HomeMy WebLinkAboutContractAlliant Insurance Services, Inc.
1420 Fifth Avenue, Suite 1500
Seattle, WA 98101
O 206 204 9140
F 206 204 9205
CA License No. 0C36861 www.alliant.com
City of Renton
July 1, 2020 – 2021
Property Renewal Insurance Proposal Revised 06/12/2020
(Including Crime, Cyber, Pollution, Deadly Weapon Response)
Presented by:
Debbie Bovee, Senior Vice President
Brian White, First Vice President
Anne Shackelford, Vice President
June 12, 2020
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 2
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Table of Contents
Your Service Team .................................................................................................................................. 3
Premium / Exposure Comparison ............................................................................................................ 4
2020 – 2021 Property Program Exhibit ................................................................................................... 5
Property Insurance Program Summary of Proposed Policy Form Changes ........................................... 6
Line of Coverage – Property Coverage ................................................................................................. 11
Line of Coverage – Pollution ................................................................................................................. 14
Line of Coverage – Cyber ...................................................................................................................... 18
Line of Coverage-Excess Cyber (New) ................................................................................................. 20
Line of Coverage – Crime ...................................................................................................................... 22
Binding Requirements Recap ................................................................................................................ 24
Request to Bind Coverage .................................................................................................................... 24
Disclosures / Disclaimers ...................................................................................................................... 27
NY Regulation 194 and General Broker Compensation Disclosure ......................................... 27
Privacy ................................................................................................................................................... 28
Other Disclosures / Disclaimers Cont. ................................................................................................... 28
FATCA: .............................................................................................................................................. 28
NRRA: ................................................................................................................................................ 28
Changes and Developments .......................................................................................................... 28
Certificates / Evidence of Insurance .............................................................................................. 29
APIP Claims Reporting Acknowledgement(s) Receipt Form ................................................................31
Addendum ............................................................................................................................................. 40
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 3
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Your Service Team
Debbie Bovee, CPCU, ARM-P
Senior Vice President
dbovee@alliant.com
Phone: 206-204-9173
Cell: 206-276-7418
Brian White
First Vice President
bwhite@alliant.com
Phone: 206-204-9126
Cell: 415-203-5983
Anne Shackelford
Vice President
Anne.shackelford@alliant.com
Phone: 206-454-8021
Cell: 425-231-4714
Jamie Arnoldi
Account Manager
jamie.arnoldi@alliant.com
Phone: 949-627-7000
Vicki Holaday, CRM, CIC, APA, AU
Assistant Vice President / Account Executive
vholaday@alliant.com
Phone: 206-204-9138
Renee Judge, AAI, AIS
Assistant Vice President / Account Executive
rjudge@alliant.com
Phone: 206-204-9174
Joyce Roberts
Account Manager
jeroberts@alliant.com
Phone: 206-204-9175
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 4
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Premium / Exposure Comparison
ITEM / COVERAGE Expiring
7/1/19-7/1/20
Renewal
7/1/20-7/1/21
% Change
Year-Over-
Year
Total Insurable Values (TIV) $327,308,768 $334,524,955 2.20%
Rate per $100 of TIV .128 .154 20.56%
Property Premium $418,368 $515,510 23.22%
Pollution Premium Included Included N/A
Cyber Premium Included Included N/A
Crime Premium $3,435 $3,435 0%
Deadly Weapon Response
Premium (see supplemental
proposal)
$5,516 $5,458 -1.1%
Total Cost $ 427,319 $ 524,403 22.72%
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 5
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
2020 – 2021 Property Program Exhibit
$200M $200M
All Risk Limit
$100M
$50M
$25M $25M
Earthquake
$25M
Flood
$10M $10M
Flood Zones
A&V
$2M Pollution
Deductible $50,000 All Risk
except Earthquake &
Flood
$25,000 on Auto
Physical Damage
and Contractors
Equipment
2% / $250,000 $100,000 Except
$250,000 Zones
A&V
$150,000
Values $334,524,955
Premium $515,510
Rate .154
Notes:
For any property in A or V flood zones, Alliant recommends that a National Flood Insurance Program
policy be considered, to buy down the Flood Zone A & V deductible.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 6
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Property Insurance Program Summary of Proposed Policy Form Changes
BELOW IS A SUMMARY OF PROPOSED CHANGES FOR THE 2020-2021 POLICY PERIOD AS OF MAY 19, 2020
PLEASE REFER TO THE RED LINE STRIKE OUT VERSION OF THE MASTER POLICY FOR FULL DETAILS
Coverage 2019-2020 Sub-limit Wording 2020-2021 Proposed Changes Status
Communicable
Disease
$500,000 Per Occurrence and Annual Aggregate
per Named Insured for Communicable Disease
subject to an APIP Porgram aggregate of
$10,000,000 for all declarations combined except
Hospital declarations.
Not Covered Limitation
Unscheduled
Infrastructure
Unscheduled infrastructure including but not limited
to Tunnels, Bridges, Dams, Catwalks (except those
not for public use), Roadways, Highways, Streets
(including guardrails), Sidewalks (including
guardrails), Culverts, Channels, Levees, Dikes,
Berms, Embankments, Street Lights, Traffic
Signals, Meters, Roadway or Highway Fencing,
and all similar property unless a specific value has
been declared. Unscheduled infrastructure
coverage is excluded for the peril of Earthquake
and excluded for Federal Emergency Management
Agency (FEMA) and/or Office of Emergency
Services (OES) declared disasters, providing said
declaration provides funding for repairs).
Unscheduled infrastructure including but not
limited to tunnels, bridges, dams, catwalks
(except those not for public use), roadways,
highways, streets, sidewalks, culverts, channels,
levees, dikes, berms, embankments, landfills (as
more fully defined in the Policy), docks, piers,
wharves, street lights, traffic signals, meters,
roadway or highway fencing (including
guardrails), and all similar property unless a
specific value has been declared. Unscheduled
infrastructure coverage is excluded for the peril
of Earthquake and excluded for Federal
Emergency Management Agency (FEMA)
and/or Office of Emergency Services (OES)
declared disasters, providing said declaration
provides funding for repairs).
Limitation
Pollution Policy Summary of Proposed changes is provided with the Pollution Proposal for those who request the coverage.
Cyber Policy Summary of Proposed changes is provided with the Cyber Proposal for those who request the coverage.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 7
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
MASTER POLICY FORM WORDING PROPOSED CHANGES
PLEASE REFER TO THE RED LINE STRIKE OUT VERSION OF THE MASTER POLICY FOR FULL DETAILS
Coverage 2019-2020 2020-2021 Status
Policy Period July 1, 2019 to July 1,2020 July 1, 2020 to July 1,2021 Update
Section II, B. 17
Protection and
Preservation of
Property
Last paragraph:
Due to the unique nature of Health Care Facilities
and Jails where it is deemed necessary to
evacuate patients or inmates from the premises in
order to reduce the physical loss potential from an
actual or imminent loss or damage by a peril not
excluded herein, all terms and conditions of this
clause will apply to the expenses incurred as a
result of the evacuation.
Due to the unique nature of Health Care Facilities,
Education Facilities and Jails where it is deemed
necessary to evacuate designated persons from the
premises in order to reduce the physical loss potential
from an actual or imminent loss or damage by a peril
not excluded herein, the company will pay
reasonable and necessary evacuation expenses
incurred by the Named Insured. The following
additional definitions apply to this Additional Time
Element Coverage:
a. Designated persons means:
(1) Patients, residents and lawful occupants at a
covered location, and/or
(2) Those employees who are essential to
implement the mandatory evacuation order at a
covered location.
b. Evacuation expenses means expenses
incurred during the evacuation period to:
(1) Transport designated persons to another
location;
(2) House and maintain designated persons at
another location;
(3) Return designated persons to the covered
location or, if the covered location is not habitable, to
a suitable alternative location.
Enhancement
/Clarification
Section II, B. 21
Accidental
Contamination
This Policy is hereby extended to cover Business
Interruption and Property Damage loss as a result of
accidental contamination, discharge or dispersal from
any source to Covered Property, including expenses
necessarily incurred to clean up, remove and dispose of
contaminated substances so as to restore the Covered
Property to the same condition as existed prior to loss.
The coverage provided is sub-limited to USD as per
Declaration page.
If such contamination or dispersal is itself caused by
fire, lightning, impact from aircraft, explosion, riot, civil
commotion, smoke, collapse, vehicles, windstorm, hail,
vandalism, malicious mischief or leakage and accidental
discharge from automatic fire protective systems
whereupon this extension shall provide coverage up to
full limit of liability provided by this Policy.
For the purposes of this Accidental Contamination
clause only, the term “Covered Property”, as covered by
this Policy, is held to include Land (and Land Values) on
which Covered Property is located whether or not the
same are excluded by this Policy.
Refer to the redline version of the Policy for full details
Coverage will be restricted to “cleanup, removal and disposal
of the actual not suspected presence of Pollutants of
Contaminant(s).”
Pollutants or Contaminants means any solid, liquid, gaseous
or thermal irritant or contaminant, including smoke, vapor,
soot, fumes, acids, alkalis, chemicals and waste, which after
its release can cause or threaten damage to human health or
human welfare or causes or threatens damage, deterioration,
loss of value, marketability or loss of use to property insured
hereunder, including, but not limited to, bacteria, virus, or
hazardous substances listed in applicable environmental
state, federal or foreign law or regulation, or as designated by
the U.S. Environmental Protection Agency or similar applicable
state or foreign governmental authority. Waste includes
materials to be recycled, reconditioned or reclaimed.
Pollutants or Contaminants does not include Fungus, Mold or
Spore.
Limitation
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 8
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Master Policy Form Wording Proposed Changes Continued
PLEASE REFER TO THE RED LINE STRIKE OUT VERSION OF THE MASTER POLICY FOR FULL DETAILS
Coverage 2019-2020 2020-2021 Status
Section II, C. 2
Property Not
Covered
Standing timber, bodies of water, growing crops.
Standing timber, growing crops, water, except water
which is normally contained within any type of tank,
piping system or other process equipment.
Update
Section II, C. 8
Property Not
Covered
Offshore property, oilrigs, underground mines,
caverns and their contents. Railroad track is
excluded unless values have been reported by
the Named Insured.
Offshore property, oilrigs, underground mines,
caverns, or underground storage facilities and their
contents. Railroad track is excluded unless values
have been reported by the Named Insured.
