HomeMy WebLinkAbout09-094 MISC Jessie Glen· "
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King County
Department of Development
and Environmental Services
900 Oakesdale Avenue SW
Renton, WA 98057-5212
November 15, 2006
JPS Holdings, LLC
18124 Riviera Place SW
Seattle, WA 98166
CERTIFIED
Re: Fire Department Access/Sprinkler requirements -JESSIE GLEN Subdivision
King Co. Project # L06FR056
Dear Sirs:
Future residences constructed within the above subdivision are required to be sprinklered
(NFP A 13D) unless the requirement is removed by the King County Fire Marshal or hislher
designee. Section 503 of the International Fire Code (IFC, 2003 ed.), requires all portions of
the exterior walls of structures to be within 150 feet (as a person would walk via an approved
route around the building) from a minimum 20-foot wide, unobstructed driving surface. The
fire code specifically recognizes that vehicles parked on the sides ofroadways are an
obstruction. The move towards the development of smaller lots and reduced width roads
accessing them, and the need or desire to provide more on-street parking in residential
neighborhoods has significantly impacted fire apparatus access. It is critical that adequate
access be provided to allow for timely fire suppression and rescue activities should they be
necessary. Copies of photographs illustrating the problems are attached.
To qualify for the removal of sprinkler requirements in subdivisions that have not yet received
preliminary approval from King County, driving surfaces between the curbs on the access road
from the fire station to the subdivision, and the roads within the subdivision must be a
minimum of28 feet in width when parking is allowed on one side of the roadway, and at least
36 feet in width when parking is permitted on both sides. For subdivisions that have already
received preliminary approval, but have not yet been finaled, the Fire Marshal will remove the
sprinkler requirement if parking is restricted to one side of the roadways accessing the
residences, leaving a minimum unobstructed driving surface width of at least 12 feet. The
reduced 12-foot clear width option is not available for subdivisions that do not have
preliminary approval. When parking is being restricted on one side of the roadway it is
suggested that it be the side where fire hydrants are installed.
If you elect to modify road width andlor parking to remove the sprinkler requirement, please
contact your Land Use Subdivision Division (LUSD) Project Manager to formalize your
proposal, and submit a copy of the plan to King County Fire Engineering for Fire Marshal
approval so that the sprinkler requirement can be removed.
JPS Holdings, LLC
Page 2
If you have any questions, please do not hesitate to contact me at 206-296-6785 between the
hours of 6:30am and 3:00pm or via email at bill.mudd@metrokc.gov.
Sincerely,
William H. Mudd, Lead Fire Protection Engineer,
Fire Engineering Section,
King County Fire Marshal Division
cc: John Klopfenstein, Fire Marshal, Fire Marshal Division, Department of Development
and Environmental Services (DDES)
James S. Sanders, PE, Development Engineer, Engineering Revision Section, Land Use
Services Division, DDES
Permit File No. L06FR056
Enclosures
VanPatten, Steve
From:
Sent:
To:
Subject:
Attachments:
Fereshteh,
VanPatten, Steve
Monday, May 07, 2007 1 :38 PM
Oehkordi, Fereshteh
Jessie Glen L05P0005 TOR
TOR.pdf
Please review the attached doc for approval of 3 TORs for recording this plat.
--thanks, Steve
~~ ~
TDR.pdf (96 KB)
1
R~cordin9 Requested By And
When Recorded Mail To: Mark SoUitto
"~.:.o.:.' ....•.
~.: .. '.
King Cbunty
. ,i TranSfer ofDlt\ielopment Rights Program
Water and L~n,d Resources DiyiSiolr
201So .. ,jacksOn S.t,Sui!e 60P
Ms: KSC-NR-0600.: •.••
Se~ttle, WA .98104 .'. '.
Transfer ofQev~bpmellt ~ight~/
Certificate Number:' 87' " .
Three Urban D9VeI0Pn1e~t Righlfl
Date Issued: June 6, 2005
Certificate Issued To: <.i.....: .. ::
Name: JPS Holdings. LLC i...· :
.~
Address: 18124 Riviera Plac';·SW.
CitY&'4ip: Seattle, WA 98166 ;"
{
This developmenbight(s) is transferred from theJOliowing certified .. sendrn9 site,...
-"''''
pursuantlo K,C.C.21A.37: / ....• :. .
~ending.site file number: A02P0251 ..•.. ..' .
,Grantor: King .. County. a political subdivision of the State.pfWashin'gton
.iParcel Numb.er: 142308-9180; 152308-9023 ..
""'",.
Thi,,'certifies )flat Jl>S.Holdlngs, LLC owns three (3) urban dev~i<;>pment ~9hts
removed. from the.sehding sUe identified above, which has been qualified'as a transfer
of<l!,velcipment rights seDdiri~ site pursuant to K.C.C. 21A37. ." . ." -.... ",
Recei~illg .. ~i.te·DDEsFil~:# LOSPOOO5
The official record oith~'se .d·~eloprnen:1 rights is maintained by King County. If there is
any discrepancy between .the nu!l'lb$r of rights identified on this certificate and the
official record, theO(ficial'reCord'shanwntrol. .
"' •. >," ,-.,
If any of the development rights..identified onthisce'ltIficate are sold, conveyed or
transferred, the person acquiring the;:rigJitsshaltwitliinjil<:lJl0) business days deliver to
the King County Transfer of O!il~elC)pm"nt Rights Pio!'jranl !his original certificate. A
new certificate in the buyer's name shall then .be iSSued. .... .
The development rights may be used O~ly on a r"ceivi1J9 sije(s)thalhas/have been
given final approval for additional residentiat densitY a¢hieved .through the transfer of
development rights in accordance with KingG.9unly Zoning Code' (KC.C.,.2.tA.37).
Approved by Representative of the King County Traii8~erOf Developnient.Right~···
Program Interagency R\lvlew Committee '.' '. .. ...
'1AA~
Signature
Certificate Number .[I
Date Issued ~
.' ,,' """ 4t~YoY
D te .. ..'
~TA+E OF WASHINGTON)
.' C00NTvOF KING JSS.
::, ....
I .. 'certify that I know or have satisfactory evidence that Mark Sollitto is th e person who
.. appeaiedbefore me, and said person acknowledged that he signed this instrument, on
. oath stated that he'lsa~thorized to execute the instrument and acknowledged it as the
", ....... PiuQiam.Manager, Tra;tsferableD~elopment Rights Pnogram of King County to be the
.free. and::vol~l)tary}I~! ofsuq~,party lor the uses and purposes mentioned in the
instrument:.: ..... • " , ... ,:
,''',;'
Notary Public in and f he
$tiitEl of Washington
Re¢iding.at .,-'-Hw,=--+:iJ"' . .J,,---___ _
My appointment exPirol~ (;@,)(c,
To Red .. em6~elopment Rights:.. .' ./
In appl.Ying for r.ceiving site approval, the applicant shall pi:ovide'ihe Department of
Develppm<lnt a~d Environmental Services with eHher a copY . .of this certificate issued in
the name .6f full apjliicant or a copy of this certificate with a sign'~ option to' purchase
these deyeloprnenfrighf(sj... For receiving sites within incorporated ,il1iinicipal
jurtsdictiollsrihe applicant shall provide the above documentation to th.e municipal
jurlsdiction"and shall follow that jurisdiction's development application re~iew process . . , ,".
Befo~builc!ing"p~rmi/is""anc:eatoetore final plat or short plat recording, the applicant
shall deliver the app~priiite jPR certifi't;ltes issued in the applicant's name to the
Transfer of Development Rili~is Pr"llrarli. The applicant shall receive an
extinguishment dd~ument sh6wi~g t~"t tnediivelopment rights have been applied to an
approved receivingsjlt) .. iiM TOR Progi~uJi sh~1I cpnfirm for DDES or the municipal
jurtsdiction that the requiremen1$ of K.C.C: 21A31 have been met. . '.; ..'-"
Certificate Number ~
Date Issued ~
January 17, 2007 1~3a~ga~!~i~cuo J/N~Si~1I -LI ~TJI j,NUG~E~N~G~1 ~N~E~E R S l l C
---_.. Job No. 1166-001·0e) I @f I ((,f I
Mr. Steve VanPatten, PLS
King County DOES
900 Oakesdale Avenue S.w.
Renton, WA 98055-1219
RECEIVED
JAN 2 4 2007
KING COUNTY
LAND USE SERVICES
RE: FINAL PLAT REVIEW -RESPONSE TO COMMENTS
PLAT OF "Jessie Glen" -D.D.E.S. FILE NO. L05PO005
Dear Mr. VanPatten:
On behalf of JPS Holdings, LLC, ESM is submitting this letter and attachments to respond to the
DOES comments (per "red-lines") on the Jessie Glen Final Plat The following are abstracted
comments along with our responses in bold:
General Comments
1. Current Plat Certificate.
Response: Plat Certificate ordered from first American Title company.
2. Final Health Approval.
Response: Transmittal upon receipt of Sewer & Water approvals.
3. Sprinkler note.
Response: Required sprinkler note added as note no. 21 , sheet 5 of 5.
4. Approval of King County Fire Protection Engineer.
Response: Transmittal upon receipt of Fire Marshal approval.
5. NAD 83/91 coordinates & bearing base.
Response: Added King County coordinates for SW corner of Section 33.
Basis of bearing between found monuments as noted. Held per Plat of
"Northwestern Garden Tracts Division No.4".
6. Complete Improvement construction.
Response: Owner responsibility.
7. Establish HOA.
Response: Jessie Glen Homeowners' Association incorporated per
document No. xxx.
8. Request for Designation as Common Property.
Response: Transmittal by Owner or ESM of completed form to follow .
. -------------t
33915 lsi Way South Tel 1253) 838 6113
Fax (2531 838 7104
Bothell 1425) 415 6144 r"',I'" ·"1',, I,Ll ;':1"
SUite 200 www.esmelvll,(om
Federal Way. WA 98003 Toll Free 1800) )[,5 5694 '" rl ~
._--j
Mr. Steve VanPatten
January 17, 2007
Page 2
Sheet 1:
1 2a. Approval Block revision.
Response: Revised DOES block as requested.
12b/c/d. Dedication & Signature Block revisions.
Sheet 2:
Response: Edited typo; removed one JPS Holdings reference; added Frontier
Bank & MERS signature blocks.
13a & b. Section subdivision.
Corrected Street name typo. Plat dimensions and measured distances
shown.
13c. Exceptions to Title Report.
Sheet 3:
Response: TItle report updated and revised to remove references to
property not subject to this development
14a. Adjoiner information.
Response: Removed adjoiner information.
14b. Setback Lines.
Response: Removed zoning setback lines.
14c. Radial Bearings.
Response: Radial Bearings revised and updated.
1 4d. Street Names.
Response: Street Names added.
14e. PI Monument.
Response: PI Monument as designed falls in asphalt road section.
141. Dimensions.
Response: Dimensions added as requested.
14g. Lot Area: Lot 4 & 23, Tract E.
Response: Lot Areas checked & revised as requested.
14h. Lot & Tract Area.
Response: Lot & Tract area text removed from Lots & Tracts.
14i. Private Drainage Easements.
Response: Private Drainage Easements over Tracts "A", "C" & "E"
identified. Easement notes and covenant added to sheet 5 of 5.
Mr. Steve VanPatten
January 17, 2007
Page 3
Sheet 4:
15a.
15b.
15c.
15d.
15e.
15f, g.
15h.
Adjoiner information.
Response: Removed adjoiner Information.
Setback Lines.
Response: Removed zoning setback lines.
Street Names.
Response: Street names added.
Easement (AFN 9406301555).
Response: Waterline Easement agreed to be relinquished by Soos Creek
Water & Sewer District by separate instrument
Lot Area: Tracts C & D.
Response: Tract Areas checked & revised as requested.
Map check Lots 43 & 44.
Response: Lots 43 & 44 checked & revised as requested.
Off-site curb retum.
Response: Per the approved construction plans for "Jessie Glen", SE 191 51
Street is to be improved to the urban half-street standard. The plans show
a 21' pavement section within the 31' RIW and provides an adequate (as
specifically designed) return radius on the north margin within the plat
boundary. The north margin of the designed pavement section is 4' south
of the Plat boundary, and the suggested return radius as 'redlined' on
sheet 4 of 5 would not coincide with the approved pavement section.
15i. Private Drainage Easements.
Response: Private Drainage Easements over Tracts "A", "C" & "E"
identified. Easement notes and covenant added to sheet 5 of 5.
15j. Tract "8" dimensioning.
Response: Easements within Tract "8" dimensioned as requested.
Sheet 5:
16a. Note 1.
Response: Road names added.
16b. Note 2.
Response: Construction Drawing No. revised.
16c. Note 6.
Response: Revised Tract designation.
16d. Note 7.
Response: Revised note 7 text as requested.
Mr. Steve VanPatten
January 17, 2007
Page 4
16e. Note 9.
Response: Revised note 9 as requested.
16f. Note 10.
Response: Revised note 1 0 as requested.
16g. Note 11.
Response: Construction Drawing No. revised.
16h. Note 13.
Response: Revised note 13 as requested.
16i. Note 16.
Response: Revised note 16 to standard school note as requested.
16j. Note 17.
Response: Original Note 17 removed & replaced with addressing note.
16k, Note 18,
Response: Original Note 18 revised & replaced as note 17.
161. Note 19,
Response: Original Note 19 edited, revised & replaced as note 18.
16m. Note 20,
Response: Original Note 20 revised & replaced as note 19.
16n, Note 16 & 18,
Response: Added Impact fee language.
Hearing Examiner's Conditions
178, HE Condition 3 & 14 (15?),
Response: See attached copy of TOR Certificate
87 (AFN 20050608000217).
17b. HE Condition 9a, first part.
Response: See Comment 15h above.
17c, H.E. Condition 9a, second part.
Response: See Comment 15h above.
17d. H.E. Condition 10,
Response: Transmittal by Owner or ESM to follow.
17 e, HE Condition 14.
Response: Per approved construction plans, there are no Planter Islands
within this plat
Plat Certificate Conditions & Exceptions
• Mr. Steve VanPatten
January 17, 2007
Page 5
18a. Parcel F
Response: Parcel F removed from subdivision guarantee.
18b. Exception 1
Response: Lien information removed.
18c. Exception 7
Response: See response 12b, c & d.
1 8d. Exception 9
Response: See response 12b, c & d.
18e. Exception 14
Response: Relinquishment language added as note 23, sheet 5 of 5.
18f. Exception 15
Response: Relinquishment language added as note 24, sheet 5 of 5.
18g. Exception 16
Response: Relinquishment language added as note 25, sheet 5 of 5.
18h. Exception 18
Response: Relinquishment language added as note 25, sheet 5 of 5.
181. Exception 22
Response: Document reference removed.
19. Fences
Response: Remaining fence lines shown with encroachment distances, as
necessary.
As requested, we enclose the following supporting materials:
5 sets revised Jessie Glen Final Plat (sheets 1-5)
Copy of TOR Certificate
Revised Lot Closures
Current Plat Certificate
If you have any questions or comments regarding the above please contact us at (253) 838-6113.
Sincerely,
ESM CONSULTING ENGINEERS, LLC.
Phil Tumer, PLS
Cc: Joe Singh, JPS Holdings, LLC
i:lesm-jobsl 11661001 1005Idocumentlletter.Q13.doc
VanPatten, Steve
From:
Sent:
To:
Cc:
Subject:
Steve,
Mudd, Bill
Monday, February 05, 20077:49 PM
VanPatten, Steve
Klopfenstein, John; Sanders, Jim
L05F0005 -L06FR056 -JESSIE GLEN SUBDIVISION
The way to know which way to respond (parking restrictions leaving at least 12' clear driving surface widths; and the
minimum 20' clear widths required for the plats that did not have preliminary approval at the time the manner of code
application changed), is to check the FENG documents connected to Permits Plus via Office Link. For Jessie Glen the
Office Link has a copy of the certified letter sent, requiring sprinklers unless the parking is modified to provide the
minimum 12' clear driving widths. The subdivisions that have just received preliminary approval and those that do not yet
have preliminary approval have revised Fire Engineering conditions attached to the Permits Plus file via Office Link.
These are not letters, and the "Sprinklers Required" condition on them states that sprinklers are required unless the 20'
wide unobstructed widths are provided. I only have about three more subdivisions (pre-preliminary approval) to send
revised comments to. Once that is done we need to get together and come up with a more formal process for a final
assessment of the access/sprinkler issue to be certain that the developer has gone one way or the other, or has ended up
with a mixture of lots requiring/not requiring sprinklers. Perhaps one of the first FR package can be routed to me.
Bill
1
RED-3 response DATE: May 10,2007
I) Address the unresolved issues from RED-I and RED-2 -see copies enclosed.
2) Regarding the Redline comments on Page I of 5:
a) VerifY the legal description with the revised plat certificate dated April 28, 2007. You
may want to verifY with the title company that Parcel D-I was meant to be removed.
Note that I have the mylar for this page and D-I will need to be erased unless the title
company revises the legal in an update.
Response: Parcel D-I was a non-exclusive access easement per AFN 9312272113 &
9312272116 and has been extinguished by separate instrument. If it is still referenced on Sheet I
we will need to erase it.
3) Regarding the Redline comments on Page 2 of 5:
a) No new comments.
4) Regarding the Redline comments on Page 3 of 5:
a) Work with the adjoining property owners to resolve the fence encroachment on the south
line of lots 6 and 23.
Response: Per Joe Singh, all fences on-site have been removed and I have removed the
references to them.
b) Somehow show and or label the private drainage easements for the roof and footing
drains -unless you can clearly locate them with notes. You have addressed the
maintenance issues on note 22 sheet 5 with the notes, but their locations have not been
established. Some people will add shading and define the shading in the legend-
however if you use shading, make sure it doesn't conflict with text.
Response: Added private drainage casement hatching & notation.
5) Regarding the Redline comments on Page 4 of 5:
a) Remove "EXCLUSIVE" in the note for Puget power easement in Tract D.
Response: Removed 'exclusive' labeling.
b) Somehow show and or label the private drainage easements for the roof and footing
drains -unless you can clearly locate them with notes. You have addressed the
maintenance issues on note 22 sheet 5 with the notes, but their locations have not been
established. Some people will add shading and define the shading in the legend-
however if you use shading, make sure it doesn't conDict with text.
Response: Added private drainage hatching & notation.
1
6) Regarding the Redline comments on Page 5 of 5:
a) Revise note no. 18 so that the number of exemptions is 3.
Response: Revised Note 18 to 3 exemptions.
b) Amend note no. 21 as follows: "NO PARKING IS ALLOWED AT ANY TIME ALONG
"
Response: Added 'at any time'.
c) VerifY and add lot 49 and Tract C to note 22. Also please show or describe the easements
so that they can be located.
Response: Added Tract C to Note 22. Lot 49 benefits only, is not burdened.
d) Revise the sheet numbers from 2 and 3 to 3 and 4 in note no. 24.
Response: Revised as requested.
e) Revise note 25 by removing the second sentence and adding the standard verbiage for
temporary cuI de sacs as follows: "The Temporary Turnaround Easement becomes null
and void when (street name) is extended to a publicly maintained road system and is
accepted for maintenance by a public agency. This easement may otherwise be
extinguished by the recording of an extinguishing document reviewed and approved, and
signed by the King County Land Use Services Division or its successor agency. A review
fee may be assessed for this service."
Response: Added required language.
f) Add the TOR note: 'TOR Note: This plat has participated in King County's "Transfer of
Development Rights (TOR)" program. Thc density for this plat was achieved through the
inclusion of 3 transfer of density credits."
Response: Added TOR note as Note 26.
7) You can go to my lars if you want or if you want you can send me a revise paper copy. I
believe I have the page I of the mylars-that have the signatures.
You will see that we have added the SCW &SD water, fire protection & sewer easements as
requested by Roth Hill and recently submitted to us. Let me know if you need additional
information or notation on them.
2
Phil Turner, P.L.S.
Survey Project Manager
3
VanPatten, Steve
From:
Sent:
To:
Subject:
Steve:
Dehkordi, Fereshteh
Thursday, May 10, 2007 9:52 AM
VanPatten, Steve
FW: Jessie Glen L05P0005 TDR
Apparently this certificate is valid and can be used for this plat Please see below.
Fereshteh
From: Petersen, Becky
Sent: Wednesday, May 09,20071:37 PM
To: Dehkordi, Fereshteh
Subject: RE: Jessie G~0005 TDR
/ SAljE7
~ -
Okay -well that certificat~ indeed a valid one and I have the original in the Dahlgren/JPS file.
The problem is that Mark made an error and issued two #87 certificates. One to JPS for the 3 credits; and the other to
Kentlake Highlands for 22 credits. Not JPS's problem b\Jt definitely one that you and I will have to sort out
From: Dehkordi, Fereshteh
Sent: Wednesday, May 09, 2007 12:52 PM
To: Petersen, Becky
Subject: FW: Jessie Glen L05P0005 TDR
Becky:
Attached is what the applicant; JPS Holding has submitted as a proof of his/her certificate. This certificate shows the
sending site File No. as A02P0251 which was initiated by the Dahlgren family. Hope it helps.
Fereshteh
From:
Sent:
To:
Subject:
Fereshteh,
VanPatten, Steve
Monday, May 07,20071:38 PM
Dehkordi, Fereshteh
Jessie Glen LOSPOOOS TOR
Please review the attached doc for approval of 3 TDRs for recording this plat
--thanks, Steve
1
Form No. 14
Subdivision Guarantee
Issued by
Guarantee No.: 4209-1032889
First American Title Insurance Company
2101 Fourth Ave, Ste 800, Seattle, WA 98121
Title Officer: Pat Fullerton
Phone: (206)728-0400
FAX:
Rrst American Title
Form No. 14
Subdivision Guarantee (4-10-75)
Guarantee No.: 4209-1032889
Page No.: 1
First American
Pat Fullerton
(206) 615-3055
pfullerton@firstam.com
Amy Garza
(206) 615-3010
amgarza@firstam.com
Title Team One
Fax No. (866) 904-2177
Colleen Franz
(206) 615-3050
cfranz@firstam.com
First American Title Insurance Company
2101 Fourth Ave, Ste 800
Seattle, WA 98121
Phn -(206)728-0400 (800)826-7718
Fax -
Jennifer Salas
(206) 615-3011
jsalas@firstam.com
Tina Kotas
(206) 615-3012
tkotas@firstam.com
AMENDED SUBDIVISION GUARANTEE
LIABILI1Y $ 1,000.00 ORDER NO.: 4209-1032889
FEE $ 350.00 TAX $ 31.15 YOUR REF,:
First American Title Insurance Company
a Corporation, herein called the Company
Subject to the Liability Exclusions and Limitations set forth below and in Schedule A,
GUARANTEES
JPS Holding
herein called the Assured, against loss not exceeding the liability amount stated above which the Assured
shall sustain by reason of any incorrectness in the assurances set forth in Schedule A,
LIABILI1Y EXCLUSIONS AND LIMITATIONS
1. No guarantee is given nor liability assumed with respect to the validity, legal effect or priority of
any matter shown therein,
2_ The Company's liability hereunder shall be limited to the amount of actual loss sustained by the
Assured because of reliance upon the assurance herein set forth, but in no event shall the
Company's liability exceed the liability amount set forth above,
3. This Guarantee is restricted to the use of the Assured for the purpose of providing title evidence
as may be required when subdividing land pursuant to the provisions of Chapter 58,17, R,C.W"
and the local regulations and ordinances adopted pursuant to said statute, It is not to be used
as a basis for closing any transaction affecting title to said property.
Dated: April 23, 2007 at 7:30 A.M.
First American Title
, I 0\----
Form No. 14 Guarantee No.: 4209-1032889
Page No.: 2 Subdivision Guarantee (4-10-7S)
SCHEDULE A
The assurances referred to on the face page are:
A.
B.
Title is vested in:
J.P.S. Holdings, LLC, a Washington limited liability company
That according to the Company's title plant records relative to the following described real
property (including those records maintained and indexed by name), there are no other
documents affecting title to said real property or any porition thereof, other than those shown
below under Record Matters.
The following matters are excluded from the coverage of this Guarantee:
1. Unpatented Mining Claims, reservations or exceptions in patents or in acts authorizing the
i ssua nee thereof.
2. Water rights, claims or title to water.
3. Tax Deeds to the State of Washington.
4. Documents pertaining to mineral estates.
DESCRIPTION:
Parcel A:
Lot 4 in Block 1 of Northwestern Garden Tracts Div. No.4, according to Plat recorded August 24,
1950 in Volume 47 of Plats at Page(s) 74, in King County, Washington.
Parcel B:
Lot 5 in Block 1 of Northwestern Garden Tracts Div. No.4, according to Plat recorded August 24,
1950 in Volume 47 of Plats at Pagers) 74, in King County, Washington.
Parcel C:
The East 30 feet of Lot 6 in Block 1 of Northwestern Garden Tracts Div. No.4, according to Plat
recorded August 24, 1950 in Volume 47 of Plats at Page(s) 74, in King County, Washington.
Parcel D:
Lot 7 in Block 1 of Northwestern Garden Tracts Div. No.4, according to Plat recorded August 24,
1950 in Volume 47 of Plats at Pagers) 74, in King County, Washington;
Except the North 70 feet of the West 225 feet thereof;
and Except the West 300 feet of the remainder of said Lot 7.
Parcel E:
Lot 7 in Block 2 of Northwestern Garden Tracts Div. No.4, according to Plat recorded August 24,
1950 in Volume 47 of Plats at Page(s) 74, in King County, Washington.
First American Title
Form No. 14
Subdivision Guarantee (4-10-75)
RECORD MATTERS:
Guarantee No. 4209-1032889
Page No.: 3
1, General Taxes for the year 2007, The first half becomes delinquent after April 30th, The second
half becomes delinquent after October 31st.
Tax Account No,: 619840-0080-04
1st Half
Amount Billed: $ 3,359,30
Amount Paid: $ 0,00
Amount Due: $ 3,359.30
Assessed Land Value: $ 494,000,00
Assessed Improvement Value: $ 76,000,00
2nd Half
Amount Billed: $ 3,359,30
Amount Paid: $ 0,00
Amount Due: $ 3,359,30
Assessed Land Value: $ 494,000,00
Assessed Improvement Value: $ 76,000,00
Affects: Parcel A
2. Delinquent General Taxes for the year 2006 ,
Tax Account No,: 619840-0080-04
1st Half
Amount Billed: $ 2,007.08
Amount Paid: $ 2,007.08
Amount Due: $ 0,00, plus interest and penalty
2nd Half
Amount Billed: $ 2,007,08
Amount Paid: $ 0,00
Amount Due: $ 2,007.08, plus interest and penalty
Affects: Parcel A
3, General Taxes for the year 2007. The first half becomes delinquent after April 30th. The second
half becomes delinquent after October 31st.
Tax Account No.: 619840-0100-00
1st Half
Amount Billed: $ 3,172,16
Amount Paid: $ 0,00
Amount Due: $ 3,172,16
Assessed Land Value: $ 494,000,00
Assessed Improvement Value: $ 39,000,00
2nd Half
Amount Billed: $ 3,172.15
Amount Paid: $ 0.00
Amount Due: $ 3,172,15
Assessed Land Value: $ 494,000.00
Assessed Improvement Value: $ 39,000.00
Affects: Parcel B
First American Title
Form No. 14
Subdivision Guarantee (4-10-75)
4. Delinquent General Taxes for the year 2006 .
Tax Account No.: 619840-0100-00
1st Half
Amount Billed: $ 1,823.71
Amount Paid: $ 1,823.71
Guarantee No. 4209-1032889
Page No.: 4
Amount Due: $ 0.00, plus interest and penalty
2nd Half
Amount Billed: $ 1,823.71
Amount Paid: $ 0.00
Amount Due: $ 1,823.71, plus interest and penalty
Affects: Parcel B
5. General Taxes for the year 2007. The first half becomes delinquent after April 30th. The second
half becomes delinquent after October 31st.
Tax Account No.: 619840-0120-06
1st Half
Amou nt Billed: $ 22.87
Amount Paid: $ 0.00
Amount Due: $ 22.87
Assessed Land Value: $ 1,000.00
Assessed Improvement Value: $ 0.00
2nd Half
Amount Billed: $ 0.00
Amount Paid: $ 0.00
Amount Due: $ 0.00
Assessed Land Value: $ 1,000.00
Assessed Improvement Value: $ 0.00
Affects: Parcel C
6. General Taxes for the year 2007. The first half becomes delinquent after April 30th. The second
half becomes delinquent after October 31st.
Tax Account No.: 619840-0140-02
1st Half
Amount Billed: $ 2,607.48
Amount Paid: $ 0.00
Amount Due: $ 2,607.48
Assessed Land Value: $ 304,000.00
Assessed Improvement Value: $ 143,000.00
2nd Half
Amount Billed: $ 2,607.48
Amount Paid: $ 0.00
Amount Due: $ 2,607.48
Assessed Land Value: $ 304,000.00
Assessed Improvement Value: $ 143,000.00
Affects: Parcel D
First American Title
Form No. 14
Subdivision Guarantee (4-10-75)
7. Delinquent General Taxes for the year 2006 .
Tax Account No.: 619840-0140-02
1st Half
Amount Billed: $ 2,904.61
Amount Paid: $ 2,904.61
Guarantee No.: 4209-1032889
Page No.: 5
Amount Due: $ 0.00, plus interest and penalty
2nd Half
Amount Billed: $ 1,391.51
Amount Paid: $ 0.00
Amount Due: $ 1,391.51, plus interest and penalty
Affects: Parcel D
8. General Taxes for the year 2007. The first half becomes delinquent after April 30th. The second
half becomes delinquent after October 31st.
Tax Account No.: 619840-0320-04
1st Half
Amount Billed: $ 3,308.16
Amount Paid: $ 0.00
Amount Due: $ 3,308.16
Assessed Land Value: $ 570,000.00
Assessed Improvement Value: $ 0.00
2nd Half
Amount Billed: $ 3,308.15
Amount Paid: $ 0.00
Amount Due: $ 3,308.15
Assessed Land Value: $ 570,000.00
Assessed Improvement Value: $ 0.00
Affects: Parcel E
9. Delinquent General Taxes for the year 2006 .
Tax Account No.: 619840-0320-04
1st Half
Amount Billed: $ 1,662.19
Amount Paid: $ 1,662.19
Amount Due: $ 0.00, plus interest and penalty
2nd Half
Amount Billed: $ 1,662.19
Amount Paid: $ 0.00
Amount Due: $ 1,662.19, plus interest and penalty
Affects: Parcel E
10. Taxes which may be assessed and extended on any subsequent roll for the tax year 2007, with
respect to new improvements and the first occupancy which may be included on the regular
assessment roll and which are an accruing lien not yet due or payable.
Affects: Parcels C and E
First American Title
ok.
oic
6!r
Form No. 14 Guarantee No.: 4209~1032889
Page No.: 6 Subdivision Guarantee (4·10-75)
11.
12.
13,
14,
15,
Construction Deed of Trust and the terms and conditions thereof,
Grantor/Trustor: J.P.s, Holdings, LLC
Grantee/Beneficiary:
Trustee:
Amount:
Recorded:
Recording Information:
Frontier Bank
First American Title
$5,000,000,00
June 13, 2006
20060613000552
Deed of Trust and the terms and conditions thereof,
Grantor/Trustor: J,P,S, Holdings, LLC
Grantee/Beneficiary: Frontier Bank
Trustee: First American Title
Amount: $200,000,00
Recorded:
Recording Information:
November 13, 2006
20061113002530
We note the above Deed of Trust contains an abbreviated legal description for Parcel A herein on
the 1st page of said document; although the attached legal description is not the same, Said
instrument should be correct to show the property being encumbered and re-recorded in King
County, Washington,
Restrictions, conditions, dedications, notes, easements and provisions, if any, contained and/or
delineated on the face of the plat recorded in Volume 47 of plats at Page(s) 74 in King County,
Washington.
Easement, including terms and provisions contained therein:
Recorded: July 6, 1994
Recording No,: 9407060503
In Favor of: Puget Sound Power and Light Company, a Washington
corporation
For: Underground electric transmission and/or distribution system
(Affects Parcel D)
Easement, including terms and provisions contained therein:
Recording Information: 20070208002053
In Favor of: Puget Sound Energy, Inc,
For: guy wires, anchor poles and anchors together with any and all
necessary or convenient appurtenances thereto
(Affects Parcel B)
_-,-fLY,--,,-_16, Easement, including terms and provisions contained therein:
Recording Information: 20070321001276
In Favor of: Saos Creek Water and Sewer District
For: Temporary utility
INFORMATIONAL NOTES
A. Any sketch attached hereto is done so as a courtesy only and is not part of any title commitment
or policy, It is furnished solely for the purpose of assisting in locating the premises and First
American expressly disclaims any liability which may result from reliance made upon it.
First American Title
Form No. 14
Subdivision Guarantee (4-10-75)
Guarantee No : 4209-1032889
page No.: 7
SCHEDULE OF EXCLUSIONS FROM COVERAGE OF THIS GUARANTEE
1. Except to the extent that specific assurance are provided in Schedule A of this Guarantee, the Company assumes no liability for loss or damage by reason of the folJowirtg:
(a) Defects, liens, encumbrances, adverse claims or other matters against the title, whether or not shown by the public records.
(b) (I) Taxes or assessments of any taxing authority that levies taxes or assessments on real property; or, (2) Proceedings by a public agency which may result in taxes
or assessments, or notices of such proceedings, whether or not the matters excluded under (1) or (2) are shown by the records of the taxmg authority or by the public
records.
(c) (1) Unpatented mining claims; (2) reservations or exceptions in patents or in Acts authorIZing the issuance thereof; (3) water rights, claims or title to water, whether
or not the matters excluded under (I), (2) or (3) are shown by the public records.
2. Notwithstanding any specific assurances which are provided in Schedule A of this Guarantee, the Company assumes no liability for loss or damage by reason of the
following:
(a) Defects, liens, encumbrances, adverse claims or other matters affecting the title to any property beyond the lines of the land expressty described in the description set
forth in Schedule (A), (C) or in Part 2 of this Guarantee, or title to streets, roads, avenues, lanes, ways or waterways to which such land abuts, or the right to maintain therein
vaults, tunnels, ramps, or any structure or improvements; or any rights or easements therein, unless such property, rights or easements are expressly and specifically set forth
in said description,
(b) Defects, liens, encumbrances, adverse claims or other matters, whether or not shown by the public records; (1) which are created, suffered, assumed or agreed to by
one or more of the Assureds; (2) which result in no loss to the Assured; or (3) which do not result in the invalidity or potential invalidity of any judicial or non-judicial
proceeding which IS within the scope and purpose of the assurances provided.
(c) The idenbty of any party shown or referred to in Schedule A.
(d) The validity, legal effect or priority of any matter shown or referred to in this Guarantee,
GUARANTEE CONDrnONS AND STIPULATIONS
1. Definition of Terms.
The following terms when used In the Guarantee mean:
(a) the "Assured": the party or parties named as the Assured in this Guarantee, or
on a supplemental Writing executed by the Company.
(b) "land": the land described or referred to in Schedule (A) (C) or in Part 2, and
improvements affixed thereto which by law constitute real property. The term "land"
does not include any property beyond the lines of the area described or referred to in
Schedule (A) (C) or in Part 2, nor any right, title, interest, estate or easement In
abutting streets, roads, avenues, alleys, lanes, ways or waterways.
(c) "mortgage": mortgage, deed of trust, trust deed, or other security instrument.
(d) "public records" records established under state statutes at Date of
Guarantee for the purpose of imparting constructive notice of matters relatmg to real
property to purchasers for value and without knowledge.
(e) "date": the effective date.
2, Notice of Claim to be Given by Assured Claimant.
An Assured shall notify the Company promptly in writing in case knowledge shall
come to an Assured hereunder of any claim of title or interest which is adverse to the
title to the estate or interest, as stated herein, and which might cause loss or damage
for which the Company may be liable by virtue of this Guarantee. If prompt notice
shall not be given to the Company, then all liability of the Company shall terminate
with regard to the matter or matters for which prompt notice is required; provided,
however, that failure to notify the Company shall in no case prejudice the rights of
any Assured under this Guarantee unless the Company shall be prejudiced by the
failure and then only to the extent of the prejudice.
3. No Duty to Defend or Prosecute.
The Company shall have no duty to defend or prosecute any action or proceeding to
which the Assured is a party, notwithstanding the nature of any allegation in such
action or proceeding.
4. Company's Option to Defend or Prosecute Actions; DUty of Assured
Claimant to Cooperate.
Even though the Company has no duty to defend or prosecute as set forth in
Paragraph 3 above:
(a) The Company shall have the right, at its sole option and cost, to institute and
prosecute any action or proceeding, interpose a defense, as limited in (b), or to do
any other act which in its opinion may be necessary or desirable to establish the title
to the estate or interest as slated herein, or to establish the lien rights of the
Assured, or to prevent or reduce loss or damage to the Assured. The Company may
take any appropriate action under the terms of this Guarantee, whether or not it shall
be liable hereunder, and shall not thereby concede liability or waive any provision of
this Guarantee. If the Company shall exerCise its rights under this paragraph, it shall
do so diligentty.
(b) If the Company elects to exercise its options as stated in Paragraph 4(a) the
Company shall have the right to select counsel of its choice (subject to the right of
such Assured to object for reasonable cause) to represent the Assured and shall not
be liable for and will not pay the fees of any other counsel, nor will the Company pay
any fees, costs or expenses incurred by an Assured In the defense of those causes of
action which allege matters not covered by thIS Guarantee.
(c) Whenever the Company shall have brought an action or interposed a defense
as permitted by the provisions of this Guarantee, the Company may pursue any
litigation to fmal determination by a court of competent jurisdiction and expressty
reserves the right, m Its sole discretion, to appeal from an adverse judgment or order.
(d) In all cases where this Guarantee permits the Company to prosecute or
provide for the defense of any action or proceedil'lQ, an Assured shall secure to the
Company the right to so prosecute or provide for the defense of any action or
proceeding, and all appeals therein, and permit the Company to use, at ft:s option, the
name of such Assured for this purpose, Whenever requested by the Company, an
Assured, at the Company's expense, shall give the Company all reasonable aid in any
action or proceeding, securing eVidence, obtaining witnesses, prosecuting or
defending the action or lawful act which in the opinion of the Company may be
necessary or desirable to establish the title to the estate or interest as stated herein,
or to establish the lien rights of the Assured. If the Company is prejudiced by the
failure of the Assured to furnish the reqUired cooperation, the Company's obligations
to the Assured under the Guarantee shall terminate.
5. Proof of Loss or Damage.
In addition to and after the notices reqUired under Section 2 of these Conditions and
Stipulations have been provided to the Company, a proof of loss or damage signed
and sworn to by the Assured shall be furnished to the Company within ninety (90)
days after the Assured shall ascertain the facts giving rise to the loss or damage. The
proof of loss or damage shall describe the matters covered by this Guarantee which
constitute the basis of loss or damage and shall state, to the extent pOSSible, the
basis of calculating the amount of the loss or damage. If the Company is prejudICed
by the failure of the Assured to provide the required proof of loss or damage, the
Company's obligation to such Assured under the Guarantee shall terminate. In
addition, the Assured may reasonably be required to submit to examination under
oath by any authorized representative of the Company and shall produce for
examination, inspection and copying, at such reasonable times and places as may be
designated by any authorized representative of the Company, all records, books,
ledgers, checks, correspondence and memoranda, whether bearing a date before or
after Date of Guarantee, which reasonabty pertain to the loss or damage. Further, if
requested by any authorized representative of the Company, the Assured shall grant
its permission, in writing, for any authorized representative of the Company to
examine, inspect and copy all records, books, ledgers, checks, correspondence and
memoranda in the custody or control of a third party, which reasonably pertain to the
Loss or Damage. All information designated as confidential by the Assured provided
to the Company, pursuant to this Section shall not be disclosed to others unless, in
the reasonable judgment of the Company, it is necessary in the administration of the
claim. Failure of the Assured to submit for examination under oath, produce other
reasonably requested information or grant permission to secure reasonably necessary
information from third parties as required in the above paragraph, unless prohibited
by law or governmental regulation, shall terminate any liability of the Company under
this Guarantee to the Assured for that claim.
Form No. 1282 (Rev. 12/15/95)
First American Title
Form No. 14
Subdivision Guarantee (4-10-75)
6. Options to Pavor Othetwlse settle Claims: Termination of Liability.
In case of a claim under this Guarantee, the Company shall have the following
additional options:
(a) To Payor Tender Payment of the Amount of Liability or to Purchase the
Indebtedness.
The Company shall have the option to payor settle or compromise for or in the name
of the Assured any claim which could result in loss to the Assured within the coverage
of this Guarantee, or to pay the full amount of this Guarantee or, if this Guarantee IS
issued for the benefit of a holder of a mortgage or a lienholder, the Company shall
have the option to purchase the indebtedness secured by said mortgage or said lien
for the amount OWing thereon, together with any costs, reasonable attorneys' fees and
expenses incurred by the Assured claimant which were authorized by the Company up
to the time of purchase.
Such purchase, payment or tender of payment of the full amount of the GUarantee
shall terminate all liability of the Company hereunder. In the event after notice of
claim has been given to the Company by the Assured the Company offers to purchase
said indebtedness, the owner of such indebtedness shall transfer and assign said
indebtedness, together with any collateral security, to the Company upon payment of
the purchase price.
Upon the exercise by the Company of the option provided for in Paragraph (a) the
Company's obligation to the Assured under this Guarantee for the claimed loss or
damage, other than to make the payment required in that paragraph, shall terminate,
including any obligation to continue the defense or prosecution of any litigation for
which the Company has exercised its options under Paragraph 4, and the Guarantee
shall be surrendered to the Company for cancellation.
(b) To Payor Otherwise Settle With Parties Other Than the Assured or With the
Assured Claimant.
To payor otherwise settle with other parties for or in the name of an Assured claimant
any claim Assured against under this Guarantee, together with any costs, attorneys'
fees and expenses incurred by the Assured claimant which were authorized by the
Company up to the time of payment and which the Company is obligated to pay.
Upon the exercise by the Company of the option provided for in Paragraph (b) the
Company's obligation to the Assured under this Guarantee for the claimed loss or
damage, other than to make the payment required in that paragraph, shall terminate,
including any obligation to continue the defense or prosecution of any litigation for
which the Company has exercised its options under Paragraph 4.
7. Determination and Extent of liability.
This Guarantee is a contract of Indemnity against actual monetary loss or damage
sustained or Incurred by the Assured c~imant who has suffered loss or damage by
reason of reliance upon the assurances set forth in this Guarantee and only to the
extent herein described, and subject to the Exclusions From Coverage of This
Guarantee.
The Liability of the Company under this Guarantee to the Assured shall not exceed the
least of:
(a) the amount of liability stated in Schedule A or in Part 2;
(b) the amount of the unpaid principal indebtedness secured by the mortgage of an
Assured mortgagee, as limited or provided under Section 6 of these Conditions and
Stipulations or as reduced under Section 9 of these Conditions and Stipulations, at the
time the 1055 or damage Assured against by this Guarantee occurs, together with
Interest thereon; or
(c) the difference between the value of the estate or interest covered hereby as
stated herein and the value of the estate or interest subject to any defect, lien or
encumbrance Assured against by this Guarantee.
8. Umitation of Liability.
(a) If the Company establishes the title, or removes the alleged defect, lien or
encumbrance, or cures any other matter Assured against by this Guarantee in a
reasonably diligent manner by any method, including litigation and the completion of
any appeals therefrom, it shall have fully performed its obligations with respect to that
matter and shall not be liable for any 1055 or damage caused thereby.
(b) In the event of any litigation by the Company or with the Company's consent,
the Company shall have no liability for loss or damage until there has been a final
determination by a court of competent jurisdiction, and disposition of all appeals
therefrom, adverse to the title, as stated herein.
Guarantee No.: 4209~1032889
Page No.; 8
(c) The Company shall not be liable for loss or damage to any Assured for liability
voluntarily assumed by the Assured in settling any claim or suit without the
prior written consent of the Company.
9. Reduction of Liability or Termination of Liability.
All payments under this Guarantee, except payments made for costs, attorneys' fees
and expenses pursuant to Paragraph 4 shall reduce the amount of liability pro tanto.
10. Payment of Loss.
(a) No payment shall be made without producing thIS Guarantee for endorsement
of the payment unless the Guarantee has been lost or destroyed, in which case proof
of loss or destruction shall be furnished to the satisfaction of the Company.
(b) When liability and the extent of loss or damage has been definitely fIXed in
accordance with these Conditions and Stipulations, the loss or damage shall be
payable within thirty (30) days thereafter.
11. Subrogation Upon Payment or settlement.
Whenever the Company shall have settled and paid a claim under this Guarantee, all
right of subrogation shall vest in the Company unaffected by any act of the Assured
claimant.
The Company shall be subrogated to and be entitled to all rights and remedies which
the Assured would have had against any person or property in respect to the claim had
this Guarantee not been issued. If requested by the Company, the Assured shall
transfer to the Company alJ rights and remedies against any person or property
necessary in order to perfect thiS right of subrogation. The Assured shall permit the
Company to sue, compromise or settle in the name of the Assured and to use the
name of the Assured in any transaction or litigation involving these rights or remedies.
If a payment on account of a claim does not fully cover the loss of the Assured the
Company shall be subrogated to all rights and remedies of the Assured after the
Assured shall have recovered its pnncipal, interest, and costs of collection.
12. Arbitration.
Unless prohibited by applicable law, either the Company or the Assured may demand
arbitration pursuant to the Title Insurance Arbitration Rules of the American Arbitration
Association. Arbitrable matters may include, but are not limited to, any controversy or
claim between the Company and the Assured arising out of or relating to this
Guarantee, any service of the Company in connection with its issuance or the breach
of a Guarantee provision or other obligation. All arbitrable matters when the Amount
of Liability is $1,000,000 or less shall be arbitrated at the option of either the Company
or the Assured. All arbitrable matters when the amount of liability is in excess of
$1,000,000 shall be arbitrated only when agreed to by both the Company and the
Assured. The Rules in effect at Date of Guarantee shall be binding upon the parties.
The award may include attorneys' fees only if the laws of the state In which the land is
located permits a court to award attorneys' fees to a prevailing party. Judgment upon
the award rendered by the Arbltrator(s) may be entered In any court having
jurisdiction thereof.
The law of the situs of the land shall apply to an arbitration under the Title Insurance
Arbitration Rules.
A copy of the Rules may be obtained from the Company upon request.
13. Liability Limited to This Guarantee; Guarantee Entire Contract.
(a) This Guarantee together with all endorsements, if any, attached hereto by the
Company is the entire Guarantee and contract between the Assured and the
Company. In interpreting any provision of this Guarantee, this Guarantee sha)) be
construed as a whole.
(b) Any claim of loss or damage, whether or not based on negligence, or any action
asserting such claim, shall be restricted to this Guarantee.
(c) No amendment of or endorsement to this Guarantee can be made except by a
writing endorsed hereon or attached hereto signed by either the President, a Vice
President, the Secretary, an Assistant Secretary, or validating officer or authorized
Signatory of the Company.
14. Notices, Where sent.
All notices required to be given the Company and any statement in writing required to
be furnished the Company shall Include the number of thiS Guarantee and shall be
addressed to the Company at 2 First American Way. Bldg. 2, Santa Ana, CA. 92707.
Form No. 1282 (Rev. 12/15/95)
First American TItle
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WHEN RECORDED RETURN TO:
SOOS CREEK WATER AND SEWER DISTRICT
14616 SE 192nd Street
Renton, W A 98058 CONFOR~ED COpy
20070403001913
AHLERS & CRESS EAS 33 00 PAGE001 OF 002 .
04/03/2007 14:19
KING COUNTY, UA
DOCUMENT TITLE: Relinquishment of Sewer and Water Easement
REFERENCE NUMBER(S) KC Rec. No. 9406301554 and 9406301555
OF RELATED
DOCUMENTS:
GRANTOR: Soos Creek Water and Sewer District
GRANTEE: JPS Holdings LLC
ASSESSOR'S TAX PARCEL 619840014002
NO'S.
RELINQUISHMENT OF EASEMENTS
The Soos Creek Water and Sewer District, a municipal corpomtion ("District"), hereby
relinquishes any rights it may have as set forth in those certain sewer and water easements
recorded under the Auditor's File Numbers 9406301554 and 9406301555, records of King
County, Washington, and does hereby relinquish, vacate, and quit claim to the Gmntee, JPS
Holdings LLC, as successor-in-interest to Ernest and Barbara Thomson who originally granted
said easements to the District, all interest the District would have in the sewer and water
easements referenced above.
Dated: This2L day of ()I.1l (I ci...
68770.1/25462.00001
,2007.
COpy 11V
RECORDED no'. UMENT
APR Q 42007
IN WITNESS WHEREOF the undersigned has executed this instrument on the day and
year cited below.
SOOS CREEK WATER & SEWER DISTRICT
by: -+-~9<"9-"c.~~==;>;~+---Date:
STATE OF WASHINGTON)
COUNTY OF KING ) ss.
On this L day of yltl ~ J--. , 2007, before me the undersigned, a
Notary Public in and for the State of Washington, personally appeared RANDY REECE
and KAREN WEBSTER to me known to be the Board President and Board Secretary,
respectively of SOOS CREEK WATER and SEWER DISTRICT, the municipal
corporation that executed the foregoing instrument to be the free and voluntary act of said
municipality, for the uses and purposes therein mentioned and stated that he is
authorized to execute said instrument.
IN WITNESS WHEREOF I have hereunto set my hand and affixed my seal, the day and
year above written.
WHEN RECORDED RETURN TO:
SOOS CREEK WATER AND SEWER DISTRICT
14616 SE 192nd Street
Renton, WA 98058
CONFORMED COpy
20070403001914
~H"ERS & CRESS R 33.00
P~GE001 Of 002 04/03/2007 14:19
KING COUNTV, U~
DOCUMENT TITLE: Release of Service Agreements
REFERENCE NUMBER(S) KC Rec. No. 9406301552, 9406301553, 9406301556
OF RELATED and 20070321001276
DOCUMENTS:
GRANTOR: Soos Creek Water and Sewer District
GRANTEE: JPS Holdings LLC
ASSESSOR'S TAX PARCEL 619840014002
NO'S.
RELEASE OF SERVICE AGREEMENTS
In consideration of JPS Holdings LLC, successor-in-interest to Ernest and Barbara
Thomas as owner of Lot 7 in Block 1 of NORTHWESTERN GARDEN TRACTS DN. NO.4,
according to Plat recorded August 24, 1950 in Volume 47 of Plats at Page(s) 74, in King
County, Washington, granting Temporary Utility Easementto the Soos Creek Water and Sewer
District, a municipal corporation ("District"), under King County Auditor's No.
20070321001276, records of King County, Washington, the District hereby releases and
terminates the sewer, water, and grinder pump installation and maintenance agreements recorded
under the Auditor's File Numbers 9406301552, 9406301553, and 9406301556, records of King
County, Washington.
Dated: This ~ day of f""Nc.L-, 2007.
68773.1/25462_00001
cop''{:' ~r
RW~f'(Hdn·,·"': 'j~-,i. '~l :vlF,N-T
KtT1i.'-(,;\l,h ;VC()\tkf'~ otficc
-,-----.-~--,,,--,-.----.--....,-...,.... . ..,.,...~."..,..~
Jl:PR 0 4 2007
IN WITNESS WHEREOF the undersigned has executed this instrument on the day and
year cited below.
SOOS CREEK WATER & SEWER DISTRICT
Date: ~L...j+-!_2---,rf,+/_"-,7<---__
3/;.;-/' 7
STATE OF WASHINGTON)
COUNTY OF KING ) ss.
On this J.}--day of (lII (>-tl ~ , 2007, before me the undersigned, a
Notary Public in and for the State of Washington, personally appeared RANDY REECE
and KAREN WEBSTER to me known to be the Board President and Board Secretary,
respectively of SOOS CREEK WATER and SEWER DISTRICT, the municipal
corporation that executed the foregoing instrument to be the free and voluntary act of said
municipality, for the uses and purposes therein mentioned and stated that he is
authorized to execute said instrument.
IN WITNESS WHEREOF I have hereunto set my hand and affixed my seal, the day and
year above written.
~.~~~ ~1~L~i-n~a~n~d-fu~r~t~h~e~S~ta~te--o~fw~a~s~hi-n-gt-o-n--
Residing at: _4->6'J",,-,,:.....:..\ .;:.O_iJ __ .,---______________ _
My commission expires: ____ 6_-_2_2_-_/_17 ____ _
Return Address:
Scott R. Sleight
AHLERS & CRESSMAN PLLC
999 Third Avenue, Suite 3100
Seattle, WA 98104
DOCUMENT TITLE:
REFERENCE NUMBER(S)
OF RELATED
DOCUMENTS:
GRANTOR:
GRANTEE:
ASSESSOR'S PARCEL
NO'S.
CONFORMED COpy
20070321001274
RBC-LEGRL MESS ERS 33.00
PRGE001 OF 002
03/21/2007 12:03 KING COUNTY, ~R
Relinquishment of Easement
K.c. Rec. No. 9312272115, 9312272116,931272113
and 9312272114
JPS Holdings, LLC
JPC Holdings LLC
619840014002
RELINQUISHMENT OF EASEMENT
JPS Holdings, LLC ("JPS") as successor-in-interest to Laila M. Cotton, releases any rights it has
as set forth in those certain easements for utilities, and ingress and egress recorded under the
Auditor's File Numbers, 9312272115, 9312272116, 9312272113, records of King County,
Washington and does hereby relinquish, vacate and quit clam to JPS, orits successor, all interest
JPS may have in the easements referenced above.
JPS, as successor-in-interestto Laila M. Cotton, hereby relinquishes any rights it may have as sct
forth in that certain sanitary drain field easement recorded under Auditor's File No. 9312272114,
records of King County, Washington, and does hereby relinquish, vacate and quit claim to the
guarantor, or its successor, all interest JPS has in this sanitary drain field easement referenced
herein.
Dated: This ~ day of March, 2007.
JPS HOLDINGS, LL~--
68699.1125462.00001
•
STATE OF WASHINGTON )
: SS
COUNTY OF KlNG )
On this 11~~y of March, 2007, before me, the undersigned Notary Public in and for
the State of Washington, duly conunissioned and sworn, personally appeared Joginder Singh to
me known to be managing member of IPS Holdings, LLC named herein, and acknowledged
execution of the said instrument to be the free and voluntary act and deed of said corporation, for
the uses and purposes therein mentioned, and on oath stated that he/she is authorized to execute
said instrument on behalf of the District.
2
68699.1125462.00001
Return Address:
Scott R. Sleight
AHLERS & CRESSMAN PLLC
999 Third Avenue, Suite 3100
Seattle, WA 98104
DOCUMENT TITLE:
REFERENCE NUMBER(S)
OF RELATED
DOCUMENTS:
GRANTOR:
GRANTEE:
ASSESSOR'S TAX PARCEL
NO'S.
CONFORnEO COP~
20070321001fe75
RBC-LEGRL MiSS RG 65.
PRGE001 OF 002 03121/2007 12:03
KING COUNTY, ~R
Vacation of Road Maintenance Agreement and
Relinquishment of Easement
KC Rec. No. 9408180236
JPS Holdings, LLC
JPS Holdings, LLC
619840012006 and 619840014002
VACATION OF ROAD MAINTENANCE AGREEMENT AND RELINQUISHMENT
OF EASEMENT
JPS Holdings, LLC ("JPS'') as successor-in-interest to Ernst H. Thomson and Barbara A.
Thomson, hereby vacates the Road Maintenance Agreement recorded under Auditor's File
Number, 9408180236, records ofK.ing County, Washington and relinquishes any rights it may have
as set forth in that Road Maintenance Agreement.
JPS as successor-in-interest to Ernst H. Thomson and Barbara A. Thomson, hereby
relinquishes the utility and ingress and egress easement recorded under Auditor's File Number,
9408180236, records ofK.ing County, Washington and relinquishes any rights it may have as set
forth in that easement and does hereby relinquish, vacate and quit claim to the Grantor or its
successor, all interest JPS has in the easement referenced herein.
Dated: This~dayofMarch 2007.
JPS HOLDINGS, _~~/
68700.1125462.0000 I
STATE OF WASHINGTON )
: SS
COUNTY OF KING )
On this ~ay of m~ ,2007, before me, the undersigned Notary Public in and
for the State of Washington, duly commissioned and sworn, personally appeared Joginder Singh
to me known to be the managing member of JPS Holdings, LLC named herein, and
acknowledged execution of the said instrument to be the free and voluntary act and deed of said
corporation, for the uses and purposes therein mentioned, and on oath stated that he/she is
authorized to execute said instrument on behalf of the District.
WITNESS my hand and official seal hereto affixed the day and year first above written.
'.
68700.1125462.00001
fn~U?ifltA~caE
Notary Public in and for the ~tj)te of
Washington, residing at Be{a.m ft
My Commission Expires: 1-[...0
2
'. 20070321001276.::
Soott R. Sleight
AHLERS &CRllSSMAN PLLC
999 'l'hi«i A_ue, Suite 3100
Seattle, WA 98104
»OC(!Mll.Nf TITLE:
REFERENCE NUMH1W.(S)
OF RELATED
DOCUMENTS:
GRANIOR:
GRANTEE:
ASSESSOR'S TA.'" PARCF.I.
NO'S.
Tempor<>ry Utility Easement
KC Rec. No. 9406301554, 9406301555, 9406301552,
940630155:1, and 9406301556
JPS Holding., LLC
Sou. Crook Waler & Sewer District
619840008004,619840010000,619840012006,
619840014002 ~nd 619S400320()4
TEMPORARY UTILITY EASEMENT
The und",~igncd, J PS Holdings LLC, GRAKTOR, i i1l heirs, = ... 0," and assigns (hereinafter
IOge/ber referred to as "GRANTOR',), for consideration more fully described belaw, hereby
conveys and gram, to the S oos Creek Water and Sewer Dist!iet, its succesrors and lllI';gII!I,
(bereinafter referred to as the "OJ S TRlCT"), from tho following describ ed property;
Tal< Parcel Numbers 619B40008004, 619840010000, 619840012006, 619840014002 and
619840032004, also lwown 33:
Parcel A:
!
Lot 4 in Blook I ofNORTHVlESTERN GARDEN TRACTS DN. NO.4, acoo«iing to Plat
recorded 1\u,gus124, 1950 in volume 47 ofPlats at Pagels) 74. in King County, Wsminglon.
Pa=IB:
U,( 5 in Block I of NORTHWESTERN G.-\KllHN TRACTS DlV. NO.4, according to Plat
r<>conled Angusl24, 1950 in Volume 47 of Plats at Page (s) 14, in King County, Washington.
DcBcriptlon; X1n~.WA Dccua~nt-Yc~r.Monch.D~y.occrD 2007.321.1276 ~~g~: ~ ot B
order: ~d~ Camm~n~:
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20070321 00127~ ;,;,
Parcel C:
The E .. t30 fret ofLoI 6in Block I of NORTHWESTERN GARDEN TRACTSDIV. NO.4,
according 10 Plat recorded Augu,t 24, 1950 in Volume 47 of PIal' at Page(,) 74, in King
County, Washington.
PlII"cel D;
Lot 7 in Block 1 ofNORTHVlESTRRN GARDEN TRACTS DN. NO, 4. ;woordinglO Plat
=rdOOAugust24, 1950 in Volume 47 ofPlat< at Pag.(s) 74, in King County. Washinglon;
EXCHPTthe North 70 feet aftlle Wesl 225 feet thereof; and EXCEPT Ih~ West 300 1b:tofthe
remo.inder of said Lot 7,
PlIlcelE:
Lot 7 in Block 1 or NORTHV.'ESTERN GARDEN TRACTS DN. NO.4, =rding to Plat
reoorded Augu,124, 1950 in Volume 47 of Plats atPage(s) 74, in King County. Wa.hingtOll.
a temporary utility easement (for a public us. and Ibrpublic utilitys.mcc) over, across, along,
in, upon and under the fo lIowi ng OO;Cl'ibed port:on of th.lIhov<>-desOl'ibed property aw;mIing
to !be legal d""""iptions al~ehed as TIxhibitA to this Easement and represented in th~ drawing
attached lUI Exhibit B.
Said easemem being for -:he pUJpose of installing. C<Jnstructins, operating, ID.intainin g,
inspecting, removing. repairing, replacing .ml using sanitary sewer and waler lines, together
with aU c<.nncetion., and "ppurterumces thet'l'!o, lllgelher with the right of ingress to and egress
from said described propMY fOr tlle foregoing purposes.
