar mk, oc reduce Jo...,. 1hcsc aguanmta
arc on k:rm• and a:odtllO .... that ore sabB!aclmy to the morljll>ge msura aad the other party (or paruc:s) to
theoc ogrtt.maita Thcoe agm,mcnJs may requm: the mortgage msurcr to make paymenta usmg any source of
funds that the IIIQilgBge IDSUitt may have aVBJlablc (winch m,,.y blClude fun& ob!amed from Mortgage
Insumncc premnona)
Aa a ICBll!t of these agrccmcnts, Lenda, any pun:hasec of the Note, another wsut<t, any rcmsma, any
olha cnllty, or any alllhate of any of the foccgomg, may recctVe (du<:cdy or lll<h=tly) IIIJU)UDIB that dmvc
from (or nnght be characlmzcd aa) a port!Oll of Jlorrowrt's paymen18 for Mortgage Insurance, m ~c
for marmg or modtfymg the mortgi,ge mimcr'a nok, or reducmg I= Jf lllCh agr<:clIICIII provides that an
not tH3ll l:0011) (Pa.,1!8of 15porn)
) ) 20030729002217.009
afblwe of Lender 1akco a slwe oi lhc msun:r'a mk an exchange for a share of lhc pramllltlS paid to lhe
msurtr, !he 8llllD,g<Zllfflt IS oflm tamed "capllve ramun,ncc." Further
(a) Any such apeema1ls will not affect du, amounis tbat BottOW<I" &.. agnal lo pay for
Mortgage Insurance, Ol' any oth..-terms ol lhe Loan. Sodi agreements will not In....,.... lht: 1.111ount.
Borrower will ow~ for MortgaF Imaranc:e, and lhey wIIl not entitle Bott0wer to any ntm,d.
(b) An, llll<h aar<e""""" 1"111 not affect the rights Bot'rower b.os-If ony--with respect to the
Mortgage Jnsurance under the Bo111eo"'1a"II ~on Act or n91J or any olba-law. Thae rlghl1 tllllJ
lndud• die right to receiTe --1aln disdosurar, to n,queat uul oblaill caru:cllallob of the Mortgage
lnBurabee, to have the Mortgage lnlur1DOC lermlnated automalkally, and/or to receive a reftlnd of any
Monpgc lnmran<e prmd""'4 that were unearned al Ille lhbe or sucb cam:cllatlob or tcrminallou.
11. AAlgnmad or Miol:diabtous l'ro<eods; Forfetturc. All M1sa:l]IIJV'ffllll Proceeds IIIC bcrcby
...,gna1 co mid lllwl be pul lo L.endrr
If the P,operty IS damaged, such M18CC11aneous Pro=da !hall be apphcd to milOrBboD ar "'i"W" of 1bc
Propttty, ,t the .-non or rep,ur 18 CC01101111c.illy f=ble ond Lender'• ""'"'"'Y 18 not l=ed Dunng
~ ,q,tlll" and restoJBIIOJl pmod, Laidcr shall have the nghl to hold sncb Ml9Cdlaneoll8 Proceeds IIJlbl
I.miler h .. bad an OJlPOI bJWty to mspcd BUCh Prop..-ty to cnsun, the work baa bcm oomplc!Cd IO La!der'a
sa118facUou, proVIdc,d that such mopa:llOII &ball be IIOOCllal:.ea promptly Lcoda may pey far !be lql8lI3 and
fCl10nltHln m a 11111glc ~tor m a ocnca of progt<M payn,culs a., the wo<k u completed Unlcso an
agreemeut IS made m wnung 0< Applu:ablc Law ""I"""" llllm:St to be paid on such M1aoollaneous Proceeds,
Lcnd..-llhall not be reqmml IO pay Bonowa: any lllb:rt:St or esnungs on such Ml,µ:Ilancous Prooocds If lbe
J<alOJabOn or lq)8lr IS not CCODODUcally feasible or Lender's =unty would be lessened, the M,,,ccllanc0118
Procccda &ball be app1""1 to rbc sums scaarcd by 1111s Sccunty Jn.trumeot, whdher or not dial due, with lhe
ctet:.W, 1f any, )'llld to Boaower Such M,acell,ma,us Procceda .tu,U be applied m the ordct provulrd for ID
Secit<o>2
lb the atenl of a total takmg, .i-uctlon, or loss ID value of the Property, lhe Ml.1cdlaneoos Proc=ls
abslJ be apphtxl to the S1JIJIS aeaucd by tlus Secunty lnstromcn!, whether or not lhcn due, wlllt lhe =:css, if
BDY, paid ro Borrower
Jn the evrat of a par!l8I takmg, dam:u<:IW<>, or loss ID •alue ui lhc Prupr.lfy m wluch the fair market
valueof tbcl'roperty IIIJ[Dffl131dy beforethcpm:11al takmg, dcstruCl!on, or Joos m valnc,s equal to or greater
than lhe amonnt of the """"' oeaircd by du• Secunty hlStrumcnt IIUIDCdialdy bciou: the parbAI "'1cmg,
dcetrucllon, or Joss m value, unkao Bor,ower and Lendor othaw,x agree m wntntg, ~ OU!D8 l<lCl!ftxl by 1111s
Socunty imtrumcnt llhalJ be ,,,iuced by lhe amount of rbc MiBCCllaueous Proa:eds mulupbcd by !he
followmg fm<:bm (a) tbc tolal omouot of the IIUID8 socurcd IDlIOed!atcly before the pw;tJal lakmg,
w,slrod!on, or Joos m value drvuled by (b) the faJr marled value of lhe Property unmeiliately befon, the
part,aJ takmg, dcslmcClon, or Joas m value Ally balance "1all be pa,d to Bom>Wtt
In the event of. a parbal takUJg, dcsttucllon, or Joas m value oC the Property ID wluch the fan: nmrkot
valuc of the Property munaba1dy before the part,aJ takmg, deslruct!on, or 1.,.. ID value IS I= tban the
om01111l of !be a,um secured unmcdJaldy bef0tc the partial talang. desttuctton, or Jo .. m valoe, uolcso
Boaower mid Laickc otbcrwJae agm: ID wntmg, the M,occllaneoua Proco:do ahall be applied to the sums
sc:curcd by 1h18 Seamty ln8ttumcnt whether or not the sums ore Ihm due
If the Property IS abandoned by Bmrowcr. or ,r. art.< nollce by Lender lo Borrower !hat lhc Oppost,,g
Party (S3 dcf111txl m die ui:xt l!CD!mce) offers to make an aw.ml to settle a clamt for damages. Bom>W<'Z tiuls
lo respond to Lend<r wilhm 30 daya after the date the nobcc IS given, Lcn&r ,. aulhon:zed to oollect and
apply !be Miscellaneous Proceeds othcr JO ratmal!on or rq,a,r of the Propaty or to the sums secw<d by this
Scc,inty lns!rument, whdber oc not then due "Oppos,ng Party" mama the tlurd party that o~ Bom>wrr
Mloce]lancous Procecdo or the party agamst whom Borrower baa a nght of. acnon m regard to Mu,,:cllaneoua
Proc=ls
W ASIIINGTON--&ng]e Fauuly-Fmalo Ma-di, Mac UNIFORM INSTRUMl'Nf
ITEM 19J3U 10011) (Pagr:9afJJ~)
Form 3041 JJDJ
QREAll,W).
T10WCd i IOt-630-9*!Cfl!l 1111"11111
) ) 20030729002217.010
Bonowcr shall be m dcfault 1f any aellOO or procttdmg, wbctha avd or comma!, ,a begun lb8I, 1ll
Lender's Jlldgmen~ could ICIIIII m .forfettuxe ol the Propeny o, olb<r matco.al llllplllffll<III of Lmda'a
mtcrca1 in !he P,op<rty o, n,ghta under duo Sewnly IDSlolmall Borrower can cntc aucb a default and, ,f
8CCCl..-allon has ocaurcd, l'Clllllale aa pov,ckd m Sccllon 19, by aiuamg thc .acllon or procccdmg to be:
chmnsscd wtlh a n1l111g tbal, m Lmda'a Judgmcn~ ptt:cludcr forlclllm of the Prop<ny o, odla matcnal
1111pamnml of Lcndec's 111lercsl m thcProperty0< ngbU lllldcr Ibis Sec,inty bislnunc:nl U,.,proc=laof my
awml or clmm for damages !hat""' aunbutable lo the UllpOlllllall of Lender's mtcm:t m tbe Property IIIC
hcrd,y .... gu<d and shall be p,ud to L<a,dc:,-
AII M,,....uaorou Prooc,oda lhat ""' -opphcd to .-..slolabon or ttpan" of lhe Property sball be appbed
m lhc cml..-poYrdr:d f« m Sccl!oa 2
U. Borrowu Not Relemed; J'orbcaranco By Lender Not a Wai.er. Bxtenuon of the 1Dlle foe
payment or mowfJcaboo of amodlZabOD of lhe anma sCCll(<d by 1lnB Secunty Imtrumcnt gianted by Lenda
to Bonowa or any Sua:eosor ID lnlaeot of Bcnuwcc aball no< opaate lo rdcue Ibo hablhty of B°""""" or
any SUcceMom 1n ln=t of Bouowa Lender ahall uot be ffiJUucd to comm,:ncc procttrl•n,ga ogllDII( any
Sutc<,ioor m lnt<:<est of Bouow.r or lo Id'usc 10 exte:nd ume fa< paymenl o, oth<zwJse modify IIIIIOmzaboo
of Ilic aims ...:ured by thu Secunty Jnatrumen! by tl2ll0D of any demand made by tbe ongmal Bmrower or
my Successors m Jnrcrcat of Borrower Any forbcanmoc by Lender 111 c:xetam1g any n,gb.1 0< nm<dy
mcludmg, w11hont lumlalJon, La.dcr'a acocptao<c of paymm!B from !lunl pcra:>na, cnl!lles or Succ,,.,,ma m
lnk:mlt of Bon:owa or m amounts Jeaa than tho 811lount Ihm due, sh,,II not be a waJVCI' of or pn:clude the
attCtBC of any ngbt or=naly
13. Jolbt and SeYer:al Lllbmt11 Co-signors; 8-=n and AlllligDs Bound. Borrowa 01vmaa1B
and ag<ccs !hat Bon:owa's obbgabooa and habihty shall be )<>mt and sev....i However, my BOJ:tOW<OC who
00-QgDO 1h18 Socunty Jost,:umo:nt blll do<o uot c:x<CUle the Note (a "oo-.,igna") (a) Ill ~g llul Seamty
Iasttumcnt only 10 mmtpge, gcmt and oonvey the co-mgncr'• 1nlcre91 m lhe Propctty UDdac the !l:ml.9 of du&
Secunty Instmment, (b) ,s not pcrsoaaJly obbgated to pay !he SWD9 """1rcd by 1h15 Secunty lnelrumcnt, and
(c) ag,= that Lewltr and aoy Olba Borrowa C1111 agree to <'Xlend, moduy, fotbcar oc make any
accommodanon:, wllh ,qard ID the k:rmJ of !Ins Socunty lnstrumeot or lhe Note without lhe
CO-ll~'II com:eii.t
SllbJect ID the proVJJJOD8 of Sccllon 18, any SUccessor m IDlaCIII of Bon:owcr who aB$lllllCS Bonowcr'•
obl1gallOll8 Ulldcr lhls Seounty lnslrumool m Wl'ltmg, and UJ approved by L,.nda, •h.all oblam all of
Bo"""(Cf' s nghta and bcadilB onde, llos Sccunty lmlrumcnt Borrower shall oot be rckM<lll from
Borrower'• obhgallom and hebihty under t!lls Socunty Instnunenl unlcae Lenda •8fCC'I to such <C!case m
wnllllg The coveoants and 1181""1""118 of llul Socunty lnemunent •ball bmd (except ea provided ID Sa:tion
20) and benefit lhe 811C<%'Wll[ll and 8.!81gns of Lendcr
14.. Loan Charp. l..crultt may dwg« Borrower fez,.a for 8c<VICd ped"onncd ID courn:dJ011 w11h
Borrowu's dcfanl~ foe lhc puq,osc of pn,tcamg Lenda's mlacsl m the Propccty aod ngh!B under tluJ
Socunty Tnotnunent, mcllldmg, but not hmted lo, attomeya' fee.,, propaty UlllpCC!ron aud Yeloallon f.,,,. bt
regard 11> any o1het fees, the absaicc of express Blllhonty m lhlll Sccunty "'8ttumcnt to <barge a spa:mc fee
ID Bom,wcc shall not be CODIIOl<d 88 a prolub111on on the chm&mg of such fe,, Lend<r Dl1'Y mt dwge fees
1h01 areexprr...iy prolulntcdbytllla Sc<:unty Inotrument0<by AppllcableLaw
If the Loan 18 subJ<:cl 10 a law wluch 6d8 mamnum loan cbarg ... , and lbat law 15 fmally mtaplC!ed oo
thal the mtcrost or: odu loan cha<ga collected o, ID be collected m ooDDCClloo wnh the Loan exca:d the
pmmtted lunlls, then (a) any ouch loao charge shall be reduced by the amount noc:cmary to JCduce the
ciwJ!c to the pcmuu.d hml, and (b) aoy !!UJD8 aln:ady oollecled !tom Borrowa wlucb Cl<Cc.cdc:d pc:mutlCd
lum!B wtll be refunded ID Borrowa Lender may choooe to make tlus <Ofund by JCducmg the pnnc,pal owed
llllde< the Note o, by makmg a <meet paymmt to Borrowa If a refund r<duca pnnc1pal, the n,dudlon wtll
be treated as a pan,al _,.ymeni without any prepaymmt charge (wbdhcr or not a pICp8)'I11<21l ciwge IS
provided for und« the NOie) Borrower's acccpl8na: of any sw:h rcfUDd made by d!tt:ct payment lo BorroWu
wdl cousutute a weiv<:r of any l'l8ht of action Bor:rowu m,ght have ansmg out of ,uch ovctcliargc
1Y£U tfl8Sl.1D (00111 (Pagit 10 ol Jj pqo)
rDl'lll: 304& VOl ....... .......,.
lo~t:111 ~Ofa 11f-11Mt11
) 20030729002217.011
15. Not.lea, All nollca given by Borrower or Lerulu m ooDDCCllon w,lh dus Sccunty Jmt,:ummt
mu,t be m wnlmg Any nollee ID Bom:,wer ID OODDrcllOII Wllh tlus Sa:unty J'nattum<,,Jt shall be doemcd ID
have bom given to l!oaowcr wllm Jllllllcd by lirat class mad or when actually dclm:Rd to Bcnowa' • nollm
addr ... If emt by other lllcllll NollCC ID any om, Borrower lihall COll8ldlllC nollcc ID oil llonowus lllllaa
Appbcablc Law "'l"""'IY nqum:s 01llawl.,c The nol!CC addtt&1 shall be the Propaty Addre8s DOI ...