Update
Section III, B. 1
Ingress/Egress
This Policy is extended to insure the actual loss
sustained during the period of time not
exceeding 30 days when, as a direct result of
physical loss or damage caused by a covered
peril(s) specified by this Policy and occurring at
property located within a 20 mile radius of
covered property, ingress to or egress from the
covered property covered by this Policy is
prevented. Coverage under this extension is
subject to a 24-hour waiting period.
This Policy is extended to insure the actual loss
sustained during the period of time not exceeding 30
days when, as a direct result of physical loss or
damage caused by a covered peril(s) specified by
this Policy and occurring at property located within a
10 mile radius of covered property, ingress to or
egress from the covered property covered by this
Policy is prevented. Coverage under this extension
is subject to a 24-hour waiting period.
Pending
Section III, B. 2
Interruption by
Civil Authority
This Policy is extended to include the actual loss
sustained by the Named Insured, as covered
hereunder during the length of time, not
exceeding 30 days, when as a direct result of
damage to or destruction of property by a
covered peril(s) occurring at property located
within a 20 mile radius of covered property,
access to the covered property is specifically
prohibited by order of a civil authority. Coverage
under this extension is subject to a 24-hour
waiting period.
This Policy is extended to include the actual loss
sustained by the Named Insured, as covered
hereunder during the length of time, not exceeding
30 days, when as a direct result of damage to or
destruction of property by a covered peril(s) occurring
at property located within a 10 mile radius of covered
property, access to the covered property is
specifically prohibited by order of a civil authority.
Coverage under this extension is subject to a 24-hour
waiting period.
Pending
Section III, B. 5
Tax Revenue
Interruption
First paragraph
Except as hereinafter or heretofore excluded, this
Policy insures against loss resulting directly from
necessary interruption of sales, property or other
tax revenue including, but not limited to Tribal
Incremental Municipal Services Payments
collected by or due the Named Insured caused by
damage or destruction to property which is not
operated by the Named Insured and which wholly
or partially prevents the generation of revenue for
the account of the Named Insured.
Except as hereinafter or heretofore excluded, this
Policy insures against loss resulting directly from
necessary interruption of sales, property or other tax
revenue including, but not limited to Tribal Incremental
Municipal Services Payments collected by or due the
Named Insured as a result of physical damage to or
destruction of property, by the perils insured against
occurring during the policy period which is not operated
by the Named Insured and which wholly or partially
prevents the generation of revenue for the account of
the Named Insured.
Clarification
Section IV, B. 2
Exclusions
Physical loss or damage by normal settling,
shrinkage or expansion in building or foundation.
Physical loss or damage by settling, cracking,
shrinkage, bulging, or expansion of pavements,
foundations, walls, floors, roofs or ceilings; all unless
physical damage not otherwise excluded by this
Policy ensues, in which event, this Policy will cover
only such ensuing damage.
Limitation
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 9
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Master Policy Form Wording Proposed Changes Continued
PLEASE REFER TO THE RED LINE STRIKE OUT VERSION OF THE MASTER POLICY FOR FULL DETAILS
Coverage 2019-2020 2020-2021 Status
Section IV,
N. Settlement of
Loss
.
Addition of the following item to the General
Conditions section:
SETTLEMENT OF LOSS
All adjusted claims shall be paid or made good to the
Named Insured within thirty (30) days after
presentation and acceptance of satisfactory proof of
interest and loss at the office of the company. No loss
shall be paid or made good if the Named Insured has
collected the same from others
Update
Section IV, AG
Service of Suit
Clause (USA)
Applicable to
Excess Carriers
FLWA Service Corp, c/o Foley and Lardner LLP,
555 California Street, Suite 1700, San Francisco,
CA 94104-1520 (applicable to all markets except
as noted below)
Lloyd’s America Inc., Attention: Legal Department,
280 Park Avenue, East Tower, 25th Floor, New York,
NY 10017 in respect of Insurers identified in Security
Details section as “Lloyd’s Stamp:” followed by 4
digits.
Mendes and Mount, 750 Seventh Avenue, New York,
NY 10019-6829 are the nominee in respect of any
non-Lloyd’s participation on this Contract.
Note: FLWA Service Corp, c/o Foley and Lardner LLP,
555 California Street, Suite 1700, San Francisco, CA
94104-1520 are the nominee for CA (applicable to all
markets except as noted
XL Catlin Insurance Company UK Limited, LIRMA
C7509: Sarah Mims, XL Global Services Inc, 505
Eagleview Boulevard, Exton, PA 19341
Update
Section VIII, A.
Coverage
This Policy insures only Unmanned Aircraft, that
are usual to your business that you own or are
required to insure, to pay for any physical damage
loss sustained while not In Flight or In Motion
and which are not the result of fire or explosion
following crash or collision while the Unmanned
Aircraft was In Flight or In Motion that are:
This Policy insures against all risks of direct physical
loss of or damage except as hereafter excluded
occurring during the policy period to Unmanned
Aircraft, that are usual to the Named Insured’s
business and that the Named Insured own or are
required to insure, sustained while not In Flight or In
Motion and which are not the result of fire or explosion
following crash or collision while the Unmanned
Aircraft was In Flight or In Motion that are:
Clarification
Section IX, 10. D
Conditions
In the event of an Accident to an Object as insured
under this Extension that is concomitant with or
followed by physical loss or damage incurred
under the All Risks policy that this Extension
attaches to, the deductible to be applied to the
total loss shall be the applicable Boiler &
Machinery deductible.
In the event of an Accident to an Object as insured
under this Extension that is concomitant with or
followed by physical loss or damage incurred under
the All Risk policy that this Extension attached to, the
deductible to be applied to the total loss shall be the
highest applicable deductible.
Clarification
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 10
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Master Policy Form Wording Proposed Changes Continued
PLEASE REFER TO THE RED LINE STRIKE OUT VERSION OF THE MASTER POLICY FOR FULL DETAILS
Coverage 2019-2020 2020-2021 Status
Endorsement
Section
The following has been added to the Policy. Refer to
the redline version of the Policy for full details.
Endorsement 5 – Property Cyber and Data
Endorsement has been added to the policy. This
Endorsement (LMA5400) is applicable only to
capacity placed in the Lloyd’s of London market and
is a mandatory exclusion for all cyber. This exclusion
extends to all damage (including ensuing physical
damage) as a result of a malicious cyber act.
Additionally, this endorsement restricts the valuation
of Data processing Media to the cost of the media
plus restoration from backup.
Limitation
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 11
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Property Coverage
PRESENT COVERAGE PROPOSED COVERAGE
INSURANCE COMPANY: Lexington, Lloyds and other
AM Best “A” Rated Carriers
Lexington, Lloyds and other
AM Best “A” Rated Carriers
COVERAGE FORM: APIP All Risk APIP All Risk
LIMITS / SUBLIMITS: (Including but not
limited to)
Total All Risk Limit $200,000,000 $200,000,000
Flood (Non Zone A & V) $25,000,000 $25,000,000
Flood (Zone A & V) $10,000,000 $10,000,000
Earthquake Limit $25,000,000 $25,000,000
Combined Business Interruption and
Rental Income
$100,000,000, except
$500,000 if no values reported
$100,000,000, except
$500,000 if no values reported
Tax Revenue Interruption
$500,000 if no values
reported; $3,000,000 if values
reported
$1,000,000 if no values
reported; $3,000,000 if values
reported
Extra Expense $50,000,000 $50,000,000
Equipment Breakdown $100,000,000 $100,000,000
Expediting Expenses $50,000,000 $50,000,000
Extended Period of Indemnity 180 Days 180 Days
Automatic Acquisition
$100,000,000 for 120 Days,
dropping to $25M thereafter, if
not reported. Includes Quake
and includes Flood coverage
for any location not in Flood
Zone A or V.
$100,000,000 for 120 Days,
dropping to $25M thereafter, if
not reported. Includes Quake
and includes Flood coverage
for any location not in Flood
Zone A or V.
Errors & Omissions Limit $50,000,000 $50,000,000
Course of Construction and Additions
Limit – COC $25,000,000 $25,000,000
Increased Cost of Construction - ICC $50,000,000 $50,000,000
Claims Preparation Expenses $1,000,000 $1,000,000
Communicable Disease
$500,000 per occurrence and
annual aggregate per insured
limit subject to an aggregate of
$10,000,000 for all
Declarations combined
Not Covered
Drone – “Unmanned Aerial Vehicle”
$100,000 per occurrence while
in Storage and in transit;
coverage subject to $10,000
deductible. Not covered while
in flight; additional restrictions
to apply
$100,000 per occurrence while
in Storage and in transit;
coverage subject to $10,000
deductible. Not covered while
in flight; additional restrictions
to apply
Mold / Fungus Resultant Damage
$100,000 per occurrence, with
a $1,000,000 annual
aggregate per Declaration.
$100,000 per occurrence, with
a $1,000,000 annual aggregate
per Declaration.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 12
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Property Coverage (Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
Transit Limit $25,000,000 $25,000,000
Miscellaneous Unnamed Locations
$25,000,000, this extension
will extend to include Flood
coverage for any location not
situated in Flood Zones A or V.
$25,000,000, this extension will
extend to include Flood
coverage for any location not
situated in Flood Zones A or V.
Unscheduled Landscaping, tees, sand
traps, greens, athletic fields and artificial
turf and further subject to $25,000 / 25
Gallon Maximum Per Item
$1,000,000 $1,000,000
Scheduled Landscaping, tees, sand
traps, greens, athletic fields and artificial
turf and further subject to $25,000 / $25
Gallon Maximum Per Item
$5,000,000 or 110% of the
scheduled values, whichever
is greater
$5,000,000 or 110% of the
scheduled values, whichever is
greater
Unscheduled Tunnels & Bridges, Streets,
Sidewalks, Culverts, Piers, Docks &
Wharves, etc.