Recital.:
The IJlS'j RICT acknowledge. that King O:mnty is requiring the GRANTOR, as" ",,,.<!ilion of
appmving GRANTOR'S final plat fur Ih~ Se.sie Glen 5ubdi,i,ioll, consisting ofrefcrcnccd
pan;elo,1o clear title of cxtrllJleous encumbr"""",,. The pucrpose ofthi. E.smnc:n! is to provide
the DISTRICT with a temporary casomen\, 10 twnaiu In effect until GRANTOR'S plat
revisions ore approverl by the ('",unly. As part oflh~ fmal plat approval, a pamanent utility
easement for the DISTRICT shall be provided. 'Ii,;' temporary E"""",em shall expire upon
recording of the final plat for J essie Glen.
6870 t. L.~ .. Ht:i2.00001
DescriPtion! Kjng,wA Do~~ent-YC~r.Mon~n.D~y.DCC1D ~007.3Jl.1J76 ~ag8: 2 of 8
order; sdf Camm~n~!
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THEREFORE,
The GRANTOR, and the DISTRICT by accep!iog and recording this easement, bereby
mutually .:ovenant and agree as Collows:
1. The recording 0 f this E ... ~"", enl 11)1 Ih. DISTRI CT is "auditioned upon the DISTRiCt
prcrvidiug to GRANTOR ( a) rele""." in a fonn that can 00 recorded, fur easements granted by
GRANTOR'S Pledecessors-in-interest under Recording Nos. 940~3Ql 5$4 and 9406301555;
and (1)) wrincn proof, in a f<lrm that can be """,rded, terminating pre,,,..,,,,,ly granted service
agreements nx:orded uader Recording No,. 94()6301552, 9405301553, arul9406301556.
2. The DTS"J"R leT .h~ll, if (he abov"," described property is dislllrbed by the maintenance,
removal, repair or replacement of the facifiliCl specified herein" restore the surface Dflb.
abo, e·doscribed property 35 nearly.,. reasonably possible 10 the condition in which il existed
at the commencement of snid mainte:lance, removal, repair or rep lacemcut.
3, The DISTRlCT 'hall prulcCt an,1 ,ave harmless GRA."ITOR from and agcin,t my
and all claims, dcmJl)lds, 11;)", damage, expense and liability of every kind and description and
for any damage to or 10'. or d.cstnlCtion of proP<:l1y suffcrtd by GRANTOR, GRANTOR'S
heirs, successor~ ami assigns or by any persons, firm" or corporations, bcCIIllse of the
construetioo and/or maintenan ee of said facili ti.s.
4. All right, title and inte«.t which may be used and enjoyed withont interfering with
the easement rights herdn C;)uv<:yeo illO r=n'ed to the GRANTOR. The cooslrnctil;)n,
inam!1atUm or mainleruu!ce, after tile date (lfl~i, Agreement, however, of structure. 1;)£ a
pcnnancnt nalnte
(a) within Ibeabo\'e-descri bed tempormy e"".m.ml or wilhin the temporaty
construction easement uutil.uch temporary construction easement shall
have been Lerm.ina.~, 01"
(b) out,ide the aforerncnti Ulled easements but intrllding ium the co.""'" enlS""
to inlMzrc with mainten,mee HIm n;pair ofthe utility
shall be 00.,"",1 an encr()SChment with 6aid easement rights and, as to such structures, the
provisions of paragraphs 2, 3 .nd 4 shall not apply; and, further, GRANTOR, GRANTOR'S
'hei IS, successor. and assigns snail be ob ligllled Ie remove said encroachments at th~ oxpense
of the GRANTOR, and/or its heirs, ''''''"Soon; htld as&igllS.
5. A<:<:ess by GRANTOR 10 GRANTOR'S propm,' shall Ix; mainillined by tho
D1STlUCT at 1111 tim"" during ,ny"se ofthis "ru;ement by the DISTRICT arul/ori\s agent.,
contractors or assign"
,
1)8Bcription~ KilJg F WA Docwne.!l.~ -l"ear.Jd"Q.'lr-:h. D<"!y_ J).;:;.eID 2007. J:ll _1276 p~'f1e ~ J .of. 8
nrrl~rc ~rif ~~n~-
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20070321 00127G_::
DATED THIS -+!L d~y of MARCH, 2007,
STATE OF WASHINGTON )
) ""
COUNTY KING )
.,f----/
On this K day ofM=h, 2007, before me, tboWldersigned Notary Public in and for
the SlaIeofWashington, duly cOJllmiS3ioned and sworo. pe=uaJly appeared JilginOOr Singh,
10 me known 10 b. lhe llll\unging member of JPS Holding« LLC, the Grontor named herein,
and lWknowledged execution or tll~ said instrument 10 be lhe free and VOllJlllary 8Clood deed
of said cOflloratiun, for !he u,,,, and purpo",,", Iherein mentioned; and on olllh slaled lhal he is
authorized to execute ,;oid instnm:ent.
WITNESS my hand ",,,I u Clie;"l se.l htJ'et(J afftxed the day and ye& first aOOve
wril«'O.
NotSll')' Public Seal
6a"/OI.l.l:lS461.DOOO l
I
).;wu )):f/duit .-'
Notary Public in and f: jV~shington
Stale, miding at T?e~~t
My CornmiSlOlOn expires on _: -.1:21 e
,
Deac:ript.ion: King, ITA Do.cumell t -n!'iI!r .Mo.:Jt:h. Day_ DoeI'D :l007. 321 .!:J76 page: 4 or 8
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,. .
2007OS~ 1 00127~ :',co'
EXHIBIT "A"
LEGAL Dl;SCRI!>TION FOR
saos CREEK WATER & SEWER DISlRlCT INTERIM UTILITY EASEMENT
That portion of the southwest Quarter of Seotion 33. Township 23 North, Range I) East
WiJlamette MaTidian, King County, Wa.hington, being more pal'licularly described as follows:
COMMENCING at the southwest tomer of said Section 33;
Thence along the west line of s<lid sedion, being also the centerline ci 116'" Avenue
Soutileaat, N 01·25'16" E, 627.22 fael:
Thence S 88'34'44" E, 30.00 feet 10 a r>Oint 0" the east margin af 116'" Avenue Southeast
and the TRUE POINT OF BEGINNING:
Thence S 89"58'59" E, 12.00 feel;
Themle N 01'25'16" E, 236,1& feet 10 a paint rJ curvature;
Thence northeaste rly, 38.73 feet a lang the a rc of a tans ~nl curve to the right, having e rndius
of 25.00 fllet, through a 09nlral angle of a8"45'51";
Thence S 89"48'53" E, 32.:;9 feet to a point of curJature;
Theiloe southeasteriy, 56.GO feet along the arc of a t<lngcnt curve to the right, haYIng a
radius of 37.50 feet, through a central angle of 90'00'00";
Thence S 00'11'07" W. 57.54 feet 10 a point of curvatull'l;
Thence sootheo$te~y, 118.03 feet along the arc of a langenl curva to the left. having a radlllll
of 15.00 met, through a Celltral angle of 90"1 D'C6";
Then09 S 89"56'59" E, 334.42 feet to a point of curvaturo;
THENCE northeaslerly, n(]rtherly, norlhwesterlyand southwesterly, 226.95 feel a!ong the arc
of a tangent CUMl to the left. having a radius of 00.00 feet, Ihrough a central angle of
2Sr2ll'16" to a p(]int of reverse cu rvature;
THENCE $outhweslerty, 35.93 feet al009 the arc of a tangent CUIVII to the ligh~ ha~tng a
radIus of 25.00 feet, through" central al1gle at 82'20'16":
Page 1 of 3
De5crip~lon; K!Gg,WA DOC~er.t-YCa~.Konth.D~y.DocID 2a~7.J31.~276 p4~e~ ~ o~ 8
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20070S2100127~.':'·:"
Thence N 8S'OS'59" W, 38.04 feet t~ a point do curvature;
THENCE northwesterly, 39.27 fast along the arc or .. IlJngent curve to the right, having a
radi.Js 0125.00 feet, through a csnirar a~le of 90'00'00";
Thence N 00'01'01" E, 92.30 f",,!;
Thence N 40'31'29" W, 20.00 feet;
Thence S 40'33'30" W, 20.00 feel;
Thence S 00'01'01" W, 92.30 feet to a point of ClJrll1ltule;
THENCE soU1llWes;e~y. 39.27 feet along the arc of a t<lngent curve to the right, having a
radius of 25.00 feet, through a central angle of 90'00'00";
ThenCe N as'50'09" W, 145.15 .fect to a point of cunvature;
THENCE IlOrlhweste~y, 62.95 feet alo~g the arc of a tangent curve 10 the righI, having a
radius of 4<l.OO feet. through a central angle of 90" 0'06":
Thence N 00'11'07" E. 132.54 reel;
. ThenCe N 69'48'53" W, 140:55 feet to a point on the aforementioned ..ast margin of 116'"
Avenue Southeast; .
Thence along said east margin S Q1"25'18" W, 298.16 feet to tl1e TRUE POINT OF
BEGINNING.
Together with:
Easement Area "8"~
That portlon of the southwest qua.rler of Section 33, Township 23 North, Range 5 Eas~
WiIIBmette Meridian, King County, Washinglon, beIng more particularly de&cnbed as follows:
COMMENCING at ths Sou~hwest comer 01 said SccUon 33;
Thence along the south line of said seclion 33, N 89°4Q'54" E, 1321.71 f",,~
Thence N 01'15'4T' E, 470.84 feel;
Page 2013
DescriptioD: Kiny,WA Docum~nt-Year,MG~ch.Day,rocJD 2007.]21,l275 P4~: 60£ 8
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2007032100127~--.·
Thence N 88'44"3" W. 30.00 feet to a po""( on the west margin of 120" Avenue Southeast
and the TRUE pOINT OF BEGINNING;
Thence S 89"05'58"W, 940.20 fEet;
Thence S 01"21'22" W. W.Ol fcct;
Thenco N 89'55'58" E. 122.92 feet;
Thence S 57"39'41" E, 12.35 fed;
TheJ\Ce S 01'21'22" W, 1C5.75 f~et;
Thence N 68"38'38" W. 5.00 feet;
Thence S 01"21'22" \"I, 16.17 feel;
Th<!noo N 89'50'55" E. 38.02 feet
Thenoo N 1)1·21'22" E, 82.24 feet to a paint of curvature;
Thence norlheasterly, 55.65 'eel along Ine ~fC of a tangent curve to Iho right, havin9 a radius
of 36.00 feet, Ihro~gll a central angle of 88·34'36";
Thence N 59"55'58" E, 713.03 feel to a point of oorvature;
THENCE soull1easterly, 39.65 feal along the "rc of a tangent curve to the right, halting a
radius of 25.00 feet, through a central angle 01 91"'9'49" to a point on the woo margin of
l;ro" Avenue Soulhaast;
Thence aloog said wes1 ma-gin, N 01"15'47" E, 56.60 fael 10 the TRUE POINT OF
BEGINNING.
CONTAINING 69,389 squane fel)t, 1.593 aores, more or le~ •.
Page 3 of3
D!escript:ion, King,WA DQc~ne: -Yellr. MOrlr':o"l. Do!'!Iy.CoCID 2[;107 _ J:f!l. J.~76 llage: 7 o€ 8
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EXHIBIT 8
TO ACCOMPANY LEGA'_ DESCRIPTION FOR
S005 CREEK WATER & SEWER DISTRICT UTILITY EASEMENT
A PORTION OF THE 5'1/ 1/4 Cf THE SW 1/4 OF SECTiON JJ
TWP. 23 N .• RGE. 5 E., W.M ..
KIN!) COUNTY. W,>,$i·IINGTJI.
S E I saTH ~TREET -SCALE: 1" =3(J0'
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i'.: j POIN! OF 'G,GINNI~G !~ <0 POlNi. OF B(GLN~I~~...........,.. -£A£EMiNf AAI:A ItAM EJlSEME~lr ME:A • EI' ---j . ,
~ 32 ;33 ..------' )
5 II .. SE 1 nNO STH EET
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II
JOn NO.
D~""Wi~C NAME :
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SHEET \ OF" ;
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PAT
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NORTHWESTERN GARDEN TRACT SL,,·/lt
• DIY. NO. 4 f. .. , ... / .. , ' .•.• ~ ..
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S.W.1I4 oflh. S.w.1I4 01 SEGTlON 33 T, 23.N.R.S,E.W.N.
KING c.oUNTY WASH. : .......
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AE'TVAH TO:
MlCHAEL J ~ SNELLGROVE
LYN A. SNELLGROVE
18924 116TB AVENUE SE
RENTON NA 98058
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EI113111 8""'_ '''''' .,'" cwm. IlAIi .. ,.. . .... . ..
QUrr CIAJM DEED
lIlNl12aee22n
NGl' It" OF .. 1 ",111\9111 11:.41
ICJNG tIUITY. NA
PP" HI or:: ttl
~ PACIFIC NDImlWEST T1Tl£ COMPANY
PACIFIC NoRTHWEsT ~
FI.h,..,.~ , hi ,"plfubr.J
Addition" 011 Pig.: __
G,.!tI~II.I:
Addiloon-' on PIU" __
GriM .... ):
AddiliocI' Dn Pag.:
t.r;rol D.KnptlOf.I
Addillonal Oft Pig,:
Alu.IDt', Tall P.~tll 101
c>h
LYN A. SIIEJ,LGROVE
LOT 4, BLK 1, NOR'l'HWESTERN GMDEN
TRACTS DIY. 4, VOL. 47, FG~ 7i
6H840~-0080-04
I
g&kLtGHOVE, alsQ known as LoYN ANN SRELLGROVE'
'IlII .rut in co""d".I'.:lIn 01
458-61-340 (1)
~O""'IYI .nd QUI' t""TI. 10
HUSBAND AND WIPE
TO ESTABLISH COMMONITI( PROPERTY, MAC
MICHAEL J. SNELLGROVE AND LYN A. SNELLGROVE,
lot.I"', wnll ,II .11" ICIIIU;I.a til" 0' ,PI. !If.lllllrhl Ih"I"O:
Lot 4, Block 1, Northwestern Garden Tracts, Division No.4,
accc~dinq to the plat thereof recorded in VoluMe 41 of Plats,
page 74, in King County, waBhln9t~n.
SUBJECT TO: *wrr€ OF MICHAEL J. SNELLGROVE
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NOTARY PAGE
I, Ill. PI''''o;I~.I~1 .bc:I IPMI," ftfo,. f'MI, ,.... .. Id lNl'JlMll.' .woIfil'Jlajl.d .".1 fJI .. Ih., Ih,.,l .ign,d ,hi.
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",,"IIOI1.d In ,h', 1".lrum.nL
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HOla", Public: In , .. 1$ IlIr It.. Sf'"~ oJ W •• hinglon
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Pril'Ol.d Holm. ::;:'::;:m.J~!,:~'f\.li?Bll c-2
SlATE OF-WASHINGTON
In
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I. ,1'1. pII.anlli who 'PpMM b.fo,. mo .. wnd ";0 ptlIQ"I.J Ie;tn(t¥o'ildgld lh1t III .. ,1'1 ... hey) ,I,nld 11th
.nltTum,.,l an 0.11 •• 1,I.d Ih.t
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1/' HOME.ESCROW, INC.
. ". A RolIJ bt.ata Chnln!, Smlco
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A(count ID~ 89277/DD5U
WI). SPACE RESERVED FOR RECORDER'S USE
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fllgd fQr Rocord oIlt ROq,110H of
HOME ESCROW. INc...
j After Rocoldln!. RotUl"n To:
<:) HOME ESOtOW, INC..
"':":0 ( OeTla 1989
E109052
99/10/10
REeD F
RECFEE
CRSHSL
~1530 fA~ .-.~-.
I f2. 1300 114TH AV, S.E.. S,11]
"J BEllEVUE, WA \~CTl'"'~~-~~="'~·-=·':":·-~---------------=====JL------~--~~-J~q~&~z~~~.~~~~-~-~~~~~~
~ Statutory Warranty Deed
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TlUt QantDI(s) SCOTT W. IRWIN AND MARY E.. IRWIN, HUSBAND AND WIFf
lor oIlmllli eQMldorilUon Df TEN I>QUARS AND OTHER VALUABLE COH1lDERATJONS In band pAid.
cOflvDybl Ilnd w.utlloplu) to KEYIN J. TORt"', A SINGH 'ElSON
lOT 5, BLOCK 1, NOltlliWESTERN CAROtN TRAClS, DIVISION NO. <I, ACCORDINC 10 THE
PLAT RECORDED IN VOLUM£ 47 OF PLATS. PACE 1<1. IN lINe COUNTY. WASHIN-CTON.
SUBJECT TO THOSE. EASEMENTS, IUSTRICTIONS, COVENANTS, CONDITIONS. AND: L£ASE
Of RECORD ATTACHlD HERETO ANO INCORPORATED IfEREIN tlV REfUlENC[ OF EXH18IT a
, ((j
STATE OF WASHINGTON I n.
COUNTY Of
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011 thts d;r,y pOl1l;1lloally aJlplII.red bofl;lro mo 10 mo known to bo tho ltldIvldulll
dUdlbad In lind ~ho o)Cocutod tho wlthll'l and rOfO&0\1'I!, \nWumElnt, ;.one! ,nJtlloWlodS0c! that
1illilld tho ume IIi
PII'",,. tberoln montlonod.
ovEN und.r my bAnd ond ol1leb.1 n;a! thb
Iroo "'nd yotunt~ry act IIond dElod, lOJ tho u,o, ",nd pur
day of
..
NtI;ary Pubhe In and tot tho Stato of W/I,bln,ton. 'I
'amllll, At
My commlulon ollplnu T L---------~~~~~~~~~~~~~~L---:
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( :ORTHWESTERN
llTL~~~A_ •• ,-" --
EXII1 BIT "B"
OIL AND GAS LEASE, AND TIIP. TERMS AND CONDITIONS TIlEREOF:
Dated:
Recording No.:
August 11, 1967
617Z490
EASEMENT, AND THE TERMS AND CONDITIONS THEREOF:
Purpose:
Disc.losed by:
Area Affec.ted:
Electric transmission and distribution line
Instrument recorded under ling County
Recording No. 3728997
Property herein described and othel property
RESTRICTIONS, CONDITIONS AND COVENANTS, AND THE TERMS AND
CONDITIONS THEREOF: CDnt~ined on the face of the recQrded plat of said addition:
As follows:
No lot or portion of il lot in this plat shall be divided and sold
or resold Dr ownership changed or tTansferrcd whereby the
ownership of any portion of this plat shall be less than the area
required for the use district stated on this plat namely, thirty
five thousand (35000) squ~re feet for S~l Suburban use, with a
minimum lot ur tract width of one hundTed ~nd thirty five (135)
feet.
Water to be secured from Local Improvement District; Sew~ge
Disposal to be by use of scrtic tanks and disp~r5al fields of
approved design.
D. EASElIENT, AND THE TERMS AND CONDITIONS THEREOF:
Purpose:
Disclosed by:
Area Affected:
Slopes , CUt5 and fills
PInt of said addition
Portion of said premises odjaining the stTcet
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EXlIIBIT "B"
A. OIL AND GAS LEASE, AND THE TERMS AND CONDITIONS THEREOF:
n:2,.,..;J· AU2Ust lL 1967
END OF EXIUBIT "B"
NT034SZ0/6B3
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Ii:.r::.:tnt J{o. 1010B r---~--------------------~-f1~~nils SI>ACE UStll1/al fOR AEtolUlER'S ItSt
?lLIID 1'01\ RECORD A1' REQUEST or
COMMO!nfPLTB lJOO) !n'l!lZ
B751362
'HHtN. R5CORD!D lIAIL TO
ZRHtii" 'XIIOKBOlJ
19022 llGtD AnHtm SOU'mMS'l:
amrroN, lfI. !BOSS
r""";"Il"In:A!T~ l~HI} TITlE
,~1'; PI)(f SIAH.1
SUlTE rm
s~"r~E;W~ 9S!q[
STATUTORY wARRANTY DEED
7-
-
for and In t;:gnuideratlot'l of the Sia of SID.OO ~ at-h.r good ud .... bl~l. coDBiclent!oQ
in band pllid~ convllyD and warrants to tmms~ ~OMBCR AHb PIUIJllIA. TllOIiBOJf, BtJSDAlID
lUll> Ifl'"
t.he fcllowln9 described relil eDtllte, situBted in t.he COUnty Df JUag, State of
lf4Bhington;
ora JWlT 30 FUT QP LOr 6, SLOCJI'. 1, "Q~s:mR!I aNmlDl TRAC't8, DIY. JlO. I,
)'CCORDlHO 'to '1'B ~ ~, RBCORD!D III VOLmm 17 OP PLM'B. PAOI!: 1t, IX aao
COI]!r1't", tr7tBUDfm.'Oft.
SUBJEC't 'TOr lJ\CK OF A RECORDED HSANS 01" INGRESS OR EGRESS TO A PUBLIC
PROPERT!. EAs£HBN1' PROVISIONS COH'l'AIHED ON 'I1U!: FAct 0' THB PlJ\'l'.
CONTAINED ON 'tUE
.... HELEN S. BDTTBRHOR'lH
stett 0' Iluh1ng~on
CDunly of Ktnv
}B ••
I btr~ urt1fy tn.t 1 kl"IoIt or IIa¥1I drb'lKtory tvldtnt;e that Ha.!M B.
DUTTEAVOAni II th~ p&taonh) 'oIIlo Oppellttd bIItol'1l ", lind .ald IMraant.)
Itknollltdgrd \hat ~E .Igtled 'thb blltruaent tnd acknoVltOjled it to be Ha frn
fI/Id VO\U'lI'1'1 lS~t rol' the van ltd putpDI" Mflttonld in ttl,*, Inatl"lMnt •
.. ,0<, I;" -(" -C( -I
HoUVlic: In IIf'd 10l' UlII 'Suta cf iUhtiJiiUl'i
rcshHlIglit 9 L ~~
Ei~07761 12/09/1994
",,~ ;", '; : ,;. ::'" '''. ,: "', " '
9 .. 90
ROAD FROM 5~ID
RESTRIC'tIONS
500.00
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n..u.s~ ~ Por ~n1cJ'IltJc:
HIed rcr Record ~l RcquC:i1 or -, .-
fo.ll'lo'ood P{I['k E.scrow, tne.
AFTER RECORDING MAIL TO:
Nam8 ______ ~E~B~"~.MgT~H>_~tHaO~M~'wQn" ______________________ _
AddrfJSS 11 2]2 smITllfAST 'PDJ plACE
CItY; Slats, ZIp KENT, WA 98031
Escrp~number: 6076
Statutory Warranty Dead
TlJECRANl'OR LAlLA H~ COTION. A SlNC1.E PERSON. AS HCR SEPARATE £STAlE
(ur ilnd in a1l1SitJcralioR or TEN DOllARS /.ND OTHER GOOD AND VAllJABLE CONSIDElIATION
in hanu p;:dd, c;onv.:ys anti IN3rr.muto ERNEST H. TlIOHSCH AND BARBo'.RA. A. TiIOMSON. HUs.8A.!fD ANn tnFE -
the rollowing datribcd rca) c.slafe. silllalcJ: illlhc COUllly or KING ,St:iIC ofW~on:
r
L.EGAL DESCRIPTION AnA-ellEIJ HERETO t\ND ilY nus REFERFJICE HADE A PARr HEREOF.
Subjec.t to oaselllents, COVoIUmts. conditions, r~scrvDtton!l. and ,"estrictLolUI of
record AS attached And blade D. par.:. heroof by this roferonce.
DOlted Ibis Oli. day or HIIY • 1994
B(~~'t 1;':? ... p..:ll~ .... _. ___ ... By ____ ,,_. _____ . ____ _
UILA H. conON
J6 By _._ ... ---.--,,-.. ---.--------.-. By -.. -----------.-------.-
T ''TATEOF~
L[' COUNTY OF. _mo } "
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J wrliry that J knew Or ba\lc s:ltW'UClOlj' CviLlclla: tb:lI1.' A:AlU' .... ~HI1_.JCClM'l'lD:O"'IL ___________ ...
_________ .iL-. the p;:rSOD_ who apr..wtd. befo.llc DIe. and s:Ud pc-rson_a~c:daed th.u
...s.h.c..-sigfI~~ thi! WlrumL'fl1 DDt! II.dnowr~dgetl il to be...lm:L.-flce Wid wlWl11D)' ul;l tnt the us.es ud pwposes
mentioned in this. inslrumc.lL
o,'od, _______ 51..L1.(!..,-"'9<:,£!L
Nolary Publi~ in.JI2!d for Ib:k.:PIC. ofj~I1A~SillU'"IN"'GI'".l"'Q"'tt'-_------
R~iliJl&il' QCO Uk2ln~ ...
My appoinlment expirc.s:_....,;3:J-:.L13:x:-'-':;.::.5L _____ _
LPI}.IO 1!9" IIi tIO $4I0ln AlROOJ!lIUJ JI~ OD;~:i'Il a':if.9D~ln&
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1. AN EASEMENT AFFECTING THE PORTION OF SAID PREMISES AND FOR THE
PURPOSES STATEO HEREIN, AND INCIDENTAL PURPOsES~
FOR:
IN PAvoR OF:
DISCLOSED BY INSTRUMENT
RECORDED:
RECORDING NUMBER,
AFFECTS~
Ingress, egress and utilities
Let 7, Bleck 1, less the w~st 300 feet
December 27, 1993
~31227211S
The north 9 feet of the north 70 feet
of the east 7S feet of the west
300 feet of Lot 7, Block 1
2. RESTRICTIONS CON1'AINED IN SAID PlJIT lIS FOLLOWS,
No lot or portion of a lot of this plat shall be divided and sold or
resold, or ownership changed or transferred. ~hereby the ownership
of any portion of this plat shall be less than the area required for
the Use District seated ~n this plat, namely, 35,000 square feet for
S-l suburban Use. with a minimum lot of tract width of 135 feet:.
Water to be secured from Local Improvement District:. Sewage
disposal to he by use of septic tanks and dispersal fields of
approved design.
The foregoing restrictions run with the above land and is binding on
said purchaser. his heirs, executors administrators and assigns,
]. Right of the public to make necessary elopes for cuts or tills upon
said premises in the reasonable original grading of streets,
avenues. alleys and roads. as dedicated in the plat.
,
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Lot 7, Block: 1, Northwestern Garden Tracts Div. No.4, accordine to
the plat thereof recorded in Volume 47 of Plats, page 74, in King County, Washinnton;
EXCEPT the north 7a feet of the west 225 feet thereof;
AND EXCEPT the west 30c feet of the remainder of said Lot 7;
TOGETHER WITK easements for ingress and egress as provided for in
instruments recoxded under Recording Numbers 9312272113 and 9312272116.
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FIU,O FOn RI;COnD AT m,out:ST DF
s. Michael Rodgers
RODGERS & DEUTSCH
~ ',.-
Three Lake Bellevue Or. r Suit!:! 101)
Bellevue. WA 98005
WHEN m:CtIJ1DEP nETUAN TO
N~mo ____ :R~o15~-~e~r~t~J~.~o:n~d~A~r~l=e~n~e~J~.~K~o~k=e~"~h~
A .... "'IC$1 __ 7:.:6~9~5~S~.~w~.,-w2:e~s~t~m~o~o::.:.r...::w~o~y _____ _
u
THE GRANTOR ROnERT J.
Ouit Cloim DeDd:'
KOKESU. AS illS SEP1\RATE
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nils SI'ACE Pf\OVlDED FOR ar::conDE1rs US!;
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o lor ,"Ii In cOlI,hfa'Dllan 01 tOVE AND 1\FFECTION TO ESThoLISH A KARITnL COMMUNITY ~ I
cp
~ ~on .. o~ , .. II Qull cI,lm. '0 ROBE~l' J .. KOREsn Dnd I\RLSNE J .. K.OKESII. nUSBnND AND WIFE
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lUNG
LOT 7, D~~ 2. NOR~IWgsTERN GARDEN TRACTS r DIVISION NO.4,
l\CCORDHiG TO TIlE PlJ\T 1'IiER'EOF RECORDED IN VOLUMB 47 OF PLI\TS.
PI\GE 74. RECORDS OF KING COUNTY. WI\S!IINGTON~
SIWI\TE IN 'filE COUNTY OF KING~ STI\1"e OF Wl'lSIlINGl'ON~
ROERT /,j'. KOKESH
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ROBERT J. KOKESl-tL ___ __
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.'I.FTEE RECOIIDING j",-...u. 'I")
AfTER RECORDING, RElli"RN TO:
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ZlIl5 An'! A~ .. fJlIG
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TRUSTEE'S O!!!T CLAIM DEED
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1AST AMERICAN TITLE
~lIrrn & BLAHCHmO BlDG.
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IN CONSIDERATION ofTEN DOLLARS ($10.00)",. 'Lh''''"",bt'''''''ld;;.~ ... l;;l,''d
pidd, 1he OfiUllor hectin., RONALD G. BROWN. B5 the dilly appointedt qualified ond acting
Trustee for the bankruptcy estate of Ronold Eug.ne K.~"h, proceedings in the United
Stotcs Bonkruptcy Coort ror the Western District of W",bington .t StoWe, Bankruptcy
Case No~ 94-069", tloc.s IImby
GRANT. CONVEY. AND Q!!!TCLAIM uat. ROBERT J. KOKESH AND ARLENE
J, KOKESH, HUSBAND AND WIFE, all of the Gt:ntDr's inleiWt In Ihe rollowlng described rc:1 e:Sl:l!c.
~Ilu:!tcd in 1111:: Counly uf KING. S~lC" of W:uhirlgton, lIJId Ic'g;dl,-dcs.cribc:d as ftlllows;
LOT " BLOCK 2, NORTII\VESTERN. CARDEN 'TRACTS, DIVISION NO. 41 ACCORDING TO
TIlE: l'LATTIIEREOf aECORDED IN VOLUME 47 OF PLATS. PAGE 14, RECORDS OF to.1NG
COVNTY~ W/ISIIiNGTON.
511'l1A'fE IN nlE COUNIY OF KING, STATE OF WASJUNCfON.
SunJECTTO ANY ANn ALL EASEMENTS, coV!J'l,\."'ttS, RE5l'RlcnONS, RESERVATIONS.
RIGlrTSOFWAY AND ZONING ORDlNA.~crs. IF ANY, ENFORCEABLE IN U.W OR EijUlTV,
PunullDl to;m otdl:T or Ih!: Unlltd St~.:s &nl:ruI'lq' Coun for lIlc WCllcm Disme! ot W.;u;hlllt'0n, ;U
Sc':lIIle,encercd inB~nlI.TUp1cy~e Number 94-06990 QD MI!Icl1 11. 1995. ;I ropy orwhlth Ord~r b.lllilchtd hcrclo
as Exhibit" A.· this COIlVCY-iU1Q.! b m.:W~ rn::c: "1111 c1e.u of alillens und encumbr.UII:C. of m:ord. lhe Y;!Wicy and
priorit)' or all ~th liens.mll cncvml.lr.lna:s shOLlI be: dC1trmi:lled by saki Danbuplty Coun ill. D. btertl~lc. wilhln !he
conlC!1;1 or said Ihnknrplty Cue No. 94·.()fj990.
The !OLIe is • AS IS' nnd "WHERE IS' :LlId rJu: Gr:mlor mats JlO w.lffiUIlia. ClIp~ or implied.
IN WITNESS \l,.1jEREO~. the Undcnl.cned bclelo !tU his; h:mtIllIb "2.6 ~ tb.y or April. 1995.
STAffiOF WAStIINIJTON
COUNTY OF KING
RONALD G, BROWN, Tru$la:! for the BmkruplC)'
Estate (If Ron.l!d l:u.gcnc Ko);ch
em dlb 2v""" .by Df IojIrJ, 19').5. befon: 11K !be 1I~l1llo'J<Jl •.• NOIlf)" F\lbm:; ill a!JJ for Ih~ $t:I~ of Wul:J!l;l,lOII. duty
wl>U1"lWiolluluai ,-. (!m-Il1l:lll11~It\IJl.ONALDG_IJROWlj till mr. .l"o\~W belbc-laJl-o!.mdol=-ribdlnll"lhhD umJtctl\hc:"IIIit!dD
Tnorw:', QWI Cblm Dm!, ~.ad.tooI .. leCltIllNl M: 11,1Dl o!o: ~':.~ Ilo M, ftn:"tra.! u'h.l~ i.d UoJ llo:a.l_1II aaa!d1rawllllim IDmllJry
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NOT;"R,Y PUBUs:,
Ko.ibl f',._ LeweS
(Pril1l NQI~ n;unc:}
My Cnmmb$lon t:.lpirc: b t ,9! Ifb
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EXHIBIT "A" -
Ronald G. Brown
4040 First lnterstate center
999 Third Avenue
SeatUe, WA 98104
(206) 563-27l.4
The Honorablo Karen A. overstr@st
Hearing Date: March 31, 1995
Hearing Time: 9:30 a.m.
Ilf 'rlIB l1lIJ:!l'!lD 8~l\~2. BlWlatUUCY COUR~
POR mE WES'rlmH DIS'l'RlC'l:' oW' 'D9lIIHG'I'OH
liT 82l\~~L2
In Re:
RONALD EUG&NE :KOKESH,
Debtor.
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Chapter 7
No. 94-06990
ORDER ON SALE OF
PROPERTY INTEREST FREE AND CLEAR
of LIENS ~ID ENCUMBRANCES
THIS MATTER having come befor@ the court this day upon the
tt:\lstee's motion, notice have been properly given to the debtors,
creditors, 3nd other interested parties, and no objection having
been made, the trustee having received an ndditional offer far the
sale of the real property subject to a feasibilty-study for the
purchase of: the debtor's interest and the intei:est of the co-owner,
Rebert Kokesh, the debtor's brother, and the court determining that
the offer ot Robert Kokesb is the be.tte): ofter, nov, therefore,
IT IS ORDERED as follo'Ws;
1. Tne trustee i~ authorized, pursuant to 11 U.S.C. 363, to
sell, pursuant to 11 U.S.C .. 363, the debtor's co-interest in
certain unbproved real property t commonly Jmown as 19035 12.0th
Avenue SE, free and clear ot liens and encumbr~nces. The property
ORDER OK SALE OF PROPERTY III'l'EREST -l.
WCL!lil.OWN.a.Af.r[JDUI:H .. ""-.n., .. , ...... ....
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Is legally described as follows:
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Lot 7, Block 2t North .... estern Garden TractG, Division No.
4, according-to the plant thereof recorded in Volume 47
of plats, page 74, recD~ds of Kln~ County, Washin9ton_
2. Liens against the property, if any, ~hal1 attach to the
proceeds of sale in tbe SalDe amount and priority. Any sal a is lias
is" without warranty or guarantee by the Estate.
J. As part ot the sale, the 'I'rUstee is authorized to incur
OJ:dinary costs of sale, including one-half of the escrOW' fees,
including any escortl costs, and payaent of one-half of any
de.linquent real property taxes. The bankruptcy estate shall pay anY'
excise tax.
4. FroM the proceeds of sala, the escrO\l is authorized to pay
the following items:
(a) The sum of $500 to the estate's seJ.linq aqent, Sid
Hayman of The PrudentialjKichael Smith for his evaluation of the
property
(ll) Tho SUlQ of $5,000 to the debtor basad on the estate's
settlement, whiCh is approved, to pay such sum as debtor's
exemption claim.
(0) Reimbursement to Robext Kokesh for one-half the cost
of any soils test, not to oxceed the sum of $700.
ORDER ON SALE OF PROPERTY I=T -2
l£ACH, BItOWN A M'O£P.SOI
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rom: IN OPEN COURT this 1L-day of Hatch, l.995.
IWlEN A. OVERSlREET
Presented by,
r,,?r
RONALD G. BROWN I Trustea
ORDER Qij s~ OF PROPER1~ INTEREST -3
WOl, IhtOW/i • AmlfJU~
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..... KENNETH R.' . ..fIN.'lF:'i;,uAO!lRD!L. ________ _
~_~1~66~O~5~lO~T~H~ST~R~E~ET~ ________ _
LAKE BAY, WA 98349
Fidelity National Title
CDWPAHYOFWA$HlNGroH
DtedofTl'll.'lt
(For User. u..Stotw o/lI'as"""",~)
lagal on page. __ _
Lot 4. Sleck 1, NORTHWESTERN GARDEN TRACTS. D1VISION 4. according to thp.
Plat thereof recorded in Volume 41 of Plats, Pagp.' 74, records of K1~g
County, ",.hin,to,. U ... ' q1t/ J'I-3 '
\\1 Situat~ in thp County of Kin~. State nf Washington.
FlnEllTY NATIONAL TITLF. '
"This Dp~d of Trust is sp.cDnd and subordinatP to that Dp'pd of Tru$t
datp.c and rpc:ordp.d undp.r rp.cording number990929002273. II -""''''7-''''-"-up.'
.. bldI roo! pmpc!)' b nat _ prindp.11y for ecm._ or _10& _ ''''''''''..sdl .n .... '.0"''' ....
hcmliblmcnts. and Jpp\ll\eDm.ct:s DOW DI'~w1horeunto belonainl or ill :L!IY1'r'iJ.a lIpJHd*bmt. Cld tbo nnb,
Iuues and JI<OfiB dx=r.
This cbd is for die pIII'pQ1e Dr =milia pcnamumce or~ agrmncnlal' Jf,IIltur hmID contaiMd.lnd paymtZl,t
.rtlH;."!'" orJS:;:>,~.122 ) I. ~(ijbim12;..,~(:KI1It:u> and £;.e crnts Dol""
with mwm. in aetordllJX1! w.kbthe ren:o:,promlssur)'n~ Drevm dtUI h~. payable lD B~(tI'
Oflka-. mil made by GtIz1%Or. tndall mltwals, Mod~ ami CIlmsiona Ihm:ol; 31nd 3100 tuds ~ NmIO as
I11'Y be o.dYM=I orlolJ'ltli by BmcficlNyto Granmr. arJll1Y oflheir!Um:s.UItS ur el:ns. ~ with InIr::n.sr
tl&ereon ;!:t roth r.ue as .du.U ba -vad upOn.
rap 100 v .. "
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To protelOtth-c scewily o(lhis lJeedofTruu.Gm1lDrtm'Cl'l.lnl'l md ~
L To keep !:he: proptsty ka good toDdilitln: and npair; ID pttmit RII vmtt: thtft.Clf; 10 compldl= Ill)' bl1.l1dblg.
~cau6 or icnpro'Vl!~ l!tta& anill or about 10 be builllhcnxm: to ;rulore promptlyan)' buUdbts. rtrvaurc or
llIl~etI' lhereDD which mayba ~otdestrnycd; and 10 comply~ith all lam, ordin&nt6S.",guJ.nons,.
COYCDllI1ts,. ctInditlohl :and rcstrltdOlUllffealnz, tht. prcptny. ~ ~
2. To pay b~ron: dclinql,,:nt allitwrul w:t:s and ~JZI1M1$ gpoD the propeny: to kc:q) 11l1! propeny fm: lind ~
o( all 0lMr c:hutt!:l, liens or ~~tUl'lbn"Cc:.5 impa∈: me ~rybr this ~ OrTlWl ,
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1. To Jtr~p till buiJdmp nnw OJ bfta,f\a' ttfrted on the. property deserlbed bcrtm rontimmuly insured ~id.sI
IDS$ by lire: Of other btzards in mJ amount hot lesf!hl:!) the UIt&I ddt!. sccwed by Oris Deed ornu .. AI1 tlOJides
!hII1J be hl:1II bytbr: 8en8fltlar,o. and 1l:e m such ct'Impulfe IJ die &enefieimy mll)'!lpprtNCmdbave loss pJ}'Jhle
f1m In the Boneflciln'. IS irs intet-=. ma)' .:Ippeat. arullbcu &:olhc ~tD.r. The ~ collected. uudc:r 4nY .• ~, _:: _>-~
_~ policy may be 'JIIlli'" upon "'Y _ h!!d>Y '""'"" in ";011 -..,s" .,11>0 Bmdiciar, ,biD" -~
~Ine. S\lda IJIpliRtiom by \be Dmcrtcier,t :slmll nOl QlDC d"ilamtinuaneeorlDY proc:::cedin.g to roroctose.auc:
Deed ofTnul. In Ole event nfflJn;d1»UrC. il1l rigbb grlhc Grulor III i~URn" p<Jolidcs tIIl!n in fOlU: J:haJlpuI to
the ~ allhe fcnclosun: IIIle.
4. Till dcraod M)' laJa.n or protetlUnlt porpmtia,1C afl"Cdllle sean11)' hettOr or the rlabu bf" powm: orbtfterl'-
dary orT~.and lope), aU cosu lind' t3tptlrlkS, includiRICCStarlitlescarc:!llnd anaru.t:y •• fca iDa RaSoftlbl.
amount. in any such mimi Df~rpc.:uld a.."IlQ'$tDI hTwp. h,. Bcndlclaryto rcRdQ30tbll Deed otTJUSt.
5.10 pay.n ecru. f~ and QpcnsM fn eotItItttlonwIIh lhls [)eo;{ ofnust. indudinc Ihe ~ alllle TI"U!tee
incand 1ft cufcm:mg lhe' obligation sccurtd ~by and Tn6tee~s md anornqt'S ret! a«uall)' incumd. D:J pro.
..;dcdby ........
6. Sbauld Gran1Ot" litil tDpQ' wben cful"'1 bl!;ot,. U$tft1fIems. hmnntc premiums. Uu3. ~lnut= or Irther
r:hat1:~ .~tthe propmy hereinabove de:R:tibed. Behcllciary may pay tbc mae. and thcamCMtt 10 paid. with
ia!J::R:sf It lhcmeut rgl1h In Iht n«:estatrtd heRby, shan be;ulded '0 IndbctGn"lta pnnof!be deb. s""Imd fa
ibis n«d or TRIll
rns MUllJAI.LY AGREEDlI!AT,
t. In the cv~ lin)' portion Clr the p1)pcrt)' is 1:11am M dtmaged in JI'I c:mintnt dom.;Iln FO"cdiug. llie ClllIte
lI1lountofth. a'fl'3rd or,ud) pentaD lQ. nu,be~ta fully 111h(y!be obllpAfolI MaZl'ecl hcnby.Jh.1I be
~ld Ut 8ne:flciAl)' '0 1M--Wiled to ufd uhUptfoII.
2. By IlXtptin; J:Il:rm= or Ill)! sum RaJn:d Imt:by after iu 4llt dele,. Buldicbry docs not ~lVC iu. ridrt m \
,quire praorpt: PD)'mt:ll when dul: DhU other S\hft.I ~o m:urr:d vr to dct'-t-f: dttlub rOT fiUul'OIO -'II FiI)'·
3. The. Ttumt shall ~n-..e:r In or an)' put orthe ptopeft)' covertd b)' this Dud gfTru:st 10 UUI pttsoD CJltilJed
Ihtmo on wr1th1U Rqlltst oflllc Grantor:nd die flmefir;:b:Iy, or upDr) Rdlt'tdftm ofiho obJlJ:lllion sewred IlI1d
wrlnen fUlVe5t (orl~v~~ made by 1M BeqerdAry orl1"!e pemm entidcd1hen:to..
4. Upon dd;a111, by Grintor in tbe ~)'mtm or III)' ln~lCdneu secured hmby CC' hi thtI pmDnl1i1l1cc of &It}'
apcemenlcofttlmc.l benm. all Pm'II secured hor8b)r shall lIhmodtpcb bccome4\IC lin!! payable. ~ the optMm of
the Benefiduy_ In !111Gb event lind upon wrltu:It I"I!fi\ICSl ofBencJ1tit.T1. 'I"nt:sutc ~1I1 sell die tnQt property. in
u:cor<liVIa:: .... illl the Deed ofTnm,o\Ct of the StllJt:: ofWubmBtM." pJlbJ[G.~vn to Ihc bi,besr bicWar. Ally
pcr10~ accpt Tzus&ee rt1:ay bid 11.' TnL5tce's ~e. T~ sban ~I)' die proeeds oflbe &AIle .. 101J0'Ir3: (1)10 the
bpeme anne. Ale. il1cJudina II ~e ~~s ree and Ittom.ey'. r~ (2) ta tin: obtipJiarJ soc:t:Urtd by this
Oeed IIlIrTru~ 0) the. 'utplcs.ltanJ. shan be dbtn1ruttd to die prnom cmhJcd.1heMa.
$. Trmtec shall ddi'iulQ the pun:h1:ser Jl the nle its. elm!.. widiouf wmm'I;Y. wbkhsball am'lq'm the pUrdlllSlf
th~ in~ In me property wIdth ChJntor bad or hlld die-pl)'-'ct to conV'Cy at Ole dme orb. e.U1lli1Jfl (J rd:IIs Dnod
of Tnm. ud ,1Idt as he may have acquhr:d lherc::afb, Trmtec's deed .11 tc:ehc!he t;1tU :thomg we lbc: Ale
\fIf1.J amdutWI in Rtmpu.ne. ",ith .11 lb. ~~.nb "r bw and Cltdlh [)ecd orTnDt. .. him ttc;iW sull bo
prima rlc:ie evidence Dr ~dl (;;lIfaplian~ and aJl'ldwivc nid"," ihtfCllr in (ayOT ofbonl fide Ptu~balCl"" l1li4
t:ftCUm.bnneel ror vtltle..
6. The powtfofuleamferred bylhls DtcdcfTrusnndbythe DcaJofTruS' Ad: orllu: Stine orWashmg1oo is not
an exclUJi'tC le.mcdy; BClte.lic:iary m'11:11~ this Lm:d orTlWIt 10 be f'arttloRd lIS" mm1PCC •
..,. In Ulc CV1:fII or1he d=th,. inccpll;it)'. disabilll}', or resiCllltitln -orl)mleo. 8eJlefic:i8lym., appDinr in writing.
~CCCUOf 1rU.sIc:c. and upcnthe m:C1Idjnc~ucl! appointmtrn in 1fI.lDortgaV rmm:b cnhc counry in wbid! tills.
Deed ofTlllStis teComod. thesuet:cssOf Jh2l1 be \"~ ... flh.U ~orlbe otiglz!aJ tMtr:o. The Ttvstt:e
Is 1101 cblltlltN til' nctfry an) plrty hm:IO r pmdlnc SlI:k ~dcr uy otb« Deed of Trust 16 af An, woo or
p"~lrecnug in which Gr.rior. TnI~~ or De ettciary wI! be '" party unle" JQrh Jelkln CIl PflKUdinc is brtHll:ht
by U1D "ThIS1t:e. J
l. Thf:s ~ ornuse applies to inlltts til bmdil or,aDd i:. bihdlnz DOt Obly nn Ihl!" pmJes hen:t£), but em rhclr
heirs. devLms. legatees, mmlniStnlor!. e~t:o.I~.v1d II.5:Jigns.. Thl!!l tmn Bmcf~itry shall melD the hoTdu and
D"lmel' rJf!henDlc Sttu.red hae.by. whelher or ~ 1l3lnt!rl Z5 Bcnr:Cid~htrein.
ruIlMFWD06lII!lQH{J\e. IIoNfo)121117) ,.lofJ, lPB'·22
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if. Lbcpmoh(s) who ~bdlJlCmcRd Did penon(,) air
I:nCIVIledgethet( ~)s1pcdthisms~onDdltsA1'ed
that _ ~ _____ lutilGrb:t} In en-cule Ihe m3lrumml
tnd ;tQoww1~ged b u the __
. ___ .r.
lD be tin: he: and Yplantuy lkto1:m=b pIl1;y rot me uses and
purp\l1GS tI\CII1doned1iq 1b1.s inrtnnnenl.
Dmd: __ _
~ PtJJic in_d:!!;;:t?12:.fl/W~ NolIn'y h611t; ,,. rmdfor 1M Seen-. ajlfmhMQ,., ~~m &-___ IVltII"Krrf __
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1.6'trppoinllMnJ·apira O;4R-//. MjlDppDintlnDrldpltU
TIl: TRUSTEE.
REQUEST FOR FVLLRECONVEYANCE o..",..on/. T.'" _"",, __ lml->ptJid
"Jhe wtdc:ni~ b me Icpl ~ ~ holder GrtblC~ P ~ otha' indc'tltcdnat :Itl:UmI by tf\. widliu
Deed of'J'nlll-S. .. d nott., toleecrwllb an iIIIhI2 iaddItednc:IS ICCUr'ed byd Deod' Df'Tnld. hN baen 1I0ypald'
aDd sa!Uncd; tIUI you are b~by rtlqUated an4tIftctcrJ. on paymm to yOIt of-, tIlDd' owing to )V111IDdet'l!lo
te:nns of CJJd Detd. ofTnal"lo f.M~1 Mid Dale Ibove mentkmed., ... 11 udlt:r C'r'Idenccs of b'uklrtcdnea .JleCUmi
by Aid Deed ofTndt IlcliftRd lD)'Ott hcrcwilb" trJgerhetwllb tbeaDd Det4 of1'tmt. xtd to n:c:oR'IIq. wi1hout
wamnty.m the parries d."fplItd by .tlc It:nnS orSlkl Deed of1'nm. al] Ihe estaa:: now held by)'Oll~.
D.u:d __ ____ .1. __
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When Recorded Return To
Boemg Employees' Cred,t Umon
12770 Gateway Dnve ;,
Tukwlla, WA 98168
Clrantor(s)
(1) KEVIN JTORLAI
(2)
(3)
(4)
(5)
(6)
Cllantee(s)
-.
(1) Boemg Employees' Cred,t Union, a Washmgton Corporat,en
(2) Wash,ngton T,t1e Company
Legal DescrtptlOn (.bbrevlnted)
Lt 5, Blk 1, NW Garden Tracts, Dw No 4, Vol 47174
nddlllonallega1(s) OD page
Assessor's Tax Parce11D11 619840-0100-00
DEFINlTIONS
Words used m mulb.ple sccuons of tlus documcnl are defined below and other words are defUled m Sections.
3, II, 13, 18, 20 and 21 Cerlam rules regardwg lIle usage of words used w IIlIS dOCl1ment are also proVIded
)fi S<:<OIlOD 16
(A) "Security Jnslrum'DI~ means tins docnmen~ winch IS d .. ed December 07. 2002
'ogetlJa WIth all RIders to tins document
(B) "Borrower" IS KEVIN J TORLAI. As H,s Separate Estate
BOIrower IS the tnlSlor under tlus SOCUClty W!l1lJllenl
WASIIING rON-Smgle: Fonuly-FlInnlf!: MnclFreddle Mne UNIFORM INSTRU~lENT
ITEM 10a3t \ tOOl I} (P(2g~ 1 oj 15 pDges)
Form :w48lJ{11
GREAT\ANOa
To O,du CiI1 UJO 530 9O'930fa:( $16 791 1131
-
(C) ''Lender'' lS.f3oelng Employees' Credit Unoon
Lcrulcr ISO a Washington Corporation
and •• ISOng WIder the laws of Washrngton
12770 Gateway Dove, Tukwila, WA 98168
orgamzed
-b:nder'saddD= IS
Lender-IS the beneflClalY under thiS Secunty Instnnnent
(D) ''Trustee'' IS WashIngton TIlle Company
-~:.s-(El ''Note'' means thejllomlSSOl)' note SIgned by BoIIOwoc and daled Dece.:nber 01,.2~:~
-The Note slates that Borrower owes Lender EIghty F,ve Thousand Two Hundred and no/100
Dollars (U S $ 85,200 00 l pIns mterest
Borrower has promIsed 10 pay thIS debt m regular Period,C PaymelllS and 10 pay the debt m full not later than
January 03, 2033
(F) "Property" meaos the property that IS d=bed below Jlnder the headmg ''Transfer of Rlgh'" m the
Property"
(G) "Loan" meatlS the debt eVldeaccd by the Note, plus mteres!, any prepayment charges and late cbarg<:s
due under the Note, and aU sums due under t1us Sccunty Instrument, plus mterest
(H) "RIders" means all RIders to thIS Secunty IDSlIUment that are executed by Borro_ 'J1oe fol!owmg
RIders are to be executed by Borrower [check box as apphcablc]
o Adjustable Rate RIder o Condonumum RIder o Second Home Rld«
o Banoon RIder 0 Planned Uwt Development Rider 121 Othc:r(s) [sp=fy]
o 1 -4 FarruIy R.der 0 B.weekly Payment RIder 7L.<:>1 6"'hM1fIM 1>
S {ltflP--v
(l) "Applicable i.aw" means all cootrollmg npphcable federal, state and local Slafules, regnlallons,
oohnnnces and admnusoaUve rules and Old"", (that have the effect of law) as well as all appheable fuutl,
non-appealable JudtcJaI OPIDlOllS
(1) "CommunIty Association Does, Fees, and Assessmenls" means all dues, fees, assessmenl:l and other
charges thot are unposed OD Borrower 0< the Property by a condomtmum assoctaUon, homeowner.;
assOC1allon or &JJmlar orgamzatJon
(K) ''Electronic Fuods Tramr ..... means any traasfer of foods, other than a trnnsaclton ongmated by
check, dmfl, or SlJJ1dar paper lDstrwnent, whlch 15 lDltJated through an dectroruc tennlIlal, telcphomc
msttument, computer? or rnagnebc tape so as to order, lD.Struct, or aulbonzc a fmancml mstltulion to debit ()("
credIt an account Sucb tenn roc1udes, but .s Dot hrmted to, porot-ot.saIe tnmsfern, '"'tomated teller mncbme
!ransacUons, transfers whated by telephone, wtre uansfern, and automated cleannghouse oaosfers
(L) "Escrow Items" meaos those Items that ore descnbed m SectIon "3
(M) "Miscellaneous ProeeedsJ' means any compensalJan, settlement, award of damages. or proceeds paul
by any tJmd party (other than lDSUIaDCe proceeds paId lDld<r the coverage desmbcd ro Seenon 5) for
(I) damage to, or deslrllcUoD of, the Property, (11) condenIDatlOD or other takuJg of all or any part of the
Properly, (m) conveynnce m beu of condcmnalton, or (IV) IJUSrcPresaltatlOns of. or OI11lSSIODS as to. the
value and/or COodllIon of the Property
(N) "Mortgage Insurance" means mSI.1C8nce protectlDg Lotder agamst the nonpayment of, or default on,
lheLoan
(0) "Periodic Payment" means the regularly scheduled amount due for (.) prlDClpai and mterest under the
Note, plus (tI) any amounts under Sccuon 3 of t1us Sccunty Instrument
Wt\.SHINGTON-Smgle f"amlly-FIlIlllk: MatlFreddJe Moe UNIFORM INSTRUMENT
ITEM 199.Jl2 (OOn}
Form 30481/0J
OAEATlANOa
TIJ Ordtf [;;all 1 900 $:JQ 'I39::l0hl; 61& 791 I ~t
· ::-: --
(P) "RESPA" -nfenns the Real Eslale Settlement Procedur(S ACI (12 USC §2601 CI seq) and ItS'
unplemenbng rcgulabOn, Re!uJaUon X (24 C F R Part 3500), as they nught be amended from brno to tlIRC,
or any addlllOOal or sucressor IeglslallOn or regul"bon thaI governs the same SIlbJecl_mllll<rAsus<;<1W. tjus
Seeunty Instrument, "nESPA''' refers to aU reqlllrc:ments and restncttODS that nre Imposed m regard to a
"federaUy rcinted mortgage Joan" even Lf the Loan does not quahfy as n "fedcrnlly relatal mortgage loan"
underRESPA
(Q) uSucassor in [nleresl 01 Borrower" means any party Ihat has taken btle to Ihe Property, whether or
110t th:ll party has assumed Borrower's obhgsboDS under the N Ole Dlld/or thiS Sccunly !nsIrumenl
TRANSFER OFRIGlITSINTHEPROPERTY
.--~~--;,.,
TIus SecurllY instnunellt secures 10 Leeder (I) the repB)'IIIenl of the Loan, and all renewals, extenslODS and
modIflcallons of Ihe Note. and (n) Ihc pcdormance of Borrower's covenanlS and agreements under tlus
SCCU1lly Instnuneot mid the Note For thIS purpose, Borrower IIIcvocably granls and conveys 10 Trustee, III
1rusI, WIth power of sale, the folloWIng descnbcd property ]"""ted In the County
tType: of Recmlmg rul"lllwctlOnl
of KING
{N41me (If ~chnG Jumdlcuon) -. Lot(s) 5, Block I, Northwestern Garden Tracts, Drvtslon No 4, accordmg to the plallhereof reccrded
10 Volume 47 of Plals, pagels) 74, 10 KlOg County, Washmglon SubJecl to Ihose easements,
reslncllons, covenanls, condlllons AND lease of recorded attached hereto AND Incorporated herem
by reference of ExhIbit B
winch currenlly has lIle address of
RENTON
ICdy]
, Washmgton
19006 116TH AVE SE
151=1)
96056 ("Property Address")
[ZtpCodel
TOGETHER WITH all the IJDprovements now or h=-lter erected on the property, and an easements,
appurteoanocs, and fixtur(S now or hereafter a part of the property All replacements and addlbon. shall also
be coveml by Ihls SccucllY Ins1rwneut All of the foregOIng IS referred 10 In thIS Secunly insmunenl as the
"Property ..
BORROWER COVENANrS that Borrower" lawfully sewed of !be os"Ie hereby conveyed and bas
the ngbl 10 grant and convey the Property and thalthe Property IS unencumbered, <<ccpt for encumbrances
of record Borrower warrants and wrll defend generaJly the IIde 10 Ibe Property agroosl all c1auns and
demands, subject 10 any encwnbran= of record
TIllS SECURlTY INSTRUMENT combmes umfann covenants for nabonal use and non-umform
COvtnanls WJIh Jurute.d YnnntlOns by JunsdJctJon to conslltute a wnform sccunty mstrumcnt covcnng rcnl
property
WASHINGTON-Smgle F:uruly-Fmole MMlFrec.idle Mac UNIfORM lNSTRUMF.NT
ITEM Us:J1.3 (00")
Form 30431101
Tt)Otdet~ HIODS3l93!1JDf':f~~PJ:
UNIF0RM·eoVENANTS Borrowa and Lender covenanl and IlgICC" follows
l~ Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
Borrower .hnll pay when due the pnnClpa! of, and mlerest on, Ihe dcbl eVIdenced by lhe NO'e aiIII. any
prepayment charges and laic charges due under the Nole BorroWer shall also pay funds [or Escrow Items
pursuant to Seehon 3 Payments due under Ibe Note and th,S S""unty instrument sholl be made m U S
currency However, If any check or other mstrumenl recClved by Lender .5 payment under the Nole or tlus
SecunlY Instrument IS returned 10 Lender unpaid, Lender may require that any or 011 SUbseqUCDt payments
dne: unda the Note and I.bJs Secunty Instrument be made Ul one or more of the followmg forms, as selecled
-~E by Lender (a) cash, (b) money oroc>:, (c) CortUled check, b.'U1k cb~, treasurer's ch~ oL~'lz,cbeck,
~. provided any such check IS drawn upon I!lI msntul10n whose depoSIts are -1DS!U<d by n'"!Crleml ogeney,
mstrumcnJaIJlY, or cuhty, or (d) EI""tronlc Pands Transfer
Payments are dttmed r""elved by Lender when re<:e1ved at the 10COhon designated III the Note or at
such other loeanon as may be dCSlgnated by Lender IR =ordance WIth the noll"" prOVlSlons m SechO. 15
Lender =y retUrn any payment or parhol payment tf the payment or partJoI payments nrc UlSufflclent 10
bnng the Loan cum:nt Lender may accept any payment or parhoI payment msuft,c,ent to bnng the Loan
current, Wllhout WBJ,ver of any nghts bereunder or prc)uchce 10 Its ngbts to refuse such payment or parual
payments ,n the future, but Lender " cot obhgated 10 apply such payments at the tune such payment. are
accepted If each PCIJ()(ilc Pay""",t IS oppbed ns of ,ts scheduled due date, then Lender D~ no .. pay mtcresl
OD unapphed fund. Lender may hold such unapplIed fund. unbl Borrower makes payment to bnng the Loon
current If Borrower docs Dot do so wllhm a reasonable penod of lime, Lender sboll either apply such funds
or retJrrU them to Borrower If not apphed emher, such funds wlil be apphed to the ol1tstandmg pnnClpai
balance under the NOIe lIl1l11edtate1y pnor to foreclosure No offset or clanu winch Borrower mIght have DOW
or m the future ngamsl Lender shall reheve Borrower from malang payments due under the Note and thIS
Secunty Instrument or perfonrung the covenant. and agreern""ts secured by tin. Secunty Instnunent
2. Application of Paymeuts or Proceeds, Except as olhC!WIse descnbed ID th,s SeenoR 2, 011
payments accepted and applied by Lender sban be opphed m the followmg order of pnonty (0) mterest due
under the Nole, (b> pnnclpol due under the Note, (c) amounts due under Secbon 3 Such payments sholl be
applied to each Pcnowc Payment m the order 1D Which It become due Any remammg amounts shall be
apphed frrst to late cbnrges, second to any other nruounts due under tIns S""unty Instnunenl, and then to
reduce the pnnClpai balance of the Note
If Lender rece,ves a payment from Borrower for a delmquent Penodlc Payment which mcludes a
sufftclent amount to pay any late charge due, the paYlllent may be applied to the debnquent payment and the
lote cbnrge If more than one PerIod,c Payment IS outstandIng, Lender may apply any payment rece1ved !rom
Borrower to the xq>ayment of Ihe Penodlc Paymenls Jt and to the extent thaI. each payment can Ix: paid In
full To the Ootenl that any excess: e:usts after the payment 15 applJ(:d to the full payment of one oc more
Pe:nodtc Payments, such excess may be npphed to any Iale cbnrges due Voluntary prepayments shall be
appbed fIrSt 10 any prepayment charges and then as descnbed 10 the Note
Any apphcatJon of payments, UlSIIIlI1lce proceeds, or Miscellaneous Proceeds 10 pnnclpol due under the
Note sholl not extend or poslpone the due date, or change the amount, of the Penodlc Payments
3. Funds lor Escrow lterns. BOlTOwer sboll pay to Lender on the day Pcnowc Poyments are due
under the Note, unhllhe Note IS prud m full, a sum (the ''Fonda'') to proVlde for payment of amount. due for
(n) taxes and assessments and other Items whIch con nttBm pnonty over thts Secunty Instrument as a hen or
encwnbrance all the Property I (b) leasehold pilymalls or grcnmd xents on lhe Property, If any, (c) prcmlwns.
for any and olImsurance reqwrod by Lender under SeeMD 5; and (d) Mortgage Insurance premlWDS, If any,
or any sums payable by Borrower to Lender m heu or the payment of Mortgage Insurance: pramWDs lJl
accordance wllh the proVISion. of Secllon 10 These Items are coiled "Escrow Items" At ongmauon or atony
Ume durmg the leon of the Loan, Lender may req1.U!C that Comm1.mlty AssoCL3bOn Dues, Fees. and
Assessments, If any, be escrowed by Borrower, nnd such dues, [res and assessmenls shall be an Escrow Item
WASHlNGTON-SmgJc F:umly-F:tnnlf! MacfFttdd.1t M:&e UNIFORM INSTRUMENT
lTEM 1!l83tA toot,)
Form 3048 1101
GAEAllANO·
ToOn:!#rC;lt 1 ooa 53l !l39'JOfu 5167" 11Jl
..