Botrowa bas da,gnao:d a substitute UOIICe addR8ll by nOCloc IO Lmdcr Boaowcr ahall prompely aollfy
Lcndet of Bonowcr'echm,geof addtus lfLcnder spcc,ftes a procedure fortqlOIIIDg Bom,wa'sdiangcaf
..im.ss, lhcn Bonow.. aludl only n:pcxt a challge of addre&s thlQll&h lhat .opcclied pn,cedurc There may be
only one dalgnao:d .noboc odmea llllda tlue Sccunty lnslnmlmt al any one -A,iy nolJcc ID L<ndcr shall
be gtVaI by ddivcnng ti or by matlmg It by flnt c1 ... Illllll ID Lmder's llddmm lilalCd hen:m. milcsa Latda:
hudc!tgiull<danotha addrm! byno1tcc to Borrower Allynobcc m oomiCCIIOD with dt18Sccuruy lmlnunent
shall 1101 be de<mai ID have ban g1VCD ID Loader wllll acrually n=m,I by Lender If any nottcc rcqum:d by
lhls Secunty 1D51rument ,s also ,cqwrcd ID!der Appbcablc Law, the Apphcable Law ~mmmt wtll saltsfy
the C<lffl\lODdmg reqw1•me,u uwkr dus Sccunty fnatrumcnt
16. Go......,. Law; S.Vcrahllity; Roi.. or Construction. lblS Secunty Inatnm1cnt olJAII be
govem<d by federal Llw aod the Jaw of the JU[lSlhcUon m wluclt the Property ,.. located All ,:qihlB mid
obl1gabons coa.tamed m Olis simmy Inatnunmt ...., subja;t to any n,qu,rem,:nts and lnm!Bbons of
Apphcable Law AppIK:able Law mgbl. ""PhCllly or m,phady Bllow the part,"' to agree by COlllmCl or 11
ODgbt be mk:n~ but sum lllicnoe shall not be consttutd as a prolubtbon agawt agrc,mmt by ooolrael In the
even thar. 8lJY provlSIOll or cJansc of Uus Sccunly lnstrumcnl or lhc Notccanfhcts Wldt Appbcable Law, 8llCh
coulbct shall not affect olher provmOllS of dlJa Secunty 1Wi1l'lml<:nt or the Note winch can be gtvat effcd
wJ!hoot lhc coufhctmg p,'OV18IOQ
Aa used m llus Sccuoty IDalrumeat (a) word, of lhe masculine gculer shall _.,, and mclode
oom:.1poodmg ncuk:r words or words of the femmmc gender, (b) wonls m dte amgular &ball mtall and
mcludc the plural and vice va,,a, and (c) the word ''may" g1va aolc cbBaCl!on wuhoul lllly obbgabon to take
anyamon
11. Borrawer'e Copy, llom,wer shall be given one copy of the Nole and of lhlS Sccunty lnstrwnmt
lll. Tr1111lf<r or tho l'rop<i(y ur a Bondldal lntaesl ill IlotTo,,..., Ao used 111 tlus Sccboo 18,
"lntm:at m !he Property" IIIC8ll8 any legal or bcnd'tcial m"""8t III dte Property, mcludmg, but not lmulcd ID,
lhoae bcnefiaal mta"<:SIS !r81'.1Sfmcd m a bond for deal. oonllact for deed, lll8tallmenl Bal<11 contrllcl or
escrow 881=enl, the mtent of wluch ,. the transfer of !Ule by Bom>wC< at a fumre dale to a pmdta=
If oil or llDY part of the Proputy or flnY Interest m dte Propaty m aold or transfemxl (or If Banowct ••
not a na1uml pcn,oo and a hencfJ.CW W"""'I. m Borrower u 50Jd or tmnsfaffil) Withoul Lm<kt's pnor
wntten CODICDI, Lmdcr may n:qnue 1romaba1C paymail m full of all swm secuml by tins Sceunty
Inetntrocnt H~. thtB apuon shall not be cxcn:J8Cld by Lender ,r such ex= .. prolubiu:d by
ApphcablcLaw
If Leodct c:><crasco dua opllOB, Lender shall give Jlonowct nonce of acceleration The nonce shall
pro"lde a pcnod of not less !ban 30 days from the da1,, the nonoo 18 g,vm m accordaocc with Sccnon JS
withm wlucb Borrower must pay oil 8111118 secured by tluB Secunty b,sttument If Bonowct Jat!s to pay these
sums poor to the apm,boo of 1ln3 penod, Lender may mvokc any lClllf:Wea pcnmucd by thUI Sa:unty
lnstrummt without.fmthcr no11ceo1<l<11181ld onBnnower
19. Borro...,r's Right to Ilclnstate After Accdtratlon. If Bouuwer mods =tam cxmcbnons,
Bonower shall have the nght ID have enforcement of llus Sccunty !nsnumcnt <hsconllnued al any bmC pnar
to the caruest of (a) ftve days before sale of 1bc Property pursuant ID any power of oalc oonlalDcd 10 thtB
Secunty lnstrnmcnl, (b) wch olhcr pcood aa Applicable Law llllgbt 8pttlfy for lhc tcmunalmn of Borrower' a
nght ID ICDS1ate, or (c) entry ol a Jlldgment mforcmg tluB Sccunty lnatrum<11t Those ooncb!JODS ore !bat
Bonower (a) pays Lender all sum., wlucll dtcn would be due U!lder tlno Secunty !nstromc:nt and Che
Note as If no aoocler111100 bad occum:d, (b) cures any dclault of any olhcr OOVC081118 or agtt.emmlB,
ITEM 19831..11 fc:011} {Pag., JI ot I-' POBD)
F..m 3001/01
8AEATLAND•
ToOrderc. 1a sll mm Fa 61'7tf 1111
) 20030729002217.012
(c) pay,, all e,q,a,oea mcurrcd m enforc:mg th1B Sccunty InslrWDai~ mcludmg. but not bnutcd to, reuooable
atton>ey•' Ice,, piopcity msp<.dl<lll and voloabOD fees, and other fcco mtun<d for the parpooe of prot,:ctmg
Lc:ndcr's mlcr<OI m !he Property and rJ&blS DDder du• Secunty IMlr\llllm4 am! (d) tab:s anclt adJOn as
Leader may ,-bly reqwre to UIUre that Looder'• inlelal m the Prop<rty and ngbto UDdcr thd Secunly
Joom,mcn~ awl Bonowa-'s obb,!llaon to pay the IIIUl3 accurcd by dUll Sccunty lnsttumen~ Bhall <Olltmu.e
llllchangal La!der may ~ that Bort0W<>" pay such ramtatanent sums and e;q,eruic., m one or IDDffl oC
the foDowmg fmms. as se1cctcd by [.aider (a) C8l!lt. (b) l'DODO)' order, (c) cr.nmal clt<>Ck, book cbecl::,
~• check or ca,lucr'o ch<ck. Jl(O¥lllal BllY such chock ia <h>.wn upon an msblUllon whO<C depomlS ""'
-,I by a falcral agmcy, llllb1lmentahty or cnuty, er (d) Bkctroalc FIUlds Tranaia Upon rcmatalatt<".llt
by Jlom>wrr, thlB &cunty m:otrumcd snd obltpbono oecured h=by ,hall ranam fully dfecllYc as ,t DO
aa:demuon had ClCCllln:d ~. 11111 ngb! lO ""8d1Ble shall not apply m the case of aoodlrt!lOII under
S<ctton 18
zo. Sale of Not.:; Chang,, or Loan Servicer; Nollce or Grievance. The Note or • partial 1111<rat m
the Note (together wilh !luo Sa:unty hlslrmncot) can be ookl one or l!lOl'C tnn .. wllhout pnor oobcc to
Borrower A aslc mtgbt ~ m a chan,c m the cnuty (known BB the "Loan Servi=") that collects P<nodu:
l'aym<nlS due under the Note and 1h11 Secunty lnattumall and pcrfmms olhct mortpgc loan acmang
obbgattono under the Nole, !Im Secunty 1i1atnune11t, and Appbc,,blc Law There abo m,ghl be one or mocc
cbang<,, of the Lum Semccr umdatcd to a asle of the Nole lf Iha<: 18 • chmge of the Loan ScrvJCa',
Borrower Wlll be goveo wnllen nouce of the change wh.tch will ,ute the Dlll1lC and addrcoo of the 1>eW Loan
Scrncer, the addr= ID whtcb peymcnta lihould be made and any olhcr mformauon RBSPA r<qllllU m
L'Oltll<ctlOII wilh a oobcc of tnmafer o! aemcmg II the Nole 10 sold and thacaft,r the Loan u aemced by a
Loan S....,....olber than Ibo pun:haacrof rhc Note, thernottgageloao 8<t'llQll8 obbglb0o8 lO BonowerWJU
rcmam wllh 1he Loan Semoer or be tnmofcrred ID a .,.,....,,... Loan SOMccr and ore n<>t .. aumed by dtc
Nom purcbascr UD!ess odt<rwlseprovuled by Ibo Note pwdtaacr
Nather Bom>Wct nor Lender may comromre, )Om, or be JOU1<X1 lo any JUWct.al acuon (BS athcr an
m<hvtdnal ltbgaot or the member of a cla&,) thal anseofrom the olbcrparty"a actums pun,uant to1hta Sccunty
loolnmeot or that alleges !hat 1hc other party has lnacbed any ptuVl!lll)Q of, or mty duty owal by ICASOII of,
lhla Sccuntr ID8uumeot. UDbl aucb Bom,wa or Leoder has nollflCd the otbCI' party (with Sllch nollcc given
m aep),aaa, with the rcqouements of SOCl!on 15) of Ol1dt allegal breach and affmlcd the olhct party hadO
a n:aoouable penod after the givmg of aucb nonce to tBkc oorn:c11ve acl10n H Apphaible Law prowle:, a
11me pcnod whtch most dapoe bdo,e Cffllllll acllOD can be lake11, that llmt pmod will be ck:anc:d lO be
,.,...,.able for pruposea of tlus parai,aph 1be nonce of accclaauon and opportumty ID curc giveo to
Bomiwer punuant to Sccboo 22 and 1h<I oollce of !ICttlcrallOn given to Borrower pum11111t ID Sceboa 18
tihall be deemed toSIIIISfy lhenouceandopportlllllty IO lakecorrecbve actton proV1B10111iolthl8Sccbon 20
11. HazardGus Sabsia-. Ali noal m dlJs Soctton 21 (a) ''Hwurlous Sub.,tana:s• i= tboae
oubstances cldiDcd as toxic or hazardous lll!he1!UlCCS, pollutao1", or W8llte8 by BoVJlt1llIDClllal I.aw and lhc
lollowmg oob:l!ances poolme, kaoscnc, oth..-llammable or toJClc pmoknm products, !axle J>C31tc,des a,id
habocxlcs. volable solw:nlo, matcrJab oonwmng asb<31os or formald<hyde, and radtoactrve maknllls, (b)
"B11rno11111a11al Law'' IDC8l10 fc:dcral laM and laws of the 1urudtcuon wha,: lhe Property 18 located Iha!
rellllc to health. aafety or cnVl1'0IIIDClltsl protecnon, (c) "Bnvironmeo1al aeanup• includes any r~
acbon. rerncdJal acnoo. or tcr11oval acbOO. .. ddmal m BnVll'01llllaital Law, ....i (d) an ''Buvuoommtsl
Condlbon" means • condtbon that C1111 cause, coatnbute to, or ofuaw,oe lnlW'!" an Bnv,ronmeoLal CIC811Up
Borrower shall nol awoc: or pcnmt lhe pr=cc, nae, dtsp068l, ,ioragc, or rel= of any llazftrdous
SUltolanca, or -IO releasc my Hazamous Subotonces. on or m the Prop<.rty Bonowcr ahall not do,
oa-allow anyooe else 10 do, an)'thmg affoctmg Ille Propaty (a) that IS m v1olauoo of any Bnvnonmmtal
Law, (b) winch crcatc8 an 1lnV1IOnmcntal. Coodlbon, or (c) which, due to the pre:,~ nsc. or release of a
Ha,.an!ous SUbs1811cc, aeal<S a coodlllon that adversely affect.s the vaillC of !he Property The pre=lmg two
sentenceo ohnll not apply ID the prosmce, uso, or stOBge on the Property of small q111lllttbes of Hazudom
WASHlliGTON-&ngle P'.!Jlllly-F1mDJe.M'adl'rt:cNle Mac ll'UPORM INSTR\J?dDff
ITEU1N3l.U P,1l] (Pa,. }l Of 1$pasoJ
J'Gl'lll 3MI 1/0) .............