$750,000 $750,000
Unscheduled Fine Arts $2,500,000 $2,500,000
Accidental Contamination $250,000 per occurrence and
annual aggregate
$250,000 per occurrence and
annual aggregate
Terrorism $100,000,000 Primary
$600,000,000 Excess
$100,000,000 Primary
$600,000,000 Excess
Vehicles – Physical Damage – On and
Off Premises Included Included
DEDUCTIBLE:
“All Risk” Property $50,000 $50,000
Unscheduled infrastructure $500,000 $500,000
Flood Zones A & V $250,000 $250,000
Flood All Other Zones $100,000 $100,000
Earthquake 2% / $250,000 Minimum 2% / $250,000 Minimum
Equipment Breakdown $10,000 $10,000
Vehicle Physical Damage $25,000 $25,000
Contractors Equipment $25,000 $25,000
VALUATION: Replacement Cost, except
vehicles at Actual Cash Value
when Actual Cash Value
Reported
Replacement Cost, except
vehicles at Actual Cash Value
when Actual Cash Value
Reported
TOTAL INSURED VALUE: $327,308,768 $334,524,955 (+2.20%)
ANNUAL NET PREMIUM: $418,368.49* $515,510.28* (+23.22%)
RATE: .128 .154 (+20.56%)
QUOTE VALID UNTIL: Not Applicable July 1, 2020
BINDING CONDITIONS: Not Applicable Written request to bind
coverage
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 13
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Property Coverage (Cont’d)
OPTIONAL QUOTE(S) All terms and conditions are the same as quoted above with the exception
of the following:
RENEWAL OPTION 2
Exclude Auto Physical Damage – Off Premises Premium Savings: $16,545.31*
RENEWAL OPTION 3
SELECTIONS: $100,000 A/R Ded (Currently $50,000)
Annual Cost*
Total Property Premium: $ 498,357.00
ABS Fee: $ 2,406.00
SLT&F’s (Estimate) $ 10,465.50
TOTAL COST: (Including Taxes and Fees) $ 511,228.50 (A savings of $4,281.78)
*Premiums are based on valid selectable options and the TIV’s above. Changes in TIV’s will require a premium adjustment.
*Includes Surplus Lines Taxes & Fees
SURPLUS LINES DISCLOSURE
WASHINGTON
This contract is registered and delivered as a surplus line coverage under the insurance code
the State of Washington, Title 48 RCW. It is not protected by any Washington state guaranty
association law.
Surplus Lines Broker Name/Initials: Alliant Specialty Insurance Services, Inc.
See Disclaimer Page for Important Notices and Acknowledgement
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 14
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Pollution
PRESENT COVERAGE PROPOSED COVERAGE
TYPE OF COVERAGE: Claims Made and Reported Pollution
Liability
Claims Made and Reported Pollution
Liability
POLICY PERIOD: July 1, 2019 to July 1, 2020 July 1, 2020 to July 1, 2021
RETROACTIVE DATE: January 1, 2016 January 1, 2016
COMPANY: Interstate Fire & Casualty Ins Company Interstate Fire & Casualty Ins Company
A.M. BEST INSURANCE
RATING:
A+, Superior, Financial Category XV
($2 Billion or greater)
as of August 30, 2018
A+, Superior, Financial Category XV
($2 Billion or greater)
as of September 5, 2019
STANDARD & POORS
RATING:
AA (Very Strong)
as of March 27, 2019
AA (Very Strong)
as of December 2, 2019
ADMITTED STATUS: Non-Admitted in all states Non-Admitted in all states
COVERAGES & LIMITS: $25,000,000 Policy Program Aggregate
(all insureds combined)
$ 2,000,000 Per Pollution Incident
$ 2,000,000 Per Named Insured Agg
$25,000,000 Policy Program Aggregate
(all insureds combined)
$ 2,000,000 Per Pollution Incident
$ 2,000,000 Per Named Insured Agg
SUBLIMITS: SUBLIMITS:
$ 100,000 Per Pollution Incident
Dedicated Legal Defense Sublimit*
$ 250,000 Crisis Management Response
Costs Sublimit*
$ 50,000 Crisis Management Loss
Sublimit
$ 100,000 Per Pollution Incident
Dedicated Legal Defense Sublimit*
$ 250,000 Crisis Management Response
Costs Sublimit*
$ 50,000 Crisis Management Loss
Sublimit
*Note: The above sub-limits payable under
this coverage do not increase and are not
in addition to the applicable limit of liability,
with the exception of the Crisis
Management sub-limits, which are in
addition to the limits of liability.
*Note: The above sub-limits payable under
this coverage do not increase and are not
in addition to the applicable limit of liability,
with the exception of the Crisis
Management sub-limits, which are in
addition to the limits of liability.
SPECIFIC COVERAGE
PROVISIONS (Including but
not limited to):
CLAIMS MADE AND REPORTED
Coverage A – Own Site Clean-up Costs:
Coverage for claims for clean-up costs resulting
from a pollution condition
on or under the insured’s own site that first
commenced on or after the retro
date, provided that the claim is first made and
reported during the policy period and is legally
obligated to pay for cleanup costs.
CLAIMS MADE AND REPORTED
Coverage A – Own Site Clean-up Costs:
Coverage for claims for clean-up costs resulting
from a pollution condition on or under the
insured’s own site that first commenced on or
after the retro date, provided that the claim is
first made and reported during the policy period
and is legally obligated to pay for cleanup costs.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 15
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Pollution (Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
SPECIFIC COVERAGE
PROVISIONS (Including but
not limited to): (Continued)
Coverage B – Off-Site Clean-Up Costs:
Coverage for third-party claims resulting from a
pollution condition migrating from or through
and beyond the boundaries of the Insured’s
own site that first commenced on or after the
retro date, provided that the claim is first made
and reported during the policy period and is
legally obligated to pay for cleanup costs.
Coverage B – Off-Site Clean-Up Costs:
Coverage for third-party claims resulting from a
pollution condition migrating from or through
and beyond the boundaries of the Insured’s
own site that first commenced on or after the
retro date, provided that the claim is first made
and reported during the policy period and is
legally obligated to pay for cleanup costs.
Coverage C – Third-Party Claims for Bodily
Injury or Property Damage: Coverage for
third-party claims for bodily injury or property
damage resulting from a pollution condition on,
under or migrating from or through and beyond
the boundaries of the Insured’s own site that
first commenced on or after the retro date,
provided that the claim is first made and
reported during the policy period and is legally
obligated to pay.
Coverage C – Third-Party Claims for Bodily
Injury or Property Damage: Coverage for
third-party claims for bodily injury or property
damage resulting from a pollution condition on,
under or migrating from or through and beyond
the boundaries of the Insured’s own site that
first commenced on or after the retro date,
provided that the claim is first made and
reported during the policy period and is legally
obligated to pay.
Coverage D – Emergency Response Costs:
Coverage for emergency response costs
incurred by or on behalf of the Insured in
response to a pollution condition on, under or
migrating from or through and beyond the
boundaries of an Insured’s own site or arising
from transportation or resulting from a covered
operation, provided that the emergency
response costs be incurred within one hundred
sixty-eight (168) hours of the commencement of
such pollution condition, and reported to the
Insurer within fourteen (14) days of
commencement of such a pollution condition.
Coverage D – Emergency Response Costs:
Coverage for emergency response costs
incurred by or on behalf of the Insured in
response to a pollution condition on, under or
migrating from or through and beyond the
boundaries of an Insured’s own site or arising
from transportation or resulting from a covered
operation, provided that the emergency
response costs be incurred within one hundred
sixty-eight (168) hours of the commencement of
such pollution condition, and reported to the
Insurer within fourteen (14) days of
commencement of such a pollution condition.
Coverage E – Transportation:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition caused by
transportation that first commenced on or after
the retro date, provided that the claim is first
made and reported to the Insurer during the
policy period and is legally obligated to pay.
Coverage E – Transportation:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition caused by
transportation that first commenced on or after
the retro date, provided that the claim is first
made and reported to the Insurer during the
policy period and is legally obligated to pay.
Coverage F – Non-Owned Locations:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition on, under or migrating
from any non-owned location that first
commenced on or after the retro date, provided
that the claim is first made and reported to the
Insurer during the policy period and is legally
obligated to pay.
Coverage F – Non-Owned Locations:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition on, under or migrating
from any non-owned location that first
commenced on or after the retro date, provided
that the claim is first made and reported to the
Insurer during the policy period and is legally
obligated to pay.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 16
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Pollution (Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
SPECIFIC COVERAGE
PROVISIONS (Including but
not limited to): (Continued)
Coverage G – Covered Operations:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition caused by covered
operations on or after the retro date, provided
that the claim is first made and reported to the
Insurer during the policy period and is legally
obligated to pay. Covered operations are
defined as any operations within the capacity of
a public entity which are performed by or on
behalf of a named insured outside the physical
boundaries of a covered location. Covered
operations do not include Transportation.
Coverage G – Covered Operations:
Coverage for third-party claims for bodily injury,
property damage, or clean-up costs resulting
from a pollution condition caused by covered
operations on or after the retro date, provided
that the claim is first made and reported to the
Insurer during the policy period and is legally
obligated to pay. Covered operations are
defined as any operations within the capacity of
a public entity which are performed by or on
behalf of a named insured outside the physical
boundaries of a covered location. Covered
operations do not include Transportation.
Coverage H – Business Interruption:
Coverage for the Insured’s business interruption
expense and extra expense during the
interruption period, caused directly by a
pollution condition on or under the Insured’s
own site, on or after the retro date, provided
such pollution condition results in clean-up
costs covered under this policy, and the first-
party claim is made and reported to the Insurer
during the policy period.
Coverage H – Business Interruption:
Coverage for the Insured’s business interruption
expense and extra expense during the
interruption period, caused directly by a
pollution condition on or under the Insured’s
own site, on or after the retro date, provided
such pollution condition results in clean-up
costs covered under this policy, and the first-
party claim is made and reported to the Insurer
during the policy period.
Coverage I – Cyber Events:
Coverage for third-party claims for bodily injury,
property damage or clean-up costs resulting
from a pollution condition arising from a cyber
event, provided that the claim is first made and
reported to the Insurer during the policy period.
Coverage I – Cyber Events:
Coverage for third-party claims for bodily injury,
property damage or clean-up costs resulting
from a pollution condition arising from a cyber
event, provided that the claim is first made and
reported to the Insurer during the policy period.
Coverage for crisis management response
costs (including medical expenses, funeral
expenses, psychological counseling, travel
expenses temporary living expenses, expenses
to secure the scene of a crisis management
event) included, provided that the costs have
been pre-approved by the insurer and are
associated with damages that would be covered
by this policy.
Coverage for crisis management response
costs (including medical expenses, funeral
expenses, psychological counseling, travel
expenses temporary living expenses, expenses
to secure the scene of a crisis management
event) included, provided that the costs have
been pre-approved by the insurer and are
associated with damages that would be covered
by this policy.
Defense Costs and Expenses are within Limits
of Liability.
Defense Costs and Expenses are within Limits
of Liability.