~':"""_---': _____________ ':"'J..i_
BOlIOwer shall J'I"Illptly furnISh to L<nder all nollces of amowlls to be pwd under tlus Secllon Borrower-
sball pay Lender the Funds ~r Escrow Ilems unless Lender Waives Borrower's obbgallOll 10 pay the Funds
for any or aU Escrow Items Lender may Wlllve Borrower's obllgauon 10 pay 10 Len9cr-Funds.for anl!J!r_all
Escrow Items nt nny lIme Any such wruva J7:t.1Y only be In wnlmg In the event of such WBlver, Borrower
shall pay dIrectly, when and where payable, the lUI10Ullls due for any Escrow lleros for wluch paymenl of
Funds has been waIved by L<ndcr and, If L<nder rcqum:s, shall nmnsh 10 Lender rcoetpts cVldenClllg sucb
paym<nl wlthm snch tune penod as L<nder may rcqum: BOlIOwer's obbgaUon to make such paymenls and
10 plovlde receiPts shall for all purposes be deemed to be a covennnt and agreement contamcd m thIS
-'.;5' Secunty lns01JlJlent, as the phrase "covenant and agreement" lS used In. Secl!on 9 If B<lJlll~,:':t~.~led to
~,.--pay Escrow Items wrectly. pursUnnt to a waJ.ver, and Borrower {ruls to pay-the-amoUnt d~ an Escrow
Hem, Lender rnay C)(etCISO Ils rights Ulldcr SecUon 9 and pay such amount and Borrower shall then be
obligated WIder Secllon 9 to repay to Lender any such amount Lender may revoke the Waiver lIS 10 any Qf an
Escrow llcms at any urne by a nollce gIven m accordance: WIth SectIon 15 and.. upon such [cvocabon.
Borrower shall pay to Lender all Funds, and Ul such amounls, that arc then "'IUIred under ibIS Secoon 3
Lender may, al any lune. collect and bold Funds m an lIIlIOunt (a) suffiCIent 10 pernut Lender 10 apply
the Funds at Ibe tune specIfIed Imder RESPA, and (b) not to exceed llIe rnaxnnum arnow,t a lender can
feqwre UIlder RESPA Lender shall ..ornate the amOlmt of Funds due on the basIS of current data and
reasonable oshlnates of exp<ndnUfeS of future Escrow It<:m. or otherwIse In oecordan~ WlIlo Appbcable
Law
The Funds shall be held m on msbtunon whose depostls ore msured by • federal agency,
mstnnnenlllltty, or enOty (lDcllldmg Lenda, Jf Lender IS an UlsbtUUon whose depoSlls ore so UISUred) or ID
lIOy Federal Home Loan Bank Lender shall apply the Funds to pay the Escrow Items no laler than the urne
'"""" specJfJed nuder RESPA Lender shall not charge Borrower for holdmg and applymg the Funds, annually
~ nrudyzmg the escrow account, or venfymg the Escrow 1tems. unless Lender pays Borrower mtcrest on the
~ FlDlds and Applicable Law penruts Lender to rooke such a charge Unless an agreement" made m WIltmg or = ApplIcable Law reqlUfCS mterest 10 be pwd On the Funds, Lender shall not be "'IUIred to pay Borrower any
~ mtacst or c:ammgs on !he Funds Borrowa and Lender C8II agree m wnUDg. howevCI', !hat mterest shall be
pwd on !he Funds Lender shall gtve to Borrower, WIthout charge. on annual aceounung of !he Funds as
;::: "'Iwrcd by RESPA
If there IS a surplus of Funds beld m escrow, as derIDed under RESPA, Lender shall .c""unt 10
Bon:ower for llIe ",cess funds m accordance WIth RESP A If thae IS a shortage of Funds beld In escrow, as
, ~ defIDed IDlder RESPA, Lender shall notJfy Borrower as r<qUtred by RESPA, and Borrower shall pay to
I :::;: Leoda the amount necessat)' 10 m:ake np the shortage .Ill accordaocc Wllh RESP A, but m 00 more than 12
monthlY paymenlS If there IS a deflot<ncy of FlUIds held w escrow, as defmed under RESPA, L<nder shall
nonfy Bocrow<r os ,equtred by RESPA, and Bonower shall pay 10 Lender !he amount nccessruy to make up
the ddlClency In aoeordancc WIth RESPA, bUIlD no more Iban 12 monthly payments
Upon payment to fall of all sums secured by thlS Secunty lnsUUment, Lender shall prompOy refund 10
Borrower any Funds held by Lender
4. Cbarges; Liens, BOllower shall pay all taxes. assessments, charges, ftnes, and unpoS!bon.
atlnbutahle 10 the Propctty whlch can .tlam pnonty over !h,S Secunty Instrwnent, leasehold payment. or
ground rr:nls on tho Properly, lf any, and Commumty Assoclallon Dues, Fees, and Asscssmenls, If any To
the extent llIat these Items are Escrow Items, Borrower shall pay them lD !he manner provided In Secuon 3
Borrower shan promptly dISCharge any ben whIch has p.t'lonty over lhts Sccunty [nstnnnent unless
Borrower (a) agrees m WrtllDg to the payment of the obligation secured by the lien m a manner acceptable to
Lender, but only so long as Bonower IS pctlomung sueh agrecrnenl, (b) contests the hen to good fruth by, or
defends agDlnst enforo:ment of the: ben In, legal proceedmgs WhlCh m Lender's oputlon operate to prCV.cllt
the enforcement of tho !ten whtle those proceedutgs &e p<ndUlg, bIlt only uaUI such proceedmgs are
ooneluded, or (e) securcs from the holder of tho hen an agreement sausfac!oty to Lender subord",al1ng the
WASllmGTON-Smg!c Family-FannIe M:telFrc:dd[c Mac UNIFORM INSTRUMENT
ITEM 1963(.& 10011) (Pase 5 0115 pager)
Form 3048 JJOI
lJflEAttANO.
loOIdctCa'll1 006-530!I3930f.D: 6161911131
-
---------------.,...=--,-
hen to thiS Se6Jt1tY lnslnun,enl If Lender detemune; that any part of the Property IS subject 10 II hen which'
can· a(tam pnonty over tllls~ecullty Instrument, Lender may ,gIve Borrower a noUce Idcnllfymg the lien
Wulun 10 days of lbe dale on wluch lbat noUee IS glven, Borrower ,"IOU sausry lbe ben-oHoke one olJ)lQre
of Ibe aellons set forth above III ilus Secllon 4
Lender may reqUire Borrower to pay 8 one·tune charge for a real cslatc laX vcrUlcallon and/or reportJDg
service used by Lender tn connccbon With tlus Loan
5. Property Insurance, Borrower ,hall keep lbe unprovements now cxlsung or here.flel erected on
lbe Property msur<d "gamst loss by fire, bazards Ulcluded wllbm lbe term "extended coverage," and any
-_~$' other hazards mcludmg, bUL not Illmled to, earthquakes and floods, Lor which LenderJ<;'ltll~Jt[S~ TIns
-mSurance shall be rnamllllncd.n lbe amollDlS (mcludmg dedueublc levels) Iilld-for the peiIOilI'lhat Lender
reqUIres Wbat Lender requtres purstumt 10 the precclmg sentences can change dunDg lbe term of the Loan
The lnSUI'8DCC CNTler provldmg the lDSUl'ancc: shall be chosen by Borrower subject to LC'llder's nghl 10
dlS8pprove -Borrow",'s cholee, which nghl shaU not he exercised I1IlreIlSOtlably Lender may IC<jlllre
Borrower 10 pay, m connecbOll wltb tins Loon, other (a) a on<>-lIme charge for flood zone detemunauon,
cerUncabon and traclang serv.ees, or (b) • one-Urne cbarge for flood wne d<lr:nnmauon and cer!JflcaUon
""",cos and subsequenl charges each Ilme remappmgs or sundar changes occur which reasonably nnghl
affect such deteDllwallOn or ccrune,uOll Borrower sbnll also he responsIble for the paymenl of aay fees
unposed by Ibe Fedoa1 Emergency Managonenl Agency UJ cormecUOD With the r<V1ew.d 0JIjl flood ZOlle
dctenmnauoo resulung &om an obletUoD by Borrower
If Borrower fad. to mamtam any of lbe coverages descnhed above, Lender may oblllln IDsurance
coverage, al Lender's opllOO and Borrower's expense Lender IS under no obllgllilon 10 purchase any
parUcular type or amounl of cov<rage Thaefore, such coverage shall cover Lender, but IDIghl or IlUghl nol
..... proteci Borrower, Borrower's eqll1ly ID the Property, or the cootenlS of the Property, agwnsl any nsk, hwml
~ or bahlhly and DlIght pro.,dc groller or lesser coverage lban wos previOusly m effect Borrower
~ aclmowledges that lbe cost of the lDSumnce coverage so obtamed nnghl Slgmficantly exceed the cosl of
msurance tlnU Borrower could have obtained Any orDOlDJls disbursed by Lend"" under IhIs SecllOD 5 sball
become addlUOnal debt of Bonower secured by IhIs Secunty Instrument These amOlDJlS slJaIl bear mtcrest at
the Note rale from the date of dlsbursemenL and shaU he payable, WJth such mler<sl, upon DOIJee from Leoda
10 Borrower rtqUcsung paymenl
~ AlllDSllWlce poliCies IC<jlDr<d by Lender and renewals of such poltees shall be subJetl 10 Lender's
ngh! to dlS8pprove such pohCles, shall melude a standard mortgage clause, and shall name Lender as
mongagee audlor as an adWnonalloss payee Lenda shall have lbe ughl to bold the pohcles and renewal
ceruncates If Lender reqwres, Borrower sbnll promptly give 10 Lender all r<CelJllS of paid prCllllUIIIS and
renewal notices If Borrower obllllDS any form of msuranee coverage, not OtherWIse requtred by Lender, for
damage to, or dcslnlcuon of, the Property I such pohey shall mclude a standard mortgage clause and shan
name Lender as mortgagee audlor as an addJbona1loss payee
In the cvent of loss, Booower shall glve prompt notIce to the m$'ll.t'aDce carner and Lender Lendc:t may
nmke proof of loss .r Dot made promptly by Borrower Unless Lender and Borrower otherwlSC agree m
wnllllg, any msuranee proceeds, whelher or not the JIDdctlymg msumnce was req\llIed by Lender, shall he
opphed 10 restoration or repatr of the Property, .r the restorauoo or repatr IS cconollUcalIy ("",,,ble and
Lender'. secunlY IS nollesscned Dunng such repalf and restoranon penod, Lender shall have the ngbt 10
bold such II)suranre proceeds nnlll Lender has bad on Opportlllllty 10 mspecl such Property 10 ensure the work
has been complctcd to Lender's sansfaeben, proVided Ibat such mspe<:Uon sbnll be undertaken promptly
Lender may disburse proceeds for the repmrs and restoraUOD II) • stngle paymenl or JD a scnes of progress
paymcnrs as the work JS completed Unless an agn:emcoL lS made m wntIng or Applicable Law requtreS
mleresllo be paid OD such IDsuranCC proceeds, Lender shall not be requtred to pay Borrower any IDleresl or
earnmg. on such proceeds Fees for pubhc adJuslers, or other thud partles, retamed by Borrower slJaIl nOI he
prod out of the msurancc proceeds and shall be the sole. obllgauon of Borrower ]f the restoraUOD or repror 15
Wi\SHD"IGTON--SJl;Igle r-arruly-FaDnh: MlltlFrtddle M::u:UNIFORM INSTRUM'ENT
TT£M I~t.o (DOlt) (Poge6o/ J5p(lg~J)
F~m 3048 1101
GREAl\JI.NO •
To o~ ~ 1 8OO~:lO 939'3DF:u: &16791 t13t
•
not economicallY ffilslblc or Lender's secooty would be lessened, Ibe Illsuranee proceeds shall be .pphed [0 .
the wms secnred by tins. ScictUlly Instrument. whether or nOI lhm due, WIth the excess, If ooy, pald to
Borrower Such =ance proceeds shan be applIed m the order provIded for m SecUOll 2-~ '" .. J.,..
If Bonower lIbandollS the Properly, Lender may [!Ie, negoUaJe and sellle any avadable lOSuraae<: drum
""d relaled matters If Borrower does not respond wuluo 30 days to • notIce from Londcr Ibntlhe IIlSDrallce
carner bas offered to settle a clann, then Lender may negotiate and settle the c1aunThe 3O-<18y pcnod will
begm when the nol.Jce IS given In elther event, or If Lender acqllU'es Ihe Property under SectJon 22 O!
olbCIWlse, Borrower hereby IISSlgoS to Leoder (0) Borrower's ngbts to nay msurance proceeds m an aJOOllDt
-;'."" nolto «ceed Ibe amounts UDpwd 1JJlder the Note or thIS Seconty !rtS_tnnnen~ and (b) ..,..1l{h~wcr's
-nghts (other Iball the flgbl 10 any refuJld of 1JJleamed prennums paId by Borrower) uiuter''lili".1l$lUlIIlCe
pohCles oovenng tbe Property, msofar .. such ngbts nrc apphcable 10 the coverage of the Property Lender
may use Ibe msurance proceeds e.lber to !CpIUt or reslore the Property or to pay aJOOunlS unpaid under Ibe
Note or thIS Secunty lnstrument, whether or not then due
6. Oceopancy. Borrower shall occupy, establIsh, and use Ibe Property as Borrower's penClpal
restdence Wllhm 60 days afler the execullon of Ihls Secunty lnSInllnCllt and shall conllnue to ocenpy Ibe
Property .. Bonower's pnnClpal residence for at least one y= after the date of occupancy, uoless Lender
OtherwIse agrees 10 wntUlg, wlucb COllSCllt shall not be llI!1'e3Sonably WIthheld, or unless extenuallDg
C1.ltUJllSlances exlSt which are beyond Borrower's cODlIOl ...... ..,
7. Preservallon, MalnleDJmce and Protedlt>n 01 Ihe Property; 1nspe<llons, Borrower sImll not
deslroy, damage or lrDP"" Ibe Properly, aliow Ibe Property to deleoo,s'e or commU waste on the PrupatY
Whether or not Borrower IS resldmg 10 the Property, Borrower shall mam~'Un Ibe Property ID order to prevent
the Property from delenornllllg or decreasmg ID value due to Us coDd,Uon Unless It IS delemllned PlmlUIIIlt to
Secbon 5 that rep/llI or reslOrallon IS not econouoenlly feasible, Bonower shall pIOlllpUy tq>IIIr the Property
If damaged 10 aVOId further detenorallOll or damage If Insurance or condemnatloD proceeds are pwd 10
oonoCCUon wllh damage to, or the !along of, the Property, Borrower shall be respollSlble for repwnng Or
restonng Ihe Properly only If Leoder bas released proceeds for such purposes Leoder may disburse proceeds
for the repaus and restomUon m a smgle payment or In a senes of progress payments as Ibe work IS
completed If the msurauce or oondernnaDon proceeds are Dot suff,CICJlt to repall" or restore the Property,
Borrower IS not rebcvcd of Boaowcr's obbgallon for the completIon of such rcpmr or restoralloo
Leoder or lIS agent may make reasonable enlncs upon and lIlSpetUons of the Property If It bas
reasonable cause, Leoder may mspect Ibe wlenor of the unproveraenlS on the Property Lender sImll give
Borrower oobCe at the IJme of or pnor to socb su mlenOr mspeeUon speClfymg such reasonable enuse
8. Borrower's Loan Applicallon. Borrower shall be m ddault If, ducng the Loan apphcallon
pJOcess. Borrower or any persons or entJUes actIng at &he duecbon of Bor::rower or With BOIIOwcr's
knowledge. or consc::nt gave malenally false, tn1S1eadmg. or maccurate mfonnaUOD or statements to Lender
(or faded 10 proVIde Leader WIth matenal mfoIlIlaUon) III COIl1lCCIIon WIlli the Loan Malenal "'presentallODS
IlIclude, but are not limned to, represeotonons con=g Borrower's occupancy of the Property as
Bonower'. prmClpal reSldcnoe
9. Prol.dloD of Leuder's Interest In the Property and Rights Under this Securily instromeDt.
If <a) Bonower fads to perform the oovcnanlS and agro:ments ccctamed III tlu. Secunty Instturnenl, (b) there
" a legal prccecdmg thaJ IIIIgbt Slgwf.canlly affect Leoder's mterest III the Property sudlor ngblS under thIS
Secunty InSlIluneot (sncb os a pro<:<edmg m baukruplCy, probste, for coodemnauon or forfellUre, for
enforcement of a lien winch may attalD prlOnty over thIS Secunty IDstrwDCDt or to enforce Jaws. or
rcgulallons), or (c) Borrower bas abandoned the Property, tlleu Leeder may do and pay for whaleva IS
reasonable or appropnnte 10 protect Leoder's mtcresl III dIe Property and nghlS under Ib", 5=ly
lnsmuneut, mcludmg protecting andlor ...... lDg the value of the Properly, and secunng ""dlor repamng the
Property Lc:oder's ncnons can melude, but are Dot !muted 10 (a) paymg suy sums secured by a hen whIch
ha< pnonty OVer thiS Secunly Instrumcut, (b) appelWng III court, and (c) paymg reasonable 'tlomeys' fees to
WASIIING TON--Slngle rarruly-FlUlnie M2t1Fr'WdJe Mae ~IFORM INSTRUMENT
ITEM llil8Jl7 (COIl) (PCl8~ 7ol15posa)
Fcrm. 30481101
GAEAnANQ.
To OtdtrCil!l looD ~!JJ!JJ Ofa: 616 7st tilt
...
protect itS mtCl'e$l ih the Propeny and/or nghts under t1us Secunly InslIUmcnt, mcludlOg lis securcU posdlon .
m a· ballkruptcy PIOCe.OOmg ;Securing Ihe Property mcJudcs. but JS nO[ lnnUed to, cntenDg dIe P10perlY to
Il111ke repmrs, cbange locks. replace or board ~lP doors and wwdows, dram watcr.-from-PlpCS,. e}.llBJ!U!le
b\uldmg or other code vlOIBlJoDS or dangerous conditions, and have uuhues turned on or oU Although
LendCl may lake .cbon under ibis Secuon 9, Lender docs not have 10 do so and IS nOI under any duty or
obhgauon t<> do so II JS agreed Ib.t Lender mCUIS no bablhty for nol Iakmg any or all aclIon. aulhonzed
under llu. Secuon 9
Any amounts dISbursed by Lender WIder ibiS S""UOD 9 shall become addluOI1ll1 debt of Borrower
-..:."'seClUed by !Ius Se<:nnty lnsuument These amo\lDIS .baIl bear 11l1=1 al the Note !l'te:~le of
-dlSbUlsemenl and shall Ix: payable, wllb 81ll:h Interes~ upon notIce from Lender to Borrower requestIng
payment
If ibIS Secw!ty Instrument IS on a Jensebold, Borrower shnll comply wllh .lIlbe proVISIons of \he lease
If Borrower aequn-es fee utle to the Property, Ibe leasehold and Ibe fee btl< sball not merge wJless Leoder
agrees 10 the merger m WUhug
10. Mortgage Insurance. If Lender required Mortgage Insurance as a condluon of malang the Loan,
Borrower shnll pay the prenuU1DS reqUired to mamlam the Mortgage lnswance 10 effect If, for any reason,
the Mortgage lnsuranoe coverage reqUIred by Lender ceases 10 Ix: avaIlable from the mortgage = that
previously proVided such wsumnce and Borrower was reqUIred to make sepamlcly d.,ggnallld payments
toward Ibe pre1Il1WDS for Mortgage lD.onmce, Borrower shall pay the pre1Il1WDS reqUired to ablaut coverage
sub'tanhaOy eqUIvalent to the Mortgage Insurance preVIOusly In eff",,~ at a cost substanually equivalent 10
the wst 10 Borrower of the Mortgage Insurance prc\'lously m efCecl t from an ahemnte mortgage: msurer
selected by Leader If subsumually eqUIvalent Mortgage Insurance coverage IS not avaIlable. BOlIower shnll
_ conunue to pay to Lender the amoUDI of the sepa!1llcly d031goated payments that were due whm the
.,.,. mSU!31lCC coverage oeased to be m effect Lender WIll accept, use and relam Ibese payments as a non-
~ refundable loss r=.rve In heu of Mortgage Insurance Such loss resetVe shall Ix: Don·refundable,
q DOtwithst81ldmg the fact that the Loan I. ulllmalely paId m fnll, and Leader shall not be reqUired 10 pay
~ Borrower any mterest or earnJllgs aD such loss reserve Lender am DO lODger require loss reserve payments If
Mortgage InSU!31lce coverage (m the amoDO' and for the permd that Lender requm:o) prOVIded by on 1[lS>m:r
-selected by Lender agalD becomes av",lable, IS oblamed, and Leader reqwres separately deSIgDated payments
~ toward the prenuurns for Mortgage Insurance If Lender reqmred Mortgage Insurance as a coDd,uon of
malang the Loan and Borrower was reqmred 10 make separately deSIgllll!ed payments toward the prernrurns
, :;;:: tor Mortgage Insurance. Bonower aball pay the premllDl1S reqUIred to DIBlllUuD Mortgage lnswance m effec~
.' ~ or to proVide a non-refundable loss reset'le, unlll Lender'. requIrement for Mortgage Insurance end. 10
accordance WIth any wntlen agreement between Borrower and Lender proVIdmg for such tennmahoo or unul
tcnmnallon 15 rcquued by App11coble Law Notlung m llus Secl10n 10 affects BOflQwer' & obhgal1on to pay
mlcrest at the rote proVIded m the Note
Mortgage m.unmct: reunbnrses Lender (or any eonty that purchases the Note) for oertam losses It may
mcor If Borrower does not repay the Loan as agreed Borrower " not a party to the Mortgage Insurance
Mortgage lJlSl1[ers evaluate theu: Iota! nslc on all such lDourance lD force holD Urne 10 bme, mId may
eoter mto agreements WIth other parbes that share or modIfy thetr nsk, or reduce losses These aueements
are on t= and condluoos tbat are satIsfactory to the mortgage Il1SIlrer and the other party (or parbes) 10
these agreements These agreements may requue the mortgage msurer to make payments USlOg any source of
funds that the mortgage msur<r may bave avwlable (wluch may mclude funds obtaIned from Mortgage
lnsurnnce premJlrmS)
As a result of Ibose agrrements, Leader, any purebaser of the Note, anolher mourer, ooy rcmSUIer, any
other eIlllty t or any nffwatc of any of Ihe foregomg, may recetve (chrectly or lIlduectly) amounts that derive
from (or nught Ix: chamctenzed as) a pomon of Borrower's payments for Mortgage Insurance, In exchange
for sbnnng or modd'ymg the mortgage InsurCC'S nsk. or redllcmg losses 1f such agreement proVIdes lhat an
WASBIN'GTON-Smgle F2Imlly-FlUln1e Marl~dlt Mae UN1FORM INSTRUi\1ENT
ITEr.1 1D83l8 ifOOl1}
FOnD 3048 1/01
GAi:ATlAND.
To Onlc.rCidt 1 BOO 530 \l3930FD; 1i1Ei 791 1131
•
albl,ate of teniJCfTakes • share of the !rururer's nsk m exchange for n shnre of the prerruums paId 10 tl,O •
msurer.lhe armngement IS ofie.n 1em1ed "captIve remsurance " Further
(a) Any such agreements will not affect the amounts thal Borrower b~ .agreed .to Pi!:. r~r
Mortgage Insurance, or any other terms or the Loan. Such agreemenls wjU not increase the amount
Borrower will owe tor Mortgage Insurance, and they will not entitle Borrower to any rcl'ond.
(b) Any such agreements wUI not affect the rights Borrower has-U any-with respeel t& the
Mortgage Insurance under the Homco\mers Protection Act of 1998 or any other law. These rights may
include the right to recei.e certain diSclosures, to request and obtain caneell.Uon or the M&rtgage
-~ ~ InsuranCl::, to bave the Mortgage Insurance terminated .outomat~ny, and/or to ~~ '~J'eh!l,-4Pr any
-Mortgage Insorance premiums that were uDcurned at the time DC such cancelloUon or ~loii.
11. Assignment &r MiscelJanc&us Proceeds; Forleiture, All M,scenaneoo. Proceeds are hereby
assIgned to and shall be pwd 10 Lender
If the Propcny IS daIosged, StIch MIsccl!mleous Proceeds shall be applied to "",Iocallon or repaH of the
Properly, If the restorauon or repau IS c:con&IDlcally feas:Jble and Lmd",'s sccunly IS nOllessened Dunng
such repa!C and rcstoranon penod, Lender sball have the ngbt to bold such MJSCellaneous Proceeds OIlIlI
Lender luIS had an opporturuty to wspecl such Propeny 1& ensure the work has been completed to !.<nder's
sallsmcuon, prtMded that sucb mspccuon sbal! be undertaken promptly Lender may pay for the repalCS and
restOIUlJon Ul a .",glo dlsbursemenl or m a senes of pro8=' payments lIS the work" cO.!Jlllletq,l Unless an
agreement IS made In wnbng or Applicable Law reqmres mlercst to be prud on such M,,;cellaneous Proceeds,
Lender sholl not be reqmred to pay Borrower any 1l1teresl &r <aIDmgs on such MISCellaneous Proceeds If the
restornuon or repal! IS nol economically f .... ble or Lender's ""cunty would be lessened, the MIscellaneous
Proceeds .hall be apphed to the sums secured by llns Socunty InstrumOlt, whether or not then due, wllh the
excess, If any, p .. d to Borrower Such MIscellaneous Proceeds shall be apphed 1Jl the order p">VIded for m
5""l1on2
In the event of a total takmg, destrucl1on, or loss m value of lbe Properly, the MJSCcllancou. Proceeds
shall be applied 10 the sums se=ed by llns Secunty InSlr1lr!JenC, wbether Or nol then d\le, Wlth the excess, If
any, p81d to Borrower
In the eValt of a parual takmg, destrucuon, or loss In value of the Praperly 1Jl wluch the falI market
valoe of the Property 1DlIDedJately before the portmI takmg, dcslrUcllon, or loss m value IS equal 10 or grealer
than thc amount of the sums secured by lln. Secunty InslrUmcnt """'edIDtcly before the partial takmg,
destructlOn. or loss m vruuc; unless Bouowcr and Lender otherwlSC agree lD wntmg, the sums. secured by Ihts
Sccunty InstrumClI shall be reduced by the amount of the MlseeIlaneous Proceed. mulupllcd by the
lollow1l1g fracllon <a) the totcl amount of the sums secured unmedJately before the parual takmg,
dcslrt!clIon, or loss 1D value diVIded by (b) the fBI! markct value of the Propcny I!Dlnedlatcly befotC the
paruallalang, dcsIrucbon, or loss In value Any balance shall be y.ild to Borrower
In the evcot ol a pllrtlal takmg, destrucbon, or loss m value of the Properly m whIch the fBI! market
.a1ue of the Property munedJatdy before thc partial talang, destlllcllon, or loss III value IS less than the
amount of the sums secured unmedlately before the part1al tolong, deslnlcbon, or loss III value. unless
Bonowcr and Lender OIherw>se "= m wnung, tho MIscellaneous Proceeds shall be appbed 10 tho sums
secured by thl' Secunty Instrument whether or not the SUJlIS "'" then due
If thc Property IS abandoned by Borrowa, or If. after nObce by Lender to Bonowcr that the OpposIng
Party (as derIDed m the ncxt senteuce) offers to make an award 10 settle a cllIllII for damages, Borrower foil.
10 respond to Lender Wlthm 30 days afLer the dale thr:: nonce 15 gn'eD, Lender IS aulhonzcd to collect and
opply tho MIscellaneous Proceed ... ther to rcslora\!on or repmr of the Propaty or 10 thc sums .Wl<ed by tIll.
Secunly In.lnun .. t, Whether or not then due "OpPOSlllll Porty" means the thud parly that owes Borrower
MtseclJanc:ons Proceeds or the party agamst whom Borrower bas a ngbt of acllon In Iegard to MUloI:eJ1aneous
Proc=Is
W ASHINGTON-Smgle FamIly-Fannie MDleIF~ddh: Mac UNIFORM INS1RUMENT
ITEM 19113\..9 (COlT} (Pa8t 9 of 15 pognJ
Form3M81f()1
OFIfAll./t.I'I) •
1G 0rdeI c:dI 1 BOO 5311 9393DF;a 616191-113'
-
t
/, ,
Borrowa-sha'Il be )n default If any action or proceedmg. whether ClvJi or crurunal, IS begun thal, m·
Lender'. Judgment, could risull In forfellUIC of the Property or other IDlltenal Impaumenl of Lender'.
mterest In the Propmy or ngbl, under thIS Seeunty Instrument Borrower can CIUl>-such" •. defuulk!l'.d, tf
accele.mtton lws occurred, remstate as proVIded m Secuon 19, by cauSIng the aclJon or proceedmg 10 be
d,smlssOO WIth a ruJmg thaI, m Lender's JUdgment, precludes fodellure of Ibe Properly or other malcual
unpamnent of Lender's mterest m the Property or nghlS under tIu. SecunlY Instrumenl The proceeds of any
award or c1aun for damages Ihsl nrc altnbuI8ble to the nnpaument of Lender's 101= m the Property are
hoeby IISSlgoed and shall be patd to Lender
.;,3 All MISCCllaneous Proceeds Ihst nrc Dot apphed 10 restOIanon j>r reprur of the P~phed
ID the oId« proVIded for m SecI!on 2 -'. " .
12, Borrower Not Released; Forbenrance By Lender Not a Waiver. Extens10n of the broe for
pnymcnt or modlfteaUou of nmortlzal!OU of Ibe sums secured by tlus Secunly Instrument granted by Lender
10 Borrower or nny Successor m Interest of Borrow« shall not operate to tclease the l!ablhty of Borrower or
any Successors m Interest of Borrower Leader shall not be reqwrcd to commence proeeedmgs "gamSl any
Successor m Interest of Borrower Or to refuse to extend lIme for payment or OthcrwISC modlCy amortJzallon
of the sums secured by th,s Seemty Instnuncot by renson of any dernatld made by the ongmal Borrower or
any Successors In Inlerest of Borrow« Any forbearance by Lender w excrasmg any nght or remedy
mcludwg, WIthout lumlallOn, Leader's accep!ance of pnym""lS from tlurd persons, enbllr,;l.or il/locessors m
Interest of Borrower or m amounts less than the: amount then due. shall not be a Waiver of or preclude the
aere,s< of any nght or remedy
13. Joint and Se.era! Liability; C .... lgoeJS; 8ueeessors and Assigns Bound. Borrower covenants
and agrees Ihsl Borrower'. obbganons and lIabIlity shall be Jowl and sevcral However, any BOIJower who
CO-Slgns tlus Secunty InstromcDI but does Dot execute the Note (a "CO-Slguer") <a) J.co-Slgnwg \Ius Secunty
Instrument only to mortgage, grant and convey the CO-Slgncr'S mterest m the Property under the tenns of thIS
Secunty Instmmall, (b) IS not peraonally obbsated to pay the sums secured by tlus Seowty Instrument, and
(e) agrees Ihst Lender and nuy other Borrower can agree to eXtend, modtfy, forbear or make any
noconunodnUODS WIth regard to the terms of tlus Security InSInnnOlt or the Note w,thout the
CO-SIgner's consenl
SubJect to the proVISlOOS of Seeboo 18, IDly Successor m Interest of Borrower who lISSurnes Borrower's
obhganons Wlder \Ius Secunty lnSInnnent m wnUng, and 1S llppfOved by Leader, sball oblaln all of
Borrower'. nghts and beueftts Wlder tIu. Seowty Instrument Borrower shall net be tcleascd from
Borrower's obhgauODS and bability under thIS Secunty Instrument unless Leader agrees to such tclease w
wntmg The covenanlS and agrttmeIllS of thIS Seeunty Instrument shall bmd (except as proVlded 10 Seeben
20) and benefit the successors aod ass'gn. of Lender
14.. Loan Charges.. Lender may charge Borrower fees for Stt"VtceS performed m connecl1on With
Borrower's default. for the purpose of protecl!ng Leaders mterest m the Properly and nghlS under this
Seemty InslJ1Jll1enl, wcludwg, but not hrmted to, attorneys' fees. property mspecnon and valuauon fees In
regard to any olber fees, the absence of express aulhonty w tlus Se£UIlty Instrument to charge a speetf,e fee
to Borrower shall not be construed as a proIublUon on the chargmg of such fee Leader may not charge fees
Ihst are expressly probJlnted by tlus Seemty lD,trument or by Apphcnble Law
H the Loan IS subJect to a Jaw wluch .. IS maxllDutn loan eharges, and Ihst law IS fmally mlopreted so
that the mterest or other loan cberg .. collected or to be collected m connectJon wuh the Loan exceed the
pemutled Il1mls, then (a) nny such loan charge sholl be redueed by the amount nocessary to ted\lCC Ibe
charge to the pc:rnutted hnut, and (b) any sums already collect«! from Jlorrower whIch exceeded pemuued
lurul. w,ll be refunded to Borrower Lmder may choose 10 make tlus refund by tedncmg the pnuClpal owed
under the NOle or by malang a drrect payment to JlolTower H a refund tedueeo prmclpal, the reducnon w~1
be trealed as n parnal prepaymern WIthout any pr<pnyment cberge (whether or not a prepayment charge IS
provided for under the Note) Borrower', aoceplrulce of any such refund made by drrect payment to Borrower
will consUlutc a W81vcr of any nghl of acUon Borrower JIllght have answg out of such overcharge
WASHING1'ON-Slllglc ramlJy-Fnnnle MntlFrcrJd!~ Mac UNlFORM 1N$'tRUMEl"IT
ITEM 1983L 10 1001 I) (Pa8~ 10 01 J5 1'080)
Form 3648 11'&1
OREA 1l..AND •
To OllltrC)li t 800 &'30 OOgJ DFzc 616791 1131
· ,
15. NoUc~ All notices glV(:D by Borrower or Lender In connectlou with nus SCCIUlty lnstrwnent.
must be 1J1 wntmg Any notiCe to Borrower 1D connection With (hIS Sccunty InslI1unenl shall be deemed to
have been gIven to Borrower when mruled by hrst class mall or when actuolly delivered toJlorrowcr' ""ollee
address If sent by other means NOllee to nny one Borrower shall const.tute noUce io all Borrowers ~;,.s
Apphcable Law expressly reqUIres OtherwIse The nouee address shall be the Property Address unless
Borrower bns doslgllllted a substitute nobce address by nolJce to Lender Borrower shall promptly no~fy
Lender of Borrower's change of address If Lender specifies a procedure for reportmg BOll'Ower' 5 change of
address, then Borrower shall ooly report a change of address Ihrough that spec.f,ed procedure 11,ero may be
~.::; only one deSIgnated noUce address under Ilus Secunty Inslnlment a!.8DY one tune A!ly,!lO!!c:~~~ sball
-be g.ven by dellvenng 11 Or by mBlimg It by ftrst class mad to Lender's address-stated h~ Lender
has deSIgnated another address by nobce 10 Borrower Any noUce In COnneeuoo with thIS Secunty lIlstnunent
shall not be deemed to hove been 8'veo 10 Lender unlll aclIlally receIved by Lender If any DOUce reqlllred by
thIS Secunty lnslnlment IS also reqUIred under Apphcable Law, the Appltcable Law requu-ernent w.1l sahsfy
the correspocdmg reqwrcmeot under ib,s S=ty lmuwncot
16. GoverDlng LaW; Severability; Rules 01 ConstrucLion. ThIS Secunty Insl>Ument shall be
governed by fcd<:ral law and the law of the )unsdleuOD m wlucit the Property IS localed All nghts and
obhgallODs eontalned Ul Ilus Secunty Inmnuneot are subject 10 any requncment. and lum1allO!lS of
Apphcable Law Apphcable Law rmght expliCItly or uuphCltly allow the parIles to all'!.St by ~tIact or II
llllght be silent, but .ucit SIlence sholl nol be construed as a prolllb.lIOD agamst azreemenl by contract In the
evenl that any proVlSlOD or clause of thIS Security lnStrwnclll or the Note confhcts WIth Apphcable Law, such
coDfhct shall nol affeel other proVISIons of thIS Secunty Instrumenl or the Note wlucit can be 8'ven effect
WIthout the confiIctlDg proVlSlOD
As used m thIS Securrty IDSlnunent <a) words of the ID!lSculme gender shall mean and mclude
corresponding neuter words or words of the felDllllne gender, (b) words lD the smgnlar shall mean and
Include the plural and Vlce versa, and (e) the word "may" gIVes sole dlsaeuon WIthout any obhgabon 10 take
any action
17. Donower'. Copy. Borrower shall be g.ven one copy of the Note and of thIS Secunty Instrument
18. Trnnsrer or the Properly or a ]lenen.ilIllnlere,t in Dorrowcr. As used m Ilus =on 18,
'1n"""'l m the Property" means any legal or beneflanl mlcrost In the Property, mcludmg, bUI not bmtted 10,
Ibo", benefiCial mtereslS transferred m a bond for deed, contracl for deed, IDstallment sales contract or
escrow all1=,,"I, the IDlent of whlcit IS the trnnsfer of IItle by Borrower al a fnuu-e date 10 • purcitaser
If all or any part of the Property or any Interesl m the Propoty IS sold or transferred <or.f Borrower IS
not a naluml person and 1\ benefiCial mtcrost m Borrower 18 sold or transfern:d) WithOUt Lender'. poor
wnllen consenl, Lender may requue Irnmecbnle payment m fnll of all sums secured by Ilus Secunty
Iretrume:nt However. tlus opllon UaaJI IlQl be exercised by Lender If such cxerctse 15 prolubJled by
Appheable Law
If Leoder OXcrClses thIS opllon, Lender sbnll 8lYe Borrower nol.ce of accelerallon The Dollce shall
provide a penod of not less than 30 day. from the date the nOllce IS given m accOldance Wllh SeeMn 15
WIthin wJuch Borrower must pay all sums secu-red by thIS Secnnty lnstrmnent If Borrower falis to pay these
sums pnor to the explrallOD of Ilus ponod, Lender may lDvoke any remedies pctnlltted by thIS Secunty
Instrument WIthout funher nollcc or demand on Borrower
19. Borrower's RJght 10 ReInstate Alter Acceleration. If Borrower meets certam eODWIIOD.,
BO[l'ower shall hc'lve the nght to have enforcement of tlus Sceunly Instrument discontInued at any ume pDor
10 the CBlhest of <a) f.ve days before sale of the Property PUISuant 10 B!ly power of sale contained m Ilus
Secunty Instrument, (b) such other penod as ApphcohJeLaw tnJghl SpecIfy for the termlD.1I0n of Boaowcr's
nght to reJustate, or (c) entry of a JUdgment e:nforcmg tlus SecurJly Instrument Those c.onmuons are that
Borrower <a) pays Lender all sums wluch Iheo would be due 1lIlder u's Secunly Instrument and Ibe
Note as If no acceleration hOO occurred, (b) cures any default of any othc:r covenonts or agreements,
WASHINGTON-Smgle famtly-Fnnole MaelFrcdille Mar: VNlFORM IN5IRUMEN'T
FreM HI!l!lL11 (ool1)
Form 3M3 VDl
GA£ATlANO.
To Older 1:311 1 ao~~ '93930fu: 616791 1131
-
"" , , c;::.
• c;;:>
. ""
(c) pays .11 expeilS<!!> lJlcurred m enfon:mg ·th18 Secunly lns~1Uncnt, mcllldmg, but not hooted to, "",sonable .
• tlorneys' fees, property mspeellon and va!u<1Uon fees, and other fces lOcurn:d for the purpose of prolectmg
Lender's mterest ID the Property and Ilgbts under tlus Secunly Instrument, and (d) tak.es S\!ch aClJw.l a.
Lender mdY reasonably n:qulte to nssure that Lender's ml=st In the Property and nghts under flus SCellI1ly
Instrument, and Borrower's obllganon 10 Pay the sums secured by flus &cunty Inslmmenl, shall contmue
unchanged Lender may requm:: that Borrower pay such remstatement sums and expenses In one 01 more of
the followlJlg fOItDS, as selecled by Louder (a) cash, (b) money order. (c) callfled check, bank eheck,
treasurer's check or cashIer'. check. proVIded any S\!ch check 15 drawn upon an mSUllltton wbose deposits are
--'.,if' Ulsun:d by a federal agency, Instrumenlahty or enlJly. or (d) Elec~D1c Funds Transfa;. .u.E"~emcnl
. by BOllower, tlus Sectmty Instrument and obhgallons secured hereby shall ttII1lIIIl fully ~as If no
aeecleralJon had occurred However, tlus right to """slale shaD nOI apply lD the case of acceleration under
Secuon 18
ZO. Sale 01 Nou:; Change of Lonn SCn;c",; Noll.., or GrIevance, The Note or a paIlJallnleresl In
the Note (together WI!h thIS Secunty Instrument) can be sold one or more tJroes wllbout p"or nonce to
Borrower A sale IDlght result m a change m the eollly (known as the "Loan SCm"",") that coDects PeIlocbc
Payment. due under the Note and thIS SecUrIty Instrument and performs other mortgage loan setVlcmg
abhgabODS under Ibe Note, thIS Secuoly InsIrUn!ent, and Apphcable Law There also mIght be one or more
changes of the Loan Servl= muclated 10 a sale of the Note If !here IS • chnnge of !W lqfn ServlceI.
Borrower w~1 be glVOIl wollen nollee of tlie ehnnge wluch WIll stale the DlIIIle and address of Ibe new Loan
Servtce.-. the address to which payments should be made and My other nllorrnallon RESPA reqwros ID
conncctlon wllb a nollce of transfer of servlcmg If Ibe Note is sold and thereafter the Loan IS servIced by a
Loan Servlcer other than the purchaser of the Note, the mongage loan setVlcmg abbgllllOJJs to Borrower WIll
remam WIth the Loan SCrvlcer or be lrnIlliferrod to • successor Loon ServlC<C nnd are not assumed by the
Note purchaser unless olbeIWlse proVIded by the Note purchaser
Nother Borrower Dor Leader may commence, Jom, or be Jomed to any JudICIal acllon (as eIther an
mdlVwual hllgant or the member of. chISs) that anses from Ibe other party'. acllon> pursuant 10 tin. &conty
InslIUD1ent or that alleges that the other party bas breached any proVlSlOO of, or any dUly owed by reason of,
thIS Secuoty Instrument, unlll such Borrower Or Leader bas nollfled the other party (WIth such nOllee gIven
m compliance wllb !he teqwtemCllts of Secuoo 15) of such alleged breach nnd affOlded the other party hereto
• =seeable penod at"" the glVlng of such nDbce 10 take correcllve .cbOn. If Appbcable l.w prov!dcs a
tmle period whleb must elapse before catam nCllOn can be taken, that tJroe period will be deemed to be
reasonable for plllposes of tins pal'8graph The notice of accelerabon and apportwuty to oure gtveo 10
Borrower pursoanllO Sectlon 22 and the nobce of accderabon glvm 10 Bonowl!:t pUl3Ull1l1 to SCCUon 18
sholl bc deemed to sausfy Ibe not,ce and opportunlly to take col:ICClJve .cbon proVISion. of tlus SeclJoD 20
ZL Hlnard01lS Substances.. As used m thIS &cllon ZI (a) "Hazardous SubslanCes" are those
substances dcfmed as toXIC or hazardous substnnees, pollutants, or wastes by EnVJIQlllllaltal Law and the
followmg substances gasohne, kerosene, otha flarrnnable or Io",C petJolcum prodocts. toXIC pestledes and
herbICIdes, voloble solvents. matcnal. conUllWng asbestos or formaldehyde, and radlOacllVe matcnals, (b)
"EnvlIOrunental Law" means federal lows and law. of the junsWclJOD where the Property IS located that
relate 10 health, safely or CDVllOnm<!IItaI protccbon, (c) ''IlnvllOnmcotaI Cleanup" mcludcs any response
oclIon, remedial acUOD, or r<::movnl achOD. os defined m EnvlIOnmental Law, and (d) an "Envuonmental
Condmon" means tl oonmuan lhat C8Jl cause, conlnbule to, or otherwise tnggcr nn EnvllOmnental Cleanup
Borrower shall not cause or pcnru.t the presence, use, dLSposnl, storage. or release of any Hnzmdous
Subslances, or Ihroatcn to release any Hazardous SubslllllCCS, on or m the Property Bonower shall nol do,
oor allow aayooe else to do, anythmg affecllng Ibe Property (a) that IS m VlolollOD of any EnvuomnCllal
Law, (b) wlucb crealcs ao EllVlrenmenlal Condlbon, or (c) wluch, due to the prcseoce, use. or release of a
Hazardon. Snbstance, creates. coadlllon that adversely alfocts the value of the Property The prccedmg two
sentences shall not apply 10 the prcscnce. use, or siorage on the Property of small quantJlJes of Haznroous
WASHINGTON.-StngJe Fanuly-PnonJe Ma~dle Moc UNIFORM INSTRUMENT
rrEt..I1mL12 (0011} (pogt: ]')01 Jjl'a8~)
Fonn 3M8 UOI
QREI\TI.AND •
Til Onkr ~I I IlOO S30 !Il93 OF.x ~16191 1131
Substances that iiI:!" generally recogmzed fo be appmpnate to Honna! readenttal uses and to mamtcnancc of -
lbeProperty (lllcJudmg, but oot IUUlted to, hazardous substnnces In consumer products)
Borrower shall promptly gIVe Lender wntlen Dobce of (n) any m .... csllgatlon, chum; d~d,-1~w!p_ll_or
olbel aeUon by any governmental or regulatory agency or pn vate parlY JDvolvrug Ibe Property and any
H!IZIlf'dous Substance or EnvllOnmenta! Law of winch Borrower has nelual knowledge, (b) any
Envtrorunenlal Cond,Uoo, meludmg hut not hnuled to, any spdhng, leaking, dISCbarge, release or threal of
release of ""y Hnznrdous Substance, 80d (c) any COOWUOD caused by lite presence, use or rolease of a
Hnznrdous Substance wblcb adversely affects Ibe value of lite Property If Borrower learns, or ,. aoUfled by
-c~z 80y governmental or regulatory .utbonty, or nny povale party, thaLany removal orQtb!T~f any
H!IZIlf'dous SubSiauce affccllJlg tbe Property IS necessary, Borrower shall·-promptly tal;~ necessary
remedIal aellOns In accordmtce WIth EnVIronmental law Nolhmg herem shall cteste any obhgaUon on
Lender for all Environmental Cleanup
NON· UNIFORM COVENANTS Borrower and Lenda: furIhcr covenant and agree as follows
22. Acceleration; Remedl<S. Lender ,haD give notice 10 Borrower prior 10 acceleration lollowlng
Borrower's breach or any covenant or agreement In ibis Security lustrumenl (but not prior 10
a.<deratlon under SectIon 18 unless Applicable Law provides otherwise). The notice .baIl specify:
(a) Ihe default; (h) the acllon reqUIred 10 cure Ibe defaulI; (c) a date, nol less Ibnn.JD dl\Js from the
date the notlee Is given 10 Borrower. by whleb Ibe delault most be cured; and (d) thai failure 10 cure
the default on or belore Ibe dale speclfied In the nollce may result In acceleration of Ibe SUms secured
by litis Secnrlly lustrum.nl and sale of the Properly at public auction at a date not less lItan 120 days
In Ibe fntu .... The nollee shall further Inform Borrower of the right 10 relns1nle Illl ... acceleration, the
right 10 bring a court .ellon 10 assert lite non-exlslenee of a defaull or any other deIense 01 Borrower
10 acceleration and sale. and any other matters required to be included in Ibe noUce by Applicable
Law. H the deIanlt Is not cured on or belore tbe date specified in lb. notice, Lender ails opllon. may
reqnire immediate payment in Cull of all sums .ecured by Ibis Seenrlty lDstroment wlthoul Curtber
demand and may Invoke Ibe power of sale and/or nay olber remedIes permitted by Applienble Law.
Lender .ball be enlllled to collect all expenses Incurred In pnrsulDg Ibe remedies provided in this
Sectlon 22. including, but not limIted to, reasonable attomeyo' fees and costs 01 1111. evidanee.
l! Lender Invokes the power of sale, Lender sball give wrltren noUce 10 Trustee of the oceurrence
of an eveot of deIault and of Lender'. election 10 cause the Property 10 be sold. Trustee and Lender
sball lake such aellon regarding notice 01 sale and sball give such nollces to Borrower and 10 olber
ptl'IIOos as AppUcable Law may require. Arter Ibe time required by Applicable Law and after
pUblicatloD of the notice of sale. Trustee, wllbout demand on Borrower •• ball sell the Property at
public aucUon to the highest bidder nllhe time and place and under the terms designated in the noUce
of saJe in one or more parcels and in any order Trustee determines. Trustee may postpone SOlie or the
Property for. perIod or periods permitted by AppUenble Law by public announeernent at Ibe time
and place fixed In the notice of sale. Lender or its designee may pnrcbasa lb. Property at any sale.
Tru,tee sball deliver to lb. purebnser Trustee's deed conveying lb. Properly wilboul any
covenant or warranly, expressed or ImpUed. The recllols in lbe Trnstee's deed shall be prima faele
evidence of lItelntlb of Ibe stalements mad. Ibereln. Trustee sbaD apply tbe proceeds of Ibe sale in lite
following order: (a) 10 an expenses of lb. sale, including, but not limited to, reasonable Trustee's and
aUorneys' fees; (b) to nil sums secured by tills Security Instrument; and (c) any excess to the person or
persons legQUy entJtled to it or to the clerk ot the superior court 01 the connty in wbtcb the sale
look pia ...
23. Reconveyance. Upon payment of all swns secured by tJus Secunly IllStrumenl, Lender shall
request Trustee to reconvey lite Property and shall surrender litIS Secunty btstnuncnt and all Dotes eVldencmg
WASHINGTON-Smgle Fanuly-F:mnle MRelPretldl-t MM UNIfORM INSTRUMENT
IT£M 1tJ83L 13 (00 H) (Page 13 0/ J 5 pcgel)
Form 3648 1101
GA'EA'JlJ\ND· T(tOn:rrI~ l.aoo-~939:l0fZlCiI679\ 1131
debl secured by lill!! Secunly inslnUnenllo Truslee Truslee shall reconvey IbePropcrty wuhoul wammly 10-
the .person or persons IcgaU!i entitled (0 1t Such person or persons shall pay any recordallon costs and the
Truslee'sfecforprcpanng therewnveyance _. __ 0_ •• ~ _ .:~
Z4. Substitule Trustee-in acconlnnco wIth Appbcab/e Law, Lender may from llJne 10 lnne appoi;1 a
successor truslee 10 any Truslee appolllled hereunder who has ceased 10 acl WllhoUI cooveyance of the
Properly, the succ=or truslee sball succeed 10 nil the Utie, power and duoes ccnferred upoa Trustee haem
and by Appbcable Law .
25. Use or Property. The properly,s not used prt!lClpally for agncultnral purposes
-.;; 26. AUomeys' Fees. Lender shaH be enlilled 10 recovq lIS fC3SQDable attorneys: fe~ ~m any
..,-acllon or proeeedlJlg to construe or enforce any term of tins Security Instrument-The ie.m ~-f .... "
whenever used 10 thIS Secunty Instrument, shall mclude wuhoutlumtalJon attorneys' fees meurred by Lender
m any bankruplCY proceedmg or on appeal
ORAL AGREEMENTS OR ORAL COMMlTMENlS TO LOAN MONEY, EXTEND
CRE[)IT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT
ENFORCEAllLE UNDER WASHJNGTONLAW.
BY SIGNING BELOW, Borrow'" accepts and agroes to the tams and coveoants ~tam'll' m pages 1
through 15 of tins Secunty Instrument and m any RIder execUled by Borrower and recoroed w,th It
------------------------~_B~
___________ (seal)
-BorrowCl"
-----------0: (Seal) -Borr<>we<
__________ -:-(Seal)
-Ilom>wu
Wltness
WMII1NGTON-Smgle.Famlly-F;mwe Moc/Freddle Mille UNIFORM INSTRUMEl'-lT
ITEM t083L,41¢011J (Pog~ 11 "f 15 poga)
(Seal)
-Borrow.::
ForD1W48 VOl
aAEATlAND·
10 OrderC;dl 1 BOO S30 9:WJ OFar 616 791 1131
-
. __________ ~~r. __
Staleol WashlnglOn
County of KING
.) .,
)
}SS
)
On ibIs day personally appeared before me KEVIN J TORLAI
, to me known to be the IDdlVldnal(s)
-.~;z; d=bed In i1J1d who executed the wlrum and loregomg mstnnnent!. ODd acl<nowledged.tIo~~they}
-SIgned the same as Ius (her or moor) free and voluntary acl and deed, for tbe-uses and ~ses !haem
-
mentooned I '" \'\ n ~ ~
G,ven und", my hand IlIld olflclll! scaI tins /IV day 01 ~ ~
----""~, ~ ~ _--BNIH~ "" '
/ ~ i;O:/~"b"1 ;z.e..,~ ~: . t~ .. ~u , t ,,'!r O/?lfr. ...-,'i;i ~
~ ::: { !if -l ~ 0/ 1 ~ touy Pubbc on and ,'" oho s .... 01 W~too ""dmg '" ~ I.I].''!>. ~ON "i 1 IY.':~ 0'"
" vl!'··.::-O/SSI'l\f./ ,J , For--" ......... ~ ~ U, <~ 1:13H.I.~_-.:-My COlDlJllSS1OD expires lit q '"" ........ ----
W ASUlNGTON-Swgie Farruly-Folio. MaclFTedcllc Mac UNIFORM lNS'JRUMENT Form 304S 1101
GREA nAND •
To OrdelC;l] 1 SOO ~30 l]JI;Q Dfat. 616791 1131 J"I'EM 1983Ltf> (oot!)
/
/
(PoBe /5 01 J 5pogd)
.;;
,
Non-Borrowing Spouse Signature Attachment
tW.E OF BORROWER
k'N .. v'\ J. IDtLla .. ;
The Non-BorroWIng Spouse named above acknowledges that the real property
descnbed In the Deed of Trust attached hereto, and by thiS reference Incorporated
herem, IS Ihe sale and separate property of the Borrower named above The Non-
BorrOWIng Spouse will make no claim of bUe or Interest therein Acknowledgement of
the Deed ofTrus! by execullon of !hIS addendum by Ihe Non-Borrowing Spouse IS nollo
be conslrued as a liability for debt Incurred by the Borrower but IS for !he purpose of
mducement 10 BoelOg Employees' Credit Union to extend financing requesled by the
Borrower so that the purchase or refinance may be closed
SlGNAl\l~~NOr BORROWING SPOIJ$E.
V UdJJ.c&?l~· DAl"E
12 -10-0 2-
Notary Pubhc
State of W14 }
} ss
County of 6/1/& }
On tkr" [0"2a2--b,efore m , ~
personally appeared -mil ~ !-fTt:-=-6l='r-~-;-:O"'o""",,Cl(I-;£t,--'------~,
~(
personally known 10 me ( r proved to me on Ihe baSI of sallsfactory eVidence) to be
Ihe person(s} whose name IS subscnbed to the wllhln Instrumenl and acknowledged to
me that he/she/they executed the same In hlS/her/thelT authonzed capacity, and that by
hls/herlthelf signature on the Instrumenl the person(s) or the enhty upon behalf of
which th perso (9 acted, exe t d t Instrum t _---" .... ",',
--~ R SC,,"
Nolary Public In and for the State of
resIding In 17& I.r
My Commlsslon'ExplT8S /{-fC{-oS:
aecu 4323 1J2i:m
,: ~<c; .' •••••. '7$; "
; ~ _.::,~\ON 1O~ .•• Y I" "W··~v ~'" ~ :r: f ~ Q1N1Y ~.\ ~ ~ :0'" _ u" :
~ \" P\J\l1-\V .: '? 1 ',". .....~ .. ~-~
I ol}'" 11 '9"~"i? '
"" =
~
Return Address
Boemg Ernplp)'ees CredIt UmOD
POBox !H050
SCQ.ule. Wasluagton 98J24--97~
(D'EEDtuoirTRusT"J
(FunJRE ADVANCES SECURED' OPEN ENO CREDm
THJS DEED OF TRUST ('*Secunly Instrumenl") 15 made on JiIflWry 16, 2001
The gr.LJIlor 1$ KCVIN J TORlAl AND NATAIJE R TORLAI. HUSBANO AND WIFE
;;';;1.'/'197%
-.® .~-~~",
ISf JlMELS
{"Bom:Jwer")
1be truslce JS. FIR5TAMERICANn11..E ('"Trustee")
The bcnc6cury ).$ &ew, EmpJeyeo' cndJt Union. wroch 1$ organlUd and cxlStmg under Ihc Jaws of tbe Statt
DC WasJdogh)D. and wbDl54t.llddn:ss IS P.O. BDx 97050, StaHle, Wa5hiD&:If))) 9S114-97SD ('Tender") BomJwc:r
11M mitred 1010 a Credit Unl! Accounl V.nable lalcresl Rate Bome Equity Steund OpUl-End CrmU
Agrtemcnt lad TI1ltb-Iu.Lendmi:, Dlsdmure ("Agm:mml, l'Il1h l.ender &'i of .bi~ UI, 2001
under rt:r'mS of wluch Lenda lS obllgakd 10 pnmdc and Borrower may, :from lime 10 tune,. oblam advaJJce$ _
not to euced. ,1 anytime, .n amount equal 10 tht Mll;Jtunwn Cmht L-lITllt (115 d~fincd therem) of
S 00,000 00 U S DoUm ("MaXlrTlUID Credit l.mu,")
This Agrecmeol provtdes for mooChly payments, Wllh Ihc full deb .. If not Jnld earlter, due and payable
.on ·Jarwaty23, 2026 (tmless 1b~ partleslO the A~flt "'VU 10 cx:tend ails dale) nns
S~ty Wtrumenl secure! to 1..eIJder (a) lhe rq>aymcnt or the debt under the A~ent With mte:est. IlJld 1111
reQcwats. cxtetl$IOns :md moddicnboru of the Agreement. (b) the pa:ymcnt or all other swm, Wllh Intcrc::;;t,.
o.dvaw;ed under paragraph S 10 protect the sCClmry of thIS Sceunty Instrume1lt, and (c) the: perform.aJ'lCt of
Borrower's covenants :md agreements undet 1hls Seeunry Instrument and Ihc ~nt For llus pwpose,
DOIIOwet mevOCllbly grants and COnVq'! II) Trustee. m tJUst, With power or:sale, the folloWUlg described property
located In KING County, Washmgton
AbbR:~ltd 1.cgal De:scnpboD LOT 5. BLK \, NORTHWCSlERN GARDEN TRACTS DIY NO 4,
VOL 4T. PG T,t IN KJNG COUNTY
Ass~s Proput)' Tax Parcel I'fwnbcr or Ao:oun! NWr.lber(s) 81984(1-0100.00
c::t LOT 5, BlOCK 1, NORT1-IWESTERN GARDEN TRACTS OMSIOtli NO ~,ACCOR.OING TO THE PLAT THEREOF
~ RECORDED IN VOLUME.47 OF PlATS, PAGE 7-4. IN KJNGCOUmY, WASHING10N
Loan refotEl~ number G97857
(Subject to;my easc:rncu1s, cOVmilnls, ~bQD$, rcstnctlOn5 and proVtslOI'l!J of~cord, If any)
whKhhas1headwe"of 19OO&116THAVESE RENTON
tslfee1l [CIIYI
WD.s~nngtoD 96058 ("Property Address").