T, ~ tll 1-a>HlO 13!1S mu 51e-,91 nst
) ) 20030729002217 .013
Substan<:<:a thal ""' gcncrally recogm:,.ed to be appropnatc ro no11I181 M11dc!lbal 1ISdl and to mruntenance of
the Property (mcludmg, but not lnrutedro, hazanlousaullotancea Ill coosumerproducts)
Bonowcr shall p,:omplly gm, L<nd<r wntten nollce of (a) any wvesttgatton, dllll11, demand, law.wt or
o!h,r acllon by my govcmme,ibl) or ngulato,:y agew:y or pnvatt party mvolvms the Property and any
Hazardous Sllbstaooe or Bnvnomne.obll Law of which BOO"Owcr bas actual knowledge, (b) any
Bnvironmcnbll CoodibOn, mcludmg but not Jumled ro, any 8pllhJl8, lcalani, <hscbatgc, td.cMe or 1/m:at of
rdcaac of any Hazudous SubafJmcc, and (c) any coruhbon causod bY the presence, use or rcJea.e of a
Hm,rdous Subslanoe winch advc:ncly a!fCCIS lhc value of the Prop<rtf If Bom>Wcr l<am11, oc •• uobf1cd by
any govemmculal orrqu)almy lllllhonty, or anypnvlllc party, that any removal or other ian<d1811on of My
Hazanlou, Subormlcc alf"""11!! the Property u n<=UllfY, Borrower sbaD promptly l8ke all D<:eellSlllY
mDCdw acnoos m aa:ordancc wilb Environmenbll Law Notlung bcrcw shall crc8te any obhgatlOll on
Lcad..-for 8D Envmiomentol Cl<DDup
NON•UNlPORM COVBNANI'S Borrower 11Dd Lender fm1hcr covcnODt and ag,cc as follows
n. Aa:dera1lon; Romedles, Laule.-&hall aive nollce to Burruwe prior lo aecelualloo following
Borr_.• brudl of any covemot or aguemml In Ibis Security lnslrllmeot (bot not prior lo
acceli:notlon under Section 18 unlas Applicable Law provide& olhenvbe). The oollcc shall specify:
(a) the default; (b) the act!oD rcqalrcd lo cure the delault1 (c) a date, not 1 ... than 30 days from lhe
date lhe notice Is given lo Borrower, by which the default murt be cored; and (d) di.at fallare lo can:
lhc ddault oo or berore lhe date specllled In the nollce may .....ii In accelerallon of the 8WD3 H<llrcd
by Ibis Security JnstraDICllt and ule of the Property at public anctlDn at a dali: qot r..... lhan UO days
In the fnture. The notice shall lurlhtt' Inform Borrower ol lbe right to rebwtatc aflu aocelerallon, the
righl to brbtg a conn action lo assen 11,e non,,o,d,11:oce ol a ddmll or ony ~ defense of Borrawer
lo aoce1erallon and sale, and any other mattm, required to be Included In lb• notice by Applicable
Law, 1f the default ls not cared on Ill' before the wle specif"...! In lhe notice, Lender al ls option, may
r,:qnlre Immediate p.ayntenl In fldl of all Sl11118 •ecured by Ibis Seewily lnotrmnent without fnrthor
demand and may hlvoke the power of sale and/or any other rOJ11edi.. permllted by AppUcable Law.
Lender ,ball be en1lded lo coUed aD expent<S ln<llrrcd In punning the remedic, provided In 11"8
Seelloa :n, Including, but not llmlled to, ............,,., aUomcyB' lees and cosla of dtle evidence.
1f Lender btvok.os the power ol BBle, Lender shall gm: writli:n notice lo Truslec of Ille occurrem:e
of an event of d•faalt an<i or Lender's tkdlon lo cause tho Proputy lo be sold. Trustee and Lender
•an take such action reganllng oollce of Ollk and ,ban give mcb notices to Borrower and lo other
porsoos as AppUcable Law a,ay requln. Alt,:r the lime required by Applioable Law and aft<r
publlallnn of lhe nolla: of aale, Trustee, wltliout demand on Borrower, sball sell th• l'loperlJ' al
public auction lo the hlgbeat bidder at 11,e time and place and under the 11:rma deslgnau,d In the nollce
or aale In one or more parcels and In any order Traslcc delermln.._ Trutce may postpone ale of the
Property lor a period or pedodt permitted by Appllcahlo Law by public announcement al the time
and place fixed In lhe notice of sale. Lender or lls deslgnee may pnn:ha&c lbe Property at any Ale.
Trustee sbaD d.U.er lo the pnrchaxr Trmw'o deed conveylna the Property without any
co'll:IIBllt or warranty, expresacd or lmplled. Tb< r<citab in the Tl"ustee'• deed shall be prima fade
evidence of lhe truth of lhe atatenlODts made therein. Trusli:e shall apply lhe proceeds of the Alo In the
followlfl8 order: (a) lo all expenses of lhe sale, including, bn! 11111 llmlled to, reasonable Ttnsli:e's and
attomeyll' fees; (b) lo all snms secured by thla Serurily Instnunent; and (c} any e""""' to the penoa or
peraons legally eatltltd lo ii or lo lhe clack of the superior court of the COIU>iy h, wblcb the sale
look place.
23. Reconveyaaa,. Upon payment of all 8IIITUl secured by tins Sc:cnnr.y Insnumcot, Lender sbsll
«quest 'I'm= to m;oo,cy the Property and shall SU1Imdcr tin• Sccnnty Inatrumeru and all notes evulmaug
WASBJNGTON-Smglc Famly-Fannle Matll'nddk Mac: lJNIJ'OKM INSTRUMENT
ITEM 1Hll13f0011) (PIJl• 11 cf J.Spaga)
F-304Sll01
CR,AllAJ\IJ.
T•c.dlfcal t-t:10!5:,0t)t;.10fu: l11-TH·1Ul
) 20030729002217.014
de.bl eccured by lhis Sceunl)' Instmmcnt to Truatec Ttustco aball c=nvc:y the Propaly witlx,.tt wamwl)' to
die ~ or pcnoos legally mbQo:d to 11 Such person or pmonll ahall pay any ra:ordauon C08IB and the
l\uabee'• fee tor prq>ODD& the ffllOJlvcyance
l4. Sab&btote Tntatec. In IIIX>Otdance wuhApphcablcLaw, Laldr:r mayrfroo> tune to tuneappowa
IIU'*8SO< irusr,,, to any Trualee appomted heR:undcr who has ceased lo act W1th011t conveyaoee of lite
i'loper1¥, die_... trual<JO shall auCC<:<:d lo all lhc htlc, power and duuco confcmed upoo TIU31ce httem
and by Appl1cableLaw
25. Use of Propcrt7. 1be property IS DOI used pl'Ulapally for agncultural pwposco
26.. Attomeya' :r-. Lender ahall be atbtlal ID r«:OVer 118 ffll80ll8ble ammeyo' [cci and COWi m my
acuon or procttdrog lo COllllrU4 or mfm:c any term of lhlll Sccunty Instrument The tam "attnn>eyo' f«a,"
wbmcvcr used m tluo Seeunty h>strum<n~ ahall mcludc without IIDllllltK>n atromeyo' fees mcumd by Lc:ndcr
m any baola1lplcy pnx=lm.3 or en appeal
ORAL /\GREEMENTS OR Oll/\l. COMMITMENTS TO WAN MONEY, EXTEND
cmwrr, OR TO FORBEAR Fil.OM ENFORCING REPAYMENT OF A DEBT ARE NOT
ENFORCEABLE UNDER WASWNGTON UW.
BY SIONING BBLOW, Bonower acccpla and ~ ID the tams and rovaianta coolamcd m pages 1
lbrougb 15 of lhts Sc<:unty lnslnllllcnt and m any Rider e><r.cutm by Borrower and reconlcd w,lh it
~Mf!.~~_r)
-Mi.J...;~:;:te:...v""e,.,n°'R"'J""e-nn-~-, ====+-"---.B~
___________ (Seal) (Seal)
-Barrower -Borrows
___________ (Seal) (Seal)
-BOltOwtl' ·BOO'O'IIIU
WttllCO!I Wuncss
ITEN 1"3t.14(0011} (Pagt! 14 of I.J page}
,._ ;j(Ml 1/01
llREATLANO • ToOnkrC11 1-«Jel di IM30f.a: &1~7tl 11:H
Slate of Washington
County of KING
)
)
)SS
)
On lbi& day pe,sonally appeared before me steven R Jennings
Kan K Jennings
118111gg,, 1S (IDI t1
) 20030729002217 .016
Farm3NSI/H
GREATt.AND•
l6~N 1-aJl30'lJ'30fJll '111V111JI
)
Couumtment No R299463-3
SCHEDULE A
The land refemd to m tlu1 Commrtmcnl 1s described as foUows
) 20030729002217 .016
'The south 92 feet of !hat portion of the south half of the north half of the southwest quarter of
the northwest quarter of Secllon 10, Townslllp 23 north, Range S eas~ WM, m Kmg County,
Washmgton, descnbed "" follows
Begmnmg at the southwest comer of said subd1vmon,
thence south 88"24'43" east along the south !me thereof 233 19 feel,
th= north O"l 7 '24" west 196 95 feet to the south !me of the tract of land conveyed to Ray
L Hamman by deed recordod llllder Recordutg Numbc:.-3574788, reeords ofKmg County,
thence north 88"26'09" we;t along the south lmc of wd Hamman Tract 238 35 feet to the
west lmc of said south half,
thence south 0026'04" eut along said west lme 196 78 feet to the pomt ofbegmmng,
EXCEPT the west 30 feet for county road
END OF SCHEDULE A
)
;
Recording rl!<IUIIS!ad by l!ll'ld
whan recorded return to:
2150 Cabot Blvd. WBSt
Langhorne, PA 19047
Attn: Group 9, Inc.
THIS DEED OF TRUST (Security Instrument) is ba1waen:
STEVEN R JENNINGS AND KARI K JENNINGS
whose addreaa la:
11734 132nd Avsnue SE Renton, WA 98066
('Grantor'); Group 9 1 Inc.
a PENNSYLVANIA
2160 Cabot Blvd. West
) 20050214000256.001
EQUITY LINE OF CREDIT
DEED OF TRUST
Loan Number: 0ij72405909
corporation, the address of which Is
Langhoma •. PA 19047 ('Trustee"); and
Washington Mutual Bank, FA. a federal association, which is orQllllized and existing under the
laws of Washington Stata and whoa& address la 1201 Third Avenue, Seattla, Washington 88101
('Beneficiary') and Its successor• or assigna.
1. .Granting Clau&e, .. ·_Granter hereby granis, bargains, sells !llld conveys to Trus1ee In trust,
with power of ·sa1e, the real property in . . . KING . County, Weahington, described ·
below and ell ,ights and interllAt in it Grmtor aver gets: . . . ,
Shown on Exhloit •A• stteched hereto and made a part hereof by this referenca,
P/0 $10, T23N, R6E, W.M.
-~ ..... -..
:;;_ i'
Tax Parcel Number: 102306-9243
.,.. ·. · ..
3214C10/11~J we., -BANK
•• ·; 1 ..... '
..... ,.,,
) ) 20050214000256.002
0672406909
together with en Insurance proceeds and condemnation proceeds related to it; income, rents and
profits from It; all plumbing, lighting, air conditioning and heating epparatuS and equipment; end all
fencing, b!lnds, drapes, floor coverings, built-In appliances and other fixtures et any t!me Installed on
or In or used in connection with such reel property.
All of the property described above Is celled the 'Property'. If any of the Property ls personal
property, this Deed of Trust Is also a Security Agreement which grants Beneficia,y, BB secured
party, a security Interest In en such property. Despite any other provision of this Deed of Trust,
however, Beneflolary Is not granted end will not have a non purchase money security Interest in
household goods, 10 the extent such security interest would be prohibited by applicable law. As
used herein "State" shall refer to the State of W11$hlngton.
2. Obllgatlon Secured. This Deed of Truet is given to secure performance of each promise of
Grantor contained herein and In e Home Equity Line of Credit Agreement and Disclosure with
Beneficiary with a maximum credit limit of t43,500.00 lthe "Credit Agreement"),
!nclud!ng any extensions, renewals or modifications thereof, and repayment of all sums borrowed by
Grantor under the Credit Agreement with Interest from the date of each advance unlll pold et the
rates provided therein. The Credit Agreement provides for variable and fixed rates of interest.
Under the Credit Agreement, the Grantor may borrow, repay and re-borrow from time to time, up to
the maximum credit limit stated above, and all such advances shall be secured by the lien of this
Deed of Trust. This DelKI of Trust also secures payment of certain fees end charges payable by
Grentor under the Credit Agreement, certain fee.s and costs of Beneficiary as provided in Section 9
of this Deed of Trust and repayment of money advanced by Beneficiary to protect the Property or
Beneficiary's Interest In tha Property, including advances made pursuant to Section 6 below. The
Credit Agreement provides that unless sooner repaid, the Debt is due end payable In fuU thirty (30)
years from the date of this Deed of Trust (the "Maturity Date'!, All amounts due under the Credit
Agreement and this Deed of Trust ere celled the "Debt",
3. Representations of Grantor. Granto, represents that:
(a) Granto, is the owner of the Property which Is unencumbered except by easements,
reservations, and restrictions of record not Inconsistent with the intended use of the Property and
any existing first mortgage or deed of trust given In good faith and for value, the existence of which
has been disclosed in writing to Benoficiary; and
(b) The Property Is not presently end will not durin11 the term of this Deed of Trust ba
used for any agricultural purposes.
4. Promises of Grantor. Grantor promises:
(el To keep the Property in good repair and not to remove, alter or demolish any of the
improvements on the Property without first obtaining Beneficiary's written consent;
(bl To allow representatives of Beneficiary to Inspect the Property at any reasonable hour
and to comply with all laws, ordinonces, regulations, covenants, conditions end restrictions
affecting the PropertY;
(c) To pay on time all lawful twces and assessments on the Property;
(dl To perform on time all terms, covenants and conditions of any prior mortgage or deed
of trust covering the Property or any part of it and pay all amounts due end owing thereunder in a
timely manner;
(e) To see to it that this Deed of Trust remains a valid lien on the Property superior to all
liens except those described in Section 3(a) end to keep the Property free of all encumbrances
which may lmpi!lr Beneficiary's security. It is agreed that If anyone asserts the prlorlty of any
encumbrance other than thoBB described In Section 3(a) over this Deed of Trust In any pleading filed
3254 r10/19/041 W6.1 BANK Page 2 of 7
) ) 20060214000256.003
0672406909
In any action, the easertlon alone shalt be doomed to Impair the lien of this Deed of Trust for
purposes of this Soction 4(e):
[fl To keep the Improvements on the Property insured by a company satisfactory to
Beneficiary against fire and extended coverage perils. and against such othar risks as BeneficillfY
may reasonably require, In an amount equal to the full Insurable .value of the improvements and to
deliver evidence of sucil insurance coverage to Beneficiary. Beneficiary shall be named as the loss
payee on ell such policies pursuant to a standard lender's loss payable clause. The amount
collected uoder any Insurance poUcy may be applied upon any indebtodnBSS hereby aecured In the
same manner as payments under the Note or, Bl Beneficiary's sole option, released to Grantor. In
the event of foreclosure or aale of the Property pursuant to the Trustee's power of sale, all rights of
the Grantor in Jnsurence policies then In force shall pass to the purchaser at the Sheriff's or
Trustee's sale;
(gJ To sign all financing statements and other documents tttat Beneficiary may request
from time to time to perfect, protect and continue Beneficiary's security Jnte(est in the Property.