EXCLUSIONS (including but
not limited to):
Coverage does not apply to any claim or loss
from:
1. Asbestos and Lead Based Paint
2. Contractual Liability
3. Criminal Fines and Criminal Penalties
4. Known Claims
Coverage does not apply to any claim or loss
from:
1. Asbestos and Lead Based Paint
2. Contractual Liability
3. Criminal Fines and Criminal Penalties
4. Virus and Communicable Disease
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 17
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Pollution (Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
EXCLUSIONS (including but
not limited to): (Continued)
5. Landfills, Recycling Facilities, or Oil and/or
Gas Producing or Refining Facilities
6. Ports – Defined as an Insured’s own site on
the coast or any other body of water where
ships or watercraft can dock and transfer
cargo to or from land and engages in the
business of importing/exporting of goods.
7. Airports – Defined as an insured’s own site
whereby enplanement occurs and/or cargo
is moved for a fee and the following
operations are conducted: storage,
transportation and dispensing of fuel and/or
de-icing solutions.
8. Property damage to conveyances
9. Lead Contaminated Water
5. Perfluoroalkyl and Polyfluoroalkyl
Substances (PFAS) and Related
Chemicals or Products – includes any
precursors, additives, daughter compounds
or degradation by-products.
6. Known Claims
7. Landfills, Recycling Facilities, or Oil and/or
Gas Producing or Refining Facilities
8. Ports – Defined as an Insured’s own site on
the coast or any other body of water where
ships or watercraft can dock and transfer
cargo to or from land and engages in the
business of importing/exporting of goods.
9. Airports – Defined as an Insured’s own site
whereby enplanement occurs and/or cargo
is moved for a fee and the following
operations are conducted: storage,
transportation and dispensing of fuel and/or
de-icing solutions.
10. Property Damage to Conveyances
11. Lead Contaminated Water
RETENTIONS: $ 100,000 Per Pollution Incident except for
specific retentions below
$ 300,000 Per Named Insured Aggregate
retention applicable to all
Pollution Incidents except for
specific retentions below
$ 50,000 Per Named Insured maintenance
retention applicable to all
Pollution Incidents except for
specific retentions below
5 Days Waiting Period for Business
Interruption
Specific Retention:
$ 750,000 Underground Storage Tanks
Specific – does not erode the
Aggregate Retention
$ 150,000 Per Pollution Incident except for
specific retentions below
$ 450,000 Per Named Insured Aggregate
retention applicable to all
Pollution Incidents except for
specific retentions below
$ 50,000 Per Named Insured maintenance
retention applicable to all
Pollution Incidents except for
specific retentions below
5 Days Waiting Period for Business
Interruption
Specific Retention:
$ 750,000 Underground Storage Tanks
Specific – does not erode the
Aggregate Retention
PREMIUM: Included in Property Premium Included in Property Premium
See Disclaimer Page for Important Notices and Acknowledgement
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 18
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Cyber
PRESENT COVERAGE PROPOSED COVERAGE
TYPE OF COVERAGE: Information Security & Privacy
Insurance with Electronic Media
Liability Coverage
Information Security & Privacy
Insurance with Electronic Media
Liability Coverage
POLICY PERIOD: July 1, 2019 to July 1, 2020 July 1, 2020 to July 1, 2021
RETROACTIVE DATE: January 1, 2016 January 1, 2016
COMPANY: Lloyds of London – Beazley
Syndicate
Syndicate 2623-623 – 100%
Lloyds of London – Beazley
Syndicate
Syndicate 2623-623 – 100%
A.M. BEST INSURANCE RATING:A, Excellent, Financial Category XV
($2 Billion or greater)
as of August 23, 2018
A, Excellent, Financial Category XV
($2 Billion or greater)
as of July 10, 2019
STANDARD & POORS RATING: A+ (Strong) as of April 2, 2019 A+ (Strong) as of July 18, 2019
ADMITTED STATUS: Non-Admitted Non-Admitted
Third Party Liability:
Ai. Annual Policy and Program Aggregate
Limit of Liability
$25,000,000 for all
insureds/members combined
(Aggregate for all coverages
combined, including Claims
Expenses) subject to the following
sublimits noted.
$25,000,000 for all
insureds/members combined
(Aggregate for all coverages
combined, including Claims
Expenses) subject to the following
sublimits noted.
A. Information Security & Privacy Liability $2,000,000 Annual Aggregate
(Aggregate for all coverages
combined, including claims
expenses)
$2,000,000 Annual Aggregate
(Aggregate for all coverages
combined, including claims
expenses)
B. Privacy Notification Costs $1,000,000 if Beazley Vendor
Services are used
($500,000 Annual Aggregate if
Beazley Vendors are not used)
$1,000,000 if Beazley Vendor
Services are used
($500,000 Annual Aggregate if
Beazley Vendors are not used)
C. Claims Expenses and Penalties for
Regulatory Defense & Penalties
$2,000,000 Annual Aggregate $2,000,000 Annual Aggregate
D. Website Media Content Liability $2,000,000 Annual Aggregate $2,000,000 Annual Aggregate
First Party Computer Security:
E. Cyber Extortion Loss $2,000,000 Aggregate Sublimit $2,000,000 Aggregate Sublimit
F. Data Protection Loss and Business
Interruption Loss
$2,000,000 Aggregate Sublimit $2,000,000 Aggregate Sublimit
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 19
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Cyber(Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
First Party Computer Security: Continued
G. First Party Business Interruption Sub-
Limits
Resulting from System Failure
Dependent Business Loss Resulting from
System Failure:
$2,000,000 Forensic Expense
$750,000 Dependent B.I.
$500,000 Aggregate
$2,000,000 Forensic Expense
$750,000 Dependent B.I.
$500,000 Aggregate
$100,000 Aggregate
Coverage Endorsements::
Cyber Criminal Reward $25,000 Policy Aggregate $25,000 Policy Aggregate
Funds Transfer Fraud $75,000 Policy Aggregate $75,000 Policy Aggregate
Fraudulent Instruction $75,000 Policy Aggregate $75,000 Policy Aggregate
Telephone Fraud $75,000 Policy Aggregate $75,000 Policy Aggregate
Consequential Reputational Loss $50,000 Policy Aggregate $50,000 Policy Aggregate
Computer Hardware Replacement
Cost (NEW)
$75,000 Policy Aggregate $75,000 Policy Aggregate
Cryptojacking $25,000 Policy Aggregate
Invoice Manipulation $100,000 Policy Aggregate
Claims Preparation Costs for Reputation
Loss Claims Only
$50,000 Policy Aggregate
Retention: $50,000 Per Occurrence $50,000 Per Occurrence
COINSURANCE: N/A N/A
NOTICE OF CANCELLATION: Non-Cancellable except, 10 days
for Non-payment of Premium
Non-Cancellable except, 10 days
for Non-payment of Premium
NET PREMIUM: Included in Property Premium Included in Property Premium
See Disclaimer Page for Important Notices and Acknowledgement
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 20
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage-Excess Cyber (New)
ALLIANT INSURANCE SERVICES, INC.
ALLIANT PROPERTY INSURANCE PROGRAM (APIP)
ALLIANT CYBER EXCESS PROPOSAL
TYPE OF COVERAGE: APIP Cyber Excess Policy – Claims Made & Reported
PROGRAM: Alliant Property Insurance Program (APIP) inclusive of
Public Entity Property Insurance Program (PEPIP), and
Hospital All Risk Property Program (HARPP)
NAMED INSURED: City of Renton
POLICY PERIOD: July 1, 2020 to July 1, 2021
RETROACTIVE DATE:Follows APIP Cyber Underlying Policy
COVERAGE FORM: Follow Form
Claims Made & Reported
INSURANCE COMPANY: Axis Insurance Company
A.M. BEST RATING:A+ (Superior), Financial Size Category: XV ($2 Billion or greater)
STANDARD & POOR’S RATING: A+ (Strong) as of December 12, 2018
ADMITTED STATUS: Admitted
COVERAGES & LIMITS:
Dedicated Limits in Excess of APIP Core
Option 1 – per Member: $2,000,000 Each Member Aggregate
$2,000,000 Policy Aggregate
Option 2 – per Member: $3,000,000 Each Member Aggregate
$3,000,000 Policy Aggregate
SUB-LIMITS (Per Member and Policy Aggregate):
Dedicated Limits in Excess of APIP Core
Breach Response/Notification Expense Costs
(non-BBR endorsement members):
$ 500,000 (Non-Beazley Vendors)
$ 1,000,000 (Beazley Vendors)
Business Interruption resulting from a System Failure: $ 500,000
Dependent Business Interruption resulting from a Security Breach: $ 750,000
Dependent Business Interruption resulting from a System Failure: $ 100,000
Fraudulent Instruction: $ 75,000
Funds Transfer Fraud: $ 75,000
Telephone Fraud: $ 75,000
Computer Hardware Replacement (Bricking): $ 75,000
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 21
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Excess Cyber (NEW) (Cont’d)
SUB-LIMITS (Per Member and Policy Aggregate) (Cont’d)”
Reputation Loss: $ 50,000
Claims Preparation Cost for Reputation Loss Claims Only: $ Nil
Invoice Manipulation $ 100,000
Criminal Reward: $ Nil
Cryptojacking: $ Nil
NOTE:
1) If you are a member of a JPA and your JPA purchases a group excess cyber policy above APIP cyber, please
contact your client team to obtain excess limit quotes above your JPA’s group excess cyber policy.
2) Quotes for up to $35M in limits can be obtained, please contact your client team for more information.
3) 6 month minimum premiums
ENDORSEMENTS &
EXCLUSIONS: (including but
not limited to)
Sublimited Coverage Endorsement (First Excess)
Schedule of Named Insureds Endorsement
Cap on Losses from Certified Acts of Terrorism Endorsement
Pending or Prior Litigation Exclusion Endorsement
ACES Program Endorsement
Not Follow Specified Coverage Endorsement
Amend Conditions Endorsement
UNDERLYING INSURANCE: Layer Insurer Limits Retention Policy Period
Primary Beazley $2,000,000 Follows APIP Cyber 7/1/2020 – 7/1/2021
TERM PREMIUM
7/1/2020 – 7/1/2021:
Option 1 – $2M x $2M: $17,434.00
Option 2 – $3M x $2M: $20,116.00
BINDING CONDITIONS: Copy of all Underlying Binders Prior to Binding Coverage
Copy of all Underlying Policies to Policy Issuance
PROPOSAL VALID UNTIL:
BROKER:
July 1, 2020
ALLIANT INSURANCE SERVICES, INC.