!LJI Code}
TOGETHER Wlnl al11htl anptDnmcnt5 now or hcreIUtcr attted on Ihe property. and all ~,appufletrul(:CS, CInd
l'iJ:IUlCS now or haulkf a pari orthc prnpmy All rcphw:cmenes and addJUIttlS shaJJ al$(t be comed by tbl~ Scctmf)' Insln.lmCnl
All or the fOreJ,omlls mared 10 l1li tbn SctW1I)' InstnImcnt llS the '"Property·
BORROWER COVENANTS thAt Bmower IS lawfully~:mI of !be emit he~by toJIveyed llnd has Iht: fight 10 JrUflt md
('(JDVCY 1he f'ropct1y and that the-Property IJ ~bcro:f. e'.IcCpt fOf cncumb~ of fecord Borrowa' waml/115' lind Wlll
deftnd gefleTIIl1y \he IItk kllhe PrDpCr1y 8gll1RSIllii dUrN and drounds. subJ~(:I.ltJ lInY Cfltumbruntts of record Bomrwtr and
Lender covenant nnd ragm: DS fGlloV/5
J Paymeul:at PrlPC2J).IJ .ulf J.o:lutStj [.ale Chafin> or Othrr FU!! .. 1Jd CJultlu. i3oI1uwcr ,}ulll promptly '{My wkn
due lhc pnnclpal crond Inltn:::it on VIC-debt owed undcJ the AgreernCl'Jl lind any 1ll1c ch:118es (Jr MY olher frr5 and ciwges due
undcr the AgJl:cmtnl
1-Cling". UHlJ-Borrower shall pay all taxes,. asx:ssmmls. cbarges, fines and lmposlllOn! annbUlabh: to the Pmperty
wlllcl1lT1lry .. rum pnmty O'Ytr thl! Seeunt)' l~rumtn'l. lUId latSC"llold ~elrtJ (II'" ground r=lts, Ir IlJ]Y Borrower shall pay
thcs: obhgnllDns dlreclly 10 the person owtd payment At Ltnde:'s r~esI, BorrOWtI $h:;t\l promplly fumlah 10 l,end CT all
nollccs of lUTlounlJ. 10 be p:;tld under tlllS pa:r.1gr.lph and slJ311 pTtllnpl1y rumJSh 10 Lrnder ttetlpli tvllkl1cmg Ille lXlymtIllS
-
= = ~
= "" ....
BmowtT shall pramptly dlschllfge any Iittl which ba.! pnCflly over this Sccunly Instrument unlC$5 B01TOW~
(0) agrees III wnlU'lg '0 the paymenl of1he obhgabon securtd by the hen UI I manner acceptable to Lcr1der. (b)
contests In good faith the: hen by. or dcfClds 19a1nsl cnfora:mc:nl or the hen m, lep JIT~mgs wfllch In Ih!;l
Lender's CpmIOJl opmlc to Jm:Yenl the enfon:cmmt DC the hen. Of (c) secures from the holda of 1he 11m an
agreement SlIblrKtoty tb L'ddet subonfma!mg the hen 10 thiS Sccunty Instrument If Lendt:T de1cnnmts tn3t My
part of tbe Property 11 5lIbJtd 10 t lien wm<:h may Illmn pnl7nty over Ibis Secunly Instn:nnCIJI, Lender may gJ'o'l:
Borrowa·.11 notice ldc:nllfymg the hen Bclrowcr sholl sausfy the hm or wkc one Dt mqn! of the athons set forth
:1boVC:WltblQ 10 daytoflhe glVlng.ofnoocc
3. Huard or Prop~rty InIUT'aace.. Borrower dlnll keqJ 1~ unpt'ovcmcrrts now ex1Stlng or ncreafter ercclcd
on Ihe Property In.wmt Ilgaln5llon by 1m. hazards Included Wlthm the Imn -extr:nded COVCfilliC" md any elha
hazards, Including floods or fJoodmg, for winch l..erukr rCi!\Ure; llUUl1UIOC This mSllrDrlCe wi} be mlmllme<! In
the amounts lind for the pcnods that l.ender mjUI~ The Il1MwlCC" Qrner provuhng the: )Il.surunce shall be masO!.
by BOfT(Iwtr subJecI to Lender'. appro'Jil which shall not be:: UMc:asonnbly Wlthhdd If Borrower fEUls 10 mamlBm
COVtnlge descnbcd IIbove,. Lender may. at Lend~, opt5oo, obtam coverage 10 pn)leQ: lender's nght! In u'e
Property In a«ordance WlU. parsgrapb S
All mSlmmc;.c polices and ~, shall be aca:ptablc 10 l.mder mel shaJl mehtdc .. suunbrd mortgll~
_ ~~ Lender Iillllll have the nght to bold the pohCtts and renewals IfLmdcr ttqlJlres,. ~ shall promptly
..gra to Lender .11 m%lpLs ofp,;ud prermums and renewal notices In the ~t 0(10M, 8orrowcr shan give prompt
Mbee tathe Insur.mct; camet and Lc&:r Lmder maymakcproolofJoss,fnot ~promptlyby Borrower
Unless Under and BonvM:r cAAerwlsc ~ In wnllng, JJ13IUUICe proceeds lball be IIp-phed to resl:otallon Of
I'tpIlt of the Propa1y damegtd, ,fthe resl.ora!Ian or rqHnf 15 ~cally fconole 11111:1 Lender's tttUnly 15 not
lessened If the rcsUmlbon or IqIIIIf IS not eeonormcally ftU'lble Of t..:nder"s RCUnty would be: I~cncd, the
rmurance proeceds shill ~ applu:d 10 the sums Kalred by ibIS Sttunt)' InsCrumalt, whether or nat thm due, WIth
any e;IICC:$S paid 10 Bom:lwer If Borrower abarnbls the Propaty. or doe.I not answer Wltbm 30 da~ a noIl~ from
L-cndcr Ihat the mSUlllm;:c earner hili offered 10 SClllc a c1~Im, then Len&:r may collect the msul'1D'I(:t pr~
Lender may Ule the proceeds to n::patl or restore the Prnpcny Of to pay sums K'I:UI"Cd by tim Secunly 1Mn.rmeJJt.
whdher Qf nDllhm due TIle lO-dll)' penad WIll bcJpn when the noll"' n given
Unless l.r:nder and Borrower olhc:rvnse pgrce m wnlmg, any appllt:lIl:ton or proccccb to pnnapal mllil nOC
e:dmd 01' postpGfte the dot dale or mnount of !he pl)'IIICnU due undtr tbe Asreerncnt If IDldcr pngr:qph 11th~
f'raS!crty 111 acqurred by tenda', Bomrwcr'1I n(!ht 10 any mU1l.llCC po]lacs and procetds res1lltmg from danmSr:: to
the Properly pnw to the: KqUISltJon :sinn pass to Lender to the e;IItcnt of the: sums seatred by tlns Seetmty
Irutrumenll1llmedlll.efy pnor to thCl acqumhm
4. Presn-Yatlo.ll. MaJ.a1!D.1t~ t.d ProIt:rUOD or tbe Properly. Borrower shall POl destroy, danuge OT
nnp:ur the Propcty. IIIDW 1M P'topcrty 10 ddcnonUe, or commrt W&5m on the ~y Botrawer &hall be In
default If 1A1 Corfalun! action or proc::ccdmg. Vfbetller eml or a11'nlN11. IS bcsun that In lendt1"s $000 fallh
JlIdgment could reautt m forf'~tuR of !he: Propcrcy ill' otll'="ItSC matenBlly tmpalf the hen tlIC3ted by thiS SttUI'llY
1~b1:1mm1 or Lender's KCUnty mtt:re5t Bon'O'iVt:r rnay cure s:ucb II ddiwlt Md mM.I.te. es proVIded In ~pb
1.5, by QllSJJIg the DCbon OJ' ~g 10 be dtmll&Rrl. With a ruling that,. In Lender's good. futh ddtmUftlhon,
precludes rorfm~ of the Borro-.vtl!, m~ m the Propmy or otbu matmlll ~ of the hen <mIted by
thIS Secu.nty Instrument or Lcnckt'~ sccurlly mterest
5 Proledloa .,rLanll:l"'. Rlgbts 10 the PrtIpmy.ln &rtvwcr falls to pcrl'onn IhemvenllnQ.oo IIgrccmcnl6
conlamod Uliht.l Sccunly 1ns1nJment, 01' Ih~ I,.. l'=gDl proceed/flB tIlra may Ilgntficantty afTtCllmdc:t's ngllls In
1M Property (sud! a!S • proo:edtnz In banknlplcy. probalc, for CE)'IIbuillbon or forfeItUre or to c:nrgrce lilW! or
rc:gutau0Jl51 thm Under trIily do Dnd p!I)' for wnate.'er 15 ~ 10 prolect the 'IIaIue of lhe
Propmy and L.t:ndet'. nghn; m the Property Lender', action, llI3y U1e1lJdc pa)'lng any rums ~ by I lien
whlch has pnonty over thIS Sccunty Instrument, IIJlPC2Ulrtg m O')lttt, parmg reasonlble auomeys' fees IIl1d entmng
on the Property to mnie rcp!Itl'!J Although Lender mIIy lab IIctlon under Ihls pan!r;rnph S. Lender does -nol hove 10
do ..
Any amoun1. dls~ by l.cndcr lDldcr this J»r.Iogruph 5 shaR become additional debt of Borrower scr:urr::d
by thiS StlOJnty bmrumcnt Uoless Bonvwc:r and Lender ~ 10 other Iemt!I ofpayrnent,thlC$lC amounts .shall bar
mtcresl. frmn the dale-gr dl&bursc:ment at the nru: dlmxcablc tor adVDnI;lCS under Ihe Agm:mcnt lind mall be
payable. Wlth Jnt~.lIpon JWtice fmm Lender tDBorrowtr requestm. paymcJlt
6.lD5pec1JoIL Lender or Jt.s 18tnllM)' ntIIkc n:asonablc-~blClllJlOll and Inspcrnons of the Property Under
wllSlYe Borrower nc.tlee at tile lime of or pnor 101m mspecton .spcaf)'1nB rcason;bl~ caU5C for the lntpi!:rtlon
7 OondcmaatlOl1. The proa:cds of Iny _!ltd Of dum for dtlml£es. dll-er;l or consequential, In tOIlnec:lIOfl
WIth IInY condlCl1WlhOll or-cchet !Qlang of any pm of the Property. or for c:onvt)'1UlCIC In heu of condemnatIon, uc
hmby assigned and shall be pilld to Lender
In the event of. lQl8I tnkmg of tM Propoty, the prva:cds shalt be lJpphcd 10 the sums-IeClIred by Ih15
Sc:r;J,Inly Instrument. whether CIT not then due; 'kith any acess pald !o Borrower 1"11 the even1 of a pa:rhal trdong of
the: Property m wlnc:h the: fm marlc.et value-oflbe Property nnmcdlllCly before the I41ang" eqtuiIto 01" gmIler thM
the lmotmt cf1he:.$UI1U ~nd by !ltl& $tl;Unly Instrul'TX:llt In;mcd~ely bcfan: 1ht' talang. un~ BorrQ'N1Cf' lind
Len~ othctwtse ~ m wnbng. die su~ 5C:CUJ'Cd by 1111:5 Sceunty hutrunll:nl .hall be Rduced by the IIlT10WlI of
Ihe ~ mulbphed by die folloWIng fi-aCl1un (a) die total amount of me sumr see:lII~ unmcdluely ber,," the
lDJang, chIded by (b) Ihe f.lr markI:t value or the l'ropert)' nmned!Btdy before !.he lDklng Any balance shall be
pllld 10 Borrower In the event or. pa:r1lnl takmg orthc Property m whlc:b tile lEUr mukct value of the Property
rmmcdlltdy before the: taJang ., less than the 1mouQ\ or the IUJ'nII scc:un:d nnrnedIotely before the tnlung. unless
Borrower IPd Lender oUIerwtse ogr= In wnhnl or lUIle;s apphCllblc law otbtt'lll1$C proVides, the prnttcds sbllll be::
applied 10 the sums secured by tbls Sccunty lnstrumcnt whether or not: the sums tte ~ due.
Iflhc: Propcrtylll abandoned by Borrower, or ,r.llf'1ernotlce by Lendtrw BO\TO'I¥'(!I'!hat the condcnmorofftr3
to make IIJI awwd Of st:t\le. cll!um for damlaes, Botrown rmlls to respond to Lender WJthm 30 da)'3 .after \he dat£
JIlc noU~ IS given, Lender IS IILIlhonzed to coiled mel apply Ihe prtlCtelh, III Its option, ICIlhcr 10 restoratIOn Dr
n:pII1r oriM Property or to the:sums seeu.red by tlnll SCCUMly lnstnrmcnt. whether 01' not then due
UnlC$$ l.ender and Borrowc: otherwu.e agree In 'llmhn&.uny ~ppllcabOl1 of protttd.s to pnnClpal shal! not
extend orpo:s1pOne tbe dl1e dale or amount otthe payments due UfIdtr the Agreement
& BorroWt:y Not RtiEased; Forbt:lU'lUttc By lndu Not • Walnr. ExlcnSlOli or the bme (or payml:llt or
moolficabcn orl!l'PQttaallOn of the ru~ ~ by IhISSccuntr Instrumenl gnmled by Laxlcr 10 any~c~01"m
mtcrcst or Borrower shl!lI nal opcrnle 10 1'de8$C tJie liability of !hI!! on,gmlll BorrowCT or Borrower's SUtt:es5otJ In
mlcres!. Lender shlill not be n:qurnd to eommencc proceelhng.s agtUnSt uny :;uccc:s.sOf lh Intmst or refUse to ~lt1Id
time for peyment or OlhtrwlSoC: modify .II'mO'T'ttt..Itlan of the sums stcurtd by thiS Socunty Inttnunent by reason of
lilly demand rna&: by t.hc mgma! Bonowa 171 Borrnwcr'. su:c:eeuura III mtl!:re$t Any forbcanmce by l.c:nder In
exerctSlns an)' nghl or r~y mill not be a walva of or ptttiude the a~se of lilly Tight OJ remedy
9. SuecessOrt aDd Asslgnl BouDd; Joint lind SevulIl UllblUly; Co-sIgD~rs. The eovemml!l nnd ngn:anents
oftlns Sec:unty Instrumenl $hIli bmd and bc-ndit tlxl successors MId IlllIgns orLendc:r lind Borrower. rubJed ~o the
IpOP: 1 of' pot .... }
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<"0 = ~
proVISions of pmngraph 14 BOITOwcr', c.ovCTlIIJ1Ls and IIgrtClTleflLs shall be JOint n several Any Borrowr:r who
Cl)-.s:Jgns UtI. Stcunty IIlS1rUl'nent but III not pcrsooaJly hable under tht: Ag:rc:emcnt (II) l$ CD-!olgnmg Ihts Seetlnl),
lndrumcnl only to mortg.F. grant and rorIYCY Ihld Bon-owe:n. mCm:s1. In the Property unckr the tc:rm5 of lhl!
SCQ1tII)' lretrumtnt,. (b) I&. I1Qt .. ,ellotlidly oblagatro 10 P<OY Ihc S'Jnl$ $tCUttd by this Sec:\lnly Instrument. ;md (c)
.gr~ thllt Lender lind 51)' other Bonvwcr may"~ to extend, modify. (grbtltr or malcc An)' acromTl'lOd4Uons Wllh
teg.lU'd 10 the kTnu ormls Sl:cunty InstNmm50nhc Agr~ Without thul Borrower's consent
10. loaD CIIqts.. If the loan Stturcd by Ihls Sccunly lnsh'Umrnll5 subJ~ 10 /I Jaw a wm~h sea n'Ifl'(lmum
101111 changes. ami IhDt law IS rmoJly II1lcrpreted $C) that the Inlcn:st lilt other 10Illl chllTFS collected or to be collCC\cd
In connctilOO \¥tIn the loan txcccd tho: penmtted Ilmlu. Ihtn (a) an)' such loan cluLrgc shall b~ n:duccd by tht'
amount neccssmy 10 redl.l(C the charge to Ihe pClllllncd htrnl, tmd (b) any $Ums alrad)' collected from Borrow,=,"
whtch exctt.dc:d pmmtted lumts wsll be rcfLmdcd 10 80l'TowC]" letIder mDY WQI)$C 10 make th" n:fund by rrouang
the pnnoJIII owed unda the Aareemenl or by mIIkmg 11 dln:ct pDytnerlt 10 Borrower If a n:fWld reduc:es pnJlClpal,
the ,educbm Mil be treIIliW, as a pamll1 prepa)'1J\eQ1 un&:.. We ABJtement
U. Notka. "-ny nollce to Borrower proVIded ferr In tha SCCllnly IIlSb"urnenI wll be 81vetl by dth'o'cnn& II or
by :mailing II by first l:111$i mad W'lless applicable law RqUlfes ust: of lUIoIher method The: notlc:!;. shlln be dlrcc:te:d 10
_ th~.~ Address or II'IY other DddRSI Bmrower designates by nollce 10 Lender Any nDba: 1.0 l..mdc:r shall bt:
gUo:.~-by first dw rraul 10 Ltndtt's address: mll:d hemn or My other address LCnd"cr deslptes by noll.~ 10
EkirTtrwer Any Mite provukd fa-In thiS Sccunty Instrument sliill be dcmxd to IuIve been S1VO'I 10 Borrower Of
Lmder when tpvcn u proVIded In this Ptlfllgraph
lL ConmlJ), LaW; Sn'erahllll)'. Ths Sealnty InsffiImml sllaI! ~ Bovancd by federol IlIw and lhe low of
!he junsdK:nOn In whIch the Propmy IS localtd In the r:::'I'tl11 that any prov1:t1on Of c:lWit of Ihls SccuI"l11
tn5tr\l1YlD11. Of the Agetmenl OOI1fucu wttb IIPplu:,ablll! 13W, sucb confhct shin nol affect other prOVlSlOn!i of thiS
Secunty Instnamenl or the Agreement which can be IJIvcn errect volhout Ihc: ronfllchng proviSIon To thiS epd Ihe
pTO\l3S1ons oflhlS Setunty InItrvmcnt and tfu! Agreement afC dcc:1ared \Q be :.n-cnJble
13. Borrower'a Copy. Borrower shall be gIVen one conformed copy orlhlS Se:.:unty InS'tnlmalI
),4. Tns!5kt Gr 1be Proptrfy or * BHldklai Intmst In Borrowrr. If all or any part of the Propmy gr my
m~ In It u wd Of tnmsferred (or I( II benefioal mlCJC$l1n BofTower U" -sold Of tnnsrmvJ and BorrowCf ).$ not II
notunl ptf5M) Without Lender's pnorwnttc:n ccmmrt. Lcnlkr may, It Its option. n:qmre Imrmdlale payment In rull
crllli sums secured by Ims. Secunty IRStrurncnI Hl;IWever. thIS opllOfl5hall no! be ~~ by Lender Irexero~e IS
prohItnled by fedtnllaw lIS oflhG dale or tlill sec:unty Instrwnc:nt
Ir l.endcr c:un:ucs thIS option, Lender ihall grve Borrower notlce or ac:celcnllOl1 The noll~ $IuIl1 proV!dc II
pmod Grnot leu IhIIIl JO clays &tnn the dale the-nOllce 1$ dd1~or mIIIlltd wrthlll wtnen Borro~ must p;ay 1111
$UfDS seeufcl by Ilns ~IY Instrumcnl IfBorroVfCl' falli tD pay lhese sums pnor 10 the ClIplntlOll afmiS penod.
L.cntkt may mvokc lilly remechcs pern\lUed by lhts SccunlY Instrument Wllt.ou( fimhcr notice Of d:crn.nnd
on So"""" ,5. IkImrwtr"s Rlght 1111 RcJllslate. U DOIftJWC1" mceI.!I ccttDm condlhonS. Borrower sl!all hllove the nghilo have
enfCJlttMCJlt of tins ScCUflI)' Jnsb'umc:nt m$l;Ollbll\Le.d aI lin)' tunc Pflor 10 the ICIIfIRt Dr (a) S days (or svcl1 other
pc:nod as applIcable law may ~fy fOl" RmSlalemc:nl) berore Ale cflbe Property pum1&111 to Any power of sale
«lnlAmCd m -.hIS Secunly IJJStrument,. cr {b) entry of .. Jlldgmml CIlfomng thlJ Sccunty IMlnlment Those
~dJbons Ire &hal: Bon'owP:J' (0) pays l.CIIdcr all &urns whll:h men would be due-under IbiS SecWlly In$l:rumCl'lt and
the A8rccment as Irno IICcclml10n had occurred, (b) curtS_lin)' default or any other t:IlVCI'IlInts Of agr~tn1s. (l:)
ptl)'! III c:tpcrnc:s J1'IC!,IrI'ed In c:nf~ng!hu Scamry InstNmalt. mcludlng. bul nol IImlled to, reusonable I!nomc:y5'
fees, end (d) tIIhs such actlll'n as laIdd' tnIly reasonably nquln: 10 DSSUte: \hat the hen or IhlS Sccunty tn"rumm1,
Lender'. nahu m the Property and Borrower's obllptwn 10 p:1y the $U1ltS SI:t'lJl'Cd by thiS Sct:unty Instrument shlln
1:onhnu.c undlanged Upon mnst.o!tmcnl by Bon-o'I'Ie:r. thiS Sc:cunly lDSttumcct and 1be ob.BDllons .secured hcfeby
r>hB1I rmwn fully d'fedIVe: ~ ,rno ac:cclcnmcn bd oc:currc:d HI1W~.lhls nabl 10 rclnslldc: shllll not <lpply In tbe
ease-or aa::ek:mbon under Plll1lgmpb 14
16. JlaDrdom SUlntan~ Borrower shill not caU5e or permit the pr~ USC; disposal. storage. Qt release:
of mly Hl2::ardous Sub.s\antcl qn Of m the Propa-ty Borrower shall nol do, nor IIli0w anyone dse to do, enyth.ms
affcchna the Property that IS m VI01AlIDn of m-oy EnY:lronrncnlil1 Law The prc:ccd!nz two sc:nlcnces sh.J1 nol Dpply 10
the ~ liSCo or :rtOl1lgC on the Property of small quantltaeS of H:mn--tiOll!: Substape:e$ Ihllt an: ge:nt:nllly
recognmd 10 be appropriate: to nonm1 resldentllll uses and to mDmlet1tmcc orlne Properly
Borrower Ihtll promptly pvc Lc1der wntlcn notlec! of ImY mvtsllptnm. ttmm,. dr:rnnnd, laWSU11 Of Dlher
action by any govcmmcnlal or reguilltory a.aley 01' pnvalc: p;lI't)' lnVo'tVtnl the Property and an)' Hozardous
SllbSlIlJKC or Ermronmcmllll LDW ofw'llcn Borrower has lldual knowledge IrBorrowcr leams, lOr" nobfled by In)'
gQvemmc:n1ll1 cr n:SUIDlOl')' au\honl)" thtr.t lin)' mneval or IJthtt mncdnlbC\1 of any Hamrdous Sl.IbS'lBnce aIT«lm&
the Propc:ny " nrttSS6J')'. BorroWCI" .$h:l1I promptly take all n~ remedlnl octlonr III IlCttlrdMlC!;. With
Enyuomncnt.oIlaw
A. \Iscd :In Ihls Plr.lJfaph 16, ~Ha.nrrlotP Subs!lI/1eCJ-pre those substanec3 dc:6ncd a:s !OXIC Of h02Udous
.$Uhstances by Envmmmcntal Law and !he followlIlB substances guolml:, kerosene, other flammabJe or 1oll1<:
petroleum products. tcwc pestiCIdes and herlnc1d~ volllblc solvents.. tnIlmab CDntalnlng asbestos Of
rcnnaldchydc:.1IJld ..noactlve malmaJs M used In trn5 pI1'1lgrtlph Ui, "EnV*ronmcntel Law" mCJl,l\$ fedcrDl I~
Ind laW$ ortlle JUflsdlctlDn where 1be Property lS located 11m rcll1c 10 health, SIIfc:ty Gr cnvrronmc:nlal ptolectlon
1'7. Accde.....uoa; RHtcdles. lb:Idtr shU give Doila to Borl'ower prior 10 .cedentloD followlo£
BolTOwer'. brul:ll Dr lay cotta .. nl or Igrct'mt_t III Ibis Secunl:)' Instnunut or tb!" Au~tn~ vDdoer WbKb
uccJen.doD. b pcnnHlcd (hilt 1101 prloT 10 .tttinatlon IIDdu p.n£npb ]4 nIts. Ipplleable law ptovltJts
otbtrwlR). 11Ie Bolita Ib.JI .pedr,.: Ca) tbe dc:ratllt. (b) Ibe adlou requIred 10 (:\Ire tbl defaoll; ee) • date, hoi
Itsl than 30 day. rrom tbe dale thelloth'e b ,hulo BoJTDwcr, by whldt tlll dc:rlult lJIuJ1 be c\ln4, aod (d)
that fllJurt to tan Ibe derl.1t Gil OT berGre tbe dale spedHed hi t'e ncHee al8Y moll 10 atteltnltlon of tb!"
suml HaIred by tbis 5«\lrtty JllltrumtDt aDd tak af the rltlptrty a. pltbUc: luctlOll It a dale not lei tban
12:0 da)'J I. tbt fltt1lR. Tbe oolke ,ball fartMT Illrorm BolTOwer or Ibe nght to rch:lstlle .ncr ucelcTatlcoll,
the rlcht 10 brl1lC. co"rt .dlM to r.ss.ert Ihl! l:IolI-Ub1~Dtt or. dd.uJt or oy uthl!T dtrcDn ur Borrower to
.ccdcratlllD ad salr,. ud IIIl:1y GlbtT matters rtq~lrtd to be tlldudtd III thl!!: r1otl« by applicable Iilw If tbe
ddau'h as aot tIITtd 011 or btrure the dale 1pedficd h:l tbe nobte. Lendtr at Itlcptlon alay r«J.ulre lmh:l!tdlale
paymenltll rlln or all RUIlS aeeared by fbi, Security Ilirtrumeo.t wltboU1 fllrtbtr dunand :lod rna,. InYllke the
power or.we IIId Illy otbn' ",media pnmUh:d by applkahle law. usuleT sb.n be lo11Utd to c:ollm All
e~pelWS lacarml hi pllmllDg. the TCtMtd1e5 provided 10. IblJ pU'Igr:aph 17, ItldlldlBg, bill nol hmlled,
nas:oublt attonleyl' lets SlId <:0:11.1 of'lItle rvldlCllce.. If Ldder 10YoUt the power or 5111~ L.cllder ~bsll gn't'
wrlltta notice to Trustee or Ibt «CUffeKII: Dr •• eYl:al or ddaDlt aDd or Ltnder's tlKlIOIi 10 tauS!" !be
Proput)' to be said. Trustee ud lnder Ihall btl!!: sac:b KhDD rtgBrdlag. JW1ke or sale Ind :thall ~ve 5ucb
DollcH ID Borrower ltAd to otbtr ptmlJl' III :tpplltable I.w may nqulre. Anti' Ibe lIme required by applIcable
lp'p 1 of ~ 1"1""1
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lAW aDd liner pubUealltlD or tlU! IIQUtC ,.Je, Illisite, "Jtbout dHDIDd on BoTJ'Owtr, IbaJI,el1cbc Pl1Iptrty III
publ1" a1Ktloa 10 Ibe bt~est bldder Illbl!! limo and place under 'he ~mns da5&Daltd III: thf! Dotlce of 'III Ie hi
ODe OJ' mort p:uub lad In by unttt TrtJ:stcc drbrmills, TrutN may postP-4UJC sale of the PrlIPCrty JIH' .-
ptriod or penods permUted by appJJeable lal'!' by pubUe IIDDOtlIlftmeat at the Ume tDd pla!!t flu:d In tbe
ft~lct oruJ!. LtDlh!r or ItrlIHIgDtt may purebase the Property It IIII}' ule.
Trv:s1ee .Ull d-eHver 10 Ib .. ptlrtU.ftr Tru&l~'1 deed CDDverllle tile Property without liD)' ttJt'eJlaDt or
warnn~, upnsK1S or Implled. The rtatals hi .be Tn.,t"'. detd thali be prima r.de evldeD~ DUlle trutb
of the stl1emtllb llIade U1etdn. Tnul:l:uballapply tbe proc~ of Ule s.Ie hi the foUaMDI ordU: (a) to aU -,-. -k __
tJptJI.SeS of t.bt aa~ hlcl"dlllg.. bat DOt nmlltd 10, IUSOnable Tnanee'. ud aUorDCYS' tees; (b) 10 an lU.ms
SH1Ind by I'd, Stanity JllStrvmeal; IDd ee) allY UUI!J II) Ibe ptnOtI ot perSOliS Itp1Jt etldUtd 10 II or 10 the
clerk oflilc f\lpulor tourt oftbe coulloi1la whJth Ibe oJr took pltce.
lB. Rewllveylacr.. Upon payment of all sunu ~ by wa Sccu:nty Instnunc::nE &rid Icmuntllon or
BomrNtf$ lI'b'1hly to obtam f\rnhP:l' advanca under tnc Apterntf\t, Lender Ihlll! Ttqt.lC$t 1'nm~ 10 rteunYqllhc
property and I5haIl surrender 1lus Sccunty lnstrumcnt and Ihc AgrtQ7lC)t evuJalCU'lI c!l:bt SCCtIfr:d by tms Sr:l;Un1y
fn$lMnent to TnI:Ree Trustee shall reconvey the Property \llrth0tll WIl11II'lEy and WJlhD\lt d\argc 10 the pm.on or
pm:ons ~111 enblltd to II Sud! pmon Of pmons shall ply tmy I'ecordllmm eosts
_ ,_ l' SIIb,tttale Trum:e. Itt acx:on:Iantc With IIpphCDbJc law, Lmiler mo.y m:.m.nme to tunc appoint a 5Ucces.5OI' -', .~ -~
"':!riiSIec 10 any T1'USI.te appomted bmu:nder who b» CCJI$\:d to atl WMOUI con~ of the Pfapcrty, the ~
trustee st..n sueoecd 10 alllhc: Ilde, powtt II2ld duue:l conferred upon Ttusu:c baml DId by .pphable Jaw
20. UJe or Proptrty. The propcny IS not U$td pmll:tplllly ror ~culturuJ or tlltTrUll8 PIlJllOSCS
t"'".I BY SIGNINO BELOW, BoJroWICI' ~ and agJ'CC$ 10 tlIe tams and ('QvtnalltS conlDlncd In page$ I through
~ S ofthl& ~ty In$humcnl
-----------------------~~
----________________ ·~wtt
OMIt:!" ofCoI1atai.J {other ibID!. Borrnwt:r) O\vnn ofCollltcr8I (other than B~)
~TAUeR'J()fU..M I •
STATE OP WASHINGTON, n' "") eounly"
Onthu \3 dayofJt\1J2oo I .bctorcmctheundpMgncd,aN~PubhelnanrlrorlbeSttl1eor
WasbmgtOJ1, dulycommllwoned mdswam, personall), II~ KQ:"),, '-.J -(O-r\a.. \
10 me: blown 10 be Ihc lndlVTduat{a.) descnbcd m ahd who aeartcd the r~ns: IMmmlcnl, IIIld Acknowledged 10
me that 51gnw ad ~lcd lhe sond Instrurmnt as\)~ me and yoltmtm'y act and deed. for Ihe U$tS and pUl'pO$CS
Iherem menlloncd
WJTNESS my blind and ofliCUll ~ amxed the day and year m tlnl certificate
SUZA~~S CONNfR
STI.1( OF lYASHI~GTON
NOTARY-o-PUC:IC
WI tlIIliJS$IOI Ili'IIIU 1-11'01
A QVEST FOR RECONVEYANCE
To Trustee
wnn ..
The \ll'H!c:mgned IS Ihc boTder of the Agreement secured by tN, Deed ofTnl:st SaKI Agreement, togc1flCT wrth
oJl other IAdcbtcdncu; KX.'UJtd by thIS Deed of Trust. hIM: been pmd m full YQU arc hacby dJTCdcd 10 ama:1 said
A8J'eemtnI and dns Da:d of Tn1st,. wbKh II1fC dc:hvcrtd bl:fwy. and 10 m:onVC)'. W1lbotil WlU'11If\ly, sUlbe estate
now held by yPu llrI.der tml Deed ofTNst 10 1hc penon or penon! lcgaUy ent.lllcd Ibtttto
~"----------------------------------------
O'l'BSD'1jWABECU!5M') w"""""""
(Jq!;:hUrop)
-..
..::-= U>
'>1 AIHlF W~SHIN(,TON, :-. 1"1 C'OUIlly .....
01) this Iv;"· ~ay Or1;'J~""""'.l 7 2.t>c)/ , before me the undersigned .:I N01JlY Pubht In ..tnt] lor the
St.U~ orw Jsnmgton, duly l.onunl~lom:d and swom~ pClsonalIy dPpeared If.} a-Ie, I, t: R. --7' &'~"=-" f..-"~~ _
to me knO'Wll to be the ImhvldualM descnbed In and who exeLuted the foregomg m .. trument, anll r1iLknowledged
to me that signed and scaJed Ihe said mstrumeDt as.h ........ frel: and voluntary act on deed, lor the uses and
purpoM!:' therem mentloned
-.
OECu ",096 JI1000
i
WHEN RECORDED RETURN TO
Name
Address
Crty, Stale,
BECU08089
BoelOg Employees' Credrt Union
PO Box97050
Seallle, WA 98124
~;)79CCJ5 -2;1
SUBORDINATION AGREEMENT
-..
...,
"" NOTICE THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE
.--. PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME
;;: OTHER OR LATER SECURITY INSTRUMENT
"'" ~
..... , .=
'C> -(V
TIle UndersIgned subordmalor and owner agrees as follows
1
2
BOEING EMPLOYEES' CREDIT UNION referred to hereIn as 'subordlnator", IS the owner and
holder of a mortgage dated 01/1812001 whIch IS recorded In volume of Mortgages, page, under
auddor's file nO 20010126001172 records of KING County
BOEING EMPlOYEES' CREDIT UNION referred to hereIn as "lender" IS the owner and hOlder of
the mortgage daled 121712002 execuled by KEVIN J TORLAI, As HIS Separate Estale (whIch IS
recorded 10 '(Illume of Mortgages, page under audItor's lile no ~'-lJ'I'Jl;).iWt records of KING County) (whIch IS to be recorded concurrently
'iiei'eWiih )
3 KEVIN J TORLAI,
Referred to hereIn as "owner", IS the owner of all the real property descnbed In the mortgage
IdentIfied above 10 Parogroph 2
4 In conslderollon of benerds to "subordlOator" from 'owner", receIpt and suffiCIency of whIch IS
hereby acknowledged, and to Induce "lender" 10 advance funds under rts mortgage and all
agreements In connecllon Iherewlth, the 'subordmalor" does hereby uncondItIonally subordlnale
Ihe lIen of hlslher mortgage, Idenllfied In Paragraph 1 above to lhe lIen of "lender's' mortgage,
IdentIfied In Paragraph 2 above, and all advances or charges made or accrUIng thereunder,
IOcludlng any extensIon or renewal thereof
BEtU4310'~
p:lgo:t1 ~3
5 "Subordinator" acknowledges that, poor to the execution hereof, he/she has had the opportumty to
exam'ne the tenns of 'lenders' morigage, note, and agreements relatong thereto, consents to and
approves same, and recpgmzes that 'Iende ... has no obhgatJon to 'subordInator" to advance any-
funds under ~s mortgage or see to the appl,callon of "lenders' mortgage, funds, and any
application or use 01 such funds for purposes other than those proVICled-ror-;rrslrch rnollgage,
note, or agreements shall not defeatlhe subordlnahon here,n made ,n whole or In part
6 It IS understood by the partIes hereto that 'lender" would not make the loan secured by the
mortgage In Paragraph 2 WlIhout th,sagreement
Th,s agreement shall be the whole anll only agreement between th~ partleS""ellll.~ard to
the subordonatlon of the I,en or charye of the mortgage first above m1mfIOned to"th"eileii or Charge
of the mortgage ,n favor of 'lender" above referred to and shall supersede and cancel any pnor
agreements as to such, or any, sUbortlinabon IncludIng, but not I,mrted to those proVISions, rf any,
contaoned In the mortgage first above menboned, WhIch pfOVlde for the subordmatlon of the Iren or
charge thereof to a mortgage or mortgages to be thereafler executed
8 lbe heIrs, adminIStrators, assigns, and successors 10 Interest of the 'subordmator" shall be bound
by thiS agreement Where the word 'mortgage' appears hereon d shall be considered as 'deed of
Irust', and gender and number of pronouns conSidered to confirm to undersl!ln~ ..
Executed thIS
NOTICE THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE
PERSON OBLIGATED ON YOUR REAL PROPERTY SECURITY TO OBTAIN A LOAN A PORTION OF
WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND IT IS
RECOMMENDED THAT, PRIOR TO THE EXECUTION OF THIS SUBORIDATION AGREEMENT. THE
PARTIES CONSULT WITH THEIR ATIORNEYS WITH RESPECT THERETO
.-::;='9 EMPLOYEES' CREDIT UNION
OperatIons Manager
-
--
·.',
State of washington . }
.j } SS
} -.--:-. _. "-!;..-, County of King
On 12n12002 before me, Debra J Toepfer , personally appeared Jackie A Cardle
personally known to me (or proved to.me on the baSIS of satisfactory eVIdence) to be the pelSan
whose name 15 subscnbed to the wlthm, Instrument and acknowledged to me that she executed the
same.1n her authorized capacdy, and ttiat by her slQnature on the Instrument the person or the entrty
c ,.,lIpon behalf Of which the person acted, e::<ecuted the Instrument . .; .--~
".' . ---
Notary PUbh~n. and for
resIding In {1lJ t7v tU
My CommISSIon Expires
state of
e state of Was~lngton,
* Qb-1"'Y
}
DE8RA J. TOEPFER
STATE OF WASHINGTON
NOTARY -·0-PU8L1C
MY COI.WISSIO:I EXPIRES 9-12-04
--__________ ~~-l.
I/.AI/~ }ss
County of t-\'v V } I I
On D{c, 10 -zroZ before me, HrtJ-kr Se--ke,. { ( , personally appeared
/Vi" AI :r '%r itU '. ,
personally known to me (or proved to me on the baSIS of sabsfactory eVIdence) to be the person(s)
whose name IS subscnbed to the within Inslrument and acknowledged to me that he/she/they
executed the same In hlSlherJlhe~ aUlhonzed capacity. and Ihat by hls/herltherr sIgnature on the
f~~~·-··-)-·-··
Notary Public In and for the State of tuft
resl Ing In Kr .--_---:tHE/< "II d ~rh rr7i11 _ ............... "",
My CommiSSion Pires I fa rt<' f >?-~ .... , .... ~ \\1\\1
BECU43161'/2002
p:loe 3of3
I '" n -1/-' ;' •.• ).!.~\SS/O~· •• Q. "
:: .'0 NO ~:.~ I
i'! : 0 ~ ",,: ifI ~ ~ m: ~'-.; 7-;;;; F ~ I 00\' ",. " I, ~\->;,-C COl ;
I, q;:.: 79'0& .... ~ \ Ii·· .. ·· .. ::,.,;..?
1'1 IiISHINGlv _: ... ,,,.-............... ---
Return Address:
National TitieSource. Ltd.
2677 County 10
St. Paul. MN 55112
2003020400043~01
. /:.
':.
fl .... pnnt."'p .. nl.nn.b •• WASHINGTON STATE RECORDER'S Cover Sheet (RCW 65 04)
Document Title(s) (or transachODS contalned therem) (all areas apphcable 10 your document mu!t be fined In)
1 Deed ofT rust
2
3
4 -•
Reference Number(s) of Documents assigned or released:
AdditIOnal reference #~s on page __ of document
Grantor(s) (Last name f",~ then first name and lll1I,al.)
1 Thomson, Ernest H
2 Thom.on, Barbara A
3
4 o Add,bonal names on page __ of document
Grantee(s) (Last name fus~ then first Dame and Imbal,)
1 Washmgton Mutuol Bank
2
o Addlucnal names on page __ of document
Trustee(s)
I Go rille Direct
2
Legal description (abbreYIaled I. lo~ block, plat or secboD, townshIp, range)
Lot 7, Block 1, Northwestem Gardens Tracls DIV No 4
W Add,boDallegal on page .-!!-of document
Assessor's Property Tax Parcel/Account Number
619840-0140 D Assessor Tax # not yet aSSIgned
The AudtlorlRecorder WlII rely OD the mformahon proVIded on the form The slaff WlII not read the document to
venfv the accuracy or completeness of thelDdexln, mformabon vrov,ded herem
u-~ C2T IOU 20;ot@
r(.c. D.D.E.S.
IF'!! ! 1
Washl.Ilgton~ M;tual Bcp1k
C/o ACS IMAGE SOLUTioNS
12691 PALA DRIVE -MS156DP~
GARDEN GROVE, ~ 92au
20030204000M!8.002
----------[Space Above ThIs Lme For RecordIng Datal ----------
GO TITLE DIRECT/NATIONAL TITLESOURCB 02-34886
DEED OF TRUST
01-3949-060~90959-1 -..
DEFINITIONS
Words used In multiple sectIons of thIS document are defIned below and other words are defmed
In SectIons 3, 11, 13, 18, 20 and 21 Certam rules regarding the usage of words used on thIS
document are also prOVIded in SectIon 16.
(A) 'Security Instrument" means thIS document, whIch IS dated November 12, 2002
together with all RIders to thIS document. fl ISr
(8) "Borrower" IS ERNEST H. THOMSON AND BlUUlARA'It THPMSON. HUSBAND AND WIFE
"
Borrower IS the trustor under thIS Security Instrument.
te) "Lender" IS Nash1ngton Mutual Bank. a Washjngton cm:poratipD
Lender IS a Bank organized and eXlstlng under the Jaws of
Waeh1ngton Lender's address IS
1201 Tb1rd Avenue Seattle I WA 9a10~
Lender IS the benefiCiary under thiS Secunty Instrument
tD} "Trustee" IS GO TITt,E DTRECT/NAT1ONM. TTTI-BSQIJRCR a Minnesota crn::poration
tE) "Note" means the promJSsory note SIgned by Borrower and dated Novemher 12, 2002
The Note states that Borrower owes lender one Hundred Twenty-one ThQ!laand Piye
ffilodred & OQ/100
Dollars (U S $ 121,500.00 ) plus Interest. Borrower has promIsed to pay thIS debt m
regular Pellodlc Payments and to pay the debt In full not later than December " 2032
(F) "Property" means the property that IS descnbed below under the headIng "Transfer of RIghts
.n the Property "
(G) "loan" means the debt eVIdenced by the Note, plus mterest, any prepayment charges and late
charges due under the Note, and all sums due under thIS Security Instrument, plus Interest.
WASHINGTON
1529 [040t} Pllge 1 of 17
20030204000458.003
01-3949-060190959-1
--' ....
(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The . ..
following Riders are to be executed by Borrower [check box as appllcableJ' '. __ ~ . _. ,,!;. .•
o Adjustable Rate Rider 0 Condominium Rldar 0 1-4 Family Rider o Graduated Payment Rider 0 Pianned Un~ Development Rider 0 Biweekly Payment Rider o Belloon Rldar 0 Rate ImprOVement Rider 0 Second Home Rider o Other(s) !SpeClfy)
$; --' "'~-:~
'oll) "Applicable law" means all controllirrg applICable federal, state and rocal statutes, regulations,
ordinances and admlmstrawe rules and orders !that have the effect of law) as well as all
applicable nnal, non-appealable JudiCial opInions
(J) "Community Association Dues. Fees, and Assessments" means all dues, fees, assessments
and other charges that are Imposed on Borrower or the Property by a condoml0lum aSSOclatron,
homeowners assoolatlon or Similar org'anlzatlon
(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaetlon onglnated
by check, draft, or similar paper Instrument, whIch IS Initiated through an electronIc terminal,
telephoOic Instrument, computer, or magnetic tape so as to order, Instruct, or • ..mome a nnanc,"1
Institubon to debit or credit an account Such term includes, but .s not hmlted to, pOlnt-of-sale
transfers, automated teller machane transactionsl transfers Imtrated by telephone, wire transfers.
and automated cleannghouse transfers
el) "Escrow Items· means those Items that are described In Section 3
IMI "Miscellaneous Proceeds" means any compensallon, settlement, award of damages, or
proceeds, whether by way of judgment, settlement or otherWise, paid by any thrrd party (other
than Insurance proceeds paid under the coverages described In Section 5) for (I) damage to, or
destruct.on of, the Property; (II) condemnation or other taking of all or any part of the Property,
tm) conveyance In lieu of condemnation, or (Iv) mlsrepresentatJons of, or om~sslons as to, the
value and/or cond.tlon of the Property
(N) "Mortgage Insurance" means ,"surance proteellng Lender agamst the nonpayment of, or
default on, the Loan
(01 "Periodic Payment" means the regularly scheduled amount due for (I) prinCIpal and Interest
under the Note, plus (n) any amounts under Section 3 of thiS Secunty Instrument
(P) "RESPA" means the Real Estate Settlement Procedures Act (12 USC SectIon 2601 et seq.)
and lIS Implementing regulatIOn, Regulation X (24 C.F.R Part 3500), as they might be amended
from time to time, or any addrtlonal or successor legislatIOn or regulation that governs the same
subject matter. As used In th.s Secunty Instrument, "RESPA" refers to all reqUirements and
restnctions that are Imposed In regard to a "federally related mortgage loan" even It the Loan does
not qualrfy as a "federally related mortgage loan" under RESPA
(a) "Succes.or in Interest of Borrower" means any party that has taken tJtIe to the Property,
whether or not that party has assumed Borrower's obligations under the Note and/or thiS Security
Instrument.
TRANSFER OF RIGHTS IN THE PROPERTY
ThiS Security Instrument secures to Lender' h) the ,epayment of the Loan, and all renewals,
extensions and modifications of the Note; hi) the performance of Borrower's covenants and
agreements under thiS Security Instrument and the Note; and (III) tha performance of all
agreements of borrower to pay fees and charges erlslng of the Loan whether or not herein set
forth For thiS purpose, Borrower Irrevocably grants and conveys to Trustee~ In trust, With power
WASHINill'ON
1629 (040'J Page 2 of 17
, 20030204000438.004
01-3949-060190959-1
of sale, the following descrbed property located In _____ -'K ... i"'n~5l' _____ _
Washington
EXHIBIT "A" ATTACllBD llBRETO AND MADE A PlU<T HEREOF.
Countyl
-J.. ..
. = -. .--~ -':~~"""
whIch currently has the address of -1.1..,9,,0,,2,,2-1.1 .. 1 6",TH=~l\ .. VJrnIJE"",="-,S,,,Q,\!U'I'RRl\~'.!1!"'S"''1',--________ _
IStreet]
____ --'R"'BNTl'1*"O'i'N'-___ --!, Washington _-,,,9,,,.-\!O,:>5~9-.-_ ('Property Address"):
(City) IZlp Code)
TOGETHER WITH ell the Improvements now Dr hereafter erected on the property, and al\
easements, appurtenances, and fIXtUres now or hereafter a part of the propert't-All ,,"placements
and addItions shall also be covered by thIS Security Instrument. All of the foregOIng 1$ referred to
10 thIS Security Instrument as the ·Property ••
BORROWER COVENANTS that Borrower Is lawfully seised of the estate hereby conveyed
and has the nght to grant and convey ihe Property and that the Property IS unencumbered, except
for encumbrances of record Borrower warrants and WIll defend generally the title to the Property
agaInst all clelms and demands, subject to any encumbrances of record
THIS SECURITY INSTRUMENT combones Uniform covenants for natIonal use and
non .. untform covenants With hmrted vanatlons by JunsdlCtJon to constItUte a unrfonn security
Instrument coverong real property
UNIFORM COVENANTS. Borrower and lender covenant and agree as follows'
1. Payment of Principal, Interest, Escrow Items, Prepayment Charge., end Late Charge ••
Borrower shall pay when due the princIpal of, and Interest on, the debt eVIdenced by the Note and
any prepayment charges and late charges due under the Note Borrower shall also pay funds for
Escrow Items pursuant to Section 3 Payments due under the Note and this Securttv Instrument
shall be made In U S currency However, If any check or other Instrument receIVed by Lender as
payment undar the Note or thIS Secunty Instrument IS returned to Lender unpaId, Lander may
reqUIre that any or all subsequent payments due under the Note and this Security Instrument be
made In one of more of the follOWing forms, as selected by Lander: ta) cash, (b) money order; (eJ
certITled check, bank check, treasurer's chack or cashIer's check, prOVIded any such check IS
drawn upon an institution whose depOSIts are Insured by a federal agency, mstrumentahty, or
entity, or (d) electronic Funds Transfer.
Payments ar. deemed receIved by lender when receIved at the locetlon designated In the
Note or at such other 10cabOn as may be deSignated by Lander In eccordanee WIth the notIce
prOVISIons In Section 15 Lender may return any paymant or partial payment If the payment or
partIal payments ara insuffICient to brong the Loan current lender may accept any payment or
partIal payment inSUffICIent to brong the Loan current, WIthout WaIver of any nghts hereunder or
prejudIce to Its rights to refuse such payment or partIal payments In the future, but Lender is not
obhgated to apply such payments at the tIme such payments are accepted If each Panod,"
WASH!NGTOlf
1529 (04011 Page 3 of 17
, 2003020400043(1.005
01-3949-060190959-1
Payment IS applied as of rt,s scheduledi due date, then Lender need not pay Interest on unapplied
funds. Lender may hold such unapphed funds until Borrower makes paYI?'.enJ,1o. ~rln.g.!l!e Loan
current If Borrower does not do so within a reasonable period of time. Lender shall elthei apply
such funds or return them to Borrower If not applied earher, such funds wlll be applied to the
outstanding pnnClpal balance under th~ Note Immediately prior to foreclosure No offset or claim
which Borrower might have now or 'In the futllre against Lender shall relieve Borrower from
meklng peyments due under the Note 'end this Secunty Instrument or perforrmng the covenants
_ .. ~nd agreement~ s~ured by thJS Secunf.' Instrument.. _ . .' ;. _ .. -.. ~~
-,"'. 2 Apphcation of Payments or '.P[oce.ds. Except as otherwlsa deseritirollAl'iWSectlon 2,
all payments accepted and applied by Lender shall be applied In the follOWing order of PriOrity: Ie}
interest due under the Note; (b) pnnClpal due under the Note, (e) amounts due under Section 3
Such payments shall be apphed to each Penodlc Payment in the order In which It became due
Any remaining amounts shall be apphed first to late cherges, second to any other amounts due
under thiS Security Instrument, and then to reduce the prinCipal balance of the Note.
If Lender receIves a payment from Borrower for a debnquent Penodlc Payment which
Includes a suffiCient amount to pay any late charge due, the payment may be apphed to the
delmquent payment and the late charge If more than one PeriodiC Payment IS outstanding, Lender -. may apply any payment received from Borrower to the repayment of the PeriodIC Payments If, and
to the extent that. each payment can be paid In full. To the extent that any excess eXists after the
payment IS apphed to the full payment of one or more PeriodiC Payments. such excess may be
apphed to eny late charges due Voluntary prepayments shan be applied first to any prepayment
charges and then as descnbed in the Note
Any apphcation of payments, Insurance proceeds, or Miscellaneous Proceeds to pnnclpal
due under the Note shall not extend or postpone the due date. or change the amount, of the
Penodlc Payments
3. Funds for Escrow Items. Borrower shall pay to lender on the day Penodic Payments are
due under the Note, until the Note IS paid In full, a sum (the "Funds") to prOVIde for payment of
amounts due for: la) taxes and assessments and other Items which can attain pnorlty over thiS
Security Instrument as a lien or encumbrance of the Property; (b) leasehold payments or ground
rents on the Property, If any; Ic) premiums for any and all Insurance reqUIred by Lender under
Seeton 5; end Id} Mortgage Insurance premiums, If eny, or any sums payable by Borrower to
Lender In lieu of the payment of Mortgage Insurance premiums In accordance with the proVISions
of Seeton 10 These Items are called 'Escrow Items.' At onglnatlon or at any time dUring the
term of the Loan, lender may require that Community ASSOCIation Dues, Fees, and Assessments,
If any, be escrowed by Borrower. and such dues. fees and assessments shall be an Escrow Item
Borrower shall promptly furnIsh to Lender all notices of amounts to be peld under thiS Section
Borrower shall pay lender the Funds for Escrow Items unless Lender waives Borrower's obligation
to pay the Funds for any or all Escrow Items lender may waive Borrower's obligation to pay to
Lender Funds for any or all Escrow Items at any time Any such waiver may only be In writIng. In
the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due
for any Escrow Items for which payment of Funds has been waived by Lender and, If Lender
requires, shall furnish to Lender receipts eVidencing such payment Within such time penod 8S
Lender may reqUire Borrower's obligatIOn to make such payments and to prOVide receipts shall
for all purposes be deemed to be e covenant and agreement contained In thiS Security Instrument,
as the phrase "covenant and agreement" IS used In Section 9 if Borrower IS obligated to pay
Escrow Items directly, pursuant to a waiver. and Borrower falis to pay the amount due for an
Escrow Item, Lender may exercise Its rights under Section 9 and pay such amount and Borrower
shall then be obltgated under SectIOn 9 to repay to Lender any such amount Lender may revoke
WASHINGTON
152!J lG4-(1) Paga4of17
200302040004S8.00~
. ~ 01-3949-060190959-1
.,:.;,'
the waIver as to any or all.j:scrow Items at any time by a notice gIven In accordance WIth SectIon
15 and, upon such revocation, Borrower shall pay to Lender all Funds, and In -su.ch .. amouots, that
are then required under thIs SectIon 3. .. ~ ..
Lender may, at any tIme, collect and hold Funds In an amount (al suihClent to permIt Lender
to apply the Funds at the tIme speCIfIed under RESPA, and (b) not to exceed the maXImum
amount a lender can require under RESPA. Lender shall estImate the amount of Funds due on the
baSIS of current data and reasonabi" estlmetes of expendItures of future EsCI"ow Items or
_ Q.!herwlse In accordance with Apphcabl~ Law .. --. ~
~,~. The Funds shall be held In an InStrtUtJon whose -depOSIts ere Insured 'by li"reaeral agency,
instrumentality, or entity (IncludIng Lender, If Lender IS an Institution whose deposits are so
Insured) or In any Federal Home Loan Bank. Lander shall epply the Funds to pay the Escrow Items
no later than the tIme specmed under RESPA Lender shall not cherge Borrower for holdIng end
applymg the Funds, annually analYZIng tha escrow account, or verifying the Escrow Items, unless
Lender pays Borrower mterest on the Funds and Apphcable Law permIts Lender to make such a
charge. Unless an agreement IS made In wmong or Apphcable Law requires ,nterest to be pa,d on
the Funds, Lender shall not be requITed to pay Borrower any Interest or eamongs on the Funds.
Borrower and Lender can agree on wrltmg, however, that onterest shall be PllW all. the Fund.
Lender shall gIve to Borrower, without charge, an annual accounting of the Funds as required by
RESPA
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall
account to Borrower for the excess funds 'n accordance w,th RESPA If there ,s a shortage of
Funds held In escrow, as defined under RESPA, Lender shall notIfy Borrower as required by
RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage In
accordance with RESPA, but ,n no more than twelve monthly payments If there IS a defiCIency of
Funds held in escrow, as defined under RESPA, Lander shall notify Borrower a. required by
RESPA, and Borrower shall pay to Lender the amount necessary to make up the defiCIency In
accordance WIth RESPA, but ,n no more than twelve monthly payments.
Upon payment m full of all sums secured by th,s Secunty Instrument, Lender shall
promptly refund to Borrower any Funds held by Lender
4 Chatge.; Liens. Borrower shall pay all taxas, assessments, charges, fmes, and
ImpOSItIons attributable to the Property whIch can attaIn pnonty over th,s Securrty Instrument,
leasehold payments or ground rents on the Property, If any, and Communrty ASSOCiation Dues,
Fees, and Assessments, If any. To the extent that these Item. are Escrow Items, Borrower shall
pay them In the manner proVlded In Secnon 3
Borrower shall promptly discharge any hen which has pnonty over this Security Instrument
unless borrower' (a' agrees on wrrtJng to the payment of the obligatJon secured by the hen m a
menner accepteble to Lender, but only so long as Borrower IS performing such agre.ment, (b)
contests the hen In good faith by, or defends agaInst enforcement of the hen In, legal proceedIng.
whIch In Lender's opInion operate to prev.nt the enforcement of the lIen whIle those proceedIngs
are pendIng, but only until such proceedIngs are concluded; or (c) secures from the holder of the
hen an agreement satlsfectory to Lender subordInating the han to thIS Security Instrument. If
Lender determInes that any part of the Property,s subject to a uen whIch can attain proorrty over
thIS Security Instrument, Lender may gIve Borrower a notice IdentIfyIng the hen W,thin 10 days of
the date on which that not,ce 1$ gIven, Borrower shall satIsfy the hen or take one or more of the
actIons set forth ebove In th,s SeCtIon 4.
Lender may require Borrower to pay a one-tIme charge for a real estate tax verlf,catJon
andlor reporting servIce used by Lender In connectIon WIth this Loan.
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5. Property Insura~ce. Borrower shall keep the Improvements now eXisting or hereafter . ..
erected on th e Property Insured agaln~! loss by flre~ hazards Included wlt~Jn -t1;le tfmn ~ ~~ded
coverage.' and any other hazards including, but not limited to, earthquakes and floods, for which
lender reqUires Insurance ThiS Insurance shall be maintained In the amounts (Including deductible
levelsl and for the periods that Lender'reqUires What lender requires pursuant to the precedm!!
sentences can change dunng the term of the Loan The msurance carner prOViding the Insurance
shall be chosen by Borrower sublect to lender'. fight to dISapprove Borrower'. chOice, whIch
!!ght shall not be exercised unreasonably. lender may r~qulre Borrower to pa¥';,a"itt;;i~on with
··,'iIlls Loan, eIther (8) a one-tIme charge. for flood zone determmabon,-certifl .. nd trackmg
servIces; or (b) a one-tIme charge for flood zone determlnatJon and certiftcatlon servIces and
subsequent charges each llme remapplngs or Similar changes occur whIch reasonably might affect
such determmallon or certificatIon Borrowar shall elso be responsible for the payment of any fees
Imposed by the Federal Emergency Management Agency m connection with the reVIew of any
flood zone determmatlon resulting from an objectIon by Borrower.