Grantor Irrevocably appoints Beneficiary as Grantor's attorney-In-fact to execute, !lie and record any
financing statements or similar documents In Grantor's name end to execute all documents
necessary to transfer title if there ia a default; and
(h) To advise Beneficiary Immediately in writing of any change In Grantor's name, address
or employment.
6. Sale, Traister or Further Encumbrance of Property. loan Is personal to Grantor end the
entire Debt shall become immediately due end payable in full upon sale or other transfer of the
Property or any Interest therein by Grantor by contract of sele or otherwise Including, without limit,
any further encumbrance of the Property.
6. Curing al Defaults. If Grentor falls to comply with any of Iha covenants In Section 4,
including all the terms of any prior mortgeaa or deed of trust, Beneficiary may take any action
required to comply with any such covenants without waiving any other right o, remedy It may have
for Grantor's failure to comply. Repayment to Beneficiary of all the money spent by Beneficiary on
behalf of Grantor shall be secured by this Deed of Trust. At Beneficiary's option, advance may be
mede against the Credit Agreement to pay amounts due hereunder Such shall not relieve Grentor
· fiom llablHty for failure to fulfill the covenants In Saotlon 4. The amount span! shall bear Interest at
the rates from time to dma applicable under the Credit Agreement and be repayable by Granto, on
demand. Although Beneficiary may teke action under this paragraph, Beneficiary is not obligated to
do so.
7. Remedies For Default.
!a) Prompt performance undar, this Daed of Trust Is essential. If Granto, does not pay
any Installment of the Debt or other ampunt due hereunder on time, any other event occurs that
entitles Beneficiary to declare the unpaid belenca of the Debt due end payable In full under the
Credit Agreement, Jt Grantor falls to coniply with any other term, condition, obligation or covenant
contained in the Credit Agreement: or this Deed of Trust or any rider thereto, any other deed of
trust, mortgage, trust Indenture or ~ecur~y agreement or other instrument having priority over this
Deed of Trust or if any representation of Granter herein was falsa or mlsleedlng, the Debt and any
other money whose repayment Is secured by this Deed of Trust shall immediately become due and
payable In full, at the option of Beneficl"'y, and the total amount owed by Granter shall thereafter
bear Interest at the rate(s) stated , In 11\a Credit Agreement. Beneficiary may then or thereafter
advlsa Trustee of the default and of Bareflclary's election to have the Property sold pursuant to
Trustee's power of sala ln uccordance with applicable law and de6ver to Trustee any documentation
as may be required by Jaw. After giving any notices end the tlma required by applicable law,
3254 (10/f9l04J WU.1 BANK Pago 3 of7
) ) 20050214000266.004
0672406909
Trustee ahall sell the Property, elther In whole or In separate parcels or other part and In such order
as Trustee may choose, at publlc euc1fon to the highest bidder for cllllh In lawful money of tha
United Statea which will be payable at the time of sale, all In accordance with appttcable law.
Anyming In the preceding sentence to the contrary notwithstanding, Beneflclaty may apply the Debt
towards any bid at any such sale. Trustee may postpone eny such sale by providing such notice as
may be requited by law. Unless prohibited by law, any parson, including the Grentor, Saneficlary or
Truatee, may purchaM et eny ouch sale. Tru&tee shall upply the proceods of the sale "" follows:
(I> to the expensea of the sale, including a r6850nable tru•tae'a fee and lawyer's fee; Ill) to the
obUgetions eeoured by this Deed of Trust: and !iill the surplus, if eny, shall go to the person(s)
legally entitled thereto or, et Trustee's discretion, to the government or other official authorized by
State lew to accept such amounts.
lb) Trust98 shall deliver to the purchaser at the sale its deed, without warranty, which
shell convoy to the purchuaer the irtterest in the Property which Grantor had or had the power io
convey at the time of execu1ion of this Deed of Trust and eny intereet which Granter subsequently
acquired. The TruBl98's deed shaU recite tha facts showing thet the sale was conducted In
compliance with all the requkements of law and of this Deed of Trust. This recital shall be prlma
facle evidence cf such compliance end conclusive evidence of such compliance In favor of bona fide
purchasers and encumbrencers for velue.
(c) To the extent permitted by law the power of sale conferred by this Deed of Trust Is
not en exclusive remedy. Beneficiary may cause this Deed of Trust to be Judicially foreclosed or sue
on the Credit A9reement or take any other action available In equity or at law. In connection with
any portion of the Property which Is personal property, Beneficiary shell further h entitled to
exercise the rights cf a sacured party under the Uniform Commercial Code as then in effect In the
State of Waohington.
(d) Sy accepting payment of any sum secured by this Deed of Trust after its due date,
Beneficiary does not waive Its right to require prompt payment when due of all ether sums so
secured or to declare default for failura to so pay.
8. Condomnallon; Eminent Domain. In the event any portion of the Property Is taken or
damaged In en eminent domain proceeding, the entire amount of the award, or such portion as may
be necessary to fully slltlsfy the obligation secured by this Deed of Trust, shall ba paid to
Beneficiary to be applied to the obligation in the 5ame manner as payments under the Credit
Agreement.
9. Feos and Coots. Granter shall pay Beneficiary's and Trustee's reasonable costs of
seerchfng records, other reasonable expenses as allowed by Jaw and reasonable attorney's fees in
any lawsuit or other proceadlng to foreclose this Dead of Trust, In any lawsuit or proceeding which
Beneficia,y er Trustee prosecutes er defends to protect the llen of this Deed cf Trust, In any other
action taken by Beneficiary to collect the Debt, including without limitation any disposition of the
Property under the State Uniform Commercial Coda, and any action taken in bankrupti::y
proceedings es well es any appellate proceedings.
10. Raconveyance. Trustee shell reconvey tho Property to the person entitled thereto on
written request of Beneficiary or following setlsfaction of the obligations secured hereby and
Seneflclary and Trustee shall be entitled· to charge Grantor a reconveyance lea together with fees
for the recordatlon of the reconveyanca documents, unless prohibited by lew.
1.1. Trustee; S11CCff1or Truatea. Beneficiary may, unless prohibited by law, appoint a
successor Trustee from time to time in the manner provided by law. The successor Trustee shall be
vested with all powers of the original Trustee. The Trustee is not obligated to notify any party
3254 410/Ul/011 W6.1 BANK Paga 4 of 7
) ) 20050214000266.005
0672406909
hereto of a pending sale under any other deed of trust or of any action or proceeding In which
Grantor, Trustee or Beneflclery shall be a party unless such action or proceedlng Is brought by the
Trustee.
12. Savings Clawla. If a law which applies to this Deed of Trust or the Credit Agrsement and
which aets maximum loan charges Is finally Interpreted by a court having Jurisdiction so that the
interest or other loan charges collected or to be collected In connection with this Deed of Trust or
the Credit Agreement exceed the pennltted limlta, then: (i) any such loan charge shall be reduced by
the amount nece&BIITY to reduce the charge to the permitted limit; end {Iii any sums already
collected from Grentor which exceeded permitted limits wlll be refunded to Grantor. Beneficiary
may choose to make this refund by reducing the principal owed or by making a direct payment. If a
refund reduces the principal, the reduction wru be treated ss a partial prepeyment.
13. Mlsc.Uaneoua. This Deed of Trust shall benefit end obligate the heirs, devisess, legatees,
administrators, executors, successors and assigns of the parties hereto. The term "Beneficiary"
shall meen the holder end owner of the Credit Agreement secured by this Deed of Trust, whether or
not that person Is named es Benallclary herein. The words used In this Deed of Trust referring to
one person shall be read to refer to more than one person if two or more have signed this Deed of
Trust or beoome reaponaible for doing the things this Deed of Trust requires. This Deed of Trust
shall be governed by and construed In accordance with federal law end, to the extent federal law
does not apply, the laws of the State of Washington. If any provision of this Deed of Trust is
detannined to be invalid under law, the remaining provisions of this Deed of Trust shall nonetheless
remain In full fores and effect.
14. Beneficiary and Similar Statements. Beneficiary mey collect a fee in the maximum amount
allowed by law for furnishing any beneficiary statement, payoff demand statement or similar
statement.
16. Riders. If one or more riders are executed by Grantor and recorded together with this
Seovrlty Instrument, the covenanta and agreements of each such rider ahall be Incorporated illto and
shall amend end supplement the covenants and agreements of this Security lnetrument as if the
rider(s) were a pert of this Security Instrument. [Check applicable box(es)J
0 Condominium Rider 0 Other: ---------------
D Planned Unit Development Rider
3254 {10/\9I04> WG. 1 BANK Pilg• 5 of 1
) ) 20050214000266.006
;
0872405909
Bv signing below, Grantor accepta and egreH to the provisions of this Deed ot Trust and anv
rlder(sJ executed by Granto, eonourrently therewith.
DATED at S?_l , I, /d this ..2:l.._ day of --ce: 'J ,.:Jxi5 ,
GRANTOR(S):
S'l'EVEN R S
jJ;=(jo,&
3254 U0/19104) WS.1 BANK Pa;. IIS Qt 7
) ) 20050214000256.007
0672406909
STATE OF WASHINGTON l
ISS
COUNTY OF )
On tllls day personally apl)lared before me---------------------:-
STEVEN R JENNINGS and
KARI K JENNINGS and
and ---------------------------------.nd
-----------------------------------•nd
-----------------------------------and
-------,..--------------------------•nd
Individual& ducribed In Md who exocuted the within and foregoing Instrument end
•la the same aa their free and ll()Jumary act and dead, f0< the uses and purposu
REQUEST FOR RJLL RECONVEYANCE
Do not record. To be uHd only when Grantor's
indebtednesa has baen repaid and Credit Agreement cancelled.
TO: TRUSTEE ____________ _
The undersigned is Beneficiary of the within Deed of Trust, and the legal owner and holder of
the Home Equity Line of Credit Agreement secured thereby. Said Deed of Trust is hereby
surrendered to you for reconveyance and you are requested, upon payment of all sums owing to
you, to reconvey without warranty, to tho person(s) entitled thereto the right, title and Interest now
hold by you thereunder.
DATED ____________ _
32541101191041 W&.1
BY----------------------
lts -----------------------
BANK Pt,e 7 cf 7
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067240S909
EXHIBIT "A"
ATTACHMENT TO SECURITY INSTRUMENT
LYING A1'ID BRING LOCATED IN TIIB CITY OF RBIITON, COUNTY OF KillG, STAT& OF
WASHnlG'I'Oli; ALL THAT CERTAIN PARCKL OR 'l'RAC'l' OF LAND ltNOIIN AS :
THB SOO'l'I! 92 Pl!ll'l' OF 'l'JIAT PORTION OF Tl!R SODTH HALF OF THR NORTH IIALl' OF
THE SOtlTIDIEBT Ql!ARTl!R OP TIIB NORi'llllllST QOARTBR OP BBCT:£011 10, TOWNSHIP 23
NORTH, RJUIGR 5 EAST W.M., IN KING OOlJNTY, ltl\SHINGTON, DBBCIUBl!D AS
!'Or.LO~ r
BBGDINING AT TIIR S0l1'1'11Wl!ST CORNER OP SAID S!lBDIVISION, TIIRIICE SOUTH 88
DBGRl!BB 24' 43• EAST ALONG THE SOll'l'H LINE THBRBOF 2311,19 FRBT1 .
TRl!NCE NORTH O D.BGRllRS 17' 24' WBBT 196 • 95 PEET TO TIIB SOOTH LINE OF TIIB
TRACT OF 1"'ND CONVEYBD TO RAY L. HARRIMl\N BY DERD RSCOROED ONDHR RECORDING
IIUMBBR 3574788, RECORDS IF KING COtlNTY,
THBNCI! NORTH 88 DBGRl!BS 26' 09" WEST l\LONG THE SOUTH LINE OF SAID HllR!UMAN
TRACT 238,35FET TO TIIB WRST LINE OF SAID SOUTH HALF,
THENCE SOtl'l'H O DBGRBES 2 6' 04 • EAST ALONG SAID llBST LINB 19 6 , 78 FEET TO
THE POINT OF BEGDmING,
EXCEPT THE WBBT 30 FEET FOR CO!JNTY ROAD.
BUJ:
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CERTIQ1E
I, tile u:;1:Tsigned, ~ Ciak of tfla
City of Renton, W113blnston, certif)'tul:tbls 111 true
and correct copy of. Ii
Sidlsaibed and 92k
CITY OJ' RBR'.l'ON, WASHIN:.'l'OH
ORDIRANCB 1110. 4 612
U' OIJ>IRIICE 01' DB cm: OP :ull'l'Oa, NISBIMPfiM,
UTJBLTSRDIQ ll1I .IBIIIISSIIIII': Dl HIU:C'l' POil SUllTJJ!T SJ!llllll.
SKRVZC:S TB A IIQnTCllf 01' TIIII SOO'l'II BJ:GIILIPDI, IID.TJDal
DC!IIIS, llJID D»t.n00D SVB•IIUDlll JllD BST.IJIL1'.SJID8 'l'IIII
JIIDtJll'f OJ' '111B CllllGB UPOlf COliHBCTION' TO TIIII J'J.CXLITIU •
TH! CITY COUNCIL 01' THB CIIT OP RBtmlN, WABHINGTOII, DO ORDAIN
AS POLLOlfS ,
§ICTJ9I[ J: • There is hereby created a Sanitary Sever
sexvice Special Assessment District for the area served by_ t:be Bast
Renton Sanit.ary S8"er InterceptO;" in the northeast quadrant of the
City o!! Renton am a portion of its urban g,:ovth area within
unincorporated King COWlty, which area is more particularly
deucribed in Exhibit •A• attached hereto. A map of! the 11ervice
araa is attached as Exhibit •a.• The recording of this document is
to provide notification of potential connection and interest
charges. lihile thia coDDection charge may be paid at any time, the
• City does not require payment until. such time as the parcel ia
connected t.o and tllUs benefiting 1:ro111 the sewer racilitiea. The
property may be sold or in any other way change hands without
triggering the require,nent, by the City, of payment of !:ha charges
associated with tbis district.