License No. 0C36861
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 22
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage – Crime
PRESENT COVERAGE PROPOSED COVERAGE
INSURANCE COMPANY: National Union Fire Insurance
Company
National Union Fire Insurance
Company
A.M. BEST RATING:A (Excellent), Financial Size
Category XV ($2 Billion or
greater), as of 7/20/18
A (Excellent), Financial Size
Category XV ($2 Billion or
greater), as of 7/12/19
STANDARD & POOR’S RATING: A+, pulled as of 4/2/19 A+, pulled as of 7/25/19
STATE COVERED STATUS: Admitted Admitted
POLICY PERIOD:7/1/19 to 7/1/21 7/1/19 to 7/1/21
COVERAGE FORM: Government Crime Policy –
Discovery Form
Government Crime Policy –
Discovery Form
COVERAGE LIMIT / DEDUCTIBLE LIMIT / DEDUCTIBLE
Employee Theft - Per Loss $2,500,000 / $10,000 $2,500,000 / $10,000
Forgery or Alteration $2,500,000 / $10,000 $2,500,000 / $10,000
Inside the Premises - Theft of Money and
Securities $2,500,000 / $10,000 $2,500,000 / $10,000
Inside the Premises – Robbery & Safe
Burglary of Other Property $2,500,000 / $10,000 $2,500,000 / $10,000
Outside the Premises – Monies,
Securities and Other Property $2,500,000 / $10,000 $2,500,000 / $10,000
Computer Fraud $2,500,000 / $10,000 $2,500,000 / $10,000
Funds Transfer Fraud $2,500,000 / $10,000 $2,500,000 / $10,000
Money Orders & Counterfeit Money $2,500,000 / $10,000 $2,500,000 / $10,000
Faithful Performance of Duty $2,500,000 / $10,000 $2,500,000 / $10,000
Credit, Debit or Charge Card Forgery $2,500,000 / $10,000 $2,500,000 / $10,000
Vendor Theft $2,500,000 / $10,000 $2,500,000 / $10,000
Include Expenses Incurred to Establish
Amount of Loss $75,000 Sublimit / Nil $75,000 Sublimit / Nil
Notice of Claim Reporting by Email Included Included
Bonded Employees Exclusion Deleted Included Included
Treasurers or Tax Collectors as
Employees Included Included
Subrogation of Faithful Performance of
Duty Claims Included Included
Employee Post Termination Coverage 90 Days 90 Days
Third Party Coverage $250,000 / $25,000 $250,000 / $25,000
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 23
City of Renton | 2020 – 2021 Property and Crime Insurance Proposal
Line of Coverage –Crime (Cont’d)
PRESENT COVERAGE PROPOSED COVERAGE
Premium: Two Year Premium: $6,870
Payable in Annual
Installments of: $3,435
Two Year Premium: $6,870
Payable in Annual
Installments of: $3,435
Quote Valid Until: Not Applicable July 1, 2020
Binding Conditions: Not Applicable Written Request to Bind
Coverage
Completed AIG renewal
application
Coverage Extensions Included With National Union Insurance Company:
Additional Named Insured – Coverage extended to all Agencies, Authorities and Districts (including Special
Districts) which are governed directly by the governing body of the Named Insured
Revision of Discovery and Prior Theft or Dishonesty $25,000 Sub-Limit
Cancellation of Policy Amended – 120 Days NOC
Add Credit, Debit or Charge Card Forgery
Include Volunteer Workers as Employees
Include Specified Non-Compensated Officers as and Any Elected or Appointed Officials Employees
(blanket coverage)
Include Chairperson and Members of Specified Committees as Employees (blanket coverage)
Include Designated Persons or Classes of Persons as Employees – Any Director or Trustees of any of
those named as insured
Include Expenses Incurred to Establish Amount of Covered Loss - $75,000 Sub-limit – expanded to include
Forgery Alteration, Outside Premises and Funds Transfer Fraud.
Employee Post Termination Coverage – 90 Days
Cancellation Amendatory (Return Pro-Rata)
Include Leased Workers as Employees Endorsement
Coverage Territory Endorsement (excludes loss payments in violation of economic or trade sanctions)
Vendor Fraud - $1,000,000 Limit excess of vendor insurance policy required by contract. If vendor policy is
not valid or collectible, this sublimit applies to loss excess of $500,000. Coverage not applicable if crime
insurance is not required in a written agreement
Subrogation of Faithful Performance of Duty Claims - With respect to losses resulting from the failure of any
employee to faithfully perform his or her duties as prescribed by law, the company may subrogate only due
to actual fraud, corruption, actual malice, or where the employee or a person or entity was unjustly enriched
Client’s Property - $250,000 Sublimit with $25,000 Deductible
Protected Information Exclusion
Indirect or Consequential Loss Exclusion
Impersonation Fraud Coverage – Coverage under the Funds Transfer Fraud insuring agreement for loss
of funds resulting from the receipt of a fraudulent phone call or email from a purported vendor, which
advises you that the vendor’s bank account information has been changed and you suffer a loss of funds
because you issued payment to this fraudulent bank account. This coverage is subject to a $250,000
sublimit with a $25,000 deductible. Updated to reflect this sublimit/retention is primary to other
insurance.
See Disclaimer Page for Important Notices and Acknowledgement
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 24
Binding Requirements Recap
Required no later than June 28, 2020:
Signed and dated Request to Bind Coverage form (below)
Signed and dated APIP Claims Reporting Acknowledgement(s) Receipt Form
Signed and dated Terrorism Risk Insurance ACT of 2002 as amended (a.k.a. TRIPRA 2015)
Request to Bind Coverage
City of Renton
We have reviewed the proposal and agree to the terms and conditions of the coverages presented.
This Authorization to Bind Coverage also acknowledges receipt and review of all disclaimers, disclosures, and loss
notification requirements including exposures used to develop insurance terms, contained within this proposal.
Coverage Line Bind Coverage for:
Property
Option 1: $ 50,000 Deductible
Option 2:$ 50,000 Deductible / Excluding Auto Phys Dmg Off Premises
Option 3: $100,000 Deductible
Pollution
Cyber Liability
Crime N/A
Excess Cyber – NEW OPTION*
Option 1: $2,000,000 xs $2,000,000 w/ $2,000,000 Policy Agg: $17,434
Option 2: $3,000,000 xs $2,000,000 w/ $3,000,000 Policy Agg: $20,116
Alliant Deadly Weapon Response (See Supplemental Proposal)
This proposal does not constitute a binder of insurance. Binding is subject to final carrier approval.
The actual terms and conditions of the policy will prevail.
Did you know that Alliant works with premium financing companies?
Are you interested in financing your annual premium?
Yes, please provide us with a
financing quote.
No, we do not wish to
finance our premium.
Signature of Authorized Insurance Representative Date
Title
Printed / Typed Name
6/29/2020
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 25
ALLIANT INSURANCE SERVICES
POLICYHOLDER DISCLOSURE
NOTICE OF TERRORISM
INSURANCE COVERAGE
June 1, 2020
Named Insured: City of Renton
We are required to send you this notice pursuant to federal legislation concerning terrorism insurance. The below is for
TRIA coverage as issued by the United States of America and is not tied to or representative of the Terrorism coverage
offered in our property insurance program.
You are hereby notified that under the Terrorism Risk Insurance Act, as amended, you have a right to purchase
insurance coverage for losses resulting from acts of terrorism. As defined in Section 102(1) of the Act: The term “act
of terrorism” means any act or acts that are certified by the Secretary of the Treasury--in consultation with the Secretary
of Homeland Security, and the Attorney General of the United States--to be an act of terrorism; to be a violent act or
an act that is dangerous to human life, property, or infrastructure; to have resulted in damage within the United States,
or outside the United States in the case of certain air carriers or vessels or premises of a United States mission; and to
have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United
States or to influence the policy or affect the conduct of the United States Government by coercion.
YOU SHOULD KNOW THAT WHERE COVERAGE IS PROVIDED BY THIS POLICY FOR LOSSES RESULTING
FROM CERTIFIED ACTS OF TERRORISM, SUCH LOSSES MAY BE PARTIALLY REIMBURSED BY THE UNITED
STATES GOVERNMENT UNDER A FORMULA ESTABLISHED BY FEDERAL LAW. HOWEVER, YOUR POLICY
MAY CONTAIN OTHER EXCLUSIONS, WHICH MIGHT AFFECT YOUR COVERAGE, SUCH AS AN EXCLUSION
FOR NUCLEAR EVENTS. UNDER THE FORMULA, THE UNITED STATES GOVERNMENT GENERALLY
REIMBURSES [85% THROUGH 2015; 84% BEGINNING ON JANUARY 1, 2016; 83% BEGINNING ON JANUARY 1,
2017; 82% BEGINNING ON JANUARY 1, 2018; 81% BEGINNING ON JANUARY 1, 2019 AND 80% BEGINNING ON
JANUARY 1, 2020]OF COVERED TERRORISM LOSSES EXCEEDING THE STATUTORILY ESTABLISHED
DEDUCTIBLE PAID BY THE INSURANCE COMPANY PROVIDING THE COVERAGE.
YOU SHOULD ALSO KNOW THAT THE TERRORISM RISK INSURANCE ACT, AS AMENDED, CONTAINS A $100
BILLION CAP THAT LIMITS U.S. GOVERNMENT REIMBURSEMENT AS WELL AS INSURERS' LIABILITY FOR
LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM WHEN THE AMOUNT OF SUCH LOSSES IN ANY
ONE CALENDAR YEAR EXCEEDS $100 BILLION. IF THE AGGREGATE INSURED LOSSES FOR ALL INSURERS
EXCEED $100 BILLION, YOUR COVERAGE MAY BE REDUCED.
THE PREMIUM CHARGED FOR THIS COVERAGE CAN BE REQUESTED BELOW AND WILL NOT INCLUDE ANY
CHARGES FOR THE PORTION OF LOSS COVERED BY THE FEDERAL GOVERNMENT UNDER THE ACT.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 26
SELECTION OR REJECTION OF THE TERRORISM RISK INSURANCE ACT, as AMENDED
(A.K.A.: TRIA, TRIEA, TRIPRA, TRIP OR TRIPA. We refer to these collectively as “TRIA”.)
THIS COVERAGE IS OUTSIDE OF THE PROGRAM’S TERRORISM COVERAGES AND LIMITS. IT IS
PROVIDED AND OVERSEEN BY THE U.S. GOVERNMENT.