If Borrower fads to maintain any of the coverages descnbed above, Lender may obtain
lnsurance coverage, at Lender's option and Borrower's expense lender IS under no obllgatton to
purchase any particular type or amo~nt of coverage Lender may purchase s~ lO~urance from
or through any company acceptable to lender Including, WIthout IImltatJon, an affiliate of Lender,
and Borrower acknowledges and agrees that lender's affiliate may receive conSIderatIon for such
purchase. Therefore, such coverage shall cover lender, but might or might not protect Borrower,
Borrower's eqUity In the Property, or the contents of tl1 e Property, against any nsk, hazard or
hablhty and might prOVide greater or lesser coverage than was previously In effect Borrower
acknowledges that the cost of the Insuranca coverage so obtained mIght Significantly exceed the
cost of Insurance that Borrower could have obtained. Any amounts disbursed by Lender under th,s
Section 6 shall become additional debt of Borrower secured by thIS Securrty Instrument. These
amounts shall bear Interest at the Note rete from the date of dIsbursement and shall be payable,
with such Interest, upon notice from Lender to Borrower requestmg payment
All Insurance pohcles reqUired by Lender and renewals of such pollees shall be subject to
Lender's fight to disapprove such poliCIes, shall Include a standard mortgege clause, and shall
name Lander as mortgagee andlor as an addItional loss payee. Lender shall have the Tight to hold
the pOliCIes and renewal certificates If Lender requires, Borrower shall promptly gIve to Lender all
rec",pts of paId premIums and renewal nollces. If Borrower obtaIns any form of Insurance
coverage, not otherwIse reqUired by lender, for damage to, or destruction of, the Property, such
pohcy shall include a standard mortgage clause and shall name Lender as mortgagee andlor as an
addItional loss payee
Borrower hereby absolutely and Irrevocably assigns to Lender all of Borrower's fight, title
and Interest In and to all proceeds from any Insurance policy (whether or not the msurance policy
was requlTed by lender) that are due, paid or payable WIth respect to any damage to such
property, regardless of whether Ihe Insurance policy I. established before, on or after the dale of
thIS Secunty Instrument By absolutely and Irrevocebly asslgnmg to Lender all of Borrower's
nghts to receIve any and all proceeds from any Insurance policy, Borrower hereby WaiVeS, 10 the
full extent allowed by law, all of Borrower's rights to receIve any end all of such Insurance
proceeds
Borrower hareby absolutely and Irrevocably assIgns to Lender all of Borrower's right, bIle
and Intarest In and to fal any and all clelms, present and future, known or unknown, absolute or
contingent, (b) any and all causes of action, (c) any and all ludgments end settlements (whether
through litigation, medIatIon, arbltranon or otherWISe), (d] any and all funds sought agaInst or
from any party or parnes whosoever, and (e] any and all funds received or receivable In
connection With any damage to such property, resulting from any cause or causes whatsoever,
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mclucjing but not hmlted to., land subsIdence, landslide, windstorm, earthquake, fIre, flood or any
other cause . _
Borrower agrees to execute, acknowledge if requested, end deliver t~ L~~d~; I' ancira, upon
notice from Lender shall request any in·surance agency or company that has Issued any msurance
pohcy to executa and deliver to Lender, any addlnonal instruments or documents requested by
Lender from tIme to time to eVIdence Borrower's absolute and IIrevocable assIgnments set forth In
thIS paragraph,
_ . ~ In the event of loss, Borrower shall gIVe prompt_notIce to the insuran'<. ... Gar~Lender
-,1.ender may make proof of loss If not made promptly by Borrower -Unless Len~BOrrower
otherwise agree m wrrtlng, any Insurance proceeds, whether or not the underlYing Insurance was
reqUIred by Lender, shall be apphed to .restoratIon or repair of the Property, If the restoration or
repaIr IS economIcally feaSIble and Lender's secunty IS not lessened Dunng such repal! and
restoratIOn penod, Lender shall have the right to hold such Insurance proceeds until Lender has
had an oppOrtuOlty to Inspect such Property to ensure the work has been completed to Lender'S
satIsfaction, provIded that such ,nspectlon shall be undertaken promptly, lender may dIsbUrse
proceeds for the repalTs and restoranon 111 a smgle payment or In a series of progress payments as
the work IS completed. Unless en agraement IS made 10 wntln9 or Applicable La~ req"nres ,nterest
to be paId on such Insurance proceeds, Lender shen not be reqUIred to pay Borrower any mterest
or earmngs on such proceeds. Fees ·.for public edluster., or other thlld parties, retamed by
Borrower shall not be paid out of the Insurance proceeds and shan be the sole obllgatlon of
Borrower. If the restorat,on or repaIr IS not economIcally feaSIble or Lender's secunty would be
lessened, the Insurance proceeds shall be applied to the sums secured by thIS Sacunty
mstrument, whether or not then due, With the excess. If any, paid to Borrower Such Insurance
proceeds shall be applied 10 the order proVIded for ,n Section 2,
If Borrower abandons the Property, Lender may f,le, negotIate and settle any available
msuranee clelm and related metters. If Borrower does not respond withm 30 days to a notice from
Lender that the Insurance carner has offered to settle a claIm, then Lender may negotIate and
settle the claim The 3CH1ay penod WIll begIn when the notice IS gIVen In either event, or if
Lender acqUlTes the Property under Section 22 or otherwIse, Borrower hereby assIgns to lender
la) Borrower's TIghts to any Insurance. proceeds In an amount not to exceed the amounts unpaId
under the Note or thIS Security Instrument, and fbI any other of Borrower's TIghts (other than the
light to any refund of unearned preml~ins paId by Borrower) under all Insurance pohcles covenng
the Property, Insofar as such lights are applicable to the coverage of the Property Lender may
use the Insurance proceeds erther to repair or restore the Property or to pay amounts unpaid under
the Note or thIS Security Instrumentt whether or not then due
6, Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's
pnnelpal reSIdence wlthlO sixty days alter the execution of thIS Security Instrument and shall
continua to occupy the Property as Borrower's pnnclpal reSIdence for at least one year after the
date of occupancy, unless Lender otherwise agrees In WTltlng, whIch consent shall not be
unreasonably Withheld. or unless extenuating Circumstances eXist Which are beyond Borrower's
control
7. Preservation, Maintenance and Protection of the Property; Inspactlon •• Borrower shall
not destroy, damage or Impall the Property, or remove or demolish any buddIng thereon, allow the
Property to deleTlorate or comml! waste on the Property Whether or not Borrower IS reSIding In
the Property, Borrower shall maIntaIn tl)o Property 10 good condition and repalT 10 order to prevent
Ihe Property from deteriorating or decreaSIng In value due to Its conditIon. Unless It IS detarrntned
pursuant to Section 5 that repalT or restoratIon IS not economIcally feaSIble, Borrower shall
promptly repair the Property In good and workman like manner If damaged to aVOId further
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detenoration or damage. ,Lender shall, unless otherwise agreed In wntlOg between lender and
Borrower, have the ngllt to hold Insurance or condemnation pro~eds ~ It" I.nsur~nce or
condemnation proceeds are paid In connection With damage to, or the taking of, the F'i'operty,
Borrower shall be responSible for repelnng or restoring the Property only If lender has released
proceeds for such purposes lender may disburse proceeds for the repairs and restoration In a
slOgle payment or In a senes of progress payments as the work IS completed If the Insurance or
condemnation proceeds are not suffu:':::lent to repair or restore the Property, Borrower IS not
rebeved of Borrower's obllgetion for the completion of such repair or restorall.on •. ~~
-.:.,f.' lender or Its agent may make reasonable entrles-upon-and IOspecllon,fofltie<PrOperty. If it
has reasonable cause, lender mey IIlspect the Intenor of the Improvements on the Property.
lender shall give Borrower notIce at the time 01 or pnor to such an intenor InspeclJon spectiylng
such reasonable causa. lender does not make any warranty or representation regarding, and
assumes no responSibility for. the work done on the Property, and Borrower shall not have any
nght to rely In any way on any Inspectlon!s) by or for lender or rts agent. Borrower shall be
solely responSible for determlnlOg that the work IS done 10 a good, thorough, effiCient and
workmanlike manner In accordance wlth all applicable laws.
Borrower shall (a) appear In and defend any action or proceeding purp~n9.to affect the
security hereof, the Property or the nghte or powers of lender or Trustee, !b) at lender's optIOn,
assign to Lender, to the extent of Lender's Interest, any claims, demands, or causes of action of
any "'nd, and any award, court Judgetr)ent, or proceeds of settlement of any such claim, demand
or cause of action of any kmd which Borrower now has or may hereafter acquire anslng out of or
relating to any ,nterest In the acquISItion or ownership of the Property lender and Trustee shall
not have any duty to prosecute any such claim, demand or cause of action. Without I1mltm9 the
foregOing, any such claim, demand or cause of acbon araslng out of or relating to any Interest In
the acqulsotlon or ownership of the Property may Include (J) any such Injury or damege to tha
Property Includmg wJthout limit Injury or damage to any slJucture or Improvement Situated
thereon, (11) or any clmm or cause of action In favor of Borrower which arises out of the
transaction fmanced In whole or 10 part by the making of the loan secured hereby, (ill) any claim
or cause of action In favor of Borrower (except for bodily mJury) which anses as a result of any
negligent or Improper construction, '"stallatlon or repair of the Property mcludmg Without hmlt,
any surface or subsurlace thereof, or of any bulidlOg or structure thereon or hv) any proceeds of
Insurance, whether or not reqUIred by Lender payable as a result of any damage to or otherwtse
relating to the Property or any Interest therein lender may apply, use or release such monoas so
recelVed by It In the same manner as prOVided in Paragraph 6 for the proceeds of lnsurance.
8. Borrower's Loan Applicetion. Borrower shall be ,n default .f, dUflng the loan applicatIOn
process, Borrower Or any persons or entitIes acting at the directIOn of Borrower or WIth
Borrower's knowledge or consent gave matenally false, misleading, or maccurate information or
statements to lender (or failed to prOVide lender wJth matenal information) In connection wrth the
loan. Material representations Include, but are not nmlted to, representations concernmg
Borrowe,'s occupancy 01 the Property as Borrower's prinCipal reSidence.
9. Protection of tender's Interes!'in the Property and Rights Under this Security Instrument.
If (a} Borrower falls to perform the covenants and agreements contained In tillS Secunty
Instrument. (b) there IS a legal proceeding that might Significantly affect lender's Interest In the
Property andlor rights under thiS Secunty Instrument (such as a procaedlng In bankruptcy,
probate, for condemnatIon or forfeiture, for enforcement of a hen which may attain priority over
thiS Secuflty Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the
Property, then lender may do and pay for whatever IS reasonable or appropnate to protect
lender's IOterest in the Property and nghls under this Secunty Instrument, mcludlng protecllng
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andlor assessing the valuElj of the Property, and securmg andlor repairing the Property Lender's
actIons can mclude, but are not hmlted to. laj paYing any sums secure~. by.s "h~n W.l:w.h has
prrorlty over thIS Security Instrument; lb} appearing In court; and (c) paYIng reasonable attomevs'
fees to protect Its mterest In the Property andlor rights under thIS Security Instrument, lOCludlng
Its secured poslnan In a bankruptcy proceedmg. Securing the Property Includas, but Is not hmlted
to, entering the Property to make repal's, change locks, replace or board up doors and wmdows,
drain water from pipes, ehmmate burl~ing or other code VIOlatIOns or dangerous conditions, and
"Q,ave util,ties turned on or off Althoug~ Lender may ta\5.e ac~on under thiS ~ElI~f~"l!er does
-"not have to do so and os not under anx duty or oblIgatIon to 00 so It-Is-agreed - -der Incurs
no lIabIlity for not talong anV or all actIons authorized under th,s SectIon 9,
Any amounts d,sbUrsed by Lender under thiS SeChon 9 shall become addItional debt of
Borrower secured by thiS Security Instrument These amounts shall bear mterest at the Note rata
from the date of dIsbursement and shall be payable, With such lOterest, upon notice from Lender
to Borrower requestrng payment.
If thIS Security Instrument IS on" a leasehold, Borrower shall comply WIth all the prOVISions
of the lease. If Borrower acquires fee title to the Property, the leesehold and the fee tItle shall not
merge unless Lender agrees to the merger In wrrhng. _ •
10. Mortgage Insurance. If Lender requrred Mortgege Insurance as a condrtlon of malong
the Loan, Borrower shall pay the premiums requrred to maintaIn the Mortgage Insurance In effect.
If, for anv reason, the Mortgage Insurance coverage required by lender ceases to be evallable
from the mortgage insurer that previously prOVided such InSurance end Borrower was reqUIred to
make separately designated payments toward the premIums for Mortgage Insurance, Borrower
shall pay the premiums reqUired to obtain coverage substantIally equivalent to the Mortgage
Insurance prevIously in effect, at a cost substantially eqUIValent to the cost to Borrower of the
Mortgage Insurance prevIously 10 effect, from an alternate mortgage IOsurer selected by Lender If
substantially equivalent Mortgage Insurance coverage IS not available, Borrower shall continue to
pay to Lender the amount of the separately deSIgnated pavmants that were due when the
msurance coverage ceased to be In effect. lender WIll accept, use and retam thesa payments as a
non-refundabla loss reserve In heu of Mortgage Insurance. Such loss reserve shall ba
non-refundeble, notWIthstanding the tact that the Loan os ultlmetely paid In full, and Lender shall
not be required to pay Borrower any Interest or earnIngs on such loss reserve Lender can no
longer require loss reserve payments If Mortgage losurance coverage (In the amount and fot the
penod that Lender requrres) prOVIded by an onsurer selected by Lender again becomes available, IS
obtained, and Lender requires separately deSignated payments toward the premIums for Mortgage
Insurance If lender reqUired Mortgago"lnsuranca as a conditIon of making the Lmm and Borrower
was raqurred to make separately deSignated payments toward the premIums for Mortgage
Insurance, Borrower shan pay the premIums required to maIntain Mortgage Insurance In effect, or
to prOVide a non-refundable loss resenie, until Lender's requirement for Mortgage Insurance ends
m accordance wnh any wntten agreement between Borrower and Lender prOVIdIng for such
termonatlon or until terrrllnatlon IS required by Apphceble Law. Nothing In this SectIon 10 affects
Borrower's obllgetlon to pay onterest at the rate provided on the Note
Mortgage Insurance reImburses Lender (or any entity that purchases the Note) for certain
losses It may Incur If Borrower does not repay the loan as egreed Borrower IS not a party to the
Mortgage Insurance
Mortgage Insurers evaluate theIr total risk on all such Insurance Tn force from time to tlme,
and may enter mto agreements WIth other parties that share or modIfy therr fisk, or reduce losses.
These agreements are on terms and condItions that are satisfactory to the mortgage msurer and
the other party (or partIes) to these agreements. These agreements may require the mortgage
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Insurer to make 'Payments uSing any ~-durce of funds that the mortgage Insurer may have available
(whiCh may Include funds bbtalned frol"(i Mortgage Insurance premlumsl .. - -.-"" .'lI>_.
As a result of these agreementS, Lender, any purcheser of the Note, enother onsurer, any
reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (dorectly or
indorectlYI amounts that denve from '(or might be characterized as) a portion of Borrower'.
payments for Mortgage Insurance, In 'exchange for sharing or modifying the mortgage Insurer's
risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of
~e Insurer's risk In exchange for a sh~re of the premi~ms paid to the onsure[r I!'e,~ment IS
-...:. ~en termed "captIve reInSUranCB." FUflber -~ _ ~
. (al Any such agreements will ';01 affect the amounts that Borrower has agreed to pay for
Mortgage Insurance, or any other terms of the Loan. Such agraements win not Increase the
amount Borrower will owe for Mortijag9 Insurance, end they will not entitle Borrower to any
refund. ..,
(bl Any such agreements will npt affect the rights Borrower has -if any -with respect to
the Mortgage Insuranca under the Homeowners Protection Act of 199B or any other law. These
rights may include the right to receiv" certain disclosures, to request and obtain cancellation of
the Mortgage Insuranca. to have the Mortgage Insuranca terminated eutom.!!icalJr. andlor to
receive a refund 01 any Mortgage Insurance premiums that were unearned at the time of suCh
cancellation or termination. .
11. Assignment of Miscellaneous Procaeds; Forfeiture. All Miscellaneous Proceeds are
hereby assigned to and shan be paJd to Lender
If the Property 1$ damaged, such Miscellaneous Proceeds shan be applied to restoratJon or
repair of the Property, If the restoration or repair IS economIcally feaSible and Lender's secunty IS
not lessened Dunng such repaor and reatoratlon period, Lender shall have the nght to hold such
MIScellaneous Proceeds untol Lender has had an opportUnity to Inspect such Property to ensure
the work has been completed to Lender's sallsfaCtlOn, prOVided that such Inspection shall be
undertaken promptly. Lender may pay for the repairs and restoratIon In a single disbursement or
In a senes of progress payments as the work IS completed Unless an agreement IS made In
writing or Applicable Law requires ontereat to be paid en such MIscellaneous Proceeds, Lender
shall not be required to pay Borrower any onterest or earnings on such MIscellaneous Proceeds If
the resteration er repair IS net economically feaSible or Lender's security would be lessened. the
Miscellaneous Proceeds shall ba applied to the sums secured by thIS Secunty Instrument, whether
or not then due, with the excess, If any, paid to Borrower Such Miscellaneous Preceeds shall be
applied In the order prOVided for on Section 2
In the event ef a total taking, deStruCtIon, or loss In valua of the Property. the Miscellaneous
Proceeds shall be applied te the sums'secured by thiS Secunty Instrument, whether or not then
due, with the eXCBS$, If any, pasd to Borrower.
In the event of a partial taking, destructIOn, or loss In value of the Property In Which the faor
market value of the Property Immediately before the partial taking, destruction, or loss In value IS
equal to or greater than the amount of the sums secured by thiS Security Instrument Immediately
before the partial taking, destructJon, or Joss In value. unless Borrower and Lender otherw1se
agree In wrttmg, the sums secured by thiS Security Instrument shall be reduced by the amount of
the MIScellaneous Proceeds multoplled by the follOWIng fraction: (al the tetal amount ef the sums
secured ImmedIately before the partial taking, destruction, or less on value diVided by (b) the faor
rnarkat value of the Property Immediately before the partial taking, destructson, or loss In value
Any balance shall be paid to Borrower
In the event of a partIal talung, destructlon, or loss on value of the Property In whiCh the
fair market value of the Property Immediately before the partial talung, destruction, or loss In value
IS less than the amount of the sums secured Immediately before the partial talung, destruction. or
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loss !Jl value, unless Borro~er end lender otherwIse agree In Writing, the MlsceUaneous Proceeds
shall be applIed to the sums secured by"thls Security Instrument whether or. not the .. sums Me then
~e . -
If the Property is abandoned by Borrowar, or If, after notice by lender to Borrowar that
the Opposing Party (as dehned in the next sentence) offers to maka an award to settle a cialm for
damages, Borrower falls to respond to,lander within 30 days after the date the nollce IS given,
lender IS authonzed to collect and apply the MIscellaneous Proceeds either to restoration or reparr
_ .. gf the Property or to the sums sacured by this SeCU[lty Instrument, wh~tlJ.er ·or~~n due
-;"'Opposlng Party" means the third party-that owes Borrower-MIScellaneous Proc6ti~the party
agarnst whom Borrower has a nght of acllon In regard to Mlscelianeous Proceeds.
Borrower shall be 10 defauit If any action or proceeding, whether CIVIl or cnmmal, IS begun
that, In lender's Judgement, couid result In forferture of the Property or other materrallmparrment
of Lender's mtarest In the Property or rights under thiS Secutrly Instrument. Borrower can cure
such a default and, af acceleratton has occurred, reinstate as prOVIded In Section 19, by causing ,
the acllon or proceeding to be dismissed With a ruling that, In lender'S ludgement, precludes
forfeItUre of the Property or other matenal,mp.llment of lender's Interest In the Property or rights
under thiS SecurIty Instrument The proceeds of any award or claim for E-amages that are
attributable to the Impairment of Lender's Interest In the Property are hereby assigned and shall be
paId to lander
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property
shall be applIed In the order prOVIded for In Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. This Secunty Instrument
cannot be changed or modified except as otherwise proVIded herein or by agreement JO wnbng
SIgned by Borrower, or any SUccessor In mterest to Borrower and Lender. Extension of the time
for payment or modificatIOn of amortization of the sums secured by thiS Security Instrument
granted by Lender to Borrower or any Successor In Interest of Borrower shall not oparate to
release the hablhty of BOllower or any Successors In Interest of Borrower Lender shall not be
required to commence proceedings against any Successor In Interest of BOllower or to refuse to
extend time for payment or otherwise modify amonlzatlon of the sums secured by thiS Security
Instrument by reason of any demand made by the angInal Borrowar or any Successors in Imerest
of Borrower Any forbearance by lender In exerCIsing any right or ramedy including, without
hmltatlon, lender's acceptance of payments from third persons, ent1.tles or Successors In Interest
of Borrower or 10 amounts less than the amount then due, shall not be a waIVer of or preclude the
exercise of any nght or remedy a No waiver by Lender of any fight under thiS Security Instrument
shall be effectIVe unless In wrrung Waiver by Lender of any right granted to Lender under thIS
Secutlty Instrument or of any prOVISion of thIS Secutlty Instrument as to any transaction or
occurrence shall not be deemed a warver as to any future transactIon or occurrence.
13. Joint and Several Uabl6ty; Co·signers; Successors end ASSigns Bound. Borrower
covenants end agrees that Borrower's obllgatione end hability shall be lomt and several However,
any Borrower who co-signs thIS Security Instrument but does not execute the Note (a
·co-slgner")· la) Is co-slgOing th,s Seeutlty Instrument only to mongage, grant and convey the
co-slgner's Interest In the Property under the terms of thIS Security Instrument; (b) IS not
personally obhgated to pay the sums secured by thiS Secutrty Instrument; and (e) agrees that
Lander and any other Borrower can agree to extend, modify, forbear or make any
accommodatIOns with regard to the terms of th,S Security Instrument or the Note WIthout the
co~slgner's consent,
Subject to the prOVISions of Sec~on 18, any Successor in Interest of Borrower who
assumes Borrower's obligatIons under this Securrty Instrument In writing, and IS approved by
WASHlOOTON
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:[
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Lender, shall obtalO all of B.orrower's rights and benefits under thIS Security Instrument Borrower
shall' not be released from Borrower~~ oblIgations and liabIlity under thJ~ S~Uf!ty In'1.!rument
unless Lender agrees to such release ',n writing The covenants and agreements of thlsS'ecuroty
Instrument shall bond (except as provIded In Section 20) end benefIt the successors and assIgns of
Lender
14. Loan Charges. Lender may charge Borrower fees for servIces performed on connectIon
wrth Borrower's default, for the purpose of protecbng Lender's Interest In the Property and roghts
_ .~nder thIS Secunty Instrument, IncludIng, but not IImi~d to, attorneys' fe~sL .p~pectlon
-,-and valuation fees. Borrower shall pay_such other charges-as l1!nder .may' oee .' -onable for
servIces rendered by Lender and furnIshed at the request of Borrower, any successor In mterest to
Borrower or any agent of Borrower. Inregard to any other fees, the absence of express authority
in thIS Securoty Instrumant to charge a specific fee to Borrower shall not be construed as a
prohIbItion on the charging of such fee Lender may not charge fees that are expressly prohlbrted
by thIS Security Instrument or by Applicable Law
If the loan IS subject to a law which sets maximum loan charges, and that law IS fInally
mterpreted so that the Interest or other loan charges collected or to be collected In connectIon
WIth the Loan exceed the perrnrtted limits, then. (a) any such loan charge shallJ!.e rei/uced by the
amount necessary to reduce the charge to the permrttad limit, and (b) any sums already collected
from Borrower whIch exceeded permitted hmrts WIll be refunded to Borrower. lender may choose
to make this refund by reducIng tha pnnclpal owed under the Note or by making a dor.ct payment
to Borrower If a refund reduces prinCipal, the reductJon will be treated as a partial prepayment
WIthout any prepayment charg. (whether or not a prepayment charge IS prOVIded for under the
Note). Borrower's acceptance of any such refund made by direct payment to Borrower WIll
constitute a waIver of any right of action Borrower mIght have ariSIng out of such overcharge
15. Notices. All notices given by Borrower or Lender m connectIon with thIS Securoty
Jnstrumerot must be In writing Any notIce to Borrower In connectIon wrth thIS Security Instrument
shall be deemed to have been gIven to Borrower when maIled by flrst class mall or when actually
delIvered to Borrower's notice address if sent by other means Notice to anyone Borrower shall
constItUte notice to all Borrowers unless Applicable Law expresslv requlras otherwISe. The notice
address shall be the Property Address unless Borrower has desIgnated a substItute nobce address
by notice to Lender Borrower shall promptly notify Lender of Borrower's change of address If
Lender specIfIes a procedure for reportIng Borrower's change of address, then Borrower shall only
report a change of address through that speCIfIed procedure. There may be only one desognated
notICe address under thIS Secunty Instrument at anyone bme Any nollce to Lender shall be gIven
by dellverong It or maIling It by flrst class mall to lender·s address stated hereIn unless Lender has
deSignated another address by nobce to Borrower Any notice In connection With thIS Security
Instrument shall not be deemed to have been goven to Lender until actually received by lender If
any nobce reqUired by thIS Security Instrument IS also requored under Applicable Law, the
Apphcable Law reqUIrement WIll satIsfy the corresponding reqUIrement under thIS Securoty
Instrument.
16. Governing lew: Severability: RuJe. of Construction. ThIS Security Instrument shall b.
govemed by federal law and the law of the JUrlsdlctoon in whIch the Property IS located. All rights
and oblIgations contained In this Security Instrument are subject to any requirements and
IImltabons of Applicable Law Applicable Law mIght explicitly or impliCItly allow the parties to
agree by contract or rt mIght be sdent, but such SIlence shall not be construed as a prohIbItIon
agamst agreement by contract. In the event that any prOVISIon or cleuse of th,s Security
Instrument or tha Note conflicts WIth Applicable Law, such confhct shall not affect other
provIsIons of thIS Security Instrument or the Note whIch can be gIven effect wrthout the
conflicting proviSIon
WASHINOTON
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As used In thIS Sepunty Instrument: (al words of the mascuhne gender shall mean and
Include correspondIng neuter words or words of the femmlne gender; (bl._wo,4s. In. the.lWngular
shall mean and Include tha plural and vIce versa; and (c) the word "may" gIVes sole dIscretIon
without any obhgatlon to take any ecuon
17. Borrower's Copy, Borrower shall be given one copy of the Note and of thIS SecuTlty
Instrument .
18. Transfer of the Property or a Beneficial Interest in Borrower. As used in thIS SectIon
_ .;!,S, "Interest on the Property" means any legal or benetlclal onterest In the ~ro~l!.!I!ng, but
..,:not limited to, those benenclal onterests transferred In a-bond for -deea,-cii"lftraarfof deed,
Installment sales contract or escrow agreement. the Intent of whIch IS the transfer of trtIe by
Borrower at a future date to a purchaser.
If all or any pert of the Property or any Interest in the Property Is sold or transferred (or If
Borrower IS not a natural person and a beneficlal Interest In Borrower JS sold or transferred)
without lender's proor wrmen consent; Lender may require Immediate payment In full of all sums
secured by thIS Security Instrument However, thts opuon shall not be exercIsed by Lender If such
exercIse IS prohIbIted by Applocable Law.
If Lender ex.rclses thIS option, Lender shall gIVe Borrower notice of",!!cc'lleretlon The
notice shall provIde a penod of not less than 30 days from the date the notice I. gIVen In
accordance WIth Seetoon 15 withIn whIch Borrower must pay 811 sums secured by th,S Securrty
Instrument If Borrower fails to pay these sums prIor to the expiration of th,S penod, Lender may
Invoke any remedIes permmed by thIS Securoty Instrument WIthout further nonce or demand on
Borrower
19. Borrower'. Right to Reins_ After Acceleration If Borrower meets certaIn condlllons,
Borrower shall have the TIght to have enforcement of thl. Securrty Instrument dlsconunued at any
tIme proor to the earhest of' (a) fIVe days before sale of the Property pursuant to any power of sale
contaIned on thIS Secunty Instrument, (bl such other penod as Appltcable law mIght specify for
the termInation of Borrower's TIght to reInstate; or (c) entry of a Judgement enforCIng thIS Security
Instrument Those conditIons are that Borrower. la) pays Lender all sums whIch then would be
due under th,s Securoty Instrument and the Note as If no acceleranon hed occurred; (b) cures any
default of any other covenants or agieements: (c) pays all expenses Incurred on enforcmg thIS
Security Instrument, Including, but not hmited to, reasonable attorneys' faes, property Inspection
and valuat,on fees, and other fees Incurred for the purpose of protectmg Lender's Interest In the
Property and TIghts under thIS Secunty Instrumerll; and (d) takes such aetton as Lender may
reasonably reqUIre to assure that Lender" s .nterest m the Property and fights under ttus Security
Instrument, and Borrower's obligatIOn to pay the sums secured by thiS SecurIty Instrument, shall
conttnue unchanged. lender may requITe that Borrower pay such reonstatement sums and
expenses In one or more of the follOWing forms, as selected by Lender (a) cash, (bl money order,
(c) carttfled cheCK, bank check, treesurer's check or cashIer's check, prOVIded any such check IS
drawn upon en tnstrtutlon whose depOSIts are Insured by a federal agency, onstrumentahtY or
entrty; or (d) Electronlc Funds Transfer. Upon reinstatement by Borrower, thiS Security Instrument
and obltgatoons secured hereby shall remaIn fully effectIve as If no acceleretlon had occurred,
However, thIS roght to reonstate shall not apply In the case of acceleratIon under SectIon 18
20. Sale of Note; Change of Loan Servlcer; Notice of Grievance. The Note or a pamal
Irrterest In the Note (together WIth thIS Security Instrument) can be sold one or more tImes
WIthout proor noltce to Borrower, A sale mIght result In a change on the entIty (known as the
"Loan Servlcer") that collects Periodic Payments due under the Note end this Security Instrument
and performs other mortgage loan serviclng obltgatlons under the Note, thIS Securtty Instrument,
and Appitcable Law. There also mIght be one or more changes of the Loan Servlcer unrelated to a
WASHINGTON
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01-3949-060190959-1 .
sale of the Note. If there is.!a change of'the loan Servlcar, Borrower will be given wntten notice of
the cilange which will state the name and address of the new Loan Service~, tt>e~ad~re.~s .!f. which
payments should be made and any other InformatJOn RESPA reqUires In connection with a notice
of transfer of servicing. If the Note IS sold and thereafter the Loan IS serviced by a Loan Servlcer
other than the purchaser of the Note;' the mortgege loan servicing obligations to Borrower wlR
remain With the Loan Servlcer or be transferred to a successor Loan Servicer and are not assumed
by the Note purchaser unless otherwiSe prOVided by the Note purcheser
__ Neither Borro~eT nor Lender may commence, t0ln, or be JOined to .. a[lV JU~~lon las
C~iiither an indiVidual Irtlgant or the member of a class) that"aTises from. the "oth~rtY's actions
pursuant to thiS Security Instlumenf or that alleges that the other party has breached any
provIsion of, or any duty owed by reason of, thiS Secunly Instrument, until such Borrower or
Lender has notified the other party (with such notJee given In compliance WIth the requlTements of
Saction 15) of such alleged breach end afforded the other party hereto a reasonable penod after
the giVing of such notice to take correcbve action If Applicable Law provides a time period whICh
must elepse before cerlaln action can be taken, that time period will be deemed to be (easonable
for purposes of this paragraph Thanotlce of accelerabon and opportunity to cure gIVen to
Borrower pursuant 10 Sechon 22 and the notice of acceleration given to Borrower pursuant to -. Section 18 shell be deemed to sabsfy the notice and OPPOrtUhlly to take corrective action
provIsions of thiS Section 20.
21. Hazardous Substances. As used In thiS Section 21-(a) "Hazardous Substances" are
those substances defined as tOXIO' or hazardous substances, pollutants, or wastes by
enVIronmental Law and the followmg substances gasohne, kerosene, other flammable or tOXIC
petroleum products, tOXIC pestICIdes and herbiCides, volatile solvents, matenals containing
asbestos or formaldehyde, and rad,oect,ve materials; (b) "Enwonmental Lew' means federal laws
and laws of the JUTIsdictlon where the Property IS located that relate to health, safety or
environmental protection; (c) "EnvITonmental Cleanup" includes any response action, remedlel
action, or removel action, as defmed In EnVironmental Law; and [d) an -EnvIronmental Condition"
means a condlbon that can cause., contribute to, or otherwISe tngger an Environmental Cleanup.
Borrower shall not cause or permit the presence, use, disposal, storage, or release of any
Hazardous Substances, or threaten to release any Hazardous Substances, on or In the Property
Borrower shall not do, nor allow anyone alse to do, anything affecting the Property (a) thet I. In
Violation of any Environmental Law, (b) which creates an EnVlTonmental Conmtlon, or Ic) which,
due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely
affects the value of the Property The preceding two sentences shall not apply to the presence,
use, or storage on the Property of small quantities of Hazardous Substances that are generally
recognized to be appropriate to normal reSidential uses and to maintenance of the Property
(IOcludlOg, but not limited to, hazardous substance In consumer products)
Borrower shall promptly grve Lander written notice of (a) any investIgation, clarm, demand~
lawsuit or other aChon by any governmental or regulatory agency or pnvate party InvolvIOg the
Property and any Hazardous Substance or Environmantal Lew of which Borrower has actual
knowledge, (b) any EnVironmental CoiKIltion. IncludIOg but not limited to, any spllhng, leaking,
discharge. release or threat of release of any Hazardous Substance, and (c) any condrtJon caused
by the presence, use, or release of a Hazardous Substance which adversely affects the value of
the Property. If Sorrower learns, or IS notified by any governmental or regulatory authoTlty, or any
private party, that any removal or other remediatIOn of any Hazardous Substance affecting the
Property is necessary, Borrower shall promptly take all necessary remedial actions In accordance
with Enwonmantal Law. Nothing herein shell create any obligation on Lander for an
EnVIronmental Cleanup.
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NON-UNifORM Co.VENANTS Borrower and lender further covenant and agree as
follows _ ,. .. ..
22. Acceleration; Remedies. Lender shall give notice to Borrow.~-prior ·to . acceleration
following Borrower's breach of any covenant or agreement in this Security Instrument (but not
prior to acceleration under Section 18 ~.;'Iess Applicable Lew provides otherwise). The notice shell
specify: (a) the default; (b) the actionl.qulr.d to cure the default; (el • date. not less than 30
days from the date the notlce is giv.n. to Borrower. by which the default must be cured; and (d)
_ tilet failure to CU1e the default ono. before the date specified in the. Iloti,,-e~esult in
~'i·cceleratlon of the sums secured by th.is.Security InstrUmenf .rid sale of tJie-Pro~e notice
shall further Inform Borrower of the right to reinstate after accel.ratlon and the right to bring a
court aclion to assert the non-existe.nce of a default or any other defense of Borrower to
acceleration and sale. If the default i~ not cured on or before the date specified In the notice.
lender at lIS option may require Imm8diale payment In full of aU sums see ..... d by this Security
Instrument without further demand '!rid may Invoke the power of sale and any other ramedies
permitted by Appnceble lew. lender shall ba entitl.d to collect ell expenses incurred In pursuing
the remadies provided In this Section 22. including. but not limited to. reasonable attorneys' fees
and coslS of title evidence. If Borrower or any successor in inter.st to Borrowe!.. ru ...... (or has filed
against Borrower or any successor In interest to Borrowerl a bankruptcy petition undar Tltla II or
any successor title of the United States Code which provides for tbe curing of prepetltlon default
due on the Note, Interest at a rale determined by the Court shall be paid to Lender on
post-petillOn arrears.
If Lender invok.s the pow.r of sale. Lender shall give written notice to Trustee of the
occurrence of an ev.nt of default and of l.nde"s .1ac1ion to cause the Property to be sold.
Trustee and lendar shaD take such aclion regarding notice of sale and sholl give such notices to
Borrower and and to other persons as AppUcable Law may require. After the time required by
AppRcable Lew and after publlcation and posting of the notice of sale. Trustee, without demand
on Borrower. shan seU the Property at public auction to the high •• t bidder at the time and place
and under the terms designated in the notice of sale in one or more parcels and in any order
Trustee determines. Trustee may postpona sal. of the Property for a period or periods permitted
by Applicable Lew by public announcem.nt at the time and place fixed in the notice of sala.
lender or its designee may purchasa the Property at any sale.
Trunae shaD deliver to the purcheser Trustee's deed conveying the Property without any
covenant or warranty. expr.ssed or implied. The recital_ in the Trust.e·s deed shall be prima facie
evidence of the truth of the statements made therein. Trunee shall apply the proceeds of the sale
in the followIng order: (a) to an expenses of the sale. tncludlng. but not limited to,. reasonable
Trustee's and attorneys' fees: (bl to all sums secured by this Security Instrument; and (c' any
excess to the person 01' persons legaUy entitled 10 it or to the _Ierk of the superior court of the
county in which the sale took place.
23. Reconveyance. Upon payment of all sums secured by thIS Security Instrument. Lender
shall request Trunee to reconvey the Property and shall surrender this Secunty Instrument and all
notes eVIdenCIng debt secured by this Secunty Instrument to Trustee. Trustee shall reconvey the
Property WIthOut warranty to the person or persons legally entttJed to It. Lender or the Trustee
(whether or not the Trustee IS afflhated WIth lender) may charge such person or persons a fee lor
reconveyong the Property. but only If the fee IS not prohIbIted by A pphcable Law.
WASHINGTON
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~ .
24. Substitute Trustee. In accordance with Applrcable Law, Lender may from tIme to tIme
-'7, ;~
appoint a successor trustee to any Tru,stee appointed hereunder who has 5'jlas~J,? a.~t .~lIhoUI
conveyance of the Property, the successor trustee shall succeed to all the totle, power ana"dirtles
conferred upon Trustee hereon and by Applicable Law Trustee may destroy the Note and the
Secunty Instrument three (3) years after Issuance of a full reconveyanca or release (unless
directed In such request to retain them):
25. Use of Property. The Property IS not used princIpally for agncultural purposes
26.Attornays' Faas. Lender shall be entrtled to recover lis reasonable atto""!!W.'..t.ees and
-.:, 'liosts In any action or proceeding to cOnstrue or entorce any""teim of ·thlS Secuni?lffirirument The
term "attorneys' fees," whenever used In th,S Securrty Instrument, shall Include without limItatIon
attorneys' fees Incurred by Lender In ahy bankruptcy proceedong or on appeal.
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR
TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER
WASHINGTON LAW. -.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained
In thm Secunty Instrument and In any R"lder executed by Borrower and recorded wrth It.
BRNBST • 'l'HOMSON
x~~o.~
B1IlUlARA A. 'l'IIOMSON
WASHINGTON
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---------(Space Belolli/Thls iJna For Acknowledgment) " " , '"!.. •.
"':-:-Pubhc
NOli=(' WI. b-eK . before me th~ \!fide '
Washmgton, duly coml~t~1I0ned and swom~ P .---
to me known to be the Incl1Vldual~scnbed In and who executed the ioregoJng IOstrl.lment, and
acknowledged to me that helsR&/J'tL slgned and sealed the said Instrument as B!:B (hE!3!/their
free and voluntary ac1 and deed, for the uses and purposes ther mentioned
WITNESS my hand and ofJtc.et seal affixed the day an ar o#t s ce Iflcate bove wntten
My Commission exp".. 4/,<1/02 •
WASHINGTON;
162&(04-011
I I Notary Pu 0'" rt r the S .... O~'sh~~ _--""""\ gOt! \ B o.tnf ~.
-!;\ M,s: '" ' ;-<?-.... •••••• ()/. " 7 .hr ... ~#>\O'" ';.:~" '1-', wit
.-<0 " ~ "to'. l' " f /.f~OTAAI'~': ~ ~ ~o -0: ~ ~ '. FtJeUC ! .1 / ,n.' .~.-",-1->':?'·19 -o;,";P f t",~,o,;;"''''~ f \\\ WfSr\\':...--,'\" .................... -
Page 17 of 17
.. ; -,
-20030204000488.019
.' • ,. "!.o_ •
Exhibit "A"
Legal Descriptio_n
Lot 7, Block 1, Northwestem Gardens Tracts Dlv. No 4, according to the plat thereof
recorded in Volume 47 of Piats, page 74, in King County, Washmgton;
EXCEPT the north 70 feet of the West 225 feet thereof,
AND EXCEPT the west 300 feet of the remamder of SaId Lot 7; -..
Property Address 19022 116th Avenue Southeast, Renton, WA 98058
Property 10#. 619840-0140
.-
Rerum To'
Argent Mortgage Company.
LtC
;~;5'P.O. Box 14130,
Orange, CA 92863·1530
Assessor's Parcel or Account Number' 619840 -0080
Abbre~~~~~ I; \}o \
PuUlegal de.cnpuon 10cated on page 3
20030513001920.001
III
-----------[51"'" Above ThIs Lm.F ... JIeeonImj: JlntaJI-----~_~ ...... _---
DEED OF TRUST
(@c+.': l~-'-{-
DEFINITIONS
Words used m nrullIple sectlons of t1us document are defined below and olber words are defined m
Seenons 3, 11, 13, 18, 20 and 21 Certam rules regardmg Ibe u.age of words used m thls document are
also proVlded m Seellen 16
(A) "Security Instrument" means thla document, whIch IS datedMay 5, 2003
together Wllh all Rlders to thJs document
(8) "Borrower" IS MICHAEL J SNELLGROVE. also known of record as HI KE
SNELLGROVE. and LVN A SNELLGROVE. Husband
and ." fe
Borrower IS Ibe trustor under thJs Secunty Instrument
(C) "Lender" " Argent Mortgage Company. LLC
0047215272 -9503
WASHINGTON-Single Famlly·Fan .. e M~'. Mac UNIFORM INSTRUMENT
• ·6!WAII000SI I IlL ____
pago"', of , 5 'nrt"'k'-'liT
VMP MORTGAGE FORMS ·t8001521·7291
Form 3048 1/01
05/08/2003 4.23.07
2003051300192cr.o02
Lender lsa Corporatlon
orgaruze<l aDd ;,,usUng under .the laws of Del aware
Lender's address IS One Clly Soul evard west Orange, CA 92868
Lender IS the beneficiary under tlus Seconty Instrument
(D) "Trust",,' .. CHICAGO TITLE INSURANCE COMPANY
(E) "Note" means the prollUSSOry DOle Slgned by Borrower and dated Hay 5, 2003
The Nole ,tales that Borrower owes Lender two hundred thl rty· three thou,ao.d. one"....::".
-""hundred flfty and 00/100 --' ._.".--'>i!~rars
-,. (U S. $233,150" 00) plus mler"!. Borrower has pfOllllSed to pay tlus debt m regular Penodlc
Psymenls and to pay the debt m full DOtlaier than June 1, 2033
(F) "Property" means the property that IS descnbcd below under the headmg 'Transfer ()f Rtghls m the
Property •
(G) "L<>an" means the debt eY1den<>cd by the Note, plus mterest, any prepayment charges and late charges
tlue under the N()te, and all sums due under tlus Secunty Iilstrumenl, plus roterest
(II) ·Rid .... " me ... all Rtders 10 tlus Secunty Instrument that are executed by Boff()wer The followmg
RIders are to be executed by Borrower [check box as applicable]" - .
[X] AdJUStable Rale Rtder 0 COndOlllllilum Rider 0 Secund Home Rtder o BaUoon Rtder 0 Planned Umt Development Rtder 0 l-4 Famlly Rider
OVA Rtder 0 Biweekly Payment Rider 0 Other(s) [spectfy]
(I) "Applil:llble Law" means all e<>ntrollmg applicable federal, sWe and local statutes, regulatt()ns,
ordmanccs and admtrustrallve rules and orders (that have !he effect of law) as well as all applicable final,
non-<1ppealable JudiCial OprolOns
(J) "Community Assoaation Dues, Fees, and Assessments" means all dues, fees, assessments and other
cl!arges tbat are unposed on Borrower or the ProPerlY by • COndOllliruum association, homeowners
assoCtallon or smular orgamzatlon
(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaCllon ongmated by
check, draft, or SliIliIar paper 1DSlrument. which IS IDIbated through an electromc tenrunal, !elephomc
m.strument, computer, or magnetlc tape so as to order, 1Il8truct, or authonze a finaD.C1a1 lnstltution to debit
or credIt an account. Such tenn mcludes. but 15 nol huuted to, pomt-of·saIe transfers, automated teller
machm:e t:tansactJ.ODS. transfers lD.ltlated by telephone, wue ttansfm, and automated cleannghouse
transfets
(I,) "Escrow Items" means 1Ii0se Ilems that are descnbed In Section 3
(M) "Miscellon20us l'ro<:eeds" means any e<>mpensallOU, settlement, award of damages, or proceeds paid
by any tIurd party (other !han msurance proceeds paid under the coverages descnbed In SecllOn 5) for (I)
damage 10, or desttuCllon of, the Property, (II) condemnation or other talong of all or any part of the
Property. (m) conveyance m lJeu of condemnatJ.oD, or (IV) DUsrepresentauons of. or OOlwnons as to, the
value andlor cond,tion of the Property
(N) lrMortgage Insurance" means mswance protectIng Lender agamst the nonpayment of, or default OD,
the Loan
(0) "Periodic Payment" means the regularly scheduled amount due for (I) prmclpal and mterest under the
Note, plus (II) any amounls under SecUon 3 of thiS Secunty Instrument
lSi! "!WAlI0005) .,
0047~5 ~ InllJals
Page 2 0115 05/08/2003 4:2 " 0 48 1/01
20030513001920.003
(P) "RESP~". m.~ the Real Estate Seillement Procedures Act (12 USC Secuon 2601 et seq) and lis'
nnplementmg regulatIon, R!:gulatIon X (24 C F R Part 3500), as they 1lllght be amended from tune to
1lIIie, or any additional or sUccessor legislatIon or regulatIon that governs the same.subJectlIlll!ler·.y.u~ed
m!lus Seeunty Instrument, 'RESPA" refers to all reqwremenls and restncbons thaI are unposed m regard
to a "federally related mortgage loan" even If the Loan does not qualify as a "federally related mortgage
loan" under RESPA
(Q) "Successor In Interest of Borrower" means any party thaI has taken btle 10 the Property, whether or
nol that party has assumed Borrower's obhganons under the NOle andlor tlus SecnnIy InStrumenl
"-$ TRANSFER OF RIGIITS IN THE PROPERTY ---~
. Tlus Seeunly instrumenl secures to Lender (I) the repayment of the Loan, and all renewal., extenslOJIB and
moddicauoJIB of the Note, and (11) the performance of Borrower's covenants and agreements under Un.
Seeunty Instnnnent and the Note For thIS purpose, Borrower lrrevocably grants and conveys to
Trustee, In trust, WIlli power of sale, the followmg descnbed property located In the
County of KING
[Type of_mgJunsd_n] [N-ofR«ordUlgJunsdlcuon]
LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. -.
ParcellD Number 619840·0080
18924 116TH AVENUE SE
RENTON
wlneh currently has the address of
[S",",II
[OIYI , Washmgton 98058 rzlpCodcJ
("Property Address")'
TOGETIIER WITH all the unprovements now or berenfter erected on the property, and all
easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
addlbons shall a1,o be covered by tlus Seeunty Instrument All of the foregomg I. referred to m thIS
Secunty Instrument as tho "Property"
BORROWER COVENANTS thaI Borrower IS lawfully seISed of the estale hereby conveyed and has
the nght to grant and convey the Property and that the Property IS uneDCtlmbered, excepl for CDCtlmbrances
of =old. Bonower Warrants and WIll defend generally the utle to the Property agam,l all claJUIS and
demands, ,ubJect to any encumbrances of record
TIllS SECURITY INSTRUMENT combmes umform covenants for nauonal use and non·uruform
covenants WIth UDllted vanatioDs by jUD,dlcbon to consutute a unIform ,ecunly mstrument covenug real
property
G-!;[WA)lOO05)
"
Page 3 of 15
0047~7 -950
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UNIFPR,lv.\ ~OVENANTS Borrower and Lender covenant and agree as follows:
1. Payment of Princ;!pal, Inter..t, Escrow Items, Prepayment Charges, and Late Charges.
Borrower ,haD pay when due the pnnclpal of. and mterest on. the debt evlden~ by,!be Not,e .2I1l!. ,?Y
prepayment charges and late charges due under the Note Borrower shall also pay funds for Escrow Items
pursuant to SecUon 3 Payments due under the Note and this Secunty lostnunent shall be made m U S
currency However. If any check or other mstrurnent ",,,,,,ved by Lender as payment under the Note or thIS
Secunty Instrument IS returned to Lender unpaId. Lender may require thai any or all subsequent payments
due under the Note and lhIs Secunty inslrWJ1eDt be made In one or more of the followmg forms. as
selected by Lender (a) cash, (b) money order; (e) corufied check, bank check •. treas~~k or
-;~'" cash,er's check. provided any such check 18 drawn upon aD msUlution who,. dePosits ~ by a
federal agency, mstrumentallty. or entity, or (d) Electrorue Funds Transfer
Payments are deemed ,""",ved by Lender when receIVed at the locaUon deslgnaled In the Note or aI
such other locallon as may be designated by Lender In a=rdance With the nooce prOVISIons In Sect!on 15
Lender may return any payment or paroal payment IT the payment or paroal payments are tDSufficlent to
bnng the Loan current Lender may accept any payment or parnal payment msuffiClent to bnng the Loan
current, WIthout WaIver of any ngbts hereunder or pIeJUdlce to Its ngbts to refuse such payment or paroal
payments In the futore, but Lender IS not obligated 10 apply such payments aI the lime such payments are
accepted If each Penoellc Payment IS applied as of Its scheduled due date, then Le'!lLer ¥ nol pay
IDterest on unapphed funds. Lender may bold such unapphed fund, unbl Borrower makes payment 10 bnng
the Loan current If Borrower does not do so wlthm a reasonable penod of time, Lender sball either apply
such funds or retum them 10 Borrower. If not apphed earher, such funds WIll be apphed 10 the outstandmg
pnnclpal balance under the Note Immedl3lely pnor to for.,<:Iosure No offset or cbuIII whIch Borrower
rrught have now or ID the future agrunsl Lender shall relieve Borrower from makmg paymenls due under
!he Note and thIS Secunty Inslnlment or performmg the covenants and agreements =red by thIS Secutlty
Instmment
2, AppllcatlOn of Payments or Proceeds. Except as OtherWIse descnbed III thIS SectIon 2, all
payments accepted and apphed by Lender shall be apphed m the folloWIng order of pnorrty (a) mterest
due under the Note, (b) pnnClpal due under the Note. (c) amounts due under SectIon 3 Such payments
shall be appbed to each Penodlc Payment m the order In wluch 1\ became due Any renuumng amounts
shall be applied fust to lale charges, second to any other amounts due under thIS SecDnty Iostnunent, and
then 10 reduce the prrnclpal balance of the Note.
If Lender receiVes • payment fJom Borrower for a delInquent Penoellc Payment wlueh meludes a
sufficlOllt amount to pay any late charge due, the payment may be apphed to the delmquent payment and
the late charge If more than oue PeriodiC Payment IS outstandmg, Lender may apply any paymenl receIVed
from Borrower to the repayment of the Penodlc Payments If, and to the exteot that, each payment can be
paId ID full To the e>olent thaI any excess e;usts after the payment IS applied to the full payment of one or
more Penoellc Payments, such e>ocess may be appbed to any Iale charges due VolunlaIy prepayments sball
be apphed first to any prepayment charges and then as descnbed In the Note
Any apphcauon of payments, Insurance proceeds, or Miscellanenus Pmceeds to pnoClpal due under
the Note shall not exlend or postpone the due date, or chaoge the amount, of the PerIOdiC Payments
3, Funds for Escrow Items. Borrower shall pay to Lender on the day Penodlc Payments are due
under the Note, unW the Note IS paid m full, a sum (the "Funds') to proVide for payment of amounts due
for (a) taxes and assessments and other Items which can a!lam pnonty over lhIs Secunty Instrument as •
hen or encumbrance on the Propeny, (b) leasehold payments or ground ",nts on the Propeny, If any; (c)
premIUms for any and all IDsurance requIred by Lender under Secoon 5, and (d) Mortgage Insurance
prenuums, If any, or any SUDIS payable by Borrower to Lender In heu of Ibe payment of Mortgage
Insurance prerwUIDS m accordance WIth the proVISIOns of SectJon 10 These Jterns are caned "Escrow
IteDlS " At oIlgmatlOn or at any Umo dunng the term of the Loan, Lender may n:qutte thai Commumty
•• 6(WAI (0005) .. 004~~5 Imtlals
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200305130019!O.005
ASSOClabon. ~!!" ... Fees and Assessmenls, If any, be escrowed by Bonower, and such dues, fees and·
assessments ,hall be an Esc~w Ilem Bonower shall promptly furnish to Lender all nollces of amount, to
be pa.d under thIS SectIon. Borrower shall pay Lender the Funds for Escrow IteJl!S. unless./,e!lllqBlVes
Borrower's oblJgauon 10 pay the Funds for any or all Escrow Items Lender may waive Bonower's
obhgabon to pay 10 Lender Funds for any or all Escrow lIems at any tJ.me Ally such WaIVer may Duly be
m wIIlmg In the event of such watver, BorIOwer shall pay dIrectly, when and where payable, the amounts
due for any Escrow IIeDlS for whleb payment of Funds has been Watved by Lender and, tf Lender reqmres,
shall furnIsh to Lender receIpts eVldencmg such payment wlthm such bme penod as Lender may requtre
Borrower's obhganon to make sueb payments and to prov"l~ receipts shall for all .P'l.'J'<"~ to
-c~f'be a covenant and agreement contamed III tIus Secunty Instrument;., the phrase ·covenant . nt"
IS used ID Secuon 9 If BOrIOwer IS obhgared to pay Escrow Items dm:cUy, pursuant to a watver, and
Borrower fatl, to pay the amount due for an Escrow Item, Lender may exercISe Its nghts under SecIlon 9
and pay such amount and BorIOwer shall then be obligated under Secuon 9 to repay to Lender any such
amount Lender may revoke the wa.ver as to any or all Escrow lIerns at any tune by a noUce gtven ID
accordance With Secuon 15 and, upon such revocabon, Borrower ,hall pay to Lender all Funds, and m
sueb amounts, that are then reqwred under tIus Secuon 3
Lender may, at any hrne, coll""t and hold Funds m an amount (a) suffiCIent to pemut Lender to apply
the Funds at the tJ.me spCClfied under RESPA, and (b) not to exceed !he maximum '"'!9.unt ,lender can
require under RESPA Lender shall esttmate the amount of Funds due on the basIS of current data and
reasonable es!lma!eS of e.peruhtures of future Escrow Items or otherwIse m accordance Wlth Applicable
Law
The Funds shall be held m an IDStJtullon whose depoSits are lDSured by a federal agency,
mstromentably, or "Illy (mc!udJDg Lender, If Lender IS an tnStJtullon whose depoSits are so msured) or m
any Federal Home Lean Bank Lender shall apply the Funds to pay the EscIOw Items no later than the !lme
sprellied under RESPA Lender ,hall not charge BorIOwer for holdJDg and applymg the Pond" annually
analyzwg the escrow .ocount, or venfymg the Escrow Items, unless Lender pays BOrIOwer mterest on the
Funds and Apphcable Law pemllts Lender to make such a charge Uuless an agreement I. made 10 wnung
or Applicable Law reqmres mtercst to be patd on the Funds, Lender shall not be reqwred to pay BorIOwer
any mteresl or emungs on the Fund •. Borrower and Lender can agree m wnlmg, however, that mleresl
sbalI be patd on the Fund, Lender shall gtve to BOrIOwer, Without charge, an annual accountmg of the
Ponds as reqUIred by RESPA,
If there IS a surplus of Fonds held m escrow, as defmed under RESPA, Lender sbalI acrount to
Bonower for the excess funds m accordance WIth RBSPA If there IS a shortage of Funds held m escrow,
as defined under RESPA, Lender shall nobly Borrower as requIred by RESP A, and BorIOwer shall pay to
Lender the amount necessary to make up the shortage m accordance WIth RESPA, but ID no more than
twelve monlhly payments If there IS • defiCIency of Funds held m escrow, as defined under RESPA,
Lender shall notify Bonower as reqwred by RESPA, and BOrIOwer shall pay to Lender the amount
necessary to make up the defic1ency m Clccordance WIth RESPA, but m no more than twelve monthly
payments
Upon payment m full of all ,ums secured by tlus Secunty hJStrumen~ Lender shall promptly refund
to BOrIOwer any Fund. held by Lender
4. Charges; Liens, Bonowe, shall pay all t .. es, assessments, ebarges, fines, and ImpOSlllons
attnbutable to the Propeny whJcb can attam pnonty over tIus Secunty hJSlIunlenl, leasehold payments or
ground rents on the Property, If any, and CommuDlIy Assocmtion Dues, Fees, and Assessments, If any. To
the extent that these Items are Escrow hems, Borrower ,hall pay them 10 the manner proVided m Seeuon 3
cD .6IWA) 199041 02
"
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20030513001920".006
Borrower. sJ.l".!.1 promptly d1scharge any hen whIch has pnonty over thIs Seounty Instrument unless
Borrower (a) agrees m wnb\lg to the payment of the obhgauoo secured by the hen ID a manner acceptable
to lender, but only so long 'As Borrower IS perfonmng such agreeme:nt, (b) contests the jlen ID. g~od_ f;uth
by, or defends agawst enfolt:ement of the lIen 10, legal proceedIDgs whIch m Lender', 0plruon op.i.ii!'lo
prevent the enfort:emenr of the hen wblle those proceedmgs are peodmg, but only unuJ such proceedIngs
are concluded, or (c) secures from the holder of the hen an agreement saU,factory to Lender subordmaung
the lIen to thIS Secunty lnsoumcot If Lender dcternnoes thai any part of the Property IS subject t •• hen
whIch can attain pnonty over thIS Secunty lnstnunent, Lender may gIve Borrower a nobce ,denufymg the
hen. Wlthm 10 days of the dale on whIch that DOUce IS Jllven, Borrower shall sallSfy the Ie"'! oQak>ne or
. ;:;more of the aenons set forth above 10 thIs Seenoo 4. " -. -~ ~_;; ~
-~ -Lender may reqwre Borrower to pay -a one-tIme charge for a real estate tax verifIcatIon and/or
reportlllg scmce used by Lender m connecUon WIth thIs Loan
S. Property Insurance. Borrower shall keep the Improvements now eXIStIDg or bereafter erecled 00
the Property msured agamst loss by fire, hazards mcluded Wlthm the term 'e~lended coverage: and any
other ha2ards mcludmg, but not limned to, earthquakes and floods, for wluch Lender requrres II1S1IfaIICC
TIlls InsunIDce sbaJJ be mawtamOd m the IllDOIlUls (mcludmg dOducUble levels) and for the penods that
Lender reqwres What Lender requtres PursuaDt to the precedmg sentences can change dunng the tenu of
the Loan The msurauce camer provllhng the msurance shaJJ be chosen by Borrower subject to Lender's
nght to dlsapprove Borrower's chOIce, wblch nght shan not be exercISed unreawnab~ Leftder may
reqwre Borrower to pay, In connecoon WIth th,. Loan, eIther (a) a one-umc charge for flood zone
detemnnauon. ceruficonon and tracking ServIces, or (b) a on",ume charge for flood zone delernunauon
and certJ.ficallon servIces and subseq\lent charges each tlme remappmgs or slID11ar changes occur whIch
reasonably IDlght affect such determmaUon or ceruficabon Borrower ,haJJ also be respoDSlble for the
paymenr of any fees unposed by the FOdera! Emergency Management Agency ID conneCUon WIth the
review of any flood zone delemunallon resu1bng from an obJocuon by Borrower
If Borrower falls to IDalDtam any of the coverages descnbed above, Lender may obtam IIlS\lfaIlCO
coverage, at Lender', opeon and Borrower's expense Lender IS under no obllganoD to purchase any
par1lcuJar type or amount of coverage Therefore, such coverage ,ball cover Lender, but IDlght or mIght
not protect Borrower, Borrower's eqwty 10 the Propeny. or the contents of the Property, agamst any nsk,
hazard or lIability and nnght proVIde greater or lesser coverage than was prevIously m effect Borrower
acknowledges that Ibe cost of the IDsurance coverage so obtamOd nnght slgwficanUy eJ<ceed the cool of
Insurance thai Borrower could bave oblalned Any amounts dlSbursOd by Lender under thIs SecuoD 5 sball
become addluonal debt of Bonower secured by thIS S=nty InstnIrnllnt These amounts shall bear mterest
aI the Note rate from the date of disbursement and shall be payable, WIth such mterest. upon noUce from
Leuder 10 Borrower requesung payment
AU msurance policIeS reqmred by Leuder and renewals of such pollClOS shall be subject to lender's
nght to dIsapprove such pohCles, shall mclude a standard mortgage clause, and shall name Lender as
mortgagee and/or .. an addruonal loss payee Lender shall have the nght to bold the pohCles and renewal
celllficotes If Lender reqUIres, Borrower shall promptly gIve to Lender aU n:<:elplS of p.,d prenuums and
renewal nollces. If Borrower obtams any form of IDSurance coverage, Dot otherwISe reqwred by Lender,
for damage to, Or destruClJOn of, the Property, such polICY ,haJJ mclude a sumdard mongage clause and
shall D1lJ1le l.e.nder as mortgagee and/or as an addluonal loss payee
In the event of loss, Borrower sball JllVe prompt oollce to the 1DSUrance carner and Lender Lender
may make proof of loss If DOt made promptly by Borrower Unless Lender and Borrower othenvtse agree
m wnung. any mgurance proceeds, whether or not the underlYlOg Insurance was requued by Lender, shaH
be apphOd to reSlorallon or repa1r of the Property, If the restoraUon or r<pm 18 ccononucally feaSIble and
Lender's secunty IS not lessened Dunng such repatr and restorabon penod, Lender shall have the nght to
.,6IWAllooOSI
if>
004~'~5~? Imtu!ols
P'e.6oIIS 05/0812003 4 -0 om304B 1/01
20030513001920.007
hold such \!lSIlrlWf' proceeds unl!lLender bas had an opporturuly 10 InSpect such Property to ensure the'
work has been completed .10 Lender'. sausfoctton, proVIded that such mspecUon shall be undertaken . .
promptly Lender may disburse proceeds for the repalrs and restoraUon m a smgle.payment.or m·~es
of progress payments as the work IS completed Uoless an agreement IS made m wnUng or ApplIcable Law
reqwres mttrest 10 be pald on such msurance proceeds, Lender shall not be reqwred 10 pay Borrower any
mterest or earnmgs on such proceeds. Pees for public adjusters, or other tlurd pames, retaIned by
Borrower shall not be pald out of the msurance proceeds and shall be the sole obbgaIJon of Borrower If
the restoraUon or rep:nr IS nat econonuca1ly feasIble or Lender's secunty would be lessened, the msurance
. _proceeds shall be applied to the sums secured by thIS SCCIIr!ty InslfU1Dent, wheth"! o-'J!Ot.~ WIth
~,,,,,. the excess, If any, pllld 10 Borrower Soch msurance proceeds shalfbe applied m the ord~ed for In
Sec110n 2
If Borrower abandons the Property, Lender may fite, negouate and soltle any av:ulable Insurance
cbum and relaled mailers. If Borrower does not reapood wlthm 30 day. 10 a nollce from Lender that the
msurance carner has offered to settle a cJllIID, then Lender may neg01lale nod settle the cJaun. The 30-day
penod will begm when the noUce IS given. In eIther event, or If Lender acqtUres the Property under
Sect10n 22 or olherw,.e, Borrower hereby asslgJIS 10 !.ender (a) Borrower'. nghts 10 any msurance
proceeds m an amount not 10 exceed the amounts unprud under the Note or tlus Secunty IllStruIIIenl, and
(h) any other of Borrower', nghts (other than the nght to any refund of unearned pg:IDIlWJS pald by
Borrower) under all msurance polICles covermg the Propeny, msofar as such nghts are applicable to the
ooverage of the Property Lender may use the IBSUraDce proceeds eIther to Iepm or restore the Property or
to pay amounts unpald under the Note or tlus Secunty Instrument, whether or not then due
6. Occupancy. Borrower shall occupy, establISh, and lISe the Property as Borrower'. pIll1Clpal
"",den"" WIIIun 60 days after the CXecullOD of thIS Secunty instrumeDt nod shall contmue 10 occupy the
Property as Borrower's prlDClpal resIdence for at least one year after the date of occupancy, unless Lender
othefWISe agrees III wntmg, whIch consent shall not be unreasonably WIthheld, or unless CXIOllllahDg
ClrCUllllltanOes CXJSt whtch are beyond Borrower's eonllnl
7, Preser-vation, Maintenance and ProtectIon of the Property; Inspections. Borrower shall not
desllnY, damage or unpm the Property, allow the Property 10 delenorate or oormrut waste on the
Property Whether or not Borrower IS resldmg In the ProPerty, Borrower shall mamtaln the Property In
order 10 prevent the Property from detenoratmg or decreasmg m value due to Its condl11oo Uoless II IS
detemuned pursuant to Sec110n 5 that repalr or restorabOD IS nol econonuca1ly feasible, Borrower shall
promptly "'Pm the Property If damaged 10 aVOId further detenOI3llon or damage If msurance or
condemnaUon proceeds are patd m eonnec11on WIth damage 10, or the lakJng of, the Property, Borrower
shall be reaponslble for rep:nnng or restormg the Property only If Lender has released proceeds for such
purposes Lender may dISburse proceeds for the ropalrs and restoratIon m a smgJe payment or 10 a senes of
progress payments as the Walk IS completed. If the InsuJance or condenmaIJOO proceeds are Dot suffiCIent
to reparr or restore the Property. Borrower IS not relieved of Borrower's obhgatton for the completJon of
such repm or reSloratIOn
Lender or Its agent may make reasonable enlnes upon and Inspec110ns of the Propeny If II bas
reasonable cause, Lender may mspect the mlenor of the Improvemenls on the Property Lender shall give
Borrower nobce at the tune of or pnor to such an mtenor IDspectIon speclfymg such reasonable cause.
