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HomeMy WebLinkAboutL_Title_Report_180330_v1ALTA COMMITMENT FOR TITLE INSURANCE Commitment Number: Issued By agent: 0095732-06CHICAGOTITLEUpdate3rdCommitment COMPANY OF WASHINGTON CHICAGO TITLE INSURANCE COMPANY,a Florida corporation (“Company”),for a valuable consideration,commits to issue its policy or policies of title insurance,as identified in Schedule A,in favor of the Proposed Insured named in Schedule A,as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A,upon payment of the premiums and charges and compliance with the Requirements;all subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate six (6)months after the Effective Date or when the policy or policies committed for shall issue,whichever first occurs,provided that the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory. IN WITNESS WHEREOF,CHICAGO TITLE INSURANCE COMPANY has caused its corporate name and seal to be affixed by its duly authorized officers on the date shown in Schedule A. Chicago Title Insurance Company By: %r] ( President Countersigned By:Attest: ‘//f ')r l 4flat?45% I..SecretaAuthorizedOfficerorAgent ry Copyright American Land Title Association.All rights reserved.fiflgk'fifi: The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as §of the date of use.All other uses are prohibited.Reprinted under license from the American Land Title Association.)'w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 1 WA-CT—FNSE-02150.622476-SPS-1-17-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment ISSUING OFFICE:FOR SETTLEMENT INQUIRIES,CONTACT: Title Officer:Commercial /Unit 6 Escrow Officer:Paula K.Adams Chicago Title Company of Washington Chicago Title Company of Washington 701 5th Avenue,Suite 2700 10500 NE 8th St,Suite 600 Seattle,WA 98104 Bellevue,WA 98004 Main Phone:(206)628-5610 Phone:425-646-9882 Fax:425-637-3367Email:CTISeaTitleUnit6@ctt.com Main Phone:(425)455-4995 Email:Paula.Adams@ctt.com SCHEDULE A ORDER NO.0095732-06 1.Effective Date:May 23,2017 at 08:00 AM 2.Policy or Policies to be issued: a.ALTA Owner's Policy 2006 Proposed Insured:OB Renton Properties,LLC,a Washington limited liability company Policy Amount:$7,100,000.00 Premium:$13,033.00 Tax:$1,303.30 Rate:Extended Discount(s):Short Term Total:$14,336.30 3.The estate or interest in the land described or referred to in this Commitment is: Fee Simple 4.Title to the estate or interest in the land is at the Effective Date vested in: Peer Frank,LLC,a Washington Limited Liability Company 5.The land referred to in this Commitment is described as follows: SEE EXHIBIT "A"ATTACHED HERETO AND MADE A PART HEREOF END OF SCHEDULE A — Copyright American Land Title Association.All rights reserved.Kiowa: The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association..w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 2 WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 EXHIBIT "A" Legal Description ALL OF BLOCK 37 OF C.D.HILLMAN'S EARLINGTON GARDENS ADDITION TO THE CITY OF SEATTLE,DIVISION NO.1,ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 17 OF PLATS,PAGE 74,IN KING COUNTY,WASHINGTON; EXCEPT PORTION CONVEYED TO THE STATE OF WASHINGTON FOR STATE HIGHWAY NO.1 BY DEED RECORDED UNDER RECORDING NUMBER 5550933; TOGETHER WITH THE EAST 40 FEET OF THAT PORTION OF THOMAS AVENUE S.W.(83RD AVE. 8.)VACATED UNDER CITY OF RENTON ORDINANCE NO.3195 AND RECORDED UNDER RECORDING NUMBER 7802220998,WHICH ATTACHED BY OPERATION OF LAW. SITUATE IN THE COUNTY OF KING,STATE OF WASHINGTON. Copyright American Land Title Association.All rights reserved.CAMNIDR'TIQ: The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association..w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 3 WA-CT—FNSE-02150.622476—SPS-1-‘l7-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment SCHEDULE B Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company: GENERAL EXCEPTIONS A.Rights or claims of parties in possession,or claiming possession,not shown by the Public Records. B.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land. C.Easements,prescriptive rights,rights-of-way,liens or encumbrances,or claims thereof,not shown by the Public Records. D.Any lien,or right to a lien,for contributions to employee benefit funds,or for state workers'compensation,or for services,labor,or material heretofore or hereafter furnished,all as imposed by law,and not shown by the Public Records. E.Taxes or special assessments which are not yet payable or which are not shown as existing liens by the Public Records. F.Any lien for service,installation,connection,maintenance,tap,capacity,or construction or similar charges for sewer,water,electricity,natural gas or other utilities,or for garbage collection and disposal not shown by the Public Records. G.Unpatented mining claims,and all rights relating thereto. H.Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof. |.Indian tribal codes or regulations,Indian treaty or aboriginal rights,including easements or equitable servitudes. J.Water rights,claims or title to water. K.Defects,liens,encumbrances,adverse claims or other matters,if any,created,first appearing in the Public Records,or attaching subsequent to the effective date hereof but prior to the date the proposed Insured acquires of record for value the estate or interest or mortgage thereon covered by this Commitment. AMERICANCopyrightAmericanLandTitleAssociation.All rights reserved.LAND mm The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association..w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 4 WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment SCHEDULE B (continued) SPECIAL EXCEPTIONS Relinquishment of access to State Highway and of light,view and air by Deed: Grantee:State of Washington Recording Date:March 4,1963 Recording No.:5550933 Easement(s)for the purpose(s)shown below and rights incidental thereto as set forth in a document: In favor of:City of Renton Purpose:Utilities Recording Date:January 4,1965 Recording No.:5828545 Affects:As described therein Easement(s)for the purpose(s)shown below and rights incidental thereto as set forth in a document: In favor of:Pacific Northwest Bell Telephone Company Purpose:Underground communication lines Recording Date:May 7,1981 Recording No.:8105070491 Affects:As described therein A record of survey and matters relating thereto: Recording Date:May 14,1998 Recording No.:9805149006 Payment of the real estate excise tax,if required. The Land is situated within the boundaries of local taxing authority of City of Renton. Present rate of real estate excise tax as of the date herein is 1.78 percent. Any conveyance document must be accompanied by the official Washington State Excise Tax Affidavit.The applicable excise tax must be paid and the affidavit approved at the time of the recording of the conveyance documents.(NOTE:Real Estate Excise Tax Affidavits must be printed as legal size forms). An additional $5.00 Electronic Technology Fee must be included in all excise tax payments. If the transaction is exempt,an additional $5.00 Affidavit Processing Fee is required. AMERICANCopyrightAmericanLandTitleAssociation.All rights reserved.LAND mm The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association..w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 5 WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON COMMITMENT NO.0095732-06 UPDATE 3rd Commitment SCHEDULE B (continued) 6.General and special taxes and charges,payable February 15,delinquent if first half unpaid on May 1,second half delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties): Year: Tax Account No.: Levy Code: Assessed Value-Land: Assessed Value-Improvements: General and Special Taxes: 2017 334040 6430 O2 2100 $1,910,500.00 $1,591,200.00 Billed:$49,545.10 Paid:$24,772.55 Unpaid:$24,772.55 7.Liability for Sewer Treatment Capacity Charges,if any,affecting certain areas of King,Pierce and Snohomish Counties.Said charges could apply to property connecting to the metropolitan sewerage facilities or reconnecting or changing its use and/or structure after February 1,1990. Please contact the King County Wastewater Treatment Division,Capacity Charge Program,for further information at 206-296-1450 or Fax No.206-263-6823 or email at CapCharqscrow©kinqcountvqov. *A map showing sewer service area boundaries and incorporated areas can be found at: http://vour.kinqcounty.qov/ftp/qisNVeb/VMC/utilities/servarea cities.pdf Unrecorded Sewer Capacity Charges are not a lien on title to the Land. NOTE:This exception will not appear in the policy to be issued. 8.A deed of trust to secure an indebtedness in the amount shown below, Amount:$1,790,000.00 Dated:December 2,2013 Trustor/Grantor:Peer Frank,LLC,a Washington limited liability company Trustee:Fidelity National Title Company Beneficiary:Washington Federal Recording Date:December 11,2013 Recording No.:20131211001144 9.An assignment of all moneys due,or to become due as rental or otherwise from said Land,to secure payment of an indebtedness,shown below and upon the terms and conditions therein Assigned to:Washington Federal Assigned By:Peer Frank,LLC,a Washington limited liability company Recording Date:December 11,2013 Recording No.:20131211001145 Copyright American Land Title Association.All rights reserved.AMERICAN LAND TITLEASSOCIAIION The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment SCHEDULE B (continued) 10.A deed of trust to secure an indebtedness in the amount shown below, Amount:$335,000.00 Dated:September 24,2014 Trustor/Grantor:Peer Frank LLC Trustee:Fidelity National Title Beneficiary:Washington Federal Loan No.:456253-4 Recording Date:October 1,2014 Recording No.:20141001000789 11.Assignment of Rents Assigned to:Washington Federal Assigned by:Peer Frank,LLC,a Washington limited liability company Recording Date:October 1,2014 Recording No.:20141001000790 12.Any unrecorded leaseholds,right of vendors and holders of security interests on personal property installed upon the Land and rights of tenants to remove trade fixtures at the expiration of the terms. 13.This item intentionally deleted Copyright American Land Title Association.All rights reserved. The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited.Reprinted under license from the American Land Title Association. AMERICAN LAND TITLE ASSOCIAIION ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 7 WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment 14. 15. 16. 