THIS COVERAGE IS CONSIDERED RESTRICTIVE COMPARED TO THE APIP TERRORISM LIMITS
AND COVERAGES AVAILABLE. THIS ACT DOES NOT FOLLOW OUR PROGRAM’S TERRORISM
POLICIES.
HOWEVER IF YOU’D LIKE A QUOTE FOR TRIA COVERAGE, PLEASE CHECK THE “I AM INTERESTED”
BOX. OTHERWISE, PLEASE CHECK THE “DECLINE” BOX. YOUR SIGNATURE FOR CONFIRMATION OF
RECEIPT IS REQUIRED. ANY QUESTIONS? PLEASE CALL YOUR SERVICE TEAM MEMBER.
I am interested in receiving a quote for Terrorism Risk Insurance Act coverage as required by law to
be offered under the last amended Act. Please provide me with a quote.
I hereby decline to purchase Terrorism Risk Insurance Act coverage as required by law to be offered
under the last amended Act.
_____________________________________________________
Policyholder/applicant signature
______________________________________________________ ___________
Print Name Date
City of Renton
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 27
Disclosures / Disclaimers
This proposal of insurance is provided as a matter of convenience and information only. All information
included in this proposal, including but not limited to personal and real property values, locations,
operations, products, data, automobile schedules, financial data and loss experience, is based on facts and
representations supplied to Alliant Insurance Services, Inc. by your organization. This proposal does not
reflect any independent study or investigation by Alliant Insurance Services, Inc. or its agents and
employees.
Please be advised that this proposal is also expressly conditioned on there being no material change in the
risk between the date of this proposal and the inception date of the proposed policy (including the occurrence
of any claim or notice of circumstances that may give rise to a claim under any policy which the policy being
proposed is a renewal or replacement). In the event of such change of risk, the insurer may, at its sole
discretion, modify, or withdraw this proposal, whether or not this offer has already been accepted.
This proposal is not confirmation of insurance and does not add to, extend, amend, change, or alter any
coverage in any actual policy of insurance you may have. All existing policy terms, conditions, exclusions,
and limitations apply. For specific information regarding your insurance coverage, please refer to the policy
itself. Alliant Insurance Services, Inc. will not be liable for any claims arising from or related to information
included in or omitted from this proposal of insurance.
Alliant embraces a policy of transparency with respect to its compensation from insurance transactions. Details on
our compensation policy, including the types of income that Alliant may earn on a placement, are available on our
website at www.alliant.com. For a copy of our policy or for any inquiries regarding compensation issues pertaining to
your account you may also contact us at: Alliant Insurance Services, Inc., Attention: General Counsel, 701 B Street,
6th Floor, San Diego, CA 92101.
Analyzing insurers' over-all performance and financial strength is a task that requires specialized skills and in-depth
technical understanding of all aspects of insurance company finances and operations. Insurance brokerages such as
Alliant Insurance typically rely upon rating agencies for this type of market analysis. Both A.M. Best and Standard and
Poor's have been industry leaders in this area for many decades, utilizing a combination of quantitative and qualitative
analysis of the information available in formulating their ratings.
A.M. Best has an extensive database of nearly 6,000 Life/Health, Property Casualty and International companies.
You can visit them via this AmBest Consumer Web link. For additional information regarding insurer financial strength
ratings visit Standard and Poor's website at www.standardandpoors.com.
Our goal is to procure insurance for you with underwriters possessing the financial strength to perform. Alliant does
not, however, guarantee the solvency of any underwriters with which insurance or reinsurance is placed and maintains
no responsibility for any loss or damage arising from the financial failure or insolvency of any insurer. We encourage
you to review the publicly available information collected to enable you to make an informed decision to accept or
reject a particular underwriter. To learn more about companies doing business in your state, visit the Department of
Insurance website for that state.
NY Regulation 194 and General Broker Compensation Disclosure
Alliant Insurance Services, Inc. is an insurance producer licensed by the State of New York and other States. Insurance
producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions
of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell
insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction typically
involves one or more of these activities.
Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the
insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the
insurance contract or by another third party. Such compensation may vary depending on a number of factors, including
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 28
the insurance contract(s) and the insurer(s) the purchaser selects. In some cases, other factors such as the volume of
business a producer provides to an insurer or the profitability of insurance contracts a producer provides to an insurer
also may affect compensation.
The insurance purchaser may obtain information about compensation expected to be received by the producer based
in whole or in part on the sale of insurance to the purchaser, and (if applicable) compensation expected to be received
based in whole or in part on any alternative quotes presented to the purchaser by the producer, by requesting such
information from the producer.
Privacy
At Alliant, one of our top priorities is making sure that the information we have about you is protected and secure. We
value our relationship with you and work hard to preserve your privacy and ensure that your preferences are honored.
At the same time, the very nature of our relationship may result in Alliant’s collecting or sharing certain types of
information about you in order to provide the products and services you expect from us. Please take the time to read
our full Privacy Policy posted at www.alliant.com, and contact your Alliant service team should you have any
questions.
Other Disclosures / Disclaimers Cont.
FATCA:
The Foreign Account Tax Compliance Act (FATCA) requires the notification of certain financial accounts to the United
States Internal Revenue Service. Alliant does not provide tax advice so please contact your tax consultant for your
obligation regarding FATCA.
NRRA:
(Applicable if the insurance company is non-admitted)
The Non-Admitted and Reinsurance Reform Act (NRRA) went into effect on July 21, 2011. Accordingly, surplus lines
tax rates and regulations are subject to change which could result in an increase or decrease of the total surplus lines
taxes and/or fees owed on this placement. If a change is required, we will promptly notify you. Any additional taxes
and/or fees must be promptly remitted to Alliant Insurance Services, Inc.
Changes and Developments
It is important that we be advised of any changes in your operations, which may have a bearing on the validity and/or
adequacy of your insurance. The types of changes that concern us include, but are not limited to, those listed below:
Mergers and/or acquisition and any change in business ownership, including percentages.
Any newly assumed contractual liability, granting of indemnities or hold harmless agreements.
Any changes in existing premises including vacancy, whether temporary or permanent, alterations, demolition,
etc. Also, any new premises either purchased, constructed or occupied
Circumstances which may require an increased liability insurance limit.
Any changes in fire or theft protection such as the installation of or disconnection of sprinkler systems, burglar
alarms, etc. This includes any alterations to the system.
Immediate notification of any changes to a scheduled of equipment, property, vehicles, electronic data
processing, etc.
Property of yours that is in transit, unless previously discussed and/or currently insured.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 29
Certificates / Evidence of Insurance
A certificate is issued as a matter of information only and confers no rights upon the certificate holder.
The certificate does not affirmatively or negatively amend, extend or alter the coverage afforded by a
policy. Nor does it constitute a contract between the issuing insurer(s), authorized representative,
producer or certificate holder.
You may have signed contracts, leases or other agreements requiring you to provide this evidence. In
those agreements, you may assume obligations and/or liability for others (Indemnification, Hold Harmless)
and some of the obligations that are not covered by insurance. We recommend that you and your legal
counsel review these documents.
In addition to providing a certificate of insurance, you may be required to name your client or customer on
your policy as an additional insured. This is only possible with permission of the insurance company,
added by endorsement and, in some cases, an additional premium.
By naming the certificate holder as additional insured, there are consequences to your risks and insurance
policy including:
Your policy limits are now shared with other entities; their claims involvement may reduce or
exhaust your aggregate limit.
Your policy may provide higher limits than required by contract; your full limits can be exposed to
the additional insured.
There may be conflicts in defense when your insurer has to defend both you and the additional
insured.
See Request to Bind Coverage page for acknowledgment of all disclaimers and disclosures.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 30
LOSS NOTIFICATION REQUIREMENT
ALLIANT PROPERTY INSURANCE PROGRAM (APIP)
Claim notifications need to be sent to Robert Frey, Diana Walizada and Sandra Doig. In the event this is a Cyber loss please
include item III contact, for a Pollution loss please include item IV contact in addition to Alliant Insurance Services contacts.
I. During regular business hours (between 8:30 AM and 5:00 PM PST), First Notice of Claim should be reported
to Alliant Insurance Services via telephone, fax, mail or e-mail to our San Francisco Office:
Robert A. Frey, RPA Diana L. Walizada, AIC, CPIW, RPA, AINS
Senior Vice President, Regional Claims Director Vice President, Claims Unit Manager
Voice: (415) 403-1445 Cell: (415) 518-8490 Voice:(415)403-1453
Email: rfrey@alliant.com Email: dwalizada@alliant.com
Address: Alliant Insurance Services, Inc.
100 Pine St, 11th Floor
San Francisco CA 94111
Toll Free Voice: (877) 725-7695 Fax: (415) 403-1466
II. Please be sure to include APIP’s Claim Administrator as a CC on all Claims correspondence:
Sandra Doig
McLaren’s Global Claims Services
Address: 1301 Dove St., Suite 200
Newport Beach, CA 92660
Voice: (949) 757-1413 Fax: (949) 757-1692
Email: sandra.doig@mclarens.com
III. Cyber Liability Carrier Beazley NY needs to also be provided with Notice of Claim immediately (if purchased):
Beth Diamond
Beazley Group
Address: 1270 Avenue of the America’s, Suite 1200
New York, NY 10020
Fax: (546) 378-4039
Email: tmbclaims@beazley.com
Elaine G. Tizon, CISR
Assistant Vice President, Claims Advocate
Address: 100 Pine Street, 11th Floor
San Francisco, CA 94111-5101
Voice: (415) 403-1458 Fax: (415) 403-1466
Email: elaine.tizon@alliant.com
IV. Pollution Liability Carrier Allianz Global Corporate & Specialty (if purchased):
Allianz Global Corp. & Specialty Att: FNOL Claims Unit
Address: 1 Progress Point Parkway, 2nd Floor
O’Fallon, MO 63368
In emergency call: (800) 558-1606
Fax: (800) 323-6450
Email: NewLoss@agcs.allianz.com
Akbar Sharif
Claims Advocate
Address: 1301 Dove St. Ste. 200
Newport Beach, CA 92646
Voice: (949) 260-5088 Fax: (415) 403-1466
Email: Akbar.Sharif@alliant.com
Please include the Insured /JPA name along with the following information when reporting claims:
Time, date and specific location of property damaged
A description of the incident that caused the damage (such as fire, theft or water damage)
Estimated amount of loss in dollars
Contact person for claim including name, title, voice & fax numbers
Complete and return the Property Loss Notice for processing.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 31
Mortgagee or Loss Payee name, address, and account number
APIP Claims Reporting Acknowledgement(s) Receipt Form
The Claims Reporting Forms are being included with your packet to ensure claims reporting procedures
are known and available for future reference. Please review the information. We ask that you
share these critical documents with all members of your team (and Pool Members and their staffs
where applicable.)
