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HomeMy WebLinkAboutHIL 8405230876 �.; CITY OF RENTON HOME IMPROVEMENT LOAN PROGRAM NS o . !3 LOAN AGREEMENT . 0 THIS AGREEMENT is entered intothis 14th 4 day of May , 1984 between the CITY OF RENTON, Hereinafter referred to as the "City", KING COUNTY, hereinafter referred to as the "County," and Robert H. and Sarah M. Hart hereinafter referred to as the "Applicants." WHEREAS low and moderate income homeowners have demonstrated a need for financing assistance in repairing their homes, and it is in the interest - of the City to maintain the quality of the housing stock, the City will assist qualified applicants in securing an interest-free loan; WHEREAS, the City will make available to qualifying applicants housing repair financing up to a maximum of $4,000 to be made available from Federal Block Grant funds under the Housing and Community Development Act of 1974, Pub. L. 93-383; WHEREAS, the City has determined that the applicants are qualified to participate in the City of Renton Home Improvement Loan Program; and WHEREAS, the Applicants have agreed with g the City on the necessary repairs to be covered by agreement. loan a reement. NOW, THEREFORE, in consideration of their mutual promises hereinafter contained, the parties agree as follows: 1. DUTY OF APPLICANTS. The Applicants agree to execute and give to the County an interest-free note and mortgage of even date, copies of which are attached hereto and incorporated by reference herein as Exhibits B and C, for the purpose of repaying to the City through the County the amount of the loan; 2. AMOUNT OF FINANCING. The amount for which the applicants are liable to repay the County through the above referenced note and mortgage shall be an amount not in excess of $4,000. The cost of the agreed-upon repairs shall be exactly determined at the time of completion. Such cost is estimated to be $ 4,000.00 , according to the work schedule attached hereto and incorporated by reference as Exhibit A. • l A `yam 3. DUTY OF THE CITY AND COUNTY. The City and its contractor, the Housing Authority of the County of King, shall be authorized to undertake and complete the agreed-upon repairs, and King County shall reimburse the. City with Block Grant funds in accordance with the City/County Community Development Block Grant contract. IN WITNESS THEREOF, the Applicants, the City, and the County, through designated Responsible Official, set their hands this 14th _ day of May 1984 71 ro t SiktiyDek MAYOR City Clerk 41- tzt- � /l'.'L FOR KING COUNTY: WiAlita DIRECTO41, DEPARTMENT OF PLANNING AND COMMUNITY DEVELOPMENT I C:,;e 'M,,,�..;�'°:1191,6 A i..) Ea91IB IT C JUN 2 198 (ii) MORTGAGE KING f'1 T''( I QD THIS INDENTURE MADE THIS 14th day of May , 19 84 , between Robert E. Hart and Sarah_M Hart , mortgagor, and King County, mortgagee; up WITNESSETH: That the mortgagor s , for and in consideration of a sum not to exceed $4,QQ0..0.0. which sum shall be equal to the cost of completing the agreed-upon repairs on the below- • described property pursuant to the King County Housing Repair Program, authorized by King County Ordinance 3269, as amended, do by these presents mortgage, grant, bargain, sell , convey, and confirm unto the mortgagee, and to its assigns, the following described real estate, together 'with all and singular tenements, hereditaments, and appurtenances there unto belonging: LEGAL DESCRIPTION: (3232 S.E. 6th Street, Renton, Washington 98055) • Maplewood Division No.2, Block No. 5, Lot No. 17. • 84/05/23 #08 RECD F ,00 • 00 i,(I • This conveyance is intended as a mortgage to secure the payment of a sum not to exceed $/1,000.00 which shall be equal to the cost of completing the agreed-upon repairs on the above described property, such sum payable to King County according to the terms and conditions of that certain Promissory Note bearing date May 14, 1984 ' and all renewals, modifications and extensions thereof, and also securing such further sums as may be advanced or loaned to mortgagors by the mortgagee. These presents shall . be void if such payment be made according to terms and conditions thereof. Payment on the Promissory Note and all renewals, modifications