17. SCHEDULE B (continued) The Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance from the entity named below. Limited Liability Company:Peer Frank LLC a.A copy of its operating agreement,if any,and any and all amendments,supplements and/or modifications thereto,certified by the appropriate manager or member. b.If a domestic Limited Liability Company,a copy of its Articles of Organization and all amendment thereto with the appropriate filing stamps. c.If the Limited Liability Company is member-managed a full and complete current list of members certified by the appropriate manager or member. d.If the Limited Liability Company was formed in a foreign jurisdiction,evidence,satisfactory to the Company that it was validly formed,is in good standing and authorized to do business in the state of origin. e.If less than all members,or managers,as appropriate,will be executing the closing documents,furnish evidence of the authority of those signing. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. Your application for title insurance was placed by reference to only a street address or tax identification number.Based on our records,we believe that the legal description in this report covers the parcel(s)of Land that you requested.If the legal description is incorrect,the seller/borrower must notify the Company and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s)of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. To provide an extended coverage owner’s policy,general exceptions A through D may be eliminated or limited after an inspection of the Land and/or review of the survey,if required,is completed.General exceptions E through J will remain in the owner’s policy to be issued. If the anticipated closing date is less than 4 weeks from the date of this commitment,please contact your title officer immediately. This item intentionally deleted AMERICANCopyrightAmericanLandTitleAssociation.All rights reserved.LAND TITLE ASSOCIAI ION The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association. ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 8 WA-CT—FNSE-02150.622476—SPS-1-17-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment SCHEDULE B (continued) 18.Any rights,interests,or claims which may exist or arise by reason of the following matters disclosed by survey, Job No.:17045 Dated:May 23,2017 Prepared by:Hansen Surveying &Constulting Matters shown:gravel parking area extends into the right of way of Morrison Avenue END OF EXCEPTIONS NOTES The following matters will not be listed as Special Exceptions in Schedule B of the policy.There will be no coverage for loss arising by reason of the matters listed below because these matters are either excepted or excluded from coverage or are not matters covered under the insuring provisions of the policy. Note A:Note:FOR INFORMATIONAL PURPOSES ONLY: The following may be used as an abbreviated legal description on the documents to be recorded,per Amended RCW 65.04.045.Said abbreviated legal description is not a substitute for a complete legal description within the body of the document: BLOCK 37,CD.HILLMAN'S EARLINGTON GARDENS ADD.TO SEATTLE Tax Account No.:334040-6430-02 Note B:Note:Any map furnished with this Commitment is for convenience in locating the land indicated herein with reference to streets and other land.No liability is assumed by reason of reliance thereon. END OF NOTES END OF SCHEDULE B AMERICANCopyrightAmericanLandTitleAssociation.All rights reserved.LAND mm The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as fiofthedateofuse.All other uses are prohibited.Reprinted under license from the American Land Title Association..w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 9 WA-CT—FNSE-02150.622476—SPS-1-‘l7-0095732-06 COMMITMENT NO.0095732-06 CHICAGO TITLE COMPANY OF WASHINGTON UPDATE 3rd Commitment CONDITIONS The term mortgage,when used herein,shall include deed of trust,trust deed,or other security instrument. It the proposed Insured has or acquired actual knowledge of any defect,lien,encumbrance,adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof,and shall fail to disclose such knowledge to the Company in writing,the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to the extent the Company is prejudiced by failure to so disclose such knowledge.If the proposed Insured shall disclose such knowledge to the Company,or if the Company othenlvise acquires actual knowledge of any such defect,lien,encumbrance,adverse claim or other matter,the Company at its option may amend Schedule B of this Commitment accordingly,but such amendment shall not relieve the Company from liability previously incurred pursuant to paragraph 3 of these Conditions. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition of Insured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a)to comply with the requirements hereof,or (b)to eliminate exceptions shown in Schedule B,or (c)to acquire or create the estate or interest or mortgage thereon covered by this Commitment.In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committed for and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except as expressly modified herein. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title.Any action or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title to the estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of this Commitment. The policy to be issued contains an arbitration clause.All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.You may review a copy of the arbitration rules at httQ.'