We request that you review the items indicated as attached, then complete the bottom portion,
sign and submit to your Alliant Insurance Services representative either by a scanned e-mail
or mail to have it be included in your insurance records.
APIP Property Claims Reporting
Cyber Claims Reporting (this is a claims made policy) if coverage is purchased
Pollution Liability Claims Reporting (this is a claims made policy) if coverage is purchased
Acknowledgement for Claims reporting procedures under Alliant Property Insurance Programs In
effect: July 1, 2020 until further notice
I have read and been informed about these separate reporting requirements under the coverage parts
that apply to our entity as indicated above and provided through APIP by Alliant.
Insured Entity Name: City of Renton
Authorized Signature:
Print Name Date
Title:
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 32
IN THE EVENT OF A
PROPERTY LOSS:
1) Follow your organization procedures for reporting and responding to an incident
2) Alert local emergency authorities, as appropriate
3) Report the incident to Alliant Insurance Services immediately at:
877-725-7695
All property losses must be reported as soon as
practicable upon knowledge within the risk management or
finance division of the insured that a loss has occurred.
Be prepared to give basic information about the location and nature of the incident, as well as steps which have been
taken in response to the incident.
4) Report the incident to McLarens Global Claims Services AND your Alliant
representative
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 33
PROPERTY FIRST NOTICE OF LOSS FORM
SEND TO: Alliant Insurance Services, Inc.
BY MAIL: 100 Pine Street, 11th Floor, San Francisco, CA 94111
BY FAX: (415) 403-1466
BY EMAIL: rfrey@alliant.com AND dwalizada@alliant.com
Carbon Copy APIP Claims Administrator: sandra.doig@mclarens.com and your Alliant representative
Today’s Date: _________________
Type of Claim: (check all that apply)
Insured’s Name & Contact Information
Insured’s Name: Point of Contact:
Address:
Phone #: Email Address:
Broker/Agent’s Name & Contact Information
Company Name: Alliant Insurance Services - Claims Point of Contact: Robert A. Frey & Diana L. Walizada
Address: 100 Pine Street, 11th Floor, San Francisco, CA 94111
Phone #: 1-877-725-7695 Fax #: 415-403-1466
Policy Information
Policy Number:________________________________ Policy Period: ______________________
Limits of Liability: _______________per___________agg Self-Insured Retention/Deductible: ______________
Loss Information
Date of Incident/Claim: _____________ Location:___________________________________________________
Description of Loss:
_______________________________________________________________________________
_____________________________________________________________________________________________
Please list all attached or enclosed documentation: (check if none provided) __________________________
_____________________________________________________________________________________________
Name of Person Completing This Form: _____________________________________
Signature:___________________________________
Real Property Vehicles
Personal Property Other
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 34
Per the PEPIP USA Form Master Policy Wording, Section IV General Conditions;
J. NOTICE OF LOSS
In the event of loss or damage insured against under this Policy, the Insured shall give notice thereof to
ALLIANT INSURANCE SERVICES, INC., 100 Pine Street, 11th Floor, San Francisco, CA 94111-1073.
TEL NO. (877) 725-7695, FAX NO. (415) 403-1466 of such loss. Such notice is to be made as soon as
practicable upon knowledge within the risk management or finance division of the insured that a loss has
occurred.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 35
IN THE EVENT OF A
CYBER LOSS:
1) Follow your organizations procedures for reporting and responding to an
incident
2) Alert authorities, as appropriate
3) Report the incident to Beazley Group immediately at:
tmbclaims@beazley.com
All Cyber losses must be reported as soon as practicable
upon knowledge by the insured that a loss has occurred.
Be prepared to give basic information about the location and nature of the incident, as well as steps
which have been taken in response to the incident.
4) Report the incident to Alliant Claims Department and your Alliant
representative
SPECIAL NOTE REGARDING PRIVACY NOTIFICATION COSTS:
The policy provides a $500,000 Aggregate Limit for Privacy Notification Costs. If you utilize a Beazley
vendor, the limit is increased to $1,000,000.
Please contact Beazley for a list of approved vendors.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 36
CYBER FIRST NOTICE OF LOSS FORM
Today’s Date:
Insured’s Name & Contact Information
Insured’s Name: Point of Contact:
Address:
Phone #: Email Address:
Broker/Agent’s Name & Contact Information
Company Name: Alliant Insurance Services – Claims Point of Contact: Elaine Tizon
Address: 100 Pine Street, 11th Floor, San Francisco, CA 94111
Phone #: 877-725-7695 Fax #:415-403-1466
Policy Information
Policy Number: Policy Period:
Limits of Liability: per agg Self-Insured Retention/Deductible
Loss Information
Date of Incident/Claim: Location:
Description of Loss:
Please list all attached or enclosed documentation: (check if none provided)
Name of Person Completing This Form:
Signature:
SEND TO: Beazley Group
BY MAIL:1270 Avenue of the America’s, Suite 1200, New York, NY 10020
BY FAX: (546) 378-4039
BY EMAIL: tmbclaims@beazley.com
CC Alliant Claims Department:
elaine.tizon@alliant.com , and your Alliant representative
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 37
A. NOTICE OF CLAIM, LOSS OR CIRCUMSTANCE THAT MIGHT LEAD TO A CLAIM
1. If any Claim is made against the Insured, the Insured shall, as soon as practicable upon knowledge by
the Insured, forward to the Underwriters through persons named in Item 9.A. of the Declarations written
notice of such Claim in the form of a telecopy, or express or certified mail together with every demand,
notice, summons or other process received by the Insured or the Insured’s representative; provided that
with regard to coverage provided under Insuring Agreements I.A. and I.C., all Claims made against any
Insured must be reported no later than the end of the Policy Period, in accordance with the
requirements of the Optional Extension Period (if applicable), or within thirty (30) days after the
expiration date of the Policy Period in the case of Claims first made against the Insured during the last
thirty (30) days of the Policy Period.
2. With respect to Insuring Agreement I.B. for a legal obligation to comply with a Breach Notice Law
because of an incident (or reasonably suspected incident) described in Insuring Clause I.A.1 or I.A.2,
such incident or reasonably suspected incident must be reported as soon as practicable during the Policy
Period after discovery by the Insured. For such incidents or suspected incidents discovered by the
Insured within 60 days prior to expiration of the Policy, such incident shall be reported as soon as
practicable, but in no event later than 60 days after the end the Policy Period, provided; if this Policy is
renewed by Underwriters and covered Privacy Notification Costs are incurred because of such incident
or suspected incident reported during the 60 day post Policy Period reporting period, then any
subsequent Claim arising out of such incident or suspected incident is deemed to have been made
during the Policy Period.
3. With respect to Insuring Agreements I.A. and I.C., if during the Policy Period, the Insured first becomes
aware of any circumstance that could reasonably be the basis for a Claim it may give written notice to
Underwriters in the form of a telecopy, or express or certified mail through persons named in Item 9.A. of
the Declarations as soon as practicable during the Policy Period of:
a. the specific details of the act, error, omission, or Security Breach that could reasonably be the basis
for a Claim;
b. the injury or damage which may result or has resulted from the circumstance; and
c. the facts by which the Insured first became aware of the act, error, omission or Security Breach
Any subsequent Claim made against the Insured arising out of such circumstance which is the subject of
the written notice will be deemed to have been made at the time written notice complying with the above
requirements was first given to the Underwriters.
4. A Claim or legal obligation under section X.A.1 or X.A.2 above shall be considered to be reported to the
Underwriters when written notice is first received by Underwriters in the form of a telecopy, or express or
certified mail or email through persons named in Item 9.A. of the Declarations of the Claim or legal
obligation, or of an act, error, or omission, which could reasonably be expected to give rise to a Claim if
provided in compliance with sub-paragraph X.A.3. above.
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 38
ALLIANZ GLOBAL CORPORATE & SPECIALTY
IN THE EVENT OF AN
ENVIRONMENTAL EMERGENCY:
1) Follow your organization procedures for reporting and responding to an
incident
2) Alert local emergency authorities, as appropriate
3) Report the incident immediately at:
800-558-1606
4] Report the incident to Alliant
Akbar Sharif
Claims Advocate
949-260-5088
415-403-1466 – fax
Akbar.Sharif@alliant.com
Be prepared to give basic information about the location and nature of the incident, as well as steps
which have been taken in response to the incident.
DO follow your organization’s detailed response plan
DO contact your management as well as appropriate authorities
DO ensure anyone who could come in contact with a spill or release is kept away
DO NOT ignore a potential spill or leak
DO NOT attempt to respond beyond your level of training or certification
SEND TO: ALLIANZ GLOBAL CORPORATE & SPECIALTY
BY MAIL: 1 Progress Point Parkway, 2nd Floor
BY FAX: (800) 323-6450
BY EMAIL:NewLoss@agcs.allianz.com
CC Alliant Insurance: Akbar.Sharif@alliant.com and your Alliant Representative
Date Issued: 6/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 39
Today’s Date:
Notice of: (check all that apply)
Pollution Incident Potential Claim Other
Third-Party Claim Litigation Initiated
Insured’s Name & Contact Information
Company Name: Point of Contact:
Address:
Phone #: Email Address:
Broker/Agent’s Name & Contact Information
Company Name: Alliant Insurance Services - Claims Point of Contact: Akbar Sharif
Address: 1301 Dove St. Ste. 200 Newport Beach, CA 92660
Phone #: 1-949-260-5088
Policy Information
Policy Number: Policy Period:
Limits of Liability: per agg Self-Insured Retention/Deductible
Loss Information
Date of Incident/Claim: Location:
Claimant Name/Address:
Description of Loss:
Please list all attached or enclosed documentation: (check if none provided)
Name of Person Completing This Form: Signature:
Date Issued: 06/12/2020 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 40
Addendum
Alliant Insurance Services, Inc. CA License No. 0C36861 www.alliant.com
City of Renton
2020 2021
Alliant Deadly Weapon
Response Program (ADWRP) Proposal
Presented on May 19, 2020
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 2
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL
INSURED City of Renton
INSURANCE COMPANY:
A.M. BEST RATING:A (Excellent) XV; Greater than $2,000,000,000
A+, Strong Financial Security
STATE LICENSE STATUS:Non-Admitted
POLICY TERM: July 1, 2020 July 1, 2021
COVERAGE FORM:Claims Made & Reported
COVERAGE TYPE:Third Party Bodily Injury Liability, First Party
Property Damage, Business Interruption & Crisis
Management for events occurring at a location
appearing on your Schedule of Values on file with
Alliant Insurance Services, Inc.