8. norrower's Loan Applll:atlOn, Borrower shall be to default If, dunng the Loan appllcauon
process. Borrower or any persons or enuues aCb.ng at the duecoon of Borrower or WIth Borrower's
knOWledge or conseot gave malenally false, DUsleadmg, or IJIlICCUrate nlfOrmal1on or ,lalemeots 10 !.ender
(or fruled 10 proVIde Lender WIth lIIiltenal mfonnsuon) In connccllon WIth the Loan Matena1
representatIons mclude, but are not hnuted to, representallons concerrung Borrower's occupancy of the
Property as Borrower's pnnClpal resIdence
G.£IWA) (ODDS)
®
004~12i72 ~ InitIals
P, •• 70115 05/0812003423:0 3048 1/01
20030513001920.008
9. Protection of Lender'. Interest in the Property and lbghts Under this Security Instrument. If .
(a) Borrower frulsto perfOI)1l the covenants and agreements contamed m tIus Secunty Instrument, (b) there
IS a legal proceedlDg that nilght slgmficantly affect Lender's mterest m the Propeny and/or nghts under
tIus Secunty Instrument (such as a proccedl.Dg ID bankruptcy, probate, for condemnanon-or forfeltuie, for
enforcement of a lien whIch may a1tam pnonty over thIB Secnnty Instrument or to enforce laws or
regulanons), or (e) Borrower has abandoned the Property, then Lender may do and pay for whalever IS
reasonable or appropnate 10 protect Lender's I.Dterest ill the Property and nghts under !lns Secunty
Instrument, IDcludmg PIotCCtlllg and/or =81ng the value of the Property, and secunng and/or repalnng
the Property Lender's actIOns can IDclude, but are not lmuted to (a) paymg any sums secured by a lien
wh.u:lI haa puenty Over th" Secunty lJI9tnnnent; (b) appearmg m court, and (c).pa~nable
-.:.:; a1torneys' fees to protect Its mterest m the Property andlor nghts under tIus Secunty ~dlng
-<. Its secured poSluon m a bankrUptcy proceoomg Sccunng the Property mCIuiles, but IS not blDlted to,
entermg the Property to make repairs, change locks, replace or board up doors and wmdows, draJD waler
from pIpeS, ehlDlnate burldmg or other code .Iolallons or dangerous condJuoos, and have uWIlIes turned
on or off Although Lender may take action under thIB Sectton 9, Lender does not have to do so and IS not
under any duty or obhgaoon to do so It IS agreed Ihat Lender mcurs no bab,bty for not talang any or all
actIons authonud under tlus Seehon 9
Any amounts dJsbursed by Lender under !lns Seellon 9 shall become addJoonal debt of Borrower
secnred by tIus Secnnty Instrument These amounts shall best mterest aI the Note rale from the date of
dI.bursement and shall be payable, wtth such mterest, upon noUce from Lender to Borrower requesbng
payment -•
If tIus Secunty lnstIUment IS on a leasehold, Borrower shall comply WIth all the proVl8lons of the
lease If Borrower acqwres fee title to the Property, the leasehold and the fee Me sball not merge unless
Lender agrees to the merger m wntlllg
10. Mortgage lnsurnnee. If Lender reqwred Mortgage Insurance as a conml!on of maJang the Loan,
Borrower shall pay the prenuwns reqwred to mamtam the Mortgage Insurance ill effect If, for any reason,
the Mortgage lDsunmce coverage reqwred by Lender ceases to be avatlahle from the mortgage WSUTeT that
prevIOusly proVIded such msuraoce and Borrower was reqwrcd to make separately deslgnaied payments
toward the prennums for Mortgage lJI9uraoce, Borrower shall pay the prerwums requtred to obtam
coverage substanually eqwvalent to the Mortgage Insurance prOVlously III effect, 3t a cost substanually
eql1lvalent to the cost to Borrower of the Mortgage Insurance prevIOusly III ell'eet, from an a1lernale
mortgage msurer seJected by Lender If substanually equIvalent Mortgage Insurance coverage IS not
avaJIable, Borrower shall continue to pay to Lender the amount of the separately desIgnated payment. that
were due when the msurance coverage ceased to be m effect Lender WIll accept, use and retam these
payments as a non-refundable 10.. reserve III lieu of Mortgage Insurance Snch 10 .. reserve shall he
non-refundable, notwtthstandlng the fact thal the lAan " ultimately paid ill fuJI, and Lender shall not be
requtred to pay Borrower any mtete,t or earnmgs on such 10 ... reserve Lender can no longer reqwre loss
re.erve payments If Mortgage bJSurance coverage (m the amount and for the penod that Lender reqwres)
prOVIded by an msurer selected by Lender agaID become. avadable, IS obtamed, and Lender reqUIreS
separalely dCSlgnaied paymeots toward the prellllUJDS for Mortgage lnsmance If Lender reqwred Mortgage
Insurance as a condJuon of malang the Loan and Borrower was requIred to make separately deslgna1ed
payments toward the prenuwns for Mortgage Insurance, Borrower shall pay the prenunms reqwred to
mamWn Mortgage Insurance m effect, or to proVIde a non-refundable loss reserve, unol Lender's
requirement for Mortgage lnsurance ends m accordance WIth aay WrItten agreement between Borrower and
Lender provIding for such temunaUon or unol temuDalJon IS requtred by Appltcoble Law Nothmg In thIB
Seeuon 10 affects Borrower's obhgatlon to pay mttrest at the rate proVIded III the Note.
Mortgage Insurance reunhurses Lender (or any enllty that purchases the Note) for cer!aJn losses It
may mcur If Borrower does not repay the lAan as agreed Borrower IS not a party to the Mortgage
Insurance
Mortgage Insurers evaluate thelt total nsk on all such lusurance m force from tmJe to urne, and may
enter mto agreements WIth other parttes that sbare or modJfy thelt nsk, or reduce 10.... These agreements
are on terms and condluons that are sausfactory 10 the mortgage msurer and the other party (or partIes) to
these agreements These agreements may requite the mortgage Insurer to make payments uSIDg any source
of funds that the mortgage msurer may have avrulable (whIch may mclude funds obtained from Mortgage
Jnsurance prerruums)
G ·.(WAlloonS) .,
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As a l"eS)l\t ~f these agreements, Lender, any purchaser of the Nole, another msurer, any remsurer,"
any other entlty, or any aff~,.te of any of the foregomg, may re<:elve (directly or mdlrecUy) amounts that
denve from (or nught be cluuactenzed as) a pOItlon of Borrower', payments for),foflg.ag/\ ~u'1!l!ce, m
exchange for .harmg or modlfYlllg the mortgage mourer's mk, or reducmg losses If such" agrOODient
proVldes that an affilIate of Lender takes a share of Ibe Insurer's nsk In exchange for a share of the
prcnuums paid to the msurer, the arrangement IS often termed "caphve reInSUrance' Further
(a) Any such agreements will Dot affect lb. amounts !hat Dorrower has agreed to pay for
Mortgage InsuraDce, or any olber lerms of the Loan, Such agreements will Dot incnase Ibe amount
Don-ower will owe for Mortgage Insunmce, and they will Dot enlltl. Don-ower to any refund.
_._ (h) Any sueb ngreemants will Dol affect Ibe nghts DolT<lwer bas • If aJlY "~With:~to the
.:.,,-;-" Mortgage Insunmce nuder Ibe Homeowners Prolectlon Ad of 1998 o,""any other Jow."These rights
may IDclude Ibe nght to recetve certain disclosures, to request and obtain <IllIceDatlon of Ibe
Mortgage Insunmce. to bave Ibe Mortgage Insunmce terminated automatically, andlor to recetve a
refund of any Mortgage Insurance premiums that were UDeamed at the lime of such cancellatloD or
lerminabon.
11, Assignment of Miscellaneous Proceeds; Forfeiture. All M,scellaneous Proceeds are bereby
asSIgned 10 and shall be paid 10 Lender
If the Property IS damaged, such Mtscellsneous Proceeds .ball be apphed to reslorebon or repair of
the Property, If the restoration or repair IS econol1llcally feaSIble and Lender's seeunty 18 not lessened.
Dunng such rep.,. and resIOrahon pOllod, Lender ,hall bave the ngbJ 10 hold such MlScellanedll, Proceeds
unhl Lender bas had an opportumty to InSpect such Property to ensure the work bas been completed to
Lender'. sansfaetJon, provIded that such lospecbon shall be undertaken promptly Lender may pay for Ibe
repaIrs and restorahon ID a smgle dISbursement or m a Selles of progress payments as the work lS
completed Unless an agreement IS made m wnhng or Apphcable Law reqUIres Interest to be paid on such
MIScellaneous Proceeds, Lender shall not be reqwred 10 pay Borrower any mterest or earnmgs OD such
MlScellaneou. Proceeds If the res!orahon or rep.,. IS not econOllllcally feasIble or Lender'. secunty would
be lessened, the Mu:ceUaneou, Proceeds shall be applied to the sums secured by tin, Secunty Instroment,
Whether or not then due, wnh the excess, If any, pwd 10 Borrower Such MJSce!laneous Proceeds shall be
applied ID the order proVIded for In Sechon 2
In the event of a total takmg, destructIon, or loss m value of the Property, the MIscellaneous
Proceeds shall be applied to the sums secured by tlus Security Instrument, whether or not Iben due, WIth
the exces" If any, paid 10 Borrower
In the event of a pornal talang, deshUCIlon, or loss m value of the Property In whIch the faJ< market
value of Ibe Property nnmedlately before the parual takmg, destruChon, or loss m value I. equal to or
greater than the amount of the sums secured by thIS Secunty Instrumenl IInmedJately before the pornal
takmg, destructJon, or loss m value, unIes, Borrower and Lender otherwIse agree In wnhng. the sums
secured by tlu. Secunty Instrument shall be redored by the amount of the MISCellaneous Proceeds
mull1phed by the followmg fraetlOn <a> the total amount of the sums secured Immedl',ely before Ibe
pamal lakmg, destrucIJon, or loss m value dIVIded by (h) the fair market value of the Propeny
lIDI!IedJately before the porual takmg. dcshUcl1On, or loss 10 value Any balance shall be paid to Borrower
In the event of a partIal takmg, destructIon, or loss In value of the Propeny In winch the fatr market
value of the Property munedlately before the partJaI taklDg, desttuchon, or loss m value IS less Iban the
IDIlOUIIt of the sums secured IDlOIed!alely before the parnal taking, destruehon, or Joss m value, unless
Borrower and Lender otherwise agree In wnlmg, the MIscellaneous Proceeds shall be apphed to the sums
secured by tins Secunty Instrument whether or not the sums are then due.
If the Property IS abandoned by Borrower, or If, after noUce by Lender to Borrower tbat Ibe
OpPOSlDg Party <as defmed 111 the next sentence) offers to make ao award to settle a claJm for damages,
Borrower faIls to respond 10 Lender WIthm 30 day. after Ibe date the notice I. gIVen, Lender I. authorIZed
to collect aod apply the MIscellaneous Proceeds eIther to restoration or repair of Ibe Property or to the
sums ,ecured by tblS Secunty Instrument, whether or not then due "OppOSlOg Party' means the thrrd party
that owes Dorrower MIScellaneous Proceeds or the party agaJDSt whom Borrower has a nght of achOD m
regard 10 MIScellaneous Proceeds
G ·6IWA) {0005) ., PaGe 9 of 15
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~rrowe~ s.b;H be m default If any ";'000 or proceedmg, wbether CIVIl or cnnunal, IS begun llIat, JIl-
Lender s Judgment, could ~esult m CorlMure of the Property or oIlIer rnatenal IIDp.lfInenl of Lender's
mterest m llIe Property or i1ghts under thIS Security Inslrulllellt Borrower can cure such. default and, If
aecelerauon bas occurred, remstate as provIded m SCCUon 19, by c>usmg llIe acuon orpt6ceet!rii~-be
dJS1DlSSed WIth a rulmg that, m LeDder'. JUdgment, precludes forfeIture of llIe Property or other !lllIlWaI
Impamnent of Lender's mterest m the Property or nghts under thIS Secunty Insttumeot. The proceeds of
any award or elwm for damages thaI are atlnbu13ble to the nnpamnent oC Lender's mterest m the Property
are hereby ISSlgoed and shall bep",d to LeDder.
All MlsceUaneous Proceeds that are Dot applied to restoraUOD or repwr of the Property ,baJJ be
applIed In the aIder provIded for 1D Section 2 __ , ~:::".
- . ~ 12. Borrower Not Released; Forb<aran<e By Lender Nol a' Wail'Cl'. Exieri;llo~ for
',. paymenl or modlflc>uoD of amOrtl2llllon of the sums secured by thIS Secunty InStrumeDI granted by Lender
to Borrower or any Successor In Interest of Borrower shall nol operate to release the liability of Borrower
or any Successors m Interesl of Borrower. Lender shall nol be requued to COtnmellce proceedmgs agamst
any SUccessor m Interest of Borrower or to refuse to extend Ume for paymenl or otherwu;e modIfY
amorUZa1Jon of lie sums secured by tins Secunty Inatrument by reason of any demand made by the ongmaJ
Borrower or any SuccesSOR JD Interest of Borrower Any forbelllance by Lender m exen:ISJDg any nghl or
remedy JDcludmg, WIthout hnu13Uon, Lender's acceptance of payments from thm! persono, enllUcs or
Successors m Inlerest of Borrower or m amouots less than the amount then due, sball not be • WlllVer of or
preclude the exereISe of any nght or remedy _ •
13. Joint 8Dd Several Liability; C .... igners; Sua:essors and Assigns Bound. Borrower (:Ovenants
aod agrees that Borrower's obbgauons aDd IIabtllty shall be JOlDl and several However, ooy Borrower who
CO-SIgnS tins Seennty Instrument bat does Dot execate the Note (a "CO-Slgner") (a) IS co-mgomg thIS
Secunty Instrument nnly to mortgage, groat and convey the co-mgner', mterest in the Property under the
terms of thIS Secunty Instrumeot, (b) IS not personally oblIgated 10 pay the sums secured by tins Secunty
bIStrument, and (c) agrees that Lender and any other Borrower can agree to .. tend, modify, forbear or
make any acconnnodauons WIth regard 10 the terms of tins Secunty Instrument or lie Note wlllIout the
CO-Slgner's consent.
SubJ":! 10 the proVISIOns of Secuon 18, any Successor lC Interest of Borrower who assumes
Borrower's obhgaUons under thIS Secunty Instrument m wnllng, and IS approved by Lender, shall obtam
all of Borrower's nghts and benefits under tins Secunty Instrurneot Borrower ,hall not be released from
Borrower's obbgallons and habd.ty under thIS Secunty Instrument unless Lender agrees to such release 1D
wnung The covenants and agrecmenlS of thIS Secunty InstIUment shall bmd (excepl as proVIded m
SCCUon 20) and benefit lie successors and asslgno of Lender
14. Loan Charges, Lender may cbarge Borrower fees for semces performed In conn..:!lon WIth
Borrower's defaull, for the purpose of prolecllng Lender's mterest m lie Property and rights under thIS
Secunty Instrument, mcludmg, but not hnuted to, attorneys' fees, property mapccuon and vaJuaunn fees.
In regard to any other fees, the absence of express .. thonty m!lus Secunty Instrument to charge a specIfic
fee to Borrower sball not be construed as a prohlblllon on the chargmg of such fee Lender may nol cbarge
fees that are expressly proJublted by thIS Secunty Instrumeot or by Appbcable Law.
If the Loan IS sabJe<:! to a law whtch sets JD3XllllIlDI loan charges, and that law IS fmally lDIerpreted so
that the mterest or other loan charges collected or to be collected In connectIon WIth the Loan exceed the
pemlltted lumts. then. (a) any such 10 .. cbarge shall be rednced by the amount necessary to reduce the
charge to the penmtted hnul. and (b) any smos already collected from Borrower whtch exceeded pernntted
lwuts Mil be refunded to Borrower Lender may choose to make thIS refund by reducmg the pnn<:tpal
owed under the Note or by makmg a due<:! payment to Borrower If. refund reduces pnnClpal, the
redocoon will be treated as a parual prepayment WlthoUI any prepaymenl charge (wbether or not a
prepayment charge IS proVIded for under the Note). Borrower's acceplaoce of any BUch refund made by
drrect payment 10 Borrower wtll conslltute a WlllVer of any nght of acllon Borrower ought have ansmg OUI
of such overcharge
IS. Nollces. All nouees gIven by Borrower or Lender 1D connecUon WIth thIS Secunty Instrument
must be In wrltmg Any nonce to Borrower In connccllon WIth thIS Seennty loStrument ,hall be deemed 10
have been gIven to Borrower when ma~ed by flIst class maIl or when actnally debvered to Borrower's
004~-9 Inmal
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noUce address If sent by other means Nottee to anyone Borrower shall conslllute noUce to oU Borrower.;.
unless ApphC2blcr Law expressly reqUIres otherwIse The noUce address shall be the Property AddreSs
unless Borrower has desIgnated a substItUte noUce address by noUce to Lender Borrower shall promptly
DOUfy Lender of Borrower's change of address If Lender spOC1fies a procedure for ~rtJnlr Bom.wer's
change of address, then Borrower .hall only report • ch80ge of address through thai spOC1fied procedure
There may be only one desIgnated noUce address under thIS Secunty Insuument at 80y oce Urne. Any
noUce to Lecder shall be gIven by dehverwg II or by mathng It by first class mati 10 Lender'. address
stated herem unless Lender has deslgDllled another address by notIce to Borrower Any Donce m
connectJon WIth Uns Secunty Instrument shall not be deemed to have been given 10 Lender unul actually
receIVed by Lender If any noUce requned by Un. Secunty Instroment IS also Il>j1IIred.~Plt.hcable
-.;:; Law, the Apphcshle Law reqwrement WlII sausfy the correspondmg requl=enr un<lii4~secunty
-0· Instrument -
16. Govermng Law; Severability; Rules of Con.truchon. This Secunty Instrument shall be
governed by federal law 80d the law of the JunsWcuon In wluch the Property IS located All nghlS 80d
obhgollon. conunned III thrs Secunty lnstIUment are subject to 80Y requirement, and hDlltaUons of
Applicable Law Applicable UlW Dllght expliCitly or lIIlPltcllly allow the partles 10 agree by CODtrnct or 11
nnght be ruent, but such Sllence shall not be construed as a prolublUon agaIDSt agreement by contract. in
the event thaI any proVISlOD or clause of IhJS Secunty Instrument or the Note conflICts With Apphcable
Law, such COnOlct shall nol affect othe< proVISIOns of Uns Secunty Insuument or the Note wluch can be
gIVen effect WIthout the conOlctmg provlSlon
As used m thIS Secunty Instrument (a) word. of the masculme gender sball 1Ibn ~d mclude
correspondmg neuter words or words oC the fernwme gender, (b) words In the singular shall meao and
Include the plm andVtCC versa, and (c) the word 'may' gives sole msere"on Without any obllgahon 10
take any acuon
17. Borrow ... '. Copy. Bonnwer &ball be given one copy of the Note and of thIS Secunty Instrument.
18. Transfer of the Property or a Benefictal inlenst in Borrower. As used m IhJS SeeMn 18,
'Interest In the Property' means any legal or benefICIal lDlereslm the Property, mcludmg, but not 1II1lIted
10, those benefiew mterests transferred m a bond for deed, contract for deed, Installmenl sales contrnct or
escrow agreement, the lDlent of whtch IS the transfer of btle by Borrower al a future date 10 a pun:haser.
If all or any part of the Property or any Interest m the Property IS sold or transferred (or ,f Borrower
IS not a natural person and a benefic,almleresl m Borrower" sold or lransferred) Without Lender's pnor
wnlten consent, Lender may reqwre muned,.te payment In full of all sums secured by IhJS Secunly
InstIUment. However, Uns cpuon shall not be CltercJSed by Lender If such exerCISe IS prolnblled by
Appbcable Law
If Lender exercises Uns opuon, Lender shall give Borrower nohce of accelemhon The notIce shall
proVIde a penod of not less than 30 days from the date the Dobce IS given In accordance WIth Secbon 15
Wltlun winch Borrower nmsl pay all sums secured by thIS Secunty InstIUment If Borrower fru. 10 pay
these sums pnor to the expualJon of thIS penod, Lender may Invoke any remedIes penmtted by thIS
Secunly Instrument WlthOU! further DOUce or demand on Borrower
1? Borrower'. RIght 10 Relnstate After Acceleration. If Borrower meets certain condluo .. ,
Borrower shall have the nght 10 have enCorcemenl of IhJS Secunty Instrumenl dI8conUDued al 80Y ume
pnor 10 the earhest of (a) five days beCore sale of the Property pursuanllo any power of sale contaIned In
IhJS Secutlty Instrumenl, (b) such other period as Applicable Law IDIghl specIfy for the termmalJon of
Borrower's nghl to rernstate. or (c) entry of a Judgtnenl enforcmg thrs Secunly Instrument Those
condIDons are that Borrower. <a) pays Lender all sums wblch then would be due nnder thIS SCCUllly
Instrument and the Note as If no _crelerahon had occwred, (b) = any default oC BOY other covenaots or
agreements, (c) pays all expenses mcurred In enforcmg t1us Secunty hl8troment, mcludmg. but not !muted
to, reasonable attorney" fees. property wspecuon and valuabon fees, and other fees IJlCIIrred for the
purpose oC protecbng Leeder', ,nterest m Ibe Property and nghlS under Un, Secunty Instrument, and (d)
takes such aCUOD as Lender may reasonably requue to assure that Lender's mteres! m the Property and
nghts under thIS Secunty Instrument, and Borrower's obhgalloll to pay the sums secured by thiS Secunty
Instnrroent. sball conllnue unchanged Lender may reqOlre thaI Borrower pay such reinstatement sums aod
expenses m one or more of the foUowmg forms, as selected by Lender <a) cash. (b) money order, (c)
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certIfied cb.ec~, .. bjDk check, treasurer's cbeck or caslner's check, provIded any such check IS drawn upon'
an mstllunon whose depoSllS are msured by a federal agency, mstrumenlahty or enbly, or (d) Electrome
Fulids Transfer Upon reUlsu.tement by Borrower, thIS Secunty Instrnment and obllgatlons seenred.!!ff~by
sball remam fully effectIVe as If no acceleranon had occurred However, tJus right \0 reInState ,ball not
apply m the case of acceleranon under Seenon 18
20. Sale of Note; Change of Loan Serv,cer; Nohe. of Gnevance, The Note or a partlalmterest m
the Note (together WIth !Ius Secunty Instrument) cao be sold one or lllOre l1mes WIthout prior noUce to
Borrower A sale IDlght result m a change m the enuty (known as the "Loan Serncer") that collects
Penodlc Payment. due under the Note and !Ius Secunty Instrnment and performs .other ~ loan
",$C sememg obbgauons under the Note, tin, Secunty Instrnin.ilt, ana Appbcable-l .. W·-ThOlliiiISo IDIght be
. one or more changes of the Loan Semcer unrelated to a sale of the Note. If there IS a change of the Loan
Semcer, Borrower wlll be gIVen wntten noUce of the change wluch wiD state the name and address of the
new Loan Servlcer, the address to whICb payments should be made and any other mformauon RESPA
reqUlfes m connecnon wul! a nohee of transfer of .erv,emg If the Note I. sold and thereafter the Loan IS
serv,oed by a Loan Semcer other than the purehaser of the Note, the mortgage loan servlemg obbgauons
to Borrower will remam WIth the Loan ServleeI or be transferred to a successor Loan Semcer and ore not
assumed by the Note purchaser unless otberwJse proVIded by the Note purchaser.
N.,ther Borrower Dor Lender may commence, Jom, or be Jomed to any jDdlelal ~on ~ eIther an
mdlV1dual hugant or the member of a class) that anses from the other party's acI10ns pursuant to thIS
Seennty Instrument or that alleges that the other party has breached any proVlSlOll of, or any duty owed by
reason of, tJus Secunty 1nstrnment, uon! such Borrower or Lender has DOUfied the olber party (with such
nobre gIven m compbance Wlth the requltClDOllts of SeenoD 15) of such alleged breach and afforded the
other party hereto a reasonable perIod after the gIvwg of such noUce 10 take COrrectIV. acIlon If
Apphcable Law pfOVldes a bme penod wluch must elapse before certam acnon c.an be taken, that tune
period will be deeroed to be reasonable for purposes of thIS parngraph The notice of accelerabon and
opporturuty to cure gIven to Borrower pursuant to seenon 22 and the Dobee of acceleratlOD gIven 10
Borrower pursuant to SecUaD 18 sball be deemed to sabsfy the nonce and opporturuty to take correcuve
OCUon provman, of tJus SeenoD 20
21. Hazardous Substances. As used m tins Seenon 21. (a) 'Hazardous Substances" are those
substances defmed as toXIC or hazardous substances, pollulants, or wastes by EnvlIOnmenlal Law and the
followlDg subsunees gasolme, kerosene, other flammable or toXIC petroleum prodncts, toXIc peSllCldes
and herbICIdes, volatile solvents, materials contammg asbestos or faDlUl!dehyde, and rawooenve matenala;
(h) 'EnVlIOnmental Low' meaos federal laws and laws of the JnnsdJ.cbon where the Property IS located that
relate to health, safety or envlIanmenlal protecUoD, (c) 'EnVlIOnmental Oeanup' meludes soy response
actlOD, remedial actIon, or removal aClIOD, as defmed m EnvuonmentaI Law, and (d) an "Environmental
COndltlOU'" means a condltJOn that can cause. contnbUle to, or otherwlSe trigger an Environmental
C10llDup
Borrower shall Dot cause or perrrut the presence, use, dISposal, storage, or release of any Hazardous
Substances. or wealen to release any Hazardous Substances, on or 10 the Property Borrower shall not do,
Dor allow anyone else to do, soythmg affecung the Property <a) that IS m Vlolanon of any EnvlIonmenlal
Law, (h) wluch creales an EnvlIonmenlal CoDWUOD, or (c) wluch, due to the presence, use, or release of a
Hazardous Substance, oreates a conmllon Ibat adversely affects the value of the Property The preoedlDg
two sentences shall nol apply to the presence, use, or storage on the Property of small quantltles of
Hazardous Substances that are generally recogDlzed 10 be appropnate to DODlUl! remdenllal uses and to
mamlenance of the Property (mcludlDg, but not hlDlled to, hazardous substances m consumer products)
Borrower ,hall promptly gIve lender WrItten Donce of <a) any mvesbgauoD, elllIll, demand, lawSUlI
or other aeuon by any governmental or regulatory agetICY or pnvatc party ,nvolvmg the Property and any
Hazardous Substance or EnVironmental Law of whlch Borrower bas actual knowledge, (h) any
EnVlfOmnental Condlhon, mcludmg but not luruled to, any spIllIng, leakIng, discharge, release or threat of
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release of '!JlX l;ipdous Substance. and (c) any condll!on caused by the presence. use or release of a-
Hazanlous Subslance wblch,advmely affects the value of the Property If Borrower learns. or IS noufied
by any governmenlal or regulatory authorny. or any pnvaJe party. lbat any remoyal or",!her Iern"!Jl~l!on
of any Hazardous Subslance affecllllg lbe Property 13 necessary. Borrower sball promptly take all necessary
remedJal acuons m accordance WIth EnvlrOnmenlal Law Nollnng herem sball create any obbgauon on
Lender for an Envlronmenlal Cleanup
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows
22. AceeleratJoD; Remedies. Lender shall give notite to Borrower pnor to aceeleratioD fOUOWlDg
_ Borrower's bream of any rovenaot or agreement In ~ Security 1lIstrum.~ -(bn~or to
.:~: .. aceeleraboD under Section 18 unless ApplIcable Law prOVIdes Olherwise). The Dotlcestmf!'speclfy: (a)
the default; (b) the amoD required to cure the default; (c) a dale, not less than 30 days from the date
lb. Dotlce IS given to Borrower, by wbim the defaull must be cured; and (d) that failure to cure the
default OD or before the date S]I«lfied In Ih. Dotlce may result ID aceeleratloD of the sums serured by
tbls Security Instrumenl and sale ot the Property at public auction al a dale not less Iban 120 days In
Ibe tulare. Th. notice shall further Inform Borrower of Ibe nghl 10 reinstate ofter acceleration, the
righl to briag a coUlt action to assert Ibe non-exist .. "" of a defaull or any other defense of Borrower
10 aceeleratlon and sale, and any other malters reqUIred 10 be Included In Ibe DOtice by Applicable
Law. If Ibe defaull is nol cured on or before tbe dale speofied iD Ibe notlee, Len. al"lts OpbOD,
may require mnnediale paymeDI m full of oil sums seeured by tbls Security lnsI.rwnenl wilboul
further demand and may Invoke Ibe power of sale and/or any other remedies permitted by
ApplIcable Law. Lender shall be entitled 10 collect oil expenses inenrred in pursuing the remelbes
provided in this SectioD 22, lnclulbng, but nol hmiled 10, reasonable attorneys' fees and costs of title
evtd .....
If Lender mvokes Ibe power of sale, Lender shall give written notite to Trostee of the
occurrence of an evenl of default and of Lender'. election 10 cause Ihe Property 10 be sold. Trustee
and Lender shall take sum aelloD regarding notice of sale and shall give sum noti ... to Borrower
and to other persons as Applicable Law may require. Ailer the time required by Applicable Law and
after pnblicatioD of the noli .. of .ole, Trustee, withoul demand on Borrower, sball sell the Property
al public auctioD 10 Ibe high ... bidder at Ibe time and pIa .. and under the lerms deSJgDaled in Ibe
DOtl .. of sale In ODe or mOre pareets and In any order Trustee determines. Trustee may postpone sale
of the Property for a penod or periods permitted by Applicable Law by public announeemenl at the
time and pIa .. fIXed m the noti .. of sale. Lender or Its designee may purchase Ibe Property al any
sale.
Trustee sholl deliver to Ibe purchaser Trustee'. deed roDveying the Property WIthout any
covenant or WlllTBnty, expressed or implied. The recitals hi lb. Trustee's deed shaD be prima faCIe
.... den .. of Ibe Imtb of tbe stalements made Iberem. Trustee shall apply the proeeeds of Ibe sale in
the foDowing order: (a) to oil expenses of the sale, Including, bDI Dot hmiled to, reasonable Trustec's
and aUorneys' fees; (b) to oil sums serured by Ibl. Security llIstrum.ent; and (e) any ""e'" to the
person or persons legaUy entitled to It or 10 the clerk of the superior courl of the county In whim the
sale look place.
23. Reconveyance. Upon paymenl of all sums secured by IIns Seeunty lDsttumeot. Lender sball
request Trustee to reconvey lbe Property and shall surrender IIns Secunty Instnnnent and all notes
evldenemg debt secured by tlus Sec~nty Instrumenl to Trustee Trustee shall recoDVey 1he Property
WIthout warranty 10 the person or persons legallY enlJUed 10 It SUch person or pmons shall pay any
recordallon cosls and the Trustee', fee for prepanng !he reconveyance
24. Substitute Trustee. In accordance WIth Applicable Law, Lender may from bIne to nme appolDt
a successor trustee to any Trustee appomted hereunder who has ceased to act WIthout conveyance of the
Property. the successor buslee shall ,ucceed 10 all the ntle. power and dulles conferred upon Trustee
herem and by Apphcable Law
_SIWAIIOOO51
004~7~5 Irnuals
Pooo 13 of 16 05/08/2003 4 3' 048 1/01
20030513001920.014
25. u~ p{ I):operty. The Property IS nol used pnnClpally for agnculturnl purposes
26. Attorneys' Fees •. !.ender shall be enlltled to recover lis reasonable altomeyo' fees and costs m
any acllon or proceeding to 'construe or enforce any lenn of thIS Secunty Instrnment. Th~tenn. 'alt~s'
fees,· wbenever used In thiS Security In,lrument. shall mclude WIthout lmutallon 8ltomeys' fees mcuned
by Lender m any bankruptcy proceedmg or on appeal
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND
CREDIT, OR TO FORlIEAR FROM ENFORCING REPAYMENT OF A DEBT ARE
NOT ENFORCEABLE UNDER WASHINGTON~W. " .~ -~3~
BY SIGNING BELOW. Borrower 3CC1!Pts and agrees to the terms and covenants contamed In tlus
Secunly Instnunent and In any Rlder executed by Borrower and recorded With It.
WitnesSes
G-1lIWA) 10006)
"
(Seal)
-Bonowcr -.
A SNELLGROVE -Borro .....
(Seal) (Seal)
..IJorrower -Borrower
(Seal) (Seal)
-Borrower -Dorrower
(Seal) (Seal)
-Bol1"Ower -&rrowcr
0047215272 -9503
P,g.140115 05/0B12003 4'23.07 F."" 3048 1101
20030513001920.015
25. U~e 9f)loperty. The Property J.~ not used pnnclpaUy for agnculLUral purposes.
26. Attorneys' Fees. J.,ender sball be enbUed to recover lis reasonable attorney,' fees and costs 1D
oolacbon or proceedlDg (0 'construe or enforce any tenn of tlus Secunty lnslrUIllOl!l. Th!:-tCllll. ",altQgl:¥s'
fees,' wh ... ever used 1D tlus Secunty Instrument, shall !Delude WIthOut hnulabon attorneys' fees !Dcurred
by Lender m ooy bankruplcy proceedlDg or on appeal.
ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND
CREDIT, OR TO FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE
NOT ENFORCEABLE UNDER WASHINGTONL~W. . ._ -~
BY SIGNING BELOW, Borrower accepts ood agrees 10 the terms and covenants oontamed m thIS
5=nty inslrument and m any RIder executed by Borrower and recorded WIth It
Wunesses.
~~~V----!2~+=-",=:"'-(Seal)
·BoITOWU -..
(Seal) (Seal)
-Borrower -Borrower
___________ (Seal) (Seal)
G-6IWAlI0005)
'"
-BolTO'WCr -Borrower
(Seal) (Seal)
-.Borrower -BDn'OWCJ'
0047215272 -9503
P'9.140115 05/05/20031'14:15 Form 3048 1/01
-----------------
200305130019:!e.016
STATE OF W~HINGTC)N, , KIN&-, Countyss:
On this day of personally appeared before me
to me known to be the IIldIVldual(s} descnbed In and who executed the within and foregolll9
Instrument, and acknowledged that he/she/they Signed the same as hlSlherllhelr free and
voluntary act and deed, for the uses and pUrPoses therein menboned
*0047215272*
40D 1 SWA (-W2} PlIge1Sot15 0047215272 -9503
05/05120031 1415 PM
20030513001920.017
- - -,.---.' :-....:!;;..-
ADJUSTABLE RATE RIDER
(LIBOR Slx-Month-Jndex (As Published In the Wall Street Journal)-Rate Caps)
THIS ADJUSTABLE RATE RIDER IS made thiS 5th day of May, 20Q3 _ andiS~!rru Into
and shall be deemed 10 amend and supplement Ihe Mortgage, Deed of Trust or Secunly Deed
(the "Secunty Instrumen!") of the same date gIVen by the undersigned (Ihe "Borrower") to secure
Borrower's Adluslable Rete Note (the "Note") to Argent Mortgage Company, LLC (the "Lender") of
the same date and covenng Ihe properly descnbed In the Securrty Instrument and located al
18924 116TH AVENUE SE. RENTON, WA 98058
[Property Address) -.
THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES tN THE
INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE
AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE
TtME AND THE MAXIMUM RATE THE BORROWER MUST PAY.
ADDmONAL COVENANTS In addlbon to the covenants and agreements made III the
Securrty Instrument, Borrower and Lender further covenant and agree as follows
A INTEREST RATE AND MONTHLY PAYMENT CHANGES
The Nole proVides for an Inillal Inleres! rale of 8 650 % The Note prOVides for changes In the
Inleres! rate and the monthly payments, as follows
4. INTEREST RATE AND MONTHLY PAYMENT CHANGES
(AI Change Dates '
The Inlerest rate I Will pay may change on the firsl day of June, 2005 ,and on that day every
SIXth month Ihereafter Each date on which my Interest rale could change IS called a "Change
Dale"
(B) Tho Index
Be!jlnmng With the first Change Dale, my Interest rale Will be based on an Index The "Index" IS
Ihe average of IIllerbank offered rates for slX-monlh US dollar-denominated deposrts m the
London market ("UBOR,,), as published In the Wall Streel Journal The most recent Index figure
available as of the date 45 days before each Change Date IS called the "Current Index"
If the Index IS no longer available, the Note Holder Will choose a new Index which IS based
upon comparable Inforrnallon The Note Holder Will give me notice of thiS chOice
Imba~~ c{1I~
Loan Numbar 0047215272 -9503
6113-1 {Rft 1101t Page 1 of3
051081200342307 PM
20030513001920.018
--. .-
-~ -.J.--
(C) Calculation of Changes
Before each Change Date, the Note Holder wIll calculate my new Interest rate by addIng
six and one-hatf percentage pomts ( 6.500 %) 10 the Current Index The Nole Holder WIll then
round the result of thiS addlhon to the nearest one-elghth of one percentage POint (0 125%)
Subject to the limIts stated 10 Sechon 4(0) below, thiS. rounded amount WIU'!>-<f ~rest
rate unbl the next Change Date _ ---
The Note Holder WIn then determine the amount of the monthly payment that would be
sufficient to repay the unpaid pMclpal that I am expected to owe at the Change Date In fun on
Ihe matunly date al my new IIlteresl rate In substanbally equal payments The result of thiS
calculahon will be the new amount of my monthly payment
(D) Limits on Interest Rata Changes
The Interest rate I am reqUired to pay at the first Change Date WIll no! be greater than 10.650%
or less than 8.650% Thereafter, my Interest rate WIll never be mcreased or decreasl!d on any
Single Change Date by more than One( 1.000 %) from Ihe rate of mterest I have -seen Paying for
the preceding SIX months My Interest rate WIll never be greater than 14 650)% or less than
8650)%
IE) Effective Dale of Changes
My new Interest rate will become effective on each Change Date I WIll pay the amount of my
new monthly payment beginning on the first monthly payment date afier the Change Dale until
the amount of my monthly payment changes agaIn
(F) Nottce of Changes
The Note Holder WIll deliver or mad to me a notice of any changes In my Interest rate and the
amount of my monthly payment before the effechve dale of any change The notice will Include
Informabon requ~ed by law to be gIVen me and also the IIDe and lelephone number of a person
who Will ansWer any quesbon I may have regarding the notice
B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER
Section 18 of the Securrly Instrument IS emended to read as follows
Transfer of the Property or a Beneflclalln!ere.! In Borrower. As used m thiS Secbon
18, 'Interest In the Properly" means any legal or benefiCial mteres! 10 the Properly, including,
but not hmlted to. those benefiClallllterests transferred In a bond for deed, contract for deed.
Installment sales contract or escrow agreement, the Intent of wnlch IS the transfer of title by
Borrower at a future date to a purchaser
In'bOl.~~'SdJ7
Loan Number 0047215272 -9503
610-2 {Rev 1101) Page2of3
05JD812003 423 07 PM
200305130019iO.019
,
.' •. ' .. J.--
If ali or any part of the Property or any Interest In the Property IS sold or transferred (or If
Borrower IS not a natural person and a beneficial Interest In Borrower IS sold or transferred)
wJlhout Lender's pnor wTllten consent, Lender may reqUIre Immediate payment In full of all sums
secured by thiS Secunty Instrument However, thiS option shall not be exerClse~.d .. b Ll'Oder If
such exercise IS prohibited by federal law Lender. also shall. not exerClsIUfil . ;:w.. (a)
Borrower causes to be submitted to Lender information requIred by lender ·to e uate the
Intended transferee as If a new loan were being made to the transferee, and (b) Lender
reasonably determInes that Lender'S secUrity will not be ImpaIred by the loan assumpbon and
Ihallhe nsk of a breach of any covenant or agreement"' thrs Secunly Instrument IS acceptable
to Lender
To Ihe extent perrOltted by Applicable Law, Lender may charge a reasonable fee as a
condloon to lender's consent to the loan assumpbon Lender may also require the lransferee to
sIgn an assumption agreement thai IS acceptable 10 Lender and that obligates the transferee to
keep all the promises and agreements made In the Note and In thIS Secunty Instrument
Borrower Will con~nue to be obligated under the Note and thIS Secunty InstrumenUIOleiS lender
releases Borrower In wnhng If Lender exercIses the option to reqUIre Immedlllte payment In full,
lender shall gIVe Borrower nobce of accelerabon The notIce shall proVide a penod of not less
than 30 days from the date the notIce IS gIVen In accordance with SectIOn 15 WithIn which
Borrower must pay all sums secured by thIS Secunly Instrument If Borrower falls to pay these
sums pnor to the explralJon of thIS perIod, lender may Invoke any remedIes penmJtted by thiS
Secunly Instrument wllhout further nobce or demand on Borrower
BY SIGNING BELOW, Borrower accepls and agrees to Ihe terms and covenants contained In
thiS Adjustable Rate RIder
=== __________ .(SOal) === __________ {,Seal)
Borrower Borrower
Loan Number 0047215272 -9503
61o..:J{ReoIlrol) Page 3 or 3
05108/200342307 PM
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op.rat. ,nd mkinta1n .laotrl0 tran •• i,.ion lInea aYe~ ~nd
1M d .. l~ ••• nl ....... el1\ tor .... fI (roe the ~n.ntol';
'tUllp 1t'.Q.ordon to oOQtriet~
IlCI'"01I. part ot .U4 pl'1lil.1"' ••
,~-: ~-::;~ HO'I,fHJ:R~ORE. tbl grtntor, 1l1,contld.rlltlon o[ ona'dollar (11), 'tn. reCl}J:pr'ot :1
.h..1ob.l •• okna"llr.%red• 40 •• ~",.b1penB1t th-Ir~ntee, 1tl 8Uoa ••• ot>., • .." •• a1I;na. \0. II'
OOn.ltMlot. op .... at. an4 Malnh.lq. eleotr1a tY'nn.1.alon 11nea, with tbt 'naou ... rJ PO"' "
81.nl t tlxtur ... anchorl I..tl4'SU1&t to. be loe.ate4 .1thin .ttip. o( laM. Df the l'1.dth or
e1~1 (SO) re.~, b.l~ thirty (001 fel!lt e1"--on .a.cb .1~ or tbe roUo'*i1'l6" ~.or1"d
QOTII't'rwu,t .u'bd.1 TlI!Ilol\a..l o.nhr 11 nee: ,J!E ~ . .
, , 0 'I' n. north lana eOl1th o~llhr 11 DIU or the .. est half of northul!lt qUarter (~rllfi)
aDd t<>un ... t Qual'hr.{.ett )0i1 the elll!lt and 'Iut center: linea or tbil •• .t b&l.t Of _or\:b-
"nat quar.1:er (.nrlrlf:Hih.... halr <>t _ .. t halt ('II'lof'1Ji) and .. ut ha.l.t at lIIOutbnd I qq.rt~r ~'to~ )~a1l In laH heUon J.3; .ubjegt, bowenr, to an e&1 ••• nt 1n'tb. 'Pd'b-
lla toJ" .n,. p..~ ID l"IDadJ: her-totore ld4i cut or u,l;.bll.h.,(I, aDd DOW .nat1oc OT'ft' aa4
_arol. anJ p.~ of the pre-i ••••
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S.W.1I4 01 til. SlII. 11401 SEr.TION 33 T. 2!.N.R.5.£.W.M.
KING WUNTY WASH.
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told ~ ,ndJlU!Y <II1.qdl,", ... I!ru'1!f l_tn<I OIhor.bttnr<1IDIIJ
which In Iho oplnlon "r tho Grmfoo(,J IFlIDIiDto{JJ with JI s"",(;M Wil" fidll' .
Thlt CQvoncnl. hllhJJn conlalnlld .lIall run wUb 1M lMd and DID blnd'lIl uppn .11 :lU~!,!' OwtlO1' thmof.
~VllnOl' Whoroor. the IDld Crlntol1tl h,2JLoxacullld Ibl. bUI,umon'&hI.~ dJiyof ~e #4'4 .
..: -::P . , .J..'--EXCISetm fIED , tVZt41 211 (I~ ~~
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ncross, QvofDnd upon. tN/VI: (Otilla I 0 following land, located In Ii /,,v":-
CoUDIY. Slato of Wa:lhlngton. to .. wll:
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5Uld Ao,.. 0 £~ 4= .A4-e"""",= BJld may cut-end nllnowbrusb,ltOoS and o!horgb5bucUoos
which In tbll opinion or thu Crameels} InUllfaro(s} \,Jlh 1'11.. Apep e"',£I"'~Al'
Tho covenant. baroln COlllahllnl shall ruo w1th the lund God are billdioe upon all subsllqul;lnt o\\o'l1orl lboroof,
In Wltnoss Whoroor. the 5IItd Cirantgn,l h..2.!..IUlOC'J.llld lhJslhslrUmonl this ~ day of OUC..Nt!.G;ItZ-.
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!INDlVIDlIALACKNOWLEDGMENT)
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b~,!~.,tbb~d,yor mamw
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e '9' hOMby gmnt~lInd conv8Ylc:::ta ~~ Granlee[.}.
\0 tonstnltt. improvo,repBlrand malnlaln ;. J1«.;-8UCC8IJOI1I '!f. utlBN,lho rlabl , pavUeg, ElJ'Id authorfly
GCfO". t1ytll 4nd upon ? t""'7'" ; J ~... UM,IN! tll'I
r,DColJJ3 t'f. SIa,. of W .. blngtou. ,,,.wlt: r •• \I.Ib. foll,wlnB land.lo",od In ;,.,6"
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Thlt Gmntartslahall mab no uaa orlbu land occuplnd by RId
G~opt fur
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S003 CREEK WATER AND SEWER DISTRICT
AGREEMENT FOR INTERIM SERVICE
" METHOD NO. 4
The undersigned, EmeRt H ~n~ BArbera ~ "'g'l\'t"~ lor Bcd in consideration of Soos Cree ater an ewer s riet.
lUng County. Washington, hereinafter called nDistrictll
, granting
permission to connect a private interim service to said property
pursuant to the terms Rnd conditions of Resolution No, 078 S as
adopted or amended by the Board or Commi:ssionerS"""""""Or s::a.id
,~lstrlct, does hereby agree IlS follows:
~"7'-
1. Said interim service sha.ll-be for one stDcle famlly'--
residence od,. ..
2. In the event 01 a subdivision of the subjeot property
and/or the addition of a structure requiring sewer
service the undersigned agrees to pay for and install a
gravity sewer system in compliance with the current
D1strict rules and regulat1ons.
3.
4.
5.
The undersigned shall obt~in at their cost, All
easements ~hlch may be necessary for the instnllatlon of
~n interim service line.
If required by the Distrlct and as part of the
cQnsiderntlon Cor said permission. the undersigned h~ve
granted and conveyed or hereby agree to grant and convey
to the District easements over. through. under and
across the nbove described property for sewer mains and
appurtnnccs for the implementation of the comprehensive
plan or for the improvement of the sewer system of the
District.
The undersigned agree to pay forthwith the charges AS
determined by the District as follows!
General Facilities Areu Chnrge $
Contribution for the Future Hain
Permit Fee
2 483 00
9 601 4]
300 00
Other Grinder Pump
nnd such other fees as may be
inspection and bands by other
4 Q6i 'r charged for perm tees.
governing agencies hn~lng
jurisdiction.
6. The undersigned agree to pay the monthly sewer charge
at the prevaIl1ng rntes of the District under the snme
classificntion ~s determined by the District.
7. The undersigned agree to relocnte. at the their cost,
the privnte interim service line to the permanemt main
when it 1s installed. if directed to do so by the
District. It 1s further agreed thnt the District mny
enter upon private property and relocate the priVate
interim service line to the perm~nent mnin upon failure
ot the undersigned to do so within 30 days of notice by
the District. and it 1s agreed that the cost thereof
shall be charged against tho property owner and sball be
a lien upon the prope~ty served.
1'his :J.greenll'mt ShIll I be a covenant runn1ng with the
land a.nd shall be binding upon all pQ.rties and their heirs,
administrators. executors and assigns until the permanent sewer
main to serve the above described property has been constructed
and accepted by the District.
IN WITNESS WHEREOF. 1 (we) ha.ve hereunto set my (our)
hand and seal this
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PAGE 2 _ fOR INl'ElUM SIlIWlCl! I1E'I'IlOO to. 4
stATE OF WlISI!IlmON)
)ss
COUNl'Y OF KItll )
On this day personally .appearel bo..fore "" Ernest H. 'Ihomaon-
ilUU Barbara A. Thomson t to JTe known to be the indivuruaJ.e
described; in and wba E!J(ecub:!d the within and foregoing' insu:umenc, and
""""""ledged that they signed tile ...... as their free and voluntary act
and deed .. for the uses and pu.tp:)Se9 tnerci.n nentJ.cned.
GM;>! under my nand and official soal tIlis ~day of April
____ .19~.
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SOOS CREEK WATER AND SEWER DISTRICT
AGREEMENT FOR INTERIM SERVICE
METHOD NO.4
The underslgne'a t ~rneRE H DUd Berhoaa A Tb~son
for nnd tn considerlltion Of Qosreekater nn Sewerstdct,
King County. Washington. hereinilfter called "Dlstrict", grnnting
perm1ssion to connect a private interim service to said property
pursunnt to tbe terms nnd conditions of Resolution No.~, as
adopted or amended by the Board of CommissionerS--or-said
District, does hereby agree as follows:
1. Said iDterim service shall be tor ope siagle f~ly
residence only.
2. In the event of a subdiVision of the subject property
and/or the addItion of n structure requiring water
service the undersigned agrees to pay for and install ~
water system In compliance with tbe current District
rules and regulations.
3.
4.
5.
The undersigned shall obtnin at their cost. all
easements which may be nccessnry for the installation of
an interim service 11Qe.
If required by the District and a~ part of the
consideration Cor said permission, the undersigned have
granted and conveyed or hereby ~gTee to g4Qnt nnd convey
to the District ~asem~nts over, through, under and
aeross th~ above described property for water moins and
appurtances for the implementation of the comprehensive
plan or tor the improvement of the water system or the
District.
The und~rsigned agree to pay forthwith the charges as
determined by the District as follows;
Genetnl Fac1lities Area Charge $ 1,386.00
Contr"lbution for tbe Future UJdn j.156.02
Meter &; Ins~nl1.D.tion 790.00
Other .-= ... ~<r.~~=-~~~~~~ and such other tees as moy be charged tor permit lees,
inspection nnd bon~s by other govcrnin~ agencies having
jUrisdiction.
6. The undersigned agree to pay the monthly water charge
at the prevailing rates of the District under the snme
classification B6 determined by the District.
7. Tbe undersigned agree to reloca~e, at the tbeir cost,
the private interim service line to the permanemt mnin
when It Is installed, if directed to do so by the
District. It 1s further agreed thnt the District may
enter upon private property and reloc3te the private
interim ser"vice line to the permanent main upon !tlilute
ot the undersigned to do so within 30 days of notice by
the District, nnd it is agreed that the cost thereof
shall be cbarged ag~in5t the property owner and shall be
a lien Upon the property served.
This ugreement snall be n covenant rUhning with the
land and shall be binding upon 1111 parties and their heirs l
administrators, executors and ass1gns until the permanent wllter
main to serve the above described property ha.s been constructed
nnd accepted by the District.
IN WITNESS lIHEREOF, I (we) have hereunto set my (our)
hand nnd seal this
eoa "."
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PAGE 2 l\GREEl'!ENT FOR II/l'E!IIM SERVICE I1E'IllCO 00. 4
srATE or 1<l\SlII>moN)
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COUNl'Y OF KIN;; )
On this day personally.appeared before-me Ernest H Thomson
auu Barbara A. Thomsen ,to ItE known to be the 1ndivl.dUa.la
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Filed for Record at
the request of
o -
easement No.: 33-23-5-51010
SOOS CREEK WATER &
SEWER DISTRICT
ProJect: ERNEST & BARBARA THOMSON
14616 S.E. 192nd Stroot
Renton, Washington 98058 19016 116th Av,nuaSoutheast
Renton, Washington 98058
SEWER EASEMENT AGREEMENT
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THIS AGREEMENT, made this It:!! day 01 VUfIJ!;. , 199£.. KNOW All MEN
BY THESE PRESENTS that EJaiJIt$.7 711111154" and .Bpe8IUYJ T/IIIQ/ "M/ ,owners
01 land 300± feet east of 116th Avenue Southeast and 300± f .. t North of Southeast
192nd Street, In the County of King, Stale of Washington, legally described as follows:
lot7, BlOCK 1. plat of NORTHWESTERN GARDEN TRAClS DIV _ 4, as recorded
in Volume 47 of Plats. page 74, records of King County, Washington.
In consideration of the sum of One Dollar 1$1.00) and other v.luable consideration, receipt
of which Is hereby acknowledged. do hereby grant to soes CREEK WA TEA AND SEWER
DISTRICT, a Municipal Corporation of King County. Washlngton,lhereinafter ·Dis,"ct·, and
to Its successors and assigns~ an eBsement over, across, under, end through the following
described real proparty:
The Southerly 10.00 '.al of the Easterly 330.43 feat of the above described
parcel of land.
Said easement is for the purpose of Instolling. constructing. operating, Inspecting.
maintaining, removing, repalring , replacing and usIng sanitary sewer line Is} and
appurtenances thereto. together with the non-exclusive right Qf ingross to and ogmss from
said portion of Grantor's property lor the foregoing purposes.
This easement Is granted subject tD the following tenns, conditions and covenants:
,. THE USE OF PROPERlY BY GRANTORS. Tho Grantor hes tiUe to said mal property
and is authorized to grant. convey and WDlTanl this easement to lhe District. The Granror
shan not .rect bundings or slTUctums of 8 permanant nature, or any omer Improvements
which may in any way interfere with the Olstrict's Installation or maintenenc. of the sanitnry
sewer IInels} and appurtenances. The Grantor may use the sulface of the eos"",,,nt for
paving. lendscaping or other uses which do not interfere with the District's use of the
easement.
2. RESTORATION. The Granro"s property will b. restored to a conditlon.s good as or
better then the premises wer. prior to entry by the District. Photogrephs will be taken prior
to construclion on said property to assure the completeness of restoration~ Final restoration
will Includ •• but sholl not be rlfllited to, sod replacllmflnt in e><isting lawns, hydroseeding in
unTmproved areBS, replanting of existing shrubs ami bushas or replacement of the same.
PAGE 1 OF 3
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Easeroont No.: 33·23·5·$1010
Large trees that exist within the pennanent easement may ~e removed during construction
unless otherwise noted in this oasementdocument. Fences. rockeries, and concrete, asphalt
and/or gravel driveways. etc •• will ~ repaired or replaced.
3. CONSIDERATION. In case suit or aclion is corrvnenced by either party. or their
successors, heirs or assigns. regarding an encroachment On the easement, in addition to
costs provided by statute. the subst.ntiallyprevailing party shan ~ entitled to an award of
at!omey fees in such sum as the Court may adjudge reasonable.
4. EASEMENT TO BIND SUCCESSORS. This easement. during its existence. shall b ••
covenent running with the land and shall bo binding on the successors. heirs and assigns 01
the grantor herein.
IN WITNESS WHEREOF. the Granlllr!s) has executed this agreeroont thls1 day of
J7WI!..-• 199¥:..
~ STATE OF WASHINGTON) ss o COUNlY OF KING ). .,.
aJ .. On this W -day a! .J~AJE.-19~belor.mepersonallyappeered
eRlIlru;' 1fiJ!/lSdttland ,@RBA \4 z#om$t, . to me known to be thelndlvidue's
described In and who executed the within and faregoing instrument. and acknowledged said
instrument to be the frae and voluntary act and deed of said Grantors. for the uses and
purposes therefn mentioned.
WITNESS my hand and official saal hereto .ffi><ed the day and year above written.
_ --.:_'!5!F..;. <.' ..