//www.alta.org. END OF CONDITIONS AMERICANCopyrightAmericanLandTitleAssociation.All rights reserved.LAND mm The use of this Form (or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as §of the date of use.All other uses are prohibited.Reprinted under license from the American Land Title Association.)'w ALTA Commitment (06/17/2006)Printed:06.01.17 @ 10:07 AM Page 10 WA-CT—FNSE-02150.622476-SPS-1-‘I7-0095732-06 RECORDING REQUIREMENTS Effective January 1,1997,document format and content requirements have been imposed by Washington Law. Failure to comply with the following requirements may result in rejection of the document by the county recorder or imposition of a $50.00 surcharge. First page or cover sheet: 3"top margin containing nothing except the return address. 1"side and bottom margins containing no markings or seals. Title(s)of documents. Recording no.of any assigned,released or referenced document(s). Grantors names (and page no.where additional names can be found). Grantees names (and page no.where additional names can be found). Abbreviated legal description (Lot,Block,Plat Name or Section,Township,Range and Quarter,Quarter Section for unplatted).Said abbreviated legal description is not a substitute for a complete legal description which must also appear in the body of the document. Assessor’s tax parcel number(s). Return address (in top 3"margin). **A cover sheet can be attached containing the above format and data if the first page does not contain all required data. Additional Pages: 1"top,side and bottom margins containing no markings or seals. All Pages: No stapled or taped attachments.Each attachment must be a separate page.All notary and other pressure seals must be smudged for visibility.Font size of 8 points or larger. Recording Requirements Printed:06.01.17 @ 10:07 AM by KE WA00000924.doc /Updated:05.23.16 Page 11 WA-CT-FNSE-02150.620761-0095732—06 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1,2015;Last Updated:March 1,2017 At Fidelity National Financial,Inc.,we respect and believe it is important to protect the privacy of consumers and our customers.This Privacy Notice explains how we collect,use,and protect any information that we collect from you,when and to whom we disclose such information,and the choices you have about the use of that information.A summary of the Privacy Notice is below,and we encourage you to review the entirety of the Privacy Notice following this summary.You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. Tvpes of Information Collected.You may provide us with certain personal information about you,like your contact information,address demographic information, social security number (SSN),driver‘s license,passport, other government ID numbers and/or financial information. We may also receive browsing information from your Internet browser,computer and/or mobile device if you visit or use our websites or applications. How Information is Collected.We may collect personal information from you via applications,forms,and correspondence we receive from you and others related to our transactions with you.When you visit our websites from your computer or mobile device,we automatically collect and store certain information available to us through your Internet browser or computer equipment to optimize your website experience. Use of Collected Information.We request and use your personal information to provide products and services to you,to improve our products and services,and to communicate with you about these products and services. We may also share your contact information with our affiliates for marketing purposes. When Information Is Disclosed.We may disclose your information to our affiliates and/or nonaffiliated parties providing services for you or us,to law enforcement agencies or governmental authorities,as required by law, and to parties whose interest in title must be determined. Choices With Your Information.Your decision to submit information to us is entirely up to you.You can opt-out of certain disclosure or use of your information or choose to not provide any personal information to us. Information From Children.We do not knowingly collect information from children who are under the age of 13,and our website is not intended to attract children. Privacy Outside the Website.We are not responsible for the privacy practices of third parties,even if our website links to those parties'websites. International Users.By providing us with you information,you consent to its transfer,processing and storage outside of your country of residence,as well as the fact that we will handle such information consistent with this Privacy Notice. The California Online Privacy Protection Act.Some FNF companies provide services to mortgage loan servicers and, in some cases,their websites collect information on behalf of mortgage loan servicers. responsible for taking action or making changes to any consumer information submitted through those websites. The mortgage loan servicer is Your Consent To This Privacy Notice.By submitting information to us or by using our website,you are accepting and agreeing to the terms of this Privacy Notice. Access and Correction;Contact Us.If you desire to contact us regarding this notice or your information,please contact us at privacy@fnf.com or as directed at the end of this Privacy Notice. Privacy Statement WA00000924.doc /Updated:05.23.16 Page 12 Printed:06.01.17 @ 10:07 AM by KE WA—CT—FNSE—02150.620761—0095732—06 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1,2015;Last Updated:March 1,2017 Fidelity National Financial,Inc.and its majority-owned subsidiary companies providing title insurance,real estate- and loan-related services (collectively,"FNF","our"or "we")respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws.This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF,including Personal Information and Browsing Information collected through any FNF website,online service or application (collectively,the "Website"). Types of Information Collected We may collect two types of information from you:Personal Information and Browsing Information. Personal Information.FNF may collect the following categories of Personal Information:.contact information (e.g.,name,address,phone number,email address);-demographic information (e.g.,date of birth,gender,marital status);0 social security number (SSN),driver's license,passport,and other government ID numbers;-financial account information;and.other personal information needed from you to provide title insurance,real estate-and loan-related services to you. Browsing Information.FNF may collect the following categories of Browsing Information:-Internet Protocol (or IP)address or device lD/UDID,protocol and sequence information;-browser language and type;-domain name system requests;~browsing history,such as time spent at a domain,time and date of your visit and number of clicks;-http headers,application client and server banners;and0operatingsystemandfingerprintingdata. How Information is Collected In the course of our business,we may collect Personal Information about you from the following sources:-applications or other forms we receive from you or your authorized representative;-the correspondence you and others send to us;-information we receive through the Website;~information about your transactions with,or services performed by,us,our affiliates or nonaffiliated third parties;and~information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities,our affiliates or others. If you visit or use our Website,we may collect Browsing Information from you as follows:-Browser Log Files.Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor.The Browsing Information includes generic information and reveals nothing personal about the user.-Cookies.When you visit our Website,a "cookie"may be sent to your computer.A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive.When you visit a website again,the cookie allows the website to recognize your computer.Cookies may store user preferences and other information.You can choose whether or not to accept cookies by changing your Internet browser settings,which may impair or limit some functionality of the Website. Use of Collected Information Information collected by FNF is used for three main purposes:~To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you.-To improve our products and services.-To communicate with you and to inform you about our,our affiliates'and third parties‘products and services, jointly or independently. Privacy Statement Printed:06.01.17 @ 10:09 AM by KE WA00000924.doc /Updated:05.23.16 Page {{Page}}WA-CT-FNSE-02150.620761-0095732—06 When Information Is Disclosed We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies)and Browsing Information to various individuals and companies,as permitted by law,without obtaining your prior authorization.Such laws do not allow consumers to restrict these disclosures.Please see the section "Choices With Your Personal Information"to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties:-to third parties to provide you with services you have requested,and to enable us to detect or prevent criminal activity,fraud,material misrepresentation,or nondisclosure;-to our affiliate financial service providers for their use to market their products or services to you;~to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services;.to nonaffiliated third party service providers with whom we perform joint marketing,pursuant to an agreement with them to market financial products or services to you;~to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoena or court order;-to lenders,lien holders,judgment creditors,or other parties claiming an interest in title whose claim or interest must be determined,settled,paid,or released prior to closing;and-other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to:o comply with a legal process or applicable laws;-enforce this Privacy Notice;.investigate or respond to claims that any material,document,image,graphic,logo,design,audio,video or any other information provided by you violates the rights of a third party;or-protect the rights,property or personal safety of FNF,its users or the public. We maintain reasonable safeguards to keep your Personal Information secure.When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice,we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws.The use of your information by a business partner may be subject to that party's own Privacy Notice.Unless permitted by law,we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information,Browsing Information,and any other information,in connection with the sale or other disposition of all or part of the FNF business