LIMITS:
Per Occurrence $ 500,000
Annual Aggregate $ 500,000
DEDUCTIBLE:$10,000 Each Event including Claims Expenses
RETROACTIVE DATE:7/1/2019
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 3
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL CONTINUED
SUB-LIMITS:
(Each Sublimit is part of the Overall Limit of
Liability and not in addition to it)
$ 250,000 Crisis Management Services -
specified in endorsement
$ 250,000 Crisis Management Services
unspecified
$ 250,000 Counseling Services
$ 250,000 Funeral Expenses
$ 250,000 Business Interruption
$ 250,000 Demo/Clearance/Memorialization
$ 250,000 Extra Expense
$ 250,000 Threat
$ 25,000 Per Person for Medical Expenses
with a $500,000 annual aggregate
$ 50,000 Per Person Accidental Death and
Dismemberment with a $500,000
annual aggregate
ENDORSEMENTS:
(Including But Not Limited To)
Deadly Weapon & Security Vulnerability Post
Underwriting Review
Deadly Weapon Safety Action Plan Seminar
Crisis Management Services
Circumstance Extension
Property Damage Extension
Counselling Services
Funeral Expenses
Short Rate Cancellation Table
Premium Payment Clause
Reinsurers Liability Clause
Sanction Limitation & Exclusion Clause
Notice of Terrorism Insurance Coverage
Business Interruption (if applicable)
EXCLUSIONS:
(Including But Not Limited To)
Loss of market, loss of use or any other
consequential loss at property physically lost or
damaged
Confiscation, nationalization, requisition or
destruction of or damage to property by
government, public or local authority
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 4
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL CONTINUED
EXCLUSIONS - CONTINUED: Euthanasia
(Including But Not Limited To)Any explosive devices unless used in
conjunction with a Deadly Weapon Event.
Fraudulent Claims
Any actual or alleged negligent act, error,
omission, misstatement, misleading statement,
neglect or breach of duty by the Directors or
Officers, in the discharge of their duties solely
in their capacity as Directors or Officers of the
Named Insured
Any vehicle not defined as a road vehicle
Any weapon mounted (or designed to be
mounted) on a vehicle
Any weapon, device or substance delivered by
an airborne weapon delivery system including,
but not limited to, fixed wing aircraft, helicopter
or drone
Injury or death to any employees of any third
party whom the Named insured has contracted
for services.
Any claim or claims made by or on behalf of an
Assailant.
Use or operation as a means to inflict harm of
any computer, computer system, computer
software, malicious code, computer virus or
any other electronic system.
Workers Compensation
Employment Practices
Ionizing radiations or contamination by
radioactivity from nuclear waste or fuel
Radioactive, toxic, explosive or other
hazardous or contaminating properties of any
nuclear installation, reactor, assembly or
component
Mercy Killing(s)
Cross Suits
Strikes, labor unrest, riots or civil commotion
Suicide
War, insurrection, civil commotion
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 5
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL CONTINUED
EXCLUSIONS - CONTINUED:
(Including But Not Limited To)
Mental injury or mental anguish related claim
where no Bodily Injury occurred to claimant
(Except as included by endorsement for
counselling services)
Any weapon or device employing atomic or
nuclear fission, fusion or other like reaction or
force or matter
Loss, injury or damage caused by or resulting
from Nam
deliberate misconduct
Chemical, biological, bio-chemical or
electromagnetic weapon
Nuclear reaction, radiation or contamination,
however caused
Any Pollutant or Contaminant however
introduced or arisen
Property Damage in care, custody or control of
Named Insured or person under contract
(except as maybe provided by the 1
st Party
Property coverage)
Punitive or exemplary damages, sanctions or
additional damages
COVID19
Any Deadly Weapon Event that occurs at a
Location(s) which has been specifically leased
or loaned by the Named Insured to any other
entity or individual to host a permitted event
planned and ticketed for more than 500
attendees over the duration of the event,
except with the prior written agreement of the
Underwriters. Upon notification of any such
permitted event, the Underwriters may, at their
discretion, charge an additional premium
and/or impose additional conditions specifically
for that event.
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 6
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL CONTINUED
ADDITIONAL EXCLUSIONS RELATING TO
PROPERTY & BUSINESS INTERRUPTION:
(Including But Not Limited To)
Land or land values
Aircraft, watercraft or any vehicle licensed for
highway use
Animals
Money, currency, checks, coins, stamps,
securities, valuable papers, evidences of debt,
precious stones, precious metals (unless
forming an integral part of Insured Property),
jewelry, furs, fine arts and antiques
Electronic data
Any property in Transit
Increase in loss caused by suspension, lapse,
cancellation of any lease, license, contract or
order, unless loss results directly from the
insured Interruption of Business
Fines, penalties or damages incurred by or
imposed upon the Named Insured at order of
any Government Agency, Court or other
Authority
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 7
ALLIANT DEADLY WEAPON RESPONSE PROGRAM (ADWRP) PROPOSAL CONTINUED
ANNUAL PREMIUM:$ 5,346.00 Premium
$ 106.92 Surplus Lines Taxes
$ 5.35 Surplus Lines Fees
$ 5,458.27 Total Cost
DEFENSE INSIDE/OUTSIDE THE LIMITS:Inside
MINIMUM EARNED PREMIUM:25% Minimum Earned Premium
PROPOSAL VALID UNTIL:30 Days From Date Issued
SUBJECTIVITIES:Completed and Signed Request to Bind
Coverage Form (See last page)
Completed and Signed Surplus Lines
Document(s) (If applicable)
Complete Schedule of Values on file to share
with the carrier.
No known or reported losses or incidents likely
to give rise to a claim over the last 12 months.
See Disclaimer Page for Important Notices and Acknowledgement
Date Issued: 5/19/20 Alliant Insurance Services, Inc. | www.alliant.com | CA License No. 0C36861 Page 12
Request to Bind Coverage
City of Renton
We have reviewed the proposal and agree to the terms and conditions of the coverages presented.
We are requesting coverage to be bound as outlined by coverage line below:
This Authorization to Bind Coverage also acknowledges receipt and review of all disclaimers and
disclosures, including exposures used to develop insurance terms, contained within this proposal.
Signature of Authorized Insurance Representative Date
Title
Printed / Typed Name
This proposal does not constitute a binder of insurance. Binding is subject to final carrier
approval. The actual terms and conditions of the policy will prevail.
Coverage Line Annual Premium Bind Decline
$5,458.27
DEADLY WEAPON RESPONSE PROGRAM
Limit $500,000 Annual Aggregate $500,000
ALLIANT DEADLY WEAPON RESPONSE PROGRAM
VALUED 5/20/2020
ADWRP SUMMARY OF POLICY CHANGES
THE FOLLOWING ITEMS ARE KEY POLICY CHANGES FOR THE 2020-2021 POLICY TERM
Coverage 2019-2020 2020-2021 Status
$250,000 Crisis
Management
Services
Specified in
Endorsement
$250,000 Crisis
Management
Unspecified
Endorsement
(Combined
Endorsement)
Endorsement provides $250,000
sublimit/$1M Aggregate applies to the
following:
Specified:
-Emergency travel and
accommodation for Insured
Person(s)and Immediate Family
Members;
-Child care for the Immediate Family
Members of Insured Person(s);
-Brand Rehabilitation;
-Public Relations;
-Media Management;
-Legal costs;
-Crisis Counseling to the Named
Insured;
-Site security;
-Remediation;
-Recovery;
-Restoration and similar services
Any such costs are inclusive of response
and consultant fees and all associated
expenses and included within and not in
addition to the limit of liability.
Endorsement clarifies $250,000
sublimit/$1M Aggregate applies to the
following:
Specified:
-Emergency travel and accommodation
for Insured Person(s)and Immediate
Family Members;
-Child care for the Immediate Family
Members of Insured Person(s);
-Brand Rehabilitation;
-Public Relations;
-Media Management;
-Legal costs;
-Crisis Counseling to the Named
Insured;
-Site security;
-Remediation;
-Recovery;
-Restoration
Unspecified:
-Other expenses not listed above at sole
and entire discretion of the Underwriters
subject to $250,000 sublimit.
Event Responder Fees are not included in
sub-limit but are in
limit of liability
Enhancement
$250,000 First
Party Property
Damage
Policy insures physical loss or physical
damage caused by Deadly Weapon
Event during Period of Insurance up to
$250,000 sublimit.
Policy insures physical loss or physical
damage caused by Deadly Weapon Event
during Period of Insurance up to no more
than the Limit of Liability stated in
Declarations.
No sub-limit applies
Enhancement
Circumstances
Extension N/A
Underwriters agree to pay for Event
Responder Fees associated with the
provision of Prevention Services and Crisis
Response by the Event Responder if there
are situations, actions, events, behavior or
information received which indicates that a
Deadly Weapon Event is reasonably likel
to occur.
Enhancement
ALLIANT DEADLY WEAPON RESPONSE PROGRAM
VALUED 5/20/2020
ADWRP SUMMARY OF POLICY CHANGES
THE FOLLOWING ITEMS ARE KEY POLICY CHANGES FOR THE 2020-2021 POLICY TERM
Coverage 2019-2020 2020-2021 Status
COVID-19 Exclusion N/A
Policy excludes claims related to:
The transmission or alleged transmission of:
(a) Coronavirus disease (COVID-19)
(b) Severe Acute Respiratory Syndrome
Coronavirus 2 (SARS-CoV-2)
(c)any mutation or variation of SARS-CoV-2
or any fear or threat of (a), (b) or (c) above.
Alliant Note However, the policy is in effect
to respond to Deadly Weapon Event if
COVID-19 is the motivation behind the event.
Update
Lessee Exclusion N/A
Any Deadly Weapon Event that occurs at a
Location(s) which has been specifically
leased or loaned by the Named Insured to
any other entity or individual to host a
permitted event planned and ticketed for more
than 500 attendees over the duration of the
event, except with the prior written agreement
of the Underwriters.
Upon notification of any such permitted event,
the Underwriters may, at their discretion,
charge an additional premium and/or impose
additional conditions specifically for that event.
Limitation