and extensions thereof incorporated by this Mortgage shall be made to King County Revenue Account No. 36989 for Housing and Communty Development loan payment. • - 1 - . • But in case default be made in the payment of the principal sum of said promissory note and all renewals, modifications and extensions thereof, when the same shall be due and payable, according to the terms and conditions thereof, then the mortgagee is hereby empowered to sell said premises, with all and everyof the appurtenances, or any PP part Go thereof, in the manner prescribed by law, and out of the money arising from such sale to retain the whole of said principal sum, together with the costs and charges of such op sales, and the surplus, if any there be, shall be paid by the mortgagee making such sale, on demand, to the mortgagor s , their heirs or assigns. And in any suit or other proceeding that may be had for the recovering of said principal sum, on either said note or this mortgage, it shall and may be lawful for the mortgagee to include in the judgement that may be recovered, a reasonable sum as attorney fees, together with all sums paid by the mortgagee on account of taxes, liens, assessments, abstracts or title insurance charges, cost of searching records, interest, and fire insurance, with inter- est at 12% per annum from date of payment. IN WITNESS WHEREOF, the mortgagors hereunto set theirhands the day and year first above written. .)r 74 STATE•OF WASHINGTON ) S a . //" ss. COUNTY OF KING ) On this J ` day of ���� , A.D. 19gy before me, the undersigned, a notary public in and for the ,$tat f Washingto d ly commissioned and sworn personally appeared ��O- ;_`�z•• • e ���� . , rev_ to me known to be individual 5 descred in and who executed the foregoing instrument, and acknowledged to me that sealed the said instrument as signed and I act and deed for the uses and purposes therein mentioned. free and voluntary WITNESS my hand and official seal hereto affixed the day and year in this certifi- cate above written. SUBSCRIBED AND SWORN to before me this ) day of a_.5, , 19 `62/: • ) (2_ NOT Y PUBLIC in and fo-t e State of Washington,- residing at' • j411-r . Mail to: f fnr ''C0r(' at Request Of King County Housing Rehabilitation 1718 Smith Tower Seattle, WA 98104 - 2 - • EXHIBIT B KING COUNTY, WASHINGTON PROMISSORY NOTE h. .DATE: May 14, 1984 For value received, the undersigned, jointly and severally, promise to pay to the order of King County in the manner following a sum necessary for ` completion of the agreed-upon repairs on the undersigned's property, such sum estimated to be $ 4,000.00 but to be exactly determined at the time of com- pletion of the repairs: 1. This note is given in accordance with the terms of a loan agree- ment between the parties hereto dated May 14, 1984 2. This note is secured by mortgage of even date herewith from Robert E. and Sarah M. Hart , Mortgagor, to King County, Mortgagee, encumbering certain real estate therein described and duly recorded in the Division of Records and Elections, King County, Washington. 3. It is hereby agreed that payment of said sum shall become due and owing when the real estate described in the subject mortgage is sold, conveyed or transferred. 4. Each maker and endorser of this note hereby waives presentment, demand, protest and notice of dishonor and hereby agrees to remain bound for the payment of this note notwithstanding any extension or extensions of time payment of it or of any part of it made by agreement with any one or more of the parties hereto either before or after maturity. 5. Each maker and endorser of this note has the right to pay in full the principle sum of this note, according to a schedule of payment agreeable to the County, at any time prior to the said sum becoming due and owing, in which case the obligation represented by this note shall be deemed fully satis- fi ed. 6. If payment of this note or any partial payment thereof shall not be made at maturity and any action is brought to enforce collection thereof, the undersigned agrees to pay cost of attorney fees incurred in such action. Signed: - Address: A '> _ /� 7^ / 3232 S.E. 6th Street Robert E. Hart / %/ 272 Renton, Washington 98055 Sarah M. Hart