NOTARYP CiIIe for th tate 01 Washington.
residing 8t *lJt!l,'A L m ---
My commission expires: 3<kfo
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Fill."" for Rccord at
the request of
SOOS CREEK WAlER I!o
SEWER DISTRICT
14616S,E 192nd Street
Relnon, Washington 98058
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Eas.cment No 33-23-5 W101'
ERNEST I!o BARBARA lHOMSOf\l
190Hi '16", Avenue Southea~r
Renton. Washington 98058
WATER fASlMf"T AGREEME'<T
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THIS AGREEMENT. moldc Ihts d,lY 01 /' ~ 199'~ K~OWALl MEN
BY n-iESE PRESENTS that rill ,. r: ..... 'r· ..... nt1 c:.":'':':~'.: /-_..: " . owner!.
of land at 300! feel Ent of 116to Avenue SI)Ulhcas.l and 300:, 'L'CI North 01 Southeast
1 g'lh S1Jt.'t!1. tn the County of King. Stat,! (II Wa!ohlngfon h.'gall ... de'S-t.ntM.'d a~ 101l0ws
tot 1. Block 1. pial ot NOR1HvvtSTl R~ GAROn.! TRACTS DN 4_ o1~ It.'cmd ... 'd
In VolUfTlO' .17 of Plals. page 14 .. '~cOfds of Ktng County. Washington
In cons.trtcr allon 01 thlt sum 0' Ono Oollar IS 1 001 and 01h~ va'uaD'e coosf(!cfatlon. leCl!lpt
or which IS. hOfcby aCknowlcdgod. do hurcby grant to SODS CREtK WAltA ANO SElNER
DiStRICT. a Municipal Corporation 01 King County. W.nhlO5Jtnn thOlOtnalter "o.st'lc,·1 and
til In. succe$!t01s and aSSigns. JIon uasomonl ovm aCfO!!. under and through the toUowlng
,1c~rrd.h."d fl!'~1 property·
The EiI!.tl:lrl't' 30 ()O feet 01 Ih('! fntor1v JJO .aJ tetl'1 01 "'le above described
"illrt~1 01 land
S.lltl t~M.t,"":nl IS tOt the PU"~)~ of In51,,111"9 Cnns,11ut.:11n9 o~lCflltln9 Inspechng
nlitlnt,l,n,ng. rcnlOvlng repairing. rOI"""clng and u~ln9 Wi'tN hncls! and ilppurtenance~
tl1··t.·t\1 II>l.J"lht.'f With thc nnn·ell-elusive "~Jht 0' ,"~lrt.!S!t tll ;'In,1 e9rt.'~S from s;lIId porllon of
ol,V'!h" !' pall"''''V ft'lf lhe lort!9'lmg PUtptlSt.'5.
THE USE: Of PROPERTY BY GRA\:TORS The' Grantor has IIUe 10 said '('Ill properTy
IIn(1'$ aulholl:M 10 grant. convey find w .. n30nt Ihl,. cas,cmcml to !hoe Dlstllcl The Gramor
50hall nOI eroct buikhngs or Slructutcs ot a pc!rmanem nbture at an.v other Improvements
'Io ... hlCh may In any.way Inledol_c wtth the Olstrl(:·(5o installiltlon Of m.llntenanee 01 ~he water
IollelS) and ."\ppwtcnance5. The Gu~mor may use the 511rla~e of the eaS:Crncnt lor paVlog
l;mi1:!;(aplOg Of other uses which do not Intorlole With the Ol~nlct 50 u~c of thto e:lseincnt
) RESTORATION The Grill:, .. " :!Ii pfopert .... Will bt." :C'ShUl,1 t(1 a ,;ondltlon as gooo .as or
11t.·W!' th,"\n the' plem.s!!s WCIC pr~or to iontr't by the 0istTle1 F'hvtograp~s .... 111 be tah'"O pnor
t,' "1,"~rrl"~I'l1n on ~;ud fH('IN1tv, tn ,I!O~Urt.' the comrll'h .... nl·!o~ ;.,1 rCSIO",,!ion. r:tnal restOf atl·if:\
\ .. 1:, n,i'ilk bul sh.?J1I n.ot be l!mIh."" 10 0;;. ..... 1 H;plaCl~'nt '" c..,ishng ritlllrn~ hyd~Osocd,"g ,n
tJOlmprovl.'C1 ~rea~ ICpl.lntm9 of C''':15tlO{l shrubs and b~:;hc-s Of .cp1ac;(?fTt(>nt 01 the 5;.1(n(!
l • .,r~w tlt.'IL'!-'h,lt t!"~ISt \ .... t~h)n Iht.' 'It'!lmancnl ~asclTI(.,rit fTl."l\ tl-o.. 't.:mo ... -w durIng CI)nstruq1on
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unless otnefwise noted In this eas.emenldocumenl, Fences, rockCfIil'S.. and concrete. asphan
a~'or gravel driveways. eu::., will be repaired or replaced
3. CONsrOERATlON 1n case suit 01 iJction is c{)f'TYTlCllccd by ctthe-r p.\rty. 01 the"
succes·sors. hcms or .1SSlgns. regarding ~n encroachment on the u.jlserTW!nT In addition to
cosl5 plDvtded bv slaluh.' the substantially prevaihng party shall be cntt1led to an award of
aHomey fees In such :'iUm as me Courl may adludge reasonatllc
,. EASEM~NT TO BIND SUCCESSORS This oas.cmcnr, {ttl"ng ItS. ClII'lstence shall be it
covonant runnIng wIth the land and sha." be tHndtn9 00 ttn.' SUCCl,"Urns. h[!lfS and aSSigns of
the grantor he' ern
IN WllNESS WHf::RlO~, the Graf'llorls) he!. aKotulod thiS agroomttnt thIS ...... day of
__ ----.al'.'" . 199 f
".-----.... --1_~.1 ~ .lr . .:..._
STAT[ OF \\,ASHt"Gh)~l
COUNTy OJ "ING ~!I.
;?~t.th;.S. .~'_ .. ; -.. ~~~do' O:'.:'J.lT-:.~~S~:-~_::~ ~9 ~~~ before:c ~r:~~~ t~):a;~
IndiViduals dcsctltl!..'d In and who cJlcculcd Iho \l\l'llhln olt\(J Jorl.'9omg In:Urumcnt ItI'H1
acknowlOOgcd said Instrument to be 1he freo and voIuhla~ act and ol"Od at u,d G'antOfs
tm the uses and pu'~"""')scs Iherem moohonod .
WlTNESS mV hitniJ and offiCial soal tlUlcto aUI.li:ed the !jay and Yl.l'jitr abo ... e wrlt1[!n
,
NOT"AAY:;tJBt-ft:~ri a~~' ih;~_ljit~:~f \V;S'h:'~'9t(l-n
rl!5-I dlng at :.,.d.....!-LL, ~ ~~ ______ _
My CQ(TY'r'lls~on cloplle!. . :::...~;. __ :::,
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Ea.......,. No,: 33·23·5,Wl0ll
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ERNEST & BARBARA THOMSON
E-ASEr..ifN1 NO J3-23-5-W10ll
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AL TERNAlE SlOWER SERViCe: AGRI::e:Me:NT
5005 CREEK WATER ANO Se:we:R DISTRICT
THIS AGREEMENTls maljo U'lis 29th day or April . 199~. beIWBen the
sacs CREEK WATER AND SEWER DISTRICT, ;I Washinglon municipal corpofOltlon ("Olstrfcti
and Ernest H. and Barbara A. Thomoon ("Qwnef'1.
SECTION ,. RECITALS
1.01 District owns and oparales a 51!W'1:f' $)'stem In King County, Washington.
1.02 Owner owns that certain proporly (-Property·) located at
190xx 116th Ave. SE
and legally described 15 :
Easterly 330.43 ft. of Lot 7. Blk..lNII Garden
Tracts
OWnll!lf has ItIqueSled sewer Slttvice to tho property~
1.03 Tho InSlaUalEon or iii grinder pump unit upon Owner's Property J~ nO~5scuy 10
racililatl!l Ol.strict sewer service. Sudl grinder pump unit has or will ba Inslallad en Owner's
Property pu,.,uant IQ Ulls AgrHrmnL The grinder pump unit will be O'NDDd by tha DistriCt.
1.04 In con~id'eraUon 01 the Distric;t's OW'nfl"hlp. op"ration and maintonance 0' the
grinder pump unit tin the Properly, tho O~trId and Owner agmo to lhe certain tellM and
conditions relallng to Ute grtoder pump unil .as sel forth billow.
SeCTION 2' TERMs ANp CQNDIT10NS
2.01 Tho District win perfomliho'seMc& and maintenance, Including replacing any non-
func:Uoning element or the portian Qr tho SY$lem for wbIch it Is responsible. HQ'Wftver. it damage
to the 5Y"tem OCCtml as a mull cf Ihe Owner" miSUSe of the system,. as descnbod hemin, Owner
shall be msponsiblo for the t:tIsl, Incfudlnll Olslrid labor. or any repair or Rlplaeemenl Owner
warrant! under this section that nD misuse wm occur.
2.02 Following rn"aUaUon. DYmer shall submit to the Dbtrrct.a ,.chematfc diagram of the
5)'stem suItable for the Di!11id purposes desaibed hellllin. Owoer agreas 1hat th$ District or lts
agents ,han be present cluring the inlUillllctMllion of Ole SYSt6m. This Olstrfct wiJllhllre.after
servicq anti maintain the pump and force line-to the Oistrict's 5)'!5tem, The lIeuo!!e Slranled herein
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AL lERNA lE SEWER seRVIce AGREEMENT
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shan erlilbfe Jha District to 1emavo, repair atld ",plxe tha grinder pump and force Une and tD
bring any equipmenl onto the Property masonably necessary 10 accomplish same-. Owner shall
be rusponsible for aU m:alntenaneo lind service of aJllines and appunenances between the pump
and Ihe house. and fQr!he Inlama! plwnping sys!sm. Owner hereby aulhorb;" lila Distrid 10 use
Ihe Property's domestic ~t6r :s,ervice for maintenance and repair purpose.
2.03 OWner lhaU provide continuoU3 atees! 10 the orindar pump unit on the Property
5ultabh, ror its operaUcJl and maintenance. \\nleh may include lifting. removing and replacing $ud'I
unit or iU1)' pan thelllo," No landscaplng. btles or shrubs :lhaD be planted' or maintained In the
area of tho grinder pump unit which wauJc:llntedere with access ther8to, nor :shan any constnJdJon
or any other IlcUvlty be undertaktln In tha ansa or thll grinder pump unit MIlch would inlerfere with
such access. Landscaping. treu or shrubs on th., Property shall be ~!nlailled by Owner 10
pl'fJvide continuous aa:ess to the grinder pump unit. "!luch unit is nol accessible due to
landscaping, trees Dr shrobbery, parir.ed vehldas Jac:atad over lhe unit. or any other reslrlctlon.
the OWner.shaD be assessed a spedal ;ceo" char;e as de\ermfn&d by the [)bltfct ot at lelll
$25.00, for each Instance t1HI unit Is lnacca5$ibJo, depending on the cfrcumstanc:n and duration
"f each Instance.
2.04 Owner shaD maintain conUnUOl15 acaI5S to Ihlll lOP ot the gritlder pump unit and
.shaU maintain the top or such unll al least two lnches above Ute yard subgradD whethor such unit
Is Joc,aUllf In !On. grass, Nrk or oUler area upon tho Pl'tlperiy.
2.-05 Owner will provide and be responsible for 1110 elm:tric 5ervice 10 the pump and ahy
ntpair to \he lI!oadc:at Hf"Ilc:e linG'.
2.05 Ownar shalt Pat ~monlhty $BW!tf' bills rrwn the Dlslrid whicb will indude iii
Insinlennnce charge for the grfndllrpump tlnit as delonnined by the District. Thlt Oblrict's Iew&t
rales and the moinlenaneo chargo for tho grinder pump unit may be ~Yi51d Ind smonded by the
Olstrlct r[llm lime to lime In accordance with law appl/c:able to 3ewer dl:strids. '
2.07 Owner 3haU Inform any t~nan" JWJtorandior Imee of the Property of this Gl'InrJor
Pump service Agreemllnt; however, Owner shall remain pJimarlly ",sponsible forthe pe"al'Man~
af tho toms and eondiUom of thl.s agreement and tor the aeilons or an)' tenant. ",mer andlor
lenee of the Proper1y.
2..08 Owner ,haJJ be liI:3used an additional dlarga '" datonnined by tho District in UlD
eyent of damage to the grinder pump unit aused try Owne(s adivltl.,s andlor misuse af such
"nil MI ..... haII be defined by ruI •• ond roguIaUons which have or Wll be adoptOll by tho
DI.lriOl I. Include both Melm und 0IsIrid '","dan!>, and sIt;IIlndudo but not be 1ImII000ID IhtI
grinder pump unil In the lfi'lnl 0' damage to the grlnder pump unit, the Oistrld shalf determfne
the cau5e of 3uch damage and iWess any charges for mJ;'USD Dr the unit OInd the cost of ~pair
or repacamenl a5,cdalftd or relating thorettJ in ils .sole }udgemltftl and discrelJon.
2.09 Owner hereby waives any daim ag2ins1 the DIstrict for damage to person or
property cccasloned ilnd resulting from the t.ailure or tho syS1Ml imd agrees to hold the Oiltlict
narmle,' from sam,,: provfdtd. hO'lWver, oothrng In this Sed!an 2.09 shall be con3'l1ued 10
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ALTERNATE SEWER SERVICE AGREEMENT
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IlIfeaso the Ci51rlct whllr8 tho injuries., damages, Of oihflr lou is occasioned by tho negligence
or InlenUonllI tortious action at the District
2.10 Enrorcement of tho abovD refem'lced tei'lllS and cotIcflllons shaH be by atrf
proceeding allZH or In .equity ag.!ns1 any pDr30n or persons \liola:ting or allempting 10 violate aJrl
lem or candlUon herein. eilher to ",stl3in viclatfon or m:over damage5. Failut'8 by the 0i3trid,
or any $UCC8SSQt therelo. to enfon:e any term orcondition czmtained h!l~n :shall in no event be
deemed a waiver 01 right to do so thereafter.
STATE OF WASHINGTON
COUIIlY OF KlNIl
SOOS CREEK WATER AND SEWER ClSTRICT rOISTRICT")
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B~~aA-its~O l4aJ!u~!re
I carti\'IJ that I knaN or have saUsfoadory ~danca !hal Ernest H l'homen"
and Barbara A. Thomflgn btheperson(s)'lttloappe.;red
before me, ad silid porson(s} acknowledge Ulat JMY-signed lh1.s io~ment and
acknowtadglld it. to b., their _ free and voluntary ad lor lhfJ U3es ami pUrpoSM rnDnlloned
In the Instrument
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SOOSCRm
WATe/l & sEWEll DiSTIller
74676S,E.192ndSr,
p,O, BOX 58039
RENTvl;. WA 98058'IO:J
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EXCISE TJ\X NOT RIlQUIRED
Ki'l Co. RetOld, Dj,j,ion \2> \\ .
-~~ -,-.,tlep,ty ORIGINAL
EASa..EHT.fCR UNDERCROUND ELECTRtc SYSTEM
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'!'he North ten (lO) feet of the East ten qot feet Qf the
West 300 feet of Lot 7, Block 1, Northwestern Garde~
Tracts Division 4. Volume 47, Pa~ea 74, Records of KinQ
County,. WA:
Beinq a portion of the Southwest qua~ter of Section 33,
Township 23 Nor~1 Range 5 East, W.M~
All of the above described parcel.
1. Purpo&o. GJanbae ~hnQ hlW'l the rmhllO IXIR'trvd, operato. mBlrdaln. repaIr. rop1eco and onlarg3.an und&I'gtDlmd
,,1edIk: ltlllnlmlnlon andior dtatribullon .YDlllm upon Clnd undor tho R'Q'ht-or~WIl)' logutllDr wIth IiH 110Qlf.IAry 1M'
conwn\ent appurtDnaneoa ibareroro, whleh rna)' lndI1de but IlO !JOt GmIt6d ID tbtt (cHaMn;: undafg.raund conduIlI,
eablos. communka1:ion Un"tj vaulm, manhole.. ,wfteM" "rid Ironmnnere: and IIOml-bu,htd or gftlUl'ld mounbtd
'ae!lllki .. Followltlg tho InlUaJ contwttkm 01 Ita fa.c\Bllo,. GnlntDIt may lrom time to tIme con~1I.Id1 oddllJonlll
·lac:l!Mo~n$llmarreqJb. , ',_",.-.1 • .:3 .......
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:l. Aocota., GrantGO' .hid hllVD the light of aceoaa to 1M Right-of-Way crvef ai,d":I¢ioi, ·ih~.to oMble
GIlIIIlatr to oxlHClu Ita rlg"" hlntllnde~. provldod.lh.at QI'MltO Ihalt C01JllOnAte QJati:OtfOr~ipy ~~ QJ Ih1II Propod)'eau~&dbylltD(Jxa.o'Rld~tofQC:C(ln. :~-.-: :' .
. , '; .-. '1 :.
3. ObIIJUC1lona; t.ancrlClplng. GnantUIJ mA)! from limo iii lima 1II1J'KW81nH1a, buabDa,;; oth9~obitructlonl wIthln
tho Alght-CIf·Way and may Sewl w grade \ho RJght-ol·Wayo 10 Ih. OXlont to~1)' nKaPmy to curry gut the
PUIpO'1J3 !lei forth 1n pillograph 1 hereo1 • .prov\dDd, that fallowing MY euch wcl1«. GrMtIte ehllll, to \h. altenl
rtlBSOnabfy pmdbilila. res1OI'tI1ht Alghl-d"·Wayto tho comfitfon It walmmedJatel)' priQl' to such work. Foilawklo the
b'I~ 01 GtWItn .. undergnKJnd fdlld. GrDntor may undortnka any ordlmuy improv8menlG 10 1ht l~
of I1ltI RJgtn-of·W.y. pmided that no bn, 01 othor plants ,,~aJl bo pIaood IhetDOn, whk:h would bo unroasomlbly
o)(p;lMlve or ~ fl)f O,lll'lloo to. TIIIDOVO and rosInto.
4. OWrnDr'a Uaft ot R1ahl-oI-Wa,. Granter IUIIINe. lb_ right to ule \he AJghl-<lf·W8Y for any pwpo .. not
IDCOM1stont wIth Ulo rights hemin Ql'lAtlld. pmldod: Ihat GJw)IDf Jhall nolconatructormaklbtln any buIkIlngor other
olnw.ure DI\ tho FUgbt-(!r·Wal'. wl11ch would IntorfOf1t with !ho Dxorcbe of the rfghta ttoroln granted; that flO dl~p,
wnnsUng or othoI fonn ar c:onatlUdlon DCtfyl!ysllaJl b, oon!l 011 tho Propolt)'. which WQlJId dI$b,Jfb U11J colltJacUon IDf
unoar1h GnmlDu'a ,BdIltJu .. on the R1ghl-d-Way, at ond~r tho IAiorm Dupport 10 aakllddeD; and thai no bIIWIng
ahaDbo done wMln 115 fatL of thu ro.hl-or,WDY.
5. Indemnity. By ~ptlng and rocotdlBg thiJ Itasomllnt. Gnaltoe agroos to Indomnlfy and bold hMml1l1 Grantor
lrem any 4nd all clalnu lor lnjuife.!l andfor dama.;ea luUsr~ by An)' porwon. whldJ m:ay bo cauud by 1ho Gntntoo'a
c;wrclDtol tI18 r%lhtl homlll grlUltod; provldod U1At GnWoe tlh1lfl n.:atbe fluponalble to Gmntor lor any InNnorJ 4JXUor
domllQM to an:y pDROn CI1l.IICId by dtte or omlsakwls of GlfIIlto!'.
8. Abandonment. ThD righl.l herein grantod sball conllmlo until tuch Itmo &:I Gr.mtalt COMUS to OM Iho RSghi-<ll.
WIYI for a period 01 flvo (5) IllI!:CelII.No ysllf'B, I., wh5eh Itwml U!1s elOhlfllJnt flhllD: termlnntlJ IIJld an rJghla hflruundlJr
.hlld rev"" 10 Grohtor, prcvklad that f1{J Qbllndonmant lball bo dUM tG ~VG occunod by ral1$On al Gtantlo'.
ra.Dur~ to InItIaltt IrIl.taJl b rl\ClDllee. on 1210 mgh'~t"Wny Within all)' ~Ikld~ tlm& from \he datu horner.
7. ~OUOrli and AlllgnB. Th& r!gl1to. and obllgQiona 01 Iho p8J1l'laha.TJ \nurtlm th. bom.ntof ardbt lJlndIng
upon !holr rlIspocWo wocenors and DU.'gn!.
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LEGAL IlESCRl:PTION, . .,
LOT 7 IN eLO<:K 1 OF 1I0RTIIl'IBS'I!EIUI GAIIIlEN 'l'lIACTS Drv. NO.4, AS PER PLAT
IlECORDSIl nI VOLUME 47 OF PLATS, PAGE 74, IUlCORllS OF KING CO~\!;
EXCEP'l! mE 1iE5~ 300 FBE'r OF BAlD LOT 7;
'.OOGE'l'IIEII IIIm AN I!ASEHBNT FOR lIIGRESS, EGIIBBS ANI) vrn.rrIES OVER 'rilE
NORTH 9 FEET OP THE HORrO 70 FBE'r OF THE HB5~ 225 FBE'r OF LOT 7 IN
eLO<:K 1 OP NOIlTl!liESTEIUI GARIlIlN 'l'IIAC'rS IlIV. llel. 4;
AND ~ll"1'lIER WITH AN 1!ASBKEN'r FOR INGRESS, EGRESS AND vrn.ITIES OVER
THE NORTH 9 FEET OF THE NORTH 70 FEE'l' OF TilE IlAST 75 FEE'l' OF TH& WEST
300 FEET OF LOT 7 IN eLO<:K 1 OF HOR'l'IlWESTHRN GARIlEN TRAC'rS IlIV. NO.4;
ANIl ~ll"1'lIER WIm AN BABBKEN'r !.'OR INGRESS. EGRESS AND vrILl'l'IES OV&R
THE SOUTII 9 FEET OF THE WES~ 300 FEET of LCY.I! 6, BLO<:K 1, NOR'l'HIIBSTERN
GANDEN 'l'IIACTS PIV. NO.4;
Sl'l'UATE IN TIlE COUll'l'Y OF RING, ETATE OF !lASHINGi'DN.
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RtCOlWED IN vor.tJHS 47 OF PLATS, PAGE '74, RECORDS OF R:INQ comrn;
EXC&l"I' TIlE IItST 300 FIIn OF SAID LOT 7;
SITUATE III fIlE COIINTIr OF XING, STATE OF "ASIUNGTON.
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FORMAL PLAT RECORDING FEES
PER MARY TRUJILLO, OCTOBER 4TH, 1997
. ($1 PER LOT+$1 PER TRACr)/ DIVIDED BY 2
+$1 PER ACKNOWLEDGMENT
+$1 PER ADDITIONAL OWNERS
(ONE OWNER INCLUDED, i.e. HUSBAND & WIFE)
+$1 PER LEGAL DESCRIPTION
tl@URCHARGE 4G 't-l'!-C""O,",-
$TOT AL -----'-::'713..--[r "'t60(,
$)4 MINIMUM RECORDING FEE, 40 LOTS OR LESS
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Monday, May 14, 2007 10:21 AM
r'*I""'TEIoIPORAAYfIRE APPARATUS TURf.lAAOUND-rHE INTERSECTION OF TfIAC 'C' AND
ROAD 'A'CflEA TE A "1"IAMMERHEAO" TUANNIOUND THAT IS 'SUmaENT FDR TUf\NINIG
iAFlOUND flRE APPARATUS. THE PflOPOSED TEMPOAAAY Bl}FOOTW'lDE CUl-DE·SAC
liURNAAOUND IS NOT REQUIRED TO MEET FIRE AO::ESS REQUlflfMENTS,
EoI:eI~9Y.I~"~'~'~d~r~"J~~~j==;~~B~~~S U~erld: I:t:!. EI(~! 511~;2007
[nl~1 ~,,"~'~Y'
ThilL! 12.13112020
User: muddb Computer: DE242891 as: Windows NT Version: 5.1
«AppiDlnternal»
Phil Turner
From: Kurt Wlson [kurt@soundbuilthomes.com]
Sent: Monday, February 05, 2007 1 :09 PM
To: Mike Bowen
Subject: FW: Jessie Glen HOA
FYI
Kurt Wilson
PO Box 73790
Puyallup, W A 98373
253-539-8116 office
253-377-7147 cell
253-535-0977 fax
Cong ratulations:
Your online filing has been completed.
February 1, 2007
Company Name:
UBI Number:
JESSIE GLEN HOMEONWERS ASSOCIATION
602-691-395
Effective date: 1/31/2007
Application ID: 767045
You will receive a certificate and a copy of your filed documents via US Mail.
Thank you for using our online filing service!
Corporations Division
801 Capitol Way S.
Olympia, WA 98504-0234
360-753-7115
5115/2007
Page I of I
Inspection Request I Corrections
Date of Request;. __ 1 __ 1_',_ ". . .. '.""',
• ; / ,,/-, ;1,-,~, t, .. -,/~ _ ,.) . J --"', , i Permit No.: : j .. / .... ' , . (.> , ,
-", \ ,. , ! " .",' ('-i ", --Address: i --;/ , i
-1 r[;(-' : C f''''v.... ,C ,'\ ('J,-~'I""'" Project Name: -
Type of Inspection: (f \ \ , , -. \:~. 114 .'
f Contact Name: .
Comments: • , .
CORRECTIONS AND COMMENTS:
.) r ( ([, ,M ( (
, .. ,
r r.l-
~:.2.>
.~.
' .. ', SAuE
Department of _______ _______
Development and Environm~rvi(es
900 Oakesdale Avenue Southwest
King County Renton, WA 98055·1219
206·296·6630
, ---"
".
r-I S 07 Date of Insp.:~ 1 __ 1 __
) <~,/" '.~: ()'j' ~}., -~) .. ~~'-; Phone #.". ., . / ' " . . . . : f __________
Cj,P' (~, I ,
/ (;---.~ r.
7 i
ill ,/ "/) 7 ,;--r
Inspector: _'_/_'_' __ "..:..-_-_. ·_LI __ /..::.-==-.LtL,(I-;J-'-'tc::.-"\.......':;.~ __________ Inspected Date: l /~/9
0353 (10/03) .... ',..,. @
King County
Department of Development and Environmental Services
Land Use Serric .. Division
PLAT NAME
FINAL PLATTING PROCEDURE
JESSIE GLEN (Interoffice Use Only)
PROJECT NUMBER ACTIVITY NUMBER PLAT REVIEW CO~ETE DATE
f-tv.. {/~ ~ s-17-07 /"OSPOOOS-LObr/<OS6
S?W0)l. ENG!NEER ~OVAL DATE NUMBER OF SHEETS RECORDmG PEE COUNCIL DISTRICT
.' '/ ", 51,-! S-I 78.00 S-L "-!: ~'i; y:~.( / ,7 J
v
The Platting Unit will complete Final Plat review by ensuring each plat condition has been satisfied or bonded and all fees that
are due have been paid. Each recommendation of the adopted plat conditions shall be initialed and dated by the reviewer when
U1at condition is satisfied. Following Final Plat review, this form shall be completed by the reviewer and attached to the Final
Plat mylars with other appropriate documents (see 3 below). Since this step represents the culmination of the subdivision process,
the procedures listed below are intended to assist staff in processing the final plat as completely and expeditiously as possible.
PROCEDURE'
1. When all conditlons have been satisfied and all fees are paid, the Plat Reviewer will fill out this fonn and place It in
the Word Processing Unit "ith pink slip attached. Update and approve SIERRA routing and base screens for the
FINAL·' activity.
2. Word Processors shall prioritize this form and type the Assessor's (AM) and Clerk of the Council (COMPLIES. COC) plats
only transmittal memos. Typed memo(s) shall be returned to Plat Reviewer.
3. Plat Reviewer will paper clip to the Final Plat mylars this form and one copy of the following:
.COC memo
-AM memo
• Recording Fee Receipt
• Final Health Department Approval form
.Lot area (segregation) calc sheet
.List of SIERRA project activities (Keyword LACT)
.Verification that all fees are paid (Keyword SPROJ)
4. Plat Reviewer shall combine mylar package with KEY DOCUMENTS file and submit to Platting Unit Senior Engineer for
review and initialing. Then the package and file shall be routed to the Development Engineer for approval and signature.
Office Tech shall assist in organizing the package and KEY DOCUMENTS file. Make sure file has adopted conditions
report recommendations initialed and dated by the review(s).
5. The Development Engineer shall sign the map and initial transmittal memos when satisfied review is complete for recording.
Mylar package and KEY DOCUMENTS file shall be forwarded to Manager's Office.
6. Manager shall sign the map and initial transmittal letters when satisfied review is complete for recording. All documents
shall be returned to Office Tech or Plat Reviewer.
7. Office Tech shall make 4 sets of prints from the mylars and make 2 copies of the transmittal memos, 1 copy of fee receipt
and Health approval form. One set of the prints shall be routed to the Building Services Division (Addressi'ng), I set to
Residential, I set to the KEY DOCUMENTS file, and I set shall be attached to the original mylar and Assessor's Office
transmittal memo along with memo copy and lot area cales. A copy of the fee receipt and Health form are attached to the
Clerk's memo. One set of prints, copies of memos, original fee receipt, Health approval and this form shall be placed in
the KEY DOCUMENTS file. Update SIERRA base screen.
8. Memos, attachments, and my lars shall be routed to the Engineer Tech for delivery to Seattle. Engineer Tech shall drop off
the Assessor's transmittal and mylars to the Assessor's Office (7th floor, Administration Building). For plats, deliver the
Clerk's transmittal memo (Room 452 Courthouse). The copied Clerk's transmittal memo shall be date stamped (by the
Clerk) and placed in the division's KEY DOCUMENTS file upon return.
M£!FIN1U..CH1( Feb. 22, 19U-·l0,lBam(dj
ti
King County
Project No. >= LOOXXXXX
SUBDIVISION
Department of Development
and Environmental Services
900 Oakesdale Avenue Southwest
Renton, WA 98057-5212
and SHORT SUBDIVISION
REQUEST TO RECORD
Interoffice Memo
206-296-6600 TTY 206-296-7217
www.metrokc.gov
DATE ~ -7 -() 7
TO -r 6~ b1 ,.j r.p Land Use inspection Section
RE: Project Name: J E 5'5/ (; G L L'" IIJ Project No.:. ~~c.,--' -~(.~, .:::.,5~-..:.P----=O~' ~O~()...:~ J.:::,",---~~~~
Final Activity No,: L. 0 C r J? a S-"-'
inspection Activity No.: ?-{I (, 5 I 0.5 3
Please inspect the above-referenced project for the following items:
The Land Use Inspection Section does not recommend recording if any item is marked NO
I. KCC 9.04.090( c): Are those portions of the jrainage facilities necessary to accommodate the control
oftlows discharging from the sites constr~ed and in operation, per public RID rule?
~_,~, Yes ~~ No
2. Water mains and hydrants installed? (mus~ be approved by Fire Marshall)
~~Yes ~~No
3.
4.
5.
6.
Roadways graded to alllot5 capable of providin9-"access by passenger vehicles?
~~vYcs ~_No
Specific site improvements required by preli~ary approval installed?
~Ycs ~_No
Sensitive area to remain undeveloJ:ed de1iniat~
Yes
Temporary control monuments set by Land Surveyor?
~Yes
No
No
7. All safety hazards addressed? /
8.
9.
Yes No
There are no objections to the recording ofthl'Subdivision, a:n.d. issuance of building pemits.
~_"~ Yes _;,t:"_'_ • No
Are there any building lots on this plat which should have further review or engineering prior to building
construction? If so, identify lots and describe concerns in comment section.
]0. Minimum Performance Financial Guarantee required for recording is $
Cash or Assignment of Fund Restoration Financial Guarantee may be used if a Performance Agreement to
Complete form is completed ..
12. Minimum Recreation Financial Guarantee amount required for recording is $ --'-'(v"-';LA1-~~~~~~~
13. Minimum Street Trees Financial Guarantee amount required for recording is $ ;2 I) )~ <;;. try
, Engineering Review Section
S/F orms./CURRENTroRIv1S.Present.Req-tRcc.mern/09-l4-06
Original: Platting Engineer COP)' 1 FGMU Copy 2' Inspector Copy 3: BF Engmeer
5005 CREEK WATER & SEWER DISTRICT
14616 S.L 192nd St. • PO. Box 5~()3Y • Renton, WA YKOSS·1U3Y • Phone (253) 630·9900 • fax (2,03) 630·5289
May 14,2007
JPS Holdings LLC
18124 Riviera Place SW
Seattle, W A 98166
RE: Jessie Glen
Dear Developer:
Our records indicate that construction of the water and sewer system in the above
referenced project is substantially complete. The District will collect a cash deposit for
paving and maintenance to insure completion of the water and sanitary sewer system in
compliance with Soos Creek Water and Sewer District standards. The District will be
processing final paperwork for this plat.
Please contact me at (253) 630·9900 ext 144 or via email atlramsey@sooscreek.comif
you have any questions.
Sincerely,
~u, fa"JCQ_
Lynn Ramsey
Development Administration
\V\V\V.~()(bCn't'k.com
King County
Department of Development
and Envirorunental Services
900 01.lk.csdaJc Avenue Soulhwes(
Renton, WA 98055-1219
To: Abstract Section Supervisor
King County Department of Assessments
Fm: Raymond E. Florent, PLS, ChiefLand Surveyor
Land Use Services Division
DDES Project No. LOS FOOOS
Subdivision Name: JESSIE GLEN
Request for Designation as Common Property
L{2( I hereby request that the ownership of Tract(s) L __ , __ , __ , __ , as
shown within this subdivision, be conveyed in fee to the JESSie GLEN
Homeowners Association upon the recording of this subdivision. I also, request that
said Tracts be designated as "Common Property" for the purposes of tax assessment,
with each ownership of a lot within this subdivision being responsible for an equal
and undivided share of said tax assessment. This equal and undivided share shall be
reflected on the tax statements for each individual lot. Said Homeowners
Association shall be responsible for all other fee assessments and shall be
responsible for the maintenance of said Tracts.
(A note to this affect shall be placed on the final recording document.)
for Above Subdivision
Printed Name
BUd_I).,,::,~ P'V~I'T s stf4'U;....;or PE i<;;"SIAe'j)
Q>...2J 1...-07 s: I Z 7 I 4-I J. ('2 '2-D '2. ( 'Z Z-:/'34-
I It /11 (/ I
~ I...-A s:, b rJl~,uhJ\ 'Tfl-~ eC"?L.{\C~c~,>-,:)"';--r1<ArJ
(s AfI<~ J --r1<-ws P<.A-tJIeb fo1JD p..JJ-jJce 1~~ .<1'1' of);:'-s.
SU.I L-:P,NG PE:12..,rY\. l-r~ CS,\-\ALL N 6T ::e,~ l~L{ED
(Ip/~
GJI-rIr\IN~i~ PL.AT (.",ttVt/L A. I'-SIG/UiFiCA/UT
1R.£.--12~L-ACtmE:N( "PLAAJ l S A., ppiUJvE;;b By
1::> Dt-s.. A c..o r -;;. D r: 'S Aln PLA /\J .-.=::, \-\A '-L R E;
'P(U)'" I 0 et:> v \ ~ E-A C +...l IS u.." L D i /lie:, R..,--re-rrzt 7
f\. ffL.iCA no,,) .t
11/
J c SS IE GLEN LOSPOQO S-
[oGFIZOSk
b ('Nf4-0oy'LO
;€-c, RECORDING CHECKLIST
_!\.<. I) REDLlNES ADDRESSED ~61
Ok2) OK TO RECORD; ~ -1 ROUTED REQUEST TO RECORD ~"'~~"/ 7lr..~ ~K_3) K.C. FIRE PROTECTION ENGINEER ,
__ 0/'(4) FINAL HEALTH (any restrictions?)
)(e.f')ro'i jD
ft1PS ZONE 34-'L
c.lJ -s-
~5) HOMEOWNERS ASSOCIATION (established) (57C,)
fJ/LI-6) COVENENTS a) recording fee ($9.00 first page plus $1.00 each additional page)
Q(',-_7) UPDATED PLAT CERTIFICATE (30days) 4--U -c 7
12k_8) LOT SUMMARY
_~9) EXAMINERS REPORT CHECKED OFF
=-10) REVIEW VARIANCES AND COMMENTS UNDER PROJECT NO.
1 I) FEES AND ACTIVITIES
~.12) "FINAL PLATTING PROCEDURE" FORM
0/< 13)ADDRESSINGONPLAT
.QL 14) ENGINEERING PLANS REFERENCED ON PLAT
_<lls-...I5) ROAD MITIGATION ~a) PROPER NOTE
-C<I;,.'.z..J pc b) FEES PAID
fJLi116) SCHOOL MITIGATION cI:.... a) PROPER NOTE f'lh1 b) FEES PAlDku, f-",« .sP
<-'.K .. 17) PLAT RECORDING FEE 1"18.00
#18) BONDS
__ a) PERFORMANCE
__ b) WETLAND RESTORATION: ~_ PLAN BOND
__ c) L-PLAN! RECREATION: PLAN BOND
___ d) STREET TREE: PLAN BOND
IV/A 19) I3UILDING PERMIT NOTE NEEDED?
("~20) IF IN R-I OR RA THEN VERJFY I3ASIN RE: KCC 21A.12.030 19.
21) REQUEST ELECTRONIC COPY OF DRA WlNG FILE
ul< Z?) <f' 10-15 ~11t>W~J -4-1 fo Is , r~p05 <"d. Jf< ;(;-:w;
l g Il,<.nf-t..o':>5"-5, 0""-I> h f. .. ,,",ve.d
/-';' ,,: I T u .' /1 (! .. '
ZS3 f:5 g -G If ~
pL/j / .f<.)"· V\ u-<:?' C==S M U v/ "-, (C \..<t
J\]~ 5(JJC(.-f
to{,-717-J oS (
--7 LL<./( JOL w~ (c<{d7'
! < " ,-b L<. t..".< <. "'l""io<AJ1-o i _I' ~~+ p~ ~ >: •
;...Is... 1Of-[.t {.8a)!4.#-JJ ... r! Co..,..+-0"\ J!V/'),C. ))rall<·_pEs ...... 1 Ask. Tr-15AO\
( dfi {f' Jo E-)(luc..(-f 0'--' N J .A u J 0 I i<J "e.. -jl-fr:=N G to [ c u "--vI:: R.. (iN ? E R.
j-lE (o,...,D. 1.0... , ~//-2.7-oC> roil,. .... t..u~j of ,/pv/')r:::P":"Ju.-"'f<l.~5/r'.f i/kj", .... · f-L....
/So.sl<ctf g~11 C-i ~ t6+ CoT. {
\I . ( I I? I . n· 5 J (' JJ <! c. IV' "'-C . ~ Add P "-.-.{ fUt-.( f ~ (V)! rc v""/"':J-1' (' (VcJ, '1 /'-.
JL. J oc. S/?A'JC, OJ""'+; /-0;10 ",-,,'/4 /ltu1r/ .... y vC: rfvlc.1-loe." l1.(jfe.
olA:..
;/~"<.) r D r:... Fo r J
EI'~)c !Jjf:UL D -OJ
King County
D.D.E.S.
RED-J
Land Use Services Division
900 Oakesdale Avenue Southwest
Renton. Washington 98055-1219
DATE: November 27,2006
PLAT NAME: JESSIE GLEN
FILE No.: LOSPOOOS
ACTIVITY No.: L06FROS6
The following items must be addressed before final approval is granted and the plat is recorded.
If you have questions or need clarifications, please call Steve Van Patten, PLS, Platting Review
Engineer, at 296-7197.
::: '" I) Need a Plat Certificate dated within 30 days prior to the recording of this plat.
d K 2) Need a copy of the Final Health Approval. If on sewer in an urban area, current letters of
approval of the sewer and water systems by the utility district may be accepted in lieu of
Health Department approval. Ifthere was an existing well or septic system, please provide
copies of the abandonment papers.
ok. 3) Add the following note: "SPRINKLERS ARE REQUIRED IN ALL FUTURE
RESIDENCES CONSTRUCTED IN THIS SUBDIVISION UNLESS THE REQUIREMENT
IS REMOVED BY THE KING CO. FIRE MARSHAL OR HIS/HER DESIGNEE."
~ 4)
Uk 5)
~ 6)
~7)
Need approval trom the King County Fire Protection Engineer.
Add the NAD 83/91 coordinates and bearing per KCC 19A.OS.130.B.
Complete construction of the required improvements or post a performance bond.
Need confirmation that the Homeowners Association (HOA) has been established
(incorporated). Please provide a copy of the HOA Document showing the Washington State
approval.
~ 8) Fill out the enclosed "Request for Designation as Common Property" form. Filling out this
form will allow you to convey a Tract to the Homeowners Association. Note that the taxes
for the tracts owned by the HOA will be distributed equally between all lot owners.
61\.. 9) I\'eed signatures of all owners and mortgage beneficiaries. Signatures must be originals on the
mylar map and notarized. Signatures and notary stamps must be in black ink.
10) When the main issues / comments have been addressed, please notify the plat reviewer.
Within one week of notification, King County Finance will then provide the final fee balance
to be paid at plat approval.
1
7 v\G
1 G 11) I f you want to speed up the recording process, then after the redlines have been addressed,
ok
ok
ok
please take a copy of the plat into the assessors office for their preliminary review. Also, the
applicant should contact Lilian Yelter at 206 296-4184 and pre-pay the taxes due for the new
proposed lots one week prior to plat approval.
12) Regarding the Redline comments on Page 1 of 5:
a) Revise "Manager" to "Division Director" in the approvals.
b) Verify that both signature lines are needed for JPS Holdings LLC.
c) Verify the beneficiary signatures Frontier Bank and Mortgage Electronic Registration are
needed and add two more corporate acknowledgements.
d) Fix typo in the dedication.
13) Regarding the Redline comments on Page 2 of 5:
a) Add the "SWI14, SWI14" to the Section Subdivision.
b) Remove the dimensions pertaining to the various references and add the underlying plat
dimensions (reference (1 )).
c) Comments for the Title exceptions are below.
14) Regarding the Redline comments on Page 3 of 5:
Ilk a) Remove the adjoiner tax lot numbers, addresses and owners names.
o It b) Remove the zoning setback lines in aU lots.
0,1( c) Verify / revise the quadrant of the radial bearings so that they are oriented toward the
center of the curve.
d) Add the street names as shown.
e) Verify that the PI monument in road D is located in the asphalt roadway. Ifit is not in the
asphalt, please revise the monuments designated to be set --to the PC mon.s.
--,0,-/,1< __ f) Add the dimensions shown. eli g)
Qk h)
Verify the area in Lots 4 and 23 and Tract E.
The lot and tract areas are not required to be shown on the final plat map. If you leave
them on, we recommend that the areas are rounded to the nearest foot and that +/-is
added to each one.
i) Locate the private drainage easements and include notes designating who benefits and
who maintains. See examples of notes provided below. Nlt:eJ -tu iJ<",fll'j loucfIGi1.
15) Regarding the Redline comments on Page 4 of 5:
ok a) Remove the adjoiner tax lot numbers, addresses and owners names.
-;.'1
ok. b) Remove the zoning setback lines in the lots.
c) Add the street names.
d) Relinquish or amend the easement under recording no. 9406301555 so that it no longer
affects lots 39 and 40. tY'OIJrpe A-Co!'YoF ,£ECnf{P(c; j)OCIJu.<E"V T.
c \A e)
_~ f)
() r:. g)
1'1\ h)
Verify the mapchecks for Tracts C an@ oJ<
Either revise the mapchecks for lots 43 and 44 or else revise the lot dimensions as shown.
Verify / revise the dimensions shown.
See the comments on the Hearing Examiner conditions below regarding the off-site curve
return.
Locate the private drainage easements and include notes designating who benefits and
who maintains. See examples of notes provided below. Sec 9,rarA.. $. III-uTe
;(f"cJ .i<-i J"-1~: J !cc~+(c,~,_
2
--t.l--j) Add a couple of dimensions for the pedestrian easement and for the public drainage
casement in Tract B so that they are tied down at their southerly end. Note that the
pedestrian easement is parallel to the boundary while the drainage easement is not.
16) Regarding the Redline comments on Page 5 of 5:
ok a) Revise the road designations in note 1.
t> k b) Rcvise the construction drawing no. in note 2.
ft 1< c) Revise "Joint Use Driveway" to "Access" in note 6. _+ dl Revise note 7 to following: "Tract "B" is a Private Tract for Recreation purposes for the
benefit of all lot owners in this plat and is hereby dedicated and conveyed to the Jessie
Glen Homeowners Association. Said Association shall be responsible for the
maintenance of Tract "B". Also, for the purposes of tax assessment, Tract "B" is
designated as "Common Property" with each ownership of a lot within this subdivision
being responsible for an equal and undivided share of said tax assessment. This equal
and undivided share shall be reflected on the tax statements for each individual lot. The
Homeowners Association is responsible for all other fee assessments appurtenant to Tract
"B". Should the Homeowners Association fail to properly maintain Tract "B", or provide
for the payment of appurtenant fees, then the Lot owners of Lots 1 through 49 shall be
equally responsible for the maintenance of said Tract and for all appurtenant fees."
o/(
of<
ok •
/l-G'ufJH)
f6e f!Ep-
e) Remove the verbiage indicated in note 9.
1) Remove Lot 4 from note 1 0 and make the typo corrections.
g) Revise the plan no in note 11.
h) Make the verbia e revision in note 13 .
i)
ok j) emove no e
--DL k) Insert the addressing ranges in note 18.
-4 I) Typo in note 19.
Q ~ m) Please clarifY / amend note 20 to something like the following --verifY: "Street Trecs
pursuant to KCC 21 A.16.050: The street trees located in the Lots or Tracts shall be
owned and maintained by the owners of said lots or tracts. The street trees located in the
street right of ways shall be owned and maintained by the Jessie Glen Homeowners
Association, unless King County or its successor agency has adopted a maintenance
r c: Ie
ok f <
program."
n) Regarding the impact fee notes 16 and 19: It looks like the applicant may qualifY for an
exemption to the impact fees. If the applicant elects to pursue the exemption, please
provide documentation demonstrating that the residence was a lived-in residence during
the 3 years prior to the application for this plat and that it has been demolished. You will
then need to revise notes 16 and 19 to the impact fee notes provided below.
17) Regarding the Hearing Examiner Conditions:
a) Regarding H.E. Condition no.~, please provide a copy of the TOR certificate for 3
TORs for our review. I"
3
~ b) Per H.E. Condition no. 9.a, first part -please provide a copy of the un-signed Quit Claim
A ~ deed from the adjoiner to the north of proposed Tract D for the access curve retum. I will
' rf E,1f~ ~/ review / redline the document and then ask for the signed version to be recorded with the
I'~I ,,~\ J-. plat. Note that this request should be done as soon as possible because it requires the
y ) ( c,J simultaneous review and comments of Real Estate Services which typically adds a few
o extra days. This request is contingent on the assumption that the applicant is the owner of
the adjoiner parcel. ~':-.. c) Per H.E. Condition no. 9.a, second part -if this plat is ready for approval prior to the
approval of Short Plat L04S0003, then a temporary cui de sac will be required at the west
end of SE 191 st ST. Redlines and / or notes may be required to be revised or amended
prior to final plat approval depending on the timing.
. d) For H.E. Condition no. 10, please provide a note signed by the applicant stating that "All
utilities within proposed rights of way are included within a franchise approved by thc
King County Council."
c) Per H.E. Conditon no. 14, please add a note for the planter Islands.
IS) Regarding the Plat Certificate dated September 29,2006:
~ a) Please have the title company remove Parcel F from the legal description in a future
update of the Plat Certificate and then verify that no exceptions were removed. It looks
like Bob Singh as an individual will be removed from the vested owners.
b) Title exception no. I regarding the Lien should be addressed and removed from the
report.
c)
P€lE-TEQ d)
Per title exception no. 7 -need signature of Frontier Bank.
Per title exception no. 9 -need signature of Mortgage Electronic Registration Systems.
Regarding title exception no. 14:
01
e)
aa) Please relinquish 9312272115 -the access easement on lot 32.
bb) Add a plat note similar to the following: The owners of the property described
herein, hereby relinquish and extinguish any ingress, egress and utility easements
or rights provided by instruments under recording numbers 9312272113 and
9312272116.
f) Relinquisb title exception no. 15 regarding the septic drainfield easement on proposed lot
32 under instrument 9312272114.
g) For title exception no 16 regarding 9406301552 and 9406301553, I recommend getting
tbese otT of title prior to plat recording by getting the utility district to relinquish the
documents. If you leave them as they are, I recommend amending the plat note no. 12 on
sheet 5 to include the "temporary or interim" for the existing easements and the verbiage
stating that the agreements imply that the easements are released upon the acceptance by
the district of a permanent system ..
h) Relinquish title exception no. 18 regarding the easement under recording no.
9406301555.
i) I recommend relinquishing title exception no. 22 regarding 20030828001242.
a i\ 19) Please work with the adjoiner property owners of the site to resolve any fence encroachments
of over 0.5 fect. If an easement or agreement is to be recorded, please note that the off-site
I '" (' L r (je~'I) -S-t>,-(1) t) f L/
4
owners will need to sign the document. Also please provide a copy for our review prior to
obtaining the signature of the off-site owners. Please call me with any questions.
20) Address and return the redlines together with 2 copies of the revised maps.
,·1DD THE FOLLOWING NOTES:
p[.l Public Drainage Easement Restrictions:
Structures, fIll, or obstructions (including but not limited to decks, patios, outbuildings, or
overhangs) shall not be permitted beyond the building setback line of the public drainage
easements. Additionally, grading and construction offencing shall not be allowed within the
public drainage easements shown on this plat map unless otherwise approved by King County
DOES or its successor agency.
ok Pursuant to KCC 16.82, an approved Tree Retention Plan is on file with the King County
[)~partmcnt of Development and Environmental Services (D.D.E.S.), Records Center, on sheet
2001'21 of the approved engineering plans No. P# 4142, under Activity No. L05SR054. Lots I
through 49 within this plat either contain trees that must be retained or must be planted / replaced
per said approved Tree Retention Plan. Any proposed clearing, grading or construction activities
that will or may impact a significant tree within said Lots must be reviewed and approved by
King County Land Use Services Division, or its successor agency, for compliance with said Tree
Retention Plan.
King County Drainage Easement and Covenant:
DY'-All drainage easements within this Plat, not shown as " Private", are hereby granted and
conveyed to King County, a political subdivision of the State of Washington, for the purpose of
conveying, storing, managing and facilitating storm and surface water per the engineering plans
approved for this Plat by King County, together with the right of reasonable access (ingress and
egress), to enter said drainage easement for the purpose of inspecting, operating, maintaining,
repairing and improving the drainage facilities contained therein. Note that except for the
I'acilities which have been formally accepted for maintenance by King County, maintenance of
drainage facilities on private property is the responsibility of the property owner.
5
The owners of said private property are required to obtain prior written approval from King
County Real Estate Services, and any required permits from the King County Department of
Development and Environmental Services for activities such as clearing and grading, prior to
tilling, piping, cutting or removing vegetation (except for routine landscape maintenance such as
lawn mowing) in open vegetated drainage facilities (such as swales, channels, ditches, ponds,
etc.). or performing any alterations or modifications to the drainage facilities, contained within
said drainage easement.
This easement is intended to facilitate reasonable access to the drainage facilities. This easement
and covenant shall run with the land and is binding upon the owners of said private property,
their heirs, successors and assigns.
Private Drainage Easement Covenant:
<>k, The owners of private property within this Plat encumbered with drainage easements shown as
"Private", hereby grant and convey to King County, a political subdivision of the State of
Washington, the right, but not the obligation to conveyor store stom1 and surface water per the
engineering plans approved for this Plat by King County, together with the right ofreasonable
access (ingress and egress), to enter said drainage easement for the purpose of observing that the
owners are properly operating and maintaining the drainage facilities contained therein.
The owners of said private property are responsible for operating, maintaining and repairing the
drainage facilities contained within said drainage easement, and are hereby required to obtain any
required permits, from the King County Department of Development and Environmental
Services prior to filling, piping, cutting or removing vegetation (except for routine landscape
maintcnance such as lawn mowing) in open vegetated drainage facilities (such as swales,
channels, ditches, ponds, etc.), or performing any alterations or modifications to the drainage
facilities, contained within said drainage easement.
This covenant shall run with the land and is binding upon the owners of said private property,
their heirs, successors and assigns.
THE FOLLOWING ARE SUGGESTED NOTES FOR PRIVATE DRAINAGE EASEMENTS'
The I O-foot private drainage easement within lots is for the benefit of
lots ; The owners of the lots having benefit of use shall share and be equally
responsible for the maintenance and repair of the drainage facilities within the easement.
6
The I O-foot private drainage easement within Lots is for the benefit of Lots ___ ~
The owners of said lots shall be responsible for the maintenance of that portion of the drainage
t~lcilities they have benefit of use, and shall equally share in the maintenance of that portion of
the drainage facilities used in common.
Private Drainage Easements:
The 10 foot wide private drainage easement within lot(s) _ is for the benefit of Lot(s) _;
The 10 foot wide private drainage easement within lot(s) _ is for the benefit of Lot(s)_;
The 10 foot wide private drainage easement within lot(s) _ is for the benefit of Lot(s)_;
The 10 foot wide private drainage easement within lot(s) _ is for the benefit of Lot(s)_;
The owners of said lots shall be responsible for the maintenance of that portion of the drainage
f(lCililies they have benefit of use, and shall equally share in the maintenance of that portion of
the drainage facilities used in common.
DEMOLISHED RESIDENCE IMPACT FEE NOTES. -_.-_.-<
~_'\()TE FOR SCHOOL FEES
··SCHOOL F < FOR LOTS -::--_~ THROUGH ---::-:::;7"""--
Fi tty percent of sc 01 impact fees were paid at the time mal plat approval in
accordance with Kin ounty Code 21A.43.050. T alance of the assessed fe ,
S per together with the ent administration fee, must b
paid at the time of building p
One residential unit was ex· mg prior to e development of this subdivision.
new building permit fo ot occurs or prior to _______ _
after date of the iss nee of the demolition perml then said lots shall be exempt from the
[layment of the 001 impact fees. If the issuance of ew building permit for said lot occurs
alier , then the full assessed fee, $ per lot, together
with thc current administration fee, must be paid at the time of building permit issuance. See
K.C. code 2IA.43.070.A2."
NOTE FOR ROAD MPS FEES
7
(flail/res are paid at recording, with the exception of the demolished residence -ie: No need to
address demolished residence if no fees are required at building permit ---use standard note
below):
"AII fees required by King County Code 14.75, Mitigation Payment System (MPS), have been
, paid,"
0\"
.__ (ff/ees are deferred to building permit):
"ROAD MPS FEES PER K.C. CODE 14.75 FOR LOTS THROUGH
This plat is subject to King County Code 14.75, King County Road Mitigation Payment System
(MPS). For Lots through , the MPS fees plus the MPS administrative fee shall be
paid at the time of building permit application at the rate in effect at that time.
ROAD MPS FEES PER K.C. CODE 14.75 FOR LOT
One residential unit was existing and occupied within the three years prior to the application for
development of this subdivision. Lot __ in this plat shall be exempt from the payment of fees
required by King County Code 14.75, Mitigation Payment System. See King County Department
of Transportation Public Rule 6.2.1.4."
Steve Van Patten, P.L.S.
Engineering Review Section
8
King County
D.D.E.S.
RED-2
Land Use Services Division
900 Oakesdale Avenue Southwest
Renton, Washington 98055-1219
DATE: February 7, 2007
PLAT NAME: JESSIE GLEN
FILE No.: L05P0005
ACTIVITY No.: L06FR056
The following items must be addressed before final approval is granted and the plat is recorded.
If you have questions or need clarifications, please call Steve Van Patten, PLS, Platting Review
Engineer, at 296-7197.
I) Address the unresolved issues [rom RED-I -see copy enclosed.
ok 2) Regarding the sprinkler note requested in RED-I: There is an alternative to said note per
letter dated November 15,2006 -copy attached. Per conversation with Joe Singh, please
revise the sprinkler note no. 21 on sheet 5 of 5 to the following:
ok
3)
4)
<iJ/ "
"' '2h
ok
5)
t::k
ok
Parking Restriction:
No parking is allowed at any time along ONE side of S.P. 189111 Place as designated by the
King County Department of Transportation. The purpose o[this restriction is to provide
adequate road width for the access oj" emergency vehicles.
Regarding the Redline comments on Page I of 5:
a) Per the rcvised Plat certificate, remove Mortgage Electronic Registrations Systems and
revise the acknowledgement to be for Frontier Bank.
Regarding the Redline comments on Page 2 of 5:
a) Resolve and remove the liens from Title. Affects title exceptions numbers 12, 14, 15 and
16.
b) Verify that title exception number 18 regarding recording no. 3728997 is removed from
title.
c) Relinquish all utility and access easements that leaves less then 30' of build-able lot
width in any lot. Access easements not relinquished may be required to be placed in a
tract. See 9312272114, 9312272115 and 9406301554. Please provide a copy of the
recorded relinquishment document prior to plat recording. See comments in RED-I.
d) Add one more NAD 83/91 coordinate to one of the remaining controlling monuments.
Regarding the Redline comments on Page 3 of 5:
a) Move the text that conflicts with the lot lines. Do not break the lot lines around the text.
b) Please provide revised mapchecks for lots 16, 17, 20 and 21.
6)
ok
c k
,)0-
eli ,
Regarding the Redline comments on Page 4 of 5;
a) Verify or provide revised mapchecks for Tract C and lots 43 and 44.
b) Add I 17th PI SE.
c) Do not break lot lines around text. Move the text.
d) Relinquish and remove the easements affecting lots 39 and 40.
e) Add "Tract B" and identify the drainage easement and the pedestrian easement.
t) Clarify the tie at the southerly terminus of the drainage easement. Revise the arrows to
crows feet. To me, the arrows infer that the dimension of 12.49 is measured a right angle
off-set to the casement (the easement is not parallel to the boundary).
7) Regarding the Redline comments on Page 5 of 5;
Ok a) Insert "tax assessment" in note 7.
--,n-4k~-b) Ijust noticed that this project is in the Renton school district. Since the Renton school
district has no requirement for the payment of impact fees at this time, please revise note
16 to the following; "The Renton school district had no requirement for the payment of
school impact fees at the time of final plat approval. Said school impact fees shall be
addressed at the time of building permit application according to the King County codes
in effect at that time."
ok e) Verify the Lot numbers and add the missing verbiage in note 18.
_o",I,-,(~ d) Fill in the date in note 20.
~ e) Revise note 21 -see comment no. 2 above.
(j Ie t) Need to address the private roof and footing drain easements. They need to be shown or
identified on the map pages and the lot O\vners who benefit and who maintain the
easements need to be noted. See example notes in RED-I.
g) Address the minor typos in the remaining plat notes as shown.
Regarding the Plat Certificate dated September II, 2007;
a) Please have the title company add the legal description to a future update. Also make
sure that Parcel F in the legal description is removed. Then verify the title exceptions that
apply.
ok
b) Title exception no.s 12, 14, IS and 16 regarding Liens of record, should be addressed and
removed from the title and plat.
c) Formally relinquish 9312272115, 9312272114 and 9406301555. Please provide copies
of the recorded relinquishing documents. See request in RED-I.
d) See RED-I for additional unresolved title issues.
9) Address and return the redlines together with 2 copies of the revised maps.
Steve Van Patten, P.L.S.
Engineering Review Section
2
King County
D.D.KS.
RED-3
Land Use Services Division
900 Oakesdale Avenue Southwest
Renton, Washington 98055-1219
DATE: May 7, 2007
PLAT NAME: JESSIE GLEN
FILE No.: LOSPOOOS
ACTIVITY No.: L06FROS6
The following items must be addressed before final approval is granted and the plat is recorded.
If you have questions or need clarifications, please call Steve VanPatten, PLS, Platting Review
Engineer, at 296-7197.
1) Address the unresolved issues from RED-J and RED-2 -see copies enclosed.
2)
ok
Regarding the Redline comments on Page I of 5:
a) Verify the legal description with the revised plat certificate dated April 28, 2007. You
may want to verifY with the title company that Parcel D-J was meant to be removed.
Note that I have the mylar for this page and D-J will need to be erased unless the title
company revises the legal in an update.