and/or assets,or in the event of our bankruptcy,reorganization,insolvency,receivership or an assignment for the benefit of creditors.You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you.If you decide not to submit Personal Information or Browsing Information,FNF may not be able to provide certain services or products to you.The uses of your Personal Information and/or Browsing Information that,by law,you cannot limit, include:-for our everyday business purposes —to process your transactions,maintain your account(s),to respond to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoenas or court orders,or report to credit bureaus;-for our own marketing purposes;-for joint marketing with financial companies;and-for our affiliates'everyday business purposes —information about your transactions and experiences. Privacy Statement Printed:06.01.17 @ 10:09 AM by KE WA00000924.doc /Updated:05.23.16 Page {{Page}}WA-CT-FNSE-02150.620761-0095732—06 You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ("opt-out"):~for our affiliates'everyday business purposes —information about your creditworthiness;and-for our affiliates to market to you. To the extent permitted above,you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice.We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by California law.Currently,our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. For Nevada Residents:You may be placed on our internal Do Not Call List by calling (888)934-3354 or by contacting us via the information set forth at the end of this Privacy Notice.Nevada law requires that we also provide you with the following contact information:Bureau of Consumer Protection,Office of the Nevada Attorney General,555 E.Washington St.,Suite 3900,Las Vegas,NV 89101;Phone number:(702)486-3132;email: BCPINFO@ag.state.nv.us. For Oregon Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes,except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by Vermont law,such as to process your transactions or to maintain your account.In addition,we will not share information about your creditworthiness with our affiliates except with your authorization.For joint marketing in Vermont,we will only disclose your name,contact information and information about your transactions. Information From Children The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.By using the Website,you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice. Privacy Outside the Website The Website may contain links to other websites.FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites. International Users FNF's headquarters is located within the United States.If you reside outside the United States or are a citizen of the European Union,please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice.By providing FNF with your Personal Information and/or Browsing Information,you consent to our collection and transfer of such information in accordance with this Privacy Notice. The California Online Privacv Protection Act For some FNF websites,such as the Customer CareNet ("CCN"),FNF is acting as a third party service provider to a mortgage loan servicer.In those instances,we may collect certain information on behalf of that mortgage loan servicer via the website.The information which we may collect on behalf of the mortgage loan servicer is as follows:.first and last name; property address; user name and password; loan number; social security number -masked upon entry; email address; three security questions and answers;and IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. Privacy Statement Printed:06.01.17 @ 10:09 AM by KE WA00000924.doc /Updated:05.23.16 Page {{Page}}WA-CT-FNSE-02150.620761-0095732—06 The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website.For example,if you believe that your payment or user information is incorrect,you must contact your mortgage loan servicer. CCN does not share consumer information with third parties,other than (1)those with which the mortgage loan servicer has contracted to interface with the CCN application,or (2)law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoenas or court orders.All sections of this Privacy Notice apply to your interaction with CCN,except for the sections titled "Choices with Your Information" and "Access and Correction."If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information,you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF,you consent to the collection and use of the information by us in compliance with this Privacy Notice.Amendments to the Privacy Notice will be posted on the Website.Each time you provide information to us,or we receive information about you,following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future.We may use comments,information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correctinq Information;Contact Us If you have questions,would like to access or correct your Personal Information,or want to opt-out of information sharing with our affiliates for their marketing purposes,please send your requests to privacy@fnf.com or by mail or phone to: Fidelity National Financial,Inc. 601 Riverside Avenue Jacksonville,Florida 32204 Attn:Chief Privacy Officer (888)934-3354 Privacy Statement Printed:06.01.17 @ 10:09 AM by KE WA00000924.doc /Updated:05.23.16 Page {{Page}}WA-CT-FNSE-02150.620761-0095732-06