SICHAI :c:r l>ersollll concecting to the sanitary sewer
fac::ilitic5 in this Special Alleeasment District and whic:h p-ropertiea
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ORDJNANCE 4612
have not been charged or assessed with all costs of the East Renton
Sanitary Sewer Interceptor, as detailed in this ordinance, shall
pay, in addition to the payment of the connection pe'1:111it fee and in
addition to the system development charge, the following additional
fees:
A. Per unit Chlirqe. New connections or residential dwelling
units or equivalents shall pay a fee of $224.52 per dwelling unit
and all other uses shall pay a Wli t charge of $0. 069 per square
foot of property. Those properties included within this Special
Assessment District and which may be assessed a charge thereunder
are included within the boundary legally described in Bxhibit -A·
and which boundary is shown on the 'mz.p attached as BXhibit ~B."
SBC!'l:QB xr:c. In addition to. the aforestated charges, there
shall he a charge of 4.11\ per annum added to the Per unit Charge.
The . interest charge shall accrue for no more than ten (101 years
from the date this ordinance becomes effective.
will be simple interest and not COlllPOUnd interest.
Interest charges
SJCTIOR IY, This ordinance shall be effe,ctive upon its
passage, approval, and thirty (30) days after publication'.
PASSBD BY THE. CITY COUNCIL this 1.0..th day of_....,.J..,u..,n,aec.... __ ... 1996'.
City Clerk
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OlU>INANCI! 4 612
APPROVED BY THE MAYOR this~ day of _J_u_n_e _____ • 1996.
Lawrence J. warren. City Attorney
Date of Publication: 6/14/96
OJlD.576:5/20/96:aB.
3
Tanner, Mayor
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Exhibit A
LEGAL DESCRIPTION OF THE SPli.CIALASSESSMENT DISTRICT
FOR THE CITY OF RENTON -EAST flEITTON INTERCEPTOR
Portions of Sections 8, 9, 10. 11. 14, 15, 16. 17, 21 and 22 all In Township 2SN,
Range 5E W.M. in King County, Washtngwn
Section a, Township 23N, Range 5E W.M.
All of that portion of Section 8, Towm;hip 23N, Range 5E W.M. Jytng East of the
East right-of-way line of SR-405 and South of the following descrloecfllne:
~ at the tntensection of the East line of 5aid Secttcn 8 'IVfth the center:line
of NE 7th Street; thence Wc:iterly along said centerline of NE 7th Stieet t.o its
Intersection with the centerline of Sunset Boulevard NE: thence Northerly along
the centerllne of Sunset Boulevanl NE to the North line of the Southttst ¥, of
said Section 8; thence West along said North line to the East light-of-way line of
SR-405 and the terminus of said line.
· Sectton 9, Township 23N. Range 5E W.M.
All of that portion of Section 9, Township 23N, Range 5E W.M. lying South and
East of the following described line: -
BeglDo!og on the centerline ofNE 7th Street at its Intersection with the centerline
of Edmonds Avenue NE; thence Easterly along the centerline of NE 7th street to
its :i:ntersectlon with the centerline of Monroe Avenue NE: theru:e North along said
centerline to the South Une of the Northeast ¥, of sald 8ectlon 9: thence East
along said South line to its b:rtersectlon with the centerline of Rtdmond Avenue
NE: thence Northerly along said centerline to its inter.leetion with the centerline of
NE 10th Street: thence East along said centerllne to the East llne of said Section
9 and the terminus of said line.
Sec:tlon 10, Township 23N, R,ange 5E W.M.
All of that portion of Section 10, Township 23N, Range 6E W.M. lying Southerly
and Westerly of the following described line:
Beginning on the West line of Section 10 at its intersectlon with the North line of
the South ~ of the North V.. of said Section 10; thence East along said North line
to Its Intersection with the centerline of 142nd Avenue SE; thence Southerly
along said centerline to its intersection with the North Une of the Southeast 'i4 of
said Section 10; thence East along said North line to its intersection with the East
line of said Section 10 and the termlnus of said line.
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ugal Description of tM Sptdtll Asstssmml District
for the City of Renlon-f.ast Renton lntorepwr
Section 11, Town!lhlp 23N, Range 5E W.M.
)
All of the Southwest 14 of Section 11, Township 23N. Range 5E W.M..
Section 14, Township 23N, Ran~ &E W.M.
PllK:2of3
All of that portion of Section 14. Township 23N, Range 5E. W.M. described as
follows:
All of the Northvrest V.. of said &eetlon, together with the Southwest 14 of said
section. except the South 11., of the Southeast 14 of said Southwest l4 BIid except
the plat of McIntire Homesltes and v., of streets adjacent as recorded In the Book
of Plats, Volume 58, Page 82, Records of King County. Wash!Dgton. and C!ll:Cpt
the South 151.55 feet of the East 239.435 feet of Tract 6, Block 1 of Cedar River
Five Acre Tracts as recorded In the Book of Plats, VolUllle 16, Page 52, necoms of
KIIJg County, Washington, less ~ or the street abutting said portlon of Tract 6,
Block 1, and less Tract 6, mock 2 of said Cedar River Five Acre Tracts, less ¥.1 of
the stn:et adjacent to said Tract 6, Block 2, and cio:ept the South 82.785 feet of
the Ea.et 150 feet of Tract 5, Block 2 of said Cedar River F1ve Acre Tracts and less
~ the street adjacent to said portton of'I'ract 5, Block 2.
SecUon 15, Township 23N, Range SE W.M.
All of that portion of Section 15, Township 23N, Range 5E. W.M., except the
Southwest \4 of the Southwest 14 of the Southwest v, of said sectlon.
section 16, Township 23N, Range SE W.M.
All t:if that portlon of Section 16. Township 23N. Range 5E W.M., except that
portion of the Southeast '.\4 of the Southeast l4 of the said Section 16 lying EaBt of
the East line of the Plat of Maplewood Division No. 2 as recorded in the Book of
Plats Volume 39, page 39, Records of King County Washington and tis Northerly
~n to the North line of said Southeast 14 of the Southeast \4 or the said
Section 16 and except that portion of said scctlon lying Southerly of the Northerly
right-of-way line of SR-169 [Maple Valley Hlghway). '
Section 17, Township 23N, Range SE W.M. •·
All of that portJon of Section 17. Township 23N. Range 5E W.M .. lying
Northeasterly of the Northeasterly Ilght-of-way of SR-169 (Maple Valley Highway1
and Easterly of the East rlght-of-way llne of SR-405 less that portion lying
generally West of the East and Southeasterly line of Bronson Way NE lying
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ugal Dr«:riptionof the Spa:illl ~ District
fort~ City ofRmltm-F.lrst RadDn JnJm;gllor
)
Page3of3
between the South line of the NE 3rd Street and the Northeasterly Jllaigln of SR-
405.
section 21, Township 23N, Range 6E W.M.
All that port!on of Section 21, Township 23N, R 5E W.M. lylng Northca5tcrly of
the Nortiieast.erly rle.bt-of-way line of SR-169 (Maple VaJley Hlghway) and West of
the East line of the 1'1at of Maplewood DMslon No, 2 as recmded In the Book of
Plats, volume 39, page 39, Records of King County, Washington.
Section 22, Township 23N, Range 6E W .M.
All of that portion of Section 22, TuWllBhip 23N, Range 5E W.M. described as
fo]law5:
All of the Northwest J,4 of the Northeast IA of said Section 22 Mn.!! Northerly of the
Southerly llne of the Plat of Maplewoo«,I Heights as recorded fn t1ie Book of Plats,
volume 78, pages l through 4, Records ofKingCounty, Washington.
' Togethe~ With the North 227.11 feet of the West 97.02 of the Northeast IA. of the
Northerurt ~ of swd Section 22.
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E,diibit B
EAST RINTON INTmCEPTOR
Special Assessment District Boundary
2000
1:24,000
-----City llmlls
IZT.J....7.J s,.cw Au-' Dktrld
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.,. ······-t,· 11Du,1u..;. • .;,1 , _ _31'_·'1 'lo
1 • • .• . ClJ!I~ COVEIWIT TO NIID TO lHE CITY Of IWIT~Cf;:!
r,;1f -DLDD, ~:C:-EE
2iJD l ,, :s·-si.
IIEIITtll,
6.00
::.. 0(1
Fi ..... e.no
n
s,,Al,.11e,art.,.._,iR,:...!!Ha.,tot,.,,1n,,s'---------' hereinafter referred ta as
•omrs, • l\anlty ca~eaant and ,grit to sign Ille oeca,sary p1t1Uans for
11111,xatlon to tho city LINlls of tll• CIIY or 11a11ton, Washington, for th•
pro,.rty heroin dtsCTlbod IIMI .., 1111 t.eros .. ,. fully set forth below.
I. I.a•) Ptm:llllim Tho legal description af th• propert, to which
1h11 cov,nlllt sl!a11 apply Is u follo .. :
harelfllfhr ref1rnd to H •the praises."
z. Basis (or CPYen1nt Thh tovan1nt lD o1nn!lt ts given u a ceRdttton
to belag pon,IUed ta hool up to nwor and w;tn nnlce fro• tie City of
t1111lon to sern tht prutses.
3. Part.tu laund Thts a9reH1ent and the i::avenant ta iaMuc shall b11
binding on th, owner and all porson, sub,equenlly 1cqu1r1119 10, right, title
or Interest In or to nid property referred to u tht prflllsH, and shall be a
cov,nant running •Ith the 1and.
4. TIM be Pufumnc1 Th• owners, their hetrsl successors or
assigns, ,1gr11 and covenant h 119n a petition to annex the above-described
prmlses unto th• Cll;y of fienlan 1t such u .. as the •,sessed v•luatton of tho
subject premises ts sufficient lo qu1ltfy under the 151.,.lhod punu•nt ta Rell
35A,l4.IZO, tD9ethor with such other adjoining or cantlguou, ,rea u tho City
of oth1r petitioners may dtlenilnt. The owners further agree, IOll,n so
notlf!td b the City, lo promptly circulate and u,cute such Pet!tlan and ta
COIJllY w!th all the requ\ruents of law ngardlng such annoxot1o•· H tho
DWBtrs, their succeuors or uslgns fall to do so, th, City ramves tho right
to ten1lnata such utl llty nrylces.
s. £11IJIJ Theso coven .. ts shall bo filed with tho King County
Auditor.
)
IN VllffESS lffllREOf th• ov,,rs of the prealsas have slgn,d these
co,onants this ..5.J.. d;iy of ~· 19..Zf
u)t,a-le~A;;,
SlATE OF VASH IOOTOff
COUNTY OF KING
ss.
~16riH"t 'R.ttu\:ins
)
Oa this day person11ly •weared before 11e ----------
tJI JM./: IZ B1,u,HL1m •
to me kn°"" lo be tho lndlvld111ls(s) de,crlbed In and who exe,uled the within
a.nd foregoiPig tnstrwaent, ud at:kr,1P1ledgtd that they sfgned tbe san! as th1T
fne and volantuy act .and deed, for the uses and purposes therein aenttoned.
61YEN under"' hand 1nd official seal thhli day of97
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0~/11/2006 TUE 10: 05 FAX 4254307300 City of Renton DS/EDNSP ~001/001
DEVELOPMENT SERVICES DIVISION
WAIVER OF SUBMITTAL REQUIREMENTS
FOR LAND USE APPLICATIONS
LAND USE PERMIT SU:BMfl'.(AL .
REQUIREMENTS: .•..
Calculations ,
Colored Maps for Display~ • •
Construction Mitigation Description 2AND4
Deed of Right-:<>f'.Way Dedication 2
Density Worksheet ,
Drainage Cori1rol :i'•laii ,.
Drainage Report ,
Elevations, Arohitectur;,'3 =o,
Environmental CheckJist c
Existing C:ovenanis (Recprded Cqpy)/ • • • •
Exisfing Easements (Recorded Copy) ,
Flood liazard.:Data, • • :: • · · · •:: •• •
WAIVED
BY:
.. .. . .
MODIFIED
BY:
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.
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.
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Floor Plans , "'" 1
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( Habitat Data Report 4
lrnpriiveiiiiarit !Nferr.iJ ,
Irrigation Plan 4
King.Cbun\yAs~essoi's Map·J~dh'iitliiiiSiiii,.·.··.··
Landscape Plan, Conceptual,
Land•cap.e Plan, Detailed, . . . . • · .· .c ... · ..
Legal Description,
List of Surr<>tin~i~itPrciperty Owriers,
Mailing Labels for Property Owners ,
Map of Existing Site Conditions,
Master Application Form,
Monument Cards (on~ pai monument) , ... ·
Neighborhood Detail Map ,
This requirement may be waived by:
1. Property Services Section
2_ Public Works Plan Review section
3 Building Section
4. Development Plannino Section
Post-it'" Fax Note 7671
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PROJECT NAME KO I ,'tl :[°=cJ /or 8.t'
DA TE: t-((r I / cf.o
Date DEVELOPMENT PLA~JNlNG
CITY OF RfNTON
J 1Jllo-0is 2006
Ht:f':;;VE 1'·, , ... ~-:.Jtr." U
I
V
V
v
DEVELOPMENT SERVICES DIVISION
WAIVER OF SUBMITTAL REQUIREMENTS
FOR LAND USE APPLICATIONS
LAND USE PERMIT SUBMITTAL WAIVED MODIFIED COMMENTS: REQUIREMENTS: BY: BY:
Parking, Lot Coverage & Landscaping Analysis,
Plan Reductions (PMTs),
Plat Name Reservation ,
Postage,
Preapplication Meeting Summary 4
Public Works Approval Letter,
Rehabilitation Plan 4
Screening Detail 4
Site Plan 2 ANo 4
Stream or Lake Study, Standard 4 \ \__l
Stream or Lake Study, Supplemental 4
'-./
;;tfeam or Lake Mitigation Plan 4
Street Profiles 2
TiUe Report or Plat Certificate ,
Topography Map,
Traffic Study 2
Tree Cutting/Land Clearing Plan 4
Urban Center Design Overlay District Report 4
Utilities Plan, Generalized ,
Wetlands Mitioation Plan, Final 4
Wetlands Mitigation Plan, Preliminary 4
Wetlands Report/Delineation 4 r \i)
~
Wireless:
Applicant Agreement Statement 2 ANO 3
Inventory of Existing Sites 2 ANO 3
Lease Agreement, Draft 2 AND 3
Map of Existing Site Conditions 2 AND J
Map of View Area 2 AND 3
Photosimulations 2 AND 3
This requirement may be waived by:
1. Property Services Section
2. Public Works Plan Review Section
3. Building Section
4. Development Planning Section
PROJECT NAME qoz_ UNION ~T RA'1
DA TE: _ ___,1+/-'-1 "-/L (-=<2=-\of"-------
Q·\WEB\PW\DEVSERV\Forms\Planning\waiver.xls 11/04/2005
DENSITY
WORKSHEET
City of Renton Development Services Division
1055 South Grady Way-Renton, WA 98055
Phone: 425-430-7200 Fax: 425-430-7231
1. Gross area of property: 1. ------"l"--9'--"1""6=-l __ square feet
2. Deductions: Certain areas are excluded from density calculations.
These include:
Public streets** 0 square feet
Private access easements** 3 528 square feet
Critical Areas* 0 square feet
Total excluded area: 2. 3 528 square feet
3. Subtract line 2 from line 1 for net area: 3. 15.633 square feet
4. Divide line 3 by 43,560 for net acreage: 4. 0.36 acre(s)
5. Number of dwelling units or lots planned: 5. 2 units/lots
6. Divide line 5 by line 4 for net density: 6. 5.55 = dwelling units/acre
*Critical Areas are defined as "Areas determined by the City to be not suitable for
development and which are subject to the City's Critical Areas Regulations
including very high landslide areas, protected slopes, wetlands or floodways."