3) Regarding the Redline comments on Page 2 of 5:
a) No new comments.
ok. 4) Regarding the Redline comments on Page 3 of 5:
a) Work with the adjoining property owners to resolve the fence encroachment on the south
line oflots 6 and 23.
oK b) Somehow show and or label the private drainage easements for the roof and footing
drains -unless you can clearly locate them with notes. You have addressed the
maintenance issues on note 22 sheet 5 with the notes, but their locations have not been
established. Some people will add shading and define the shading in the legend-
however if you use shading, make sure it doesn't confEct with text.
Regarding the Redline comments on Page 4 of 5:
a) Remove "EXCLUSIVE" in the note for Puget power easement in Tract D.
b) Somehow show and or label the private drainage easements for the roof and footing
drains -unless you can clearly locate them with notes. You have addressed the
maintenance issues on note 22 sheet 5 with the notes, but their locations have not been
established. Some people will add shading and define the shading in the legend-
however if you use shading, make sure it doesn't conflict with text.
6) Regarding the Redline comments on Page 5 of 5:
J
OK a) Revise note no. 18 so that the number of exemptions is 3.
als b) Amend note no. 21 as follows: "NO PARKING IS ALLOWED AT ANY TIME ALONG
"
ok c) Verify and add lot 49 and Tract C to note 22. Also please show or describe the easements
so that they can be located.
ok d) Revise the sheet numbers from 2 and 3 to 3 and 4 in note no. 24.
4 e) Revise note 25 by removing the second sentence and adding the standard verbiage for
temporary cui de sacs as follows: "The Temporary Turnaround Easement becomes null
and void when (street name) is extended to a publicly maintained road system and is
accepted for maintenance by a public agency. This easement may otherwise be
extinguished by the recording of an extinguishing document reviewed and approved, and
signed by the King County Land Use Services Division or its successor agency. A review
fee may be assessed for this service."
f) Add the TOR note: "TOR Note: This plat has participated in King COlmly's "Transfer of
Development Rights (TOR)" program. The density for this plat was achieved through the
inclusion of3 transfer of density credits."
7) You can go to mylars if you want or if you want you can send me a revise paper copy.
believe I have the page 1 of the mylars -that have the signatures.
Steve Van Patten, P.L.S.
Engineering Review Section
2
WEEKL Y ALERTS -Subdivision Recordings
Name of Plat: Jessie Glen
Project #: L05P0005
Parcel# 6198400320
Activity #: Zoning: R-6
Number of Lots: 49 Site square footage: 338,822 S.F.
Applicant / Developer: JPS HOLDINGS, LLC
Final Plat Review Engineer: Steve Van Patten
Preliminary Plat Planner: Trishah Bull
Preliminary Plat Review Engineer: Bruce Whittaker
Engineer Review: Ted Cooper
(Critical Areas)Reviewer: Larry West, Nick Gillen
Development Inspector: Tenzing Thinley
Plat Location: East of Renton
Date: 05-21-07 Issue Date:
Public Open Space: 0.000 acres
BUILDABLE LANDS
Address/Location:
Sensitive Areas Tracts (total square feet):
Processed by: svan
Private Open Space: 0.4596 acres
Subarea:
Public Purpose Dedication Tracts (total square feet):
Rights-Of-Way Tracts (total square feet):
Road dedications (total square fcet):
Future Development Tracts/Other (total square feet):
Lots (total square feet):
Major #
Notes/Comments:
I " -VE..»(t:
/ 4-791 2'1 1'780 A .3 ,")/("
L 3F43 50 .5780 B 20/02.0
J .1 '17J 31 3780 C-Z7o.)
4-4-4--S~ .Jz (;, c;, 4-9 f) Z81i'/~
~ 428'-33 542'1 ~ 14-15-~
(, S8'o '" J4-4-708
7 44'J .?S-4-i4-0
g 4-2.00 1(' 4-J34-
C; 371'" Tl SOl5
/0 3'00 58 4-(.8'1
/1 3(,00 ]? H8b
12 3(,00 +0 4(..}{4
I) 3'7/b 41 4(' g 2.
14 4-071 4-2. 4C.n
(f SI('S 4-J 4-b 77
Ie SZ84-q.4-4('7S-
/7 4-Z (g4-4-'> 4-G.71.
I¥ .3 / If., 4t, 4'70
19 47.5-0 47 1-(, ('8
2-0 4-J~-4-4-g 4c;,r.,s
Z! S538 49 4-Gfc 5
? ? <-'-('s5 0
ZJ 4-ss.3
Zq .1''1-S-
Zr 3780
2(" J780
27 3780
e.g' 3780
North: 160713.6466
Line Course: S 89-58-59 E
North: 160713.6155
CLOSURE 5-2-07.txt
East: 1305803.6515
Length: 105.00
East: 1305908.6514
Perimeter: 280.87 Area: 4,071 0
Mapcheck closure -(uses
Error closure: 0.0036
Error North: -0.00163
Precision 1: 78,019.44
listed courses, radii, and deltas)
course: S 62-52-21 E
East: 0.00318
parcel name: LOT 15
North: 160740.9185 East 1305908.6563
Line Course: N 40-33-30 E Length: 20.00
North: 160756.1134 East : 1305921.6607
Line Course: N 00-11-07 E Length: 39.50
North: 160795.6132 East : 1305921. 7885
Line Course: N 89-48-53 w Length: 117.87
North: 160795.9943 East 1305803.9191
Line Course: 5 00-11-07 w Length: 42.35
North: 160753.6445 East 1305803.7821
Line Course: S 89-58-59 E Length: 84.88
North: 160753.6194 East 1305888.6621
Line Course: S 57-34-13 E Length: 23.69
North: 160740.9153 East 1305908.6577
perimeter: 328.30 Area: 5,165 0
Mapcheck closure -(uses
Error closure: 0.0034
Error North: -0.00315
precision 1: 96,555.88
listed courses, radii, and deltas)
course: S 23-33-14 E
East : 0.00138
parce 1 name: LOT 16 REVISED
North: 160753.5774 East 1306043.9339
Line Course: N 89-38-47 w Length: 88.04
North: 160754.1208 East 1305955.8956
Line Course: S 58-07-16 w Length: 25.01
North: 160740.9123 East 1305934.6580
Line Course: N 40-31-29 W Length: 20.00
North: 160756.1149 East 1305921.6625
Line course: N 00-11-07 E Length: 39.50
North: 160795.6146 East 1305921. 7902
Line Course: S 89-48-53 E Length: 122 .16
North: 160795.2196 East 1306043.9495
Line Course: S 00-01-01 W Length: 41. 64
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CLOSURE 5-2-07.txt
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CLOSURE 5-2-07.txt
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CLOSURE 5-2-07.txt
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Error Closure: 0.0014
courses, radii, and de
Course: S 37-42-44
East : -0.00085 Error North: -0.00110
precision 1: 274,564.29
parcel name: LOT 23 REVISED
North: 160588.6672
Line course: S 89-58-59 E
North: 160588.6663
Line course: S 00-01-01 W
North: 160498.6663
Line Course: N 89-58-59 W
North: 160498.6811
Line Course: N 00-11-07 E
North: 160578.1306
Line Course: N 36-32-53 E
North: 160596.4231
curve Length: 34.39
Delta: 26-16-22
chord: 34.09
East : 1305738.4646
Length: 3.01
East 1305741. 4746
Length: 90.00
East 1305741. 4479
Length: 50.00
East 1305691. 4479
Length: 79.45
East l305691.7049
Length: 22. 77
East: 1305705.2643
Radius: 75.00
Tangent: 17.50
Course: S 76-50-48 E
Page 10
Course In: N 26-17-23 E
RP North: 160663.6655
End North: 160588.6655
Closure 1-23-07.txt
Course out: S 00-01-01 w
East : 1305738.4826
East: 1305738.4604
Perimeter: 279.63 Area: 4,553 0
Mapcheck Closure -(uses
Error Closure: 0.0044
Error North: -0.00161
precision 1: 63,550.00
1 i sted cou rses, radi i, and deltas)
Course: S 68-40-32 w
East : -0.00414
parcel name: LOT 24 REVISED
North: 160588.6663
Line course: S 89-58-59 E
North: 160588.6543
Line course: S 00-01-01 w
North: 160498.6543
Line course: N 89-58-59 w
North: 160498.6663
Line Course: N 00-01-01 E
North: 160588.6663
East: 1305741.4794
Length: 40.50
East 1305781. 9794
Length: 90.00
East 1305781.9528
Length: 40.50
East 1305741.4528
Length: 90.00
East 1305741.4794
perimeter: 261.00 Area: 3,645 0
Mapcheck closure -(Uses listed
Error Closure: 0.0000
courses, radii, and deltas)
course: S 90-00-00 E
East : 0.00000 Error North: 0.00000
precision 1: 261,000,000.00
parcel name: LOT 25
North: 160588.6544
Line Course: S 00-01-01 W
North: 160498.6544
Line Course: S 89-58-59 E
North: 160498.6420
Line Course: N 00-01-01 E
North: 160588.6420
Line Course: N 89-58-59 W
North: 160588.654
East: 1305781.979
Length: 90.00
East
th o 42.0 Leng~. st
t· 0.00 Leng East
tho 42.00 ng . East
05781. 9528
1305823.9528
1305823.9794
1305781. 9794
perimeter: 264.00~ Area: 3,780 0
Mapcheck Closur -(uses listed
Error Closur . 0.0000
courses, radii, and deltas)
course: S 90-00-00 E
East : 0.00000 Error N : 0.00000
precis~ 1: 264,000,000.00
parcel name: LOT 26
North: 160588.6420
Line Course: S 00-01-01 W
North: 160498.6420
East : 1~823.9794
Length: YfJ. 00
East: 1305823.9528
page 11
Line Course: 5 89-55-58 w
North: 160319.496
---.---~---~ 1-23-07.txt
40.00
East: 1306236.6097
Perimeter: 313 Area: 4,679 0
Mapcheck Cure -(Uses
Error sure: 0.0012
Er r North: -0.00124
P cision 1: 261,633.33
listed courses, radii, and deltas)
course: 5 01-55-31 w
East : -0.00004
parcel name: LOT 43
East: 1306276.6097
Line Length: 116.95
East: 1306276.7469
Line Length: 40.00
East: 1306316.7468
Length: 116.90
East l306316.6170
Line Course:
North:
Length: 40.01
East l306276.6070
Line Course:
North:
Area: 4,677 Perimeter: 313.86
Mapcheck Closure -(uses
Error Closure: 0.0092
Error North: 0.00876
precision 1: 34,115.22
0
listed courses, radii, and deltas)
Course: N 17-03-08 W
East : -0.00269
parcel name: LOT 44
North: 160319.5914
Line Course: 5 00-03-49 E
North: 160202.6915
Line Course: N 89-50-55 E
North: 160202.7972
Line Course: N 00-04-02 w
North: 160319.6371
Line Course: 5 89-55-58 w
North: 160319.5902
East: 1306316.6172
Length: 116.90
East: 1306316.7469
Length: 40.00
East: 1306356.7468
Length: 116.84
East l306356.6097
Length: 39.99
East : 1306316.6197
perimeter: 313.72 Area: 4,674 0
Mapcheck Closure -(Uses listed
Error Closure: 0.0029
courses, radi i, and del tas)
course: 5 64-28-11 E
East : 0.00259 Error North: -0.00124
precision 1: 108,182.76
parcel name: LOT 45
North: 160319.6384
Line course:~00-04-E
North: 1 .7985
Line Course: 9-50-55 E
East: 1306356.6097
Length: 116.84
East: 1306356.7467
Length: 40.00
Page 18
~\Y ~
.~ ~~
parcel name: TRACT B
North: 160659.0363
Line course: N 61-53-45 E
North: 160694.7815
Line Course: 5 01-20-32 w
North: 160350.4261
Line Course: S 89-55-58 w
North: 160350.3908
Line course: N 01-20-32 E
North: 160498.5402
Line course: N 89-58-59 w
North: 160498.562
Line course: N 00-01-0)VE
North: 160588~623
curve Length: 96.
Delta: 1 -37-59
chord: 2.23
Course I . N 03-31-51 W
RP No h: 160638.5674
End rth: 160659.0348
closure 1-23-07.txt
East: 1306118.5191 ./
5.4523
Length: 75.88
East : l30
Length: 344.45
East~1306177.3838
Length: 30
...--"l:.ast :
Lengty' 148.19
/' East:
Length: 74.90
East
Length: 90.10
East .
Radius:
Tangent:
Course:
Course Out:
East
East
l306l47.3739
1306150.8451
l306075.9451
l306075 . 9717
50.00
72.25
N 31-09-10 E
N 65-50-10 E
l306072.8924
l306118.5114
~fimeter: 860.07 Area: 20,020 0
Mapcheck closure -(uses listed courses, radii, and deltas)
Error closure: 0.0079 Course: S 79-13-13 W
Error North: -0.00147 East : -0.00772
precision 1: 108,870.89
parcel name: TRACT C
North: 160350.0639
Line Course: S 01-21-22 W
North: 160330.0595
East: 1305867.3003
Length: 20.01
East : 1305866.8268
Line Course: N 89-55-58 E Length: 122.92
North: 160330.2037 East l305989.7467
Line Course: 5 57-39-41 E Length:
North: 160323.5974
12.35
East: 1306000.1812
Line Course: N 01-21-22 E Length:
Line co~~~~~~~i~ength:
26.66
East : 1306000.8122
133.51
East 1305867.3023
perimeter: 315.45 Area: 2,708 0
Mapcheck closure -(uses
Error Closure: 0.0084
Error North: -0.00811
precision 1: 37,553.57
1 i sted courses, radi i, and del tas)
Course: 5 13-39-42 E
East : 0.00197
parcel name: TRACT D REVISED
North: 160320.1370
Line Course: 5 89-55-58 W
North: 160319.8734
Line Course: 5 00-04-02 E
North: 160203.3335
East : 1306781.2282
Length: 224.62
East : 1306556.6084
Length: 116.54
East: 1306556.7451
Page 23
0 6d)
Line course: N 89-50-55 E
North: 160203.9875
Line Course: N 01-15-47 E
North: 160294.5855
curve Length: 39.85
Delta: 91-19-49
chord: 35.76
Course In: N 88-44-13 w
RP North: 160295.1366
End North: 160320.1365
closure 1-23-07.txt
Length: 247.51
East : 1306804.2543
Length: 90.62
East :
Radius:
Tangent:
course:
Course Out:
East
East
1306806.2518
25.00
25.59
N 44-24-08 w
N 00-04-02 W
1306781. 2578
1306781. 2285
Perimeter: 719.15 Area: 28,816 1
Mapcheck closure -(uses listed
Error Closure: 0.0005
courses, radii, and deltas)
Course: 5 31-34-17 E
East : 0.00027 Error North: -0.00044
precision 1: 1,438,280.00
parcel name: TRACT E
North: 160612.2632
Line Course: 5 36-32-53 W
North: 160595.9309
Line Course: 5 00-11-07 W
North: 160543.9212
Line Course: 5 89-48-53 E
North: 160543.8565
Line Course: N 00-11-07 E
North: 160578.1363
Line Course: N 36-32-53 E
North: 160596.4288
Curve Length: 26.76
Delta: 20-26-
chord: 26.
Course In: 6-17-23 E
RP North' 160663.6712
End Nor 160612.2671
East: 1305683.8731
Length: 20.33 ,~
East 1305671. r--
Length: 52.01
13.(}5"!)71. 5985 East
Length:
E~: 1305691.5984
Length:
~ East: 1305691.7092
L th: 22.77
East: 1305705.2687
Radius: 75.00
Tangent: 13.52
course: N 53-29-17 W
Course Out: 5 46-44-02 W
East 1305738.4870
East: 1305683.8736
per' eter: 176.14 Area: 1,415 0
M~heck closure -(uses listed
rror closure: 0.0040
Error North: 0.00397
precision 1: 44,037.50
courses, radii, and deltas)
Course: N 06-54-49 E
East: 0.00048
page 24
Parcel name: LOT 1
Jessie Glen Final Plat
Lot Closures
North: 160704,2587 East: 1305568.Q747
Une Course: S 89-48-53 E Length: 95.54
North: 160703,9497 East: 1305663,6142
Une Course: N 00-11-07 E Length: 17.50
North: 160721,4496 East: 1305663,6708
Curve Length: 58,90 Radius: 37.50
Delta: 90-00-00 Tangent: 37.50
Chord: 53,03 Course: N 44-48-53 W
Course In: N 89-48-53 W Course Out: N 00-11-07 E
RP North: 160721,5709 East: 1305626,1710
End North: 160759,0707 East: 1305626.2923
Une Course: N 89-48-53 W Length: 32,39
North: 160759,1754 East: 1305593,9024
Curve Length: 38,73 Radius: 25,00
Delta: 88-45-51 Tangent: 24.47
Chord: 34,97 Course: S 45-48-11 W
Course In: S 00-11-07 W Course Out: N 88-34-44 W
RP North: 160734,1756 East: 1305593.8216
End North: 160734,7956 East: 1305568.8293
Line Course: S 01-25-16 W Length: 30.55
North: 160704.2550 East: 1305568,0716
Perimeter: 273,61 Area: 4,793 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0048 Course: S 39-55-36 W
Error North: -000369 East: -0,00309
Precision 1: 57,002,08
---...---
!---:~-') , =_ ,', " , ': " 'c, r-" , \ (J -='",'. ,,' ',' \,
lSLl CCi 1 G LGOo'::)
K,C.O.O.E.S.
Lo&Fte.D5C.o •
Parcel name: LOT 4
Jessie Glen Final Plat
Lot Closures
North: 160612.2632 East: 1305683.8731
Curve Length: 20.00 Radius: 75.00
Delta: 15-16-44 Tangent: 10.06
Chord: 19.94 Course: N 35-37-36 W
Course In: N 46-44-02 E Course Out: S 62-00-46 W
RP North: 160663.6673 East: 1305738.4865
End North: 160628.4717 East: 1305672.2576
Une Course: S 62-00-46 W Length: 9.64
North: 160623.9479 East: 1305663.7450
Une Course: N 89-48-53 W Length: 97.66
North: 160624.2637 East: 1305566.0855
Une Course: S 01-25-16 W Length: 40.01
North: 160584.2660 East: 1305565.0932
Une Course: S 89-48-53 E Length: 106.63
North: 160583.9212 East: 1305671.7226
Une Course: N 00-11-07 E Length: 12.01
North: 160595.9311 East: 1305671.7615
Une Course: N 36-32-53 E Length: 20.33
North: 160612.2633 East: 1305683.8679
Perimeter: 306.27 Area: 4,456 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0052 Course: N 88-03-29 W
Error North: 0.00018 East: -0.00520
Precision 1: 58,900.00
•
Parcel name: LOT 5
Jessie Glen Final Plat
Lot Closures
North: 160584.2677 East: 1305565.0980
Une Course: S 01-25-16 W Length: 40.01
North: 160544.2700 East: 1305564.1057
Une Course: S 89-48-53 E Length: 107.49
North: 160543.9224 East: 1305671.5951
Une Course: N 00-11-07 E Length: 40.00
North: 160583.9222 East: 1305671.7245
Une Course: N 89-48-53 W Length: 106.63
North: 160584.2670 East: 1305565.0950
Perimeter: 294.13 Area: 4,282 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0030 Course: S 76-50-35 W
Error North: -0.00068 East: -0.00293
Precision 1: 98,043.33
•
Parcel name: LOT 6
Jessie Glen Final Plat
Lot Closures
North: 160544.2707 East: 1305564.1057
Une Course: S 01-25-16 W Length: 45.57
North: 160498.7147 East: 1305562.9756
Une Course: S 89-58-59 E Length: 128.48
North: 160498.6767 East: 1305691.4556
Une Course: N 00-11-07 E Length: 45.18
North: 160543.8564 East: 1 305691.601 6
Une Course: N 89-48-53 W Length: 127.49
North: 160544.2687 East: 1305564.1123
Perimeter: 346.71 Area: 5,806 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0069 Course: S 73-31-42 E
Error North: -0.00195 East: 0.00660
Precision 1: 50,249.28
•
Parcel name: LOT 7
Jessie Glen Final Plat
Lot Closures
North: 160796.3361 East: 1305698.9153
Une Course: S 89-48-53 E Length: 105.00
North: 1 60795.9966 East: 1305803.9148
Une Course: S 00-11-07 W Length: 42.35
North: 1 60753.6468 East: 1305803.7778
Une Course: N 89-58-59 W Length: 105.00
North: 160753.6779 East: 1305698.7778
Une Course: N 00-11-07 E Length: 42.66
North: 160796.3376 East: 1305698.9158
Perimeter: 295.01 Area: 4,463 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0016 Course: N 16-51-13 E
Error North: 0.00151 East: 0.00046
Precision 1: 184,381.25
.,
Parcel name: LOT 8
Jessie Glen Final Plat
Lot Closures
North: 160753.6788 East: 1305698.7774
Une Course: S 00-11-07 W Length: 40.00
North: 160713.6790 East: 1305698.6481
Une Course: S 89-58-59 E Length: 105.00
North: 160713.6480 East: 1305803.6480
Une Course: N 00-11-07 E Length: 40.00
North: 160753.6478 East: 1305803.7774
Une Course: N 89-58-59 W Length: 105.00
North: 160753.6788 East: 1305698.7774
Perimeter: 290.00 Area: 4,200 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 290,000,000.00
,
Parcel name: LOT 9
Jessie Glen Final Plat
Lot Closures
North: 160623.6672 East: 1305738.4748
Une Course: S 89-58-59 E Length: 5.15
North: 160623.6656 East: 1305743.6248
Une Course: N 00-01-01 E Length: 90.00
North: 160713.6656 East: 1305743.6515
Une Course: N 89-58-59 W Length: 45.00
North: 160713.6789 East: 13056986515
Une Course: S 00-11-07 W Length: 4988
North: 160663.7992 East: 1305698.4902
Curve Length: 62.95 Radius: 40.00
Delta: 90-1 0-06 Tangent: 40.1 2
Chord: 56.65 Course: S 44-53-56 E
Course In: S 89-48-53 E Course Out: S 00-01-01 W
RP North: 160663.6698 East: 1305738.4900
End North: 160623.6699 East: 1305738.4781
Perimeter: 252.98 Area: 3,716 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0042 Course: N 50-36-20 E
Error North: 0.00270 East: 0.00328
Precision 1: 60,233.33
,
Parcel name: LOT 10
Jessie Glen Final Plat
Lot Closures
North: 160713.6656 East: 1305743.6483
une Course: S 00-01-01 W Length: 90.00
North: 160623.6656 East: 1305743.6217
une Course: S 89-58-59 E Length: 40.00
North: 160623.6538 East: 1305783.6217
une Course: N 00-01-01 E Length: 90.00
North: 160713.6538 East: 1305783.6483
une Course: N 89-58-59 W Length: 40.00
North: 160713.6656 East: 1305743.6483
Perimeter: 260.00 Area: 3,600 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 260,000,000.00
Parcel name: LOT 11
Jessie Glen Final Plat
Lot Closures
North: 160.713.6539 East: 1305783.6483
Une Course: S 00.-0.1-0.1 W Length: 90..0.0.
North: 160.623.6539 East: 130.5783.6217
Une Course: S 89-58-59 E Length: 40..0.0.
North: 160.623.6421 East: 130.5823.6216
Une Course: N 0.0.-0.1-0.1 E Length: 90..0.0
North: 160.713.6421 East: 130.5823.6483
Une Course: N 89-58-59 W Length: 40..0.0.
North: 160.713.6539 East: 1 305783.6483
Perimeter: 260.00 Area: 3,600. 0.
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0..0.0.0.0. Course: S 90-0.0.-00 E
Error North: 0..00000. East: 0..0.0000
Precision 1: 260.,0.0.0.,0.0.0.0.0.
,
Parcel name: LOT 12
Jessie Glen Final Plat
Lot Closures
North: 160713,6421 East: 1305823,6483
Line Course: S 00-01-01 W Length: 90,00
North: 1 60623,6421 East: 1305823,6216
Line Course: S 89-58-59 E Length: 40,00
North: 160623,6303 East: 1305863,6216
Line Course: N 00-01-01 E Length: 90,00
North: 160713,6303 East: 1305863,6483
Line Course: N 89-58-59 W Length: 40,00
North: 160713,6421 East: 1305823,6483
Perimeter: 260,00 Area: 3,600 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0000 Course: S 90-00-00 E
Error North: 0,00000 East: 0,00000
Precision 1: 260,000,000,00
Parcel name: LOT 13
Jessie Glen Final Plat
Lot Closures
North: 160648.6172 East: 1305908.6292
Une Course: N 00-01-01 E Length: 65.00
North: 160713.6172 East: 1305908.6484
Une Course: N 89-58-59 W Length: 45.00
North: 160713.6305 East: 1305863.6484
Une Course: S 00-01-01 W Length: 90.00
North: 160623.6305 East: 1305863.6218
Une Course: S 89-58-59 E Length: 20.00
North: 160623.6246 East: 1305883.6218
Curve Length: 39.27 Radius: 25.00
Delta: 90-00-00 Tangent: 25.00
Chord: 35.36 Course: N 45-01-01 E
Course In: N 00-01-01 E Course Out: S 89-58-59 E
RP North: 160648.6246 East: 1305883.6292
End North: 160648.6172 East: 1305908.6292
Perimeter: 259.27 Area: 3,916 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 259,270,000.00
"
Parcel name: LOT 14
Jessie Glen Final Plat
Lot Closures
North: 1 60713,6172 East: 1305908,6483
Line Course: N 00-01-01 E Length: 27.30
North: 160740,9172 East: 1305908,6563
Line Course: N 57-34-13 W Length: 23,69
North: 160753,6213 East: 13058886608
Une Course: N 89-58-59 W Length: 84,88
North: 160753,6464 East: 13058037808
Une Course: S 00-11-07 W Length: 40.00
North: 160713.6466 East: 1305803.651 5
Line Course: S 89-58-59 E Length: 105.00
North: 160713.6155 East: 1305908.6514
Perimeter: 280.87 Area: 4,071 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0036 Course: S 62-52-21 E
Error North: -0.00163 East: 0.00318
Precision 1: 78,019.44
•
Parcel name: LOT 1 5
Jessie Glen Final Plat
Lot Closures
North: 1 60740.9185 East: 1305908.6563
Line Course: N 40-33-30 E Length: 20.00
North: 160756.1134 East: 1305921.6607
Line Course: N 00-11-07 E Length: 39.50
North: 160795.6132 East: 1305921.7885
Line Course: N 89-48-53 W Length: 117.87
North: 160795.9943 East: 1305803.9191
Line Course: S 00-11-07 W Length: 42.35
North: 160753.6445 East: 1305803.7821
Line Course: S 89-58-59 E Length: 84.88
North: 160753.6194 East: 1305888.6621
Line Course: S 57-34-13 E Length: 23.69
North: 160740.9153 East: 1305908.6577
Perimeter: 328.30 Area: 5,165 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0034 Course: S 23-33-14 E
Error North: -0.00315 East: 0.00138
Precision 1: 96,555.88
,
Parcel name: LOT 18
Jessie Glen Final Plat
Lot Closures
North: 160623.6022 East: 1305959.6218
Une Course: S 89-58-59 E Length: 20.00
North: 160623.5963 East: 1305979.6218
Une Course: N 00-01-01 E Length: 90.00
North: 160713.5963 East: 1305979.6484
Une Course: N 89-58-59 W Length: 45.00
North: 160713.6096 East: 1305934.6484
Une Course: S 00-01-01 W Length: 65.00
North: 160648.6096 East: 1305934.6292
Curve Length: 39.27 Radius: 25.00
Delta: 90-00-00 Tangent: 25.00
Chord: 35.36 Course: S 44-58-59 E
Course In: S 89-58-59 E Course Out: S 00-01-01 W
RP North: 160648.6022 East: 1305959.6292
End North: 160623.6022 East: 1305959.6218
Perimeter: 259.27 Area: 3,916 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 259,270,000.00
\
Parcel name: LOT 19
Jessie Glen Final Plat
Lot Closures
North: 160645.2501 East: 1306023.3486
CUNe Length: 40.92 Radius: 50.00
Delta: 46-53-14 Tangent: 21.68
Chord: 39.78 Course: N 31-07-22 E
Course In: S 82-19-15 E Course Out: N 35-26-01 W
RP North: 160638.5688 East: 1306072.9001
End North: 160679.3082 East: 1306043.91 22
Une Course: N 00-01-01 E Length: 34.27
North: 160713.5782 East: 1306043.9223
Une Course: N 89-58-59 W Length: 64.27
North: 160713.5972 East: 1305979.6523
Une Course: S 00-01-01 W Length: 90.00
North: 160623.5972 East: 1305979.6257
Une Course: S 89-58-59 E Length: 18.94
North: 160623.5916 East: 1305998.5657
CUNe Length: 35.93 Radius: 25.00
Delta: 82-20-16 Tangent: 21.86
Chord: 32.91 Course: N 48-50-53 E
Course In: N 00-01-01 E Course Out: S 82-19-15 E
RP North: 160648.5916 East: 1305998.5731
End North: 160645.2510 East: 1306023.3489
Perimeter: 284.33 Area: 4,750 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0009 Course: N 21-35-53 E
Error North: 0.00086 East: 0.00034
Precision 1: 315,922.22
Parcel name: LOT 22
Jessie Glen Final Plat
Lot Closures
North: 160675.8696 East: 1306106.1966
Curve Length: 21.02 Radius: 50.00
Delta: 24-04-57 Tangent: 10.67
Chord: 20.86 Course: S 36-12-18 E
Course In: S 41-45-13 W Course Out: N 65-50-10 E
RP North: 160638.5689 East: 1306072.9002
End North: 160659.0363 East: 1306118.5191
Une Course: N 61-53-45 E Length: 75.88
North: 160694.7815 East: 1306185.4523
Une Course: N 01-20-32 E Length: 100.00
North: 160794.7541 East: 1306187.7947
Une Course: N 89-48-53 W Length: 53.85
North: 160794.9282 East: 1306133.9450
Une Course: S 00-01-01 W Length: 100.00
North: 160694.9282 East: 1306133.9154
Une Course: S 55-29-17 W Length: 33.64
North: 160675.8685 East: 1306106.1958
Perimeter: 384.39 Area: 6,530 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0014 Course: S 37-42-44 W
Error North: -0.00110 East: -0.00085
Precision 1: 274,564.29
Parcel name: LOT 25
Jessie Glen Final Plat
Lot Closures
North: 160588,6544 East: 13057819794
une Course: S 00-01-01 W Length: 90,00
North: 160498,6544 East: 1305781,9528
une Course: S 89-58-59 E Length: 42.00
North: 160498.6420 East: 1305823,9528
une Course: N 00-01-01 E Length: 90,00
North: 160588,6420 East: 1305823,9794
une Course: N 89-58-59 W Length: 42,00
North: 160588.6544 East: 1305781,9794
Perimeter: 264,00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0,00000
Precision 1: 264,000,000,00
Parcel name: LOT 26
Jessie Glen Final Plat
Lot Closures
North: 160588.6420 East: 1305823.9794
Une Course: S 00-01-01 W Length: 90.00
North: 160498.6420 East: 1 305823.9528
Une Course: S 89-58-59 E Length: 42.00
North: 160498.6296 East: 1 305865.9528
Une Course: N 00-01-01 E Length: 90.00
North: 160588.6296 East: 1 305865.9794
Une Course: N 89-58-59 W Length: 42.00
North: 160588.6420 East: 1305823.9794
Perimeter: 264.00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 264,000,000.00
Parcel name: LOT 27
Jessie Glen Final Plat
Lot Closures
North: 160588.6297 East: 1305865.9794
Une Course: S 00-01-01 W Length: 90.00
North: 160498.6297 East: 1305865.9528
Une Course: S 89-58-59 E Length: 42.00
North: 160498.6173 East: 1305907.9528
Une Course: N 0G-01-01 E Length: 90.00
North: 160588.6173 East: 1305907.9794
Une Course: N 89-58-59 W Length: 42.00
North: 160588.6297 East: 1305865.9794
Perimeter: 264.00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 264,000,000.00
Parcel name: LOT 28
Jessie Glen Final Plat
Lot Closures
North: 160588.6173 East: 1305907.9794
Une Course: S 00-01-01 W Length: 90.00
North: 160498.6174 East: 1305907.9528
Une Course: S 89-58-59 E Length: 42.00
North: 160498.6049 East: 1305949.9528
Une Course: N 00-01-01 E Length: 90.00
North: 160588.6049 East: 1305949.9794
Une Course: N 89-58-59 W Length: 42.00
North: 160588.6173 East: 1305907.9794
Perimeter: 264.00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 264,000,000.00
Parcel name: LOT 29
Jessie Glen Final Plat
Lot Closures
North: 160588.6050 East: 1305949.9794
Une Course: S 00-01-01 W Length: 90.00
North: 160498.6050 East: 1305949.9528
Une Course: S 89-58-59 E Length: 42.00
North: 160498.5926 East: 1305991.9528
Une Course: N 00-01-01 E Length: 90.00
North: 160588.5926 East: 1305991.9794
Une Course: N 89-58-59 W Length: 42.00
North: 160588.6050 East: 1305949.9794
Perimeter: 264.00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 264,000,000.00
Parcel name: LOT 30
Jessie Glen Final Plat
Lot Closures
North: 160588.5927 East: 1305991.9794
Une Course: S 00-01-01 W Length: 90.00
North: 160498.5927 East: 1305991.9528
Une Course: S 89-58-59 E Length: 42.00
North: 160498.5803 East: 1306033.9528
Une Course: N 00-01-01 E Length: 90.00
North: 160588.5802 East: 1306033.9794
Une Course: N 89-58-59 W Length: 42.00
North: 160588.5927 East: 1305991.9794
Perimeter: 264.00 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 264,000,000.00
Parcel name: LOT 31
Jessie Glen Final Plat
Lot Closures
North: 160588.5689 East: 1306072.8855
Une Course: N 89-58-59 W Length: 38.91
North: 160588.5804 East: 1306033.9755
Une Course: S 00-01-01 W Length: 90.00
North: 160498.5804 East: 1306033.9489
Une Course: S 89-58-59 E Length: 42.00
North: 160498.5680 East: 1306075.9489
Une Course: N 00-01-01 E Length: 90.10
North: 160588.6680 East: 1306075.9755
Curve Length: 3.10 Radius: 50.00
Delta: 3-32-52 Tangent: 1.55
Chord: 3.10 Course: S 88-14-35 W
Course In: N 03-31-51 W Course Out: S 00-01-01 W
RP North: 160638.5731 East: 1306072.8962
End North: 160588.5731 East: 1306072.8814
Perimeter: 264.10 Area: 3,780 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0058 Course: N 44-02-29 W
Error North: 0.00418 East: -0.00404
Precision 1: 45,536.21
,
Parcel name: LOT 32
Jessie Glen Final Plat
Lot Closures
North: 1 60349.9524 East: 1305772.3506
Une Course: N 89-55-58 E Length: 94.95
North: 160350.0638 East: 1305867.3005
Une Course: S 01-21-22 W Length: 70.02
North: 160280.0634 East: 1305865.6434
Une Course: S 89-55-58 W Length: 95.03
North: 160279.9519 East: 1305770.6135
Une Course: N 01-25-16 E Length: 70.02
North: 160349.9504 East: 1305772.3500
Perimeter: 330.02 Area: 6,649 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0021 Course: S 16-14-29 W
Error North: -0.00202 East: -0.00059
Precision 1: 157,152.38
•
Parcel name: LOT 33
Jessie Glen Final Plat
Lot Closures
North: 160330,0633 East: 1305866.8269
Une Course: S 01-21-22 W Length: 50,02
North: 160280,0573 East: 1305865,6431
Une Course: S 89-55-58 W Length: 20,00
North: 160280.0338 East: 1305845,6431
Une Course: S 01-25-16 W Length: 78,62
North: 160201.4380 East: 1305843,6933
Une Course: N 89-50-55 E Length: 50,07
North: 160201,5703 East: 1305893,7631
Une Course: N 01-21-22 E Length: 128.56
North: 160330,0943 East: 1305896,8057
Une Course: S 89-55-58 W Length: 2998
North: 160330,0591 East: 1305866,8257
Perimeter: 357,24 Area: 5,429 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0043 Course: S 16-05-02 W
Error North: -0,00416 East: -0.00120
Precision 1: 83,081.40
\
Parcel name: LOT 34
Jessie Glen Final Plat
Lot Closures
North: 160249.1971 East: 1305894.8903
Une Course: S 01-21-22 W Length: 47.63
North: 160201.5804 East: 1305893.7630
Une Course: N 89-50-55 E Length: 98.53
North: 160201.8407 East: 13059922927
Une Course: N 01-21-22 E Length: 16.17
North: 160218.0062 East: 1305992.6754
Une Course: S 88-38-38 E Length: 5.00
North: 160217.8879 East: 1305997.6740
Une Course: N 01-21-22 E Length: 28.87
North: 160246.7498 East: 1305998.3572
Une Course: N 88-38-38 W Length: 103.50
North: 160249.1993 East: 1305894.8862
Perimeter: 299.71 Area: 4,708 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0046 Course: N 61-26-55 W
Error North: 0.00220 East: -0.00405
Precision 1: 65,152.17
,
Parcel name: LOT 35
Jessie Glen Final Plat
Lot Closures
North: 160249.1971 East: 1305894.8903
Une Course: S 88-38-38 E Length: 103.50
North: 160246.7476 East: 1305998.3613
Une Course: N 01-21-22 E Length: 40.00
North: 160286.7364 East: 1305999.3079
Une Course: N 88-38-38 W Length: 103.50
North: 160289.1859 East: 1305895.8369
Une Course: S 01-21-22 W Length: 40.00
North: 160249.1971 East: 1305894.8903
Perimeter: 287.00 Area: 4,140 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0000 Course: S 90-00-00 E
Error North: 0.00000 East: 0.00000
Precision 1: 287,000,000.00
,
Parcel name: LOT 36
Jessie Glen Final Plat
Lot Closures
North: 160289.1859 East: 1305895.8369
Une Course: S 88-38-38 E Length: 103.50
North: 160286.7364 East: 1305999.3079
Une Course: N 01-21-22 E Length: 36.88
North: 160323.6061 East: 1306000.1807
Une Course: N 57-39-41 W Length: 1235
North: 160330.2123 East: 1305989.7462
Une Course: S 89-55-58 W Length: 92.94
North: 160330.1033 East: 1305896.8063
Une Course: S 01-21-22 W Length: 40.92
North: 160289.1948 East: 1305895.8378
Perimeter: 286.59 Area: 4,334 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0090 Course: N 05-57-15 E
Error North: 0.00890 East: 0.00093
Precision 1: 31,843.33
Parcel name: LOT 37
Jessie Glen Final Plat
Lot Closures
North: 160.284.1518 East: 130.60.32.2560.
Une Course: S 0.1-21-22 W Length: 82.24
North: 160.20.1.9348 East: 130.60.30..30.96
Une Course: N 89-50.-55 E Length: 46.44
North: 160.20.2.0.575 East: 130.60.76.7495
Une Course: N 0.0.-0.4-0.2 W Length: 117.25
North: 160.319.30.74 East: 130.60.76.6119
Une Course: S 89-55-58 W Length: 8.41
North: 160.319.2975 East: 130.60.68.20.19
Curve Length: 55.65 Radius: 36.0.0.
Delta: 88-34-36 Tangent: 35.12
Chord: 50..28 Course: S 45-38-40. W
Course In: S 0.0-04-0.2 E Course Out: N 88-38-38 W
RP North: 160.283.2976 East: 130.60.68.2442
End North: 1 60.284.1496 East: 130.60.32.2542
Pelimeter: 30.9.98 Area: 5,0.13 0.
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0.0.28 Course: S 38-10.-0.9 W
Error North: -0..0.0.219 East: -0..0.0.172
Precision 1: 110.,710..71
\
Parcel name: LOT 38
Jessie Glen Final Plat
Lot Closures
North: 160319.3096 East: 1306076.6098
Une Course: S 00-04-02 E Length: 117.25
North: 160202.0597 East: 13060767474
Une Course: N 89-50-55 E Length: 40.00
North: 160202.1654 East: 1306116.7473
Une Course: N 00-04-02 W Length: 117.19
North: 160319.3553 East: 1306116.6098
Une Course: S 89-55-58 W Length: 40.00
North: 160319.3084 East: 1306076.6098
Perimeter: 314.44 Area: 4,689 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -0.00004
Precision 1: 262,033.33
\
Parcel name: LOT 39
Jessie Glen Final Plat
Lot Closures
North: 160319.3566 East: 1306116.6098
Une Course: S 00-04-02 E Length: 117.19
North: 160202.1667 East: 1306116.7473
Une Course: N 89-50-55 E Length: 40.00
North: 160202.2724 East: 1306156.7472
Une Course: N 00-04-02 W Length: 117.13
North: 160319.4023 East: 1306156.6098
Une Course: S 89-55-58 W Length: 40.00
North: 160319.3553 East: 1306116.6098
Perimeter: 314.32 Area: 4,686 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -000004
Precision 1: 261,933.33
,.
Parcel name: LOT 40
Jessie Glen Final Plat
Lot Closures
North: 160319.4036 East: 1306156.6098
Une Course: S 00-04-02 E Length: 117.13
North: 160202.2736 East: 1306156.7472
Une Course: N 89-50-55 E Length: 40.00
North: 160202.3793 East: 1306196.7471
Une Course: N 00-04-02 W Length: 117.07
North: 160319.4492 East: 1306196.6097
Une Course: S 89-55-58 W Length: 40.00
North: 160319.4023 East: 1306156.6098
Perimeter: 314.20 Area: 4,684 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -000004
Precision 1: 261,833.33
\
Parcel name: LOT 41
Jessie Glen Final Plat
Lot Closures
North: 160319.4505 East: 1306196.6098
une Course: S 00-04-02 E Length: 117.07
North: 160202.3806 East: 1306196.7471
une Course: N 89-50-55 E Length: 40.00
North: 160202.4863 East: 1306236.7470
une Course: N 00-04-02 W Length: 117.01
North: 160319.4962 East: 1306236.6097
une Course: S 89-55-58 W Length: 40.00
North: 160319.4493 East: 1306196.6097
Perimeter: 314.08 Area: 4,682 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -000004
Precision 1: 261,733.33
l
Parcel name: LOT 42
Jessie Glen Final Plat
Lot Closures
North: 160319.4975 East: 1306236.6097
une Course: S 00-04-02 E Length: 117.01
North: 160202.4876 East: 1306236.7470
une Course: N 89-50-55 E Length: 40.00
North: 160202.5933 East: 1306276.7469
une Course: N 00-04-02 W Length: 116.95
North: 160319.5432 East: 1306276.6097
une Course: S 89-55-58 W Length: 40.00
North: 160319.4963 East: 1306236.6097
Perimeter: 313.97 Area: 4,679 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -0.00004
Precision 1: 261,633.33
...
Parcel name: LOT 45
Jessie Glen Final Plat
Lot Closures
North: 160319,6384 East: 1306356,6097
Une Course: S 00-04-02 E Length: 116.84
North: 160202,7985 East: 1306356,7467
Une Course: N 89-50-55 E Length: 40,00
North: 160202,9042 East: 1306396,7466
Une Course: N 00-04-02 W Length: 116,78
North: 160319,6841 East: 1306396,6096
Une Course: S 89-55-58 W Length: 40,00
North: 160319,6372 East: 1306356,6096
Perimeter: 313,61 Area: 4,672 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0012 Course: S 01-55-31 W
Error North: ·0,00124 East: -0,00004
Precision 1: 261,350,00
...
Parcel name: LOT 46
Jessie Glen Final Plat
Lot Closures
North: 160319.6854 East: 1306396.6096
Une Course: S 00-04-02 E Length: 116.78
North: 160202.9054 East: 1306396.7466
Une Course: N 89-50-55 E Length: 40.00
North: 160203.0111 East: 1306436.7465
Une Course: N 00-04-02 W Length: 116.72
North: 160319.7311 East: 1306436.6096
Une Course: S 89-55-58 W Length: 40.00
North: 160319.6841 East: 1306396.6096
Perimeter: 313.50 Area: 4,670 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -000004
Precision 1: 261,250.00
•
Parcel name: LOT 47
Jessie Glen Final Plat
Lot Closures
North: 160319,7323 East: 1306436,6096
Une Course: S 00-04-02 E Length: 116,72
North: 160203,0124 East: 1306436,7465
Une Course: N 89-50-55 E Length: 40,00
North: 160203,1181 East: 1306476,7464
Une Course: N 00-04-02 W Length: 116,66
North: 160319,7780 East: 1306476.6095
Une Course: S 89-55-58 W Length: 40.00
North: 160319.7311 East: 1306436,6096
Perimeter: 313,38 Area: 4,668 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -0.00004
Precision 1: 261,150.00
Parcel name: LOT 48
Jessie Glen Final Plat
Lot Closures
North: 160319.7793 East: 1306476,6096
Line Course: S 00-04-02 E Length: 116,66
North: 160203,1194 East: 1306476,7464
Line Course: N 89-50-55 E Length: 40,00
North: 160203.2251 East: 1306516.7463
Line Course: N 00-04-02 W Length: 116,60
North: 160319,8250 East: 1306516,6095
Line Course: S 89-55-58 W Length: 40,00
North: 160319.7781 East: 1306476,6095
Perimeter: 313,26 Area: 4,665 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0,0012 Course: S 01-55-31 W
Error North: -0,00124 East: -0.00004
Precision 1: 261,050,00
~,
Parcel name: LOT 49
Jessie Glen Final Plat
Lot Closures
North: 160319.8263 East: 1306516.6095
Une Course: S 00-04-02 E Length: 116.60
North: 160203.2263 East: 1306516.7463
Une Course: N 89-50-55 E Length: 40.00
North: 160203.3320 East: 1306556.7462
Une Course: N 00-04-02 W Length: 116.54
North: 160319.8720 East: 1306556.6095
Une Course: S 89-55-58 W Length: 40.00
North: 160319.8250 East: 1306516.6095
Perimeter: 313.15 Area: 4,663 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0012 Course: S 01-55-31 W
Error North: -0.00124 East: -0.00004
Precision 1: 260,950.00
\
Parcel name: TRACT A
Jessie Glen Final Plat
Lot Closures
North: 160623.6022 East: 1 305959.6218
Curve Length: 39.27 Radius: 25.00
Delta: 90-00-00 Tangent: 25.00
Chord: 35.36 Course: N 44-58-59 W
Course In: N 00-01-01 E Course Out: N 89-58-59 W
RP North: 160648.6022 East: 1305959.6292
End North: 160648.6096 East: 1 305934.6292
Une Course: N 00-01-01 E Length: 92.30
North: 160740.9096 East: 1305934.6565
Une Course: N 40-31-29 W Length: 20.00
North: 160756.1121 East: 1305921.6610
Une Course: S 40-33-30 W Length: 20.00
North: 160740.9172 East: 1305908.6565
Une Course: S 00-01-01 W Length: 92.30
North: 160648.6172 East: 1305908.6293
Curve Length: 39.27 Radius: 25.00
Delta: 90-00-00 Tangent: 25.00
Chord: 35.36 Course: S 45-01-01 W
Course In: N 89-58-59 W Course Out: S 00-01-01 W
RP North: 160648.6246 East: 1305883.6293
End North: 160623.6246 East: 1305883.6219
Une Course: S 89-58-59 E Length: 76.00
North: 160623.6021 East: 1305959.6219
Perimeter: 379.14 Area: 3,516 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0001 Course: S 31-56-08 E
Error North: -0.00006 East: 0.00004
Precision 1: 3,791,400.00
Parcel name: TRACT B
Jessie Glen Final Plat
Lot Closures
North: 160659.0363 East: 1306118.5191
Une Course: N 61-53-45 E Length: 75.88
North: 160694.7815 East: 1306185.4523
Une Course: S 01-20-32 W Length: 344.45
North: 160350.4261 East: 1306177.3838
Une Course: S 89-55-58 W Length: 30.01
North: 160350.3908 East: 1306147.3739
Une Course: N 01-20-32 E Length: 148.19
North: 160498.5402 East: 1306150.8451
Une Course: N 89-58-59 W Length: 74.90
North: 160498.5623 East: 1306075.9451
Une Course: N 00-01-01 E Length: 90.10
North: 160588.6623 East: 1306075.9717
Curve Length: 96.55 Radius: 50.00
Delta: 110-37-59 Tangent: 72.25
Chord: 82.23 Course: N 31-09-10 E
Course In: N 03-31-51 W Course Out: N 65-50-10 E
RP North: 160638.5674 East: 1306072.8924
End North: 160659.0348 East: 1306118.5114
Perimeter: 860.07 Area: 20,020 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0079 Course: S 79-13-13 W
Error North: -0.00147 East: -0.00772
Precision 1: 108,870.89
Parcel name: TRACT E
Jessie Glen Final Plat
Lot Closures
North: 160612.2632 East: 1305683.8731
Une Course: S 36-32-53 W Length: 20.33
North: 160595.9309 East: 1305671.7667
Une Course: S 00-11-07 W Length: 52.01
North: 160543.921 2 East: 1 305671.5985
Une Course: S 89-48-53 E Length: 20.00
North: 160543.8565 East: 1305691.5984
Une Course: N 00-11-07 E Length: 34.28
North: 160578.1363 East: 1305691.7092
Une Course: N 36-32-53 E Length: 22.77
North: 160596.4288 East: 1305705.2687
Curve Length: 26.76 Radius: 75.00
Delta: 20-26-39 Tangent: 13.52
Chord: 26.62 Course: N 53-29-17 W
Course In: N 26-17-23 E Course Out: S 46-44-02 W
RP North: 160663.6712 East: 1305738.4870
End North: 160612.2671 East: 1 305683.8736
Perimeter: 176.14 Area: 1,415 0
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0040 Course: N 06-54-49 E
Error North: 0.00397 East: 0.00048
Precision 1: 44,037.50
,
Parcel name: ROAD A
Jessie Glen Final Plat
Lot Closures
North: 160663.7965 East: 1305698.4868
Line Course: N 00-11-07 E Length: 132.54
North: 160796.3358 East: 1305698.9154
Line Course: N 89-48-53 W Length: 140.55
North: 160796.7903 East: 1305558.3661
Line Course: S 01-25-16 W Length: 298.16
North: 160498.7220 East: 1305550.9716
Line Course: S 89-58-59 E Length: 12.00
North: 160498.7184 East: 1305562.9716
Line Course: N 01-25-16 E Length: 236.15
North: 160734.7958 East: 1305568.8283
Curve Length: 38.73 Radius: 25.00
Delta: 88-45-51 Tangent: 24.47
Chord: 34.97 Course: N 45-48-11 E
Course In: S 88-34-44 E Course Out: N 00-11-07 E
RP North: 160734.1758 East: 1305593.8206
End North: 160759.1757 East: 1305593.9014
Line Course: S 89-48-53 E Length: 32.39
North: 160759.0709 East: 1305626.2912
Curve Length: 58.90 Radius: 37.50
Delta: 90-00-00 Tangent: 37.50
Chord: 53.03 Course: S 44-48-53 E
Course In: S 00-11-07 W Course Out S 89-48-53 E
RP North: 160721.5711 East: 13056261700
End North: 160721.4499 East: 1305663.6698
Line Course: S 00-11-07 W Length: 57.54
North: 160663.9102 East: 1305663.4837
Curve Length: 118.03 Radius: 75.00
Delta: 90-10-06 Tangent: 75.22
Chord: 106.22 Course: S 44-53-56 E
Course In: S 89-48-53 E Course Out: S 00-01-01 W
RP North: 160663.6676 East: 1305738.4833
End North: 160588.6676 East: 1305738.4611
Line Course: S 89-58-59 E Length: 334.42
North: 160588.5687 East: 1306072.8811
Curve Length: 228.93 Radius: 50.00
Delta: 262-20-16 Tangent: 57.18
Chord: 75.28 Course: N 41-09-07 W
Course In: N 00-01-01 E Course Out N 82-19-15 W
RP North: 160638.5687 East: 1 306072.8959
End North: 160645.2500 East: 1306023.3443
Curve Liength: 35.93 Radius: 25.00
Delta: 82-20-16 Tangent: 21.86
Chord: 32.91 Course: S 48-50-53 W
Course In: N 82-19-15 W Course Out: S 00-01-01 W
RP North: 160648.5907 East: 1305998.5685
End North: 160623.5907 East: 1305998.5611
Line Course: N 89-58-59 W Length: 260.09
North: 160623.6676 East: 1305738.4711
Curve Length: 62.95 Radius: 40.00
Delta: 90-10-06 Tangent: 40.12
Chord: 56.65 Course: N 44-53-56 W
Course In: N 00-01-01 E Course Out: N 89-48-53 W
RP North: 160663.6676 East: 1305738.4830
Jessie Glen Final Plat
Lot Closures
End North: 160663.7969 East: 1305698.4832
Perimeter: 2047.32 Area: 33,802 1
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0037 Course: N 82-51-10 W
Error North: 0.00045 East: -0.00363
Precision 1: 553,327.03
Parcel name: ROAD B
Jessie Glen Final Plat
Lot Closures
North: 160319.2997 East: 1306068.2036
Curve Length: 55.65 Radius: 36.00
Delta: 88-34-36 Tangent: 35.12
Chord: 50.28 Course: S 45-38-40 W
Course In: S 00-04-02 E Course Out: N 88-38-38 W
RP North: 160283.2998 East: 1306068.2459
End North: 160284.1518 East: 1306032.2559
Une Course: S 01-21-22 W Length: 82.24
North: 160201.9348 East: 1306030.3096
Une Course: S 89-50-55 W Length: 38.01
North: 160201.8344 East: 1305992.2997
Une Course: N 01-21-22 E Length: 16.17
North: 1 60217.9998 East: 1305992.6824
Une Course: S 88-38-38 E Length: 5.00
North: 160217.8815 East: 1305997.6810
Une Course: N 01-21-22 E Length: 132.41
North: 160350.2544 East: 1306000.8147
Une Course: N 89-56-07 E Length: 80669
North: 160351.1657 East: 1306807.5042
Une Course: S 01-15-47 W Length: 56.60
North: 160294.5794 East: 1306806.2566
Curve Length: 39.83 Radius: 24.99
Delta: 91-19-48 Tangent: 25.58
Chord: 35.75 Course: N 44-22-32 W
Course In: N 88-42-38 W Course Out: N 00-02-26 W
RP North: 160295.1418 East: 1306781.2729
End North: 160320.1318 East: 1306781.2552
Une Course: S 89-55-58 W Length: 713.05
North: 160319.2952 East: 1306068.2057
Une Course: N 89-55-56 E Length: 0.00
North: 160319.2952 East: 1306068.2057
Perimeter: 1945.65 Area: 29,381 1
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0050 Course: S 24-29-50 E
Error North: -0.00457 East: 0.00208
Precision 1: 389,130.00
)
Parcel name: BOUNDARY
North: 160201.4466 East: 1305843.6895
Une Course: N 89-50-55 E Length: 960.568
North: 160203.9846 East: 1 306804.2542
Une Course: N 01-15-47 E Length: 147.220
North: 160351.1689 East: 1 306807.4993
Une Course: S 89-55-58 W Length: 630.113
North: 160350.4296 East: 1306177.3867
Une Course: N 01-20-32 E Length: 444.450
North: 160794.7576 East: 1306187.7975
Une Course: N 89-48-53 W Length: 629.435
North: 160796.7930 East: 1305558.3658
Une Course: S 01-25-16 W Length: 298.160
North: 160498.7248 East: 1305550.9713
Une Course: S 89-58-59 E Length: 599.877
North: 160498.5474 East: 1306150.8483
Une Course: S 01-20-32 W Length: 148.194
North: 160350.3940 East: 1306147.3770
Une Course: S 89-55-58 W Length: 375.027
North: 160349.9540 East: 1 305772.3502
Une Course: S 01-25-16 W Length: 70.024
North: 160279.9516 East: 1305770.6136
Une Course: N 89-55-58 E Length: 75.025
North: 160280.0396 East: 1305845.6385
Une Course: S 01-25-16 W Length: 78.616 LJ/(
North: 160201.4478 East: 1305843.6888
Perimeter: 4456.707 Area: 338,822 8
Mapcheck Closure -(Uses listed courses, radii, and deltas)
Error Closure: 0.0013 Course: N 30-29-30 W
Error North: 0.00116 East: -0.00068
Precision 1: 3,428,237.692
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ti
King County
Department of Development
and Environmental Services
900 Oakesdale Avenue Southwest
Renton, WA 98057-5212
206-296-6600 TIY 206-296-7217
www.metrokc.gov
May 17,2007
TO:
VIA:
FM:
RE:
Clerk of the Council
J~~~c.?s~sion Director
J~~nders, P.E., Development Engineer
Final Plat of JESSIE GLEN
DOES Project No. L05P0005
The Platting Unit of the Engineering Review Section has checked this plat (5 sheets) and finds
it complies with the requirements of King County, with the exception of the certification by
the King County Office of Finance.
A statement showing receipt for the plat recording fee of $98.00 is attached.
COUNCILMATIC DISTRICT: 5
Attachments: Copy of Sewer and Water Availability Letter
Statement for the Recording Fee
tQ
King County
Department of Development
and Environmental Services
900 Oakesdale Avenue Southwest
Renton, WA 98057-5212
206-296-6600 TTY 206-296-7217
www.metrokc.gov
May 17,2007
TO:
VIA:
I'M:
RE:
John Sweetman, Division Manager,
Department of Assessments
Joe Mi eS~~ision Director
Ja anders, P.E., Dev~ment Engineer
Final Plat of JESSIE GLEN
DDES Project No. L05P0005
The Land Use Services Division has reviewed the referenced final plat and finds the
subdivision in compliance with applicable County codes and the conditions of final plat
approval set forth by the County Council. We therefore transmit to you the attached original
tracing ofthe plat for your approval.
Please forward the plat to the OtIice of Finance for collection or taxes and assessments, and
for their certification.
COUNCILMATIC DlSTRlCT: 5
Attachment
cc: Lilian Yetter, Platting Technician, omce of Finance
til
King County
Department of Development
and Environmental Services
900 Oakesdale Avenue Southwest
Renton, WA 98057-5212
206-296-6600 TTY 206-296-7217
www.metrokc.goY
May 17, 2007
TO: Clerk of the Council
VIA: JOt:--Ntm: ~[e;~sion Director
=--r-.. d.ers, P.E., Development Engineer FM:
RE: Final Plat of JESSIE GLEN
DOES Project No. L05P0005
The Platting Unit of the Engineering Review Section has checked this plat (5 sheets) and finds
it complies with the requirements of King County, with the exception of the certification by
the King County Office of Finance.
A statement showing receipt for the plat recording fee of $98.00 is attached.
COUNCILMA TIC DISTRICT: 5
Attachments: Copy of Sewer and Water Availability Letter
Statement for the Recording Fee
til
King County
Department of Development
and Environmental Services
900 Oakesdale Avenue Southwest
Renton, WA 98057-5212
206-296-6600 TTY 206-296-7217
www.metrokc.gov
May 17,2007
TO: John Sweetman, Division Manager,
Department of Assessments
VIA:
FM:
RE: Final Plat of JESSIE GLEN
DDES Project No. L05P0005
The Land Use Services Division has reviewed the referenced final plat and finds the
subdivision in compliance with applicable County codes and the conditions of final plat
approval set forth by the County Council. We therefore transmit to you the attached original
tracing of the plat for your approval.
Please forward the plat to the Office of Finance for collection of taxes and assessments, and
for their certification.
COUNCILMATIC DISTRICT: 5
Attachment
cc: Lilian Yetter, Platting Technician, Office of Finance
®
King County
Department of Development
and Environmental Services
900 Oakesdale Avenue SW
Renton, WA 98055-1219
DATE:
v , , ,
TO: Addressing Services
Administrative Services Division
FM: Engineering Review Section
Land Use Services Division
Request to Record
Plat
Attached are two sets of prints for the above referenced plat. We are almost ready to
forward this plat for recording. Does your division have any corrections?
DATE:
TO:
FM:
NO YES X
If answer is yes, please make correction~ print.
I f)
C:...:l"".~· ·-'\'-\' ..... ~>.o.\L-"--'-".,.··"'\ r>hc...::-'.t'J=.)-,(....:\ :,,_. --'.>.:;.~\:_\-"-,s:..."-\ -,-,\9",,-_ Engin cering Review Section
Land Use Servi~s Division
-:-:--0-;--'--/"-\-:::---:---=:--:--;------Ad dressing Services
Administra ve Services Division
j
Attached are the above final plat prints with the necessary corrections shown in red. To
comply with the Washington State Senate Bill 5799, please add to the above plat prior to
recording.
"The house address system for this plat shall be as follows: Addresses shall be assigned
for the. noIjh-south roads with the range of I is "'J 0 0 to
I q \ 3 '::> and within the range of I I /.y () C) to
I I q '1 C) for the east-west roads. Individual addresses will be
assigned to the principal entrance of each residence or building in accordance with King
County Code 16.08."