Critical areas buffers are not deducted/excluded.
** Alleys (public or private) do not have to be excluded.
11996.007.doc
O[\JELOPMENT PLN,NING
-~ITV OF RENTON
JUL 2 0 2006
Last updated: t 1/08/2004
PROJECT NARRATIVE
902 Union Short Plat
City of Renton Pre-Application No. 06-024
Our Job No. l 1996
Site Characteristics: The project site is 0.44 acre in size and is located on the east side of Union /\ venue
N.E. adjacent to the plat of Honey Crest. The proJect tax number is I 02305-9243 and the address is
902 Union Avenue N.E., Renton, Washington. The site currently has an existing home, which is
proposed to be on Lot I of the short plat. There is also an existing outbuilding (garage), which is to
remain. The site is relatively flat, however, the grades are from the northwest to the southeast comer of
the project. The elevation drop from the northwest comer is approximately 4 feet. The site is covered
with landscaping shrubs and lawn areas with existing deciduous and evergreen trees. These trees have
been located on the proposed short plat map.
Proposed Use: The site is zoned R-8 in accordance with the City of Renton Zoning Code and we are
proposing a two-lot short plat. Lot 1 will be approximately 13,947 square feet and Lot 2 will be
approximately 5,214 square feet. The proposed access will be directly from the existing driveway curb
drop on Union Avenue N.E. to serve both the existing house and the future home on Lot 2. The proposed
project will require short plat approval, SEPA threshold determination, construction plan approval (water,
sewer, and storm drainage), and a Right-of-Way Use Permit for construction in Union Avenue N.E. The
project soil is Alderwood gravelly sandy loam, and existing drainage is from the northwest to the
southeast of the property.
Proposed Improvements/Mitigation: Currently, the site gains access to Union Avenue N.E., which is
fully improved with curb, gutter, and sidewalk; therefore, there will be no requirement for new public
road improvements but to serve the existing home and future Lot 2, a 20-foot-wide private access
easement/driveway will be required. This access will be paved for fire/emergency vehicle access. The
construction cost estimate for this project is unknown at this time and will be determined upon short plat
approval requirements. We anticipate that there will be minimal excavation/grading on the site other than
what is needed for utilities. We are proposing to remove five trees as part of this project. We have
highlighted this on the attached site plan. These trees will be removed as part of the future construction of
the home on proposed Lot 2. All other trees arc to remain. As part of this proposal, the existing
overhang/lean-to on the existing garage will be removed.
DEVELOPMENT PLANNING •:rrv OF HE~iTON
JUL 2 0 2006
RECEIVED
11996.004.doc
CONSTRUCTION MITIGATION DESCRIPTION
902 UNION SHORT PLAT
City of Renton Pre-Application No. 06-024
Onr Job No. 11996
• Proposed construction dates (begin and end dates).
Response: We anticipate that the short plat will be approved in November/December of 2006. We
would immediately submit engineering design plans for construction in Spring of 2007. However,
this will be directly dictated by the time frames and reviews by the City of Renton as well as the
design engineer.
• Hours and days of operation.
Response: We anticipate that during construction the hours of operation would be from 8:00 a.m. to
8:00 p.m. Monday through Friday. Saturday work may be required and will be coordinated with the
City of Renton inspectors.
• Proposed hauling/transportation routes.
Response: Access to the site for hauling of materials would be from Union Avenue N.E. to N.E. 12th
Street.
• Measures lo be implemented to minimize dust, traffic, and transportation impacts, erosion, mud,
noise, and other noxious characteristics.
Response: During construction we will utilize water trucks to minimize dust during construction.
With respect to traffic and transportation impacts, the City of Renton requires a fee to be paid for final
plat for transportation impacts. During construction the contractor will need to coordinate with the
City of Renton inspectors with regards to construction activity, delivery of materials, etc. During
construction the applicant will utilize the required erosion control measures such as silt fences, rock
entrance, etc. There will be short-term noise as a result of construction but the required mufflers for
construction equipment will be utilized.
• Any special hours proposed/or construction or hauling (i.e., weekends, late nights).
Response: At this time we do not anticipate any special hours for construction or hauling. However,
it is possible that Saturday work will be required and if so, coordination with the City Inspector will
be made.
• Preliminary traffic control plan.
Response: At this time, we have not prepared, nor do we expect to prepare, a preliminary traffic
control plan.
DEVELOPMENT PLPNN!NG
21TY OF RENTON
JUL 2 0 2006
:"'> F('"" p H' '. ::-tc .,r· .. vr:· 1
It 996.005.doc
LANDSCAPING NARRATIVE
902 UNION SHORT PLAT
RENTON, WASHINGTON
City of Renton Pre-Application No. 06-024
Our Job No. 11996
DEVELOPMENT PLANNiNG
CITY OF Flt'NTON
JUL 2 0 2006
RECEIVED
Existing Site Condition: The existing site contains established landscaping associated with the existing
single-family home on proposed Lot I. The preliminary short plat map indicates all the existing trees,
which include mature fir trees along the south property line and several ornamental trees within the front
yard of proposed Lot I. For your review, please see the attached photo indicating recently planted
flowering deciduous trees along the border of the existing driveway and wood trellis. Furthermore, there
are quite a number of large mature rhododendron trees. Therefore, it is our opinion that Lot l does not
need or warrant additional landscaping. However, because of the grade and future construction of a new
home on Lot 2, we are proposing the builder to provide two evergreen trees (1 \/, caliper) as part of the
building permit. These trees will provide additional buffering between Lot l and Lot 2.
Union Avenue N.E. Landscaping: Please see the attached photos that show the existing landscaping
along Union Avenue N.E. between lhe existing fence and back of sidewalk. There arc several large cedar
trees with additional landscaping of Photinia and rhododendrons. Again, it is our opinion that the existing
landscaping provides the buffering needed for this development.
I 1996.008.doc
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ASPHALT CONCRETE BARRIER CURB
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Depa r t ment o t Publlc W ork• a nd Ul!lltles
Traneportatlon Servlc••
2401 South 35t h Stre11t t R oom 150
Tacoma, Wa1hln gton 98.f.09·7 485
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D EVELOPMENT PLANNING
CITY O F RE NTON
JUL 2 0 2006
RECEIVED
,,,.~~::·~::""*"IB"Q"~l~J~::m~•~~~:~~
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CEMENT CONCRETE BARRIER CURB AND GUTTER
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THOMAS G. BALLARD, PE.
.COUNTY ENGINEER
'-:::I•" f";~-. :~ , t : '4 1--, ~ . "' : ~ ~ . .,?,.· •' '-#·-:~ / ·~ . \ -"' </~::-1 ~{;,,;·<'::'_.:-.,,:_..·_, ~·
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(N OT ro SCA/ L)
CATCH BASIN AND
INLET INSTALLATION
FOR CURBS
PC.B1.1
AFFIDAVIT OF INSTALLATION OF
PUBLIC INFORMATION SIGN
City of Renton Development Services Division
1055 South Grady Way, Renton, WA 98055
Phone: 425-430-7200 Fax: 425-430-7231
STATE OF WASHINGTON
COUNTY OF KING
duly sworn on oath, deposes and says:
1. On the ( Cf day of (I U L j , 20 v G , I installed
information sign(s) and plastic flyer box on the property
'fo:i. l( AJiol.l AV~ NI£. for the following project:
Project name
Kot iJJ --rAtfLoYL
Owner Name
being first
/ public
located at
2. I have attached a copy of the neighborhood detail map marked with an "X" to
indicate the location of the installed sign.
3. This/these public information sign(s) was/were constructed
locations in conformance with the requirements of C/··· pter 7 Ti
Code.
Installer Signature
J
and installed in
enton Municipal
SUBSCRIBED AND SWORN to before me this /q~ay of ~ ~/ , 20().b .
,,,"'""11,, n .,t:,,_ §. -..../~ ,.::,'' ~ L. ~~1,,, ~ t7\..'
-==--~o ~'"''""'"'~ ,,. ff '\r_;."'"~N~,1,r~ ~ NOTARY PUBLIC in and for the State o Washington,
:.~ 0 tT+o'~1-~.(. ~ residing at ICGJJ/ WA---=u ~~ ~
;; § • • • • ~ :: My commission expires on 4-C/-!D /tfJ~ '° ~ ~ -I-~ A\ Ua\-\(1 ff~ : ~ 7~',,,, f'-09.,0 • .i",O: 'I. ''1 ...... ~ -'Ill O h11nw,11o,S"" ~C, ~
,,,, ~.WAS°"~---"' DC\IF I ., .... -.__ ·, ·-~LOPMENT PLA.NNJNG 111111\\\''''"' ·:r-,y OF RF~ITON
R:\PW\DEVS ER V\F orms\Planning\pubsign .doc
JUL 2 0 2006
09/24/03
;::; r;; l' ~'" n-u· ;:·.:1 .. .,.i,/it1¥.r::
CIV·L ENGlf.JEERING. LAND PLANNING SURVEYING, ENVIRONMENTAL SERVICES
Jill Ding, Associate Planner
City of Renton
Development Services Division
Renton City Hall, 6th Floor
1055 South Grady Way
Renton. WA 98055
RE: Two-Lot Short Plat Submittal
July 18, 2006
902 Union Short Plat (f.k.a. Kolin Taylor Short Plat)
902 Union Avenue N.E., Renton, Washington
City of Renton Pre-Application No. 06-024
Our Job No. 11996
Dear Jill:
DEVELOPMENT PLANNING
21TY OF HEN·roN
JUL 2 0 2006
Oh behalf of Kolin Taylor, I am submitting the proposed two-lot 902 Union short plat (f.k.a. Kolin Taylor
Short Plat). The following enclosures are for your use in reviewing this proposal:
1. Five copies of the pre-application summary memoranda
2. Five copies of the waiver form
3. Three copies of the current title report
4. Five copies of the referenced recorded documents
5. One original and 11 copies of the completed master application
6. Twelve copies of the project narrative
7. Five copies of the construction mitigation description
8. One check made payable to the City of Renton in the amount of$!,OOO
9. One original and one copy of the Affidavit of Installation of Public Information Sign and
Flyer Box
10. Twelve copies of the density worksheet
11. Twelve copies of the neighborhood detail map
12. Twelve copies of the fully-dimensioned plat plan, which includes the tree inventory plan
13. Five copies of a landscaping narrative
18215 72ND AVENUE SOUTH KENT. WA 98032 (425) 251-6222 (425) 251-8782 FAX
BRANCH OFFICES + OLYMPIA, WA t TEMECULA, CA t RANCHO CORDOVA, CA
www.barghausen.com
Jill Ding, Associate Planner
City of Renton
Development Services Division
14. Five copies of the topography map
-2-
15. Twelve copies of the preliminary grading, drainage, and utility plan
July 18, 2006
16. Four copies of the Technical Information Report and Level 1 Downstream Drainage Analysis
17. One 8 1/2-by 11-inch PMT reduction of all full-sized plans
18. One colored map of the neighborhood detail map and site plan
Please begin processing the enclosed documents. Should you have questions or need additional
information, please contact me at this office. Thank you.
GWP/ath
l l 996c.OO !.doc
enc: As Noted
cc: Kolin Taylor (w/enc)
Respectful!):', ..,g
r~l,Guy'<-.:72¢ r-
G. Wayne Potter
Project Manager
Printed: 07-20-2006
Payment Made:
CITY OF RENTON
1055 S. Grady Way
Renton, WA 98055
Land Use Actions
RECEIPT
Permit#: LUA06-090
Receipt Number:
DEVELOPMEN1 PLP.W!!i'
CITY OF RFW""
JUL 2 O 2006
RECEIVED
R0603653
Total Payment:
07/20/2006 10:26 AM
1,000.00 Payee: KOLIN AND JACKI TAYLOR
Current Payment Made to the Following Items:
Trans Account Code Description
5008 000.345.81.00.0004 Binding Site/Short Plat
Payments made for this receipt
Trans Method Description
Payment Check 8207
Account Balances
Trans Account Code Description
3021 303.000.00.345.85 Park Mitigation Fee
5006 000.345.81.00.0002 Annexation Fees
5007 000.345.81.00.0003 Appeals/Waivers
5008 OOJ.345.81.00.0004 Binding Site/Short Plat
5009 000.345.81.00.0006 Conditional Use Fees
5010 000.345.81.00.0007 Environmental Review
5011 000.345.81.00.0008 Prelim/Tentative Plat
5012 000.345.81.00.0009 Final Plat
5013 000.345.81.00.0010 PUD
5014 000.345.81.00.0011 Grading & Filling Fees
5015 000.345.81.00.0012 Lot Line Adjustment
5016 000.345.81.00.0013 Mobile Home Parks
5017 000.345.81.00.0014 Rezone
5018 000.345.81.00.0015 Routine Vegetation Mgmt
5019 000.345.81.00.0016 Shoreline Subst Dev
5020 000.345.81.00.0017 Site Plan Approval
5021 000.345.81.00.0018 Temp Use or Fence Review
5022 000.345.81.00.0019 Variance Fees
5024 000.345.81.00.0024 Conditional Approval Fee
5036 000.345.81.00.0005 Comprehensive Plan Amend
5909 000.341.60.00.0024 Booklets/EIS/Copies
5941 000.341.50.00.0000 Maps (Taxable)
5954 604.237.00.00.0000 Special Deposits
5955 000.05.519.90.42.1 Postage
5998 000.231.70.00.0000 Tax
Remaining Balance Due: $0.00
Amount
1,000.00
Amount
1,000.00
Balance Due
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902 ltlON SHORT PLAT
902 l.NON A\eUE NE.
R:NTo«. WA.S:1-fl:}TON 98059
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City of Renton P/B/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
DATE OF DECISION ON LAND USE ACTION:
SIGNATURES:
TRANSMITTED this 2rl" day of September, 2006 to the Owners/Applicant:
Kolin B and Jacki Taylor
12320 NE s"' Street, Suite 100
Bellevue WA 98005
TRANSMITTED this 2rl" day of September, 2006 to the Contact:
Wayne Potter
Barghausen Consulting Engineers, Inc.
18215 -72 00 Avenue S
Kent WA 98032
TRANSMITTED this 2rl" day of September, 2006 to the Parties of Record:
Jerry Bais
14238-147'" Pl SE
Renton WA 98059
Renton Church of the Nazrene
850 Union Avenue
Renton WA 98059
TRANSMITTED this 2rl" day of September, 2006 to the following:
Larry Meckling, Building Official
Stan Engler, Fire Marshal
Nejl Watts, Development Services Director
Jennifer Henning, Planning Manager
Kayren Kittrick, Development Engineering Supervisor
Jan Conklin, Dev~opment Services
Carrie Olson, Development Services
King County Journal
Land Use Action Appeals & Requests for Reconsideration
Administrative Land Use Action
LUA06-090, SHPL-A
Page 9 of 10
{fl?~<
Decision date
The administrative land use decision will become final if the decision is not appealed within 14 days of the effective date of
decision. An appeal of the decision must be filed within the 14-day appeal period (RCW 43.21.C.075(3); WAC 197-11-680).
RECONSIDERATION. Within 14 days of the effective date of the decision, any party may request that a decision on a short plat
be reopened by the Administrator. The Administrator may modify his decision if material evidence not readily discoverable prior to
the original decision is found or if he finds there was misrepresentation of fact. After review of the reconsideration request, if the
Administrator finds insufficient evidence to amend the original decision, there will be no further extension of the appeal period. Any
person wishing to take further action must file a formal appeal within the following appeal timeframe.
APPEAL. This administrative land use decision will become final if not appealed in writing to the Hearing Examiner on or
before 5:00 PM on October 13, 2006. Appeals to the Examiner are governed by City of Renton Municipal Code Section 4-8-110.
Additional information regarding the appeal process may be obtained from the Renton City Clerk's Office, (425) 430-6510.
Appeals must be filed in writing, together with the required $75.00 application fee, to: Hearing Examiner, City of Renton, 1055
South Grady Way, Renton, WA 98055.
EXPIRATION DATE: The Short Plat approval will expire two (2) years from the date of approval. An extension may be requested
pursuant to RMC section 4-7-080.M.
City of Renton P/B/PW Department Administrative Land Use Action
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
ADVISORY NOTES TO APPLICANT
LUA06-090, SHPL-A
Page 10 of 10
The following notes are supplemental Information provided in conjunction with the administrative land use action.
Because these notes are provided as information only, they are not subject to the appeal process for the land use actions.
Planning
1. Commercial, multi-family, new single family and other nonresidential construction activities shall be restricted to the
hours between 7:00 a.m. and 8:00 p.m .. Monday through Friday. Work on Saturdays shall be restricted to the hours
between 9:00 a.m. and 8:00 p.m. No work shall be permitted on Sundays.
2. Two ornamental trees, a minimum caliper of 1-1/2 inches (deciduous) or 6-8 feet in height (conifer), shall be
planted or retained within the 15-foot front yard setback area for the proposed new lot.
Fire
1. All plats are required by City code to provide a fire hydrant with a minimum fire flow requirement of 1,000 GPM
within 300 feet of any proposed single-family structure. This distance is measured along a travel route. If the
proposed single-family structures exceed 3,600 sq. ft., the minimum fire flow increases to 1,500 GPM and requires
two hydrants within 300 feet of the structures. Additional fire hydrants may be required as a part of this project to
meet this criterion. The fire hydrants must meet all current City of Renton standards.
2. A Fire Mitigation Fee, based on $488.00 per new single-family lot, with credit given for the existing single-family
residence, is required in order to mitigate the proposal's potential impacts to the City emergency services. The fee
is estimated at $488.00 and shall be paid prior to recording the final plat.
3. Street addresses shall be visible from a public street.
Plan Review-Storm/Surface Water
1. A Surface Water System Development Charge of $759.00 per single-family lot is payable prior to final plat
recording.
Plan Review -Streets
1. A transportation Mitigation Fee based on $75.00 per new average daily trip attributed to the project will be required.
One new lot (credit is given for the existing residence) is expected to generate approximately 9.57 new average
weekday trips. The fee for the proposed short plat is estimated at $717.75 ($75.00 x 9.57 trips = $717. 75) and is
due prior to recording the final plat.
2. All new electrical, phone and cable services and lines must be undergrounded. The construction of these franchise
utilities must be inspected and approved by a City of Renton public works inspector prior to recording the plat.
3. Any damage incurred to the street, curbs, gutters, or sidewalks by this project must be repaired.
Plan Review-Water
1 . This project will be required to provide domestic water service lines from the main to serve the new lot prior to
recording the final plat. The existing water service line and meter may need to be relocated to meet current code.
2. A Water System Development Charge based on a rate of $1,956.00 per new single-family lot is required prior to
short plat recording.
Plan Review -Sewer
1. This site is located in the East Renton Interceptor Special Assessment District (SAD 0002). These fees are
$316.80 per new connection. These fees shall be paid prior to issuance of the construction permit.
2. Sewer System Development Charges (SDC) are $1,017.00 per new unit. These fees are collected at the time a
construction permit is issued and prior to recording the final plat.
3. Minimum slope for side sewers shall be 2%. Dual side sewers are not allowed. The existing side sewer may need
to be relocated to better serve the short plat and new building foundations.
4. This project is not required to install a sanitary sewer main. The conceptual utility plan needs to be modified to
reflect this (delete the sewer main from the project plans).
5. The applicant is responsible for securing the necessary easements to serve this short plat with sanitary sewer.
Plan Review -General
1. All required utility, drainage and street improvements will require separate plan submittals prepared according to
City of Renton drafting standards by a licensed Civil Engineer.
2. Permit application must include an itemized cost estimate for these improvements. The fee for review and
inspection of these improvements is 5% of the first $100,000 of the estimated construction costs; 4% of anything
over $100,000, but less than $200,000, and 3% of anything over $200,000. Half of the fee must be paid upon
application for building and construction permits, and the remainder when the construction permit is issued. There
may be additional fees for water service related expenses. See drafting standards.
3. All plans shall be tied to a minimum of two of the City of Renton horizontal and vertical control network.
Admin SM Pit Report 0&-090 (SP, 2du, R-8)
City of Renton P/B/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
Administrative Land Use Action
LUAOG-090, SHPL-A
Page 8 of 10
6. Existing Land Uses: Land uses surrounding the subject site include: North: Residential single family
(zoned R-8); East: Residential single family (zoned R-8); South: Church (zoned R-8); and West:
Public park (zoned R-8).
7. Setbacks: The setbacks for the new house on the proposed lot would be verified at the time of
building permit review.
8, System Development Charges: A Water System Development Charge, a Surface Water System
Development Charge, and Sewer System Development Charge, at the current applicable rates, will be
required for the new single-family residence prior to recording of the final plat.
9. Public Utilities/Improvements: No improvements will be required for the public street. Individual
sewer and water stubs must be installed to serve the new lot. Adequate fire hydrants must be
installed, and any existing and new fire hydrants must be fitted with 5-inch quick disconnect Storz
fittings.
I, Conclusions:
1. The subject site is localed in the Residential Single Family (RSF) comprehensive plan designation and
complies with the goals and policies established with this designation.
2. The subject site is located in the Residential -8 Dwelling Units Per Acre zoning designation and
complies with the zoning and development standards established with this designation, provided all
advisory notes and conditions are complied with and corrections are made to the preliminary short plat
plan prior to submitting for final plat approval, including:
a. Turnaround for dead end road greater than 150 feet in length, and
b. Requirements of the City of Renton Property Services Division (provided to applicant
under separate cover and located in the official "yellow" file).
3. The proposed 2 lot short plat complies with the subdivision regulations as established by city code and
state law provided the applicant comply with all advisory notes and conditions.
4. The proposed 2 lot short plat complies with the street standards as established by City Code, provided
the project complies with all advisory notes and conditions of approval contained herein.
J. DECISION:
The 902 Union (Taylor) Short Plat, File No. LUA-06-090, SHPL-A is approved subject to the following conditions:
1. A landscape plan shall be submitted indicating proposed location, size, and type of replacement trees
(trees to replace removal of protected trees). Required landscaping, including two trees to be located on
the new lot (in addition to replacement trees), shall be indicated on the landscape plan.
2. A Transportation Impact fee for the new lot, estimated at $717. 75, shall be paid prior to the recording of the
short plat.
3. A maintenance agreement shall be recorded assigning responsibility for maintenance of the private access
easement.
4. A revised access easement plan, demonstrating a turnaround at Lot 2, shall be submitted to the Fire
Prevention Bureau for approval prior to recording the final plat.
5. A Fire Mitigation Fee, based on $488.00 per new single-family lot shall be required prior to the recording of
the final plat.
DATE OF DECISION ON LAND USE ACTION:
Admin Shrt Pit Report 06-090 (SP, 2du, R-8)
City of Renton P/8/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT ANO DECISION DATED September 29, 2006
Street addresses shall be visible from a public street.
Administrative Land Use Action
LUAOG-090, SHPL-A
Page 7 of 10
A fire hydrant with 1,000 GPM fire flow is required within 300 feet of all new single-family structures. If
the building square footage of the house, including the garage, exceeds 3,600 sq. ft. in area, the
minimum fire flow increases to 1,500 GPM and two hydrants will be required within 300 feet of the
structures.
A Fire Mitigation Fee, based on $488.00 per new single-family lot, with credit given for the existing single-
family residence, is recommended in order to mitigate the proposal's potential impacts to City emergency
services. The fee is estimated at $488.00 and is payable prior to the recording of the final plat.
Schools: According to the Draft Environmental Impact Statement for the City of Renton Land Use
Element (January 16, 1992), the City of Renton has a student generation factor of 0.44 students per
single-family residential dwelling. Based on the student generation factor, the proposed short plat could
result in a single new student (0.44 X 1 lots = 0.44 rounded to 1) to the local schools. Renton School
District has indicated it can accommodate additional students generated by this proposal at Highlands
Elementary School, McKnight Middle School, and Hazen High School.
Surface Water: The storm drainage plan for this 2 lot short plat shall determine if detention is required
under the 1990 King County Surface Water Drainage Manual. If per the 1990 Manual the engineer of
record determines that detention is required then the engineer shall use the 2005 Manual for sizing the
detention facility.
The new lots will be required to provide conveyance to address the storm water runoff from the individual
lots.
The conceptual utility storm drainage plan is under review at this time.
Water: This project will be required to provide domestic water service lines from the main to serve the
new lot prior to recording the short plat. The existing water service line and meter may need to be
relocated to meet current code.
Sanitary Sewer Utilities: This project is not required to install a sanitary sewer main (see "Advisory
Notes to Applicant" at the end of this report).
Individual side sewers will be required to be installed to serve the new lots and the existing side sewer
may need to be relocated to better serve the short plat and new building foundations.
I. Findings:
Having reviewed the written record in the matter, the City now enters the following:
1. Request: The applicant has requested Administrative Short Plat Approval for the 902 Union (Taylor)
Short Plat, File No. LUA--06--090, SHPL-A.
2. Application: The applicant's short plat application complies with the requirements for information for
short plat. The applicant's short plat plan and other project drawings are contained within the official
land use file.
3. Comprehensive Plan: The subject proposal is consistent with the Comprehensive Plan designations
of the Residential Single Family (RSF) land use designation.
4. Zoning: The proposal as presented complies with the zoning requirements and development
standards of the Residential 8 (R-8) zoning designation, provided the applicant comply with all advisory
notes and conditions of approval.
5. Subdivision Regulations: The proposal complies with the requirements established by the City's
Subdivision Regulations, provided the applicant complies with all advisory notes and conditions of
approval.
Admin Shrt Pit Report 0&-090 (SP, 2du, R-8)
City of Renton P/B/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
Administrative Land Use Action
LUA06-090, SHPL-A
Page 6 of 10
All new electrical, phone and cable services to the plat must be undergrounded. Construction of these
franchise utilities must be inspected and approved by a City of Renton public works inspector prior to
recording of the short plat.
The proposed short plat is anticipated to generate additional traffic on the City's street system. In order
to mitigate transportation impacts, a Transportation Mitigation Fee based on $75.00 per new average
daily trip attributed to the project. One new lot (credit given for the existing residence) is expected to
generate approximately 9.57 new average weekday trips. The fee for the proposed short plat is
estimated at $717.75 ($75.00 x 9.57 trips= $717.75) and is payable prior to the recording of the short
plat.
Blocks: The proposed Short Plat does not create new blocks.
Lot Standards: The size, shape, orientation, and arrangement of the proposed lots must comply with
the requirements of the Subdivision Regulations and the development standards of the R-8 zone. The
minimum lot size permitted in the R-8 zone is 5,000 square feet for lots smaller than 0.5 acre prior to
subdivision. The lot sizes would be Lot 1 (existing house) at 13,9476 square feet and Lot 2 at 5,214
square feet. Both lots meet the minimum size requirement. The lots appear to contain adequate
buildable areas for the construction of suitable single-family residences when taking setbacks and lot
coverage requirements into consideration. These requirements will be reviewed at the time of building
permit application for the new houses.
The R-8 zone requires a minimum lot width of 50 feet for interior lots and a minimum lot depth of 65 feet.
The lots would meet the lot width and depth requirements, although Lot 2 would have its front yard on the
north side of the lot in order to meet minimum lot depth requirements.
The proposed lots would be compatible with other existing lots in this area. The lots are rectangular in
shape and aligned in an urban pattern that is consistent with other lots in the immediate vicinity, as well
as generally with the city as a whole.
d) Reasonableness of Proposed Boundaries
Access: All lots in a short plat must have access to a public street. Lot 1 would continue to front off
Union Ave NE and Lot 2 would have access by means of a new access easement across Lot 1 from
Union Ave NE. The new access easement would be aligned with the existing driveway location to avoid
a new driveway curb cut. See "Police and Fire" section below.
A condition of the plat shall be that a maintenance agreement be recorded assigning responsibility for
maintenance of the private access easement.
Topography: The site slopes very gradually from northwest to southeast at an average grade of
approximately 1 percent.
Relationship to Existing Uses: The properties north and east of the site are single-family residences
and are zoned Residential -8 Dwelling Units per Acre on the City's zoning map. The proposal would
result in development at density comparable to existing development in the area.
Kiwanis Park, a 9-acre city-owned public park, is located adjacent to the site on the west side of Union
Ave NE. The Church of the Nazarene occupies a 4.5 acre site abutting on the south side of the property.
There are no confiicts anticipated between the two residential lots and other uses in the area.
e) Availability and Impact on Public Services (Timeliness)
Police and Fire: Police and Fire Prevention Bureau staffs indicate that sufficient resources exist to
furnish services to the proposed development.
The access easement must have a 20 foot minimum paved width. Dead end roadways over 150 feet in
length are required to have an approved turnaround. The current site plan does not show an approved
turnaround. A condition of the short plat approval shall be that a revised access easement plan be
submitted to the Fire Prevention Bureau for approval. This condition shall be met prior to recording the
final plat.
Admin Shrt Pl/ Report 06-090 (SP. 2du. R-8)
City of Renton P/B/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
Administrative Land Use Action
LUA06-090, SHPL-A
Page 5 of 10
The two lots within the R-8 zone would be at a density of 5.5 dwelling units per net acre, after the required
deductions, and therefore is within the preferred density range of the R-8 zone.
Policy LU-149. Lot size should exclude private sidewalks, easements, private road, and driveway
easements, except alley easements.
Lot areas do not include the access easement.
Objective CD-K: Site plans for new development projects for all uses, including residential subdivisions,
should include landscape plans.
A landscape plan is required as a condition of plat approval.
Policy CD-45. Existing mature vegetation and distinctive trees should be retained and protected in
developments.
Trees and vegetation would be removed from the new lot. However, all pervious areas, except rear yards,
are required to be landscaped and additional trees, both replacement trees and other required trees, will be
planted, as per City of Renton code. This would compensate for the loss of vegetation to a certain extent.
Policy CD-53. Landscape plans for proposed development projects should include public entryways,
street rights-of-way, storm-water detention ponds, and all common areas.
A landscape plan is required indicating that pervious areas of both lots, would be landscaped.
b) Compliance with the Underlying Zoning Designation
The subject site is designated Residential -8 Dwelling Units per Net Acre (R-8) on the City of Renton
Zoning Map. The R-8 zone is intended for single-family residential development that would add to the
city's mix of residential styles including detached dwellings on small lots. The zone is intended to
implement the Residential Single Family Comprehensive Plan land use designation. Development
should be promoted in the zone that provides opportunities for detached single-family dwellings, ensures
high-quality infill development, and maintains the single-family character of existing, established
neighborhoods.
The maximum density allowed in the R-8 zone is 8 dwelling units per net acre, there is no minimum
density requirement on properties smaller than 0.5 acre prior to subdivision. Net density is calculated
after the deduction from the gross acreage of the site of environmentally critical areas, areas intended for
public right-of-way (with the exception of alleys), and private access easements. In this case, the
applicant has a gross site area of 19,161 square feet, with no critical areas. A 3,528 sf private access
easement was subtracted, so the resulting net density of the short plat would be 5.5 dwelling units per
acre (2 / 0.36 = 5.5 du/ac), which is within the density range allowed in the R-8 zone.
There are five significant or "protected" trees on the site, so replacement by 2 trees will be required. This
replacement requirement is in addition to other required landscaping.
Renton Municipal Code also requires two (2) new trees per lot. Landscaping along the frontage of Union
Ave NE and of all pervious areas of the residential lots will also be required (RMC 4-4-070). Existing
landscaping along Union and on Lot 1 may be suitable to meet some of the landscaping requirements.
Staff recommends the required landscape plan indicate existing landscaping to remain as well as
replacement and new proposed landscaping.
c) Compliance with Subdivision Regulations
Streets: No improvements to Union Ave NE have will be required as part of the requested subdivision.
The private access easement must have a 20 foot wide pavement width to meet Fire Prevention Bureau
requirements.
Admin Shrt Pit Report 06-090 (SP. 2du, R-8)
City of Renton P/B/PW Department Administrative land Use Action
902 UNION (TAYLOR) SHORT PLAT LUA06-090, SHPL-A
REPORT AND DECISION DATED September 29, 2006 Page 4 of 10
arrive at a density of 5.55 dwelling units per net acre (du/ac). This is within the density range of between 4 and
8 dwelling units per net acre for the R-8 zone, although development on property that is less than 0.5 acre in
size prior to subdivision is not required to meet the minimum density requirement.
Access to the new lot would be provided from a new private access easement off Union Ave NE. The access
easement would serve as a shared driveway for both Lots 1 and 2.
The site is essentially level, with a slope of approximately 1 percent from northwest to southeast. There are no
known critical areas or environmental issues of concern associated with the property.
There are 5 "protected" trees on Lot 2 that would be removed. Replacement of these trees is required by
interpretation of Renton Municipal Code. Staff recommends that a landscape plan be submitted indicating
proposed location, size, and type of replacement trees. Required landscaping, including two trees to be
located on the new lot, shall also be indicated on the landscape plan.
2. Environmental Review
Except when localed on lands covered by water or with sensitive areas, short plats are exempt from SEPA
Environmental Review pursuant to WAC 197-11-800(6)(a).
3. Compliance with ERC Conditions
N/A
4. Staff Review Comments
Representatives from various City departments have reviewed the application materials to identify and address
issues raised by the proposed development. These comments are contained in the official file, and the essence
of the comments has been incorporated into the appropriate sections of this report and the Departmental
Recommendation at the end of the report.
5. Consistency with Short Plat Criteria
Approval of a short plat is based on an evaluation using the following short plat criteria:
a) Compliance with the Comprehensive Plan Designation
Purpose Statement: Lands in the Residential Single Family Designation are intended to be used for quality
residential detached development organized into neighborhoods at urban densities. It is intended that larger
subdivision, infill development, and rehabilitation of existing housing be carefully designed to enhance and
improve the quality of single-family living environments.
Policies in this section are to be considered together with the policies in the Regional Growth, Residential
Growth Strategy section of the Land Use Element, the Community Design Element, and the Housing Element.
Policies are implemented with Residential 8 zoning.
The proposed plat is consistent with the following Comprehensive Plan objectives and policies for Residential
Single Family land use designation.
Objective LU-FF. Encourage re-investment and rehabilitation of existing housing, and development of new
residential plats resulting in quality neighborhoods that: 1) Are planned at urban densities and implement
Growth Management targets; 2) Promote expansion and use of public transportation; and 3) Make more
efficient use of urban services and infrastructure.
The project would provide an additional residential lot, which would somewhat further Growth Management
targets.
Policy LU-147. Net development densities should fall within a range of 4.0 to 8.0 dwelling units per net
acre in Residential Single Family neighborhoods.
Admin Shrt Pit Report 06-090 (SP. 2du, R-8)
City of Renton P/B/PW Department
902 UNION (TAYLOR) SHORT PLAT
REPORT AND DECISION DATED September 29, 2006
E. PUBLIC SERVICES:
1. Utilities:
Administrative Land Use Action
LUA06-090, SHPL-A
Page 3 of 10
Water: There is an existing 12" water main in Union Ave NE. This site is located in the 565 Water
Pressure Zone and the static pressure at the street level is approximately 65 psi.
Sanitary Sewer: There is an existing 8" City of Renton sanitary sewer main along the frontage of this
parcel on the parcel in an easement.
Stormwater: This site lies within the Maplewood Creek basin. There are storm drainage facilities in
Union Av NE.
2. Other:
The site is located in the Aquifer Protection Zone 2.
F. APPLICABLE SECTIONS OF THE RENTON MUNICIPAL CODE:
1. Chapter 2 Land Use Districts
Section 4-2-020: Purpose and Intent of Zoning Districts
Section 4-2-070: Zoning Use Table
Section 4-2-11 O: Residential Development Standards
2. Chapter 4 Property Development Standards
Section 4-4-030: Development Guidelines and Regulations
3. Chapter 6 Streets and Utility Standards
Section 4-6-060: Street Standards
4. Chapter 7 Subdivision Regulations
Section 4-7-070: Detailed Procedures for Short Subdivisions
Section 4-7-120: Compatibility with Existing Land Use and Plan-General Requirements and
Minimum Standards
Section 4-7-150: Streets-General Requirements and Minimum Standards
Section 4-7-170: Residential Lots-General Requirements and Minimum Standards
5. Chapter 11 Definitions
G. APPLICABLE SECTIONS OF THE COMPREHENSIVE PLAN:
1. Land Use Element -Residential Single-family
2. Community Design Element
H. DEPARTMENT ANALYSIS:
1. Project Description/Background
The owner/applicant, Kolin Band Jacki F Taylor, are proposing to subdivide an existing parcel totaling 0.44
acre (19,161 square feet) into two lots. The property is zoned Residential -8 (R-8), which allows 8 dwelling
units per net acre. The property is located on the east side of Union Ave NE, between NE 101" St (to the north)
and NE B'" St (to the south). The property is currently developed with a one-story, single-family residence
constructed in 1958 and significantly remodeled in 1998. The house and a detached garage would remain.
Proposed lot sizes are: Lot 1 -13,947 square feet with a 3,528 sf access easement to benefit the new lot and
Lot 2 -5,214 square feet. The proposal for the eventual development of a new single-family residence would
Admin Shrt Pit Report 06-090 (SP, 2du, R-8)
City of Renton P/B/PW Department Administrative Land Use Action
902 UNION (TAYLOR) SHORT PLAT LUA06-090, SHPL-A
Page 2 of 10 REPORT AND DECISION DATED September 29, 2006
B. EXHIBITS:
Exhibit 1:
Exhibit 2:
Exhibit 3:
Exhibit 4:
Exhibit 5:
Exhibit 6:
Exhibit 7:
Project file ("yellow file") containing the application, reports, staff comments, and other material
pertinent to the review of the project.
Neighborhood Detail Map (no date)
Boundary and Topographic Survey {Sheet 1 of 1, dated March 30, 2006)
Preliminary Short Plat (no date)
Preliminary Grading, Drainage, and Utility Plan (no date)
Zoning Map ( dated 12/16/06)
Aerial Photograph (date printed August 16, 2006)
C. GENERAL INFORMATION:
1.
2.
Owner(s) of Record:
Zoning Designation:
Kolin Band Jacki F Taylor; 12320 NE 81
" Street, #100, Bellevue, WA 98005
Residential -8 du/ac (R-8)
3. Comprehensive Plan Land Use Designation: Residential Single-Family (RSF)
4. Existing Site Use: There is currently one existing single-family residence with a detached garage
on the site. The house and garage would remain.
5. Neighborhood Characteristics:
6.
7.
North: Single family residential use (Honey Crest subdivision), with single-family residential zoning
(Residential 8 zone)
East: Single family residential use (Honey Crest subdivision}, with single-family residential zoning
(Residential 8 zone)
South: Church of the Nazarene, with single-family residential zoning (Residential 8 zone)
West: City of Renton public park (Kiwanis Park), with single-family residential zoning (Residential 8
zone)
Access:
Site Area:
The existing lot would continue to be accessed directly from Union Avenue NE. The new Jot
would be accessed via a new private access easement across Lot 1from Union Ave. NE.
19,161 square feet/ 0.44 acre
D. HISTORICAUBACKGROUND:
Action
Comprehensive Plan
Zoning
Annexation
Land Use File No.
N/A
N/A
N/A
Admin Shrt Pit Report 06-090 (SP. 2du. R-8)
Ordinance No.
5099
5100
1930
Date
11/01/2004
11/01/2004
01/04/1962
REPORT City of Renton
Department of Planning I Building I Public Works
&
DECISION ADMINISTRATIVE SHORT PLAT REPORT & DECISION
A. SUMMARY AND PURPOSE OF REQUEST:
Report Date: September 29, 2006
Project Name 902 Union (Taylor) Short Plat
Owner(s): Kolin Band Jacki F Taylor; 12320 NE 8th Street, Suite 100, Bellevue, WA 98005
Contact: Wayne Potter; Barghausen Consulting Engineers, Inc.; 18215 -72 00 Ave S; Kent, WA
98032
File Number: LUA-06-090, SHPL-A I Project Manager: I Elizabeth Higgins, Senior Planner
Project Description: The applicant has requested an Administrative Land Use Action (Short Plat Review) for the
subdivision of one existing parcel, totaling 19,161 square feet (0.44 acre), zoned
Residential -8 dwelling units per acre, into 2 lots. The subject parcel is currently
developed with a one-story, single family residence and a detached garage.
The short plat would result in a residential density of 5.55 units per acre. The applicant
proposes to retain the existing house and detached garage on Lot 1. The area of Lot 1
would be 13,947 gross square feet, Lot 2 has been proposed at 5,214 s.f. Lot 1 would
continue to be accessed from Union Ave NE. Lot 2 would be accessed from Union by
means of an access easement. Three deciduous trees would be removed from Lot 2 and
replaced by new trees to be planted following development.
Project Location: 902 Union Avenue Northeast, Renton, WA 98059
Project Location Map Adm,n Shrl Pit Report 06-090 (SP, 2du, R-8)